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Home My WebLink About06-4647 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA No. ot. -41.1/7 ~1(J~L'7-~ MBNA AMERICA BANK, NA 655 PAPER MILL ROAD MAIL STOP 1411 WILMINGTON DE 19884-1411 Plaintiff VS RICHARD STEVENS 713 VALLEY ST ENOLAPA 17025 Defendant( s) Dme~ W&A File No. 133275396 CIVIL ACTION - LAW Filed on behalf of: Plaintiff, MBNA AMERICA BANK, NA Counsel of record for this party: C Amy F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341/ JUuirp.w C. Spears 'fflS,i38 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, P A 17011 Telephone: (717) 303-6700 Counsel for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. :No. Plaintiff VS :CIVIL ACTION - LAW RICHARD STEVENS Defendant( s) NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W &A File No. 133275396 IN THE COURT OF COMMON PLEAS OF CUMI3J:.'RLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff :No. VS RICHARD STEVENS Defendant( s) :CIVIL ACTION - LAW NOTICIA USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias despues que esta Demanda y A viso es servido, con entrando por escrito una aparencia personalmente 0 por un abogado y archivando por escrito con la Corte sus defensas 0 objeciones alas demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero rec1amado en In Demanda 0 por cualquier otro rec1amo 0 alivio solicitado por Demandante. U sted puede perder dinero 0 propiedad 0 otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VA Y A 0 LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO 0 GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, P A 17013- 717-249-3166 CCP Notice to Defend W &A File No. 133275396 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. I Plaintiff : No. DI- -'-11,41 eu~t:r~ VS. RICHARD STEVENS Defendant( s) : CIVIL ACTION - LAW COMPLAINT AND NOW, this 20 day of July, 2006, comes the Plaintiff, MBNA America Bank, N.A., by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as follows: 1. Plaintiff, MBNA AMERICA BANK, N.A. , is a National Banking Association organized under the National Banking Act with principal place of business situated at 655 PAPER MILL ROAD MAIL STOP 1411, WILMINGTON, DE 198841411. 2. Defendant, RICHARD STEVENS, is an adult individual with a last known address of 713 V ALLEY ST, ENOLA, CUMBERLAND COUNTY, PA 17025. 3. It is averred that Defendant was issued an open-end credit card account by Plaintiff. This account was created through a written contract between Plaintiff and Defendant, accepted by Defendant when he signed and utilized the credit card account. A true and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A." 4. The Credit Card Agreement contains a binding Arbitration provision providing that any claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.c. ~~1-16 CCP Cmplt - MBNA W & A File No, 133275396 (FAA) governed the Agreement and that following disposition through the NAF, judgment may be entered in any state court having jurisdiction. 5. At all relevant times material hereto, Defendant has been regular user of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. 6. By virtue of Defendant's use and maintenance of this credit card in connection with his purchases of goods, and services, he became bdund to all of its contractual terms, which clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to the NAF having jurisdiction over this claim. 7. Defendant received monthly statements which accurately state all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due. A summary of the account showing the balance due and owing is incorporated herein and marked as Exhibit "Bu. 8. Defendant did not object to the above-mentioned Statements of Account submitted by Plaintiff to Defendant. 9. Defendant has made sporadic and irregular payments, if any, which have been applied to the outstanding balance of this account. 10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is the sum of $20,896.60. 11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or delinquent balances on said account shall continue to bear interest at the rate of 18 %. 12. The amount of interest which has accrued on the aforementioned account is the sum of $6,161.54. CCP Cmplt - MBNA W & A File No. 133275396 2 13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendant. t4. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees from the law office of Wolpoff & Abramson, L.L.P. in the collection of the collection of the amounts due from Defendant incident to the within action, the Plaintiff shall continue to incur such attorney's fees throughout the conclusion of the proceedings. 15. The amount of attorney's fees incurred in this matter is the sum of $3,134.49. 16. Despite reasonable and repeated demands for payment, Defendant has failed, refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 17. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 18. The amount in controversy exceeds the jurisdictional amount requiring compulsory arbitration. CCP Cmpll- MBNA W & A File No. 133275396 3 WHEREFORE, Plaintiff respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendants, in the amount of $20,896.60, plus interest in the amount of $6,161.54, plus attorney's fees in the amount of $3,134.49, plus costs of this action and any other relief as this Court deems proper and just. D'k~ Respectfully submitted, Am, F. 00"(7062< u""'-IIUVolfwo iI21l6l1 Philip C. Warholic #86341/ Andrew C. Spears #87737 David R. Galloway #87326/ Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469/ Robert N. Po1as, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trind1e Road, 3rd Floor CampHill,PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA W & A File No. 133275396 4 VERIFICATION 1jhe undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: 8'/f/ol' Gel - Amy F. Doyle #87062/ Daniel F. Wolfson #20617 Philip C. Warholic #86341/ Andrew C. Spears #87737 David R. Galloway #87326/ Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469/ Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmpll- MBNA W & A File No. 133275396 5 Exhibit II A" ~1 "' .~ "'~":~T;" ~-,. ':\IlIa.: ....,.'~ ,."",.. " , , ....- .."..':~i' ~,.I- ", ,'i~~~ ;:, '.~. .... ..~~~ "-..') "';> ':~': ,~.;j , ~,.'. 1 .' .~~ . . . .. W>$! ,._!;J..:S.... ./ <}~ .f~i..'i., .. ,1'.,.. /I'. .4':..... .::i( .i; ~~. ':;" ~t~~ .""... <Iff: ~r:::0.!. ';~t~i >3 1111- IlII llinHiJ!~ 1"llf:Uill~11.1 if U.f r , ' , i I.:t i ~ ~ t I I ,Ii J ' f t 1 f! !,~ :" i 5 J -1 J ~ . - - ..- ------- - ill JIll'. ' ii, Illl t,. lJ . Ill\lt.ll r )lul\lr ib ,. ..11' . I' r ,.. '. · · t. . I". 'l' II\i1ll. '.ll\tl- tilt ill It t; tt 11~,f 1,1', 18 \1 " \ ., ! 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C/O DATE 11/29/04 LSTPY DT 09/17/04 'M-ACCT -NO *M-REC-TYPE*M-CUST -TYPE*M-LAST -NAME 4500660999740242 A I STEVENS *M-FIRST-NAME *M-ADDR-1 *M-ADDR-2 RICHARD 5 RICHLAND LN APARTMENT T-1 *M-CITY 'M-COUNTY *M-STATE*M-ZIP 'M-HOME-PH CAMP HILL PA 170112405 0000000000 'M-WORK-PH .M-DOB *M-POE-NAME 7175262406 10/17/65 .M-POE-ADDR *M-LOAN- TYPE.M-LENDING-OFFICER LV01 OV0001 *M-BANK-CODE*M-BRANCH-CODE*M-CALL-CODE*M-RECOVERER-CODE*M-DEALER-GODE LFCA 023 *M-CO-RSN'M-ACCT -ST A TUS*M-INT-RA TE*M-RECEIPT-DA TE*M-CONT ACT -DA TE.M-CO-DA TE 210 0000 11/29/04 1 0/30/98 11/29/04 *M-LAST -PYMT -DA TE*M-CO-AMT .M-ASSOC-COST*M-ACCRUED-INT"M-CUR-BAL 09/17/04 20,896.60 .00 .00 20,896.60 'M-NET.PRIN .M-NET-COST *M-NET-INT *M-COMMENT-1 20,896.60 .00 .00 3DM1A12345567 *M-COMMENT-2 000 20041202 0000000 *M-COMMENT-3 *M-COMMENT -DATE 12/02/04 *M-MONTHL Y-INCOME'M-OTHER-INCOME 51.66 .00 *M-MONTHL Y -PYMT*M-OTHER-PYMT*M-OWN-RENT -CODE*M-RECOVERY -SCORE*M-NEXT-PA Y -DATE .00 ,00 R 0693 'M-LAST-INT -DATE*M-LAST -CONTACT -DA rE*M-COMM-RA TE*M-HOME-PH-FLAG*M-WORK-PH-FLAG 0000 , .M-ADDR-FLAG*M-SSN *M-2ND-NAME *M-MIO*M-AG N ... - ~ V) -.::t (ft ~~ ~~ ..t: U"\. ~ 0 (9~ ~-J- <2_ ~ Q.~ 8 :;'~; "'P" -0 l ;--, c:: C,).. ,'''! C"' -0 e (/.) ~. (.Ie" _ ~~~rC? (1->" - ~2,q G2" -0 ~~~ J;",<>., $ 6(1'\ " (~. ., ..-\ ').' c:;, ~ 'i) ~ - ::< ,.,'" cfJ SHERIFF'S RETURN - REGULAR CASE NO: 2006-04647 P COMMONWE1~LTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MBNA AMERICA BANK NA VS STEVENS I<-ICHARD TIMOTHY REITZ , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon STEVENS RICHARD the DEFENDANT , at 1615:00 HOURS, on the 17th day of August 2006 at 713 VI\,.LLEY STREET ENOLA, PI\,. 17025 by handing to RICHARD STEVENS a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Postage Surcharge So Answers: Sworn and Subscibed 18.00 13.20 .39 10.00 .00 41.597 08/18/2006 ~ qj / WOLPOFF & ABRAMSON t: day ;~ o~ By: T~l JfjL ~~d<~-R~ R. Thomas Kline before me this of A.D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-4647 Plaintiff VS CIVIL ACTION - LAW RICHARD STEVENS Defendant(s) , . PRAEC~E FOR JUDGMENT Please enter Judgment in favor of Plaintiff and again t Defendant(s), RICHARD STEVENS, for failure to answer the Complaint. ' ' \ ' (X ) Amount due i $30, 192.63 Less credits : $ I TOTAL $30,192.63, plus interest and costs ( X) I certify that the foregoing assessment of damJes is for specified amounts alleged to be due in the complaint and is calculable as a sum certain from the complaint. (X) Pursuant to Pa.R.C.P. 237 (Notice of Praecipe or final judgment or decree), I certify that a copy of this praecipe has been mailed to each other party who has appeared in the actio or to hislh~r Attorney of Record. ( X) Pursuant to Pa.R.C.P. 237.1, I certify that Writt~n notic~ of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to his/her Attorney of Record, if any, after the default occured and at least ten days prior to the date of the filing of this praecipe and a copy of the notice is attached. Date: qj;K4& Amy F. Do / Dani~l F. Wolfson #20617 Philip C. rholic #86341/ Andrew C. Spears #87737 David R. Galloway #87326/ Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff NOW, ~S By: Deputy W &A File No. 133275396 MAINrOFFICE . TWO IRVINGTON CENTRE 702 KING FARM BLVD., ROCKVILLE, MD 20850 REGIONAL OFFICES 10605 JUDICIAL DR.. BLDG. A-5, FAIRFAX, VA 22030 1108 E. MAIN ST., STE. 1003, RICHMOND, VA 23216 5122 GREENWICH RD,. VIRGINIA BEACH. VA 23462 919 N. MARKET ST.. STE. 1300. WILMINGTON. DE 19899 1 VPLJE BAN< ElDG., BOX 1226, a..ARKSI!lR3. WV 26302 4660 TFUNDLE ROAD, 3RD FLOOR, CAMP HILL. PA 17011 28632 ROADSIDE DR.. STE. 265. AGOURA HILLS. CA 91301 39500 HIGH POlNTE BLVD.. STE. 250, NOVI, MI 46375 300 CANAL View BLVD.. ROCHESTER. NY 14623 5215 N. O'CONNOR BLVD.. STE. 1060, LAS COLINAS. TX 75039 180 GLASTONBURY BLVD" GLASTONBURY, CT 06033 210 INTERSTATE NORTH PKWY.. STE. 700, ATLANTA. GA 30339 301 CARLSON PKWY" STE, 303. MINNETONKA, MN 55435 LAW OFFICES WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection (A National Collection Attorney NetlNork Firm) 4660 TRINDLE ROAD SUITE 300 CAMP HILL, PA 17011 . JERSEY RALEIGH. NORTH CAROLINA FARGO, NORTH DAKOTA CLEVELAND. OHIO OKLAHOMA CITY, OKLAHOMA EUGENE, OREGON PROVIDENCE, RHODE ISLAND COLUMBIA, SOUTH CAROLINA KNOXVILLE. TENNESSEE SANDY, UTAH MILWAUKEE. WISCONSIN RAWLINS. WYOMING ANCHORAGE, AlASKA PHOENIX, ARIZONA CABOT. ARKANSAS ENGLEWOOD. COLORADO FT. LAUDERDALE, FLORIDA HONOLULU. HAWAII BOISE, IDAHO CHICAGO. ILLINOIS MERRILLVILLE. INDIANA KANSAS CITY, KANSAS LEXINGTON, KENTUCKY METAIRIE. LOUSIANA ST. LOUIS, MISSOURI GREAT FALLS, MONTANA OMAHA, NEBRASKA LAS VEGAS, NEVADA MANCHESTER. NEW HAMPSHIRE 717-303-6700 OUTSIDE THE CAMP HILL LOCAL AREA (TOLL FREE) 1-800-758-0675 FACSIMILE 717-737-9051 . The National Collection Attorney Netwo,k la an affiliation of separate law firms. W&A Hours of Operation: 8 a.m.-5:30 p,m. ET M-F PLEASE DIRECT ALL INQUIRIES TO THE CAMP HILL OFFICE September 08, 2006 RICHARD STEVENS 713 VALLEY ST ENOLA, PA 17025 IW&A File No. 133275396 RE: MBNA AMERICA BANK, N.A. vs. RICHARD STEVENS Dear Richard Stevens: Enclosed herein please find a lO-Day Notice pursuant to Rule 237.1 of the Pennsylvania Rules of Civil Procedure. rc(fJ)~~ Sincerely, C- Arny F. Doyle #8m62 / Daniel F. Wolfson #20617 Philip C. Warholic #86341/ Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff Enclosure cc: Richard Stevens This is an attempt by a debt collector to collect a debt and any information obtained will be used for that purpose IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. NO. 06-4647 Plaintiff vs. CIVIL ACTION - LAW RICHARD STEVENS Defendant(s) TO: RICHARD STEVENS 713 V ALLEY ST ENOLA P A 17025 DATE OF NOTICE: September 08, 2006 IMPORT ANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY A TIORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAYBE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORT ANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, P A 17013 717-249-3166 Amy F. Doyle #870 Daniel F. Wolfson #20617 Philip C. Warholic #86341/ Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W &A File No. 133275396 , IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-4647 Plaintiff VS CIVIL ACTION - LAW RICHARD STEVENS Defendant( s) , , ' CERlICATE OF RESIDENCE \ PA. R.c.P. 236 I I hereby certify that the precise address of Plaintiff is: Mbna America Bank, N.A. 655 Paper Mill Road Mail Stop 1411 Wilmington DB 19884-1411 , , . and certify that the last known address of the within Defendant(s) is: Richard Stevens 7 I 3 Valley St Bnola P A 17025 Date: ~ :1/, e#870 / Daniel F. Wolfson #20617 Philip C. arholic 86341/ Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469/ Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W &A File No. 133275396 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-4647 Plaintiff VS CIVIL ACTION - LAW I , \ RICHARD STEVENS \ Defendant(s) AFFIDAVIT OF ON-MJLIT ARY SERVICE COMMONWEALTH OF PENNSYLVANIA \ ' I COUNTY OF CUMBERLAND The undersigned counsel, being duly swom according to law, depose and say that I am the Attorney for the Plaintiff in the above-captioned matter, and that to the b~t of my knowledge, information and belief Defendant, Richard Stevens, above-named, is over 21 years of age; is last kn wn to reside at 713 Valley St Enola, County of Cumberland, Pennsylvania; is not in the military service of the Unite States or its Allies, or otherwise within the provisions of the Servicemembers Civil Relief Act and its Amendments.' I Date: ~ OOMMONW!ALTfo1 OF PENNSVLVANIA Notarial Seal Kimberly L Eisenhauer, Notary Public Hampden Twp., Cumberland County My Commission Expires Nov. 17,2009 Member, Pennsylvania Association of Notaries Amy F. D Ie #87 Daniel F. Wolfson #20617 Philip C. Warholic #86341/ Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Rob~rt N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Roa,d, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff SWORN and SUBSCRIBED to before me this ~day of ~oW~ Notary Public Lzt W & A File No. 133275396 W &A File No. 133275396 t 1f (:) ~ ~ :-0 D - 0 D ,....., ~ (~ ~:-.;.. c:=' """'- ~ ~ cs..... ~ C1 ..t .;:: "J ~ W -'''i cg V) (-'OJ t Qf ~~ en .... , -..0 f: _..--" --J:- c.) '. .; o:~ -, '.0 C) --<: . . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. ) Plaintiff No. 06-4647 VS CIVIL ACTION - LAW RICHARD STEVENS Defendant(s) " .. NOTICE OF JUDGMENT ( x) Notice is hereby given that a Judgment in the above-captioned matter has been entered against you in the amount of $30,192.63, plus interest, on CJc...,+ S , 20~. ( x) A copy of all documents filed with the Prothono~ in support ~f th within judgment is/are attached. By: ~~_._ If you have any questions regarding this Notice, please conta~filing pa y. Date: Q/(3..lo& ) Amy . Doy, 870 / Daniel F. Wolfson #20617 Philip C. W rholic #86341/ Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / RobertN. Polas, Ir. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff This Notice is given in accordance with Pa.R.C.P. 236.) NOTICE SENT TO: Richard Stevens 713 Valley St Enola P A 17025 W&A File No. 133275396 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-4647 Plaintiff VS CIVIL ACTION - LAW RICHARD STEVENS Defendant( s) PRAECIPE TO VACATE To the Prothonotary of said Court: Please vacate the above captioned judgment entered on October 05, 2006. Date: ~ c~ Amy F. Doyle #87062/ Daniel F. Wolf~()n it20617---_ Philip C. Warholic #8634aL:Andrew C:~Jt.817~ David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, IT. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff By: Cc: RICHARD STEVENS W &A File No. 133275396 ~ };J (") !t1 ~ ~ ~ i::;;:;:> ~ o~ ~ ~ 0 _"_ --r', (""J. ,n f'" -' :9,~' cJ N -'-' , """"- \-~ ~~~\~ ~ --l -- ~ ?- -0 ~/)~?, -:-r -~ 4- :::A ~ - }?:. ...0 -F .. (.0 :~ ~ \.0 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff No. 06-4647 vs. CIVIL ACTION - LAW RICHARD STEVENS Defendant(s) CERTIFICATE OF SERVICE The undersigned does hereby certify that a copy of the foregoing praecipe was "h served this date by Regular Mail, Postage Pre-Paid on this 86' day of ~~ ,20~ James Bach 352 South Sporting Hill Road Mechanicsburg, P A 17050 U"fi\J-. 6 ~ w~, Amy Wise WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W &A File No. 133275396 ~ c? a~ o C"") ~~ N _I ~ :3: - eft ...0