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Home My WebLink About06-4270IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. ?` - 16LIC) (: [ vL 655 PAPER MILL ROAD L MAIL STOP 1411 WILMINGTON DE 19884-1411 Plaintiff VS CHARLES DAVIS 19 TUSCANY CT CAMP HILL PA 17011 Defendant(s) CIVIL ACTION - LAW Filed on behalf of: Plaintiff, MBNA AMERICA BANK, N.A. Counsel of record for this party: Date: `U Amy F. oyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C.-SptamA82737 David R. Galloway #87326 om yn M. hippie #878 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 151280714 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff :No. VS CHARLES DAVIS Defendant(s) :CIVIL ACTION - LAW USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias despu€s que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W &A File No. 151280714 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK N.A. Plaintiff :No. VS. CHARLES DAVIS Defendant(s) CIVIL ACTION - LAW AND NOW, this 19 day of July, 2006, comes the Plaintiff, MBNA America Bank, N.A., by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as follows: Plaintiff, MBNA AMERICA BANK, N.A. , is a National Banking Association organized under the National Banking Act with principal place of business situated at 655 PAPER MILL ROAD MAIL STOP 1411, WILMINGTON, DE 198841411. 2. Defendant, CHARLES DAVIS, is an adult individual with a last known address of 19 TUSCANY CT, CAMP HILL, CUMBERLAND COUNTY, PA 17011. 3. It is averred that Defendant was issued an open-end credit card account by Plaintiff. This account was created through a written contract between Plaintiff and Defendant, accepted by Defendant when he signed and utilized the credit card account. A true and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A." 4. The Credit Card Agreement contains a binding Arbitration provision providing that any claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. §§1-16 CCP Cmplt - MBNA W & A File No. 151280714 (FAA) governed the Agreement and that following disposition through the NAF, judgment may be entered in any state court having jurisdiction. 5. At all relevant times material hereto, Defendant has been regular user of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. 6. By virtue of Defendant's use and maintenance of this credit card in connection with his purchases of goods, and services, he became bound to all of its contractual terms, which clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to the NAF having jurisdiction over this claim. Defendant received monthly statements which accurately state all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due. A summary of the account showing the balance due and owing is incorporated herein and marked as Exhibit "B". 8. Defendant did not object to the above-mentioned Statements of Account submitted by Plaintiff to Defendant. 9. Defendant has made sporadic and irregular payments, if any, which have been applied to the outstanding balance of this account. 10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is the sum of $10,973.79. 11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or delinquent balances on said account shall continue to bear interest at the rate of 18 %. 12. The amount of interest which has accrued on the aforementioned account is the sum of $1,861.63. CCP Cmplt - MBNA W & A File No. 151280714 13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendant. 14. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees from the law office of Wolpoff & Abramson, L.L.P. in the collection of the collection of the amounts due from Defendant incident to the within action, the Plaintiff shall continue to incur such attorney's fees throughout the conclusion of the proceedings. 15. The amount of attorney's fees incurred in this matter is the sum of $1,646.06. 16. Despite reasonable and repeated demands for payment, Defendant has failed, refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 17. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 18. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmph - MBNA W & A File No. 151280714 WHEREFORE, Plaintiff respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendants, in the amount of $10,973.79, plus interest in the amount of $1,861.63, plus attorney's fees in the amount of $1,646.06, plus costs of this action and any other relief as this Court deems proper and just. Respectfully submitted, Date: `j /DL( G7 Amy F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. 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ALL g G?0 SS yg C?' dN Y>A+O TF. w GG SN A TI Exhibit "B" CLIENT NO 001888 MBNA ACCT#5490992997906213 BALANCE -- 10,973.79 ****** PRIMARY DEBTOR **"a C/O DATE 07/29/05 LSTPY DT 06/30/05 *M-ACCT-NO *M-REC-TYPE*M-CUST-TYPE*M-LAST-NAME 5490992997906213 A I DAVIS *M-FIRST-NAME *M-ADDR-1 *M-ADDR-2 CHARLES PO BOX 901 *M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH CAMP HILL PA 170010901 7177610589 *M-WORK-PH *M-DOB *M-POE-NAME 7176082645 12/03/45 *M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER LM01 OM0001 *M-BAN K-CODE*M-BRAN C H-CODE*M-CALL-CODE*M-R ECOV E R E R-CODE*M-DEALER-COD E MIDD *M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE 210 0000 07/29/05 02/09/99 07/29/05 *M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL 06/30/05 10,973.79 .00 .00 10,973.79 *M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1 10,973.79 .00 .00 212B123456777 *M-COMMENT-2 000 20051202 0000000 *M-COMMENT-3 *M-COMMENT-DATE 12/02/05 *M-2ND-NAME *M-MONTHLY-INCOME*M-OTHER-INCOME 41.66 .00 *M-MONTHLY-PYMT*M-OTHER-PYMT*M-OWN-RENT-CODE*M-RECOVERY-SCORE*M-NEXT-PAY-DATE .00 .00 R 0706 *M-LAST-I NT-DATE*M-LAST-CONTACT-DATE*M-COM M-RATE*M-HOME-PH-FLAG*M-WORK-PH-FLAG 0000 *M-ADDR-FLAG*M-SSN *M-MIO*M-AG ato SHERIFF'S RETURN - REGULAR CASE NO: 2006-04270 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MBNA AMERICA BANK N A VS DAVIS CHARLES ROBERT BITNER Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon DAVIS CHARLES the DEFENDANT at 1955:00 HOURS, on the 2nd day of August , 2006 at 19 TUSCANY CT CAMP HILL. PA 17011 CHARLES DAVIS by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 So Answers: Service 13.20 Postage .39 Surcharge 10.00 R. Thomas Kline 41.59 08/03/2006 q_2! u+- WOLPOFF & ABRAMSON Sworn and Subscibed to B . before me this day Deputy Sheriff L of A. D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-4270 CIVIL TERM Plaintiff VS CIVIL ACTION - LAW CHARLES DAVIS Defendant(s) PRAEC E FOR JUDGMENT Please enter Judgment in favor of Plaintiff and again t Defendant(s), CHARLES DAVIS , for failure to answer the Complaint. I (X) Amount due 1$14,481.48 Less credits $ t TOTAL $14,481.48, plus interest and costs ( X ) I certify that the foregoing assessment of dama es is for specified amounts alleged to be due in the complaint and is calculable as a sum certain from the complaint. ( X ) Pursuant to Pa.R.C.P. 237 (Notice of Praecipe or final judgment or decree), I certify that a copy of this praecipe has been mailed to each other party who has appeared in the actin or to his/her Attorney of Record. (X) Pursuant to Pa.R.C.P. 237.1, I certify that writL notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to his/her Attorney of Record, if any, after the default occured and at least ten days prior to the date of the filing of this praecipe and a copy of the notice is attached. Date: 01094 Amy F. Do le #87#52 / Daniel F. Wolfson #20617 ilip C. Warholi #86341 ' drew C. Spears #87737 Dave a oway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff 9211h 26 20C-'.?=, JMG IS E TE A BOVE. NOW, 2 Pro notary/Cler Divisio By: Deputy W&A File No. 151280714 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS CHARLES DAVIS Defendant(s) No. 06-4270 CIVIL TERM CIVIL ACTION - LAW CER IFICATE Ol~ RESIDENCE PA. R.C.P. 236 i I hereby certify that the precise address of Plaintiff is: Mbna America Bank, N.A. 655 Paper Mill Road i Mail Stop 1411 Wilmington DE 19884-1411 f and certify that the last known address of the within Defendant(s) is: Charles Davis 19 Tuscany Ct Camp Hill PA 17011 Date: ? `(b "ZA?K- Amv le #8 62 /Daniel F. Wolfson #20617 Phili C. Warh Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 151280714 MAIN OFFICE TWO IRVINGTON CENTRE 702 KING FARM BLVD., ROCKVILLE, MD 20850 REGIONAL OFFICES 10605 JUDICIAL DR., BLDG. A-5, FAIRFAX, VA 22030 1106 E. MAIN ST., STE. 1003, RICHMOND, VA 23216 5122 GREENWICH RD., VIRGINIA BEACH, VA 23462 919 N. MARKET ST., STE. 1300, WILMINGTON, DE 19899 1 VALLEY BANK BLDG, BOX 1226, CLARKSBURG, WV 26302 4660 TRINDLE ROAD, 3RD FLOOR, CAMP HILL, PA 17011 28632 ROADSIDE DR., STE. 265, AGOURA HILLS, CA 91301 39500 HIGH POINTE BLVD., STE. 250, NOVI, MI 48375 300 CANAL VIEW BLVD., ROCHESTER, NY 14623 5215 N. O'CONNOR BLVD., STE. 1060, LAS COLINAS, TX 75039 180 GLASTONBURY BLVD., GLASTONBURY, CT 06033 210 INTERSTATE NORTH PKWY., STE. 700, ATLANTA, GA 30339 301 CARLSON PKWY., STE. 303, MINNETONKA, MN 55435 LAW OFFICES WOLPOFF & ABRAMSON, L.L.P Attorneys in the Practice of Debt Collection (A National Collection Attorney Network Firm) 4660 TRINDLE ROAD SUITE 300 CAMP HILL, PA 17011 717-303-6700 OUTSIDE THE CAMP HILL LOCAL AREA (TOLL FREE) 1-800-758-0675 FACSIMILE 717-737-9051 PLEASE DIRECT ALL INQUIRIES TO THE CAMP HILL OFFICE August 24, 2006 CHARLES DAVIS 19 TUSCANY CT CAMP HILL, PA 17011 NATI NAL LLE TI N ATT RN Y N TW R AFFILIATED FIRM LOCATIONS N R I NAL ?OFFIS O LPOFF &ABRAMSON, L.L.P.1 W BIRMINGHAM, JERSEY ANCHORAGE, ALASKA RALEIGH, NORTH CAROLINA PHOENIX, ARIZONA FARGO, NORTH DAKOTA CABOT, ARKANSAS CLEVELAND, OHIO ENGLEWOOD, COLORADO OKLAHOMA CITY, OKLAHOMA FT. LAUDERDALE, FLORIDA EUGENE, OREGON HONOLULU, HAWAII PROVIDENCE, RHODE ISLAND BOISE, IDAHO COLUMBIA, SOUTH CAROLINA CHICAGO, ILLINOIS KNOXVILLE, TENNESSEE MERRILLVILLE, INDIANA SANDY, UTAH KANSAS CITY, KANSAS MILWAUKEE, WISCONSIN LEXINGTON, KENTUCKY RAWLINS. WYOMING METAIRIE, LOUSIANA ST. LOUIS, MISSOURI ' The National Collection GREAT FALLS, MONTANA Attorney Network Is an OMAHA, NEBRASKA afflllation of separate law firms. LAS VEGAS, NEVADA MANCHESTER, NEW HAMPSHIRE W&A Hours of Operation: 8 a.m.-5:30 p.m. ET M-F W&A File No. 151280714 RE: MBNA AMERICA BANK, N.A. vs. CHARLES DAVIS Dear Charles Davis: Enclosed herein please find a 10-Day Notice pursuant to Rule 237.1 of the Pennsylvania Rules of Civil Procedure. Sincerely, oOG°?? Amy F. Doyle #8766'2 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 if Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 /Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff Enclosure cc: Charles Davis This is an attempt by a debt collector to collect a debt and any information obtained will be used for that purpose IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. NO. 06-4270 Civil Term vs. Plaintiff CHARLES DAVIS Defendant(s) TO: CHARLES DAVIS 19 TUSCANY CT CAMP HILL PA 17011 CIVIL ACTION - LAW DATE OF NOTICE: August 24, 2006 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 Amy F. Doyle # 062 Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 151280714 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS No. 06-4270 CIVIL TERM CIVIL ACTION - LAW CHARLES DAVIS Defendant(s) AFFIDAVIT OF ON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND The undersigned counsel, being duly sworn accqrding to law, depose and say that I am the Attorney for the Plaintiff in the above-captioned matter, and that to the b st of my kpowledge, information and belief Defendant, Charles Davis, above-named, is over 21 years of age; is last kno n to reside at 19 Tuscany Ct Camp Hill, County of Cumberland, Pennsylvania; is not in the military service of the Unite States or its Allies, or otherwise within the provisions of the Servicemembers Civil Relief Act and its Amendments. I Date: Q / D Amy F. Doyle #....062 / Daniel F. Wolfson #20617 .. _... PhrYp. Warho is 48 ndrew C. Spears #87737 David R._aIloway 326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff SWORN and SUBSCRIBED to before me this lL41*)day of 20_(I(,' Notary W & A File No. 151280714 Co bW M. Ferion Notary Pubft Hw pft Twp., Cumberland Court W&A File No. 151280714 3 O Ei Ti g, e T;?-: n F CD, N IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. I 1 Plaintiff No. 06-4270 Civil Tenn VS CHARLES DAVIS Defendant(s) CIVIL ACTION - LAW NOTICE OF JUDGMENT (x) Notice is hereby given t a Jud ment in the above-captioned matter has been entered against you in the amount of $14,481.48, plus interest, on. 2L) , 201,?(,. ( x ) A copy of all documents filed with the Prothono in upport of a within judgment is/are attached. By: If you have any questions regarding this Notice, please conta a iling Vrty. 0 z Date: / Amy F. Doyle #8 62 / Daniel F. Wolfson #20617 ?hiliprC. Warhohc I / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff This Notice is given in accordance with Pa.R.C.P. 236.) NOTICE SENT TO: Charles Davis 19 Tuscany Ct Camp Hill PA 17011 W&A File No. 151280714 REGIONAL OFFICES TEMPE, AZ AGOURA HILLS, CA CONCORD, CA GREENWOOD VILLAGE, CO WILMINGTON, DE BOCA RATCNJ, FL ATLANTA, CA ROCKVILLE MD NOVI, MI CHAMPLIN, MN HUNTERSVILLE, NC CARSON CITY, NV ROCHESTEa, NY LAW OFFICES MANN BRACKEN LLP Attorneys in the Practice of Debt Collection (A National Collection Attorney Network Firm) 4660 TRINDLE ROAD SUITE 300 CAMP HILL, PA 17011 THE SUCCESSOR BY MERGER TO WOLPOFF & ABRAMSON, L.L.P AND ESKANOS & ADLER, P.C. (TOLL FREE) 1-800-830-2793 FACSIMILE (866) 281-9028 PLEASE DIRECT CORRESPONDENCE TO CAMP HILL OFFICE Prothonotary DECEMBER 22, 2008 CUMBERLAND County Court of Common Pleas CUMBERLAND COUNTY COURTHOUSE OFFICE OF PROTHONOTARY 1 COURTHOUSE SQUARE CARLISLE PA 17013-0338 Re: CHARLES DAVIS Our Client: FIA Card Services, N.A., f/k/a/ MBNA America Bank, N.A. State Court Docket No. 06-4270 Civil Term ? REGIONAL OFFICES INDEPENDENCE, OH PORTLAND,OR CAMP HILL, PA PITTSBURGH, PA CLINTON, TN NASHVILLE, TN HOUSTON, TX IRVING, TX SAN ANTONIO, TX FAIRFAX, VA RICHMOND, VA VIRGINIA BEACH, VA Federal Case Name: Nirmal A. Vincent v. Wolpoff & Abramson, LLP Federal Docket No: 08-423-DWA-U.S. District Court for the Western District of PA Federal Class Action Settlement'Notice MB FILE No. 151280714 Dear Clerk, Pursuant to Order of Court dated November 24, 2008, signed by Judge Ambrose of the United States District Court for the Western District of Pennsylvania, Plaintiff, by and through its counsel, the law firm of Mann Bracken, LLP, notifies this Honorable Court that, effective December 1, 2008, Defendant(s) is entitled to a Judgment credit of $ 823.03. Sincerely, MANN BRACKEN LLP cc:: THOMAS SCHMIDE PO BOX 1181 HARRISBURG PA 17108 This is an attempt by a debt collector to collect a debt and any information obtained will be used for that purpose. FIACRC/FIACRC FIACRD (12/tOMS) ?' fir, q _ , ? . ? ct; - . ? ? . ?? ?.. ? !-'i? ,?.. ` r_ ? ? ? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA SCOTT W. LONG, Plaintiff V. NITTANY LINK, INC., Defendant NITTANY LINK, INC. V. SCOTT W. LONG AND SWL CONSULTING SERVICES, LLC CIVIL ACTION -- LAW NO: 06-4720 CIVIL ACTION - LAW NO. 08-1323 NITTANY LINK'S ANSWER TO SCOTT LONG OBJECTION TO NITTANY LINK, INC.'S NOTICE OF DEPOSITION RE: PHIL PETRINA AND NOW comes Nittany Link, Inc., by and through its counsel, Berger Law Firm, P.C., and submits this Answer to "Plaintiffs Objections to Additional Discovery." Defendant, Nittany Link, Inc. (Plaintiff at Docket 08-1323) objects in the first instance that the "Objection" to Nittany Link, Inc.'s Notice of Deposition is not properly filed as an Objection to a Notice of Deposition. The rules clearly provide that a Motion for Protective Order should be filed in making a request to prevent a deposition from going forward. Pa.R.C.P. 4012. While it is acknowledged that the Court set forth a guideline for completion of discovery by August 31, 2009, Defendant, Nittany Link, through its counsel's office, had contacted counsel for Plaintiff, Scott Long and, because of the unavailability of the witness because of scheduled vacation, requested that a deposition of this witness be -1- scheduled at a later date. Scott Long's counsel indicated agreement to holding this deposition at a later date and Nittany Link's counsel scheduled it accordingly. Thus, although the Court had established a guideline for completing depositions, circumstances justified counsel extending the date for other purposes, and the deposition should be permitted to be held as agreed to by the parties. In response to the specific allegations in each paragraph, Defendant, Nittany Link, Inc. avers as follows: 1. Admitted. 2. Admitted. 3. Admitted. 4. Admitted. 5. Plaintiff is without sufficient information to form a belief as to the date when Plaintiff received the Notice of Deposition. However, it is denied that there was any surprise associated with the Notice of Deposition as Nittany Link Inc.'s counsel had been, attempting to schedule the deposition for some time and had discussed the need for this deposition with Scott Long's counsel. Mr. Long's counsel indicated that he was amenable to holding the deposition beyond the August date for completion of depositions in light of the circumstances, i.e. witness unavailability. When the witness returned from vacation, the deposition was scheduled. 6. Admitted. 7. Opposing Counsel does not concur with this Motion -2- 8. Plaintiff, Scott Long's counsel should have raised his objection to opposing counsel when Defendant, Nittany Link's counsel was attempting to schedule this deposition. Plaintiffs counsel should be estopped from objecting to the scheduling of the deposition when he specifically agreed to allow scheduling of this deposition after August 31, 2009 and specifically agreed to the date of this deposition. September 22, 2009 BERGER LAw FIRM, P.C. 2104 Market Street Camp Hill, PA 17011 Phone: (717) 920-8900 Fax: (717) 920-8901 E-Mail: tberger@bergerlawfirm.net -3- Respectfully submitted, CERTIFICATE OF SERVICE I hereby certify that I have this day served the foregoing documents, Nittany Link's Answer to Scott Long Objection to Nittany Link, Inc.'s Notice of Deposition Re: Phil Petrina upon the following persons and in the manner indicated. BY FACSIMILE AND FIRST CLASS MAIL Brian K. Zellner, Esquire Hynum Law 2608 North 3`d Street Harrisburg, PA 17110 Date: September 22, 2009 Berger Law Firm 2104 Market Street Camp Hill, PA 17011 L i ?'a' 23 f'a 1: 1 cult