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HomeMy WebLinkAbout07-27-06 (2) 21r-===-~O REV-1500 EX (6-00) OFFICIAL USE~ONl.Y COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE DEPT. 280601 HARRISBURG, PA 17128-0601 RE~f500 INHERITANCE TAX RETURN RESIDENT DECEDENT NUMBER FILE NUMBER 2005-01006 COUNTY COOE YEAR ..... Z W o W U W o DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAL) Anita J. Le ere DATE OF DEATH (MM-DD-YEAR) THIS RETURN MUST BE FILED IN DUPLICATE WITH THE SOCIAL SECURITY NUMBER 167-16-6476 DATE OF BIRTH (MM-DD-YEAR) 11/2/2005 10/28/1921 (IF APPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIDDLE INITIAL) REGISTER OF WILLS SOCIAL SECURITY NUMBER W .... <(l/l "02" Ull.U Woo "a:.J Ull.lll ll. <( o 1. Original Return o 4. Limited Estate o 6. Decedent Died Testate (Attach copy of Will) 09. Litigation Proceeds Received o 2. Supplemental Return o 4a. Future Interest Compromise (date of death after 12-12-82) o 7. Decedent Maintained a Living Trust (Attach copy of Trust) 010. Spousal Poverty CrOOij (date of death between 12-31-91 and 1-1-95) _ 8. Total Number of Safe Deposit Boxes 011. Election to tax under Sec. 9113(A) (Attach Sch 0) 03. Remainder Return (date of death prior to 12-13-82) 05. Federal Estate Tax Return Required ..... Z W o Z o a. lI) w a: a: o u NAME Jose h Le ere Jr. FIRM NAME (If Applicable) COMPLETE MAILING ADDRESS 1500 Inverness Drive Mechanicsburg, PA 17050 TELEPHONE NUMBER 717-418-0077 1. Real Estate (Schedule A) 2. Stocks and Bonds (Schedule B) 3. Closely Held Corporation, Partnership or Sole-Proprietorship 4. Mortgages & Notes Receivable (Schedule D) 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) z o t= <( ..J ::> l- ii: <( u w a: 6. Jointly Owned Property (Schedule F) Dseparate Billing Requested 7. Inter-Vivos Transfer & Miscellaneous Non-Probate Property (Schedule G or L) 8. TOTAL GROSS ASSETS (total Lines 1-7) (8) 157,715 g. Funeral Expenses & Administrative Costs (Schedule H) (9) 15,005 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) (10) NONE 11. TOTAL DEDUCTIONS (total Lines 9 & 10) 15,005 142,710 o 142,710 (11) (12) 12. NET VALUE OF ESTATE (Line 8 minus Line 11) 13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been made (Schedule J) (13) (14) 14. Net Value Subject to Tax (Line 12 minus Line 13) SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate ,or transfers under Sec.9116 (aXl.2) X .0 (15) z 0 t= 16. Amount of Line 14 taxable at lineal rate 142,710 x .045 (16) <( I- ::> a. ::iE 17. Amount of Line 14 taxable at sibling rate X .12 (17) 0 U X .15 (18) <( 18. Amount of Line 14 taxable at collateral rate X ..... o 6,422 o o 19. Tax Due (19) 20.0 iCH~CK:HERAI~QYfAA.St[QQEs1INGYJrREE1JN~~QVEiIDA~ 6,422 --=~Anita~.- bepere=:::: --2H--"-- d t' C I t Add 167-16-6476~ un. __~~ Dece en s omp e e ress: -- STREET ADDRESS 147 Tory Circle CITY I STATE IZIP Enola PA 17025-2687 Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) (1) 2. Credits/Payments A Spousal Poverty Credit B. Prior Payments C. Discount Total Credits ( A + B + C ) (2) 3. Interest/Penalty if applicable D. Interest E. Penalty 4. Total Interest/Penalty ( D + E ) If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 1 Line 20 to request a refund 5. (4) (5) (5A) (5B) Make Check Pa able to: REGISTER OF WILLS, AGENT If line 1 + line 3 is greater than line 2, enter the difference. This is the TAX DUE. A Enter the interest on the tax due. B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. 6,422 o (3) o o 6,422 6,422 1. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS Did decedent make a transfer and: a. retain the use or income of the property transferred; . . . . . . . . . . . . . . . . . . . b. retain the right to designate who shall use the property transferred or its income; 2. c. retain a reversionary interest; or . . . . . . . . . . . . . d. receive the promise for life of either payments, benefits or care? If death occurred after December 12,1982,did decedent transfer property within one year of death without receiving adequate consideration? . . . . . . . . . . . . . . . . . . . . . . Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? 3. 4. Did decedent own an Individual Retirement Account, annuity or other non-probate property which contains a beneficiary designation? . . . . . . . . . . . . . . . . . . . . . . . . . o IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. Yes D D D D D D D No o o o o o o l.e'ci4rllc S {;( -/,'[' ~ l TAX AND ACCOUNTING SERVIC;:: 1071 Cel:lAtr/ Hill nr . . . For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3% [72 P.S. Section 9116 (a)(l.l)(i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. Section 9116 (a)(l.l )(ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is 0%[72 P.S. Section 9116(a)(1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. Section 9116(1.2) [72 P.S. Section 9116(a)(1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% [72 P.S. Section 9116(a)(1.3)] .A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. 217 REV-1502 EX+ (6-98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE A REAL ESTATE ESTATE OF FILE NUMBER Anita J. Lepere 2005-01006 All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real property which is jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM NUMBER 1. DESCRIPTION House at 147 Tory Circle Enola, PA 17025-2687 See attached Appraisal of Real Property from Robert Ensminger Appraisers VALUE AT DATE OF DEATH 126,500 TOTAL (Also enter on line 1, Recaoitulation) (If more space is needed, insert additional sheets of the same size) $ 126,500 r- I I I 1 I i ==Jl I \ I I ROBERT ENSMINGER APPRAISERS PRESENTS APPRAISAL OF REAL PROPERTY LOCATED AT: 147 Tory Cir Record Book 00216, Page 00554 Enola, PA 17025-2687 FOR: Estate of Anita Lepere clo Joseph Lepere 1500 Ivemess Dr., Mechanicsburg, PA 17050 AS OF: 111212005 BY: Robert A. Ensminger Pennsylvania Certified Residential Appraiser Certificate Number RL-000952-L P08ERT ENSMiNGER APPRAiSERS PHOi~E 717-652-, 11 i EL.MERTON r\VENUE F/l,X -t~RRiSBURG. Pt-, 17-i09-1132 e-:nan thieecomps@comcast.ne inc,- Robert Ensmil>Jer Appraisers Pro'"l Dessr; lion UNIFORM RESIDENTIAL APPRAISAL REPORT FileNo. 0000230 ProDf.rtvj:_Q_tjr~~ .J.1IJ~ _~~~_nola Stde PA~ . ZIP CUU~; 17g~~_~~~_-l Leaal Description Record Book 00216, Page 00554 ___.______. COJl!EL~\}~t?_erICtf'1~____~_..______ __ _____1 ASSE:sso(s Parcel No. 09-14-0835-265 Ttl.xYear 05-06 R.E faxes $ 1 ,897.37 S':;e:'a.i A"~8$S;':1Er;iS 3 0 1 Borro','ier N/A Curl ~n1 Owner Estate of Amta Lepere Ocel am I / Jcc~w' Pro el1-,1 ri h1:; I:l raised Fee S:mole r leasel'old Pro ect T e PUO CondomlnlUmlHUD VA onl') HO'; $ 0 00 f~O Nei hborhood or ?ru'~~_tN9.OJf__Laurel Hills ~~ Betelence 25.gL~~~I:1ct 42041.Q1Q:LQ?a Sl:llePrice $ N/A ____. OateafSdleN/A _ Des.cr\)1Iona~I.!SamlJl.piL.!;ancl'1u~conceS"GrS10~p~al-,b s~II~~__ ___ ___ LendeL9~Dt ___Estate of Anita Lepere Adaress c/o Joseph ~,epere 1500 Iverness Dr , Mechantcsbur_9L..E6.J 7050 A !miser Robert A. Ensmin er Address 3557 Elmerton Ave, Harrisbur PA 17109 - - ~~--- ,. 1 Location 0 Urbom [2J Suburban 0 Rural 1 Predominant i p~r~e1amilY ho~SdEg !" Prese~: land use % I Land ~se cha~ Bum up C8J Oller 750,) 025-75D<) 0 Under 25""1 ! occupancy ) $(000) (yrsJ i uneti:lm,Ii~/ ~ 0 Not Ilkelr Lj Gro'Nth rate 0 RapId L2J Stable 0 Slow i fZ1 Owner ~_. low ~-9__~J 2-41amll"! _____J ~ In process Property values 0 Increasing rzJ Stable 0 Declining 1 0 Tenam l~;};%1,~~ -~P-:~~1k~ r;Au~i-famny -~----i !o:~i~g!e--E~_ Demand/supply 0 Shortage [Xl In ba!ilnce 0 Over supply ! [2J Vacant 1[;-5%'1 f;<i'7Z\;'Zi~ Predommant ~-"'";</X'ij CommercFll__.__ L__.__ ___ _____~___~~~~__ Markeiinq time CXJ Under 3 mos. n 36 mos. n Over 6 mos. I n Vac,lover 5%) I 117 7 I Vacant 1Q. \ Note: Race and the racial composition of the neighborhood are not appraisal factors. Neighborhood boundaries an~1 characteristics: The neighborhood consists of the Laur,el Hill area of East Penns_~_oro Township _ Factors tha13ttect the rnalkeiabil~y of 1he properties in the neighborhood (proxJmir; 10 employmerrt and ameJ1~ies, employmem stabiirty. appe:i11D nmket etc,): The sub'ect is located in East Pennsboro Township, There are m~g~ employers in the area and employment stability is very .9..~d as__ ~__ .. evidenced b the below average unemployment rate. Access to major employment centers and regional shopping centers is E!Q.'!Ld.~Q.J~Y th~.- Ca ital Beltway and the Interstate. Highway system. All amenities are availabl~ wrthin a reasonable commuting dist,!nce. Market conditions in the subjec1 neighborhood {including support lor the above conclusions rell:lted io the trend of property values. demandislIpplY, and marketing time n slIch as data on competitiv::: properties 101 s11e in the neighborhood, description of the prevalence of sales and financing cono:lssions, etc.) Interest rates have been Iisin slow! over the past year which has slowed the inflation rate for .~~m~_JD_tD~i'rea, Previous years have se~__ price increases in the 8 to 10 percent range. Demand is still strong for homes in this are~~ The region typically does not experience the H" dislocations of economi~_~~_wdown, due primarily to the stabilizing effects of the state and federal governments which make up almost 25% of the re j~nal work force, however, an increase il} interest rates and other market factors could strip away recent p~~~~_,~!}~.:.__..._..~__~_ Project ln1ormatior.1or PUDs (M applicab~) ~ -Is the developer/builder in control of the Home Owners' Association (HOA)? DYes D No Approximate total number 01 unITS in jhe subject projec1 Approximate total number 01 units for s.ale In the subject projeci Describe common elements and recreational facilities: Dimensions 24 x 150 m~ __~ lopography Basically Leve'--_ Site area 0.08 Acres Gomer Lot 0' Yes C8J N;1 Size Average for the are~_ Specrtic LOning classrticatioll and description R-1 - Residential ~ Sh'ipe _fi~tg:l..Q.9!:!!ar Zoning compliance 0 LegdJ D Legal nonconforming (Grandfathefed use) 0 llIegal 0 No zoning i Drainage Average for the area HiQileSl & best use as improved IX1 Present Lise -L9.!.her use (explain) .J View Average for the ar~a Utilities Othel i Off-site Improvements Type Public pr.IV.'ate Ila~dSCaPif19 Average for the area Elec!riGit, -------1 Slreet Aspha~ [2] lJ D"v,way Suria" ~ait GI:lS __ I Curb/gutter None D [J i Apparent easements T ieal utili Wat~r --I Sidewalk None DO! FEI;1A Specitl: Flood Hazard Arei:l LJ Yes [S] No SanrtCiry sewei ~ S1reet lights None 0 [J i FEMA Zone C ('Ilap Dd.te ..1LllimL Storm sewer I Mev None n n i FEI~.~ Map No. 42035900038 Comments (apparent adverse easemems, encroachments, special assessmerrts, slide areas, illegal or fegal noncomorming zoning IJse, etc.)' Tl1ere: are no a arent easements encroachments or other conditions which w~uld have an ~.~Y~~!.1fect~D_t!"I~-Yi!L~~..:. A tit!~~~~~~L Wh;c~j~=~~~~1b_~~- sco e of this a raisal has not been conducted to discover an adverse conditions associated with this rope GENERAL DESCR!PTION I EXTERiOR DESCRIPTiON FOUNDATION : BASEMENT i INSULATiON No_ of Units ~ IFoundation Concre~e Block...jSlab ~.r~~ ~___JArea Sq, Ft ~~___~ jiRaot No_ 01 Stories L__~ Exterior Walls Bri~k & Vinyl __~ : Crawl Space _t%~_____~___~. _ ~___~_ I~" Finished L_ _ _ ___ Ceiling _ Type (Det.i'A1t.) Detached iRao1 Surtace Fiber lasShin Ie Basement 95% ----~-- ~---~-lceiling Metal Joists iWl:llls Design (Style) Townhouse 1 Gtrtters & Dwnspts. Aluminum Sump Pump None _INalls Block IFloar Existing/Proposed Existin IVVindow Type .Double Hung iDampness Yes--~-~----=JFloor ~<?i!9"ete _~~Nune Age (Yrs.) L___. Storm/Screens InsulatedNes !Setllement No evidence [Olltside Errtr/ None iUnknow~ I Effecti\/e A firs \ 6 Manl.~actllred House No i InJestation No evidence Dinino Kitchen Den FamH Rm. Rec. Rm, Bedrooms! # B~ths laundrv 1 Other Area SiLJ~ . ~:~::; . Area r-T~+I =:::~~L=_1_-1=:=---ji,-=r--r--~-j 1 i ~~~: ----T ~____._,..l__ "_._~_ Finished area above r;;ide contains 6 Rooms: 2 Bath!s ,A,re", INT:RJOR Materials'Col,drtiun iHEATING - Floors CarpetlAverage---.JType .f1"J!-__~Retrigelator WdHs 1>~aIl/AveraQe I Fuel Ga~_m___1 Range/Oven Trim/Finish .\fY9!?d/Average : Condition AveraQe I Disposal Bath Floor Viny!!.&era.9..~~_lCOOllNG Central I Dishwasher 8ath Wainscot Fjberglass/Average__",_~Cemra! Yes fan:'Hood Doors 6 Panel/t._'{,g,_~__~~.~~ Other None I Microw,lVe j Condition Avera e \'VasheriOr er Finished Additio:1Cilledtures (speCial energy efficiem ~ems. etc,)' Insulate~~'indoY'\'S, high efficiency gas furnace. , ;,:' "" I I I ~-I I --~--I Conditit;;;the impro"el';;;ts,'-d;iJ-r~ciatlon iphysical. functional. and exierna!), repCiirs ~e;i;d~ q'~Cl-liiY~GTc~;;-t~-I;ti;~~- remodeling~rlitions, et~~--There i~i!~j functi.~~1 or economLe ob~g~scence. Th~ subject is in avera9!_~orl~jtig~_a_n_g_ no repairs are required. The roof ~.PP~~!:.~!Q..~,~lIl.9~_~ ~.ndition with no evid~_nce of leaks on th~nterior. -----'"---- - ~---i --.-. , ., , ----.--:----------- -1 ~dvers.e ,env~ronmentd! condITions (slIch :1S, but not Itmrred to, hazarliolJs wastes, tOXIC substl:lnces, etc.} present in 1he ImpiQVel~ents. on,in::; SI\r, or _ _ II. Immediate Vlcinit:r 01 the subject propeI1/.. _No adverse environmental conqi~9.:~~_were noted o_QJ.he da~C?!.LI!~R~919.i1...howe'yer the_?pp~alserls n_o! : an expert in the environmental sciences. All concerns should be addressed by a properly qualified expert. -.--J F',:mn 70 F'p,GE 1 OF 2 ()SU U,L1,2 - "WinTOTAL" appr':lis:'li sofi','li:He mode Section UNIFORM RESIDENTIAL APPRAISAL REPORT File 110. 0000230 ESi ['J1.:UEC 3iiE \i!\lUE = $ ___~~ Comrnenb on Gcst Appro:1Ch i::iUCil ~>s. SOllive o~ Gu::;t esti,m.t~ ;;1P. V:J.!U~ ESTIMATED REPRODUCTION COST -NE\V"OF tf~PROVEMENTS' I sqlElre foot calculation aild for ,md FrnHA. J D'AlelliflQ _ _ ____.J~Sq, Ft@$ _62.50 :;;-; $ 105,250 economic !rte of the property): -.Ibe Marshall & S~~ Resjdentia~~l 1,056 Sq, ~1. @$ ~2_50 13,200 Han.dbOOk along with loea.'. cost factors proVlde~ local ~~11 _~______~_.___ _~_ contractors, were used !f.1J.he completion of ~EQ~~~~~_, GarageTarpori ~___ (l?-'$ ~:9.9_ = 5,720 l-.~J:!~lc;~1_9~pr~L~,Qn is base~~lJJ!!~~g~~_method where ______1 101al EsHm1ted Cost Ne',N :::: $ ~__Jl1JlQ I depreciation::: effective _~R~}_~92-~J!l,!~J~~,_V_nl~~_~_()!h~~~'?___ Less Physicl:J.i Functional External ~~_!otal econo!!]!c life js_~Q years. Functional obsolescence- Depreciiltion ___~______ =$ ____ 12,417_ is the ~st to cure bel~_~!~~~~tj!~ms or !b.~~~~~s~_cost l2!____! Deprecii:lted Vi:l!ue of Improvemerrts Rounded =$ 111 800 superadegl!acies. Th..~~.i~_-is.D2-~.".g.~.O__ITI_~r>.-_s.olescen_c_e.--1 "As.is" Vdllle of Site Irnprovemerrts =$_ __ ____ ______" " ,__ __ INOICATEO VALUE BY COSTAPPROACH =$ 136,800 ITW SU8JECT :OM"'ARABLE NO 1 COMPARABLE NG 2__ .---L.~fO('AP~ABLE 1~=1 Address ~~:,:o;Y Cir ~ ~~~I:Ory CIr I ~~;I~hns Dr. .._~~~:~lJth-",:n~-'-__J 'p"1Q;$i!llit~ to su~---- 006 mIles NW ,~.:7:..m.,'<'_~..~i:..~W- ,. nnn 1_0.11 milesV\i ' , ~ S~fr'fL. 1$ . '."1$ .116~.... ......,$ 115,000 6~~:~~;'~ L,v:nQ Area I ~nspection tLS, Pu~~:;:x;'!e . . . . =~-rt-LS=P~*';\~~ ;iI~ ~:..~ Verification Source i I t- ~:~~Eo~~i~:~~~:~TS r DESCRiFTiON +i-)3.~:~S~0 con~~~~:~:.i~IJ +. c,".,-.;.~;t-.tc~!v.~~.;~f "".' I ~~~:~~~~Time -, A:::-- I i;~r~o~-=---=~=il':~~~=_~ le3seholdiF~e Simgle I Fee Simple Fee Si~.l~_~___.-______~! Fee SImple' , ~~:v ~~~;:c;es ~:::c;es .- .~. t}J!;::~-~==-==-=-_~=:~ Oesjan1!l4_~J?JLea! Townhouse T~~t1.~~~L~I"!,g~__~g99 To~hou~~~_____ Qualit\ 01 Construction _ Br&Vin/Avera e Br&Vin/Avera e Br&Vin/Avera.9_~.______.~_ .Aoe 6 3 9 CODdition ! Avera e Avera e --TA~~g-; -.- Average Above Grade Total Bdrlns Baths Total Bdrms Baths TotillBdrms Bdlhs I Total Bdr..lJ:lli.._ Bmhs Room Cou!1t 6 3 2 6 3 1.5 +1,500 5 3 12_. +1,500 ._.6_~L..J2.._ +1,500 Gross Liv\n Are3 __ 1 ,684 SQ. Ft. I 1 ,300 Sq, f1 _____~:}-'?.Q~ .____ 1 ,060 S~EL----.~2.99 ~___L~L:?.~._~4....1.QO Basemerrt & Finished FuJI Basement Full Basement Full Basement Full Basement _ Rooms Below Grade Unfinished I Unfinished UnfinisheL Unfinished Func1ional Utilit" Avera e 1 Avera e Avera e . 1 Average HealinQiCoolinq. GFWNCentral GFWNCentral GFWNCentr.aI--=~._ ,GFWNCentral--. ____.~ Ener ' Efficient Items Insulated Windows J!lsulated Wind~_~__. In~~!?!~~VYi~d~~_ _._.'M"~__"'_ Gara e/Caf art ; 1 ~~r Attached _ None ___ _____..!i.Q90 None_~_~_,____._ ~_1!0_9~L Porch, Patio. Deck. Deck Porch Deck ;~~c:acP~~~__.::.1~~~: - _~-=--=-_==.=~~ . .... L::------- ~~l:~dl~;~: Price 2 450 ...........~et<;.2;,,$-~.1.Q,70.Q.I~et__~-~T~--- _9,600 of Com' "able 129,950 GrOSS 10.9\1>1$ 126700 Gross'S.3 \1>1$ 124600 Comments on Sales Comparison {including 1he subje:ct property's compatibility 10 the neighborhood. etc.} All of the co~~ables are townhouses in the Laurell:!!Jls subdivision. The comparables establish the range of value for the subject property. ___._.___~__ -J ITEM -r~ SUBJECT COMPARABLE NO, 1 1- CrJMPk8.AB~E NQ,:2 _____==r=_~__COiiPP.P\~,~:.t\~.':J-3.-...--u Date. Price Cind Date! I No sales last 3 No sales in the last 3 years I No sales in the last 3 years r No sales in the last 3 years S~!ifce. lor prior sales I years. I other than reported above other than reported above. i other than reported above wrthln vear at 3:J f31sai Govemmax.com Govemmax.com ~ Govemmax.com -._.. ___iG..~~~!.Q.r.!!~~_ Analysis of any currerrt agreemerrt 01 sale, option, or listing at subject property and analysis of any prior s::lles of subject ilnd comj)elrables withll one year of tile date of There are no known .!9~ments of s~~!.:!~s of the p.r.p.e~.f!t~the pres~nt time INDICATEO VALUE BY SALES COMPARISON APPROACH __..~ .~.. .J.?6~500 INDICATED VALUE BY INCOME APPROACH licable) Estimated t,J1;:lI'ket Rent $ ~__N~~ Uo x Gross Rent f.~I'~1 I'BI _~ = ,">. This appralsdl is made [ZJ ;'as is" subject to 1he repairs, aneraiions, inspections or conditions listed below 0 slJbjec110 completion per Pla~s & specificatio!lS ConditioilS oj App:.aisai: This~raisal is made in as is condition. The attached addenda are a siQnificant part.Qf this rep..~n:~~_ Final Reconciiia1ion: Three traditional approaches were considered in the appraisal p!Qcess,-- The ~~~L~pproach. usu~lt:_Qeterm~~the ~ limit _of val':l!, ~Di.!Il~~me approach was not completed due the lack of rental data in the area. The market data approach to value is considered lfl_ be the most accurate means .of achievinQ the market value and has been he~Jelied '!pon iDJb.~ final valuatl9~_,..~ __~_~..._ _ ,,__~___,.___ 'jl - The purpose of !~I~ appr2Jis2J1 is fa es1imate j~e .market value of the reil! property that is .the SUbject of ~hi~ repOit. bilsed on t.~e aO(Ji'e .::on(mjoj")s :lIlU the certrtica1ion, GCiTiingent and ilmltJng COnd!tlons, and market value definition tha1 are Slated in 1ne attacned FreddIe [vlac Form 439:fNb1A term 10048 (Revised 6/93) t I (WE) ESTIMATE THE MARKET VALUE, AS DEFiNED, OF THE REAL PROPERTY THAT is THE SUBJECT OF THiS REPORT, AS OF 111212005 i (WHICH is TH OF INSP ~T;1 A~HE EFFECTiVE DATE OF THIS REPORT) TO BE $ _____1:26)5()0.__~_ . . .~._----: ~~~I~:~E · __ .Jj.~~~_____~ ~~~~I~~;SORY APPRAI~~~:LY~..~.E~UIR~D! CJ [J Not I NClme Robe A. Ensm!0.9~~=ZZ== _ ~~fl1..t______________ I M.;Re-poli Siuneo 512_512006 __ Dale Rer)oli5J.9.!}?.r:..~,. _____n____________ ..__ _____~ ~01e..lfl1ITj9_atjQn # RL-000952-L ______2!Jte PA St;Jte CeI1ifi@1.LQ.IJ_.~_ - ----------- - ~;~.IL:--~l,' Or St",te lic~nse # State Or State Ucer,~e # ____L " _ PiI(;E 2 OF 2 f:,-WP'f' LhF F'~)r"l jO:)~ 6-9:. U,ll.2 - "\j\jinTOT,~L.' b'f d mud,;. inc.-- General Text Addendum File r-Jo,.OOQ0230 -----=--j Siate PA _-1iU~~~~..JI~~~.g~8}___~ --------- ~ ~ne..!.-~--~tate of Anita Lepere I DrOllertj Add,es:> 147 Tory Clr _____ l Ci1;: Enola ! ~aTser-- Robert A Ensminger Co~y Cumberl~cL__ Every effort has been made to conform to FNMA & FHLMC guidelines, and in most cases, an even stricter interpretation of guidelines found common to most investors in the secondary market. Since every property can not be compared to "ideal" sales, the appraiser must choose sales from the market search which meet investor underwriting standards and guidelines established by the professional association of which the appraiser is affiliated. The appraisal has been completed without the benefit of a complete legal description. The size and shape of the lot have been determined from information obtained from tax maps, available plot plans, multi-list services, developers plans, and/or surveys. Lot and block numbers are not commonly available in this area. A title search, which is beyond the scope of this appraisal, is generally necessary to determine lot and block numbers, plan book pages, adverse easements, encroachments, deed restrictions and/or special assessments. Without a full title search, the estimated value stated herein could be adversely affected, if at a later date any adverse conditions are discovered. The appraiser is not an expert in the environmental sciences. The appraiser is not aware of the existence of RADON GAS and/or RADON DAUGHTERS, LEAD BASE PAINTS, LEAD IN THE PLUMBING FIXTURES AND PIPES, ASBESTOS, UREA-FORMALDAHIDE FOAM INSULATION, SICK BUILDING SYNDROME, PETROLEUM LEAKAGE, AGRICULTURAL CHEMICALS, OR OTHER HAZARDOUS SUBSTANCES, and does not possess the knowledge or equipment necessary to test for such items. If testing by Qualified technicians indicates unacceptable levels of any hazardous substance or condition, the appraised value may be adversely affected or voided. Digital photographs have been used in preparing this appraisal report. The photographs have not been retouched, air brushed or altered in in any form. Occasionally, it is necessary to enhance the photographs to compensate for lighting conditions. This usually occurs in bright sunlight that casts deep shadows. The actual photograph is not altered but is lightened to allow the reader of the report to see objects in the photographs more clearly. Digital maps are used in preparing appraisal reports. The mapping program automatically determines the location of the subject property and the comparables sales, determines the distance between the subject and the comparable sales and automatically places the distances in the appropriate place on the appraisal form. The actual placement of the subject and comparables may be exact, but are close enough to allow the reader to find the properties within one-tenth of a mile of the actual location. Digital floor plans are used in appraisal reports as necessary. Exterior dimensions are to scale and are based on actual field measurements. Interior details may not be complete and are not to scale. They are provided only to help the reader visualize the interior of the property and the general layout of the home. The program calculates the square footage of the home based on the exterior dimensions and places the results in the proper sections of the report. All calculations are detailed on floor plan pages. This report has been electronically prepared in compliance with USPAP guidelines and includes a secure digital signature along with adequate security measures in place to protect the data produced by the appraiser. ,1 i-I 1 ,.800-I~Li~MOOE Subject Photos r- - I ~_~__.~state of Anita Lee~!~__. fPropel-iji .u.cl(jriOSS 147 Tory err ~i~G:~~~~__~~I~_____ __-=~=~~~___ : Appraiser Robert A_ Ensminger CUUiI1,,' Cumbe~J~~_ -_.._-----~~-_._-----~--_.._--_._----~ : Cde 17025-2687 ---.......----.-- ----- Forn, PIC3xS-SR -- "WinTOTAL" :lPPlals-ar-soHw3.re ;J: I" mc.- State PA Subject Front 147 Tory Ci, Sales Price Gross Living Area Total Rooms Total Bedrooms Total Bathrooms location View Srte Quality Age N/A 1,684 6 3 2 Average Average 0,08 Acres Br&Vln/Average 6 Subject Rear Subject Street ~~state otAnita Lepere I Propeny Ad?!:~" ~1_~7_Tory Cir ~~L __ Enola ~iser Robert A. Ensminger Subject Photos ____ n .._m____~____~ _.._C_olll1l)'_fUIT!~rl~<L--== _~=jtate-PA-----Z;OGode 17025=26~--i --------1 fl;QOU'::; j.:ot,,?n' En'3~"{'rl~(ilj?' A.l:!pral-SEfS ![c'on€, f~:clt!ef1 Ens!Yt\nger A,nr:H:'1sers Subject Front 147 Tory CIr Sales Price Gross living Area Total Rooms T ctal Bedrooms Total Bathrooms Location View Srte Quality Age Farm PiC3x5.SR - "VVinTOTAL" dp.prr.l!sal software llY :-1 !O1 mude, in.~. ~- 1-8~IO.ALl\J\ilOC'E NJA 1,684 6 3 2 Average Average 0.08 Acres Br&Vin/Average 6 Subject Rear Subject Street Subject Photos Interior COlJmj Cumberland -----, .~----'-'----j ! _ __.==---Snte -- ef'. - __~;_-P-2~!-1Iq?l~.?~~-=\ ~ Estate of Anita Lepere r Propel1y Aclores:;; 147 T o~ Cir [-.~. -. --.. ---. --------- .---- Cily. . Enola iP:p~ajser Robert A. Ensminger FOlm PIC3:6SI- "VVinTOTAt" ~j.lpuisC!1 SOfl'N?He D,/ ill21 modi'). inc. -. 1-800-,i\,L-^lI'AODE Living Room 147 Tory Cir Sales Price Gross living Area Total Rooms T olaf Bedrooms Total Ba1hrooms location View 5'e Qually Age N/A 1,684 6 3 2 Average Average 0.08 Acres Br&Vin/Average 6 Dining Area Kitchen Subject Photos Interior 'rowner Estate of Anita Lepere Property,l\ddress 147 Tory Cir --_._-_._._-_._~-".-...-~._------~-- C ~y Enola Appraiser Robert A. Ensminger Courny Cumberland Form P!C3x5.SI- ''Vv'ill!OTAL" dPPl3isd! soHw,lfe lil mode, mc.- 1-8UU-~l;:.f,100E ~ ~StiiePA~~-26~i--~ Bedroom #1 147 Tory Cir Sales Price Gross living Area Total Rooms Total Bedrooms Total Bathrooms Location VIew Stte Quality Age NJA 1,6B4 6 3 2 Average Average 0.08 Acres Br&Vin/Average 6 Bedroom #2 Bedroom #3 Subject Photos Interior \-~;~~~~dd-~ess {}i~~~ ~~i~~ L~~:~_~ _._~_~ ~.!!)~_____._,~_ Enola _ Courrty Cumberfan~~. LAppraiser Robert A. Ensminger FOfm PIC3x5.s! - 'WinTOTi\l" appraisal SOfl'NoHt' tlj '1 i~ Inc.'- _ __ _ State ~____~.~F~~~~!~__ I ;;~S;68L -J i Family Room 147 Tory Cir Sales Price Gross Living Area Total Rooms Total Bedrooms Total Bathrooms location View SUe Quality Age N/A 1,684 6 3 2 Average Average 0.08 Acres Br&Vin/Average 6 Bath#1 Bath #2 Comparable Photos [~~~~-r~_~-~ir~-d;~~~~_~~=~~~_~:~~._~~~_-_~~~~_~~=-==~==-=~-=____ f-[;~:{----"- J~n_q!am_.__. ___~_.______._~?l~'l1)' _gYI1}Q~d.~!1~_ ~iser Robert A. EnsmInger i --------..-.-----.----.- ----------i _______!!~k _~~_. _1Ir~c~~~JLQ~5-2687__ Form PIC3x5.GR -TlINinT01.il.L" c:ppri:HsJi suttware :,J. !,1 IDG- Comparable 1 165 Tory Cir Prox. to Subject Sales Price Gross living Area Total Rooms T atal Bedrooms To1al Bathrooms location View S.e Qualitl Age 0.06 miles NW 127,500 1,300 6 3 1.5 Average Average 0.07 Acres Br&Vin/Average 7 Comparable 2 28 Johns Dr. Prox. to Subject Sales Price Gross living Area Total Rooms Total Bedrooms T atal Bathrooms Location View S.e Quality Age 0.2 miles SW 116,000 1,060 5 3 1.5 Average Average 0.10 Acres Br&Vin/Average 3 Comparable 3 24 Southmonl Dr. Prox. to Subject O. " miles W Sales Price 115,000 Gross Living A.rea 1,272 Tatal Rooms 6 Total Bedrooms 3 Total BtIthrooms 1.5 location Average View Average S.e 0.06 Acres Quality Br&VinJAverage Age 9 Building Sketch County Cumberland ~r~;:~jAdilreSS ~:~a~~~~~_ ~'------~~!~-,--,---~~-- L~QJmlisei Robert A. Ensminger 10.00' 24,00' 24.00' Basement 8 Family Room 8 8 Kitchen ~ ~ Dining AfI~a LivingRoOffi ){"'"SJ" 11.00' 13_00' b g 8 ~ 24_00' ___J I ---- StCit~ PA--------:zTP Code 17025-2687 l ___mum ______________ m___~____m_____---, -~-----------_._-~~ 24,00' Bedroom Bli!droom g 8 N g (\. ~ 2400 b 2400' Comments: "'oh~?m$_Olt~ AREA CALCULATIONS SUMMARY Code Description Net Size Net Totals GLll i'i.z:st F100.l: U08.00 1.108.00 GLA2 Second F100r 576.00 576.00 Bs>rr Basement 1056.00 1056.00 p!p Porch 80.00 80.00 GAR Garage 286.00 286.00 Net LIVABLE Area (Rounded) 1684 Sin LIVING AREA BREAKDOWN Breakdown Subtotals Fi.z:at Floor 13.00 48.00 11.00 44.00 Second Floor 24.00 x 24.00 624.00 484.00 576.00 3 Items (Rounded) 1684 ~ ~~~;:~t~.A~~~'jS IADpralser- Location Map Estate of Anita Lepere 147 Tory Cir ~.~~~ "-~. ---"-----.- Robert A. Ensminger ",. "Q'i ~'" l ~ ! Hlszzw-Ln '\ '.... ~ , o <l! \ ~ 1,.;).al1'\' "",0< .... v_ " ~ ~o, -M'~"ViewRd Suflivan St L~cq. f?ol:/1.ltJ P%oIy 4 ""","^ 0'" ~t:; "', ",~ B...... ~ <;l. i~ \ J~~,.<) Goffview Dr ~ \ 't. ~ %, '" " W''' I l ~Q\ ..~~ Zaig\*'d.n _._ ~__~~llly Cumberl~_d_____ r~r~ \"." 'l,~ .,.~ ~\..t' ~;. ~.~ ",,_4- \ ~"': %~\J\ ? "",.</ Il\ /'\ .. ",,,I>' '\ _"", "'- ~1. ~~ S!JarO" Rd _~-Prl SGlIt6ho,. ~ ~ Qo---.s!:;: ~ v:~trx..,-ot ~ '" ~4>\ l- 0' ~ "'~ \ ~ c~~"::~* \ % \ \ ~ ~ ~ <; Fllr1Y1 iAAPT1J(-- ~~...",-!." " ..~ "''''<\;J. '" ~< ,p' <t" ~ \ ! '\ OJ.Of '" \ ,~ ~ i Ii ~ ~.'" "\, is "1' e.,ect>Rufl-\.." Ada 'Or ,,,, '.... q.,\, o::~ _"1~ " '" " '. ""'", -e1\a..~\JI ",;" 't'l ~ :;_t_~j:,_P~_ ","~ .....:1> "'~ ~~'" /<' ., . '> o "' \p'i.i3,!9-- .,,~~.,. C?t~"~1r 't- OVifltt'!rv en S \j)'1\S f/.G ~ 0' /''f, ~ '" '- \ ~ <at ~ 1 ~-1iit,~C/ ~-\\ "L ~ '" -~ ,~\~ ~--- :g. 'f~_5\Q ~ 't Yort 51 ~ ~ 1ft -~fnole (\ ~~ ~o'Rd % ... 1'. '<)\, ~?f!o'l.-fJ<_S\ "",- '" '" ~ . !!i " '\ '# \ ~ 0, .... ". 't" q \ <i#'OI """, ~ . 1 'If" ~tf,O< \ ,,,'/'" c... \. 4 Coomptrllf Rrj; ", " <) '" \.\~:tS~:r" .~ :"'rO-iCi..-i 1'p- 1 .- ~- 1 I _ ZiF _~~~~__1tQ~?687--=_J M..'1ppoitlt 'i ~~ <!1 .. ~lrl& ",,-, ,shtll!l.st -"<> " " .. "'<!1 "'t,\)<..?,c- '> _d ~hl'-''''''r l" d''''' 0'",""'>", I ~\# Q~ f); <:Ii' ~ <I). '" "' .r"'"' -' ~~ '\ '" -_. '" -~ q. ,~#,<f-~\.-fl "'"1'<;>" 'l}-(i'>"fJ \"Ii "of"- \, Il .... ," 0/ .. (f'.fY' AY ,~ Flood Map [Owner E~a!,,--,!f An~a~~______________ ! Propertj' ,~ddres2i 147 Tory elr ~01t-===~o'a_ _ 1 Appraiser Robert A. Ensminger -- -.----, , , _ -sw~=:P6:~~t CUd0 1-7025-2687 --I Co~~._~~mberlan~ Prepared for: Robert Ensminger Appraisers 147 Tory Cir Enola, PA 17025 w.....w.interflood,corn . 1-800-252~6633 ,~.~:.'~.i;. . c,--, U'r ffl 1\ 1__.0 ZONt C ZONF ;\ A7 2000 €I 1999.2006 Source Prose and/or flood Source Corporations. ~ rights reserved. Patents 6.631,3W and 6,678,61:5. Otl'lerpatents pending_ For In10: info@tloodsource.com f'.:1,'\P.FLOOD ~~ I~~~~____ ___~st~~.QL~nlta Lepere _________. Fi:~HQ, OOD023Q .-_'j, ~i~ AJd.@~~_---.111 Tory elr ______ ____________ _ f:jt I Enola Count',' CU1l}~~t~Tl(L Stil;; PA __~Ij~~9_~e_17_Q~~:?~J_"'___ f~;i;;-------Rob;-rt-AEns~i~_==__~~ j j -~--.-_.---.-.----~-" --~~-"-i I APPRAISAL AND REPORT IDENTIFICATION I I i-ThiS appraisal conforms fo On~ of the following definifions: -- '-'---j I I i [g] Complete Appraisal act or process of estimating value. or an pe,iormed 11 i! 0 Limited Appraisal ot estimating vaiue. or an opin,on of valile. Invoking II II L -" I I ! This report is one of the following types: ----- ----~ I Ii, (J Self Contained written report prepai"ed under Standards Rule 2-2(a) ot a Compl,:!te or limited Appnlis3i periormed under 5T ANDARD I t I ! I i 0 Summary written report prepared under Standards Rule 242(b) of d Limited iJeliurr:led STP'.NJJ\PD liD Restricted (A written under Standards Rule 2-2(c) of a Limited pedorrned under 3T A.NDl,RD 1 L_____ intended use by the specified cliert 01 i I Comments on Standards Rule 2-3 , I certify that, to the best of my koowledge and belief: I I . . . I ::J The statements of fact contaIned In thiS report are true and correct. ! ::J The reported analyses, opinions, and conclusions are ijmited ontj by the reported assumptions and limiting conditions, and are my personal, impartial, and unbiased I professional anatjses, opinions and conclusions. I '] I have 00 (or the specdied) present or prospective interest in the property that is the subiect of this report, and 00 (or the specdied) personal interest wdh respect to the parties involved. I '] I have 00 bias wdh respect to the property that Is the subject of ttis report or the parties involved wdh this assignment. il :::J My engagement in this assignment was rot contingent upon developing or reporting predetermined resuhs. . ~ My compensation for completing this assignment is rot contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated resuh, or the occurrence of a subsequent event directly related to the intended use of this appraisal. II :J My analyses, opinions and conclusions were developed and this report has been prepared, in conformity with the Un~orm Standards of Professional Appraisal Practice. J I have (or have not) made a personal inspection of the property that is the subject of this report. :J No one provided significant real property appraisal assistance to the person signing thiS tert~ication. (n there are exceptions, the name of each Individual providing significant I real property appraisal assistance must be stated.) I I I ! i I I ~ Comments on Appraisal and Report Identification I Note any departures from Standards Rules 1-3 and 1-4, plus any USPAP-related issues requiring disclosure: i This is a Summ~~.raisal Report which is intended to comply with the reporting requirements ~!.1,?,rth l:'D_~er Standards Rule _~.(~lQt the I Uniform Standards of Professional Practice as promoQulated by the Appraisal Foundation.~\s_~,l,J~_h.J-_~ represents only summa!y_~~~iOn;ot1 I the data, reaso~nd analyses that were used in the appraisal process that were used to develo~praiser's opinion of value. :-~ I fupporting documentation that is not provided with the report is retained in the apprai~er's file'.Th; depth of discussion cl?ntai~-;d7~~ fis specific to the n~eds of the client for the intended use stated below, The appraiser IS notr.~2!>i!~ible for unauthorized us~ of thiS report,__ ' ~,. -".. .,",." __-, .~-~.~.... ~.... .=... ~ oo~'.'" ~ ~"'''" '"""oo;,~ APpraIsal Practice, ThIS means _~~J'2Qjepartures from Standard 1_~~~_iDvoked. StandarQ...lesta..Q!~shesJ!1~~@:~JQf_the deve'opm~rJ.!.~f..~-j r~.~!2.r~~praisal. i -~-~--~-_.- -----------~......-..-,---.,'--.----..--,-.--------.-....-,-"-1 [-PURPOSE OF THE APPRAISAL -.----------~~- -.- -I ~~Q!J!Qose of th~ ~pralsalls to estimate the fair mark;; value of the SubIect_~-.----.--~-.."~~~:~~=====_~==~~-i ~FU~cllqNORlN-,.ENDEDUSEOFTHISAPPRAiSAL _~-~------ ---- --I IThe Intended use of thiS report IS 10 assist the chent to establISh a value for estate ta~l!P..Q..ses ThiS IS C!.. retr~E.ic~e ~"p...!~ls~1 i~~~~Q!!?~ r:,::~ .~,~ ~::,::,,: :.~,.,,, ,=.:... - i I I ~bme RO~;------.--.---~----- ~jdme_______~~-----~--- I I DClteSigned: ~512006 __"_.__._~~_____~__._ Da1eSigileJ -------- ---- I Certification #: RL-000952-L Stlte Ge!~i1iCdllon #. I I Stale License #: ---------- -rr. ---=~_=_=_==~=~~-~=_______.____ ! I '_iei'm;,: Ii L,piraiiun Date Dj Certrtication 01 Lie!;::se' .fu'1.Ql2007 _ _ hnir,::tior: [::11::- ci ':':iii;jc;l!ir. n _ _____________~___._ I 0 I Robert Ensminger Appraisers DEfiNITION OF MARKET VALUE: The most probahle price which" cfOpeliy should hl",g to d sdle buyer e::lch ac1ing prudently, knowledgea.bly \1":<: deiinition is the consummation of a s:lle as 01 a spedied date and the passing of typically motivated: (2) both parties are well inlormed or well advised, tHld each ,Kling lor exposure in 111e upen market payment is rn:lde in terms 01 cash in U.S. doltus 01 CGm~arOlbie thereto represents the normal consideration jar the property soid unaffected by special or cre:1thie iimncing Of sales concessiops"' gr<lrrted lhe "Adjustments to the comparables must be made tor special or creati'Fv tinam;ing or sales concessions No (Idjllstmerrts are neces:::.ary 1m those costs which are normally paid by sellers as a resun of tradition or IClW ~l n'arkei area: these costs r~(HjJ!j iden@able since the seller pa:;s these costs in virtually all s21les transactions. SpeCial or creati'i€ financing Cldjustmerrts c,m be ITIClde to the comparable property by comparisons to financing terms offered by a third party' insthutiondl lender that is not alre<ldy involved in the property or tram;actlon. Any adjustmerrt should not be calculated on c mechanicai dollar tor dollar cos1 01 the tinancing Of concession but the dollar amourrt 01 any adjustmerrt should approximale ihe market's reaction to the tinallcing or concessiom; based on 1he iippraiser'sjudgement STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION CONTINGENT AND LIMITING CONDITIONS: The app,"!ser', cedili"iion thai app'"'' in ihe appralSdI report subject to the loliowing com1itions' 1. The appraiser will not be responsible for matters 01 3 legal miure that affect erther the property being appraised 01 the trt\e to rt The apprdiser :1ssumes tn1t the title is guod and market::!ble and. there1ore, wil! not render dll) upinions aDout the @e, Tile propert~,' appnised on bJsis 0t it being lJnd~r responsible mvnership. 2. The appraiser has pro'/ided a sketch in the appraisal report to sllow approximate dimensions of the improvements apl1 tne sketch is included only to :-Jssist the reader of the report in visualizing the property and understmding the appraiser's determin(jtion at its S!Z~ 3, The 3jJpf::liser has examined the available 1100d maps that are provided by the Federal Emergency Managemerrt Agency I,or otnei data sources) and hds noted in the Jpprais::ll report whether the subject site is located in an identHied Special Flood H;1Z~rd Area Bpcduse the 'lppniser is not :1 ::;urvejlor, he or she makes no guarantees, express or implied, regarding this determination 4, The dppraiser will not give testimony or :1ppeal in court because he or she mClde an apprais211 01 the property question, unless specific a.rrangements to do so hiwe been made beforehand 5. The appraiser has estimated the value 01 the land in the cosi approach at its highest and besi use :1nd the impfUvemerrts Clitheir contriblrtorf vCllue These sepdr31e vaiwltiolls 01 tile land and improvements musi not be used in conjiJnclion with dn} l,;iller Clnrl rf die used 6. The appraiser tns nOled in the appraisal report any adverse cond~ions (such as, needed repairs, d~preciation the presence hcm.udoLJ5 wastes, toxic substances, etc.) observed during the inspection of the subject property or IhOlt he or she became 01 during the norma! !ese,!:'cn invoived in pel10rming the apprrlisaJ. Unless otherwise stated in the appraisal report the appraiser has no knowledge of a!1~j hidden or Uf1dDp,uent condrtions of the property 01 adverse environmental conditions (including the presence of hazardous wastes, 10xic subStances. etc,) thClt'Noukj make property more Of less VC\llL:lbie, and has assumed that there ,He no such conditions and makes no guarantees or wimarrties, express O( implied. regarding the corn:lition of 1he pruperty. The appraiser will n01 be responsible 10r any slIch conditions that do exist or for any engineering 01 testing that might De required 1{) discover whether such conditions exist Because 1ile appraiser is n01 an expert in the field of environmental haL::lfds dpouisal report mllst rot be cO!1sidered dS ,m environmental assessmentof1he property 7. The i:lppraiser obtained the information es1imates. and opinions that were expressed in the 'lpprilisal repon trom SO'lrces th(\l h,~ or she considers to be retidble believes them to be true and correct, The appraiser does not ;\ssum? responsibility lor oi jtems other piHiiBS The Jppraiser 'wit! not disclose the comerrts of the apprais::l! repOli except as provided lor in t!"v~ ijlliiorrn Stmdards u1 Pi'llfessiona! ,ll,pprais:11 Practice 9, The :\'pprajser has based his Of her appraisal repOIi and vClluation conclusion 10< ClJI appr01isal tilal is subject sdtlst21ctory completion, 01 afi.~ratjons Oil tile Clssumption that cUf'lpletiun of the improvements wi!! be penorrned 10. The appraiser musl provide his or her priur written conserrt belore the lender'c1ierrt specified (inclllding conclusions about the property the ::lpprdiser's identity and profAss!on!.! organizations or the firm whh 'Nhich the appraiser is associated) to anyone other tildn the bllrrO',ver: the mortgagee 01 insurer: cunsll~::\Ilb: professional C1Pilr3isal organin1ions; JilY stale I,)! lederdiiy 01 the United Sta1es o! any stlte or tl"1e District of Columbi,r except that the lender/client collection or reporting s8rvice(s) 1f./ithotrt having to obtain the appraiser's prior 'Nritten consent 0bl21ined ,~efore be to the Freddie I".fbc Form 4390-93 PClge j uf 2 Furm 10'.:.IB Robert Ensminger Appraisers j APPRAISER'S CERTifiCATION: The Appf3iser cer'nies and 'geees ih,' 1. i IE:lVe researche'j the subject ffi:l(ket ared and h,lVe selected a minimum oi three recent sales of for in 'lna!ysis and how8 ilW:i~ a doi!m adjustment vClria1ion It (I signi1ic,lIlt ITem in a CGmpardDie property is superior to. or more favor::lb!e thelil, the the adjusted ot IT d sign~jCdm ,1em 01 compdfdb!e propertJ Q positive adjustmerri to mcrease the ddjusted sales price o1lhe comparable p r G pei"t~i 2. I hi:jI,'e trlken into consideration the bctors that have an impOIci or. value in my developmerrl ot the kno;Niilgl~f withheU (IllY signitic2ln1 inlorllntion from the apprilisai report and I believe the oi Jpprais::ll report are true and correct oj market v::Ilue in tile :tpprais:l! report I not knowledge st3te:T1f~ts and irrfoomticn if) 3. I stated in the appraisJi report only my own pe(son,~1, unbiased. and prolessionai an::l)</sis, opinions, ::\!ld conclusions, Nhich an~ subject only tc the corrtingent ilnd conditions spp.citied in this form .:+ I ha'/e no preserrt or prospective interest in 1he property" (ha~ is the subjeci to respect to the pariiciparrts the tr:1!lsaction. I did not base. either p3rti~lly or comp!e1ely on the race. color. religion, se:( himdicap. familial stJ.lus, or natiumJ.! oftgin of eitrer the prospective U'Nner$ or occupJrr!s the prop~rlies illlhe \/Icinily 01 (he subject property pre,<,en10r pefso:'l2!i interest Dr With the estimate of market in the ::tppnisa\ fepod or oGcup;mb the subjec1 DfOllerty or 01 t~.e present 5. i h,m no present or corrtempi'lted tu1ure lrrteres1 in the subject property'. and n~ilhel IWi appnisal contingent onthe appraised 01 the property or emiJioymelli my compensa1ion 1er performing this b, I was not required to rep0l1 a predetermined value 0: direction ill value that favors tCie related the i:lIiiDun! 01 the value estmJte. Ihe ::It!ainment ot :J. specific resu~, or lhe occurrence of a subseQuerrl event in order to receive ei1'p!oymr.rrt ~or performing the appraisal, I did 1101 b:lse the I1ppnisal repoli 011 a requested minimum valuCltion. a specific valuation. or th;: need to appro'ie ;.\ specific mcrigclge 7 I performed this :lppraisa\ in col1lorrni1y wilh the Unilorm Standards of Proiessional AppraisJI Practice 1hat were adc~ted and promuigated by the ,u,ppr;Jis::I' Stmdards BO::1rd at The Apprdis1.1 Fuun,lation :{mi that were in place as of 1he effective Odt:;; of wnh ~he 01 the dWJliure 01 those Sj;mdards, which does not Clppr;. I acknowledge that (in estim21te of a reasonable time lor exposure ill the open market is a cDndition in the definition 01 m<:Hke1 and the es1imate I developed is consisterrt with the marketir;g time noted in 1he neighborhood section at report. unless 113',e slJ.!ed in reconcilLltion section 8. I have personal~j inspec1ed the irrterior and flxterior areas 01 the subject property i:lnd the exterior 01 properties iisied ]5 compJrables in iile appraisall'epoli I lurther cert~y that r have noted any apparNrt or known adverse conditions in the subject impro'/ements ti'H~ on an:: site within tl1::: vicinity ot the subject property of which! 21m aware and have made adjustments for these ddverse condITions my C:lnal:isis of 1he property value to the e.<:tent that I had market evidence to support them. 1 have 31so commented abuut1he effect of the adverse conditions on the ilHI~et:lbii~y' tbe subject property 9 I personaily prepared aii conclusions and opinions about the reiJ.! estate that were sel fanh the appraisal report II I relied on significarrt professional assIstance from dny mdhlidual 01 indi'/iduals in 1he perierlTl(jnce of the appraisal or the i'lepardtion 01 the a.ppraisai I have !l::lrled such individtFlI(s) and disclused the specrtic tasks perlurmed by them in the reconcili~1ion sec1ion of this Ol.ppnisal repoi~1 I c8!i!fy th211 any individllal ~o n:lr:'ied is qlHlified to periorrn the tasks. I have not authorized anyone 10 m3ke a change 10 Clny item in the report: therefore, it .'In dunge to the Jppr:lis:\l report I will tell<e no respunsibilityior it SUPERVISORY APPRAISER'S CERTIFICATION: if a supervisory :Jppniser signed the apprais(ll ff~p0rt he or she certifies and C1grees 11,:11' ! directly super\/Ise the appr!:iiser who prepared the appraisal report hrtve relji'~wed the th~ agree to be bound t.y the a.pprd!Ser's certifications numbered 4 thwugh 7 abo'ie. and am taking 1ul[ responsioi!i"!y for the :lpp(ais;~! ann the diwaisal report ADDRESS OF PROPERTY APPRAISED: J47 TO'Y-g"l'nola~7025-2~8} :::U~,AIS~ j !iL~ ~____ Name Ro~~!r . ... Ddk Signed: _51251200~___,_~_. State Certification #: RL-000952-L State Ucense #. SUPERVISORY APPRAISER (only if required}: Nc:me S131e C":lijiici1tion # E:~piri:itiO,: Date 01 Celiilicltion Oi' License: _~/3012007 [] [] Pro p e'1~! :139 ~SP -,- Robert Ensminger Appraisers 3557 Elmerton Avenue Harrisburg, PA 17109-1132 717-652-4111 FAX 717=541=9444 threecomps@comcast.net Federal EIN 23-2492038 State Certifications: Certified Residential Appraiser - RL-000952-L Certified BrokerlAppraiser - BA-004224-L Single Family Residential Appraisal Report Personal Property Appraisal Estate of Anita Lepere c/o Joseph Lepere 1500 lvemess Dr. Mechanicsburg, PA 17050 Please make checks payable to Robert Ensminger Appraisers Robert Ensminger Appraisers 1 ',1:::,-- 275,00 20000 Subtotal ~__~I~QO__I I 475,00 , TOTAL 1\ J 217 REV-1503 EX+ (6-98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE B STOCKS & BONDS ESTATE OF Anita J. Lepere FILE NUMBER 2005-01006 All property jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM NUMBER 1. DESCRIPTION VALUE AT DATE OF DEATH None o TOTAL (Also enter on line 2 Recaoitulation\ $ <If more space is needed, insert additional sheets of the same size) o COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE C CLOSELY-HELD CORPORATION, PARTNERSHIP OR SOLE-PROPRIETORSHIP REV-1504 EX+ (6-98) AT ESTATE OF FILE NUMBER Anita J. Lepere 2005-01006 Schedule C-1 or C-2 (including all supporting information) must be attached for each closely-held corporation/partnership interest of the decedent, other than a sole-proprietorship. See instructions for the supporting information to be submitted for sole-proprietorships. ITEM NUMBER 1. DESCRIPTION VALUE AT DATE OF DEATH None o TOTAL (Also enter on line 3, Recapitulation) $ (If more space is needed, insert additional sheets of the same size) o 217 REV-1507 EX+ (6-98) SCHEDULE D MORTGAGES & NOTES RECEIVABLE COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Anita J. Lepere FILE NUMBER 2005-01006 All property jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM NUMBER DESCRIPTION VALUE AT DATE OF DEATH None None o TOTAL (Also enter on line 4, Recapitulation) $ (If more space is needed, insert additional sheets of the same size) o 217 REV-15G8 EX+ (6-98) SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Anita J. Lepere Include the proceeds of litigation and the date the proceeds were received by the estate. All property iointly-owned with riaht of survivorship must be disclosed on Schedule F. FILE NUMBER 2005-01006 ITEM NUMBER DESCRIPTION Personal Property listed by Robert Ensinger Appraisers ( See Attached) VALUE AT DATE OF DEATH 6,400 TOTAL (Also enter on line 5, Recapitulation) $ (If more space is needed, insert additional sheets of the same size) 6,400 ROBERT ENSMINGER APPRAISERS REAL ESTATE and PERSONAL PROPERTY 3557 Elmerton Avenue Harrisburg, PA 17109-1132 717-652-4111 Voice 717-541-9444 Fax 717-877-7350 Cell May 25, 2006 threecom ps!cv.comcast. net Joseph Lepere 1500 Iverness Dr. Mechanicsburg, PA 17055 www.Ensmingers.net RE: Estate of Anita Lepere Dear Mr. Lepere: In accordance with your request, I have appraised the real and personal property of Anita Lepere, Deceased. The property is located at 147 Tory Circle, Enola, PA 17025. The values shown have been arrived at after a careful study of the property. I believe it to reflect a true measure of its market value as of November 2, 2005, which was the date of death. Market value is defined as being the most reasonable or probable price in terms of money that real or personal property will bring in an open and competitive market under all conditions requisite to a fair sale, the buyer and seller each acting prudently and knowledgeably, and assuming the price is not affected by undue stimulus. Taking into account all of the factors set forth in the pages that follow, it is the opinion of the undersigned that the fair market value of the personal property is Six Thousand Four Hundred Dollars ($6,400.00.) Additionally, the value of the real estate as detailed in the attached Residential Appraisal Report, is One Hundred Twenty-Six Thousand Five Hundred Dollars ($126,500.00) Employment in and compensation for making this appraisal are in no manner contingent upon the value reported and I certify that I have no financial interest in the property appraised, present or contemplated. Very truly yours, KrIuIl!~ Robert A. Ensminger, CRREA, PPA Eatate of Anita Lepere Item DescriDtion Value Sleeper sofa $ 250.00 Red reclining wing chair $ 100.00 Blue wing chair & ottoman $ 100.00 Beige recliner '$ 100.00 Flower print chair $ 65.00 Red arm chair $ 50.00 Secretary desk $ 275.00 Bookcase $ 350.00 White china in bookcase $ 175.00 Northgate china - service for 8 $ 200.00 Buffet $ 125.00 Queen Ann table $ 1 00.00 Table $ 25.00 Card table $ 75.00 Art Deco floor lamp $ 75.00 Lyre back chair $ 20.00 Maple bedroom suite - Double bed, vanity, chest of drawers, night stand $ 150.00 Twin beds $ 100.00 Night stand $ 15.00 Mahogany bedroom suite - Double bed, dresser, mirror, highboy chest 1$ of drawers 300.00 Armoire i$ 75.00 Jewelry chest $ 75.00 Lane cedar chest $ 75.00 Bench $ 20.00 Torchere lamp $ 25.00 2 lamps $ 25.00 Live plant $ 20.00 English china - cups & saucers $ 10.00 Japanese cups & saucers $ 15.00 Painting $ 10.00 Curio cabinet $ 175.00 Coffee table 1$ 60.00 Console TV $ 40.00 Misc. in living room 1$ 10.00 Stereo rt- 10.00 Dining table & 4 chairs 100.00 Lamp $ 20.00 Bissle Powerforce vacuum $ 75.00 Misc. contents of bookcase ~- 10.00 ---- Walker $ 5.00 -- Glass & brass tea cart $ 30.00 Torchere lamp $ 25.00 Brass clothes tree $ 35.00 Page 1 of 3 Eatate of Anita Lepere Item Description Value Electrolux vacuum $ 15.00 Misc. in hall closet $ 10.00 GE refrigerator $ 25.00 Lawn & garden tools $ 20.00 Yard Machine 3.5 HP mower $ 80.00 Tool box & contents $ 35.00 6' aluminum ladder i$ 15.00 Bench grinder $ 30.00 Foot locker and contents 1$ 20.00 Misc. small appliances 1$ 150.00 Cabinet & contents 1$ 25.00 Adrimal refrigerator 1$ 125.00 Bread machine i$ 30.00 Dishes, glassware, utensils $ 15.00 Pots, pans, bakeware $ 20.00 Microwave oven $ 25.00 Pie safe $ 15.00 Microwave oven $ 10.00 Microwave oven stand $ 15.00 Microwave oven cart 1$ 15.00 Tablecloths $ 15.00 White table $ 25.00 Clothes tree $ 20.00 Chair $ 15.00 Clothes tree 1$ 20.00 Round drop leaf table $ 10.00 Telephone stand 1$ 10.00 Lamps $ 10.00 Dirt Devil $ 15.00 Misc. in bedroom $ 15.00 Walker & potty $ 10.00 Mise in bathroom $ 15.00 Mise in upstairs bathroom $ 10.00 End table $ 40.00 Antiqued chair $ 10.00 Linens If- 15.00 .-- Lamps I~ 15.00 Hoover Vacuum 65.00 Misc. in bedroom $ 15.00 Night stands $ 30.00 Clothes tree $ 40.00 -- Smail chest of drawers 1$ 30.00 Chair ,$ 40.00 Wash stand ~ $ 40.00 -- Misc. contents of attic ,$ 30.00 Page 2 of 3 Eatate of Anita Lepere Item DescriDtion ! Value I Speed Queen washer $ 40.00 i--=-!----- 1$ Hotpoint dryer 70.00 Kenmore wringer washer $ 25.00 GE freezer $ 75.00 Misc. in basement $ 35.00 Flodaway table & chairs $ 100.00 Plastic chairs $ 15.00 plastic table $ 15.00 Card table & chairs $ 25.00 2 patio chairs $ 10.00 Vacuum cleaner $ 20.00 ~ertainment center & contents $ 40.00 Drop leaf table $ 65.00 Round table $ 25.00 1989 Buick Lesabre, 90505 miles, Kelley Blue Book Private Party Value I $ 990.00 TOTAL $ 6,400.00 Page 3 of 3 217 REV-1509 EX+ (6-98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE F JOINTLY-OWNED PROPERTY ESTATE OF FILE NUMBER Anita J. Lepere 2005-01006 If an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G. SURVIVING JOINT TENANT(S) NAME ADDRESS RELATIONSHIP TO DECEDENT A. Joseph Lepere 1500 Inverness Drive Mechanicsburg, PA 17050 Son B. Patricia Reneker 3925 Ridgeland Blvd. Mechanicsburg, PA 17050 Daughter C. Judith Armstrong 924 Willcliff Drive Mechanicsburg, PA 17055 Daughter JOINTLY-OWNED PROPERTY: LETTER DATE DESCRIPTION OF PROPERTY %OF DATE OF DEATH ITEM FOR JOINT MADE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR DATE OF DEATH DECO'S VALUE OF JOINT IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY-HELD REAL ESTATE. VALUE OF ASSET NUMBER TENANT INTEREST DECEDENT'S INTEREST 1. A. 6/3/04 Sovereign One Account # 2561004066 5,958 25.00% 1 ,490 2. A, B, C 6/3/04 Money Market # 2561004481 14,981 25.00% 3,745 3. A,B,C 6/3/04 18-23 Month CD 78,320 25.00% 19,580 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 TOTAL (Also enter on line 6 Recapitulation $ 24.815 (If more space is needed, insert additional sheets of the same size) JUN. 30.2006 8:22AM C8C-1/T 717-541-7165 VlWaYRRi!,~ p.o. Box 170. Harrisburg. PEI1ns!llvanla 17105-17. Memb8l' FDIC ANiTA J LEPERE OR JOSEPH LEPERE OR PATRICIA RENEKER OR JUDITH M ARMSTRONG 147 TORY eIR ENOLA PA 17025 013.345 RELATIONSHIP CHECKING OFFERS CO BONUS RATES, LOAN DISCOUNT RATES AND MANY MORE BENEFITS. STOP BY YOUR LOCAL BRANCH TODAY. OR CALL US AT 1.866-WAYPOINT (1-866-929-7646) . NO. ':it!:.:l t-'..:S 1'1 3 CO~BINED STATEMENT DATE 6-03-04' %4 tJ/- ,J/'Ji1/ tJp~/fJp 1l;lY# j/J!~ )!tlJ'. *. _ _ _ _ . _ . . - .YOUR ACCOUNTS WITH US. . . . - - - - - . . . * . . YOUR DEPOS ITS -- , ACCOUNT NBR BALANCE RELATIONSHIP CHECKING 3700002938 3.530.81 GHFA 3--0 DAY' " 4100608-60-7. . _.~ .. .x<.".. .lZ~4J.0.. 76 20 MONTH BUMP-UP CERTIFICATE 7]00003664 .000 75.806.43 __ .MatllL_e.s._ PJ1 1.Q:..20-:..0S.. __ '._"'_.' \_ / .-,' .." ::~~.- --." .- - -I -, ~- . \ ' - Tota 1 of Your Deposi'ts. ; , , . , " I \ .,. I ' ~/ ;' AVERAGE:BALANCE .,' . ~ 3,1. 378 . 04 , ,. '''t' I ------------------------------------------~---------/---~~-~-----~--------- PREVIO~S BALANCE /" ,. ~'.949.88 DEPOSITS \, . ( 300.00 WITHDRAWALS . 724.74 CHARGES \ 1.00 INTEREST \ ,. .' 5.67 * ~N~I~G_B~L~N~E.... :I.NJ~IU:.sJ-\UMMARY.. .'\_"'--';." _.._).(~.~3~.~1 * INTEREST EARNED FROM 5/03/04 TO 6/03/04 DAYS IN PERIOD INTEREST EARNED ANNUAL PERCENTAGE YIELD EARNED INTEREST PAID THIS YEAR INTEREST WITHHELD THIS YEAR * - - - - - - - . . . . . - TRANSACTION SUMMARY. . . - - - TRANSACTION DEPOSITSI DATE DESCRIPTION CREDITS 5/05 CHECK 1918 5/07 CHECK 1919 5/07 CHECK 1921 5/11 CHECK 1920 5117 CHE CK 1923 511.7 CHECK 1922 5/17 CHECK 1915 5/19 CHECK 1924 5/21 CHECK 1925 5/24 CI~ECK 1928 ACCOUNT TYPE OF ACCOUNT 3700002938 RELATIONSHIP C~EtKING CHECKS/ DEBITS 378.00 58.75 37.00 88.30 21.30 11 .95 5.00 2.00 20.00 39.22 CONTINUED ON NEXT PAGE 91.748.00 -. . .': - .. I 31 W .00 . _ 1< BALANCE 3571.88 3513.13 3476.13 3387.83 3366.53 3354.58 3349.58 3347.58 3327.58 3288.36 POD-SOl! (!li021 Customer Service lbll-FreE I-SGS-WAYPOINT (I~8SG~929-7G4G) . In York ArEa 717/615-4500 www.waypointbank.com t Sovereign Bank;" STATEMENT OF ACCOUNTS 119050 -3336 ANITAJ LEPERE JUDITH M ARMSTRONG JOSEPH LEPERE . 147 TORY CIR .. .. . ENO PA 17025-2687 statement Period 11/04/05 TO 12/04/05 THE SOVEREICN ONE ACCOUNT For your convenience our Customer Service Center is available 24 hours a day, 7 days a week Call us at 1-877-S0V-BANK (1-877-768-22651. . . paired 1~800-428-9121mY!JDD1 ondaY-Friday 8:00 A.M.-6:oo P.M. and. urdaY8:00A.M.-1:ooP.M. eignba page 1 of7 DEPOSITS INSURED BY FDIC EQUAL OPPORTUNITY LENDER 2561004066 1-877-SDVcBANK (1-877-768-2265) www.sovereignbank.com THE SOVEREIGN ONE ACCOUNT Balance Sheet o If your account is interest bearing, enter in your register the interest paid as it appears on this statement. Be sure that the service charge, if any, or other withdrawals shown on this statement, have been entered in your register as deductions. Compare checks paid (withdrawals) asshown.on the front of this statement with your register. List as outstanding any checks (withdrawals) not included on this statement, in the space provided at the right. OUTSTANDING CHECKS (WITHDRAWALS) CHECK # AMOUNT Attn: De it Card Services 10-41l-ASl . P.D.BOX 12646 READING, PA 19612-2646 OUNT, ST NT OR ELECTRONIC TRANSFERS . . ERSHO\YNONTHETOPOFYOURSTATEMENT o THE BANK.. FOR AIL OTHER ISSUES: . Sovereign Bank Attn: Client Relations 1O-421-CRl P.O.BOX 12646 READING, PA 19612-2646 tact us Jf you think your statement or receipt is wrong or if you n~ additional information about a transfer on the statement or receipt. We must hear no later thim 60 days after we sent you the FIRST statement on which the error appeared. . · Tell us your namaccount number. . Describe the error or the transfer that you are unsure about and explain as clearly as you can why · Tell us the dollar t of the suspected error. you believe there is an error or why you need furtherinformation. If you tell us orally, we may require you to send your complaint or question in writing within 10 business days. We will promptly investigate the matter and call . to you with an answer within 10 business days (10 calendar days in Massachusetts). If we need more time, we may take up to 45 days to investigate your co or question. If we do, we will credit your account within this IO-day period for the amount you think is in error, so you willi have the use of the money duri time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may choose not to credit your account. For errors involving new accounts, point of sale purchases or foreign transactions, we may take up to 90 days to investigate your complaint or question. For new accoul"O we may take up to 20 business days to credit your account for the amount you think is in error. We will !ell )Iou the results of our jnvestigation within 3 busines~ days .after ,?ompleting our investigation. If we decide there was no error, we will send you a written explanatIOn. You may ask for COpies of the documents we used In our InvestIgatIOn. page 2 of7 2561004066 t Sovereign Bank'M STATEMENT OF ACCOUNTS page 3 of7 2561004066 1-877-SQV-BANK (1-877-768-2265) www.sovereignbank.com Checks Posted C ck # Date Paid THE SOVEREICiN ONE ACCOUNT Check # Date Paid Amount Reference # Payee page 4 of7 2561004066 t> Sovereign BanksM STATEMENT OF ACCOUNTS 1-877-SQV-BANK (1-877-768-2265) www.sov~reignbahk.com THE SOVEREIGN ONE ACCOUNT MONEY MARKET statement Period 11/04/05 - 12/04/05 ANITA J LEPERE JUDITH M ARMSTRONG Account # 2561004481 Formet Account H 41??oo8607 page 5 of7 2561004066 1-877-SQV-BANK (1-877-768-2265) www.sovereignbank.com THE SOVEREIGN ONE ACCOUNT Balance Sheet . If your account is interest bearing, enter in your register the interest paid as it appears on this statement. 8 Be sure that the service charge, if any, or other withdrawals shown on this statement, have been entered in your register as deductions. Compare checks paid (withdrawals) as shown on the front of this statement with y gister: .. outstanding any checks (with rovided at the right. ecorded on this stat ot inclqded on thi OUTSTANDING CHECKS (WITHDRAWALS) CHECK # AMOUNT REGISTER e figures above. Verify that register balances have been carried forwar rrectly from page to page. Contact us - we can assist you in reconciling your account. OUTSTANDING DEPOSITS DATE AMOUNT ... TOTAL page 6 of7 2561004066 ...~. Sovereign Bank'" STATEMENT OF ACCOUNTS page 7 of7 2561004066- 217 REV-1737-6 EX + (9-00) REVERSE COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN NONRESIDENT DECEDENT SCHEOULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS Use Schedule H ONLY for proportionate method of tax computation. ESTATE OF Anita J. Lepere ITEM NUMBER A. FUNERAL EXPENSES: 1. Neill Funeral Home FILE NUMBER 2005-01006 Debts of decedent must be reported on Schedule I. DESCRIPTION AMOUNT 10,565 B. 1. ADMINISTRATIVE COSTS: Personal Representative's Commissions Name of Personal Representative(s) Social Security Number(s) EIN Number of Personal Representative(s) Street Address City State Zip Year(s) Commission Paid 2. Attorney Fees 1,200 3. Probate Fees 388 4. Accountant's Fees 375 5. Tax Return Preparer's Fees 6. Miscellaneous Expenses Appraisers of House and Personal Items - Ck. 2373 - Robert Ensminger Utilities for Home - PAWC, PP&L, UGI , Verizon and East Pennsboro Sewer Insurance for Home 475 1,701 301 TOTAL (Also Enter on line 9, Recapitulation' $ (If more space is needed, insert additional sheets of the same size) 15,005 NEILL FUNERAL HOME 3401 MARKET STREET, CAMP Hill. PA, 17011 TEL: (717) 737-8726 FAX: (717) 737-1859 SalanceDUe--..-------l [J M. ORDER ~. i 0 CREDIT CARD __ ~___ _ J 0 DEBIT CARD Mr. Joseph Lepere, Jr. 2920 Dickinson Avenue Camp Hill, PA 17011 Services For: Anita J. Lepere Burial Memorial Funeral Service . . . . . . . . . . . . . . . . . . . . .. $ New Bloomfield Cemetery .. . . . . . . . . . . . . . . . . . . . . . . . . . Cemetery Tent & Grave Equipment. . . . . . . . . . . . . . . . . . . . Flowers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Patriot News . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Death Certificates 15 @ $6.00 each. . . . . . . . . . . . . . . . . . . Rev. John Acri . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Barbara Hill ................................... Celeste Hamilton. . . . . . . . . . . . . . . . . . . . . . . . . . . . 20A 665 HD WOODBRIDGE PECAN .. . . . . . . . . . . . . Guardian Burial Vault . . . . . . . . . . . . . . . . . . . . . . . . . Luncheon .............. . . . . . . . . . . . . . . . . . . . . . Inscription ....................................... Total Funeral Charges Adjustments (Payments) Balance Due on Account 3401 Market Street Camp Hill, PA - 17011-4428 tel 717 737-8726 fax 7]7 737.1859 Rebecca J. Donahue, Supervisor 3501 Derry Street Harrisburg, PA -17111-1817 tel 717 564-2633 fax 717 561-9918 StcphenJ. Wilsbach, Supervisor March 16,2006 Ref No.: 1003104/ C05 091 3,545.00 400.00 175.00 524.70 140.00 90.00 125.00 100.00 75.00 3,945.00 1,195.00 150.00 100.00 $10,564.70 (10,564.70) $ $ $ $0.00 Member of ALDERWOODS Robert Ensminger Appraisers 3557 Elmerton Avenue Harrisburg, PA 17109-1132 717-652-4111 FAX 717=541=9444 threecomps@comcast.net Federal EIN 23-2492038 State Certifications: Certified Residential Appraiser - RL-000952-L Certified Broker/Appraiser - BA-004224-L Personal Property Appraisal Single Family Residential Appraisal Report ~ I I i 1~YV1J ~~ rAi Estate of Anita Lepere do Joseph Lepere 1500 Ivemess Dr. Mechanicsburg, PA 17050 Please make..checks payable to Robert EosminQerAppraisers Robert Ensminger Appraisers by a 121 mode inc. -1-3DO-AL~L1ODE 275.00 200.00 Subtotal -"--___4BU2()__ TOTAL 1$ 475.00 RECEIPT FOR PAYMENT GLENDA FARNER STRASBAUGH Cumberland County - Register Of Wille g~~lr~y~~h~~sel~gy~re LEPERE ANITA J Estate File No. : Paid By Remarks: Fee/Tax Description SHORT CERTIFICATE Check# 2379 Total Received......... 2005-01006 JOSEPH LEPERE JR AJW Receipt Date, Receipt Time, Receipt No.: 7/10/2006 11:42:44 1044945 Receipt Distribution ------------------------ Payment Amount Payee Name 20.00 CUMBERLAND COUNTY GENERAL FUN ---------------- $20.00 $20.00 ~br 03 / ,2005 Sow h A. k ~ot- \S"~ Re: Estate of ~'I_ ~ U/g,..e , 'f1'.-- 'C1 .. , deceased Dear ~ ~ ..-J pleased tha~ have selected us to represent the Estate oJ\'- (j 1- k-rS. ~ ,and you as the fe's Executor/Executrix. Our fees are based on the following schedule: $ =:;- O\:l. CP retainer fee which represents our base fee to represent the estate in the estate matters and our responsibility to so represent the estate PLUS hourly fees as follows: Attorney services - $150.00/hour Legal Assistant Services - $50.00/hour The charges are charged by tenths of an hour with the least charge for services being two-tenths (.2) of an hour. In addition, we are to be reimbursed for any monies we advance from our own dollars for the Estate or its benefit such as advertising costs, etc. Page 2 We will send you a statement regularly detailing our services rendered to you for our fees for the estate as well as our advanced costs. As part of our costs, we charge for our costs such as postage in excess of 37< per item, photocopies at 25< per copy, overnight express charges, if any, and long distance toll charges. Please date and countersign a copy of this letter to indicate the above arrangements meets your satisfaction and return one copy to us so that we will have a mutual memorandum of our understanding. Please retain the other copy for your files. Yours sincerely, JChard c. Rupp, ~Sq. THIS AGREEMENT AND ARRANGEI\(t~.tIT _HA!i BEEN READ BY ME AND ACCEPTED THIS ~ at) DAY OF JV0~ l4.t.t- ,2005. Witness: ESTATE OF cfLI1,~ f}D$J ~$~$1( l1l;ddh /II /J;-mcl~1J1 Name Printed '-./ JOFefJh A. L~<-rL f Name P mted 217 REV-1513 EX+ (9-00) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE J BENEFICIARIES ESTATE OF FILE NUMBER A "t J L n1a eoere - RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I. TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under Sec. 9116 (a) (1.2)] 1 Joseph A. Lepere, Jr. 1500 Inverness Drive Mechanicsburg, PA 17050 Son 25% 2 Judith Armstrong 924 Willcliff Drive Mechanicsburg, PA 17050 Daughter 25% 3 Patricia Reneker 3925 Ridgeland Blvd Mechanicsburg, PA 17050 Daughter 25% 4 Eleanor R. Waldasin 561 Baer Avenue Hanover, PA 17331 Daughter 25% ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAXIS NOT BEING MADE B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART 11- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET $ 0 200501006 (If more space is needed, insert additional sheets of the same size) IMPORTANT NOTICE NOTICE OF ESTATE ADMINISTRATION THIS NOTICE DOES NOT MEAN THAT YOU Will RECEIVE ANY MONEY OR PROPERTY FROM THIS ESTATE OR OTHERWISE Whether you will receive any moner or property will be determined wholly or partly by the decedent's Will. I the decedent died without a Will, whether you will receive any money or property will be determined by the intestacy law of Pennsylvania. BEFORE THE REGISTER OF WillS, COUNTY OF CUMBERLAND, PENNSYLVANIA In Re: Estate of ANITA J. lEPERE, Deceased Estate No. 2005-01006; PA No. 21-05-1006 TO: Joseph A. lepere, Jr. 2920 Dickinson Street Camp Hill, PA 17011 Judith Armstrong 924 Willcliff Drive Mechanicsburg, PA 17050 Patricia Reneker 3925 Ridgeland Blvd. Mechanicsburg, PA 17050 Eleanor R. \.Vildasin 561 Baer Avenue Hanover, PA 17331 Please take notice of death of the decedent and the grant of letters to the personal representative(s) named below. The decedent, ANITA J. lEPERE, died on the 2nd day of November, 2005, at 147 Tory Circle, East Pennsboro Township, Cumberland County, Pennsylvania. The decedent died testate (with a Will). The personal representative(s) of the decedent is: Joseph A. Lepere,2920 Dickinson Street, Camp Hill, PA 17011. The decedent died testate. The decedent's Will has been filed with the Office of the Register of Wills of Cumberland County, Cumberland County Courthouse, One Courthouse Square, Carlisle, PA 17013. A copy of the Will may be obtained by contacting the Register of Wills and paying the charges for duplication. DATE: November 16,2005 Ric ar C. Rupp, Esquire, Counsel for Personal Representative 355 North 21 sf Street, Suite 201 Camp Hill, PA 17011 (717)-761-3459 CERTIFICATION OF NOTICE UNDER RULE 5.6(a) Name of Decedent: ANITA J. LEPERE Date of Death: November 2,2005 Will No. 2005-01006 Admin. No. 21-05-1006 To the Register: Cumberland County I certify that notice of beneficial interest required by Rule 5.6(a) of the Orphans' Court Rules was served on or mailed to the following beneficiaries of the above-captioned estate on November 16, 2005 Name Address 2920 Dickinson Street, Camp Hill, P A 17011 924 Willcliff Drive, Mechanicsburg, P A 17050 3925 Ridgeland Blvd., Mechanicsburg, P A 17050 561 Baer Avenue, Hanover, PA 17331 Joseph A. Lepere, Jr. Judith Armstrong Patricia Reneker Eleanor R. Wildasin Notice has now been given to all persons entitled thereto under Rule 5.6(a) except Date: November 16, 2005 rt Grure, ( Name Richard C. Rupp, Esquire - Rupp & Meikle Telephone 355 North 21st Street, Suite 201 Camp Hill, PA 17011 (717) 761-3459 Address Capacity: Personal Representative l Counsel for personal representative 1\ PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, VIZ: November 25, December 2,9,2005 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. Lepere. Anita J., dec'd. Late of East pennsboro Town- ship. Executor: Joseph A. Lepere, Jr., 2920 Dickinson Street. Camp Hill, PA 170ll. Attomeys: Rupp and Meikle, 355 North 21st Street, Suite 201, Camp Hill, PA 17011. '--- SWORN TQ AND SUBSCRIBED before me this 9 day of December, 2005 ~~)N,4:r.~~M . COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF PUBLIC WELFARE BUREAU OF FINANCIAL OPERATIONS DIVISION OF THIRD PARTY LIABILITY ESTATE RECOVERY PROGRAM PO BOX 8486 HARRISBURG. PA 17105-8486 November 22, 2005 RUPP AND MEIKLE LAW OFFICES RICHARD C RUPP ESQUIRE 355 N 21ST ST STE 205 PO BOX 395 CAMPHILL PA 17011 Re: ANITA LEPERE SSN: 167-16-6476 Dear RICHARD RUPP: Pursuant to your letter dated November 22, 2005, the Department of Public Welfare (DPW), Estate Recovery Program, has reviewed the information you provided regarding the above-referenced individual. It has been determined that this individual did not receive any type of assistance during the questioned period. Therefore, according to the information you provided, the Department's Estate Recovery Program will not seek any recovery from this estate. If you have any questions, please feel free to contact me. Sincerely, ~ 9-V hOc-olL- Carole A. Procope Recovery Section Manager (717) 772-6604 LAW OFFICES RUPP AND MEIKLE HERBERT G. RUPP, JR. RICHARD C. RUPP A PROFESSIONAL CORPORATION 355 NORTH 21 ST STREET, SUITE 20 ( (7H) 761-3459 FAX: (717) 730-0214 ANN MEIKLE ERIKSSON (1954-82) CAMP HILL, PA 17011 E-MAIL: RUPPLAWOFFICE@AOL.COM November 16, 2005 The Patriot-News Company Classified Legals P.O. Box 2265 Harrisburg, PA 17105-2265 Re: Estate of Anita J. Lepere, ui.x:eased Our File No.: L-3833.02 Gentlemen: Please advertise the enclosed Estate Notice three (3) times for three (3) consecutive weeks in the Patriot News. Please bill us for the same. Thank you. Very truly yours, RU2;EIKLE n:.-:- r---. / .. . ( lChard.c. upp I RCR/egs Enclosure (1) LETTERS TESTAMENTARY in the Estate of Anita J. Lepere, deceased, late of East Pennsboro Township, Cumberland County, Pennsylvania, having been granted to the undersigned, all persons indebted to the said Estate are" requested to make immediate payment to, and those having claims against will present them without delay to: Joseph A. Lepere, If. Executor 2920 Dickinson Street Camp Hill, PA 17011 OR TO: Rupp and Meikle, Attormeys 355 North 21st Street, Suite 201 Camp Hill, PA 17011 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Joseph A. Dennison, being duly sworn according to law, deposes and says: That he is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot- News and The Sunday Patriot-News newspapers of general circulation, printed and puh1ished at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever smce; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared in the 30th day(s) of November and the 7th and 14th day(s) of December 2005. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COpy NOTA Y PUBLIC My commission expires June 6, 2006 RUPP & MEIKLE 355 NORTH 21ST STREET, SUITE 205 CAMP HILL, P A. 17011 LAW OFFICES RUPP AND MEIKLE HERBERTG. RUPP. JR. RICHARD C. RUPP APROFESSIONAL CORPORATION 3?5.NORTH 21ST STREET, SUITE 20( CAMP HILL. PA 17011 ANN MEIKLE ERIKSSON (1954-82) November 16, 2005 Cumberland Law Journal 32 S. Bedford Street Carlisle, PA 17013 RE: Estate of ANITA J. LEPERE, Deceased Our File No.: L-3833.02 Gentlemen: (717) 761-3459 FAX: (717) 730-0214 E-MAIL: RUPPLAWOFFICE@AOL.COM Please advertise the enclosed Estate Notice three (3) times for three (3) consecutive weeks in the Cumberland Law Journal. Please bill us for the same. Thank you. Very truly yours, RCR/egs Enclosure (1) Tlil< I~ to !"<1ct! ~ 1..0 a... ill --1 -:z. a >- z UJ o UJ u UJ o ::; UJ :; <( z ~I.'r! 1'\ th 111,: Wi(lrIlII'dil!1 here '-C1\en I' ((1lTectly orl~.'i!lal l,-.'It li\..'atl' \,il be forwarded IiI ih" )\11 Cil'j:..:l!;~d !,-'L'r!.;t 1 li I, ,1 t, ':I'i ("Ii r J; \ll:d Re, orch O!t!ct' S r.~_ll(~ ,ll: 11, 'i...~ r; WARNING: It is illegal to duplicate this copy by photostat or photograpi-J. ,it<:. ')h.()() ,-;7,'/11,'/)'/,;> ,~;,{!~,,"i \1. OF'OE:t;;-c~. \"-""'.' / '!'/r.--: ? ~~:"'.,J ~\\ ,I~' .~<LC !(~\ ~)\ 1 * ~~..... ' --r '-~ A~!!! '':-A. !~i -~- :t"19" . . ~\.'i'-.~> --,.~--: 11/f {W(\' <,,,..,, '~-!./.-!!!!.-:/!.-:lt;.'; 01/7 12.' 1/ L ---~._._--~--~- ., i1n('4Cl'10 l~(:.:t)C~ J:> J~[j,'{e ;V~....~...~. t' "Z'J -g.~:) ~.... \"l 1-1105143 Rel/lie7 COMMONWEALTH OF PENNSYLVANIA' DEPARTMENT OF HEALTH' VITAL RECORDS CERTIFICATE OF DEATH Fer'Y'cL TYPE/PRINT IN PERMANENT BLACK INK d: l- --- BIRTHPLACE (CIty and Slale Of Foreign Cotxitry) IWp Cll~lboro cvA 2~. 2k. WAS CASE REFERRED TO A MEDICAL EXAMINER ICQRONER? 2.. Ye. 0 No 00 : Approximate PART II: Other sigfllficanl condlllons contflbllting to death, but . interval belwee not resultIng In the underlying cause gIven In PART I : oosel and death I: DUE TO (OR "S" CONSEQ7E /tY DUE TO (OR AS" C NSEQUENCE OF) DUE TO (OR AS A CONSeQUENcE Of) VVERE AUTOPSY FINDINGS MANNER OF DEATH AVAilABLE PHIOR TO .~ 0 COMPLETION OF CAUSE Natural Homidd6 OF DEATH? 0 0 AccIdent Pending Invesli:::latlon Yt:~D NO.0 y.,o NO~ Suicide 0 Could not be determined 0 DATE OF INJURY (MoJ'llt1, Day, Yelll) TIME OF INJURY INJURY AT 'MJRK? DESCRIBE HOW INJURY OCCURRED y., 0 No 0 30a. 30b. M JOe. PLACE OF INJURY. At home, farm. street, factory. office building, el~ (Specify) 30e. 30d. LOCATION (Street, Cityrrown, Slate) JOf. SIGNATURE AND TITLE OF ~RTIF~R ~____ ~ ..~ J1b :JA~6- ;r. BAY'~~ LICENSE NUMBER DATE SIGNED (Month. Day, Year) .................0 31o.I-1D C>s- 3/4.;> L J1d. 11- 2..-05- NAME AND ADDRESS OF PERSON IM-IO COMPLETED CAUSE OF OEA TH (110m2?) T,pe or ?""' JIlS/VA p. I31J7 7/N I'" 0_ o 2...,7 fluJ.-.S<:= AI/e:It./t-lc . J2. C ""/07 /lILt_ 104 .. 011 DATE F~L~. (Month, DaV. Year) J'. f'( 6 If'Lff) e t- 2' ;{ (l (0 5- 28a. 2ab. CERTIFIER (Check only one) .f~~~FJ~~tGor~~~I~~e~~Z,:;d~~~1 c~g~~I~i~~~: t~ g;:~a~~(:)~~rJ~~~~ra~$ ~t~r;~~~~.~~.~ .~~~. .~~~ .~~.~I~.t~.~ _I.t~~ .:~).... 2.. ,,<-. j) .PRONOUNCING AND CERTIFYING PHYSICIAN (PhysiCIan both pronolJlicing death and c~rtlfylng to cause of dealll) To the bellt of mv knowtedge, death occurred at the time, date, and place, and due to the causes(s) and manner aa stated. 'MEDICAL EXAMINER/CORONER On the buls of eu.minaUon and/or inve~UgaUon, tn my opinion, death occulted at the time, date, and place, and due to the causes(s) and manner ilS stated J1. REGIS 1(lll(:~ll k?J STATE OF PENNSYLVANIA COUNTY OF CUMBERLAND SHORT CERTIFICATE I, GLENDA FARNER STRASBAUGH Register for the Probate of wills and Granting Letters of Administration in and for CUMBERLAND County, do hereby certify that on the 15th day of November, Two Thousand and Five Letters TESTAMENTARY estate of ANITA J LEPERE in common form were granted by the Register of said County, on the , la te of EAST PENNSBORO TOWNSHIP (First. Middle, Last) in said county, deceased, to JOSEPH A LEPERE JR (First. Middle, Last) and that same has not since been revoked. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal of said office at CARLISLE, PENNSYLVANIA, this 7th day of July Two Thousand and six. File No. 2005-01006 PA File No. 21-05- 1006 Da te of Dea th 11/02/2005 S.S. # 167-16-6476 . )Jj ,-rtda r:;-J D,J/<#/ .J~~ 1 #- -- egis eTaf ills v , ~~~-.J JJ~t '-...../ / eputy Z;y NOT VALID WITHOUT ORIGINAL SIGNATURE AND IMPRESSED SEAL