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Home My WebLink About06-4464ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Thomas R. Dominczyk, Esq. Identification No. 85248 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7154 FORD MOTOR CREDIT COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. SCOTT R YOUNG 252 Lincoln Drive New Cumberland, Pa 17070 NOTICE You have been sued in court. If you wish to defend against the claims set fork in the following pages, you must take action within twenty (20) days after this complaint and notice are served by entering a written appearance personally or by attorney and filing in writing with the cost your defenses or objections to the claims set forth against you. You are warned that if you fail m do so the case my proceed without you and ajudgruent may be entered against you by the wort without further notice for any nom y claimed in the complaint or for any other claim or relief requested by the phintift. You may log money or property or other rights important m you Defendant(s). Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. O(o `y GO Z CIVIL ACTION COMPLAINT AVLSO Le han dersndado a mud en Is carte. Si uafed quiere defenderse de earn deesandas expuestas an in paginaa siguientes, sted new wine (20) dial de plazo al partir de Is fecha de Is de rands y Is notification. Hace falrs asemar us compueacia escrih o en persona o cm an abogado y eamelt r a Is carte ea forms escrita sus demnsas o so objeciones a las densandas em contra de au persons. Sea avisado que si usted no se defieade, la torte somas mdidas y puede continuar Is demands an contra says sin previo aviso o notification. Ademas, la corm puede decidir a favor del demandante y requiere que sted cumpla con todas las provisions de ears demands. Usted puede perder dmem o am propiedades a otms derechs inportanms part sad YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LLEVE ESTA DEMANDA A UN ABOGADODiMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIEdE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LLAME POR TELEPONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRIIA ABAIO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Thomas R. Dominczyk, Esq. Identification No. 85248 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7151 FORD MOTOR CREDIT COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. SCOTT R YOUNG 252 Lincoln Drive New Cumberland, Pa 17070 Defendant(s). ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 0(. - 11/6 Y61 Ut C-F& CIVIL ACTION COMPLAINT Plaintiff, Ford Motor Credit Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Scott R Young, is an individual who resides at 252 Lincoln Drive New Cumberland, Pa 17070. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 4. On or about March 25, 2004, the Defendant(s) entered into a written Motor Vehicle Retail installment Contract, (hereinafter referred to as the "Contract'), for the purpose of obtaining financing in the amount of $24,464.76 at an annual percentage rate of 12.500%, in order to purchase a certain motor vehicle, 2004 Ford Ranger more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $550.41 for a period of 60 months until the loan was paid in full all as is more fully set forth in the Contract. 6. Defendant(s) made monthly payments until November 18, 2005, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit B. 8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant in the amount of $10100.00, however a balance of $13207.79 is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C. 9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 10. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $416.14 and which will continue to accrue. 11. The total amount due and owing at the time of the filing of this complaint is $13646.43. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $13646.43, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. submitted, & NEEDLEMAN. P.C. ESQUIRE for VERIFICATION I, THOMAS R. DOMINCZYK, ESQUIRE, verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY, and duly authorized to make this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unworn falsification to authorities. 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AYL Ya• waYi• Ailr wiun w on .bar ask" pw0aa q w jwdr•dbeao nw bw d Rbo• • b I I AWw bpiaodtl. IM Mdewndapwwgh a I ft arAad heposMwnd WE be vow.Tlstlestdaaka, - wlrlbe/ood leM lestpgwwpa duo L LaY or pay sw ..ak You wN male wbr wa? . W No dWp day, ao h pporlplawn wale Nan sap Ida The •AAiPbgwMa WM bad. A oopleroa daleb Coo all wow Poor d$WA or rww two you m kNp idb% "IMINfiler IMy M w•. TMrmaylW h daps aN bTh Na aiMaNt p Mw brrybhudebul OBTAND PURSUANT "MOM OR WITH TM PROCEEDS NSREDF. RECOVERY "NWLMBII BY THE DEBTOR ERaLL NOT EIOIED AMOUNTS PAW BY THE DSSTON NEREumm. wood Molar QW& aware 469 d you rs biMib • o•d aI .v PMENNA pan YOU AM M app b waM MkAosal Cpnw MR17'O o ESN/R17M ORA CLAW MUM 0 ANY CLASS CLAW YOU MAY • M M a E YAIi NAIAMW AREAS • OINEI T A NAY '- I aMadgw Oabw w M orr Farb b awl aMYalrl. TM AsaMr. nM (M 'RIMS nby M wwlp0 q woadMM•1wIMY"AO N•wsarr w++•w.rr,.4 N SsbwNyYArM+rwMMCRAbra •wully •WIiMn IL 1. Mir %M MwapRM r dler/oowpaw Mvrwr, L AT Msy le omdo aMdRd kY M wydR w LMbwbn.pwl' andunwaaRMW~6 Vh TWO a•nnapgnragdqIrMUM yw.yRbNmrImq$ k abasornsymomer.p.wlr111 In OR owdnwL :.,r.- -PRA" Fad MOW Ores CahlPeny P.O. Bat 9076 COLLAIBIA, ISO 210168076 OR an-oran re4a,A@Oa=12 SCOTT R. YOUNG 252 LINCOLN DRIVE NEWCUMBERLAND PA 17070 DWdRepwaaian D9-061W0 Dols d Nona 0401112000 032&2W4 Accar/Nusker 039=39 SCOTT R. YOUNG Cohost DESCRIPTION PROPERTY YM MOW ?e Now 2004 FORD ? used Vahl* Ida dkOon Nuabw: 1FTZReSEO4PA7W sisal RANOR 504 4X4 NOTICE OF OUR PLAN TO BELL PROPERTY we law year Prepady Samoan Wow ba yeuhclatpaNwIn our spasm!. p PRWATEeILLE:W.wBwl6spmpwtydoocrbaabmat p lake we emnWoaSee It days man the Dyed Notles wrww slrora udw rsdatnd by Yap PAa to auab ale. PUBLIC GALL: We WE ad the pWmty daesriatl above w puaC web the lived Madam the dah below (arryadkesraed dab). The ale we be held a bows: cabeta,N Teaol twa Plea a, am,* You may etlmd the ale and bring aides If you mat. REPG1aUFOUION The property is Presently world at BEN RECOVERY BEN The money that we get from the sale (after paying our costs, including reasonable attomey's fees and legal wWwmm If pemdDed by hew) vA reduce the amount you owe. 11 we get less money then you owe, you will still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay R to someone also. You can get the Property back at any Ume before we ash R by paying us the full amount you owe (not just the past due payments), Including our expenses Sae How To Get Your Property Beds for an itemtration of amount ovAp. To learn the exact amount you must pay, cell us at the telephone number above. If you reed more Information about the sale call us at the telephone number above, or write us at the address above. If you went us to explain to you In writing how we have figured the amount that you owe us, you may call us st the telephone number above, or write us at the address above and request a written explanation. We are sending this notice to the following people who have an Interest M the properly described above or who owe money undo your agreement: 1) The buyer and any cobuyer named above; 2) Any dealedddginel creditor named below; 3) If there are Other people, they are named on an attachment sent with this notice. NOW TO GET YOUR PROPERTY BACK To ad ymrproperty We; pay w this rerun by called chak m now crew bnfaa the whNON In cold. Unpaid Belana $ 23.175.64 Plus Cosh: Repo Earns S 9B6A0 S S Piss Lab Cases S 11.01 Loa Rata Cheap Raab $ Las lnsunuwe Paean Rabsa $ TOTAL S 28.671 As (Pia arperees warm a dM" r tlr Wrr of mixaawm scull it dM and lea nah 1001011111 astir Na of tone MAN.) Yea prapwlyvan be cold ud11a dqs arm the date of MW rAtlas at tr EARUEST.ARwtanpucoosaamttbedseembab We aaaHstld. IfYa do, well sew a Alta dale a 1. &A the bnpr you was, the male ease (W W kWG Mass) You my tae to ply If you have anygAsbre abdd LNa. pba an us. LJ The prop" has ban larval a) Mama b: aaaw"kel Cradwf Unde,wagrewn ad wNh yen tlealebriplaI radar, the d@WwkrblW aadlor Is b awl Lr Pro" ars pay you anymmeyiab oar. Irya are mawy sear the agile, you we Par able daaw/alpnal wedbr. 0 PERSONAL PROPERTY' Airy PNSDWPW"bWhtowtlabmryaMkkWbyyal NabserraAWaWa.hw;cWd h wb!lab Iwv,by omeaaq thlootb. ThwesAW, the Personal propwtyelWl be deposed of=Mdn*. ? Cmdbr as wipatl b b qualified Yiwmwry(Ol EmaracU.C)Yrehis Md not se oblpabne) YM respect to to ale deech whoa cola above PAYMENTS: MpryhlrMeteartwlbebVOW&ed drew w MaWarder. MILEAGENSCLOBURE: tyoureswaetdled raeye MitedadatN VanawanohleMYfhOt acuWfa enyresan,pew hawataabltw W waaWy mpw 0% VaIdaws Malec INSURANCE RIGHTS: If you dcM worn to as your PMP86Y bldr as the baeaaa CoMpo y arts dedr/obMW madam b nWe spa aW aY weaves w been angled. Ya awe • rgMb plant fa al panlumnasa. JESSICA/. W4MR. RW111esA AwaarMM,e erMewwhwnrVrtl. CUS70mmusTOMER FRE Pew w unA SCOTT R. YOUNG 262 LINCOLN DRIVE NEW CUMBERLAND, PA 17070 0 0 0 Date: 4112r2096 Cw cooft Name. scorrR.youND Account Number ]87a013a Vehicle Modficatbn Number 1irrmsE66PArill STATEMENT OF SALE Account Number. 36720139 The followle9 property has been add. year MAKE 2004 FORD Gras balance owing an your contract Deduct: Finance Charge Rebate Balance owing prior to sale Deduct: Gras proceeds of sale SaMce less gross WOODS & of the sale (3-4) Add: Expanse of retskleg and storing. and any stiomeyd lase allowed by law, and expenses of reco"SWdng and Selling. Deduct: Insurance Premium Robots Other. 0 Denaancy surplus Deduct Amounts paid on subordinate Bona Adjusted Surplus F&90W Vffi({le IeentlPeaaon Number RANGER 1FTZR45E64PA78921 (2) 0.00 (4) 10,100.00 (1) 23,165.55 (5) 13,085.55 (3) 23,165.55 (6) 506.5 (7) 0 (6) 367.26 (9) 13,207.79 (10) MOD {11)' 0 (12) 0.00 TM sup4a)Da9tl sncy will change based art manias recNwd by us (credlts) our additional allowed expenses 6 Interest 0 Surplus Any Surplus shown an lea 12 will be paid to you. 0 Deficiency The sale resulted in a de6dency. Imnadletwy remit the amount shown an line 9. Uncollectoble 0 Detbancy We cannot collect No deficiency sham on Uno'g. You are not Noble for Oft deficiency. BadaWtcy 0 Surplus The Surplus WW be paid to the Bankruptcy Trestee for d evbuudon In compliance with lederal bankruptcy Ice Bankruptcy X Defiden y The deficiency vA% be Mndkd in compliance with taarel bwkr pbcy law. 0 Paid Surplus The surplus on line 10 will be paid to you. For addMorud N6ormutlon call or write: National Recovery Center PO Bar 6506 Mesa. AZ 85216-6506 (8001732.2284 FFNA 1199911 JUL 01 PREVIOLS edNlons may NOT be used -6a v? C? Er-( e..-, qk SHERIFF'S RETURN - OUT OF COUNTY CASE NO: 2006-64464'P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FORD MOTOR CREDIT COMPANY VS YOUNG SCOTT R R. Thomas Kline , Sheriff or Deputy Sheriff who being duly sworn according to law, says, that he made a diligent search and and inquiry for the within named DEFENDANT , to wit: YOUNG SCOTT R but was unable to locate Him deputized the sheriff of YORK in his bailiwick. He therefore serve the within COMPLAINT & NOTICE County, Pennsylvania, to On September 19th , 2006 , this office was in receipt of the attached return from YORK Sheriff's Costs: So answer "' Docketing 18.00 Out of County 9.00 Surcharge 10.00 R. Thomas Kline Dep York County 37.69 Sheriff of Cumberland County Postage .87 7 5. 5 6 Q l),(,l6 09/19/2006 ` MAURICE & NEEDLEMAN Sworn and subscribe to before me this day of A. D. R .R COUNTY OF YORK OFFICE OF THE SHERIFF SERVICE CALL 45 N. GEORGE ST., YORK, PA 17401 SHERIFF SERVICE INSTRUCTIONS PROCESS RECEIPT and AFFIDAVIT OF RETURN PLEASE TYPE ONLY LINE 1 THRU 12 DO NOT DETACH ANY COPES 1 PLA?IFF/S/ (4 J ITYPE OF WRIT OR (_OMPL[(N' C ?? 1 1 1 3 JN?ANTI L) , ffl, 0 CICA SERVE NAME OF IND AL . COMPANY, CORPORATION. ETC TO SERVE OR DESCRIPTION OF PROPERTY TO BE LEVIED, ATTACHED. OR SOLD 6 ADDRESS (STREET OR RFO T BOX NUMBER, APT NO, CITY. BORO, TWP. STATE AN ZIP CODE) _ AT r p - ) 1) Mew f 7 INDICATE SERVICE ERSONAL ERSON IN CHARGE U DEPUTIZE ---1 CCEERT MAIL Ll 1ST CLASS MAIL a POSTED -1 OTHER NOW August 15 20 06 I, SHERIFF OFYtiOITNT`(, PA, do hereby deputize the sheriff of York COUNTY to execute this Writ and make return thereof-according to law. This deputization being made at the request and risk of the plaintiff. SHERIFF 94 Y RK C UNTY 8. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SERVICE 0/ C Please mail return of service to Cumberland County Sheriff. Thank you. NOTE: ONLY APPLICABLE ON WRIT OF EXECUTION: N.B. WAIVER OF WATCHMAN -Any deputy sheriff le mg up or attachin y property under within writ may leave same without a watchman, in custody of whomever is found in possession, after notifying person of levy or attach wi o I bilify on t part of such deputy or the sheriff to any plaintiff _r "111 herein for any loss, destruction, or removal of any property before sheri fs sale thereof 9. TYPE NAME and ADDRESS of ATTORNEY I ORIGINATOR apci<SIGNATURE 10. TELEPHONE NUMBER 11 DATE FILED aunce & N ftdteman, X 8/3/06 ?S 250 Rout SLIlite 21111 12. SEND NOTICE OF SERVICE COPY TO ME AND A ES opt? a% a. ?t oL is be led) 25 R®?:s- wti ? 08807 t SPACE IWELOW FOR USEWIM'SWINIFF - Do No wRITE BELOW TENS LVE 13 1 acknowledge receipt of the writ 14 DATE RECEIVED 15 Expiration/Hearing Date or complaint as indicated above LB M M C G I LL 16. HOW SERVED PERSONAL ( ) RESIDENCE ( ) POSTED( ) POE( ) SHERIFF'S OFFICE ( ) OTHER ( I SEE REMARKS BELOW 17 hereby certify and return a NOT FOUND because I am unable to locate the individual, company, etc named above. (See remarks below.) 18. E AND TITLE OF INDIVIDUAL. SERVED I LIST ADDRESS HERE IF NOT SHOWN ABOVE (Relationship to Defendant) 19 Date of Service 20 Time of Service 21 ATTEMPTS Time Mii s Date Time Miles Int Date Time Miles Int Date Time Miles Int. Date Time Mlles Int date Time Miles Int r 3v ll?? Ad 22. REMARKS: ?.?k- 4 -323 Plaza pt3 (? 1 diij J Y,-OT4 C ¢C? ? c3U 1 pai 61 ra I ??- j 23 Advance Costs 2 e i Costs 25 N/F 26 Milea a 27 Postage 28 Sub Total 29 Pound 30 Notary 31 Surchg 32 Tot. Costs 33 Costs Due or u Check N Q L) 34. Foroign County Costs 35. Advance Costs 36 Service Costs 37 Notary Cert. 38 Mdeage/Postage/Not Found 39 Total Costs 40 Costs Due or Refund )A SO ANSWERS _ 41. AFFIRME and su scn 'FM 45, DATE ,., 44. Signature of 42 day of LP -TttsdCL Dep. Sheriff _ n? " "RN996-Y 46. Signature of York ?____ / ?.-•.? DATE CIi Y OF: Y'?i ., gar rf Lift;+iy" v County Shenff V / G/ l nnYcapF?;; ?- << A 12 2009 WILLIAM M E SHERIFF _ 9/5/06 48 Signature of Foreign 49 DATE County Sheriff 50. 1 ACKNOWLEDGE RECEIPT OF THE SHERIFF'S RETURN SIGNATURE Su DATE RECEIVED OF AUTHORIZED ISSUING AUTHORITY AND TITLE 1. WHITE - Isswng Authority 2. PINK - Attorney 3 CANARY - Sheriffs Office 4. BLUE - Sherdfs Office W Q. b s Ab ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Thomas R. Dominczyk, Esq. Identification No. 85248 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Defendant(s). 215) 789-7154 FORD MOTOR CREDIT COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. SCOTT R YOUNG 252 Lincoln Drive New Cumberland, Pa 17070 U.T' <n 'TL NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. %-,I V 1L AL i 11J1'1 %-kJ1V1rLJA1114 1 Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. (>(e -- ??`? l.. (U LCT, AV ISO Le han demandado a usted en la corte. Si usted quiere defende de estas demandas expuestas en las paginas siguientes, usted tien veinte (20) dias de plazo al partir de la fecha de la demanda y ]a notificacion. Hace falta asentar una comparencia escrita o en persona o can un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a ]as demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisions de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. "T] 'A 611-1 CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 E COPY FROM RECORD to Tn m w whereof, i here unto set not hand and ft said at CarNo, ps- Y of^ C7 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Thomas R. Dominczyk, Esq. Identification No. 85248 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7151 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff FORD MOTOR CREDIT COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. SCOTT R YOUNG 252 Lincoln Drive New Cumberland, Pa 17070 Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. CIVIL ACTION COMPLAINT 1. Plaintiff, Ford Motor Credit Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Scott R Young, is an individual who resides at 252 Lincoln Drive New Cumberland, Pa 17070. 3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 4. On or about March 25, 2004, the Defendant(s) entered into a written Motor Vehicle Retail installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $24,464.76 at an annual percentage rate of 12.500%, in order to purchase a certain motor vehicle, 2004 Ford Ranger more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $550.41 for a period of 60 months until the loan was paid in full all as is more fully set forth in the Contract. 6. Defendant(s) made monthly payments until November 18, 2005, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit B. 8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant in the amount of $10100.00, however a balance of $13207.79 is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C. 9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 10. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $416.14 and which will continue to accrue. 11. The total amount due and owing at the time of the filing of this complaint is $13646.43. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $13646.43, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. Re ctfully submitted, 7 & NE . LEMAN, P.C. A TH S R OMINCZYK, ESQUIRE Att rnev for ntiff VERIFICATION I, THOMAS R. DOMINCZYK, ESQUIRE, verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY, and duly authorized to make this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY: MAS R1 IPOMINCZYK, ESQUIRE DATED: July 13, 2006 1 PENNSYLVANIA SIMPLE INTEREST VEHICLE PJrAIL INSTALMENT CONTRACT DATE 03,/23/04 Bayer te,d Ca ftt",) "Wno and Ad"" fnw" County end ap Code) CRENMR pwkf Nan* NW DpAd**") MAR 9 0 ZOQ! ?B Q?t LAF10 PA 17i1Z0 jjI gY RKSiOSTREET PA 17043-1654 cola M auy« (wrl CoQerer. f wyl, may Mq as "I do! dwears f ke?sr to lace «ar enter. The •rYM Mn• ebsrn CroM I. ur euA prior or ur YWah. Tae ROL18ele?rtee'eindtyrr• YMSrasdtNbayepnn4Nieewaea4ywdhsoeea.uyaeredawnderdepNwnweaesenoreedaeWNehbsanaex NEW I FORD t2ANGER I TaWeia 01 FORD 8000.00 YW New maw Grow Aswan: ITEMIZATION OF AMOUNT FINANCED o Paneaw O Ag*uW d 1FPLR45264PA78921 / o Comm" 7854.16 INSURANCE 1. Cash prios,..... _ ?. ?.. ,_ , ...m. ......_ ...._ ._........,.... 5 25145.00 pi 2. Dorm Payment Third Putt' Rebels, Awtgmd to 3000.00 Cash yymayrt? __ _....... ... S?_ Ttedea101"FORD t 8000EOD $.-r 5 145.84 Yaw w Nor &rr Ak- A-ei o" Total Down Payment.__._.._...,,.....m....._......_....._.__._.... 53145.84 (2) i Ur"M Balance of Cash Price (t minus 2)........ .......__...._..._.... S 21999.16 (3) 4. Amu" paid on your behalf (Seller may be ro wining a portion of Mew amounts) To insurance C'otepanles for Credit Life Insurance (for term of i -^'- Credit Disability Insurance (for term of oonaad)____ (Teal ,Llontte•(Eetmaro)] To Public Omclals (i tar 1wenw (i??-), tile a registration (S ) low S lam. m ; (A) for Un g Is" a 14.00 (dq for taxes (Trot h Cash Price) S 930.60 S 1045.60 To for $ -- 4A To FC1iD H(A•OR 13iED ley ZCm2=T S_1aa m To L B 9= FcgD for IOC FE . S s q- no To NA for NA - S X4 ToW __...... ..w...__..W........__..__..._.__........,..........?.._.. S 14M Fn (4) FEDERAL TRUTH-IN-LENDING DISCLOSURES ANNUAL FINANCE Amount Total of Total Sale PERCENTAGE CHARGE Financed Psymente Price RATE The rbew awwum a m r a o The s,noom of The emmm The ml.l Cost TIN am of you, e cart pr•YWd to mm you wit have Pam when YOU d your pud,ese on crew, Y a VaN y MIS 0°Nt ym behed ro made W N"Aa your sdwduied dowrnpeydwrl Wrnenx "Is_ '1tea!- Pelmet Sch•duN Namber of Amount of Fsch Whey Palmist" Psymads, Psym"M we dos, You p"ymam who" __ 9 i 0. ti (m-* slartiro we tel: 1 Anal $ ? ?LcO. 41---- V R 213i 011 LW Par t You n pt pay as late de q you tlu pnot on ol moths pay+ wit rrenhrod more than TO days Ise. The charge Is 2 percent of the We smoun or IIEaOO whldhewr Is Nos. Se ev t Intaset You an ghdng a sewdN kdered N the vehicle beep w0owed. =-I Cwwmft Plasm ma this conlrect for add kdormation sommilt, Inherent non dslsoll. tre_dgN to requite repeymrn of your ddebtel In full ore the idhiiduled dids, tuYOU de nit Bret ylnr lu(RehxdhlgNeahN.you a1Rl bee tlhsvstnkretedYan wsmwaxq vdeade rererae, ,tea.. rah m,w rat eeeal m en .r vrdda Lid nwrrsnr a mode rsrhwrad hr.e trhxea NO TION DISCLOSURE Arty CJNn is in 1 WAR, In and ow" by nor ehd the Cndlw. SIGNS 'I Ut X YOU & KNOWLEDGE TAT YOU VE READ AND AGREE TO BE BOUND BY THE ARBITRATION OY ON THE REVERSE SIDE OF THIS CONTRACT. NOTICE TO BUYER Do not sign this Contract In blank You are entitled to an exact copy of the contract you sign. Keep it to protect your legal rights. Buyer (and CO-Buyer) acknowledge that (l) bet rte i nice ails contract Buyer (and Co-8uyer) received ana'rw e a true cot r Bly filled in copy of this contract and (II) at the time of nin t1d Rl Ct Buyer (and Co-Buyer) roceivea a rue om y copy of this contract. fees a my aitreng belay, tla eNraeu U oontne. a w otter ones, N wild fn a w essig nmerrt saeehW dt ih w scar steel a slay CKedM 6t' Fd nw.a ter p feu _ raar..ar r moat SM RACK FOR ADOMONAL AOREaNENTs PA ORIGINAL YOU MAY OBTAIN VEHICLE INSURAN FROM A PERSON OF YOUR CHOICE. YOU ARE NOT REQUIRED TO OBTI CREDIT LIFE, CREDIT DISABILITY A OTHER OPTIONAL INSURANCE. TI CONTRACT WILL NOT INCLUDE TH UNLESS YOU SIGN AND AGREE TO P THE PREMIUM. THIS CONTRACT DOES NOT 1NCLU LIABILITY INSURANCE COVERAGE F BODILY INJURY AND PROPER DAMAGE CAUSED TO OTHERS. O Credit Life Insurer i P um Insured(s) $"furs Credd ? Disability Insurer Z Pw uurn Insured Signature d Other Optional insurance Term Insurer S Pre" re Credit Ua and credit Ix Wn Kaurs"s as, for On tuna of the contract. The amount and % aW a =.- In a notice or I r•wn•nt You must Yount the vehicis. a a chsrye to .lawn below, the Owner Will by In bry tM cowera(yea dnaoI I for we WIN 0.= 0- will be based on the cash value of the aN 'Nun," Cw. but not mom sam D Compmherwhe O S WADedWc" c won O FIrr Thell-Co nblMd Addaonal Corerap ? Tow(nIl and tabor O T•wa atonde (ESUmato) Premiumt Na ?aest Concede oe Waver ACeedua (opaarrt u INS am b Ober! sd you hors punhaNad • awl aswWbn weber. Aadhue d ode wvww is aptlorlel and h std d "drsd b obey 11wtlw and conhadonN tie d.M Cer,ce.etblh we set filth In del atadW Addendum Wild Is, trmpemr0 i nb this caked. The qp far w debt arored•n wlawa Is so " m the wand IN 1M hawkwinn d Amount Frrrmd under Salon 4. Buyer Program No. QUESTIONS? PLEASE CALL US AT 100.727.7090 or Visit us at WWW.fordeted(LCOm 07-001 Ford Motor Credit Com Preferred Payment PI twNfn uthorisatlon ® w ha.e d.'.e reerrr em ur aw•ak lra esrra rrrwrewewk.ar rsern?rraerw,ee.w e.l. Pn,rr.eL+ewarew.a nano on, awn wt r • a a?.• wm'°""P'asa lX=w awn rwra r.v ,.,.an. hraw.a M fA hwa•e erraCwe Kreinwrwhywrwanaesrl reeve es,l4Yrsnrrselw ?? N.artewrh Ner'N ?? daMaeM WaarWeYSerwri•arM ere Y. Ya m "we, 111rHenWllrtl,/A/,renl? I/k nr.n er errerrdh Pane eve -....w mk?y ova Ins. nd•rer•m. rep ePnr a eenriaw w..sahaea "? f• rm ter r aP e,w OWN, 1°"` a,P.i wwvn w am r•.i ¦ I." c gwr ae,yy?r•dewyesr r ter Ao Liao Wee ¦ a" ..rwPaaaw r.tV•e arnr'w/ ra Me IIeM rr,M er. K•rL rwr/ne er .rrYYP.n pea ar,rr•o MUM Loa one.... a 14004104410 Oar."IW M.Noem Yon AW 0own"Kenn, re",.a Aarre Marna arrraek h••r Iles %W~{err Armso••rea ft*NwWe.rr eaelbea WIN ream satOratkWnAraw Noe. a eNC.0 Lee, As, e....•. ayrrb• ewiu.eller. nrae hn.e. earnaeaten tar Om 1YI1wM e 00" eeN&MA Yw/r.e C.rawb"M a?w Q w pY.wr ern. Preyl•Pwoarcer nr:.r•wrarrper ADOMONAL ACIANNIUM in UA koft when due. You frilly pf"- your d?i61 ai any km Wftd panty. 'fFtla la a wwww Rl vm W Wool The aaual Mtanoa aWa you ow".w ply 1* . . the sdtedWW dalse a rl-p etatt Nee at>MI* amount The Ofedlsr wit u>pPN your paytneruls 001411m Mmed and urpW Pall d M14 F11Nt1oa Cltarga a1W Itsn b all Atttttwt fgnallCed. TM Ctsdb aan Mla Kiss Chirp. d1/ An a el PalonNapa Rata to to unpaid Mtaprt r NiFNlrin for Vol 01" vela the O p M Amount Finanosd is ou1414nd* $. Ya" It "ammiled, you w111 rat haw a raptor to Mnslda boranad Wba Mhs 004111 or apnea 1. ,rV; n a $murky Inseroal: You give the Creditor a tacurNy 111141169 if1. The wehids and as parts or other goods put on Me vehido; 2 AM moray or pods Halved for Me vshidr and & All i suraras prernhsne and 6rvba conrads Mnarmll-ki you. This seam payment d all amounts you owe in We oonklIal. It atso hear your other spraen erve In this oonlreot. ,.. R Use of Vehicle - WARRANffES: You must tarts tare of Ms vshicla and obey all few* in u&V IL You may not sea or rent the vehicle. end you must keep M has, from the daims of bd irs. You will not use or permk the use d the vehicle oulykfe'ditte United Shales, exempt for up to 30 days in Carteds or Maxim without to prior written consent d the Creditor. I the vehicle Is of a typo normally used for personal use and the Cradttor, or the vehlele'e manufactiow, sAwAs a written warrenty or wvko contract coverhp to vehicle within Mo days from the dale of this oontrad, you qd Implied warrenges of marchantsbtlty and figness for a particular purpose. covering eta vehleW Othervrfse,'you understand and agree that there are no such Implied wvarrantiea. 0. Issuranos: You must Insure yoursak and Me Creditor against lose a darnigo to the veiiate. The Creditor must approvy, the "end amount of kw ranee. If the Credtor obtains a tWwd on hknnoa Or terwlae Contracts, the Creditor wit the rekewd from what you onus. Whether or not 0 oil M unstirs4& you must pay for It I it to lost, damaood, or destroyed. % . dC ' .e M a charge her vehicle Insurance Is shown on the fro+nt.ith. Cm&w will try to buy the Coverages checked for the term shown. The Creditor Is not liable, dough. M he Cannot do so. M these oowregae cost more than an amount shown for Insurance, the Erector may buy lhem for a shelter term or he may give you trecNl for Is amount shown. I he cannot buy any insurance, he will give you audit for the amaxri shown. The aeW will be made to the feet payments duo. E. Late Charge: You wit have to pay a late charge On the portion of each payment made more than ten days let*. The dHrga Is shown on Na front. Acceptance of a We paymoo does :.,. not excuse your default or mean that you can ep ma)dng payments after they are duo. The Creeitor may take the steps set forth in this contract, If there is any default. F. Ds oft: You wM be In dNault II: . 1.Y40 dorm stoics apayatI when N 14 dWi or :441:1 2. You paw false or ettlMad11t I no"" Out.y!alr?? Mee ottnM or -- •. ?. Yoi?r whlaN N my boat, Na1a, ,{ r a is a pron?llly and 4. You file a benlatploy pdMm or one Is Mad op" you, or 6. You do r1al keep any oU1ar profti6 h Mee ootttaot I you are in donna, to Creditor may mqtft you b y a we M1e unpaid Mtourtl ?N ad ffta M "NKUK W of to F4wtotr Charpa and ail other? amounts due under #6 m *#A Hp iapossw "M bedt)•tto Vahlds, "ll Aw also Wig oodt bus h 0 oh dv M%kiwe wbm6ompoi onw and law them for you. If the vol"a M taken beak he wit sand you a raft, The noels VAN say tsl you may redeem (buy be* On vehicle. If will also stow the amount needed to redeem. You may redmen the vehicle up to to time to Crealbr soft a or apses to of it. I you do not misom ria vettoto, it wit be sold. The Creditor wM use the, mdrny from ft anti, lea tee downed expmsee, b pay the amount a09 owed on this contract. Expenses paw as ¦ drool result of hr*V to Maly IM vehicle, hold it for eve, and sell it are, as permitted by low, allowed expenses. Lawyers' roan and legal costs permitted by taw are allowed, W. The Creditor will pay you any money 10 (a surplus). You will pay any money sal owing after the sate b to Creditor. M you do not pay tut amount when the Creditor asks, the Creditor may charge you interest at the highest lawful rte until you pay. G. Consumer. Reports: You authorirs Ford Motor Credi: tAfft- parry b obtain consumer dxedf reports from consumer mpcrdng agencies (orodit bureaus) for any reason and at any lime in corn nedion with tit contract: H.• General: To oontad Ford Motor Credit Company about he aooout, call 1-@AO.M-7000. Also, you may make address and other soloded duuVes al www.W*r*&wm. The few of Penn. sylvmis applies to this oontlea M on low does not allow ar d the sWeernants in 9% cortirect, the ones vow. The teat of We wet ad wit c1M mod. not allowed will be NOTICE - ANY HOLDER'OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. Used Motor V= Buyers Gtr dui. it you are buying a used vehicle with this contract, federal regulations may require a special Ruyan Guklo be ve le. THE INFOR A710N OU SEE ON THE WINDOW FORM FOR THIS' VEHICLE IS PART OF THIS. CONTRACT. INFORMATION ON THE WINDOW FORM OVERRIDES ANY CONTRARY PROVISIONS IN THE CONTRACT OF SALE. QUARAMW To cause nit Seller to sell the vehicle descrbed on ON front of die oontrad to the Buyer, am Orodt, each parson who signs below as p?u ytor guarantees the payment at this contract. This means that If the Buyer tats to pey any, money that Is owed an this ' oath one who signs n a guwanw will pay It when asked Each parew who signs below agrees tat he wit be Noble for the whale amount owed even M one or more other persons ciao signs his Guaranty. He also agrees b be liable even t 11he Credlor On one or more of the fotowWq. (a) ovas the Buyer more time to pay one or more payments, or (b) gives a release in kA or In part to any of to other Guarantors, or (c) releases any security. Each Guarantor also stales that he has received a completed copy of this contract and this Gvsra* at the lime d signhg. Guarantor Address Guarantor Address READ ,J(S ARBITRATION PROVISION CAREFULLY AND MI ITS ENTIRETY ARBITRATION ' ArbtMbn Is a method of ws**4 dah dispute. or oonkover%r (collectively, a 'Claim') without f&V a lawsuit in eotat *Ekher you at, Credtor Cur' or'we9 a'P ) may choose t env Mme h *av her a I"'A Is tlsd, ?b hq,ave arty CWm'W.W kr die W, brad dedded by arbkral( uch CWmt lndudo but are moll Q to to W4 i) palms M control, bhpill or *.iw 2) GsNts rspardhg hen werpr"llory Loops, or vafdlty of Nis dots, or arih?y d tsetra; CI ?eiptfwe?lt W our ocaric, or MLOV aarrsatonn or Mtal hdu p ihat;whir the deafa er or old any such tonrobFr? vrNh iflkd parges who do not awornot. RIFTS YOU AND W! AGREE TQGIVE UP IN aver you or we cnoosse to arosate a c;atm, tact you and we agree te wales to fobowhg dghts: • RIGHT TO A TFAA WHETHER BY A JUDGE OR JURY • RIGHT TO PART?ATE AS A CLASS REPRESENTATIVE OR A Cuss MEMBER IN ANY CLASS CLAIM YOU MAY HAVE AGAINST US 1f HMWi IN COURT OR IN ARBITRATION • BROAD RiGM* TO 0180OVRRY AS ARE AVARABLR IN A LAWSUIT • RIGHT TO APPEAL TIM DECIIIDN OF AN ARBITRATOR • OTHER MOM THAT ARE AVAILABLE IN A LAWSUIT n M a CWrh is a11bNrau4 you and use will cmt11ure to have I" follotvlnp woo tepyr om prow on 6 ¦ s ) mpil Ft?oc isilo bW*nM in Court; 2) ftpht to erhlorca 00 sooty te Mr rt otitM Ids rMaw NI sebfhMor iitoeedsd to saaon a ardor oo the ubltrators tledslon: and 4) FW* to am sseodaton below and to other Parry to start arbitration. The applicable hies (Ms 'Rilsel may be A6oaplon CAM-), at 1.41i*7IM.7a7M. or wwwAldr.o g; at ed ddonh shelf bps In wrpMapp wllMpltbalas ppodkq opinion. We will m" tow exow where p at Any this podon of aftball n dorms u ordo??rotihle roam-nrra ?Ie,w Mle,?ww?MwAl PA "'PRN"' Ford Motor Credit Company P.O. Box 3076 COLUMBIA, MD 21045.6076 (800) 677-0730 RAOJM00200012 SCOTT R. YOUNG 252 LINCOLN DRIVE NEWCUMBERLAND PA 17070 Date of Repossession 03-08.2006 Date of Notice Date of contract 034W2006 03-25.2004 Account Number: Q36720i 19 Buyer SCOTT R. YOUNG Cobuyer DESCRIPTION OF PROPERTY Year 2004 Make FORD Q New ? Used Vehicle Identification Number: 1FTZR45E64PA7B921 Model RANGR Body 4X4 NOTICE OF OUR PLAN TO SELL PROPERTY We have your property described above because you broke promises in our agreement. ? PRIVATE SALE: We will sell the property described above at private sale sometime after 15 days from the Date of Notice shown above unless redeemed by you prior to such sale. ? PUBLIC SALE: We will sell the property described above at public sale to the highest bidder on the date below (or any adjournment date). The sale will be held as follows: Date of Sale Time of Sale Place of Sale You may attend the sale and bring bidders if you want. The money that we get from the sale (after paying our costs, including reasonable attorney's fees and legal expenses if permitted by law) will reduce the amount you owe. If we get less money than you owe, you will still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else. You can get the property back at any time before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses. See How To Get Your Property Bade for an itemization of amount owing. To learn the exact amount you must pay, call us at the telephone number above. If you need more information about the sale call us at the telephone number above, or write us at the address above. If you want us to explain to you in writing how we have figured the amount that you owe us, you may call us at the telephone number above, or write us at the address above and request a written explanation. We are sending this notice to the following people who have an interest in the property described above or who owe money unde your agreement: 1) The buyer and any cobuyer named above; 2) Any dealer/original creditor named below; 3) If there are other people, they are named on an attachment sent with this notice. NOTICE OF REPOSSESSION The property is presently stored at BEN RECOVERY BEN RECOVERY ETTERS A HOW TO GET YOUR PROPERTY BACK To get your property back pay us this amount by certified check or money order before the vehicle Is sold. Unpaid Balance $ 23,175.54 Plus Costs: Repo Expenses $ 385.00 $ $ Plus Late Charges $ 11.01 Less Finance Charge Rebate $ Less Insurance Premium Rebate $ TOTAL $ 23,571.55 (Plus expenses incurred If default at the time of repossession exceeded 15 days and less rebate received after the date of this notice.) Your property won't be sold until 15 days after the date of this notice at the EARLIEST. After that you can still get it back any time before it's actually sold. If you do, well have no further claim on A. But the longer you wait, the more costs (including repairs) you may have to pay. If you have any questions about this, please call us. ? The property has been (or will be) returned to: (dealer/original creditor) Under our agreement with your dealer/original creditor, the dealer/original creditor is to sell the property and pay you arty money left over. If you owe money after the sale, you will pay it to the dealer/original creditor. 0 PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with state law, by contacting this office. Thereafter, the personal property shall be disposed of accordingly. ? Creditor has assigned to its qualified intermediary (01 Exchange, LLC) its rights (but not is obligations) with respect to the sale of each vehicle listed above PAYMENTS: All payments to us must be by certified check or money order. MILEAGE DISCLOSURE: If you are aware that the miteaga reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we can accurately report the vehicle's mileage. INSURANCE RIGHTS: If you don t want to get your property back, call the insurance company or the dealer/original creditor to make sure that any Insurance has been cancelled. You have a right to get credit for all premium refunds. JESSICA A. SNYDER FFNA 11W17 Jan 02 Pnvlous editions may NOT be used. CUSTOMER/CUSTOMER FILE P 2 d In U.S.A. I? SCOTT R. YOUNG 252 LINCOLN DRIVE NEW CUMBERLAND, PA 17070 0 0 0 Date: 4/1V=6 Customees Name SCOTT It YOUNG Account Number 36720188 Vehicle Identification Number 1FTZR45E64PA76921 STATEMENT OF SALE Account Number. 36720139 The following property has been sold. Year MAKE 2004 FORD i Gross balance owing on your contract Deduct: Finance Charge Rebate Balance owing prior to sale Deduct: Gross proceeds of sate Balance less gross proceeds of the sale (3-4) Add: Expense of retaking and storing, and any attomeys' fees allowed by law, and expenses of reconditioning and selling. Deduct: Insurance Premium Rebate Other: 0 Deficiency Surplus (9) 13,207.79 (10) 0.00 Deduct: Amounts paid on subordinate liens (11) 0 Adjusted Surplus (12) 0.00 The suplus/Defidency will change based on monies received by us (credits) or additional allowed expenses 8 Interest 0 Surplus Any surplus shown on line 12 will be paid to you. 0 Deficiency The sale resulted in a deficiency. Immediately remit the amount shown on line 9. Uncollectable 0 Deficency We cannot collect the deficiency shown on une 9. You are not liable for this deficiency. Bankruptcy 0 Surplus The Surplus will be paid to the Bankruptcy Trustee for distribution in compliance with federal bankruptcy la Bankruptcy X Deficiency The deficiency will be handled in compliance with federal bankruptcy law. 0 Paid Surplus _ The surplus on line 10 will be paid to you. For additional information call or write: National Recovery Center PO Box 6508 Mesa, AZ 85216-6508 (800) 732-2264 Model yghlde Identification Number RANGER 1 FTZR45E64PA78921 (2) 0.00 (4) 10,100.00 (1) 23,186.55 (3) 23,186.55 (5) 13,086.55 (6) 508.5 (7) 0 (8) 387.26 FFNA 11890-M JUL 01 PREVIOUS editions may NOT be used A MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Thomas R. Dominczyk, Esq. Identification No. 85248 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (21-))J89-1154 FORD MOTOR CREDIT COMPANY Plaintiff V. SCOTT R YOUNG Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 06-4464- Civil Team PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the verification of the Plaintiff, Ford Motor Credit Company, for that of the verification previously filed. Respectfully submitted, MAURICA & NEEDLEMAN, P.C. LEMAN ESQ Date: October 1, 2006 ?. M CERTIFICATE OF SERVICE I, JOANN NEEDLEMAN, Esq. hereby certify that on this date I have caused a true and correct copy of the foregoing Praecipe to Substitute Verification on behalf of Ford Motor Credit Company, to be served by regular, first class mail, postage pre-paid upon: 'SCOTT R YOUNG 252 Lincoln Drive New Cumberland, Pa 17070 Respectfully Submitted, MAV FdC" NAEMEMAN, P.C. BY: `- JOle LEMAN, Esquire Att f Plaintiff DATED: October 1, 2006 VERIFICATION I jPSs 1 co' verify that I am the Authorized Representative for Plaintiff, Ford Motor Credit Company, and are duly authorized to take this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY: DATE: SCOTT R YOUNG Our file no. 4178 48063000000036720139 _A Suite 935, One Penn Center 1617 John F. Kennedy Blvd. Philadelphia, PA 19103 tel. 215.665.1133 fax 215.563.8970 www.mnlawp(.COM Donald S. Maurice Member NJ Bar Board Certified (reditors' Rights Low American Board of Certification Joann Needleman Member PA & NJ Bar Thomas R. Dominczyk Member NJ & PA Bar Sandra J. Suffon-Simonski Member NJ & NY Bar October 1, 2006 CUMBERLAND COUNTY COURT OF COMMON PLEAS PROTHONOTARY ONE COURTHOUSE SQUARE CARLISLE, PA 17013 RE: FORD MOTOR CREDIT COMPANY v. SCOTT R YOUNG Case No. 06-4464- Civil team Dear Sir/Madam: Enclosed, please find an original and one (1) copy of Plaintiff s Praecipe to Substitute Verification in the above matter. Kindly file the original of record and return a time-stamped copy to this office in the envelope provided. Thank you in advance for your cooperation. ESQ. New Jersey Office MAURICE & NEEDLEMAN, P.(. 250 Route 28 West Suite 203 Bridgewater, NJ 08807 tel. 908.575.0220 fax 908.575.0632 cc: SCOTT R YOUNG t^l N 4?? •--1 _ r -1 IM, C..7 -r7 C> ?? tl CJ _t MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Thomas R. Dominczyk, Esq. Identification No. 85248 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (215) -/69--/1-')4 FORD MOTOR CREDIT COMPANY Plaintiff, V. SCOTT R YOUNG Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 06-4464- Civil Team PRAECIPE TO REINSTATE TO THE PROTHONOTARY: Kindly reinstate the attached Complaint originally filed with the Court on 08/03/2006. LEMAN, P.C. BY: , ESQ. for Plaintiff Date: March 8, 2007 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Thomas R. Dominczyk, Esq. Identification No. 85248 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7154 FORD MOTOR CREDIT COMPANY P.O. Box 6508,, Mesa, Az 85216-6508 Plaintiff, V. SCOTT R YOU14G 252 Lincoln Drive New Cumberland; Pa 17070 NOTICE You have been sued in court If you wish to deknd Defendant(s). Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. tom(, --Z1g4.'jl Clu f Cts- CIVIL ACTION COMPLAINT AVISO Le ban demandado a usted on to torte. Si aged quiem defendem de estas deanndas expuestas an W paginas siguientes, usted dene veinte (20) dies de plazo atpartir de Is itcha de Is derv nda y Is notification Hate fb asenter una comparencia escrita o an persona o tun us abogado y enbegar a Is code on forma escrits sus defenses o sus objeciones a las dereandas on contra de in persona. Sea avisado quo si usted no se defiende, Is corte tomara medidas y puede continuar Is demanda an contra Buys sin previo aviso o notificacion Adams, Is torte puede decidir a favor del demandante y requiere quo usted eumpla con todas las provisions de aster demands. Usted puede perder dinem o sus propiedadas u otros derechoa inrtportantes pars usted. against the claims set forth he the following pages, you mist take action within lwae2? days this complaint and no m tice aart+i?? a written appearance personally or by attorney and filing in writing with the court your delbases or objections to the claims sat forth against you. You are warned that if you Phil to do so the can may proceed without you and a judgment may be entered against you by the court without fWlher notice for any money claimed in the conVjaint or for any other claim or relief36quested by the plaintiff. You may lose mosey or property or other rights important to ycq. J YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, 00 TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LLEVE ESTA DEMANDA A UN ABOGADORAMEDIATAMENTE. SI NO TIENE ABOGADO O M NO TIENE EL DINERO SUFICIE M DE PAGAR TAL SERVICO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAIO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 a f w -v X- tT q 11 ,n :r r? MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Thomas R. Dominczyk, Esq. Identification No. 85248 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7151 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff FORD MOTOR CREDIT COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, v SCOTT R YOUNG 252 Lincoln Dri New Cumberland Pa 17070 ? Defendant(s). Y E- CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. CIVIL ACTION COMPLAINT 1. Plaintiff, ford Motor Credit Company, is a Corporation with its place of business at P.O. Box 6508 Mesa,,Az 85216-6508. 2. Defendant, Scott R Young, is an individual who resides at 252 Lincoln Drive New Cumberland, Pa 17070. 3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales 'contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 4. On or about March 25, 2004, the Defendant(s) entered into a written Motor Vehicle Retail installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $24,464.76 at an annual percentage rate of 12.500%, in C WHER,tFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of, $13646.43, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. i submitted, & NEFDLEMAN, P.C. S ROMINCZYK, ESQUIRE for ntiff VERIFICATION I, THOMAS R. DOMINCZYK, ESQUIRE, verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY, and duly authorized to make this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. 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W. NrtlO dr W. PORN b .0 abiuraN. 'MM aprrraLa Nw ON, V46P nw 06 t .e.. • 1 1111-1 -PRN"* ro Ford Motor CMd coop", P.O. ON 3078 COLUMBlik MD 21016, f (400) 677-0700'. L ! fC ,r as Paaatlloa20a112 ' t SCOTT R. YOUNG 252 LINCOLN DRIVEY NEWCUMBERLAND FA 17070 r. Dde d Rapaaawbn 03,01Zoos DdedNoaa DahdCatrad OSOa 2006 00-26,20D1 Aoewrt Numbs 000720139 Ikw SCOTT R. YMM COIN&V DESCRIPTION OF PROPERTY Year IWO ? N- 2004 FORD used Valiab kMnWkdlon Naaraba 1F17R451WA70W Abdo RANOR Body Sul NOTICE OF OUR PLAN TO SELL PROPERTY we taw your property dwalhed dhow becwoo you brolm pmra . In our earaaruai x0 PRIVATE BALE: Vie si M thrp opuly drabad above at 0 PI7" SALE M wa eel au p OPO daalbed above at PUM prince wk soasArra der fs "a eom sw Deb d- uN b the h%twtbidaon the dab bebw (aray egoummmb shown above udaaa radaenrd byyou prlorlo auah aft date} The Beta will be hold as blase: Dabofaab Tkm&sdo Plaoaorsah it YaunryenandYasdaardurYg wddar.ayaumot The money that we pet from tale (after payktp our coats, Including reasonable dlOntey' and legal a?atses If permitted by law) wife reduce a amount you owe. If we pet low money then you owe, you idl stilt owe us the dltferance. If we get more money then you owe, you wilt pet the extra money, unless we must pay R to sornsone else. .4 You can get the property back Q spy time before we son It by paying ref the tun amount you w'e (clot just the past due payments). Including our expenaee. ON H01N To Get Your Property Back for an Nernkstion of amount ovAng. To lam the exact amount you must pay, cog us at the telephone number above. If you creed more information ut the sale cap us at the telephone number above, or w to us et the address above. If you want us to explain to you in writing how we have figured the amount that you we us, yob! may call us at the telephone number above, or write us at thiaddress above and request a WAtte11 explanation. We are sending this notice to the foltWng people who have an Interest In the property descrlbed,above or who owe money ends your agreement: 1) The buyer acid any cobuyer named above, 2) Any dealedodginal OWW named below, 3) N them are other people. they we named on an aftch gent sett wlth this notice. NOTICE OF REPOSSESSION The property Is presently dored sC BEN RECOVERY BEN HOW TO GET YOUR PROPERTY BACK To ad yaurpropaly koala; py veaw rraud by easrrd clock or many order b 0, so, eHoA M cold. Unpaid BSMnoe a 23.175$4 Plus Cosh ftpo!a n_- s 30&00 a s PkwLab Qwgw a 11.01 Lap Flews, Charpa Rebate S Lew ImuMnas Pma*m ReI - a TOTAL $ 29.671$6 (Plus operwe Mooned Vd*A at lw Mau d repoonoWm emeWod 1e drys and ku rebate rowkW alhrava dale d tis noke.) Yourp?o"11 besoldW ANdaysafaadated4ianound as EARLIEa'r. After sad you an da ad A back ww sae be(ae At odudy sold, If you 4 WA rrm no ArUwdabrr an L Bat If* tongs you wail 9w mole soeu Mdudna Wahl You my hweto py. It you true ON 9uee01 drat Via, oonse col us. ? The prop" M bwn (orwa be) a Urrdar ouraareeawt war your anrdlry 6u i d oredAor drdakr40 aadlor kb ad au prgwV and py you ary many bee ova. Il) alter 0a ode, you ad pay It to No cedes oodm. ® PERSONAL PROPERTY: Any peraoiW IF IN bead Man valtab nap W MoYirud by you wkNn 9r rrrd 6o dqe or, in saordrae vdh slab lox, by oaahtsoaft 901a.TI M SK,armpropugrdrabedrpowdormmdrraly. ? Ciedbr M aeslarrd b As queried 9rrre.dl ry (ob,shay. LLC) tt¦ rlatte ta+t not d oteaadorr) 7167 respect b On ode daaoh wdiola Adel Wove. PAYMENTS: AA pywata to w sort beep satlAed oludr or nary order. MILEAGEDIBCLOSURE MyouaM lMttlanaAapaMaraladanaaglidasodomdarYrrtaoardarareyraoan,pbraardaefwooVWvjs anwounikysporttaivelidramb w INSURANCE RICIM, let you don't sort yp year tncpab teak, ad rift krusnos awww orthe dedwkeoW , No b ado ours dW any h arome ho been onaoaMd You Irva a coin b si far Y lnaddr nbada. i ,MWMA.WJYDBR. am Iflownj"nAWAMSLUMM"w TMi..t CU870MEMUSTOAMFILE P,a..s In use U Dote: 4012086 SCOTT R. YOUNG r ? Nartle 262 UNCOLN'ORNE scorrR. Youme 1 NEW CUMBk',LAN% PA 17070 P AaMrrd Number 0 :h 36740'I39 0 0 VehWe Iden6111011 n Number 0=45EA1PA1N21 w c :'t'AT@MKMT OF $49 Aooount Number: 36720138 The fedowkhg property has been said. YAW IM Vnblde IdWilbadon Number 2004 FORD RANGER 1FTZR46E64PA78W Gross balance owing on your conbad Deduct: Finance Charge Rebale Balond owing prior b saN Deduct: Gross prooseds of to Balance In" Ora" proceeds d jW sale (3-4) Add: Expsras of rotawng qnd SWn0. and any aBCrneye fees abmed by low. OW expenses of recondi5pning and seMnO. Deduct: Insurance Premium Rebate Oliver. 0 (2) 0.00 (4) 10,100.00 (8) 508.5 (7) 0 (8) 387.28 (1) 23,18845 (5) 13.086.55 (3) 23,186.55 Deoderny (% 13,207.78 Suq" (10) 040 Deduct x "'is paid an subordinate Iene (11) 0 A4urslsd Surplus $ (12) 0.00 The ra vA dwww based an monies rec ivsd by us (aedlb) or additional allowed sxpenea 3 Interest Burghs Any surplus shown on line 12 will be paid b you. 0 Deklency the sale resulbd In a deficiency. Immediately remit the amount Shown on line g. Uncokciat>fa 0 Deeoency ?. V& cannot broiled Yve dolciwcy sthown on tine g. You era not liable for tide deficiency. 0 Bsnkruptcy Surplus Mw Surplus will be pall b the Bankruptcy Trustee for daidbuton In compliance wild federal bankruptcy Is ` Baniaupky °?+ )( Defiderhay The deficiency will be handled In compliance with federal bnkruptcy law. 0 Paid Surplus IM em *m an Una 10 will be odd to you. For adclinkmal lydot wM*n cell tf vrtks: ! Natonol Recovery Censer PO Bar 8506J6 i Mesa. AZ 85218.8508 (800) 732-2264 , n tt +4 RPNA 11>IBPM JUL 01 a UMM may NOT be used i l I i I I RECEIPT FOR PAYMENT ------------------- ------------------- Cumberland County Prothonotary's Office Receipt Date 8/03/2006 Carlisle'; Pa 17013 Receipt Time 15:54:59 Receipt No. 181228 FORD MOTOR CREDIT COMPANY (VS) YOUNG SCOTT R Case Number 2006-04464 Received>?of PD MAURICE & NEEDLEMAN IM Total Noi-Cash..... + 55.50 Check# 4414 Total Cash......... + .00 Change.............. - .00 Receipt total...... = 55.50 ------------------------ Distribution Of Payment Transaction Description Payment Amount COMPLAINT 35.00 TAX ON CMPLT .50 SETTLEMENT 5.00 AUTOMATION r, 5.00 JCP FEE t 10.00 CUMBERLAND CO GENERAL FUND BUREAU OF RECEIPTS AND CONTROL CUMBERLAND CO GENERAL FUND CUMBERLAND CO AUTOMATION FUND BUREAU OF RECEIPTS AND CONTROL 55.50 y, _c j; 5 l` mi r y r -? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CHASE HOME FINANCE, LLC, SB/M/T CHASE MANHATTAN MORTGAGE CORPORATION, F/K/A CHEMICAL RESIDENTIAL MORTGAGE CORPORATION, SB/M/T MARGARETTEN & COMPANY, INC., Plaintiff VS. CIVIL DIVISION NO.: 06-4592 CODE: TYPE OF PLEADING: Praecipe to Reissue Writ of Possession CRAIG A. WERT, Defendants. FILED ON BEHALF OF PLAINTIFF: Chase Home Finance, LLC, et al. COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Anthou, Esquire Pa. I.D. #77991 GRENEN & BIRSIC, P.C. One Gateway Center Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 MAURICE & NEEDLEMAN, P.C. Attorneys for Plaintiff BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (21--)) / Z59- / 101 FORD MOTOR CREDIT COMPANY CUMBERLAND COUNTY COURT OF Plaintiff COMMON PLEAS V. CASE NO. 06-4464- Civil team SCOTT R YOUNG Defendant(s) PRAECIPE TO ENTER JUDGMENT TO THE PROTHONOTARY: No answer having been filed in the above Civil Action, kindly enter Judgment in favor of Plaintiff, and against Defendant, SCOTT R YOUNG in the amount as follows: Principal Amount $ 13207.79 Interest to Date $ 1705.25 Costs $ 213.13 Attorneys Fees $ 0.00 TOTAL $ 15148.67 MAUR P.C. BY: SQ. _ Date: April 24, 2007 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (11J) /2Sy-7101 FORD MOTOR CREDIT COMPANY Plaintiff V. SCOTT R YOUNG Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 06-4464- Civil team AFFIDAVIT OF MAIL SERVICE STATE OF PENNSYLVANIA COUNTY OF PHILADELPHIA SS. I, JOANN NEEDLEMAN, ESQUIRE, being duly sworn according to law, deposes and says that she is an attorney at law and that on 04/10/2007 she mailed a written Notice of Intention to File the Praecipe to Defendant, SCOTT R YOUNG, at 323 PLAZA DR, PALMYRA, PA 17078 by regular and certified mail, article nos. 7155 5474 4100 4606 2612. Copies of the receipts evidencing said mailing are attached hereto. A copy of the signed green card evidencing receipt of said mailing is attached hereto as well. MA SWORN`TO AND SUBSCRIBED before me this ? day of M &y , 200 Notary Public BY: IC EED AN, P.C. JOA E DL MAN, ESQ. Attorn for Plaintiff COMMONWEALTH OF PENNSYLVANIA Nola W Sep City a y . Wbdekft Cox#), M Member, Penns EVIMJ 11.20,2009 Ytvanta Assoc+atlon of Notaries MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (115) /z59- / 161 FORD MOTOR CREDIT COMPANY CUMBERLAND COUNTY COURT OF Plaintiff COMMON PLEAS V. CASE NO. 06-4464- Civil team SCOTT R YOUNG Defendant(s) CERTIFICATION OF NOTICE TO ENTER DEFAULT JUDGMENT It is hereby certified that a written Notice of Intention to File the Praecipe was mailed on 04/10/2007 to Defendant, SCOTT R YOUNG, against whom judgment is to be entered after the default occurred and at least ten (10) days prior to the date of the filing of the Praecipe. A copy of said Notice dated 04/10/2007, a copy of the receipt for certified mailing to the Defendant and affidavits of service of said notice are all attached hereto. MAURICE & NEEDLEMAN, P.C. BY: JOANI NrEJDLEMAN, ESQ. Attornekv Plaintiff Date: April 24, 2007 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (21--)) /69-/101 FORD MOTOR CREDIT COMPANY Plaintiff V. SCOTT R YOUNG Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 06-4464- Civil team CERTIFICATION OF ADDRESSES It is hereby certified that the parties have the following addresses: Plaintiff: FORD MOTOR CREDIT COMPANY P.O. Box 6058 MESA AZ 85216 Defendant: SCOTT R YOUNG, 323 PLAZA DR, PALMYRA, PA 17078 MAURICE & BY: LEMAN, P.C. Plaintiff , ESQ. Date: April 24, 2007 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (Z1J) /tSy-/lbl FORD MOTOR CREDIT COMPANY Plaintiff V. SCOTT R YOUNG Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 06-4464- Civil team AFFIDAVIT OF NON-MILITARY SERVICE STATE OF PENNSYLVANIA SS. COUNTY OF PHILADELPHIA I, JOANN NEEDLEMAN, ESQUIRE, being duly sworn according to law, deposes and says that she represents the Plaintiff in the above entitled case and that Defendant, SCOTT R YOUNG, is over 18 years of age; the occupation of Defendant is unknown and to the best of Plaintiffs knowledge, information and belief, Defendant is not in the military service of the United States, nor any State of Territory thereof or its Allies as defined in the Soldiers' and Sailors' Civil Relief Act of 1940 and the amendments thereto. MAURICEA NEDALEMAN, P.C. BY: JOAN NfBDLEMAN, ESQ. Attorn v or Plaintiff SWORN TO AND SUBSCRIBED before me this day of Y n 7 10), Notary Public ?y COMA}O EAL Not O OF NNSYLVAN?q 4_1j" CRY Of Ph&- Notagy MY ConmNlon ' PF4lade . Cq"y Member, Pen 60,es Jan. 20,20M niYwaMa Association of Notaries ti Attorneys at Law Suite 935, One Penn Center 1617 John F. Kennedy Blvd. Philadelphia, PA 19103 tel. 215.665.1133 fax 115.563.8970 www.mnlawp(.com Donald S. Maurice Member NJ Bar Board (ertified (reditors' Rights Law American Board of Certification Joann Needleman Member PA & NJ Bar Thomas R. Dominczyk Member NJ, NY 8 PA Bar (harlene A. Taylor Member PA Bar April 10, 2007 VIA CERTIFIED & REGULAR MAIL SCOTT R YOUNG 323 PLAZA DR PALMYRA, PA 17078 Our File No. 4178 RE: FORD MOTOR CREDIT COMPANY v. SCOTT R YOUNG CUMBERLAND COUNTY COURT OF COMMON PLEAS, CASE NO. 06-4464- Civil team Dear SCOTT R YOUNG: Enclosed please find a ten (10) day notice of default which is self- explanatory. This is being served upon you due to your failure to respond to Plaintiffs Complaint served upon you on 03/19/2007. Unless an answer to Plaintiff's Complaint is filed with the Court within ten (10) days from the date of this notice, a default judgment may be entered against you. If you would like to discuss a resolution to this matter, please call our office at 908-237-4571 and ask for Kim Crosby. Thank you for your prompt attention to this matter. Very truly yours, LEMAN, P.C. 11 Enc ARTICLE NUM 7155 5474 4100 4606 2612 3PONDENCE IS AN ATTEMPT TO COLLECT A FEES UAJNED WILL BE USED Postage per piece EBT COLLECTOR ARTICLE A cettrFed Fee $0.39 DDREW TO: Retum Receipt Fee 240 SCOTT R YOUNG Total Postage & Fees: $q. 8 323 PLAZA DR PALMYRA PA 17078-2830 PostlTork Here MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff 1?) l2Sy-"/155 FORD MOTOR CREDIT COMPANY Plaintiff V. SCOTT R YOUNG CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 06-4464- Civil team IMPORTANT NOTICE TO: SCOTT R YOUNG DATE: April 10, 2007 323 PLAZA DR PALMYRA, PA 17078 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGEMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE: CUMBERLAND COUNTY BAR ASSOCIATION LAWYER REFERRAL SERVICE 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MAURICE & NEEDLEMAN, P.C. BY v - \-z 1,11 JZ 'J N NEEDLEMAN, ESQ f1i ttornev for Plaintiff c CERTIFIED 4 MAURICE & NEEDLEMAN, P.C. 935 One a Center Philad phi , PA 19103 E U. N In on : / ysnt) elf By: /N C. Date of Delivery 2oo7 D.Addressoe'sAddress N0ftmntFmmAd*mUadby ) Secondary Address I Suits ! Apt. / vmi s CleaNy) Delivery Address City State ZIP + 4 Code Plld II?IIIIIINIIIIIIIIIIIIIIIIIIAI 7155 5474 4100 4606 2612 RETURN RECEIPT REQUESTED Artitae Addnoood To: 1111111 gill I SCOTT R YOUNG 323 PLAZA DR PALMYRA PA 17078-2830 l V \\\ A 1 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (21J) /u9-/101 FORD MOTOR CREDIT COMPANY Plaintiff V. SCOTT R YOUNG Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 06-4464- Civil team (X) Notice is hereby given that a judgment in the above-captioned matter has been entered against you in the amount of $15148.67 on P DOT (X) A copy of all documents filed with the Prothonotary in support of the within judgment is enclosed. Prothonotary/ rk If you have any questions regarding this matter, please contact the filing party: Name: Joann Needleman, Esquire Address: Suite 935, One Penn Center at Suburban Station 1617 J.F.K. Boulevard Philadelphia, PA 19103 Telephone No.: 215-789-7161 , (This Notice is given in accordance with Pa.R.C.P. §236) SHERIFF'S RETURN - OUT OF COUNTY r CASE NO: 2006-04464 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FORD MOTOR CREDIT COMPANY VS YOUNG SCOTT R R. Thomas Kline Sheriff or Deputy Sheriff who being duly sworn according to law, says, that he made a diligent search and and inquiry for the within named DEFENDANT to wit: YOUNG SCOTT R but was unable to locate Him deputized the sheriff of LEBANON in his bailiwick. He therefore County, Pennsylvania, to serve the within COMPLAINT & NOTICE On April 3rd , 2007 , this office was in receipt of the attached return from LEBANON Sheriff's Costs: So answer-- -- Docketing 18.00 -'' Out of County 9.00 Surcharge 10.00 R. Thomas Kline Dep Lebanon Co 62.20 Sheriff of Cumberland'County Postage .87 10 0. 0 7 r/ yfo ?6 -7 Q_ 04/03/2007 MAURICE & NEEDLEMAN Sworn and subscribe to before me this day of A. D. In The Court of Common Pleas of Cumberland County, Pennsylvania Ford Motor Credit Company vs. Scott R. Young No. 06-4464 civil Now, March 13, 2007 , I, SHERIFF OF CUMBERLAND COUNTY, PA, do hereby deputize the Sheriff of Lebanon County to execute this Writ, this deputation being made at the request and risk of the Plaintiff. Sheriff of Cumberland County, PA Please mail return of service to Cumberland County Sheriff. Thank you. Affidavit of Service Now, within upon at by handing to a and made known to copy of the original the contents thereof. So answers, Sheriff of Sworn and subscribed before me this day of , 20 20 , at o'clock M. served the COSTS SERVICE _ MILEAGE AFFIDAVIT County, PA REINSTATED CIVIL COMPLAINT No. 06-4464 Maurice & Needleman, P.C. Joann Needleman, Esquire Ford Motor Credit Company 935 One Penn Center 1617 John F. Kennedy Blvd. Philadelphia, PA 19103 VS. (215) 789-7154 (Returned to Cumberland County) Scott R. Young Docket Page 25019 STATE OF PENNSYLVANIA ) COUNTY OF LEBANON ) SS: William F. Mohl, Deputy Sheriff, being duly sworn according to law, deposes and says that he served the within REINSTATED CIVIL COMPLAINT upon SCOTT R. YOUNG, the within named DEFENDANT, by handing a true and attested copy thereof, personally to Margaret Fox, she being his Girlfriend and Person in Charge at the time of service on March 19, 2007 at 9:31 A.M., at 323 Plaza Drive, Palmyra (North Londonderry Township), Lebanon County, Pennsylvania, and by making known to her the contents of the same. Sworn to and subscribed before me this 28th day of March, 2007 Notary Public NOUNK SERI, k*UM A n*N Notary ru!>`Nc LELANON CIYY, LEUINON CoUlM My Commission Expires Feb 7, 2011 SO ANSWERS, DEPUTY SHERIFF p ' ?sz-ee?rr-- SHERIFF SHERIFF'S COSTS IN ABOVE PROCEEDINGS Advanced Costs paid on 03/1612007 Check No. 6559 Amount $ 100.00 Costs Incurred: Amount $ 62.20 Refund: Check No. Amount $ 37.80 All Sheriff's Costs shall be due and payable when services are performed, and it shall be lawful for him to demand and receive from the party instituting the proceedings, or any party liable for the costs thereof, all unpaid sheriff's fees on the same before he shall be obligated by law to make return thereof. Sec. 2, Act of June 20, 1911, P.L. 1072 0 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION PRAECIPE FOR WRIT OF EXECUTION Caption: ( ) Other Ford Motor Credit Company vs. SCOTT R YOUNG 323 Plaza Dr Palmyra PA 17078 TO THE PROTHONOTARY OF THE SAID COURT: u ( ) Confessed Judgment File No. 06-4464- Civil Team . Amount Due 15148.67 4 Interest 5/18/2007 $400.92 .? Atty's Comm & Costs The undersigned hereby certifies that the below. does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but If it does, it is based on the appropriate original Proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. Issue a writ of execution in the above matter to the Sheriff of Cumberland for debt, interest and costs, upon the following described property of the defendant(s) County, PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff ofCumberland County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) - any and all accounts in the name of the above Defendant(s). SS# XXX-XX-3781 With SOVEREIGN BANK 11W.WkS{ &Lrlisle . PA I701A and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). O (indicate) Index this writ against the gamishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. Date ( 6 (-z ? ? n l Signature: Print Name- JQiAbA KEEDLEMAN 935 On Penn Center Address: Philadelphia, PA 19103 Plaintiff Attorney for: 215 789 7154 Telephone: 74276 Supreme Court ID No.: q (over) '-t Cr #. U? 0 ? 71 0 t 4•y , tJ, i 17 W ?00-??0 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-4464 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due FORD MOTOR CREDIT COMPANY, Plaintiff (s) From SCOTT R. YOUNG, 323 Plaza Drive, Palmyra PA 17078 (1) You are directed to levy upon the property of the defendant (s)and to sell (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: SOVEREIGN BANK, 17 W. High Street, Carlisle, PA 17013 Any and all accounts in the name of the above Defendant. and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $15,148.67 Interest 5/18/07 -- $400.92 Atty's Comm % Atty Paid $272.13 Plaintiff Paid Date: 11-02-07 (Seal) L.L. $.50 Due Prothy $2.00 Other Costs ?' I & - D r id k K- &tnjo rtis R. Long, Prothonotary By: Deputy REQUESTING PARTY: Name JOANN NEEDLEMAN, ESQUIRE Address: MAURICE & NEEDLEMAN, PC 935 ONE PENN CENTER PHILADELPHIA, PA 19103 Attorney for: PLAINTIFF Telephone: 215-789-7154 Supreme Court ID No. 74276 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 BY : Charlene Taylor Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (215) /259/1J1 FORD MOTOR CREDIT COMPANY Plaintiff, V. SCOTT R YOUNG Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 06-4464- Civil Team PRAECIPE TO DISSOLVE/WITHDRAW GARNISHMENT TO THE PROTHONOTARY: Kindly dissolve/withdraw garnishment upon Sovereign Bank forthwith. Date: November 14, 2007 Respectfully Submitted, - Q -ri SHERIFF'S RETURN - GARNISHEE CASE NO: 2006-04464 P COMMONWEALTH OF PENNSLYVANIA COUNTY OF CUMBERLAND FORD MOTOR CREDIT COMPANY VS YOUNG SCOTT R And now ROBERT BITNER ,Sheriff or Deputy Sheriff of Cumberland County of Pennsylvania, who being duly sworn according to law, at 0008:50 Hours, on the 9th day of November-, 2007, attached as herein commanded all goods, chattels, rights, debts, credits, and moneys of the within named DEFENDANT , YOUNG SCOTT R in the hands, possession, or control of the within named Garnishee SOVEREIGN BANK 17 W HIGH ST CARLISLE, PA 17013 Cumberland County, Pennsylvania, by handing to JULIE MYERS (CUSTOMER SERVICE) personally three copies of interogatories together with 3 true and attested copies of the within WRIT OF EXECUTION and made the contents there of known to Her Sheriff's Costs: So answers: Docketing .00 Service .00 Affidavit .00 R. Thomas Kline Surcharge .00 Sheriff of Cumberland County .00 00 V 11/09/2007 Sworn and Subscribed to before me this day of By eputy Sheriff A.D WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-4464 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due FORD MOTOR CREDIT COMPANY, Plaintiff (s) From SCOTT R. YOUNG, 323 Plaza Drive, Palmyra PA 17078 (1) You are directed to levy upon the property of the defendant (s)and to sell (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: SOVEREIGN BANK, 17 W. High Street, Carlisle, PA 17013 Any and all accounts in the name of the above Defendant. and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $15,148.67 Interest 5/18/07 -- $400.92 Atty's Comm % Arty Paid $272.13 Plaintiff Paid Date: 11-02-07 (Seal) L.L. $.50 Due Prothy $2.00 Other Costs urtis R. Long, Protho tary By: Deputy REQUESTING PARTY: Name JOANN NEEDLEMAN, ESQUIRE Address: MAURICE & NEEDLEMAN, PC 935 ONE PENN CENTER PHILADELPHIA, PA 19103 Attorney for: PLAINTIFF Telephone: 215-789-7154 Supreme Court ID No. 74276 G ?,? o - C7G r ?? nrR 1 VV 1 33ua S `autlx st'uzogl '2I `stamsud oS 6618 IV.LOI 00'6 oogsmno a81'Isod PEW p3g!p3D DIES auod Isod 00'0Z /Cna-1 00'0£ Ampms •aslw 08'ti a2rogw 80/0uvo uo All,v of Papun3a2I 007 fu-elouoglold 09' f tv tgi7 AXV-I 5ulsil tanpd 69'1 aRePunod ?u?la?I?oQ I0'179 00,81 66'98 slsoD s?33uagS 00'09I :slsoo ooh :slsoj s jjuagS -sgluot.u xls ul ua)lel uogoB ou `QaIoc[Nvgv Pauxnla.z st Iurn still sours `mul of 8utpxoam tuoms AlnP- oq otlm `33uagS `autlx seuzoU '2I w Andrew Sklar, ESQUIRE rni m Identification Number 65332 %? r Sklar - Markind > CD 102 Browning Ln, Bldg B, Ste 1 C-D y Cherry Hill NJ 08003 r 856/616-8710 Attorney for Plaintiff(s) - Our File Number: FT110577 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW FORD MOTOR CREDIT COMPANY : No. 06-4464- Civil Plaintiff vs. SCOTT R YOUNG Defendant CIVIL ACTION PRAECIPE TO MARK JUDGMENT AGAINST DEFENDANT SATISFIED TO THE PROTHONOTARY: Kindly mark the Judgment against the Defendant in the above matter satisfied. Date:/ Andrew Sklar, Esquire Attorneys for Plaintiff 4 R. so 1010 AMY 6? W118 t*- 2 7575gV