HomeMy WebLinkAbout06-4357
. GOLDBECK McCAFFERTY & McKEEVER
By: JOSEPH A. GOLDBECK, JR.
ATTORNEY I.D. #16132
SUITE 5000 - MELLON INDEPENDENCE CENTER
701 MARKET STREET
PHILADELPHIA, P A 19106
(215) 825-6318
WWW.GOLDBECKLAW.COM
ATTORNEY FOR PLAINTIFF
NATIONAL CITY MORTGAGE COMPANY
PO Box 1820
Dayton, OH 45401-1820
Ole. - I../J~7
CuiL~~
IN THE COURT OF COMMON PLEAS
Plaintiff
OF CUMBERLAND COUNTY
vs.
SCOTT R. VOLZ
Mortgagor and Real Owner
17 Umberto Street
New Cumberland, P A 17070
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Defendant Term
CIViL ACTIS~: MOfITGAGE
NOT ICE FD+'ECLQ@UfI\E
You have been sued in court. If you wish to defend against the claims set forth in the following pages,
you must take action within twenty (20) days after the Complaint and notice are served, by entering a written
appearance personally or by attorney and filing in writing with the court your defenses or objections to the
claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a
judgment may be entered against you by the Court without further notice for any money claim in the Complaint
of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUCED FEE OR NO FEE.
LEGAL SERVICES INC
8 Irvine Row
Carlisle, PA 17013
717-243-9400
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, P A 17013
AVISO
LE RAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS
QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO
DE 20 D S DESPUES DE SER SERVIDO CON EST A DEMANDA Y A VISO. PARA DEFENDERSE ES
NECES ~RIO QUE USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL
PUNT DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA
D DA.
RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL
PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A
, FA VDR DEL DEMANDANTE Y REQUERIRA QUB lJStl3D eUMPLA CON TODAS LAS PROVISIONES
DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER
DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES.
USTED DEBE LLEV AR ESTE P APEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN
ABOGADO, VA Y A 0 LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. EST A OFICINA
PUEDE PROVEERB CON INFORMACION DE COMO CONSEUIR UN ABOGADO.
SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS
ELIGIBLE AQ UN HONORARIO REDUCIDO 0 GRATIS.
LEGAL SERVICES INC
8 Irvine Row
Carlisle, PA 17013
717-243-9400
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, P A 17013
TIllS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT
A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU
WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT.
Resources available for Homeowners in Foreclosure
ACT NOW!
Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you
still may be able to SAVE YOUR HOME FROM FORECLOSURE.
I). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-
9400 or .
2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling.
3). Visit HUD'S website www.hud.l!ov for Help for Homeowners Facing the Loss of Their Homes.
4). Call the Plaintiff (your lender) at 866-804-7257 and ask to speak to someone about Loss Mitigation
or Home Retention options.
5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage
or request a Loan Workout / Home Retention Package. Call Beth at 215-825-6329 or fax 215-825-6429. The
figure and/or package you requested will be mailed to the address that you request or faxed if you leave a
message with that information. The attorney in charge of our firm's Homeowner Retention Department is David
Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of
NC-1l35.
Para informacion en espanol puede communicarse con Loretta al215-825-6344.
This Action of Mortgage Foreclosure will continue unless you take action to stop it.
COMPLAINT IN MORtGAGE FORECLOSURE
1. Plaintiff is NATIONAL CITY MORTGAGE COMPANY, PO Box 1820, Dayton, OH 45401-1820.
2. The name and address of the Defendant is SCOTT R. VOLZ, 17 Umberto Street, New Cumberland, PA
17070, who is the mortgagor and real owner of the mortgaged premises hereinafter described.
3. On October 28, 2005 mortgagor made, executed and delivered a mortgage upon the premises hereinafter
described to ACCUBANC MORTGAGE A DIVISION OF NATIONAL CITY BANK OF INDIANA,
which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County as Book
1769, Page 1463. The mortgage has been assigned to: NATIONAL CITY MORTGAGE COMPANY
by assignment of Mortgage, which is lodged for recording. The Mortgage and assignment(s) are matters
of public record and are incorporated by this reference in accordance with Pennsylvania Rule of Civil
Procedure 10 19(9); which Rule relieves the Plaintiff from its obligation to attach documents to pleadings
if those documents are matters of public record.
4. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit
"A" ("Property").
5. The mortgage is in default because the monthly payments of principal and interest are due and unpaid
for April 01, 2006, and each month thereafter and by the terms of the Mortgage, upon default in such
payments for a period of one month, the entire principal balance and all interest due and other charges
are due and collectible.
6. The following amounts are due to Plaintiff on the Mortgage:
Principal Balance
Interest from 03/01/2006
through 07/31/2006 at 7.9550%
Per Diem interest rate at $16.08
Reasonable Attorney's Fee at 5% of Principal Balance as
more fully explained in the next numbered paragraph
Late Charges from 04/01/2006 to 07/31/2006
Monthly late charge amount at $26.67
Costs of suit and Title Search
Escrow Advance
Fees
MIP
$72,781.17
$2,460.24
$3,639.06
$106.68
$900.00
$508.56
$18.00
$45.76
Monthly Escrow amount $431.99
$80,459.47
7. If the Mortgage is reinstated prior to a Sheriff's Sale, the Attorney's Fees set forth above may be less
than the amount demanded based on work actually performed. The Attorney's Fees requested are in
conformity with the Mortgage and Pennsylvania law. Plaintiff reserves its right to collect Attorney's
fees of up to 5% of the remaining principal balance in the event the Property is sold to a third party
purchaser at Sheriff's Sale or if the complexity of the action requires additional fees in excess of the
amount demanded in the Action.
8. Plaintiff is not seeking a judgment of personal liability (or and "in personam" judgment) against the
Defendant in this Action but reserves it's right to bring a separate Action to establish that right, if such
right exists. If Defendant has received a discharge of their personal liability in a Bankruptcy proceeding,
this Action of Mortgage Foreclosure is, in no way, an attempt to re-establish the personal liability that
was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property pursuant to
Pennsylvania law.
9. Notice of Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has
been sent to Defendant by certified and regular mail, as required by Act 160 of 1998 of the
Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s)
attached hereto as Exhibit "B". The Defendant IuIs 1i6t had the required face-to-face meeting within the
required time and Plaintiff has no knowledge of any such meeting being requested by the Defendant
through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit
Counseling Agency.
WHEREFORE, Plaintiff demands a de terris judgment in mortgage foreclosure in the sum of $80,459.47,
together with interest at the rate of$16.08, per day and other expenses costs and charges incurred by the
Plaintiff which are properly chargeable in accordance with the terms of the Mortgage and Pennsylvania law
until the Mortgage is paid in full, and for the foreclosure of the Mortgage and Sheriff's Sale of the Property.
By: GOL~M~~~VER
By: JOSEPH A. GOLDBECK, JR., ESQUIRE
A ITORNEY FOR PLAINTIFF
VERIFICATION
I, Laura Cauper, as the representative of the Plaintiff corporation within named do hereby
verify that I am authorized to and do make this verification on behalf of the Plaintiff corporation and
the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge,
information and belief. I understand that false statements therein are made subject to the penalties of
18 Pa. C.s. 4904 relating to unsworn falsification to authorities.
Date: 01 . 2K. DC:,
~ 0- ('0 <"
Lliura Cauper
NATIONAL CITY MORTGAGE COMPANY
~hi6it Jl
ALL THAT CERTAIN lot of ground situated in Bella Vista, Fairview Township, Yom County,
Pennsylvania, bounded and described as follows, to wit:
BEGINNING at a point on the South side o'Umberto Avenue, at the line of Lot No. 61 which
point is one hundred fifty (150) feet West of the southwestep1 comer ofRadeski Street and
Umbcrto Avenue; thence southwardly along the line,*, said;Lot, and through the center of a
partition wall between the within desen'bed property and the property known as No. 19 Umberto
Avenue, one hundred and twenty.(120) f~ to Bruce Alley; thence westwardly along the line of
said Alley twenty-five (25) feet to the line ilf Lot No. 59; thence northwardly along the line of
said lot one hundred twenty (120) feet to the South side ofUmberto Avenue; thence eastwardly
along the South side ofUmbcrtoAvenue twenty-five (25) feet to the line of Lot No. 61, the Place
ofBBGINNING.
IT BEING Lot No. 60 on Plan of Lots No.1 of Bella Vista, as now or formerly owned by
Baroness Mary Von Besticki. said Plan of Lots No. I, of Bella Vista, being recorded in the
Recorder's Office in and for the County of York, inReeord Book "D", Volume 13, Page 700.
HAVING THEREON erected the northem half of a double frame dwelling house known as No.
17 Umberto Avenue, Bella Vista.
BEING the ~e premises which Daniel T. Piscioneri and Barbara R. Piscioneri, his wife, by
Deed dated April 25, 2001 and recorded May 16,2005 in and for the Offic:e of the Recorder of
Deeds' in and fot Yark CoUnty in Deed Book 1437, Page 293f, granted and conveyed unto Daniel
T. Piscioneri, the Grantor herein. .
(
.
. NationaICity..
Mortgage Co.
Natl"",,1 City Mortgage Ca.
A Subsidiary of National City Bank of Indiana
3232 Newmark Drive. Miamisburg, Ohio 45342
Telephone: (937) 910.1200
Mailing Add....:
P.O. Box 1820
Dayton, Ohio 454Ql-182O
June 05, 2006
Scott R Volz
17 Umberto St
New Cumberland PA 17070
Loan No. 438188-8
Current Servicer: National City Mortgage Co.
HOlf ro CORE YOUR !l:)RTGAGE DEi'AOLT (Bring it up to date) .
NATtlRI!: OJ!' THB DEi'AOLT-- The MORTGAGE debt held by the above lender on
your property located at:
17 Umberto St
New Cumberland PA 17070
IS SERIOUSLY IN DEFAULT because:
YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following month(s)
04/01/2006 - 6/1/2006
and the following amount(s) are now past due:
Monthly Payments
Late Charges
Less Suspense Balance
Total Due 2,949.39
2,896.05
53.34
.00-
YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION
(Do not use if not applicable):
ROlf TO CORE THE DEi'AOLT - You may cure the default within thirty (30) days
of the date of this notice BY PAYING THE TO'1'AL AMOONT PAST DUE ro THE
LENDER, WHICH IS $ 2,949.39, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES
WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD.
Payments must be made either by cashier's check, certified check, cash
or money order made payable and sent to:
National City Mortgage Co.
Attn: Customer Counseling Department
3232 Newmark Dr.
Miamisburg, OH 45342
You can cure any other default by taking the following action within
THIRTY (30) DAYS of the date of this letter: (Do not use if not applicable) .
DR672 JCS
Page 1 - ACT 91 NOTICE
.
~
, .
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
This Is an official notice that the mortgage on your home is In default, and the
lender Intends to Foreclose. Specific Information about the nature of the default
Is provided In the attached pages.
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (JiEMAP) may be able
to help save your home. this Notice e](plalns how the program works.
To see If HEMAP can help. you must MEET WITH A CONSUMER CREDIT COUN-
SELlNGAGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this
Notice with you when you meet with the Counseling Agency.
The name. address and phone number of Consumer Credit CounsellnQ Agencies
serving your County are Included with this Notice. If you have any questions, vou
may call the Pennsylvania Housing Finance Agency toll free at 1-800-342.2397.
(Persons with Impaired hearing can call (717) 780-1869).
This Notice contains Important legal Information. If you have any questions,
representatives at the Consumer Credit Counseling Agency may be able to help
explain It You may also want to contact an attorney In your area. The local bar
association may be able to help you find a lawyer.
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU
DERECJiO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL
CONTENIDO DE ESTA NOTlFICACION OBTENGA UNA TRADUCCION
INMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING Fl.
NANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES
SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO
<<HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL
PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU
HIPOTECA.
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE
YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE
MORTGAGE PAYMENTS.
'.
.
,.
IF YOU COMPLY WrrH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY
MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE
FOR EMERGENCY MORTGAGE ASSISTANCE:
. IF YOUR DEFAULT HAS BEEN CAUSED BY CI.RCUMSTANCES BEYOND YOUR
CONTROL.
. IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR
MORTGAGE PAYMENTS, AND
. IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED
BY THE PENNSYLVANIA HOUSING FINANCE AGENCY.
TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a tempo-
rary stay of foreclosure on your mortgage for thirty (30) days from the date of this No-
tice. During that time you must arrange and attend a "face-to-face" meeting with one of
the consumer credit counseling agencies listed at the end of this Notice. THIS MEET-
1NG MUST OCCUR wrrHIN THE NEXT taG) DAYS. IF YOU DO NOT APPLY FOR
EMERGENCY MORTGAGE ASSISTANCE. YOU MUST BRING YOUR MORTGAGE
UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORT-
GAGE DEFAULr. EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE.
CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the con-
sumer credit counseling agencies listed at the end of this notice, the lender may NOT
take action against you for thirty (30) days after the date of this meeting. The names,
addresses and telephone numbers of designated consumer credit counseling aoencles
for the county in which the property is located are set forth at the end of this Notice. It Is
only necessary to schedule one face-to-face meeting. Advise your lender immediately
of your intentions.
APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the
reasons set forth later in this Notice (see following pages for specific Infonnation about
the nature of your default). If you have tried and are unable to resolve this problem with
the lender, you have the right to apply for financial assistance from the Homeowner's
Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a
completed Homeowner's Emergency Assistance Program Application with one of the
designated consumer credit counseling agencies listed at the end of this Notice. Only
consumer credit counseling agencies have applications for the program and they will
assist you in submitting a complete application to the Pennsylvania Housing Finance
Agency. Your application MUST be fiied or postmarked within thirty (30) days of your
face-to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTl.Y. IF YOU FAIL TO DO SO OR IF
YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER,
FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND
YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED.
AGENCY ACTION - Available funds for emergency mortgage assistance are very
limited. They will be disbursed by the Agency under the eligibility criteria established by
the Act.
3
. .
The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it
receives your application. During that time, no foreclosure proceedings will be pursued
against you if you have metthe time requirements setforth above. You will be notified
directly by the Pennsylvania Housing Finance Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN
BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION
PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO
COLLECT THE DEBT.
(If you have filed bankruptcy, you can still apply for Emergency Mortgage Assistance.)
IF YOU DO NOT CURE THE DEF AUL Tlsee oaae 1) -If you do not cure the default
within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its
rights to accelerate the mortgaGe debt. This means that the entire outstanding balance
of this debt will be considered due immediately and you may lose the chance to pay the
mortgage in monthly installments. If full payment of the total amount past due is not made
within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal
action to foreclose uoon your mortaaae orooerty.
IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by
the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but
you cure the delinquency before the lender begins legal proceedings against you, you will
still be required to pay the reasonable attorney's fees that were actually incurred, up to
$50.00. However, if legal proceedings are started against you, you wi" have to pay all
reasonable attorneys' fees actually incurred by the lender even iftheyexceed $50.00. Any
attorney's fees will be added to the amount you owe the lender, which may also include
other reasonable costs. If you cure the default within the THIRTY (30) DAY oerlod.
vou will not be reauired to oay attornev's fees.
OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid
principal balance and all other sums due under the mortgage.
BIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'$ SALE -If you have not cured
the default within the THIRTY (30) DAY period and foreclosure proceedings have begun.
YOU still have the riaht to cure the default and orevent the sale at anv time UD to one. hour
before the Sheriffs Sale. You may do so bv Davill9 the total amount then oast due. plus any
late or other charaes then due. reasonable attomev's fees and costs connected witt! the
foreclosure sale and any other costs connected with the Sheriff's Sale as soecified in
writina bv the lender and by Derformina anv other reauirements under the mortgage. Cur-
Ing your default in the manner set forth in this notice will restore your mortgage to
the same position as If you had never defaulted.
EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date
that such a Sheriff's Sale of the mortgaged property could be held would be approxi-
mately FOUR(4) months from the date of this Notice. A notice of the actual date of the
Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the
default will increase the longer you wait. You may find out at any time exactly what the
required payment or action will be by contacting the lender.
HOW TO CONTACT THE LENDER: Name of Lender: National City Mortgage
Address: 3232 Newmark Dr. Miamlsburg OH 45342
Phone Number: 1-800-523-8654. Fax Number: (937) 910-4057
Contact Person: COLLECTIONS DEPT.
EFFECT OF ~HERIFF'S SALE - You should realize that a Sheriffs Sale will end your
ownership of the mortgaged property and your right to occupy it. If you continue to live in the
property after the Sheriff's Sale, a lawsuit to remove you and your fumishing and other
belongings could be started by the lender at any time.
ASSUMPTION OF MORTGAGE - You mayor may not be able to sell or transfer your
home to a buyer or transferee who will assume the mortgage debt, provided that all the
outstanding payments, charges and attorney's fees and costs are paid prior to or at the
sale and thatthe other requirements ofthe mortgage are satisfied. For additional informa-
tion please contact the Collection Dept.
YOU MAY ALSO HAVE THE RIGHT:
T.o SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF
THIS DEBT.
TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BE-
HALF.
TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DE-
FAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT
HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY
CAlENDAR YEAR.)
TO ASSERT THE NONEXISTENCE OF DEFAULT IN ANY FORECLOSURE PRO-
CEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCU-
MENTS.
TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH
ACTION BY THE LENDER.
TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
. .
APPENDIX C
PENNSYLVANIA HOUSING FINANCE AGENCY
HOMEOWNER~EMERGENCYMORTGAGEASS~TANCEPROGRAM
CONSUMER CREDITCOUNSEUNG AGENCIES
'.
(Rev. 6199)
~~UHTY lndiana Co. Community Action cees 01 LehIgh Veney 33 Walnul street
n eel Cross- Program 3671 Crescent Court East Wensboro. PA 16901
Hanover Ch8gter 827 Weter Street. Box 187 WIIHehen PA 18052 ~570) 72~-5252
529 Carlisle _ IndIana PA \ 5701 (810) 82\-4011 or 800-220-2733 AA (570) 724-5783
H.nov.... PlIMSyMlnla 17331 (724) 465-2657 (814) only 93\ Main Streel
(717) 637-3768 FAA (724) 465-51\8 FAA (610) 82\-8932 Honeadale PA 18431
FAA (717) 637-3294 (570) 253-8941
Creel" Counsalo.. of PA Economic Opportunity Cabinet of FAA (570) 253-4817
CCCS of Western PA 401 WOcxI S\reel. SuiIe 906 ScIluyI<II County
2000 Llnglestown Roed P1nsburgh. PA 15222 225 N_ canlre Slreel ~
_wg PA 17102 (412) 338-9954 or Poltsllila. PA 17901
(717) 541-1757 1(800) 737-2933 (717) 822- \ 995 846 NOl1h Bro.d S_
FAA (717) 54\-4670 FAA (412) 338-9963 FAA (717) 622-0429 PhIladelphia. PA 19130
BEAVER COUNTY (215) 785.1221
An8ndal Counseling ServIces of Community Housing Counselor, Inc. FAA (215) 765-1427
Fr.nklln ActIon Houslng. Inc. P.O. Box 244
31 WesI3td Street ~25 6th A_. Sune 950 Kema1l ~re. PA 19348 Northwasl Counsallng s.rv;ce
Wayneoboro. PA 17268 P"lIIlbt11lh. PA 15219 (610) #4- 82 5001 Nor1h Bro.d Streel
(717) 762-3285 (412) 391-1956 FAA (810) 444-8243 Phil.delphla , PA 1914\
FAA (412) 391-4512 (215) 324-7500
Ad.ms County Housing Authority B!;lRCOU~ FAA (215) 324-8753
139-143 C.rlsla st CCCS of Western Pennsylvania, lne. Be rd-Fu n Housing Services.
GelIysbwg PA 17325 971 Thlm Street RD.'l. Sox 3&4 Bucks County Houslog Group. Inc.
(717) 334.\518 Beaver. PA 15009 Everett. PA 15537 140 East R~ardSon Aveooe
FAA (717) 334-8326 (7241 n4-0796 (614) 623-9129 Langhorne. PA 19047
f.~=W.~Rnance Housilg Opportunities of Beaver FAA (8\4) 623-7187 (215) 750-4310
FAA (215) 750-4318
CounIy, II\C. Keyslone Economic Development
tJ:11CY 650 Corporallon St, Suile 207 Corp CCCS of Delaware Vallay
rdatleas) Beavaf, PA 15009 1954 Mary Gra<e Lane \515 _ Street . SuIte 1325
2275 Swallow HlR road. BIdg 200 (724) 726-75\1 Johnstown PA 1590\ Philadlllphl. PA 19107
Pms~. PA 15220 (814) 535-8556 (215) 583-5665
(412) 4 9.2942 Man Valfey Unemployed Committee FAA (614) 539-\588 FAX (215) 864-2_
FAA (412) 429-2835 120 E_ 9th Avanue
Homestead. PA 15120 CCCS of Western Pennsylvania. Inc. HACE
Creel" Counsatora of PA (412) 462-9962 217 E. Plank Road 167 Anegheny Ava 2nd Fl.
401 Wood St..... SuIte 906 (412) 462-9964 Altoona PA 16602 Philad.lphl.. PA 19140
P1Itsbu~ PA 15222 (814) 944-8\00 or (814) 944-5747 W\5) 426-8025
(412) 9954 or 1(600) 737-2933 Housing OppOltunilIea Ine. AA (215) 426-9122
FAA (412) 336-9963 133 Seventh Streel Weather1zaUon Office
P.O_ Box 9 917 MIIIIln Straal CCCS of DeIa..... Vallay
ActIonHouslne. Inc. McKeespor\ PA 15134 Huntingdon, PA 16652 Travail COrpora" Cenler
425 6111 Avenus. SUite 950 (8\4) 843-2343 4606 Street Road
PRta~, PA 15219 CredIt Counselors of PA Tnwosa PA 19047
(412) 3 1-1116B or (4\2)28\-2102 or 401 WOcxI S1reel. suite 906 ~RDCOUNTY (215) 583-5865
1 (600) 792-2801 PlltabulVh. PA 15222 _.stern Pannsylvanla
FAA (412)0391-4512 ~12) 338-9954 or 1(800) 737-2933 1400 AbqIcn I!xaaIlMl Par1t. SIIIa 1 Communlty 1lewI. Corp 01 Frenkford
AA (412) 338-9963 Clarts SUmmltl. PA 18411 4620 Griac:om Streat
co~ ActIon Southwest (570) 587.9163 OR 1-800.922-9537 PhIl8C181phIa. PA 19124
22 Waat Street ~~sk19 Services FAA (570) 587-913419135 ~15) 744-2990
Way,*,:r.18 PA 15370 AA (215) 744-2012
(724) 852- 93 10241 LIncoln Highway 31 W. MaI1<atSI.
EWlrOll. PA li5837 Wllkao-lla.... PA \8702 CCCS 01 Lahlgh va~
CCCS of Western Pennsylvania. 100. r'4) 623-9129 (570) 821-0837 or 8D0-922-9537 3871 Crescent Court t
309 SmlIhllaldStreat AX (814) 623-7187 FAA (570) 821-1785 WhIIahatl. PA 18052
Pltlaburgh, PA 15222 CCCS of western Pennsyfvanla, Inc. (610) 821-4011 OR 800.220.2733
(412) 471-7584 9 South 7111 Street FAA (610) 621-8932
217 e. PIont< Road S~ PA 183BO
Housing Oppartunlles AlIoona PA 16602 W70) 420-8980 or 800-922-9537 AnMIrtcan CredK CounsaMng Inslilula
133 seventh Slreel (8\4) 944-8100 AA (570) 42ll-8981 845 Costes a
McKeespor\ PA 15\32 FAA (614) 944-5747 Co.tasvllll PA 19320
~412) 684-1906 1631 S Atherton SI. Suile 100 (888) 212-6741
ax (412) 664-0873 Keyalone EconomIc Stale Co11e9a. PA 1680\
Oevr=ent Corporation (814) 238-3686 144 E Dakalb Pike
Urban La,... Of P1ttsbur~ 1964 ry Grace Lane FAA (814) 2383669 King of Pruasia PA 1940B
B1d9- For qual Opportun ty Johnstown, PA 1590\ 610-971-2210
Ona Smllhllald SI. (6\4) 535-6558 The T_ Center 0/ _ PA FAX (610) 265-4814
P1Usburgh PA 15222-2222 FAA (814) 539-1688 10 PubHc Avenue
(4\2) 227-4802 M_. PA 18601 755 YoIIt Rd. SuHa 103
FAA (412) 261-5207 7ablatand Servicas. Inc. (870) 278-3338 or 600-982-4045 W.rminIIar PA 18974
535 Easl M.1n Streel FAA (570) 278-1889 (215) 444-9429
Mon-Vallay Unemployed Commlttae Somerset PA 15501
120 E. 9th Avenue (814) 445-9628 or 1-80D-452-0\48 185 Elmlr. Straat FAX (215) 956-6344
Homestead. PA 15120 FAA (814) 443-3690 P.O. Box 218 ~=:rnc
(4121462-9962 7roy. PA 18947
We.1herization Office (570) 297-2101
~COU!ln' 9\7 MIllin S_ 4256111 Avenue. Sulle 950
m Pennsytvlf'lia, Inc. Huntingdon, PA'16652 German Streat. P_O. IIoJc 389 PIttsburgh. PA 15219
217 E_ Plank RO<Kl (814) 843-2343 Dushore, PA 186\4 (412) 391-\956 or (412) 281-2102
All00na PA 16e02 (570) 928-9888 FAA (412) 391-4512
(814) 944-8100 or (814) 944-5747 BBCOUNTY FAA (670) 928-8144 CCCS of Westem PA
8 ~counseBng Center 103 WlIfren S\reel. P.O. Box 709 YMCA Building
247 Fifth Slraat TunkhannOCk PA 18857 339 NOl1h Waahinglon Strest
Re~ PA 19801 (570) 838-8840 Buller. PA 16001
r\O) 5-7866 (724) 282-7812
AX (6\0) 375-7630 FAX (570) 836-6332
. Housing Opp.ortunities, Inc. CCCS of Lehigh Valley HACE CCCS of Northeastern PA .
650 Corporale St., Suile 207 3671 Crasent Court East 167 W. Allegheny Ave, 2nd H 1631 S Atherton St.. SuHe 100
_sport, PA 15132 WhhohaN PA 18052 Phlladolphla, PA 19140 Stato Col1e90. PA 16801
'(412) ~.1590 610.821-4011 or 800-220.2733 (218) 428-8025 (814) 238.3668
FAX (412) 684-0873 570 & 814 only lor 8QOjO FAX (215) 426.9122 FAX (814) 238-3669
FAX (610) 821-0137 Community Housing Counseling Inc
Mon-Valley Unemployed CommlUee P.O. Box 244 cees ofWeslom PA
120 E. 91h Avonue cecs of Northeastern Pennsytvanla Kennett Square, PA 19348 219-A College P..... Plaza
Homestoed, PA 15120 1400 Allington Exealtive P...... SUllo 1 (610) 444-3662 Johnstown PA 15904
(412) 462.9962 Clarks Summitt, PA 18411 FAX (610) 444.8243 (814) 539-6335
FAX (412) 462-9984 (570) 587-9163 OR 1-800-922.9537
FAA (510) 687.9134/9135 Media Felowship House CU~ COUrm:
HOLlsing OpportunlUes fnc. 302 S. Jackson Street Lycom ng-Cllnton Counties
133 Seventh Street 31 W. Mal1<et St. Modle, PA 19083 Commission For Community Action
P.O. 80x 9 'lWkes-Barro, PA 18702 (610) 565-0846 (STEP)
McKooaport, PA 15134 (570) 821.0837 or 800-922-9537 FAX (610) 565.8567 2136 Uncoln Stroot
(412) 684.1906 FAX (870) 621-1785 P.O. Box 1328
FAX (412) ~.oa73 Phlla Council For Community Adv WIIUamsport, PA 17703
9 South 711l Street 100 North 1711l Stroot. Suilo 600 (570) 326-0587
Credit Counselors 01 PA St~ PA 16360 Phlledelphla, PA 19103 FAX (570) 322.2191
401 Wood Slroel, Suile 906 (570) 420- 980 or 800-922-9537 (215) 567-7803
PiUsburgh, PA 15222 FAX (570) 420-6981 FAX (215) 963-9941 CCCS of Northeastern PA
(412) 338.9954 or 1(800) 737-2933 1631 S Athorton St., Sulle 100
FAX (412) 338-9963 1631 S Atherton SI, Suite 100 Tabor Convnunlty Services, Inc. Slate Colleg., PA 16801
Sial. College. PA 16601 439 E. KIng Street (814) 238-3668
~BRL'~NlY (814) 238-3688 Lancaster, PA 11802 FAX (614) 238-3669
fOrd-Fu on Housing Services FAX (814) 236-3669 (717) 391-5162 OR 1-600-788.5062
R.O.'I, BOX 384 (H.C.onIy) cccs or Northestern PA
Everett, PA 15537 Comnislilon on Economics Opportllllty FAX (717) 399-4127 201 Basln StraOl
(814) 623-9129 of Luzeme County W11l1amsport. PA 17703
Ft>:X (814) 623-7161 "\63 Amber lane Community Devel. Corp of Frankforct (510) 323-6627
Wilkes-Ba"e. PA 16702 Group Ministry FAX (570) 323-6626
cces or Western PA (570) 628-0610 OR 1-800-822-0359 4620 Griscom Stre.t
217 E_ Plank Roed FAX (570) 829-1665-CALL BEFORE Philedelphie, PA 19124 ~LUIIBI~NTY
Altoona PA 16802 FAXING (215) 744-2990 CS of astern Pennsytvanla
(614) 944-8100 (570) 465-4994 HAZELTON Ft>:X (216) 144-2012 31 W. Markal Stroe\
Ft>:X (814) 944-6747 FAX (570) 455-5631-CALL BEFORE P.O. Box 1127
FAXiNG AmeriCan Red Cross of Chester VII11k.s.Barre, PA 18702
Indiana County Community Action (510) 836-4090 TUNKHANNOCK "\729 Edgemont Avenue (570) 821-0837 OR 1-800-922.9637
program Chester. PA 19013 FAX (810) 621-1785
827 Weter Street. Box 187 CENT~COUNTY (610) 874-1484
tndlano. PA .15701 cets 0 Western Pennsylvania. Inc;. 1400 Abilglon ExecutIve P...... Suit81
(412) 465-2667 217 E. Plank Road CCCS of Delaware Valley Clarka SunvnJtl. PA 18411
Ft>:X (412) 485-6118 Alloona, PA 16602 Marshall .Bullding (610) 687.9163 or 800-922-9531
(614) 944-6100 790 E. M......t 51., Suite 215 FAX (570) 567-9134/9135
Keystone Econ Development Corp. FAX (614) 944-6747 West Chester, PA 19362
1954 MSfY Grace Lene (215) 563.5666 Comrrission on Economics Opporturily
Johnst_ PA 18901 Lycomlng-Cllnton Co Comm For of Luzeme County
(814) 535-6856 Community Amerlcan Credll Counseling Institute 163 Amber Lane
FAX (814) 839-1668 Action (STEP 846 caalos St. VII1lkos.Barre, PA 18702
2138 Lincoln Street Coal.._ PA 19320 (670) 826-0510 OR 1-800-822-0359
cees ofWeslom PA P.O. Box 1328 (688) 212-8141 FAX (670) 629-1665-CALL BEFORE
219-A Colle1le Park Plaza Wittiamsport, PA '7703 144 E_ Dekalb Pike FAXING
JohnstoWn PA 15904 (570) 326-0561 ~61O) 465-4994 HAZELTON
l?14) 839-6338 FAX (570) 322-2191 King 01 Prussia, PA 19408 AX (810) 485-5631-cALL BEFORE
ablolond _.lnc_ (610) 971.2210 FAXING
535 East Main S1raet CCCS 01 Northeeslem PA FAX (610) 285-4814 (670) 836-4090 TUNKHANNOCK
SomefHt PA 16501 1631 S. _on St, Suite 100
(814) 445-9828 or 1-800-462.0148 Stote College PA 16801 766 Vorl< Rd, Suite 103 aWF~RDCO~
FAX (814) 443-3890 (814) 238-3668 Werminsler PA 18914 II' . WISh n Center
FAX (814) 238-3669 (215) 444-9429 1720 Hollend Street
~~IIyActioncorp. cees 01 Nor1heaslem PA FAX (215) 956-6344 EIfe, PA 16503
(614) 453-5744
201 Basin Slreel CLARION COMNTY FAX (814) 453-5749
P.O. Box 389 Williamsport, PA 17703
135 West 4th StreaI eccs of Was em Pennsylvanlll. lne.
(670) 326.0687 YMCA Bundin9 Greater Ene Community Action
~.P"I5834 FAX (610) 322.2197 339 Not1h Washington Street Committee
(814) 485-1161 Bulter, PA 16001 18 Wes1 9\tl Slreel
FAX (814) 486-0825 ~8TERCOU~TY (412) 282-1612 Erie, PA I~I
m Housing orporallon ~814) 459-4661
cecs of Westen PA 848 North Broad Street CLEARFI~D COUNlY AX (814) 456-0161
217 E. Plank Road Philadelphia. PA 19130 Keystone conomlc Development
Altoone PA 16602 (215) 765-1221 Corporation John F. Kennedy Center. Inc.
(814) 944-8100 FAX (215) 765-1427 1954 Mary Grace Lane 2021 East 20th Street
FAX (814) 944-5147 Johnstown, PA 15901 Erie, PA 16510
Northwest COunseling Services (814) 635-6666 (814) 898-0400
cccs or Weston PA 5001 N. Broed Street FAX (814) 539-1686 FAX (814) 698-1243
217 E. Plank Road Phlled.lphla, PA 19141
AIloon.. PA 18802 ~15) 324-7500 Indiana Co. Community Actton Shenango Valley Urban League, Inc.
~614) 944-8100 AX (216) 324-8153 Program 601 Indiana Avenue
AX (814) 944-5747 827 Wat", Street, Box 187 Farrell, PA 16121
Budget Counseling Canler Indiana, PA 15701 (412) 981-5310
~=County 247 North Filth Stroot f24) 465-2657
ReadIng. PA 19601 AX (412)466-5118 gg~J~~otVe~ylvanle, loc.
225 N_ Cenlr8 S1roel (610) 375-7666
POltavllle, PA 17901 FAX (610) 375-7830 eees of Western Pemsytvania, Inc. 2000 Linglestown Road
(510) 622.1996 217 E. Piank Road Harrtsllurg, PA \71 02 .
FAX (570) 622-04211 CCCS of Oetaw"'o VolAr! Ahoono PA 16602 (717) 541.1757
1515 Mertcet Stree~ Suite 1325 (814) 944-8100 FAX (717) 541-4870
Phlladalphla, PA 19107 FAX (814) 944-5747
(216) 563-5866
FAX (215) 583-7020
---
Flnancial,Couns.e""9 Services of Philadelphia Council For Community FAX (412) 437-4418 W.athematlon Office
'l"fankln Adv Tableland Services Inc. 917 Mifflin Street
31 West 3rd Street 100 North 17th Street 131 North C.nler Avenu. =on. PA 16652
. WlynQbcI'o, PA 172118 SuIt. 800 5_, PA 15501 (814) 43-2343
(717) 182-3285 Phllad.lphle: PA 19103 (814) 445-9828 ~.
(215) 587-7803 FAX (814) 443-3890
Urban L.ague of Metropolitan FAX (215) 963-9941
Herrlsburg CCCS OfWestem PA 425 6th Avenue. Suit. 950
N. 8th SIre<< Community Oe-4el Corp of Frankford 199 Edt'"'" street PlUsbut, PA 15219
Harrisburg, PA 17101 Group Mlnislfy Unionlown PA 150401 (412) 3 1-1958 or (412) 281-2102
(717) 234-5925 4620 GrIscom Street (724) 439-6939 FAX (412) 391-\612
FAX (717) 234-9469 Phil.d.lphl.. PA 19124 Mon.Valley Un.mploy.d CommIttee Mon-Valley Un.mployed Committee
(215) 744-2990
YWCA of Carlisle FAX (215) 744-2012 120 E_ 9th Avanue 120.E. 9th Avenue
301 G street Homestead, PA 15120 Homestead, PA 15120
ca~lsle, PA 17013 American Red Cross of Chester (412) 0182-9962 (412) 482-9982
(717) 243-3318 1729 E~nt Avenue FAX (412) 0182-9984
FAX (717) 731-9589 Chester, A 19013 WRESTCOUNlY
(810)874-1484 arran-Forrest Counties Economic COmmunil~ Action Southwest
Community Action Comm 01 the Oppo~unlly Council 22 West 9h Street
Capllel Region eccs of Delaware Vaney 204 Uberty Street Waynesburg, PA 15370
1514 Derry Street 280 North Providence Road Post Office Sox 547 (724) 862-2893
Harrisburg, PA 17104 Media. PA 19083 Warren, PA 18365 FAX (412) 627-7713
(717) 232-9757 (215) 563-5885 (814) 728-2400
FAX (717) 234-2227 ACCI FAX (&\4) 723-0510 cees of Western Pennsylvania, Ine
1 North Gate Square
Adams County Housing Authority 175 Strafford Ave, Suite 1 FRANKUN COUNlY #2 Gordan Center O<ive
139-143 Ce<llsle SI_ Weyne PA 1\1081 Financial SefVtces Unlimited Greensburg, PA 15601
Gellysburg. PA 17325 (610) 97\-2210 31 Wesl 3rd Street (724) 838-1290
(117) 334-1516 FAX (610) 687-7660 Waynesboro. PA 11268
FAX (717) 334-8328 ACCI (717) 782-3285 ~IlONCOU~
otton Hou g Services
DeUPHIN~N1Y 144 E_ DeIuIIb Pike YWCA of CarUs\e RD I, Box 384
C es of I em Pennsylvania, loc. King of Prussle, PA 19406 301 G Street Everett, PA 15537
2000 Lingtestown Road (610) 971-2210 C.~lsle. PA 17013 ~'4) 823-9129
Herrlsburg. PA 17102 ELK~~ (711) 243-3818 AX (614) 623-7167
(717) 641-1757 FAX (717) 243-3948
FAX (717) 541-4670 John. nedy Center, Inc. CCCS 01 Western P<lnnsylvanla, Inc.
21121 East 20Ill Street CCCS of Western Peoosylvania. Inc. 217 E. Plank Roed
Urban League of Metropolitan Erie, PA 18510 912 South George Street Alloona, PA 16602
Harrisburg (814) 696-0400 York, PA 17403 (314) 944-8100
2107 N. 6th Stroel FAX (814) 898.1243 (717) 1148-4176 _'. FAX (814) 944-5747
Harrisburg, PA 17101 Northern Tier Corrmunily Action Corp American Red Cron-Hanover
(717) 234-5925 Weatherization Office
FAX (717) 234-9459 P.O. Box 389 Chapter 917 Mifflin Street
135 West 4th Street 529 Cerlisle Street Huntlll{jdon, PA 16852
Community Action Commtssloo Emporium, PA 15634 Hanover. PA 17331 (814) 843-2343
of the Capital Region (814) 468-1161 (717) 637-3768
1614 Derry Street FAX (814) 486-0625 FAX (717) 637-3294 ~COUN1Y
Han1sburg PA 17104 ERlECOUNTY Community Action Commission of o W8aten1 Pennsylvania, Inc.
rl7) 232-9757 1 North Gal. Square
AX (717) 234-2227 Booker T. Washington Center caf.tla' Region #2 Garden CenIer Drive
1720 HoD.nd Street 15 4 Derry Slreet Greenoburg. PA 15601
~~~ation Erie, PA 16603 Harrisburg, PA 17104 (724) 638-1290
(614) 463-5744 (717) 23H757
848 North Ilooad Street FAX (614) 463-5749 FAX (717) 234-2227 Indlena Co_ Corrrnunity _ Program
PhUadelphla. PA 19130 GlUier ElIe Community Action 627 Welt< Strtet. Box 187
(215) 78S-1221 Urban le~U8 or Metropolitan Hbg Indlene. PA 16701
FAX (216) 785-1427 Committee 2107 N. 8 Street (724) 0185-2657
18 Wett 9th Street Harrisburg, PA 17101 FAX (412) 466-5118
NoI\I1west Counsalng SeNlce ElIe, PA 16501 (717) 234-5925
6001 North IlooIId Street (814) 459-\581 FAX (717) 234-9459 Keystone Economic Development
PhIlad~la. PA IS141 FAX (814) 46t1-0181 Corporolton
(215) 7500 CCCS of Western PA 1ge4 Mary Grace Lane
FAX (215) 324-6753 John F. Kennedy Center, Inc. 2000 lingleatown Road Johnstown, PA 16\101
2021 East 2D1h Stree, Harrisburg, PA 17102 (814) 535-8856
CCCS of DoIeware ValJey En., PA 16510 (717) 541-1757 FAX (614) 539-1688
1515 Market StrHl-Sulle 1325 ~814) 898-0400 FAX (717) 541-\870
PhI~la, PA 19107 AX (814) 698-1243 CCCS oIWeatern PA
(215) 5885 ~COUNTY Adams County Housing Authority 219-A CoIege Perk PIa..
FAX (215) 884-2668 139-143 Ca~isle St Johnstown PA 15904
uSing, Inc. Gettysburg, PA 17325 (814) 539-6335
HACE 425 6th Avenue, Su"e 950 (717) 334-1518
187 W. Allegheny Ave., 2nd Floor P"l8burgh. PA 15219 FAX (717) 334-6328 JEFFERSON ~UN1Y
Phlledelphla, PA 19140 ~412) 391-1956 or (412) 261-2102 JOTii1F: Keoo y <:inler. Inc.
(216) 428-8025 AX (412) 391-\512 FULT~C~m 2021 East 20th Street
FAX (215) 426-912Z Conwnunlty Action Southwest Bedfo Fu on ousing Servlces ErIe, PA 18510
R.D.#!, Box 3114 (814) 898-0400
Modie FeUowshlp House 22 West High Street Everett. PA 15537 FAX (814) 696-1243
302 S. Jacllson S1reOt Weynesburg, PA 15370 (814) 623-9129
Madia, PA 19063 (724) 652-2893 FAX (814) 823-7187 CCCS of Westem Pennsylvania, Inc.
~'0) 685-0ll48 YMCA Bulldins
AX (810)585-8S87 CCCS of Western Penn&ylvania, Inc. FinancJaI CounseUng Services of 339 North Washington Street
1 NoI1h Gate Square Franklin Butler, PA 16001
Community Houslll{j Coua..lor, lno. #2 GanIen Cenler Drive 31 West 3n1 Street (724) 262-7812
P.O. Box 244 Greensburg, PA 15801 Weynesboro. PA 17288
Kennett Square PA 19348 (724) 636-1290 (117) 762-3285 Indlena Coualy Community Action
(810) 444-3682 Foy_ Co. Communlly Action CCCS of Western POMsytvanla, Inc. Program
FAX (810) 444-8243 827 Water Street. Box 187
Agency, Ino. 912 Soulh George StreM Indian., PA 15701
131 North Beeson Avenue York, PA 17403 (724) 0185-2657
Unlontown. PA 15401 (717) 1146-4176 FAX (412) 465-5116
(724) 437-6050 OR 1-600-427-INFO
'We~t~zalion Office PIKE COUNTY CCCS 01 Western Pennsylvania, Inc. 7 lake Avenoe, Box 339
.. 917 M in Streel CCCS of Northeastern pennscan1a 219-A College P.'" PI.za Montro... PA 18801
Huntingdon, PA 16652 31 W_ Merll.1 Street. POB 11 7 JohnsIown PA 15904 (570) 276-3338 or 1-800-962-4045
(614l 643-2343 WIk_one, PA 18702 (814) 539-6335 FAX (570) 276-1889
(570) 821-G837 OR 1-800-922-9537 T.blel.nd SeNIceo Inc. 1I0GA~
YWCA 01 Carfis" FAX (570) 821-1785
301 G Slreel 535 East Main Street cecs 0 .stern PennsyIvanl.
C....I.. PA 17013 1400 AbIngIon Executtve Parll, SUl1e 1 Somerset PA 15501 1400 AblnglOll ExecutIve P.rk. SuIte 1
(717) 243-3618 Clam SUmmItt PA 18411 (al4) 445-9528 -1-800-452-0148 CI.rks Summitt. PA 18411
FAX (717) 243-3946 (570) 587-9163 or 800-922.9537 FAX (814) 443-3690 (570) 567-9163 OR 1.600-922.9537
FAX (570) 567.9134/9135 FAX (570) 587-913419135
Communlty Action Commission of 9 Soulh 71h SIre.t SULmC~llY 31 W_ Marllet 51.
The C.pRal Region CCC 0 ort lItem Pennsylvania
1514 Deny Street Stroudollurg PA 18360 1400 Abinglon Exao.dNe Pllri<, SuIIe 1 W111<eo.BaRll PA 18702
Hanl1burg PA 17104 (570) 420-8960 or 800.922.9537 Clarll. Summitt, PA 184\1 (570) 821-<1837 or 800-922-9537
(717) 232-9757 FAX (570) 420-8981 (570) 567-9163 OR 1-800-922-9537 FAX (570) 821.1785
FAX (717) 234-2227 RCOUNTY FAX (570) 587.913419135
The Trehob certer of _ PA
~DELP::COUNTY 1ler COmmunity Actlon Corp. 31 W. M.rket 51. 185 Elmira Street P.O. Box 218
Reus corporatiOn 135 West 41h Slre&l WIIkes-B.rre PA 18702 Troy. PA 16947
846 North Broad street Emporium. PA 15834 (570) 821-0837 or 800.922-9537 (570) 297-2101
Phll.delphla. PA 19130 (814) 486-1161 FAX (570) 821-1765 FAA (570) 297-2799
(215) 765-1221 FAA (814) 486,oa25
FAX (215) 765-1427 The Trehab Cerier of Northeastem PA German Street. P.O. Box 389
SCHUYLKlLLCOU~ 185 Elmira SIree\. P.O. Box 218 FAA(570}297-2799
_esl Counseling Service budget Counselng enter Troy. PA 16947 (570) 928-9668
5001 N Broad Street 247 North FIfth Street (570) 297-2101 FAX (570) 928-8144
Phlladelphl. PA 19141 R.adIng. PA 19501 FAA (570) 297.2799
(215) 324-7500 (610) 375-7866 17 Crafton Street
FAX (215) 324-8753 FAX (610) 375-7830 German. Street, P.O. Box 389 Wellsboro. PA 16901
CCCS of Delaware Vaney Econ Opport Cabinet 01 Schuylkjn Co FAX(570)297-2799 (570) 724-5252
(570) 928.9668 FAX (570) 724.5783
1515 M.rIlet Street, Suite 1325 225 N. Centre Streel FAX (570) 928-8144
Philadelphia. PA 19107 Pottsville. PA 17901 931 Main Street
(215) 583-5665 (570) 822-1995 17 Crafton Streel Honesdal. PA 18431
FAX (215) 864.2886) FAX (570) 622-D429 WellSboro. PA 16901 (570) 253-8941
CCCS 01 Delaware Valley COmmission 011 Econ Opptunlty of (570) 724.5252 FAX (570) 253-4817
FAX (570) 724-5783
One Cherri HI. Suite 215 Luz. Co. 103 Warren Slreet. P.O. Box 709
Cherri HI i'IJ 08002 163 Amber lane 931 Main Street Tunkhonnocl<. PA 18857
(215) 583-5685 WIIkes-Barre PA 18702 Honesdale PA 18431 (570) 836-6640
(570) 826-0510 OR 1-800-822-0359 (570) 253-8941 FAX (570) 838-6332
HACE FAX (570) 8211-1665- CAll FAA (570) 253-4a\7
167 W. Alegheny. 2nd FI BEFORE FAXING 7 lake Avenue, 60x 339
Phlladelphl.. PA 191.0 (510) 455-4994 HAZELTON 103 Warren Street, P.O. Box 709 Montrose, PA 18801
(215) 426-8025 FAX (570) 455-5631-cALL BEFORE Tunkhannock. PA 18657 (570) 278.3338 or 1-600-982-4045
FAX (215) 426-9122 FAXING (570) 636-6840 FAX (570) 276-1889
(570) 836-4090 TUNKHANNOCK FA)( (570) 836-6332 UIilON COum
Housing Associatton of Delaware
Vaney CCCS of LeIIIgh Va'/rftj 7 lake Avenue. Box 339 lycormng-C on Co Comm For
1500 Walnut Streel. Sulle 801 P.O.Ilo>cA Montrose. PA 18601 Comm Action (STEP)
PMadolphla. PA 19102 Whlteh.U PA 18052 (570) 276-3338 or 1-800-982-4045 2138 lincoln Street P_O. Box 1328
~15} 846-6010 (610) 821-4011 FAX (570) 278.1889 WItII.msport. PA 17703
AX (215) 790-9132 FAX (610) 821-8932 (570) 326-0587
~COU~ FAX (7\7) 322-2197
MedI. F_t.:;'". ~~l/:'\.nnsylvania. 100 ....m nnolyvoni.
302 S. Jackson 1400 Ablngton Execullve P.rI<. Suite 1 CCCS of Weslem Pennsytuanta, Inc.
MedII PI. 19063 2000 Llngleatown Rood C1aI1<s SummItt, PA 18411 217 E. Plank Road
~IO} 565-0848 HonlslluIv. PA 17102 (570) 587-9163 OR 1-800-1122-9537 Altoon. PI. 18802
AX (651) 565-8567 (717) 841-1757 FAX (570) 587-9134/9135 (814) 944-8100
FAX (717) 841-4670 (814) 944-8100
Housing Association of Delaware 31 W. Market St.
V.lley Urban League of Metropolitan __ PI. 18702 cecs 01 _e..tom ~nIo
688 _ WItts Strut Hanlsburg (570) 821-1l837 or 800-922.9537 1400 AblngIon Execu1Iue PorIc, SuIIe 1
PhU.dolphl.. PI. 19123 2107 N. 61h Slreet . FAX (570) 821-1785 Clarks Summitt, PA 18411
~215) 978-0224 Hantsburg PA 17101 (570) 587-9163 OR 1-800-922-9537
AX (215) 765-7614 17101 The Trehob Corter of __ PA FAX (570) 587-913419135
~17) 841-1757 185 EkrIr. Street. P_O_ Box 218
PCCA AX (717) 234-9459 Troy. PI. 16947 31 W. M.rIlet SI.
100 North 17TH Streel.SUlte 800 (570) 297-2101 Wilkes.B./T. PA 18702
Phll.dolphl.. PI. 19103 Community Action Comm 0' lhe FAX (570) 297-2799 (570) 821-0837 or 800-922-9537
(215) 567-7803 C.pll.' Revlon FAX (570) 821.1786
FAX (215) 953-9941 1514 Derry Street Garmen Street. P.O. Box 389
Horrtsburg PA 17104 FAX (570) 297-2799 201 Basin Streel
Comm 0tweI_ Corp of Frankfor~ ~17) 232-9757 (570) 928-9668 WlIB.msport. PA 17703
Group Mlnlatry AX (717) 234-2227 FAX (570) 926-6144 (570) 323-6627
4620 Grlocom Stre.t FAX 1570} 323-8826
Phlle<lolphl. PA 1912. ~COUNTY 17 Crafton Street
(215).744-2990 uttOn Houslng Services wetlsboro, PA 16901 ~m.NGOCOUNTY
FAX (215) 744.2012 R.D..1, Box 364 ~570) 724-5252 rea r Erie Community Action
Euerell. PA 15537 AX (570) 724-5763 Committee
American Credil Counseling InstiMe (814) 623,9129 931 M.ln Slreet 18 West 9TH Street
645 Coeteo St FAX (814) 623-7187 Honesdale PA 19431 Erie. PA 18501
Co.tesvl8e PA 19320 (570) 253-8941 (814) 459-4l581
(888) 212-6741 Bedlord-F~non Housing S.rvices FA)( (570) 253-4817 FAA (814) 456-0161
144 E Dekolb Pike 1954 Mary Gr.ce L.ne 103 W.rren Street. P.O. Box 709
Johnstown. PA 151101 John F. Kennedy Center. 100
KIng 01 Prussla PA 19406 FAX (814) 539-1688 TunkhaMOck. PA 18657 2021 E.st 20Ch Street
610-971-2210 CCCS of Weslem Pennsylvania. Inc. ~570) 836-8840 Erte. PA 16510
810-97\-2210 AX (570) 836.6332 (814) 898-0400
1 _ Gele Square FAX (814) 8118-1243
755 YOlk Rd. SUite 103 iI2 Garden C.nter Oriue
W.rmlnslor PA 18974 Greensburg. PA 15601
FAA(215} 956-8344 1724} 838-1290
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Gennan Street, P,O. Box 389 WYOIING COUNTY .
CCCS of Western Pennsylvania, Inc.
YMCA Building FAX (S70) 297-2799 Common EconomiCs Opportunity of
339 NoM W..hln9ton Streel (S70) 928-9868 Luzerne Co
Butler, PA 16001 FAX (S70) 928-8144 163 Arnller lane
(412) 282-7812 'Mlkes-BllITe, Pennsylvania 18701
17 Crafton streel (570) 826-0S10 OR 1-800..822-0359
I,~f~~ton Center We1lsbo<o, PA 16901 FAX (S70) 829-1665-CAll BEFORE
(570) 724-6252 FAXING
1720 Hollend Slreet FAX (S70) 724-5783 (570) 455-4994 HAZELTON
Erie, PA 16503 FAX (570) 455-5631-cAll BEFORE
(814) 453-S744 931 Meln Street FAXING
FAX (814) 453-5749 Honesdale PA 18431 (570) 836-4090 TUNKHANNOCK
(570) 253-8941
Greater Erie CommunIty Action FAX (570) 253-4817 cees of Northeastern Pennsylvania
Committe. 1400 Abinglon Elceartlve Park, SuIIe 1
18 West 9TH Slreet 103 WllITOn Street, P.O. Box 709 Clarks Summitt, PA 18411
Erie, PA 18501 Tunkhennock. PA 18857 (570) 587-9183 OR 1-800..922-9537
(814) 459-4581 (570) 838-ll840 FAX (S70) 587-913419135
FAX (814) 456-0161 FAX (570) 838-6332
31 w_ Market 51.
Warren~FOtTest Counties Economic 7 lake Avenue, Box 339 'MIkes-Barre PA 18702
Opportunlly Monlr.... PA 18801 (570) 821-0837 or 800..922-9537
Council (570) 278-3338 or 1-800-982-4045 FAX (570) 62\-1765
1209 Pennsylvania Avenue. West FAX (570) 276-1889
P.O. 80x 547 lhe T_ Center 01_ PA
WESTMORElAND COUNTY 185 Elmira Street, P.O. Box 218
WIIren, PA 1638S Action HOUSIng, Inc. Troy, PA 16947
(814) 726-2400 425 6th Avenue, Suite 950 (570) 297-2101
FAX (814) 723-oS10 Pittsburgh, PA 15219 FAX (570) 297-2799
(412) 391-1956 or (412) 281-2102
WASHINGTON C8UHTY FAX (412) 391-4512 German Street, P.O. Box 389
Action HOusing, nc. FAX(570)297-2799
425 61h Avenue. Sulle 950 Community Action Southwest (570) 928-9668
Pittsburgh. PA IS219 22 West High Street FAX (570) 928-8144
(412) 391-1956 or (412) 281-2102 Waynesbur9. PA 15370
FAX (412) 391-4S12 (724) 852-2893 17 Crafton Street
Wellsboro, PA 16901
Community Action Southwelt CCCS of Western Pennsylvania. Inc. (570) 724-5252
22 Wes\ HIg/I street 1 North Gate Square FAX (570) 724-5783
Waynesbulg. PA 15370 '2 Garden center Drive
(724) 8S2-2893 Greensburg, PA 15601 931 Main Street
(724) 838-1290 Honesdal8 PA 18431
CCCS of Western Pennsylvania, Inc. (570) 253-8941
1 NOltII Gate Square eees of Western Pennsytvania, Ine FAX (570) 253-4817
"2 Garden Center Drive 199 EdIson Street
Greensl>urg, PA 15601 Unlontown PA 15401 103 Warren Street. P.O. Box 709
(724) 439-8939 Tunkhannock, PA 18657
CCCS 01 Western P8l1nsytvanla, 100 (S70) 836-6840
53 N. Co1tege street Housing Opportunities, Ine FAX (570) 638-8332
Washington PA 1S301 133 Seventh Street
(724) 222-8292 MeK88Sport, PA 15132 7 lake Avenue, Box 339
(412) 684-1590 Montrose, PA 18801
Housing Opportunities, 100 FAX (412) 684-0873 (570) 278-3338 or 1-800..982-404S
133 Seventh _t FAX (S70) 278-1889
~ PA lS132 Moo-V....y UnemploYed Committee
(412) 1590 120 E. 9th AV8f1U8 YORK COUNTY
FAX (412) 684-0873 _slead, PA 15120 Americ8n Red Cross-Hanover
(412) 462-9962 Chapter
Mon-Valley UMmployed Committee FAX (412) 482-998 529 Carlisle Street
120 E_ 9th Avenue Hanover, Pennsylvania 17331
Homesleed, PA 15120 Indiana Co Cormr..rlIy Action Prog..m (717) 637-3768
(412) 482-9962 827 Waler street, 80x 187 FAX (717) 637-3294
FAX (412) 482-996 Indlane. PA 15701
~4) 465-28S7 Housing Council of York
CredM eo.-. of PA AX (724)'485-S118 116 NOltII George Slre8t
401 Wood StI88\, sune 906 York, PA 17401
PiItsIugh, PA 18222 Keystone Economic Development (717) 854-1541
(412) 338-9954 or 1(800) 737-2933 Corporation FAX (717) 845-7934
FAX (412) 338-9983 1954 Mary Grece Lane
Johnstown, PA 15901 cecs of Western Pennsylvania, Inc
WAYNE~ (614) 535-8556 2000 llngleslown Road
CCCS 0 litem Pennsylvania FAX (814) 539-1688 Harrisburg, PA 17102
1400 ~ ExealtiwJ Park. SuIle 1 eees of Westem Pemsylvania. Ine
Clerks SummItt, PA 18411 Tableland Services Inc.
(570) 587-9183 OR 1-1IO()..922-9537 535 E..t Main Street 912 South George Streel
FAX (S70) S87-913419135 Somerset, PA 15501 York, PA 17403
(814) 448-9628 (717) 846-4176
31 W. Market St. 1-800..452-0146
\MIkes-So"" PA 18702 FAX (814) 443-3890 Adams County Housing AuthortIy
(570) 821-0637 or 1IO()..922-9S37 139-143 Carlisle St
FAX (S70) 821-1785 Credit Counselors of PA Gettysburg PA 17325
401 Wood Street. Sune 906 (717) 334-1518
9 SouIh 7th Street Pittsburgh, PA 15222 FAX (717) 334-6326
Stroud~ 16380 (412) 338-9984 or 1(800) 737-2933
(570) 4 or 800..922.9S37 FAX (412) 338-9983
FAX (S70) 420-8981
lhe T_ Cenlor 01_ PA
158 _ S1reeI, P_O. Box 218
Troy, PA 16947
(570) 297-2101
FAX (S70) 297-2799
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GOLDBECK McCAFFERTY & McKEEVER
BY: Joseph A. Goldbeck, Jr.
Attorney J.D. #16132
Suite 5000 - Mellon Independence Center
701 Market Street
Philadelphia, PA 19106-1532
215-825-6321
Attorney for Plaintiff
NATIONAL CITY MORTGAGE COMPANY
PO Box 1820
Dayton, OH 45401-1820
IN THE COURT OF COMMON PLEAS
Plaintiff
of Cumberland County
vs.
SCOTT R. VOLZ
(Mortgagor(s) and Record owner(s))
17 Umberto Street
New Cumberland, P A 17070
No. 06-4357
PRAECIPE TO DISCONTINUE AND END
TO THE PROTHONOTARY:
Kindly mark the above case Discontinued and Ended upon payment of your costs only.
fJI~
JOSEPH A. GOLDBECK, JR., ESQUIRE
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