HomeMy WebLinkAbout06-4643
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
No. Dl. -JjL~ (j()~L'-r-~
MBNA AMERICA BANK, N.A.
655 PAPER MILL ROAD
MAIL STOP 1411
WILMINGTON DE 19884-1411
Plaintiff
VS
LARRY E JOHNSON
131 E PENN ST
CARLISLEPA 17013
Defendant( s)
Date: ~
WliTA Fil" No 1410<;QI>1I1
CIVIL ACTION - LAW
Filed on behalf of:
Plaintiff, MBNA AMERICA BANK, N.A.
Amy F. Doyle #87062 / Daniel F. Wolfson #20617
Philip C. Warholic #86341/ Andr'l;f- "p"'n~ "077~
David R. Galloway #87~ Tonil M. Chi ie #878 ---::::>
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, 3rd Floor
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
:No. ei- -Ji1.'f3 el~'C=T~
MBNA AMERICA BANK, N.A.
Plaintiff
VS
:CIVlL ACTION - LAW
LARRY E JOHNSON
Defendant(s)
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by an attorney and filing in writing with the Court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so, the case may proceed without you and a judgment may be entered against you by the
Court without further notice for any money claimed or any other claim or relief requested by the
Plaintiff. You may lose money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, P A 17013-
717-249-3166
CCP Notice to Defend
W&A File No. 141OS961R
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff
:No.
VS
LARRY E JOHNSON
Defendant( s)
:CIVIL ACTION - LAW
NOTlCIA
USTED HA SIOO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la
demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias
despues que esta Demanda y A viso es servido, con entrando por escrito una aparencia
personalmente 0 por un abogado y archivando por escrito con la Corte sus defensas 0 objeciones
alas demandas puestas en esta contra usted. Usted es advertido que si falIa de hacerlo el caso
puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas
aviso por cualquier dinero reclamado en la Demanda 0 por cualquier otro reclamo 0 alivio
solicitado por Demandante. Usted puede perder dinero 0 propiedad 0 otros derechos importante
para usted.
USTED DEBE LLEV AR ESTE P APEL A SU ABOGADO ENSEGUIOA. SI USTED
NO TlENE UN ABOGADO, VA Y A 0 LLAME POR TELEFONO LA OFICINA FIJADA
AQUl ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO
CONSEGUIR UN ABOGADO.
SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE
PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER
SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIOO 0
GRATIS.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013-
717-249-3166
CCP Notice to Defend
W&A File No. 141059618
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, NA
Plaintiff
: No. a. -J/L1l3 Clu~tr~
VS.
LARRY E JOHNSON
Defendant( s)
: CIVIL ACTION - LAW
COMPLAINT
AND NOW, this 11 day of July, 2006, comes the Plaintiff, MBNA America Bank, NA, by and
through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint and
in support avers as follows:
1. Plaintiff, MBNA AMERICA BANK, N.A. ,is a National Banking Association
organized under the National Banking Act with principal place of business situated at P.O. BOX 15718,
WILMINGTON, DELAWARE 19850.
2. Defendant, LARRY E JOHNSON, is an adult individual with a last known address of
131 E PENN ST, CARLISLE, CUMBERLAND COUNTY, PA 17013.
3. It is averred that Defendant was issued an open-end credit card account by Plaintiff. This
account was created through a written contract between Plaintiff and Defendant, accepted by Defendant
when he signed and utilized the credit card account. A true and correct copy of the Credit Card
Agreement governing this account is attached hereto as Exhibit "A."
4. The Credit Card Agreement contains a binding Arbitration provision providing that any
claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the
National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement
involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.c. ~~1-16
CCP Cmplt - MBNA
W & A File No. 141059618
(FAA) governed the Agreement and that following disposition through the NAP, judgment may be
entered in any state court having jurisdiction.
5. At all relevant times material hereto, Defendant has been regular user of said charge card
for the purchase of products, goods and/or for obtaining services and/or funds.
6. By virtue of Defendant's use and maintenance of this credit card in connection with his
purchases of goods, and services, he became bound to all of its contractual terms, which clearly included
an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to
the NAP having jurisdiction over this claim.
7. Defendant received monthly statements which accurately state all purchases and
payments made during the month, interest charges imposed on the unpaid balance, and the amount due.
A summary of the account showing the balance due and owing is incorporated herein and marked as
Exhibit "B".
8. Defendant did not object to the above-mentioned Statements of Account submitted by
Plaintiff to Defendant.
9. Defendant has made sporadic and irregular payments, if any, which have been applied to
the outstanding balance of this account.
10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on
Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is
the sum of $9,115.31.
11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or
delinquent balances on said account shall continue to bear interest at the rate of 18 '/
12. The amount of interest which has accrued on the aforementioned account is the sum of
$1,973.40.
CCP Cmplt - MBNA
W & A File No. 141059618
2
13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the
collection of the amount due from Defendant.
14. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees from
the law office of Wolpoff & Abramson, L.L.P. in the collection of the collection of the amounts due
from Defendant incident to the within action, the Plaintiff shall continue to incur such attorney's fees
throughout the conclusion of the proceedings.
15. The amount of attorney's fees incurred in this matter is the sum of $1,367.29.
16. Despite reasonable and repeated demands for payment, Defendant has failed, refused and
continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the
damage and detriment of the Plaintiff.
17. Any and all conditions precedent to the bringing of this action have been performed by
Plaintiff.
18. The amount in controversy is within the jurisdictional amount requiring compulsory
arbitration.
CCP Cmplt - MBNA
W & AFi1e No. 141059618
3
WHEREFORE, Plaintiff, MBNA America Bank, N.A., respectfully requests this Honorable
Court enter judgment in favor of Plaintiff and against Defendants, in the amount of $9,115.31, plus
interest in the amount of $1,973.40, plus attorney's fees in the amount of $1,367.29, plus costs of this
action and any other relief as this Court deems proper and just.
Date: ~
Respectfully submitted,
~"70621 o.n;cl F. Wolf~ _17
Philip C. Warholic #86341/ Andrew C. Spears #87737
David R. Galloway #87326/ Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469/ Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, 3rd Floor
CampHill,PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - MBNA
W & A File No. 141059618
4
VERIFICATION
The undersigned hereby states that helshe is the attorney for the Plaintiff, MBNA America Bank,
N .A., who is located outside of this jurisdiction and in order to file the within document in an expedient
and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within
action and verifies that the statements made in the foregoing Complaint are true and correct to the best
of hislher knowledge, information, and belief, based upon information provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa.C.S. Section 4904, relating to unsworn falsification to authorities.
Date: ~
~
Amy F. Doyle #870621 Daniel F. Wolfson #20617
Philip C. Warholic #863411 Andrew C. Spears #87737
David R. Galloway #873261 Tonilyn M. Chippie #87852
Sarah E.. Ehasz #864691 Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 1 Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, 3rd Floor
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - MBNA
W &AFileNo.141OS9618
5
Exhibit .. A"
~-
-
. It,tn\"' .ff. . i \lJ.i\l \1 m .~ lilt it \ t · 1\.\1
.' ....
WII: if!! f iUiI I!! i; in! ij II!ff !l! Ii I: um i'iiilUf ilil
';fill fl~ ~Jf:iJ h hJl~lljtUJI(d! ,} 4'," I 'ft;
J lJJI i Ilt.1 . ~ ifi f. ,ilg. "il f al-iiIJftf~ f si
h,II!! rill f,f!lht-!l f l'tlf.!; ff~. I~ i IIJi~!III!J: If I'
i f~1,1 I( I ltJi" It. If ii6f:r1 IErIIti" I If ~u Jill I Ji
1 t f; Ul ! It" r I. Iii' !. l i if 1 I' I ,
1"1 II- f - It 'I I I' I llf If( f1 I' ,
!Ii uti,i 111I.lf dl,1 . Jl~1 I .lii Iii If! . II
','Ji: i nUIJlfllt:I~: i f i"ltl!,11iff.,'I,iI'I' r ~fJt!l'! 'J'tll}.. f f 11111'1'11 .
~ f ~rtl.lI! t" f .1 f n J I I' ,..I.. I.' r ;
Itl · fdf 111i J ~ II fn~ !Inl f:h 'IIIii rlltl I t! J
f tll!Wl~ / n. '"n r I -lLito I,. I l ,. I If'
"if I:ffmi!i t filfUmiJ f'fl fmljdn!~; HIli,
-------------
-
I' I \1' l' I \' ' t 'I \111 · , · ~ l ' i
t\ 1 ,Un~ Ii \' \ 1.' \ \, \' tilt' t ' , · !
~\\\ \1\\\\\ \\ \\' f\ \i \\ ~ W'\\ \i'\\ \~ \\h\1
1: ~ t 1 1 · 1 1 .! \ " ,- \ ,', - ",\-' t.'
\ " \h\\\ l\ \\\\\. \\\\11\\\1\i1 \,\NU t t\\ ib\
e~ 1 it _ h - tl ,1 , "f , t" ,t ,1
------
-
t.ii 1 s. IL\ It'lL l{ ".~ ,~)1 It ' 'I\!' ,I
\\\\\\'\\\' \\fi\l ~\ '\, \ J~~ \\~ i \\ \\\\'\Ul\\ t\\\\
" . \1, I 'I I' I p!i ' "" i Ii
- .'- .--..--.--.--'- . ---.. - ..' ....-.. -- '
'.' l.. ! J~.J" ij51 ~~I,U .., '. ",; -' I .i it , · ..1
~~l' ." ,I'Ll J ,.,i" IJ" i
..~
------
-
'\;\~~ij \lli~\~~i U": \1 i\milm;~~\t-\ i~\~~V~i~;~~Plit\
l\\'\~~l\ t t!~~t\ 1\11 WJ~~~\n;~'~~ ~c ~r~~j~ll;;!I'\H
11' J. l' I'll' S lti Ii I J I ~1~ill'J';.' i
Ii" . If ..." ' ! '~i ~Ii.. "It! ~ ....i.. ,....
j\\;\i\~ \\\\\b\\\\\ \ i~,\\~h\\\t\" :~i\ ~\\\ii\~~i\l i
, 1\... _,'" \. \ I ~. a... . · ."; " .e ·
, . ,. !.. t:
.
Exhibit IIBII
..FICHINF01 .. Date 04/27/05 Account 5329023937000128 Mode L ..Nxt
CUIENT' no 001730 MBNA ACCT#5329023937000128 BALANCE --$9,115.31
...... PRIMARY DEBTOR ..... C/o DATE 01/01/69 LSTPY DT 03/11/05
'M-ACCT-NO 'M-REC-TYPE'M-CUST-TYPE'M-LAST-NAME
5329023937000128 A I JOHNSON
'M-FIRST-NAME 'M-ADDR-1 'M-ADDR-2
LARRY E 131 E PENN ST
*M-CITY 'M-COUNTY
CARLISLE
'M-WORK-PH
0000000000
'M-POE-ADDR
+ .
*M-DOB
'M-STATE*M-ZIP
PA 170132435
'M-POE-NAME
*M-HOME-PH
7172433719
'M-LOAN-TYPE'M-LENDING-OFFICER
LM01 OM0001
'M_BANK_CODE'M_BRANCH_CODE*M_CALL_CODE'M_RECOVERER_CODE'M_DEALER-CODE
AGNY 937
'M-CO-RSN'M-ACCT-STATUS*M-INT-RATE'M-RECEIPT-DATE*M-CONTACT-DATE'M-CO-DATE
PM 0000 04/25/05 06/10/00 01/01/69
*M-LAST-PYMT-DATE'M-CO-AMT 'M-ASSOC-COST'M-ACCRUED-INT*M-CUR-BAL
03/11/05 $9,115.31 $.00 $.00 $9,115.31
'M-NET-PRIN 'M-NET-COST *M-NET-INT 'M-COMMENT-1
$9,115.31 $.00 $.00
'M-COMMENT-2
002 20050425
MMMMM1AMMMMM1
0000090
.MODE L=LFT R=RGT W=WRP Next File .
.
~
~ \. ~
w CI'\
~ ~ D
5 ~ :t.J
C) F
~
o
C
?
-C(~,
rnl'
''':)'''
4.-~, <",
-rf
~~l ';~"-:.
reI: ;
~
)....,...:..~."
'j::,?~
~
""
0-
~
G")
,?'d
~"
.<
~
~~
- c-,h
-'-'''l',
:t:1...l
~ ge,
C5&fn
~ ~
- ~
'c;)
<..J
SHERIFF'S RETURN - REGULAR
CASE NO: 2006-04643 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MBNA AMERICA BANK N A
VS
JOHNSON LARRY E
KENNETH GOSSERT
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
JOHNSON LARRY E
the
DEFENDANT
, at 1846:00 HOURS, on the 25th day of August
, 2006
at 131 E PENN ST
CARLISLE, PA 17013
by handing to
KIM JOHNSON, WIFE
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff1s Costs:
Docketing
Service
Postage
Surcharge
So Answers:
18.00
4.40
.39
10.00
.00
32.79/
~ q/u/ofp
~;;?'
R. Thomas Kline
<~
08/29/2006
WOLPOFF & ABRAMSON
Sworn and Subscibed to By:
before me this day
of A.D.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
No. 06-4643
Plaintiff
VS
CIVIL ACTION - LAW
LARRY E JOHNSON
Defendant( s)
PRAECIPE FOR JUDGMENT
Please enter Judgment in favor of Plaintiff and against Defendant(s), LARRY E JOHNSON, for failure to answer the
Complaint.
(X)
Amount due
Less credits
TOTAL
$12,456.00
$
$12,456.00, plus interest and costs
( X) I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the complaint and is
calculable as a sum certain from the complaint.
(X) Pursuant to Pa.R.C.P. 237 (Notice of Praecipe for final judgment or decree), I certify that a copy of this praecipe has
been mailed to each other party who has appeared in the action or to hislher Attorney of Record.
( X) Pursuant to Pa.R.C.P. 237.1, I certify that written notice of the intention to file this praecipe was mailed or delivered to
the party against whom judgment is to be entered and to hislher Attorney of Record, if any, after the default occured and at least ten
days prior to the date of the filing of this praecipe and a copy of the notice is attached.
Date: I opt /0'
Am F. Doyle #8
Hi C. War i #86341 Andrew C. Spears #87737
David R. Galloway #87326 / Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469/ Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
Now,Jbo 14
By:
Deputy
W&A File No. 141059618
. MAIN Ofl:tCE
TWO IRVINGTON CENTRE
702 KING FARM BLVD., ROCKVILLE, MD 20850
REGIONAL OFFICES
10605 JUDICIAL OR., BLDG. A-5, FAIRFAX. VA 22030
1108 E. MAIN ST" STE. 1003, RICHMOND, VA 23216
5122 GREENWICH RD., VIRGINIA BEACH, VA 23482
919 N. MARKET ST., STE. 1300, WILMINGTON, DE 19899
1 V~ ilNt(BUlG.. BOX 1Z!&, C1N'I<SBI.JlG. WV 28302
4680 TRINDLE ROAD, 3RD FLOOR. CAMP HILL, PA 17011
28632 ROADSIDE OR., STE. 2e6, AGOURA Hlu.s, CA 91301
38500 HIGH POlNTE BLVD.. STE. 250, NOVI. 1.11 48375
300 CANAL VIEW BLVD.. ROCHESTER, NY 14123
5215 N. O'CONNOR BLVD.. STE. 1080. LAS COUNAS, TX 15039
180 GLASTONllURV BLVD., GLASTONllURY, CT 08033
210 INTERSTATE NORTH PKWY., STE. 100. ATLANTA. GA 30339
301 CARlSON PKWY., STE. 303, MINNETONKA. MN 56435
LAW OFFICES
WOLPOFF 8r ABRAMSON, L.L.P.
Attorneys in the PracticB of Debt Collection
(A National Collection Attorney Network Firm)
4660 TRINDLE ROAD
SUITE 300
CAMP HILL, PA 17011
717-303-6700
OUTSIDE THE CAMP HILL LOCAL AREA
(TOLL FREE)
1-800-758-0675
FACSIMILE 717.737-9051
PlEASE DIRECT AlL INOUIRIES TO THE CAMP HILL OFFICE
October 09, 2006
LARRY E JOHNSON
131 E PENN ST
CARLISLE, P A 17013
RE: MBNA AMERICA BANK, N.A.
vs. LARRY E JOHNSON
Dear Larry E Johnson:
JERSEY
ANCHORAGE, AlASKA RAlEIGH, NORTH CAROLINA
PHOENIX, ARIZONA FARGO, NORTH DAKOTA
CABOT, ARKANSAS CLEVElAND, OHIO
ENGLEWOOD, COlORADO OKlAHOMA CITY, OKLAHOMA
FT. LAUDERDAlE, FLORIDA EUGENE. OREGON
HONOLULU. HAWAII PROVIDENCE, RHODE ISLAND
BOISE. IDAHO COLUMBIA, SOUTH CAROLINA
CHICAGO. IlliNOIS KNOXVILLE. TENNESSEE
MERRILLVIlLE, INDIANA SANOY. UTAH
KANSAS CITY, KANSAS MILWAUKEE, WISCONSIN
LEXINGTON. KENTUCKY RAWLINS. WYOMING
METAlRIE. LOUSIANA
ST. LOUIS, MISSOURI
GREAT FAlLS, MONTANA
OMAHA, NEBRASKA
LAS VEGAS. NEVADA
MANCHESTER. NEW HAMPSHIRE W&A Hours of Operation:
8 a.m..5:30 p.m. ET M-F
. The National Collection
Attorney Networtlls an
affiliation ot ..PII..... law t11'1l1l1.
IW&A File No. 141059618
Enclosed herein please find a 10- Day Notice pursuant to Rule 237.1 of the
Pennsylvania Rules of Civil Procedure.
Sincerely,
Amy F. Doyl 87062/ Daniel F. Wolfson #20617
Philip C. War olic #86341/ Andrew C. Spears #87737
David R. Galloway #87326 / Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469/ Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837/ Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
<C(Q)(P)~
Enclosure
cc: Provanta
1798 Technology Dr Suite 200
San Jose CA 95110-1399
This is an attempt by a debt collector to collect a debt and any information obtained will
be used for that purpose
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
NO. 06-4643
Plaintiff
VS.
CIVIL ACTION - LAW
LARRY E JOHNSON
Defendant( s)
TO: LARRY E JOHNSON
131 E PENN ST
CARLISLE P A 17013
DATE OF NOTICE: October 09, 2006
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITIEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOu. UNLESS YOU ACT WITHIN TEN DAYS FROM
THE DATE OF THIS NOTICE, A JUDGMENT MAYBE ENTERED AGAINST YOU WITHOUT A HEARING AND
YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE ALA WYER,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE ABLE TO PROVIDE YOU
WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGffiLE PERSONS AT
A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
717-249-3166
Amy F. Doyle #87 / Daniel F. Wolfson #20617
Philip C. Warholic # 6341/ Andrew C. Spears #87737
David R. Galloway #87326 / Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469/ Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRJ\MSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 141059618
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
No. 06-4643
Plaintiff
VS
CIVIL ACTION - LAW
LARRY E JOHNSON
Defendant( s)
CERTIFICATE OF RESIDENCE
P A. R.C.P. 236
I hereby certify that the precise address of Plaintiff is:
Mbna America Bank, N.A.
655 Paper Mill Road
Mail Stop 1411
Wilmington DE 19884-1411
and certify that the last known address of the within Defendant(s) is:
Larry E Johnson
131 E Penn St
Carlisle PA 17013
Date:
Ii IJ( /b?
f (
/ Daniel F. Wolfson #20617
6341 drew C. Spears #87737
David R. Galloway 87326/ Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & A8RAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 141059618
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
No. 06-4643
Plaintiff
VS
CIVIL ACTION - LAW
LARRY E JOHNSON
Defendant( s)
AFFIDAVIT OF NON-MILITARY SERVICE
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
The undersigned counsel, being duly sworn according to law, depose and say that I am the Attorney for the
Plaintiff in the above-captioned matter, and that to the best of my knowledge, information and belief Defendant, Larry E
Johnson, above-named, is over 21 years of age; is last known to reside at 131 E Penn St Carlisle, County of Cumberland,
Pennsylvania; is not in the military service of the United States or its Allies, or otherwise within the provisions of the
Servicemembers Civil Relief Act and its Amendments.
Date: i 'I'd (/ /) ,
aniel F. Wolfson #20617
hilip .arholi #86341 drew C. Spears #87737
David R. Galloway #87326/ Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469/ Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
COMMONWEALTH OF PENNSYLVANIA
Nolaria: Seal
Rachel Zeltmann. ;'~otary Public
Hampden Twp.. CumooroarKl County
Mv Commission ExnrJeti Nov. 23, ~'OO9 .
Member, Pemsylvania Association of Notanes
SWORN and SUBSCRffiED to before me thi~daY of ()cJru bif , 20~.
~~~1
W & A File No. 141059618
W&A File No. 141059618
'c r:J ~ ..(Q.
....0
~ .
C>
~ ~ ~
~ - f2 r-:>
0.0 c:;;:J
c,?
.c <5....
~ ;r:
~ C- (_::)
~:::
~ ~ 1- -
~ .+:-
,
r- s
.:...)
--
J , . .
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
No. 06-4643
Plaintiff
VS
CIVIL ACTION - LAW
LARRY E JOHNSON
Defendant( s)
NOTICE OF JUDGMENT
( x) Notice is hereby given that a Judgment in the above-captioned matter has been entered against you in the amount of
$12,456.00, plus interest, on ~OO it( ,20.Qh....
( x) A copy of all documents filed with the Prothon
f the within judgment is/are attached.
By:
Date: ,0/; 1; t
Am F. Doyle #87062
hilip . ar olic #8 41 drew C. Spears #87737
David R. Galloway #87326 / Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837/ Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
This Notice is given in accordance with Pa.R.c.P. 236.)
NOTICE SENT TO: Larry E Johnson
131 E Penn St
Carlisle P A 17013
W&A File No. 141059618
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
No. 06-4643
Plaintiff
VS
CIVIL ACTION - LAW
LARRY E JOHNSON
Defendant( s)
PRAECIPE TO SETTLE AND SATISFY
Please mark the above-captioned action as settled, satisfied and discontinued.
Respectfully Submitted,
Date: ~
By:
Amy F. Do e #87062 / Daniel F. Wolfson #20617
Philip C. Warholic #86341/ Andrew C. Spears #87737
David R. Galloway #87326 / Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469/ Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
Cc: PROV ANTA
1798 TECHNOLOGY DR SUITE 200
SAN JOSE, CA 951101399
W&A File No. 141059618
r-.:>
=
=
a....
CJ
j11
n
N
~
.-t
::t:-n
!I.'F
__rn
<Tiy
'.'~ ~~~~l
,~~~.~
:;~
~
~
-0
-!?~
-~"""
r:-.?
N