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Home My WebLink About06-4007GOLDBECK McCAFFERTY & McKEEVER . BY: JOSEPH A. GOLDBECK, JR. ATTORNEY I.D. #16132 SUITE 5000 - MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 (215) 825-6318 W W W.GOLDBECKLAW.COM ATTORNEY FOR PLAINTIFF TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS 2003-R4 5401 North Beach St Forth Worth, TX 76137 Plaintiff VS. CONRAD B. HOLZER Mortgagor and Real Owner 901 Bridge Street New Cumberland, PA 17070 (OL - 4661 PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term No. Defendant I CIVIL ACTION: MORTGAGE "ECL08URF NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, O SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA 0 LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEER$ INFORMACION ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO 0 GRATIS. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243- 9400 or. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Call the Plaintiff (your lender) at and ask to speak to someone about Loss Mitigation or Home Retention options. 5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call Beth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of CWD-6195. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. This Action of Mortgage Foreclosure will continue unless you take action to stop it. COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff is THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS 2003-R4, 5401 North Beach St, Forth Worth, TX 76137. 2. The name and address of the Defendant is CONRAD B. HOLZER, 901 Bridge Street, New Cumberland, PA 17070-1629, who is the mortgagor and real owner of the mortgaged premises hereinafter described. 3. On August 31, 1995 mortgagor made, executed and delivered a mortgage upon the premises hereinafter described to PROVIDENT MORTGAGE CORP. T/A CONSOLIDATED MORTGAGE CORP., which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County as Book: 1280 Page: 423. The mortgage has been assigned to: THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS 2003-R4 by assignment of Mortgage, which has been lodged for recording. The Mortgage and assignment(s) are matters of public record and are incorporated by this reference in accordance with Pennsylvania Rule of Civil Procedure 1019(g); which Rule relieves the Plaintiff from its obligation to attach documents to pleadings if those documents are matters of public record. 4. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit "A" ("Property")- 5. The mortgage is in default because the monthly payments of principal and interest are due and unpaid for February 01, 2006, and each month thereafter and by the terms of the Mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due and other charges are due and collectible. 6. The following amounts are due to Plaintiff on the Mortgage: Principal Balance Interest from 01/01/2006 through 07/31/2006 at 8.0000% Per Diem interest rate at $15.40 Reasonable Attorney's Fee at 5% of Principal Balance as more fully explained in the next numbered paragraph Late Charges from 02/01/2006 to 07/31/2006 Monthly late charge amount at $28.61 Costs of suit and Title Search Monthly Escrow amount $132.21 $70,280.10 $3,264.80 $3,514.01 $171.65 $900.00 $78,130.56 7. If the Mortgage is reinstated prior to a Sheriff s Sale, the Attorney's Fees set forth above may be less than the amount demanded based on work actually performed. The Attorney's Fees requested are in conformity with the Mortgage and Pennsylvania law. Plaintiff reserves its right to collect Attorney's fees of up to 5% of the remaining principal balance in the event the Property is sold to a third party purchaser at Sheriffs Sale or if the complexity of the action requires additional fees in excess of the amount demanded in the Action. 8. Plaintiff is not seeking a judgment of personal liability (or and "in personam' judgment) against the Defendant in this Action but reserves it's right to bring a separate Action to establish that right, if such right exists. If Defendant has received a discharge of their personal liability in a Bankruptcy proceeding, this Action of Mortgage Foreclosure is, in no way, an attempt to re-establish the personal liability that was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property pursuant to Pennsylvania law. 9. Notice of Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has been sent to Defendant by certified and regular mail, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "B". The Defendant has not had the required face-to-face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendant through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. WHEREFORE, Plaintiff demands a de terns judgment in mortgage foreclosure in the sum of $78,130.56, together with interest at the rate of $15.40, per day and other expenses costs and charges incurred by the Plaintiff which are properly chargeable in accordance with the terms of the Mortgage and Pennsylvania law Mortgage and Sheriff's Sale of the Property. until the Mortgage is paid in full, and for the foreclosure of the Jkk By: V&? A G D CK cCAFFERTY & McKEEVER BY JOS PH A. GOLDBECK, 7R., ESQUIRE ATTORNEY FOR PLAINTIFF VERIFICATION I, John Smith, as the representative of the Plaintiff corporation within mamed--do hereby verify that I am authorized to and do make this verification on behalf of the Plaintiff corporation and the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to the penalties of 18 Pa. C.S. 4904 relating to unswom falsification to authorities. Date: I J John mi COUNTRYWIDE HOME LOANS INC. E?Qafii6itA 12/15/04 10:17 EFS TITLE CENTER a 954 202 7325 «2437190 OOO.14-2061 DOW FIN-PRW11 AIITKU 4143 1110 NO.746 P013/024 1 T-0n Rlee/elf P?O21 ? LZQU DISQAIPT.M Nov Cumberland, goaams anoauland County, situate morreparticular3y hounded and described as follows, to wit, , a to a the or ISMS, to CAM wSSCSfn aide Of It too (101 9102 wlae alieyl on Stem aide of said alley is a southerly direction along tee we t dieLN01 of twapty end Sixty-two handredshS (20.02) Ent to the northern side of fta street, thence 13aw the nosttem side at ath Street in a Westerly airectios a distanoe of one hundred 1100) feet to the eastern side of oxides Street at the point at plate of pg1gg1016. MVIpg TNSU= SMAC ^ Lae southern half of a t 1/2 stoosryY double from* dwelling bones and Move and nuoberad se No. an avid" Street, Saw cumberlspd, paweylvenia. DEM M SAM DI MUN which Dale L. pietarn and Michele Z. Mierman, by their deed to be recorded simulcadeeaa3y herewith, in the Dreice of the Recorder of Donee of CMAbetland county, granted and conveyed unto Conrad 1. Belzer. .roan Copy 12/20/04 01:43:01 M iforizBU Fat 427 Ex,hibit B R. PO Bar 9048 Tameoee, C 92589-9048 Sand Paymermt T02 PO BOX 660684 Doles, TX 75266-0694 Send CerlespCMeme Ow PO Box 5170, MS SV314B Beni Valley, CA 93065 7 8257 1470 7402 4922 L.1III .p111111.pIII ......111111 I II,I J 11 Conrad B Holzer 901 BRIDGE ST NEW CUMBERLAND, PA 17070-1629 OdoeO3 PA1 IntBSOBTeD Fhet-Ghee Mell U.3. Peerage antl Flea Peld W30 • Coin 'clee IwneLCANi P.O. Box 660594 Dallas, TX 75456-0694 Conrad B Holzer 901 BRIDGE ST NEW CUMBERLAND, PA 1 7 0 70-1 629 Send Peymmis to. PO Box 660594 Dallas, 7X 75266-0694 April % 2006 Certified Mail: 7113 8257 1470 7402 4922 Return Reciept Requested Regular Mail Account No.: 7122424 Property Address: 901 Bridge Street Drexel Hills, PA Current Servicer: Countrywide Home Loans Servicing LP ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that tha morta aas on your home is in default and the lender intends to foreclose Specific inform ation b •.bs nature of the defa ult is provided in the attached osues. The H OMEOWNER'S EMERGENCY MO RTGAGE ASSISTANCE PROGR AM (HE P) may be able to halo to save your home This Notice explains how the Program works. To sea if HEMAP can help you must M EET YOM A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE D ATE OF THIS NOTICE Take this Notice with You when you meet with the Counseling Agency. This Notice contains important legal information. H you have any questions, representatives at the Consumer Credit Courrsaling Agency may be able to help answer them. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICAC16N EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONDNUAR VMENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICAC16N OBTENGA UNA TRADUCC16N INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NOMERO MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PRBSTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUE09 SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME(S): Conrad B Holzer PROPERTY ADDRESS: 901 Bridge Street Drexel Hills. PA LOAN ACCT. NO.: 7122424 ORIGINAL LENDER: CURRENT LENDERISERVICER: Counhvwede Nome Loam Sarvicina LP HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM HELP YOU MAKE FUTURE MORTGAGE PAYMENTS mnmmmunnrlan a tram aatltmlamr. Pmae wrae yea evt unl rum ba M ell cMrxe e b arm yoga Ire. Wemeydage}wu eteebrertypeymem rMlmtlormler)tl pype kreaWl Irerrabn, fublW la Pppyeok aw . Make your rheL*payyaha t0 Cwra'yMea Home LOara • wlm you acmiMnunber On yyoouur check a morey «der • Ntlre In erry aGdW relan0ure maeIn5DD1?(rle more tlan$ {666Q deeawgas seta catlAmi deck) • D041 MCh yar cladr t0sa ppaayy MCOWm me • NOsandcaeh Account Number: 7122424-0 Ccnrad B Holzer 901 Bridge Street Countrywide PO BOX 660694 Dallas, TX 75266-0694 Belenre Due for charges listed above 51,3610 asot41312606. PMw ur4aa a m/i InMmalhn an ibe mrera aIM d IM1 h aw pm. Atl Wal Pac el &OPA1 mu," Ewow II„JJJ„Jd,IIIL,IL.„II„ILL„hdLl„JLJJII,J c .a IT.* 007122424000000130140000130140 IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1883 (THE "ACT'), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty-five (35) days from the date of this Notice. During that time you must arrange and attend a 'lace-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST QCCUR CONSUMER CREDIT COUNSELING AGENCIES - t you meet with one of the comaumer credit counseling agencies fisted at the end of this notice, the lender may NOT take action against you for thirty-five (35) days after the date of this meeting. m@ it is only necessary to schedule one face-to-face meeting. Advise your APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowners Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowners Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty-five (35) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings wit be pursued against you t you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can alllI apply for Emergency Mortgage Assistance,) NOTICE OF INTENT TO FORECLOSE YOUR HOME LOAN IS IN A STATE OF DEFAULT DUE TO THE REASONS MENTIONED IN THIS NOTICE. YOU MUST TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE NATURE OF THE DEFAL LT - The MORTGAGE debt held by the above lender on your property located af. 901 Bridge Street Drexel Hills, PA IS SERIOUSLY IN DEFAULT because YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due Monthly Payments: February, 2006 - April, 2006 (3 mos. @ $715.21 /month) $2,145.63 Late Chases: February, 2006 - March, 2006 (2 mos. @ $28.61 /month) $57.22 Other Late Chases: Total Late Charges: $0.00 Uncollected Costs: ($865.68) Partial Payment Balance: ($35.77) TOTAL DUE: $1,301.40 YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable) E-mail use Providing ycure-ma'I address belowwlll allow us to send you Information an your account Account Numbar: 7122rd4 Conrad B Ib oar E-mail address How we pod your paymana: All acccptm paymene d prindpa area Interest will bs scaled to the largest ous+aMing Instalment duo uniess oneness expressly prd,ibrtetl or limited by law. N you sufiea an amours: in addition to your sdearled montNY anwue, we will aptly you payments, as, follow: (10 odetending morthly Payments d prin ipa' and Interest, Qge raowdef cuan des, (W) late charges and other arojew you owe in connection with your ban and (ii to educe the odstabhg prinipal balance d yoe loan Please specify M you wad an addlNonal ani applied to fulure payments, rather than pdi eduction. Posbbratl ducks: CoureYwries NIICY Is W not accept posMated oleds, ui somacely agead to b/ a ban ownedoreaecor chan- HOW TO CURE THE DEFAULT • You may cure the default within THIRTY-FIVE (35) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $1,301.40, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY-FIVE (35) DAY PERIOD. o t be made either by cashiers check c riled check or money order made payable and sent to: Countrywide at P.O. Box 660694, Datlas, TX 75266-0694. You can we any other default by taking the following action within THIRTY-FIVE (35) DAYS of the date of this letter. (Do not use IF not applicablel IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY-FIVE (35) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY-FIVE (351 DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged properly will be soW by the Sheriff to pay of the mortgage debt. IF the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, lt legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY-FNE (351 DAY period, you %AH not be required to pay attorney's fees. YOU HAVE THE RIGHT TO REINSTATE AFTER ACCELERATION AND THE RIGHT TO ASSERT IN THE FORECLOSURE PROCEEDING THE NON-EXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE YOU MAY HAVE TO ACCELERATION AND FORECLOSURE. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY-FIVE I= DAY period and foreclosure proceedings have begun, you still have the right to are the default and prevent the sale at any time up to one hour before the Sheriff's Sale. You may do so by paying the total amount then pest due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as it you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgage property could be held would be approximately six (6) months from the dab of this Notice. A notice of the actual date of the Sherif's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will Increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: Countrywide Nome Loans Servicing LP Address" P. O. Box 660694 Dallas, TX 73266-0694 Phone Number: 1-800-669-0378 Fax Number: 1-805-577-3432 Contact Person: MS PTX-36 Affention: Loan Counselor EFFECT OF SHERIFFS SALE -You should realize that a Sheriffs Sale will end your ownership ofthe mortgaged property, and your right to occupy d. If you continue to live in the property after the Shertffs sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE • You may sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES 7113 8257 1470 7402 4922 IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDERTHE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Your loan is in default. Pursuant to your loan documents, Countrywide may, enter upon and conduct an inspection of your property. The purposes of such an inspection are to (1) observe the physical condition of your properly, (ii) verify that the property is occupied and/or (iii) determine the identity of the occupant. If you do not core the default prior to the inspection, other actions to protect the mortgagee's interest in the property (including, but not limited to, winterization, securing the property, and valuation services) may be taken. The costs of the above-described inspections and property preservation efforts will be charged to your account as provided in your security instrument. If you are unable to cure the default on or before May 8, 2006, Countrywide wants you to be aware of various options that may be available to you through Countrywide to prevent a foreclosure sale of your property. For example: • Repayment Plan: It is possible that you may be eligible for some form of payment assistance through Countrywide. Our basic plan requires that Countrywide receive, up front, at least % of the amount necessary to bring the account current, and that the balance of the overdue amount be paid, along with the regular monthly payment, over a defined period of time. Other repayment plans also are available. • Loan Modificafion: Or, it is possible that the regular monthly payments can be lowered through a modification of the loan by reducing the interest rate and then adding the delinquent payments to the current loan balance. This foreclosure alternative, however, is limited to certain loan types. • Sale of Your Property: Or, if you are willing to sell your home in order to avoid foreclosure, it is possible that the sale of your home can be approved through Countrywide even if your home is worth less than what is owed on it. • Deed-in-Lieu: Or, if your property is free from other liens or encumbrances, and If the default is due to a serious financial hardship which is beyond your control, you may he eligible to deed your property directly to the Noteholder and avoid the foreclosure sale. If you are interested in discussing any of these foreclosure alternatives with Countrywide, you must contact us immediately. If you request assistance , Countrywide will need to evaluate whether that assistance will be extended to you. In the meantime, Countrywide will pursue all of its rights and remedies under the ban documents and as permitted by law, unless h agrees otherwise in writing. Failure to bring your loan current or to enter into a written agreement by May 6, 2006 as outlined above will result in the acceleration of your debt. Time is of the essence. If you have any questions conceming this notice, please contact Loan Counseling Center immediately at 1-800-669-4578. AvP?wx c '- P Y1,1U RHOUl9N9'MR= AGEWT ' WWeOWNM WMW WMOAWASMAHCHPWWM ' - - CONSUt/Eq?QOq{?3R41H3 A6ENCIFS :. ADAMS COUNTY ARMAMK GCOUNTY CCCSeIWaslemrl PmnysWania 1110, Avwim Red Cmu-Hanover Chapter CCCS of We9em PamrysNada lnc. 217 EPb7k Pmd 529 crisis Sinai 217 EPbst PAW Nu4PA 1WW H~,, PA 17331 _ ABmq PA 16602 PR EU04-810D Ple M4W47W Ph: 8149148180 Fez B/4•BN-5747 roc M-837-=4 Pb: 814 9 4 4 574 7 Tabltlad Services. inc. 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P Wft PA 17901 ALLMENY000NTY 4256E AveM1e Ph 717872-1995 PmwAmrta Hourg Finsnce Agency SLOB 950 Fe9: 757@2-0429 (Mada4lMSa) MWbagh, PA 15219 2275 SMMW.v H8 Road Ph: 412-391-1956 CCCS d Lehigh VM9y &8,fg20 Fax 412391-4512 2671 Ca ft Conn ESM PAts mh.PA 15220 wvA* APA IB052 Ph: 412-429-2842 Houft 0ppodw ues of 8eaaet Co- Inc. Ph'. S166214DI7 Far: 412-429-2635 650 Cwpatalion Street Ph: W0220-2733(814 .;fly) Su9e 297 Far, 610821-8932 Acpal Haaimp, Ntc. Be , PA 15009 425deAvenue Ph: 724-7267511 CwnenniyHaNinBCOUnsfilur.OC- Si1e950 Po OlftRBox244 PMehsye, PA 15219 Crag Calradws d PA Kenna am, PA 19348 Pk 412,10-1956 401 Wool SBeel Ph: 8104443682 Pk 412.291-2102 Su8e90 Far M444-MS Ph; 60482-2901 P0lehxah,PA 15222 Fax 4lZ-Wl.4612 Pk 4123399854 BLAIR COUNTY Pk 60.737.2419 Bedatfion Housing SeMces CCCBd WBSNm Penns)4Yarlia lnt. Fat 412-3369963 RD. 1, OX384 30BgaM16Bd8lreel EvamfkfA OW PwawAlk PA 16222 Mab4ft4Y Ik9epbled OmmO a Ph 8148.9129 AY 412471-7684 120E.OA 8 Fem 6140=3-7187 Hmlp 16120 epwd h 482- Ph 4122.4829982 CCCBdWeshmPennBytvanla, b0. dul"kpp"88msullel Fq Un1Y oPluxV ft 112d%L9964 217E.PNdt Pbad dladSt Sma AbooftPA 18601 P#WWQAPA 76222-2222 Ira. 7M> Mr. Ph: 81 614 446100 Phi 4* 41t2Z7A8D2 SwmM Sit" 133 Sata8A31md 4 Pk 8149445747 FaW; 4t2-261-5207 POAOMM8at9 WK98lpork PA 15134 KeysbneFwalamit Oevebpmali CO7p. MatVek4Y UronpWyed Committee Pk 412-664.1908 1934W8G1acel.ene 120 E.9p Av9me Pat 412-664-W3 Jotm kVn PA 15901 F@ OWAOed, PA 15120 Ph: 6145958558 Fa: 412462-8962 BEDFORD COUNTt Fax: 814599-1688 BeC od-Pto nHweky Semites CWSOMYreawe d PA 10241 LMCkt H0h9'ey Weatok*0tO6ke 401 Waal Shod Evae6,PA 16597 917 UNA arm SaBe908 Ph-.. 814.629.9129 19m11gdaNPA 16652 PM5ko0KPA 15222 Far. 814623-7187 Ph: 6144492343 Pk 412.138-9854 MD- Ke"ma Ecwxmfe Devebpment B gAMD CDIIVM CoWakn O,CC.4 dikmtll9061em PamsvNad6 1954 May Grace terse 140DAM310bnbWWWPak CMWW* A91IW Southeast Jdsbbft PA 15901 St8e1 22 We914gh Sbee1 Ph: $14-MB558 OmM 8=03, PA 18411 Way00". PA IM70 Far.. 814599-1688 W. 57D587-9163 Ph: 724852-2883 Pk BOD922-M WeaYwkemn omos Fat 5708878134 MWdmpOppomanides 917M919n Stem Fat 579587-9135 199 S9eAt $NeM Hun6gdm, PA IM62 Postowmams Ph 814.643-2343 31 W. 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SMie QMMPA Uffli PW 6092869$68 FM w41M3680 7.Da7Mlm Centel d NonhMwro PA ID AFQG%Pk ph: 5m-,PA /1301 ph: SA-?713335 Ph: 306982-4045 Fax 90-21&1839 Oerar SKen POrldte Bmc3B9 11l*" PA 18814 Ph: 511fam9888 Far: WO-9288144 33 Wdru &rr7a Wd*OMPA 16901 Ph: 570.724-SM Far 570.724-5783 185 Ekwm Streel post Ombe am 210 Troy, PA 16947 Pk 570.297-2101 103 Ware, Saes Posl Ofca Ba1709 TWIMM k PA 18657 Ph: 57089-6840 Fm 570-MS332 931 MAR awl KMadlq PA 18431 Plc 570,259-8971 Fac SM263-4817 OLKXSQQW" AcarnKlAw Coeporalat 841 Nadi Broad street Phudywa,PA 10130 Pk 21670&7221 Foe 216785.1427 Br1eWaO4d76 Maair9 Group, 81c 140 SadfMardscn Avaxte La*mmkPA 10047 P11: 2167504370 Falc 20967604318 HAM 187 Ais*wq Avenue, 2" Floor Rftddpft PA 19140 Pk 2t64M"M Fat "SA264122 GMVM* Dmdopmem Corp. d FMA;Md 42BC WM SIraM P&d*Wla,PA 19124 80 25&7442980 Fx 2t5.7442012 Na8Ma1 co nseMn9 Service 5007 No* Broad Street PMed * PA 19141 Ph: 2168247600 Fac 2164248763 C4:C8d0ekware Vdley 1615 Ya09tlSne0t-80118 1325 Pbbd MPA 19107 Pk 2154"65165 Fat 215411 2M6 Omdo ftw1Yvft 410 W FAW 7Tiw1M8 3171 OaacerA Cart East h:G JD 18052 8t UO$21- 4011 Pk 800,22W V33 Fx $108248932 AMOOMO elO Counsedne inslilui B45caaay&ree1 Cuaefr$; PA 19320 Pk $98.21247:11 744EOdMP84e "dPAaeM, PA 19406 Phc $94712210 Fax 8WM54844 755 York Read &Ae 103 Wamhaa, PA 18974 Ptr. 216444.9429 Fac 2159584944 BOTLIM COUNTY AOMMEnsh p, IOU. 4256AAV Sub 900 mts4rugk PA 15219 Ph: 412-91-1966 Ph: 412-201-2102 HouskV Opp rAwlies, 4> . 660 Corporate St. SW18297 McKeesgml,PA 15132 Ph: 4128$41590 Fx 02,5644673 NerA4reOpparSnltlea, MC. 133 SearM Sheet Posta"Ban9 Md4M2 at, PA 15134 Ph: 412484 MB Fx 924649873 G=d WWW PA YMCABIitnp 339 Nadiwidivon Sired &MW.PA 17801 81:721-282.7812 Pmo20IF'W" umnvow CanmMee HMWSUWA PA 15120 Rc 412462-M Fax 412462.9W QeM CkWnfte Of PA 401 VIUW 81fea, Suile 906 PAmblyf, PA 15212 Phc 412.'130.9854 Ph: 890787.2898 Fax 41243MUS OAMBI$ACOLMIY Bedmd{AM Hon Mg Services RA. 1, ON 384 Everek PA 75537 Ph: 8144$9129 FM 814623.7187 irKW 3Cty Caanurdly ACfwn Program 827 WOW Meet BOX 197 l WI%PA 15701 Ph: 412-465-2857 FM 412-466-5118 OMdWGMWPA 818AG*Ppwkpb= .. JdMIW^'PA 16804 Pk 8W8988B86 - 0008ae WaMan PA 217E Plan! Road AlO PA 16602 Ph $1444+8100 Few 814.9443747 KOVOM EMD"opmenl Corp. 1954 Mary Caeca Lane 3ohnnoAn, PA 15901 NL 614-315.6556 Fmr: 614-539-161'd e Inc. Tahldatd 4161SeviceStreet orown uanasd, 75607 ft 81444& 469828 81: 6004.3 Fax: Bid-443443.3890 CAME" COUNTY Northern Tier Cpmrourity Acton Cmp Pool Ot&e BoK380 136 Wast0shea Emporium, PA 15834 Ph: $1440&1181 Fax: 8144860825 CCCS of Nodheastern PA 16M S. AOmrtan 3tr l SW7e 102 Sla!e CuYkMPA 16001 Ph: S14.23&3883 Fx 814-213+1659 CCCS a Y4aGem PA 217 E. Plank Road Alloara PA t5602 Pm 814-944.8100 Fen 814-944.5747 CARBON COUNTY EocQfq* aacm.tn] 225 N. CeMeStrM PoftftrA {7901 PN 670472.1985 Fero 67&622042D CCCSd I+JYBh Vdley 3871 cresa1 COM Eat{ WMt*A PA 78082 ME 61041214011 Ph: 80022D-8ry9 d777 and 814 only! Fx 610421-0137 14004 OOM ExacWNe Perk 6uee1 Clatty&MO. 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For CMWWN* Action lSMM 2138 LitW1 Street POW OMm 9w 1326 WdaesporL PA 17703 Or. 5711111M 87 Fat 876322-2197 CCCS Of Nonhesstan PA 1831 S Atherton slreel 'Lie NO SNte OWbge, PA 18801 Pro 8142363656 Fax 81+2343869 CCCS d Northeastern PA 201 BaskStreel WBiaruport, PA 17703 Ph: 574=4527 Fm: 5763238526 rag? COUNTY Aoue Bike nti COrpOralbff 846 Nodle Broad Sheet PNa11gWAPA 19130 Pk 2%-n8 1221 Fat 215-7-1427 EU%000"dhV Center MIF Hap h FN7 Street Feaenfk PA 18801 Pk 810475.7446 Fie t15415.78M FNCE 2' 91 W.ABepNlry Avenue Flow PhladeltilliNKPA Pk 21 2 FWc 215,425,9122 MedaF"do House 302 6 Jackson Street Melia, PA i9M Pm 810585-0846 Fe[ 8105M-M87 Tabor (3alreelrdty Services, Inc. 438 E. 1010 Street LWasNL PA 17602 Pk 717-%7-5182 Ph: 806788.5052 jK.0. mh,) Fac 717.300.4127 American Had CroeS of Chester 1729 E6pe»mt Avenue Chmtaf, PA 18013 Ph 8/08741484 NgItamed Counseling services 6001 M Band Street P11111111111110110. PA 19141 Ph; 2%-44-7600 Fax 215324.8753 PWa Conch for Camnunily Adv. too Nano 17°' Sl,ml Slis 600 fNI. Faphk PA 19103 Pro 215667-7803 Fe .. 216453-9941 CD=dlWdett PA .. Fit HOMA i680t Pk M CMMTW* mvelaprnenl Cmp of Fmkw GmW k*islfy 4820 Glisedn Sweet PNIadlpllla, PA 49121, Ph: 2157442990 Fax 2157442012 CCCSd OelmareVdley 790 E. Lama Shea Suite 215 W M[ ChWW, PA 19062 Ph; 215683-5865 Ame' GedlC aN I I'l e 845 Coalta Sited Ga emll%PA 19328 Ph: 8842126741 L44 E. Odm1b PNa KbpdPnesb,PA 19406 Ph: 614071-2210 Fac 8162844814 785 York Road Sues 1QB W WMMW, PA 13974 Ph: 215444-8429 Far: 2159568044 CLigeig"tMoff CCCS d Waskim Pennsylvania, Inc YAMJ afty 332"m* mkvmSaws , PA tml Ph: 412-MZ-7012 CLEAIZMO COUNTY K4y4Wm Eomwk Dwelopmed CwpaaYar 195464ay Green Las JdlnsWwn, PA 15901 Ph: 814-535-6558 FWC 814-530 1888 CCCS of woo" Pmospwy,a, Irx- 217 E- Me* Pled Allows, PA 18502 Ph: 8144448100 Fat 8149445747 IadWrm Co. Cwvaw ity AMcn Pfagran 827 Wafer Street em 187 Indiana, PA 15701 Ph: 724465.2857 Fu: 724.4855118 GCCS ofNm#" em PA 1691 S. Newton Street Suite 100 State Colap, PA 16Wt Ph: 814289.3888 Fax 814-?39 LyaNningS3hSt Dmouni Counties Caomha *l Cwnmunlry Acllon (STEP) 21881i Bheel 1328 WW ksAl afq Bar PA 17703 W 5Ma2 0587 Fh1, : 1+7032& Fax. 510322-2197 ("GCS d will=d111:11 r':\ M IXM Street Wianpml, PA 1770J Ph: 5701=11s627 Fe, 6103236628 CCCBd NadneSslem PA 1681 S. Aeledan Sueel Stile dg Slate CIAOMPA 16801 Ph: 8142863698 Fac 814069889 emmaaaw4 C^_mw CCCSd Nola Iern Pennsvlvania 31 W. Alekd Blfeel Post 001M Ben 1127 %VBkas-Bata PA 18702 Ph' 5748218837 Pk 8000228537 Fat 570821-1705 Cumnassian m ECc,,wie Opponuniey of Wm osC unty 163 Amber Lane, W9ke5-BMO,PA 18702 Ptc 5768250510 W. am-M-0359 Fax 57114 2 6166 8 - Call belore im ng Ph: 57645,51986-Ha,~ Fax: 570-45M I - Cal befo laving Ph: 570-e364090-Tunahannock 1400 Amlpal Exeteke Park 9,m 1 Oa 811311M81, PA 18411 Pk tA6t15741M FU 800+822-9697 Fac 576W-0784 Fac 570567-9135 CRAWFM PAUNry 1720 HT. Waah@gtm CexBar 1720 PA l6 Street Eaa, PA ?- Fe 8144815744 Fat 8144595740 John F. K,.& Centeq Inc. 2021 EaM 20 Slreat Ede, PA 16510 Ph: 814-698gg00 Fat 814-W 1243 Greater E*CW ntwAy Acilm Camminea 18 Wasle"sieet Ede, PA MCI Ph: 8144644581 Fax 8144588187 Shaten)a Va7ey lhben League, Inc. 801 OdemAVenue Fatted, PA 16121 Prr. 412-M75310 CUMBERLAND Comm GGGSof WNWM PernsyNada, Inc 2000 L/M66town Road Harrisburg, PA 17102 Pk 717-541-1757 B d1AlKapoltal TlvdWulq AOQ 1M11ro11ro04 XtC. 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Fa 6104448243 137 Na609lag1 Avenue Adana Camry Housing Authority UniaI 15401 13940Cafte Strwt Cmww V 17" Gore d Franklord Ph: 7Z"U- 0511 (30WB %PA 17325 G-OWdslry PIc 8111 Ph 717.734-1518 46MGdeccrn Street Fax 724437-4416 F4ea 7173348326 PlelaIIIII PA 19124 Ph. 215744-2080 CCCSd WCdan1PA am""COUNTY FaeC 215744-2012 199 E*MStee1 CCCS d Wsslann Pennsylvania, Inc. UnW40,06PA 15901 2000 Urpleslmvn RCed CCCSaIOdawae Vellsy Ph: 7244394939 Hsanst; APA 17102 200 NOA1 Providence Road Ph 717-591.1757 Mafia, PA 19063 FORMCOMM Far: 717.541-4670 Ph: 215563-566.5 ?nansn-Forest Dw Iles Eccnanic Opmesol, Caax2 Godnnsdly Action Commiseiat d are ACJ 204 Uhnny Seed Capkel Region 144 E. 06ra®Rke PWOMOBUS47 1514 Derry Street K'OJ d Prussia, PA 19,105 Wauery Plr ISM Har,W4 PA 17104 Ph: 610^71-2210 Ph: 0147262400 Ph: 717-232-9757 Pager. 610973-6219 Fee 614-723-0510 For 717-234.2227 ELK COUNTY FRANIW COIIMY UNar lsegue d Metmpalltan Harrisburg JdM F. Kennedy Center, Inc- FinaK?lSadrav UFAMIled 2107 K 8'SMeet east 2etavot 31 Wed She Hardl V%PA 17101 EAq PA 16510 WayrMbOM PA 17268 PK 717-23414925 Ph. 8148960400 PTK 717-762-M Fax 717-234-9459 Fax 8144WI243 0=4 We9bnPmnyNada, loo. DELAWARE COUNTY Nodhel Trq ConlsimitV Action Cone 9128eaft9Ngeb7reel AcM Honing Cmpaali- 2821 YCBC Pit U408 tMBNa/H%W&h FrastOflw BO43B9 Plc 70-1006-4178 PMtlel11b, PA 19130 135 Wed 4sShest Plc 215-7661221 EnTorWR, PA 15844 CamnenlyAdm CanMs"ofCepital Fac 2P3-766.1427 Ph: 8144864161 Roglm I= 8144860626 1614OM Shad C=all DdaA9reValley t4adshtq,PA 17104 1516?.%*KSnee1 ERIE COUNTY Ph 717-232-9757 Sella 19ffi - SpakKT.WeSain9bn Center Fec 70-234222! PhbUIph ,PA 19107 1720 HWaN Street M. 216886:665 ECIa, PA 16508 CCC3dwe PA For. 215664-2wis Pte 6144566'744 200 towesiw ROW Fax 814453-5749 HadsWq.PA t7102 Made FeloosMy Hmse Ph: 7174414757 3023. Jackson St7eK John F. KeICWW. Inc. Far 711441.4870 Made, PA tm83 2021 Ca Ie Sheet . Ph. 51104585.101B Eft ph 16510 YWCA of Castles Fu 516865.8587 Ph: 61441*1M 301 O191ed I= 8144WI243 0804184PA VIM Ph6ede158a C0unc9 fd Commuruly Ph: 71724aill, Adva drivel GmaW FJle Cmnmmtity Action Fax 7TT-243.9948 100 mom 17a Street Cwmie9 SuReew 18Wnt9 sheet Amalcon fled Cores-Hanover Chapter Pldadetplda PA 19103 Eno, PA 16501 529 Ca"6Heel Ph: 216487.7803 Ph: 8144694681 wovo,PA iml Far 215.9839941 FU 8144560181 Ph: 717$373786 Fac 7A61r-M AmBR'J81 Red CuIes N Chester FANS COUNTY 1728 EdgmO Avenue ACKMH3USkQ ft. U" 1.020 cl Mdmooltan Hag. Chealar,PA 19013 425d'Mlana MK 8111" Ph: 6104'741484 SuAIIM HWM6be6,PA 17101 PUMwgh, PA 15219 Ph: 717-234-SM Ptl: 41219{-1966 Fac 717.2349459 Pit 412-?84.21102 FKC 412391-4512 AYaax C=* HD Wag Authotgy gF760641818 FIND 71741948540 rT157DTp twuNrv BaA68itltan 11wMg Services KID. 1 swam Erer1. PA 15537 Plc 11111411M MI) Fax 814&34187 CWSor WwWn Pennsylvania, Inc. 612 SmM George Street 'm&, PA 17103 Ph, 79816.1176 Fa NAW Cauns** Smvicas A Franklin 31 Wei so skeet WaAnbM PA 17268 M. 7R-7828286 W009ONVO am OIICC SUMM,S11ee1 HNO"n, PA 16652 PlY 0/4843-2343 CJIE"m COUNTY Ar17 nHm,3'eg, Inc 426dMenate Sure 950 PkMbWO,PA 15219 Ph: 412.391-1956 Ph: 41&281-2102 Fa,c 412-391-4512 CW-%n'9 Act= South West 22 Wall No Sheet Waynesburg, PA 15370 PI[ 72485?-2393 Fax: 724W2 443 MM Va1q Unemployed C Ottee ip E.dAVaWe HelrAMal, PA 15120 Pk 412452-9962 Fa 412-4829954 CCCS4 V#Bmm Pennsylvania, inc. 1 wome s*tan6 2 SWAM Cwtar P** GMW&bk%iiA /5541 Pk 784898.1290 I mmo600N COUNri 111001- yFkpoq mmoing services RD. 1, Ba284 EVOPM PA 15137 Pk 8140E8-9129 Fat 8+623.7197 Wa78rolRn4onO to 917 16441 Skeet Huillagdm. PA 15652 Pk 844802343 COCSd Wasam Pennaylvagia- Inc. 217 E. Ptak Road APDOMPA 18602 Ph: 814644-8100 Far. 81484-6741 1 OLKTY COGS d Waslem Pennsylvania Inc. 1 Nom Go square 2 Gait Carder Dote Gmawb %PA 15601 Plc 724830-1290 Kwillms5mmmic MvdopmaN 19841Aa;y Gma lane JdMBRAWNPA 16904 PIc 8141%5.6558 Fax: 814.593.1688 h1IMaQaCtlMa W y Acpat Pra9Nm = 187 PIK 'AF FMC 78MI111 8 GGCSa/tf~PA 219ACOMgePwk Plaza Jdndma4PA 1504 Ph: 8143098336 JE.FFOUN COUNTY JrtwF.Y.Wa4grCener, Inc. 20221 EM 311" Stag Ede, PA M510 Yia: 0148900400 Fax: 61489!.1243 Irldhia CAeBy (IIamluniry Acllon 827 WOWSkeet, Bma 187 IfKbMPA t5701 PW 7244w2657 Fax 724.4855116 CCCS d Wa wn PwewyWants. Inc. YMCA DAft 339 NOIa Waehinglon Street Sugar, PA 18101 P0: 72478.7812 JUNWACOIIMY CCCSd Wmtern PIMMyWanw, inc. 217 E Rank Road Almmy PA 15802 Ph: 8149444100 Fac 9148445747 Wea8lainxsn O5lce 917 ABMs SING HunFngdaa PA 16652 Ph: 6144042340 Uff!=A 004r adan Pennsvlvar4a 31 W. VAOM Shed P051010MBm 1127 Wlkil"M PA 19702 Pk 5N821AB97 Ph: 8008224697 FM 5X54121.1785 140DAUROM BWJWG Park Sulta 1 ChAO9mM,PA 18411 Pk 57058!-9163 PW. a0149859637 Fac 57059741134 Fac 5793x7-9135 LANCAIM COUNTY COMM** Cha6gCwnaNma Im"Potaw PWtONoe BM244 Kant" Slpm a6 PA 19348 Pit 215.4443682 Fat 215.543178 Glf?[ 1 N?g181M9Wet . . 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W. 9123ou1h Geot9a Glrad Yak, PA 17403 Ph: 717.8484176 G v IN THE COURT OF COMMON PLEAS, CUMBERLAND COUNTY CIVIL DIVISION BANK OF NEW YORK, ET.AL, Plaintiff Case No.: 06-4007 Civil Term vs. CONRAD B. HOLZER, Defendant(s) ANSWER TO COMPLAINT IN MORTGAGE FORECLOSURE AND NOW come(s) the defendant(s) by and through attorney, Frank E. Yourick, Jr., Esquire, and make(s) the following Answer to Complaint in Mortgage Foreclosure: 1. After reasonable investigation, defendant(s) are without knowledge or information sufficient to form a belief regarding plaintiff s claim of default and the amount that is due. (Pa.R.C.P. 1029(c). The debtor(s) cannot verify the actual amounts due as this information is exclusively within the control of the plaintiff and strict proof thereof is demanded at time of trial. 2. Insofar as an answer can be made, the defendant(s) state, upon information and belief, that the anearage amount due on the mortgage is $2,800.00 which amount should be able to be paid within ninety days of filing of this answer. WHEREFORE, the defendant(s) pray(s) that plaintiff's complaint be dismissed or, in the alternative, this action be delayed for ninety (90) days u til the defendant(s) can bring the mortgage current. 1?-1 , n / l l / . 4 Frank E. Yourick, Jr.\4squire V P.O. Box 44, Murrysville, PA 15668 (412) 243698 Pa. ID # 00245 VERIFICATION FRANK E. YOURICK, JR., ESQUIRE hereby states that he is the attorney for Defendant(s) in this matter, that verification could not be obtained within the time allowed for the filing on the pleading, that he is authorized to make this verification pursuant to Pa.R.C.P. 1024(c) and that the statements made in the foregoing Answer to Complaint in Mortgage Foreclosure are based upon information supplied by Defendant(s) and are true and correct to the best of his knowledge, information and belief for Defendant(s) CERTIFICATE OF SERVICE I certify that on the 2nd day of August, 2006, I served a copy of the Answer to Plaintiff's Complaint upon the following by US first class mail, postage prepaid: Joseph Goldbeck, Jr., Esquire Suite 500 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 Frank E. Yourick, k-1 )l Attorney for Defendafil P.O. Box! 644 Murrysville, PA 15668 (412) 243-5698 P ? t4 '7'1 O" ??? ??- --? ? ??; -? ?? s D ? <!? -'? SHERIFF'S RETURN - REGULAR CASE NO: 2006-04007 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND BANK OF NEW YORK THE VS HOLZER CONRAD B TIMOTHY REITZ Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon HOLZER CONRAD B the DEFENDANT , at 1823:00 HOURS, on the 17th day of July , 2006 at 901 BRIDGE STREET NEW CUMBERLAND, PA 17007 CONRAD HOLZER by handing to a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: So Answers:'' Docketing 18.00 rstet? '??,?/* Service 14.96 Affidavit .00 ?J Surcharge 10.00 R. Thomas Kline n 42.96 ? 07/20/2006 GOLDBECK MCCAFFERTY MCKEEV Ya 5/vi C Sworn and Subscibed to By: before me this day De uty Sher ff of A. D. TGOLDBECK MCCAFFERTY & MCKEEVER Page 2 of 3 GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever, Esquire Attorney I.D.#56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS 2003-R4 5401 North Beach St Forth Worth, TX 76137 Plaintiff VS. CONRAD B. HOLZER Mortgagor and Record Owner 901 Bridge Street New Cumberland, PA 17070 Defendant IN THE COURT OF COMMON PLEAS of Cumberland County No. 06-4007 CONSENT JUDGMENT AND NOW, it is hereby stipulated and agreed by and between the undersigned as follows: 1. Judgment in Mortgage Foreclosure is entered in favor of Plaintiff, THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS 2003-R4, and against Defendant, CONRAD B. HOLZER, damages to be assessed in accordance with the demand in the Complaint. Plaintiff reserves the right to petition the Court to reassess its damages prior to any Sheriffs sale; Friday, September 01, 2006 America Online: FEYPGH +" T GOLDBECK MCCAFFERTY & MCKEEVER I Page 3 of 3 2. The property will be listed for the Cumberland County Sheriff's sale on or after December 6, 2006; 3. Defendant retains the right to reinstate and/or payoff the mortgage in question at anytime prior to a Sheriff s Sale, if any, in accordance with the mortgage documents; 4. Defendant has no defenses to this action and does not intend to interpose any answer herein and specifically waives the right to do so and any and all defenses that might otherwise have been contained therein. 5. Plaintiff and Defendant agree that any sums advanced by Plaintiff after the entry of this judgment in mortgage foreclosure shall become a part of the judgment lien. 6. This Consent Judgment represents the whole agreement of the parties who, intending to be legally bound, have executed it by and through the undersigned duly authorized counsel. Date: Michael T. McKeever, Esquire Attorney for Plaintiff Date: Frank E. Youric J4, Esquire Attorney for Defe ant 2 2 Friday, September 01, 2006 America Online: FEYPGH z v ik W n d' V J yam -{ r ;,? In the Court of Common Pleas of Cumberland County THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS 2003-R4 5401 North Beach St Forth Worth, TX 76137 Plaintiff VS. CONRAD B. HOLZER (Mortgagor(s) and Record Owner(s)) 901 Bridge Street New Cumberland, PA 17070 No. 06-4007 Defendant(s) PRAECIPE FOR JUDGMENT THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Enter the Judgment in favor of Plaintiff and against CONRAD B. HOLZER IN ACCORDANCE WITH CONSENT JUDGMENT DATED 9/11/06. Assess damages as follows: $78,130.56 Debt Interest - 01/01/2006 to 07/31/2006 Total (Assessment of Damages attached) I CERTIFY THAT FOREGOING ASSESSMENT OF DAMAGES IS FOR SP CIF AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERT IN F THE COMPLAINT. Joseph A. G beck, Jr. Attorney for Pla I.D. 416132 iff AND NOW ?? pZ(X?? ? ment is entered in favor of THE BANK OF NEW YORK AS USTEE FOR THE CERTIFICATEHOLDERS OF CWMBS 2003-R4 and against CONRAD B. HOLZER IN ACCORDANCE WITH CONSENT JUDGMENT DATED 9/11/06 and damages assessed in the sum of $78,130.56 as per the above certification. Protonotary A Rule of Civil Procedure No. 236 - Revised IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY, PENNSYLVANIA CIVIL ACTION - LAW THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS 2003-R4 5401 North Beach St Forth Worth, TX 76137 Plaintiff No. 06-4007 vs. CONRAD B. HOLZER (Mortgagors and Record Owner(s)) 901 Bridge Street New Cumberland, PA 17070 Defendant(s) THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE Notice is given that a judgment in the above-captioned matter has been entered against you. Curt Long Prothonotary By: If you have any questions concerning the above, please contact: Joseph A. Goldbeck, Jr. Goldbeck McCafferty & McKeever Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 VERIFICATION OF NON-MILITARY SERVICE The undersigned, as the representative for the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the Plaintiff corporation and that the facts set forth in the foregoing verification of Non-Military Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1. That the above named Defendant, CONRAD B. HOLZER, is about unknown years of age, that Defendant's last known residence is C/O FRANK E. YOURIK, ESQUIREPO Box 644 (VIA ECF), MURRYSVILLE, PA 15668, and is engaged in the unknown business located at unknown address. 2. That Defendant is not in the Military or Naval Service of the United States or its Allies, or o erwise within the provisions of the Soldiers' and Sailors' iviJ Relief Action of Congress of 1940 and its Amendments. Date: 'GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney 1. D. 416132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS 2003-R4 5401 North Beach St Forth Worth, TX 76137 Plaintiff VS. IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION LAW CONRAD B. HOLZER (Mortgagor(s) and Record owner(s)) 901 Bridge Street New Cumberland, PA 17070 Defendant(s) ACTION OF MORTGAGE FORECLOSURE No. 06-4007 ORDER FOR JUDGMENT Please enter Judgment in favor of THE BANK OF NEW YORK S T STEE FOR THE CERTIFICATEHOLDERS OF CWMBS 2003-R4, and against CONRA B. POJLZER IN ACCORDANCE WITH CONSENT JUDGMENT DATED 9/11/06 in the sum of $78,130. 6. Joseph A. G, Attorney for I hereby certify that the above names are correct and that the preci res' nce address of the judgment creditor is THE BANK OF NEW YORK AS TRUSTEE FOR THE CER I TEHOLDERS OF CWMBS 2003-R4 5401 North Beach St Forth Worth, TX 76137 and that the na (s) an last known address(es) of the Defendant(s) is/are CONRAD B. HOLZER, C/O FRANK E. YOURIK ESQ PO Box 644 (VIA ECF) MURRYSVILLE, PA 15668; GOLDBECK, FFERTY & McKEEVER BY: Joseph A. oldb k, Jr. Attorney for PI 'ntiff c a b AX ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly assess the damages in this case to be as follows: Principal Balance $70,280.10 Interest from 0 1/0 1/2006 through $3,264.80 07/31/2006 Reasonable Attorney's Fee $3,514.01 Late Charges $171.65 Costs of Suit and Title Search $900.00 6 GOLDBECK MICA FERT BY: Joseph A. Gold eck, Jr. Attorney for Plainti , & McKEEVER AND NOW, this ;;04 ?-day of Sifal- , 2006 damages are assessed as above. Pr Prothy PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P 3180-3183 Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS 2003-R4 5401 North Beach St Forth Worth, TX 76137 Plaintiff VS. CONRAD B. HOLZER Mortgagor(s) and Record Owner(s) 901 Bridge Street New Cumberland, PA 17070 Defendant(s) IN THE COURT OF COMMON PLEAS ACTION OF MORTGAGE FORECLOSURE of Cumberland County CIVIL ACTION - LAW No. 06-4007 PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount Due Interest from 01/01/2006 to 07/31/2006 at 8.0000% $78,130.56 (Costs to be added) GOLDBECK'. BY: Joseph A. Attorney for P Jr. & McKEEVER W H `r M ° w w o J z W cn N? w 't"o0 OQ O Z W U W x H s Mr o o U ? ? ? W O +.^" ' c a ova p F c A R ? s1 ? i 0 ??U Wr o z v N . ` .. ISD C=D Cv n1 L ?U d ? U b M s., 4> ? yC cC?.,} v~ ^'"ON Od ?p 4?i ti n Y ,b4, All that certain tract of land situate in the Borough of New Cumberland, Cumberland County, Pennsylvania, more particularly bounded and described as follows, to wit: Beginning at a point on the Eastern side of Bridge Street at its intersection with the northern side of 9th street; thence along the Eastern side of Bridge Street in a northerly direction a distance of twenty and sixty-two hundredths (20.62) feet to a point; thence eastwardly through the dividing wall between the herein described premises and the premises immediately adjacent to the north (said adjacent premises being NO. 903 Bridge street) and beyond a distance of one hundred three (103) feet, more or less; to the western side of a ten (10) foot wide alley; thence along the western side of said alley in a southerly direction a distance of twenty and sixty-two hundredths (20.62) feet to the northern side of 9th street; thence along the northern side of 9th street in a westerly direction a distance of one hundred (100) feet to the eastern side of Bridge Street at the point or place of beginning. Having thereon erected the southern half of a 2 1/2 story double frame dwelling house and known and numbered as No. 901 Bridge Street, New Cumberland, Pennsylvania. Tax parcel no: 26-24-0811-245 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-4007 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS 2003-R4, Plaintiff (s) From CONRAD B. HOLZER (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $78,130.56 Interest FROM 1/1/06 TO 7/31/06 AT 8.0000% Atty's Comm % Atty Paid $133.96 Plaintiff Paid Date: SEPTEMBER 27, 2006 (Seal) L.L. $.50 Due Prothy $1.00 Other Costs A Curti A. Long, Pr tary By: REQUESTING PARTY: Name JOSEPH A. GOLDBECK, JR., ESQUIRE Address: GOLDBECK MCCAFFERTY & MCKEEVER SUITE 5000-MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 Deputy Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 16132 GoIe0eck McCafferty & McKeever iBY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS 2003- R4 5401 North Beach St Forth Worth, TX 76137 Plaintiff vs. CONRAD B. HOLZER (Mortgagor(s) and Record Owner(s)) 901 Bridge Street New Cumberland, PA 17070 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. 06-4007 AFFIDAVIT PURSUANT TO RULE 3129 THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS 2003-R4, Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr., Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 901 Bridge Street New Cumberland, PA 17070 1.Name and address of Owner(s) or Reputed Owner(s): CONRAD B. HOLZER C/O FRANK E. YOURICK JR, ESQUIRE PO Box 644 (VIA ECF) MURRYSVILLE, PA 15668 2. Name and address of Defendant(s) in the judgment: CONRAD B. HOLZER C/O FRANK E. YOURICK JR, ESQUIRE PO Box 644 (VIA ECF) MURRYSVILLE, PA 15668 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 i 4.' Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 901 Bridge Street New Cumberland, PA 17070 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to e of my personal knowledge or information and belief. I understand that false statements herein are made subje to the nalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: September 15, 2006 GOLDBECK cC ftERTY & McKEEVER BY: Joseph A. Go bec , r., Esq. Attorney for Plain ff ?'' ? ?i C' ?^ ...? t;. ? t r ? --C? i> ? -c7 ? ?`trv'. ? is y ?J v 06-4007 4" GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS 2003- IN THE COURT OF COMMON PLEAS R4 5401 North Beach St Forth Worth, TX 76137 of Cumberland County Plaintiff vs. CONRAD B. HOLZER Mortgagor(s) and Record Owner(s) 901 Bridge Street New Cumberland, PA 17070 Defendant(s' , Term No. 06-4007 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: HOLZER, CONRAD CONRAD B. HOLZER C/O FRANK E. YOURICK JR, ESQUIRE PO Box 644 (VIA ECF) MURRYSVILLE, PA 15668 Your house at 901 Bridge Street, New Cumberland, PA 17070 is scheduled to be sold at Sheriffs Sale on Wednesday, March 07, 2007, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $78,130.56 obtained by THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS 2003-R4 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE 1. The sale will be cancelled if you pay to THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS 2003-R4, the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call: 215-627-1322 l- M 06-4007 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 t? rn `ti < . ? rn The Bank of New York as Trustee for the Certificate Holders of CWMBS 2003-R4 VS Conrad B. Holzer In the Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2006-4007 Civil Term R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED per letter of request from Attorney Joseph Goldbeck. Sheriff s Costs: Docketing $30.00 Poundage 82.53 Law Library .50 Prothonotary 1.00 Advertising 15.00 Levy 15.00 Share of Bills 16.83 Surcharge 20.00 $ 180.86 4' c 3" So Answers: R. Thomas Kline, Sheriff BYd"ASM 141, Real Estate ergeant 05 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 06-4007 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS 2003-R4, Plaintiff (s) From CONRAD B. HOLZER (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $78,130.56 Interest FROM 1/1/06 TO 7/31/06 AT 8.0000% L.L. $.50 Atty's Comm % Arty Paid $133.96 Plaintiff Paid Date: SEPTEMBER 27, 2006 (Seal) Due Prothy $1.00 Other Costs 24ttq340 Curti A. Long, Pro ary By: Deputy REQUESTING PARTY: Name JOSEPH A. GOLDBECK, JR., ESQUIRE Address: GOLDBECK MCCAFFERTY & MCKEEVER SUITE 5000-MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 16132 luuaojaS a17 g Iua2I 90OZ `I £ iagolap :aivQ •uia zau pale zodaoaut aaualaja z sigl Xg puu Ipm stul gilm pajg «V,a iqt g up. pagi.zasap Xjjrg ajow `puujjaquznD moo ' -M'N?O?RS 32pi19 106 st, pa.zaguznu puu umou}j Vd `,,4unoD putjzaguunD `gOnoiog putj.iaguznD maN ui palvM!s fqjadozd juai atjl ui iswaiui s jutpua3ap aijj uodn painajjjizauS aql 90OZ `I £ aagolap up LO # aIUS aWIsg Ita2I 9Z.01b 8Z0MR GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-825-6321 Attorney for Plaintiff THE BAND OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS 2003-R4 5401 North Beach St Forth Worth, TX 76137 Plaintiff VS. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CONRAD B. HOLZER 901 Bridge Street Drexel Hills, PA 17070 Defendants No. 06-4007 PRAECIPE TO DISCONTINUE AND END TO THE PROTHONOTARY: Kindly mark the above case Discontinued and Ended upon payment of your costs only. ./?6r?'v?` rsw? . MICHAEL T. MCKEEVER, ESQUIRE ? ? C ? r? rr r .;