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SAlOIS,
FlOWER &
UNDSAY
JUI~.lAW"
26 West High Street
Carlisle, PA
II
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EMILY K. BOCK,
Plaintiff
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JUN 1 4. iU06 !
IN THE COURT g;;COMi,.lNPLEAS t
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 92-1795 CIVil TERM
v.
THEODORE E. BOCK,
Defendant
IN DIVORCE
AMENDED QUALIFIED DOMESTIC RELATIONS ORDER
(Defined Contribution Plan)
This order creates and recognizes the existence of an alternate payee's right to
receive a oortion of the participant's benefits oayable under an employer-sponsored defined
contribution plan, which is qualified under Section 401 of the Internal Revenue Code (the
"Code"). This order is intended to constitute a Qualified Domestic Relations Order ("QDRO")
under Section 414(p) of the Code and Section 206(d) of the Employee Retirement Income
Security Act of 1974 ("ERISA") and shall be interpreted and administered in conformity with
such laws.
This order is entered pursuant to the authority granted under the applicable domestic
relations laws of the Commonwealth of Pennsylvania.
1. PLAN
This order applies to The IBM Savings Plan, also known as Taxpayer Deferred
Savings Plan (TDSP), hereinafter "the Plan". Any successor to this Plan shall also be subject
to the terms of the order.
2. PARTICIPANT
The name, address, Social Security Number, and date of birth of the participant are as
follows:
Name.
Address:
Theodore E. Bock
1286 Holiday Lane West
Brownsburg, Indiana. 46112
312-44-9337
September 16, 1943
Social. Security Number:
Date of Birth:
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SAIDIS,
FlOWER &
UNDSAY
~!JOIlNEY!loAT'lAW
26 West High Street
Carlisle, PA
,-
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3. ALTERNATE PAYEE
The person named as alternate payee meets the requirements of the definition of
alternate payee as set forth in Section 4 below. The alternate payee's name, address, Social
Security Number, date of birth, and relationship to the participant are as follows:
Name:
Address:
Emily K. Swords, f/k/a Emily K. Bock
4776 Chosin Few Lane
Cranfordville, IN 47933
312-46-2289
October 20, 1944
Former Spouse
Social Security Number:
Date of Birth:
Relationship to Participant:
THE ALTERNATE PAYEE SHALL BE RESPONSIBLE FOR NOTIFYING THE PLAN
ADMINISTRATOR IN WRITING OF ANY CHANGES IN HIS OR HER MAILING ADDRESS
SUBSEQUENT TO THE ENTRY OF THIS ORDER.
4. DEFINITIONS
Alternate Payee:
The alternate payee is any spouse, former spouse, child, or
other dependent of a participant who is recognized by a
domestic relations order as having a right to receive all or a
portion of the benefits payable under the Plan with respect to
the participant.
Liquidation Date:
The liquidation date is the date a portion of the participant's
account i~ Hquidat~d to allow the payment to the alternate
payee's account under this order. An assignment as of the
liquidation date assigns a portion of the participant's current
account.
Plan Administrator:
IBM Corporation (IBM) is the Plan Administrator for The IBM
Savings Plan.
Valuation Date:
The valuation date is the date on which the participant's vested
account balance will be valued in order to determine the
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SAIDIS,
FlOWER &
UNDSAY
~'lAW
26 West High Street
Carlisle, PA
I'
alternate payee's designated portion in accordance with the
terms of this order. Accounts are valued on a daily basis. If,
however, the QDRO requires a historical division of the
participant's account and a daily valuation is not available for
such date, the participant's account will be divided as of the
nearest valuation date immediately following the date specified
in the order.
Vested Account Balarrce:
The participant's vssted account balance is the participant's
benefit as if he or she terminated employment and received a
distribution on the valuation date.
5. BENEFIT PAYABLE TO THE ALTERNATE PAYEE
Option A - Straight Percentage
The order assigns to the alternate payee an amount equal to fifty percent
(50%) of the participant's vested account balance under the Plan (identified in Section ...~
1) as of July 1, 1997.
The participant's vested account balance will not be reduced by the value of
outstanding loans before the alternate payee's portion of the benefit is determined.
If the assigned amount is greater on the liquidation date than the net vested
account balance after any outstanding loan balances and/or withdrawals have been
deducted, the net vested account balance will be the assigned amount.
From the valuation date to the liquidation date, the amount assigned to the
alternate payee will include earnings and losses calculated under the Plan's
methodology.
6.
FORM OF PAYMENT
The alternate payee shall receive the portion of the Plan benefits assigned to
the alternate payee in a single lump-sum payment. Such amount shall be adjusted for
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SAIDIS,
FlOWER &
UNDSAY
~IlJIlNEtSoM.lAW
26 West High Street
Carlisle, PA
'I
earnings and losses from the liquidation date to the date of distribution to the alternate
payee. If the alternate payee's benefit is $5,000.00 or less, the alternate payee's
benefit will be automatically paid out.
7. COMMENCEMENT
The alternate payee shall be eligible to receive payment as soon as
administratively reasonable following the determination that this order is a Qualified
Domestic Relations Order. In no event can the alternate payee commence his or her
benefit later than AprU 1 following the year if) which the participant attains age 70'Yz.
8. DEATH PROCEDURES
If the participant predeceases the alternate payee prior to payment of the
alternate payee's assigned benefits under the Plan, the alternate payee's benefits will
not be affected. In the event of the participant's death, the account balance, which
remains the property of the participant, will be payable to the participant's designated'11
beneficiary or in accordance with Plan provisions. This order does not require the .*
participant to name the alternate payee as the beneficiary for the benefits not assigned
to the alternate payee.
In case of the death of the alternate payee prior to distribution of the alternate
payee's benefits from the Plan, the assigned benefits will be paid to the alternate
. payee's ciesignated beneficiary 01, if none, in accordaf.\Ce with Plan provisions.
9.
RETENTION OF JURISDICTION
This matter arises from an action for divorce or legal separation in this court
under the case number set forth at the beginning of this order. Accordingly, this court
has jurisdiction to issue this order.
In the event the Plan Administrator determines that this order is not a Qualified
Domestic Relations Order, both parties shall cooperate with the Plan Administrator in
making any changes needed for it to become qualified. This includes signing all
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SAIDIS,
FlOWER &
UNDSAY
AI lUllNl!l'S-AT.lAW
26 West High Street
Carlisle, PA
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necessary documents. For this purpose, this court expressly reserves jurisdiction over
the dissolution proceeding involving the participant, the alternate payee, and the
participant's interest in the Plan.
10. LIMITATIONS
Pursuant to Section 414(p )(3) of the Code and except as provided by Section
414(p)(4), this order:
(i) Does not require the Plan to provide any type or form of benefit, or any option,
not otberwise provided under the Plan;
(ii) Does not require the Plan to provide increased benefits; and
(iii) Does not require the payment of benefits to an alternate payee that is required
to be paid to another alternate payee under another order previously
determined to be a Qualified Domestic Relations Order.
11. TAXATION
For purposes of Sections 402 and 72 of the Code, any alternate payee who is
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the spouse or former spouse of the participant shall be treated as the distributee of any
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distribution or payments made to the alternate payee under the terms of the order and,
as such, will be required to pay the appropriate federal, state, and local income taxes
on such distributions.
12 CONSTRUCT"'E TRUST
If the Plan inadvertently pays to the participant any benefit that is assigned to
the alternate payee pursuant to the terms of this order, the participant will immediately
reimburse the Plan within ten (10) days of receipt.
If the Plan inadvertently pays to the alternate payee any benefit that is actually
payable to the participant, the alternate payee will immediately reimburse the Plan
within ten (10) days of receipt.
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13. EFFECT OF PLAN TERMINATION
14. CERTIFICATION OF NECESSARY INFORMATION
Plan's termination prOVisions for participants and beneficiaries
her portion of the participant's benefits as Stipulated herein in aCCordance with the
If the Pian is terminated, the a~emate payee sha~ be entitled to receive his or
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All payments made pursuant to this Order shall be conditioned On the
information as the Plan Administrator may reaSonably reqUire from such parties to
certification by the a~emate payee and the participant to the Plan Administrator of sUch
make the necessary calculation of the benefit amounts COntained therein.
Dated this a day~, 20~.
By the Court'--
CONCURRENCE:
~Lt~ PriJ-
Theodore E. Bock
Participant
-&~.\JUM7.IJA _
Emily K. ords, f/k/a Emily K. Bock
Alternate Payee
[J)IS,
VER&
~SAY
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{igh Street
Ie, PA
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