HomeMy WebLinkAbout06-4358
GOLDBECK McCAFFERTY & McKEEVER
B\l: JOSEPH A. GOLDBECK, JR.
ATTORNEY I.D. #16132
SUITE 5000 - MELLON INDEPENDENCE CENTER
701 MARKET STREET
PHILADELPHIA, PA 19106
(215) 825-6318
WWW.GOLDBECKLAW.COM
ATTORNEY FOR PLAINTIFF
TRAVELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell. TX 75019-3931
01.. - '1J~ (!, c..> ; L ~€/<..!
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
Plaintiff
vs.
P A TRlCIA A. GEORGE
STEVEN A. GEORGE
Mortgagors and Real Owners
236 Woods Drive
Mechanicsburg, PA 17055
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Defendants
Term
CIVIL ACTI~' M0flITQAGE
F~I!CLOIUfItE
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following pages,
you must take action within twenty (20) days after the Complaint and notice are served, by entering a written
appearance personally or by attorney and filing in writing with the court your defenses or objections to the
claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a
judgment may be entered against you by the Court without further notice for any money claim in the Complaint
of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUCED FEE OR NO FEE.
LEGAL SERVICES INC
8 Irvine Row
Carlisle, P A 17013
717-243-9400
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, PA 17013
AVISO
LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS
QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO
DE 20 DIAS DESPUES DE SER SERVIDO CON EST A DEMANDA Y A VISO. PARA DEFENDERSE ES
NECESSARIO QUE USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL
PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA
DEMANDA.
RECUERDE: SI USTED NO REPONDE A EST A DEMANDA, SE PUEDE PROSEGUIR CON EL
PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A
FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES
DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER
DINERO, PROPIEDAD U OTROS DERECHOS IMPORT ANTES.
USTED DEBE LLEV AR ~STE P APEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN
ABOGADO, VA Y A 0 LLAME POR TELBFONO LA OFICINA FIJADA AQUl ABAlO. EST A OFICINA
PUEDE PROVEERE CON INFORMACION DE COMO CONSEUIR UN ABOGADO.
SI USTED NO PUEDE PAGARLE A UN ABOGADO, BSTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS
ELIGIBLE AQ UN HONORARIO REDUCIDO 0 GRATIS.
LEGAL SERVICES INC
8 Irvine Row
Carlisle, P A 17013
717-243-9400
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, P A 17013
THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT
A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU
WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT.
Resources available for Homeowners in Foreclosure
ACT NOW!
Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you
still may be able to SAVE YOUR HOME FROM FORECLOSURE.
1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243-
9400.
2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling.
3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes.
4). Call the Plaintiff (your lender) and ask to speak to someone about Loss Mitigation or Home
Retention options.
5). Call or contact our office to request the amount to bring the account current, or payoff the mortgage
or request a Loan Workout / Home Retention Package. Call Beth at 215-825-6329 or fax 215-825-6429. The
figure and/or package you requested will be mailed to the address that you request or faxed if you leave a
message with that information. The attorney in charge of our firm's Homeowner Retention Department is David
Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of
CITX-1516.
Para informacion en espanol puede communicarse con Loretta al215-825-6344.
This Action of Mortgage Foreclosure will continue unless you take action to stop it.
COMPLAINT IN MORTGAGE FORECLOSURE
1. Plaintiff is TRAVELERS BANK & TRUST FSB. 1111 Northpoint Drive, Building 4, Suite 100
Coppell, TX 75019-3931.
2. The names and addresses of the Defendants are PATRICIA A. GEORGE, 236 Woods Drive,
Mechanicsburg, P A 17055 and STEVEN A. GEORGE, 236 Woods Drive, Mechanicsburg, P A 17055,
who are the mortgagors and real owners of the mortgaged premises hereinafter described.
3. On May 23,2000 mortgagors made, executed and delivered a mortgage upon the Property hereinafter
described to TRAVELERS BANK & TRUST FSB, which mortgage is recorded in the Office of the
Recorder of Deeds ofCurnberland County as Book 1614, Page 1. The Mortgage and assignment(s) are
matters of public record and are incorporated by this reference in accordance with Pennsylvania Rule of
Civil Procedure 1 019(g); which Ru1e relieves the Plaintiff from its obligation to attach documents to
pleadings if those documents are matters of public record.
4. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit
"A" ("Property").
5. The mortgage is in default because the monthly payments of principal and interest are due and unpaid
for June 18, 2005 and each month thereafter and by the terms the Mortgage, upon defau1t in such
payments for a period of one month or more, the entire principal balance and all interest due and other
charges are due and collectible.
6. The following amounts are due to Plaintiff on the Mortgage:
Principal Balance
Interest from 05/18/2005
through 07/31/2006 at 6.0000%
Per Diem interest rate at $31.43
Reasonable Attorney's Fee at 5% of Principal Balance as
more fully explained in the next numbered paragraph
Late Charges from 06/18/2005 to 07/31/2006
Costs of suit and Title Search
Escrow
Corporate Advance
$188,592.03
$13,797.77
$9,429.60
$418.50
$900.00
$5,196.97
$2,088.50
$220,423.37
7. If the Mortgage is reinstated prior to a Sheriff's Sale, the Attorney's Fees set forth above may be less
than the amount demanded based on work actually performed. The Attorney's Fees requested are in
conformity with the Mortgage and Pennsylvania law. Plaintiff is entitled to collect Attorney's fees of up
to 5% of the remaining principal balance in the event the Property is sold to a third party purchaser at
Sheriff's Sale or if the complexity of the action requires additional fees in excess of the amount
demanded in the Action.
8. Plaintiff is not seeking a judgment of personal liability (or an "in Dersonam" judgment) against the
Defendants in this Action but reserves its right to bring a separate Action to establish that right, if such
right exists. If Defendants have received a discharge of their personal liability in a Bankruptcy
proceeding, this Action of Mortgage Foreclosure is, in no way, an attempt to re-establish the personal
liability that was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property
pursuant to Pennsylvania law.
9. Notice of Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has
been sent to Defendants by certified and regular mail, as required by Act 160 of 1998 of the
Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s)
attached hereto as Exhibit "B". The Defendants have not had the required face-to-face meeting within
the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendants
through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit
Counseling Agency.
WHEREFORE, Plaintiff demands a de terns judgment in mortgage foreclosure in the sum of $220,423.37,
together with interest at the rate of $31.43, per day and other expenses, costs and charges incurred by the
Plaintiff which are properly chargeable in accordance with the terms of the Mortgage and Pennsylvania law
until the Mortgage is paid in full, and for the foreclosure of the Mortgage and Sheriff's Sale of the Property.
By:
VERIFICATION
!, Frankie Ward, as the representative of the Plaintiff corporation within named do hereby
verify that I am authorized to and do make this verification on behalf of the Plaintitf corporation and
the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge.
infonnation and belief. I understand that false statements therein are made subject to the penalties of
18 Pa. C.S. 4904 relating to unsworn falsification to authorities.
Date: 6l- .:1i- '0b
~hi6it ;tl
ALL THAT PARCEL OF LAND IN THE TOIiNSHIP OF SILVER SPRING,
CUMBERLAND COUNTY, STATE OF PENNSYLVANIA, AS !KlRE FULLY
DESCRIBED IN DEED BOOK 101, PAGE 1070, IOU 38-20-1831-107,
BEING KNOIiN AND DESIGNATED AS LOT 10, PLAN OF FINAL SUBDIVISION
PLNl OF LOTS POll GBORGE N. WADE JR.. FILED IN PLAN BOOK 37,
PAGE 11 AND l<<lRE PARTICULARLY DESCRIBED BY METES AND 1lOUN0S.
TAX 10# 38-20-1831-107
,
~lii6it (B
.
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
September 14, 2005
TO: Steven A. George
236 Woods Drive
Mecbanicsburg, P A 17055
Patricia A. George
236 Woods Drive
Mecbanicsburg. P A 17055
THIS FIRM IS A DEBT COLLECTOR A TIEMPTING TO COLLECT A DEBT. THIS NOTICE IS
SENT TO YOU IN AN A TIEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN
AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. IF
YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN A TIEMPT TO
COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.
This is an official notice that the mortRage on vour bome is in default and the lender intends to foreclosure.
Specific information about the nature of the default is nrovided in the attacbed DlU!es.
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) mav be able to belo to save
your bome. This Notice exolains how the or02l'am works.
To see ifHEMAP can helD. vou must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY
WITHIN 33 DAYS FROM THE DATE OF THIS NOTICE. Take this Notice with vou when vou meet the
CoonselinR ARencv.
The name. address and ohone number of Consumer Credit CounseliM ARencies servinR vour Coonty are
listed at the end of this Notice. Ifvou have anv Questions. vou mav call the pennsylvania HousinR Finance
A~encv toll free at 1-800-342-2397. (Persons with iron.ired hearinR can call (717) 780-1869).
This Notice contains important legal infonnation. If you have any questions. representatives at the
Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an
attorney in your area. The local bar association may be able to help you find a lawyer.
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORT ANCIA. PUEDE AFECT A SU DERECHO
A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENJDO DE EST A
NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA
AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO
MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PREST AMO POR EL PROGRAMA
LLAMADO "HOMEOWNERS EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL
PUEDE SAL V AR SU CASA DE LA PERDIDA DEL DERECHO A REDIMAR SU HIPOTECA.
.
STATEMENTS OF POLICY
HOMEOWNER'S NAME (S): Steven A. George and Patricia A. George
PROPERTY ADDRESS: 136 Woods Drive, Mechanicsburg. P A 17055
LOAN ACCT. NO.: 4425009
ORIGINAL LENDER: Citicorp Trust Bank, rsb
CURRENT LENDER/SERVICER: Citicorp Trust Bank, rsb
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME
FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE
ASSISTANCE ACT OF 1983 (THE "ACT'), YOU MAYBE ELIGIBLE FOR EMERGENCY MORTGAGE
ASSISTANCE.
. IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL,
. IF YOU HAVE A REASONABLE PROSPECf OF BEING ABLE TO PAY YOUR MORTGAGE
PAYMENTS, AND
. IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE
PENNSYLVANIA HOUSING FINANCE AGENCY.
TEMPORARY STAY OF FORECLOSURE-Under the Act, you are entitled to a temponuy stay of
foreclosure on your mortgage for thirty three (33) days from the date of this Notice. During that time you
must arrange and attend a face-to-face meeting with one of the consumer credit counseling agencies listed
at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (33) DAYS. IF YOU
DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE. YOU MUST BRING YOUR
MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR
MORTGAGE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE.
CONSUMER CREDIT COUNSELING AGENCIES-Ifvou meet with one of the consumer credit
counselin!! ""encies listed at the end of this notice the lender mav NOT take action lllI8inst vou for thirty
three (33) davs after the date of this meetin2. The names. addresses and telenhone numbers of desilZllaled
consumer credit counselin!! ""encies for the county in which the monertv is located are set forth at the end
of this Notice. It is only necessllI)' to schedule one face-te-face meeting. Advise your lender immediatelv
of your intentions.
APPLICATION FOR MORTGAGE ASSISTANCE-Your mortgage is in a default for the reasons set forth
later in this Notice (see following pages for specific infonnation about the nature of your default.) If you
have tried and are unable to resolve this problem with the lender, you have the right to apply for financial
assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out,
sign and file a completed Homeowner's Emergency Assistance Program Application with one of the
designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit
counseling agencies have applications for the program and they will assist you in submitting a complete
application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked
within thirty (30) days of your face-to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU
DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LEITER,
FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDlATEL Y AND YOUR
APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED.
AGENCY ACTION-Available funds for emergency mortgage assistance are very limited. They will be
disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing
Finance Agency has sixty (60) days to make a decision after it receives your application. During that time.
no foreclosure proceedings will be pursued against you if you have met the time requIrements set forth
above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your
application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN
BANKRUPTCY, THE FOLWWlNG PART OF THIS NOTICE IS FOR INFORMATION
PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT
THE DEBT.
If ou have roed bankru t ou can still a for Eme en Mort a e Assistance.
HOW TO CURE YOUR MORTGAGE DEF AUL T (Brine it UD to date).
NATURE OF THE DEF AUL T-The MORTGAGE debt held by the above lender on your property located
at: 236 Woods Drive, Mechanicsburg, P A 17055 IS SERIOUSLY IN DEF AUL T because:
A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the
following amounts are now past due: Start/End: 06118/05 through 08118/05 at 51,209.86 per month.
Monthly Payments Plus Late Charges Accrued 53,629.58
NSF: 50.00
Inspections: 50.00
BPO: 5135.00
Speed pay: 50.00
Uncollected credit insurance: 50.00
Uncollected late charges: 5188.06
Taxes: 50.00
Late fee income: ~
Total amount to cure default $3,952.64
B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTIONS (Do not use ifnot aoDlicable): N/A
HOW TO CURE THE DEFAULT-You may core the default within THIRTY THREE (33) DAYS
of the date of this notice BY PA YINO THE TOTAL AMOUNT PAST DUE TO THE LENDER,
WHICH IS $3,952.64, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH
BECOME DUE DURING THE THIRTY THREE (33) DAY PERIOD. As of the date of this
letter, you owe the amount specified above. Because ofinterest, late charges, and other charges
that may vary from day to day, the amount due on the day that you pay may be greater. Hence, if
you pay the amount shown above, an adjustment may be necessary after we receive your check, in
which event we will infonn you before depositing the check for collection. For further
infonnation, write the undersigned or call (800) 422-1498. PaVlttents must be made either bv
cash. cashier's check. certified check or monev order made Davable and sent to CiticorD Trust
Bank. fob. 1111 NortllDoInt Drive. CODocll. TX 75019 Attention: Loss Mitillation. You can cure
any other default by taking the following action within THIRTY THREE (33) DAYS of the date
of thIs letter. (Do not use if not aoDlicable.) N/A.
IF YOU DO NOT CURE THE DEF AUL T-lfyou do not cure the default within THIRTY THREE (33)
DAYS of the date of this Notice, the lender intends to exercise its rillhts to accelerate the mortl!ll2e debt.
The means that the entire outstanding balance of this debt will be considered due immediately and you may
lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is
not made within THIRTY THREE (33) DAYS, the lender also intends to instruct its attorney to start legal
action to foreclosure unoo your mort28.lle nlonertv.
IF THE MORTGAGE IS FORECLOSED UPON- The mortgaged property will be sold by the Sheriff to
pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency
before the lender begins legal proceedings against you, you will still be required to pay the reasonable
attorney's fees that were actually incurred, up to 550.00. However, iflegal proceedings are started against
you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed
550.00. Any attorney's fees will be added to the amount to the lender, which may also include other
reasonable costs. lfvou cure the defanlt within the THIRTY THREE (33) DAY neriod. vou will not be
required to cav attomev's fees.
OTHER LENDER REMEDIES-The lender may also sue you personally for the unpaid principal balance
and all other sums due under the mortgage.
RIGHT TO CURE THE DEF AUL T PRIOR TO SHERIFF'S SALE-If you have not cured the default
within the THIRTY THREE (33) DAY period and foreclosure proceedings have begun, vou still have the
right to cure the default and orevent the sale at anv time un to one hour before the Sheriff's Sale. You mav
do so bv navine the total amount then cast due. olus anv late or other charees then due. reasonable
attorney's fees and costs connected with the foreclosure sale and anv other costs connected with the
Sheriff's Sale as snecified in writing bv the lender and bv nerformine anv other reouirements under the
mortlllll!e. Curing your defanlt in the manner set forth in this notice will restore your mortgage to the same
position as if you had never defaulted.
EARLIEST POSSIBLE SHERIFF'S SALE DATE-It is estimated that the earliest date that such a Sheriff's
Sale of the mortgage property could be held would be approximately SIX (6) MONTHS from the date of
this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course,
the amount needed to cure the default will increase the longer you wait. You may fmd out at any time
exactly what the required payment or action will be by contacting the lender.
HOW TO CONTACT THE LENDER:
Cltieorp Trust Bank, fsb
1111 Northpolnt Drive
Coppell, TX 75019
Attn: Loss Mitigation
(800) 422-1498
EFFECT OF SHERIFF'S SALE-You should realize that a Sheriff's Sale will end your ownership of the
mortgaged properly and your right to occupy it. If you continue to live in the property after the Sheriff's
Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at
any time.
ASSUMPTION OF MORTGAGE-You mayor _X_may not (CHECK ONE) sell or transfer
your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding
payments, charge and attorney's fees and cost are paid prior to or at the sale and that the other requirements
of the mortgage are satisfied.
YOU MAY ALSO HAVE THE RIGHT:
. TO SELL THE PROPERTY TO OBTAIN MONEY TO PAYOFF THE MORTGAGE DEBT OR TO
BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT.
. TO HAVE THIS DEF AUL T CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEF AUL THAD
OCCURRED, IF YOU CURE THE DEF AUL T. (HOWEVER, YOU NOT HAVE THIS RIGHT TO
CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.)
. TO ASSERT THE NONEXISTENCE OF A DEF AUL T IN ANY FORECLOSURE PROCEEDING
OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS.
. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MA Y HAVE TO SUCH ACTION BY
THE LENDER
. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY IS A'IT ACHED
.
If tbis is the first notice tbat you bave received from tbis omce. be advised tbat: You may dispute tbe
validity of tbe debt or any portion thereof. If you do so in writing within thirty (30) days from the
receipt of tbis letter. this firm will obtain and provide you witb written verification tbereof; otberwise
the debt will be assumed to be valid. Likewise If requested in writing within thirty (30) days from
receipt of this letter. the firm will send you the name and address of the original creditor ifditTerent
from above.
Very truly yours,
Phelan Hallinan & Schmieg, LLP
On Behalf of Citicorp Trust Bank, fsb
By:
Francis S. Hallinan
FF:jrnm
Cc: Citicorp Trust Bank, fsb
Attn: Loss Mitigation
Account No.: 4425009
Mailed by I" Class Mail and by Certified Mail No: 7005 0390 0004 07591044/1051
. .
J,,'DI-ZDD5 II.ZI.. Fr...
T-447 P.DD7/DID !"tIS
Pennsylvania Housing Finance Agency
Homeowners' Emergency Mol'tg1l88 Mei&tanc8 Program
County Counseling Agency List
CUMBERLAND
Adams County InterflliIh Houaing Aull
40 e. HlSh SlI'88t
Gettyaburg. PA 17325
{711}a34-1S1a
LcweIIhill. Inc.
:z320 NDIIh 5th street
Harriaburg, PA 17110
(717) 232-2207
DAUPHIN
CCCS ofW.tem PA
2000 LlnQlestown RaecI
HIIn111lUrg. PA 17102
~11-2227
PHFA
211 North Front SlrEt
Harr!$burg, PA 17110
Bl10442-2SS7
DELAWARE
Acorn Housing Corporallan
846 North Bread SlrIlet
Philllilelphla, PA 19130
(2' 5} 765-1221
Ameriean Financial Counseling Servtl
175 Sl/lIfrorcl AwnU8, SIllte One
Way"", PA 19087
8Q0.480-3039
Carrot! Park Communjly Counctl, Inc.
6218 t..\llsler strael
Philadelphia. PA 19131
(215) Sn-1157
January 200s
CCCS oIWlISI8m PA
2000 LlngleeloWn !toad
Har/fabJ.ug. PA 17102
1l8a.511-2221
M....1I8lha
. 43 PhII8deIp/lla Avenue
~,PA 17268
(717) 782-3285
Community AcIIon Commission of ea
1514 DtIny SIRIet
Harrilbul'll, PA 17104
(717) 132-$751
American Crecllt Counullng lnstitu1e
115 Sllaffo!d "venue
SuT.'
Wayne, PA 19081
(610) 971-2210
AmeI1can Red CIoIlS of Chettier
1729 EdQ8lTIOI\l -"venue
Chester. PA 19013
(1l10) 814-1484
CCOS of Delawwe VaJIey
280 North PrO\Iidence Road
Media, PA 19O1l3
(215)583-5Sl1S
Page 8 of 21
Communllv At;ljcn Comrnlulon of Ca
1514 Derry ~
HarrlsllurV. PA 17104
(717) 232...757
PHFllo
211 NorII1 FIDIlI Slteet
Harrltlblllg. PA 11110
800-342-2387
~Ip,1nc.
2320 Ncd't 511I StrHl
Hwrfebur;. PA. 17110
(717) 232-221l7
Amerlcan Flnanc181 Counseling Servf,
1 AbIngton PIUa, Suibo 403
Old YorIC ROlId and Township Line
JenklnlDwn. PA 1ll1l48
8000490-3039
APM
2147 Norll\ SixIh stTael
Philadelphia, PA 18122
(215) 235-&788
CCCS of DeIawar8 V""y
790 e. r.wtc.t SI.
Sul18 17Q, MlIn&IIaU B\IiIdinQ
INeet CIteel8r. PA 1931lZ
(215)5IWlSll5
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GOLDBECK McCAFFERTY & McKEEVER
JOSEPH A. GOLDBECK, JR.
Attorney I.D.#16132
Suite 5000 - Mellon Independence Center
701 Market Street
Philadelphia, PA 19106-1532
215-627-1322 .
BY: David B. Fein, Esq.
Attorney I.D.#82628
Attorney for Plaintiff
TRAVELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
IN THE COURT OF COMMON PLEAS
OF Cumberland COUNTY
vs.
PATRICIA A. GEORGE and STEVEN A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
No, 06-4358
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO
COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU
WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT.
MOTION FOR SUBSTITUTED SERVICE
UNDER PA.R.C.P. 430(a)
Plaintiff, by and through its attorney, David B. Fein, Esq., in support of its Motion for
Substituted Service, represents as follows:
1. Plaintiff is the holder of a first mortgage upon the premises 236 Woods Drive,
Mechanicsburg, PA, 17055, hereinafter, the "mortgaged premises".
and real owners of the mortgaged premises.
2. Defendants, PATRICIA A. GEORGE and STEVEN A. GEORGE, are the mortgagors
the Complaint.
3. The last known address of Defendant, Steven A. George, is as set forth in Paragraph 2 of
4. The Sheriff has been unable to effect service of the Complaint upon Defendant, Steven A.
The Defendant, Steven A. George, has not lived at the property address for four years, per Sheriff.
George, at his property address, 236 Woods Drive, Mechanicsburg, P A, 17055, after numerous attempts.
"
-
whereabouts of Defendant, Steven A. George.
5. The following investigation was conducted in a good faith attempt to ascertain the
WHEREFORE, Plaintiff prays that the Court enter the attached order allowing Plaintiff
regular mail to the Defendant's last known address.
to serve the Complaint upon Defendant, Steven A. George, by posting the premises and certified and
BY:
/PF
David B. Fein, Esq.
"
-
ERSAL
SERVICES
. .
'.
Affidavit of Good Faith Investioation
Client provided information:
File Number: CITX-1516
A ttorney Firm: Goldbeck, McCafferty & McKeever
File Name: George
Subject Name: Steven A. George
Property Address:
Street: 236 Woods Drive
City: Mechanicsburg State: PA
Zip: 17055
Skip Results:
Verified
Street: 236 Woods Drive
City: Mechanicsburg State: PA
Death Records: As of 0712012006,
Steven A. George.
Social Security Number search completed.
Employment Search: Unable to verify current employer.
Creditor information:
Creditors indicated the last reported address for Steven A. George as 236 Woods Drive,
Mechanicsburg, PA 17055
Department of Motor Vehicle Records:
The Pennsylvania Department of Motor Vehicles provided no change for Steven A. George
from 236 Woods Drive, Mechanicsburg, PAl 7055
Public Licenses (Pilot, Real Estate, etc): Search performed provided no information.
Voter Registration Information:
The County Voters Registration Office has no listing for Steven A. George.
National Postal Address Search: Has no change for Steven A. George from 236 Woods Drive,
Mechanicsburg, PAl 7055
Comments:
717-732-5097: Spoke with neighbor, Marlin Engel, verified current address as 236 Woods Drive,
Mechanicsburg, PA 17055
Date of Birth:
None Found Universal File Number: 571 64
Dates: As of 07/2012006
Phone:
Zip: J 7055
the Social Security Administration has no death record on file for
On 07/20/2006, /, Patti Garrett being duly SWorn according to the law, deposes and says:
I am employed by Universal Default Service. I have conducted an investigation into the whereabouts
of the above named subject. Above are the results of my investigation.
-Subscribed and SWofntQ before me.
-------- Not~ cU~
Date: 07120/2006
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329 OAKS TRAIl PlAZA . SUITE 202. GARlAND, TEXAS 75043
OFFICE: (972) 226-8883 . FAX: (972) 226-8887
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CASE NO: 2006-04358 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
TRAVELERS BANK & TRUST FSB
VS
GEORGE PATRICIA A ET AL
R. Thomas Kline
,Sheriff or Deputy Sheriff, who being
duly SWorn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
GEORGE STEVEN A
but was
unable to locate Him in his bailiwick. He therefore returns the
COMPLAINT - MORT FORE
, NOT FOUND , as to
the within named DEFENDANT
, ,GEORGE STEVEN A
236 WOODS DRIVE
MECHANICSBURG, PA 17055
DEFENDANT HAS NOT LIVED AT GIVEN ADDRESS FOR 4 YEARS.
Sheriff's Costs:
Docketing
Service
Not Found
Surcharge
6.00
,00
5.00
10.00
.00
21.00
County
LDBECK MCCAFFERTY MCKEEVER
'--'08/04/2006
Sworn and Subscribed to before
me this
day of
A.D.
, .
GOLDBECK McCAFFERTY & McKEEVER
JOSEPH A. GOLDBECK, JR.
Attorney I.D.#16132
Suite 5000 - Mellon Independence Center
701 Market Street
Philadelphia, PA 19i06-1532
215-627-1322
BY: David B. Fein, Esq.
Attorney I.D.#82628
Attorney for Plaintiff
TRA VELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
vs.
PATRICIA A. GEORGE and STEVEN A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
IN THE COURT OF COMMON PLEAS
OF Cumberland COUNTY
No. 06-4358
VERIFICATION
!, David B. .Fein, Esq., Attorney for Petitioner do hereby verify that the f"'ts set forth in the
foregoing Motion for Substituted Service are true and correct to the best of rny kooWledge, information
and belief. ! understand that false statements therein are made subject to the penalties of 18 Pa. C.S. 4904
relating to unsworn falsification to authorities.
BY:
David B. Fein, ~
. t '
GOLDBECK McCAFFERTY & McKEEVER
JOSEPH A. GOLDBECK, JR.
Attorney lD.#16132
Suite 5000 - Mellon Independence Center
701 Market Street
Philadelphia, PA 19106-1532
215-627-1322
BY: David B. Fein, Esq.
Attorney lD.#82628
Attorney for Plaintiff
TRA VELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019.3931"
vs.
PATRICIA A. GEORGE and STEVEN A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
IN THE COURT OF COMMON PLEAS
OF Cumberland COUNTY
No. 06-4358
MEMOMNDlJM OF LAW IN SUPPORT OF MOTION
FoR SlJBSTlTUrEn SERVICE !JNDER Pa.R.C.P. 430l!)
Plaintiff has filed a Complaint in Mortgage Foreclosure agalnst Defendant, Steven A.
George, which the Sheriff has been unable to personally serve upon Defendant, Steven A. George. As
nO'ed in the attached Motion, Plalntiff has made a good faith attempt to ascertaln Defendant's
whereabouts withoot success. ACCOrdingly, the Court may approve alternative means of service. See
Pa.R.c.p.430(a).
CONCLUSION
For reasons stated above and in the attached Motion, the Court should enter an order
allOwing Plaintiff to serve the Complaint in Mortgage Foreclosure upon Defendant, Steven A. George, by
POSting the premises and certified mall and regular mail to the Defendant's last known address.
Respectfully ~
David B. Fein, Esq.
. i"
GOLDBECK McCAFFERTY & McKEEVER
JOSEPH A. GOLDBECK, JR.
Attorney lD.#16132
Suite 5000 - Mellon. Independence Center
701 Market Street
Philadelphia, PA 19106-1532
215-627-1322
BY: David B. Fein, Esq.
Attorney lD.#82628
Attorney for Plaintiff
TRA VELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppel1, TX 75019-3931
vs.
PATRICIA A. GEORGE
STEVEN A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
IN THE COURT OF COMMON PLEAS
Of Cumberland County
No. 06-4358
CERTIFICA TE OF SERVICE
David B. Fein. Esq.. does hereby certify that true and COrrect copies of the foregoing !vIotion for
Substituted Service have been served upon the Defendan~ Steven A. George. this 21"day of August
2006, by first class mail, postage prepaid.
{lJJr-
BY: David B. ~ .....u, c.sq.
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RECEIVED. '7
AUG 3 I 2006
GOLDBECK McCAFFERTY & McKEEVER
JOSEPH A. GOLDBECK, JR.
Attorney I.D.#I6132
Suite 5000 - Mellon Independence Center
701 Market Street
Philadelphia, PA 19106-1532
215-627-1322
BY: David B. Fein, Esq.
Attorney I.D.#82628
Attorney for Plaintiff
TRAVELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
IN THE COURT OF COMMON PLEAS
OFCumoorl~dCOUNTY
vs.
PATRICIA A. GEORGE ~d STEVEN A. GEORGE
236 Woods Drive
Mech~icsburg, PAl 7055
06-4358
ORDER
AND NOW, this ~ day o~ 2006, upon consideration of the Plaintiffs Motion for
Substituted Service under Pa.R.C-P. 430(a) ~d it appearing to the Court that Plaintiffs good faith efforts to
ascertain the present whereabouts of Defend~t. Steven A. George, has been unsuccessful, it is,
ORDERED ~d DECREED:
that Plaintiffs Motion is gr~ted ~d the Sheriff ~d1or Plaintiff is directed to Serve the Complaint in Mortgage
Foreclosure upon Defend~t, Steven A. George, by posting a copy of the Complaint upon the premises 236 Woods
Drive. Mechanicsburg, P A, 17055, ~d Plaintiff is directed to serve the Complaint by certified ~d regular mail to
the Defendant's last known address at 236 Woods Drive, Mech~icsburg, PA, 17055, ~d that all further service of
legal papers, including but not limited to motions, petitions ~d rules 00 made by certified ~d regular mail to
Defend~t's last known address ~d that Notice of Sheriff Sale pursuant to Pennsylv~ia Rule of Civil Procedure
3129 may 00 made upon Defend~t, Steven A. George, by sending copies of same to Defend~t' s last known
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GOLDBECK McCAFFERTY & McKEEVER
By: JOSEPH A. GOLDBECK, JR.
ATTORNEY I.D. #16132
SUITE 5000 - MELLON INDEPENDENCE CENTER
701 MARKET STREET
PHILADELPHIA, PA 19106-1532
(215) 627-1322
ATTORNEY FOR PLAINTIFF
TRAVELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY
Plaintiff
CIVIL ACTION - LAW
vs.
ACTION OF MORTGAGE FORECLOSURE
PATRICIA A. GEORGE
STEVEN A. GEORGE
236 Woods Drive
Mechanicsburg, PA 17055
Term
No. 06-4358
Defendant( s)
PRAECIPE TO REINSTATE COMPLAINT
Kindly reinstate the Complaint in the above captioned matter.
GOLDBECK, McCAFFERTY & McKEEVER
By Joseph A. Goldbeck, Jr., Esq.
Attorney for Plaintiff
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SHERIFF'S RETURN - NOT FOUND
CASE NO: 2006-04358 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
TRAVELERS BANK & TRUST FSB
VS
GEORGE PATRICIA A ET AL
R. Thomas Kline
,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
GEORGE STEVEN A
but was
unable to locate Him in his bailiwick. He therefore returns the
COMPLAINT - MORT FORE
, NOT FOUND , as to
the within named DEFENDANT
, GEORGE STEVEN A
236 WOODS DRIVE
MECHANICSBURG, PA 17055
DEFENDANT HAS NOT LIVED AT GIVEN ADDRESS FOR 4 YEARS.
Sheriff's Costs:
Docketing
Service
Not Found
Surcharge
6.00
.00
5.00
10.00
.00
21. 00/
C\}1- ~O(, cr
Subscribed to before
County
LDBECK MCCAFFERTY MCKEEVER
08/04/2006
Sworn and
me this
day of
A.D.
SHERIFF'S RETURN - REGULAR
CASE NO: 2006-04358 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
TRAVELERS BANK & TRUST FSB
VS
GEORGE PATRICIA A ET AL
WILLIAM CLINE
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
GEORGE PATRICIA A
the
DEFENDANT
, at 0855:00 HOURS, on the 4th day of August
200?5
at 236 WOODS DRIVE
MECHANICSBURG, PA 17055
by handing to
PATRICIA A GEORGE
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
Sworn and Subscibed
So Answers:
1~:~~ .~~ ~
.00 r ' ~~
10.00 R. Thomas Kline
.00
37.68/ 08/04/2006
~ "11 ::>1c\,GOLDBECK MCCAFFERTY MCKEEVER
to By' ~V~
day v Dep ty Sheriff
before me this
of
A.D.
SHERIFF'S RETURN - REGULAR
CASE NO: 2006-04358 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
TRAVELERS BANK & TRUST FSB
VS
GEORGE PATRICIA A ET AL
ROBERT BITNER
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within NOTICE
was served upon
GEORGE STEVEN A
the
DEFENDANT
at 0016:50 HOURS, on the 12th day of September, 2006
at 236 WOODS DRIVE
MECHANICSBURG, PA 17055
by handing to
POSTED PROPERTY AT ADDRESS
STATED
a true and attested copy of NOTICE
together with
COMPLAINT IN MORTGAGE FORECLOSURE
and at the same time directing His attention to the contents thereof.
18.00
~: ~~ f""'~J.t:~~
10.00 R. Thomas Kline
.00
42. 80 ~ 09/13/2006
~ lI{H'JOt... GOLDBECK, MCCAFFERTY, MCKEEVER
Sworn and Subscibed to By:
Sheriff's Costs:
Docketing
Service
POSTING
Surcharge
So Answers:
A.D.
~J=&lN-1
D puty Snerlff "
day
before me this
of
.
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GOLDBECK McCAFFERTY & McKEEVER
By: JOSEPH A. GOLDBECK, JR.
ATTORNEY I.D. #16132
SUITE 5000 - MELLON INDEPENDENCE CENTER
701 MARKET STREET
PHILADELPHIA, PA 19106-1532
(215) 627-1322
ATTORNEY FOR PLAINTIFF
TRA VELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
IN THE COURT OF COMMON
PLEAS
OF Cumberland COUNTY
vs.
CIVIL ACTION - LAW
PATRICIA A. GEORGE and STEVEN A. GEORGE
Mortgagor( s)
236 Woods Drive
Mechanicsburg, PA 17055
ACTION OF MORTGAGE
FORECLOSURE
Defendant(s)
Term
No. 06-4358
CERTIFICATE OF SERVICE
JOSEPH A. GOLDBECK, JR. ESQUIRE hereby certifies that on S..e~/lJb.Jl-l /9, d~&
he did serve upon Defendant STEVEN A. GEORGE a true and correct copy of the above-captioned
Complaint by certified and regular mail in accordance with the Court Order dated September 5,2006.
The undersigned understands that the statements herein and subject to the penalties provided by 18 P.S.
Section 4904.
Respectfully submitted,
LDBECK McCAFFERTY & McKEEVE
BY: JOSEPH A. GOLDBECK, JR. ESQUIRE
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In the Court of Common Pleas of Cumberland County
TRAVELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
Plaintiff
vs.
PATRICIA A. GEORGE
STEVEN A. GEORGE
(Mortgagor(s) and Record Owner(s))
236 Woods Drive
Mechanicsburg, P A 17055
No. 06-4358
Defendant( s)
PRAECIPE FOR JUDGMENT
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT
OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE
OF COLLECTING THE DEBT.
Enter the Judgment in favor of Plaintiff and against PATRICIA A. GEORGE and STEVEN A. GEORGE by default
for want of an Answer.
Assess damages as follows:
$222,372.03
Debt
Interest from 11/02/06 to Date of Sale
Total
(Assessment of Damages attached)
I CERTIFY THAT FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIFIED AMOUNTS ALLEGED TO
BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERTAIN FR E COMPLAINT.
Prothono
against whom judgment
prior to the date of the
I certify that written notice of the intention to file this praecipe was mailed or delivered t
is to be entered and to his attorney of record, if any, after the default occurred and at leas
filing of this praecipe. A copy of the notice is attached. R.C.P. 237.1
Joseph A. Go dbec
Attorney for la" ti
J.D. #16132
AND NOW ~O u <.3, f.o , I dgment is entered in favor of
TRAVELERS BANK & RUST FSB and against PATRICIA A. GEORGE and STE EORGE by default for want
of an Answer and damages assessed in the sum of $222,372.03 as per the above certi 1 ion.
Rule of Civil Procedure No. 236 - Revised
TRAVELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
PATRICIA A. GEORGE
STEVEN A. GEORGE
(Mortgagors and Record Owner(s))
236 Woods Drive
Mechanicsburg, P A 17055
IN THE COURT OF COMMON PLEAS
OF Cumberland COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
Plaintiff
No. 06-4358
vs.
Defendant( s)
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT
OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE
PURPOSE OF COLLECTING THE DEBT.
NOTICE
Notice is given that a judgment in the above-captioned matter has been entered against you.
Curt Long
M~
By:
~
If you have any questions concerning the above, please contact:
Joseph A. Goldbeck, Jr.
Goldbeck McCafferty & McKeever
Suite 5000 - Mellon Independence Center
701 Market Street
Philadelphia, P A 19106
215-627-1322
CITX-1516
TillS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A
DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED
FOR THE PURPOSE OF COLLECTING THE DEBT.
DATE OF THIS NOTICE: October 20, 2006
TO:
STEVEN A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
In the Court of
Common Pleas
of Cumberland County
TRAVELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
CIVIL ACTION - LAW
Plaintiff
vs.
PATRICIA A. GEORGE
STEVEN A. GEORGE
(Mortgagor(s) and Record Owner(s))
236 Woods Drive
Mechanicsburg, P A 17055
Action of
Mortgage Foreclosure
Term
No. 06-4358
Defendant(s)
TO: STEVEN A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
IMPORTANT NOTT(;F,
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY
OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS
SET FORTH AGAINST YOu. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A
JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR
OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU 00 NOT
HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE
ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGmLE PERSONS AT A REDUCED FEE OR NO FEE.
LEGAL SERVICES INC
8 hvine Row
Carlisle, PA 17013
717-243-9400
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, P A 17013
Joseph)1 qoUf6ect Jr
GOLDBECK McCAFFERTY & McKEEVER
BY: Joseph A. Goldbeck, Jr., Esq.
Attorney for Plaintiff
Suite 5000 -701 Market Street.
Philadelphia, PA 19106 215-825-6318
CITX-1516
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A
DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED
FOR THE PURPOSE OF COLLECTING THE DEBT.
DATE OF THIS NOTICE: October 20, 2006
TO:
PATRICIA A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
In the Court of
Common Pleas
of Cumberland County
TRAVELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
CNIL ACTION - LAW
Plaintiff
vs.
PATRICIA A. GEORGE
STEVEN A. GEORGE
(Mortgagor(s) and Record Owner(s}}
236 Woods Drive
Mechanicsburg, P A 17055
Action of
Mortgage Foreclosure
Term
No. 06-4358
Defendant(s)
TO: PATRICIA A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
TMPORT A NT NOTTCR
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY
OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS
SET FORTH AGAINST YOu. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A
JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR
OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE
ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGmLE PERSONS AT A REDUCED FEE OR NO FEE.
LEGAL SERVICES INC
8 hvine Row
Carlisle, P A 17013
717-243-9400
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, PA 17013
JoSeph)1 qo{d6ec~ Jr
GOLDBECK McCAFFERTY & McKEEVER
BY: Joseph A. Goldbeck, Jr., Esq.
Attorney for Plaintiff
Suite 5000 -701 Market Street.
Philadelphia, PA 19106 215-825-6318
VERIFICATION OF NON-MILITARY SERVICE
The undersigned, as the representative for the Plaintiff
corporation wi thin named do hereby verify that I am authorized
to make this verification on behalf of the Plaintiff corporation
and that the facts set forth in the foregoing verification of
Non-Mili tary Service are true and correct to the best of my
knowledge, information and belief. I understand that false
statements therein are made subject to penalties of 18 Pa. C.S.
4904 relating to unsworn falsification to authorities.
1. That the above named Defendant, PATRICIA A. GEORGE, is
about unknown years of age, that Defendant's last known
residence is 236 Woods Drive, Mechanicsburg, PA 17055, and is
engaged in the unknown business located at unknown address.
2. That Defendant is not in the Military or Naval Service
of the United States or its Allies, or otherwise within the
provisions of the Soldiers' and Sailors' Civil Relief Action of
Congress of 1940 and its Amendments.
Date:
VERIFICATION OF NON-MILITARY SERVICE
The undersigned, as the representative for the Plaintiff
corporation within named do hereby verify that I am authorized
to make this verification on behalf of the Plaintiff corporation
and that the facts set forth in the foregoing verification of
Non-Military Service are true and correct to the best of my
knowledge, information and belief. I understand that false
statements therein are made subject to penalties of 18 Pa. C.S.
4904 relating to unsworn falsification to authorities.
1. That the above named Defendant, STEVEN A. GEORGE, is
about unknown years of age, that Defendant's last known
residence is 236 Woods Drive, Mechanicsburg, PA 17055, and is
engaged in the unknown business located at unknown address.
2. That Defendant is not in the Military or Naval Service
of the United States or its Allies,
provisions of the Soldiers' and Sailors'
Congress of 1940 and its Amendments.
Date:
GOLDBECK McCAFFERTY & McKEEVER
BY: Joseph A. Goldbeck, Jr.
Attorney I.D. #16132
Suite 5000 - Mellon Independence Center
701 Market Street
Philadelphia, P A 19106
215-627 -1322
Attorney for Plaintiff
TRAVELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
IN THE COURT OF COMMON PLEAS
of Cumberland County
Plaintiff
vs.
CIVIL ACTION LAW
PATRICIA A. GEORGE
STEVEN A. GEORGE
(Mortgagor(s) and Record owner(s))
236 Woods Drive
Mechanicsburg, P A 17055
ACTION OF MORTGAGE FORECLOSURE
Defendant( s)
No. 06-4358
ORDER FOR JUDGMENT
Please enter Judgment in favor of TRAVELERS BANK & TRUST F , an against PATRICIA A.
GEORGE and STEVEN A. GEORGE for failure to file an Answer in the abov acti within (20) days (or sixty
(60) days if defendant is the United States of America) from the date of service oft Complaint, in the sum of
$222,372.03.
Joseph A. Goldbec
Attorney for Plainti
. .
ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly assess the damages in this case to be as follows:
Principal Balance
$188,592.03
Interest from 05/18/2005 through
11/01/2006
$15,746.43
Reasonable Attorney's Fee
$9,429.60
Late Charges
$418.50
Costs of Suit and Title Search
$900.00
Escrow
Corporate Advance
$75,196.97
$2.088.50
AND NOW, this ,&AA- day of ;l)DU. , 2006 damages are assessed as above.
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PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE)
P.R.C.P 3180-3183
.
Joseph A. Goldbeck, Jr.
Attorney 1.0.#16132
Suite 5000 - Mellon Independence Center
701 Market Street
Philadelphia, P A 19106
215-627-1322
Attorney for Plaintiff
TRAVELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
Plaintiff
vs.
PATRICIA A. GEORGE
STEVEN A. GEORGE
Mortgagor(s) and Record Owner(s)
236 Woods Drive
Mechanicsburg, P A 17055
Defendant(s)
IN THE COURT OF COMMON PLEAS
of Cumberland County
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
No. 06-4358
TO THE PROTHONOTARY:
PRAECIPE FOR WRIT OF EXECUTION
Issue Writ of Execution in the above matter:
Amount Due
Interest from 11/02/06
to Date of Sale at
6.0000%
(Costs to be added)
$222,372.03
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ALL THAT CERTAIN lot or piece of ground situate in Silver Spring Township, Cumberland County,
Pennsylvania, bounded and described as follows, to wit:
BEGINNING at a point on the Northern side of Woods Drive said point being North and parallel to the
existing center line of said Woods Drive and said point being the dividing line of Lots Nos. 9 and 10 on
the hereinafter mentioned Plan of Lots; thence along said dividing line North 13 degrees 35 minutes 31
seconds West 200.00 feet to a point on lands now or formerly of George N. Wade, Jr., thence along the
dividing line of Lot No. 10 and lands now or formerly of George N. Wade, Jr., South 76 degrees 24
minutes 29 seconds West 100.00 feet to a point at the northwestern comer of Lot No. 10; thence along
the dividing line of Lot No. 10 and the lands now or formerly of George N. Wade, Jr., South 13 degrees
35 minutes 31 seconds East 200.00 feet to a point on the dedicated Northern side of Woods Drive;
thence along the dedicated Northern side of Woods Drive North 76 degrees 24 minutes 29 seconds East
100.00 feet to a point, the place of beginning.
BEING KNOWN AS 236 WOODS DRIVE, MECHANICSBURG P A 17055
TAX PARCEL NO: 38-20-1831-107
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 06-4358 Civil
CIVIL ACTION -LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due TRAVELERS BANK & TRUST FSB, Plaintiff (s)
From PATRICIA A. GEORGE AND STEVEN A. GEORGE
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $222,372.03 L.L. $.50
Interest FROM 11/2/06 TO DATE OF SALE AT 6.0000%
Arty's Comm %
Atty Paid $183.48
Plaintiff Paid
Date: NOVEMBER 3, 2006
Due Prothy $1.00
Other Costs
(Seal)
By:
Deputy
REQUESTING PARTY:
Name JOSEPH A. GOLDBECK, JR., ESQUIRE
Address: GOLDBECK MCCAFFERTY & MCKEEVER
SUITE 50000 - MELLON INDEPENDENCE CENTER
701 MARKET STREET
PHILADELPHIA, PA 19106
Attorney for: PLAINTIFF
Telephone: 215-627-1322
Supreme Court ID No. 16132
<tIdbeck McCafferty & McKeever
BY: Joseph A. Goldbeck, Jr.
Attorney LD. #16132
Suite 5000 - Mellon Independence Center
701 Market Street
Philadelphia, P A 19106
215-627-1322
Attorney for Plaintiff
TRAVELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
IN THE COURT OF COMMON PLEAS
of Cumberland County
Plaintiff
vs.
CIVIL ACTION - LAW
PATRICIA A. GEORGE
STEVEN A. GEORGE
(Mortgagor(s) and Record Owner(s))
236 Woods Drive
Mechanicsburg, P A 17055
ACTION OF MORTGAGE FORECLOSURE
Defendant( s)
No. 06-4358
AFFIDAVIT PURSUANT TO RULE 3129
TRAVELERS BANK & TRUST FSB, Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr.,
Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real
property located at:
236 Woods Drive
Mechanicsburg, P A 17055
1.Name and address of Owner(s) or Reputed Owner(s):
PATRICIA A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
STEVEN A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
2. Name and address ofDefendant(s) in the judgment:
PATRICIA A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
STEVEN A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold:
DOMESTIC RELATIONS OF CUMBERLAND COUNTY
PO Box 320
....
Carlisle, PA 17013
P A DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement
Health and Welfare Bldg. - Room 432
Harrisburg, PA 17105-2675
UNIFUND CCR PARTNERS
10625 Techwood Circle
Cincinnati, OH 45242
4. Name and address of the last recorded holder of every mortgage of record:
BENEFICIAL CONSUMER DISCOUNT CO. D/B/A BENEFICIAL MORTGAGE CO. OF P A.
4910 Carlisle Pike
Suite 104
Mechanicsburg, P A 17050
BENEFICIAL CONSUMER DISCOUNT CO.
961 Weigel Drive
Elmhurst, IL 60126
5. Name and address of every other person who has any record interest in or record lien on the property and whose interest
may be affected by the sale:
6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property
which may be affected by the sale.
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which
may be affected by the sale.
TENANTS/OCCUP ANTS
236 Woods Drive
Mechanicsburg, P A 17055
(attach separate sheet if more space is needed)
DATED: November 1. 2006
I verify that the statements made in this affidavit are true and correct to e best 0 my personal knowledge or
information and belief. I understand that false statements herein are made subj ct to the pe alties of 18 Pa. C.S. Section 4904
relating to unsworn falsification to authorities.
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lRECEI\lED!
AUG 3 1 2006
BY:
GOLDBECK McCAFFERTY & McKEEVER
JOSEPH A. GOLDBECK, JR.
Attorney I.D.#16132
Suite 5000 - Mellon Independence Center
701 Market Street
Philadelphia, PA 19106-1532
215-627 -1322
BY: David B. Fein, Esq.
Attorney I.D.#82628
Attorney for Plaintiff
TRAVELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
IN THE COURT OF COMMON PLEAS
OF Cumberland COUNTY
vs.
PATRICIA A. GEORGE and STEVEN A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
06-4358
ORDER
AND NOW, this ~ day o~ 2006, upon consideration of the Plaintiffs Motion for
Substituted Service under Pa.R.C.P. 430(a) and it appearing to the Court that Plaintiff's good faith efforts to
ascertain the present whereabouts of Defendant, Steven A. George, has been unsuccessful. it is,
ORDERED and DECREED:
that Plaintiff's Motion is granted and the Sheriff and/or Plaintiff is directed to Serve the Complaint in Mortgage
Foreclosure upon Defendant, Steven A. George, by posting a copy of the Complaint upon the premises 236 Woods
Drive, Mechanicsburg, PA, 17055, and Plaintiff is directed to serve the Complaint by certified and regular mail to
the Defendant's last known address at 236 Woods Drive, Mechanicsburg, PA, 17055, and that all further service of
legal papers, including but not limited to motions, petitions and rules be made by certified and regular mail to
Defendant's last known address and that Notice of Sheriff Sale pursuant to Pennsylvania Rule of Civil Procedure
3129 may be made upon Defendant, Steven A. George, by sending copies of same to Defendant's last known
odd"" by certified""" "gula< mail""" by p,,,ting lbe P'~ ~ ~ ~;~
TRUE COpy FROM RECOHLI BY~' c;,:.J.~,
n Testimony whereof. I here unto 881 "" halO J.
,1d the _I of said Oou~ at CarlIle, Pa.
S l~ dayt2_~co(,
SHERIFF'S RETURN - REGULAR
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,
CASE NO: 2006-04358 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
TRAVELERS BANK & TRUST FSB
VS
GEORGE PATRICIA A ET AL
ROBERT BITNER
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within NOTICE
was served upon
GEORGE STEVEN A
the
DEFENDANT
, at 0016:50 HOURS, on the 12th day of September, 2006
at 236 WOODS DRIVE
MECHANICSBURG, PA 17055
by handing to
POSTED PROPERTY AT ADDRESS
STATED
a true and attested copy of NOTICE
together with
COMPLAINT IN MORTGAGE FORECLOSURE
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
POSTING
Surcharge
So Answers:
18.00
8.80
6.00
10.00
.00
42.80
;'"""'"~"aJlt" ~-..
R. Thomas Klin
09/13/2006
GOLDBECK, MCCAFFERTY, MCKEEVER
Sworn and Subscibed to By:
before me this day
of A.D.
GOLDBECK McCAFFERTY & McKEEVER
By: JOSEPH A. GOLDBECK, JR.
ATTORNEY I.D. #16132
SUITE 5000 - MELLON INDEPENDENCE CENTER
701 MARKET STREET
PHILADELPHIA, PA 19106-1532
(215) 627-1322
ATTORNEY FOR PLAINTIFF
TRAVELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
IN THE COURT OF COMMON
PLEAS
OF Cumberland COUNTY
vs.
CIVIL ACTION - LAW
PATRICIA A. GEORGE and STEVEN A. GEORGE
Mortgagor( 5)
236 Woods Drive
Mechanicsburg, PA 17055
ACTION OF MORTGAGE
FORECLOSURE
Defendant{s}
Term
No. 06-4358
CERTIFICATE OF SERVICE
JOSEPH A. GOLDBECK, JR. ESQUIRE hereby certifies that on
t(11-tJ0
he did serve upon Defendant STEVEN A. GEORGE a true and correct copy of the above-captioned
Complaint by certified and regular mail in accordance with the Court Order dated September 5, 2006.
The undersigned understands that the statements herein and subject to the penalties provided by 18 P.S.
Section 4904.
Respectfully submitted,
tt~L
LDBECK McCAFFERTY & McKEEVE
BY: JOSEPH A. GOLDBECK, JR. ESQUIRE
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Form 3877
Domestic USPS Firm Mailing Book
--------------------------------------------------------------------------------
Name and Address of Sender:
JOSEPH A GOLDBECK JR
MELLON INDEPENDENCE CENT
701 MARKET ST STE 5000
PHILADELPHIA, PA 19106
Piece ID
Article #
Delivery Address
Addressee Name
Permit Number Sequence Number
255A
SS
Type
Fee
Postage
Ascent - MAC v6.80.6.90.E
Value
Insur./Register
Sender
Charges
Total
Due
AMQ~1213 PCO 71114342363000005563
------------------------------------------------------------- ---------------------------- -------------------
4.62
HALL, BRENDA M.
6324 Foxhill Road
Philadelphia, PA 19120
CITX~1516 PCO 71114342363000005570
AMQ~0805 10~2671114342363000005587
ERNEST B. STEWART
111 INDEPENDENCE TRAIL
LONG POND, PA 18334
FN~0951 PCO
71114342363000005594
SANBOWERS, FOSTER W.
528 Pine Ridge Road
Bedford, PA 15522
SPS~0512 PCO 71114342363000005600
COLLIER, FRANK A.
146 Ontario Road
Eighty Four, PA 15330
CWD~6493 COMP 71114342363000005617
MIGNONE, TARA
99 Larkspur Circle
Sicklerville, NJ 08081~4165
CWD~9496 COMP71114342363000005624
MIGNONE, MICHAEL
99 Larkspur Circle
Sicklerville, NJ 08081~4165
WM~0824 COMP 71114342363000005631
ALMQUIST, STACI A.
66 Greenway Walk
pennsauken, NJ 08109
C
RRE
2.40
1.35
0.87
0.87
0.39
0.87
0.87
1.35
1.35
0.87
4.62
4.14
4.62
4.62
5.10
5.10
4.62
Page Totals:
Cumulative Totals:
8
32
-------------------------------------------------------------------------------------------------
Page 4
C
2.40
RRE 1. 35
C
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1 .35
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1 .35
RRE
C
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30.00
120.00
7.44
30.00
37.44
150.00
SHERIFF'S RETURN - REGULAR
...
"
.
, ,
CASE NO: 2006-04358 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
TRAVELERS BANK & TRUST FSB
VS
GEORGE PATRICIA A ET AL
WILLIAM CLINE
, Sheriff or Deputy Sheriff of
Cumberland County,pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
GEORGE PATRICIA A
the
DEFENDANT
, at 0855:00 HOURS, on the 4th day of August
, 2006
at 236 WOODS DRIVE
MECHANICSBURG, PA 17055
by handing to
PATRICIA A GEORGE
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
9.68
.00
10.00
.00
37.68
.r"~~
. R. Thomas Kline
08/04/2006
GOLDBECK MCCAFFERTY MCKEEVER
day
By, ~[!b~
(. . Dep ty Sheriff
Sworn and Subscibed to
before me this
of
A.D.
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
COMMONWEALTH OF PENNSYL VANIA
55.
COUNTY OF CUMBERLAND
Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
Viz
September 29,2006
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
SWORN TO AND SUBSCRIBED before me this
29 day of September, 2006
~~~,#~
.~ NOTAR!AL. "E,c.t t
I LOIS E. SNYDER Notary PIJ~~!ic 1
~ Carlisle Bore, Cumberland Countv I
I My Commis:3.0n Expire::. i.,~arch 5. 20?.::J
S~.;.;'>>t:-~~"'.t,,"~:n.,.;;.,.....'o:'~'''~~-~~--..-,a::
CUMBERLAND LAW JOURNAL
NOTICE
In the Court of Common Pleas of
Cumberland County
CMI Action-Law
Term No. 06-4358
TRAVELERS BANK & TRUST FSB
Plaintiff
vs.
PATRICIA A. GEORGE &
STEVEN A. GEORGE
Mortgagor and Real Owner
Defendant
NanCE OF ACTION IN
MORTGAGE FORECLOSURE
STEVEN A. GEORGE. MORT-
GAGOR AND REAL OWNER. DE-
FENDANT whose last known ad-
dress is 236 Woods Drive.
Mechanicsburg. PA 17055.
TIllS FIRM IS A DEBT COLLEC~
TOR AND WE ARE ATIEMPTING
TO COLLECT A DEBT OWED TO
OUR CLIENT. ANY INFORMATION
OBTAINED FROM YOU WILL BE
USED FOR THE PURPOSE OF
COLLECTING THE DEBT.
You are hereby notified that Plain~
tiff TRAVELERS BANK & TRUST
FSB. has filed a Mortgage Foreclo~
sure Complaint endorsed with a
notice to defend against you in the
Court of Common Pleas of
Cumberland County. Pennsylvania.
docketed to No. 06~4358 wherein
Plaintiff seeks to foreclose on the
mortgage secured on your property
located. 236 Woods Drive. Me-
chanicsburg. PA 17055 whereupon
your property will be sold by the
Sheriff of Cumberland County.
NOTICE
You have been sued in Court. If
you wish to defend against the claims
set forth in the following pages. you
must take action within twenty (20)
days after the Complaint and notice
are served. by entering a written
appearance personally or by attor-
ney and filing in writing with the
court your defenses or objections
to the claims set forth against you.
You are warned that if you fail to do
so. the case may proceed without
you and judgment may be entered
against you by the Court without
further notice for any money claimed
in the Complaint or for any other
claim or relief requested by the Plain~
tiff. You may lose money or prop-
erty or other rights important to you.
YOU SHOULD TAKE THIS PA~
PER TO YOUR lAWYER AT ONCE.
IF YOU DO NOT HAVE A lAWYER
OR CANNOT AFFORD ONE. GO TO
OR TELEPHONE TIlE OFFICE SET
FORTH BELOW. THIS OFFICE
CAN PROVIDE YOU wrm INFOR-
MATION ABOUT HIRING A lAW~
YER.
IF YOU CANNOT AFFORD TO
HIRE A LAWYER. THIS OFFICE
MAY BE ABLE TO PROVIDE YOU
WITH INFORMATION ABOUT
AGENCIES THAT MAY OFFER LE-
GAL SERVICES TO ELIGIBLE PER-
SONS AT A REDUCED FEE OR NO
FEE.
MidPenn Legal Services. Inc.
401 East Louther Street Carlisle. PA 17013
(71 7) 243~9400
CUMBERLAND COUNTI
BAR ASSOCIATION
32 South Bedford Street
Carlisle. PA 17013
JOSEPH A. GOLDEBECK. JR.
ESQUIRE
GOLDBECK McCAFFER1Y
& McKEEVER. PC
10
CUMBERLAND LAW JOURNAL
Attorneys for Plaintiff
Suite 5000.
Mellon Independence Center
701 Market Street
Philadelphia. PA 19106-
1532
(215) 825-6411
Sept. 29
11
. .
PROOF OF PUBLICATION
State of Pennsylvania, County of Cumberland
Tammy Shoemaker, Classified Advertising Manager, of The Sentinel, of the County
and State aforesaid, being duly sworn, deposes and says that THE SENTINEL, a
newspaper of general circulation in the Borough of Carlisle, County and State
aforesaid, was established December 13th, 1881, since which date THE SENTINEL has
been regularly issued in said County, and that the printed notice or publication
attached hereto is exactly the same as was printed and published in the regular editions
and issues of THE SENTINEL on the following day(s)
September 29,2006
COpy OF NOTICE OF PUBLICATION
Affiant further deposes that he/she is not
interested in the subject matter of the
aforesaid notice or advertisement, and that
all allegations in the foregoing statement
as to time, place and character of
~~~~
Sworn to and subscribed before me this
04th. day of October 2006.
-~{;f {V
Notary ~o:t-
My commission expires: q 1,1 tJ~
COMMONWEALTH OF PENNSYLVANIA
Notarial Seal
Christina L. WcAfe. Notary:
Carlisle~. ~ 1 2008
My ())mmissIoI'l expireS . .
Member. Pennsylvania Association Of Notaries
l
"
06-4358
GOLDBECK McCAFFERTY & McKEEVER
BY: Joseph A. Goldbeck, Jr.
Attorney I.D.#16132
Suite 5000- Mellon Independence Center
701 Market Street
Philadelphia, P A 19106
215-627-1322
Attorney for Plaintiff
TRAVELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
IN THE COURT OF COMMON PLEAS
of Cumberland County
Plaintiff
CIVIL ACTION - LAW
vs.
PATRICIA A. GEORGE
STEVEN A. GEORGE
Mortgagor(s) and Record Owner(s)
ACTION OF MORTGAGE
FORECLOSURE
236 Woods Drive
Mechanicsburg, P A 17055
Term
No. 06-4358
Defendant( s
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO
COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE
USED FOR THAT PURPOSE.
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: GEORGE, PATRICIA A
PATRICIA A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
Your house at 236 Woods Drive, Mechanicsburg, P A 17055 is scheduled to be sold at Sheriff's
Sale on Wednesday, March 07, 2007, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to
enforce the court judgment of $222,372.03 obtained by TRAVELERS BANK. & TRUST FSB against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale you must take immediate action:
1. The sale will be cancelled if you pay to TRAVELERS BANK. & TRUST FSB, the back payments,
late charges, costs and reasonable attorney's fees due. To find out how much you must pay call:
215-627-1322
2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if
the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause.
...
.
oW..
06-4358
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance you
will have of stopping the sale. (See notice below on how to obtain an attorney).
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE.
I. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may frod
out the price bid price by calling the Sheriff of717-240-6390.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate
compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find
out if this has happened, you may call the Sheriff of717-240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the
Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the
date of the Sheriff's Sale. This schedule will state who will be receiving that money. The money will be
paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is
wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed.
7. You may also have other rights and defenses, or ways of getting your house back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HA VB A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
LEGAL SERVICES INC
8 Irvine Row
Carlisle, PA 17013
717-243-9400
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, P A 17013
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06-4358
A
GOLDBECK McCAFFERTY & McKEEVER
BY: Joseph A. Goldbeck, Jr.
Attorney 1.0.#16132
Suite 5000- Mellon Independence Center
701 Market Street
Philadelphia, PA 19106
215-627-1322
Attorney for Plaintiff
TRAVELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
IN THE COURT OF COMMON PLEAS
of Cumberland County
Plaintiff
CIVIL ACTION - LAW
vs.
PATRICIA A. GEORGE
STEVEN A. GEORGE
Mortgagor(s) and Record Owner(s)
ACTION OF MORTGAGE
FORECLOSURE
236 Woods Drive
Mechanicsburg, P A 17055
Term
No. 06-4358
Defendant(s
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO
COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE
USED FOR THAT PURPOSE.
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: GEORGE, STEVEN A
STEVEN A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
Your house at 236 Woods Drive, Mechanicsburg, P A 17055 is scheduled to be sold at Sheriffs
Sale on Wednesday, March 07,2007, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to
enforce the court judgment of $222,372.03 obtained by TRAVELERS BANK & TRUST FSB against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
1. The sale will be cancelled if you pay to TRAVELERS BANK & TRUST FSB, the back payments,
late charges, costs and reasonable attorney's fees due. To find out how much you must pay call:
215-627-1322
2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if
the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause.
,- .
fa
06-4358
3.
You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance you
will have of stopping the sale. (See notice below on how to obtain an attorney).
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may fInd
out the price bid price by calling the Sheriff of 717 -240-6390.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate
compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find
out if this has happened, you may call the Sheriff of 71 7-240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the
Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be fIled by the Sheriff within thirty (30) days from the
date of the Sheriff's Sale. This schedule will state who will be receiving that money. The money will be
paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is
wrong) are fIled with the Sheriff within ten (10) days after the schedule of distribution is fIled.
7. You may also have other rights and defenses, or ways of getting your house back, if you act
immediately after the sale.
YOU SHOUID TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
LEGAL SERVICES INC
8 Irvine Row
Carlisle, PA 17013
717-243-9400
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, PA 17013
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GOLDBECK McCAFFERTY & McKEEVER
BY: Joseph A. Goldbeck, Jr.
Attorney IiD.#16132
S\1ite 5000 - Mellon Independence Center
701 Market Street
Philadelphia, PA 19106-1532
215-627-1322
Attorne for Plaintiff
TRAVELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
CITX-1516
CF: 07/31/2006
SD: 03/07/2007
$222,372.03
IN THE COURT OF COMMON PLEAS
of Cumberland County
Plaintiff
CIVIL ACTION - LAW
vs.
ACTION OF MORTGAGE FORECLOSURE
PATRICIA A. GEORGE
STEVEN A. GEORGE
Mortgagor(s) and
Record Owner(s)
Term
No. 06-4358
236 Woods Drive
Mechanicsburg, P A 17055
Defendant( s)
CERTIFICATE OF SERVICE
PURSUANT TO Pa.R.C.P. 3129.2 (e) (2)
Joseph A. Goldbeck, Jr., Esquire, Attorney for Plaintiff, hereby certifies that service on the
Defendants of the Notice of Sheriff Sale was made by:
(K) Personal Service by the Sheriffs Officele8Hll'etelit ..dull {copy of return attached). - Po.+r;ti... ~k.J .
( ) Certified mail by Joseph A. Goldbeck, Jr. (original green Postal return receipt attached).
( ) Certified mail by Sheriffs Office.
( ) Ordinary mail by Joseph A. Goldbeck, Jr., Esquire to Attorney for Defendant(s) of record
(proof of mailing attached).
( ) Acknowledgment of Sheriffs Sale by Attorney for Defendant(s) (proof of acknowledgment
attached).
( ) Ordinary mail by Sheriffs Office to Attorney for Defendant(s) of record.
IF SERVICE WAS ACCOMPLISHED BY COURT ORDER.
(~) Premises was posted by Sheriffs Office/e6ft1l'atCftt ..duil (copy of return attached)." ~+tVfNt ~ \~ .
( ) Certified Mail & ordinary mail by Sheriffs Office (copy of return attached).
~) Certified Mail & ordinary mail by Joseph A. Goldbeck, Jr. (original receipt(s) for Certified
Mail attached).
Pursuant to the Mfidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been
made by ordinary mail by Joseph A. Goldbeck, Jr., Esquire (copies of proofs of mailing attached).
The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S.
Section 4904. /
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Form 3877
Domestic USPS Firm Mailing Book
--------------------------------------------------------------------------------
Name and Address of Sender:
JOSEPH A GOLDBECK JR
MELLON INDEPENDENCE CENT
701 MARKET ST STE 5000
PHILADELPHIA, PA 19106
Permit Number Sequence Number
397A
Ascent - MAC v6.80.6.90.E
Piece ID Article , Delivery Address 55 Fee Postage Value Sender Charges
Addressee Name Type Insur./Register Due Total
---------- - ----------- --------
CITX-1516 3/7 71114342363000029781 GEORGE, STEVEN A C 2.40 0.39 4.14
236 Woods Drive RRE 1.35
Mechanicsburg, PA 17055
CWD~6477 1/5 M71114342363000029798 OFFI, MARTIN J.
RD 1 BOX 69BB
Cochranton, PA 16314
C 2.40
RRE 1.35
0.39
4.14
CWD-6477 1/5 S71114342363000029804 OFFI, SHERRIE A.
RD 1 BOX 69BB
C 2.40
RRE 1.35
0.39
4.14
Cochranton, PA 16314
CWD-6496 2/6 T71114342363000029811 MIGNONE, TARA
99 Larkspur Circle
Sicklerville. NJ 08081-4165
C 2.40
RRE 1.35
0.39
4.14
CWD-6496 2/6 M71114342363000029828 MIGNONE, MICHAEL
99 Larkspur Circle
Sicklerville, NJ 08081-4165
C 2.40
RRE 1.35
0.39
4.14
CITX~1516 3/7 71114342363000029835 GEORGE, PATRICIA A
236 Woods Drive
Mechanicsburq, PA 17055
C 2.40
RRE 1.35
0.39
4.14
CITX~1530 2/6 71114342363000029842 COLLINS, ROBERT
3146 North 27th Street
Philadelphia, PA 19132
C
2.40
0.39
4.14
RRE 1.35
CFNA-0375 2/1671114342363000029859 JONES N/K/A ANDREA A. MCCULLUM, C 2.40
1154 W. 25th Street Apt. 1 RRE 1.35
Erie, PA 16502
0.39
4.14
Page Totals:
Cumulative Totals:
8
40
30.00
150.00
3.12
15.60
33.12
165.60
Page 5
,. 0(- ..
Travelers Bank & Trust FSB
VS
Patris;ia A. George and Steven A. George
In the Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2006-4358 Civil Term
Cpl. Richard Smith, Deputy Sheriff, who being duly sworn according to law, states that on
December 14,2006 at 1951 hours, he served a true copy of the within Real Estate Writ, Notice and
Description, in the above entitled action, upon the within named defendant to wit: Patricia A.
George, by making known unto Patricia A. George personally, at 236 Woods Drive,
Mechanicsburg, Cumberland County, Pennsylvania its contents and at the same time handing to her
personally the said true and correct copy of the same.
Cpl. Richard Smith, Deputy Sheriff, who being duly sworn according to law, states that on
December 14,2006 at 1951 hours, he served a true copy of the within Real Estate Writ, Notice and
Description, in the above entitled action, upon the within named defendant to wit: Steven A.
George, by posting the premises at 236 Woods Drive, Mechanicsburg, Cumberland County,
Pennsylvania pursuant to order of court with the said true and correct copy of the same.
Michael Barrick, Deputy Sheriff, who being duly sworn according to law, states that on
January 19,2007 at 2053 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster
and Description, in the above entitled action, upon the property of Patricia A. George and Steven A.
George located at 236 Woods Drive, Mechanicsburg, Cumberland County, Pennsylvania according
to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the
above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff
mailed a notice of the pendency of the action to the within named defendants, to wit: Patricia A.
George and Steven A. George, by regular mail to their last known address of236 Woods Drive,
Mechanicsburg, P A 17055. These letters were mailed under the date of January 16, 2007 and never
returned to the Sheriffs Office.
So Answers:
?'~/~
"R. Thomas Kline, Sheriff
B~{~
Real Estate Deputy .
--.".
GOLDBECK McCAFFERTY & McKEEVER
JOSEPH A. GOLDBECK, JR.
Attorney I.D.#16132
Suite 5000 - Mellon Independence Center
701 Market Street
Philadelphia, PA 19106-1532
215-627-1322
BY: David B. Fein, Esq.
Attorney I.D.#82628
Attorney for Plaintiff
TRAVELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
IN THE COURT OF COMMON PLEAS
OF Cumberland COUNTY
vs.
PATRICIA A. GEORGE and STEVEN A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
06-4358
ORDER
AND NOW, this ,!'II day o~ 2006, upon consideration of the Plaintiff's Motion for
Substituted Service under Pa.R.C.P. 430(a) and it appearing to the Court that Plaintiff's good faith efforts to
ascertain the present whereabouts of Defendant, Steven A. George, has been unsuccessful, it is,
ORDERED and DECREED:
that Plaintiffs Motion is granted and the Sheriff andlor Plaintiff is directed to Serve the Complaint in Mortgage
Foreclosure upon Defendant, Steven A. George, by posting a copy of the Complaint upon the premises 236 Woods
Drive, Mechanicsburg, P A, 17055, and Plaintiff is directed to serve the Complaint by certified and regular mail to
the Defendant's last known address at 236 Woods Drive, Mechanicsburg, PA, 17055, and that all further service of
legal papers, including but not limited to motions, petitions and rules be made by certified and regular mail to
Defendant's last known address and that Notice of Sheriff Sale pursuant to Pennsylvania Rule of Civil Procedure
3129 may be made upon Defendant, Steven A. George, by sending copies of same to Defendant's last known
address by certified and regular mail and by posting the pr~_ ~ ~ ~ r-;::.~Ir
. BY. T: ~ I
TRUE COpy FROM RECOHLJ
n Testimony wber8of. I here unto III ..., haRo J.
llCI the !!I' or said CouI1l at CarlIle. PI.
· f~t2~~o<<,
GOLDBECK McCAFFERTY & McKEEVER
BY: Joseph A. Goldbeck, Jr.
Attorney I.D.#16132
;Suite 5000 - Mellon Independence Center
701 Market Street
Philadelphia, P A 19106
215-825-6320
Attorney for Plaintiff
TRAVELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
IN THE COURT OF COMMON PLEAS
of Cumberland County
Plaintiff
CIVIL ACTION - LAW
vs.
PATRICIA A. GEORGE
STEVEN A. GEORGE
Mortgagor(s) and Record Owner(s)
ACTION OF MORTGAGE FORECLOSURE
Term
No. 06-4358
236 Woods Drive
Mechanicsburg, P A 17055
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129
TRAVELERS BANK & TRUST FSB, Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr.,
Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real
property located at:
236 Woods Drive
Mechanicsburg, P A 17055
I.Name and address of Owner(s) or Reputed Owner(s):
PATRICIA A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
STEVEN A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
2. Name and address ofDefendant(s) in the judgment:
PATRICIA A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
STEVEN A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold:
..
DOMESTIC RELATIONS OF CUMBERLAND COUNTY
PO Box 320
Carlisle, P A 17013
. .
P A DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement
Health and Welfare Bldg. - Room 432
Harrisburg, PA 17105-2675
UNIFUND CCR PARTNERS
10625 Techwood Circle
Cincinnati, OH 45242
4. Name and address of the last recorded holder of every mortgage of record:
BENEFICIAL CONSUMER DISCOUNT CO. D/B/A BENEFICIAL MORTGAGE CO. OF P A.
4910 Carlisle Pike
Suite 104
Mechanicsburg, P A 17050
BENEFICIAL CONSUMER DISCOUNT CO.
961 Weigel Drive
Elmhurst, IL 60126
5. Name and address of every other person who has any record interest in or record lien on the property and whose interest
may be affected by the sale:
6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property
which may be affected by the sale.
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which
may be affected by the sale.
TENANTS/OCCUPANTS
236 Woods Drive
Mechanicsburg, P A 17055
(attach separate sheet if more space is needed)
I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or
information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904
relating to unsworn falsification to authorities.
DATED: February 21,2007
K McCAFFERTY & McKEEVER
BY: os h A. Goldbeck, Jr., Esq.
Attorney for Plaintiff
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COMMONWEALTH OF PENNSYL VANIA
COUNTY OF CUMBERLAND
}SS:
I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that
the Sheriffs Deed in which Travelers Bank & Tr FSB is the grantee the same having been sold to said
grantee on the 7th day of March A.D., 2007, under and by virtue of a writ Execution issued on the 3rd
day of Nov, A.D., 2006, out of the Court of Common Pleas of said County as of Civil Term, 2006
Number 4358, at the suit of Travelers Bank & Tr FSB against Patricia A George & Steven A is duly
recorded in Deed Book No. 279, Page 1371.
IN TESTIMONY WHEREOF, I have hereunto set my hand
and seal of said office this
J-h
day of
~ ,A.D. ~()1
~ jJ IY~, oI,'f~~
~of DIIdI. CumberIInd~, Cllllll.PA
My Ctlmmllllo.. Exphs lie FIlII McIlIdayof__
Recorder of Deeds
J
Travelers Bank & Trust FSB
VS
Patricia A George and Steven A George
,.
..
In the Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2006-4358 Civil Term
Cp1. Richard Smith, Deputy Sheriff, who being duly sworn according to law, states that on
December 14,2006 at 1951 hours, he served a true copy ofthe within Real Estate Writ, Notice and
Description, in the above entitled action, upon the within named defendant to wit: Patricia A
George, by making known unto Patricia A George personal1y, at 236 Woods Drive,
Mechanicsburg, Cumberland County, Pennsylvania its contents and at the same time handing to her
personal1y the said true and correct copy of the same.
Cp1. Richard Smith, Deputy Sheriff, who being duly Sworn according to law, states that on
December 14, 2006 at 1951 hours, he served a true copy of the within Real Estate Writ, Notice and
Description, in the above entitled action, upon the within named defendant to wit: Steven A
George, by posting the premises at 236 Woods Drive, Mechanicsburg, Cumberland County,
Pennsylvania pursuant to order of court with the said true and correct copy of the same.
Michael Barrick, Deputy Sheriff, who being duly sworn according to law, states that on
January 19,2007 at 2053 hours, he posted a true copy ofthe within Real Estate Writ, Notice, Poster
and Description, in the above entitled action, upon the property of Patricia A George and Steven A
George located at 236 Woods Drive, Mechanicsburg, Cumberland County, Pennsylvania according
to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the
above Real Estate Writ, Notice, Poster and Description in the fol1owing manner: The Sheriff
mailed a notice of the pendency of the action to the within named defendants, to wit: Patricia A
George and Steven A George, by regular mail to their last known address of236 Woods Drive,
Mechanicsburg, P A 17055. These letters were mailed under the date of January 16, 2007 and never
returned to the Sheriffs Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and
legal notice had been given according to law, he exposed the within described premises at public
venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on March 07,2007
at 10:00 o'clock AM. He sold the same for the sum of$1.00 to Attorney Joseph Goldbeck, on
behalf of Travelers Bank and Trust FSB. It being the highest bid and best price received for the
same, Travelers Bank and Trust FSB, of, 1111 Northpoint Drive, Building Four (4), Suite 100
Coppel1, TX, 75019-3931, being the buyer in this execution, paid to SheriffR. Thomas Kline the
sum of$ 929.02.
Sheriffs Costs:
Docketing
Poundage
Posting Bills
Advertising
Acknowledging Deed
Auctioneer
Law Library
Prothonotary
Mileage
Certified Mail
Levy
$30.00
18.22
15.00
15.00
30.00
10.00
.50
1.00
17.60
5.34
15.00
...
)
Surcharge
Law Journal
Patriot News
Share of Bills
Distribution of Proceeds
Sheriffs Deed
30.00
355.00
305.03
16.83
25.00
39.50
$ 929.02
./ 3/':J-?/01 C)-
;.~~~~
R. Thomas Kline, Sheriff
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,
Goldbeck McCafferty & McKeever
BY: Joseph A. Goldbeck, Jr.
Attorney J.D. #16132
Suite 5000 - Mellon Independence Center
701 Market Street
Philadelphia, P A 19106
215-627-1322
Attorney for Plaintiff
TRAVELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
CoppeII, TX 75019-3931
IN THE COURT OF COMMON PLEAS
Plaintiff
of Cumberland County
vs.
PATRICIA A. GEORGE
STEVEN A. GEORGE
(Mortgagor(s) and Record Owner(s))
236 Woods Drive
Mechanicsburg, P A 17055
CNIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
Defendant(s)
No. 06-4358
AFFIDAVIT PURSUANT TO RULE 3129
TRAVELERS BANK & TRUST FSB, Plaintiff in the above action, by its attorney, Joseph A. Goldbeck, Jr.,
Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real
property located at:
236 Woods Drive
Mechanicsburg, PAl 7055
I.Name and address ofOwner(s) or Reputed Owner(s):
PATRICIA A. GEORGE
236 Woods Drive
Mechanicsburg, PAl 7055
STEVEN A. GEORGE
236 Woods Drive
Mechanicsburg, PAl 7055
2. Name and address ofDefendant(s) in the judgment:
PATRICIA A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
STEVEN A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold:
DOMESTIC RELATIONS OF CUMBERLAND COUNTY
PO Box 320
r
--
,
Carlisle, P A 17013
P A DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement
Health and Welfare Bldg. - Room 432
Harrisburg, PA 17105-2675
UNIFUND CCR PARTNERS
10625 Techwood Circle
Cincinnati, OH 45242
4. Name and address of the last recorded holder of every mortgage of record:
BENEFICIAL CONSUMER DISCOUNT CO. DIB/ A BENEFICIAL MORTGAGE CO. OF P A.
4910 Carlisle Pike
Suite 104
Mechanicsburg, P A 17050
BENEFICIAL CONSUMER DISCOUNT CO.
961 Weigel Drive
Elmhurst, IL 60126
5. Name and address of every other person who has any record interest in or record lien on the property and whose interest
may be affected by the sale:
6. Name and addre" of every other pernoo of whom the plaintiff has Imowledge who has aoy reeon! iotere" io the pmperty
which may be affected by the sale.
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which
may be affected by the sale.
TENANTS/OCCUPANTS
236 Woods Drive
Mechanicsburg, P A 17055
(attach separate sheet if more space is needed)
I verify that the statements made in this affidavit are true and correct to e best 0 my personal knowledge or
information and belief. I understand that false statements herein are made subj ct to the pe aIties of 18 Pa. C.S. Section 4904
relating to unsworn falsification to authorities.
cKEEVER
DATED: November 1. 2006
~
,
06-4358
GOLDBECK McCAFFERTY & McKEEVER
BY: Joseph A. Goldbeck, Jr.
Attorney I.D.#16132
Suite 5000- Mellon Independence Center
701 Market Street
Philadelphia, P A 19106
215-627-1322
Attorney for Plaintiff
TRAVELERS BANK & TRUST FSB
III I Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
IN THE COURT OF COMMON PLEAS
of Cumberland County
Plaintiff
vs.
CIVIL ACTION - LAW
PATRICIA A. GEORGE
STEVEN A. GEORGE
Mortgagor(s) and Record Owner(s)
ACTION OF MORTGAGE
FORECLOSURE
236 Woods Drive
Mechanicsburg, P A 17055
Tenn
No. 06-4358
Defendant( s
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO
COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE
USED FOR THAT PURPOSE.
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: GEORGE, PATRICIA A
PATRICIA A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
Your house at 236 Woods Drive, Mechanicsburg, P A 17055 is scheduled to be sold at Sheriff's
Sale on Wednesday, March 07, 2007, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to
enforce the court judgment of$222,372.03 obtained by TRAVELERS BANK & TRUST FSB against you.
NOTICE OF OWNER'S RIGHTS
YOU MAYBE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
1. The sale will be cancelled if you pay to TRAVELERS BANK & TRUST FSB, the back payments,
late charges, costs and reasonable attorney's fees due. To find out how much you must pay call:
215~627~1322
2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if
the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause.
'"'
,
06-4358
3 . You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The Sooner you contact one, the more chance you
will have of stopping the sale. (See notice below on how to obtain an attorney).
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find
out the price bid price by calling the Sheriff 0017-240-6390.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate
compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find
out if this has happened, you may call the Sheriff of 717-240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the
Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the
date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be
paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is
wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed.
7 . You may also have other rights and defenses, or ways of getting your house back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HA VB A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
LEGAL SERVICES INC
8 Irvine Row
Carlisle, P A 17013
717-243-9400
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, P A 17013
"
,
06-4358
GOLDBECK McCAFFERTY & McKEEVER
BY: Joseph A. Goldbeck, Jr.
Attorney I.D.#16132
Suite 5000- Mellon Independence Center
701 Market Street
Philadelphia, P A 19106
215-627-1322
Attorney for Plaintiff
TRAVELERS BANK & TRUST FSB
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
IN THE COURT OF COMMON PLEAS
of Cumberland County
Plaintiff
vs.
CNIL ACTION - LAW
P A TRlCIA A. GEORGE
STEVEN A. GEORGE
Mortgagor(s) and Record Owner(s)
ACTION OF MORTGAGE
FORECLOSURE
236 Woods Drive
Mechanicsburg, PAl 7055
Tenn
No. 06-4358
Defendant( s
THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO
COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE
USED FOR THAT PURPOSE.
TO: GEORGE, STEVEN A
STEVEN A. GEORGE
236 Woods Drive
Mechanicsburg, P A 17055
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
Your house at 236 Woods Drive, Mechanicsburg, P A 17055 is scheduled to be sold at Sheriffs
Sale on Wednesday, March 07, 2007, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to
enforce the court judgment of$222,372.03 obtained by TRAVELERS BANK & TRUST FSB against you.
NOTICE OF OWNER'S RIGHTS
YOU MAYBE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
I. The sale will be cancelled if you pay to TRAVELERS BANK & TRUST FSB, the back payments,
late charges, costs and reasonable attorney's fees due. To find out how much you must pay call:
215~627~ 1322
2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if
the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause.
,
I
06-4358
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance you
will have of stopping the sale. (See notice below on how to obtain an attorney).
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE.
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find
out the price bid price by calling the Sheriff of717-240-6390.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate
compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To fmd
out if this has happened, you may call the Sheriff of 717-240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the
Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the
date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be
paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is
wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed.
7 . You may also have other rights and defenses, or ways of getting your house back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
LEGAL SERVICES INC
8 Irvine Row
Carlisle, P A 17013
717-243-9400
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, PAL 7013
.
ALL THAT CERTAIN lot or piece of ground situate in Silver Spring Township, Cwnberland County,
Pennsylvania, bounded and described as follows, to wit:
BEGINNING at a point on the Northern side of Woods Drive said point being North and parallel to the
existing center line of said Woods Drive and said point being the dividing line of Lots Nos. 9 and lOon
the hereinafter mentioned Plan of Lots; thence along said dividing line North 13 degrees 35 minutes 31
seconds West 200.00 feet to a point on lands now or fonnerly of George N. Wade, Jr., thence along the
dividing line of Lot No. 10 and lands now or formerly of George N. Wade, Jr., South 76 degrees 24
minutes 29 seconds West 100.00 feet to a point at the northwestern comer of Lot No. 10; thence along
the dividing line of Lot No. 10 and the lands now or fonnerI y of George N . Wade, Jr., South 13 degrees
35 minutes 31 seconds East 200.00 feet to a point on the dedicated Northern side of Woods Drive;
thence along the dedicated Northern side of Woods Drive North 76 degrees 24 minutes 29 seconds East
100.00 feet to a point, the place of beginning.
BEING KNOWN AS 236 WOODS DRIVE, MECHANICSBURG P A 17055
TAX PARCEL NO: 38-20-1831-107
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYL VANIA)
COUNTY OF CUMBERLAND)
NO 06-4358 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due TRAVELERS BANK & TRUST FSB, Plaintiff (s)
From PATRICIA A. GEORGE AND STEVEN A. GEORGE
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify himlher that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $222,372.03
L.L. $.50
Interest FROM 11/2/06 TO DATE OF SALE AT 6.0000%
Atty's Comm %
Atty Paid $183.48
Plaintiff Paid
Due Prothy $1.00
Other Costs
Date: NOVEMBER 3, 2006
(Seal)
By:
REQUESTING PARTY:
Name JOSEPH A. GOLDBECK, JR., ESQUIRE
Address: GOLDBECK MCCAFFERTY & MCKEEVER
SUITE 50000 - MELLON INDEPENDENCE CENTER
701 MARKET STREET
PHILADELPHIA, PA 19106
Attorney for: PLAINTIFF
Telephone: 215-627-1322
Supreme Court ID No. 16132
Deputy
Real Estate Sale # 52
On November 30,2006 the Sheriff levied upon the
defendant's interest in the real property situated in
Silver Spring Township, Cumberland County, PA
Known and numbered as 236 Woods Drive,
Mechanicsburg, more fully described on Exhibit "A"
filed with this writ and by this reference incorporated herein.
VI
e
~
~
~
Date: November 30, 2006
By:
J 0 rI LI S'vvuJ:l,
Real E~;tJ Sergeant
8 I :b V b - hON qUnZ
. .
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THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
Joseph A. Dennison, being duly sworn according to law, deposes and says:
That he is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the
laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market
Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-
News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market
Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were
established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever
smce;
That the printed notice or publication which is securely attached hereto is exactly as printed and published
in their regular daily and/or Sunday/ Metro editions which appeared in the 24th and 31st day(s) of January and
the 7th day(s) of February 2007. That neither he nor said Company is interested in the subject matter of said
printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of
publication are true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot~News Co. aforesaid by virtue and pursuant to a resolution unanimously passed
and adopted severally by the stockholders and board of directors of the said Company and subsequently duly
recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M",
Volume 14, Page 317.
PUBLICATION
COpy
S ALE #52
CUMBERLAND COUNTY SHERIFF'S OFFICE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, P A. 17013
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
STATE OF PENNSYL VANIA :
ss.
COUNTY OF CUMBERLAND :
Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
VIZ:
January 26, February 2 and February 9,2007
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
REAL ESTATE SALE NO. 52
Writ No. 2006~4358 Civil
Travelers Bank & Trust FSB
vs.
Patricia A. George and
Steven A. George
Atty.: Joseph Goldbeck
ALL 'IHAT CERTAIN lot or piece
of ground situate in Silver Spring
Township, Cumberland County.
Pennsylvania, bounded and de-
scribed as follows. to wit:
BEGINNING at a point on the
Northem side of Woods Drive said
point being North and parallel to the
existing center line of said Woods
Drive and said point being the di-
viding line of Lots Nos. 9 and 10 on
the hereinafter mentioned Plan of
Lots; thence along said dividing line
North 13 degrees 35 minutes 31
eecon.de West 200.00 feet tQ...a.J!omt
NOT AFML SEAL
LOiS E. SNYDER, Notary Public
Carli:;le 8ora, Cumberland County
C')trrmssion Expires March 5. 2009
,:il<,"~.),!'I.lfJr...~'::;;~'-