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Home My WebLink About06-4495 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff No: 01. -L/49S c;(Jdl~ vs. COMPLAINT IN CIVIL ACTION ALBERT W HOUSEMAN Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L,P.A, 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 05253094 C A pit KEB IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. civil Action No ALBERT W HOUSEMAN Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court, If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff, You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP, IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1, Plaintiff, CAPITAL ONE BANK is a corporation with offices at 6851 JERICHO TURNPIKE #190 SYOSSET , NY 11791 , 2, Defendant is adult individual(s} residing at the address listed below: ALBERT W HOUSEMAN 449 W MAIN ST WALNUT BOTTOM, PA 17266 3. Defendant applied for and received a credit card bearing the account number 5291071373825320 , 4, Defendant made use of said credit card and has a current balance due of $2497,27 , as of July 24, 2006 5. Defendant is in default by failing to make monthly payments when due, As such, the entire balance is immediately due and payable to Plaintiff. 6, Plaintiff is entitled to the addition of interest at the rate of 25,900% per annum on the unpaid balance from July 24, 2006 A copy of Plaintiff's STATMENT is attached hereto, marked as Exhibit "1" and made a part hereof. 7, Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff, Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , ALBERT W HOUSEMAN , INDIVIDUALLY , in the amount of $2497,27 with continuing interest thereon at the rate of 25,900% per annum from July 24, 2006 plus costs. This law firm is a debt collector empting to collect this debt for our client and any information obtained will be used for that purpose. / - L,P,A, 2718 ~ 5'?S_?tJOI/ ... Your account is delinquent. We want to help! 10\'8~\ call1''''''' -7 To protect your credit with us, you need to make a payment. -t We can help-but only if you call us. -t When you call. you can make a free check-by.phone payment. Return your account to good standing. It's up to you to take the first step, Cau us! 1-800-479-7231 ...~~ c...A'd'One' MASTERCARD ACCOUNT 5291-0713-7382-5320 MAY 16 - .fUN 15,2003 Pog.lofl Account Summary p",;"."""", Payments, Credits and Adjustmeut:5 Traneactions F'~Charp NewB~ Minimum Amount Due Payment Due D.te Total Credit Line TGtIlAwi1ab1eCredit CzeditLiDeforCash Awilable Creditfot Cash Pa,m.n.., C..dbundAdjHtmento S2,.201.61 tOO $103.00 $49.62 $2,354.23 $2,354.23 July 15, 2003 $1,000 ,.00 $1,000 ,.00 T............ 1 16MAY OVERlJMlTFEE 2 15]UN CAPITAL ONE MEMBER FEE 3 lSJUN PAST DUE FEE You..- a-.-d il put due fee of 135.00 on W151200J beanse ~ minimum pIl}'IUent_ DOl: rocti.vedbftheduedm: oflW1412OO3. Toa~ tDilfeeintbefitture, we recommend thal:you allow Il:leut 7busW:.~ fOr ~paymem:tD reach Ctpib1 One. 129.00 39.00 35.00 ForfreeoDliM&<<6Ulltocrvk.eutd.peciIJ_IIIht,l6t6llto: www.~e.com Send.~to: Attn:Ranitta~P~ CIJiWOneSerriooa P.O.B/lISS'1.j7 P.icNnMd,VA23216 Seudillquiri.er;to: ~~ ~~~ Atyourllm'ice TocUlc-......~ortoNpOft.koItorrtol..aard:: 1-800-955-7070 c:.pw One Semc. P.O. B(Itl 8501S Richmo!Id, VAJ:U8S-5015 F"......CIwp . ~ ~ PURCHASES CASH ""-- --. '1.<3U1 l82J.55 PktwllJtrrwmsUkfrjlfl/'ll1lllll~ ":: ~ f!mlfil .""'" .""'" "."" "."" "'-" ,1&" ANNUAL PERCENTAGE RATE oq>p&d tlWopmod 25,_ ... PLEASE RETURN POImON BELOW WITH PAYMENT. T o..,Al.JOne' 0000000 0 5291071373825320 15 2354230120002354237 $2.354.23 12.354.23 s_ Af<' JWy 15, 2003 a" ... '" I ""..- --- 5291-mt3-73'82-532<l . ..~""'" ~JriN--,~~""""';;~.MtJa~Mw.;J.Mm! N_"""'" Minimum Amowtt Dot: Payment Dut- Date Total endoeed $ Accowu-NIUllber: ., capital One Bank P.O. Box 95147 1.1111111111.111I11,,1 Richmond. VA 23276 1..I.I.IIIIIIIIIIIIII.lllIlIlIIlIllllIlIllIullIlIIlIllIlIlIIl -- - ~ - = - ~ - ~- #9016699562669476# MAIL ID NUMBER ALBERT W HOUSEMAN PO BOX 544 CARLISLE PA 17013-0544 1111111.11111111111111111,1111111.11.1111.1111.1111.1,,1111111 r Pktut:wriJt::JOIITfIaDImJ~fI1lytnlTch<<1or~orit:r__~toOtpiulOtwlWU_"..jJj"t"'nrdoJdt:mJt:1Dpe. J - - IE !!!!!I!!!! !!!!!I!!!! - !!!!!I!!!! Cl 2002 Capital One SeJ'Yices. Inc. Capltal One is a federally te~.istered service mark. All rights reserved. lEi .... - !IE === - !!!!II!! .... - . 1& !!!!!II !!!!!I!!!! - III !!!!!I!!!! - iii .. r' 8 0: .!. i I f~'::'=:tV=~"""""v-pedodo1 ~~~'~V.:':J:1he :::_whhauI~chIo."_puI...~~ bal_ofMCh~ueh.-v,""arrynew .__......~ .__V8_ t to..chllllQlll8fll,_lII.IxnIc1any~ chi.... 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Pl_ ramambertoal(ll1" _.__..._. tDotl#_.-rto_~UIrI_-.u ~Dou_4ppIy",bI8I1oaI$~UIrIKCtHmI8 =OnaQllOMInfoInIaODnPII"WICY.-.ctIon:__ CaPtalc:."'"::'~ri:redlltr'.llc>>rnarkofCaphal ~~CoIpCll'ltlcll\. ,*-.-rwd..2Q03 24797M 01l<lU!.AK Importlint Notioe: Your peym4lnt w~l be credited to your eccount e. of the date we recei~ it, provided you .end the bottom portion of this .teternent end your check in the .nclo.ed remittance envelope, end your payment i. r.c.ived in our proc...ing c.nt.r by 3 p.m. Peyments eddr....d to our Virginia or Georgie pro~ning cent.r mult: be received on a busin..s dey by 3:00 p.m. ET. Peyment. eddrened to our Welhington proce..ing center mu.t be rec.ived on e bu.ine.. day by 3:00 p,m. PT. Pleeee allow at !em 'five (5) busines. deyt for ponal delivery. Pevment. r.ceived by u. at any other location or in another form may not be credited the sarne day we receive them. Our buein... days are Monday through Saturday, excluding holidaY'. Plea.. do not UN Itaples, paper clips, etc. when preparing your payment. VERI FICA TION The undersigned does hereby verify subject to the penalties of 18 Pa, C,S. S4904 relating to unsworn falsification to authorities, that he is an attorney for the Plaintiff herein and makes this Verification based upon the facts as supplied to him by the Plaintiff because the Plaintiff is outside the jurisdiction of the court and the Plaintiff's Verification cannot be obtained within the time allowed for the filing of this pleading; and that the facts and circumstances set forth in this pleading, are true and correct to the best of his knowledge, information an belief, ~ ~ ~ i ,*Q ,. 7'\\. In. tJ'\ . - \v U'l \\~\\ ~ V\ 0- - 4 ~ -0 lJl. -Z Q ::c .~ F y'U ~ 91 l...J ~ $ ~ -0 'P f:- ......- SHERIFF'S RETURN - REGULAR CASE NO: 2006-04495 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK VS HOUSEMAN ALBERT W SHANNON SHERTZER , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon HOUSEMAN ALBERT W the DEFENDANT , at 1030:00 HOURS, on the 24th day of August , 2006 at 449 WEST MAIN STREET WALNUT BOTTOM, PA 17266 by handing to ELLA HOUSEMAN, MOTHER a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 12.32 .00 10.00 .00 40.32 ,,/ 08/24/2006 1/ /:b<'#JCl. WELTMAN WEINB~~~lEIS. \/ By: . / j ~ /1.., ('\ L--- , \D"epu t y ShE}t f f So Answers: ""i ~ ~/~ b' . t ;4.,/-/",; ,'. . ';;r~"'C' ,.;;...?,. .<,;;,~< . . ,,,,r~S'/-r or ,~,l_.o__ _ . " R. Thomas Kline 9~ Sworn and Subscibed to before me this day of A.D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK, Plaintiff No. : 06-4495-CIVIL TERM YS. PRAECIPE FOR DEFAULT JUDGMENT ALBERT W HOUSEMAN Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: WILLIAM T. MOLCZAN, ESQUIRE PA I.D.#47437 Wehman, Weinberg & Reis Co., L.P .A. 2718 Koppers Bldg. 436 Seventh Avenue Pittsburgh, P A 15219 (412) 434-7955 WWR#05253094 Judgment Amount $ 2651.43 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK, Plaintiff vs. Civil Action No. : 06-4495-CIVIL TERM ALBERT W HOUSEMAN Defendant PRAECIPE FOR DEFAULT JUDGMENT TO THE PROTHONOTARY: Kindly enter Judgment against the Defendant, ALBERT W HOUSEMAN above named, in the default of an Answer, in the amount of $2651.43 computed as follows: Amount claimed in Complaint $2497.27 Interest from JULY 24, 2006 TO OCTOBER 2, 2006 at the legal interest rate of25.9% per annum $154.16 TOTAL $2651.43 I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R.c.P. 237.1 on the dates indicated on the Notices. WELTMAN, WEINBERG & REIS CO., L.PA By: M WILLIAM T. MOLC PA 1.0.#47437 Weltman, Weinberg & Reis Co., L.P.A. 2718 Koppers Bldg. 436 Seventh A venue Pittsburgh, P A 15219 (412) 434-7955 WWR#05253094 Plaintiffs address is: c/o Weltman, Weinberg & Reis Co" L.P.A., 2718 Koppers Building, 436 7th Avenue, Pittsburgh, PA 15219 And that the last known address of the Defendant is: 449 W MAIN ST WALNUT BOTTOM,PA 17266 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK, Plaintiff vs. Civil Action No. : 06-4495-CIVIL TERM ALBERT W HOUSEMAN Defendant NOTICE OF JUDGMENT OR ORDER TO: () Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the following orde3/.JgmtL: was entered against you on -:J.DDl.,. I (xx) Assumpsit Judgment in the amount of$2651.43 plus costs. () Trespass Judgment in the amount of$_ plus costs. () Ifnot satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of () Court Order () Non-Pros () Confession (xx) Default () Verdict () Arbitration A ward Prothonotary ~ By' PR01' ONOT ~~y .' l:1 r Y) ALBERT W HOUSEMAN 449 W MAIN ST WALNUT BOTTOM,P A 17266 Plaintiffs address is: c/o Weltman, Weinberg & Reis Co., L.P,A., 2718 Koppers Building, 436 7ili Avenue, Pittsburgh, PA 15219 1-888-434-0085 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION :APITAL ONE BANK ~::llaint iff Case # ~(L<tq5-t.?/ IIIL - IB:IrJ ALBERT W HOUSEMAN Defendant(s) IMPORTANT NOTICE TO: ALBERT W HOUSEMAN 449 W MAIN ST WALNUT BOTTOM,PA 17266 !)ac.~ of Notice: tJWRi:: 05253094 9J&OJ-O(o YOU ARE IN DEFAULT BECAUSE YOU :-lAVE FAILED TO ENTER .7::.. W1UTTEN \PPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUY;MENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSS YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE FOLLOWING OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO ?RGVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT Ml\Y OFFER LEGAL SE1~vICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. '..JAWIER REFERRAL SERVICE :U:1l3ERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 ----..-1 / -' BY: JAMES AR BRODT, ESQUIRE PA If . #42524 WEL~ ,WEINBERG & REIS CO., L.P.A. I 27 B KOPPERS BLDG, 436 7TH AVE. PI SBURGH, PA 15219 IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK, Case no: : 06-4495-CIVIL TERM Plaintiff NON-MILITARY AFFIDAVIT vs. ALBERT W HOUSEMAN Defendant The undersigned, who first being duly sworn, according to law, deposes and states as follows: That he/she is the duly authorized agent of the Plaintiff in the within matter. Affiant further states that the within Affidavit is made pursuant to and 111 accordance with the Servicemembers' Civil Relief Act (SeRA), 50 U.s.C. App. 9 521. Affiant further states that based upon investigation it is the affiant's belief that the Defendant, ALBERT W HOUSEMAN is not in the military service. Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the Defendant, ALBERT W HOUSEMAN is not in the military service. Further Affiant sayeth naught. SWORN TO AND SUBSCRIBED in my presence this ~ day . f .a..oc..~ . ~-<. COMMONWEALTH OF PENNSYLVANIA I Nota.nal Seal --~ . . J. Kelly. Notary P I ;burgrl Alleghc , ssion ~~~ \ j ~ ; , '1nsylvanla Associht:C 11';;6 This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be used for that purpose. Request for Military Status Page I of2 Department of Defense Manpower Data Center OCT -02-2006 04:42:23 Military Status Report Pursuant to the Servicemembers Civil Relief Act -< Last Name First/Middle Begin Date I Active Duty Status I Service/Agency HOUSEMAN ALBERTW Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. ~~. ~-~ Mary M. Snavely-Dixon, Director Department of Defense. Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, V A 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. #167;#167; 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you. If you obtain further information about the person ( e.g., an SSN, improved accuracy ofDOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query . This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: hllp~Lwww.de~!1selink.mil/faq/pis/PC09SLD R.html WARNING: This certificate was provided based on a name and Social Security number (SSN) provided https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 10/2/2006 Request for Military Status Page 20f2 by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID:XLJOQLNBFQ https://www.dmdc.osd.millscra/owa/scra.prc_Select 10/212006 C A:J (;:) {Q tt. 7C ~ ~ ~ D t"-:l ":::.:;l ,..--""" - C"C"T"\, ('T (/ c-:; ~ '- ~ , .: ~ -i \) V - ~ ...z:: en ~ "- ~ -n --...- flr ~ ~ ---..<. I - - p:: 0- f: .. )v f"c' -n C', :::< ~ ~