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Home My WebLink About06-4676 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA No Ol- -1./1..'1b (!'u;L<-Y~ MBNA AMERICA BANK, N.A. 655 PAPER MILL ROAD MAIL STOP 1411 WILMINGTON DE 19884-1411 Plaintiff VS JAMES B SWARTZ 811 LONGS GAP RD CARLISLE PA 17013 Defendant(s) Date: &/7/06 W&A File No. 153355823 CNIL ACTION - LAW Filed on behalf of: Plaintiff, MBNA AMERICA BANK, N.A. Counsel of record for this party: ~ Amy F. Doyle #8 62/ Daniel F. Wolfson #20617 Philip C. Warholi #86341/ Andrew C. Spears #87737 David R. Galloway #87326/ Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469/ Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYL VANIA MBNA AMERICA BANK, N.A. :No. Plaintiff VS :CIVIL ACTION - LAW JAMES B SWARTZ Defendant(s) NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGffiLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 153355823 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff :No. VS JAMES B SWARTZ Defendant(s) :CIVIL ACTION - LAW NOTICIA USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente 0 por un abogado y archivando por escrito con la Corte sus defensas 0 objeciones alas demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demanda 0 por cualquier otro reclamo 0 alivio solicitado por Demandante. Usted puede perder dinero 0 propiedad 0 otros derechos importante para usted. USTED DEBE LLEV AR ESTE P APEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VA Y A 0 LLAME POR TELEFONO LA OFICINA FUADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGffiLE AQ UN HONORARIO REDUCIDO 0 GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle. PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 153355823 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff : No. Ci. - c'iuJ. 'EbYt VS. JAMES B SWARTZ Defendant( s) : CIVIL ACTION - LAW COMPLAINT AND NOW, this 04 day of August, 2006, comes the Plaintiff, MBNA America Bank, N.A.. by and through its attorneys, the law firm ofWolpoff & Abramson, L.L.P., and f1les the within Complaint and in support avers as follows: I. Plaintiff. MBNA AMERICA BANK, N.A. ,is a National Banking Association organized under the National Banking Act with a principal place of business situated at 655 PAPER MILL ROAD MAIL STOP 1411, WILMINGTON, DE 198841411. 2. Defendant, JAMES B SWARTZ, is an adult individual with a last known address of 811 LONGS GAP RD, CARLISLE, CUMBERLAND COUNTY, PA 17013. 3. It is averred that Defendant was issued an open-end credit card account by Plaintiff. This account was created through a written contract between Plaintiff and Defendant, accepted by Defendant when he signed and utilized the credit card account. A true and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A." 4. The Credit Card Agreement contains a binding Arbitration provision providing that any claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. ~~ 1-16 CCP Cmplt - MBNA wo AF W & A File No. 153355823 1 (FAA) governed the Agreement and that following disposition through the NAF, judgment may be entered in any state court having jurisdiction. 5. At all relevant times material hereto. Defendant has been regular user of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. 6. By virtue of Defendant's use and maintenance of this credit card in connection with his purchases of goods, and services, he became bound to all of its contractual terms, which clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to the NAF having jurisdiction over this claim. 7. Defendant received monthly statements which accurately state all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due. A summary of the account showing the balance due and owing is incorporated herein and marked as Exhibit "B". 8. Defendant did not object to the summary of account. 9. Defendant has made sporadic and irregular payments, if any, which have been applied to the outstanding balance of this account. The last payment made on this account was on March 28, 2006. 10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is the sum of $5,324.65. 11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or delinquent balances on said account shall continue to bear interest at the rate of 18 %. 12. The amount of interest which has accrued on the aforementioned account is the sum of $748.25. CCP Cmplt - MBNA wo AF W & A File No. 153355823 2 13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendant. 14. Despite reasonable and repeated demands for payment, Defendant has failed, refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 15. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 16. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmp1! - MBNA wo AF W & A File No. 153355823 3 ~.. WHEREFORE Plaintiff respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendant, in the amount of $5,324.65, interest in the amount of $748.25, plus costs of this action and any other relief as this Court deems proper and just. Respectfully submitted, Date: 9/7/ ()~ . tu Amy F. Doyle 7062/ Daniel F. Wolfson #20617 Philip C. Warh ic #863411 Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA l701l Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA wo AF W & A File No. 153355823 4 VERIFICATION The undersigned hereby states that helshe is the attorney for the Plaintiff, MBNA America Bank, N.A., who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of hislher knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: -47(6' f Amy F. Doyle #87. 21 Daniel F. Wolfson #20617 Philip C. Warholi #863411 Andrew C. Spears #87737 David R. Galloway #873261 Tonilyn M. Chippie #87852 Sarah E. Ehasz #864691 Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 1 Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON. L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA wo AF W &AFlleNo.151247175 5 . . Exhibit 11 A" .~ : ',~ I 'i!!~n\f tilmitnl't~mlliil"t\ tui ilHli il"IUb \ 1 "!' 1. al,!l' I f' 1" ~l. ,UUll.I\1 UIUnMhmj 111if~11iiuii i ili d Iii . -... - Ui 'I i: I rft i . fIll : f~f ill i II.J . 1 I: I., J I J ::1 If , It i i If i: 81..1 Ii il if If 1 I. ~f i J f{ '!l' i! 1ft Ii f '1t.1 '- l!f f j lisr! i! aJlt~ J ff jUIJiJiJ ij'i Iii S Iffll,l IIUIi' f fll~fr f lJljlliJ l',i IlfUI': If = Ifli{: f!fi!f Ih I;, J ! )!. . I fi' i t.J ~ . I :Ill f t i. r I fI _ ! .It hl.[ 'sd.,f dIu IMlu .J;~ Ii. II! J I, 'ill:! mU!!lIii f J i'fn:mUf; If:f; 1 ~lUn!: flU: f: mm . 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"'"_~~ Wlr .. ltir JI'Sd' lilt" :r.'F" ..1 ;i "o;t!!,.~t. ~1=Bil ~I'" u_~J~.hf!U ' J ;t~i~_!~~:'sF.J;;i.~ ~il ~..~~~'i~~';~~~i lr ir!o,;;~a~:Il';~~1 111= .;~~';h~ia~1 . ~~i~hn;oJ'~ ...;J:'. ~.. .:;..,r;..t !l' ;\,os;liif" Ie. nJ ~.. c,;_!!,~'~5~~~J~ ~t 1". toOl. ......,Jr.. ~ . ~e!'o.. ~i~ ...,,- oj! ...)f..._z'" ..- ;1r..~.. ~......-a"'".. 9= .. f~~1" !:: l"~ .. .. r: f: . " Exhibit IIBII , CLIENT NO 001730 MBNA ACCT#4264292079024689 BALANCE -- 4,283,31 ...... PRIMARV DEBTOR ..... C/O DATE 01/01/69lSTPV DT 08/31/05 'M-ACCT-NO 'M-REC- TYPE'M-CUST - TYPE*M-LAST -NAME 4264292079024689 A I LIPINSKI 'M-FIRST-NAME 'M-ADDR-l 'M-ADDR-2 MARV l 907 MARSHAll DR 'M-CITY 'M-COUNTY 'M-STATE'M-ZIP 'M-HOME-PH ERIE PA 165053621 8148384125 'M-WORK-PH 'M-DOB 'M-POE-NAME 00??oo??oo 02/08145 'M-POE-ADDR 'M-LOAN- TYPE'M-lENDING-OFFICER lVOl OVOOOl 'M-BANK-CODE'M-BRANCH-CODE'M-CAll-CODE'M-RECOVERER-CODE'M-DEAlER-CODE lMGR 'M-CO-RSN'M-ACCT -ST A TUS'M-INT -RA TE'M-RECEIPT -DA TE'M-CONT ACT-DA TE'M-CO-DA TE P AA 0000 12/01/05 11/08/00 01/01/69 'M-LAST -PVMT -DA TE'M-CO-AMT 'M-ASSOC-COST*M-ACCRUED-INT'M-CUR-BAl 08/31/05 4,283.31.00 .00 4,283.31 'M-NET-PRIN 'M-NET-COST 'M-NET-INT 'M-COMMENT-l 4,283.31.00.00 A1AM1A1234456 'M-COMMENT-2 001 20051201 0000038 'M-COMMENT-3 'M-2ND-NAME 'M-COMMENT-DATE 12/01/05 'M-MONTHl V-INCOME'M'OTHER-INCOME 51.66 .00 'M-MONTHl V -PVMT*M-OTHER-PVMT'M-OWN-RENT -CODE'M-RECOVERV -SCORE'M-NEXT-PA V -DATE .00 .00 R 0738 'M-LAST-INT -DA TE'M-LAST -CONT ACT-DA TE'M-COMM-RATE'M-HOME-PH-FLAG'M-WORK-PH-FLAG 0000 'M-ADDR-FLAG'M-SSN 'M-MIO'M-AG .w. (') r--> ~ 8 ~:;;> R\t c """ Ul -~ "" :?-:!J AJ ~,,- ~ -C'-' , V\ ,,'" tn,- 1- (:;-,:1 G') -0 fi1 ..::..;" ~ - -"..0 " cJ1 f)tt, U1 (~i/ .-.--', ~..-:, _.- ~, '-.J ~ 1~'=: :0'" ,- ::D - ~\~~: ....,,~ .~n ~ -",'. (5 fi1 l/'l q:: ~.-4 ~ -',7 2: CIl r 2 cJ1 ~ N - ~~ SHERIFF'S RETURN - REGULAR CASE NO: 2006-04676 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MBNA AMERICA BANK N A VS SWARTZ JlI.MES B SHANNON SHERTZER , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon SWARTZ JAMES B the DEFENDANT , at 2000:00 HOURS, on the 29th day of August , 2006 at 811 LONGS GAP ROAD CARLISLE, PA 17013 by handing to JAMES SWARTZ a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Postage Surcharge So Answers: ~ 18.00 4.40 .39 10.00 .00 32.79 ;:,-/ 08/30/2006 11} /. WOLPOFF & ABRAMSON '-[ J? O~ ^ \1.,> k )t "Deputy S eriff ~(? /~" ../~ 7 ~~"....,a?::"'d:,,,-':"..,</f '-'<~~ R. Thomas Kline Sworn and Subscibed to By: before me this day of A.D. ... " IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-4676 Plaintiff VS CIVIL ACTION - LAW JAMES B SWARTZ Defendant(s) PRAECIPE TO VACATE To the Prothonotary of said Court: Please vacate the above captioned judgment entered on October 16, 2006. By: }f Amy F, Doyle #::l / Darnel F, Wolfson #20617 P . . 341/ Andrew C. Spears #87737 DaviO R. Galloway #8732 . onilyn M. Chippie #87852 ara asz 409 {R01)~rt N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff Date: It (~~()~ Cc: JAMES B SWARTZ W &A File No. 153355823 \) ~1t - :g ...0 W Cr, 1/1 "'-C. Y1 \) o o ~ ~~ ~ r- ~- '"' ~ .-\ ::r;, ~ \it~ ,~., '1"4 c....~ -;J .,-( .-- - :--~. <:,.,); -o9:.~c\:{. ~ (;) ,., _..\ '-;: ~ _ A r0 ~ b er- e? C') --' /11. " IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff No. 06-4676 vs. CIVIL ACTION - LAW JAMES B SWARTZ Defendant( s) CERTIFICATE OF SERVICE The undersigned does hereby certify that a copy of the foregoing praecipe was served this date by Regular Mail, Postage Pre-Paid on this ~~ day of ~\\J'cR> ,20~. Philip Briganti 74 West Pomfret Street Carlisle, PA 17013 " '-J\plJ '-~~O April Michael - Quality Control WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W &A File No. 153355823 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-4676 Plaintiff ., .1 VS CNIL ACTION - LAW , JAMES B SWARTZ Defendant(s) .', PRAEC E FO~ JUPGMENT Please enter Judgment in favor of Plaintiff and again t Defendant(s), JAMES B SWARTZ, for failure to answer the Complaint.'o , (X) Amount due Less credits TOTAL 1$6,072.90 . !$ I :$6,072.90, plus interest and costs ( X) I certify that the foregoing assessment of dam,J." ;s 1m 'p,,,died ,mooo," ,1I'ged to b, doc ;n the campl,;nt '. nd is calculable as a sum certain from the complaint. , ( X) Pursuant to Pa.R.C.P. 237 (Notice of Praecipe or final jJd~ment or decree), I certify that a copy of this praecipe has been mailed to each other party who has appeared in the actio or to his/hdr Attorney of Record. . ( X) Pursuant to Pa.R.C.P. 237.1, I certify that Writtln no~iclt of.qe intention to file this praecipe wlis mailed or delivered to the party against whom judgment is to be entered and to his/her Attorney of Record, if any, after the default occured and at least ten days prior to the date of the filing of this praecipe and a copy. of the notice is attached. Date: I ()I(J./~ ~ { I Amy F. Doyle #87 Philip C. Warholic 86341 (Andr,ew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ron~ld M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff , . NOW,~, 206b., JUDGME By: Deputy W&A File No. 153355823 MAIN OFFI~ TWO IRVINGTON CENTRE 702 KING FARM BLVD., ROCKVILLE, MD 20850 REGIONAL OFFICES 10605 JUDICIAL DR., BLDG. A-5, FAIRFAX, VA 22030 1108 E. MAIN ST.. STE. 1003. RICHMOND. VA 23216 5122 GREENWICH RD.. VIRGINIA BEACH. VA 23462 919 N. MARKET ST., STE. 1300. WILMINGTON. DE 19899 1 V~ BAN< Bl.IXl. BOX 1226. Cl..AA<SBlJR3. WV 26302 4660 TRINDLE ROAD. 3RD FLOOR. CAMP HILL. PA 17011 26632 ROADSIDE DR., STE. 265, AGOUAA HILLS. CA 91301 39500 HIGH POINTE BLVD.. STE. 250, NOVI, MI 48375 300 CANAL VIEW BLVD., ROCHESTER. NY 14623 5215 N. O'CONNOR BLVD.. STE. 1060, LAS COllNAS. TX 75039 180 GLASTONBURY BLVD., GLASTONBURY. CT 06033 210 INTERSTATE NORTH PKWY.. STE. 700. ATLANTA. GA 30339 301 CARLSON PKWY., STE. 303. MINNETONKA. MN 55435 LAW OFFICES WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection (A National Collection Attorney Network Firm) 4660 TRINDLE ROAD SUITE 300 CAMP HILL, PA 17011 717-303-6700 OUTSIDE THE CAMP HILL LOCAL AREA (TOLL FREE) 1-800-758-0675 FACSIMILE 717-737-9051 PLEASE DIRECT ALL INQUIRIES TO THE CAMP HILL OFFICE September U. 2006 JAMES B SWARTZ 811 LONGS GAP RD CARLISLE, PA 17013 RE: MBNA AMERICA BANK, N.A. vs. JAMES B SWARTZ Dear James B Swartz: ~N_~N~1f o A ,~F~r~B~.3PJ:tt~ JERSEY ANCHORAGE, ALASKA RALEIGH, NORTH CAROLINA PHOENIX, ARIZONA FARGO. NORTH DAKOTA CABOT, ARKANSAS CLEVELAND, OHIO ENGLEWOOD. COLORADO QKlAHOMA CrTY, OKlAHOMA FT. LAUDERDALE. FLORIDA EUGENE. OREGON HONOLULU, HAWAII PROVIDENCE. RHODE ISLAND BOISE, IDAHO COLUMBIA. SOUTH CAROLINA CHICAGO, ILLINOIS KNOXVILLE. TENNESSEE MERRILLVILLE. INDIANA SANDY. UTAH KANSAS CrTY, KANSAS MILWAUKEE. WISCONSIN LEXINGTON. KENTUCKY RAWLINS, WYOMING METAIRIE. LOUSIANA ST. LOUIS. MISSOURI GREAT FALLS, MONTANA OMAHA. NEBRASKA LAS VEGAS, NEVADA MANCHESTER, NEW HAMPSHIRE W&A Hours of Operation: 8 a.m.-5:3O p.m. ET M-F . The Netlonel Collection Attorney Network Ie en _"illation of ..pere" law firm.. IW&A File No. 153355823 Enclosed herein please find a lO-Day Notice pursuant to Rule 237.1 of the Pennsylvania Rules of Civil Procedure. Sincerely, ~ Amy F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341/ Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 I Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff ~(Q)~)f Enclosure cc: James B Swartz This is an attempt by a debt collector to collect a debt and any information obtained will be used for that purpose IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. NO. 06-4676 Plaintiff vs. CIVIL ACTION - LAW JAMES B SWARTZ Defendant(s) TO: JAMES B SWARTZ 811 LONGS GAP RD CARLISLE P A 17013 DATE OF NOTICE: September~U, 2006 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HA VB FAILED TO ENTER A WRITIEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAYBE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HA VB A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGmLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, P A 17013 ~(~)-24_9-31 Amy F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341/ Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 153355823 IN THE COURT OF COMMON PLEAS OF, CUMBERLAND GOUNTY, PENNSYLVANIA M~NA AMERICA BANK, N.A. No. 06-4676 ' Plaintiff ., VS CIvIL ACTION - LAW ,', JAMES B SWARTZ Defendant(s) AfFJDA VIT OF ON-MILITARY SERVICE COMMONWEAL TH OF PENNSYL V iXNIA I I. COUNTYOFCUMrnERLAND The undersigned counsel, being duly sworn aCCt-ding to la:v, depose and say that I am the Attorney for the Plaintiff in the above-captioned matter, and that to the b st of my k\10wledge, information and belief Defendant, James B Swal1z, above-named, is over 21 years of age; is last kn n to reside <it 811' Longs Gap Rd Carlisle, County of Cumberland, Pennsylvania; is not in the military service f, the uJyed States or its Allies, or otherwise within the provisions of the Servicemembers Civil Relief Act and it Am~ndments. I , I I Date: {Of J! D , COMMONWEALTH OF PENNSYLVANIA Notarial Seal Kimberly L. Eisenhauer, Notary PubJJc Hampden Twp_, Cumberland County My Commission Expires Nov. 17, 2009 Member, Penll$y!vania Association of Notaries A~y . oyle # 062/ paniel F. Wolfson #20617 Philip C. WarQ.o c #86~41 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469/ Robert N. Polas, Jr. #201259 Bruce H. Cherkls #18837 / Ronal9 S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in th~ Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff I' SWORN and SUBSCRIBED to before me this ~ day oL Orh)t:fr ,20~. , ~\Y)ili p-rt"nIVlJflL otary Public W & A File No. 153355823 W&A File No. 153355823 IN THE COURT OF COMMON PLEAS, OF CUMBERLAND COUNTY, PENNSYL VANIA, MJ;JNA AMERICA BANK, N.A. No. 06-4676 Plaintiff ., .1 VS , CIvIL ACTION - LAW '/, JAMES B SWARTZ Defendant( s) .'. CER IFICATE OF RESIDENCE , ,PA. R.C.P. 236 I hereby certify that the precise address of Plaintiff is: Mbna America Bank, N.A. 655 Paper Mill Road Mail Stop 1411 Wilmington DE 19884-1411 \ I. I. l and certify that the last known address of the within Defendant(s) is: James B Swartz 811 Longs Gap Rd Carlisle P A 17013 Date:~ Amy F. oyle #87 Philip C. Warholic 86341/ Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 ~onald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff I, . W&A File No. 153355823 ~ 1f ~ ~ ~ . \) r """'- ~ \) :g ~ ~ r-,'"' ~ ).J ~ CJ ..c: 1- c-.r - r ~ ~ ~ -.- - C" :"'Tl -.. C~') .' ;::-- {'J .. I ' , IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSn, V ANIA MBNA AMERICA BANK, N.A. ) Plaintiff No. 06-4676 VS CIVIL ACTION - LAW JAMES B SWARTZ Defendant( s) '. . I NOTICE OF JUDGMENT ( x) Notice is hereby given that a Judgment in the above-captioned matter has been entered against you in 'the amount of $6,072.90, plus interest, on ~+ I ~ ,20Li1o.. . Date: 10/ ID ~ f the within judgment is/are attached. ( x) A copy of all documents filed with the Prothonot By: If you have any queslions regarding this Notice, please c 2/ Daniel F. Wolfson #20 17 Philip C. Warholic 86341/ Andrew C. Spears #87737 David R. Galloway #87326 / To,nilyn M. Chippie #87852 Sarah E. Ehasz #86469/ Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & kBRAMSON, L.L.P. Attorneys in the Practice of Debt .collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff This Notice is given in accordance with Pa.R.C.P. 236.) NOTICE SENT TO: James B Swartz 811 Longs Gap Rd Carlisle P A 17013 W &A File No. 153355823