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HomeMy WebLinkAbout06-3877IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS & MERCHANTS TRUST COMPANY OF CHAMBERSBURG, Plaintiff, v. CIVIL DIVISION NO.: d` - 377 ISSUE NO.: DERRICK A. CARPENTER, Defendant. YOU ARE HEREBY NOTIFIED TO PLEAD TO THE ENCLOSEDC MPLAINT WITHIN TWENTY (20)DAYS FROM SERVI~F A AULT JUDGMEN7 MAY BE ENT ST YO TYPE OF PLEADING: CIVIL ACTION -COMPLAINT IN BREACA OF CONTRACT COUNSEL OF RECORD FOR THIS PARTY: Scott A. Diettelick, Esquire Pa. I.D. #55650 I HEREBY CERTIFY THAT THE ADDRESS OF 7HE PLAINTIFF IS~. P.O. Box 6010, 20 South Maio Sheet Chambersbur PA 17201-0819 AND THE E NT~, 110 Dus b CERT~ICATE OF LOCATION I HEREBY CERTIFY THAT THE IACATION OF THE REAL E TAT ~ ED BY THIS LIEN IS 110 Dusty 1 ~ 61 7241 ATTORN TIFF JAMES, SMITH,DIETTERICK & CONNELLY LLP P.O. Box 650 Hershey, PA 17033 (717)533-3280 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS & MERCHANTS TRUST COMPANY : CNIL DNISION OF CHAMBERSBURG, Plaintiff, NO,: vs. DERRICK A. CARPENTER, Defendants. NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20} days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (717) 249-3166 (800)990-9108 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS & MERCHANTS TRUST COMPANY : CIVIL DIVISION OF CHAMBERSBURG, . Plaintiff, NO.: vs. DERRICK A. CARPENTER, Defendants. AVISO USTED HA SIDO DEMANDADO/A EN CORTE. Si usted desea defenderse de las demandas que se presentan mas adelante en las siguientes paginas, debe tomar accion dentro de los proximos veinte (20) dies despues de la notificacion de esta Demands y Aviso radicando personalmente o por medio de un abogado una comparencencia escrita y radicando en la Corte por escrito sus defenses de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte de que si usted fella de tomar accion Como se describe anterionnente, el caso puede proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demands o cualquier otra reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad u otros derechos importantes pare usted. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO IMMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO O NO PUEDE PAGARLE A UNO, LLAME O VAYA A LA SIGUIENTE OFICINA PARR AVERIGUAR DONDE PUEDE ENCONTRAR ASISTENCIA LEGAL. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (717) 249-3166 (800)990-9108 IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. §1692 ET SEQ. (1977), DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF, IF DEFENDANT(S) DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE. THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY (30) DAY PERIOD FOLLOWING FIRST CONTACT WITH YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW PROVIDES THAT YOUR ANSWER TO THIS COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE, NO REQUEST WILL BE MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH LITIGATION OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT. IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON REAL ESTATE. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS & MERCHANTS TRUST COMPANY : CNIL DNISION OF CHAMBERSBURG, Plaintiff, No.: O(- --~77 vs. DERRICK A. CARPENTER, Defendants. CIVIL ACTION - COMPLAINT IN BREACH OF CONTRACT AND NOW, comes Farmers & Merchants Trust Company of Chambersburg ("Plaintiff'), by and through its attorneys, James, Smith & Dietterick, and files this Complaint in Breach of Contract as follows: The Plaintiff is Farmers & Merchants Trust Company of Chambersburg, having its principal place of business located at P.O. Box 6010, 20 South Main Street, Chambersburg, Pennsylvania 17201-0819. The Defendant is Derrick A, Carpenter, an adult individual whose last known address is 110 Dusty Lane, Newville, Pennsylvania 17241. 3. On or about September 15, 2005, Defendant executed and delivered a Promissory Note and Disclosure in favor of Plaintiff in the original principal amount of $10,900.00 ("Note"). A true and correct copy of said Note is marked Exhibit "A", attached hereto and made. a part hereof. 4. Under the terms of the aforesaid Note, Plaintiff is entitled to accelerate payment of the principal balance, accrued and unpaid interest and all other sums due and owing under the terms of the Note upon the occurrence of an event of default, including but not limited to, the failure to pay monthly installments of principal and interest when due. The aforesaid Note has not been released, transferred or assigned by Plaintiff. 6, Defendant has breached his duty imposed by the aforesaid Note and is in default under the terms of the said Note for, inter alia, failing to make monthly installments of principal and interest when due. Any and all conditions precedent to payment to Plaintiff have been satisfied. By letter dated May 26, 2006, Plaintiff declared Defendant in default and declaed the full balance owed under the Note to be immediately due and payable. 9. Notwithstanding Plaintiffs demands for payment, Defendant's obligations under the terms of the aforementioned Note remain unsatisfied. 10. The amount due and owing Plaintiff by Defendant is as follows: Principal $10,443.03 Interest to 7/3/06 $ 310.93 Late Chazges $ 30.57 Attorneys' Fees and Costs (15% of total amount due) $ 1,617.67 TOTAL $12,402.20 plus interest on the principal sum ($10,443.03) from July 3, 2006, at the rate of $3.03 per diem, plus additional attorneys' fees and costs. WHEREFORE, Plaintiff demands judgment in its favor and against Defendants for the total amount due of $12,402.20, with interest on the principal sum ($10,443.03) from July 3, 2006, at the rate of $3.03 per diem, plus additional late chazges, attorneys' fees and costs. JAMES SMITH DATED: Q~ BY: Scott X. D9e11~iclc~s PA I. D. #55650 Attorneys for Plaintiff P.O. Box 650 Hershey, PA 17033 (717)533-3280 CONNELLY LLP EXHIBIT "A" PR NSSORY NOTE AND DISCL ;URE ANNUAL PERCENTAGE. FINANCE CHARGE Amount Financed Total of Payments i RATE 'The dollar amount Me credit The amount of eredh The amount I wiN have pdd The coat of my credit as a willcost me. provided ro me or on my shat 1 have mods ell I yearly rata. behalf. payments as schadulatl. 1 D,350% 83,788.58 310,900.00 514,686.58 PAYMENT SCHEDULE. My payment schedule will be 72 monthly payments of 8203,98 each, beginning OuKOber 17, 2005. PREFERRED RATE FEATURE. The Interest rate on this loan IncltMee a preferred rate reduction. If the preferred rate reduction is terminated, the interest on my loan wig increase to t0.80D%. The inweesa will take the farm of a larger amount due at maturity. Following is a deacdpNan at Me evert that would cause the preferred rate reduction to terminate. Dasedptlort of Event That Would Ceuae Ms Pntsmsd Rate Raduutlon to Tarminan. stopping the Daft from en FaM account. How The New Rate WIII Be Drtsrmined Upon Tarminadon of the Prehmd Reduction. by 0.25%. EXAMPLE OF EFFECT OF INTEREST RATE INCREASE. If the interart rate inmeesed by 0.260% on October 15, 2005, my finet payment would incroeae to $338.81. SECURITY. This loan is unsecured, ezeept for hee also reserved a eontrectuel right of smoN in my deposit accounts. LATE CHARGE. If a payment is 18 days ar more late, I will be charged 6.000% of the ragWedY aehedWetl payment. PREPAYMENT. If I pay off early, I will not have to pay a penalty. 1 will bok at my contract documents for any addlNOnal information ehou[ nonpayment, default, any reptrired repayment in full before the scheduled dais, and prepevment refunds. Amount Financed Itemization Amount pdd to me directly: 93,724.15 43,724.15 Deposited to Account # 34-44627 Amount pdd to oMen on my hshdf: 87,175.85 $447.75 to Members tm Credit Union 9404.99 ro Key's Jewebrs 82,360.91 to Adema National Bank 83,972.20 to Juniper Note Prfncfpd: 810,900.00 Prspdd Flnencs Charges: 90.00 Amount Flnenced: 810,900.00 Principal Amount: 870,900.00 Interest Rete: 70.350% Date of Note: September 15, 2005 Maturity Daie: September 17, 2011 PROMISE TO PAY. I ('Rorrawar''1 promlas to pay to Fermma and Merchants Tent Ca, of Chambsrsburg I"Lendar`h or ordm, In lawful money of Ma United Strtaa of Amarlee, Me pdno(pai ammrM of Tsn Thousand Mm Hundred a 001100 DoRen (x10.900.001, together wiM Imarsat et the rats pT 10.350% per ermum on tiro turpdd pdncipd hdatca from September 16, 2006, uma pdd In Tutl. The interest nta may change under Me terms end eonditlona of Me "PREFERRED RATE REDUCTION" eaetlon. UMsea wdved by Lsndm, any Inereeaa In Me Interest rata w01 Ineroaas Me amount of my find payment. PAYMENT, 1 will pay tMe loan in 72 payments of 8203.98 each peymertt, My first payment is due October 17, 2006, end ell subeequeM peymsnU ors due on the same day of each mordh after that. My fled payment w81 ba due on September 17, 2011, arW will bs for efl prkrcipd eml aN aeorued mtmert not yet pdd. Paymama IneWds pdndpd end Mtsrart. UNeu oMmwlee agreed m regWrsd by appgeable law, payments wig bs appilsd first to any eeevad unpeld IMmert: than to pdrrcryd; then ro any lets eherpse; end Man to any unpdd cagactlon eoa4. Intarsrt on Mls Nots Is computed on a 386/386 sfmpk kdarartbeds; Mrtis, by ayplldrg Me retlo of the srxwel IMmart rata over Ms numbm of days in a year, mWtlpNed by Me outrtending prinpipal bdarrce, mtdtlp8ad by Me ectud mrmbar of days Ms pdncipei batenee is ovtetandMp. 1 w01 pay Lander at Landsr's atldraes shown above m M such other glees ea Landm may dsdgnrts m wdfMg. PREFERRED RATE REDUCTION. The interest rate on thla Noie (neludee a preferrod rats reducion. Following is a dascriptlon of the event that would cause the prafened rate reduction ro [ermMeta and how the new rate will ba determined upon termina0on of the preferred rate reduction, Deacdptlon of Cvem Thet Would Cause Me Preferred Rrte Radueeon Lo Terminate. stopping the draft hom an FaM account. How The New Ren VHII Be Dsnrminsd Upon Txminetlon of Ma Pretemed Reductlon. by 0.25%. PREPAYMENT. 1 may pay whhout penefry aN or a portion of the amount owed earlier then it is Nue. Early payments will not, unless agreed to by Lender in writing, relleva me of my obligation to cominua to make payments untler the payment schedule. Rather, early payments will reduce the principal balance due and may result in my making fewer payments. I agree not tc send Lender payments marked "paitl in full", "without recourse", or similar language. If I send such a payment, Lentlm may accept h without IosinO any of Lender's rights under this Note, end I will remain obligated to pay any further amount owed to Lender. All written communioationa concerning disputed amounts, including any check or other payment instrument that Intlicetbs thrt the payment conatltutes `payment in roll" of the amount oweo or that is nndaretl whh other conditions or limhetions or as full satiatemion of a disputed emarmt must ba mailed or delivered to: Farmers end Merchants Trust Company of Chamheraburg, P. O. Box 6010 Chemberaburp, PA 1 7 201-8 01 0. LATE CHARGE. ff a payment is 16 days ar mme late, I will be eharped 6.000% of the repWedy sphetluled payment. INTEREST AFTER DEFAULT. Upon default, including failure tc pay upon final meturlty, the total sum due under thla Note will beer interest from the date of acceleration or maturity at the Interest rem on Mla Note. The IMere9t rata will not exroetl the maximum rate parmittetl by applicable law. If judgment la entered in connection with this Note, innreat will continue to accrue on this Note after judgment et the existing interest rate provided far in this Note. DEFAULT. 1 will be in default render this Nota if any of the following happen Payment Ortauh. 1 fail to make env payment when due under this Nota 50rrDW9C Dsrdek A. Carpenter ISSN: 179-82A9071 Landal: Fermms and Merchants Trurt Co. of Chembsraburp 110 Dusty Lene NawWlla Office Nswville, PA 17241 (/('~~ ///~~~ M 20 South Mein Street ~\ _ 'i If ~ U 717 1 284bfi p 8 A 17201-8010 , P6..rMISSORY NOTE AND DISCLOSUke (Continued) Pace 2 Break Other Prom(aea. 1 break any promise made to Lender or fail io perform promptly at the time end ctrictly in the manner provided in this Note or in any agreement relatetl to this Note, or in any other agreement or loan I have with LerMer. FNea SbUmente. Any reprasantaticn ar statement metla or furnishetl to Lender by ma or on my behalf under this Note or the reletetl documents is false or misleading in any material respect either now w at the time made or furnished. Osath or Insolvency. Any Borrower dies or becomes insolvent; a receiver is appointed fw any part of my propeM: I make an assignment for the benefit of creditors; or any proceeding is commenced gjther~y agpatSt m rr~er soy bankruptcy or insolvency laws. Taking of the Property. Any crediror or governmental agency}q,~ea'ic~ta ~~r~ tfiM Props y or any other of my property in which Lender has a lien. This includes [aking of, garnishing of ar levying on jAy ecLbh th~((;n r.f owever, if i dispute in good talth whether the claim on which the faking of the property is hesad is valitl or re>~fneble, d e r written notice of the claim and furnish Lender with monies or a surety bond setistacrory to Lendw to satisfy the claim, then this tlafault provision will net apply. Evsnts Affacdng Ouuentor. Any of the preced'rg events access with respect io any guarantor, endorser, surety, or eccommotlaaon party of any of iha indebtednsss or any puarantar, endorser, surety, or accommodation party dles or becomes incompetent, or revokes or disputes the validity of, or Ilebility under, any guaranty of the intlabtednesa evidenced by this Note. In the event of a death, Lender, at its option, may, but shall not be required to, permit Me guarantor's estate to assume uncontlitionally the obligations arising under the guaranty in a manner setisfacmry to Londu, and, in tloing so, sure any Event of Default. Inaecudty. Lendw in gootl faith believes itself insecure. LENDER'S FIGNTS. Upon default, Lentler may, after giving such notices es required 6y epPlicable law, declare the entire unpaid principal balance on this Nota and all accrued unpaid interact immediately due, and then I will pay that amount. ATTORNEYS' FEES: EXPENSES. Lender may hire or pay someone else to help callem Shis.NOro if I do not pay. 1 will pay Lender that amount. This includes, subject to any limits untler applicable law, Lender's attorneys' tees antl Lender's legal expanses, whether or not there is a lawauli, including attorneys' fees, azpenses fw bankruptcy proceedin0s lincludinp efforts to modify or vacate any automatic stay or injunctions, antl appeals. If not prohibited by applicable law, I also will pay any court costs, in etltlitlon to ail other sums providetl by law. GOVERNING LAW. This Nots will ba governed by federal Isw applieehle to LaMsr erW, to Na eztant net preempted 6y federal 4w, the laws of the CammonwsMth of Pennsylvania without raeerd to (ta eonaieb of law provialoru. TMa Nota has bean accepted by Lender In gls Commonwealth of Pennsylvania. RIGHT OF SETOFF. To the extent permitted by applicable law, Lender reserves a right of setoff in all my accounts with Lender (whether cneckine, savings, or soma other eccountl. This includes all eccount6 I hold jointly with someone else eM all accounts I may open in the future, However, this does not include any IRA or Keogh accounts, or any trust accounts for which aetotf would be prohibhatl by law. I authorize Lender, to the extant permitted by applicable law, to charge or setoff all sums owing on the debt a0ainst any antl all such accounts. COLLATERAL. This Indebtedness is unsecured. SUCCESSOR INTERESTS. The farms of this Note shah ba bintlirg upon me, end upon my heirs, pareanal representatives, successors and assigns, end shall inure to the benefit of Lender and its successors aM assigns. GENERAL PROVISIONS. Lender may delay or forgo enforcing any of its rights or remedies under this Note whhout losing them. I and any other person who signs, guarantees or entloraes this Nota, to the eztant allowed by law, waive Preaen[ment, demand for payment, and notice of dishonor. Upon any chen0e in the terms of this Note, and unless otherwise expressly stated in writin0, no party who si0na this Note, whether as maker, 8uarentar, accommodation makes or endorsor, shall 6e released hom liability. All'such parties e0ree that Lender may renew ar extend Irepeatadly and for any length of time) this loan or release any party or guarantor or collateral; or fmpelr, fail ro realize upon or perfect-Lsntlar's security interest in the collateral. All such parties also s0ree that Lender may modify this loan without the consent of or notice to anyone other than the party with wham the modification ie made. The obligations Vnder this Note ere joint and several. Thi6 means that the words "1', "me", end "my" mean each end all of the persons slgnin0 below. PRIOR TO SlONINO THIS NOTE, I READ AND UNDERSTOOD ALL THE PROVISIONS OF THIS NOTE. I AGREE TO THE TERMS OF THE NOTE. I ACNNOWLFDGE RECEIPT OF A COMPLETED COPY OF THIS PROMISSORY NOTE AND DISCLOSURE. THIS NOTE IS GIVEN UNDER SEAL AND IT IS INTENDED THAT THIS NOTE IS ANO SHALL CONSTITUTE AND NAVE THE EFFECT OF A SEALED INSTRUMENT ACCORDING TO LAW. ' BORROWER: X ~} Cam;; t ca_... (Seals arnck A. Carpenter LENDER: FARMERS AND MERCHANTS TRUST CO. OF CHAMBERSBUflG ~h Au[horizsd fl ar 4..~e,.r.v...,.w.m, ~.,,.ww.ww,.,....,.,r.m r.ew.....u. ... uuu.ms.rc n,o,.r~w,.wo f ~ ~-, ~, ~ ~ - ~ p (~ ~.,T .~, ~ ..,,,, )) n ~ ~ nv c~ ;~ ~`- _; ;i ~.. .yam __ c,~ 'a ~/ c.. -< 0 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS & MERCHANTS TRUST COMPANY OF CHAMBER5BURG, CIVIL DIVISION No.: 06-3877 CIVIL vs. ISSUE NUMBER: TYPE OF PLEADING: Defendant. PRAECIPE FOR DEFAULT JUDGMENT (Breach of Contract) FILED ON BEHALF OF: Farmers and Merchants Trust Company of Chambersburg Plaintiff Plaintiff, DERRICK A. CARPENTER, I Hereby of Defent 110 Dusty that the last known address COUNSEL OF RECORD FOR THIS PARTY: Scott A. Dietterick, Esquire Pa. I.D. #55650 Scott ie Brick, squire ~ Attorney for Plaintiff JAMES, SMITH, DIETTERICK & CONNELLY LLP P.O. Box 650 Hershey, PA 17033 (717) 533-3280 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS & MERCHANTS TRUST COMPANY : CIVIL DIVISION OF CHAMBERSBURG, Plaintiff, NO.: 06-3877 Civil Term vs. DERRICK A. CARPENTER, Defendants. PRAECIPE FOR DEFAULT JUDGMENT TO: PROTHONOTARY SIR/MADAM: Please enter a default judgment in the above-captioned case in favor of Plaintiff and against Defendant, Derrick A. Carpenter, in the amount of $12,595.31 which is itemized as follows: Principal $10,443.03 Interest to 8129/06 $ 483.64 Late Charges $ 50.97 Attorneys' Fees and Costs (15% of total amount due) $ 1.617.67 TOTAL $12,595.31 plus interest on the principal sum ($10,443.03) from August 29, 2006, at the rate of $3.03 per diem, plus additional attorneys' fees and costs. ~ _`_ _ JAMES By: Scott A. PA I.~!#55650 P.O. Box 650 Hershey, PA 17033 (717)533-3280 & CONNELLY LLP AFFIDAVIT OFNON-MILITARY SERVICE AND CERTIFICATE OF MAILING OF NOTICE OF INTENT TO TAKE DEFAULT JUDGMENT COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF DAUPHIN Before me, the undersigned authority, a Notary Public in and for said County and Commonwealth, personally appeared Scott A. Dietterick, Esquire, attorney for and authorized representative of Plaintiff who, being duly sworn according to law, deposes and says that the Defendant is not in the military service of the United States of America to the best of his knowledge, information and belief and certifies that the Notice of Intent to take Default Judgment was mailed in accordance with Pa. R.C.P. 237.1, as evider~ed by thryattached copies. Dietterick, Esquire Swornct~o~,and subscribed before me this ~ ~/ flay of, 2006. Notary Public My Commission Expires: ~ OF NeWLVANIA ~Y •~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS & MERCHANTS TRUST COMPANY : CIVIL DNISION OF CHAMBERSBURG, Plaintiff, NO.: 06-3877 Civil Term vs. DERRICK A. CARPENTER, Defendants. NOTICE OF ORDER. DECREE OR JUDGMENT TO: Derrick A. Carpenter ( )Plaintiff (XXX) Defendant ( )Additional Defendant You are hereby notified that an Order, Decree or Judgment was entered in the above captioned proceeding on ~"°"C`~ ;Z~lc ( ) A copy of the Order or Decree is enclosed, or (XXX) The judgment is as follows: $12,595.31 plus interest on the principal sum ($10,443.03) from August 29, 2006, at the rate of $3.03 per diem, plus additional attorneys' fees and costs. SHERIFF'S RETURN - REGULAR Z''ASE NO: 2006-03877 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FARMERS & MERCHANTS TRUST CO VS CARPENTER DERRICK A VALERIE WEARY Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon CARPENTER DERRICK A the FENDANT at 1644:00 HOURS, on the 24th day of July 2006 at 110 DUSTY LANE NEWVILLE, PA 17241 by handing to DERRICK A CARPENTER a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service .Affidavit Surcharge 18.00 7.92 .00 10.00 .00 So Answers: ~'~~,. R. Thomas Kline 35.92 Sworn and Subscibed to before me this day 07/25/2006 DIETTERICK CONNELLY BY~ eput eriff of A.D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS & MERCHANTS TRUST COMPANY : CIVIL DIVISION OF CHAMBERSBURG, Plaintiff, NO.: 06-3877 Civil Term vs. DERRICK A. CARPENTER, Defendants: IMPORTANT NOTICE TO: Derrick A. Carpenter 110 Dusty Lane Newville, PA 17241 DATE OF NOTICE: August 16, 2006 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRTfING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAYBE ENTERED AGAINST YOU WITHOUT A HEARING, AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.. YOU SHOULD TAKE THIS NOTICE TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (717) 249-3166 (800) 990-9108 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS. & MERCHANTS TRUST COMPANY : CNIL DNISION OF CHAMBERSBURG, Plaintiff, NO.: 06-3877 Civi] Term vs. DERRICK. A. CARPENTER, AVISO IMFORTANTE A. Derrick A. Carpenter FECHA DEL AVISO: August 16, 2006 USTED ESTA EN REBELDIA PORQUE HA FALLADO DE TOMAR LA ACCION REQUERIDA EN ESTE CASO. A MENOS QUE USTED TOME ACCION DENTRO DE LOS PROXIMOS DIEZ (10) DIAS DE LA FECHA DE E5TE AVISO, SE PUEDE DICTAR UN FALLO EN CONTRA SUYA SIN LLEi?ARSE A CABO UNA VISTA Y USTED PUEDE PERDER SU PROPIEDAD Y OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE DOCUMENTO INMEDIATAMENTE A SU ABOGADO. SI USTED NO TIENTE UN ABOGADO O NO PUEDE PAGAR UNO, VAYA O LLAME LA OFICINA ABAJO INDICADA PARR QUE hE INFORMEN DONDE PUEDE CONSEQUIR AYUDA LEGAL. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (717) 249-3166 (800) 990-9108 J DATE: ~/~(~ PA LD. #55650 Attorneys for Plaintiff P.O. Box 650 Hershey, PA 17033 FIRST CLASS U.S. MAIL, POSTAGE PREPAID (717) 533-3280 JAME5 S CONNELLY LLP BY: S A. ietterick, Esquire i W ~, '~lJ ,ca. O -c~ ~. , G) -~,_ _. ~-~ O ~-t .~ Ti -~~~ - ( - ' r) ,1"51 _ :r:: t.5 `.FS ;j o IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG, Plaintiff vs DERRICK A. CARPENTER Defendant. TO THE PROTHONOTARY OF SAID COURT: File No. 06-3877 Civil Term Amount Due $12,595.31 Interest Due from 8/26/06 @ $3.03 per diem $ 51.51 Atty's Comm 15% $ 1,617.67 Costs Judgment, Writ Sheriff's Advance $ 329.50 TOTAL $14,593.99 The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. PRAECIPE FOR EXECUTION Issue writ of execution in the above matter to the Sheriff of Cumberland County, for debt, interest and costs upon the following described property of the Defendant(s) _ Derrick A. Carpenter See sttached "Exhibit "A" PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff of County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if resl estate, supply six copies of the description; supply four copies of lengthy personal list) and all other property of the defendant(s) in the possession, custod~`a ntrol of the said garnishee(s). ~~ (Indicate) Index this writ against garnishee(s) as of the defendant(s) described in the attached exhibit Date: Q~ i real estate Signature: Print Name: Scott . Di c ,Esquire Address: P.O. Box 650, Hershey, PA 17033 Attorney for: James Srnith, Dietterick & Connelly, LLP Telephone: X717) 533-3280 Supreme Court ID No.: 55650 '`` ~ W `~ -. ~ ~ ~ ~ ~ ~ ~ ;o G` ~ ~- ~ O ~ C C C CJ ~ ~ ~ ~ ~ ~~ ~ a ~ ~- !~ A •...1 ~:, ~ ~ ~~ ~-- ~ . ~~~; ~ ~~ Z ~ 4.,. ~ - ti,p ;,~ ~~ ~ ,., Y~~_ '_'~ ~ ~r r;~`C? ~ca~ ~' C: - N ~rn ~ ~ ;~ ti Exhibit "A" INSTRUCTIONS TO SHERIFF Please inventory and levy in place all personal property, both tangible and intangible, of Defendant, Derrick A. Carpenter, at his residence, located at 110 Dusty Lane, Newvillw, Pennsylvania 17241, including, but not limited to, all motor vehicles, televisions, VCR's, DVD players, Stereo equipment, CD's, Video movies, satellite or cable equipment, personal computer hardware and software, sofa, tables, chairs, desks, lamps, beds, and dressers. .-' w WRIT OF EXECUTION and/or ATTACHMENT w COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-3877 Civil CIVIL ACTION -LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG, Plaintiff (s) From DERRICK A. CARPENTER, 110 DUSTY LANE, NEWVILLE, PA 17241 (1) You are directed to levy upon the property of the defendant (s)and to sell SEE ATTACHED "EXHIBIT "A" (2) You are also directed to attach the property of the defendant(s) not Ievied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $12,595.31 L.L. $.50 Interest FROM 8/26/06 @ $3.03 PER DIEM - $51.51 Atty's Comm 15 % $1,617.67 Due Prothy $1.00 Atry Paid $117.92 Plaintiff Paid Other Costs SHERIFF'S ADVANCE - $329.50 Date: SEPTEMBER 19, 2006 (Seal) REQUESTING PARTY: Name SCOTT A. DIETTERICK, ESQUIRE Address: P.O.BOX 650 HERSHEY, PA 17033 Attorney for: PLAINTIFF Telephone: 717-533-3280 Curtis R. Long, Prot o ary By: Deputy Supreme Court ID No. 55650 Exhibit "A" INSTRUCTIONS TO SHERIFF Please inventory and levy in place all personal property, both tangible and intangible, of Defendant, Derrick A. Carpenter, at his residence, located at 110 Dusty Lane, Newvillw, Pennsylvania 17241, including, but not limited to, all motor vehicles, televisions, VCR's, DVD players, Stereo equipment, CD's, Video movies, satellite or cable equipment, personal computer hardware and software, sofa, tables, chairs, desks, lamps, beds, and dressers. SHERIFF'S RETURN - REGULAR CASE NO: 2006-03877 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FARMERS & MERCHANTS TRUST CO VS CARPENTER DERRICK A VALERIE WEARY Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon CARPENTER DERRICK A the DEFENDANT at 1644:00 HOURS, on the 24th day of July 2006 at 110 DUSTY LANE NEWVILLE, PA 17241 DERRICK A CARPENTER by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 7.92 Affidavit .00 Surcharge 10.00 ~~ So Answers: R. Thomas Kline 35.92,x` 07/25/2006 ~ ~a~G /~ DIETTERICK CONNELLY Sworn and Subscibed to C~ By: ~ _--- before me this day eput eriff of A.D. Thomas Kline, Sheriff, who being duly swo rn this writ is returned STAYED. according to law, states Sheriff's Costs: Advance Costs: 150.00 Docketing 18.00 Sheriff's Costs: Poundage 1 42 $ 77.74 Advertising . Law Library .50 Prothonotary 1 00 Mileage . 10 56 Refunded to Atty on 10/31/06 Surcharge . 20 00 Levy . 20 00 Certified Mail . Post Pone Sale Garnishee Postage ~g TOTAL $ 72.26 4 ~ iir~,j/off So Ans rs•-. ~; R. Thomas Kline, Sheriff ~.~~, ~ b ~?~~ By Claudia A. Brewbaker .- , ,^ ,. ,. '~~-! c aZ, 7' ~, .7 c~~ ,~L~~.~ ~ ~~ (~~iD a Cu J WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-3877 Civil CIVIL ACTION -LAW TO THE SHERIFF OF CUMBERLAND COUNTY: ERS AND MERCHANTS TRUST COMPANY To satisfy the debt, interest and costs due FARM OF CHAMBERSBURG, Plaintiff (s) From DERRICK A. CARPENTER, 110 DUSTY LA ndantEs and to e'lP SEE ATTACHED (1) You are directed to levy upon the property of the defe ( ) 'EXHIBIT "A" . ossession (2) You are also directed to attach the property of the defendant(s) not levied upon in the p of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from aying any debt to or for the account of the defendant (s) and from delivering auy property of the defendant p (s) or otherwise disposing thereof, (3) If property of the defendants ~ he levou aare directedto not fy him/her that he/she has been added as a of anyone other than a named garn , Y garnishee and is enjoined as above stated. Amount Due $12,595.31 L.L. $.50 Interest FROM 8/26/06 @ $3.03 PER DIEM - $51.51 1 00 Atty's Comm 15 % $1,617.67 Atty Paid $117.92 Plaintiff Paid Date: SEPTEMBER 19, 2006 Due Prothy $ Other Costs SHERIFF'S ADVANCE - $329.50 Curtis .Long, Protho try (Seal) REQUESTING PARTY: Name SCOTT A. DIETTERICK, ESQUIRE Address: P.O.BOX 650 HERSHEY, PA 17033 Attorney for: PLAINTIFF Telephone : 717-533-3280 Supreme Court ID No. 55650 By: Deputy IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS & MERCHANTS TRUST COMPANY : CIVIL DIVISION OF CHAMBERSBURG, Plaintiff, NO.: 06-3877 Civil Term vs. DERRICK A. CARPENTER, Defendants. PRAECIPE TO SATISFY JUDGMENT TO THE PROTHONOTARY: Please mark the judgment filed at the above-captioned term and number satisfied without prejudice. Respectfully submitted: JAMES, BY: PA I.D. #55650 Attorney for Plaintiff P.O. Box 650 Hershey, PA 17033 (717) 533-3280 & CONNELLY LLP ~? r~ ~ ~m ~ ~ -~~ ..,m. - .-~: 1 ~~ ~ ~~' =~~= .ti~' ..~ ;,, s ~ :~, .Y ~-