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Home My WebLink About06-4265IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CENTURION CAPITAL CORP., No. 01? -42) S 1. lV L?c0 ,M ASSIGNEE OF HOUSEHOLD BANK I` ASSIGNEE OF RUSHMORE RECOVERIES MANAGEMENT PO BOX 1845 ROCKVILLE MD 20849 Plaintiff VS JAMES E KNOCHE JR 528 WALNUT ST #8 LEMOYNE PA 17043 Defendant(s) CIVIL ACTION - LAW Filed on behalf of: Plaintiff, CENTURION CAPITAL CORP., Counsel of record for this party: Date: q t5A? Amy F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / A ew C David R. Galloway #87326 _og+lvn M. C -' #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 157449721 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CENTURION CAPITAL CORP., :No. ASSIGNEE OF HOUSEHOLD BANK ASSIGNEE OF RUSHMORE RECOVERIES MANAGEMENT Plaintiff VS JAMES E KNOCHE JR Defendant(s) :CIVIL ACTION - LAW You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 157449721 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CENTURION CAPITAL CORP., :No. ASSIGNEE OF HOUSEHOLD BANK ASSIGNEE OF RUSHMORE RECOVERIES MANAGEMENT Plaintiff :CIVIL ACTION - LAW VS JAMES E KNOCHE JR Defendant(s) NOTICIA USTED HA SIDO DEMANDADO/A EN LA CORRE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias despu€s que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIIt UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 157449721 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CENTURION CAPITAL CORP., (x - ? ASSIGNEE OF HOUSEHOLD BANK :No. ya C !Ut l ASSIGNEE OF RUSHMORE RECOVERIES MANAGEMENT Plaintiff VS JAMES E KNOCHE JR Defendant(s) :CIVIL ACTION - LAW AND NOW, comes the Plaintiff, by and through its attorneys and the law firm of Wolpoff & Abramson, LLP, and files this Complaint and in support avers as follows: 1. Plaintiff is CENTURION CAPITAL CORP., ASSIGNEE OF HOUSEHOLD BANK ASSIGNEE OF RUSHMORE RECOVERIES MANAGEMENT, located at Po Box 1845 Rockville, MD 20849. 2. Defendant, JAMES E KNOCHE JR, is an adult individual with a last known address of 528 Walnut St #8 Lemoyne, Cumberland County, PA 17043. 3. It is averred that Defendant was issued an open end credit account (hereinafter "Account"). 4. At all relevant times material hereto, Defendant has been regular users of said Account for the purchase of products, goods and/or for obtaining services. 5. Defendant was provided with copies of the Statement of Accounts showing all debits and credits for transactions on the aforementioned credit card account to which there was no bona fide objection by Defendant. A true and correct copy of the Statement of Account is attached hereto, incorporated herein and marked as Exhibit "A". CCP Cmplt - WOR W&A File No. 157449721 6. Defendant did not object to the above-mentioned statement submitted by Plaintiff and/or its assignors to Defendant. 7. As of the date of this Complaint, the remaining balance due, owing and unpaid on Defendant's credit card account as a result of the charges made by said Defendant and/or any authorized users is the sum of $7,923.96. 8. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees from the law office of Wolpoff & Abramson, LLP in the collection of the amounts due from Defendant incident to the within action based upon 20% of the principal amount due and owing, and Plaintiff shall continue to incur such attorney's fees through the conclusion of the proceedings. 9. The amount of attorney's fees which has accrued is the sum of $1,584.79. 10. Despite reasonable and repeated demands for payment, Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 11. Plaintiff performed any and all conditions precedent to the bringing of this action. 12. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - WOR W &A File No. 157449721 WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment in favor of the Plaintiff and against Defendant in the amount of $7,923.96, plus attorney's fees in the amount of $1,584.79, plus costs of this action and any other relief as this Court deems just and reasonable. Respectfully Submitted, Date: G5 D Amy F. oyle 062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266. WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - WOR W&A File No. 157449721 The undersigned hereby states that they are the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, they are authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Pleading are true and correct to the best of their knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: !? a Amy . Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - WOR W&A File No. 157449721 Exhibit "A" ACCOUNT# 5480430001168845 CLIENT# 001957 ACCT BALANCE 7,923.96 LPYMT DT OPEN DT 12115/99 CHRG OFF DT 11/29/03 PURCHASE DT 01/03/06 *CC2-DEBT-NAME *CC2-DEBT-SALUT*CC2-DEBT-ALIAS KNOCHE JR,JAMES E *CC2-DEBT-ADDR *CC2-DEBT-CITY-ST *CC2-DEBT-ZIP*CC2-DEBT-PHONE 528 WALNUT ST APT 8 LEMOYNE,PA 17043 7177613941 *CC2-DEBT-FAX*CC2-DEBT-SSN *CC2-RFILE-NR*CC2-DEBT-DOB*CC2-DEBT-DRIVERS-LIC XXX-XX-8347 *CC-REC-TYPE*CC-FILENO *CC-FORW-FILE *CC-MASCO-FILE *CC-FORW-ID 01 0200505437 5480430001168845 MD16 CENT *CC-FIRM-ID*CCi -DATE-FORW*CCi -LIST-FORW*CC1-COM M*CC1-SUIT-FEE*CC 1-ORIG-AMT-OUT XLLP 03/03/06 .00 7,923.96 *CCi -INT-AMT-OUT*CC1 -ORIG-INT-DATE*CC1 -CRED-NAME .00 HOUSEHOLD BANK *CC1-CRED-NAME2 *CCi-CRED-ADDR *CC1-CRED-CITY-ST HOUSEHOLD BANK *CC 1-CRED-ZIP*CCi -BAL-AMT-OUT*CC 1-TYPE*CC 1-LPAY-DATE*CC1-LPAY-AMT-OUT 0000000792396 .00 Ut E., CENTURION CAPITAL CORP., ASSIGNEE OF HOUSEHOLD BANK ASSIGNEE OF RUSHMORE RE- COVERIES MANAGEMENT, Plaintiff, VS. JAMES E. KNOCHE, JR., Defendant. CIVIL ACTION - LAW NOTICE TO PLEAD TO THE WITHIN NAMED PARTIES: You are hereby notified to file a written response to the within Preliminary Objections within twenty (20) days of service hereof, or judgment may be entered against you. IRA H. WEINSTOCK, P.C. 800 North Second Street Harrisburg, PA 17102 Phone: 717-238-1657 Dated: 08/16/06 Dated: 08/16/06 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNA. No. 06 - 4265 Civil Term CENTURION CAPITAL CORP., IN THE COURT OF COMMON PLEAS ASSIGNEE OF HOUSEHOLD BANK CUMBERLAND COUNTY, PENNA. ASSIGNEE OF RUSHMORE RECOVERIES: MANAGEMENT, Plaintiff, No. 06-4265 Civil Term VS. JAMES E. KNOCHE, JR., Defendant. CIVIL ACTION - LAW DEFENDANT'S PRELIMINARY OBJECTIONS TO PLAINTIFF'S COMPLAINT Defendant, James E. Knoche, Jr., by and through his attorneys, IRA H. WEINSTOCK, P.C., preliminarily objects to the Complaint filed in the above-captioned matter as set forth below. 1. Plaintiff instituted an action seeking to collect a purported unpaid credit card debt in the above-captioned matter. A true and correct copy of the Complaint is attached hereto as Exhibit "A." 2. Plaintiff's Complaint essentially alleges that the Defendant is in default of a purported credit card account, which Defendant allegedly opened with Plaintiff. Plaintiff seeks judgment against the Defendant in the sum of $7,923.96, plus attorney's fees of $1,584.79 and costs. Motion To Dismiss Plaintiff's Complaint Pursuant to Pa.R.C.P. 1028(a)(2) as Plaintiff has Failed to Attach the Credit Card Application as Required by Pa.R. C.P. 1019(h) 3. Throughout its Complaint, Plaintiff makes repeated reference to a purported "open end credit card account" (hereinafter "Account"). COMMONWEALTH OF PENNSYLVANIA ) ) ss: COUNTY OF DAUPHIN ) I verify that the statements made in the attached pleading are true and correct. I understand that false statements herein are made subject to the penalties set forth in 18 Pa.C.S. §4904 relating to unworn falsification to authorities. DATED: 15 JOCo C-. N. _ JAMES E. KNOCHE, JR. EXHIBIT "A" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CENTURION CAPITAL CORP., No. OL - Ly2L,, ASSIGNEE OF HOUSEHOLD BANK l ASSIGNEE OF RUSHMORE RECOVERIES MANAGEMENT PO BOX 1845 ROCKVILLE MD 20849 Plaintiff VS JAMES E KNOCHE JR q-1;L' l O 301 528 WALNUT ST #8 LEMOYNE PA 17043 Defendant(s) CIVIL ACTION - LAW Filed on behalf of: Plaintiff, CENTURION CAPITAL CORP., Counsel of record for this party: Date: Amy F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / At ew C David R. Galloway PZQmly-n M Chippg#87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF 8r. ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff FTI?00"O 01 x+, ; 5 °rd Tlyyyy.?hand r t?tt?'9 Y6tt avy W&A File No. 157449721 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CENTURION CAPITAL CORP., :No. ASSIGNEE OF HOUSEHOLD BANK ASSIGNEE OF RUSHMORE RECOVERIES MANAGEMENT Plaintiff VS JAMES E KNOCHE JR Defendant(s) :CIVIL ACTION - LAW You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 157449721 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CENTURION CAPITAL CORP., :No. ASSIGNEE OF HOUSEHOLD BANK ASSIGNEE OF RUSHMORE RECOVERIES MANAGEMENT Plaintiff VS JAMES E KNOCHE JR Defendant(s) :CIVIL ACTION - LAW USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias despu6s que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIIADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 157449721 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CENTURION CAPITAL CORP., ASSIGNEE OF HOUSEHOLD BANK :No. ASSIGNEE OF RUSHMORE RECOVERIES MANAGEMENT Plaintiff VS JAMES E KNOCHE JR Defendant(s) CIVIL ACTION - LAW AND NOW, comes the Plaintiff, by and through its attorneys and the law firm of Wolpoff & Abramson, LLP, and files this Complaint and in support avers as follows: 1. Plaintiff is CENTURION CAPITAL CORP., ASSIGNEE OF HOUSEHOLD BANK ASSIGNEE OF RUSHMORE RECOVERIES MANAGEMENT, located at Po Box 1845 Rockville, MD 20849. 2. Defendant, JAMES E KNOCHE JR, is an adult individual with a last known address of 528 Walnut St #8 Lemoyne, Cumberland County, PA 17043. 3. It is averred that Defendant was issued an open end credit account (hereinafter "Account"). 4. At all relevant times material hereto, Defendant has been regular users of said Account for the purchase of products, goods and/or for obtaining services. 5. Defendant was provided with copies of the Statement of Accounts showing all debits and credits for transactions on the aforementioned credit card account to which there was no bona fide objection by Defendant. A true and correct copy of the Statement of Account is attached hereto, incorporated herein and marked as Exhibit "A". CCP Cmplt - WOR W&A File No. 157449721 Defendant did not object to the above-mentioned statement submitted by Plaintiff and/or its assignors to Defendant. As of the date of this Complaint, the remaining balance due, owing and unpaid on Defendant's credit card account as a result of the charges made by said Defendant andlor any authorized users is the sum of $7,923.96. 8. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees from the law office of Wolpoff & Abramson, LLP in the collection of the amounts due from Defendant incident to the within action based upon 20% of the principal amount due and owing, and Plaintiff shall continue to incur such attorney's fees through the conclusion of the proceedings. The amount of attorney's fees which has accrued is the sum of $1,584.79. 10. Despite reasonable and repeated demands for payment, Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. it. Plaintiff performed any and all conditions precedent to the bringing of this action. 12. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - WOR W&A File No. 157449721 WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment in favor of the Plaintiff and against Defendant in the amount of $7,923.96, plus attorney's fees in the amount of $1,584.79, plus costs of this action and any other relief as this Court deems just and reasonable. Respectfully Submitted, Date: G? Amy F. oyle 062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 ! Andrew C. Spears #87737 David R. Galloway #873261 Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266. WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - WOR W&A File No. 157449721 VERIFICATION The undersigned hereby states that they are the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, they are authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Pleading are true and correct to the best of their knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unswom falsification to authorities. Date: 1 C D ?K :5?-? Amy . Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #863411 Andrew C. Spears #87737 David R. Galloway #87326 l Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #188371 Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - WOR W&A File No. 157449721 ACCOUNT# 5480430001168845 CLIENT# 001957 ACCT BALANCE 7,923.96 LPYMT DT OPEN DT 12/15/99 CHRG OFF DT 11/29103 PURCHASE DT 01 /03/06 *CC2-DEBT-NAME *CC2-DEBT-SALUT*CC2-DEBT-ALIAS KNOCHE JR,JAMES E *CC2-DEBT-ADDR *CC2-DEBT-CITY-ST *CC2-DEBT-ZIP*CC2-DEBT-PHONE 528 WALNUT ST APT 8 LEMOYNE,PA 17043 7177613941 *CC2-DEBT-FAX*CC2-DEBT-SSN *CC2-RFILE-NR*CC2-DEBT-DOB*CC2-DEBT-DRIVERS-LIC XXX-XX-8347 *CC-REC-TYPE*CC-FILENO *CC-FORW-FILE *CC-MASCO-FILE *CC-FORW-ID 01 0200505437 5480430001168845 MD16 CENT *CC-FIRM-ID*CC1-DATE-FORW*CC1-LIST-FORW*CC1-COMM*CC1-SUIT-FEE*CC1-ORIG-AMT-OUT XLLP 03/03/06 .00 7,923.96 *CC1-INT-AMT-OUT*CC1-ORIG-INT-DATE*CC1 -CRED-NAME .00 HOUSEHOLD BANK *CCl-CRED-NAME2 *CCi-CRED-ADDR *CCi-CRED-CITY-ST HOUSEHOLD BANK *CC1-CRED-ZIP*CC1-BAL-AMT-OUT*CC1-TYPE*CC1-LPAY-DATE*CC1-LPAY-AMT-OUT 0000000792396 .00 CERTIFICATE OF SERVICE AND NOW, this 16th day of August, 2006, I, Ira H. Weinstock, Esquire, attorney for Defendant, hereby certify that I served the within DEFENDANT'S PRELIMINARY OBJECTIONS TO PLAINTIFF'S COMPLAINT this day by depositing the same in the United States mail, postage prepaid, in the post office at Harrisburg, Pennsylvania, addressed to: By First Class Mail: Amy F. Doyle, Esquire / Daniel F. Wolfson, Esquire Philips C. Warholic, Esquire / Andrew C. Spears, Esquire David R. Galloway, Esquire / Tonilyn M. Chippie, Esquire Sarah E. Ehasz, Esquire / Robert N. Polas, Jr., Esquire Bruce H. Cherkis, Esquire / Ronald S. Canter, Esquire Ronald M. Abramson, Esquire WOLPOFF & ABRAMSON, L.L.P. 4660 Trindle Road, 3`a Floor Camp Hill, PA 17011 By: illCt a , IRA H. WEINSTOCK r c_ G-? HIM - "O ?- ZI 1- _ ( rn N i y w -G IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CENTURION CAPITAL CORP., ASSIGNEE OF HOUSEHOLD BANK, ASSIGNEE OF RUSHMORE RECOVERIES MANAGEMENT, Plaintiff vs. JAMES E. KNOCHE, JR., Defendant NO. 06-4265 CIVIL ACTION - LAW NOTICE LAW OFFIM WOLPOFP! ABRAMSON, LLP. AWORNEIS IN TOE PRACTICE OPOEETCOLLEMON ? MUDLE ROAD You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice is served, by entering a written appearance, personally of by attorney, and filing in waiting with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint, or document, or for any other claim or relief requested by the Plaintiff. You may lose money or property or other right important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. NOTICIA Le ban demandado a used en la corte. Si used quaere defenses de esas demandas expuestas en IRS paginas, siguientes, used tiene viente (20) dial de plazo al partir de la fecha de lademanda y la notifiation. Used debe presentar una apariencia escrita o en persona o por abogado y archivar en la corte en forma escrita sus defensas o sus objeciones a last demandas en contra de so persona. Sea avisado que si used no Be defends, Is corte tomara medidas y psedido entrar una order contra used sin previo avian o notificacion y por cualquier queja o alivio que es pedido en Is peticion de demands. Used puede perder dinero o sus propiedades o otros derechos importantes para used. LLEVE ESTA DEMANDA A UN ABADOAGO IMMEDIATAMENTE, SI NO TIENE ABOGADO 0 SI NO TIENEE EL DINERO SUFFICIENTE DE PAGAR TAL SERVICIO VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SU PUEDE CONDEGUIR ASSITANCIA LEGAL. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 (800) 990-9108 T IRD FLOOR CAMP HILL, PA 17011 11).309$)00 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CENTURION CAPITAL CORP., ASSIGNEE OF HOUSEHOLD BANK, ASSIGNEE OF RUSHMORE RECOVERIES MANAGEMENT, Plaintiff VS. JAMES E. KNOCHE, JR., Defendant NO. 06-4265 CIVIL ACTION - LAW AMENDED COMPLAINT AND NOW, this 4CO? ay of August, 2006, comes the Plaintiff, Centurion Credit Corp., Assignee of Rushmore Recoveries Management, Assignee of Household Bank, by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Amended Complaint in an attempt to cure any defects alleged in Defendant's Preliminary Objections and in support avers as follows: Centurion Credit Corp., Assignee of Rushmore Recoveries Management, Assignee of Household Bank attempting to secure and collect an existing obligation in the Commonwealth of Pennsylvania, with its principal offices located at P.O. Box 1845, Rockville, MD 20849. 2. Defendant, James E. Knoche, Jr., is an adult individual with a last LAW OFPICBS WOLPOFE & ABRAMSON, L.. ATTORNEYS IN THE PRACTICE OF DEBT COLLECTION C TP94OLE ROAD known address of 528 Walnut Street, #8, Lemoyne, Cumberland County, Pennsylvania 17043. 3. It is averred that on December 15, 1999, Defendant was issued an open-end credit card account by Plaintiff s assignor, Household Bank, with T IRO FLOOR CAMP HILL, PA 17011 71T-9pSd account number XXXX XXXX XXXX 8845. This account was created through a Cardmember Agreement between Plaintiff and Defendant, accepted by Defendant when he signed and utilized the credit card account. A copy of the applicable Cardmember Agreement is attached hereto as Exhibit "A." 4. At all relevant times material hereto, Defendant has been a regular user of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. 5. Defendant received monthly statements from Household Bank which accurately stated all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due. 6. Defendant did not object to the above-mentioned monthly Statements of Account submitted by Plaintiff's assignor to Defendant. 7. Defendant has made sporadic and irregular payments, if any, which have been applied to the outstanding balance of this account. 8. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is the sum of Seven Thousand Nine Hundred Twenty-Three 96/100 ($7,923.96) Dollars. 9. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendant. 10. As of the filing of this Complaint, Plaintiff has incurred reasonable LAW OFMCES WOIPOPP! ABRAMSON, L R ATTORNEYS IN TDE PRACTICE OPDEBTCOIlEMON GBBO TRIHOLE ROAD THIRD FLOOR O HRL,PAIMII 717-8 M attorney's fees from the law office of Wolpoff & Abramson, L.L.P. in the collection of the collection of the amounts due from Defendant incident to the within action, the Plaintiff shall continue to incur such attorney's fees throughout the conclusion of the proceedings. 11. The amount of attorney's fees incurred in this matter is the sum of One Thousand Five Hundred Eighty-Four Dollars and 79/100 ($1,584.79) Dollars. 12. Despite reasonable and repeated demands for payment, Defendant has failed, refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 13. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 14. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. LAW OFFICES WOLPOFP & ABRAMSON, 1!. . ATITIRNEYS IN TBE PRACTICE OF DEBT COLLECTION 0890 TRUNDLE ROAD THIRD FLOOR CAMP HILL, PA IMII 71109 M WHEREFORE, Plaintiff, Centurion Credit Corp., Assignee of Rushmore Recoveries Management, Assignee of Household Bank, respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendant, James E. Knoche, Jr., in the amount of Nine Thousand Five Hundred Eight and 75/100 ($9,508.75) Dollars, plus costs of this action and such other relief as the Court deems proper and just. Respectfully submitted, Andrew C. Spears, E genre ID No. 87737 Wolpoff & Abramson, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 (717) 303-6752 Counsel for Plaintiff LAW OFPICEB WOLPOF11 k ABRAMSON, L.L.P. A RNM IN 7W PRACTICE OF DEBT COLIEMON 4890 TRINOLE ROM THIRD FLOOR CAMP RILL, PA 17011 71]-30.48700 VERIFICATION The undersigned hereby states that he/she is the attorney for the Plaintiff, Centurion Credit Corp., Assignee of Rushmore Recoveries Management, Assignee of Household Bank who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Amended Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Andrew C. Spears, Esquire ID No. 87737 Wolpoff & Abramson, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 (717) 303-6752 Counsel for Plaintiff LAW OFFICES WOLPOFP t ABRAMSON, L.L.P. ATTORNEYS IN TEE PRACTICE OF DEBT COLLRCTTON M TRINDIE ROAD THIRD FLOOR CAMP HILL, PA IM11 717-3y 00 LAW OFFICES WOLP'OFF & ABRAMSON. L.LP. ATLORNM W THE PR MC OFDEBTCOUEMON A TRWMLE ROAp T RD FLOOR EXHIBIT "A" CAMP MILL, PA 1FM1 71).303-0]fp i?..'?icy1•"•?•?.*r?1?.'!: ,'i?.,??1R•??`a ,?,1.,?:5"•k"1?e?•'"•"°.T"?'?OV'? ? 7": ='? . .. ._ ..; ;.. a J: .... .. .. r !'",'??'?M' Mr.a:?4.t:k%;?::tuet.:: "?' '•,R??(4•n?.?'i '?'M'. •'?7? ix V--.or Household Bank eraDmame a Aeammwr "m DMOAMYY srmamwr ?r.GM4MC A01138V. wow a.?l ?wra.wi?y?..+r/aor?.err t 7 • c: I - Y2 .. Wkdmm tgmW 11.1 i dW dkw dw mmw"lrpmFA wigs _ Yms M he hr oub Now frkin snow "W ?t?1ArdC?A??n? W ? ar147ow nib rd r 4 ref MrYMR?7Mn?Yt +Ma?WWMs?delmlW+ IYia i TOW so Ys i Oo rrY i vbMin ndk Opw lrM^ we a ?pA??Y?MMUrYµiYpi V ??w 4rpdnnrri wdvftYwM .+rrYrwi ?wWarwtrr?db% qdr? rr{ w ddl?,w?q? Y¦1t bsM dbri bY0r4?Yadrti tw,grllYM.w.rrigp..M to w IKw w1i3 t .q.rrwrYMOgrerisgaeC?i . Mai w?Irwri M1Y r Y?iiYW M? rr M tlr Ail rR 1p w?wpnrQrllr?arr. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CENTURION CAPITAL CORP., NO. 06-4265 ASSIGNEE OF HOUSEHOLD BANK, ASSIGNEE OF RUSHMORE RECOVERIES MANAGEMENT, Plaintiff Vs. CIVIL ACTION - LAW JAMES E. KNOCHE, JR., Defendant CERTIFICATE OF SERVICE The undersigned does hereby certify that I served a copy of the foregoing Amended Complaint on counsel for Defendant, by First Class Mail, Postage Pre- Paid, a copy thereof on this _ay of 2005, to: Ira H. Weinstock, Esquire Maggi E. Colwell, Esquire Ira H. Weinstock, P.C. 800 North Second Street Harrisburg, PA 17102 C ? SL. Andrew C. Spears, Esquire ID No. 87737 Wolpoff & Abramson, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 (717) 303-6752 Counsel for Plaintiff I LAW OFFICES WOW VFF k ABEAMSON. L.L.P. ATTORNEYS INT PRAMCE OF DEBT COL MON < TRIMOLE ROAD THIRD FLOOR CAMP HILL, PA 1]011 111-3036100 c t?' C7 T r.a i'?r n w n -4 CENTURION CAPITAL CORP., ASSIGNEE OF HOUSEHOLD BANK ASSIGNEE OF RUSHMORE RE- COVERIES MANAGEMENT, Plaintiff, vs. JAMES E. KNOCHE, JR., Defendant. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNA. No. 06 - 4265 Civil Term CIVIL ACTION - LAW DEFENDANT'S ANSWER TO PLAINTIFF'S AMENDED COMPLAINT AND NOW, Defendant James E. Knoche, Jr., through his attorneys, IRA H. WEINSTOCK, P.C., hereby file his Answer to Plaintiff's Amended Complaint in this action. 1. After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth or falsity of the averment contained in Paragraph 1 of the Amended Complaint and, therefore, deny the allegations thereof. Strict proof will be demanded at time of trial, if the same be material. 2. The allegations of Paragraph 2 are admitted. 3. Denied. To the extent Paragraph 3 makes reference to written documents, those documents speak for themselves as to their content. 4. After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth or falsity of the averment contained in Paragraph 4 of the Amended Complaint and, therefore, deny the allegations thereof. Strict proof will be demanded at time of trial, if the same be material. 5. Denied. To the extent Paragraph 5 makes reference to written documents, those documents speak for themselves as to their content. 6. Denied. To the extent Paragraph 6 makes reference to written documents, those documents speak for themselves as to their content. 7. After reasonable investigation, Defendants are without knowledge or information sufficient to form a belief as to the truth or falsity of the averment contained in Paragraph 7 of the Amended Complaint and, therefore, deny the allegations thereof. Strict proof will be demanded at time of trial, if the same be material. 8. After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth or falsity of the averment contained in Paragraph 8 of the Amended Complaint and, therefore, deny the allegations thereof. Strict proof will be demanded at time of trial, if the same be material. 9. After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth or falsity of the averment contained in Paragraph 9 of the Amended Complaint and, therefore, deny the allegations thereof. Strict proof will be demanded at time of trial, if the same be material. 10. After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth or falsity of the averment contained in Paragraph 10 of the Amended Complaint and, therefore, deny the allegations thereof. Strict proof will be demanded at time of trial, if the same be material. 11. After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth or falsity of the averment contained in Paragraph 11 of 2 the Amended Complaint and, therefore, deny the allegations thereof. Strict proof will be demanded at time of trial, if the same be material. 12. After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth or falsity of the averment contained in Paragraph 12 of the Amended Complaint and, therefore, deny the allegations thereof. Strict proof will be demanded at time of trial, if the same be material. 13. The allegations of Paragraph 13 of the Amended Complaint are denied since they are conclusions of law to which no responsive pleading is required. 14. The allegations of Paragraph 14 of the Amended Complaint are denied since they are conclusions of law to which no responsive pleading is required. Respectfully Submitted IRA H. WEINSTOCK, P.C. 800 North Second Street Harrisburg, PA 17102 f Phone: 717-238-1657 t By: `._1 (sue-" MAGG WELL Attornewrl'.D. N 88632 3 CERTIFICATE OF SERVICE AND NOW, this 19th day of September, 2006, I, Maggi E. Colwell, Esquire, attorney for Defendant, hereby certify that I served the within ANSWER TO DEFENDANT'S AMENDED COMPLAINT this day by depositing the same in the United States mail, postage prepaid, in the post office at Harrisburg, Pennsylvania, addressed to: By First Class Mail: Amy F. Doyle, Esquire / Daniel F. Wolfson, Esquire Philips C. Warholic, Esquire / Andrew C. Spears, Esquire David R. Galloway, Esquire / Tonilyn M. Chippie, Esquire Sarah E. Ehasz, Esquire / Robert N. Polas, Jr., Esquire Bruce H. Cherkis, Esquire / Ronald S. Canter, Esquire Ronald M. Abramson, Esquire WOLPOFF & ABRAMSON, L.L.P. 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 r'rt m ? rr: ? Fn ? °'? GJ 73 SHERIFF'S RETURN - REGULAR CASE NO: 2006-04265 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CENTURION CAPITAL CORP VS KNOCHE JAMES E JR ROBERT BITNER Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon the KNOCHE JAMES E JR DEFENDANT , at 2050:00 HOURS, on the 1st day of August , 2006 at 528 WALNUT STREET #8 LEMOYNE, PA 17043 JAMES KNOCHE JR by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: So Answers: Docketing 18.00 Service 14.08 Affidavit .00 Surcharge 10.00 R. Thomas Kline .00 42.08, 08/02/2006 2?ro? `- WOLPOFF & ABRAMSON Sworn and Subscibed to By: before me this day Deputy Sheriff of A. D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES ACQUISITION XVI,LLC ASSIGNEE OF CENTURION CAPITAL CORP. ASSIGNEE OF RUSHMORE RECOVERIES MGMT ASSIGNEE OF HOUSEHOLD BANK Plaintiff VS JAMES E KNOCHE JR Defendant(s) No. 06-4265 CIVIL ACTION - LAW PRAECIPE TO DISCONTINUE To the Prothonotary: Please mark the above-entitled case as discontinued without prejudice. Respectfully Submitted, Date: i 2 ? Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837 Ronald S. Canter #94000 / Ronald M. Abramson #94266 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff Amy F. Doyle #87162 / Da ' 617 Philip C. Warholic 8 41 / David . Galloway #87 Tonilyn M. Chippie #87852 / Sarah E. Ehasz #8646 W&A File No. 157449721 C? v- ", c ? -? c..? " : <°? '? ? ?- ? ? r ? ? ;? ? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES ACQUISITION XVI,LLC No. 06-4265 ASSIGNEE OF CENTURION CAPITAL CORP. ASSIGNEE OF RUSHMORE RECOVERIES MGMT ASSIGNEE OF HOUSEHOLD BANK CIVIL ACTION - LAW Plaintiff vs. JAMES E KNOCHE JR Defendant(s) CERTIFICATE OF SERVICE The undersigned does hereby certify that a copy of the foregoing praecipe was served this date by Regular Mail, Postage Pre-Paid on this day of I une. -,200 Ira Weinstock Suite 100 800 N. Second Street Harrisburg, PA 17102 Amy F. Doyle #87 62 / Dame' Wolfs n #20617 Philip C. Warholic #863 / David . Galloway #8 26--, Tonilyn M. Chippie #87852 / Sarah E. Ehasz Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837 Ronald S. Canter #94000 / Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 157449721 ° C? c:a t .:?P "4=' ?. " C i _. } , ...+? -?S r?"1 °ti ? { . „'?„ .- STt " ? .1? .a.,