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HomeMy WebLinkAbout02-1919MARK J. UDREN & ASSOCIATES BY= Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newmark Drive Miamisburg,Oh 45342 Plaintiff v. Stephen C. Gerhold Robin A. Gerhold 17 Hazelwood Path Mechanicsburg, PA 17050 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS :CIVIL DIVISION -Cumberland County i NO.O;2 -- /ql? COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYERS REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 717-249-3166 800-990-9108 Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta ascentar una comparencia escrita o en persona o con un ~hogado y entregar a la corte en fozma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se dafiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiereque usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UNABOaADO IMMEDIATA~f~NTE, SI NO TIENE ABOaADO 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTP. A ESCRITA ABAJO PARA AVERI~UAR DONDE SE PUEDE CONSE~UIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 717-249-3166 800-990-9108 NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. LAW OFFICES OF MARK J. UDREN /s/Mark J. Udren, Esquire 1040 N. Kings Highway, Suite 500 Cherry Hill, NJ 08034 (856) 482-6900 1. Plaintiff is the Corporation designated as such in the caption on a preceding page. If Plaintiff is an assignee then it is such by virtue of the following recorded assignments: Assignor: ~/A Assignments of Record to: ~/A Recording Date: ~/A 2. Defendant(s) is the individual designated as such on the caption on a preceding page, whose last known address is as set forth in the caption, and unless designated otherwise, is the real owner(s) and mortgagor(s) of the premises being foreclosed. 3. On or about the date appearing on the Mortgage hereinafter described, at the instance and request of Defendant(s), Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned to the Defendant(s) the sum appearing on said Mortgage, which Mortgage was executed and delivered to Plaintiff as security for the indebtedness. Said Mortgage is incorporated herein by reference in accordance with Pa.R.C.P. 1019 The information regarding the Mortgage being foreclosed is as follows: MORTGAGED PREMISES: Lot 68 Hazelwood Path aka 17 Hazelwood Path MUNICIPALITY/TOWNSHIP/BOROUGH: Township of East Pennsboro COUNTY: Cumberland DATE EXECUTED: 05/30/97 DATE RECORDED: 06/02/97 BOOK: 1385 PAGE: 377 The legal description of the mortgaged premises is attached hereto and made part hereof. 4. Said Mortgage is in default because the required payments have not been made as set forth below, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with other charges authorized by said Mortgage itemized below, shall be immediately due. 5. After demand, the Defendant(s) continues to fail or refuses to Comply with the terms of the Mortgage as follows: (a) by failing or refusing to pay the installments of principal and interest when due in the amounts indicated below; (b) by failing or refusing to pay other charges, if any, indicated below. 6. The following amounts are due on the said Mortgage as of 04/17/02: Principal of debt due and unpaid Interest at 7.5% from 12/01/01 to 04/17/02 (the per diem interest accruing on this debt is $28.81 and that sum should be added each day after 04/17/02) $138,275.97 3,892.55 Title Report 250.00 Court Costs (anticipated, excluding Sheriff's Sale costs) 280.00 Escrow Overdraft/(Balance) (The monthly escrow on this account is $285.67 and that sum should be added on the first of each month after 04/17/02) 0.00 Late Charges (monthly late charge of $50.54 should be added on the fifteenth of each month after 04/17/02) 151.62 Pro Rata PMI Other Fees 93.96 58.80 Attorneys Fees (anticipated and actual to 5% of principal) TOTAL $149,916.70 7. The attorney's fee set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney,s fees will be charged in accordance with the reduction provisions of Act 6, if applicable. 8. The combined notice specified by the Pennsylvania Homeowner,s Emergency Mortgage Assistance Program, Act 91 of 1983 and Notice of Intention to Foreclose under Act 6 of 1974 has been sent to each defendant, via certified and regular mail, in accordance with the requirements of those acts, on the date appearing on the copy attached hereto as Exhibit "A", and made part hereof, and defendant(s) have failed to proceed within the time limits, or have been determined ineligible, or Plaintiff has not been notified in a timely manner of Defendant(s) eligibility. WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $149,916.70 plus interest, costs and attorneys fees as more fully set forth in the Complaint, and for foreclosure and sale of the Mortgaged premises. Mark J. Udren, ESQUIRE MARK J. UDREN &ASSOCIATES Attorney for Plaintiff Attorney I.D. No. 04302 THAT CERTAIN PIECE OR PARCEL OF LAND SITUATE IN THE TOWNSHIP OF 'EAST PENNSBORO, cUMBERLAND COUNTY, COMMONWEALTH OF PENNSYLVANIA, BEING MORE FULLY DESCRIBED AS FOLLOWS= BEGINNING AT A POINT BEING LOCATED ON THE DEDICATED RIGHT OF WAY LIN~ OF ~L~ZELWOOD PATH AT THE DIVIDING LIN~ OF LOT NO. 69 AND LOT NO. 68, HICKORY RIDGE, PHASE II, PLAN BOOK 74, PAGE 107~ T}LENCE BY SAID DIVIDING LINE, NORTH 71 DEGREES 06 MINUTES 32 SECONDS HAST A DISTANCE OF 120.45 FEET TO A POINT ON THE DIVIDING LINE OF LANDS NOW OR FO~MERLY OF EAST PENNSBORO TOWNSHIP AND LOT NO. 68, HEI~EIN DESCRIBED~ THENCE BY SAID DIVIDING LINE, SOUTH 06 DEGREES 30 MInuTES 13 SECONDS EAST A DISTANCE OF 113.77 FEET TO A POINT ON THE DIVIDING LINE OF LOT NO. 67 AND LOT NO. 68, HEREIN DESCRIBED-~ THENCE BY SAID DIVIDING LINE, NORTH 87 DEGREES 41 MINUTES 58 SECONDS WEST, A DISTANCE OF 115.71 FEET TO A POINT ONT HE DEDICATED RIGHT OF WAY LINE OF HAZELWOOD PATH~ THENCE BY SAID RIGHT OF WAY LINE OF THE FOLLOWING TWO CODI~SES AND DISTANCES= 1. BY A CURVE TO THE LEFT HAVING A RADIUS OF 175.00 FEET AND AN ARC DISTANCE OF 64.73 FEET TO A POINT. 2. NORTH 18 DEGREES 53 MINUTES 28 SECONDS WEST A DISTANCE OF.6.03 FEET TO A POINT, THE PLACE OF BEGINNING. BEING LOT NO. 68, CONTAINING 10,513.24 SQUARE FEET, AS SHOWN ON FINAL SUBDIVISION PLAN OF HICKORY RIDGE, PHASE II, RECORDED IN PLAN BOOK 74, PAGE 107, AND BEING SUBJECT TO ALL EASEMENTS OF RECORD. Mortgage March 05, 2002 National City Mortgage Co. 3232 Newmark Drive · Miamisburg, Ohio 45342 Telephone (937) 910-1200 Mailing Address: P.O. Box 1820 Dayton, Ohio 45401-1820 Stephen C Gerhold 17 Hazelwood Path Mechanicsburg PA 17050 Loan No. 859683-4 Current Servicer: National City Mortgage HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT-- The MORTGAGE debt held by the above lender on your property located at: 17 Hazelwood Path Enola PA 17025 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following month(s) 01/01/2002 - 03/01/2002 and the following amount(s) are now past due: Monthly Payments Late Charges Non-Sufficient Funds Other Fees Less Suspense Balance Total Due 3,889.17 101.08 .00 50.40 .00- 4,040.65 YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable): ! HOW TO CURE. THE DEFAULT - You may cure the default within thirty (30) days HOW TO CURE THE DEFAULT of the date of this notice BY PAYING THE TOTAL AMOUNT PA~T DUE TO THE LENDER, WHICH IS $ 4,040.65, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check, certified check or money order made payable and sent to: National City Mortgage Attn: Customer Counseling Department 3232 Newmark Dr. Miamisburg, OH 45342 You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter:(Do not use if not applicable) DR670 FTL PAGE 1 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE. This is an official n0tlce that the mortgage on your home is In default, and the lender Intends t° Foreclose. Specific infOr~naflon a~out the nature of the default is provided in. ~e attached pages. ' .... The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (_HEM~.P) naY.be ~~il---.- ': -- ,- WO~'~a. · To see If' _ _ L=T W~H A CONSUMER CR~D~ COUN' SELING AGENCY W;[HIN 30 DAYS OFTHE DATE OF THIS NO.C;. Ta~e this No~ce w;~h ~ou when you m~t with ~e Couneelinp Apen~. ~e name. add~s and Dhone number of Consume; C~dit CounSeiinq APencls~ sewi~p your ~u.[y a~ Included with this NOtice. If you have any ~uest~o~s. may call the Pennsylvania Housine Financs Apency toll f~ ~ i-8~2-2397, (Pemons w;~ Impaired hesrinp ~n ~1 ~17)780-1869) ~ N~ice con~ins lmpo~nt l~a] info~aflen. ~ you have any questions,. , mp~en~ives ~ ~e Consumer Cmd~ Counseling Agency may be able to help e~lain ~ You may also want to con~ an a~omey in your ama. ~e le~! bar a~i~ion may be able to help you find a la. er. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VlVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFlCAClON OBTENGA UNA TRADUCClON INMEDITAMENTE LLAMANDO ESTA AGENClA (PENNSYLVANIA HOUSING FI- NANCE AGENCY) SIN CARGOS AL NUMERO* MENClONADO ARRIBA- PUEDES SER ELEGIBLE PARA UN PRESTAMO POR'EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDESALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM - YOU MAY BE ELIGlr~ILE FOR F~NANCI,A.L ASSISTANCE WHICH CAN SAVT , YOiJR HOME FRO~I FORECLOSURE AND HELP YOU MA~(E FUTURE MORTGAGE pAYME?~rTS OF 1983 (THE ACT' ), YOU MAY BE ELIGIELE "' '* ' FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCEs BEYOND YOUR CONTROL IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND · IF YOU' MEET OTHER ELIGIBlUTY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMP-(:}RARY ST/I~OF FORECLOSURE _ Under ~he Act, .you are entltled*t° a tempo- mn/stay of foreclosure on your mortgage for thirty (30) days ~rom the date of this No- rice. During that rime you must arrange and attend a 'face-to-face" meeting with one of the consumer credit counseling agencies listed at the end. of this Notice. lNG 'MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FO; EMERGENCY.MORTGAGE ASSISTANCE. YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLI;~ 'HOW TO CURE YOUR MORT GAGE ~IEFAUL'F'. EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE CONSUMER CREDIT COUNSELING AGENCIE~ - If you meet with one of the con- sumer credit cn~n,seling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meering. addresses and tele0hone numbers of desi~_nated consumer credit counselinq aqencie:~ for. the county in which the _oro0erty is located are set forth at the end of this Nol;ic,,. It is only necessary to schedule one face-to-face meeting. Adviseyour lender of your intentions. - APPLICATION FOR MORTGAGE ASSISTANCF - Your mortgage is in default ~or the reasons set forth later in this Notice (see following pages for specific information about the nature of your default). If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and ~ea completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION' PROMPTLY. IF YOU FAIL TO DOSO OR IF YOU DO NOT FOLLOW THE OTHER TiME PERIODS SET FORTH' IN THIS LETTER, FORECLOSURE MAY PROCEED AGAJNST YOUR HOME IMMEDIATELY AND YOUR AP:PI-lCATtON FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decisioh after it receives your application. During that time, no foreclosure proceedings will be pursued - against.you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION iN BANKRUPTCY, THE FOLLOWING PART OF'THIS NOTICE IS FOR INFORMATION 'PURPOSES ONLY AND SHOULD NQT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you .have filed bankrUptcy, you can still apply for Emergency MOrtgage ASSistance.) IF YOU DO NOT CURE THE DEFAULT(see I~a.(ie 1) - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exem!se ih riRhta, to accele _m_~ the mort~aae debt. This means that the entire Outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made Within THIRTY (30) DAYS, the.lender also intends to instruct its attorneys to start legal action to fo~close upon your mortoa;;e Dr0perty. ' IF THE MORTGAGE IS FORECLOSED upON - The mortgaged property will be sold by the Sl~e~iff to pay offthe mortgage debt. If the lender {efers your case to its attorneys, but you cure the delinquency b~fore the lender begins legal proceedings against you, you will still be required to pay the reasonable attomey's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable atto~raeys' fees actually incurred by the lender even if they exceed $50.00. Any . attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs.' If you cure the default within the THIRTY (30) DAY period. you will not be required to 13ay attorney's fee-. OTHER LENDER REMEDIES - The lender may also su® you personally for the unpaid ~.' 'principal balance and all other.sums due ~nderth,e mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SAr;- If you have not Cured ' the default within the THIRTY (30) DAY period and foreclosure Proceedings have begun. · you still have the riqht to cure the default and prevent the sale at any time up to one ho;~r before the SherflTs Sale. You maydo so bv r)ayin.q the total amount then ?e~ due, plus any late or other char,qes then due, reasonable attorney's.fee= and costs connected with th~'i foreclosure sale and any other costs connected with the Sheriff's Sale as specified i~ writino by the lender and by performinc~ any other requirements underthe mort,qaq~. Cur- ing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF's SAL_F DA'iF - It is estimated that the eadiest date that such a Sheriff's Sale of the mortgaged property could be held would be approxi- mately FOUR(4) months from the date of this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the defal~lt will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: National city Mortgage Address; 3232 NewmaN( Dr. Miamisburg OH 4,F,342 Phone Number: 1-800-523-8654. Fax Number: (937) 910-4057 Contact Pemon: COLLECTIONS DEPT~ EFFECT OF SHERIFF'S SALE-You should reaiize that a Sheriff's Sale will end your -ownership of the mortgaged property and your right to occupy it. If you continue to live in the .property after the Sheriff's Sale, a lawsuit to remove you and Y0ur furnishing and other 'belongings COuld be started by the lender at any time.. ASSUMPTION OF MORTGAG~=-You may or may not be able to sell or transfer your · home tS'a b(~yer or fr~sferee who will assume the mor~tgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or atthe sale and that the other requirements of the mortgage are satisfied. For additional info~[~a- fion please con~ ,ct the Collection Dept. YOU MAY ALSO HAVE THE RIGHT: TO'SEEL THE PROPERTY ~O OBTAIN MONEY Td PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION T© PAY OFF THIS DEBT, TO HAVE TI'~IS "' DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BE- HALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DE- FAULT HAD OCCURRED, IF YOU CURI~ THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) , TO ASSERT THE NONEXISTENCE OF DEFAULT IN ANY FOJ~ECLOSURE PRO- CEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCU- MENTS.' TO ASSERT ANY. OTHER DEFENSE YOU BELIEVE YOU MAY HAvE TO SUCH ACTION BYTHE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.. ADAM8 COUNTY Amedcun Red Cross--- Hanover Chapter . 529 Carlisle Street ' Hanover, Pennsylvania 17331 (717) 637-3768 FAX (717) 837-3294 · · CCC.~ of Weof~m PA 2000 Ungiastewn Road Hal'flsburg PA 17102 (717) 541-1757 FAX (717) 541-4670 Financial C~MIng Suites of . Franklin 31 West 3rd Street .. Waynesboro, PA 17258.. (717) 762-3265 Adams County Housing Author/ 139-143'Cmtlale St APPENDIX C PENNSYLVANIA HOUSING FINANCE AGENCY NO;vlEOWNER'S E;1/IERGENCY MORTGAGE ASSISTANCE PROGRAM CONSUMER CREDIT COUNSELING AGENCIES Gettysbui'g PA 17325 (717) 3~.1515 GAX (71~ 984-~26 ALLEGHENY COUNTY Pennsylvania Housing Finance Agency . (Mama Hiss) 2275 Swaltew Hitl road,lEI~ 200 P]ttal~gh, PA 15220 (412) 429-2~42 F,~( (412} 429-2835' Cred~ Couneslom of PA 401 Wood Blmet, Suite 906 · Pittsburgh, PA 1~'2 (412) 33559984 or 1(~00) 737-2933 FAX (412) 9855gg63 Actlon.Houe~g, Inc.' 425 5th Avenue, Suite 950 P8teimrgh, PA 15219 (412) 391-1958 or (412)281-2102 or 1 (800) 792-2801 .. FAX (412~391-4512 Community ^don Southwest 22 West High Strest Weynesburg, PA 15370 (724) 982-2983 CCCS of We~n Pennsylvania, inc. 309 Smithfield Slrest Pittsbu~h, PA 15222 (412) 471-7584 Housing Oppodunfles 133 Seventh Street Mc~m PA 15132 ~ax12) 864-1906 (412) 66~0873 Bldg. For Equal Opportunity One Smithfield St. Pittebu~gh PA FAX412) 227,4802 (412) 261-8207 Mon-Vailey Unemployed Committee 120 E. 9th Avenue Homestead, PA 15120 (412) 462-9982 .ARMSTRONG COUNI'~ CCCS of Western Pannnylvania, 217 E. Plank Road Alteone PA 16602 (814) 944-3100 or (814) 944-5747 Indiana Co. Community Action Program 827 Water Street, Box 187 Indiana PA 15701 ~X4) 48552657 {"/24) 46555118 Credit Counselors of PA 401 Wood Street, Suite 908 Pittsburgh, PA 15222 I112) 335-g954 or 800) 737-2933 FAX (412) 338-9963 Aoden Housing, inc." 425 6th Avenue, Suite 980 P.~t~tagh, PA 15219 '(412) 391-1958 FAX (412) 391-4512 CC, CS of Western Pennsylvania, Inc. 971 Third Street .......... Beaver, PA 18009 (724) 774-0798 Housing Oppmtunifles of Beaver County, inc. 650 Corporation Et, Suite 207 Beaver, PA 15309 (724) 72557511 Mun Valley Unemployed Committee 120 E. 'gth Avenue Homestead, PA 15120 (412) 482-9982 ,~(412) 463.-0964 Housing Opportunities Inc.' . 133 Seventh $1rest P.O. Box 9 McKaespmt PA 15134 Credit Couneslom of PA 401 Wood Street, Suite 906 Pittsburgh, PA ~Axt2) 33559954 or 1(800) 737-2933 (412) 338-9963 BEDFORD COUNTY aedfom-Fuiton Ho~ing Bervlue~ 10241 Uncofn Highway Everett. PA 15537 (814) 623-9129 F,~X (814) e23-7107 CCCS of Westem Pennsylvania, Inc. 217 F-. Plank Road Attoona PA 16602 (514) ~'.~' ~100 FAX (814) 944-5747 ' Keystone Economic Development Corperaiten 1954 Mar/Grace Lane Johnstewn, PA 15901 (814) 635-6556 FAX (814) 539-1588 Tableland Sundcee, inc. 535 East Main Street ,Somerset PA 15501 ' (814) 445-9628 or 1-800-452-0148 FAX (514) 443-3690 Weatl:terlzafion Office 917 Mifflin Street Huntingdon, PA 16652 (814) 843-2343 EERK$ COUNTY BuOge[ Counsegng Center 247Narth Fifth Street Reading, PA 19601 CCCS of Lehigh Valley 3871 Crescent Court East Whitehall PA 18052 (810) 821.4011 or 809-220-2733- (814) only FAX ($10) 921-8932 Economic Opportunity Cai)inet of Schuylkill County 225 N. Centre Street Pnttevitle, PA 17901 (717) 622-1995 FAX (71~) 822-0429 Community Housing Counselor, Ir=. P.O. Box 244 Kannett Square, PA 19348 ~X10) ',:: 3682 (610) ::: 5243 BLAIR COUNTY BedfonI-Fulton Houalng SaUces R.D.;IH, Box. 384 Everett, PA 15537 (514) 923-6129 FAX (814) 623-7107 ~Wstune Economic Development . rp 1954 Idmy, Graca Lane - Johnstow~PA 15901 (814) 535-6556 FAX (814) 539-1688 CCCS of Western Pennsylverda, Inc. 217 E. Plank Road Aitoone PA 18602 (514) 944-6100 or (514) e:: 5747 WeathedzaUon Office 917 Mttflln Street Huntingdon, PA 18652 (514) 543-2343' BRADFORD COUNTY 1400 Abington Emcu~va Pad~ Sure 1 Ciarks Summitt. PA 18411 (570) 587-9163 OR 1-800-922-9537 FAX ,(570) 587-{)134/9135 · 31W. Madmt $L Wilkes. Berm, PA 18702 (570) 921-0837 or 800-932-3537 FAX (57O) 821-1765 9 South 7th Street ~burg PA 18360 ~X70) 420.8980 or 800-922-9537' (570) 420-8981 1631 S Atherton St, Suite 100 State Collage, PA 16801 (514) 23553565 FAX (a14) 23535~ The Tmhab Cer~m' of ~ pA 10 Public Avenue Montroes, PA 18801 · (570) 278-3338 or 800-952-4045 FAX (570) 278-1889 185 Elmira Street P.O. Box 218 Troy, PA 16947 (570) 297-2101 German Street, P.O. Box 386 Duehore, PA 18614 (570) 928-9688 FAX (570) 928-8144 103 Warren Street, P.O. Box 709 Tunkhannoc~ PA 18657 (Rev. 6/99) 33 Walnut Street Wellehoro, PA 16901 (870) 724-5252 FAX (570) 724-5783 931 Main Street Honem/~e PA 18431 (570) 2~3~;41 FAX (570) 253-4817 BUCK~ COUNTY Acorn H~using Corporation 64~ Nc~h Broad Street Philadelphia, PA 19130 ~2AX15) 765-1221 (215) 785.-1427 Nc, thweal Counseling Su~ca 5001 North Broad Slreet Philadelphia, PA 19141 ~X15) ' 324-7500 (21 5) 324-6763 8uc~ County Housing Group, Inc. 140 _K_=._! Rlc~a~ann Avenue Langhome, PA 19047 ~2AX15) 750-4310 (215) 750-4318 CCCS of Delaware Valley 1515 Mmket Street - Suite 1325 Phitadalphla PA 19107 (215) FAX (215) 984-2898 HACE 187 Allegheny Ave 2nd Fi. Philadelphia, PA 191'40 ~X15) 428-8O25 (215) 428-9122 CCCS of colawere Valley Trevoes Cmporate Canter 4~O2 $trest Road Trevesa PA 19G47 (215) ~3-5985 · Community [~mi, Corp of Frank'ford 4620 Gr1~com Sb'est Phitedelphia, P^ 19124 (21S) 744-29;O FAX (215) 744:.;012 · CCC6 of Lehigh Valley 3571 Crescent COUl~ East Waitehall, PA 18052 ;AXe10) 921-4011 OR (510) 8;1-a~2 AmeriCan Crmdlt Counseling Inn0tuto 845 Coat~ St. coatesvilia PA 19320 (888) 212-6741 144 E Dekalb pike King of Prussia PA 19406 610-971-2210 FAX (610) 265-4814 75~. YorkRd, Suite 103 Warminster PA 18974 (215) 4~~. 9429 FAX (215) 956-0~44 BUTt. E~ COU;~TY A~on Housing, inc. 425 6th Avenue, Suite 950 Pittsburgh, PA 15219 (412) 391-1955 or (412) 281-2102 FAX (412) 391-4512 CCCS of Western PA YMCA Building 339 North Washington Streei Batik. r· PA 1R(~r~l Housing Opportunities, Inc. 850 Corporate St., Suite 207 · McKeesport, PA 15132 (412) 864-1590 ' FAX (412) 664-0873 Mon-VellaT, Unemployed Committee 120 E. gth Avenue . Homestead, PA 15120 (412) 462-9962 FAX (412) 462-9964 Housing Opportunities Inc. 133 Seventh Street P.O. Box 9 McKeeeport, PA.15134 (412) 664-1908 FAX (412) 6~l-0873.. Credit Counselom of PA 401 Wood Street, Suite 906 Pittsburgh, PA 15~'~'~ (412) 338-9964 o~ 1(800) 737-2933 FAX (412) 338-9963 ~d BRIA COUNTY ford. Fulton HoUSing R.D.#I, Box 384 Everett, PA 15537 (814) 623-9129 FAX (814) Q23-7187 CCC~ of ~Jestem PA 217 F_ Plank Road ARooue Pa 18802 (814) 944-8100 FAX (814) .~47 Indiaue County Communl~ ~ction Program 827 Water Street,' Box 187 Indiana, PA 15701 (412) 465.2657 FAX (412) 405.5118 Keystone Econ Development Corp. ' 1954 Ma~/Grace Lena Johnstown PA 15901 (8.14) 535.6858 FAX (814) 539-1688 CCCS of Western PA 219-A Co~ege Park Plaza Johnstown PA 15904 ~14) 539-8335 · ableland .~.wicas, Inc. 535 East Main Slmet Somerset PA 15~01 (814) 445-9628 or 1-803-452-0148 .. FAX (514) 443-~e0 CAMERON CO[JNTY NE~nity Action Corp. P.O. Box 389 135 West 4th Street Emporium, PA 15834 (814) 486-1161 FAX (814) 48~..0325 CCCS of Westen PA 217E. Plank Road Altoona PA 16802 (814) ~. 5100 FAX (814) 944.5747 CCC~ of Wa~ten PA 217 E, Plank Rued Attoons, PA 18602 (814) ~ 5100 FAX (814) 944-5747 ~ oCeaN COUNTY C of Schuylkill County 225 N. Centre Street Pottsville, PA 17901 · (570) 822-1995 FAX (570) 6220429 CCCS of Lehigh Valley. 3871 Crasent Court East Whitehall PA 18052 610..821-4011 or 800-220-2733 570 & 814 only for 800.//. FAX (810) 321..0137 CCCS of Hortheastem Pennsylvania 1400 Ab~gton ~ Park, Suite 1 Clerks Summitt, PA 18411 (570) 587-9163 OR 1-809-922-9537 FAX (570) 887-9134/9138 31 W. Market St. Wilkes-Ben. e, PA 18702 (570) 821-0837 or 809-922-9537 FAX (570) 821-1785 9 Buuth 7~' Street Strou~ PA 1836O (570) 4208980 or'800-322-5837 PAx ( zo! f2 a1 1531 S Atherton SL Suite 100 Slate College, PA 18801- (914~ ~33-3668 · FAXc(~14) 2383889 of L,,'-,,,ne County 9~lke~Bmrra, PA 18702 (57o) PAx (570) FAXJNG (57O) 535-4oe0 TUNKHANNocK CENTRE COUNTY CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Aitooue, PA 18802 (814) 9~-8100 ,F/~X (814) _~.=. 5747 Lycoming-Cant~n Co Camm For Community . · Action (STEP 2138 Uncoln Street P.O. Box 1328 WIIllamsrmrL PA 17703 (570) 326.O587 FAX (57O) 322-2197 CCCS of Hottheamem pA 1831 $. Atherton St, Sutta 100 Slate College PA 16801 (814) 335.3868 FAX (814) 238-3e03 ccc~ of Noflheastenl PA 201 Basin Street Wllllamspo~ PA 17703 [570) 320-0387 FAX (570) 322-2197 CHE~TER COUNTY Acorn HoUSing Corporatlen Philadelphia, PA 19130 (215) 765-1221 FAX (215) 705.1427 5001 N. Broad Street Philadelphia, PA 19141 (215) 324-7500 FAX (215) 324-8753 Budget Counseling Center 247 North Filth Street Reading, PA 19601 (610) 37~-7868 FAX (810) 375.7530 CCCS of Delaware Valley 1515 Market Street, Suite 1325 Philadelphia, PA 19107 (215) 883-5665 FAX (215) 663-7020 HACE 167 W. Allegheny Ave, 2nd FI. Philadelphia, PA 19140 (215) 426-8925 FAX (215) 426-9122 Community Housing Counseling Inc P.O. Box 244 Kennett Square, PA 19348 (610) 444-3882 FAX (610) ~??. 3243 Media Fellowship House 302 S. Jack,~n Street Media, PA lg~53' (610) 565,-0846 FAX (610) 565-8867 Phila Council For Communit7 Adv 100 North 17th Street, Bulte 693 Philadelphia, PA 19103 (215) 587-7803 FAX (215)963-9941 Tabor Community Services, Inc. 439 E. King Street Lancaster, PA 17682 (717) 397-5182 OR 1-800-788-5082 (H.O.enly) FAX (717) 399-4127 Community Devel. Carp of Frankford · Group Mlnlatr/ 4620 ~m Street Philadelphia, PA 19124 FAX215) 744-2690 (215) 744-2012 . American ~ Cross of Chester 1729 Edge~ent Avenue Chester, PA 19013 ' (elO) a74-14~4 Marshall Building 790 E. M;a'ket St., Suite 215 Wast Chester, PA 19382 (215) 593-8666 American Credit Counseling Institute 845 Coates St. Coatesvllle PA 19320 888) 212..8741 King of Prussia, PA 19408 FAX610) 971-2210 (e,10) 268-4814 765 York Rd, BU~a 103. Warmlnster PA 18974 (215) ~?.: 9429 FAX (215) 956-6344 CLARION COUNTY '~T~'~enfl~ylvania, Inc. YMCA Building 339 North Washington Street BuUer, PA 16OO1 (412) 282-7812 ~,Ct.~.~n~a.D country Keystone Economic Development corporation 1964 Ma~ Grace Lens Joh~stown, PA 15901 (814) 535*6656 FAX (814) 339.1688 Indiana CO. Community Action Program 827 Water Street, Box 187 Indiana, PA 15701 (724) 465-2657 FAX (412) 465-5118 CCCS of Western Pencsy~venia, Inc. 217 E. Plank Road Altoons PA 18602 (814) 944-81'00 FAX (814) 944-5747 CC, CS of Nartheastem PA 1631 S Atherton St., Suite 100 State Collage, PA 16801 (814) 235.36~8 FAX (814) 238-3869 . CCCS of Wnstem PA 219-A College Park Plaza Johnstown PA 15904 (814) 539-6335 CUNTON COUNTY Lycoming-Cllnton Counties Commission For Community Action (STEp) 2138 Lincoln Street P.O. Box 1328 Wflllamsport, PA 17703 (570) 3280587 FAX (570) 322-2197 CCCS of Na~heastem PA 1631 S Athmten St., Suite 100 State College. PA 16801 (814) 238-3888 FAX (814) 238-3869 201 Basin Street WIIIiam~ncd, PA 17703. (570) 333-6627 FAX (57o) 323-5535' COLUMBIA COUNTY CCCS of Northeastern Pennsylvania 31 W. Market Street P.O. Box 1127 W11kes-6arra, PA 18702 (570) 821-0837 OR 1-800-922-9537 FAX (570) 531'-1785 140o ~ Clarks Summltt. PA 19411 (870) 587-8153 or 680-922-6537 FAX (570) 687-9134/9135 ~n en Economk= Oppormr~ of Luzame County 163 Amber Leue WIIkes-Batra, PA 18702 (570) 825.0510 OR 1-800-822-0359 FAX (57O) 329-168,--.CALL BEFORE FA.VJNG ~X70) 455-4994 HAZELTON (570) 455-5831--CALL BEFORE FAXlNG (570) 836-4090 T1JNKHANNOCK 1720 Helland Street Erie, PA 165(33 ~X14) 453-5744 (814) 453-8745 Greater Erie Community Action Committee 18 West gth Street F. de, PA 18501 (814) 459-4581 FAX (814) 458-0151 John F. Kennedy Center, Inc. 2021 East 28th Strenl F. da, PA 16510 (814) 869-0400 FAX (814) 898-1243 Shenengo Valley U~ban League. Inc. 801 Indiana Avenue Fen'ell, PA 16121 (412) 981-5310 CUMBERLAND COUNTY CCCS of Western Pennsylvania, Inc. 2000 Llnglestown Road Harrisburg, PA 17102 (717) 541-1757 FAX (717) 541-4870 Financial Counseling Services of · Franklin .'. 31 West 3rd Street Waynesbore. PA 17266 , (7'~7} 762-3255 Urban League of Metropolitan . Harrisburg N. 6th Street Hanisburg, PA 17101 (717) 234-5925 FAX (717} 234-9459 WVCA of Carlisle · 301 G Street CarlYle. PA 17013 (717) 243-3818 FAX (717} 731,9689 Community Ac6on Corem of tho Capital Re~icn .. 1514 Der~ Street Han~tmrg. PA ~17104 (717) 232-9757 t39-1~ Cadisle SL Gettysburg. PA 17325 (717) 334-1518 · FAX 0'17} 334-8326 DAUP~k COUNTY ~'~ennsylvunia. Inc,. 2000 Uqgleetown Road Hardsburg. PA- 17102 · (717) 547;1767 FAX (717} 541-4670 Urban League of Me'~o~ten Hanlaburg 2107 N. 61h Street Heetsburg. PA 17101 (717) 2~4-6926 FAX (717) 234-94~g Community Action Commission of the Capital Region 1514 Deny Street Hanlsburg PA 17104 (717) 2~2-9757 FAX (717) 234--2227 DEr. AWARE COUNTY Acorn Housing Corporation 846 Nor~ Broad Slmet Philedelpttla. PA 19130 (216) 76~-1221 FAX (215) 765-1427 Nmlhweet Cmmeailng 8ewlon 8001 North Broad Stnmt Phlicdolphta, PA 19141 (215) 324-7500 · FAX (215) 3248753 CC, CS of Detawam Valley 1515 Man, et Street-Suite 1325 Philadelphia, PA 19107 (215) 563-5665 FAX (215) 864-2666 · HACE · . 167 W. Allegheny Ave.. 2nd Floor Philadelphia. PA 19140 (215) 426-8025 FAX (21~ 426-9122- Media Fellowship House · 302 S. Jacfcs~n Street ~ Idedta. PA 19063 (610) 565-0846 FAX (610) 565.3567 Community Housing Cpuneaior. Inc. P.O. Box 244 Kencett Square PA 19348 (610) :~'~ 3682 FAX (610) ~?..f 3243 Philadelphia Council For Community FAX (412) 437.4418 Adv Tableland Services Inc. 100 Non'h 17th Street 131 North Center Avenue Suite 800 Somerset, PA 15501 Philadelphia, PA 19103 (814) 446-9628 (215) 567-7803 FAX (814) 443-3690 FAX (215) 963-9941 CCCS Of Weetem PA Community Devel Corp of Franldord 199 Edison Street Group Mlnistrj Uniontown PA 15401 4620 Gd$com Street (724) 439-6939 Philadelphia, PA 19124 (215) 744-2990 ' Mon-Valtay'Unemployed Committee FAX (215) 744-2012 120 E. 9th Avenue Homestead, PA 15120 Am~loan Red Cress of Cheeter (412) 482-9962 1729 Edgmont Avenue Chester, PA 19013 - FORES1' COUNTY (610) 874-1484 ~Van~t-Fo~reet Coulee Economic Opportunity Council CCCS of Detowere Valley 204 Uben'y Street 280 North Providence Road Pust Ofl'~ce Box 547 Media, 'PA 19063 Wan'eh, PA 16385 (215) 663-5685 (814) 726-2400 AcCi FAX (814) 723-0510 .~-~Strefferd Ave, Suite 1 FRANKU~ICOUNTy Wayne PA 19087 ~=inanclsl Services Unlimited ~,X10) 971-2210 · 31 West 3rd Street (810) 687-7880 Wayoneboro, PA 17268 AcCI (717) 782-3285 144 F_ Dekath Pike ' ' ' Y1NCA of Cadlsle ' ' King of PmsNa, PA 19408 301 G Street (610) 971-2210 Carlisle, PA 17013 (717) 243-3818 ELKCOUNTY · . FAX (717) 243-3948 John F. Kennedy C,e~ter~ Inc. 2021 East 20th Street CCCS of ~estern Pennsylvania, loc. · Erie, PA 18510 912 South George Street (814) 898-0400 . York, PA 17403 FAX (814) 898-1243 (717) 846-4176 P.O. Box 389 Chapter .~135.Weet. 4th Slmet 529 Carlisle Street emporium, PA 16834 Hanover, PA 17331 ~X14) 486-1181 (717) 637.3768 -. (814) 488-0825 FAX (717) 637-3294 ~ngton Center Community Action 'Commission of Capflet Region 1720 Holland Street 1514 Deny Street Erie, PA 18503 Hantebutg, PA 17104 (814) 453-5744 ' / (717) 232.~9757' FAX (814) 453-5749 FAX (717) 234-2227 Greater Erie Community Action Urb~ League of Metropolitan Hbg Committee ' 2107 N. 6th Street 18 West 9th Streat Harrisburg, PA 1710~1 Erie, PA 16601 (717) 234-5926 (814) 459-4581 FAX (717) 234-9459 P FAX (814) 456-0181 CCCS of Weetem PA John F. Kertondy Center, Inc. 2000 Ungleetovm Road 2021 East 20th Street Han'lapu;g, PA 17102 F-,ta, PA 16510 (717) 541-1757 ~=~.X14) 898-0400 FAX (717) 541-4870 (814) 896-1243 FAYEI'FECOUNTY 139-143 Carlicio St Action Housing, Inc. Gettysburg, PA 17325 425 6th Avenue, Suite 950 -(717) 334-1618 Pittsburgh, PA 16219 FAX (717) 334-8326 (412) 391-1956 or (412) 281-2102 FAX (412) 301-4512 FULTONCOUNI'Y Bedford-Fulton Housing Services Community Action Southwest R.D.;Itl, Box 384 22 West High Street Everett, PA 15537 Waycesburg, PA 15370 (814) 623-9129 (724) 852-2893 FAX (814) 623-7187 lCCCS of Weetem Pennsytvania, Inc. Financial Couesellng Services of North Gate Square Frenidin ~2 Garden Center Drive 31 West 3rd Street Greensburg, PA 15601 Waynesboro, PA 17268 (724) 838-1290 (717) 762-3285 Fayette Co. Community Action CCCS of We.stem Pennsylvania, Inc. Agency, Inc. 912 South George Street 137 North Beeson Avenue Yor~, PA 17403 ~J_n_i~?t.o_w_n, PA 15401 (717} 848-4176 Weatherizatlon Office 917 Mifflin Street Huntingdon, PA 16852 (814) 843-2343 1.- GREENE COUNTY '- Action Housing, Inc. 426 6th Avenue, Suite 950 Pittsburgh, PA 15219 (412) 391-1956 or (412) 281-2102 FAX (412) 391-4512 Mort-Valley Unemployed Committee 120 E. 9th Avenue Homestead, PA 15120 (412) 482-9982 FAX (412) 462-8964 Community Actloo Southwest 22 West Hlgh Stre~ W~ynesbu~g, PA 15370 ~AX24) 852-2893 (412) 627-7713 CCCS Of Western Pesn~ylventa, Ino 1 N~ffi Gate Square ;12 Garden Center Drive Gresusburg, PA 15601 (724) 838-1290 HUNTINGDON COUNI~ Bedfun:l-Fulton HouNng $ervioee RD 1, Box 384 Everett, PA 15537 (814) 623-9129 FAX (814) 623-7187 · CCCS Of Western Pennsylvania, Inc. 217 E. Plank Road Aitoona, PA 16602 (814) e~.~ 5100 FAX (814) 944-8747 Weatherlzetlon Office 917 Mifflin Huntingdon, PA 16662 · (814) 643-2343 ' INDIANA COUNTY CCC~ of Western Pennsylvania, Inc. 1 North Gate Squsm · 2 Garden Canter Drive Greansbutg, PA 156O1 (724) 838-1290 827 Water Street~ BOX 187 Indiana, PA 15701 (724) 465-2857 FAX (412) 485-5118 Keystone Eoonomio Development CorporaOon 1954 Ma~y Grace lane Johnstawn, PA 16901 (814) 535-6555. FAX (814) 539-1688 CCCS of Weetem PA 219-A College Pink F:teza J~matown PA 15904 (814) 639-6336 JEFFERSON COUHTY John Fo Kennedy Center, Inc. 2021 East 20th Street E.r~, PA 16510 (614) 69~-0400 FAX (814) 898-1243 CCCS of Western Pennsylvania, Inc. YMCA Building 339 Horth Washington Street Butler, PA 16001 (724) 282-7812 Indiana County Community Action Program 827 Water Street, Bnx 187 Indiana, PA 15701 (724) 465-2657 FAX t412~, 465.5118 JUNIATA COUNTY ~CCS of Western Pennsylvania, Inc. 217 E. Plank Road Altoona PA 16602 (814) 944-8100 FAX (814) 9~.4 5747 Wastherizatlon Office 917 Mifflin Street Huntingdon, PA 18652. (814) 643-2343 LACKAWANNA COUNTY o Normeastem annsylvania 31 W. Market Street P.O. Box 1127- Wlkes-Borm, PA 18702 (570) 821-0837 OR 1-800-922-583~' FAX (570) 821-1785 Ciark~ SummitL PA 18411 (570) 587-9183 or 800-585-9537 FAX (570) 557.B1 1 Inco~omted F.O. BOX 244 Kennett ~luam, PA 19348 (216) .~.~?. 3882' FAX (215) ~?.~. 3178 CCC~ of Lehigh Valley 3671 Cr~cent Court East Whitehall( PA 18052 (215) 82'[.-4011 1-800-220-2733 (717) & (814) ONLY FAX (215) 821.8932 ' CCC-~ of Western Peunsylvunia, Inc. 912 South C-.-.-.-.-.-.-.-.-.~orge Stroet York, PA 17403 LEHIGH COUNTY ~Vailey 3671 Crescent Court East Whitehall, PA 18052 (610) 821-4011 OR 1-800-220-2733 (570) & (814) ONLY FAX (810) 821-8932 Economic Opport Cabinet of Schuylkill Co 225 North Centre Street Pottsville, PA 17901 (570) 622-1995 FAX (570) 822-0429 Pennsylvania 31 W. Market Street ._ P.O. Box 1127 Wilkas-Berm, PA 18702 (~70) 821-0837 OR 1-800-922-9537 -FAX (870) 821-1758 1400 Abihgton Executive Park Suite 1 · Clarke Summitt, PA 18411 .,(F~?) ~87.8103 or 800-622-9837' (570) 587-9134/9158 Comm. on Econ Opportunity of L'r'eme County 163 Amber Lane Wilkes-Barre, Pennsylvania 18702 , (570) 82 81o OR 1- - -0369 BEFORE (570) 4~5-4994 HAZELTON FAX (570) 456-8631---CALL BEFORE FAXING (57O) 636-4097 TUNK~-U~NNOCK EOC of ScheylkiO Count,/. · 226 North Centre Street Pottevilia, PA 17901 (717) 848-4176 Tabor Community Services, Inc. 439 E. King Street Le~c~-~er, PA 17802 (717) 397-5182 OR 1.800-788-5062 FAX (717) 399.4127 LAWRENCE COUNTY ~:~~'n~eylvanla 18t Federal Plaza-Suite 406 North Mill S~rset New Cast, e, PA 18101 (724) 652.8074 312 ChasMut Street, Suite 227 Meadvilia' PA 16335 (614) 333-8570 Shenango Valley Urban League, Inc. ~101 Indiana Avenue Fei'mil, PA 18121 (724) '981-~10 Housing Opportunltlea Of Beaver County 850 Corporaffon .St.. Suite 207 Beaver. PA 15009 (724) 720-7202 FAX (412) 728-7202 L'-~IANON COUNTY ~ity Cabinet of Schuylkffi County · ~'~5 North Centre Slreat Pottsville, PA 17901 (670) 822-1995 FAX (570) 822-0429 Tabor Community Services, Inc 439 E. King Street Lancaster, PA 17602 0 (717) 397-5182 OR 1-800-788-6062 FAX (717) 399-4127 ~5~70) 622-1995 · , .~ AX (570) 022-04~9 ,LYCOMING COUNTY CCC~ of Northeastern Pennsylvania 31 W. Market Stres~ P.O. Box 1127 Wilkes-Barre, PA 18702 (570) 821-0837 OR 1-803-922-0337 FAX (570) 621-t758 1400 Abington Executive Pink / Suite 1 Clerks Summitt, PA 18411 (570) 687-9163 or 800-022-9637. .FAX (570) 887-9134/9136 201 _R=___,~ Street Willlamsport, PA 17703 (570) 323-6627 FAX (570) · Lycomlng-Chmun Counties commission For C(mm~unity ACtion (STEP) 2138 Uncoln Street P.O. Box t328 Williamsport. PA 17703 (570) 328-0887 FAX (570) 322-2197 MCKEAN COUNTY John F. Kennedy Center, Inc. 2021 East 20th Street E~ia, PA 16510 (814) 898-0~00 FAX (814) 898-1243 Northern Tier Community Ac~n Carp P.O. Box 389 135 W. 4th Street Emporium, PA 15834 (814) 488-1161 FAX (814) 486-0825 MERCER COUNTY Shenango Valley Urban League, Inc. 601 Indiana Avenue Farrsll, PA 16121 CCCS of Western Pennsylvania, Inc. YMCA Building 339 North Washington Street Buffer, PA 16001 (724) 282-7812 MIFFLIN COUNTY 217 E. Plank Road Altoofla PA 16602 (814) 944-8100 FAX (814) 944-5747 WeethedzaUon Office 917 Mifflin Sb'eat Huntingdon, PA 16652 (614) 843-2343 CCCS of Northeastern PA 1831 S Atherton St. Suite 100 State College PA 18801 (814) 3383668 FAX (814) 238-3869 MONROE COUNT~' .. 31 W. Market Street P.O. Box 1127 Wilkes-Barre. PA 18702 (570) 821-0837 OR 1-800;922-9837 FAX (570) 821-1788 1400 Ablngton Executive Park Suite 1 Clarke Summltt PA 13411 (575) 587-9163 or 800-922-9537 FAX (570)~ 687-9134/9135 9 South 7th Street Stmudsburg PA 18360 (570) 420-8980 or 800-922-9537 FAX (570) 420-8981 camm ap Econ Opp Of Luzerna county 103 Amber Lane Wilkes-Barre, PA 18702 (570) 825-0510 OR 1-800-822-0360 FAX (570) 829;1585--CALL BEFORE FAXlNG (570) 465-4094 HAZELTON FAX (570~ 455-8631---CALL BEFORE FAXING . (570) 835- 060 TUN , ..oCK .T omRy chuN-ri. Acorn Housing Corpomff~ 348 Norm Broad Street· Philadelphia, PA 19130 (215) 765-1221 .. FAX {215) 705-1427 .. Normwest counastlng S~4c~ ~001 N. Broad Street Philadelphia. PA 19141 ~2AX1 5) 324-7500 (21 5) 324-8753 CCC~ of Delawaro Valley Norrlatawn Bualnees Center lg0 W. C-mmantown Pike, Suae 140 Nuntetown PA 10401 (218) 563-8588 community Action Development Camm 701 DeKalb Street Norflstewn, PA 19401 (610) 277.8363 FAX (610) 277-2123 CCCS of Delaware Valley 1515 Market Street,.Suite 1325 Philadelphia, PA 19107 (215) 563-5666 FAX (215) 864-2686 Community Housing Counselors Inc P.O. Box 244 Kennett Square, PA 19348 (215) ~.~.~.-3682 Media Fellowship House ; 302 S. Jackson Street Media, PA .19083 (610) 565-0848 Phlia Council For dommunlty Advmnt 100 Norm 17th Street, Suite Philadelphia, PA 19103 (215) 867-7803 FAX (215) 983-9941 American Credit Counseling Institute 845 Coates 8L Coatasviile, PA 19320 (888) 212-6741 144 E, Dekal~ Pike King of Pmasia PA 19406 - (610) 971-2210 FAX (610) 255-4814 766 York Rd., Suite 103 Warmlnster PA 18974 (218) 444-9429 FAX (215) 086-8344 BONTOUR COUNTy CCCS of Normeastem Pennsylvunla 31 W. Market Street P.O. Box 1127 Wilkas-Eerm, PA 18702 (F/~X0) 821-0837 OR 1.800-922-9837 (870) 821-1785 . 1400 Abingtm ExecutNe Park, Suite I Clarke Summltl, PA 18411. (570) ~87-9103 ar 800-922-9837 FAX (870) 587-9134/9138 Whitehall, P^ 18062 (810) 621-4011 OR 1.800.220-m,33 (717) & (814) ONLY FAX (810) 821.8932 ~o~mu~m~m.A~a COUN-rY · CCC, S of Norinesatorn Pennsylvania 31 W. Market Streat P.O. Box 1127 Wilkes-Ecrm, PA 18702 , (670) 821-0837 OR 1-800-922-9837 FAX (57O) 821-1786 1400 Ablngton Execuitve Park Suite 1 CJarks Summitt; PA 18411 (570) 687-9163 or 800-922-9837 FAX (570 ~87-8134/9136 201 Basin Slmet Wil]iam~port, PA 17703 (670) 323-8827 FAX (57O) 323.8826 Ecunomlc Opportunity Cabinet of Schuylkill County 228 North Centre Street Pottsville, PA 17901 (670) 822-1996 FAX (670) 822-0429 pERRY COUNTY CCCS of Western Pennsylvania, Inc. 2000 Unglestown Read Herttsburg, PA 17102 (717) 641-1767 FAX (717) ~41-4570 Financial Counasflng Se~tcas of Franklin 31 West 3rd Street · Waycesboro, PA 17268 (717) 762-3258 Urban League of Metropolitan Harrisburg 2107 N.6th Street Harrisburg, PA 17101 Wea~erlzarlon Office 917 Mifflin Street Huntingdon, PA 16652 (814) 643-2343 YWCA of Carlisle 301 G Street Carlisle, PA 17013 (717) 243-3818 FAX (717) 243-3948. Community Action Commission of The Capital Region 1514 Dam/Street · . Harrisburg EA 17104 ~7AX17) 232-9787 (717) 234-~)~'~7 PHILADELPHIA COUN'rY Acorn' Housing Corporation · 848 Nollh BrOad Street Philadelphia, PA 19130 (215) 765-1221 FAX (215) 765-1427 Nmmwsst Couasaliri§ 'ServEe ~001 N Broad Street PNladelphla PA 19141 (215) =4-7500 FAX (215) 324-8753 CCCS'of Delaware Valley 1518 Market Street. Suite 1326. · Philadelphia, PA 16107 (215) 893-0606 FAX (2~15) 864-2666) CCCS ~f Delaware. Vqlaey One Cherty Hill, Suite 215. (218) 663-6868 HACE 167 W. Allegheny, 2nd FI 'Philadelphia, PA 19140 (215) 426-8026 FAX (215) 426-6122 Housing Association of Delaware Valley 1600 Walnut Street, Suite 601 Philadelphia, PA 19102 FAX (215) 790-0132 Media ~eilowsblp House 302 S. Jackson ~eet Media PA 19063 ~xl 0) ~.~-6846 (061) .06~8067 Housing Aasochltion of Delaware Valley 068 N~h Watts Stre~ Philadelphia, PA 19123 (215) 978-0224 FAX (215) 765-7614 100 Nmlh 17TH Street,Suite 6O0 Philadelphia, PA 19103 F(2AX15) ~87-7663 (215) 063-9641 . Corem Devel. Coq~ of Frenldord Group ~inistry 4620 Grkscom Street Philadelphia PA 19124 (215) 744.-2960 FAX (215) 744-2012 American Credit Counseling Institute 845 Coates St Coatssville PA 1932~0 (888) 212-6741 144 E Dekalb Pike King of Prussia PA 19406 610-971-2210 610-971-2210 PIKE COUNTY CCCS of Northeastern Pennsylvania 31 W. Market Street, POB 1127 Wilkes-Barre, PA 18702 (670) 821-0837 OR 1-600-922-0637 FA,:(, (670) 821-1706 1400 Abington Executive Park, Suite 1 Clarke Summltt PA 18411 (570) 587-9183 or 800-922-9637 FAX (670) 887-9134/9138 9 South 7th Street Stmudsburg PA 18380 (870) 420-8980 or 800-922-9637 PAX (670) 42o-8981 . 135 Weat 4th Street Emporium, PA 16834 (814)-485-1161 FAX (814) 486-0826 247 North Rflh Street Reading, PA 19601 (810) 675-7886 FAX (610) 375-7830 Econ Opport Cabinet of ,~:hu,/Ikfll Co · 226 N. Centre Street Pottsvifle, PA 17901 · ~AX0) 622~1906 · (670) 622-O429 Commlssinn on Econ Opptunity of 16.3 Amber Lane Wgkea-Bama PA 18702 (570) a25-0810-OR 1.600-a22-0359 FAX (670) 829-1065- CN.L BEFORE FAXlNG ' ' (570) 465-4964 HAZELTON FFA~<~I(N(570) 456.6631'--C, ALL BEFORE (670) 836-4o9o TUNKHANNOCK c,~c,~ of Lehigh va~e~ P.o. I~xA ~tehall PA 10062 ~AX (810) ~1-8~32 ; 8NYDGR COUNTY zuuu ungmstown Road Hanisburg, PA 17102 ' (717) 641-1767 ' R~((717) 641-4670 Urban League of Metropolitan 2107 N. 0lb Street Hardsbur0 PA 17101 '17101 (717) 641-1757 FAX (717) 234-0~8. Commonlfy Action Corem of the Capital Region 1514 Den7 Stmof Hardsburg PA 17104 (717) 232-0?8? F~X (717) 234-2227 · ~J~"'~g Services R.D..,~I, Box 384 Everett, PA 15537 (814) 623-9129 FAX (814) 823-7187 Bedford-Fulion Housing Services 1954 Mai-/Graco Lane Johnetown, PA 15901 FAX (814) 536-1688 CCC, S of Western Pennsylvania, Inc. 1 North Gate Square ~ Garden Center Driv~ CCCS of Wsstem Pennsylvania, Inc. 219-A College Park Plaza ', Johnstown PA 15904 (814) 539-6338 Tableland Services Inc. 535 East Main Street Somerset, PA 15501 (814) 445-9628 - 1.600-452-0148 FAX (814) 443.3890 SUUJVAN COUNTY CCCS of Northeastern Pennsylvania Clarke Summitt, PA 18411 · (570) 587-9183 OR 1-800-922-9537 FAX (570) 687-9134/9135 31 W. Market SL Wllkas-Barm PA 18702 (670). 821-6837 or 800-922-9537 FAX (570) 821-1788 The Tmheb Center of Northasstem pA 185 EJmtm Street, P.O. Box 218 Troy,. PA 16947 '(570) 297-2101 FAX (570) 297-279g German Street, P.O. Box 389 FAX(570)297-2799 (570) 626.9668 FAX (570) 9288144 17 Craflon Street Wellsbom. PA 16901 (570) 72~4-6262 FAX. (57~) 724-5783 931 Main Street Honssdale PA 15431 (870) 2~-6641 FAX (67O) 2~:~4817 103 Warren Street, P.O. Box 709 Tunkhannoc~ PA 18657 (570) 836-8840 'FAX (670) 635-6332 7 Lake Avenue, Box 339 Manlmse, PA 18801 (570) 275-3338 or 1-800-062-4045 FAX (670) 278-1869 SUSQUEHANNA COUNTY CC. CS of No~theestem Perm~'l~mrb 14~0 Ablngton ~e Park, Suite 1 Cla~s Summiff, PA 16411 (570) 887-9163 OR 1.600-g22-0637 FAX (670) 587-9134/9135 31 W. Market St. Wl~ss-Barre PA 18702 (570) 821-0837 or 800-922-9537 .FAX (570) 821-1706 ' The T,,~%ab Canler of ~ PA 106 Elmira Street, P.O. Box 218 · Troy, PA 18647 (570) 297-2101 FAX (670) 297-2799 German Slreet' ~.O. Bo~ 389 FAX (570) 297-2799 (570) g28-0668 FAX (57O) 929-8144 17 Craffon Street Wallaboro, PA 16901 (57O) 724-5252 FAX (570) 724~783 931 Main Street Hocesdale PA 18431 (57O) 263-8641 FAX (670) 253-4817 103 Warren Street, P.O. Box 709 Tunkhannock, PA 18657 (570) 838-6840 FAX (570) 838-6332 7 Lake Avenue, Box 339 Montrose, PA 18801 (570) 278-3338 or',1.600-982-4045 FAX (570) 278-10,89 TIOGA COUNTY , . ~eastam Pennsylvanis 1400 Abington Executive Park, Suite Clarke Summitt' PA 18411 (570) 587-9163 OR 1-800-922-9537 FAX (570) 067-9134/9135 31 W. Ma~at St. Wilkes-Barre PA 18702 (570) 821-0837 or 800-922-9537 FAX (670) 821-1786 'tim Trehsb Center of t.~w~uhasstem PA 185 Elmira Street, P.O. Box 218 297-2101 FAX (870) 297-2799 Germas areet, P.O. BOX ~89 FAX(670)207-2790 t~xT0) 928-0638 ' (670) 928.6144 17 Crafl=n Street Wellsbem, PA 16901 FAX570) 724-6252 _ . (670) 724-5783 ' 931 Main Street Honssdale PA 18431 (570) 253.6641 FAX (570) 253-4817 1~3 Wanen Street' P.O. Box 709 Tunkhennock, PA 18657 (870) ~ FAX (570) 836-6332 7 Lake Avenue, Box 339 Mrmtrnse, PA 18801 ' (670) 278-3338 or 1-600-982-4048 FAX (670) 278-188g UHION COUNTY Lycoming~CPnton Co Corem For. Corem Action (STEP) 2138 Lincoln Street, P.O. Box 1328 WIIllamsport' PA 17703 (570) 326-0887 FAX (717) 322-2167 CCP_,~ of Waatem Pennsylvania, 217 E. Plank Road Altoons PA 16602 (814) 944-8100 (814) 944-8100 CCCS of Northeastern Pennsylvania 1400 ,N3ington F. ascueve Park, Suite 1 Clinks Summltt' PA 18411 (670) 887-9163 OR 1-800-922-9837 FAX (670) 887-6134/9138 31 W. Market SL Wilkas-Bafm PA 18702 (570) 821-0837 or 800-922-9837 FAX (670) 821-1785 201 Basin Street WIIliamaport' PA 17703 (570) 323-6627 FAX (670) 323-8626 ~ENANGO COUNTY Greater Erie Community Action Committee 18 Wast gTH Street F. de, PA 16601 (814) 459-4581 FAX (814) 438-0161 John F. Kennedy Center, Inc 2021 East 20th Street Erie, PA 16510 (814) 898-0400 FAX (814) 898-1243 CCCS of Western Pennsylvania, Inc. , YMCA Building 339 North Washington Street Butler, PA 16001 (412). 282-781Z. WARREN COUNTY Booker T. Washington C~n. tor 1720 Holland Street Ede, PA 18503 (814) 453-5744 . FAX (814) 453-5749 Greater Erie Community Action Committee · 18 West 9TH Street Erie, PA 16501 (814) 459-4581 FAX (814) 456-0181 Wa~an-Fi~'m~l C, mJndes Economl~ Oppmlunity . Coun~l 1209 PenrmyNeole Avenue, West P.O. Box 547 Warren, PA 16365 (814) 728-2400 FAX (a.14) 723-0~10 WA~IblGTON COUNTY Action ,Housing~ Inc. 428 6th Avenue, Suite 950 Ptttabutgh, PA 18219 (412) 391-1956 or (412)'281.210~ FAX (442) 391-4812 Comm~.~ AcCo. Soum~eot Wayneaburg, PA 15370 (724) .882-2833 1 Nm'th Gate Square ;~2 Garden Cantor Drive Graenebmg, PA 18601 · ~3 N. Collage Slmet Washington PA 18301 (724) 222-8292 Houeing Opportunities, 1.33 Seventh Slreet McKaespo~ PA 15132 (412) 6~4-1590 FAX (412) .ee4-9873 Mon-VMey Unemployed Committee '120 E. gib Avenue Homnetesd.- pA 15120 (412) 462-9962 FAX' (412) 462.-098 Credit Couneea~s of pA 401 Wood Street, Suite (412) 338-9954 or 1(800) 737-2933 FAX (412) 338-9963 1400 ,amington E._-~,__,~Ne Pat~ Suite 1 Cledm ,~mmqttt, PA 18411 · (570) 587-9163 OR 1-800-g22-9~37 FAX (570) 587-9134/9135 31 W. Market SL Wilkes-Btam PA 18702 · (870) 821-0837 or 800-922-9537 FAX (570) 821-1785 9 South 7th Street Stroudsburg PA 18360 (570) 4208980 or 8e0-922-9837 FAX (570) 4208981 The Ti'ahab Center of No~leastem PA 165 E]mba Street, P.O. Box 218 Troy, PA 16947 (570) 297-2101 FAX (570} 297-2799 German Street, P.O. Box 389 FAX (570) 297-2799 (870) 928-9658 FAX (570) 928.8144 17 Craffon Street Weltsboro, PA 16901 FAX570) 724-5252 (570) 724-5783 931 Main Street Honesdate PA '18431 (570) 253-8941 FAX (870) 253-4817 103 Wa~'en Street, P.O. Box 709 TlaWJlanned;, PA 18687 . ~X70) 838-6840 (570) 33e-8332 7 Lake A~ue, I~c 339 Montrose, PA 18801 (570)'278-3338 or 1-8o0-982-4045 FAX (870) 278-1889 n 'Hou~Mg, ~ 42~ 8th Avenue, 8~te ~0, Pit. burgh, PA 18219 (412) 391-1956 or (412) 281-2102 FAX (412) 391-4812 Community Action South~t ' 22 West I-~gh Strest 2 a~4nesburg, PA 15370 ) 852-2893 CCCS of Western Pennsylvania, . 1 North Gate Squem · G~rg. PA 18601 , (7Z4) 838-1290 199 Edison Street Unlontown PA 15401 (724) 4308;39 ' McKeesport, PA 18132, (412) 864-1590 FAX (412) m~.-9873 MomValley Unemployed CommJff, eo 120 E, 9th Avenue I,,kxneatand. PA 1512O (412) 462-9962 F/~X (412) 827 Water Slmet Box 187 Indlene. PA 15701 (724) FAX (724) 4eS.Slta John~town, PA 18gol FAX (814) 33g-1888 Tableland Services trm.. 835 East Ivlein Street $omemet. PA 15801 (814) 448-9828 1-800-452-0148 FAX (814) 443-3690 Credit Counaelers of PA 401 Woad Street, Suite gO6 Pittsburgh, PA 15222 (412) 338-9954 or 1(800) 737-2933 FAX (412) 338-9983 WYOMING COUNTY Common Economics Opportunity of Luzeme Co , 163 Amber Lane Wilkes-Bane, Pennsylvania 18701 (570) 826-0510 OR 1-800-822.0359 FAX (570) 829-1665--.CALL BEFORE FAXING (570) 455-4994 HAZELTON FAX (570) 455-5331--.CALL BEFORE FAXING (570) 836-4090 TUNKHANNOCK CCCS of Northeastern Pennsylvania Clad~ Sumnl/~ PA 18411 (570) 567-9163 OR 1-800-922o9537 FAX (570) 567-0134/9135 31 W. Madmt St. · WIIke~Barre PA 18702 (570) 8214)837 or 800-922-9537 FAX (570) 821-1785 185 Elmira Street, P.O. Box 218 'Troy;PA 16947 '(870) 297-2101. FAX (570) 297-2799 · German Street, t=.O.~ FAX(570)297-2799 (570) 928-ge88 FAX (570) 628-8144 17 Craflon Street Wellebom, PA 16901 (570) 72,4-.5252 FAX (571)) 724-67a3 931 Main Street Honesdale PA 18431 (67O) 253-8941 FAX (S~.) 233-~17 103 Wa~an Street. P.O. Box 709 Tunkhaanocit, PA 18657 {570) e3e-0~o FAX (S/0) 836-6332 7 Lake Avenue, Box 339 M~,~,.~k, PA 18801 (F~,X0) 270-3338 or 1-800-682-4045 (ST0) 27e-1a~e ¥ORKCOUNTY Chkpter 529 CariiMe Street · Hanover, Peneayiveole 17331 (717) 037.-3768 FAX (717) 637-3294 * 116 North Gem~e Street Yo,'tt, PA 17401 (717) 654-1541 2000 Unglestown Road ~, PA 17102 912 South George Street Yof~ PA 17403 (717) a46-417B Adama county Nou~g Authority 130-143 Carlisle St Gettyaburg PA 17325 (717) 3.34-1518 FAX 0'17) 3.34-8328 Box 389 NationalCity, Mortgage March 05, 2002 National City Mortgage Co. 3232 Newmark Drive · Miamisburg, Ohio 45342 Telephone (937) 910-1200 Mailing Address: P,O, Box 1820 Dayton, Ohio 45401-1820 Robin A Gerhold 17 Hazelwood Path Mechanicsburg PA 17050 Loan No. 859683-4 Current Servicer: National City Mortgage HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT-- The MORTGAGE debt held by the above lender on your property located at: 17 Hazelwood Path Enola PA 17025 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following month(s) 01/01/2002 - 03/01/2002 and the following amount(s) are now past due: Monthly Payments Late Charges Non-Sufficient Funds Other Fees Less Suspense Balance Total Due 3,889.17 101.08 .00 50.40 .00- 4,040.65 YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable): HOW TO CURE. THE DEFAULT - You may cure the default within thirty (30) days HOW TO CURE THE DEFAULT of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LEI~ER, WHICH IS $ 4,040.65, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check, certified check or money order made payable and sent to: National City Mortgage Attn: Customer Counseling Department 3232 Newmark Dr. Miamisburg, OH 45342 You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter: (Do not use if not applicable) DR671 FTL Page 1 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR. HOME FROM FORECLOSURE. This is an official notice that the mortgage on your home is in default, and the lender Intends to Foreclose. Specific Information about the nature of the default is provided In. t,he attached pages. ' ....... The HOMEOWNER'S MORTGAGE ASsISTANcE PROGRAM CHEMAP} maybe ab!~'~ _~o_;~?._r .... _ _ rr, A CONSUMER c~rr ceu~- ~ELING AGENCY W~HIN 30 DAYS OF THE DATE OF THIS NO~CE. Ta~e ~,, N~lce w~ ~ou when you m~ with ~e Coun~linp Apen~ ~e name. addmes and Dhene numbe~ of Consumer C~it Ceunse]in~ A~encle~ sewinF your Coun~ a~ Included w~h this N~ice, ff you have any =~e~tions, you may call the Pennsylvania Housin= F~nancs A;en~ t011 f~ ~ 1-~342.2397 (Pe[~ons w~ i~air~ hearin~ ~n call ~1~ 78~1869) This Notice contains Important legal information. If you have any questions,· . representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may aleo want to contact an attorney in your ama. The local bar association may be able to help you find a lawyer. LA NOTIFiCACION EN ADJUNTO ES DE SUMA IMPORTANClA, PUES AFECTA SU DERECHO A CONTINUAR VlVlENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICAClON OBTENGA UNA TRADUCClON INMEDITAMENTE LLAMANDO ESTA AGENClA (PENNSYLVANIA HOUSING FI- NANCE AGENCY) SiN CARGOS AL NUMERO MENClONADO ARRIEA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR*EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM · YOU MAY BE ELIGIEILE FOR F~NAHCIAL ASSISTAHCE WHICH CAN SAV~- ~ YO~IR HOME FROM FOR~CLOS~JR~ AND HELP YO[U MAKE FUT~JR; MORTGAGE PAYMENTS IF YOU COMPLY WiTH THE PROVISIONS OF THE HOMEOWNER,S EMERGENCY ' MORTGAGE ASSISTANCE ACT OF 1983 (THE ."ACT"), YOU MAY BE ELIGIELE~, " FOR EMERGENCY MORTGAGE ASSISTANCE: · IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL * IF YOU I-~VE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR . _ MORTGAGE PAYMENTS, AND · IF YOU' MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STA~IF'OF FORECLOSURE - Under ~he Act, you are entitled to a tempo- rary stay of foreclosure on your mortgage for thirty (30) days ~TOm the da*te of this No- tice. During that time you must arrange and attend a 'face-to-face" meeting with one of * the consumer credit counseling agencies listed at the endof this Notice. lNG MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY.MORTGAGE ASSISTANCE. YOU MUST BRING YOUR MORTGAGI- UP TO DATE. THE PART OF THIS NOTICE (~ALLI=I'~ "HOW TO CURE YOUR MORT GAGE ~FAUL'F', EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATF CONSUNJER .CR!EDIT COUNS~=LING AGENCi___.e.. - If you meet with one of the con- sumer credit ce?,seling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. addresses and telephone numbers of designated consumer credit counseling agencies for.the county_ in which the _oroDerty is Iocatedare set forth at the end of this Notic~ ~. It is only necessary to schedule one face-to-face meeting. Advise-your lender of your intentions. - APPLICATION FOR MORTGAGE A$S!STANCF - Your mortgage is in default for the masons set forth later in this Notice (see following pages for specific information about · the nature of your default). If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit coUnseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. · YOU MUST FiLE YOUR APPLICATION' PROMPTLY. IF YOU FAIL TO DO'SO OR IF YOU DO NOT FOLLOW THE OTHER TiME PERIODS SET FORTH IN THIS LETI'ER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR AP~UCAT]ON FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ~,CTION - Available funds for emergency mortgage assistance ara very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decisior~ after it receives your application. During that time, no foreclosure proceedings will be pursued ' against.you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION iN BANKRUPTCY, THE FOLLOWING PART OF'THIS NOTICE IS FOR INFORMATION 'PURPOSES ONLY AND SHOULD NQT BE CONSIDERED AS AN ATTE&IPT TO COLLECT THE DEBT. (If you.have filed bankruptcy, you can still apply for Emergency MOrtgage Assistance.) IF YOU DO NOT CURE THE DEFAULT(see 13aqe 1)- If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise ih Hflhts..to accelem_t~_ the mortcla=e debt, This means that the entire Outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made Within THIRTY. (30) DAYS, the.lender also intends to instruct its attorneys to start legal action to fore. close upon your mort_~aae property. · IF THE MORTGAGE IS FORECLOSED upON - The mortgaged property will be sold by the Sl~e~ff to pay off the mortgage debt. If the lender qefers your case to its attomeys, but you cure the delinquency b~fore the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attqraeys' fees actually incurred by the lender even if they exceed $50.00. Any . attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs: !fyou cure the default within the THIRTY (30) DAY period. you will not be required to pay attorney's fee-, OTHER' LENDER REMEDIES -The lender may also sue you personally for the unpaid 'prinoipal balance and all other sums due t~nder the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S S.~l F- If you have not Cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun. you still have the ri.qht to cure the default and prevent the sale at any time up to one hour before the Sheriffs Sale. You may do so bv oayin.q the total amount then past due, plus any late or other charqes then due, reasonable attomey's.fees and costs connected with thn foreclosure sale and any other costs connected with the Sheriff's Sale as specified in writin.q by the lender and by performinq any other requirements under the mort.qa.q~, Cur- lng your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SAL_F DATF - It is estimated that the earliest date that such a Sheriff's Sale of the mortgaged property could be held would be approxi. mately FOUR(4) months from the date of this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the defat~lt will increase the longer you walt. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: National City Mortgage Address; 3232 NewmaH( Dr. Miamisburg OH 45342 Phone Number: 1-800-523-8654. Fax Number: (937) 910-4057 Contact Person: COLLECTIONS DEPT~ EFFECT OF SHERIFF'S SAL;-You should reaiize that a Sheriff's Sale will end your .ownership of the mortgaged property and y~our right to occupy it. If you continue to live in the .property after the Sheriff's Sale, a lawsuit to remove you and y0ur furnishing and other 'belongings COuld be start.ed by the lender at any time.. ASSUMPTION OF MORTGAG;-You may or may not be able to sell or transfer your · home t6'a bbyer or transferee who will assume the mo~gage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. For additional info~ r~a- tion please contact the Collection Dept. YOU MAYALSO HAVE THE RIGHT: TO'SE~.L THE PROPER'P(- TO OBTAIN MONEY T(~PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BYANY THIRD PARTY ACTING ON YOUR BE- I-lt~. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DE- ' FAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF DEFAULT IN ANY FORECLOSURE PRO- CEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER'I'~HE MORTGAGE DOCU- MENTS.' TO ASSERTANY. OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.. APPENDIX C PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S E;1/IERGENCY MORTGAGE ASSISTANCE PROGRAM CONSUMER CREDIT COUNSEENG AGENCIES ADAMS COUNTY American Red Cross--. Hanover Chapter 529 Cmtlale Street Hanover, Pennsylvania 17331 (717) 637-3788 FAX (717) 537-3294 · · CCCS of Western PA 2000 Unglastown Read Hantalx.~ PA 17102 (717) 541-1757 FAX (717) 541-~70 F~a.cia~ Cou~aang Su~ces of Franklin 31 West 3rd Street · . Waynesboro, PA 17268_. (717) 792-3255 Adam~ County Housing Autho~ty 138-143 'Cmllale St Gett~sbui. g PA 17328 Indiana Co. Community Action Program 827 Water Street, Box 187 Indiana PA 15701 FAX24) 465-2657 {724) 46,~5118 C, radit Gounaelom of PA 401 Wood Stre~ Suite 906 Pittsburgh, PA (412) 338-9654 or l(S00) 737-2;33 FAX (412) 338-9963 Action Housing, inc. 425 6th Avenue, Suite 959 Pltt~urgh, PA 15219 ';412T) 391-195e F)O((412) 391-4,f12 CCCS of Wastem Pennsylvania. inc. 971 'Third -qtrast (717) 3,~1518 FAX (717) 394-0-~25 ALLEGHENY COUNTY · Pennsylvania Housing Finance Agency . (Ma~a H~s) 2275 Swallow Hill road,~Bl~dg 200 Pittsburgh, PA 15220 (412) 429-2842 . FAX (412) 429-2835 Credit Coutmstera of PA · 401 Wood Street, Suite g08 Pittsburgh, PA 1.~'~ (412) 338-9954 or 1(800) 737-2933 FAX (412) 338-9953 Action J-lau~lg, Inc.' 425 6th Avenue, Suite 950 Pittsburgh, PA 15219 (412) 391-1956 or (412)2'81-2102 or 1 (800) 792-2801 .. FAX (412).391-4512 Commanl~y Action Southwest 22 Wast High Street Waynasburg, PA 15370 (724) 852.-3893 cCCS of WeStern Pennsylvania, Inc. 309 Smithfield Street Plttebu~gh, PA 15222 (412) 471-7884 Housing Opportuntles 133 Seventh Street McKaespad PA 15132 (412) 654-1906 Fax (412) 664-0873 Urban league Of Fittsbu~gh Bldg. For Equal Oppofluni(y One Smithfield SL Pltt~urgh PA 152.22-?~2'2 ~X12) 227,4802 (412) 2~1-5207 Men-Vaitey Unemployed Committee 120 F_ 9th Avenue Homestead, PA 15120 (412) 462-9962 ARMSTRONG COUNT~ ~;CCS of Western Pennsylvania, Inc.. 217 E. Plank Road Altoona PA 16602 (814) .~.~=8100 or (814) .'3~4 6747 Beaver. PA 15009 ..... (724) 774-0798 Housing Oppartunl6as of Beaver County, inc. 650 Corporstlon St, Suite 207 Beaver, PA 15009 (724) 728-7511 Men Valley Unemployed Committee 120 E. '9~ Avenue Ho _m_,~_te___ad, PA 15120 (412) 462-0952 (412) 462-9964 Housing Opportunities Inc.' 133 Seventh Street P.O. Box 9 McKceapmt PA 15134 Credit Cmmaslors of PA 401 Wood Street, Suite 906 Pittsburgh, PA 15222 ~X12) 339-9g54 or 1(800) 737-293;~ (412) 338-9963 BEDFORD COUNTY Bedlom-FuZten Housing SerA:as 10241 Uncnin Highway Everatt, PA 15537 (814) 623-9129 FAX (814) 623-7187 217 E. Plank Road Alteona PA 18602 (814) 944-8100 FAX (814) 944-5747 ' Keystena ECOnomic Development Cerporallon 1954 Mar/Grace L~ane Johnstown, PA 15901 (614) ~3~8 FAX (814) 539-1688 Tableland SU~cae. inc. 535 East Main Street Somerset PA 1~501 ' (814) 445-9628 or 1-800452-0148 FAX (814) 443-3690 Waa~erizaflon Office 917 Mifflin Street Huntingdon, PA 16652 (514) S43-2~43 BERK$ COUNTY Bud~et Counseling Center 247Nodh Filth Street CCCS of Lehigh Yalley 3671 Crescent Court East Whitehall PA 18052 (810) 821-4011 or 800-220-2733- FAX814) only (610) 821-8932 Ecenemic Oppodunity Cabinet of Schuylkill County 225 N. Ce. be Sa'eet Pottsville, PA 17901 (717) 622~1995 FAX (717) 622-0429 Community Housing Counselor, Inc. P.O. Box 244 Kermett Square, PA 19348 (610) 444-3682 FAX (8'10) 49.~ 6243 BLAIR COUN'~ Bedford-Fuiton Housing Servlcas R.D.~I~I, Sox-384 Everett, PA 15537 (8t4) 823-0129 FAX (814) 823-7157 Keystone Economic Development . 1954 Mary, Grace Lane ' JohnstewWPA 15901 (814) 538-~55~ FAX (814) 539-1588 217 E. Plank Read Altoona PA 18802 (514) 944-61B0 or (814) .~. 57/;7 Weathe~zat[on Office 917 Mifflin Street Hunangdon, PA 18852 (814) 543-2343' BRADFORD COUNTY CC.C~ o! Northasstem Pennsylvania 1400 Al~gten E.~acu6ve Pa~ Sure 1 Cterks Summitt, PA 18411 (570) ~87-9183 OR 1-800-922-9237 FAX,(570) B87-9134/913~ - 31W. Med~ SL Witkas~a~m, PA 18702 (570) 821-0837 or 800-92~2-9537 FAX (570) 821-1785 9 St~th 7th Strum Stmudaburg PA 18380 ~xT0) 420-898O er 800-922-~37' (~70) 429-8961 1831 $ Alhorten St. Suite 100 State College, PA 18801 (814) 239-3~85 FAX (814) 2383869 The Tmllab Canler of No~tma~am PA 10 Public Avenue ~ce, PA 18801 · (570) 278-3338 or 800-982-4O45 FAX (57O) 278-1889 185 Elmira Straet P.O. Box 218 Troy, PA 16947 (570) 297-2101 German Street, P.O. Box 389 Dushora, PA 18614 (57o) 926-9688 FAX (57O) 928-8144 103 Warren Street, P.O. Box 709 Tunkhannoc~ PA 18657 (E'ev. 6/99) 33 Walnut Street Wellsboro, PA 16901 (570) 724-5252 FAX (570) 724-5753 931 Main Street Honasdaie PA 18431 (570) 253-8941 FAX (570) 253-4817 Aoom H~using Corporaiton 84~ ~ Breed Stre~ Philadelphia, PA 19180 ~2AX15) 78~-1221 (215) 785--1427 Norinwest Counoollng $ewica 5001 North Broad Sheet Philadelphia, PA 19141 ~2AX15)' 324-7~0 Buc~ County Houaing Group, in~ 140 East Rlohardsan Avenue Langhorne, PA lg047 (215) 750-4310 FAX (215) 750-4318 CCCS of Dalawore Valley 1815 Market Street - Suite 1328 Philadstphia PA 19107 (215) 563-5666 FAX (215) 864-2eBe HACE 167 Allegheny Ave 2raj FL Phiiadstphln, RA 191'40 ~0(15) 426-~02~ CCCS of Oeiawam Valley Travcee Co~erste Center 4606 Street Road Travcea PA 19047 (215) ~-~ . Community Devel. Corp of Frankford 4620 Gna. om Strast Philadelphia, PA 19124 (21~) 74~2990 FAX (21~ 744.-.2012 ' CCCS of Lehigh V~iay 3671 C~t~_~ent Cou~ Ea..~ Whitehall, PA 1~052 ~AX10) 921-4011 OR ~00-220-2733 Amerlcen C~dlt Counaallng Irt~Eute 94~ Co~as Bt. Coalasvilla PA 19320 (888) 212-6741 144 E O~lb pl~e K~ng of Pru~la PA 19406 610-971-2210 FAX (610) 2~4~14 75~. Yo~ Rd, Salte 103 Wan'ninstar PA 18974 (215) ~ 9429 FAX (215) 95B-0344 BUll~R COUNTY Ac~en Hovaing, inc. 426 8~h Avenue, Suite ~0 PR~bu~gh, PA 16219 (412) 391-1958 er (412) 251-2102 FAX (412) 391-4~12 CCC$ of We~am PA YMCA Building 339 Horth Washin0ten Street Butler, PA 16001 Housing Opportunities, Inc. 650 Corporate St., Suite 207 · McKeasport. PA 15132 (412) 884-1590 ' FAX (412) 584-087.t Man-Valley. Unemployed Committee 120 E. 9th Avenue Homestead, PA 15120 (412) 462-9962 FAX (412) 482-9964 Housing Opportunities Inc. 133 Seventh Street P.O. Box 9 · McKeasport, PA 15134 (412) 864-1906 ' FAX (412) 884-0873~ Credit Counselom'of PA 401 Wood Street, Suite 906 Pltiabu~gh, PA 1,~ (412) 338-9054 o~ 1(800) 737-2933 FAX (412) 339-9963 R.D.~I, Box 384 Evorett, PA 15537 (814) 623-9129 FAX (814)'623-7157 CCC~ of W~estem PA 217 E. Plank Road ' Aitcona p~ 16602 (614) 944-8100 FAX (814) =~4-5747 Indiana County Community ~ction Program 827 Water Slmet, Box 187 Indiana, PA 15701 (412) 465-2667 FAX (412) 435-5118 Keystone Econ Development Corp. 1954 Mary Grace Lane Johnstown PA 15901 (8.14) FAX (814) 539-1688 CCCS of Western PA 210-A College Pa~ Plaza Jshnstewn PA 18904 (814) 5398335 Tableland..,:~vlces, Inc. ,535 East Main Street Somemet PA 15501 (814) 445-9628 or 1-890-452-0148 FAX (814) 443-3690 Action Coq). P.O. Box 389 135 West 4th ~ Emporium, PA 15834 (814) 486-1161 FAX (814) 486-0825 CCCS of Westen PA 217 E. Plank Road Aitoona PA 16602 (814) ~. 8100 FAX (814) 944-5747 CCCS of We~ten PA 217 E. Plank Road Aiteuna, PA 16602 (814) 944-5100 FAX (814) 944-5747 ~county 225 N. Contra Street ! Poffsvllle, PA 17901 (570) 622-1995 FAX (570) 622-0429 CCCS of Lehigh Valley 3671 Cmsent Court East Whitehall PA 18052 610-821-4011 or 800-220-2733 570 8, 814 only for 800~ FAX (810) 821-0137 CCCS of Northeastern Pennsylvania 14~0 N:ington Executive Park, Suite 1 Clarke Summitt, PA 18411 (570) 587-9163 OR 1-800-922-9537 FAX (570) 587-9134/9135 31 W. Marl{et St. Wilkes-Barre, PA 18702 (570) 821-0837 ar 800-922-8837 FAX (570) 821-1786 9 South 7th* Street Sboudaburg PA 18360 (5'70) 420-8980 ar 800-922-9~37 1631 S Athe~un St, Suite 100 State College, PA 16801. (814.) .238-3668 ' FAX-.(814) 238-3869 of L~r~ne County Wtikee~arm, PA 18702 (570) 826.-0510 OR 1-800-822-0369 (570) 435-4894 FAX (570) 485-Se31--CALL aEFORE FAXlNG (570) 838-4390 TUNKH~N~OCK CENTRE COUNTY CCC~ PennsYlvenla, Inc. 217 E. Plank Road AJtoune, PA 16802 (814) 944-8100 · F~X (814) 944-5747 Lycomtng-Cgnton Co Camm For Community Action (,STEP 2138 Uncoln Street P.O. Box 1328 Wllllsmsport, PA 17703 (570) 326-0587 FAX {570) 322-2197 CCC~ of Northeastern PA 1831 S. Alherlon St, Suite 100 State Collage PA 16801 (814) 238-3688 FAX (814} 238-3669' CCCS of Norlheastem PA 201 Basin Street Wllllamspo~ PA 17703 ~AXT0) 325-0~87 (57O) 322-2197 ~ora~Jon use North Broad S~st Philadelphia, PA 19130. (216) 785-1221 FAX (215) 765-1427 Northwest CoUnseling Sen;ices 6001 N. Broad S~reet Philadelphia, PA 19141 (215) 324-7500 FAX (215) 324-8753 Budget Counseling Center 247 North Fifth Stra~ Reading, PA 19601 (610) 375-7866 FAX (810) 376-7830 CCCS of Delaware Valley 1515 Market Street. Suite 1325 Philadelphia, PA 19107 (215) 563-5666 FAX (215) 563-7020 HACE 167 W. Allegheny Ave, 2nd FI. Philadelphia, PA 19140 (215) 428-8025 FAX (215) 426.9122 Community Housing Counseling Inc P.O. Box 244 Kennstt Square, PA 19348 (610) FAX (610) ~?.~. ~243 Media Fellowship House 302 S. Jackson Street Media, PA 19063' (610) 565-0648 FAX (610) 53~8887 Phlla Council For Community Adv 100 North 17~ Street, Suite 600 Philadelphia, PA 19103 (215) 887-7803 FAX (215) 0~3-0041 Tabor Community sef~ces, In~. 439 E. King Street Lancaster, PA 17602 (717) 397-8182 OR 1-800-785-,5062 (H.e.only) FAX (717) 399.4127 Communky Devet, Corp of Franldord Group Ministry 4620 ~m Slreet Philadelphia, PA 19124 (215) 7442990 FAX (215) 744-2012 Amadcan Re~l Cross of Chester 1729 Edge~ont Avenue Chester, PA 19013 (610) 874-1484 CC, CS of Delaware Valley Marshall Sulldlng 790 E. Mbrket St., Suite 215 Wast Chester, PA 19382 (218) 5~-5885 Amen~an Credit Counseling Ins6tute 845 Coates SL Coatesvllle PA 19320 888) 2t2-8741 King of Prussia, PA 19408 1=610) 071-2210 AX (6,10) 265.4814 756 YolX Rd, Suite 103. Wamlirlster PA 15974 lAX (215) 988-8344 CLARION COUNTY YMCA Building 336 Norlh Washington Street Bullor, PA 16001 (412) 262-7812 CLEARRELD COUN'n' Keystone Economic Development Corporation 19~ Mar/Grace Lane Johnstown, PA 18901 (614) 535-6556 FAX (814) 539-1688 indlana Co. Community Action Program 827 Water Street, Box 187 Indiana. PA 15701 ~AX24) 465--2657 (412) 465-5118 CCCS of Western Pennsylvsnla, Inc. 217 E. Plank Road AIteona PA 16602 FAX (814) 944-5747 CCCS of Northeastern PA 1631 S Atherton SL, Suite 100 State College, PA 18801 (814) 238-36~8 FAX (814) 238-3689 CCCS of Western PA 219-A College Park Plaza Johnstewn PA 15904 (814) 539-6336 .CUNTON COUNTY Lycoming-Cllnton Counties ~SO.~E~S.'~ion For Community Action 2138 Uncoln Street P.O. Box 1328 WdSamsporl, PA 17703 (570) 326-0587 FAX (570) 322-2197 C(~CS of Northeastern PA 1631 S Atherton St., Suite 100 State C~lege. PA 168G1 (814) 238-3688 FAX (814) 235-3889 CCCS of Nndhestem 201 Basi~ Street Wllllamspoll, PA 17703. (87O) 323-6627 FAX (57o) 323-8826' ~OLUMBIA COUNTY CCS of Nmtbeastem Pennsylvania 31 W. Market Street P.O. BOx 1127 Wtikas-Borra, PA 18702 (670) 821-0837 OR 1-800-922-9537 FAX (570) 821'-1785 Cla~s Summitt, PA 18411 (570) 687-9153 or 800-922-9537 FAX (570) 687-9134/9136 of Luzeme County 163 Amber Lane Wilkes-Barre, PA 18702 (570) a26-8810 OR 1-800-822-036~ FAX (570) 829-166~---CALL BEFORE FAXING (570) 455-4694 HAZELTON FFA~x~I(~0) 453-~631--CALL BEFORE (570) 836-4090 TUNKHANNOCK 1720 Holland Street F_Jte, PA 16603 ~X14) 453-5744 (814) 453-5749 Greater Bte Community Action Committee 18 west mh SUaet Erie, PA 18801 (514) 4S9-4381 FAX (814) 456-0161 John F. Kennedy Canter, Inc. 2021 East 20th Street F..~e, PA 18810 (814) 808*04{30 FAX (814) 8,98-1243 Shenango Valley Urt)an League, Inc. 601 Indiana Avenue Fen'all, PA 18121 (412) 881-8310 CUMBERLAND COUNTY o astern ennsylvania, Inc. 2000 Unglestown Road Harrisburg, PA 17102 (717) 541-1757 FAX (7~7) 541-4570 Financial Counseling Services of · Franklin 31 West 3rd Street Wayneeboro, PA 17288 (7'47) 782-3285 Urban League of Metropolitan . Harrisburg N. 6th Street Harrisburg, PA 17101 (717) 234-5925 FAX (717) 234-9459 YWCA of Cmtlaia 301 G Slmet Cadlsla, PA 12'013 (717) 243-3818 FAX (717) 731-9589 Community Action Comm of the Capital Re~icn 1514 Del/y Street Hanfsburg, PA 17104 (717) 232-9757 FAX (717) 234.-2227 139-140 Cadlate St. Gstty~bu~g, PA 17328 (717) 334-1618 FAX (717) 334-8326 DAUPHtk COUNTY ~CC.S of Weetem Pef~a, Inc. , 2000 IJr~glestown Reed Hardsburg, PA- 17102 (717) 54'~;1757 FAX (717) 541-4670 Urban League of Me'lro]~o~tan Hardsburg 2107 N. 6th Street ~urgo PA 17101 (717) 234-5625 FAX (717) 234-9456 Community Action Commlealon · of ~ Capital Region 1614 Dam/Street Harrisburg PA 17104 (717) ~_-9757 FAX (717) 2.14-2227 Acorn Heu~ng CorperaSon 846 Nord)Broad Street Philadelphia, PA 19130 (215) 765-1221 FAX (215) 765-1427 Northwest Cokmealtog Service 50~1 North Bilad Street Philadelphia, PA 19141 (21S) 324-7500 . FAX (215) 3248753 1518 Me. st Street-Suite 1328 Phtiedelphia. PA 19107 (215) 563-~885 FAX (215) 864-2868 · HACE - 167 W. AJiagheny Ave., 2nd Floor Pldledstphla, PA 19140 (215) 4268025 FAX (21~ 426-9122,- Media Pellowehlp House ' 302 S. Jedmon Street IMedia, PA 19063 (810) 5650848 FAX (610) 565-8567 Community Housing Cpunceior, Inc P.O. Box 244 Kennstt Square PA 19348 (610) :4e 3682 FAX (810) 444-8243 Philadelphia Council For Community Adv 100 North 17th Street Suite 800 Philadelphia, PA 19103 (215) 567-7803 FAX (215) 963-9941 Community Davel Coq3 of Frankford Group Minlatr/ 4820 Grlacom Street Philadelphia, PA 19124 (215) 744-2990 FAX (215) 744-2012 Amedcon Red Cross of Chester 1729 Edgmont Avenue C~eetar, PA 19013 (610) 874-1484 CCCS of Delaware Valley 280 North Pmvtdenoa Road Media, 'PA 19053 (21.5) 533-5665 ACCi -~l~-~Strefford Ave, Suite 1 Wayne PA 19087 (610) 971-2210 FAX (610) 687-7860 AcC~ 144 E. Dakalb Pike ~ of Prussia, PA 19408 (610) 971-2310 ElK COUNTY John F. Kennedy Cente~:, Inc. 2021 East 20th Street · Erie, PA 16510 (814) 808-0400 . FAX (814) 898-1240 Northern Tier c0nVnunttY Action Coq) P.O. Box 389 ,2,135 West 4th Street Emporium. PA 15834 ~X14) 408-1161 (814) 40~o825 6RIG COUNTY Booker T. Washington Cen~. 1720 Holland Street Erie, PA 18503 (814) 403-8?44 FAX (814) 4,53-5740 Greater F~e Community Action Committee 18 West 9th street Erte, PA 16~01 (814) 46~4561 FAX (814) 4,56-0151 John F. Kennedy Canter. Inc. 2021 East 20th Street Erie, PA 16510 ~X14) 898-04O0 (814) 898-1243 FAYETFE COUNTY Action Hou~ng, Inc. 425 6lb Avenue. Suite 950 Pttmi)urgh, PA 15219 (412) 391-1956 or (412) 281-2102 FAX (412) 391.4512 Community Action Southweat 22 Weat High Street Wayne~, PA 15370 (724) 852-2893 CCCS of Weetam Pennsylvania. Inc. I North Gate Square · 2 Garden Canter Drive Greensburg, PA 15601 (724) 838-1290 Fayetta Co. Community Action Agency, Inc. 137 North Seeeon Avenue Uniontown, PA 15401 /724~ 437-RnRn ~ ~.nnnJ,r~ FAX (412) 437.4418 Tableland Services Inc. 131 North Center Avenue Somerset, PA 15501 FAX814) 445-9828 (814) 443-3890 CCCS Of Weetam PA 199 Edison Street Uniontown PA 15401 (724) 4398939 Men-Valley' Unemployed Committee 120 E. 9th Avenue Homestead, PA 18120 (412) 462-9962 FOREST COUNTY Wanan-Foweet Counties Economic Oppon'unity Council 204 Liberty Stmst Peat Office Box 547 Wan'an. PA 16368 FAX814) 728-2400 · (614) 723-0810 ~ue<u~ coum-y Financial Services Unlimited 31 West 3rd Street Wayuest~ero, PA 17268 (717) 762-3265 YWCA of Carlisle 301 G Slreet P-.,an'~le, PA 17013 (717) 243-3818 FAX (717) 243-3948 CCCS of ~eatem Penn,~n~nla, Inc. 912 South George $1reat ¥o~ PA 17403 (717). 846-4178 American Red C, roea-;-Hanover Chapter 629 Carlisle Street Hanov~', PA 17331 (717) 537.,3768 FAX (717) 637-3204 Community Action 'Commlaelon of Captial Region 1614 Dam/Street Hal/ISbu~g, PA 17104 (717) 232;975'7' FAX C~17) 234-2227 Ud3an League of Metropolitan Hbg 2107 N. 6th Stmdf Hanteburg, PA 1710;I (717) 234-5925 FAX (717) 2,34-9459 s CCCS of Weatem pA 2000 Ungiostown Road Halflaburg, PA 17102 (717) 541-1757 FAX (717) 541-4370 Ad'ms Coonty Haus~g Aumo~ 139-143 Cmllsle SL Gstty~, PA 17325 · (717) 334-1818 FUt.'rON COUNTY Bedford-Fulton Housing Services R.O.#I, Box 384 Everett. PA 15537 (814) 623-9129 FAX (814) 823-7187 Financial Couneal]ng Se~tcee of Franklin 31 West 3rd Strest Wayneaboro, PA 17258 (717) 782-3285 CCCS of Weetem Pennsylvania, Inc. 912 South George Street York. PA 17403 (717) a40-4175 Weatherization Office 917 Mifflin Street Huntingdon, PA 18652 (814) 843-2343 , GREENE COUNTY ~' Auffon Housing, I~c. 428 8th Avenue, Suite 956 ~ Pittsburgh, PA 15219 (412) 391-1966 or FAX (412) 391-451(2412) 281-2102 Men-Valley Unemployed Committee 120 E. 9th Avenue Homestead, PA 15120 (412) 402-9562 FAX (412) 402-~4 Community Action Southwest 22 West Fagh Street Wayneaburg, PA 15370 (724) 852-2893 FAX (412) 627-7713 CC, CS of Waetam Pennsylvania, Inc I North Gate Square ~2 Garden Center Odve Gmensburg, PA 15601 (724) 838-1290 HUNTINGDON COUNTY Bedferd-Fultoa Housing Servlcea RD 1, Box 354 Evere~ PA 15837 ~3(14) 623-9129 (814) 823-7187 · CCCS ~f Weatam Pennsylvania, Inc. 217 E. Plank Riced Attoona, PA 16602 (814) .~44 8100 FAX (814) 944-5747 Waatherlzaflon Office 917 Mifflin Street Huntingdon, PA 18652 · (8t4) 643-2343 ' INOIANA COUNTY ~Pennsylvania, Inc. 1 North Gate Square ~2 Garden Center Drive Greansburg, PA 15601 (724) 838-1290 827 Water StreaL Bo:< 187 Indiana, PA 15701 F{F{F{F~4 ) 485-2667 · (412) 405-5118 ~yetune Economic Development q~oretion 1954 Mary Grace Lar~ Johnstown, PA 15901 I~X14) 535-6556. (814) 539-1688 CCCS of Weatem PA 219-A College Park Plaza Jehnstown PA 15904 (814) 539-5335 JEFFERSON COUNTY John F. Kennedy Center, Ir, c. 2021 East 20th Street Erie, PA 16~I0 FAX814) 898-O400 (814) 895-1243 CCCS of Western Penneylvenla, Inc. YMCA Building 330 North Washington Street Buffer, PA 18001 (724) 282-7812 Indiaoa County Community ^c~on Program 827 Water Street, Sox 187 Indiana, PA 15701 (724) 466-2657 FAX (412) 465-6118 JUNIATA COUNTY ~:CCS of Western Pennsylvania, Inc. 217 E. Plank Road Altoona PA 16602 (814) 944-6100 FAX (814) 644-5747 Weathedzation Office 917 Mifflin Street Huntingdon, PA 16652 (814} 643-2343 LACKAWANNA COUNTY CCCS of Northeastern Pennsylvania 31 W. Market Street '* P.O. Box 1127- Wlkee-Ban. e, PA 18702 (670) 821-0837 OR 1-800-922-953'~ FAX (570) 821-1785 Ciark4 SummltLPA 18411 (570) ~87-9183 or 800-9~5-9537 FAX (570) .587-9134/9135 thcoq)erated P.O, ~ 244 Kannett Square. PA 19348 (215) 4~.~. 3882' FAX (215) .~.+3178 .... CCCS of Lehigh Valley 3671 Crescent Court East Whitehall[ PA 18052 (215) 82¥4011 1-000-220-2733 (717) & (814) ONLY FAX (215) 821-8932 ' ~ CCCS of Western Pennsylvania, Inc. 912 South George Street York, PA 17403 (717) 848-4175 Tabor Community Sen/cee, Inc. 439 F_ I<~g Btmet Lancaster. PA 17802 (717) 397-8182 OR 1-800-788-5062 FAX (717) 3994127 1st Federal Plaza-Suite 408 North Mill Street N.w Cas~. PA 16101 (724) 652..8074 312 Chestnut Street, Suite 227 Meadvllle' PA 16335 (814) 333.~70 Shanango Valley Urban League, Inc. 601 Indiana Avenue Farrell, PA 18121 (724) '981-8310 Housing Opportuni~ee of Beaver County 860 Coq)uratiun ,St., Suite 207 Bea~er, PA lS009 (724) 723-7202 FAX (412) 728-7202 LEBANON COUNTY ~ty Cabinet of Schuylkill County 22~ North Centre Street Pottsville, PA 17901 (670) 622-19B5 FAX (570) 822-0429 Tabor community Services, Inc 439 E. King Street Lancaster, PA 17602 I (717) 397-6182 OR 1.800-785-5082 FAX (717) 399-4127 LEHIGH COUNTY CCCS o1 Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 (610) 621-4011 OR 1-800-220-2733 (570) & (814) ONLY FAX (610) 821-8932 Economic Opport Cabinet of Schuylkill Co 225 North conira Street Pottsville, PA 17901 (570) 622-1995 FAX (570) 822-0429 m Pennsylvania 31 W. Market Street P.O. Box 1127 Wilkes-Barre, PA 18702 (570) 821-0837 OR 1-800-922-9637 -FAX (670) 821-1788 1400 Ai~gton Executive Park Suite 1 · Clarke Summitt. PA 18411 .~/~) 587-8t63 or "0-922-8537· (57O) 567-0134/913~ Comm. ~n Econ Opportunity of I ,..eme County 163 Amber Lane Wilkes-Ban.e, Pennsylvania 18702 (570) - 1o o. 1-80 56 (570) 455-4994 F.IA~FI TON FFA~.iN(~0) '!63-8631--CAU.. BEFORE (57O) 635-40~ TUNKH~NNOCK Pott~41~, PA 179til (57O) 522-1=95 ,,TFAX (570) e22-0429 LYCOMING COUNTY CCCS of Northeastern Pennsylvania 31 W. Market Strea~ P.O. 9ox 1127 WIIkes-Barra, PA 16702 (570) 821-0837 OR 1-800-922-9537 FAX (570) 321-t78~ 1400 Ablngton Executive Park Suite 1 Ctenv, s Summitt, PA 18411 (575) 587-9163 or 800-922-9537. .FAX (570) 687-9134/9135 201 Basin Street Wltiiamaport, PA 17703 (670) 323-6627 PAX (570) 323-6626 · Lycomthg-Ciinton COunties Commission For Community AcCon (STEP) 2138 Lincoln Street P.O. Box 1328 Willtemsport. PA 17703 (576) 326-0587 FAX (57O) 322-2197 MCKEAN COUNTY John F. Kennedy Center, Inc. 2021 East 20th Street Ede. PA 16510 (814) 898-0400 FAX (814) 898-1243 Northern Tier Cammunity A~ Coq) P.O. Box 389 135 W. 4th Street Emporium, PA 15834 (814) 486-1161 FAX (814) 486-0825 MERCER COUNTY Sl~enango Valley Urban League. Inc. 601 Indiana Avenue CCC-~ of Western Pennsylvania, Inc. YMCA Building 339 North Washington Street Butler, PA 18001 (724) 282-7812 MIFFI.JN COUNTY CCCS of Western Pannsylvania, Inc. - 217 E. Plank Road Aitoona PA 16802 (814) 944-8100 FAX (814) 944-5747 Weathedzatlen Office 917 Mifflin Street Huntingdon, PA 16652 (814) 643-2343 CCCS of Northeastern PA 1631 S Atherton Bt · Suite 100 State College PA 16801 (814) 238-3688 · FAX (814) 238-366g .MONROE COUNT~' CCCS 'of Northeastern punns~nte 31 W. Manet Straet P.O. Box 1127 TMIkea-Barm, PA 18702 (870) 821-0837 OR 1-800;97.2-9637 FAX (570) 821-1785 1400 Ahingten Executive Park Suite 1 Clarke Summitt PA 18411 (575) 587-9163 or 800-922-9537 FAX (570)~ 587-9134/9135 9 South ?Ih Street Stmudsburg PA 18360 (570) 420,-8980 or 800-922-9637 FAX (570)' 420-8981 Comm op Econ Opp of Luzeme County 163 Amber Lane WIIkee-Barra, PA 18702 (670) 828-0510 OR 1-800-822-0369 FAX (870) 829--1565--CALL BEFORE FAXING · (570) 405-4994 HAZELTON FAX (570~ 455-5631--CALL BEFORE PAXING (570) ~s5-40~0 TU~KI-L~NNOCE Philadelphia, PA 19130 (215) 765-1221 ; FAX (215) 765-1427 .. Normw~t Coun~ting Sen,~ 5001 N. Broad Street Philadelphia, PA 19141 (2t5) 324-750O FAX (215) 324-8753 CCCS of Detewam Valley Norriatown Business Center 190 W. Germanium Pike, Suite 140 Noniatown PA 19401 (215) 563-6663 Community Astlon Development Come 701 DeKalb Slreet Nontstown, PA 19401 (810) 277-6363 FAX (810) 277-2123 CCCS of Delaware Valley 1515 Market Street, Suite 1325 Philadelphia, PA 19107 (215) 563-5665 FAX (215) 864-2666 Community Housing Counselors Inc P.O. Box 244 Kennett Square. PA 19348 (215) ~.~.~ 3682 FAX (215~ 444-.q~48 Media Fellowship House 302 S. Jackson Street Media, PA .19063 (610) 566-0848 Phila Council For Community Advent 100 North 17th Street, Suite 600 Philadelphia, PA 19103 (215) 567-7803 FAX (215) 963.-9941 American Credit Counseling Institute 845 Coates St. Coatesville, PA 19320 (888) 212-8741 144 E. Dekalb Pike I~ng of Prussia PA 19408 (810) 971-2210 FAX (810) 285-4814 756 Ymk Rd., Suite 103 Wa~nlnster PA 18974 (215) ~.~.: 9429 FAX (215) 958-6344 MONTOUR COUNTY .CCCS of No~teastern Pennwlvante 31 W. Market Street P.O. Box 1127 Wllkes-Bon. e, PA 18702 FAX570) 821-0837 OR 1-800-922-9537 (570) 821-1785 . 1400 Abington Executive Perk, Suite 1 cladm Summitt, PA 18411. ~,~0) 567o9133 or 800-922-9637 AX (570)' 887-9134/9135 3671 Crescent Court East Whiteha0, PA 18052 (610) e21-4011 OR 1-800-22o-2733 (717) & (814) ONLY FAX (610) 821-8932 NOETHUMBEI~.AND CouNTY . CCCS of Norb'teestern Pann~ylvante 31 W, Mark~ Sleet P.O. BOx 1127 WIIkes-Barra, PA 18702 . (570) 821-0837 OR 1-800-922-9537 FAX (570) 821-1786 1400 Abington Executive Park Suite 1 C..~aks Summitt; PA 18411 (570) 567-ti133 or 800-922-g~37 FAX (570 ~87-9134/9135 201 Besth Street WIOtemsport, PA 17703 (570) 323-6627 FAX (570) 323.~2B Economic Opportunity Cabinet of Schuylkill County 228 North Centre Slreet Pottsville, PA 17901 (570) 622-1995 FAX (570) 622-0429 CCCS ot Western Pennsylvania, Inc. 2000 Ungtestown Road Horlriaburg, PA 17102 (717) 541-1757 FAX (717) 541-4670 Financial Counseflng Se~ices of Franklin 3t West 3rd Street Waynesbore, PA 17268 (717) 762-3285 Urban League of Metropolitan Harrisburg 2107 N.Bth Slraet Harrisburg, PA 17101 Woath~rlzatlon Office 917 Mifflin Street Huntingdon, PA 16852 (814) 643-2343 YWCA of Cad~'ale 301 G Street Carlisle, PA 17013 (717) 243-3818 FAX (717) 243-3948. C~mmunity Action Commission of The Capital Region 1514 Den~ Street · . Harrisburg P.A 17104 (717) 232-9767 FAX (717) 2342227 PHILADELPHIA COUNTY' Acorn* H~using Corporetim~ · 848 No,th Broad Street Philadelphia, PA 19130 ~AX15) 765-1221 (215) 765-1427 Philadelphia PA 19141 ~a, X15) 324-7500 (215) 324..87~3 CCCS:of Delaware Valley 1516 Market Stree~ Suite 1325 Philadelphia, PA 19107 (218) 883-8885 ' PAX (~5) ~CCS Of caiawam. Vqlle~ · C.~ HII~ Suite 215. Chm~ Hgl NJ 08002 (218) 563-6868 ~CE 167 W. Allagheny, 2nd FI 'PNladelphia, PA 19140 (215) 426-6025 FAX (215) 42Q-9122 Housing Assodallon of Delaware · Valley 1500 Walnut Street, Suite 601 Philadelphia, PA 19102 FAX (215) 790-9132 Media Aellowship House 302 $. Jas~on Street Media PA 19083 ~X10) 665-0848 (a81) ~ Valley 658 North Watts Street PNiadelphie, PA 19123 (215) 975-0224 FAX (215) 765.7614 PCCA 100 NMth 17TH Street, Suite 600 Philadelphia, PA 19103 (215) 887-7803 FAX (216) 963-9941 Conm Devel. Coq~ of Frenidord 0 C~ Street Philadelphia PA 19124 (218) 744-2990 FAX (215) 744-2012 Amedcan Credit Counseling Institute 845 Coates St Coatasville PA 1932t0 (888) 212-6741 144 E Dekalb Pike King of Prussia PA 19406 610-971-2210 61 0-971-2210 75.~ Ynrk tq~l .~ifA P!K-'= COUNTY CCCS of Northeastern Pennsylvania 31 W. Market Street, POB 1127 Wiikns-earre, PA 18702 (870) a21-0837 OR 1-800-97.2-9637 F~ (570) 821-1785 1400 Abington Executive Par~ Suite 1 Clerks Summitt PA 18411 (870) 587-9183 or 800-922-9537 FAX (570) 687-9134/9135 9 $onth 7th Slreet Stmudsburg PA 18360 (570) 420-8980 or 800-922-9837 FAX (570) 420-8981 _ 136 West 4th Slreet Emporium, PA 15834 (814)'486-1161 FAX (814) (610) 375-7866 PAX (610) 376783O Econ Oppo~t Cabinet of Schuylkill Co 226 N. Contra Street · Pottsville, PA 17901 ' (570) e22~1 eSS FAX (57O) 622-O429 Contminslnn on Econ Opptunlty of Luz Ce. 1.6~3 Amber Lane Wilkes-barre PA 18702 (570) 825-0510-OR 1-600-622.0359 FAX (370) 829-1665- CAIJ. BEFORE FAXING ' (570) 4=-4994 HAZELTON. (~70) 838-4090 TUNKHANNOCK CCCS of* Lehigh Vaaey P.O. BOxA Whitehall PA 18082 (810) 821-4011 FAX (610) 821-8932 ,, 8NYOER COIJNTY 2000 Unglsstewn Road . Halflaburg, PA 17102 (717) 841-1757 FAX (717) 941-4670 Urba~ League of Metropolitan 2107 N. 6th Street Harrisburg PA 17101 '17101 (717) 841-1757 FAX (717) 2~4-94~9 Common~ Action Corem of the Capital Region 1~14 De~ Street Harflsburg PA 17104 (717) 232-0757 FAX (717) 234-2227 SOMERSET COUNTY · Bedterd-Fu~ton Housing Servicss R.D.#I, Box 384 EYon~t, PA 18637 (814) 623-0129 FAX (814) 823-7187 Bedford-Fulion Houelng Sen~,es 1954 Mary Grace Lane Johnstewn, PA 15901 FAX (814) 539-1688 CCCS of Wnstem Pennsylvania, Inc. I North Gate Square ~ Garden Center Drive CCC$ of Westem Pennsylvania, Inc. 219-A College Park Plaza Johnstewn PA 15904 (814) 539-6338 Tableland Services Inc. 535 East Main Street Somerset. PA 15501 (814) 445-9628 - 1-800-452-0148 FAX (814) 443-3690 SUL.L]VAN COUNTY CCCS of Northeastern Pennsylvania 1400 ~ Execu0ve Par~ Suite 1 Clerks SummSt, PA 18411 (570) 887-9183 OR 1-800-922-9537 FAX (870) 587-9134/913.5 31 W. Market SL Wilkas-Borre PA 18702 (570). 821-0837 or 800-922-9537 FAX (57O) ~21-1785 The Tmllab caviar of ~ pA 185 FJmlra Street, P.O. Box 218 Troy,. PA 16947 · (SZ0) 297-2101 FAX (570) 297-2799 Gemmn Street, P.O. Box 359 FAX(570)297-2799 F570) 925-9668 AX (570) 928-6144 17 CraBon Street Welinboro, PA 16901 (670) 72,4~252 PAX (5~) 724-~63 931 Main Street Honesdate PA 18431 (570) 2~6941 FAX (370) 2~3-4817 103 Wan~n Street, P.O. Box 709 Tunkhannoc~ PA 18657 (570) a36-8640 'P,~X (37O) ~3~-6332 7 Lake Avenue, Box 339 Montmse, PA 18801 ' (570) 279-3338 or 1~00-982-4045 FAX (570) 278-1889 ~U~QUEHANNA COUNTY CCCS of Nmlheastem Ponnelyvania 1400 N=lngten Exacuitve Perk, Suite 1 C~n~ Suture#t, PA 18411 (570) 867-9183 OR 1-600-922-9537 FAX (370) 587-6134/9135 31 W. Market $L W~e~-Ban'e PA 18702 (570) 821-0837 or 800-922-9537 FAX (870) 821-1785 'The Tin,ab ~ of No~he~_ :'_~ PA 185 E~nira S~met, P.O. Box 216 Troy, PA 16947 (570) 297-2101 FAX (57O) 297..27~19 Gemtan Stra~, P.O. BOX 389 FAX (570) 297-2799 (570) 929-~68 FAX (57O) 929-a144 17 Craffon Street Weliabom, PA 16901 (57O) 724-5282 FAX (~70) 724-67~3 931 Main Street Honesdaia PA 1~431 (570) 253-6941 FAX (570) 283-4817 103 Warren Street. P.O. Box 709 Tunkhannoc~, PA 16657 (570) 836-6~40 FAX (570) 836-6332 7 Lake Avenue, BOx 339 Montrooa, PA 18801 (570) 278-3338 or.~1.800-982.4045 FAX (570) 278-1~9 TIOGA COUNTY . . ~F'"~'"~eastem Penneyivani; 1400 Abington Executive Park, Suil( Clerks Summllt, PA 18411 (570) 567-9163 OR 1-800-922-953~ FAX (570) 587-9134/9135 31 W. Market St. Wilkes-Barre PA 18702 (570) 821-0837 or 800-922-9537 FAX (670) 821-1785 1~e T~hab Celter of Nor~esstem PI 188 Elmira Street, P.O. Box 218 Troy, PA 16947 (5'/0) 297-2101 FAX (570) 297-2799 FAX(570)297-2799 (570) 928-9668 FAX (870) 928-8144 17 Craften Street Wellsbom, PA 15901 (570) 724-8262 FAX (870) 724-5783 '- ' 931 Main Street Honssdaie PA 18431 (570) 253-8941 FAX (570) 283-4817 1~3 Warren $1met. P.O. Box 709 Tunkhononck, PA 18657 ~X~0) 8~9-8a40 (87O) 838-8332 7 Lake Avenue, Box 339 Montruso, PA 18801 ' (870) 278-3338 er 1-600-982-4045 FAX (570) 278-1889 UNION COUNTY Lycoming-Clinten Co Corem For Corem Ac5on (STEP) ' 2138 Uncoin Street, P.O. Box 1328 WIIliameport, PA 17703 (570) 328-O887 FAX (717) 322-2197 CCC~ of Western Pennsylvania, inc, 217 E. Rank Road Altoorm PA 16602 (814) 944-8100 (814) 944-6100 CCCS of Northasstem Penrmylvanin 1400 ,N:~ngton E.xecueve Park. Sure 1 Cian~ Summitt, PA 18411 (670) 587-9163 OR 1-800-922-9537 FAX (870) 587-9134/9138 31 W. Market St. Wilkes-Barre PA 18702 F870) 821-0837 or 800-923-9537 AX (570) 821-1788 201 Basin Street Wliliamaport, PA 17703 FAX570) 323-8827 (570) 323-6828 ~ENANGO COUNTY Greater Ede Community Action Committee 18 Wssl 9TH Street Erfe, PA 16501 (814) 4,59-4581 FAX (814) 486-O161 John F, Kennedy Center, Inc 2021 East 20th Street Ede, PA 16510 (814) 898-0400 FAX (814) 898-1243 CC:CS of Western Pennsylvania, Inc. German Street, P.O. Box 389 YMCA Building FAX (570) 297-2799 339 North Washington Street (670) 928-9688 Butler, PA 16001 (412). 282-7812. FAX (870) 928-8144 WARREN COUNTY 17 Craiton Street Wetlsboro, PA 16901 B°°k~ton Center (570) 724-5282 1720 Holland Street ' FAX (570) 724-5783 Edeo PA 18503 (814) 453-5744 FAX (814) 453-8749 ' 931 Main Street . Hunesdaia PA 18431 (570) 253-8941 Greater Erie Community Action FAX (570) 253-4817 Committee Erie. PA 16501 FAX (814) 456-0181 AX (870) 836-6332 Warren. Finest CourSes Economic Opportunity - 7 Lake Avenue. Box 339 Council ' Montr~e. PA, 18801 ' P.O. Box 547 (814) 728-24o0 FAX (814) 723-9~10 ~a~m.,hA~. Sate ~0 - ~.a3urgn, PA 15219 (_412) 351-1956 er (412) 281-2152 W~COUNTy '=AX (412) 3~1-~12 68ffi Avenue, Suite 950 (41~. urgh, PA 18218 . , Community AcBun Sou~t ' 12) 391-1958 or (412) '281-2102 ~ West High Sbeet FAX (412) 391.4~12 vveynesbu~g, PA 15270 (724) 032-2693 .- Comm,;nlty Ac~on Southvmst ' CCCS of Western Pennsylvania, Inc. v__v~ynesburg, PA 15370 (724) .852;2893 ~ ~ Center Drive CCC-~ of We~ern Pennsylveala, Inc. . [724) &38-1290 1 He,th Gate Square 52 Gmden Center Ddve 199 Edison Stree{ , inc Grsensburg, PA 1~6O1 · · ~ Unluntown PA 15401 CCCS of WaCom PennsyNenla, lac (724) 439-0339 · w~aN.. 'co-ge s~est sningtOn PA 18301 1~ ~U~ngevenlh~ (724) ~'~..5292 : . McKeesp~t, PA 15132 (412) 864-15m3 Housing 'OPportunities, inc FAX (412) 8840873 133 Sev~ S~ent .M. _~od, PA 15132 Men. Valley Unemployed Committa~ (412) 6~!-1590 FAX (412) 8840873 120 E, 9th Avonu~ Homestead, PA 15120 (412) 482-9962 Mon-VaAey Unemployed Committee F,~.X (412) 482-903 '120 E. ah Avenue Homestead, PA-lB120 .... ' " FAX (412) 462-998 indiana, PA 15701 ' ' Q'adit Cou~ of PA ~724) 485-2.8~7 ~ stm~, Suae 9o~ FAX (724)48~-5115 PA 15222 (412) 338-9994 er 1(800) 737-233 - _Keystone Economic GevelO-me-, FAX (412) 330-9~63 ~orporaiion P ~ . Johnstown, PA 15901 (F8~14) 525-6556 -'-',-~ g~ raormaestam Pennsylvania AX (814) 539-1688 Tableland Servic~ Inc. .(870) 037-O163 OR 1-800-922-9537 535 -;=--'t Main Street FAX (570) 887.9134/9135 Sonlersat, PA 15501 (814) 44S-9628 31 W. Manet St. 1-900..452-6148 Wilkes-Barre PA 18702 FAX (814) 443-369O · (570) 821-0837 or 800-822-9537 FAX (570) 821-1785 Credit Counselors of PA 401 Wood Street, Suite 908 9 Sou~h 7th Slmet Pitt~urgh, PA 15222 Stroudsburg PA 18360 (412) 338-9954 er 1(800) 737-2933 (570) 420-8980 or 880-922-9537 FAX (412) 338-9963 FAX (570} 420-8981 'r~a Tmhab ~ of No~heastam pA 185 Elmira Street, P.O. Box 218 Troy, PA 16947 (870) 297~2101 FAX (570) 297-2799 Opportunity of 163 Amber Lane .es-Barre, Pennsylvania 18701 0) 826-0510 OR 1-800-522-0359 (570) 455.4994 HAZELTON FAX (570) 485-$631--CALL BEFORE FAXING (570) 836-4090 TUNKHANNOCK ~C~0 ,~of No~_ amem Penrmylvenla Clalks Summttt, PA 18411 (570) 587-9163 OR 1-809-922-9537 FAX (570) 587-913419135 · 31W. Maltmt SL . IMDm~.Batre PA 18702 Th~ Tin'ab C~l~r o~ ~ pA 185 ~ Street. P.O. Bax 218 'Troy,' PA 16947 '(~/0) 297-2101 FAX (570) 297-2799 . C-~rman Street, P.O. Box 389 FAX($70)297-2799 (570) 029-9665 ....... FAX (570) 028-8144 17 Craitun Slmet Wellsb~ro, PA 16901 (57O) 72~4-5252 FAX (57it) 724~783 931 Main Sb'eet Honesdele PA 18431 (57O) 2838941 FAX (57O.) 253-4817 103 Warren Street, P.O. Box 709 Ttmktunlno~, PA 18657 (570) 838-684O FAX (57O) a38-6332 7 ~ Avenue, Box 339 Muntro~, PA 18801 · Chapter · 529 Ca,iNa Sbeet · Hanover, Peun~ylvenla 170~1 (717) 837-.3768 FAX (717) m7-3294 Hm~g C.~3un~ of york lo6 ~ George S~,aet · ., PA 174O1 (717) 854-1941 FAX (7i7) 945-7934 CCC~ of Western Hero, burg, PA 17102 CCCS of Western Pennsylvania. 912 South George Street York, PA 17403 (717) a46-417,8 Adam~ County Hou,'~ng ^uthorlt,/ 130-143 Cal~L~e ~ Gettysburg PA 17325 (717) 334-1518 FAX (717) ,334-a328 NationalCity, Mortgage National City Mortgage Co. 3232 Newmark Drive · Miamisburg, Ohio 45342 Telephone (937) 910-1200 Mailing Address: P.O. Box 1820 Dayton, Ohio 45401-1820 March 05, 2002 Stephen C Gerhold 17 Hazelwood Path Enola PA 17025 Loan No. 859683-4 Current Servicer: National City Mortgage HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT-- The MORTGAGE debt held by the above lender on .your property located at: 17 Hazelwood Path Enola PA 17025 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following month(s) 01/01/2002 - 03/01/2002 and the following amount(s) are now past due: Monthly Payments Late Charges Other Fees Less Suspense Balance Total Due 4,040.65 3,889.17 101.08 50.40 .00- YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable): HOW TO CURE THE DEFAULT - You mayfcure the default within thirty (30) days HOW TO CURE THE DEFAULT of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $ 4,040.65, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check, certified check or money order made payable and sent to: National City Mortgage Attn: Customer Counseling Department 3232 Newmark Dr. Miamisburg, OH 45342 You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter: (Do not use'if not applicable) DR672 FTL Page 1 - ACT 91 NOTICE ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in default, and the lender Intends to Foreclose. Spaciflc infor~nation about the nature of the default Is provided in. t,he attached pages. ' .......... ~.~. ~. . . .." x ! ins · To see - - H A CONSUMER CREDIT · SELING AGENCY WITHIN 30 DAYS OFTHE DATE OF THIS NOTICE. Ta~(e thl~,: N~lce ~ you ~en you m~t with ~e Coun~iin= Aoency . a a o e tuber f o m;~ - t u l~ 'e i u ! his ' c'. u v n i ns may ca~! the Pennsvlv~la Housin= F~nanca A;enc~ toll f= ~ 1~0~2-2397 (Per~ons w~ Imoalr~ hearin~ ~ call ~17) 78~1869) ~is Notl~ con. ins lmpo~nt I~ai.in~=~aflon. If y=u have any questions, ~ mpmsen~ives ~ ~e Consumer Credit Coun~ling Agency may ~ ~ie to help e~lain E. You may also want to con~ an ~orney in your ama. The Io~i aes~i~i0n may be able to help you find a ~er. LA NOTIFiCACION EN ADJuNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU' DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICAClON OBTENGA UNA TRADUCClON INMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FI- NANCE AGENCY) SIN CARGOS AL NUMERO' MENClONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR'EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE .SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIE~LE FOR F~NANCIAL ASSISTANCE WHICH CAN , YOUR HOME FRO~I FORE[CLOSURE AND HELP YOU MA~(E FUTUR? · ' MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER,S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE ~' '* FOR EMF. RGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL. IF YOU HAVE A REASONABLE PR.OSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND · IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABUSHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMP-~RARY S'FAv~OF FORECLOSURE _ Under ~he Act, .you are entitled to a tempo- rary stay of foreclosure on your mortgage for thirty (30) days ~rom the date of this No- rice. During that rime you must arrange and attend a ~face-to-face" meeting with one of the consumer credit counseling agencies listed at the end.of this Notice. ~ lNG MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY-MORTGAGE ASSISTANCE· YOU MUST BRING YOUR MORTGAGE UP T.O,D, ATE. THE PART OF THIS NOTICE CA~ ~ ~,. "HOW TO CURE YOUR MORT GAGE DEFAULT". EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSU~JER..CR;EDtT COUNSELING AG;NCiE,~, _ If you meet with one of the con- sumer credit counseling agencies listed at the end of this notice, the lender may NOT take action agair~st you for thirty (30) days after the date of this meeting. ~ addressee and tele0hone numbers of designated consumer credit counseling agencie,-; for.the county_ in which the _oro_oertv is located are set forth at the end of this Notico. It is only necessary to schedule one face-to-face meeting. Advise-your lender JEZE]_fi~Le~ of your intentions. - APPLICATION FOR MORTGAGE ASSISTANCF - Your mortgage is in default t;or the reasons set forth later in this NotiCe (see following pages for specific information about the nature of your default). If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file'a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. ' YOU I~UST FILE YOUR APPLICATION' PROMPTLY. IF YOU FAIL TO DO'SO OR IF YOU DO NOT FOLLOW THE OTHER 'nME PERIODS SET FORTH' IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IM~IEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decisioh after it receives your application. During that time, no foreclosure proceedings will be pursued ' againstyou if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION iN BANKRUPTCY, THE FOLLOWING PART OF'THIS NOTICE IS FOR INFORMATION 'PURPOSES ONLY AND SHOULD NQT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you .have filed bankrUptcy, you can still apply for Emergency MOrtgage Assistance.) IF YOU DO NOT CURE THE DEFAULT(see pa.qe 1) - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender Intends to exercise i~ H~lhte, to accelem_t~, the mort=age debt. This means that the entire Outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made Within THIRTY (30) DAYS, the.lender also intends to instruct its attorneys to start legal action to fora. close upon your morteaae property. · IF THE MORTGAGE IS FORECLOSED upON - The mortgaged property will be sold by the Sl~ej'iff to_ pay. offthe mortgage, debt. If the lender ~efers your case to its attomey,s but you cure the dehnquency before the lender begins legal proceedings against YOu, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all' reasonable attqmeys' fees actually incurred by the lender even if they exceed $50.00. Any attomey's fees will be added to the amount you owe the lender, which may also include other reasonable costs.' If you cure the default within the THIRTY (30) DAY pefiod~ you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The len,der may also sue you personally for the unpaid 'principal balance and all othersums due under th,e mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALI~ - If you have not Cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the riqht to cure the default and prevent the sale at any time up to one hour before the Sheri~s Sale. You may do so by payinq the total amount then past due, plus any late or other charqes then due, reasonable attorney's fees and costs connected with th~ foreclosure sale and any other costs connected with the Sheriff's Sale as specified in wfitinq by the lender and by performin.q any other requirements under the rnort.qaqe. Cur. lng your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATF - It is estimated that the eadiest date that such a Sheriff's Sale of the mortgaged property could be held would be appro:d- mately FOUR(4) months from the date of this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the defat~lt will increase the longer you wait. You may find out at any time e×actly what the required payment or action will be by contacting the lender. HOW TO coNTACT THE LENDER: Name of Lender: National City Mortgage Address; 3232 NewmaN( Dr. Miamisburg OH 45342 Phone Number: 1-800-523-8654. Fax Number: (937) 910-4057 Contact Person: COLLECTIONS DEPT~ EFFECT OF SHERIFF'S SALE-You should realize that a Sheriff's Sale will end your ~ ownership of the mortgaged property and y~ur right to occupy it. If you continue to live in the .property after the She~;iTs Sale, a lawsuit to remove you and your fumishing and other 'belongings could be staked by the lender at any time.. ASSUMPTION OF MORTGAGE-You may or may not be able to sell or transfer your ' home to a buyer o t~sferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fcc3 and costs are paid prior t0 or atthe sale and that the other requirements of the- mortgage are satisfied. FOr additional info, f~a- fion please contact the Collection Dept. YOU MAY ALSO HAVE THE RIGHT: TO'SEEL THE PROPER'I'~ TO OBTAIN MONEY T(~ PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PAR rY ACTING ON YOUR BE- HALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DE- FAULT HAD OCCURRED, IFYOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF DEFAULT IN ANY FO~RECLOSURE PRO- CEEDING ORANY OTHER LAWSUIT INSTITUTED UNDERTHE MORTGAGE DOCU- MENTS.' TO ASSERT ANY, OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.. APPENDIX C PENNSYLVANIA HOUSING FINANCE AGENCY HO~IEOWNER'S E=I~iERGENC¥ MORTGAGE ASSISTANCE PROGRAi~I CONSUMER CREDIT COUNSELING AGENCIES ADA~ COUNTY American Red Cross-- Hanover Chapter 529 Calllale Street Hanover, Pennsylvania 17331 (717) 837-3756 FAX (717) 637-3294 · · CCCS of Weet~n PA 2000 Unglantown Road Harflaburg PA 17102 (717) 541-1767 FAX (717) 641-4670 Financial Counseling Sof~ces of Franklin 31 Wast 3rd Street · . Waynasbum, PA 17288.. (717) 762-3286 Adams County Housing Authority 139,143-Cmllale St GsttyabtJrg PA 17326 (717) 33.4-1518 ....... ALLEGHENY COUNTY Pennsylvania Housing Finance Agency. (Marda H~s) 2275 Swallow Hill mad,~B~g 200 Pittsburgh, PA 15220 (412) 429,2842 FAX (412) 429.2836' Credit Col~"LseiclrS of PA · 401 Wood Street, Suite 906 · Plttebur~, PA 15222 ~ (412) 338-9954 or 1(800) 737-2933 FAX (412) 339.0953 Action .Housing, Ino. 428 6th Avenue, Suite 950 Pittsburgh, PA 15219 (412) 391-1956 or (412)281-2102 or 1 (890) 792-2801 . · FAX (412)~91-4312 Communl~/ACtiOn Southwest 22 Wast High Street Waynaslxxg, PA 15370 (724) 852-2893 CCCS of WeStern Pennsylvania, Inc. 309 Smithfield Slraet Pittsburgh, PA 15222 (412) 471-7884 Housing Opportuoflee 133 Seventh Street McKaanport PA 15132 F412) 8~4-1908 ax (412) 664-0873 Ur'eeo League Of Pittsburgh Bldg. For Equal Opportunity One Smithfield Si. Pltteburgh PA 16222-~'~ (412) 227.4802 FAX (412) 261-0207 Mon-Vailey Unemployed Committee ' 120 E. 9th Avenue Homestead, PA 18120 (412) 462-9962 ARMSTRONG COUNT~ CCC$ of Western Pennsylvania, Inc. 217 E. Plank Road Altonna PA 16602 (814) 944-8100 or (814) 944-5747 Indiana Co. Community Action Program 827 Water Street. Box 187 Indiana PA 15701 t~X24) 485-2657 (724) 465-5118 . Credit Counselors of PA 401 Wood Street, Suite 906 Pittsburgh, PA 15222 (412) 338-9954 or 1(800) 737-2933 FAX (412) 335-9983' Action Housing, inc.. ' 425 6tll Avenue, Suite 950 Pl~tt~buxgh, PA 15219 '~4~2) 391-1068 FAX (412) 391-4512 CCC-S of Wastem Pennsylvania, Inc. 971 Third Street .. Beaver, PA 15009 ...... (724} 774-0790 Hou~ng Opportunities of Beaver County, Inc. 650 Corpom0on St, Suite 207 Beaver, PA 15009 0'24) 720-7511. Mort Valley Unemployed Committee 120 E. 9th Avenue Homestead, PA 16120 (412) 402-0002 , .~(412) 402-9964 Housing Opportunities inn- 133 Seventh Slmet P.O. Box 9 IvlcKaanport PA 15134 Credit Couneelom of PA 401 Wood Street, Sulfa 906 Pittsburgh, PA 18222 (412) 338-9954 or 1(800) 737-2933 FAX (412) 338-0963 BEDFORD COUHTY Bedford-Fulton Housing Sowlces 10241 Mncoin Highway Evarstt, PA 15537 (814) 623-9129 FAX (814) 623-7187 CCCS of Wastem Pennsylvania, Inc. 217 E. Plank Road Alloona PA 16602 (814) 944-8100 FAX (814) 944-5747 ' ~veStune ECOnomic icpmant Corporation 1954 Mar/Grace Lane Johnstown, PA 15901 (814) 535-6558 FAX (814) 539-1908 Tableland Sewlcas, inc. 535 East Main Street Somerset PA 155O1 ' (814) 445-9628 or 1-800-462-0148 FAX (814) 443-3690 Wea~erlzatJon Office 917 Mifflin Street Huntingdon, PA 16652 (814) 643-2343 BERKS COUNTY ~u0get Counae~ng Center 247North Fifth Street Reading, PA 19601 CCCS of Lehigh Valley 3671 Crescent Court East Whitehall PA 18052 (810) 821-4011 or 800-220-2733- ~x14) co~Y (610) 821-8932 Economic Opport.nlty Cabinet of Sct~uylklll County 225 N. Ce~-;. Street PoUsv~te, PA 17901 (717) 62251995 FAX C/17) 622.0429 Community Housing Counselor, Inc. P.O. Box 244 Kennstt Square, PA 19348 ~X10) ~.:: 3882 (810) 444-8243 BI.MR COUNTY Banlore-Fulton Housing R.D.#I, Bax*384 E,~ett, PA 16537 (814) 623-9129 FAX (814) 823-7187 KeYstone Economic Deveicpmant . Corp 1954 Mary, Grace Lane ' Johnstowri*PA 15901 (814) 535-6856 FAX (814) 539.1688 CCCS of Wantem Pennsylvania, Inc. 217 E. Plank Road Altoona PA 16602 (814) .~:; 5100 or (814) 944-5747 Westherizaflon Office 917 Mlmin Street Huntthgdon, PA 16652 (814) 643-2348' BRADFORD COUNTY CCC~ of Northeestan~ 1460 ,ad~ngton E~eouave Pal~, Suite 1 Clerks Summitt, PA 18411 (570) 887-9183 OR 1-800-922-9537 FAX,(570) 587-6134/9186 - :31 W. Market SL Wllk~*.Bane, PA 18702 (570) 531-0887 or 800-932-9537 FAX (570) 621-1756 Stmadaburg PA 18360 (570) 420-8980 or 890-922-g537 FAX (570) 420-8981 1631 S Athericn St, Suite 100 State College, PA 16801 (814) 230.3e66 FAX (814) 23~9 The Tretlab Cantor of Nm~lus~mn PA 10 Public Avenue Mm'~troee, PA 18801 · (570) 278*3338 or 530-982-4046 FAX (570) 278-1889 186 Bmira Street P.O. Box 218 Troy, PA 16947 (570) 207-2101 German Slreet, P.O. Box 389 Dushom, PA 18614 (570) 920.9668 FAX (570) ~28-8144 108 Warren Street. P.O. 6ox 709 Tunkhannoc~ PA 16657 (R'ev. 6/99) 33 Walnut Street Wellsboro, PA 16901 (570) 724-5252 FAX (570) 724-5783 931 Main Street Honeadaie PA 18431 (570) 253-8941 FAX (570) 253-4817 BUCK~ COUNTY Acorn Housing CmporaSou 846 ~ Broad Street Philadelphia, PA 19130 ~2AX16 ) 765-1221 (215) 765-1427 ~901 North Broad Street Philadelphia, PA 19141 (215) 824-7300 FAX (215) 324-5763 6uc~ County Housing Group, Inc. 140 East P.]c~ardsco A~ue Langhome, PA 19047 (21~) 753-4310 FAX (215) 750-4318 CCC$ of Delaware Valley 1615 Market Street - Suite 1325 'Philadelphia PA 19107 (21~) FAX (215) 864-253~ HACE 167 .Nleghany Ave 2nd FI. Philadelphia, PA 191'40 (215) 425-8025 FAX (215) 425-0122 CCCS of Delaware Valley Traveee Corporate Center 4606 Stmst Road Tre~oce PA 19047 (216) ~3-5685 · Community Deval. Corp of Frankford 4620 Grlsoum Strest Philadstphla, PA 19124 FAX216) 744-299O (215') 744:.2012 ' CCCS of Lehigh Valley 3671 Cre~____,~nt_ Court East Whitehall, PA 18062 (810) 531~0982. American Cradll Couneeling Institute 840 Coatus SL Coateevllic PA 19320 (888) 212-6741 144 E Dekalb Pike King of Prussia PA 19406 810-971-2210 FAX (610) 265-4814 75.5 York Rd, Suite 103 Wam~inater PA 18974 (215) ~?.~. 9429 FAX (215) 956-6344 BUTLER COUHTY Action Housing, inc. 426 6th Avenue, Suite 950 Pllf. sburgh, PA 15219 (412) 391-1958 or (412) 281-2102 FAX (412) 391-4512 CCCS of Western PA YMCA Building 339 North Washington Street Butler. PA 15001 Housing Opportunities, Inc. 550 Corporate St., Suite 207 · McKsesport, PA 15132 (412) 884-1590 ' FAX (412) 654-O87.3 Mon-Valta~ Unemployed Committee 120 E. 9in Avenue · Homestead, PA 15120 (412) 482-9962 FAX (412) 462-9964 Housing Opportunities Inc. 133 Seventh Street P.O. BOX9 Mol(eesport, PA 15134 (412) 664-1906 ' FAX (412) 664-0873_ Credit Counselors of PA 401 Wood Street, Suite 906 Pittsburgh, PA ~X12) 338-9954 o~ 1(800) 737-2933 (412) 338-9983 CAMBRfA COUNTY I~md~rd-Fuiton Housing R.D.~, Box 384 Everett, PA 15537 (814) 623-9129 FAX {614) '623-7187 CCCS of Wsetem PA 217 E. F~ank Road Altcorm PA, 16602 (614) e'~;,510o FAX (514) Indiana County Community ~::tlon Program ' 827 Water Street, Box 187 Indiana, PA 15701 (412) 465-2857 FAX (412) 485-8118 Keystone Econ Development Corp. 1954 Mm7 Greco Lane Johnstown PA 16901 (814) 836-8555 FAX (614) 539-1888 CCCS of Western PA 219-A College Park Plaza Johnstown PA 16904 (814) 83~8335 . Tableland .~e. rvioes, Inc. 535 East Main Street 8omeree~ PA 15501 (814) 445-9628 or 1-800-452-0148 .. FAX (814) 443-3690 CAMERON CO~JNTY ~nity Action Corp. P.O. Box 389 135 West 4th Street Emporium, PA 15834 (814) 486-1181 FAX (814) 48~-0a26 CCCS of Westen PA 217 E. Plank Road Altoona PA 16602 (814) ~: 6100 FAX (814) 944-.5747 CCCS of We~ten PA 217 E. Plank Road Altcona, PA 16602 (814) 944-8100 FAX (814) 944-5747 CARBON COUNTY ~OC of Schuylkill County 225 N. Centre Street Pottsville, PA 17901 {570) 522-1995 FAX (570) 622-0429 CCCS of Lehigh Valley· 3871 Cresent Court East Whitehall PA 18052 610-821-4011 or 800-220-2733 570 & 814 only for 800~ FAX (610) 821..0137 CCCS of Northaustem Pennsylvania 1400 Abington Ex_~__,~ve Park, Suite 1 Clerks Summitt, PA 18411 · (570) 687-9163 OR 1-809-922-9537 FAX (570) 587-9134/9136 31 W. Market St. Wllke~-Sarre. PA 18702 (570) 821-0837 or 800-922-9537 FAX (570) 821-1785 9 South 7th Street $1roudsburg PA 18360 (570) 420-8980 or'806-922-~537 1831 S Athertan St, Suite 100 State College, PA 16801: (814,) .;~36-3668 ' FAX- (814) 238-3669 Commbabn on Ec~nm~cs Oppatmity of I.uzame County 163 Amber Lane V~lms-garre, PA 18702 - (570) 828-0510 OR 1-800-822-0389 C~NTRE COUNTY CCC~ of Wentem Pennsylvania, Inc. 217 E. Plank Road Altoona, PA 16802 (814) 944-8100 , FAX (814) 944-5747 Lycorning-Citnton Co Corem For Commonlt~ . - Action (STEP 2138 Uncoln Street P.O. Box 1328 Witllamspo~ PA 17703 (570) 325-O567 FAX (57'70) 322-2197 CCCS of Northeastern PA 1831 S. Atherton ,St, Suite 100 State college PA 16801 (814) 238-3668 FAX (814) 238-3689 CCCS of Northeastern PA 201 Basin Street W111lanmport, PA 17703 (570) 326-O567 FAX (570) 322-2197 CHESTER COUNTY Ar. om Housing Corporation Philadelphia. PA 19130 (215) 765-1221 '- FAX (215) 765-1427 Northwest counseling Sewices 5001 N. Broad Slrset PhltadelpNa, PA 19141 (215) 324-7500 FAX (215) 324-8783 Budget Counseling Center 247 North Fifth street Reading, PA 19601 (610) 375-7866 FAX (810) 375-7830 CCCS of Delaware Valley t515 Market Street, Suite 1325 Philadelphia, PA 19107 (215) 563-5685 FAX (215) 563-7020 HACE 167 W. Allegheny Ave, 2nd FI. Philadelphia, PA 19140 (215) 426-8025 FAX (215) 426-9122 Community Housing Counseling Inc P.O. Box 244 Kennatt Square, PA 19348 (610) 4443582 FAX (610) :~?. ~243 Media Fellowship House 302 $. Jackson Street Media, PA 19063' (610) 565-0848 FAX (610) 565-8567 F'hita Council For Community Adv 100 North 17th Street, Suite 600 Philadelphia, PA 19103 (215) ~87-7803 FAX (215) 963-9941 Tabor Community ~ervicos, In~.. 439 F_ King Street Lancaster, PA 17602 (717) 397-5182 OR 1-800-788-5082 (H.O.only) FAX (717) 399-4127 Community Devel. Cerp of Fmnk~nt Group Mlrdst~y 4620 Gdscom Slree~ Philadelphia, PA 19124 (215) 744-2990 FAX (215) 744-2012 Ammtcan ReiJ ~ of Chester 1729 Edger~ont Avenue Chester, PA 19013 (610) 874-t484 CCC.,S of Delaware Valley Marshall Building 790 E. M~ket SL, Suite 215 West Ci~enter, PA 19382 (215) 563-5665 American Credit Counseling Institute 845 Coates SL Coatesvllle PA 19320 (888) 212-6741 144 F- Dekalb Pike King of Pmesla, PA 19406 FAX610) g71-2210 (6~10) 2~4814 755 York Rd, Suite 103. Wenninster PA 18974 (215) ~.~. 9429 FAX (215) 956-8344 CLARION COUNTY YMCA Building 339 North Washington street BulMr, PA 16001 (412) 282-7812 CI. EARFIELD COUNTY Keystone Economic Development Cmporatlon 1954 Ma~ Grace Lane Johnstown, PA 15901 (814) 835-6558 FAX (814) 839-1688 Indiana Co. Community Action Program 827 Water Street, Box 187 Indiana. PA 15701 (724) 465-2657 FAX (412) 435-6118 CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Altoona PA 16602 (814) 944-~100 FAX (814) 944-5747 CCCS of Hortheastem PA 1631 S Atherlan St., Suite 100 State College, PA 16801 (814) 238-3668 FAX (814) 238-3689 CCCS of Western PA 219-A College Park Plaza Johnstown PA 15904 (814) 539-8335 CUNTON COUNTY Lycomiog-Clinton Counties Commission For Community Action (ST~P) 2138 Lincoln Sheet P.O. Box 1328 Witllamsporl, PA 17703 (570) 326.-0587 FAX (570) 322-2197 ~ of N~heestem PA 1831 $ Athmton St., Suite 100 8tats College. PA 16801 (814) 238-3688 FAX (814) 235-3669 201 Basin Street Wllflanmport, PA 17703. (570) 323-6627 FAX (570) 323-6626' ,COLUMBLA COUNTY CCCS of Nor~eestem Pemeylvanla 31 W. Market Street P.O, Box 1t27 Vvllkse-Barre, PA 18702 (570) 821-0837 OR 1-800-922-9537 FAX (570) 821-1785 14oo Au, ngten ~ Park, sub1 Oad~ Summit~ pA 18411 (~70) 587-9183 or 809-g32-g~37 [=AX (570) 837-8134/9135 Of Luzeme County 163 Amber Lane Witlm$-Borre, PA 18702 ~/~X0) 826-0510 OR 1-800-822-0350 (570) 829-1865-.-CALL BEPORE FAXING (570) 455-4gg4 HAZELTON FAX (870) 455-5631~CAJ. L BEFORE FAXING (~70) 836-4090 TUNKHANNOCK 1726 Holland Slrest Ede, PA 18503 ~X14) (814) 4~3-5749 Greater EHe Community Action Committee 18 West gth Street Ede, PA 16501 (614) PAX (814) 45~0181 Jahn F. Kennedy Center, Inc. 2021 East 20th Slmof Ede, PA 18.510 (814) 896-04ao FAX (814) 898-124.3 Sben~ngo Valley U~an League Inc. 601 Ind aha Avenue Farmll, PA 16121 (412) 981-8310 ,CUMBERLAND COUNTY CCC.S of Western Pennsylvania, Inc. 2000 Lingleetown Road H=ntsburg, PA 17102 (717) 541-1757 FAX (717) 541-4870 Financial Counseling Services of · Franklin 31 Wast 3rd Street Waynasboro, PA 17258 ' (7'~7) 762-3285 Urban League of Metropoiitan · Hantsbu~g N. 5th Slreet Hantshurg. PA 17101 (717) 234-6925 FAX (717) 234-9459 YWCA of Carilste 301 G Slrest Cadisle, PA 17013 (717) 243-3818 FAX (717)731-9589 Community Action Camm of the Capital Ro~ion .. 1514 Deify Street Has.burg, PA ~17104 PAX (717) 2342227 139-143 Cerl~ia SL Geltysburg, PA 17325 FAX (711) 3348326 DAUPHIk COUNTY 2000 Uqglentown Road Harrisburg, PA, 17102 (717) 541,1757 · FAX (717) 541-4870 Urban League of Me'tro]~o~tan Harrisburg 2107 N. ~th Street Hantsburg, PA 17101 (717) ~34-6625 FAX (717) 234-9459 Community Action Commission · of the Capital Region 1514 Deny Street Hatflapurg PA 17104 (717) 232-~757 DELAWARE COUNIY Acorn Housing Corporation 846 Nortt~ Bread Street Phlladalp1116, PA 19130 (215) 765-t221 FAX (215) 76~-1427 Nmthwest Capnoellng Service 5001 Narth Broad Street Philadelphia, PA 19141 (215) 324-7500 . FAX (215) 324-8753 CCCS of Delaware Valley 1515 IdarkM Slnmt-Suite 1325 Philadelphia, PA 19107 (215) 583-~666 FAX (215) 864-2666 · HACE 167 W. ,Nlegheny Ave., 2nd Floor Philadelphia, PA 19140 (215) 426-8025 FAX (215~ 428-9122 Media Fellowship House · 302 S. Jackson Street ' Media, PA 19063 (610) 565-0846 FAX (610) 565-8587 Community Hou~lng C~unaelor, Inc. P.O. 8ox 244 Kennett Square PA 19348 (610) ~?.~r 3682 FAX (610) 444--8243 Philadelphia Council For Community Adv 100 No~h 17th Street Suite 800 Philadelphia, PA 19103 (215) 567-7803 FAX (215) 963-9941 Community Devet Corp of Franldord Group Ministry 4620 Griscom Street Philadelphia, PA 19124 (215) 744-2990 FAX (215) 744-2012 American Red Q'oes of Chester 1729 Edgmont Avenue Chester, PA 19013 (810) 874-1484 CCCS of Delaware Valley 280 Nodh Providence Road Madla, 'PA 19063 (215) ^cci ~kT.~Strafford Ave, Suite 1 Wayne PA 19087 ~X10) 971-2210 (810) 857-78~0 ^cci 144 E. Dekalb Pl~e ' ' King of ~a, PA 19,~6 (610} 971-2210 EIK COUNTY Jm. F. Kera~iy Center, Ir~ 2021 East 20th Street · F~e. PA, 18510 (814) 898-0400 FAX (814) ~.-1243 P.O. Box 389 .~135 West 4th Street Emporium, PA 16834 ~:~,X14) 486-1181 (814) 4a,-8825 ERIE COUNTY 1720 Holland Slreet F_.de, PA 18503 ~8AX14} 453-5744 (514) 4~-5746 / Greater ~ Community Action Committee 18 West 9lh Street Erie,' PA 18501 (814) 469-4681 FAX (814) 456-0161 ~ F. Kennedy Center, Inc. 2021 East 20tll Street Erie, PA 16510 (814} 898-04OO FAX (814} 898-1243 lAYETTE COUNTY Action Heueing, Inc. 426 6ih A~ue, Suite 950 Pittsburgh, PA 15219 ~X12) 391-1966 or (412) 281-2102 (412) 391-4512 Communit7 Action Southwest 22 West I~gh Stree~ - Wayneaburg, PA 15370 (724) 552-2803 CCCS of Western Pennsylvania, Inc. 1 NO~th Gate Square ;12 Garden Center Drive Greansburg, PA 15601 (724) 838-1290 Fayelte Co. Community Action Agency, Inc. 137 North Beeenn Avenue Uniontewn, PA 15401 FAX (412) 437-4418 Tableland Services Inc. 131 North Center Avenue Somerset, PA 15501 (814) 445-9628 FAX (814) 443-3890 CCCS Of Western PA 199 Edleon Street Uniootown PA 15401 (724) 439-8939 Mc n-Valley 'Unempioyad Committee 120 E. 9th Avenue Homestead. PA 15120 (412) 462-9962 FOREST COUNTY Wan'on-Fen'est ~ Economic Opportunity Council 204 Uberty Street Post oelue Box 547 Wan-eh, PA 16365 (814) 726-240O FAX (814) 7230510 Financial Services Unlimited 31 W~t 3rd Street Waynesbom, PA 17268 (717) 762-3285 - · YWC. A of Cadlste '" 301 G Street Cadlale, PA 17013 (717) 24.t-3818 CCCS of ~Vestem Pennsylvania, Inc. 912 South Gaoege Street York, PA 17403 (717) 846-4176 Chapter ~29 Carlisle Street Hanover, PA 17331 (717) 637-3768 FAX (717) 837-3294 Community Action 'commleaion of Capbul Region 1514 Deny Street Ham~burg, PA 17104 (717) 232=9767' FAX C~17) 234-2227 Urban League of Metropolitan Hbg 2107 N. 6th ~ Ham~burg, PA 17101 (717) 234~925 FAX (717) 234-9459 CCC.~ of Westam PA 2000 Ungiastown Road Ha~abmg, PA 17102 (717) 541-1757 FAX (717) 541-4670 139-143 Calttsia St. Gettysburg, PA 17325 '(717) 334-1515 FAX (717) 334-8326 Bedford-Fulton Housing R.DAtlo 6ox 384 Everett, PA 15537 (814) 623-9129 FAX (814) 623-7187 Financial Counseling Servtces of Franldin 31 West 3rd Street Waynesburo, PA 17268 (717) 762-3285 CCCS of Western Pennsylvania, fnu. 912 South Georga Street York, PA 17403 (717) 84~4176 Weathedzation Office 917 Mifflin Street Huntingdon, PA 16652 (814) 543-2343 GREENE COUNTY '- Action Housing, Inc. 425 6th Avenue, Suite 950 · Pittsburgh, PA 15219 (412) 391-1956 or (412) 28%2102 FAX (412) 391-4612 Men-Valley Unemployed Committee 120 E, ~ Avenue Hcmesiaad, PA 15120 (412) 482-9962 FAX (412) 482-8954 Community ActJon Southwest 22 West High Strent W/iycesburg, PA 15370 F(F~4) 852-2893 (412) 827-7713 CC, CS of Westam Pennsylvania, Inc I North Gate Square ~ Ganian Center Drive Grear~burg, PA 15601 (724) 835-1290 HUNTINGDON COUNTY Bedford-Fulton Hou~ing Services RD 1, Box 384 Evemlt. PA 15537 ~X14) 623-9129 (814) 623-7187 · CCCS ~f Western Pennsylvania, Inc. 217 E. Plank Road A]toona, PA 16602 FAX814) 944-8100 (814) ~ 5747 Weathedzaflon Office 917 Mifflin Street Huntingdon, PA 16652 (814) 643-2343 ' INDIANA COUNTY ~Pesnsylvenla. Inc. I North Gate Square 1112 Garden Ce~tar Drive Greensbutg, PA 15601 (724) 838-1290 Indiana Co. Commute/Ac~on Program 827 Water StmeL Box 187 Indiana, PA 15701 (724) 465-2657 - FAX (412) 465-5118 Keystone Economic Development Corporation 1954 Ma~ Grace Lane Johnstewn, PA 15901 ~x14) &38-~58. (814) 539-1688 CC. CS of Western PA 219-A College Pa~ Plaza Jolmstovm PA 15904 (814) 539-~35 JEFFERSON COUHTY John F. Kennedy Center. Inc. 2021 East 20111 Street Erie, PA 16510 FAX814) 898-040O (814) 898-1243 CCCS of Western Pennsylvania, Inc. YMCA Building 339 North Washington Butler, PA 16001 (724) 282.7812 Indiana County Community A¢iion Program 827 Water Street, Box 187 Indiana, PA 15701 (724) 465-2657 FAX (412) 465-5118 JUNIATA COUNTY CCCS of Western Pennsylvania, Inc. 217 E. Plank Road AItcona PA 16602 (814) 644-8100 FAX (814) 944-5747 Westherizaflon Office 917 Mifflin Street Huntingdon, PA 16652 (814) 643-2343 LACKAWANNA COUNTY ~CCS of Northeastern. Pennsylvania 31 W. Madmt Street ' P.O. Box 1127- V~Ikes-aarm, PA 18702 (570) 821-0637.0R 1-800.022-963~ FAX (570) 821-1788 14oo Ablngt& Execudve Pad~ Suae 1 Clerks Suf~L.PA 18411 FAX670) 587-618:3 or 800-9~5-9637 (570) 657-9134/91~5 Community Housing Counselors, Incorporated P.O. Box. 244 Kennett ¥~quare. PA 19348 (215) .'.;~. 3882' FAX (215) :;: 3178 CCCS of Lehigh Valley 3671 CresCent Carat East Whitehall*, PA 18052 (215) 821-4011 1-800-220-2733 (717) & (814) ONLY FAX (215) 821-8932 ' I -~ CCC~ of Western Pennsylvania, Inc. 912 South George Street York, PA 17403 (717) 84~.417e Tabor Community Sowlces, Inc. 439 E. King Street La~caster, PA 17802 (717) 397-5182 OR 1-800780-5062 FAX (717) 3O0412? LAINREI~F:E COUNI"Y CCCS of Western Pennsylvania 1at Federal Piaza-~ulte 406 North Mill Street NOw Caslle, PA 16101 (?24) 652-8074 312 CheStnut Street, ~ 227 Meadvllle' PA 16335 (814) :333-857O Shenango Valley Urban League, Inc. 601 Indlace Avenue Farrell. PA 16121 (724) '981-5310 Housing Oppmtunlfles of Beaver County 850 Corporation ,SL, Suite 207 Beaver, PA 1ti009 (724) 728-7202 FAX (412) 728-7202 --LE~NOH COUNTY Economic Opportunity Cabinet of Schuylkill ,County 225 North Centre Street Pottsvtite, PA 17901 (570) 622-1996 FAX (570) 822 0429 Tabor Community Sowtces, Inc 439 E. King Street Lancaster, PA 17602 ! (717) 397-5182 OR 1-800-788-6062 FAX (717) 309-4127 LEHIGH COUNTY CCCS of Lehigh Vallay 3671 Crescent Court East Whitehall, PA 18052 (610)' 821-4011 OR 1-800-220-2733 (570) & (814) ONLY FAX (610) 821-8932 Economic Opport Cabinet of Schuylkill Co 225 North Centre Street Pottsville, PA 17901 (570) 622-1995 FAX (570) 622-0429 Pennsylvania 31 W. Manet Street . P.O. Box 1127 Wilkes-Barre, PA 18702 (570) 521-0837 OR 1-800-022-8537 -FAX (870) 821-1703 1400 Ablhgton Executive Pad[ Suite t · CianV~ Summitt, PA 18411 .[=~..~) 587-8t83 or 8~0-922-9537 FAX (570) 687-9134/9135 Comm. on Econ Opportunity of Luzeme County 183 Amber Lane Wilkes-Berm. Pennsylvania 18702 , (670) 826-0510 OR 1-800-822-0359 FAX (570) 829-1665--CALL BEFORE FAXING (570) 456-4994 HAZELTON FAX (570) 455-5631--CALL BEFORE FAXING (570) 63040g? TUNKHANNOCK EOC of Schuylld. County · 225 North Centre Street Pottsvtile, PA 17901 (570) 632-1995 ,,./FAX (670) 822-O429 LYCOMING COUNTY CCC~ of No~eastem Pennsylvania 31 W. Market Stree~ P.O. Box 1127 Wilkes-Bane. PA 18702 (570) 821-0837 OR 1-800-922-9037 FAX (570) 821-1758 1400 Ablngton Executive Park ,, Suite 1 Clarke Sumrnitt, PA 18411 (670) 887-0163 or 800-922-9637. .FAX (570) 687-9134/9135 201 Basin $1reet Willian~pert. PA 17703 (670) 323-5827 FAX (5'70) 323-8636 'Lycoming-Ciinton Counties Commleslon For Community ACtiOn (STEP) 2138 Uncoln Street P.O. Box 1328 Wltiiameport, PA 17703 (570) 326-0867 FAX (570) 322-2197 MCKEAN COUNTY John F. Kennedy Center. Inc. 2021 Eaet 20th Street Ede, PA 18510 (814) 898-0400 FAX (814) 898-1243 Northern 11er Community Ac~3n Carp P.O. Box 389 135 W. 4th Street Emporium, PA 15834 (814) 480-11131 FAX (814) 486-0825 MERCER COUNTY Shenango Valley Urban League, Inc. 601 Indiana Avenue Farrell, PA 16121 CCCS of Western Pennsylvania, Inc. YMCA Building ., 339 North Washington Street Butler, PA 16001 (724) 282-7812 MIFFLIN COUNTY CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Alioona PA 16602 (814) 944-8100 FAX (814) 944-5747 Weatherization Office 917 Mifflin Street Huntingdon, PA 16852 (8!4) 643-2343 CCCS of Nmtheaetem PA 1631 S ~ St. Suite 100 State College PA16301 (814) 238-3688 . FAX (814) 238-363g ~em PennS~ania 31 W. Market Street P.O. Box 1127 Wilkes-Ban'e, PA 18702 (870) 821-0837 OR 1-800-922-8637 FAX (570) 821-1786 1400 Ablngton Executive Park Suite 1 Clerks Summitt PA 18411 (570) 587-9163 or 800-932-9537 FAX (570)~ 037-g134/9138 9 South 7th Street Stroudeburg PA 18360 (570) 420~g80 or 800-922-9637 FAX (570)' 420-8981 Camm op. Ecru10pp of Luzeme County 103 Amber Lane Wilkes-Barre, PA 18702 (870) 828-0510 OR 1-630-~22.035g FAX (670) 829-1585--CALL BEFORE FAXlNG ' (570) 455-4994 HAZELTON FAX (570~ 455-8831---CALL BEFORE FAX]NG (570) 8~.4080 'rU~KHANNOC~ Aco~. Housing Corpomtiun 848 North Broad Street. Philadelphia, PA 19130 (215) 788-1221 : PAX (215) 768-1427 Nor~west Couns~lng SO~c~ 8001 N. Breed Street Philadelphia, PA 19141 ~AX16) 324-756O (215) :324-8703 CCCS of Delaware Valley 190 W. cermantown Pike, Soite 140 Norrletown PA 19401 (215) Community Aotlon Development Camm 701 DeKalb Street Norflstown, PA 19401 (610) 277-8363 FAX (810) 277-212.3 CCCS of Delaware Valley 15t8 Market Street,.Suite 1325 PhiladelDhia, PA 19107 (216) 563-5865 FAX (215) 864-2866 community Housing Counselors Inc P.O. BOx 244 Kennett Square, PA 19:348 (215) 444-3682 Media Fellowship House 302 S. Jac~on Street Media, PA .19063 (610) 665-0846 Phiia Council For dommunlty Advmnt 100 North 17th Street° Suite 600 Philadelphia, PA 19103 (215) 567-7803 FAX (215) 963-0941 American Credit Counseling Institute 845 Coates et. Coatesville, PA 19:320 (868) 212-5741 144 E. Dekalb Pike King of Prussia PA 19406 (610) 971-2210 FAX (810) 265-4814 756 York Rd., Suite 103 Wan~lnstor PA 18974 (218) ~.; 9429 FAX (215) 9~0-~344 MONTOUR COUNTY ~rn Pennsylvania 31 W. Market Street P.O. Box 1127 Wilkes-Barre, PA 18702 (570) 321-0837 OR 1-800-922-g637 FAX (570) 821-1785 1400 Ablngtun Execult~ Park, Suite Clinks Summtit, PA 16411 ~X0) 037-g163 or 800.922-9637 (570)' 587-9134/9135 NORTHAMPTON COI.~ITY CC, CS of Let',lgh Valley 3671 Ca'ascent Court Eaet Whitehall, PA 18052 (610) 821-4011 OR 1-~00-320-278 (717) & (814) ONLY FAX (610) 321-~6~2 NORTHU~ae~.~ND cOumY · ccr_~ of Not.eastern Pennsylvania 31 W. Market $1rent P.O. Box 1127 W'dkes-Berre, PA 18702 . (570) 821.08,37 OR 1-800-922-9537 FAX (57O) 821-1786 Suite 1 .C~ Summtit; PA 1841'1 (670) 567-81~3 or 800-922-9537 FAX (570 567-g134/9135 201 Easln elmer Wltilemaport, PA 17703 (870) 323-5627 FAX (570) 323-6828 . Economic Opportunity Cabinet of 225 Nodh Centre Street Pottsville, PA 17901 (571)) 822-1995 FAX (570) 622-0429 PERRY COUNTY ccc$ of western Penmylvanla, Inc. 2000 Unglestown Road Horflaburg, PA 17102 FAX (717) 541-4670 Financial Counseling Sa~ces of Franklin 31 Weet 3rd Street · Weynesboro, PA 17268 (717) 762-3285 Urban League of Metropolitan Narrtsburg 2107 N.ath Street Harrisburg. PA 17101 Weat~erfzation Office 917 Ml~in Street Huntingdon, PA 16652 (814) 843-2343 YWCA of Ca~l($1e 801 G Street Carlisle, PA 17013 (717) 243-3818 FAX (717) 243-3948. Community Action Commission of The Capital Region 1514 Dom/Street · . Harrisburg P.A 17104 (717) 232-9757 FAX (717) 234-2227 PHILADELPHIA COUNTY Ac. om' Hcluoing CerpomUon. 846 North Broad Street PNladelphla, PA 19130 (215) 785-1221 FAX (215) 765-1427 Northwest Counsel§ 'ServEe ~001 N Brood Slreet Phliadelphla PA 19141 (215) 324-7500 FAX (215) 324-8753 1815 Market Street, Suite 1325 Philadelphia, PA 19107 (215) 563-5685 FAX (2~:~5) 584-2586) CCCS Of Delaware. One C~n7 Hill, Suite 2t5 Chain/I-lB NJ 08002 (215) 583.~;585 ~cE 167 W. Allegheny, 2nd FI 'Philadelphia, PA 19140 (215) 425-8025 FAX (215) 426-9122 Houflng Assoc~ion of Delaware . Vellny 1509 W~nut Street, Suite 801 Philadelphia, PA 19102 (215) ~-8010 FAX (215) 7OO-8132 Media ~ellowshlp House 302 $. Jackson Street Media PA 19063 (810) 565-O848 FAX (851) 58~.8567 Ho~lng Association of Delaware Valley Philadelphia, PA 19123 (215) g78-0~4 FAX (215) 785.7514 100 Nortl~ 17TH St~at,,~.~e SOO FNladelpl~ja, PA 19103 (215) 587-78O3 4~26 G~m street PhtiadelpMa PA 19124 (215) 744-299O FAX (215) 744-2012 Amedcan Crad~t CounaslJng I~stituta · 1.5 Coates st Coatssville PA 1932~0 (586) 212-8741 144 E Dekalb Pike K~ng of Pn~sla P^ 19406 610-971-2210 810-971-2210 PIKE COUNTY ~CCS of Norll~eastem Pennsylvania 31 W. Market Street, POB 1127 Wilkes-Barre, PA 18702 (570) 821-0837 OR 1-8OO-922-9537 FAX (570) 821-1786 14~0 Abington Executive Park, Sc;Ce 1 Ciarks Summitt PA 18411 (870) 587-9183 or 800-922-9537 FAX (570) 587-9134/9135 g South 7th Slreet Stmudsburg PA 18380 (570) 420-8980 or 800-922-9637 FAX (570) 420-8981 _ 135 West 4ih stre~ Emporium, PA 15~.*.*.*.*.*.*.*.*.~, ~:~0(14)-4a~1151 . (814) 4~!.0826 247 No.,lb Fifth Slmet Raadiog, PA 19601 (610) 375-7886 FAX (610) 375-7830 Ecan Opport Cabln~ of Schuylkill Co · · 225N. Cenb'eStmet Pottsvl~a, PA 17901 ' (570) 622-199~ FAX (570) 622-0429 Commission on Econ Opptunity of Luz Co. 1.8~ Amber Lane Wilkes-Barre PA 18702 (570) 8280510. OR 1-800-822-0359 FAX (570) 829-1685- CALL BEFORE FAXlNG ' ' · ,~ (570) 4~4994 HAZELTON. FAX (570) 455-a~l'--CALL BEFORE FAXING (570) ~6-4090 TUNKHANNOCK P.O. BoxA Whitehall PA 18052 (610) 821-4011 FAX (810) 821-8932 8NYDER COUNTY CC, CS of Western P~nsyivant~ 2000 Ungio~t~wn Road . Hanl~u~g, PA 17102 (717) S41-1757 FAX (717) ~41-4570 Ud~an League of Metropolitan Horrm~u~ 2107 N. 6th Slmet Harri~urg PA 17101 '17101 FAX (717) 2,t4-9459 Community AcSun Corem of Capital Region 1514 Derry Sheet Har~burg PA 17104 (717) 232-9757 FAX (717) 234-2227 E~rett, PA 15537 (814) 623-9129 FAX (814) 623.7187 Sadiord-Ful~on Hauaing Sewicas 1954 Mary Grace Lane Johnstown. PA 15901 FAX (814) 539-1688 CCCS of Western Pennsylvania, Inc. I Nmlh Gate Square CCCS of Western Pennsylvania~ Inc. 219-A College Park Plaza Johnstown PA 15904 (814) 539-6335 Tableland Services Inc. 535 East Main Street $omersat, PA 15501 (814) 445-9628 - 1-800-452-0148 FAX (814) 443-3690 SULLIVAH COUNTY CCC..S of Northeastern Pennsylvania 1400 Abktgtun Execute Park, Sulla 1 Ctarks Summitt, PA 18411 (570) 587-9183 OR 1-600-922-5837 FAX (570) 587-9134/9135 31 W. Ider~i SL Wflkes-Bam~ PA 18702 (570). ~21.0837 or 800-922-9537 FAX (570) 321-1785 The Tmheb Cunter of Nmtileastmn pA 185 Elnflra Street, P.O. Box 218 Troy,. PA 16947 · (570) 297-2101 FAX (570) 297-2799 German streof, P.O. Box 389 FAX(570)297-2799 (570) 926-~68 FAX (570)928-8144 17 Craffon Street Wehboro, PA 16901 (570) 72.4-6252 FAX (57~) 724-5783 931 Main street Houeadale PA 18431 (570) 253-8941 · FAX (570) 253-4817 103 Warren street, P.O. Box 709 Tunkhem'mc~ PA 18857 (570) ~S-8~40 'FEX (570) ~ 7 Lake Avenue, Box 339 Montrcee, PA 18801 (~70) 278-3338 or 1-806-982-4045 FAX (570) 275-1889 14~O Abington ~ ~ Summitt, PA 18411 (570) 587-9163 OR 1-800-922-9~7 FAX (570) M7-9184~185 :31 W. Mmlcet SL VM~ss-Ban'e PA 15702 (~70) 821-0637 or 8OO-~22-~7 FAX (570) 321.178,f ' The Tmheb Ce/ter of NMIhe~m pA 18~ Bmira street, P.O. Box 218 Troy, PA 18947 (S70) 297-2t01 FAX (570) 297q799 Gen~n street, P.O. Box 589 FAX (570) 297.2799 (57o) 925-~a FAX (~0) 928-8144 17 GraRon Weti~]ero, PA 16901 (570) 72~2~2 FAX (~0) 724-678~ 931 Main Street Hone~Klale FA 18431 (570) 253-8941 FAX (570) 253.4817 103 Warren Streel. P.O. Box 709 Tunkhaunoc~, PA 18657 (570) 536-6640 FAX (570) 838-6332 7 Lake Avenue, Box 339 Montrose, PA 18801 (570) 278-3338 or'1-8oo-982-.4045 FAX (570) 278-1=~9 astern Pennsytvani~ 1400 Abington Executive Park, Suile Clarke Summtit, PA 18411 (570) 587-9163 OR 1-800-922-9537 FAX (b-/0) 587-913419135 31 W. Market St. Wilkes-Barre FA 18702 (570) 821-0837 or 800-922-9537 FAX (870) 821-1785 ~ Trehab Carter of Nor~asstem PA 185 Elmira street, P,O. Box 218 Troy, PA 16947 (570) 297-2101 FAX (570) 297-2799 Gmman streeL P.O. Box ~89 FAX(510)297-2799 (670) 929-9668 . FAX (57O) 928-8144 17 Craffon Street Weliab~o, PA 16901 (570) 724-5252 FAX (57O) 724-5783 ' 931 Main strast Nonasdale PA 18431 (570) 253-8941 FAX (570) 253-4817 1~3 Warren Street, P.O. Box 709 Tunkhennoc~, PA 18657 (570) 839-6840 FAX (5/0) 836-0332 7 Lake Avenue, Box 339 Mantmse, PA 18801 ' (570) 278-3338 or 1-806-982-4045 FAX (570) 278-1889 UNION COUNTY I'~coming.4:;llnton Co Comm For, Corem Action (STEP) 2138 Uncoln Street, P.O. Box 1325 Willlamol~xt. PA 17703 (570) 326-O587 FAX (717) 322-2197 CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Altoona PA 16602 (814) .~.; 5100 (614) 944-81oo CCCS of Norlheastem PennsYlvania Clarks Summtit, PA 18411 (570) 587-9163 OR 1-806-922-9537 FAX (570) 587-913479135 31 W. Mark~ SL Wilke,&.Ban'e PA lti702 FAX570) 821-0837 or 800-922-9537 (575) 821-1786 201 Basin Street Wtilian~port. PA 17703 (570) 323.-6827 FAX (~70) =2~-8S;6 ~ENANGO COUNTY Greater Erie Community Actloo Committee 18 West 9TH Street Ede, PA 16501 (814) 459-4581 FAX (814) 456-0151 John F. Kennedy Center, Inc 2021 East 20th Street Ede, PA 18510 (814) 598-0400 FAX (814) 898-1243 CCCS of Western Pennsylvenia, Inc. YMCA Building 339 North Washington Street Butler. PA 16001 (412). 262-7612. ~/ARRF. N COUNTY ooker T. Washington Center 1720 Holland Street ' F. de, PA 16603 (814) 4~3-6744 FAX (814) 4~3-5749 Greater Erie Community Action Committee · 18 West 9TH Erie, PA 16501 (814) 4~0-4581 FAX (814) 4560161 Wan~n*F~rest Coun0es Ec~omk: . Opportunity Council 1209 Pennsylvania Avenue. West P.O. Box 547 Warren. PA 16365 (814) 72~-2400 FAX (a.14) 72~-0~10 425 6lb Avenue. Suite 950 P~ttsburgh. PA 15218 · (412) 301~1956 or (412)281.210~ FAX (412) 301-4512 Cornmt~n~y Ac~n Southwest 22 We~t I-~gh Street Wayne~urg, PA 15370 (724) 852-2003 CCCS of Westem Pennsylvania trlc. I North ~mte Square il2 Garden Center Drive Gresneburg, PA 15601 CCCS of Western Penn~4venia, Inc 53 N. 'College Street Washington PA 1~301 (724) 222.8292 Housing Opportunities, inc 133 Seventh Slrest McKeespert, PA 15132 (412) 6~4-1500 FAX (412) ,564,0a73 Mon-Valley Unemployed Committee '120 E. 9lb Avenue Homesteed, PA 15120 (412) 462-9962 FAX' (412) 402.856 401 Wood Street, Suite 906 ~12) 338-g0-q4 er 1(800) 737-2933 FAX (412) 33~-0563 Pennsylvania Qarks Summitt, PA 18411 · (670) 587-6183 OR 1-000-922-9537 FAX (E70) 587-9134/9136 31 W. Market SL WIIkes-Berre PA 18702 . (570) 821-0837 or 800-922-9537 FAX (670) 821-1785 9 South 7th Street Stroudaburg PA 18360 (570) 420-8980 or 860-922-9537 FAX (570) 420-8981 The Trehab Conga' of Nolhea_~nl PA 185 E~mlra Street. P.O. Box 218 Troy, PA 16947 (670) 297-2101 OeiTnan Street, P.O. Box 389 FAX (670) 297-2799 (570) 928-6668 FAX (570) 928-8144 17 Crafton Stzeet Weltsbero, PA 16901 (570) 724-6252 FAX (570) 724,5783 931 Main Street Honesdale FA 18431 (870) 253-8941 FAX (570) 253-4817 103 warren Street, P.O. Box 709 Tunkhannod~, PA 18657 (570) ~38.8840 FAX (570) 33~&332 7 Lake Avenue, I~x 336 Montrese, PA 18801 (570} '278-3338 or 1-800-982-4045 FAX (570) 278-1889 on 'Housing, inc. -- 425 6th Avenue, ~ 950 Pittsburgh, PA 1~219 (412) 301-1956 or (412) 281-2102 FAX (412) 391-4512 Community Aoiton Southwest ' V~West I-agh Sleet ynesburg, PA 15370 0'24) 852-2883 COC$ of We~em Pmmsylvania, Inc. · 1Ho~hGatoSqus~ · Gronnsburg. PA 15601 -.(724) 838-1290 100 Edison $1reet Uniontown PA 1~401 (724) 4~9-8330 Housing OppoduniUe~ Ir~ 133 Soventh 6truer . McKeespert, PA 15133 (412) 564,1800 FAX (412) 884O672 Mon-¥alley Unemployed Commit~on 120 E. 0Ul Aveono Honmltead, PA 1512O (F~X12) 482-0O82 (412) 402-096 82? Wstor 6(~e~ Box 187 . Indleue, PA 15701 ~,~/~X4) ,488-2867 (?24) 48~118 · L~d~ten?. Econom~ Development I~orl)oritlofl · 3hnetown, PA 16OO1 (814) ~36.8~0 FAX (814) 'rabloJand $ef~e~ Somerset, PA 1~01 (814) 446-9028 1.800-462-0148 FAX (814) 443-3600 Credit Counselom of PA 401 Wood Street, Suite 606 Pittsburgh, PA 16222 (412) 338-9954 or 1(800) 737-2933 FAX (412) 338-9963 WYOMING COUNTY . Common Economics Opportunity of Luzeme Co 163 Amber Lane Wilkes-Barre, Pennsylvania 18701 (570) 826-0510 OR 1.800-822-0369 FAX (570) 829-1565--CALL REFORE FAXING (570) 455-4994 HA;'I=LTON FAX (570) 455-5631---CALL BEFORE (570) 83~4000 TUNKHANNOCK CCCS of Nodheaetem Peonaylvarda 1400 N3ington Execut've Park, Suite 1 Clorks $ummttt, PA 18411 (570) 587-6163 OR t.800-922-9537 FAX (570) 587-0134/913~ 31 W. Market SL Wilke~.Ban'e PA 187~2 ~X70) 821-0837 or 00O-922-~,37 (670) 821-1785 The Trehab Center of Nolmea~em pA 185 Elmira Street, P.O. Box 218 'Troy/PA 16947 '(570) 297-2101. FAX (670) 297-2799 · Gemmn $b'ont, P.O. Box 389 · FAX(670)297-2790 (670) 928-9(~8 ....... FAX (67o) 92~8144 17 Clarion Street Weil~ro, PA 18901 (570) 72~6262 FAX (6711) 724~733 931 Main Street Honeodalo PA 18431 (S/0) 263.8941 FAX (570.) 253-4817 133 Wanton Street, P.O. Box 709 'runkhannoc~, PA 18857 (~70) ~30.e840 FAX (57O) 856-0332 7 Lake Avenue, Box 339 Montro~e, PA 18801 ~X0) 278-,1338 or 1.800-982-4045 (S/0) 278-1889 · YORK COUNTY Chapter 629 Can~le Street · Honovm', Ponnsyivenia 1]'331 FAX (717) ~7-3204 ~16 Nodh George Tork, PA I7401 FAX (7i?) CCC~ of Westem Penneylveni~, 2000 Un0lostown Rood Heffl~bu~, PA 17102 912 South George Street Yolk, PA 17403 (717) 840-41~5 139-143 Carlisle St Gettysburg PA 17325 (717) 334-1516 FAX (717) 334,&326 Mortgage National City Mortgage Co. 3232 Newmark Drive · Miamisburg, Ohio 45342 Telephone (937) 910-1200 Mailing Address: P.O. Box 1820 Dayton, Ohio 45401-1820 March 05, 2002 Robin A Gerhold 17 Hazelwood Path Enola~PA 17025 Loan No. 859683-4 Current Servicer: National City Mortgage HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF ~ DEFAIILT-- The MORTGAGE debt held by the above lender on your property located at: 17 Hazelwood Path Enola PA 17025 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following month(s) 01/01/2002 03/01/2002 and the following amount(s) are now past due: Monthly Payments Late Charges Other Fees Less Suspense Balance Total Due 3,889.17 101.08 50.40 .00- 4,040.65 YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable): 7 HOW TO CURE THE DEFAULT - You may cure the default within thirty (30) days HOW TO CI/RE THE DEFAULT of the date of this notice BY PAYING THE TOTAI~ AMOUNT PAST DUE TO THE LENDER, WHICH IS $ 4,040.65, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check, certified check or money order made payable and sent to: National City Mortgage Attn: Customer Counseling Department 3232 Newmark Dr. Miamisburg, OH 45342 You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter: (Do not use if not applicable) DR673 FTL Page 1 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This Is an official n0tlce that the mortgage on your home is in default, and the !ender into.ri.ds .to F.o. reclose. Specific inforntatlon about the nature of the default is provlde~ in. me attached pages. ' ...... The HOMEOWNER'S MORTGAGE ASsISTANcE PROGRAM (H;;MAP~ maybe ab:~. To see . _ WITH A CONSUMER CREDIT COU,~:' SELING AGENCY WITHIN 30 DAYS OF THE DATE OF THiS NOTICE, Ta~(e Notice with you when you msst with the Couneelin=_ A=_enc¥ The name. add.mss and _shone number of Consumer Credit Couneetina servin_= your County_ are included wlth this NOtice. If you have any oue~ilons, _vol, may call the Pennsylvania Housln= Finance A=_enc_,v toll frss at 1-~00~342-~_$97 (Persons with im_~alred hearin=_ can call .(717) 780-1~=~). This Notice contains Important legal Information. If you have any questions,.. mp?.sentativee at the Consumer C;~d~ Counseling Agency may be able to help ' explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFiCACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FI- NANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR'EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM · YOU MAY BE EUGIELE FOR F~NAHCIAL ASSISTANCE WHICH CAN SAVT ~ YOUR HOME FROt~I FORECLOSURE AND Ht;LP YOU MAI(E FUTUR~ " MORTGAGE PAY~iENTS. IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S E~/IERGENCY ' MORTGAGE ASSISTANCE ACT OF 1983 (THE ."ACT"), YOU MAY BE ELIGIELE" " FOR EMERGENCY MORTGAGE ASSISTANCE: · IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL. IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND - · IF YOU* MEET OTHER ELIGIBIUTY REQUIREMENTS ESTABUSHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMP-~RARY s'r~OF FORECLOSURE - Under ~he Act, .you are entitled to a tempo- rary stay of foreclosure on your mortgage for thirty (30) days from the d;[te of this No- rice. During that time you must arrange and attend a 'face-to-face" meeting with one of the consumer credit counseling agencies listed at the end. of this Notice. lNG MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY*MORTGAGE ASSISTANCE. YOU MUST BRING YOUR MORTGAGF UP TO DATE. THE PART OF THIS NOTICE CA~ I ;rb "HOW TO CURE YOUR MORT GAGE "DI~FAUL'r". EXPLAINS HOW TO BRING YOI~R MORTGAGE UP TO DATE. CONSU~IERCREDIT COUNSELING AGENCIES - If you meet with one of the con- sumer credit c;).u,n,seling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) daYs after, the date of this meeting. ~ addresses and tele0hone numbers of designated consumer credit counselinq aqencinc for.the county_ in which the 0ro_oerty_ is located are set forth at the end of this Noricn. It is only necessary to schedule one face-to-face meeting. Advise,your lender ~ of your intentions. / APPLICATION FOR MORTGAGE A~$1STANCF - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default). If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file'a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit coUnseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thiity (30) days of your face-to-face meeting. · YOU MUST FiLE YOUR APPLICATION' PROMPTLY. IF YOU FAIL TO DO*SO OR IF YOU DO NOT FOLLOW THE OTHER TiME PERIODS SET FORTH' IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICA'r]ON FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decisioh a~er it receives your application. During that time, no foreclosure proceedings will be pursued - againstyou if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION iN BANKRUPTCY, THE FOLLOWING PART OF'THIS NOTICE IS FOR INFORMATION 'PURPOSES ONLY AND SHOULD NQT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you .have filed bankruptcy, you can still apply for Emergency MOrtgage Assistance.) IF YOU DO NOT CURE THE DEFAULT(see PaRe 1) - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its Hghts.,to accelera_t~_ the mort;a;;e debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made ~vithin THIRTY. (30) DAYS, the.lender also intends to instruct its attorneys to start legal action to fore. close upon your mortgage I~rol=erty. ' IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sl~e~iff to pay off the mortgage debt. If the lender ~efers your case to its attorneys, but you cure the delinquency b~fore the lender begins legal proceedings aga!nst you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attqmeys' fees actually incurred by the lender even if they exceed $50.00. Any . attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs: If you cure the default within the THIRTY (30) DAY period, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES -The lender may also sue you personally for the unpaid 'principal balance and all other sums due bnder the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE- If you have not Cured the default within the THIRTY(30) DAY period and foreclosure PrO~¢dings have begun, you still have the ri,qht to cure the default and prevent the sale at any time up to one hour before the Shefi,T.s Sale. You may do so by pa¥inq the total amount then past due, plus any late or other char.qes then due, reasonable attomey's'faes and costs connected with the foreclosure sale and any other costs connected with the Sheriff's Sale as specified in writinq bythe lender and by performinq any other requirements underthe mortaaae. Cur- lng your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sher;;;'s Sale of the mortgaged property could be held would be appro~j. mately FOUR(4) months from the date of this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the defat~lt will increase the longer you wait. You may find out at any time e×actly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: National City Mortgage Address; 3232 Newmar~( Dr. Miarnisburg OH 45342 Phone Number: 1-800-523-8654. Fax Number: (937) 910-4057 Contact Person: COLLECTIONS DEPT: EFFECT OF SHERIFF'S SALE-You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and y'our right to occupy it. If you COntinue to live in the ,property after the Sheriff's Sale, a lawsuit to remove you and your fumishing and other 'belongings Could be started by the lender at any time, . · ASSUMPTION OF MORTGAGE-You may or may n~ot be able to sell ortransfer your ' home t~)'a b(~yer or tt~l~sferee who will assume the mortgage debt, provided th.at all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. For additional informa- tion please contact the Collection Dept. : YOU MAY ALSO HAVE THE RIGHT: TO'SELL THE PROPERTY TO OBTAIN MONEY Td~PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BE- HALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DE- FAULT HAD OCCURRED, IFYOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF DEFAULT IN ANY FORECLOSURE PRO- CEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCU- MENTS.' TO ASSERT ANY. OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.. APPENDIX C ...... i.: .... '* PENNSYLVANIA HOUSING FINANCE AGENCY HOMEOWNER'S E:I/IERGENCY MORTGAGE ASSISTANCE PROGRAM CONSUMER CREDIT COUNSELING AGENCIES AD~6 coum'~ Amadcan Red Cross--- Hanover Chapter 529 Cadlele Street Hanover, Pennsylvania 17331 (717) 837-3786 FAX (717) 637-3294 .' · . CCCS of Western PA 2000 Unglestown Road I-lat~burg PA 17102 FAX (717) 941-4670 .. F~anc~ Co~ng Se~.~__--_ of Franklin 31 West 3rd Strast -. Wwnasboro, PA 17268.. (717) ~2-3285 Aderus County Housing AUlhorlty 139-143'Cm1~e St Gettysburg PA 17325 ~7AX17) 3~1-.1516 ...... AU.EGHENY COUNTY Pennsylvania Housing' Finance Agency . (Mama H~s) 2275 6waUow Hill road,iBM, g 200 Pittsburgh, PA 15220 ' (412) 429-2842 FA,~ (412) 4292835' Crsdit Cmmasinrs of PA Pittsburgh, PA (412) 338-9954 or 1(800) 737-2933 FAX (412). 338-9963 Ac~co ,Houelng, Inc..' 425 8th Avenue, suite 950 Pit~bulgh, PA 15219 (412) 3;1-1956 or (412)251-2102 or 1 (~00) 7o2-2801 . · FAX (412)~391-4512 Community Action Southwest 22 West High Strset Waycesbulg, PA 1537O (724) ll32-2893 CCCS of Was-tam Panr~ylusnla, Inc. 309 Smithfield Street Pittsburgh, PA (412) 471-7594 Housing Opl~tUndas 133 Seven,'1 Street McKeesl~rt PA 15132 (412) ~4-1~06 Fox (412) 96~0873 LVoan League Of Pittsburgh BMg. For Equal Opportunity One Smithfield SL Pittsburgh PA 15222-222~. (412} 227,4802 FAX (412) 261-5207 Mon-Vailey Unemployed Committee ' 120 E. 9th Avenue Homestead, PA 15120 (412) 482-9962 ARMSTRONG COUNT~ CCCS of Western Pennsylvania, inc. 217 E. Plank Road Altoona PA 18602 (814) 94~:5193 or (814) 944-5747 Indiana Co. community Action Program 627 Water SIm~L Box 187 Indiana PA 18701 FAX724) 485-2857 (724) 495-5116 Crad[t Counselors of PA 401 Wood Street, Suite 906 .. PIttabulgh, PA (412) 338-9954 or 1(800) 737-2933 FAX (412) 33;-9962 Action Housing, inc. ' 425 6th Avenue, Suite 950 Pi.Ita~u~h, PA 15219 '(4'12) 391-1986 FAX (412) 391-4512 CCCS of Wastam Pennsylvania, Inc. 971 Third Street .. Beaver, PA 19609 ....... (724) 774-0798 Housing Opl~rtunlflee of Beaver County, Inc. 650 Corporation St, Suite 207 Beaver, PA 15009 (724) 729-7511. Men VMley Unemployed Committee 120 E. 9th Avenue Homestead, PA 15120 (412) 402-9932 (412) 462-9964 ,,~ Housing Opportunities Inc.' . 133 Seventh Street P.O. Box 9 McKeaspert PA 15134 Credit Counselors of PA 401 Wood Strasl, Suite 906 Pittsbu~h, PA ~X12) 338-9954 or 1(800) 737-293~ (412) 938-9963 , BEDFORD COUHTY Bedferd-Fuiton Housing Sewlces 10241 Uncoin Highway Everett, PA 15537 (814) 623-9129 FAX (814) 623-7187 CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Aitoona PA 18802 (814) 944-8100 FAX (814) 944-8747 Keystone ECOnomic Devstopmant CorporaUon 1954 Mary Grace Eaee Johrmtown, PA 15901 (614) 965-~96 FAX (814) 539-1968 Tableland Sewlces, inc. 535 East Main Street Somerset PA 15501 ' (814) 445.9628 or 1-800-452-0148. FAX (814) 443-3690 WearineSs. etlon Office 917 Mifflin Street Huntingdon, PA 16652 (814) 643.2343 BERKS COUNTY BuOget Counseling Center 247North Filth Street R_e.a_.din_g, PA 19601 CCCS of Lehigh Valley 3671 Crescent Court East Whitehall PA 18052 (610) 821-4011 or 809-220-2733- (814) only FAX (610) 821-8932 Economic Opportunity Cabinet of Schuylkill County 225 N. CO~.'.-a Street Pottsville, PA 17901 (717) 622-1996 FAX (717) 8220429 Cmltmunlty Housing Counselor, Inc. P.O. Box 244 Kennett ~quara, PA 19348 (F~kxlO) ~.~.". ~882 (6~0) 444-8242 BLAIR COUNTY Bedford-Fulton Housing SUni .cea R.D.;IU, BOx 384 Everett, PA 15537 (6t4) 623-9129 FAX (814) 623-7187 KeYStone Economic Development . Corp 19~4 Mary, Graco Lane ' JuhnetowrifPA 15901 (814) 535.6556 FAX (814) 539-1688 CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Aitcona PA 18602 (814) 944-8100 or (814) 944-5747 Weatherlzaflen Office 917 Mifflin Street Hurdingdon. PA 16652 (814) 643-2343' BRADFORD COI.}t~'Y CCC.,S of Northeastern Pennsylvania 1400 Abington F_ _~c,__~ve ~ sulle 1 Clerks Summitt, PA 18411 (570) 687-9163 OR 1-800-922-9537 FAX ,(570) 887-9134/9135 31 W. Idarket SL Wilkes-Barre, PA 18702 (570) 821-0837 or 809-92A-9637 FAX (570) 621-1785 g suuth 7th Strast Stmudebu~g PA 18360 (570) 420..8980 er 960-922-5537 FAX (57O) 420-8981 1631 S Athertnn St, Suite 100 State College, PA 16801 (614) 235.3666 FAX (614) 2396~9 1tm Tmhab Cant~ of No~eaelam PA 10 Publi= Avenue Mo.:.u4e, PA 18961 · (670) 278-3338 or 800-982.4045 FAX (570) 278-1889 185 Elmira Street P.O. Box 218 Troy, PA 16947 (570) 297-2101 German Street, P.O. Box 389 Dushore, PA 18614 (570) 928-9688 FAX (570) 928-8144 103 Warren Street, P.O. Box 709 Tunknanneck PA 16657 (F~ev. 6/99) 33 Walnut Street Wallabee, PA 16901 (870) 724-5252 FAX (570) 724-5'/83 931 Main Slmet Honesdale PA 18431 (570) 253-8941 FAX (570) 253-4817 BUCK~ COUNTY Acorn Housing Coq~oraiton 846 Norlh Broad Strsel Philadelphia, PA 19130 (215) 765-1221 FAX (215) 765-1427 5001 No~ Broad Street Philadelphia, ,PA 19141 (21 5)' 224-7500 FAX (215) 324-8753 Bucks County I-~ming Group, inc. 140 East R]~mdann Avenue. Langhnme, PA 19047 F215) 750-4310 AX (215) 750-4318 CCCS of Delaware Valley 1515 Madm~ Street - Suite 1325 'Philadelphia PA 19107 ~,X15) 563-5665 (215) 8~4-2~ HACS 167 Allegheny Ave 2nd Fl. Philadelphia. PA 191'40 (215) 426-8O25 FAX (215) 426-9122 CCCS of Datawara Valley Tmvoee co~porata Cer, tar 4006 Street Road Traveea PA 19047 (216) 563-5665 . Community Devel. Corp of Franldord 4020 Grtscom Strast Phltadstphle, PA 19124 (215) 744-2990 FAX (215) 744:.2012 · CCCS of Lehigh ¥elMy 3671 _Cre~____qt Court East Wldtahall, PA 18052 (610) O21-4011 OR 60O-22O-2'/33 FAX (610) 321-8932 Amerlo~n Credit Couneellng Iceittuto 845 Coates SL coatesvllle PA 19320 (888) 2'12-0741 144 E Dekal~ Pike King of Prussia PA 19406 61 0-971-2210 FAX (610) 265-4814 755 York Rd, Suite 10:] W~rminster PA 18974 (215) ~.:: ~429 FAX (215) 956-6&44 BUTLER COUHTY Ac~on Housing, Inc. 425 6th Avenue, Suite 950 Pittsburgh, PA 15219 (412) 39%1938 or (412) 251-2102 FAX (412) 391-4512 CCC$ of Western PA YMCA Building 339 North Washington Strast Butler, PA 16001 Housing Opportunities, Inc. 850 Corporate St., Suite 207 McKeeeport, PA 15132 (412) 664-1590 ' tAX (412) 554-087.1 Men-Valley, Unemployed Committee 120 E. gth Avenue . Homestead, PA 15120 (412) 462-9062 FAX (412) 482-9964 Housing Opportunities Inc. 133 Seventh Sb'eet P.O. Box9 ~port, PA.15134 FAX412) 864-1908 (412) 864-0873. Credit Cou~laslom of PA 401 Wood Street, Suite 908 . Pittsburgh, PA 15~ (412) 338-0984 m; 1(800) 737-2933 FAX (412) 238-8963 C,MllBRIA COUNTY Beefed-Fulton Housing R.D.#I, Box 384 Everett, PA 18537 (814) 623-9129 FAX (814) 623-7187 CCCS of Wazlem PA 217 E. Plank Road ' Altoona P~ 16602 (814) 944-8100 FAX (814) Indiana County Community ~'tlon Program ' 827 Water Sb'eet, Box 187 Indiana, PA 15701 (412) 405-2657 FAX (412) 465-5118 Keystone Ecun Development Corp. 1984 Mary Grace Lane John~own PA 15901 (~.14) 535-8.'J55 FAX (814) 539-1688 CCCS of Western PA 219-A College Pa,'~ Plaza Johnstown PA 15904 (614) 539-533~ * Tableland .~.w._lc~__, Inc. 535 East Main Street Sorners~ PA 15501 (814) 445-9628 or 1-800-452-0148 .. FAX (814) 44.1-3890 C M ON col.-n, P.O. ~ 389 135 We~t 4th Street Emporium, PA 15834 814) 486-1161 FAX (814) 488-O825 CCCS of Westen PA 217 E. Plank Road .Nto~na PA 16602 (814) .°44 5100 FAX (814) 944-5747 CCCS of Wegten PA 217 E. Plank Road Altoona, PA 16602 (814) 944-8100 FAX (814) 944-5747 ~County 226 N. Centre Street Pottsville, PA 17901 (570) 622-1995 FAX (5?0) 622-5429 CCCS of Lehigh Valley. 3671 Crasent Court East Whitehall PA 18052 610-821-4011 or 809-220-2733 570 & 814 only for 800# FAX (810) 821-0137 CC, C~ of Northeastern Pennsylvania 1400 Abington F. xecu~ve Park, Suite 1 Clarke Summitt, PA 15411 (570) 587-9163 OR 1-800-922-9537 FAX (570) 587-9134/9135 31 W. Mad~t St. Wakas-Ban~, PA 18702 (570) 821~837 et 800-922-0537 FAX (870) 821-1785 9 Souffi 7th' Street Stroud~urg PA 18550 (870) 420-8980 or '800-922-5537 FAX (570) 420-8981 1631 S Alharton St, Suite 100 State College, PA 18801. (814.) ~38-3668 ' FAX-(~14) 238-3~89 of Luasma County 158 Amber Lane V~he~-Ban-a, PA 18702 · (870) 828-0510 OR 1-800-822-0389 ,FAX (570) 829-1655--CALL BEFORE FAXING (570) 455-4094 HAZELTON FAX (570) 485-am1.-.c, va. BEFORE FAXlNG (570) 836-4090 TUNKHANNOCK CENTRE COUNTY ~Penrtsylvenle, Inc. 217F- Plank Road Alteena, PA 16602 ,FAX (814) 944.5747 Lyooming-C~nten Co Camm For Communlt~ A~on (STEP 2138 gflcoln Street P.O. Box 1328 Wllllemsport, PA 17703 (570) 326-0887 FAX (870) 322-2197 CCCS of Nmtheastem PA 1631 S. Atherton St, Suite 100 State College PA 18801 (814) 238-3658 PAX (514) 238-8M~ ~ of Nor~ pA 201 Basin Street WIIllamsport, PA 17703 (570) 32e-0857 FAX (87O) 322-2197 · CHESTER COUNTY Acorn Housing Cmpetation 846 North Broad Street Philadelphia, PA 19130 (215) 7O6-1221 · FAX (218) 708-1427 8001 N. Broad Street Philadelphia, PA 19141 (215) 324-7500 FAX (215) 3248753 Budget Counaalln0 Center 247 North Imdtll Stree~ Reading, PA 19801 (610) -~76-7558 FAX (610) 376-7830 CCCS of Delaware Valley 1515 Market Street, Suite 1325 Philadelphia, PA 19107 (215) 583-5665 FAX (215) 863-7020 HACE 167 W. Allegheny Ave, 2nd FI. Philadelphia, PA 19140 (215) 426-8025 FAX (215) 426-9122 Community Housing Counseling Inc P.O. Box 244 Kennett Square, PA 19348 (615) 444-3882 FAX (815) 4~.4 5243 Media Fellowship House 302 S. Ja~ S .treat Media, PA 19063 (510) 565-0846 FAX (810) 8688687 Phlle Council For Community Adv 100 North 17th Sl~eet, Suite 600 Philadelphia, PA 19103 (215) 557-7803 FAX (218) 953-;941 439 F_ King Street Lancaster. PA 17602 (717) 397-6182 OR 1-809-788-5062 (H.O.onty) FAX (717) 399-4127 C~mmunlty Devel. Carp of Franldord Group MinleW 4620 Gdscom Street Philadelphia, PA 10124 (216) 744-2990 FAX (216) 744-2012 Amehcen Re~I Cmas of Chester 1729 Edgarftont Avenue Chester, PA 19013 (810) 874-1484 CCCS of Oetawam Val~ Marshall Bulldtag 790 E. M~rket SL, Suite 215 West Cheeter. PA 19382 (215) 583-5655 Amarloan Cre~t ~ounasllng Institute 845 Coates St. Coatas~ll~ PA 19320 888) 212-6741 long of Pru~la, PA 19408 ~%10) 971-2210 (6~10) 265-4814 755 YeW, Rd, Suite 103. VVermlrmtar PA 18974 (215) ~.~.4 9429 FAX (215) 055-8~4 · CLARION COUNTY CCCS of Western Pennsylvania, Inc. YMCA Building 339 North WaNlJngton Butler, PA 16001 (412) 282-7812 Keyetone Economic Development Corporation 1954 Ma~j Grace Lane Johnetown, PA 15901 (814) 535-8566 FAX (814} 539-1888 Indiana Co. Community Action Program 827 Water Slme~ Box 187 lodlana, PA 15701 (724) 40~2537 FAX (~,12) 465-5118 CCCS of Western Pennsylvania, Inc. 217 E. Plank Road Alteona PA 16802 (814) 944-8100 FAX (814) 944-5747 CCCS of Northeastern PA 1831 S Atherton St., Suite 100 State College, PA 18801 (814) 238-3668 FAX (814) 238-3669 CCCS of Western PA 219-A College Park Plaza Johnstown PA 15904 (814) 539-8335 CUNTON COUNTY Lycoming-Clinton Counties Cammiaslon For Community Action (ST~P) 2138 Uncdin Slmet P.O. Box 1328 Willlemsport, PA 17703 (57O) 328-O587 FAX (57O) 322-2197 C~CS of Nndhasstem PA 1831 S Alhe~m SL, Suite 100 State Collage, PA 16801 ~X14) 238-3688 (814) 238-3669 201 Basl~ Street WIIllemepnd, PA 17703' (570) 323-8827 FAX (970) 22~-6s26' ~m Penn~jlvanla 31 W. Market Street P.O. Box 1127 WIIke~Ban'e, PA 18702 (970} 821-0837 OR 1-809-922-5537 FAX (870) 821'-1765 1400 A~ztgbm Execud~ Park, Suite1 Ctarks Summltt, PA 18411 (570) 657-9183 er 800--922-9537 FAX (970) 687-9134/9136 Co~ on ~ Opportunity of Luzeme County 153 Amber Lane V~lllces-Barm, PA 18702 (570) 829-0510 OR 1-800-822-0369 FAX (970) 829-1865.-CALL BEFORE FAXING ~X0) 46~4994 HATFI'T'ON (570) 453-5631--CALL BEFORE FAXING (970) 53~-4090 ~NOCK Booker T. Washington Center 1720 Holland Street Erie, PA 16503 ~8AX14) 453-5744 (814) 4S3-S74g Greeter Erie Community Aetlon Committee -18 Wast 9th Street Er/e, PA 15601 (814) 45~-4581 FAX (814) 456-0181 Jehn F. Kennedy Center, Inc. 2021 L=9,~ 20th Street Erie, PA 18510 (814) 8O8-O400 FAX (814) 899-1243 Shenango Valley Urban League, Inc. 601 Indiana Avenue Farmll, PA 16121 (412) 981-8310 CUMBERLAND COUNTY CCCS of Western Pennsylvania, Inc. 2000 Linglastown Road Harrisburg, PA 17102 (717) 541-1757 FAX (717) 541-4670 Financial Counseling Sen/ices of · Franklin 31 West 3~ Street Waynesbom, PA 17268 (7'~7) 762-3235 Urban League of Mstrepolitan Herdshurg 'N. 6th ab'est Hantsburg, PA 17101 (717) 234-5925 FAX (717) 234-9459 YWCA of Cadlete - 301 G Street Carlisle, PA 17013 (717) 243-3815 FAX (717). 731-9589 Commtmily A~on C0mm of the Capital Region 1514 DO~/Street _._1-~. PA 17104 FAX (717) 234-2227 139-143 CerfL.~Je SL Gettysburg, PA 17325 (717) 334-151s · FAX (717) 3,14-8326 Philadelphia Council For Community Adv 100 North 17th Street Suite 600 Philadelphia, PA 19103 (216) 567-7803 FAX (215) 983-9941 Community Devel Coq) of Frankford Group Minlet/y 4620 Gdscom Street Philadelphia, PA 19124 (215) 744-299O FAX (215) 744-2012 Amedcan Red Cress of Chester 1729 Edgmont Avenue ~r, PA 19O13 (610) 874-1454 CCCS of Dstaware va~eY . MaUlS, 'PA 19063 (21~) ~63-5685 · ACCi "-l~strafford Ave, Suite 1 Wayne PA 19087 (610) 971-2210 FAX (610) 5a7-73O0 Acci 144 E. Dekalb Pike - ~annaylvenla' Inc. ' (8K~10)°Of7Pl.~r~l 0, PA 19405 .2.000 U0gtestown Road r~anl~burg, PA- 17102 ' .. (717) 54~61757 . ELKCOUNTY . fAX (717) 541-~70 ~-. -°~R~e'~/- Do'er; Inc.' Urban League of Me'tro~o~tan .2021 East 20th Street F. Jte, PA 16510 Hantsburg (814) 898.-0400 2107 N. 6ih $1raet FAX (814) 895-1243 Hmfl~burg, PA 17101 (717) 234-5925 Nm~hem Tier Comm~nl FAX (717) 234-9450 P.O. Box 389 ty Acflo~ Coq) · · .'71_38 VV~t 4th Street Community AcUon CommleNoo cmmperium. PA 15834 of the Capital Region (814) 486-1151 1514 Dom/Street FAX (814) 4860825 Harr~urg PA 17104 ~AX17) 232-9757 (717) 234-2227 ~shington C~lter 1720 Holland Street PA 15603 .--.-~,.: r~.~u~_mg ~orp~stton (814) 4,53-5744 ~ Norq Broad S~t FAX (814} 4.f3-5743 / Philadelphia, PA 19130 (21.) 7.-1=1 . FAX (215) 765-1427 Erie, PA 16501 (814) 450-4581 Phlledelphte, PA 19141 FAX (814) 466-0181 (218) 324-78O0 . FAX (215) 324-8753 ~2~ ~lSt 21<~ .( Center, Inc. ' CCC$ of Delaware, V~ey F. de, PA 16510 Street · 1815 Madcet Street-~uile 1325 ~8~14) 808-0400 Philadelphia, PA 19107 AX (814) 898-1243 (216) 583-8638 FAX (215) 664-2666 167 W. Agngheny Ave.. ~ Floor msourgh, PA 15216 Philadelphia, PA 19140 (412) 391-1986 or (412) 281-2102 (215) 426-8025 . FAX (412) 381-4512 FAX (215~, 426-9122 302 S. Jackson Street ' . Jig beet . waynesburg, PA 15370 . Madte, PA 19063 (724) 382-2893 {810) 565-0846 , FAX (510) 566-8567 CCC_,S of Western Punnsyfvanta, 1 Norlh Gate Square Commun/ty Housing Cpunseior, Inc. ~2 Garden Center Drive P.O. Box 244 · Gmensburg, PA 15601 Kennett Square PA 19348 (724) 838-1290 (610) 444.3882 FAX (610) 444-8243 Faystta Co. Community Action Agency, Inc. 137 North Beesen Avenue U_n_i.ontp_w_.__pA 1 431 FAX (412) 437-4418 Tableland Sen/ices Inc. 131 North Center Avenue Somerset, PA 15501 (814) 445-9628 FAX (814) 443-3690 CCCS Of Westem PA 199 Edison Street Uniontown PA 15401 (724) 439-8936 Men-Valley' Unemployed Committee 120 E. 0th Avenue Homestead, PA 15120 (412) 482-6982 Opportunity Council 2_04 _UbMty Street ~'ost Office Box 547 Warren, PA 1~ ~14) 726-2430 . lAX (814) 7230510 ~nilmltad · 31 West 3rd Street Wayne~om, PA 17268 (717) 762-3285 301 G Street Carliote, PA 17013 (717) 243.3818 FAX (717) 243-3948 CCC~ of ~i~/estem P_unnsylvanla, Inc. .9,.12 South George Slreet york, PA 17403 (717) 846-4176 American Red Cruss;-HenoVer Chapter 529 Carlisle Street Hanover, PA 17331 (717) 637-3768 FAX (717) 537-3294 Community Action Commtesion of Capital Region 1514 Der~ Street Ha,"fl~burg, PA 17104 (717) 232~9757. FAX ~17) 234-=~=7 Henlaburg, PA 1710;I (717) 234-8g25 FAX (717) 234-9459 CCC~ of Western pA 2000 Ungtestown Rood Henlslxog, PA 171O2 (717) 541-1757 FAX (717) 541-4e70 139-143 Carlisle St. Ge_l~'ysburg, PA 17325 -(717) 334-1516 fAX (717) 3o4-a326 ue/ng $en/k:es R.O.~I, Box 854 Everett* PA 15537 (814) 623-012g FAX (814) 823-7187 Financial Counseling $en4ues of' Franldln 31 West 3rd Street Waynoaboro, PA 17288 (717) 762-3285 CCCS of Western Pennsylvania, Inc. 612 South George Street Yol~, PA 17403 t717T 848-4176 Westhsrfzatlon Office 917 Mifflin Street Huntingdon, PA 16652 (814} 643-2343 GEEENE COUNTY '" ~f~a.gu1 Avenue, Suite 950 Burgh, PA 15219 (412) 391-1956 or (412) 281-2102 FAX (412) 391-4512 Men-Valley Unemployed Committee 120 E. 9th Avenue Homestead, PA 15120 (412) 462-9962 FAX (412) 462-9964 Communlly ACUon Southwest 22 West High Street F(FW72:esburg, PA 15370 4) 852-2893 (412) 827-7713 C~ of Western PunusylvenJa, loc · I Nodh Gate Square ~2 Gallon Center Drive Gresnsburg, PA 15801 (724) 838-129o --· ,-~u~-f-ut[on Housing Sen/Ices RD 1, BOx 354 Evemlt, PA 15537 (814) 023-9129 FAX (814) 823-7187 ' CCCS of Western Pennsylvania, Inc. 217 E. Flank Road Altoona, PA 18802 (S14) 944-8100 FAX (814) 944-5'747 Weathedzation Office 917 Mlfffln Street Hunik'lgdon, PA 16~52, · (814) 843-2343 ' Peansylvanla, I North Gate Square ~12 Gm'dan Center Drive Greert~urg, tA 16601 (724) 635-1290 Inolana Co. C~T.,mnit7 ~ Prngmm 827 Water $1meL Bo]( 187 Indluna, PA 15701 (724) 485-2557 . FAX (412) 485-5118 Keystone Economic Development Corgorstlen ~o9~ Mm7 Grace Lane noltOWn, PA 15901 ~X14) 635-.6555. (814) 539-1688 CCC$ of Westem PA 219-A CoSege Park Raze Johnatown PA 15604 (814) 539-8385 JEFFEJ~ON COUNTY J°~ter, inc. 2021 East 20th Street F. de, PA 18510 (614) 699-04OO FAX (814) 865-12~3 CCCS of Western Pennsylvania. Inc. YMCA Building 339 North Wastdngton Street Butler, PA 18001 (724) 282-7812 Indiana County Community Action Program 827 Water $b'eet, Box 187 Indiana, PA 15701 (724) 465-2657 JUNIATA COUNTY -CCC~ Pennsylvania, Inc. 217 EL Plank Road Altoona PA 16602 (814) g44-8100 FAX (814) 944-5747 Weathedzatlon Office 917 Mifflin Street Huntingdon, PA 18652 (814) 843-2343 - . ennsy~anJa 31 W. Market Street " P.O. Box 1127- Wlkas-Barre, PA 18702 (570) 821-0837 OR 1-000-922-953~ PAX (~70) ~21-1785 Clarke SUmmilL. PA 18411 (570) ~87-9185 or 800-g~-9537 FAX (670) 587-9134/9135 .... ' P.O.rPB~ 244 Kennett ~quam. PA 19348 (218) ~.~. 3682' FAX (215) ~.~. 3178 -.. CCC8 of Lehigh Valley , , 3671 Cre~caet Court Best Wnitehati[ PA 18052 (215) 82t-4011 1-800-220-2733 (717) & (814) ONLY FAX (215) 821-8932, i ~ v COUNTY alley 3671 Crescent Court East Whitehall, PA 18052 (810) 821-4011 OR 1'800-220.2733 (570) & (814) ONLY . FAX (610) 821-8932 Economic Oppor~ Cabinet of Schuylkill Co 225 North Centre Slmet PottSville, PA 17901 (570) 822-1995 FAX (~70) 622-0429 _31 W. Market Street P.O. Box 1127 ' Wflkas-Barm, PA 18702 1400 Ab~on Execu~ve Park Suite 1 ' Cla~}ri~88ummitt, PA 18411 /~ tote) 587-8134/913~ Conmt. oe Eoon Opportunib/of Luzeme County 163 Amber Lane Wilkes-Barre, Pennsylvania 18702 FAXJNG ) 1 ~-'-CALL BEFORE !(i0) 4,55-4994 HAZELTON (~0) 4SS-Se31.-.-CALL BEFORE (s7o) 835.4o~ TUNKHANNOcK 9C112C~souOf WeStern Pennsylvania, Inc. Eec of Schuylkill Count,/ · Ih George Street _~'~5 North Centre Street York, PA 17403 ~-'ottavllle, PA 17901 (717) 846-4178 (570) 622-1995 Tabor Community Sen/a:ea, Inn. , · .~.,FAX (570) 852-0429 439 EL King Street Lancaster, PA 178O2 (717) 397-5182 OR 1-800-788-5062 PAX (717) 8gg.4127 nsylvania 1st Federal Plaza-Suite 406 · North Mill Street New Casge PA 16101 (724) e~-~074 312 Chestnut Street, Suite 227 Meadvllle. PA 16335 (814) 333-8570- Shenango Valley Urban League, Inc. 801 Indiana Avenue Farrell, PA 16121 (724) 'O31-~310 Houshg Opporltatitlas Of Rearer County 850 Co~oretion .St., Suite 207 Beaver. PA 1~009 (724) 728-72O3 FAX (412) 728-72O2 _~___NON COUNTY 225 North Ceni~ Street ~=~t~ville. PA 17901 (0) 622-1996 PAX (570) 622-O429 Tabor Community Set, cas. Inc 439 EL King Street Lancaster, PA 17602 I (717) 397-5182 OR 1.800-788-5062 FAX (717) 399-4127 31 _W._ Market-~ ~r~T'' Pafmsylvania P.O. Box 1127 ' Wl~es-Barm, PA 18702 '. (570) 821.0837 OR 1-800-922~g537 FAX (870) 821-1785 1400 Ablngton Executive Park / Suite 1 Clarke Summitt, PA 18411 (570) 887-9183 or 800-932-9857, .FAX (575) 557-91~13~ 201 Basin Street Wllltantspo~ PA 17703 (570) 323-0627 . FAX (570) 323-S826 'Lycoming-C~ton CounUas Commlasion For Community Aerien (STEP) 2138 Unceln Street P.O. Box 1328 Wllltamsport. PA 17703 (570) 328O887 FAX (570) 322-2197 r. Inc. 4~ east 2001 Street Erie. PA 18510 (814) 808-0400 FAX (814) 898-1243 Northern Tier Community Action corp P.O. Box 389 135 W. 4ih Street Emporium, PA 15834 (814) 488-1161 FAX (814) 488-0828 rban League, Inc. ou] Indiana Avenue CCCS of Westam Pennsylvania, Inc, YMCA Building 339 North Washington St~et Butler, PA 16001 (724) 282-7812 MIFFLIN COUNTY CCC.5 of Western Pennsylvania, Inc. - 217 EL Plank Road Altoona PA 18602 (814) 944-8100 FAX (814) 944-5747 WeatherizaUon Office 917 Mifflin Street Huntingdon, PA 16852 (814) ~3-2343 CCCS of Northeastern PA 1831 S AIherton St · Suite 100 State college PA'18801 (814) 228-3668 · FAX (814) 238-3689 31 W. Manet Street P.O. Box 1127 LMIkas-Ban~, PA 18702 (570) 851-0837 OR 1-800~922-6537 FAX (570) 821-178~ 1400 Ablngtnn Executive Park Suite 1 C3an~ Summltt PA 18411 (570) 587-9185 or 800-922-9.537 FAX (570)~ 557-9134/913~ 9 South 71h Street Stroudsburg PA 18380 (570) 420-8980 or 800-922-g~37 FAX (57O)' 420,8981 Corem op. Econ Opp of Luzeme County 163 Amber Lane Wllkea-Barre, PA 18702 ' (570) 835-0510 OR 1-800-822-0~9 FAX (870) 829~1665--CALL BEFORE FAXING (570) 455-4994 HAZELTON ~1 (N(570~ 45~851---C_,ALL BEFORE' (570) 836-4090 TUI~IKHANNOCK Phitadelpnia, PA 19130 (215) 765-1221 FAX (215) 76~-1427 ~. ; s~iNO~Nt Courmallng Sewlci · Broad Street Philadelphia, PA 19141 (218) 324-7500 FAX (215) 324-8753 CCC, S of Delaware Valley Nonlstown Business C~tar 190 W. Gerrnanlown Pike, ~ 140 Nonlstewn PA 19401 (218) ~3-,.~ Community Ac0on Development Corem 701 DeKalb Street Norristown, PA 19401 (610) 277-8363 FAX (810) 277-2123 CCCS of Delaware Valley 1515 Market Street,.Suite 1325 Philedelphia, PA 19107 (215) 553.5655 FAX (215) 864-2666 Community Housing counselors Inc P.O. Box 244 Kennett Square, PA 19348 Media Fellowship House 302 ~. Jackson Street . Media, PA .16063 (810) 565-0'~48 Phila Council Per C!ommunily Advmnt 100 North 17ih Street, Suite 800 Philadelphia, PA 19103 (215) 567-7803 FAX (215) 983-9941 American Credit Counseling Instltuta 845 Coates St. coalasville, PA 19320 (888) 212-8741 144 EL Dekaa) P~ke · ) -2210 FAX (810) 265-4814 758 York Rd., Suite 103 Warminster PA 18974 (215) 444-g429 FAX (215) 958-6344 rouR_co_u.w · ~':'..'~..,? nunnaasrern Peflnsylvania 31 W. Market Street P.O. Box 1127 Wllkas-Barte, PA 16702 - (570) 851-0837 OR 1-800-922-9537 FAX (570) 821-1785 . 1400 Ablngfon Execullve Park, Sulta Chari~ Summitt, PA 18411. (570) 587-9185 or 800-922-9537 FAX (570) 887..9134/9135 3671 Crescent court Best Whitehall, PA 18052 (610) 821-4011 OR 1-a00-220-27o3 (717) & (614).ONLY FAX (810) 851-8932 CCCS et Northeastern Pennsyivenla 31 W. Market Stnlet P.O. Box 1127 Wlikas-Berre, PA 18702 , (570) 821-0857 OR 1..800-922-6537 FAX (570) 821-1785 1400 Abblgton' Executive Park Suite 1 ~ Summlt~ PA 18411 (570) 887.8163 or 800-922-9537 FAX (570 857-9134/9135 201 Basin Slreet W1titarsaport, PA, 17703 ~,~ 0) 323-8627 AX (570) 323-6626 _Ec~ nomlo Opportun ty Cabinet of ;=cnuylldll County 325 Nor~ Centre Street ' Pottevllle, PA 171)01 (57O) 822-1995 FAX (57O) 832,.O42;; PERRY COUNTY ~ Pennsylvania, Inc. 2000 Ungleetown Road Harrisburg, PA 17102 (717) 541-1757 FAX (717) 541-4670 Rnanctal Counseling Services of Franklin 31 Wast 3rd Street · Waynasboro, PA 17285 (717) 762-3285 Urban League of Metropolitan Harrisburg Weath~dzation Office 917 Mifflin 5treat Huntingdon, PA 16652 (814) 843-2343 YWCA of Cadiste 301 G Street Carflsla, PA 17013 (717) 243-3818 FAX (717) 243-3948. Community Action Commission of The Capital Region 1514 Derry Street · . Harflsburg P.A 17104 (717} 232-9787 FAX (717) 234-2227 PHILADELPHIA COUNTY ..... ' Ou~ng oQ)ora on. 848 North Broad Street Philadelphia, PA 19130 (215) 765-1221 FAX (215) 765-1427 5001 N Broad Street Philadelphia PA 19141 ~2AX15) 324-7800 (215') 324-8783 CCC, S'Of Catewam Vagey 1816 Market Slmet. Suite 1325. , PNlad~lphla, PA 19107 (215) 863-5665 FAX (2~15) 8842686) Ofle C.J~erry fll]l, Suite 2~5. Chain/Hm NJ 08002 (215) 583-~385 167 W. Allegheny, 2nd FI 'Philadelphia, PA 19140 · ,~ (218) 426-8025 · FAX (215) 426-9122 Housing Aasoclaflon of Detewam · Valley 1600 Walnut Street, Suite 861 Philadelphia, PA 19102 (215) 54~6010 FAX (215) 790-9132 Media AeilowN'dp House 302 $. Jackson Street Media PA 19063 FAX810) 58~0846 (esl) .a~-e587 HouNng Asesciason of Detawam Valley 658 Nor~ Watts Street Philadelphia, PA 19123 (216) 978;,0224 FAX (215) 765-7814 100 North 1TTH StresLSutte 6no Philadelphia, PA 19103 (215) 587-7803 FAX (215) 903-9941 _Camm Devel. CoQ) of Franldord ~=roup i~in/sW . 462(] Gdecem Street Philadelphia PA 19124 (215) 744-2990 FAX (215) 744-2012 ~IKE COUNTY CC5 of Northeastern Pennsylvania 31 W. Market Street, POE 1127 Wilkes-Barre, PA 18702 (570) 821-0837 OR 1-800-922-9637 F,~? (570) 821-1758 (570) 887-8163 er 800-922-9537 FAX (870) 887-9134/9138 9 South 7th Street Stroudsburg PA 18380 (670) 420-8980 or 800-922.6537 FAX (570) 420-8981 Emporium, PA 15834 (814) 486-1161 FAX (814) 486-0828' . 247 Nedh Filth Street Reading, PA 19601 (610) 375-7858 FAX (610) 375-7830 Eton Opl~t Cabinet of SohuylkSI Co · 225 N. Cenl~ Strast Pottevflle, PA 17901 ' (670) ~2~19~ FAX (~0) 622-0429 Comm~slan on Econ Opptunity of 16.3 Amber Lane W9kes-Barra PA 18702 BEFORE FAXING 5- CALL . . (~75) 488-4994 HAZELTON (570) 836-4090 TUNKHANNOCK cccs of L~gh P.O. BOxA Whiteha8 PA 18062 (810) 821-4011 FAX (610) 821-8932 Hentaburg, PA 17102 U~sn Han~ngue of Meb'opol~ton 2107 N. 691 Slmet Hantaburg PA 17101 '17101 (717) 641-1757 FAX (717'/234-9459 Community Action Camm of the Capital Rnglon 1514 Cam/Slreet Hal'l~ PA 17104 (717} 232-9757 FAX (717) 234-2227 · ng Services R.D.~, BOx 384 Everett, PA 1~,37 (814) 823-9129 FAX (814) 823-7187 Bedford-Fuiion Housing Services 1054 Mary Grace Lane Johnatown, PA 15901 FAX (814) 839-1688 CCCS of Western Pennsylvania, Inc. I North Gate Square ~ Garden Cent~r American Cmdlt Counseling Institute 846 Coates St Coatesvllle PA 1932.p (888) 212-8741 144 E Dekalb Pike King of PnJssia PA 194(}6 610-971-2210 610-971-2210 CCC$ of Western Pennsylvania, Inc. 219-A Cotiege Park Plaza Johnstown PA 15904 (814) 539.6335 Tableland Sar/ices Inc. 535 East Main Street Somemet, PA 15501 (814) 445-9828 - 1-800-452-0148 FAX (814) 443-8690 .s.uuJWm COUNTY CCCS of Northea~tem Pennsylvania 14~0 Abington Executive Park, Su~ 1 Clerks Summitt, PA 18411 (~70) 587-9183 OR 1.6Q0-922-9537 FAX (570) 687-9134/9138 31 W. Market SL Wilke~lrm PA 18702 FAX870). 821.6837 or 800-g22-9~37 (570) 821-1788 The Trehab ~ of N~lhea.~an pA 185 Elmira $1mat, P.O. Box 218 Troy; PA 16947 -(570) 297-2101 FAX (670) 297-2799 German Stm~ P.O. Box 389 FAX(670)297-2799 (570) 925-9668 FAX (570) 928-8144 17 ~ Street We~boro, PA 16901 (570) 72.4.6262 FAx (57e) 72~793 931 Main Street Hone~ale PA 18431 (~70) 253.6941 FAX (570) 2,.~4817 103 Warren Street, P.O. BOx 709 Tunkhaonoc~, PA 18657 (ST0) 93e.6840 'F~X (57O) ~ 7 Lake Avenue, Box 339 Montmae. PA 15801 (570) 278-3388 or 1-809-982-4045 FAX (570) 275-1389 7 Lake Avenue, Box 339 Montrose, PA 18801 (870) 278-3338 or~1.800.982.4045 FAX (570) 278-1~89 TIOGA COUNTY CC,S of Northeastern Pennsylvania 1400 Abington Executive Park, Suite Clerks 8ummitt, PA 18411 (870) 887-9183 OR 1-800-922-9537 FAX (870) 587-913419138 31 W. Market St. Wilkes-Barre PA 18702 (870) 821-0837 or 800-922-9537 FAX (570) 821-1785 'The Tmhab Carter of Norltmastem PA 188 Elmira Street, P,O. Box 218 Troy, PA 16947 (570) 297-2101 FAX (570) 297-2799 er%. ar , P.o. Box FAX(570) 297-2799 (570) 928-0688 . FAX (570) 928-8144 17 Craffon Street ' Wetisbom, PA 16901 (570) 724-5282 FAX (570) 724-5783 '- ' 931 Main Street Honesdate PA 18431 (570) 263-8941 FAX (570) 253-4817 103 Warren Sb~et, P.O. Box 709 Tunkhannock, PA 18657 FAX670) 836-6840 (~70) 7 Lake Avenue, Box 389 Montrcee, PA 18801 ' (570) 278-3338 or 1.600-982-4046 FAX (570) 279-1889 ~n Co Camm For Camm Action (STEP) ' 2138 Uncoln Street, P.O. Box 1328 WIIIiamsport, PA 17703 (570) 326-0587 ~nnsly~mle . FAX (717) 322-2197 14~0 Abingten ~ Pad;, Suite 1 ' CCCS of waatem Pennsylus~la, Ino. C~uf~ Summitt, PA 18411 217 E. Flank Road (~70) 567-91~3 OR 1-809-922-0537 FAX (570) 587-8134/9135 31 W. Market SL Wti~es-Smm PA 157O2 (570) 921-0837 or 800-922.9937 .FAX (870) 92%1738 ' Thn Tmhab Caster of ~ pA 185 Etmlm Street, P.O. Box 218 · Troy, PA 16947 (570) 297-2101 FAX (570) 297-2790 German Street, P.O. Box 389 PAX (570) 297-2799 (575) 926-0368 FAX (570) 928-8144 17 Cmflon Street wallabnm, PA 16901 (570) 724-5252 FAX (670) 724-8793 931 Main Street Honeadale PA 18431 (570) 283-8941 FAX (870) 263-4817 103 wan'eh StmeL P.O, Box 709 Tunkhannack, PA 18857 (570) 836.6840 FAX (570) 836-6332 Altoona PA 16602 (814) ~.~. 8100 (814) 944-8100 CCCS of Northeastern PennsYlvania 1400 ,N~ Executive Pmt~ Suite 1 Clinks Summitt, PA 18411 (870) 587-0163 OR I;800-922-9637 FAX (870) 887-0134~138 31 W. Market SL Wilkes-Balm PA 18702 (670) 821-0837 or 800-922-9537 FAX (670)'821-1786 201 Basin Street Willlamsport, PA 17703 (570) 323-6627 FAX (57O) 323-6628 , NANGO COUHTY mater Ede Comrnurdty Action Committee 18 West 9TH Street Ede. PA 16601 (814) 459-4~81 FAX (814) 456-0181 John F. Kennedy Center, Inc 2021 East 20th $1reet Erie, PA 16510 (814) 898-O4OO FAX (814) 896-1243 CCCS of Western Pennsylvania, Inc. YMCA Building 339 North Washington Street ButJer, PA 16001 (412). 282-781." T-;,~;~%'. '.: vvasnmgton Center · ~'z0 holland Street Ede, PA 18503 (814) 453-5744 . FAX (814) 453-5749 Greater Ette Community Action Committee · 18 West 9TH Street Erie, PA 18501 (814) 469-4581 FAX (814) 458-0101 Wmmn-F~mst COW Economic Opportunlly - Councl! ' 1209 Pennsylvania Avenue, West P.O. Box 547 ~, PA 16385 "' (814) 728-2400 FAX (a.14) 723-0~1o , ~.?_?h .Avenue, Suite 950 ~urgll, PA 15219 (412) 391-1956 or (412)'281-2102 FAX (4'f2) 301-4512 ~2 ¥~n.~.. Action Southwest ' · - 893 German Street, P.O. Box 389 FAX (870) 297-2799 (570) 928-9688 FAX (570) 9288144 17 Cralton Street Wetlsboro, PA 16901 (870) 724-5252 FAX (570) 724-5783 931 Main Street Houeadale PA 18431 (570) 253-8941 FAX (870) 253-4817 u;aemen Street. P.O. Box oc~. PA 19557 709 ) 8-8840 FAX (570) ~36-0332 , PA 18801 (570) 276-3338 or 1-800-982-4045 F.~,~ {~70) 276-1aa0 'Hous/no. Inc. ' -- t, I 291-1956 er (412) 281 2 FAX (412) 391-4512 - 102 Community Action soulhwest ' vvayneebu~. PA 1~7n (724).2.28o3 --'- ' · - ,~,~u] wale Seuam Inc. CCCS of Weetem Pennsylvania. Inc. I North Gate Square ' ~2 Gerdan Center Greeneburg, PA 15001 cc..cs of W~tem Penn~y~an~ ~ N.. College Street vvasmngton PA 15301 (724) 222.92;2 . .' ,.~eventh $lmet ~eeapod, PA 15132 (412) ~4-158o FAX (4i2) .664:0873 M°n'Valley Unemployed Comm~ee · ,120 E. 9~h Avenue rmmeetead, PA-15120 , ~-~u((412) 462-995 ceu~%m of PA Street, Suite 906 ' , PA 1~222 t' 72) 33a-~4 or 1(500) 737-2233 FAX (412) 338-9963 mmttt, PA 18411 (570) 587-8183 OR 1-800-922-9537 FAX (57O) 957-0134/9135 31 W. Market St. Wl~ee-Ban, e PA 18702 · (,570) 821-0837 er 000-822-9~37 FAX (57O) 821-1795 ~ south 7th $1raet Iroudeburg PA 18380 (57O) 420-898O or 880-022-9537 FAX (570) 420-8081 ira Street, P.O. Box 218 Troy, PA 16947 (570) 297-2101 FAX (570) 297-2799 ' · '~ Uniontown PA 15401 Inc (724) 439-8030 - McKee~port, PA 15132 (412) 664-1590 · FAX (412) m~-0873 ~O o ' Luzeme Co PP rtunily of 163 Amber Lane Wilkes-Ban. e, Pennsylvania 18701 (570) 826-0510 OR 1-800-822.0 (_570) 485-4994 HAZELTON FAX .(.b'~/_ 0) 455-5631--CALL BEFORE FAXJNG (570) 838-4090 TUNKHANNOCK fCC400CSADmgtonof Nottheaetem P......~,-ni_ { O) ~87-9163 OR 1-800-022-6537 FAX (570) 507-9134/913~ - 'A 18702 (570) 821-0837 or 506-622-0037 FAX (57O) 821-1785 195 EJm~a S,--~ p - -N~S~em PA 'Troy,'P^ '(57~)) 297-2101 ' FaX (570) 257-~,7~ ' · F~G~(~70Sim~ P.O.' SOx -_ ( )297-2790 (570) 926-g560 ........ FAX (570) 928-8144 ~Vet~7 Craffon Slmet bom, PA 18901 (570) 72.4-5252 FAX (5'~) 724-~783 931 MaIn Street Honeadale PA 18431 (570) 253.8941 FAX (5~) 253-~17 (570) ~ FAX (57O) a36-e332 ~, p~r~l, Box 339 ', 18801 ~d, PA 16120 . ~~_. (4~2) ~2-~2 F~ (412) 4~ - " ' ' " ~4) o~ PA 17~1 2000 Unglestewn Road arflsburg, PA 17102 of Weetem Pennsylvania,. 912 So,th Gem.ge Slreet Ym~,, PA 17403 (717) a4e-4178 A~am~ Coumy Housing Au~erity 136-143 Car/Isle St ' Gattys_burg PA 17325 VERIFICATION Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff, a corporation unless designated otherwise; that he is authorized to take this Verification and does so because of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he has personal knowledge of some of the facts averred in the foregoing pleading; and that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief and the source of his information is public records and reports of Plaintiff's agents. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Ma~J~ Udren, ESQUIRE MARK J. UDREN &ASSOCIATES SHERIFF'S RETURN C~E NO: 2002-01919 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND NATIONAL CITY MORTGAGE CO VS GERHOLD STEPHEN C ET AL - REGULAR CPL. MICHAEL BARRICK , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon GERHOLD STEPHEN C the DEFENDANT at 17 HAZELWOOD PATH , at 1430:00 HOURS, on the 29th day of April , 2002 MECHANICSBURG, PA 17050 STEPHEN C GERHOLD by handing to a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 8.97 Affidavit .00 Surcharge 10.00 .00 36.97 Sworn and Subscribed to before me this /? ~ day of  ~2~ A.D. ~ i6rothonotary So Answers: R. Thomas Kline 05/02/2002 MARK LrDREN ~ SHERIFF'S RETURN C~SE NO: 2002-01919 P COMMON-WEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND NATIONAL CITY MORTGAGE CO VS GERHOLD STEPHEN C ET AL - REGULAR CPL. MICHAEL BARRICK , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon GERHOLD ROBIN A the DEFENDANT , at 1430:00 HOURS, at 17 HAZELWOOD PATH MECHANICSBURG, PA 17050 on the 29th day of April , 2002 by handing to STEPHEN C GERHOLD a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 6.00 Service .00 Affidavit .00 Surcharge 10.00 .00 16.00 Sworn and Subscribed to before me this 70 ~ day of ~ ~g~ P-~ A.D. · 16rothonotary- , , So Answers: R. Thomas Kline 05/02/2002 ~ Deputg~heriff SHERIFF'S RETURN CA~E NO: 2002-01919 P COMMONWEALTH OF PENNSYLVAiqIA: COUNTY OF CUMBERLAND NATIONAL CITY MORTGAGE CO VS GERHOLD STEPHEN C ET AL - REGULAR BRIAN BARRICK , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to says, the within COMPLAINT - MORT FORE was served upon GERHOLD ROBIN A the law, DEFENDANT , at 1942:00 HOURS, on the 29th day of April , 2002 at 201 SUMMER LANE ENOLA, PA 17025 ROBIN GERHOLD by handing to a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 6.00 Service 11.04 Affidavit .00 Surcharge 10.00 .00 27.04 Sworn and Subscribed to before me this /7 ~ day of  , ~ 2_~ A.D. ~P~othonotary So Answers: R. Thomas Kline MARK UDREN By: Deputy Sheriff MARK J. UDREN & ASSOCIATES BY= Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. Plaintiff Vo Stephen C. Gerhold Robin A. Gerhold De fendant (s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS i CIVIL DIVISION Cumberland County NO. 02-1919 Civil Term PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the attached Verification for the Verification attached to the Complaint in Mortgage Foreclosure with regard to the captioned matter. DATED: June 4, 2002 ..~ ~& ASSOCIATES ' .APR. 23.2002 10:04AM M~i] MARK J UDRE~ & ASSOC 856 4822574----- N0.3714 -P. 2/10-- The undersi~ned, an offlcer of the Corporation which is the Plaintiff in the foregoing Complaint or an officer of the Corporation which is the servicing agent of Dlaintiff, and being authorized to make this verification on behalf of the Plaintiff, hereby verifies that the facts set forth in the foregoing Complaint are taken from records maintained by Persons supervised by the ~ndersi~ned who maintain the business records of the mortgage held by Plaintlff in the ordinary course of business and that those facts are true and correct to the best of the knowledge, information and belief of the %hndersigned. The undersignsd under~tands that this statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falslfication to authorities. Date: Name: Anita ~L Title: Assistant Company: National City M~ Co. Stephen c. ~erhold Robin A. ~erhold Loan #8S96834 MJU #0232170 MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINOS HIGHWAY, SUITE 500 CHEP, RY HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newmark Drive Miamisburg,Oh 45342 Plaintiff v. Stephen C. Gerhold Robin A. Gerhold Stephen-17 Hazelwood Path Mechanicsburg, PA 17050 Robin-201 Summer Lane Enola, PA 17025 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLF21S CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 02-1919 Civil Term PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND A~SESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest Per Complaint From 4/18/02 to 6/4/02 Late charges per Complaint From 4/18/02 to 6/4/02 Escrow payment per Complaint From 4/18/02 to 6/4/02 $149,916.70 1,382.88 50.54 TOTAL accordance with Rule 237.1, ~ ~ ~ ~hi~h is attached hereto. ~ J Ma~k J. Udren,\ ESQU.IRE ~ Attorney for P~ff DAMAGES ARE HEREBY ASSESSED AS INDICATED , -~ /~ and in MA~K J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6~00 National City Mortgage Co. Plaintiff Vo Stephen C. Gerhold Robin A. Gerhold Defendant(s) ATTOP-NEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 02-1919 Civil Term DATED: May 22, 2002 TO: Stephen C. Gerhold 17 Hazelwood Path Mechanicsburg,PA 17050 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEAPJ~NCE PERSONALLY OR BY ATTORNEY AND PILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TE~ DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENTMAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 717-249-3166 800-990-9108 NOTIFICACION IMPORTANT~ USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE O ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UNABOGADO IMMEDIATAMENTE SI USTED NO TIENEABOGADO, 0 SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTHA ESCRITAABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 717-249-3166 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MA~K J. UDREN & ASSOCIATES BY= Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. Plaintiff v. Stephen C. Gerhold Robin A. Gerhold Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 02-1919 Civil Term DATED: May 22, 2002 TO: Robin A. Gerhold 201 Summer Lane Enola, PA 17025 YOU ARE IN DEFAULT BECAUSE YOU RAVE FAILED TO ENTER A WRITTEN APP~CE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TA/~E THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT RAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 717-249-3166 800-990-9108 NOTIFICACION IMPORTANT~ USTED SE ENCUENTRA EN ESTADO DE REBELDIA FOR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UNABOGADO I~4EDIATAMENTE SI USTED NO TIENE ABOGADO, 0 SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA O LLAME FOR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITAABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 717-249-3166 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WiLL BE USED FOR TEAT PURPOSE. APR. 23, 2002 IO:04AM Mai] MARK J UDREN & ASSOC 856 4822574--~'---'--N0.3714 --P, 3/10- _ B~ ~rk ~. Ud.ren. Esqu~=e ATTY Z.D. ~. 04302 ~040 N. ~Z~ ~AY, 8UZ~ 500 ~Y ~ZLL, N~ 08034 8SS-4~2-6900 gatfo~l City Mortgage Co. ~232 Ne~rk Drive Mi~ieburg, oh 45~42 Plaintiff Stephe~ C. Gerhold Robin A. ~erhold 17 Hazelwood Path Mechanicsburg, PA 170S0 Defendant(s) ATTO~.N~y FOZ PLAXNTZFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE POP~ECLOsURE NO. 02-1919 Civll Term Defendant= Age; Residence= Employment: AFFIDAVIT OF NON-MILITARY SERVICE STATE O~ fhio : : SS T~E ~NDERSIGNED being, duly sWOrn, deposes and says that the averments herein are based upon investigations made and records maintained by us either as Plaintiff or as servicing agent of the Plaintiff herein and that the above Defendant(s) are not in the Military or Naval Service of th~' United SCares of America or its Allies as defined in the Soldiers and Sailors Civil Relief Act of 1940, as amended, and that the age and last known residence and employment of each Defer~an~ are asfollows; Stephen C. ~erhold Over 18 AS captioned above Unknown Defendant: Age: Residence: Employment: Sworn Co and subscribed before me this 24th day of A~il , 2002, N~taz~ PUD'liC ~ Robin A. ~erhold Over 18 As captloned abo~,~ Unknown Name: A, fi.ta M. ~bl~ook Title: Assi~t~t Vice President MAP~ J. UDREN & ASSOCIATES BY= Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newmark Drive Miamisburg,Oh 45342 Plaintiff Stephen C. Gerhold Robin A. Gerhold Stephen-17 Hazelwood Path Mechanicsburg,PA 17050 Robin-201 Summer Lane Enola, PA 17025 Defendant(s) ATTOR/~EY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 02-1919 Civil Term TO: Stephen C. Gerhold 17 Hazelwood Path Mechanicsburg,PA 17050 NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. X Judgment by Default Money Judgment Judgment Judgment Judgment Prothonotary Judgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY Mark J. Udren~ Esquire At this telephone number: 856-482-6900 in Replevin for Possession on Award of Arbitration MAR/( J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newmark Drive Miamisburg,Oh 45342 ATTORNEY FOR PLAINTIFF : COURT OF COMMON PLEAS : CIVIL DIVISION :Cumberland County Plaintiff Stephen C. Gerhold Robin A. Gerhold Stephen-17 Hazelwood Path Mechanicsburg, PA 17050 Robin-201 Summer Lane Enola, PA 17025 i MORTGAGE FORECLOSURE 'NO. 02-1919 Civil Term Defendant(s) : PRAECIPE FOR ouuGM~NT FOR FAILURE TO ANSWER AND ASSESSMENT OF DA~A~ER TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest Per Complaint From 4/18/02 to 6/4/02 Late Charges per Complaint From 4/18/02 to 6/4/02 Escrowpayment per complaint From 4/18/02 to 6/4/02 $149,916.70 1,382.88 50.54 TOTAL I hereby certify that (1) the /a~dresses of the Plaintiff Defendant are as shown abow ~ an~ (2y ~hat notice has been given accordance with Rule 237.1, ..~__ _~ _~h_i~ is attached hereto. ~ Ma~k J. Udren,\ ESQUIRE Attorney for P~ff DATE:~~_~DAMAGES ARE HEREBY ASSESSED AS INDI,~ATED{ ~J~' ~. ~ PRU ~ROTHY ~ and in MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newmark Drive Miamisburg,Oh 45342 ATTOP/~EY FOR PLAINTIFF : COURT OF COMMON PLEAS i CIVIL DIVISION :Cumberland County Plaintiff i MORTGAGE FORECLOSURE : v. Stephen C. Gerhold Robin A. Gerhold ~ NO. 02-1919 Civil Term Stephen-17 Hazelwood Path : Mechanicsburg,PA 17050 Robin-201 Summer Lane : Enola, PA 17025 : Defendant(s) : TO: Robin A. Gerhold 201 Summer Lane Enola, PA 17025 NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. Prothonotary x Judgment by Default Money Judgment Judgment in Replevin Judgmen~ for Possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY Mark J. Udren. Esquire At this telephone number: 856-482-~900 MAR/~ J. UDP. EN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newmark Drive Miamisburg,Oh 45342 Plaintiff Stephen C. Gerhold Robin A. Gerhold Stephen-17 Hazelwood Path Mechanicsburg,PA 17050 Robin-201 Summer Lane Enola, PA 17025 Defendant(s) ATTORNEY FOR PLAINTIFF :COURT OF COMMON PLEAS ~ CIVIL DIVISION :Cumberland County MORTGAGE FOP~ECLOSURE NO. 02-1919 Civil Term PRAECIPH FOR ouoGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest Per Complaint From 4/18/02 to 6/4/02 Late charges per Complaint From 4/18/02 to 6/4/02 Escrow.payment per Complaint From 4/18/02 to 6/4/02 $149,916.70 1,382.88 50.54 TOTAL I hereby certify that Defendant are as shown abow accordance with Rule 237.1, DAMAGES ARE HEREBY ASSESSEDAS (1) the./a~dresses of the Plaintiff ~ an~ (2y ~hat. notice has been given __~__ _~ ~h_i~h is attached hereto. Ma~k J. Udren,\ ESQUIRE Attorney for P~ff PRO PROTHY ' and in MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire. ATTY I.D. NO. 04302 1040 N. KIN~S HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newmark Drive Miamisburg,Oh 45342 ATTOP-NEY FOR PLAINTIFF : COURT OF COMMON PLEAS i CIVIL DIVISION · Cumberland County Plaintiff v. Stephen C. Gerhold Robin A. Gerhold Stephen-17 Hazelwood Path Mechanicsburg,PA 17050 Robin-201 Summer Lane Enola, PA 17025 Defendant(s) MORTGAGE FORECLOSURE NO. 02-1919 Civil Term PRAECIPE FOR WRIT OF EXECUTION TO THE SHERIFF: Issue Writ of Execution in the above matter: Amount due Interest From ~ to Date of Sale September 4~ Per diem @$28.81 (Costs to be added) 2002 $ ASSOCIATES ! _ \ , QUIRE YVRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 02-1919 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW' TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due NATIONAL CITY MORTGAGE CO., Plaintiff (s) From STEPHEN C. GERHOLD, 17 HAZELWOOD PATH, MECHANICSBURG, PA 17050 AND ROBIN A. GERHOLD, 201 SUMMER LANE, ENOLA, PA 17025 (1) You are directed to levy upon thc prope~:y of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You arc also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachmem has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify b_im/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $151,921.46 L.L. $.50 Interest FROM 6/5/02 TO DATE OF SALE 9/4/02 $2,650.52 PERDIEM 6528.81 Due Prothy $1.00 Other Costs Atty's Corem % Arty Paid $152.01 Plaintiff Paid Date: JUNE 10, 2002 REQUESTING PARTY: Name MARK J. UDREN, ESQUIRE CURTIS R. LONG Prothonotary, Civil Division Address: 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 Attorney for: PLAINTIFF Telephone: 856-482-6900 Supreme Court ID No. 04302 MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newmark Drive Miamisburg,Oh 45342 Plaintiff Stephen C. Gerhold Robin A. Gerhold Stephen-17 Hazelwood Path Mechanicsburg,PA 17050 Robin-201 Summer Lane Enola, PA 17025 Defendant(s) ATTOPA~EY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 02-1919 Civil Term CERTIFICATE Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff in the above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is: Sec. ) ) ) (x) ( ) An FHA insured mortgage Non-owner occupied Vacant Act 91 procedures have been fulfilled. Over 24 months delinquent. This certification is made subject to the penalties of 4904 relating to unsworn falsifica~i~to authorities. ~ /Mlrk J! Udren, ~SQuIRE ~.,/ ATTORNEY FOR PI ~x~iFF 18 Pa. MARK J. UDREN & ASSOCIATES BY= Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage 3232 Newmark Drive Miamisburg,Oh 45342 Co. Plaintiff Stephen C. Gerhold Robin A. Gerhold Stephen-17 Hazelwood Path Mechanicsburg,PA 17050 Robin-201 Summer Lane Enola, PA 17025 Defendant (s) 500 ATTORNEY FOR PLAINTIFF : COURT OF COMMON PLEAS !CIVIL DIVISION : Cumberland County : - MORTGAGE FORECLOSURE : NO. 02-1919 Civil Term AFFIDAVIT PURSUANT TO RULE 3129.1 National City Mortgage Co., Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: Lot 68 Hazelwood Path aka 17 Hazelwood Path Enola,PA 17025 1. Name and address of Owner(s) Name Stephen C. Gerhold Robin A. Gerhold or reputed Owner(s): Address 17 Hazelwood Path, Mechanicsburg,PA 17050 201 Summer Lane, Enola, PA 17025 2. Name and address of Defendant(s) in the judgment: Name Address Same as #1 above 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address None 4. Name and address of the last recorded record: Name Address Plaintiff herein. See Caption above. holder of every mortgage of 5. Name and address of every other person who has any record lien on the property: Name Address None 6. Name and address of every other person who has any record interest the property and whose interest may be affected by the sale: Name Address in Real Estate Tax Dept. 1 Courthouse Sq., Carlise, PA 17013 Domestic Relations Section 13 N. Hanover St., Carlise, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance, Dept. 280946 Harrisburg, PA 17128-0946 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants Lot 68 Hazelwood Path aka 17 Hazelwood Path, Enola,PA 17025 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made sub' ect to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn fa~-~:ation to authorities. DATED: June 4, 2002 / ~UDREN f ,ASSOCIATES \ /M~rk J. Udren, ~Q. ~/ Attorney for P1 ~lntiff MAP~K J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newraark Drive Miamisburg,Oh 45342 Plaintiff Vo Stephen C. Gerhold Robin A. Gerhold Stephen-17 Hazelwood Path Mechanicsburg,PA 17050 Robin-201 Summer Lane Enola, PA 17025 Defendant ( s ) ATTORNEY FOR PLAINTIFF : COURT OF COMMON PLEAS i CIVIL DIVISION : Cumberland County - MORTGAGE FORECLOSURE ' NO. 02-1919 Civil Term NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Stephen C. Gerhold 17 Hazelwood Path Mechanicsburg, PA 17050 Your house (real estate) at Lot 68 Hazelwood Path aka 17 Hazelwood Path Enola,PA 17025 is scheduled to be sold at the Sheriff's Sale on September 4, 2002, at 10:00 A.M. in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlise, PA , to enforce the court judgment of $151,921.46, obtained by Plaintiff above (the mortgagee) against you. If the sal~ is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE TO prevent this Sheriff's Sale, you must take ' - The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: ~- You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. You may also be able to stop the sale through other legal proceedings. You may need an atton~ey to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) EVEN IF THE SHERIFF'S SAL~ DOES T~ 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. YOU may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT H~V~ A LAWYER OH CANNOT AFFORD ONE, ~0 TO OH TELEPHONE THE OFFICE LISTED BELOW TO FINE OUT WHERE YOU CAN ~ET L~C, AL HELP. LAWYER HEFEI~RAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ALL THAT CERTAIN PIECE OR PARCEL OF LAND SITUATE IN THE TOWNSHIP OF EAST PE~NSBORO, CUMBERLAND COU1TTY, CO~0N~2%LTH OF PENNSYLVJtNIA, BEING MOP~E FULLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT BEIN~ LOCATED ON THE DEDICATED RIGHT OF WAY LINE OF HAZELWOOD ~ATH AT THE DIVIDING LINE OF LOT NO. 69 AND LOT NO. 68, HICKORY RIDGE, PEASE II, PLAN BOOK 7%, PAGE 107; THENCE BY SA~D DIVIDING LINE, NORTH 71 DEGREES 06 MINL~TES 32 SECONDS EAST A DISTANCE OF 120.45 FEET TO A POINT ON THE DIVIDING LINE OF LANDS NOW OR FOK~ERLY OF HAST PENNSBORO TOWNSHIP ~ LOT NO. 68, HEREIN DESCRIBED; THENCE BY SA.ID DIVIDING LINE, SOUTH 06 DEGREES 30 MINUTES 13 SECONDS EAST A DISTJtNCE OF 113.77 FEET TO A POINT ON THE DIVIDING LINE OF LOT NO. 67 AND LOT NO. 68, HEREIN DESCRIBED; THENCE BY SA/D DIVIDING LINE, NORTH 87 DEGREES 41 MINUTES 58 SECONDS W~ST, A DISTJtNCE OF 115.71 FEET TO A POINT ONT NE DEDICATED RIGHT OF WAY LINE OF HAZELWOOD PATH; THENCE BY SAID RIGHT OF WAY LINE OF THE FOLLOWING TWO COURSES AND DISTANCES: 1. BY A CURV~ TO THE LEFT.EAVING A P2%DIUS OF 175.00 FEET AND AN ARC DISTANCE OF 64.73 FEET TO A POINT. 2. NORTH 18 DEGREES 53 MINIITES 26 SECONDS WEST A DISTANCE OF 6.03 FEET TO A POINT, TNB PLACE OF BEGINNING. BEIN~ LOT NO. 68, CONTAINING 1~,513.24 SQUA/tE FEET, AS SHOWN ON FINAL SUBDIVISION pLAN OF HICKORY RIDGE, PEASE II~ RECONDED IN pLJtN BOOK 74, PAGE 107, JtND BEING SUBJECT TO ALL EASEMENTS OF HECOND. TITLE TO SAID PREMISES IS VESTED IN STEPHEN C. GEP~HOLD AND ROBIN A. GERHOLD, HUSBAND AND WIFE, BY DEED FROM MICHAEL MANNING AND ASSOCIATES, A PENNSYLVANIA GENERAL PARTNERSHIP CONSISTING OF MICHAEL C. MANNING AND JAMES W. D'ANGELO, PARTNERS, DATED 5/30/97, RECORDED 6/2/97, IN DEED BOOK 158, PAGE 725 BEING KNOWN AS 17 HAZELWOOD PATH, ENOLA, PA 17025 PROPERTY ID NO.: 09-17-1038-085 National City Mortgage Co. VS Stephen C. Gerhold and Robin A. Gerhold In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2002-1919 Civil Term R. Thomas Kline, Sheriff, who being duly swom according to law, states this wht is returned STAYED pursuant to instructions from Attorney Mark Udren. SherifFs Costs: Docketing 30.00 Sumharge 30.00 Law Library .50 Prothonotary 1.00 Mileage 17.25 Levy 15.00 Advertising 15.00 Posting Handbills 15.00 Share of Bills 25.20 Poundage 2825.19 Law Journal Patriot News 75.35 Certified Mail 1.02 $3050.51 paid by attorney 10/28/02 Swom and subscribed to before me So Answers: This 'j ~g- dayof R. Thomas Kline} Sheriff 2002, A.D. ~07~ Prothonotary Real Estate Deputy (:b_ MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newraark Drive Miamisburg,Oh 45342 Plaintiff Vo Stephen C. Gerhold Robin A. Gerhold Stephen-17 Hazelwood Path Mechanicsburg,PA 17050 Robin-201 Summer Lane Enola, PA 17025 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS i CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 02-1919 Civil Term AFFIDAVIT PURSUANT TO RULE 3129.1 National City Mortgage Co., Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: Lot 68 Hazelwood Path aka 17 Hazelwood Path Enola, PA 17025 1. Name and address of Owner(s) or reputed Owner(s): Name Address Stephen C. Gerhold Robin A. Gerhold 17 Hazelwood Path, Mechanicsburg, PA 201 Summer Lane, Enola, PA 17025 17050 2. Name and address of Defendant(s) in the judgment: Name Address Same as #1 above 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address None 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. See Caption above. 5. Name and address of every other person who has any record lien on the property: Address Name None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. Domestic Relations Section Commonwealth of PA, Department of Revenue 1 Courthouse Sq., 13 N. Manover St., Carlise, Bureau of Compliance, Dept. Harrisburg, PA 17128-0946 Carlise, PA 17013 PA 17013 280946 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants Lot 68 Hazelwood Path aka 17 Mazelwood Path, Enola,PA 17025 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I underStand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsw~rn fa~tion to authorities. une 4. i /IV MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-%82-6900 National City Mortgage 3232 Newmark Drive Miamisburg,Oh 45342 Co. Plaintiff Stephen C. Gerhold Robin A. Gerhold Stephen-17 Hazelwood Path Mechanicsburg,PA 17050 Robin-201 Summer Lane Enola, PA 17025 Defendant ( s ) ATTORI~EY FOR PLAINTIFF :COURT OF COMMON PLEAS i CIVIL DIVISION : Cumberland County i MORTGAGE FORECLOSURE ' NO. 02-1919 Civil Term NOT~h~~~?.R OF RF~%L PROPERTY TO: Robin A. Gerhold 201 Summer Lane Enola, PA 17025 Your house (real estate) at Lot 68 Hazelwood Path aka 17 Hazelwood Path Enola, PA 17025 is scheduled to be sold at the Sheriff's Sale on September 4, 2002, at 10:00 A.M. in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlise, PA, to enforce the court judgment of $151,921.46, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. ~ou MAY RE ABLE TO PREVENT THIS SHERIFF'~ SAL~ To prevent this Sheriff's Sale, you must take ~ ' ' 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: - - 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights.. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) ~SLT/~LLu~B~E-TO SA~Vu~fQIIR PP~O~TY A~i~Q 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened- 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed With the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TA/~E THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFOP/D OAIE, ~O TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHEP. E YOU CAN GET LBGA~ HELP. LAWYER REFEP-RAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue ..Carlisle,PA 17013 717-249-3166 800-990-9108 MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newmark Drive Miamisburg,Oh 45342 Plaintiff Vo Stephen C. Gerhold Robin A. Gerhold Stephen-17 Hazelwood Path Mechanicsburg,PA 17050 Robin-201 Summer Lane Enola, PA 17025 Defendant (s) 5OO ATTOR/FEY FOR PLAINTIFF COURT OF COMMON PLEAS i CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE 2 : NO. : 02-1919 Civil Term KOTICE OF S~WTFF,S SAT.R OF ~T. PROPERTY TO: Stephen C. Gerhold 17 Hazelwood Path Mechanicsburg,PA 17050 Your house (real estate) at Lot 68 Hazelwood Path aka 17 Hazelwood Path Enola,PA 17025 is scheduled to be sold at the Sheriff,s Sale on September 4, 2002, at 10:00 A.M. in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlise, PA , to enforce the court judgment of $151,921.46, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, t~e property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RI~HTM YOU MAY RE ARLE TO PREVENT TMIS SMERIFF'S SAT,R To prevent this Sheriff's Sale, you must take i ' · 1. The sale will be cancelled if you pay to the mortgages the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: ~856) 482-6900. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) Y~O~L BF.~U~J~ TO~.%zC~ Y~OP~J~%KD YOi~HAYF~OTH~I~G~TM 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by callin~ 856-482-6900. 2. You may be able to petition the Court to set aside the sale if the bid price was ~rossly inadequate compared to the value of your property. 3. The sale will 9o through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may brin~ legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of 9ettin9 your home back, if you act immediately after the sale. YOU SHOULD TAKE TBIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, ~0 TO OR TELEPHONE T~E OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN ~ET LBGAL HELP. LAWYER REFEP-RAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue -Carlisle,PA 17013 717-249-3166 800-990-9108 ALL THAT CRRTAIN PIECE OR PARCEL OF LAND SITUATE IN THE TOWNSHIP OF EAST PENNSBORO, CU~ERLA/FD COLrRTy, CO~OAr~rEA.LTH OF PENNSYLVA~IIA, BEING MORE FULLY DESCRIBED AS FOLLOWS .- BEGINNING AT A POINT BEING LOCATED ON THE DEDICATED RIGHT OF WAY LINE OF HAZELWOOD PATH AT TEE DIVIDING LI19'E OF LOT NO. 69 ~ LOT NO. 68, HICKORY RIDGE, PHASE II, PLAN BOOK 74, PAGE 107; TKENCE BY SAID DIVIDING LIHE, NORTH 71 DEGP~EBS 06 ~II~TES 32 SECOEDS EAST A DiSTA-NCE OF 120.45 FEET TO A POINT ON THE DIVIDING LIHE OF LAArDS NOW OR FORb~ERLy OF EAST PENNSBORO TOWNSHIP A/gD LOT NO. 68, HEREIN DESCRIBED; THENCE BY SAID DIVIDING LINE, SOUTH 06 DEGREES 30 MI~0'i'ES 13 SECONDS EAST A DISTA~CB OF 113.77 FEET TO A POINT ON THE DIVIDING LINE OF LOT NO. 67 ARD LOT NO. 68, HEREIN DESCRIBED; THENCE BY SAID DIVIDING LINE, NORTH 87 DEGREES 41 ~LINUTES 58 SECONDS WEST, A DIST~tNCE OF 115.71 FEET TO A POINT ONT HE DEDICATED RIGHT OF WAY LINE OF HAZELWOOD PATH; THENCE BY SA-ID RIGHT OF WAY LINE OF THE FOLLOWING TWO COURSES ~ DISTANCES: 1. BY A CI/R~rE TO THE LEFT HAVING A P2tDIUS OF 175.00 FEET ~ AN ARC DISTANCE OF 64.73 FEET TO A POINT. 2. NORTH 18 DEGREES 53 MINUTES 28 SECONDS W-EST A DISTANCE OF 6.03 FEET TO A POINT, THE PLACE OF BEGINNING. BEIN~ LOT NO. 68, CONTAINING 1~513.24 SQUAP. E FEET, AS SHOWN ON FINAL SD-BDI%-/SION PLAN OF HICKORY RIDGE, PHASE II~ RECORDED IN pLAN BOOK 74, PAGE 107, A~rD BEING SUBJECT TO ALL HASE~/]~TS OF RECORD. TITLE TO SAID PREMISES IS VESTED IN STEPHEN C. GERHOLD AND ROBIN A. GERHOLD, HUSBAND AND WIFE, BY DEED FROM MICHAEL MANNING AND ASSOCIATES, A PENNSYLVANIA GENER3LL PARTNERSHIP CONSISTING OF MICHAEL C. MANNING AND JAMES W. D'ANGELO, PARTNERS, DATED 5/30/97, RECORDED 6/2/97, IN DEED BOOK 158, PAGE 725 BEING KNOWN AS 17 HAZELWOOD PATH, ENOLA, PA 17025 PROPERTY ID NO.: 09-17-1038-085 WRI,T OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 02-1919 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due NATIONAL CITY MORTGAGE CO., Plaintiff (s) From STEPHEN C. GERHOLD, 17 HAZELWOOD PATH, MECHANICSBURG, PA 17050 AND ROBIN A. GERHOLD, 201 SUMMER LANE, ENOLA, PA 17025 (I) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If pr°perty °f the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. AmountDue $151,921.46 L.L. $.50 Interest FROM 6/5/02 TO DATE OF SALE 9/4/02 $2,650.52 PER DIEM 6528.81 Atty's Comm % DueProthy $1.00 Arty Paid $152.01 Other Costs Plaintiff Paid Date: JUNE I0, 2002 CURTIS R. LONG Prothonotary, Civil Division REQUESTING PARTY: Name MARK J. UDREN, ESQUIRE Address: 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 Attorney for: PLAINTIFF Telephone: 856-482-6900 Supreme Court ID No. 04302 Real Estate Sale # 64 On June 17, 2002 the sherifflevied upon the defendant's interest in the real property situated in East Pennsboro Township, Cumberland County, PA known and numbered as Lot 68 Hazelwood Path a/k/a 17 Hazelwood Path, Mechanicsburg, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: June 17, 2002 By: ,~ 0 Real Estate Deputy THE PATRIOT NEWS THESUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Frank J. Epier being duly sworn according to law, deposes and says: That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the 23rd of July 2002. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION . .~ ~;~. ~iiir;. ~..; ~;;..~.~ ~/~ ·~ I My ~mi~im ~ ' I k~nTamV ~m~r, PennsWania ~n ~ ~s .............. My commission expires June 6, 2006 Writ NO. 2002-1919 CIvil Tirllt CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates Probating same Notary Fee(s) Total $ 73.60 $ 1.75 $ 75,35 12R45 fee~ to. point on tie di~ line of bads .oow ~ fotmedy of East Pcnasbero 'lbw~aip mi Lot No. 68, Imein n~eby~e~.s~,~un~m~oor Advertising Cost mlames 13 seconds east a distaace of 113 77 feet toagoi~t~h~dividi~glincofLotNo.:67al,~d CO., publisher of The Patriot-News and The Sundav Patriot-News. newspapers of general t~ No. (~, ~ d~,c~ibxl; ~ ~ .id ~dge receipt of the aforesaid notice and publication costs and ce~ifies that the same have ~a~ll~,~a~t MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 National City Mortgage Co. 3232 Newmark Drive Miamisburg,Oh 45342 Plaintiff Vo Stephen C. Gerhold Robin A. Gerhold Stephen-17 Hazelwood Path Mechanicsburg, PA 17050 Robin-201 Summer Lane Enola, PA 17025 Defendant ( s ) ATTORREY FOR PLAINTIFF : COURT OF COMMON PLEAS : CIVIL DIVISION :Cumberland County i NO. 02-1919 Civil Term PRAECIPE TO MARK SETTLED, DISCONTINUED AND ENDED AND SATISFY JUDGMENT TO THE PROTHONOTARY: Kindly mark the above captioned matter SETTLED, DISCONTINUED AND ENDED AND JUDGMENT SATISFIED, upon payment of your costs only. DATED: November 27~ 2002 Mar~' 3. Udren, Esquire Mark J. Udren & Associates Attorney for Plaintiff