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Home My WebLink About06-4646IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 655 PAPER MILL ROAD MAIL STOP 1411 WILMINGTON DE 19884-1411 Plaintiff VS DARLA M STAYDUHAR 604 3RD ST #1 NEW CUMBERLND PA 17070 Defendant(s) CIVIL ACTION - LAW Filed on behalf of: Plaintiff, MBNA AMERICA BANK, N.A. Counsel of record for this party: Dater Amy F. Doyle 870 2 / Daniel F Philip C. Warholic #86341 ew C. S ars #8773 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 148138034 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. :No. Plaintiff VS :CIVIL ACTION - LAW DARLA M STAYDUHAR Defendant(s) You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 148138034 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS DARLA M STAYDUHAR Defendant(s) N IA :No. :CIVIL ACTION - LAW USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accibn dentro veinte (20) dias despu€s que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 148138034 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff :No. ?? - W le'4b l .I u t ?', VS. DARLA M STAYDUHAR Defendant(s) CIVIL ACTION - LAW AND NOW, this 20 day of July, 2006, comes the Plaintiff, MBNA America Bank, N.A., by and through its attorneys, the law fine of Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as follows: Plaintiff, MBNA AMERICA BANK, N.A. , is a National Banking Association organized under the National Banking Act with principal place of business situated at 655 PAPER MILL ROAD MAIL STOP 1411, WILMINGTON, DE 198841411. 2. Defendant, DARLA M STAYDUHAR, is an adult individual with a last known address of 604 3RD ST, #1 NEW CUMBERLND, CUMBERLAND COUNTY, PA 17070. 3. It is averred that Defendant was issued an open-end credit card account by Plaintiff. This account was created through a written contract between Plaintiff and Defendant, accepted by Defendant when he signed and utilized the credit card account. A true and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A." 4. The Credit Card Agreement contains a binding Arbitration provision providing that any claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. §§ 1-16 CCP Cmplt - MBNA W & A File No. 148138034 (FAA) governed the Agreement and that following disposition through the NAF, judgment may be entered in any state court having jurisdiction. At all relevant times material hereto, Defendant has been regular user of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. 6. By virtue of Defendant's use and maintenance of this credit card in connection with his purchases of goods, and services, he became bound to all of its contractual terms, which clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to the NAF having jurisdiction over this claim. Defendant received monthly statements which accurately state all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due. A summary of the account showing the balance due and owing is incorporated herein and marked as Exhibit "B". 8. Defendant did not object to the above-mentioned Statements of Account submitted by Plaintiff to Defendant. 9. Defendant has made sporadic and irregular payments, if any, which have been applied to the outstanding balance of this account. 10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is the sum of $11,599.53. 11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or delinquent balances on said account shall continue to bear interest at the rate of 18 %. 12. The amount of interest which has accrued on the aforementioned account is the sum of $858.04. CCP Cmplt - MBNA W & A File No. 148 1 3 8034 13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendant. 1?4. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees from the law office of Wolpoff & Abramson, L.L.P. in the collection of the collection of the amounts due from Defendant incident to the within action, the Plaintiff shall continue to incur such attorney's fees throughout the conclusion of the proceedings. 15. The amount of attorney's fees incurred in this matter is the sum of $1,739.92. 16. Despite reasonable and repeated demands for payment, Defendant has failed, refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 17. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 18. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - MBNA W & A File No. 148138034 WHEREFORE, Plaintiff respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendants, in the amount of $11,599.53, plus interest in the amount of $858.04, plus attorney's fees in the amount of $1,739.92, plus costs of this action and any other relief as this Court deems proper and just. Respectfully submitted, Date: ri, Amy F. Doyle #870 iel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOP`F & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA W & A File No. 148138034 VERIFICATION The undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unworn falsification to authorities. Date: Amy F. Doy e #870 Daniel F. Wolfson #20617 Philip C. Warholic #863411 Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA W & A File No. 148138034 Exhibit "A" , 'Go ON ]DO,- AC Coast b ride Aiimo?• do war& W nd'ya1' rbr b wA ad d d M Pmanl b wbw rwa !b renal wr bm a 8W wb dt omitimmWMOpa'WAreadwdiAaamwd.7bwwde9aat•wwmd*UBMAArrfol' UWMArndnad6Nil7baaw Adreawr ammr aaY lon Yea eblli !aw b midar di Aaiawi OrAaaaarat wd? la ewlila d AY Aamamrtaad 1!e emw aa/ oaedylerplbrl n dr rapid Aid dbdls aeoan d Oa araaepaaq? 7bs dvaw Aaemrt lrtw. dish b iripa'aM Iwab d writ aped bmd lien bad ebra drarrwb, d aedma?atat aataidb, ?? wa>d? 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MMgW W%toW tdroooo. JffAMotbyldf?11 Ctremr. Wl.r4D?Y?dwliomaw?.aoo.toptiga? or.VK sasapgteaf,jotte,a?omer?dr,ermamww4wWavo660"msomwo=Opbdat. MNRAwX cW*" b sawn b b dWWod olow, netbm krw romatww Sit brrmm 1••rdw Wk eloMi Aa•ptowbm' 1 11 dwrhawm•ooowtwdrwrI dwMdlbwwtII DOtMrdlaw0con"W"oouid•ety". AWW"rdM1 Wommrobdt•wd*& Fod*Wxi hdommy"wbpoovtdoddiooYaoa.a NIbukwima•taadw ammop vWmb oprd out fto @Aw or bo6 tbd*mrim Awi p (mdnw to l f0 dm' %Gdm hd aw•pl•. owaan dbb•opbd .... lbio noYooi4,drm rod.nytey ogYPevtow aoacrr fiav<D?U about drpriwey. •oo•Nq, rdpaloalaa atinimwll•? P•r aoaa pirr? t?wd 'T?rwyli tl ao' m mWbw••b?iradowlbawwtnmotwnloao[aiptryp F?P?w. eiedar+ab 4wa w• mq o•orri dd• plvsysol{a d wy tlma. •ad ws w? bd'orm yw a[obwi/M r •egrird by' b•t Exhibit "6" 'CLIENT NO 001888 MBNA ACCT#74973997385439 BALANCE -- 11,599.53 ****** PRIMARY DEBTOR ***** C/O DATE 08/30/05 LSTPY DT 01108105 *M-ACCT-NO *M-REC-TYPE*M-GUST-TYPE*M-LAST-NAME 74973997385439 A I STAYDUHAR *M-FIRST-NAME *M-ADDR-1 *M-ADDR-2 DARLA M 604 3RD ST APT 1 *M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH NEW CUMBERLND PA 170702017 7177745335 *M-WORK-PH *M-DOB *M-POE-NAME 5555555555 10/24/41 *M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER LU01 000001 * M-BANK-CODE* M-BRANCH-CODE* M-CAL L-CODE* M-R ECO V E R E R-CODE* M-DEALER-COD E PRIM *M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE 210 0000 08/30/05 08/30/04 08/30/05 *M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL 01/08/05 11,599.53 .00 .00 11,599.53 *M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1 11,599.53 .00 .00 SALLIE MAE OMM11234567 *M-COMMENT-2 000 20051004 0000000 *M-COMMENT-3 *M-COMMENT-DATE 10/04/05 *M-2ND-NAME *M-MONTHLY-INCOME*M-OTHER-INCOME 70.00 .00 *M-MONTHLY-PYMT*M-OTH ER-PYMT*M-OWN-RENT-CODE*M-RECOVERY-SCORE*M-NEXT-PAY-DATE .00 .00 R 0720 * M-LAST-I NT-DATE* M-LAST-CO NTACT-DATE*M-CO M M-RATE* M-HOM E-PH-FLAG*M-WORK-P H-FLAG 0000 *M-ADDR-FLAG*M-SSN *M-MIO*M-AG U't 11-1 W n SHERIFF'S RETURN - REGULAR CASE NO: 2006-04646 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF' CUMBERLAND MBNA AMEF'_ICA BANK N A VS STAYDUHAF'_ DARLA M TIMOTHY R.EITZ Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon STAYDUHAF' DARLA M the DEFENDANT , at 1930:00 HOURS, on the 11th day of August , 2006 at 604 3F'_D STREET #1 NEW CUMBERLAND, PA 17070 by handing to EDWARD H STAYDUHAR HUSBAND a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: So Answers: Docketing 18.00 Service 14.96 Postage .39 Surcharge 10.00 R. Thomas Kline .00 43.35v" 08/18/2006 9).3c, / v c, WOLPOFF & ABRAMSON Sworn and Subscibed to By: "- before me this day D uty She iff of A. D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS DARLA M STAYDUHAR No. 06-4646 CIVIL ACTION - LAW Defendant(s) PRAEC E FOR JUDGMENT Please enter Judgment in favor of Plaintiff and again t Defendant(s), DARLA M STAYDUHAR , for failure to answer the Complaint. I (X) Amount due $14,197.49 Less credits $ t TOTAL $14,197.49, plus interest and costs ( X ) I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the complaint and is calculable as a sum certain from the complaint. (X) Pursuant to Pa.R.C.P. 237 (Notice of Praecipe or final judgment or decree), I certify that a copy of this praecipe has been mailed to each other party who has appeared in the actin or to his/h r Attorney of Record. (X) Pursuant to Pa.R.C.P. 237.1, I certify that writtL notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to his/her Attorney of Record, if any, after the default occured and at least ten days prior to the date of the filing of this praecipe an a copy of the notice is attached. Date: Amy F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 % An[IrPW C` Snearc #8777 777> David R. Galloway #87326J Tonilyn M C ' ni #$7$2 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff NOW, a0f , 2006-1 JUDGMEN ENTERED AS ABOVE. Prothonota y/Clerk, vision By: Deputy W&A File No. 148138034 C) ? r r? -- s_ j U? S -t ?? .. C)o I r-? -r . I'D IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS DARLA M STAYDUHAR Defendant(s) No. 06-4646 CIVIL ACTION - LAW AFFIDAVIT OF ON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA . I I COUNTY OF CUMBERLAND The undersigned counsel, being duly sworn according to law, depose and say that I am the Attorney for the Plaintiff in the above-captioned matter, and that to the best of my knowledge, information and belief Defendant, Darla M Stayduhar, above-named, is over 21 years of age; is last own to reside at 604 3Rd St New Cumberlnd, County of Cumberland, Pennsylvania; is not in the military service of the United States or its Allies, or otherwise within the provisions of the Servicemembers Civil Relief Act and ii s Amendments. 1 Date: 454-- A417. Doyle #87062 / Daniel F. Wolfson #20617 t' ?nParc #R7` Philip C. Warholic #86341/Andrew David R. Galloway #8732f - 1 on yn M. Chippie #878 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 /Ronald S. Canter #94000 Ronald M. Abramson #94266 COMMONWEALTH OF PENNSYLVANIA WOLPOFF & ABRAMSON, L.L.P. Notarial Seal Attorneys in the Practice of Debt Collection Kimberly L. Eisenhauer, Notary Public 4660 Trindle Road, Suite 300 Hampden Twp., Cumberland County Camp Hill, PA 17011 My Commission Expires Nov. 17, 2009 Telephone: (717) 303-6700 Member, Pennsylvania Association of Notaries Counsel for Plaintiff SWORN and SUBSCRIBED to before me this day ofC 2 - 4''Mw? Public Notary W & A File No. 148138034 W&A File No. 148138034 c-- ?.:- Cam, i -^!t i IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-4646 Plaintiff VS CIVIL ACTION - LAW DARLA M STAYDUHAR Defendant(s) CER IFICATE OF RESIDENCE PA. R.C.P. 236 I I hereby certify that the precise address of Plaintiff is: Mbna America Bank, N.A. 655 Paper Mill Road Mail Stop 1411 Wilmington DE 19884-1411 I and certify that the last known address of the within Defendant(s) is: Darla M Stayduhar 604 3Rd St #1 New Cumberlnd PA 17070 Date: lx? Amy F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spen s 7737 David R. Galloway #8732?1yn M. Chippie #878 Sarah E. Ehasz #86469 / Robert l?TP-oTa-s Tr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 148138034 MAIN OFFICE LAW OFFICES 'ti.TON CENTRE WOLPOFF & ABRAMSON, L.L.P. W OFFIC 702 KING FARM BLVD., ROCKVILLE, MD 20850 Attorneys in the Practice of Debt Collection (A National Collection Attorney Network Firm) REGIONAL OFFICES 10605 JUDICIAL DR., BLDG. A-5, FAIRFAX, VA 22030 108 E. MAIN ST., STE. 1003, RICHMOND, VA 23216 5122 GREENWICH RD., VIRGINIA BEACH, VA 23462 919 N. MARKET ST., STE. 1300, WILMINGTON, DE 19899 1 VALLEY BAN( BLDG, BOX 1728, C ARKSBURG, WV 26302 4660 TRINDLE ROAD, 3RD FLOOR, CAMP HILL, PA 17011 28632 ROADSIDE DR., STE. 265, AGOURA HILLS, CA 91301 39600 HIGH POINTE BLVD., STE. 250, NOVI, MI 48375 300 CANAL VIEW BLVD., ROCHESTER, NY 14623 5215 N. O'CONNOR BLVD., STE. 1060, LAS COLINAS, TX 75039 180 GLASTONBURY BLVD., GLASTONBURY, CT 06033 210 INTERSTATE NORTH PKWY., STE. 700, ATLANTA, GA 30339 301 CARLSON PKWY., STE. 303, MINNETONKA, MN 55435 4660 TRINDLE ROAD SUITE 300 CAMP HILL, PA 17011 717-303-6700 OUTSIDE THE CAMP HILL LOCAL AREA (TOLL FREE) 1-800-758-0675 FACSIMILE 717-737.9051 PLEASE DIRECT ALL INQUIRIES TO THE CAMP HILL OFFICE September 05, 2006 DARLA M STAYDUHAR 604 3RD ST #1 NEW CUMBERLND, PA 17070 RE: MBNA AMERICA BANK, N.A. vs. DARLA M STAYDUHAR Dear Darla M Stayduhar: N I N C TI N ATTOR Y NETW R AFFILIATED FIR _ L ATI NS N R I N OFFI F W LP FF & ABRAMSON, L.L.Pj ?j?I, LA15AMA CEDAR NEW JERSEY KNOLLS, ANCHORAGE, ALASKA RALEIGH, NORTH CAROLINA PHOENIX, ARIZONA FARGO, NORTH DAKOTA CABOT, ARKANSAS CLEVELAND, OHIO ENGLEWOOD, COLORADO OKLAHOMA CITY, OKLAHOMA FT. LAUDERDALE, FLORIDA EUGENE, OREGON HONOLULU, HAWAII PROVIDENCE, RHODE ISLAND BOISE, IDAHO COLUMBIA, SOUTH CAROLINA CHICAGO, ILLINOIS KNOXVILLE, TENNESSEE MERRILLVILLE, INDIANA SANDY, UTAH KANSAS CITY, KANSAS MILWAUKEE, WISCONSIN LEXINGTON, KENTUCKY RAWLINS, WYOMING METAIRIE, LOUSIANA ST. LOUIS, MISSOURI • The National Collection GREAT FALLS, MONTANA Attorney Network Is an OMAHA, NEBRASKA affiliation of separate law firms. LAS VEGAS, NEVADA MANCHESTER, NEW HAMPSHIRE W&A Hours of Operation: 8 a.m.-5:30 p.m. ET M-F I W&A File No. 148138034 Enclosed herein please find a 10-Day Notice pursuant to Rule 237.1 of the Pennsylvania Rules of Civil Procedure. incerely, C D y p Enclosure cc: Darla M Stayduhar Amyl' Do e #87062 / Daniel F. Wolfson #20617 P ' ' holic 0863411 Andrew C. Spears #87737 David R. Iowa 4873 Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff This is an attempt by a debt collector to collect a debt and any information obtained will be used for that purpose ?-- ? ?- "?' ?, c, ?- X17 ?, ' r ? ` r??"' ' - ? _ ? ..r. ?;E?_- G rJ f ,?. ;;,. + ? -. ?? r'' ? ' ? ' ? "s G ? ? ? '? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. NO. 06-4646 VS. Plaintiff CIVIL ACTION - LAW DARLA M STAYDUHAR Defendant(s) TO: DARLA M STAYDUHAR 604 3RD ST #1 NEW CUMBERLND PA 17070 DATE OF NOTICE: September 05, 2006 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER,.THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 C 717-249-3166 Amy F. Doyle #17062 / Daniel F. Wolfson #20617 Phi ' h /Andrew C. Spears #87737 David R loway #87326 Llonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 148138034 } LAJ ? c ?-C t -r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. I I Plaintiff No. 06-4646 VS DARLA M STAYDUHAR Defendant(s) CIVIL ACTION - LAW NOTICE OF JUDGMENT ( x ) Notice is hereby given t a Judgment in the above-captioned matter has been entered against you in the amount of $14,197.49, plus interest, on ( x ) A copy of all documents filed with the Prothono in support o e within judgment is/are attached. hft By: If you have any questions regarding this Notice, please contact e filing p ty. Date: Arby F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears #87737 David R. Galloway #873 onilyn M. Chippie Sarah E. Ehasz #86469 / Robert N. Poias;-Jr: 125-- Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff This Notice is given in accordance with Pa.R.C.P. 236.) NOTICE SENT TO: Darla M Stayduhar 604 3Rd St #1 New Cumberlnd PA 17070 W&A File No. 148138034 U010 REGIONAL OFFICES TEMPE, AZ AGOURA HILLS, CA CONCORD, CA GREENWOOD VILLAGE, CO WILMINGTON. DE BOCA RATON. FL ATLANTA, GA ROCKVILLE. MD NOVI, MI CHAMPLIN, MN HUNTERSVILLE, NC CARSON CITY. NV ROCHESTER, NY LAW OFFICES MANN BRACKEN LLP Attorneys in the Practice of Debt Collection (A National Collection Attorney Network Firm) 4660 TRINDLE ROAD SUITE 300 CAMP HILL, PA 17011 THE SUCCESSOR BY MERGER TO WOLPOFF & ABRAMSON, L.L.P AND ESKANOS & ADLER, P.C. (TOLL FREE) 1-800-830-2793 FACSIMILE (866) 281-9028 PLEASE DIRECT CORRESPONDENCE TO CAMP HILL OFFICE Prothonotary DECEMBER 22, 2008 CUMBERLAND County Court of Common Pleas CUMBERLAND COUNTY COURTHOUSE OFFICE OF PROTHONOTARY 1 COURTHOUSE SQUARE CARLISLE PA 17013-0338 Re: DARLA M STAYDUHAR Our Client: FIA Card Services, N.A., f/k/a/ MBNA America Bank, N.A. State Court Docket No. 06-4646 ? REGIONAL OFFICES INDEPENDENCE,OH PORTLAND, OR CAMP HILL, PA PITTSBURGH, PA CLINTON,TN NASHVILLE, TN HOUSTON, TX IRVING, TX SAN ANTONIO, TX FAIRFAX, VA RICHMOND, VA VIRGINIA BEACH, VA Federal Case Name: Nirmal A. Vincent v. Wolpoff & Abramson, LLP Federal Docket No: 08-423-DWA-U.S. District Court for the Western District of PA Federal Class Action Settlement Notice MB FILE No. 148138034 Dear Clerk, Pursuant to Order of Court dated November 24, 2008, signed by Judge Ambrose of. the United States District Court for the Western District of Pennsylvania, Plaintiff, by and through its counsel, the law firm of Mann Bracken, LLP, notifies this Honorable Court that, effective December 1, 2008, Defendant(s) is entitled to a Judgment credit of $ 869.96. Sincerely, MANN BRACKEN LLP cc: DARLA M STAYDUHAR 820 LISBURN RD APT 603 CAMP HILL PA 17011-7468 This is an attempt by a debt collector to collect a debt and any information obtained will be used for that purpose. FIACRC/FIACRC FIA.CRD (12119!08) r-? J c ` -4 In?-- -n A 7 i? - l cn