HomeMy WebLinkAbout02-1906
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ALLFIRST BANK f/d/b/a
DAUPHIN DEPOSIT BANK & TRUST,
Plaintiff
NO. DrA -
Iqo~ ~
vs.
CIVIL ACTION-LAW
JOSHUA D. WEESE
Defendant
JURY TRIAL DEMANDED
TO: Joshua D. Weese
71 Walnut Dale Road
Shippensburg, P A 17257-9667
NOTICE TO DEFEND
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and notice are served, by entering a
written appearance personally or by attorney and filing in writing with the Court your defenses or objections
to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you
and a judgment may be entered against you by the Court without further notice for any money claimed in the
Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LA WYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Court Administrator
4th Floor
Cumberland County Courthouse
Carlisle, PA 17013
Telephone: (717) 240-6200
GRIFFITH, STRICKLER, LERMAN,
SOL YMOS & CALKINS
By:
~~a~
KRI' A. GOHN, ESQUIRE
Supreme Court I.D. #84738
Attorney for Plaintiff
110 South Northern Way
York, PA 17402
(717) 757-7602
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ALLFIRST BANK f/d/b/a
DAUPHIN DEPOSIT BANK & TRUST,
Plaintiff
NO.
vs.
CIVIL ACTION-LAW
JOSHUA D. WEESE,
Defendant
JURY TRIAL DEMANDED
A VISO
USTED HA smo DEMANDADO EN LA CORTE. Si usted desea defenderse de las quejas
expuestas en las paginas siguientes, debe tomar accion dentro de veinte (20) dias a partir de la fecha en que
recibio la demanda y el aviso. Usted debe presentar comparecencia escrita en persona 0 por abogado y
presentar en la Corte por escrito sus defensas 0 sus objeciones alas demandas en su contra.
Se Ie avisa que si no se defienda, el caso puede proceder sin usted y la Corte puede decidir en su
contra sin mas aviso 0 notificacion por cualquier dinero reclarnado en la demanda 0 por cualquier otra queja
o compensacion reclarnados por el Demandante. USTED PUEDE PERDER DINERO, 0 PROPIEDADES U
OTROS DERECHOS IMPORTANTES PARA USTED.
LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATEMENTE. SI USTED NO TIENE 0
NO CONOCE UN ABOGADO, VAYA 0 LLAME A LA OFICINA EN LA DIRECCION ESCRITA
ABAJO PARA A VERIGUAR DONDE PUEDE OBTENER ASISTENCIA LEGAL.
Court Administrator
4th Floor
Cumberland County Courthouse
Carlisle, P A 17013
Telephone: (717) 240-6200
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
ALLFIRST BANK f/d/b/a
DAUPHIN DEPOSIT BANK & TRUST,
Plaintiff
NO. 6J.-/90~ ~
vs.
CIVIL ACTION-LAW
JOSHUA D. WEESE,
Defendant
JURY TRIAL DEMANDED
COMPLAINT
AND NOW, TO WIT, this _ day of
, 2002, comes the Plaintiff, AIlFirst Bank f/d/b/a/
Dauphin Deposit Bank & Trust Company by and through its attorneys, KRISTI A. GOHN, ESQUIRE, and
GRIFFITH, STRICKLER, LERMAN, SOL YMOS & CALKINS, and files this its Complaint against the
Defendant, Joshua D. Weese, and in support thereof states as follows:
1. The Plaintiff, AIlFirst Bank, is a federally chartered bank duly authorized to do business
within the Commonwealth of Pennsylvania, whose business address is P.O. Box 17103, Baltimore, Maryland
21203.
2. The Defendant, Joshua D. Weese, is an adult individual residing at 71 Walnut Dale Road,
Shippensburg, Cumberland County, Pennsylvania 17257-9667.
3. On or about March 28, 1998, the Defendant executed Motor Vehicle Installment Sale
Contract for a 1995 Ford Escort Vin # 3FASP13J3SR202886. Pursuant to the terms of the contract,
Forresters Lincoln Mercury, Inc., assigned the contract to the Dauphin Deposit Bank & Trust. A true and
correct copy of the Motor Vehicle Installment Sales Contract is attached hereto, made a part hereof and
marked as Exhibit "A."
4. A copy of the title to the aforesaid vehicle which illustrates that Dauphin Deposit Bank &
Trust is the main lienholder to the vehicle, is attached hereto, incorporated herein, made a part hereof and
marked as Exhibit "B".
5. The Defendant tendered payments to the Plaintiff and Plaintiff has credited the Defendant's
account in the amount of tendered payments.
6. On or about May 28, 1998, the Defendant defaulted on the Motor Vehicle Installment Sale
Contract by failing to remit monthly payments to the Plaintiff thereby rendering the full amount due
thereunder, immediately due and payable.
7. On or about September 8, 1998, Plaintiff repossessed the 1995 Ford Escort from Defendant
Joshua D. Weese at 1986 Reliance Road, Reliance, Tennessee and three days later, Plaintiff provided
Defendant with a Notice of Repossession. A true and correct copy of said Notice of Repossession is attached
hereto as Exhibit "C" and made a part hereof as though set forth at length.
8. As of September 11, 1998, Defendant, Joshua D. Weese, owed a total of $6,880.72 to
Plaintiff, AllFirst Bank.
9. Subsequently, the 1995 Ford Escort was sold and Plaintiff, AllFirst Bank, received gross
payment for the sale of the subject automobile in the amount of$425.00.
10. Pursuant to the terms and conditions of the subject Motor Vehicle Installment Contract,
auction fees in the amount of$229.50, recovery fees in the amount of$250.00, towing fees in the amount of
$150.00 and mileage fees in the amount of$120.00 were subtracted from the gross sales price, thus, the net
amount remitted to Plaintiff, AllFirst Bank, was negative $324.50. A true and correct copy of the Recovery
Invoice is attached hereto as Exhibit "D" and made a part hereof as though set forth at length.
11. On or about June 18, 1999, Plaintiff, AllFirst Bank, provided Defendant, Joshua D. Weese,
with Notice of Sale and Deficient Balance. A true and correct copy of that Notice is attached hereto as
Exhibit "E" and made a part hereof as though set forth at length.
12. As of June 18, 1999, Defendant, Joshua D. Weese, remained owing a principal balance of
$6,925.02 to Plaintiff, AllFirst Bank.
13. Pursuant to the terms and conditions of the Motor Vehicle Installment Sale Contract,
Defendant remains due and owing to Plaintiff interest at the rate of eight percent (8.0%) in the total sum of
One Thousand Eight Hundred and Fifty-nine and 32/1 00 Dollars ($1,859.32) as of March 8, 2002 and
interest continues to accrue.
14. Pursuant to the terms and conditions of the Motor Vehic\e Installment Sale Contract,
Defendant remains due and owing to Plaintiff reasonable attorney's fees in the amount of One Thousand
Seven Hundred Thirty-one and 25/1 00 Dollars ($1,731.25).
15. Plaintiff, AlIFirst Bank, has demanded payment of Defendant, Joshua D. Weese, but said
Defendant has refused and continues to refuse to pay the same or any part thereof.
16. The amount in controversy herein requires mandatory reference to Arbitration.
WHEREFORE, Plaintiff, AlIFirst Bank, respectfully demands judgment against the Defendant,
Joshua D. Weese, for the sum of Ten Thousand Five Hundred Fifteen and 59/100 Dollars ($10,515.59)
together with interest, reasonable attorney's fees and costs of suit.
GRIFFITH, STRICKLER, LERMAN,
SOL YMOS & CALKINS
By: ~a~
KRI I A. GOHN, ESQUIRE
Supreme Court J.D. #84738
Attorney for Plaintiff
110 South Northern Way
York, PA 17402
(717) 757-7602
F:I WPDOCIKaglallfirstlweese.cmp.wpd
iliiioi'ViiiiiifE INSTALLMEI(I!Alf CONTRACT,
D... !larch 28
.19~_M'
"'\01'1')6. .
AfIIUAL FINAflCE Amount Ananeed Tolal of P,yments Tolal Sole Pnee
PERCENTAGE RATE CHAlGE Thllll\ClUIltofcredJtprovldld' r:::.rsc::= ~m::ylIJ TblIatII_oIyaurpun:hulan
Thlc:ostolyuqrCl'ldit.s TbtdDlllrllllOWrtlDl taJOUOfOR,oUfbtbllf. CI1dit,inGludlrttyourdownpiymlRt
.,..n,rlta. Cl1dIl:riICDStyou. "$ ?1t:.J. m
Rm " $ M717 $ 6300.m $ 71n7.1? $ o?" 17
YOll'~ScIIIdlIIIdlbI: 1-" ,.............."-,,..._-....-
I..."-..I....."-.I....P.'-...~ ,l~ij
S l~ I . 't:l. ........ bHlminI "'0
-' $ ~1I""pI'offnrtr.JOlI....1lDIIInIlDPQ.pIlIIIlr.
_r..:s c;: m
laII CblII: If. (lIyIIIlltillatl, J'llll" btdlQld 21 ~UlI par\IDa. CIllllt paytllllltwblcbll ilia rwuch IllOIllh, Drlllrtat a IllIlIIb IfIU' ItIIft 10 _1bIt1t_____
SltI*Dll'Illd.tar 0Iher ContrId dDcIlIunIs hlr'lIfaddlllanll inIDnDIIIaaaboutnlll\PQllllll, dllaul,'lI'fflllllind l'IPIYJIIIIltin lull berDtetllesdllldadlddllllllld prlplJIDIld I'IfIInlII and
..- .--
NOTICE TO BUYER-DO NOT SIGN THIS CONTRACT IN BLANK. YOU ARE
ENTITLEO TO AN EXACT COPY OF THE CONTRACT YOU SIGN. KEEP IT TO
PROTECT YOUR LEGAl. RIGHTS.
BUY~~^ -i1.u (nil<.
'"""
=-':::- Chambersbrug PA 17201
1bISIUD. li'nrr"'C1t"p1"Clt Tinrn1-n Moa"'I"'1""y T...,. R~? Tinrn1... UaV 'Ii'~C1t'
ru.. Addrm ~
",....
::'::m.,~ Joshua D Weese RR2 P,O. box l71B Mc:Cannellsburg PA 17233
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II 1linlllllDl'lltuio OM Buyw, _II; praraiAs.1IPIlIIIIr and \llfItIlII, to D" IU SU1llJ dill UI.nd to parfarnl.I............lA 111II CanIrIcL
YW"'..
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tIltlalllwialwlIicIe: Jur.IId" SIIiII :"'AIIDlnIlcI;dOWinl ;:TrIlIt-ln
lI.balancllldI..aallllvallldlyaullmlnllldla.tblSlkwilPlY oIfthllllllllWllOft )'lII,lrbllllll. You warrant iWI I1Ipr111l1tlaUl llullaay
trJde.InlllnlfnNllillLclailLlISlllJIlbnnca<<lIU!bin!erIIL mtlItassllawolGavlulllt.lIIGU1It"OIIiII."
PICI,DlY 1_1IICJ: You IlIIJ'" tIlIlIIfIlIIIlIlrDUIIl-.tloll illl1lRllCllI obtIlIIed Qlinltlaa ...... _11II VI/lk:lllaad lpillllllaailty
IrillnlllUtalUIIOl'D'I'lItrIIIIoalltllVtlllcll.ln1llilConlrlct.YOIIIrIDfOlIIisIM:loiMllrlthlVlIlicIIlndUIDitilllnd.
Ulan I.SUUICE IS lOT IEQUIItD: CndIt UIIIIIIlII'IIlCI IDd CrtdIt D1ability IIlSllflIlCll 1ft IIIll /IIIIlirId lD IbtIia crtdll, IIId will lWlt III
pcovtdId uDIIa yau sip bIIaw MId 1..10 PlY IIlIIlIdItIInIl casttst. PIwI ....d till NOTICE OF PROI'OSED CREDIT INSURANCE III till rlfttll
-. Yow inhtlace_1IcaII or pallcy willllllJOl thI MAlIMUM IIIlOWIt 01 illlUtlneII availlblt. A111rlsuf1GC1 purcballd wiD be fur till tInIl of
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WllicIlCllltl$ N/A ...7_Y." HulltllllSllflllCl,.wbidlClllllS---li7A....
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~IaIbilCllltrll:l.
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Used 1995 Ford Escort SDN 3F.\sPl3J3SR202886
Eqllippld ~A.T,_P.s. _AlWUSItnD _5. OlIIIr
_ A.C. P.W. AIUIITapt Vlnyl,Top
ASSIIIIEl:Wt "'_1II1biI ClIIItrIctand SIcurily AanemllltlDtIlIAssill\lf IIMlId In this..- wbidI II lIII"""''' II. uy1ilnl1N
OWural IbI Canlnd: aslpsthlCacllndID............. thlltrllllhln "'ars ID SllCII CllhIr aaipII. AftIrtlll Aaipllllllt, aI rilllts alld bIlIIlIt
"IIIISllllrInIllilCantrlctlndiJIlblSlcllrily~slldbelDn,lDandlllealan:allllbythl__.IillAAillllliI:
YAI.I.EI' BANI dMslon of llaupMn Deposit BaoJc and Trust Company. CIIambtnbarr. PA 17201
:=~.=..u.:.~,,===:'::''''~:'-Wlllld~udBll'''..lD'''dSUlllS
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1'DIIS: n.liIrIlIabown.la UlI bouI..... PJrt alllllaCalltract.
HOIIISE TO 'AY:lDU ..... JaW us1Jll TatII SIll PrIcI fDrthl V.hidl by makinllbl TatII
~IIdPlYinlUlthlAMounlflMaced_lntInst.lOllprDlllisllDmaUIN~lIIIlIts
IRlCCIIlIIIatllblbl PlplllltSc:IIIdwIL'hu praMllD.... Plfl*lb:OIl.llIforItblSUII
dlyaf...1llllIllIi ullll ftrat pIylIllidulda Y..alP'llla Ill' aI aI:bIr..DIIl1b _1lIdl..,
1IIcIlII......lbltarm Df1hilClnlrld. You ....1111I' I!IlI Sllllror Aui&IlII cDSbal
... Y.".... Ill' fUSlllIIbII 1tlomIYs'_f1S111rarAui..... hires an atIDnlIy II
CllIIdlllllllDdulund.lIIisComrlct.IlIptatld:Drlllpoallllonaltl'l.Vthldl.You......
II.....PI'1lIUI1s1t IIlI place or 1lIS1.d IIIYl11l1blOlllIlddresswhlc/l th.AssiI/lll..a
ralllysplCillalntblwlllllllOllcllDJlIlL
Brsl....IIIIIw..........IlIS111Illl1Yt1hiclttllJGllulldlftll.lltmaalthisCllntllCl
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If YOU DD NOT MEET YOUR CONTRACT
QllUGAnDIIS, YOU MAY LOSE THE IIOTDR
YEHIIU AND PROPERTY THAT YOU IOUllHJ'
WITH nus COMtIIACI'. MIDIDR MDHEY ON
DfI'OSITlIITIIlIEASSIllHIE.
TbiaConlnl:tIl..SillrIlld~.AI
diIl*lIInI.....~...bySllw.SIIIr
lnIMds"....1Ns CDniIcl..IIlI......
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IlIlImtioaof, unt inanctd
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, 7900.00
CIsIIDlrMIPIJIIIllt
, 2164.00
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UnplidCllnPllclBailnc:l
$ .,.......
ToCl1dltillllnncllCollplll,
$ ,,"
To PuIlkDlfldlll for:
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$ 5.00
T, es
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IIIJlllIIltsDlS 197.42
neh, and a flul p.,"lnt 01
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11 96 ......then..,.....
willbldlllantlill:_liayot"'fIlllIth
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The AlsIp..., IIkII ., IIlOlllIb e1u. ud IIlIPIid
....,andlplllilwlthAssipiLTlliIincludn.......,
dlpositIdlilthAalplIo,JOlLAaI""'lIQ'dotllll
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COoSIGND: YO SHOULD JtLUJ THE NOnCE TO CD-SJGNEa. WHICH KASaUN GJVlNTO YOU ON A SEPARATE DOCVMENT,BEJ'OR& SIGNINC THE
COoIlGND'S ACRIIMINT.
COoSIGND'ffA.611E1MENT: YOIl, lIIe penoo (DrplRoDl) lipiq'below iii "Co:.S1per,-pro_ 10 paj ui 111 alIlWu du olllhil clIIl1nCi Uld to plrfllm! aU ......11I..111 ill
tbII Coldncl. You illIIZllIlll 11. J.pUy bouad by aU * '-mil oIll1D COlllrKl, .paraI.Il)' UId 1apIher. with lblI Buyer. YOII .. _lIIdRllhiII pnI'" to iad_ 111 tllmah lids
CoauKl with ~.,..; _lItoup 1M wID _ dill proondl oaly ror sa. Buyer't 1MMr." YIlU....to par _Ihollah _ DIllY _ bll" IIWM.,. prior ckIMlId rOt ~
011 die BlQ'Voru.rciMd our__, iaw.&. TOll aIIo admowled.. flICIrivIal' _pkted COp)' llIlbk COIIlnCL
(SEAL}
C>S1pu'ti Sipuun
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(SHALl
c.slpsO S1pau&n Addr.a Data
co.oWNER'S SECURITY ACIlEDIEN'I'lYOIl, tba pcnOlllllnial bolow u "Co-Ow1llf,"topllwr withlhD Buy.t Ot olbmwb. bciallll alibi OWMn orw VchII:k, pve UI .
Scc:IaIiQ lDlImaiA tho VIhlclIl idntifIed allow. Vila -am III 11. boUlld by lblllmD1 oItUSccvity Aam:llUloI.nd aU oth1lr plrtl orthla CCNlInCI_pt W"Prallliae To PlY"
IOCdOL TWin aivlol III tb1l ~Iy iazclra1; to Ulduce UllO IIlIb lbia ContrGl wllb Ih1I BII}'ft'.1IIll. IllI1lG\lte tho paYlll1llll by lh1I Bllyer or aIllllml dUl 00 this CoatrlCl. You will
lIOt be rupomibJl for lay ddk:Iancy wllicJl t111,hl b. due Iftct ICpouesai04 aad ulB of the Vehicle.
CD-Qw.,'a S"lIIWlUC
(SEALl
Addma
0;--
1~IAHa"lb'rlIMtlP ~O"OWNER. AS APPLICABLE. ACKNOWLEDGE RECEIPT OF A COMPLETED COPY OF THIS CONTRACT
~I" iJ.....1J ~)tlJ{, BUYER CIl-SIGNER Ol-SlGNERORca....ER
BUYT] NOTICII SEE REVEaSI SIDE FOR IMPORT.\NT INFORMATION.
8A/lCllNSUMERfOllMPA7l!.$tCIl71M1 .'U~.I,"'''''''''''<Dr<D'''r. "..
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~;\!r"lr.rl ..', -" "QtW.I~"flllll~ :ml~nCe',!1 :~n ;\r'iQlInl fi~~I'r.etl. n,~ nll.lllGft Cllall:~ ~b'.i;"
~n !Ilp. lront,irte.',l!>lleen r.lJlnplllerlnn Iheu~limplinlllhat.....wiY/'f!ait.leJgpaymeIIIsQnlh,::'
5Chlldllllddu,d.lhIs.
2. COMPUTING INftRnT: WI! ,~111 r.lI.Jrr,tl jnll'fe~l an i llally hiW~ OIlllle oulslandilt\l billnu
subjectlo inll!f~:t rln eael. ,tay 01 the lo~n Il!1m. rhe dIlly jnlr.~1 rale i! ~q,,1I tll lb, Annuli
PlfclInlaKI Raledlvidnd by the numhllr al d~y~jn lhatcllentllryur.llorrawlfalfllS lhat
bataIl"Aintarlst.isealculltldllll,ldJilybasis,lalllllymll1lswiDrtSIlllinlldditiDnllinler.t
{lIId,ifapplicabl!,alllecllartel.E.1rlYlMYlMlltsI'riUl'1S\lltinleuinll!rllStllelnlchlrpd,urly
'nd/Qrlalepll'1lllntswiIlCllIStl1ltllllOUntolthlllnalPlYlllllltla~nlL
3.LAn:CHARG(:BuYlfaareesl1lPly&lIl1cllal..fllrlll,pl,llIfInlnotlllllde'llilllinlOd.~
IRerllsdu.tLItI.. Thtlalacb'r&e ",jy bt Z'" perlDGflthan tile unpilid .lIIDUnluftllt p.ytnlltL
We wift conslder any!lllt ufa month in uem 01 10 dlys III III I fulllllOllth. TIle late charp will
btduewh.neU1lld.NolIIeCllar......illblduiilttllmsantbltlh.pill'ft\IIIl.lIl1l1isbeclUll,
lltt,del.ult,lIIeenliflllllutlAdiBlbll.nc.lIIIlhi.Canlncl:llduI.NoI.llchlrp'llilllllldYlil
IIlllllllyrllSGnlhatlhIPlymllllislillilblclU..M.I.tlclI,lplllUlldan.nearllar
lMymlnL
4. APPUCATlOI OF '''.ENTS: W. wiN .pply payments in thllollawinl order of priority:
Ontlointerest,.ndtlllllklllllchlrps,fw, princiPlI.nd any att!er'llIClUDbi you owe UI
thlon:lerthltWlclloasa.
5. 'REPAY8m: YlIlllllilY PfII)Iy,inluUorjn llirt.lh.allllUftlClWldlllllhilCanlrldatlllY
Ill11wil1lautplllilly.lfJ'llU prtplIytbeContnctin plrt. YOU'lfIIllIcanllnlllllllllllllrqulllly
schIduledplYllentslllltlyaupayall.llIIIuntsdueundflrtllilNoll.Thlldtlllueatlltnumber
ofpaywlll\tlyouwilltl'llu,
6. WAIVER!.
a. WAtVU BY saw AND ASSIIlIEt: WlIlnd ADiItlel wliYl till riallt to tfllt any ptlllllrty
.. H1tllrity fot 1M ,.ymllll ~ this ClIntr.ct, neapl for the V.hiel. and Ill. oIb., slCurity
specillcal/ymlllllanldllllDisCDntncl.
ll. WAIVERS BY Itm.. CO.$IGIIEI AID CO.OWNER: You 'II'M to mati all p.yllllnls on 0'
beforelhey "' due witlIautour havinlto uk. lfyaudon't, WI mlY .nfotc'D\lI'rilllt!.lIithoul
nalilyinl'fllU in adnncl. You INe up any rilht you mly!la'lltortqulrllllat....lllflltClollr
ril!1baplnstsOllllothlrlllll'Sllnllfpropettybelorel'ltlenfarclodrrilllblpjntlYOU.'fOlllllU
that'" may alve up our tipl! aplnst' some olher pll'lllabulnolapinstyou.'fOU lI.iftdlle
dOilence in collection and all defenstJ bued on suretyship ~nd implit1lllnt of calUillll'll or
s.curity.
,. INTEREST AfTEIt IIATURlTY AHD JUDGIIENT: Inlllmlalthe nil pmidedln thlsConb'lct
shadCl)lltinuetoICCfulontlllunpllidbtllnC8untllptidlnfull,nenlftumalurilyandlarllttl'
we pt a illdlfllent ~pinst y1lIl far Ill. amaunls dua. This wlllpply em! if thllIlIturily 0CClIJS
bIlelllSl 01 ~ectlerllian. 11.1 ilII~ lilH inlllrat IS lJ"lwided tar in this p.rappll is IIDI.IIUlIitIed
~ IIW, in"rahllalla~C1u. at 1Il. h1ihlSt rail: atlDwad b~ .ppbblt law bl&inninllt IIIIt tlmL
8. YOUR 'ROIISE~ AIOUT OUR SECUIITY IIfTEIEST: You wi. not permil.nyGl\l oth.- tIIIn u.
tollbtlinlsetutltylnllrllslorolllerrilbtlinthIV.hir:le.Yuwillpe,aMrninlltaftlCelSlll'lar
WI III obtain Ind maiflllln 011I" security interest in the Vehicle. 'fau dluilt III in hninl'OIl'
ser.u,ilyinlereslnol!don the Certiftcatoof fllle to lhlV,hicIe.. You will nalsellorliwe...~ lhe
Vellicle.lfsomeolll!P\lbalilnontheYellidt.YllllwillptythlobltltionandCllutheN.n.
9. YOUR PROIISES ABOUT THE VEHICLE: 'fou Wl~ kuptheV.llicle in load condllion and
repair. You will PI~.I lasts IIId chirps an 1II1 Yetlicle. You wdI PiY all casts ot mainllillinlllll
VehiclL 'fou wiD nolalluWt!le Yellicll! IIf IlCInllil an~lhinl tll be danalo Ill. VIllide which win
reducc its vIIUl,alh.rlllln fill nll,mll waar Ind UD. 'fou lIi11notUlIlbeVlIllcll farlllepl
purpOS05arlorllinlorl.all.. YouwiHnotllhl'tlfheV.hicllfromYOllraddressllawnonthelrant
otthisConlracltoal\tWperm.nentplaceorpral:inlwithoutnotilyilllllSinlChance.
10. TOUR PROIIISES ABOUT INSURANCE; You willlleep lbeVtlliclllinsurRapil1llfire.lh.1I
and collision LllltllaUsumsdulus,1'll p.id in full Tllelnsurlftucavlrapmustbeutlsllclaryto
liS and protect,Qu,inlllrtSts 1M ourinteresu allhlllml GI any insllred lOlL Thlillllll'l/lC8
must nlme US" "-JllYU" an till pllllcy. The inSUrllllCI must bt wriUtn by In insuranca
company 1I11.1I1Jed, la do bllliness in Penns,l'I~nia ~rnJlicensld to sell idSlIl'lnCI in tile stilt
whlrllthll Vehiclt is permatUlntly pupil. The insutlllCllllllicy mllStprnuldllllwilll allast 10
days'pno''IIrlttennotktofanycancllf.lIonOl'reducWlnincavlfJlI.(]nl'lllulSt,youwll
dltinrlhe_ydrdlllerewid.nceollnsul'lnctCOvtl'llllous.!nthe,vlIIlolany!ouDr
damaIl1ll1heV.hk:le.yauwilimlllllliatelynatilyusinwrilinlandHllalll'lllItofloss'lrithltie
insul'l!r. We may m. a Il/'1IlIf of Iou ;m your bthilf il \'lIlI fa~ or r.fLl5l! tll do Ill. W. may InGarsl
your nlmt to Iny cllec~, draft or dlllef instrument we receive fn lI~l'fI'llnt 01 an inlllm !au III
relum inslltln~e premiums. W.. ,m.y appry Iny ,inlUrlnce ~ruceell:t we rective to ,..pai, or
,..plecethe Vehicle II. in ouropmwn,iliseconllmlCally llIIiblt and 10Lla,..lICIttlllflindlllllU
under Ihis Contr~ct. alh.rwise, we will ap~~ Ill. iMuranc. proCItd.! to radUCI the unplld
balalKldulus.
11. OUR !tIGHTS If YOU BREAIt YOUR PRDIIISES ABOUT THE SECURITY INTEREST, VEKICLE
OR IHSURAIICE; il you f.il to kIIp your promises 10 PlY liHnl fw, tilts, liens Ill' the cullI
necessary to IrHp the Vetlide in IOlld candUkm and I'I:pait, we may adVanc. any man.y yoll
promised \0 ~y~ If I'Gll f.il to ~elp your pramislll abaul flQuired illSllnm:1 WI mly IdvlllCI
mllfleytoolltelOlnsllllllC.loco......losso'd.llIIlIIllllll.VtIIiclI.W.havelhlchoicld'wIIelher
or not to ad'llfICI any IlIlKlty IlIrlhlle purposn. Such illlllrallCl'llill lle limiltd to an amlllnlllGt
Ifl!IIef lhln I'GU OW, on lIlis Contracl We will add any mone~..advanc.onyourbehelllothe
belanc. on which wellllpllu Finance Clla,1U It lhe AnnUli Perunlalll Rail of tIIis Cantnd. YIIU
'0. ...~." '" ......~........ ... _.,"~._...~..
',It I I,~;I ;~:~~l;;;;'~~:;;,\~r;,i~~;~ ~:~; .~, ~;.~,. .~;,~'l ~~:n;~li t~~::';1;2~~~~,'~~tl;:::c:~
!1~1e:11 tepa'l. 1I :my GI ~ur r:ltIll.o ,::,: d " :::t,.jliUlI'ililh ;~ nol pe'llIitted IIy llW, .1 slIIlII.
the otMr ~It lIl~nlioned. I)lIr p~..llrmnll. on ~our beball wiR 1101 CUfI Yflll' failurl to ptffamI
YDllrprllr!li~llIthisCa.nll':u:t.
Ii. DEFAULT: In lh~ p.:l'au~ph "YUq'. 1n1l~1I~ 1~1Il Blly~r, !;u.Sil!lll:l' and CB-frRllor, DI' any IIflI at
III!m.YIlU;vWtbein"DelluU"oftheCanlmlllanyOtleormol'l:ullllafollawinllhlnplleppea:
a. 'fDLldonolmakean,ilIymenlllllorbe!ortitisdue;Ol'
ll. YoudonotUep.n'llI"oIlllSlyoumadeinlhisContratl;ar
c. YIlII do lICIl keep any prollliu)'Oll mid. in another Conlrlc~ Hole, lolli or AIl'IIIIIIIIIl willa
SIlItt or Assillltl; or
II. TGUmadtanyuntruedllamentlnthlcl'lditlppliclUanlorthisConlnctar
I. YoucammlltldanyforptyinconneelionwilhlhisConlrlcl;GI"
r. Youllle..,CGII'ricltdollcrimlill'fllMn8lrl1udlll'dishanatv,orareIOllnc!bylCllllrtwltll
jurildlctioll III do sa to bI;lIeIlIIcillltd;or
I- YlMl IiJe blll~ruplcy or insal\/8llCY ptllCeedinlS, Ill' Inyone fUes blnkruplty II" illSlltnnCy
proeeedlnp apinst you; or .
I\. YOlItalltlhlVe~icltlMJtsideltllUniIldStllIIorClnadawithoulaur.riIttnCllllllll;.
l YlILlWIIIII.VllIicl!orallowsomBOftlelsllDLlStitlna'lllytllatCllllllilnotlGbtcanted
by your illllll'lllCl; Ol'
~ You do slIIIIIthlni thlt CIUSU lhl Vlhl~le to be subject 10 conIiwItion by__ill
IIItIlaritla:<<
k. TbeVehiclllsla.st.stofen,~l!tnlyedordamapdbeyondeconolllicatrepair,andaallludo'
IlIIlIIdvrilllln a rusonlbletime; Ill'
I. AnoltlercradilarlrillllotlhtbeVehiclllll"yourmoneyondeflllsitwithAssi&nHbylepl
."'....
13. OUR !tIIiHTS If 10U ARE IN DEfAULT Of THIS CONTRACT: IfYOUiflift OIfeulallhis
Conlrlc~ '"'/lilY tlllara our nllll1 accordinl tD Ilw. WI may" do thl thIap qlIGiIIcaI/f
lIlIRtIoned In this ConttlcL Wt may dll alii a/ thlulllillp Ind alllll_II...1arIIr do
anolhll.SoMolthethlnpw.mlydo'n1thelallowinc::
i.ACCElERATlON:W.cand.mand!llallyauaaylousth,'ntite1lfllllidbalIllClDWinlan
the ClInttact and aU unlllid fInll1C1lClYtlU and olIl., 1I1DI\IY due. yDl......lhet,...'lillIIIJ
th;s money to ua iD one sinlle paymenl immedlallly upon receiviniourdlllWld.
b.IEPOSSESSlOII:WtcanrtllOUtSlll1.Vehicle,unltuprahibiladllytaW.W'Clldotllll
OUl'Stlvts,haVllallusOnedll.f!lIndllillorus,orllaveaplrnmenlolllciallbyl'lPiMA)_itfor
IlS. YQII'll'IIltIalwIC.QllllCulllycollllon loraurpropertylodotbis.Wt..,lIu..,1lhIr
tIlinp Iound In Ibe V.hicle, but win rwtum lh_lIIi1'1l1 te yllU if J81I _II you waDI. u.e IIIIa&I
bacl)'DllalflllDaskusinl lette, senl 10 us bycerlilftd mail wItIIil'I24 IlDun.lfyoudlllllt
SlInd WI thit letter, you Paup any claire to thenthinp. YOd'IfIIIhatWlIllY _JIllII"....
p1.lllSin rellfIISIDinIlhIVelIicIIand lII~inlitla I plactlllfsllllJllL
c.VOLUIITAIYOUIVERY:WIClnukyoulol(i'llusIhIVthlcleatal'lUllftiblyCllMllient
plact..You 1111:1 10 eM us ItIeVellicl,ilwt uk.
d. DElAT II EIIIfOICIMENT: Wa cln del.y tnforcinl our ria:hls ullder lIIis Contnctwillout
Iosillllnyfilhb.
14. SOME, THIN8S TOU SHOULD KNOW If. 'If. REPOSSESS THE VEHICLE; II.e repowa
witlloulollfllalllMfllmenlotllcllllbYrapltvlfIl:
I. NOTICE: We will!l!nd you ~ Halia 01 R~lllIu~ssion la ~Ut I.sllddras WI knoW about.
This Hatice will lolll'Gu haw 10 buy bad lnldllllmllbe V.hicle. 'fou will HOT hIM till ript III
reinshlllltleConlract This mun. you wil lIa'lll 1lI pay tile Iolel llalefICI an IhI Contruland
lither IlIIounls due. YOII mlY not pllh. 'kllicll bac~ b~ Plyinl delillll_ liUlIIIntnts. This
Noticewillell)'llll otherin[ann~lion I~quired by IIw.
b. REOElPTlON:YllIl Illve !tie fllhl to buy beck [reil.eml the V.hidl wilhin 15 d.a.ysalthe
mailin. of till Notic~ and at any lataI' lime before we seA !he Vehicle.lfYOII do not ~ I'lIU
1i1llllplUdaimtoUlIVeflicle.
c.SALE:lfyaudon'lltdem,wlwiIISttll11eV.IlIde:ThlmoneytllClivedalsalewllllellllll
IlllllycoslsandupeIlSl5YOUElWl,andlhenlop.~theamountl'GuOWlllllthe ContrKL
d.SURPLUS OR DEfiCIENCY: If tbereis mane, lelt,we will plyit to the lIuyer. II lIlIl'Iisnot
elloulltmoney Irllm t"e sale to pay what you 0"'" aU~et ind eo.SilRll' aII'll kllII'....is slil
owed III WI.
e. EXPiNSES: You ill'l' 10 pay till ~osts of fIllOSItsSinL starin.. rt:pamL pl'epllinl fill'
sail and seII01 tile VeIlicle as lIIIy be allowed by law. These cosl1 willlllly be d.. it
1.OdIllll:t1C11ds6ftten(151dlysatllla~mlatlepamssian;
2.TlItlmounlolcostsal'l:ictuaLrlIClSul1lndlllsonable;and
3. We can lIfO'Ie 1ll.cosI:i were plid.
15. HEIRS AND PERSOltAL NEPRESEMTATlVES BOUND: Alttr1DUrdllth,lhIsConlrld:shlllbt
tt11ora~bte allfnet your heil1.nd 1llI1"I01II1 rellfl:SllllativlS of ~our HtetI.
15.BOVlRNINGLAW:TllisCOntrilClislobaintlrpr.LedacCllrl!inltolhele....ofPlnnty!luiI.
17, SEVEIABILm Of PROVISIONS: II lor an~ Ilnan Iny plrt 01 tIIis ConlrKt shatI bIcomt
illepl,vcidarun.nlllrcuble,thltPlrtSRllInotbtaparlaltlrisConlrlct.
18.ASSIQHMEHTBTIUYER:BuyershallnalusilnthisCantracL
19. THERE ARE 110 WARRANTIES BY SELlEI. EXPRESSED OR IMPUED, IICLUOII.lItE
WARRAIITIES OF MERCHAIITABILlTY AID FnIlESS fOr A PArnCUW PURPOU. UlISS
'IE HAVE IilVEN YOU A SEPARATE WRlnEN WAIRANTY,
Buyets Guide WIndow ,Sticker. If the Car which is described Dn the face of this Contract has a Buyer's Guide Window SUcker required by the Federal
Trade Commission Used Car Trade RegulatiDn Rute,.the_tol!ll:wingn oticeaDPlies: .."... .. ., .'.0 .... ..
The information yotl see on the window form for tbis Vehicle is part of this Contract. Information on the window form overrides any
contrary provisions in the contract of sale.
NOTICE-ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO All CLAIMS AND DEFENSES WHICH THE DEBTOR COULD
ASSERT AGAINST THE SellER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY
HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER.
NOTICE Of PROPOSED CREDIT INSURANCE
Thesigner(sl 01 this Conlract hereby lake(sl nolice lh.tGrollP Credit ureln5llrence coVlrlle 0' Group CreditAccidenl'Fld Qiubility InSllrlFlce CllveFlIPIWUlbeapDlicItMlottlls
Canlract il so mlrktd IIn lbt Irani oIlhis Conlrac~ and IIch SIlch type 01 cover'lI will be written by the insurance company n.med. This insufllIU, subjed to acceptaftCll by Utt
insurer, CGlrlBonlyth'llerson or persans silninllhe request 101 such insllflnu. Tht amOll nl 01 cllltp is indicated lorelclIlypeolCredillnSlll'lnatoblpurclllSed. Thttarmof
insurence will commence IS of tbe date the indetrtedness is incurr.d and will p;pire on tile ontin.1 sclleduled m.turily ~ale IIlfbe indtlbledneu. Subjecllo KCePllnee by 1tI. illlUrer
and witllin 30 dll'S, thin! will be delivered lo the insul'ld dlbtorlsJ a ~ertmclte of insul"ince mol'l: fulI~ dlScribinl the i/lSllrance. In the event of prepayment of the ind.bttd..... ..
refund III iflsuranee ch.raes....m be.mad. wilen dul!.
NOTICE: SEE OTMiR SIDE FOR IMPORTANT INfORMATION.
THE PROVISION BELOW IS NOT PART Of THE PENIlSTLVAJUA IIOTOI VEHICLE tNSTALLlEHT SALE CONTRACT BETWEEN THE BUYER ANO SELLElt
ASSIGNMENT
To induee you, thl "Assillflll" idlntifitd on tile tlca ollhls Cantrac~ to PIlr:hISl the willlin Contract. 1111 Seller hereby wamnll.nd represent!, ~nc! conUnulS to wllrant Ind repment IheI: ltle
sile lias been made in strict ClInformity with III applic.bl. federal, stefe Ind lacelll'll1 and leILll.ttons. incl~dinL but nolllmiled to, Article Z of 1Il1 Pennsylvania Unilll,m Comman:i" CIIlIt (13 PI.
C.S.AUZIOlelseq];ourlWotollleConttactand IhIVehiclecovertdtbtrebylsabsotule,lrHoIaUliens,.RCumbrancesindslCulilyinleresls, Indiss~biectonlylolhlrilhlsollhl8uylruSlt
lorththlfein;lheConllactisleRuine,lhesllnllureslherlllnal'l:/IOllorpriu,amselrumlhls.leoltheV.hlclelhtrtindescribed,lndlllpallieslherelomolluUallandllldcapKllytDconIracl;
Ill! description of lIle Vellicl. ind extra equipmenl is complele Ind correct; lhe cash dOllnpayment and/o, Ind..in allowance were acwetly received ~nd no plrt lllereol consisted at IIlIIII. posHIatId
clletks. ot/'ler crediladvan~ed by us to Bllyet 0' rebltes or similu pa~1l\IlIts from us to tII. Bu't8l' (bownet manufacturer rebates may cansliMe aU or a plltol tb. downplymenl); aR ftrnnIiB IIId
stalementstllel'l:inal'l:true;tIIereisowinltllereGn the Amount fin,nced plus interut It lheAnnual Perclntlll Ratt of the Conltlcl set fol11l lhertin;WlanldulyUcenstdlUldtrlh.PlnflSylnnil
Motor Vellicl. Salls finllll:e Act alld have duly compiled willl ad rellllirements lIIltllll with respect to lllalllnsaclilln and WIlli tile fedllll Trulll.in.Lendlnl Act and with an, other federal'1lJ sIJlllew,
rul. Ill" relulalion Ippticeblt III this Contract; a molo, vehicle 1111I certillclll sIIO\1l'inl a U.n Dr enr:umbrallcl in favor 01 ~ssilnee hIS been or _iIIlle applied for \ll"OIJIPtlr.1bI n11i:S1r1110l1 II \III Vehide
lias not bien suspended and thl Seller knows 01 no laell which may IIsuR in fhe suspension of said flilstntion undellhe Pennsylvania Motor V.llicle finlndal Ruponsibmty Act Ihl Buyer(IJ IIlIIlIlld
in till within Contract is {.reJ perswlly known to the Seller to be ~Il! same idllllical petSIInls) whllSl lilnlture(sl is (aiel affixed to this Conlrlct; Ind Seller has no knll'lll.dll ollKls Inl~airinlllll
validity or velu. a/ ~ Contract. II any such Wltrlnlies 0' repl'lKnlalians sllDuld lHl btelchld II any time, SeDer sllll repurcl'lllSl Rid Contrlct fru~ ~1Iilf\le, on dellllnd, arnJ will lilY thtrIfor. in
ca~h, the ImDUnl OWInllhemll, CllIRputld u set forth ootow, and said remldy shalf lie cumlllative Ind not ~"III!Ive. and shill IlOt allect any alher nlhlor remedy lIlal Assqnn mi&ld hI'II at It. If
in ellllRy alainll Seller. In thel'llnt lhIt Boyer falls 01' rt:fLlSU to mak. ,ny ilIym.nt dill herwndMr an IIllauel1lon, either ani or written, thallhe Vellitle is defecU.., not.. rtjIresuIlId to thllIryer
by Selltt, or thlt SlIllt nlluSlS to I1cmGr.ny w.rnnty or Slrvice alleemenlol Selle' or manu IlcbJrl"SttlerIIflUtllat,onbeinla.dvisedbyAssicneeafSllChclaimoISuytr,SelletwillI'l:PllRhltlltll
Contract. r'lIm AssIIlIII and PiY Assilnee lor satlll immediately in acCOtdanc. willi the I'I:pord1ue terms set forth bilow, and Seller futlll.r aII'll! 10 IIoId AuilRlI hamUlI from illY olhttdllru of
BUYII,inclul!inlallDrneys'llIS.cOlils~lIdexpenseslncu"'dilldefenlllnlallinSICl.aimslSllrtedbyBuYlfllldinclllllilllcllim.sfofrefundofpaY~lsmad.byBllyertoAlsllln...rllll.SlIItr
conlracts topurclluepropel1y insurance on bellaU of the 8uyer, and lllal insurance is clllcelled by IheinsuraRCetOmplny prlor 10 ils:il:hQdUled upiraliGn dlle, Selltr win attemplto plar:e
comllirlble OIverlle '/lith anolher insoranCll ClImpan~ Ml b.hllf 01 thl Buyer. If Seller is qlllble lJl do so, Seller will nolily Buyer Jnd pay III Bqyer an~ additional costs incurred 1lJ till Buyer In
obtaininl replaClment insurance 10' the unupired period olllle origillal in.!urlnce policy. By dlliverinl this CMtnct 10 the AssiRIIl!e alld a~ceplinR payment for it, Seller aulhorizes 1II1 AniIflM Ia
comalete or correct the identifl~alion 01 the Assilflte in this Auilllmenl to reOecllhe lrue AssiiRla who purchllSl!d Ihi~ Contracl, and/or 10 sign S~lIer"s ~ame to thi~ Auilflmenl, without IIClIClBl, if
IbeAuill1menlhuDeendeliveredwithoutSIOet'ssilnatul'l.
In the Illentlhlt Seller is reqlJired bythisAssillnllllllltllre~ulchlsetheContractlnd/orVehicle.Seller~ball par to Assilnee, in c~.llte full Ulllllid balance of the Canltact II oflhl lIahl of
repurchue, plU.llly Ihe.n eJlrnad rmaRa Ch,rge and any Ind III costs and upensts paid ar incurred b~ A~siann in respect therelo, includilll r.aSOllablelltorneys' lees, in connectian 'IriIll claims
by orlllinstolny Bu~er, O....ntt or persons in IlCIssesslon olth~ Vellicle and/or by oraglinn SIIII!r.
Fer Vllue received, Stller hereby sells. assilfls and ltansfel1 unto the Assilflll, its sucteS!on and auilns, tbe within GolIll'1ct. III monlYS ;tu. IOd to become due lhtreundll", 1M III rilll!. tillt
Indintl!restinlnd tollleVehiclelhereindescribed,wilh full power in IheASlilnee in ils 0' OlIr name ta lak. such lqlllll otblllctionwh icll we milht have taktn save tlll'thisAssianllllfll Unlus
Seller mlrks either at tile endorseme~ts below. lilled ''WITH fULL RECOURSE" Ot "WITH REPURCH~E,,' Seller's aS5iRnm~nI5hall. ucellller lhe prOllisions ollh. paralrapll blled "AuilnNnt." lit
WlthoutleCllurse.
~y~~~ :~~ ~~~:t;;c7"o~e~~e~ell~~~~l::~~~o~~~~~: ~ ~~~ ~~~~~:~~I:~~'~~d ;~:~ne~e~~~i; ~': c~:~~c~l :ye~~:~~Ys~~:~~\~.I~: ~~J~~~~b;~:,~~~~:r:~~hth~=:J::YU:s~~:
[romAssllnetlo'lrepu,chas.pricl,incaslf.c.amputedasseltlll1habllVl.
Cl WITH REPURCHASE-Seller all"KS ltIaL in Iddillon to lIIe prll'lisions allhe IIlrelf1pft abavelilled "Assilnmenl,~ in the evenlof any dellult by Buyer which shaft entitle Assign" to rt:possess 1tI1
Venicll, Seiter win, if th~ Vehicle is repossessed by Assllnee and deliv~red 10 Seller. and witho~l relllrd 10 the lben condition ollhe Vehicfe, fotlllwilh repl/rch.Slthe Contract Ind the Ve/lIcI.frlllll
AS5i~nellforarepurclluepriCl,illcaSh,COmlluledassetrorlllabave. rj ~.
B~5Ig",nlbelolY.'''QaillelothetermsQflll~iWilnmenl . ~T
~~ ~ !I_-
Dale
",~rnN<lr."OlnRMP"Mlrlt?l~11
~~~,:"
" .!! .>::~;!'
WIwn~fortide,wIltl.c:o-awner. othertMi'l.,YI'UI'~checIl:.GnI of
....bIodc8. lnoblockilCheCked. ....be......1I!S "T....... InCommon".
A D- JoinI T.,..nts wId'l Rlst4ofS\,trvlvDNhlp (on duthof OMOWMl".... goes
10 U. suMving owner). ' ,
B Co' Tenanls in Common (on c\I1a1ti 01 one owner, IntefMt of deceUecI owner
: goes kl his or her heil1l or estate).
1STLl~DATE;
SIGNATURE OF PERSON ADMINISTERING OATH
1ST UENHOlDER
STREET.
,; . ~ '.. .' i:"
, ~. I...' t. {_ , -
CITY
FlNANCIAlINSTTTUTION NUMBER
2ND LIEN DATE:
The uncIer&igned hereby makes application lor Certiticate ol Title ID the vehicle dncrlbed
above. SlJbject to the ef'\ClJmbrances and Olher \&gal clafms set forth here. 2ND L1ENHOLDE
EXHIBIT
J3
STREET
SIGNATURE OF APPLICANT OR AUTHORIZED SIGNEA
CITY
SIGNATURE. OF CO_APPLlCANTITlTLE OF AUTHORIZeD SIGNER
\
STATE
ZIP
+ IF NO liEN. CHECK
..
.'
NOTICE OF REPOSSESSION
September 11, 1998
Joshua D Weese
1986 Reliance Rd
Re11ance,TN 37354
RE: Account # :
Due Date
Collateral:
Serial #
69312439001
5/28/98
1995 Ford Escort Sedan
3FASP13J3SR202886
You are hereby notified that the above mentioned motor vehicle or other collateral has
been repossessed because of a default in payment or performance of your contract. You may
redeem it within fifteen (IS) days from the date of this letter by paying in cash or
certified funds the amount shown below.
Total Unpaid Balance
Less Refund Charges or
Security Deposit
Net Unpaid Balance
Accrued Interest
Cost of Retaking
Cost of Repairing
Other Costs
Total Additional Costs
Total Amount payable due
$6360.72
$ 0.00
$ 520.00
$ 0.00
$ 0.00
$6360.72
$ 0.00
$ 520.00
$6880.72
to the Bank
Payment should be made to, or notice may be served upon, the person signing this notice at
the address of Dauphin Deposit Bank & Trust Co., shown below. The expiration date of this
notice is: 9/9/98
The collateral is stored at: Tennessee Auto Recovery
Storage charges will accrue daily and must be paid at the time the collateral is redeemed.
The daily rate on storage is:
$10.00
If said motor vehicle or other collateral is not redeemed the bank will resell it at the
expiration of fifteen (15) from the date of personal delivery or mailing of this notice.
Public sale will take place on or after the expiration date of this notice. In accordance
with the Uniform Commercial Code, the Pennsylvania Motor Vehicle Sales Finance Act and/or
your contract, you will be responsible for any loss sustained by the bank. Any personal
belongings left in the collateral must be redeemed by you within fifteen (15) days from
the date of this letter or they will be disposed of accordingly.
Dauphin Deposit & Trust Co.
3607 Derry St, Harrisburg, PA 17111
1-888-805-6292
I.~
Consumer Loan Collection
, "4720 RUTLEDGE PIKE
KNOXVILLE, TENNESSEE 37914
. 6151522-3600
OUT OF STATE 1-800-322-9076
FAX 615-522.3635
Sep~eaber 8, 1998
Invoice . 981969-01
Fed Tax . 62-1454955
DAUPHIN DEPOSIT BANK & TRUST CO.
3507 DERRY ST.
HARRISBURG, PA 17111
Re: WEESE, JOSHUA D
1995 FORD
ESCORT
3FASP13J3SR202886
Attn: CLAUDY
6931243-9001
BILLED ON BEHALF OF DAUPHIN DEPOSIT BANK & TRUST CO.
===--===========================INVOICE===============================--==
Recovery Fee $ 250.00
Towing 150.00
Mi leage 200 @ 0.60 120.00
-------- ,.
'l'OTAL INVOICE $ 520.00
============---===========================================================
ALL UNITS REQUIRE WRI'l"l'EN RELEASE
HOURS M-F 9:00AM TIL 4:00PM
==========================================================================
UNIT WAS REPOSSESSED FROM '!'HE GIVEN ADDRESS OF 1986 RELIANCE RD, RELIANCE
TN, ON 9/8/98.
UNIT HAS BEEN WRECKED AND REQUIRED SPECIAL '!'OWING.
'l'HANIC YOU,
~TE
==========================================================================
Please Note Our Invoice Number on Your Check!
.T1~ME:
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"SERVING TENNESSEE
SOUTHERN KENTUCKY"
...................... ~ I ',...,.....IC""r........ 11\.1C'llot:n
First National Bank of Maryland
Tbe York Bank . First Omni
Dauphin Deposit Bank . Valleybank
Bank of Pennsylvania . Farmers Bank
Z 358"451'848
~
us Postal Service .
Receipt for Certified Mall
No insurance Coverage Provided.
Joshua D Weese
RR2Box 171b
McConnellsburg, P A 17233
10
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Do not use for International Mail (See reverse)
Sentlo ":J"-;")1(,( c. (). L Jo...'Se..
Street & Number
Post Office, State, & ZIP Code
Postage $
Certified Fee
Special Delivery Fee
Restnclad Deivery Fee
Return Receipt Showing to
Whom & Date Delivered
:5. Rewm ~ Showing 10 1'Illom,
Date, & Ad<*'......s Address
TOTAL Postage & Fees $
Postmark or Date
E JUN 1 8 1999
,f
rn
Cl.
June 18, 1999
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RE: Acct #69312439001
Dear M' Weese:
On 1/26/99, we repossessed your vehicle. We have sold the '95 Ford Escort for $425.00,
and there is now a deficiency of$6,925.02 which you are obligated to pay within ten (10) days.
The amount owed may vary depending on the receipt of expenses or rebates.
In the event you are unable to liquidate this deficiency as requested, please call me at 1-
800-338-4728, immediately to discuss a repayment schedule.
This repossession and outstanding debt may harm your credit rating and effect your
ability to obtain credit in the future.
Your cooperation to clear this obligation will be of mutual benefit to you and to the bank.
Sincerely,
Consumer Loan Recovery
rp
land 21203
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA
ALLFIRST BANK
f/d/b/a/ DAUPHIN DEPOSIT BANK & TRUST,
Plaintiff
NO.
vs.
JOSHUA D. WEESE
Defendant
CIVIL ACTION-LAW
JURY TRIAL DEMANDED
VERIFICATION
I do hereby verify that the facts set forth in the foregoing pleading are true to the best of our
knowledge, information and belief, upon information supplied.
I understand that false statements made herein are made subject to the penalties of 18 Pa.C.S.A. ~
4904 relating to unsworn falsification to authorities.
ALLFIRST BANK- K. A. Shelalis
BY:
ilfr;JdJ~
K. A. Shelalis
TIlLE: Retail Banking Officer
DATED: 3/:;11/0;),
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SHERIFF'S RETURN - NOT FOUND
o
CASE NO: 2002-01906 P
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
ALLFIRST BAMK ETC
VS
WEESE JOSHUA D
R. Thomas Kline
,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named defendant, DEFENDANT
WEESE JOSHUA D
but was
unable to locate Him in his bailiwick. He therefore returns the
COMPLAINT & NOTICE
, NOT FOUND , as to
the within named DEFENDANT
, WEESE JOSHUA D
JOSHUA WEESE IS IN MILITARY STATIONED
AT FORT LEWIS WASHINGTON
Sheriff's Costs:
Docketing
Service
Not Found
Surcharge
18.00
13.80
5.00
10.00
.00
46.80
S:?~~~'
~as Kli~
Sheriff of Cumberland County
GRIFFITH STRICKLER LERMAN
05/02/2002
Sworn and subscribed to before me
this
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Prot otary ,
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ORIGINAL SIGNED
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
ALLFIRST BANK,
Plaintiff,
No. 02-1906
vs.
JOSHUA WEESE,
PRAECIPE FOR APPEARANCE
Defendant.
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
DEBORAH R. ERBSTEIN, ESQUIRE
P A ID#86470
NICHOLAS D. KRAWEC, ESQUIRE
PAID #38527
CHRISTOPHER M. BOBACK, ESQUIRE
PA ID #91730
Bernstein Law Firm, P.c.
Firm #718
Suite 2200 Gulf Tower
Pittsburgh, PA 15219
412-456-8100
BERNSTEIN HLE NO. R0048056
NOTICE
THIS IS AN ATTEMPT BY A DEBT COLLECTOR TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
.
....
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
ALLFIRST BANK,
Plaintiff,
vs.
Civil Action No. 02-1906
JOSHUA WEESE,
Defendant.
PRAECIPE FOR APPEARANCE
TO THE PROTHONOTARY OF CUMBERLAND COUNTY:
Kindly enter our appearance on behalf of the Plaintiff, above-named, and amend
the docket to have all mailings, notices or otherwise sent to our attention.
Respectfully submitted,
BERNSTEIN LAW FIRM, P.e.
~~
Deborah R. Erbstein, Esquire
Attorneys for Plaintiff
The Gulf Tower, Suite 2200
Pittsburgh, PA 15219
(412) 456-8100
BERNSTEIN FILE NO. R0048056
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ORIGINAL SIGNED
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA
CML DIVISION
ALLFIRST BANK,
Plaintiff,
No. 02-1906
vs.
CERTIFICATE OF SERVICE OF
PRAECIPE FOR APPEARANCE
JOSHUA WEESE,
Defendant.
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
DEBORAH R. ERBSTEIN, ESQUIRE
P A ID#86470
NICHOLAS D. KRAWEC ESQUIRE
PAID #38527
CHRISTOPHER M. BOBACK, ESQUIRE
PA ID #91730
Bernstein Law Firm, P.c.
Firm #718
Suite 2200 Gulf Tower
Pittsburgh, P A 15219
412-456-8100
BERNSTEIN FILE NO. R0048056
NOTICE
THIS IS AN ATTEMPT BY A DEBT COLLECTOR TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
I
-
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
ALLFlRST BANK,
Plaintiff,
vs.
Civil Action No. 02-1906
JOSHUA WEESE,
Defendant.
CERTIFICATE OF SERVICE
I, Deborah R. Erbstein, Esquire, hereby certify that a true and correct copy of the
foregtg Praecipe for Appearance was served by regular U. S. Mail, postage prepaid,
this~ day of~005, addressed as follows:
Richard L. Banks, Esquire
Richard Banks and Associates, P.c.
620 Church Street
Cleveland, TN 37364
Counsel for Defendant
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ORIGINAL SIGNED
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUKTY, PENNSYLVANIA
CIVIL DIVISION
ALLFIRST BANK,
Plaintiff,
No. 02-1906
vs.
PRAECIPE TO DISCONTINUE
AND END, BASED ON DEFENDANT'S
DISCHARGE IN BANKRUPTCY
JOSHUA WEESE,
Defendant.
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
DEBORAH R. ERBSTEIN, ESQUIRE
P A ID#86470
NICHOLAS D. KRAWEC, ESQUIRE
PAID #38527
CHRISTOPHER M. BOBACK, ESQUIRE
PA ID #91730
Bernstein Law Firm, P.c.
Firm #718
Suite 2200 Gulf Tower
Pittsburgh, P A 15219
412-456-8100
BERNSTEIN FILE NO. R0048056
NOTICE
THIS IS AN ATTEMPT BY A DEBT COLLECTOR TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
ALLFIRST BANK,
Plaintiff,
vs.
Civil Action No. 02-1906
JOSHUA WEESE,
Defendant.
PRAECIPE TO DISCONTINUE AND END,
BASED ON DEFENDANT'S DISCHARGE IN BANKRUPTCY
TO PROTHONOTARY:
AND NOW comes Plaintiff, by counsel, Deborah R. Erbstein, Esquire, to advise
this Honorable Court that subsequent to the filing the within cause of action,
Defendant, Joshua Weese, filed a Chapter 7 Bankruptcy in the United States Bankruptcy
Court for the Eastern District of Tennessee at Bankruptcy Case Number 0417210, and
was granted a discharge by Order dated February 10, 2005. In light of the same,
Plaintiff, respectfully requests that the Prothonotary discontinue and end the above-
captioned matter, all costs paid. A true and correct copy of the said Order of Court is
attached hereto, marked Exhibit U AU and made a part hereof.
LAW FIR~, P.c.
De ah R. Erbstein, Esquire
Attorney for Plaintiff
Suite 2200 Gulf Tower
Pittsburgh, P A 15219
(412) 456-8100
Form B18(0lI1cla1 Form 18)
(9197)
io1C\ () OOL{~05(O
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UNITED STATES BANKRUPTCY COURT
EASTERN DISTRICT OF TENNESSEE (Chattanooga)
Social Seourlty Number:
Debtor: XXX.XX-l!513
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) Case Number: 04.17210
)
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) CNpler: 7
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Debtor )
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)
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)
tnRe:
JolIhua DNn __
241 Old Mill Road
TeUlco PIaIIII, TN 37385
DISCHARGE OF DEBTOR
It appearing that the debtor Is entitled to a discharge, IT IS ORDERED: The
debtor is granted a discharge under section 727 of title 11, United States Code. (the
Bankruptcy Code).
08ted: 02110106
BV THE COURT
John C. Cook
United States Bankruptcy Judge
SEE THE BACK OF THIS ORDER FOR IMPORTANT INFORMAnON.
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ORIGINAL SIGNED
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA
CIVIL DMSION
ALLFIRST BANK,
Plaintiff,
No. 02-1906
VS.
CERTIFICATE OF SERVICE OF
PRAECIPE TO DISCONTINUE
AND END, BASED ON DEFENDANT'S
DISCHARGE IN BANKRUPTCY
JOSHUA WEESE,
Defendant.
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
DEBORAH R. ERBSTEIN, ESQUIRE
P A ID#86470
NICHOLAS D. KRAWEC, ESQUIRE
PAID #38527
CHRISTOPHER M. BOBACK, ESQUIRE
PA ID #91730
Bernstein Law Firm, P.c.
Firm #718
Suite 2200 Gulf Tower
Pittsburgh, PA 15219
412-456-8100
BERNSTEIN FILE NO. R0048056
NOTICE
THIS IS AN ATTEMPT BY A DEBT COLLECTOR TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
-
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
ALLFIRST BANK,
Plaintiff,
vs.
Civil Action No. 02-1906
JOSHUA WEESE,
Defendant.
CERTIFICATE OF SERVICE
I, Deborah R. Erbstein, Esquire, hereby certify that a true and correct copy of the
foregoing Praecipe to Discontinue and End, Based on Defendant's Discharge in
Bankruptcy was served by regular U. S. Mail, postage prepaid, this3d day of ~
2005, addressed as follows:
Richard L. Banks, Esquire
Richard Banks and Associates, P.c.
620 Church Street
Cleveland, TN 37364
Counsel for Defendant
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