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Home My WebLink About06-4292 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA MBNA"AMERICA BANK, N.A. 655 PAPER MILL ROAD MAIL STOP 1411 WILMINGTON DE 19884-1411 Plaintiff VS KEITH A SHOEMAKER 730 COLONIAL CT MECHANICSBURG PA 17050 Defendant(s) Date: '1'./0(, W&A File No. 153469691 No. DI. -4J.9~ (!iv~L ~~ CIVIL ACTION - LAW Filed on behalf of: Plaintiff, MBNA AMERICA BANK, N.A. Counsel of record for this party: Amy F. Doyl Philip C. W lie #86341/ Andrew C. Spears #87737 David R. Galloway #87326/ Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469/ Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. :No. Plaintiff VS :CIVIL ACTION - LAW KEITH A SHOEMAKER Defendant(s) NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle,PA 17013- 717-249-3166 CCP Notice to Defend W &A File No. 153469691 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff :No. VS KEITH A SHOEMAKER Defendant(s) :CIVlL ACTION - LAW NOTICIA USTED HA SIDO DEMANDADOIA EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente 0 por un abogado y archivando por escrito con la Corte sus defensas 0 objeciones alas demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgarniento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demanda 0 por cualquier otro reclamo 0 alivio solicitado por Demandante. Usted puede perder dinero 0 propiedad 0 otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VA Y A 0 LLAME POR TELEFONO LA OFlCINA FlJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFlCINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO 0 GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 153469691 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff ; No. Dl,. -4 ~ 9;)" e~, {/01.Y1 VS. KEITH A SHOEMAKER Defendant( s) : CIVIL ACTION - LAW COMPLAINT AND NOW, this 10 day of July, 2006, comes the Plaintiff, MBNA America Bank, N.A., by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as follows: 1. Plaintiff, MBNA AMERICA BANK, N.A. ,is a National Banking Association organized under the National Banking Act with principal place of business situated at P.O. BOX 15718, WILMINGTON, DELA WARE 19850. 2. Defendant, KEITH A SHOEMAKER, is an adult individual with a last known address of 730 COLONIAL CT, MECHANICSBURG, CUMBERLAND COUNTY, PA 17050. 3. It is averred that Defendant was issued an open-end credit card account by Plaintiff. This account was created through a written contract between Plaintiff and Defendant, accepted by Defendant when he signed and utilized the credit card account. A true and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A." 4. The Credit Card Agreement contains a binding Arbitration provision providing that any claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the National Arbitration Forum (NAP). This Credit Card Agreement also recites that since the agreement involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. ~~ 1-16 CCP Cmplt- MBNA wo AF W & A File No. 153469691 1 (FAA) governed the Agreement and that following disposition through the NAP, judgment may be entered in any state court having jurisdiction. 5. At all relevant times material hereto, Defendant has been regular user of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. 6. By virtue of Defendant's use and maintenance of this credit card in connection with his purchases of goods, and services, he became bound to all of its contractual terms, which clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to the NAP having jurisdiction over this claim. 7. Defendant received monthly statements which accurately state all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due. A summary of the account showing the balance due and owing is incorporated herein and marked as Exhibit "B". 8. Defendant did not object to the summary of account. 9. Defendant has made sporadic and irregular payments, if any, which have been applied to the outstanding balance of this account. 10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is the sum of $16,277.19. 11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or delinquent balances on said account shall continue to bear interest at the rate of 6 %. 12. The amount of interest which has accrued on the aforementioned account is the sum of $508.38. 13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendant. CCP Cmplt- MBNA wo AF W & A File No. 153469691 2 14. Despite reasonable and repeated demands for payment, Defendant has failed, refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 15. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 16. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - MBNA wo AF W & A File No. 153469691 3 WHEREFORE, Plaintiff, MBNA America Bank, N.A., respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendant, in the amount of $16,277.19, interest in the amount of $508.38, plus costs of this action and any other relief as this Court deems proper and just. Respectfully submitted, Date: 'ltr/)~ I Amy F. Doyle # 0621 Daniel F. Wolfson #20617 Philip C. Warho tC #863411 Andrew C. Spears #87737 David R. Galloway #87326 1 Tonilyn M. Chippie #87852 Sarah E. Ehasz #864691 Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 1 Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA wo AF W & A File No. 153469691 4 VERIFICATION The undersigned hereby states that helshe is the attorney for the Plaintiff, MBNA America Bank, N.A., who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of hislher knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: 7/tQ/Df, , I f (1M Amy F. Doyle # 0621 Daniel F. Wolfson #20617 Philip C. Warhol c #863411 Andrew C. Spears #87737 David R. Galloway #873261 TonHyn M. Chippie #87852 Sarah E. Ehasz #864691 Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 1 Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 300 Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt- MBNA wo AF W & A Pile No. 153469691 5 Exhibit IIAII . . , .' . ' " . .. . . . . .' . . . GOLDOYTIOl'l . .A....C:... c.. f)""> ..... :T'" . . ,.' \. L .' . . . . .... . '.' ." ..' ..' . ..' AG.'" .....ENlENT, , ., . . . - .' --A., ..., I o...t .. 611I A., . ......,.......,..,.......... -. ".. - .. ..... - .. - - ....... .....- ........,..,.............,...-, .... ................ ~"'-""- MBNAAa8Iaa....H.4. 1111_ ."....._ ..,...~........ .......J~ . o.r~""~""'''''Ao..a._-'''-'' .~ ....................... .....".. ......"y_~..........1 .................pIIIllonat P\ouo.......' lr." L I' . . . ........ 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I . ~"MBHA. ....... t1~..........Ia........ 1ledInl1 p' .. .......lDpuvIdt.........~... .r! ......_. ___......_.Iu....'....ald_....tpot.... ~ l...... ,...... t".....,........_~ I ......... .. __p._1 ~... out e- ....arllado a,;tI an.'. - IIIIriDI (.._~ It 'wJidaI) ...._.... lit apIIIII .aut.... ". . ibIa.........IIIlI......._........;....,;;,i_JGiNA;.-;.;it..~~;.;d... r' .i...~..- . '::. .~ '-,~..:......:_. .. ._~ INlINA..p\nllJpAdfIUgnll.....~..........__-...af......... ~pa....ID---...cIlot_""'I...,NaIiIl&. y....,.........,..,,. I .'..n.......,.., W..... .... dlIa priftO}'..... ,...,...... -'........)'* .,............,,!Ior. Exhibit "B" CLIENT NO 001730 MBNA ACCT#74993882506386 BALANCE --16,277.19 ...... PRIMARY DEBTOR ..... C/O DATE 01/01/69 LSTPY DT 09/21/05 'M-ACCT -NO 'M-REC-TYPE'M-CUST .TYPE'M.LAST -NAME 74993882506386 A I SHOEMAKER 'M-FiRST-NAME 'M-ADDR-l 'M.ADDR-2 KEITH A 730 COLONIAL CT 'M-CITY 'M-COUNTY 'M-STATE'M-ZIP 'M-HOME-PH MECHANICSBURG PA 170501819 7177951055 'M-WORK-PH 'M-DOB 'M-POE-NAME 7175302752 12/14/78 'M-POE-ADDR 'M-LOAN- TYPE'M-LENDING-OFFICER LU01 OUOOO1 'M.BANK-CODE'M-BRANCH-CODE'M-CALL -CODE'M-RECOVERER-CODE'M-DEALER-CODE AGNY 'M-CO-RSN'M-ACCT -ST A TUS'M-INT-RA TE'M-RECEIPT-DA TE'M-CONT ACT.DA TE'M-CO-DA TE PAA 0000 10/18/05 01/18/05 01/01/69 'M-LAST-PYMT -DA TE'M-CO-AMT 'M-ASSOC-COST'M-ACCRUED~INT'M-CUR-BAL 09/21/05 16.277.19.00 .00 16.277.19 'M-NET-PRIN 'M-NET-COST 'M-NET-INT 'M-COMMENT-l 16,277.19 .00 .00 GO-90DYDF-NEABRDCERT 'M-COMMENT-2 00020051018 ??oo160 'M-COMMENT-3 OOooM11B123 'M-COMMENT-DATE 12/21/05 'M-MONTHL Y -INCOME'M-OTHER-INCOME 40.00 .00 'M-MONTHL Y -PYMT'M-OTHER-PYMT'M-OWN-RENT -CODE'M-RECOVERY -SCORE'M-NEXT-PA Y -DATE .00 .00 R 0696 'M-LAST-INT-DA TE*M-LAST -CONT ACT-DA TE'M-COMM-RA TE'M-HOME-PH-FLAG'M-WORK-PH-FLAG 0000 'M-ADDR.FLAG'M-SSN 'M-2ND-NAME 'M.MIO'M.AG (::) ... 8 l ?"-\t. 1I1 !'l f'-',":' , , ~c I .,,-( In - ~ C> . , ~ ~ - (JU ~ - '\) 1- SHERIFF'S RETURN - NOT FOUND . . CASE NO: 2006-04292 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND MBNA AMERICA BANK N A VS SHOEMAKER KEITH A R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT SHOEMAKER KEITH A but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT & NOTICE , NOT FOUND , as to the within named DEFENDANT , SHOEMAKER KEITH A 730 COLONIAL CT MECHANICSBURG, PA 17050 DEFENDANT'S NEW ADDRESS IS 119 E BURD ST #1 SHIPPENSBURG. UNABLE TO SERVE, ALTHOUGH NUMEROUS ATTEMPTS WERE MADE. Sworn and 18.00 44.00 5.00 10.00 .39 77.39./ "/11. 'fj6' ~ Subscribed to before SO~~~ R. Thomas Kline Sheriff of cumberland County Sheriff's Costs: Docketing Service Not Found Surcharge Postage WOLPOFF & ABRAMSON 08/29/2006 day of me this A.D. .JM FAX NO. : ~,w_..,_'__"'__.. Aug. 01 2006 09:52AM P2 --. Jut 31. 20063: 13PM Cumberland Co. Sheriff ~\~ at <!tUlllQe~ ~~~ tctQI} No, 4929 P. 1/1 R. THOMAS t<lJNE Sherfff EDWARD L. SOHORPP &Itoftor RONNY R, ANDERSON ChIef Deputy JOOY S. SMITI-I F{4al Estate Deputy OFFICE OF THE SHERIFF One Courthouse Square Carllele, Penntylvania 17013 Aienc:y ColJt'9l.No. ~ .. (.1 ~q ~ Date: :!MIl" = Adclrw lnto~Ol2 R.cqa. Pl~ fun:Ush this agency wid! the Ull"" address, if available. f()]' the following individUll 01' v~Iify whether . 1he aMreSB given below is ODe at which mail for this individual is cnrrendy beiDa delivered. If the following addreB8 it a post office box, please fumiah the street IlddreAa Q8 roool'<1ed au the box holder's application foun.. To: PostmaSfer ~ ..i.h. Name: - Ll1J~- A Shnl.t'\16("-,"r Lut KMWll Address: 7 36 r..d~ i J c../ 1 cerdtY the address .Information for 'this individual is required for the p 0 duties. ( ) Mail it delivered to addreas given. For Pelt Office Use Only New Addreea ( ) NQt!(Gown at Address Given ( ) Movod, LOft No Forwarding Address ( ) No Such Ad.dtess ( ) Other (SpecifY) If 9 r; t.1lJAA Si It: l (i1ifPtiJJU'.~c,. FA 17 -z,S1 I Box hQlc1cra' Street Adclrc:ss Agency Retum AddreslI Pos1mtlrldDsre Stamp ... IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-4292 Civil Term Plaintiff VS CIVIL ACTION - LAW KEITH A SHOEMAKER Defendant(s) PRAECIPE TO REINSTATE To the Prothonotary: Kindly reinstate the complaint in the above-referenced matter. Respectfully Submitted, Date: . Ct Amy F. Doyle # 062/ DanIel F. Wolfson #20617 Philip C. Warholic #86341/ Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W &A File No. 153469691 n ~;~~ , 1'",:) = i'::::~ ..-~.;r, o r"i c-:;, C',) ,.t~ <"J SHERIFF'S RETURN - REGULAR CASE NO: 2006-04292 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MBNA AMERICA BANK N A VS - ... ........ ... --- JASON VIORAL , Sheriff or Deputy Sheriff of SHOEMAKER KEITH A Cumberland County, Pennsylvania, who being duly sworn according to law, ... ... says, the within COMPLAINT & NOTICE was served upon .... '. SHOEMAKER KEITH A the DEFENDANT , at 1700:00 HOURS, on the 27th day of December , 2006 at 119 E BURD STREET SHIPPENSBURG, PA 17257 by handing to KEITH SHOEMAKER a true and attested copy of COMPLAINT & NOTICE together with - ...... :.tt ---I , and at the same time directing His attention to the contents thereof. w. ... .... - Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: Sworn and 18.00 17.60 .00 10.00 .00 45~ V 12/28/2006 i-03-0? L}- WOLPOFF & ABRAMSON Subscibed to By: .:r~r/<:~ r R. Thomas Kline of A.D. ~ - ....... ........ .... ....... before me this day ty Sheriff ... ... ;....jj, .- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-4292 Civil Term Plaintiff VS CIVIL ACTION - LAW KEITH A SHOEMAKER Defendant( s) PRAECIPE TO SETTLE AND SATISFY Please mark the above-captioned action as settled, satisfied and discontinued. Respectfully Submitted, By: 4ft Amy F. Doyle #87062 / Daniel F. Wolfson #20617 . avid R. Galloway #87326 Tonilyn M. Chippie #87852 / arah E. Ehasz #86469 o eft . 0 as, r. 59/ Bruce H. Cherkis #18837 Ronald S. Canter #94000 / Ronald M. Abramson #94266 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff Date: --4l {p (vr- Cc: KEITH A SHOEMAKER 119 E. BURD STREET SHIPPENSBURG, PA 17257 W&A File No. 153469691 p v ,...." c;::3 <::::> -.I ..." m co l"o.:) N o -n s:! .-n rn~ -0:;:; :J..7C C) j ..::'..jO :;~:H ",.,.,- ...,7 (') (3m ,.4 ~ -< -u 3: f>? U1 o