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HomeMy WebLinkAbout06-3732IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 01e -373;1, 655 PAPER MILL ROAD MAIL STOP 1411 WILMINGTON DE 19884-1411 Plaintiff VS CLORISA A BLANKENSHIP 110 N MARKET ST MECHANICSBURG PA 17055 Defendant(s) CIVIL ACTION - LAW Filed on behalf of: Plaintiff, MBNA AMERICA BANK, N.A. Counsel of record for this party: Date: " ? 4 Ilt, ztz- - Amy F. 15oyle #J7062 / Daniel F. Wolfson #20617 Philip C. Warh is #86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 144502797 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS CLORISA A BLANKENSHIP Defendant(s) :No. :CIVIL ACTION - LAW NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment maybe entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 144502797 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff :No. VS CLORISA A BLANKENSHIP Defendant(s) :CIVIL ACTION - LAW N TICIA USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias despu6s que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 144502797 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. : Plaintiff No CAL -393 2 vs. CLORISA A BLANKENSHIP Defendant(s) CIVIL ACTION - LAW COMPLAINT AND NOW, this 16 day of June, 2006, comes the Plaintiff, MBNA America Bank, N.A., by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as follows: Plaintiff, MBNA AMERICA BANK, N.A. , N.A., is a National Banking Association organized under the National Banking Act with principal place of business situated at P.O. BOX 15718, WILMINGTON, DELAWARE 19850. 2. Defendant, CLORISA A BLANKENSHIP, is an adult individual with a last known address of 110 N MARKET ST, MECHANICSBURG, CUMBERLAND COUNTY, PA 17055. 3. It is averred that Defendant was issued an open-end credit card account by Plaintiff. This account was created through a written contract between Plaintiff and Defendant, accepted by Defendant when he signed and utilized the credit card account. A true and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A." 4. The Credit Card Agreement contains a binding Arbitration provision providing that any claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. §§1-16 CCP Cmplt - MBNA W & A File No. 144502797 (FAA) governed the Agreement and that following disposition through the NAF, judgment may be entered in any state court having jurisdiction. At all relevant times material hereto, Defendant has been regular user of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. 6. By virtue of Defendant's use and maintenance of this credit card in connection with his purchases of goods, and services, he became bound to all of its contractual terms, which clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to the NAF having jurisdiction over this claim. Defendant received monthly statements which accurately state all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due. A summary of the account showing the balance due and owing is incorporated herein and marked as Exhibit "B". 8. Defendant did not object to the above-mentioned Statements of Account submitted by Plaintiff to Defendant. 9. Defendant has made sporadic and irregular payments, if any, which have been applied to the outstanding balance of this account. 10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is the sum of $6,867.15. 11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or delinquent balances on said account shall continue to bear interest at the rate of 6 %. 12. The amount of interest which has accrued on the aforementioned account is the sum of $381.53. CCP Cmplt - MBNA W & A File No. 144502797 13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendant. 14. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees from the law office of Wolpoff & Abramson, L.L.P. in the collection of the collection of the amounts due from Defendant incident to the within action, the Plaintiff shall continue to incur such attorney's fees throughout the conclusion of the proceedings. 15. The amount of attorney's fees incurred in this matter is the sum of $1,030.07. 16. Despite reasonable and repeated demands for payment, Defendant has failed, refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 17. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 18. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - MBNA W & A File No. 144502797 WHEREFORE, Plaintiff, MBNA America Bank, N.A., respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendants, in the amount of $6,867.15, plus interest in the amount of $381.53, plus attorney's fees in the amount of $1,030.07, plus costs of this action and any other relief as this Court deems proper and just. Respectfully submitted, Date: J-XA &xo ? "Ztt?' Amy . Doyle # 7062 / Daniel F. Wolfson #20617 Philip C. Warh is #86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA W & A File No. 144502797 VERIFICATION The undersigned hereby states that he/she is the attorney for the Plaintiff, MBNA America Bank, N.A., who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unworn falsification to authorities. Date: 2 f/t'e'& ? Amy F. Doyle #87 / Daniel F. Wolfson #20617 Philip C. Warholic 86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA W & A File No. 144502797 Exhibit "A" t 3 i IC W n? P t k T.'?I y ''y+ 11 y ^• i ?.. y {O .. It ?• ? S>? > r ri '? B e ??r K SIL Stowe lit 11 L I lilt IF 1 2wi s R t or, g '??S n 3r Yz5z" o, v_ fara?s # s ! ? Q alit; Oil lit 1011mill, 2 MUM al 45 _W I tit' ?t r k g n C Its i -71 litQ HAI it, - !t 4 e Z' a Q c its; ?O1??`•• A $,g3 ar; QI1'°? ?3 g N? its 1 u3.a ;=a f•A 11, " SL 11 s -1 P VIM 1j a .1 PrQU RA or z P Alt a to _ R 3 x IN f 12F it jr -T ma P 1H pit M, 9. 2 If= lul- -v MOIR , Jill ill[ a3 $ I 4r fig All Its 0 3 = ?° $ 7ii'5aMn •>a A Rti: , c i ?? QS g o R R o w s ? x 7 7 ? ; N g 3 3 1? g ° f}tr AA E ? %" t A ?io??r r ?J y? 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Z M1??Sx MIS DD t o Exhibit "B" CLIENT NO 001730 MBNA ACCT#5401261404395859 BALANCE -- 6,867.15 ****** PRIMARY DEBTOR ***** C/O DATE 01/01/69 LSTPY DT 05/07/05 *M-ACCT-NO *M-REC-TYPE*M-GUST-TYPE*M-LAST-NAME 5401261404395859 A I BLANKENSHIP *M-FIRST-NAME *M-ADDR-1 *M-ADDR-2 CLORISA A 100 W LOCUST ST *M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH MECHANICSBURG PA 170556349 7177960945 *M-WORK-PH *M-DOB *M-POE-NAME 7179203627 10/19/77 *M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER LM01 OM0001 * M-BAN K-CO D E* M-BRANCH-CO D E* M-CALL-CODE* M-R ECOV ER ER-CODE* M-DEALER-CODE AGNY * M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEI PT-DATE* M-CONTACT-DATE*M-CO-DATE PAA 0000 07/11/05 11/03/98 01 /01 /69 *M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL 05/07/05 6,867.15 .00 .00 6,867.15 *M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1 6,867.15 .00 .00 AA1 BAAABAAA12 *M-COMMENT-2 001 20050711 0000065 *M-COMMENT-3 *M-COMMENT-DATE 07/12/05 *M-2ND-NAME *M-MONTHLY-INCOME*M-OTHER-INCOME 5.00 .00 *M-MONTHLY-PYMT* M-OTH ER-PYMT*M-OW N-RENT-CODE*M-RECOVERY-SCORE* M-NEXT-PAY-DATE .00 .00 R 0650 * M-LAST-INT-DATE*M-LAST-CONTACT-DATE*M-COMM-RATE*M-HOME-PH-FLAG*M-WORK-PH-FLAG 0000 *M-ADDR-FLAG*M-SSN *M-MIO*M-AG 44. 1_ limam (`v y ? ?t. z t'. G IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. 1 Plaintiff VS CLORISA A BLANKENSHIP Defendant(s) No. 06-3732 CIVIL ACTION - LAW PRAECIPE FOR JUDGMENT Please enter Judgment in favor of Plaintiff and against Defendant(s), CLORISA A BLANKENSHIP, for want of ANSWER TO COMPLAINT. (X) Amount due $8,278.75 Less credits $ TOTAL $8,278.75, plus interest and costs (X) I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the complaint and is calculable as a sum certain from the complaint. (X) Pursuant to Pa.R.C.P. 237 (Notice of Praecipe for final judgment or decree), I certify that a copy of this praecipe has been mailed to each other party who has appeared in the action or to his/her Attorney of Record. (X) Pursuant to Pa.R.C.P. 237.1, I certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to his/her Attorney of Record, if any, after the default occured and at least ten days prior to, the date of the filing of this praecipe and a copy of the notice is attached. Date: ?fLYL Q? ILL z z 14? j4z' Amy F. Doyle ##062 /Daniel F. Wolfson 00617 Philip C. Warh c #86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff NOW,, 20,111-, JUDO IS E AS ABOVE. "" 77 r Protbo tary/Clerk, Div. on By: Deputy W&A File No. 144502797 MAIN OFFICE ' LAW OFFICES TWO IRVINGTON CENTRE WOLPOFF & ABRAMSON, L.L.P. 702 KING FARM BLVD, ROCKVILLE, MD 20850 ARomeYS in the Practice of Debt Collection ......... _---- (A National Collection Attorney Network Finn) 10906 JUDICIAL DR., BLDG. A3, FAIRFAX, VA 2203D 4380 TRINDLE ROAD 1108 E. MAINST., STE. 100.9, RICHMOND, VA 28219 3RD FLOOR 5122 GREENWICH RD., VIRGINIA BEACH, VA 29462 CAMP HILL PA 17011 919 N. MARKET ST., STE. 1300, WILMINGTON. DE 19899 , 1 VN1LI(B"BLDCLBOX12MCLAA69FaWV 28902 46M TRNDLE ROAD, NO FLOOR, CAMP HILL, PA 17011 717-303$700 29832 ROADSIDE DR., STE. 256, AGOURA HILLS, CA 91301 39500 HIGH POINTE BLVD., STE. 250, NDVI, MI 46375 OUTSIDE THE CAMP HILL LOCAL AREA 3DO CANAL VIEW BLVD., ESTER, NY s21s N. acoNNa1 elvD., sT . toeo, LAS AS, rx 75Gro =1 (TOLL FREE) 180GLASTONSURY BLVD., G TONSURY, CT 09033 1-800-758-0875 210 INTERSTATE NORTH PKWY., STE. 700, ATLANTA GA 30399 301 CARLSON PKWY., SM. 303, MINNETONKA, MN 66435 FACSIMILE 717.737-9051 PLEASE DIRECT ALL INQUIRIES TO THE CAMP HILL OFFICE July 25, 2006 CLORISA A BLANKENSHIP 110 N MARKET ST MECHANICSBURG, PA 17055 RE: MBNA AMERICA BANK, N.A. vs. CLORISA A BLANKENSHIP Dear Clorisa A Blankenship: ALASKA CABOT, ARKANSAS ENGLEWOOD, COLORADO FT. LAUDERDALE, RAROA HONOLULU, HAWAII BOISE, IDAHO CHICAGO, ILLINOIS MERRILLVILLE. INDIANA KANSAS CITY, KANSAS LEXINGTON, KENTUCKY METAIRIE. LOUSUWA ST. LOUIS, MISSOURI GREAT FALLS, MONTANA OMAHA NEBRASKA LAS VEGAS. NEVADA MANCHESTER, NEW HAMPSHIRE SANDY, UTAH MILWAUKEE, WISCONSIN RAWLINS. WYOMING • The Natlaml Collodion ARomey Norawk M an affiliation of separate law fine. W5A H1oum of Operetan: 8 a.m.-6:30 p.m. ET M-F W&A File No. 144502797 Enclosed herein please find a 10-Day Notice pursuant to Rule 237.1 of the Pennsylvania Rules of Civil Procedure. Sincerely, C COPY Amy F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears 087737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff Enclosure cc: Clorisa A Blankenship This is an attempt by a debt collector to collect a debt and any information obtained will be used for that purpose IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. NO. 06-3732 Plaintiff VS. CLORISA A BLANKENSHIP Defendant(s) TO: CLORISA A BLANKENSHIP 110 N MARKET ST MECHANICSBURG PA 17055 DATE OF NOTICE: July 25, 2006 CIVIL ACTION - LAW YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 Amy F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 144502797 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-3732 Plaintiff VS CIVIL ACTION - LAW CLORISA A BLANKENSHIP Defendant(s) AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND The undersigned counsel, being duly sworn according to law, depose and say that I am the Attorney for the Plaintiff in the above-captioned matter, and that to the best of my knowledge, information and belief Defendant, Clorisa A Blankenship, above-named, is over 21 years of age; is last known to reside at 110 N Market St Mechanicsburg, County of Cumberland, Pennsylvania; is not in the military service of the United States or its Allies, or otherwise within the provisions of the Servicemembers Civil Relief Act and its Amendments. Date: S 4 /04 COMMONWEALTH OF PENNSYLVANIA Notarial Seal Kimberly L. Eisenhauer, Notary Public Hampden Twp., Cumberland County My Commission Expires Nov. 17, 2009 Member, Pennsylvania Association of Notaries e Amy F. Doyle ##1062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff SWORN and SUBSCRIBED to before me this 6Ln day ofLPL-, 200L. L No ary Public W 8c A File No. 144502797 W&A File No. 144502797 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA Alv);ERICA BANK, N.A. No. 06-3732 Plaintiff VS CIVIL ACTION - LAW CLORISA A BLANKENSHIP Defendant(s) CERTIFICATE OF RESIDENCE PA. R.C.P. 236 I hereby certify that the precise address of Plaintiff is: Mbna America Bank, N.A. 655 Paper Mill Road Mail Stop 1411 Wilmington DE 19884-1411 and certify that the last known address of the within Defendant(s) is: Clorisa A Blankenship 110 N Market St Mechanicsburg PA 17055 Date: B 4 0 Amy F. Doyle #8 2 / Daniel F. Wolfson #20617 Philip C. Warholi #86341 /Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 144502797 Q .t :. ? ?L O IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS CLORISA A BLANKENSHIP Defendant(s) No. 06-3732 CIVIL ACTION - LAW it NOTIC? OF JUDGMENT ( x ) Notice is hereby given a Ju?dgm?epn? in the abode-c?aQtioned matter has been entered against you in the amount of $8,278.75, plus interest, on !96C I - , 20.Q(Q. ( x ) A copy of all documents filed with the Prothonota ` in support of thie within judgment is/are attached. By: r If you have any questions regarding this Notice, please cbnta the filing arty. Date: Amy F. Doyle #8706 J Daniel F. Wolfson #20617 Philip C. Warholic # 341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff This Notice is given in accordance with Pa.R.C.P. 236.) NOTICE SENT TO: Clorisa A Blankenship 1IO N Market St Mechanicsburg PA 17055 W&A File No. 144502797 SHERIFF'S RETURN - REGULAR CASE NO: 2006-03732 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MBNA AMERICA BANK NA VS BLANKENSHIP CLORISA A TIMOTHY REITZ , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon BLANKENSHIP CLORISA A the DEFENDANT , at 1139:00 HOURS, on the 3rd day of July , 2006 at 110 N MARKET STREET MECHANICSBURG, PA 17055 CLORISA A BLANKENSHIP by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: So Answers: Docketing 18.00%?? Service 8.80 Postage .39 Surcharge 10.00 R. Thomas Kline .00 37.19 ? 07/05/2006 ?- 124.-v4 WOLPOFF & ABRAMSON Sworn and Subscibed to By: before me this day Dep y Sherif of A.D. AO PRAECIPE FOR WRIT OF EXECUTION (MONEY JUDGMENT) P.R.C.P. 3101 to 3149 MBNA AMERICA BANK, N.A. IN THE COURT OF COMMON PLEAS OF Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA VS. CLORISA A BLANKENSHIP Defendant(s) JUDGMENT NO. 06-3732 PRAECIPE FOR WRIT OF EXECUTION (MONEY JUDGMENT) To the Prothonotary: Please issue the. Writ of Execution in the above-captioned matter, in the amount of $8,278.75. (1) Directed to the Sheriff of CUMBERLAND County, Pennsylvania; (2) against,CLORISA A BLANKENSHIP located at 100 W LUCUST ST, MECHANICSBURG, PA 17055, Defendant(s) (3) and against, SOVEREIGN BANK located at 17 W HIGH ST, CARLISLE, PA 17013, Garnishee(s); (4) and index this writ {a) against, CLORISA A BLANKENSHIP , Defendant(s) and (b) against, SOVEREIGN BANK, Garnishee(s), as a )is pendens against the real property of the Defendant(s) in the name of the Garnishee(s) as follows: (Specifically describe property) ***GARNISH ONLY*** You are directed to attach the property of the Defendant(s) not levied upon in the possession of SOVEREIGN BANK located at 17 W HIGH ST, CARLISLE, PA 17013, Garnishee(s). All accounts including but not limited to all savings, checking and other accounts, certificates of deposit, notes receivables, collateral, pledges, documents of title, securities, coupons and safe deposit boxes. Amount due $8,278.75 Interest from 08/18/2006 To Be Determined At an interest rate of 6% per year Total $8 298.75 Plus costs & interest Date: Amy F. Doyle #0062 / D el F. Wolfson #20617 Philip C. Warholic #86341 / David R. Galloway #87326 Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 / Ronald S. Canter #94000 Ronald M. Abramson #94266 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 1=44502797 XXX-XX-7430 co WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-3732 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MBNA AMERICA BANK, N.A., Plaintiff (s) From CLARISA A. BLANKENSHIP,100 W. Lucust St. Mechanicsburg, PA 17055 (1) You are directed to levy upon the property of the defendant (s)and to sell (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: SOVEREIGN BANK, 17 W. High Street, Carlisle, PA 17013-2661 ALL ACCOUNTS INCLUDING BUT NOT LIMITED TO ALL SAVINGS, CHECKING AND OTHER ACCOUNTS, CERTIFICATES OF DEPOSIT, NOTES RECEIVABLES, COLLATERAL, PLEDGES, DOCUMENTS OF TITLE, SECURITIES, COUPONS AND SAFE DEPOSIT BOXES. and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $8,278.75 L.L. $.50 Interest from 8/18/06 at an interest rate of 6% per year Atty's Comm % Due Prothy $2.00 Atty Paid $128.69 Plaintiff Paid Date: 9/24/07 (Seal) REQUESTING PARTY: Other Costs j /111 ' ILJI?A - R - " - ilChrtis R. Long, Prothonotar6 By: Deputy Name AMY F. DOYLE, ESQUIRE Address: WOLPOFF & ABRAMSON, LLP 4660 TRINDLE ROAD, SUITE 300 CAMP HILL, PA 17011 Attorney for: PLAINTIFF Telephone: 717-303-6700 Supreme Court ID No. 87062 SHERIFF'S RETURN - GARNISHEE CASE NO: 2006-03732 P COMMONWEALTH OF PENNSLYVANIA COUNTY OF CUMBERLAND MBNA AMERICA BANK NA VS BLANKENSHIP CLARISA A And now WILLIAM CLINE ,Sheriff or Deputy Sheriff of Cumberland County of Pennsylvania, who being duly sworn according to law, at 0013:15 Hours, on the 27th day of September, 2007, attached as herein commanded all goods, chattels, rights, debts, credits, and moneys of the within named DEFENDANT , BLANKENSHIP CLARISA A in the hands, possession, or control of the within named Garnishee SOVEREIGN BANK 17 WEST HIGH ST CARLISLE, PA 17013 Cumberland County, Pennsylvania, by handing to JULIE MYERS (TELLER) personally three copies of interogatories together with 3 and attested copies of the within WRIT OF EXECUTION the contents there of known to Her . true and made Sheriff's Costs: So ans Docketing .00 Service .00 7 Affidavit .00 R. Thomas Kline Surcharge .00 Sheriff of Cumberland County .00 0 0 zohh> 09/28/2007 Sworn and Subscribed to before me this day of By Deputy Sheriff A.D I IN THE COURT OF COMMON PLEAS OF CUMBERLAND-COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS CLORISA A BLANKENSHIP Defendant(s) No. 06-3732 CIVIL ACTION - LAW PRAECIPE TO DISCONTINUE ATTACHMENT EXECUTION To the Prothonotary: Kindly mark the attachment against the Garnishee, SOVEREIGN BANK, discontinued, upon payment of your costs only. Respectfully Submitted, Date: Amy F. D 41e # 2 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / David R. Galloway #87326 Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 / Ronald S. Canter #!94000 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill. PA 17,011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 144502797 O ? ? L g LIN z i cn r R. Thomas Kline, Sheriff, who being duly sworn according to law, states this Whit is returned ABANDONED, no action taken in six months. riff s Costs: Advance Costs: 150.00 Sheriffs Costs 86.19 D&keting 18.00 63.81 - 5-V Poundage 1.69 Advertising Law Library .50 Prothonotary 2.00 Refunded on 07/29/08 Mileage 5.00 Misc. Surcharge 20.00 Levy 30.00 Post Pone Sale Certified Mail Postage Garnishee 9.00 TOTAL 86.19 $- _pS So Answers, 06 R. Thomas Kline, S eriff By0" O-e k,SCBp WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-3732 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MBNA AMERICA BANK, N.A., Plaintiff (s) From CLARISA A. BLANKENSHIP, 100 W. Lucust St. Mechanicsburg, PA 17055 (1) You are directed to levy upon the property of the defendant (s)and to sell (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: SOVEREIGN BANK, 17 W. High Street, Carlisle, PA 17013-2661 ALL ACCOUNTS INCLUDING BUT NOT LIMITED TO ALL SAVINGS, CHECKING AND OTHER ACCOUNTS, CERTIFICATES OF DEPOSIT, NOTES RECEIVABLES, COLLATERAL, PLEDGES, DOCUMENTS OF TITLE, SECURITIES, COUPONS AND SAFE DEPOSIT BOXES. and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $8,278.75 L.L. $.50 Interest from 8/18/06 at an interest rate of 6% per year Atty's Comm % Due Prothy $2.00 Atty Paid $128.69 Plaintiff Paid Other Costs Date: 9/24/07 (Seal) REQUESTING PARTY: Name AMY F. DOYLE, ESQUIRE Address: WOLPOFF & ABRAMSON, LLP 4660 TRINDLE ROAD, SUITE 300 CAMP HILL, PA 17011 Attorney for: PLAINTIFF Telephone: 717-303-6700 Id LA? P. " C is . Long, Prothonotar)d ik- By: L . Deputy Supreme Court ID No. 87062 REGIONAL OFFICES LAW OFFICES TEMPE, AZ MANN BRACKEN LLP AGOURA HILLS, CA Attorneys in the Practice of Debt Collection CONCORD, CA (A National Collection Attorney Network Firm) GREENWOOD VILLAGE, CO 4660 TRINDLE ROAD WILMINGTON, DE BOCA RATON, FL SUITE 300 ATLANTA, GA CAMP HILL, PA 17011 ROCKVILLE, MD NOVI, MI THE SUCCESSOR BY MERGER TO WOLPOFF & ABRAMSON, LLP AND ESKANOS & ADLER, P.C. CHAMPLIN, MN (TOLL FREE) HUNTERSVILLE, NC CARSON CITY, NV 1-800-830-2793 ROCHESTER, NY FACSIMILE (866) 281-9028 PLEASE DIRECT CORRESPONDENCE TO CAMP HILL OFFICE DECEMBER 22, 2008 Prothonotary CUMBERLAND County Court of Common Pleas CUMBERLAND COUNTY COURTHOUSE OFFICE OF PROTHONOTARY 1 COURTHOUSE SQUARE CARLISLE PA 17013-0338 Re: CLORISA A BLANKENSHIP Our Client: FIA Card Services, N.A., f/k/a/ MBNA America Bank, N.A. State Court Docket No. 06-3732 REGIONAL OFFICES INDEPENDENCE, OH PORTLAND, OR CAMP HILL, PA PITTSBURGH, PA CLINTON, TN NASHVILLE, TN HOUSTON, TX IRVING, TX SAN ANTONIO, TX FAIRFAX, VA RICHMOND, VA VIRGINIA BEACH, VA Federal Case Name: Nirmal A. Vincent v. Wolpoff & Abramson, LLP Federal Docket No: 08-423-DWA-U.S. District Court for the Western District of PA Federal Class Action Settlement Notice MB FILE No. 144502797 Dear Clerk, Pursuant to Order of Court dated November 24, 2008, signed by Judge Ambrose of the United States District Court for the Western District of Pennsylvania, Plaintiff, by and through its counsel, the law firm of Mann Bracken, LLP, notifies this Honorable Court that, effective December 1, 2008, Defendant(s) is entitled to a Judgment credit of $ 515.03. Sincerely, MANN BRACKEN LLP cc: CLORISA A BLANKENSHIP 110 N MARKET ST MECHANICSBURG PA 17055-3339 This is an attempt by a debt collector to collect a debt and any information obtained will be used for that purpose. FIACRC/FIACRC FIACRD (1211911) O . t; 1 cri