HomeMy WebLinkAbout02-2056
SHAFFER & SCERNI, L.L.C.
BY: MARTIN S. WEISBERG, ESQUIRE #51520
921 PLEASANT VALLEY AVENUE, 2ND FLOOR
MOUNT LAUREL, NEW JERSEY 08054
(856)866-1166
FILE NO. 020380.Steck
ATTORNEYS FOR PLAINTIFF
LaSalle National Bank, as Trustee for
the registered holders of Salomon
Brothers. Mortgage Securities VII,
Inc., Sees 1997-HUD2
Plaintiff(s),
V.
Kathy R. Steck
Defendant(s)
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Civil Action - Mortgage Foreclosure
NO. N - aDSlo &-
COMPLAINT - CIVIL ACTION
NOTICE TO DEFEND
NOTICE
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in
the following pages, you must take action within twenty (20) days after this complaint and notice
are served, by entering a written appearance personally or by attorney and filing in writing with
the court your defenses or objections to the claims set forth against you. You are warned that if
you fail to do so the case may proceed without you and a judgment may be entered against you by
the court without further notice for any money claimed in the complaint or for any other claim of
relief requested by the plaintiff. You may lose money or property or other rights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND CO BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE PA 17013
(717) 249-3166
AVISO
LE HAN DEMANDADO A USTED EN LA CORTE. Si usted quiere defenderse de estas
demandas expuestas an las pa mas siguientes, usted tiene veinte (20) dias de plazo al partir de la
fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita o en personal o
con un abogado y entergar a la corte en forma escrita sus defensas o sus objecciones a las
demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara
medidas y puede continuar la demanda en contra suya sin perviso aviso o notificaccion. Ademas,
la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las
provisiones de esta demanda. Usted puede perder dinero o sus edades u otros derechos
importantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SI NO TIENE
ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO VAYA
EN PERSONA O LLAME POR TELFONO A LA OFICINA CUYA DIRECCION SE
ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASISTANCIA LEGAL.
Cumberland Bar Association
Lawyer Referral and Information Service
Court Administrator
Cumberland County Courthouse, 4th Floor
Carlisle, PA 17023
Telephone: (717) 240-6200
SHAFFER & SCERNI, L.L.C.
BY: MARTIN S. WEISBERG, ESQUIRE #51520
921 PLEASANT VALLEY AVENUE, 2ND FLOOR
MOUNT LAUREL, NEW JERSEY 08054
(856)866-1166
FILE NO. 020380.Steck
ATTORNEYS FOR PLAINTIFF
LaSalle National Bank, as Trustee for the
registered holders of Salomon Brothers Mortgage
Securities VII, Inc., Series 1997-HUD2
Plaintiff(s),
V.
Kathy R. Steck
Defendant(s)
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Civil Action - Mortgage Foreclosure
NO. V.Z - .2e' Y( &,"X --r..,
COMPLAINT IN MORTGAGE FORECLOSURE
Plaintiff, LaSalle National Bank, as Trustee for the registered holders of Salomon
Brothers Mortgage Securities VII, Inc., Series 1997-HUD2, the address of which is c/o Wilshire
Credit Corporation, P.O. Box 8517, Portland, OR 97207-8517, brings this action in mortgage
foreclosure upon the following causes of action:
Plaintiff, LaSalle National Bank, as Trustee for the registered holders of Salomon
Brothers Mortgage Securities VII, Inc., Series 1997-HUD2 ("Plaintiff'), is a corporation with a
principal place of business at c/o Wilshire Credit Corporation, P.O. Box 8517, Portland, OR
97207-8517.
2. The Defendant, Kathy R. Steck is an adult individual residing at 3 W. Manor
Ave., Enola, PA 17025. The Defendants are sometimes referred to herein collectively as
"Mortgagor".
3. The Mortgagor secured a mortgage with Sears Mortgage Corporation, on May 20,
1987 (the "Mortgagee"), in the amount of $45,700.00, which Mortgage was recorded with the
Recorder of Deeds of Cumberland County on May 26, 1987 in Mortgage Book 865, Page 800.
The Mortgage is a matter of public record and is incorporated herein as provided by Pa. R.C.P.
No. 1019(g). A true and correct copy of the Mortgage is attached hereto and marked as Exhibit
"A" and is incorporated herein by reference as though fully set forth at length.
4. Sears Mortgage Corporation assigned all right, title and interest in the Mortgage to
Independence One Mortgage Corporation, which assignment was recorded in the Recorder of
Deeds Office for the County of Cumberland on July 19, 1988, in Assignment of Mortgage Book
352 at Page 340. Independence One Mortgage Corporation assigned all right, title and interest
in the Mortgage to The Secretary of Housing and Urban Development, which assignment was
recorded in the Recorder of Deeds Office for the County of Cumberland on April 1993, in
Assignment of Mortgage Book 440 at Page 1093. The Secretary of Housing and Urban
Development assigned all right, title and interest in the Mortgage to CS First Boston Mortgage
Capital Corp., which assignment was recorded in the Recorder of Deeds Office for the County of
Cumberland on May 14, 1997, in Assignment of Mortgage Book 547 at Page 577. Credit Suisse
First Boston Mortgage Capital LLC s/b/m/t CS First Boston Mortgage Capital Corp. assigned all
right, title and interest in the Mortgage to Salomon Brothers Realty Corp., which assignment was
recorded in the Recorder of Deeds Office for the County of Cumberland on December 16, 1997,
in Assignment of Mortgage Book 564 at Page 413. Salomon Brothers Realty Corp. assigned all
right, title and interest in the Mortgage to LaSalle National Bank, as Trustee for the registered
holders of Salomon Brothers Mortgage Securities VII, Inc., Series 1997-HUD2, which
assignment was recorded in the Recorder of Deeds Office for the County of Cumberland on July
20, 1998, in Assignment of Mortgage Book 583 at Page 39.
5. Plaintiff is, therefore, either the original Mortgagee named in the Mortgage, the
legal successor in interest to the original mortgagee, or is the present holder of the Mortgage by
virtue of the above-described assignments.
6. The Mortgagor named in paragraph 3 above executed a note as evidence of the
debt secured by the Mortgage (the "Note"). A true and correct copy of the Note is attached
hereto and marked as Exhibit "B" and is incorporated herein by reference as though fully set
forth at length.
7. The real property which is subject to the Mortgage is generally known as 3 W.
Manor Ave., Enola, PA 17025 (the "Mortgaged Premises"). The legal description of the
Mortgaged Premises is attached hereto and marked as Exhibit "C" and is incorporated herein by
reference as though fully set forth at length.
8. The interest of each individual Defendant is as Mortgagor, Real Owner or both.
9. If any Defendant above-named is deceased, this action shall proceed against the
deceased Defendant's heirs, assigns, successors, administrators, personal representatives and/or
executors through his/her estate.
10. The Mortgage is in default because the monthly payment of principal and interest
and other charges stated below, all as authorized by the Mortgage, are due as of December 1,
2001 and have not been paid, and upon failure to make such payments when due, the whole of
the principal, together with the charges specifically itemized below are immediately due and
payable.
11. The following amounts are due as of May 11, 2002:
Principal of Mortgage debt due and unpaid $40,156.66
Interest due and owing as of 5/11/02 at
8.5%, $9.35 per diem $1,795.50
Late Charges of $14.06 per month assessed
on the 16th day after payment is due $56.24
Escrow Amount Due $145.28
HUD Arrearage Balance $6,813.75
BPO $9.80
Other charges $85.00
Attorney's fees $2,007.83
Court costs 145.50
TOTAL $51,215.56
12. Interest accrues at a per diem rate of $9.35 after May 11, 2002 and late charges
accrue at a monthly rate of $14.06 assessed on the 16th day payment is past due, and Plaintiff
may incur additional attorney's fees and costs as well as other expenses, costs and charges
collectable under the Note and Mortgage.
13. The original principal balance of the Mortgage did not exceed Fifty Thousand
Dollars ($50,000.00). Notice of Intention to Foreclose pursuant to 41 P.S. §403 was mailed to
each individual Defendant via regular mail and certified mail, return receipt requested, on
February 14, 2002. A true and correct copy of said notice is attached hereto and marked as
Exhibit "D" and is incorporated herein by reference as though fully set forth at length.
14. Notice pursuant to the Homeowner's Emergency Mortgage Assistance Act of
1983, 35 P. S. §1608.402, et sea., was sent to each individual Mortgagor by first-class mail on
February 14, 2002. A true and correct copy of said notice is attached hereto and marked as
Exhibit "D / E" and is incorporated herein by reference as though fully set forth at length.
WHEREFORE, Plaintiff demands judgment against the Defendant(s), Kathy R. Steck, for
foreclosure and sale of the Mortgaged Premises in the amounts due as set forth in paragraph 11,
namely $51,215.56, plus the following amounts accruing after May 11, 2002, to the date of
judgment: (i) interest at a per diem rate of $9.35; (ii) late charges of $14.06 per month, assessed
on thel6th day payment is past due; and (iii) additional attorney's fees hereafter incurred and
costs of suit.
SHAFFER & SCERNI. L.L.C.
By
Date: ?J? a"I ?to
UNLESS YOU NOTIFY US IN WRITING WITHIN THIRTY (30) DAYS AFTER RECEIPT
OF THIS LETTER THAT THE DEBT, OR ANY PART OF IT, IS DISPUTED, WE WILL
ASSUME THAT THE DEBT IS VALID. IF YOU NOTIFY US OF A DISPUTE, WE WILL
OBTAIN VERIFICATION OF THE DEBT AND MAIL IT TO YOU. ALSO UPON YOUR
WRITTEN REQUEST WITHIN THIRTY (30) DAYS, WE WILL PROVIDE YOU WITH THE
NAME AND ADDRESS OF THE ORIGINAL CREDITOR IF DIFFERENT FROM THE
CURRENT CREDITOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A
DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
VERIFICATION
The undersigned, attorney for the Plaintiff in the foregoing Complaint being authorized
to make this verification on behalf of Plaintiff, hereby verifies that the facts set forth in the
foregoing Complaint are taken from records maintained by persons supervised by the
undersigned who maintains the business records of the Mortgage held by Plaintiff in the ordinary
course of business and that those facts are true and correct to the best of the knowledge,
information and belief of the undersigned.
I UNDERSTAND THAT FALSE STATEMENTS HEREIN ARE MADE SUBJECT TO
THE PENALTIES OF 18 PA.C.S. SECTION 4904 RELATING TO UNSWORN
FALSIFICATION TO AUTHORITIES.
DATE: 4= ap&' BY
S:\tnaflPA Foreclosures\STECK\complaint.wpd
EXI-UBIT „A"
APR-16-2002 14:13
,elate of Pennsylvania
WILSHIRE CREDIT CORP.
0 Mongage
The Indenlare. made and emceed imo dds 20th day of may
by nod between
Kathy R. Stock, single woman
ANe.»sa
441-367-975-7
r
,487
whether ace or "tote, wilt heim exce"OrL adrdo!"aews. Mid Awgas. called the ???, Otaeitafier
Mortgagor). and
Sears Mortgage Corporation, An Ohio Corporation, 300 Knightsbridge Parkway,
#500, Lincolnshire, Illinois 60069
.a eoipw2fies wpoind
and existing uodrr the laws of The State of Ohio
and baring its ptiucipal office and phw office add=& io Lincolnshire, Illinois 60069
(hereinafter with its successes and assigns called Ow Matgsgee),
Wftatmetb, that to secure doe payment of
Forty Five Thousand Seven Hundred and 00/100--------------------- f7ollats{545,700.00
with intavt from date. at the rte of eight and one half PM centam (B. 50 'b) t+a anmtm on the
unpaid baluct umii paid. as provided in a nwa of even date hertwnh. said painapal and interest being payable at the oftice of
,sears Mortgage Corporation, An Ohio Corporation, 300 Knightsbridge Parkway,
#500, Lincolnshire, Illinois 60069 in
. a at web other place as the holder may desigame in wrbift, in
wbdhtyfrrSIlkwatvof Three Hundred Fifty One and 43/1Q0------------ -- -_ Whets
(S 351.43 ). eomtoeaefag as ft"day of July 1981 • atd oe
the feat day of each moats damdtet Saml the prindipal and inumn are my paid, except that dhc final paymem of piscipal mad hung. if m
Stow paid, shalt be due and payable on the first day of June .2D27 . and also to secwe the perkrto-
a = of all coveneum ud agreemems facia eaatmfoed. dw Matgagw does by these proems bagaln, afi, give, gran. and convey to the
Mortgagee. AN the f llowWg4eSmibed real taste Skutt in the Township of
East Pennsboro , Couoty of Cumberland am C.amaooweatth
of rertsylvaoir, m wit;
See Schedule A attached and made a part hereto.
Being the same premises oasveyed to the within mortgagors by deed of even date to be
recorded simultaneously herewith.
This is a first purchase money mortgage given to secure a part of the purchase price
of said deed of conveyance.
C:J
?v
800,( PAC! ?? cs
t'MS tam b ,sad in oorhoaort atilt inatre0 vatdar secdas 00W and 1D of 0* National
HowAV Ad whom afore In a 0110-UM Mat,
9W ttratuartce Preaiore paymad at occmdome 90 dtm rgutadone sat u+omm pmpArn+
armaow Mona Are obea.rm Pago t of 4 *YJ04 SSat2L41t "2 7()
MaHMAINVE
*000000*
P.11
APR-16-2002 14:13 WILSHIRE CREDIT CORP.
Tbgettter with Ad and singular the Buildings ad furprovemem an
said premises, as well as all Situations. additions or improvements
mow a hereafter made m said Farman. and any athd all appliarees.
mtciinery, fammm and equOmw (whether rexhum or no) a (any
nawm wdWroem new a limafla installed in or upon said premises.
steals. Alleys. Pte, Ways, We=. Waxy Courses, Rights.
is"bellies. privileges. HesedMamem and Apparmax ees mwwcwer
derehmmo hkkxnging, or to a" wise appotainint, ad the Reversions
and Rermirders. Rem:. Issues and Proms thereof.
To have and to hold said Rai Estate and property. Nucgnmcots
and Premises hereby grouted, or mentioned add intended m to be.
with elk appurtenances. am* said Mortgagee to and for tie only
proper use and bdmf of said Mortgagee fewever
This indenture is oxade, however. subject a she following cove.
mats. mnditiom. And agroaoentt amt the Mortgagor c. vents and
agm=
f be will pompdy pay the principsd of had interest on
t?!
by the said opt, A the tau" and n,ae-
Amu thr{a Pori is nseaved to t" in whole, or
in an pmourd equal to use or yeoman on the principal
lharare mua title oa dk gone uII•d x- arty maxh prior to
tmtosky 1 +?• .gat UvrireM nU kehs?ilaeiuiou to ex-
aeire ivi 1 is givaA w tan drirty (ap) days Prier b-reM-
e *Or iJS ege Is raaerved to JOY the debt,
PAZt, amY instalimttnt tae date.
2. The, totedw wide and in adds km to me mortality prim m of
principal and interest payable Under the tams of the am "and
bermhY. be will pay tb the grantee, an the fast dry or each womb sail
the, said ooh is My paid. the toDawilig arms:
(a) A win equal m the wound tars, If any. next doe, plus the
premiums thm will men hemme due end payable oa policies or fire
and otter lamaad Imminence covering die promises sawed hereby, phis
mks and mmmriems am due on de promises cum hueby (all as
admitted by an Monpga) lass all suns already paid thcndar di.
vided by the atmber of tumults at, ebpm brio" one (1) amok prior to
de date wbta Such Veined tans. Parables. WAS And mseM*M
will beeone delinquent. Such soma in be held by Mmtgrgaa in mat to
pay grated tmms, paofom cores, and special mussame; hod
(b) AN p umm matiothed hide praed sg samaotion of drs
puagtapb 8114 AN pAYONU M be made Under the Note nmute I hereby
shd) be added logedhee wad she /191113016 amount dt md"le paid
by the Mamgagar each 10014111 in a siabie pvyoww to be appred by de
Mortgagee ao the fogowiug items In elk order so fords
(1) voted :ems, axes. ipetial uxssakats. foe and other haaa i
insurance prerriu s;
(lU imertx ON the Nate saw6d hereby; and
(90 aoordzwipt of Ike pafw*at of said NOW.
Aar deficiency In At swum of soda aggregate am%* paYmm
shalt. Mdm made good by de Mattphlat prior, w tic doe dale of the
next weh paprerx. constitute and event of defidi Under gds mwtaagc
and the entire trmtrgape debt shall become die at at option of the
holder hereof. The fur ue of elk holder hereof to amm this option
or any ohber optioM given bartender shall not be held to be a waiver or
awry of the arm kertof Or of the hex secured bmtry. The Moagagce
WAY coked a "Late Ciearge" ern to exceed fan cams (4t) for each
dollar ($I) of twit payx m* mare elms Sheen (M days Ia amens to
cover the extra expense kavolva in handling 4rik gum paymeam
s. 9 the total of tie pmyn=b made by aloe Mortgagor Under (a)
of Pwmgmph 2 preccdmg shag exceed dw amouo of paymaaa ataawy
nadir by the Morwrc for grouts rtnarWhet or asmurntm or in.
SUM= ptemioms, a the mac may be. sigh ewers. if the Ion is cur.
MM 9 the DOW of the Mortgagor. stall be credited by die Mort-
gagee on aphatiqurm paynknts a be made by the Mortgagor. or re-
fwded ro the Mortgagor. If. however. the muddy p"ols made by
de Mortgagor wrier (a) of paragraph 2 preceding shag mot be „d.
Gc(eal to pay ground anus, taxes, and asses81Aeats, and lmrwtce pre-
miums, 0 ilk can spay be, when the same shall became due and pay-
able. flies the Mortgagor "I pay to IM MaxWW any ankne
necessary to make up the defcieacy, on at before the dale when pay.
tthem of sarih ground recta, taxes, assrsymews, or insuraam premiums
shall be due. Nat say time the watgalt r shalt tender to the Mon.
gaga, in aoeadarKC with the provisions of the Note seared hereby.
5A payment of the entire indebtedness represented thereby. die Mort-
gagee shear, in eoapoing the aahoUnt of such iodebtahicss. cmda to
the scow of the Mortpgor any balance mmining in tie fords
acamnubkd under die provtsioec oral of paragraph 2 bermxl. if them
shah be a default under any of The provisions of dais mwnvp result.
ing in a public sale of die mongagmd prtmim. or if de 149V gee
JIMPI es elk popmy, W*mrise after ddaup, the Mm pre shall
apply. at the time of die eoam mermem of arch proceedings, or m are
lim she policay is otberMse acquired. the balance dies m mminiag its
the finds aonim dated Under (a) of paragraph 2 preceding. as a ctedk
agaimt de NOMM of principal than rem umimg unpaid under said Note.
4. That Oic m aril{ keep de imp0ephem now, Calming
or hT ltrtmim covered hereby insured as may
be mquiwd from doe le time by de Mortgeee aplast lop by lam
Ln and other hotels, cawaltim and MMWPncim in such aaeams and
far such peaiodt as may be mghdred by Mortgagee. and wUl par pro
mpdy. Udine dot, any prCmhrrrs at such haaearm for paynheoi of
which moth bas not beta made bereimbcform. All )ammaote doll
be MTW he eompaaies approved by Mortgagee amid the policies and
rmtw* tkseof AN be held by Maryann and )rave attached denim
IONS PAY" clauses In favor or and he rasa aomprabhi b to mm.
gages. In event of lop Morlpyor wit give hummer to atmfoe by trail
to Mortgagee, and Mptgawee any make proof of loss dim amide
proarpdy, leby MarWpr, and tat iagmmse mapmy acoeetne 1 is here
by a tbaimnd mad di m , m make patYYaemt far such loss dimgiy 9a
Mortgagee lo=tted d mi Mortgagor mod hlnovem jefeuy, and the in.
sunttxe proceeds. or wry part toed. say be appltod by MmpCm at
in option etdat b die redutahim of de indebtedness hereby wand or
to dm reslarawa or ""k of do prom dated. in the evert of
fceodtaraa of file monpge or olio locals d dirk m elk pmh:aa
covered lemeby fa *2*0 isbaee of de hWcbtedmu sacred bmby.
OR right. rift and imam of tie Motgagor fa and to say hatwenae
polities char in fmme shelf pap to eke purchaser or gramme.
S. That he Will no sulfa Amy flea superior to the an hereby ere.
and to anaeh b or to be ewitmed *rim the Parasa 6ovaed
)nseby, and will kmep Said premium is a geed Order and tasdbioa as
they am ere, had will eon mom ail or permit wry wise of said pre.
anises, reasonable mazer and We. excepted.
4L The he will pay all ground awn. taw assaaotms, won
rates. at Other SavenuKwf at mmkipel chews, raw or impmi-
dow, for which provisiom has not ben teed: be+eiabefm and to be
will ptompdy deliver de oiltciat reeapts dhere err to the Mongasce.
and in defm& thereof de Matggee shag have de right to pay vie.
The Mortgagee"have de right to agate any paymet which the
Mortgagor should lave made, mid the mQrWVc may also, pay any
other sum dot is ateestay, a poaecr der security of this irtnitaner".
All such mans, as wdl as testa, paid by the Momgaga pumma to
this instnmiam. sNf be secured hereby and shall bear imerea at tic
ram so forth in the note seeaed hereby fmm doe doe where sock Sumo
are paid.
7. That in the evem de said pmn6a or any pat thereof SUM be
taken or condenmed for public or gaad.pubtic purposes by tie proper
t°agA Y of 4 - 601
P.12
APR-16-2002 14:13
WILSHIRE CREDIT CORP.
n
erica. the Mortgagor shell have no claim against the award for
3annages, or be entitled as my portion of the awed uorU the within
aonpit stall be paid and all rights m damages or the Mortgagor are
-tnrby assigned ro the Mortgagee to the amra of any iodebteduess
9m wrtnim unpaid. de Mortgagor, having the right to appal said
awed to the courts or competent jurisdiction.
S. Thu if he shall refusc or negled remake or "use to be nude
all necessary repairs to the mortgaged property. then at the option of
the Mortgagee. such repairs may be made at ere expense of the Mon-
h3AV•and she east thereof. with IsttaW at the same rate as the pria-
apal debt shall be added to and made a pan of cite principal debt so-
eared hereby.
9. That if at any time, a Writ of Fien facial or other exeevrrom is
properly issued upon a judgment obtained upon sad note. or if a Writ
of Scim Facias is issued or other foreclosure ptecec6ngs instituted
upon this mortgage. an stmrney's commission for CWL-lion. viz:
fiva prz cent urn ( 5 4r) of said principal deb or
sum, shall be payable. and s+en be recovered in addition bag pria-
scipai and interest and all other rccoverabae sums then due. besides
Karts of sou, and the Mongahgor toes heresy expressly waive and re-
]inquish all benefit that may accrue to lam by vim of any and every
]aw. civil or military. made of an be mite hereafter exempt% the
-swrtoptl premises or any adrer premises OF property whatever, ether
seal or passant, from auscfmttnt. levy and sale under exaeioo. W
airy tort of the proceeds arising from any sale dercof. and as benefit
of any soy of ;Xecotion or other process-
16L Tau aaatd olds morgage and i e that scented hereby not be
eligible for insmarce under the Nedoad Housing Act with.
in thirty (30) days from the dare hereof (writun
s aunt at or say ofrman of the Department of Housing and Urban De.
vutopment or as borimcd agog or me Secretary of Hating and Urban
OevcJporecor dried subsequent sec the
day's time ham its daft of ran mortgage, deefming to imam said
morigaggn and note. being deemed coneWnve ptoef of starch i cusibil-
ky), rha (older of the aforesefd ahortgtg and now, its successors or
assigns nay. at it option. declare die arorgege and ante in default
and %U stem stxtaed hereby istmedinely due all psysbk. 7bh opion
E
rpay to be exercised by the Mortgage when the ineligibility for in.
suninae under do National Housing Act is doe to the Morgagce's fail-
are w remit the mortgage insurance premium to the Department of
Housing and Urban Development.
And Provided she. tam when as seen as the principal debt or sun
hereby scarred shall become dun sod payableas aforesaid. a in case
default shall be made in the payment of any iMUlhaou of principal
and interest. or any monthly payment heremabovc provided for. of in
she keeping and palbemence by the Mortgagor of arty of the tams,
conditions or cov"W" of she mortgage or the note ttecaned hereby. it
shall and may be awfd for tad Mortgagee forthwith to bring a Ac.
tiom of Mortgage Foreclosure. to an out a Writ of Seire Facla,, or to
ihatitme other foreclosure proceedings upon this mortgage. and ao pro
cad to judgment and execution for recovery of said principal debt. &B
intescst thmem. ill skims advanced for payment of any ground rent,
taus. water mats, dhrges, dairts or aximance premiums as
akwalid, tied all other recovewbh sums, together with to utenney,s
eanmassion for collection. widmnt farther soy of eaeeudm or other
process. any law. cup or cusram Is the contrary
rmtwjtfstartdlag.
The Mortgagor bereby waives and m1b iukhes unto and is favor of
the Mortgagee, aU benefh under the taws now in effect or beredler
passed to relieve the Mortgagor is any saner, or to reduce the
snouts of the nose to nay greats extent than the +uount Newly paid
for the premises hereby mortgaged at the sale throef in arty judicial
proecedings upon the said rote or upon this mortgage.
But provided always, that if said Mortgagor dares pay or caste re,
be paid m the said Mortgage. de aforesaid deb or pdndW ern so.
twed by this rsongsge. an the day and time and ie do aaaeer be-
reiabefare wevioned together with fafwt and all stunt sdvataced for
payaiant of aay Found fears, oxen. wrer wigs. amauer doe rmder
say prior ties. charges. cLims or ittwnnee pemns" as adores"
this fsdca tse, and the tstab hereby granted shall tease and be , -
void. saydaing berabbeforc Centel to dhe Contrary oQlwkhsoodar`
The covenants herehr contained sh O bkd, and the benefits acrd
advaunges snare lame as. the tesptetive bears. executors, adoldiane,
has, successors. and assign of the parties hereto. Whenever nerd, ere
sia jde somber shelf isclade the phaal, the plural the sinval r. WA
the we of arty gender dwill be applicable to all gtah 1 .
FA VVUN= Wlefeaf, the said Maetgaga(s) to dwee paeseft has hereunto sec hand(s) and seat(s).
Dated the dny and year tiff heath above urinal.
S(gthcd. Scaled lae6vesed is =or
r -- 4
b ffU& l - .CLtJC(?/" ham)
Kathy . stilt:
knit!
(seen
Ce"Ulnte of xeddeoce
t the aubecrtber Mntzella L. Pahrahan do hereby
crmtify drat the cawcr address of the widdes-manned Mortresm a 300 Knightsbridge Parkway, #500.
Liracolnahi.te, Illinois 60069
w iwws my hand this 20th at Ma • t987
WX 665 FACE h(
Agat of Mortpgee
I?hhsmhrhnhahga crags 3 a t r
*000000?
P.13
APR-16-2002 14:13 WILSHIRE CREDIT CORP.
Cosowweadh of PatrosyNaada,
Cewey d Cumberland
as this 20th day of May . A.D. 1%7 before ow-
a notary public came the above•nrned Kathy R. Stock
lad
acknowledged the within indenture of M mIgago to be her as and deed, rind desired the
saint: to be mwtdcd as xmIL
Wetness my hated and.!W. the day and yet afectuici.
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1989
W MOM M jV16 11Pi8L 0.
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THIS MORTGAGE ZS TO IM RHCCRDBO AHD RITURNIM To:
Sears Mortgage Corporation
1525 Cedar Cliff Drive
Camp Hill, Pa. 17011
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APR-16-2002 14:13
WILSHIRE CREDIT CORP.
- - - - - - - - - - - - - -
POOR
Copy
P.16
FHA AmmablUty Ride
THIS MA ASSUMM Ury RMBR Is alp& M7M 67 4t rar ,1 Nid
imo ad tAan be *Gftw to amend "d soppicaiom a muwm Daod a That
: sftt rij ' Dew (dm `Seeati I Iostrwxar) of 00 sun daft, dim 57 *A oodoa(=nod;ta
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wpm of ob tmepdw ar as I= tAao u moods %w rive daft of t prior wvwcr of iLd s
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2636785
S 01-001 Py I .
EXHIBIT "B"
APR-16-2002 14:14 WILSHIRE CREDIT CORP. P 29
. va_37_ay?
Tu• rr.? .• +•.• ,• .....,,,.. wn FM4 C451 n0.
WIL
all
.........,.•...... .-,•4_ NOTE a
a......• W.
2". nt.? cur w -367-975-7
41 o3
3 45,700.00 Gasp 8111 Pennsylvania.
hay 10 .1987
FOR VALUE AWTVED the under s
fgDed;- ?ithy, R. ;Stack, single tmasn
t, ; - •, hereinafter caned the Maker, jointly and severally
promises to pay to Sears nortgage Corporation, An '0810 Corporation, 900 Knightsbridge Parkway
1500, Lincolnshire, Illinois 60069 .3 corporation Organized and existing under the
laws of Ohio - .--- or order, hereinafter desiyaated as the Payee, the principal sum of
Porty rive Thousand Seven Hundred and 0o/I0o-- WUM (T5, 700.00 1.
with interest from date at the rare of sight and one half per cestum f8, So `1•l.
per annum on the unpaid balance until pair: The said principal and interest shall be payable at The office of
sears %ortg"e oncporstioa, An Ohio Corporation, 300 Knightsbridge Parkway, lSoo ,, in
14ncolsshire, Illinois 60069 , or at such other place ? the holder may des' m nbng,
in monthly installments of c"351.43
Three,?dr ?edd rift One and 43/100---------------------------tears (swonerbe j.
commencing on the first dray or Only .1987 , and on the Ent day of each month thereafter
until the principal and Interest art fully paid, except that the final payment of the entire indebtednm cvWtnmd hem
b ' not sooner paid, shall be dire and payable an the tint day of Sane .2017
Is reserved to pry the debt, In vhole or sin part, on any installment
daaoter w
am atanoouty wab the mccution of this Note the Malmr has executed and dckffj d to the Payee a Mortgage
secured upon certain paemfsts situated In the cottaty of Lvrh rlend
Commonwealth of Pennsylvania, more particularly described in the Mar 333- All of the terns, covenanm provisions,
conditions, stipulations and agreements contained in said Nortgage to be kept and petfo med by the Maker are hereby
made a part of this Note to the same extent and with the same face and effect as if they were fully set forth herein,
end the Maker covenants and agrees to pertotm the same, or cause the same to be kept and performed. strictly in
accordance with the terms and pmvislow thereof.
The whole of the principal sum or any part meteof, and of any other stuns of money seared by the Mort;aye
given to secure this Note, sick. forthwith. at the option of the Payee or any subsequent holder hereof, become due and
payable Immediately. widwo notoe or demand. it default be made in any psymeat under this Now, and if tha default
is not made good prior to the due date or due next such Iasnpment: or upon tiro kappesins of any default which, by
the teems of the Mortis ge giren to sewn th-s Note. sfnlf entitle the Payee or any subsequent holder hereof, to declare
the saute, or any Viet thereof, to be due serf payable.
7U sweemerhts herein contained sba f bind, and the benatlis and advxatga shall ieure to, the respective
waawrs and anigns or the parties hereto. Wherawr used, the sbagulaf number shall hu ude the plural, the phsral the
singular, and the use of any Oendet shall x applloble to an yendeR
IN WITNESS WHEREOF, the Makin ins caused there presents to be excwted under sat the day std year fbst
above wwitt
-Ie? J?
AO "64
00.
KCth R. Steak
[SEAL
ES6AL]
np4rw ram rrt"179Ja, lame, it owlb . Oro w-aa rans01017cNn11-781
APR-16-2002 14:14 WILSHIRE CREDIT CORP. P.30
'Prepared by. GENE KURTZ
OFB Loan Number. 2636785 HUD Control Number: 314613
1CSFIRSTI
BORROWERS: KATHY R. STECK
PRESENT OWNER AND HOLDER: U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT CHUD's
NOTE EXECUTION DATE: 6120/87
NOTE AMOUNT: $45,70D.OD
This alionge shall be annexed to the origimiJ Note referenced above for purposes of transferring
same from the present Owner and Holder of the flote, HUD ('Transferor') as of the date set forth below.
As a result of said transfer, HUD has no further Inta,.rest in the Note.
Any changes in the payment obligations under the Note by virtue of any forbearance or assistance
agreement, payment plan or modification agreement agreed to by HUD, whether or not in writing, is
binding upon the Assignee/Payee, its successors acid assigns. The Note and the Mortgage/Deed of Trust
securing the Note may only be transferred and assigned to a person or amity that is either an FHA-
Approved Servicar/Mortgagee/Beneficiary or who has entered into a contract for the servicing of the Note
with an FHA-Approved Services. The Note and the Mortgage/Deed of Trust securing the Note shall be
serviced in accordance with the servicing requirements set forth by HIED. These sales and servicing
provisions shall continue to apply unless the Mortgage/Deed of Trust is modified, for consideration, with
the consent of the Mortgagor/Tmstor, refinanced; rr satisfied of record- This assignmentlandoreement is
made and executed wrtb all FHA insurance termineAd.
Dated: September 4, 1996.
Pay to the order of:
CS FIRST BOSTON MORTGAGE CAPITAL CORP.
without' recourse this 4th day of September, 1996.
_:
U.S. DEPARTMENT OF HOUSING AND
URBAN DEVELOP?1f7 r"uv?
Bur - .?..,
Name: HF_IDI DAVIS
Tide: A sTORNEY -1N - FACT
-466.
S
EXHIBIT "C"
APR-16-2002 14:13 WILSHIRE CREDIT CORP.
P. is
SCHEDULE 'A..
ALL THAT CERTAIN tract of land having half of a double two and one-half (2
1/2) story frame dwelling house erected thereon situate in East Pennsboro
Township, Cumberland County, Pennsylvania and being a portion of Lots
Numbers 10 and 11 of the Plan of Lots of P. W. Boyer dated October 22,
1907, and recorded in the Office of the Recorder of Deeds for Cumberland
County, Pennsylvania, at Plan Book It page 34, particularly bounded and
described as follows, to wit:
BEGINNING at a point on the Northern line of Manor Street said point being
located North Seventy-five and one-fourths (75 1/4) degrees West a
distance of forty-seven and three-fourths (47 3/4) feet from the edge of
Manor Street and an adjoining sixteen (16) foot wide alley as shown on
said Plan; thence North fourteen and three-fourths (14 3/4) degrees East a
distance of sixty-one and one-half (61 1/2) feet through the center of a
double two and one-half (2 1/2) story frame dwelling house; thence North
four (4) degrees hest a distance of one hundred twenty-seven (127) feet
and one (1) inch to a point at a eight (8) foot wide alley; thence in a
Westerly direction along said alley a distance of twenty-five and three-
fourths (25 3/4) feet, more or less, to a point on line of land now or
formerly of Harry H. Clark; thence along line of said lands in a
southwardly direction a distance of one hundred seventy-two (172) feet and
seven (7) inches to a point oa the Northern line of Manor Street; thence
along the Northern line of Manor Street in a Easterly direction a distance
of thirty-two and twenty-five one hundredths (32.25) feet, more or less,
to the point of BEGINNING.
BEING improved with half of a double two and one-half (2 1/2) story frame
dwelling and frame garage and known as Number 3 Hest Manor Avenue, Enola,
Pennsylvania.
BEING THE SAME premises which Ronald B. Penicle and Joan L. Fenicle, big
wife, and Gary T. Cramer and Debra R. Cramer, his wife, by their Deed
dated February 9, 1983 and recorded in the Office of the Recorder of
Deeds, in and for Cumberland-County, Pennsylvania in Deed Book 30-8, page
297, granted and conveyed unto Blaine E. Steigerwalt, 11 and Barbara A.
Steigerwalt, big wife, Grantors herein.
eoi 665 poE 804
EXHIBIT "D1 C w
APR-16-2002 14:12 WILSHIRE CREDIT CORP. P.09
WILSHIRE CREDIT CORPORATION
P.O. BOX 8517
PORTLAND, OREGON 97207-8517
1-888-502-0100
STECK, KATHY R
115 3RD ST
ENOLA PA 17025
UNLESS YOU NOTIFY US IN WRITING WITHIN THIRY (30) DAYS AFTER RECEIPT OF THIS LETTER THAT
THE DEBT, OR ANY PART OF IT, IS DISPUTED, WE WILL ASSUME THAT THE DEBT IS VALID. IF YOU DO
NOTIFY US OF A DISPUTE, WE WILL OBTAIN VERIFICATION OF THE DEBT AND MAIL IT TO YOU. ALSO
UPON YOUR WRITTEN REQUEST WITHIN THIRTY (30) DAYS, WE WILL PROVIDE YOU WITH THE NAME
AND ADDRESS OF THE ORIGINAL CREDITOR IF DIFFERENT FROM THE CURRENT CREDITOR. THIS
COMMUNICATIONS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
* February 14, 2002
CERTIFIED MAIL
RECEIPT REQUESTED AND
REGULAR FIRST CLASS MAIL
Dear Customer:
Re: Loan #: 173025
Property Address: 3 W MANOR AVE, ENOLA PA 170252824
NOTICE OF INTENTION TO FORECLOSE MORTGAGE /
The mortgage held by WILSHIRE CREDIT CORPORATION (hereinafter we, us or ours) on your property
located at 3 W MANOR AVE, ENOLA PA 170252824 IS IN DEFAULT because you have not made the monthly
payments of principal and interest of $569.92 for the months of December 1, 2001 through February 1, 2002 totaling
$1669.92. Late charges (and other charges) have also accrued to this date in the amount of $42.18. The total amount
now required to cure this default, or in other words, get caught up in your payments, through the date of this letter is
$1180.37.
You may cure this default within thirty (30) days of the date of this letter, by paying to us the above amount of
$1180.37, plus any additional monthly payments and late charges which may fall due during the period. Such payment
must be made either by cashier's check, certified check or money order, and made payable to WILSHIRE CREDIT
CORPORATION. Be sure to include c/o if necessary.
YOU SHOULD CONSIDER THIS LETTER AS COMING FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. ANY
INFORMATION PROVIDED BY YOU WILL BE USED TO COLLECT THIS DEBT. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A
BANKRUPTCY DISCHARGE OF THIS DEBT, THIS LETTER IS NOT AN ATTEMPT TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT
OF OUR LIEN AGAINST THE COLLATERAL PROPERTY. COLORADO: In Colorado, the Colorado Collection Agency Board, 1525 Shemun Street, Denver,
CO 80203, licenses collection agencies. Payments should not be sent to the Board. IDAHO: If you have been advised that your creditor is Wilshire Funding Corporation,
First Bank of Beverly Hills, or an affiliate thereof, the majority shareholder of Wilshire Credit Corporation owns the stock of these creditors. TENNESSEE: This
collection agency is licensed by the Collection Service Board, State Department of Commerce and Insurance, 500 James Robertson Parkway, Nashville, TN 37243.
Wilshire's office hours are Monday - Friday 7:00 A.M. TO 5:00 P.M. Pacific Standard Time.
Letter-179 05120/2000
APR-16-2002 14:13 WILSHIRE CREDIT CORP. P.10
a
WILSHIRE CREDIT CORPORATION
If you do not cure the default within thirty (30) days, we intend to exercise our right to accelerate the mortgage
payments. This means that whatever is owing on the original amount borrowed will be considered due immediately and
you may lose the change to pay off the original mortgage in monthly installments. If frill payment of the amount of
default is not made within thirty days, we also intend to instruct our attorneys to start a lawsuit to foreclose on your
mortgaged property. If the mortgage is foreclosed, your mortgaged property will be sold by the sheriff to pay off the
mortgage debt.
If we refer your case to our attorneys, but you cure the default before they begin legal proceedings against you,
you will still have to pay the reasonable attorney's fees which will be added to whatever you owe us, which may also
include our reasonable costs. If you cure the default within the thirty-day period, you will not be required to pay
attorney's fees.
We may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. if
you have not cured the default within the thirty-day period, and foreclosure proceedings have begun, you have the right to
cure the default and prevent to sale at any time up to one hour before the sheriff's foreclosure sale. You may do so by
paying the total amount of the unpaid monthly payment plus any late or other charges then due, as well as the reasonable
attorney's fees and costs connected with the foreclosure sale (and perform any other requirements under the mortgage). It
is estimated that the earliest date that such a sheriffs sale could be held would be approximately August 15, 2002. A
notice of the date of the sheriffs sale will be sent to you before the sale.
Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any
time exactly what the required payment will be by calling us at the following number 1-800-776-0100, Ext. 7193. This
payment must be in cash via Western Union Quick Collect, cashier's check, certified check or money order and payable
to us at the address stated above.
You should realize that a sheriffs sale will end your ownership of the mortgaged property and your right to
remain in it. If you continue to live in the property after the sheriffs sale, a lawsuit could be started to evict you.
YOU HAVE ADDITIONAL RIGHTS TO HELP PROTECT YOUR INTEREST IN THE PROPERTY:
YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE
DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. (YOU
MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A
BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE
OUTSTANINDING PAYMNETS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT
THE SALE; AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED.) CONTACT
US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT
TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
If you cure the default, the mortgage will be restored to the same position as if no default had occured.
However, you are not entitled to this right to cure your default more than three times in any calendar year.
Sincerely,
MS ALLISON MORGAN Ext. 7193
YOU SHOULD CONSIDER THIS LETTER AS COMING FROM A DEBT COLLECTOR AS WE SOMETIMES ACT AS A DEBT COLLECTOR. ANY
INFORMATION PROVIDED BY YOU WILL BE USED TO COLLECT THIS DEBT. HOWEVER, IF YOU ARE IN BANKRUPTCY OR RECEIVED A
BANKRUPTCY DISCHARGE OF THIS DEBT, THIS LETTER IS NOT AN ATTEMPT TO COLLECT THE DEBT, BUT NOTICE OF POSSIBLE ENFORCEMENT
OF OUR LIEN AGAINST THE COLLATERAL PROPERTY. COLORADO: In Colorado, the Colorado Collection Agency Board, 1525 Sherman Street, Denver,
CO 80203, licenses collection agencies. Payments should not be sent to the Board. IDAHO: If you have been advised that your creditor is Wilshire Funding Corporation,
First Bank of Beverly Hills, or an affiliate thereof, the majority shareholder of Wilshire Credit Corporation owns the stock of these creditors. TENNESSEE: This
collection agency is licensed by the Collection Service Board, State Department of Commerce and Insurance, 500 James Robertson Parkway, Nashville, TN 37243.
Wilshire's office hours are Monday - Friday 7:00 A.M. TO 5:00 P.M. Pacific Standard Time.
Letter-179 05/20/2000
_
C C ! ?
SHERIFF'S RETURN - REGULAR
CASE NO: 2002-02056 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
LASALLE NATIONAL BANK
VS
STECK KATHY R
CPL. MICHAEL BARRICK , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
STECK KATHY R the
DEFENDANT at 0941:00 HOURS, on the 2nd day of May , 2002
at 115 3RD STREET
WEST FAIRVIEW, PA 17025 by handing to
DAVID KIRK, ADULT IN CHARGE
a true and attested copy of COMPLAINT & NOTICE together with
and at the same time directing His attention to the contents thereof.
Additional Comments
3 W MANOR AVENUE ENOLA IS VACANT, PER NEIGHBOR.
Sheriff's Costs:
Docketing 18.00
Service 10.35
Affidavit .00
Surcharge 10.00
.00
38.35
Sworn and Subscribed to before
me this 1'7 w day of
Prothonotary' So Answers:
?lh e?+ ? bn A. D.
.,, .
??? ?
R. Thomas Kline
05/03/2002
SHAFFER &
By
Deputy
SHAFFER & SCERNI, L.L.C.
BY: MARTIN S. WEISBERG, ESQUIRE (I.D. #51520)
921 PLEASANT VALLEY AVENUE, 2ND FLOOR
PO BOX 1258
MT. LAUREL, NEW JERSEY 08054
(856) 866-1166
FILE NO. 020380. 6508
ATTORNEYS FOR PLAINTIFF
LaSalle National Bank, as Trustee for the
registered holders of Salomon Brothers Mortgage
Securities VII, Inc., Series 1997-HUD2
Plaintiff(s),
V.
Kathy R. Steck
TO THE PROTHONOTARY:
Defendant(s)
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Civil Action - Mortgage Foreclosure
NO. 02-2056
Please enter judgment in favor of Plaintiff, LaSalle National (Bank, as Trustee for the
registered holders of Salomon Brothers Mortgage Securities VII, Inc. Series 1997-HUD2, and
against Defendants, Kathy R. Steck, for failure to respond to the Complai it in Mortgage Foreclosure
within twenty (20) days of service thereof. The Complaint was filed on April 26, 2002 in the
County of Cumberland and served upon each Defendant on May 2, 2001 A copy of the Return of
Service for each defendant is attached hereto, made a part hereof and marked as Exhibit "A". On
or about May 23, 2002, Notice of Default pursuant to Rule 237.1 and in accordance with
Pennsylvania Civil Rules of Procedure was mailed by first class ma 1, postage prepaid to the
Defendants. A copy of the Certification of Mailing Pursuant to Rule 237 1 is attached hereto, made
apart hereof and marked as Exhibit "B". Please assess damages as
the sum of $51,215.56, plus interest which continues to accrue after
for in the Complaint, in
11, 2002 at the rate of
$9.35 per day and is determined as follows:
Amount Demanded in Complaint $51,215.56
Interest at $9.35 per day from 5/11/02
through to and including 5/31/02 $ 187.00
TOTAL: $51,402.56
WHEREFORE, Plaintiff requests this Honorable Court to
Plaintiff and against Kathy R. Steck in the amount of $51,402.56, plus
after May 31, 2002 at the rate of $9.35 per day and costs of suit and
mortgaged premises.
Date: t(1" & 63
SHAFFER & SCERNI, L.L.C.
By:
in favor of the
accruing interest
foreclosure sale of the
S:\m APA Fmmlosu \STECK-6508\defaultjudgm tpwkage.wpd
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ENTRY OF JUDGMENT AND
ASSESSMENT OF DAMAGES
AND NOW, this day of U?VI Q- , 2002, judgement
is hereby entered in favor of Plaintiff LaSalle National Bank, as Trustee for the registered holders
of Salomon Brothers Mortgage Securities VII, Inc., Series 1997-HUD2? and against Defendants,
Kathy R. Steck damages are assessed in the sum of $51,402.56 aforesaid plus interest and costs of
suit and for foreclosure sale of the mortgaged premises.
G-- ( ), -0?-
SHAFFER & SCERNI, L.L.C.
BY: MARTIN S. WEISBERG, ESQUIRE (I.D. #51520)
921 PLEASANT VALLEY AVENUE, 2ND FLOOR
PO BOX 1258
MT. LAUREL, NEW JERSEY 08054
(856) 866-1166
FILE NO. 020380.6508
ATTORNEYS FOR PLAINTIFF
LaSalle National Bank, as Trustee for the
registered holders of Salomon Brothers Mortgage
Securities VII, Inc., Series 1997-I UD2
Plaintiff(s),
V.
Kathy R. Steck
Defendant(s)
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Civil Action - Mortgage Foreclosure
NO. 02-2056
I, Martin S. Weisberg, Esquire, hereby certify that the last known
Bank, as Trustee for the registered holders of Salomon Brothers Mortgage
1997-HUD2, is c/o Wilshire Credit Corporation, P.O. Box 8517,
of LaSalle National
ities VII, Inc., Series
OR 97207-8517. The
last known address of Kathy R. Steck is 115 3rd St., West Fairview, PA 17025.
SHAFFER & SCERNI, L.L.C.
By:
Date: (Cr (a Qd
.S:\t fiPA Foredosurw\STECK-6508Nefaukjudgn tpeckage.wpd
SHAFFER & SCERNI, L.L.C.
BY: MARTIN S. WEISBERG, ESQUIRE (I.D. #51520)
921 PLEASANT VALLEY AVENUE, 2ND FLOOR
PO BOX 1258
MT. LAUREL, NEW JERSEY 08054
(856) 866-1166
FILE NO. 020380.6508
ATTORNEYS FOR PLAINTIFF
LaSalle National Bank, as Trustee for the
registered holders of Salomon Brothers Mortgage
Securities VII, hic., Series 1997-HUD2
Plaintiff(s),
V.
Kathy R. Steck
Defendant(s)
TO: Kathy R. Steck
115 3rd St.
West Fairview, PA 17025
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Civil Action - Mortgage Foreclosure
NO. 02-2056
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania,
judgment by default has been entered against you in the above proct
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE,
Martin S. Weisberg, Esquire
SHAFFER & SCERNI, L.L.C.
921 Pleasant Valley Avenue, 2nd Floor
P. O. Box 1258
Mt. Laurel, NJ 08054
(856) 866-1166
are hereby notified that a
110d
CONTACT:
S: \.."A Forec1osures\STECK-6508\defauh judgment packagewpd
SHAFFER & SCERNI, L.L.C.
BY: MARTIN S. WEISBERG, ESQUIRE (I.D. #51520)
921 PLEASANT VALLEY AVENUE, 2ND FLOOR
PO BOX 1258
MT. LAUREL, NEW JERSEY 08054
(856) 866-1166
FILE NO. 020380.6508
ATTORNEYS FOR PLAINTIFF
LaSalle National Bank, as Trustee for the
registered holders of Salomon Brothers Mortgage
Securities VII, Inc., Series 1997-HUD2
Plaintiff(s),
V.
Kathy R. Steck
Defendant(s)
AFFIDAVIT OF NO
STATE OF NEW JERSEY
COUNTY OF BURLINGTON
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Civil Action - Mortgage Foreclosure
NO. 02-2056
SS.
Martin S. Weisberg, being duly sworn according to law, deposes
says that he is counsel
for Plaintiff, that he is authorized to make this affidavit on behalf of Plaintiff, and that Defendants,
Kathy R. Steck is not in the military service of the United States, nor any State or Territory thereof
or its allies as defined in the Soldiers' and Sailors' Civil Relief Act of 1940 and the amendments
thereto.
Date: (0-6o a
Sworn to and subscribed before
me this (oth day of
12002.
NotaiMA FAUCHER
WARYPUBUC OF NEWJERSEr
CommUm Expim 513/M
SHAFFER & SCERNI, L.L.C.
BY: MARTIN S. WEISBERG, ESQUIRE (I.D. #51520)
921 PLEASANT VALLEY AVENUE, 2ND FLOOR
PO BOX 1258
MT. LAUREL, NEW JERSEY 08054
(856) 866-1166
FILE NO. 020380.5608
ATTORNEYS FOR PLAINTIFF
LaSalle National Bank, as Trustee for the
registered holders of Salomon Brothers Mortgage
Securities VII, Inc., Series 1997-HUD2
Plaintiff(s),
V.
Kathy R. Steck
Defendant(s)
COURT OF COMMON
CUMBERLAND COUP
Civil Action - b
I NO. 02-2056
CERTIFICATE OF SERVICE
I, Martin S. Weisberg, Esquire, hereby certify that on
caused a true and correct copy of the foregoing Default Judgment
mail, postage prepaid to the following:
Kathy R. Steck
115 3rd St.
West Fairview, PA 17025
SHAFFER
Date:
S:'mePPA Fomlosums\STECK-6508\default judgment pnkage.wpd
By:
PLEAS
Foreclosure
2002,1
to be sent by first class
nsqulrc
EXf-D BIT "A„
SHERIFF'S RETURN - REGULAR
CASE NO: 2002-02056 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
LASALLE NATIONAL BANK
VS
STECK KATHY R
CPL. MICHAEL BARRICK Sheriff or Deputy
Cumberland County,Pennsylvania, who being duly sw
says, the within COMPLAINT .& NOTICE was Be
STECK KATHY R
riff of
according to law,
l upon
the
2002
DEFENDANT at 0941:00 HOURS, on'the 2nd day of May
at 115 3RD STREET
WEST FAIRVIEW, PA 17025 by handin to
DAVID KIRK, ADULT IN CHARGE
a true;and attested copy of COMPLAINT & NOTICE together with
and at the same time directing His attention to t
Additional Comments
3 W MANUE
ENOLA IS VACANT, PER
contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00+
10.35 .00
10.00 R. Thomas Kline
.00
38.35 05/03/2002
SHAFFER & SCEgW
Sworn and Subscribed to before By
me.this day of
A.D.
i - lie
y/nexu 1,
Prothonotary
EXHIBIT "B"
SHAFFER & SCERNI, L.L.C.
BY: MARTIN S. WEISBERG, ESQUIRE (I.D. #51520)
921 PLEASANT VALLEY AVENUE, 2ND FLOOR
PO BOX 1258
MT. LAUREL, NEW JERSEY 08054
(856) 866-1166
FILE NO. 023080.6508
ATTORNEYS FOR PLAINTIFF
LaSalle National Bank, as Trustee for the
registered holders of Salomon Brothers Mortgage
Securities VII, Inc., Series 1997-HUD2
Plaintiff(s),
V.
Kathy R. Steck
Defendant
TO: Kathy R. Steck
115 3rd St.
West Fairview, PA 17025
IN THE COURT OF
CUMBERLAND CC
NO: 02-2056
CIVIL ACTION
MORTGAGE
DATE: May 23,
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED T(
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRIT:
YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAI1
ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE A JUDGM]
AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR
IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYE
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPE
OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP:
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Ave.
Carlisle, PA 17023
(717) 249-3166 /7
1ON PLEAS
, PENNSYLVANIA
ENTER A WRITTEN
G WITH THE COURT
T YOU. UNLESS YOU
IT MAY BE ENTERED
tOPERTY OR OTHER
AT ONCE IF YOU DO
ONE THE FOLLOWING
S:\tmf PA Fomlosum\STECKfi508\237.1 wtim pd
SHAFFER & SCERNI, L.L.C.
BY: MARTIN S. WEISBERG, ESQUIRE (I.D. #51520)
921 PLEASANT VALLEY AVENUE, 2ND FLOOR
PO BOX 1258
MT. LAUREL, NEW JERSEY 08054
(856) 866-1166
FILE NO. 020380.6508.
ATTORNEYS FOR PLAINTIFF
LaSalle National Bank, as Trustee for the
registered holders of Salomon Brothers Mortgage
Securities VII, Inc., Series 1997-HUD2
Plaintiff(s),
V.
Kathy R. Steck
Defendant
IN THE COURT OF
CUMBERLAND CC
NO: 02-2056
CIVIL ACTION
I MORTGAGE
I, Martin S. Weisberg, Esquire, of the firm of Shaffer & Scerni, L.L.C.,
certify that on May 23, 2002 I served a true and correct copy of the 237.1
first class mail, postage pre-paid.
Kathy R. Steck
115 3rd St.
West Fairview, PA 17025
By;
SHAFFER & SCERNI,
4ON PLEAS
, PENNSYLVANIA
for Plaintiff, hereby
upon all Defendants via
S:MafiPA Formlosuns\STECK-6508\237.1 cert.wpd
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Commonwealth of Pennsylvania
COUNTY OF CUMBERLAND
COURT OF COMMON PLEAS
LaSalle National Bank, as Trustee for the NO. 02-2056
registered holders of Salomon Brothers Mortgage
Securities VII, Inc., Series 1997-HUD2
VS.
Kathy R. Steck
(applicable to real estate and personal property)
PRAECIPE FOR WRIT OF EXECUTION
TO THE PROTHONOTARY :
Issue writ of execution in the above matter,
directed to the Sheriff of Cumberland County;
(1) against
Kathy R. Steck
defendant(s) and
(2) against
garnishee(s)
(3) AMOUNT DUE $ 51.402.56
INTEREST
from 6/1/02 through & includine
12/4/02 at a rate of $9.35 per day $ 1.748.45
(Costs to be added) $
'Aifo%e? for Plaintiff(s)
Martin Weisberg, Esquire
Attorney I.D. No. 51520
(applicable to real estate only)
Rule 3104(a)
TO THE PROTHONOTARY :
(4) Index this writ against
Kathy R. Steck
(applicable to real estate only)
Rule 3104(c)
TO THE PROTHONOTARY :
(5) Index this writ against
gamishee(s)
as a lis pendens against real property of the defendant(s) in name of garnishee(s) as
follows: (Specifically describe property)
Attorney(s) for Plaintiff(s)
S:\nmf\PA Foredosu \STECK-6508\pr ipe for writ.wpd
Attorney I.D. No. 51520
DESCRIPTION
ALL THAT CERTAIN tract of land having half of a double two and one half (2 1/2) story frame
dwelling house erected thereon situate in East Pennsboro Township, Cumberland County, Pennsylvania
and being a portion of Lots Numbers 10 and 11 of the Plan of Lots of P.W. Boyer dated October 22,
1907, and recorded in the Office of the Recorder of Deeds for Cumberland County, Pennsylvania, at
Plan Boole 1, Page 34, particularly bounded and described as follows, to wit:
BEGINNING at a point on the Northern line of Manor Street said point being located North Seventy-
five and one-fourths (75 1/4) degrees West a distance of forty-seven and three-fourths (47 3/4) feet from
the edge of Manor Street and an adjoining sixteen (16) foot wide alley as shown on said Plan; thence
North fourteen and three-fourths (14 3/4) degrees East a distance of sixty-one and one-half (611/2) feet
through the center of a double two and one-half (2 1/2) story frame dwelling house; thence North fourth
(4) degrees West a distance of one hundred twenty-seven (127) feet and one (1) inch to a point at an
eight (8) foot wide alley; thence in a Westerly direction along said alley a distance of twenty-five and
three-fourths (25 3/4) feet, more or less, to a point on line of land now or formerly of Harry H. Clark;
thence along line of said lands in a Southwardly direction a distance of one hundred seventy-two (172)
feet and seven (7) inches to a point on the Northern line of Manor Street; thence along the Northern
line of Manor Street in a Easterly direction a distance of thirty-two and twenty-five one hundredths
(32.25) feet, more or less, to the point of beginning.
BEING improved with half of a double two and one-half (2 1/2) story frame dwelling and frame garage
and known as Number 3 West Manor Avenue, Enola, Pennsylvania.
TAX PARCEL #15-1291-182
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SHAFFER & SCERNI, L.L.C.
BY: MARTIN S. WEISBERG, ESQUIRE (I.D. #51520)
921 PLEASANT VALLEY AVENUE, 2ND FLOOR
PO BOX 1258
MT. LAUREL, NEW JERSEY 08054
(856) 866-1166
FILE NO. 020380.6508
ATTORNEYS FOR PLAINTIFF
LaSalle National Bank, as Trustee for the
registered holders of Salomon Brothers Mortgage
Securities VII, Inc., Series 1997-HUD2
Plaintiff(s),
V.
Kathy R. Steck
Defendant(s)
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Civil Action - Mortgage Foreclosure
NO. 02-2056
AFFIDAVIT PURSUANT TO RULE 3129.1
LaSalle National Bank, as Trustee for the registered holders of Salomon Brothers Mortgage
Securities VII, Inc., Series 1997-HUD2, Plaintiff the above action, being authorized to do so, sets
forth as of the date the Praecipe for the Writ of Execution was filed, the following information
concerning the real property located at 3 W. Manor Ave., Enola, Pennsylvania:
Name and last known address of Owner(s) or Reputed Owner(s):
2.
3.
Kathy R. Steck
115 3rd St.
West Fairview, PA 17025
Name and last known address of Defendant(s) in the judgment:
Kathy R. Steck
115 3rd St.
West Fairview, PA 17025
Name and last known address of every judgment creditor whose judgment is a record lien
on the real property to be sold:
LaSalle National Bank, as Trustee for the registered holders of Salomon Brothers Mortgage
Securities VII, Inc., Series 1997-HUD2
c/o Wilshire Credit Corporation
P.O. Box 8517
Portland, OR 97207-8517
4. Name and address of last recorded holder of every mortgage of record:
LaSalle National Bank, as Trustee for the registered holders of Salomon Brothers Mortgage
Securities VII, Inc., Series 1997-HUD2
c/o Wilshire Credit Corporation
P.O. Box 8517
Portland, OR 97207-8517
5. Name and address of every other person who has any record lien on the property:
LaSalle National Bank, as Trustee for the registered holders of Salomon Brothers Mortgage
Securities VII, Inc., Series 1997-HUD2
c/o Wilshire Credit Corporation
P.O. Box 8517
Portland, OR 97207-8517 None to the best of Plaintiffs knowledge or belief
6. Name and address of every other person who has any record interest in the property and
whose interest may be affected by the sale:
Domestic Relations
13 N. Hanover St.
Carlisle, PA 17013
Tax Claim Bureau
1 Courthouse Square
Carlisle, PA 17013
Alicia Stine - Tax Collector
98 S. Enola Dr., Room 101
Enola, PA 17025-0769
East Pennsboro Twp.
98 S. Enola Dr.
Enola, PA 17025
East Pennsboro Twp.
Sewer & Sanitation Office
98 S. Enola Dr.
Enola, PA 17025
Pennsylvania American Water
P.O. Box 578
Alton, IL 62002
7. Name and address of every other person of whom the plaintiff has knowledge who has any
interest in the property which may be affected by the sale:
Tenant(s) / Occupant(s)
3 W. Manor Ave.
Enola, PA 17025
I verify that the statements made in this affidavit are true and correct to the best of my
personal knowledge or information and belief. I understand that false statements herein are made
subject to the penalties of 18 Pa. C.S. §4904 relating to unsworn falsification to authorities.
SHAFFER &
By:
Wei
Date: S - 11?' 00.
S: VMAPA Forcdmwe WECK-6508\3129.1 affwpa
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SHAFFER & SCERNI, L.L.C.
BY: MARTIN S. WEISBERG, ESQUIRE (I.D. #51520)
921 PLEASANT VALLEY AVENUE, 2ND FLOOR
PO BOX 1258
MT. LAUREL, NEW JERSEY 08054
(856) 866-1166
FILE NO. 020380.6508
ATTORNEYS FOR PLAINTIFF
LaSalle National Bank, as Trustee for the
registered holders of Salomon Brothers Mortgage
Securities VII, Inc., Series 1997-HUD2
Plaintiff(s),
V.
Kathy R. Steck
Defendant(s)
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Civil Action - Mortgage Foreclosure
NO. 02-2056
CERTIFICATION AS TO THE SALE OF REAL PROPERTY
I hereby certify that I am the attorney of record for the plaintiff in this action against real
property and further certify this property is not subject to Act 91 of 1983 and the Plaintiff has
complied with all the Provisions of the Act.
I further agree to indemnify and hold harmless the Sheriff of Cumberland for any false
statement given herein.
Stu
By:
Date: S- (9' 0;z
SAmAPA Fondosum\STECK-6508\1129.1 aff..pd
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SHAFFER & SCERNI, L.L.C.
BY: MARTIN S. WEISBERG, ESQUIRE (I.D. #51520)
921 PLEASANT VALLEY AVENUE, 2ND FLOOR
PO BOX 1258
MT. LAUREL, NEW JERSEY 08054
(856)866-1166
FILE NO. 020380.6508
ATTORNEYS FOR PLAINTIFF
LaSalle National Bank, as Trustee for the
registered holders of Salomon Brothers Mortgage
Securities VII, Inc., Series 1997-HUD2
Plaintiff(s),
V.
Kathy R. Steck
Defendant(s)
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Civil Action - Mortgage Foreclosure
NO. 02-2056
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Kathy R. Steck
115 3rd St.
West Fairview, PA 17025
Your house (real estate) at 3 W. Manor Ave., Enola, Pennsylvania is scheduled to be sold at
Sheriff's Sale on 12/4/02 at 10:00 a.m., at the Auditorium, 2nd Fl., Services Center, 633 Court St.,
Reading, Pennsylvania, to enforce the court judgment of $51,402.56, obtained by Plaintiff against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF SALE
To prevent this Sheriff's Sale you must take immediate action:
1. The sale will be canceled if you pay back to Plaintiff the amount of the judgment plus
costs or the back payments, late charges, costs and reasonable attorney's fees due. To
find out how much you must pay you may call: Martin S. Weisberg, Esquire at (856)
866-1166.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the
sale. To find out if this has happened you may call: Martin S. Weisberg, Esquire at (856)
866-1166.
4. If the amount due from the buyer is not paid to the Sheriff, you will, remain the owner of
the property as if the sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal
proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house. A schedule
of distribution os the money bid for your house will be filed by the Sheriff no later than
thirty (30) days after the sale date. This schedule will state who will be receiving the
money. The money will be paid out in accordance with this schedule unless exceptions
(reasons why the proposed distribution is wrong) are filed with the Sheriff within ten
(10) days after the date of filing of said schedule.
7. You may also have other rights and defenses or ways of getting your house back, if you
act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Lawyer Referral Service
Cumberland County Bar Association
2 Liberty Ave.
Carlisle, PA 17013
(717) 249-3166
s:?.nrnF« Iwwo'srecKc 509wtp.no*c orw'.me
DEC _ oar
ALL THAT CERTAIN tract of land having half of a double two and one half (2 1/2) story frame
dwelling house erected thereon situate in East Pennsboro Township, Cumberland County, Pennsylvania
and being a portion of Lots Numbers 10 and 11 of the Plan of Lots of P.W. Boyer dated October 22,
1907, and recorded in the office of the Recorder of Deeds for Cumberland County, Pennsylvania, at
plan Book 1, Page 34, particularly bounded and described as follows, to wit:
BEGINNING at a point on the Northern line of Manor Street said point being located North Seventy-
five and one-fourths (75 1/4) degrees West a distance of forty-seven and three-fourths (47 3/4) feet from
the edge of Manor Street and an adjoining sixteen (16) foot wide alley as shown on said Plan; thence
North fourteen and three-fourths (14 3/4) degrees East a distance of sixty-one and one-half (61 1/2) feet
through the center of a double two and one-half (2 1/2) story frame dwelling house; thence North fourth
(4) degrees West a distance of one hundred twenty-seven (127) feet and one (1) inch to a point at an
eight (8) foot wide alley; thence in a Westerly direction along said alley a distance of twenty-five and
three-fourths (25 3/4) feet, more or less, to a point on line of land now or formerly of Harry H. Clark;
thence along line of said lands in a Southwardly direction a distance of one hundred seventy-two (172)
feet and seven (7) inches to a point on the Northern line of Manor Street; thence along the Northern
line of Manor Street in a Easterly direction a distance of thirty-two and twenty-five one hundredths
(3225) feet, more or less, to the point of beginning.
BEING improved with half of a double two and one-half (2 1/2) story frame dwelling and frame garage
and known as Number 3 West Manor Avenue, Enola, Pennsylvania.
TAX PARCEL #15-1291-182
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SHAFFER & SCERNI, L.L.C.
BY: MARTIN S. WEISBERG, ESQUIRE (I.D. #51520)
921 PLEASANT VALLEY AVENUE, 2ND FLOOR
PO BOX 1258
MT. LAUREL, NEW JERSEY 08054
(856) 866-1166
FILE NO. 020380.6508
ATTORNEYS FOR PLAINTIFF
LaSalle National Bank, as Trustee for the
registered holders of Salomon Brothers Mortgage
Securities VII, Inc., Series 1997-HUD2
Plaintiff(s),
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Civil Action - Mortgage Foreclosure
V.
Kathy R. Steck
Defendant(s)
NO. 02-2056
CERTIFICATION OF NOTICE TO LIENHOLDERS
PURSUANT TO Pa. R.C.P. 3129.2 (c)(2)
I, Martin S. Weisberg, for Shaffer & Scerni, L.L.C., attorneys for Plaintiff, LaSalle
National Bank, as Trustee for the registered holders of Salomon Brothers Mortgage Securities
VII, Inc., Series 1997-HUD2, hereby certify that notice of the Sheriff's Sale in the above-
captioned matter were served on all persons appearing on Plaintiff's Affidavit Pursuant to Pa.
R.C.P. No. 3129.1. Said notices were served by certified mail, return receipt requested and by
first class mail, postage pre-paid as evidenced by the original United States Postal Form 3877
(Certificate of Mailing), attached hereto as Exhibit "A".
The undersigned understands that the statements herein are subject to the penalties
provided by 18 Pa. C.S. § 4904.
SHAFFER,4 SUM L L.C
Dated: - Q9- (Dc*;) By:
Esquire
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COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND } SS:
I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that
the Sheriff's Deed in which LaSalle Natl Bk tr for Registered Holders of Salomon Brothers Mtg
Securities Vii series 19997-HUD2 is the grantee the same having been sold to said grantee on the 4th
day of Dec A.D., 2002, under and by virtue of a writ Execution issued on the 22nd day of August, A.D.,
2002, out of the Court of Common Pleas of said County as of Civil Term, 2002 Number 2056, at the suit
of LaSalle National Bank as Tr for the Registeres Holders of Salomon Brothers Mtg Securities Vii Inc
Series 1997-Hud2 against Kathy R Steck is duly recorded in Sheriff's Deed Book No. 255, Page 1694.
IN TESTIMONY WHEREOF, I have hereunto set my hand
and seal of said office this
Te-^ " _, A.D. 2003
day of
Recorder of Deeds
LaSalle National Bank, as Trustee for the In The Court of Common Pleas of
Registered Holders of Salomon Brothers Cumberland County, Pennsylvania
Mortgage Securities VII, Inc., Series Writ No. 2002-2056 Civil Term
1997-HUD2
VS
Kathy R. Steck
Richard Smith, Deputy Sheriff, who being duly sworn according to law, states
that on September 06, 2002 at 1:25 o'clock PM, he served a true copy of the within Real
Estate Writ, Notice and Description, in the above entitled action, upon the within named
defendant, to wit: Kathy R. Steck, by making known unto Kathy Steck, at 115 3rd
Street, West Fairview, PA 17025, Cumberland County, Pennsylvania, its contents and at
the same time handing to her personally the said true and correct copy of the same.
Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that
on October 2, 2002 at 1:40 o'clock P.M., he posted a true copy of the within Real Estate
Writ, Notice, Poster and Description, in the above entitled action, upon the property of
Kathy R. Steck located at 3 West Manor Drive, Enola, Cumberland County,
Pennsylvania, according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law says he served
the above Real Estate Writ, Notice, Poster and Description in the following manner: The
Sheriff mailed a notice of the pendency of the action to one of the within named
defendants to wit: Kathy R. Steck, by regular mail to her last known address of 3 West
Manor Drive, Enola, PA 17025. This letter was mailed under the date of October 1, 2002
and never returned to the Sheriff's Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states that
after due and legal notice had been given according to law, he exposed the within
described premises at public venue or outcry at the Court House, Carlisle, Cumberland
County, Pennsylvania, on December 4, 2002 at 10:00 AM. He sold the same for the sum
of $1.00 to Attorney Martin S. Weisberg for LaSalle National Bank, as Trustee for the
Registered Holders of Salomon Brothers Mortgage Securities VII, Inc. Series 1997-HUD
2. It being the highest bid and best price received for the same, LaSalle National Bank, as
Trustee for the Registered Holders of Salomon Brothers Mortgage Securities VII, Inc.
Series 1997-HUD 2 of c/o Wilshire Credit Corporation, P.O. Box 8517, Portland, OR
97207-8517, being the buyer in this execution, paid Sheriff R. Thomas Kline the sum of
$890.74, it being costs.
Sheriffs Costs:
Docketing $ 30.00
Poundage 17.47
Posting Bills 15.00
Advertising 15.00
Acknowledging Deed 30.00
Auctioneer 10.00
Law Library .50
Prothonotary
Mileage
Certified Mail
Levy
Surcharge
Law Journal
Patriot News
Share of Bills
Distribution of Proceeds
Sheriffs Deed
1.00
20.70
2.07
15.00
20.00
353.75
270.55
25.20
25.00
39.50
$ 890.74 paid by attorney 01/08/03
Sworn and subscribed to before me
This day of< R. Thomas Kline, Sheriff
2003, A.D. ti B C L64 JMl
ro honotary Real Estate Deputy
36, 00
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THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16,1929
Commonwealth of Pennsylvania, County of Dauphin) ss
Frank J. Epler being duly sworn according to law, deposes and says:
That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the
Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the
City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The
Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the
City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th,
1854, and September 18th, 1949, respectively, and all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in
their regular daily and/or Sunday/ Metro editions which appeared on the 22nd and 29th day(s) of October and the
5th day(s) of November 2002. That neither he nor said Company is interested in the subject matter of said printed
notice or advertising, and that all of the allegations of this statement as to the time, place and character of
publication are true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in
the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M",
Volume 14, Page 317.
PUBLICATION
COPY
SALE #22
REAL ESTATE SALE No. 22
Writ No. 2002-2066
Civil Term
LaSalle National Bank,
as Trustee for the Registered
holders of Salomon Brothers
Mortgage Securities VII, Inc.,
Series 199 -HUD2
V!
Kathy l Stack
Atty: Martin Weisberg
DESCRIPTION
ALL THAT CERTAIN tract of land having
half of a double two and one (2 1/2) story
frame dwelling house thereon situate
in East Pennsboro Township, Cumberland
County, Pennsylvania and being a portion
of Lots Numbers 10 and 11 of the Plan of
Lots of P.W. Boyer dated October 22, 1907,
and recorded in the Office of the Recorder
C
Sworn to and su6scribed before me
day of 146veO- 2002 A.D.
Notarial Sea] r
Terry L. Russell, Notary Public _
City Of Harrisburg, Dauphin County NOTARY PUBLIC
My Commission Expires June 6, 2006
Member, Pennsylvania Association Of NotaffilF commission expires June 6, 2006
CUMBERLAND COUNTY SHERIFFS OFFICE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA. 17013
Statement of Advertising Costs
To THE PATRIOT-NEWS CO., Dr.
For publishing the notice or publication attached
hereto on the above stated dates $ 268.80
Probating same Notary Fee(s) $ 1.75
Total $ 270.55
of Deeds for Cumberland ounty, publisher's Receipt for Advertising Cost
The Patriot News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have
been duly paid.
By ................................................................
Pennsylvania, at Plan Book 1, Page 34,
particularly bounded and described as
follows, to wit:
BEGINNING at a poInt on the Northern
line of Manor Street and point being located
North Seventy-five and one-fourths (75 1/4)
degrees West a distance of forty-seven and
three-fourths (47 3/4) feet from the edge of
Manor Street and an adjoining sixteen (16)
foot wide alley as shown on said Plan;
thence North fourteen and three-fourths (14
3/4) degrees East a distance of sixty-one
and one-half (61 1/2) feet through the center
of a double two and one-half (2 1/2) story
frame dwelling house; thence North fourth
(4) degrees West a distance of one hundred
twenty-seven (12&) feet and one (1) inch to
a point at an eight (8) foot wide alley;
thence in a Westerly direction along said
alley a distance of twenty-five and three-
fourths (25 3/4) feet more or less, to a point
on line of land now or formerly of Harry H.
Clark; thence along line of said lands in a
Southwardly direction a distance of one
hundred seventy-two (172) feet and seven
(7) inches to a point`on the Northern line of
Manor Street; thence along the Northern
line of Manor Street in a Easterly direction
a distance of thirty-tw,3 and twenty-five one
hundredths (32.25) feet, more or less, to the
point of beginnings.
BEING improved with half of a double two
and one-half (2 1/2) story frame dwelling
and frame garage and known as Number 3
West Manor Avenue, Enola, Pennsylvania.
TAX PARCEL #15-1291-182.
.4
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
STATE OF PENNSYLVANIA
ss.
COUNTY OF CUMBERLAND
Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County
and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland
Law Journal, a legal periodical published in the Borough of Carlisle in the County and State
aforesaid, was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
OCTOBER 25, NOVEMBER 1, 8, 2002
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
REAL ESTATE SALE NO. 22
Writ No. 2002-2056 Civil
LaSalle National Bank, as Trustee Roger M. Morgenthal, Editor
for the Registered holders of
Salomon Brother Mortgage
Securities VII, Inc.,
Series 1997-HUD2
VS.
Kathy R. Steck
Atty.: Martin Weisberg
DESCRIPTION
ALL THAT CERTAIN tract of land
having half of a double two and one
half (2 1/2) story frame dwelling
house erected thereon situate in East
Pennsboro Township. Cumberland
County, Pennsylvania and being a
portion of Lots Numbers 10 and 11
of the Plan of Lots of P. W. Boyer
dated October 22. 1907, and record-
ed in the Office of the Recorder of
Deeds for Cumberland County,
Pennsylvania. aL Plan Book 1, Page
SWORN TO AND SUBSCRIBED before me this
8 day of NOVEMBER, 2002
LOIS E. a114' ZR, Nolmy Pubk
Ceftb Beira, Cti;r dwd Court y
My Com :im sus March 5, 205
34, particularly bounded and de-
scribed as follows, to wit:
BEGINNING at a point on the
Northern line of Manor Street said
point being located North Seventy-
five and one-fourths (75 1/4) de-
grees West a distance of forty-seven
and three-fourths (47 3/4) feet from
the edge of Manor Street and an
adjoining sixteen (16) foot wide al-
ley as shown on said Plan; thence
North fourteen and three-fourths (14
3/4) degrees East a distance of
sixty-one and one-half (61 1/2) feet
through the center of a double two
and one-half (2 1/2) story frame
dwelling house; thence North fourth
(4) degrees West a distance of one
hundred twenty-seven (127) feet
and one (1) inch to a point at an
eight (8) foot wide alley; thence in a
Westerly direction along said alley a
distance of twenty-five and three-
fourths (25 3/4) feet, more or less,
to a point on line of land now or
formerly of Harry H. Clark; thence
along line of said lands in a South-
wardly direction a distance of one
hundred seventy-two (172) feet and
seven (7) inches to a point on the
Northern line of Manor Street:
thence along the Northern line of
Manor Street in a Easterly direction
a distance of thirty-two and twenty-
five one hundredths (32.25) feet,
more or less, to the point of begin-
ning.
BEING improved with half of a
double two and one-half (2 1/2)
story frame dwelling and frame ga-
rage and known as Number 3 West
Manor Avenue, Enola, Pennsylvania.
TAX PARCEL #15-1291-182.