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HomeMy WebLinkAbout08-17-06 # E""'1~G7J Ex ,G-QOl REV-1500 OFFICIAL USE ONLY FILE NUMBER 21-05 o 6 7 1 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE DEPT. 280601 HARRISBURG, PA 17128-0601 INHERITANCE TAX RETURN RESIDENT DECEDENT -- -- ----- COUNTY CODE YEAR NUMBER SOCIAL SECURITY NUMBER 470 - 01 7403 I- Z W C W U W C DECEDENTS NAME (LAST, FIRST, AND MIDDLE INITIAL) Lo ez Eleanor M. DATE OF DEATH (MM-DD-YEAR) 07-04-2005 THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS SOCIAL SECURITY NUMBER o 3. Remainder Retum (date of death prior 10 12-13-82) o 5. Federal Estate Tax Retum Required o 8. Total Number of Safe Deposit Boxes o 11. Election to tax under Sec. 9113(A) (Attach Sch 0) DATE OF BIRTH (MM-DD-YEAR) 09-04-1919 (IF APPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIDDLE INITIAL) W I- :.::~(/) ua::':: wc..u xOO ua:....I c..lXl c.. < 00:1. Original Retum o 4. Limited Estate [X1\6. Decedent Died Testate (Attach copy of Will) o 9. Litigation Proceeds Received o 2. Supplemental Return o 4a. Future Interest Compromise (date of death after 12-12-82) o 7. Decedent Maintained a Living Trust (Attach copy ofTrust) o 10. Spousal Poverty Credit (date of death between 12-31-91 and 1-1-95) FIRM NAME (If Applicable) King, Esquire Friedman & King, P. C. COMPLETE MAILING ADDRESS P. O. Box 984 Harrisburg, PA 17108 OFFICIAL USE ONLY (8) (,:~) en 491,804.89 I- Z W C Z o c.. 00 w a: a: o u TELEPHONE NUMBER (717) 236-8000 (11) (12) (13) 28,834.57 462,970.32 z o ~ ..J :J t:: D- c:( U W 0:: 1. Real Estate (Schedule A) 2. Stocks and Bonds (Schedule B) 3. Closely Held Corporation. Partnership or Sole-Proprietorship 4. Mortgages & Notes Receivable (Schedule D) 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) 6. Jointly Owned Property (Schedule F) o Separate Billing Requested 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G or L) -0- 182,367.57 -0- -0- 93,?02.32 48,886.15 (14) 462,970.32 (1) (2) (3) (4) (5) (6) (7) 66,748.85 20,833.66 (19) 20,833.66 8. Total Gross Assets (total Lines 1-7) 9. Funeral Expenses & Administrative Costs (Schedule H) 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) 11. Total Deductions (total Lines 9 & 10) 12. Net Value of Estate (Line 8 minus Line 11) (9) (10) 25,353.19 3,481. 38 13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been made (Schedule J) 14. Net Value Subject to Tax (Line 12 minus Line 13) z o ~ ~ :J D- :E o U X ~ SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(1.2) x.O _ (15) 4.5% x .0_ (16) x .12 (17) x .15 (18) 16. Amount of Line 14laxable at lineal rate $462,970.32 17. Amount of Line 14laxable at sibling rate 18. Amount of Line 14laxable at collateral rate 19. Tax Due CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT Decedent's Complete Address: STREET ADDRESS 219 S. 17th Street CITY Camp Hi 11 I STATE PA I ZIP 17011 Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) 2. Credits/Payments A. Spousal Poverty Credit 8. Prior Payments C. Discount (1) 20,833.66 Total Credits ( A + 8 + C ) (2) 3. InteresUPenalty if applicable D. Interest E. Penalty TotallnteresUPenalty ( D + E ) (3) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 1 Line 20 to request a refund (4) 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. 20,833.66 (5) (5A) (58) A. Enter the interest on the tax due. 8. Enter the total of Line 5 + 5A. This is the BALANCE DUE. 20,833.66 Make Check Payable to: REGISTER OF WILLS, AGENT ...':....~' _f'~...1: ,;1"'~' \- I, - ~. . - '" PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes a. retain the use or income of the property transferred;.......................................................................................... 0 b. retain the right to designate who shall use the property transferred or its income; ............................................ 0 c. retain a reversionary interest; or.......................................................................................................................... 0 d. receive the promise for life of either payments, benefits or care? ...................................................................... 0 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? .............................................................................................................. 0 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? .............. 0 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? ........................................................................................................................ ~ No XX] XX] XX] XX] XX] ~ o IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. Unde, "ecaltles of pe~ury. I declare that I have examined this return. including accompanying schedules and statements. and to the best of my knowledge and belief, it is true, correct and complete. Des.arat.or of preparer other than the personal representative is based on all infonmation of which preparer has any knowledge. Carlisle, PA 17013 PRESENTATIVE ADDRESS P. ~ ~ -" .,.. \"-"" ~ 1-_ ~ ~~ ~"li...15......".......,.r::""~,::;;::>-_"".~ For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3% [72 P.S. 99116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. 99116 (a) (1.1) (iill. The statute does not exemot a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax retum are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is 0% [72 P.S. 99116(a)(1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. 99116(1.2) [72 P.S. 99116(a)(1)]. . ' :"';-, " ,'" ' - ',' -". '~'" :,' ~ The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% [72 P.S. S9116(a)(1.3)]. A Sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. . .', ~~: ~ J", ~ . ,-~! ":~-,' ~:~i"'1:~';" .....' , ..~. '. . ~. ,REV-l503 EX. (1-97) ESTATE OF # '*' SCHEDULE B STOCKS & BONDS COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT Estate of Eleanor M. Lopez FILE NUMBER 21-05-0671 All property jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM NUMBER 1. 8. 9. 10. 11. 12. VALUE AT DATE OF DEA JH 11,.lfU.VV DESCRIPTION Southem Company lnuU Shares) 2. Southem Company (31 shares) Exxon tvIobil Corp. (832 shares) FPL Group (261.246 shares) Alliant Energy Corp. (241 shares) Chevron Corp. (290.0491 shares) tvbrgan Stanley (13.9830 shares) TXU Corp. (107 shares) BG Group PLC (78 shares) 3,308.76 10,692.17 1,087.48 3. 48,513.92 11,230.97 4. 5. 6,895.01 6. 16,991.08 751. 87 7. 4,481.16 Exelon (206.692 shares) H&R Block (15,000 shares HAPOALIM & 21,000 shares tvlBNA) Bonds (see attached) 36,406.55 64,832.60 TOTAL (Also enter on line 2, Recapitulation) $ 282,367.57 (If more space is needed, insert additional sheets of the same size) " , REV-l508 EX + (1-97) SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER 21-05-0671 Estate of Eleanor M. Lopez Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on Schedule F. ITEM NUMBER 1. DESCRIPTION Wachovia Securities (acct. #5351-6440) VALUE AT DATE OF DEATH t./51 3. Mercantile Bank (Money ~mrket #8600320344) 1997 Toyota Camry BG Group (dividends) 26,082.63 4,650.00 58.39 2. 4. 5. 6. Chevron ( dividends) Comcast Cable (reflll1d) 206.33 26.87 7. Sears Retiree Service Center (benefit coverage refund) 134.00 78.43 8. Charles R. Inners, M. D. (refmd of overpa:ynent) Belvedere ~dical Corp. (refmd) TXU (dividend) Bookspan (re fmd) 12.87 9. 10. 60.19 4.00 11. 12. 13. 14. Cumberland- Goodwill Fire Rescue (refmd of overpaynent) 69.92 15. Bank of America checking (#001404915308) Bank of America CD (#30000005953208) Southern Commerce Bank CD (#CD-016268) H&R Block (close account) 2,420.05 1,000.00 58,976.37 16. 19.46 TOTAL (Also enter on line 5, Recapitulation) $ (If more space is needed, insert additional sheets of the same size) 93,0802.32 ~' <' . REV.l509 EX. (1.97) '*' COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF SCHEDULE F JOINTLY-OWNED PROPERTY FILE NUMBER Estate of Eleanor M. Lopez 21-05-0671 If an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G. SURVIVING JOINT TENANT(S) NAME A. Julia W. Hanks B. c. JOINTLY-OWNED PROPERTY: ADDRESS RELATIONSHIP TO DECEDENT 1885 W. Lisburn Rd. Carlisle, PA 17013 Daughter LETTER DATE DESCRIPTION OF PROPERTY 0/0 OF DATE OF DEATH ITEM FOR JOINT MADE Include name of financial institution and bank account number or similar identifying number. Attach DATE OF DEATH DECO'S VALUE OF NUMBER TENANT JOINT deed for jointly-held real estate. VALUE OF ASSET INTEREST DECEDENT'S INTEREST 1. A. 1/25/{ 2 M&T Bank C1lecking (#950322214) $97,772.30 50% $48,886.15 TOTAL (Also enter on line 6, Recapitulation) $ 48,886.15 (If more space is needed, insert additional sheets of the same Si7P.\ l".I:Y"l'-lIV I:A "" \1"::"1 jO' .' ~ COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF SCHEDULE G INTER.VIVOS TRANSFERS & MISC. NON.PROBA TE PROPERTY Estate of Eleanor M. Lopez FILE NUMBER 21-05-0671 This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV -1500 COVER SHEET is yes, DESCRIPTION OF PROPERTY %OF ITEM INCLUDE THE NAME OF THE TRANSFEREE, THEIR RELATIONSHIP TO DECEDENT AND THE DATE OF TRANSFER, DATE OF DEATH DECD'S EXCLUSION TAXABLE VALUI ATTACH ACOPV OF THE DEED FOR REAL ESTATE. NUMBER VALUE OF ASSET INTEREST (IF APPLICABLE) 1. PNC Bank checkin~ (#5004544729) $ 6,780.77 50~ $ 3,390. 3S joint with daugh er, Julia W. Hanks, on 5/18/05 2. M&T Bank savings (#15004211647960) 51,926.79 50% 25,963.4C joint with daughter, Julia W. Hanks, on 10/19/04 3. M&T Bank CD (#31003911867603) 50,772.22 50% 25,386.11 j oint with daughter, Julia W. Hanks, on 12/28/04 4. New York Li fe Insurance Annuity - 12,008.95 100% 12,008.95 named beneficiary was the "Lopez Trust" - funds deposited into estate account on 3/3/06 TOTAL (Also enter on line 7, Recapitulation) $ 66,748.85 (If more space IS needed, insert additional sheets of the same size) . . REV-1511 EX+ (12-99) SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER 21-05-0671 Estate of Eleanor M. Lopez Debts of decedent must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1. Prepaid B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Name of Personal Representative(s) Social Security Number(s)/EIN Number of Personal Representative(s) Street Address City State _Zip Year(s) Commission Paid: 2. Attorney Fees 15,000.00 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City State _Zip Relationship of Claimant to Decedent 4. Probate Fees 365.00 5. Accountant's Fees 6. Tax Return Preparer's Fees 7. See Attached 9,988.19 TOTAL (Also enter on line 9, Recapitulation) $ 25 ,353. 19 (If more space is needed, insert additional sheets of the same size) +~ . SCHEDULE H Funeral Expenses & Administrative Costs ESTATE OF Eleanor M. Lopez FILE NUMBER 21-05-0671 Item Number Description Amount B.7. Cumberland Law Journal (advertising) $ 75.00 8. The Sentinel- Legal (advertising) 71.69 9. Bank of America (fee for date of death balance) 20.00 10. Unishippers (DHL fee to overnight stock certificate) 13.58 11. Seligman, Friedman & Co., P.C. (Review of Trust Agr.) 300.00 12. St. Paul Surety (Southern Company lost certificate) 1,495.92 13. Computershare (Exxonmobile lost certificate) 1,470.64 14. Rent (July - November, 2005) 6,000.00 15. Rohland Funeral Home (Death Certs., Urn, etc.) 442.00 16. U-Haul (moving expense) 62.92 17. Rumberger's BP (gas for u-haul van) 16.44 18. Register of Wills (filing of Renunciation) 5.00 19. Register of Wills (filing of Inheritance Tax Return) $ 15.00 TOTAL $9,988.19 ., . REV.1512 EX... (1.97) ESTATE OF ~~ ~",<, 7:..< COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS Estate of Eleanor M. Lopez Include unreimbursed medical expenses. ITEM NUMBER 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. DESCRIPTION PA Dept. of Revenue (2002 preassessJrent) 2005 PA Dept. of Revenue (tax return) 2005 US Treasury (tax return) Srni th Radiology Orthopedic Institute of PA Discover Card Quantum Imaging Burick Azzshan Internal ~~dicine Choi ce NUTS ing Charles R. Inners, MD Holy Spirit Hospital Internists of Central PA Ltd. PPL Electric FILE NUMBER 21-05-0671 AMOUNT 308.00 353.00 5.52 17.45 236.38 30.00 100.00 1,098.63 78.43 912.00 328. 78 90.35 TOTAL (Also enter on line 10, Recapitulation) $ (If more space is needed, insert additional sheets of the same size) 3,481. 38 .J ., REV.ISIJ EX -11.91) SCHEDULE J BENEFICIARIES COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT Estate of Eleamor M. Lopez I FILE NUMBER ESTATE OF NL\IBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY I. TAXABLE DISTRIBUTIONS (inClude outright spousal distributions) RELATIONSHIP TO DECEDENT Do Not List Trustee(s) 21-05-0671 AMOUNT OR SHARE OF ESTATE 1. Julia W. Hanks 1885 W. Lisbum Rd. Carlisle, PA 17013 Daughter 50% 2. G. Grier Wood Grier Wood, Vision Center 1730 Lincoln Way East Chambersburg, PA 17201 Son 20% 3. Caroline G. Wood P. O. Box 747 Cobbs Creek, VA 23035 Daughter-in- Law 20% 4. Toni A. Kel1JJ1'erle 106 Ivtlddlebay Road Brunswick, ME 04011 Stepdaughter 10% ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 17, AS APPROPRIATE, ON REV 1500 COVER SHEET I I . NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE 1. B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS 1. TOTAL OF PART II. ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV 1500 COVER SHEET $ (If more space IS needed, Insert additional sheets of the same size) . . . LAST WILL AND TESTAMENT OF ELEANOR M. LOPEZ CODICIL OF ELEANOR M. LOPEZ TRUST AGREEMENT AND FIRST AND SECOND AMENDMENTS TO TRUST AGREEMENT .. r ! \ 1E&t3t 3.ll\IiU &ltO WC~hllltCl1t OF ELEANOR M. LOPEZ I, ELEANOR M. LOPEZ, a resident of nillsborough county, Florida, being of sound and disposing mind and memory and desirous of making a testamentary disposition of my worldly estate, do hereby make, publish and declare this to be my Last will and Testament in manner and form following: ARTICLE I I direct my personal Representative hereinafter named to pay all of my funeral expenses, costs of administration, costs of safeguarding and delivery of devises and just debts (excluding secured debts), including expenses' incident to my last illness and death, if any, legally imposed upon my estate or any part of it. ARTICLE II All the rest, residue and remainder of my estate, including all lapsed and void gifts, I give, in trust, to the Trustees of that certain inter vivos Trust Agreement known as The Lopez Trust dated November 15, 1995, which gift is to be added to ~he rroperty then held in trust by the Trustee, and to be held, managed and distributed in accordance with ::.ile '~..:;:r.'.::l 0f tbe Trust as now existing and as from time to time hereafter amended. If the above-described Trust shall not be in existence at the time of my death, or if for any reason a Court of competent jurisdiction shall declare the Trust to be ineffective for disposition of the assets of my estate, I give the residue of my estate to the Trustees named in the trust instrument, to be held, managed and distributed in the manner described in the trust instrument for the period beginning with the date of my death, giving effect to all then existing am",' ",lite of the trust that fi ~'.>' . ''t,'"l"' '~-YI..~~~N.~~~ '\ shall be valid, and in any event giving effect to all terms of the trust now in effect; and for those purposes I incorporate by reference the trust jn~trument as it now exists into this will. ARTICLE III I hereby nominate and appoint my son, JAMES T. WOOD, as Personal Representative of this, my Last will and Testament. If he C:J\~~;~~~ :-l {}l? ')~:';:j~ has predeceased me or if he fails or refuses to qualify as such Personal Representative, then I nominate and appoint my son, G. GRIER WOOD, as Alternate Personal Representative of this, my Last will and Testament. I direct that none of my Personal Representatives be required to post any bond or other security for the faithful performance of the duties of this office. ARTICLE IV In order to more conveniently effectuate the disposition of my estate as above provided, I authorize and empower my Personal ReprE!~E!ntative to sell at public or private . sale, , partition, Jl~~glf~~~r,~'6~oth'~~ise" dispose . of ' the .~hbi~,~~~~~i,~~%~~i my property, real, personal and mixed, as he or she in his or her sole discretion may deem best; and he or she shall have the power to execute and deliver such ~eeds, mortgages, leases or other instruments as are necessary to effectuate sale, mortgage or other disposition and accept purchase money mortgages. ARTICLE V I hereby revoke all wills and testaments heretobefore by me made at any time and all codicils thereto. IN WITNESS WHEREOF, I have hereunto set my hand and seal this ~ day of February , 1997. ~~P~ .. Signed, sealed, published and declared as and for her Last Wi1.1. and Testament by ELEAHOR H. LOPEZ, the Testatrix named herein in the presence of us, who, at her request and in her ,;;~~],' ;-~ ;:".;,~' <:"-~},; 2 "19 q" .. .. presence and in the presence of each other, have hereunto signed our names as subscribing witnesses. f;fj;:;t!~ Brandon. Florida Brandon. Florida STATE OF FLORIDA COUNTY OF HILLS BOROUGH We, ELEANOR M. LOPEZ, DOUGLAS W. HAMPTON and PAMELA J. FATTORE, the Testatrix and the witnesses, respectively, whose names are signed to the foregoing instrument, having been sworn, declared to the undersigned officer that the Testatrix in the presence of witnesses, signed the instrument as her Last will and that she signed, and that each of the witnesses, in the presence of the Testatrix and in the presence of each other, signed the will as a Witness. itness :. _.:~' ,:~:,,~;!<ch~);:~~/};~;,z;~~ti .",;""i,+;l:'y;,';,LSubscribed and sworn to before me by"ELEANOR' M."LOPEZ, the Testatrix, w90 produced a Florida Driver's License as identification, and by DOUGLAS W' HAMPTON, a witness, who is personally known to me, and by PAMELA J. FATTORE, a witness, who is personally known to me, on this 21st day of February 1997. My commission expires: ~Qj;~ JOOI ~. POVI~ flortdl Nobry Public. s:. 24. 2000 My eo,"'"' ExP, 5B6613 comm. Mo. CC 3 CODICIL OF ELEANOR M. LOPEZ / I, Eleanor M. Lopez, of Mechanicsburg, Cumberland County, Pennsylvania, hereby declare this to be the first Codicil to my Will dated February 21, 1997: 1. I direct the following changes be made to my last Will: ARTICLE III reads: I hereby nominate and appoint my son, JAMES T. WOOD, as Personal Representative of this, my Last Will and T e$tament. If he has predeceased me or if he fails or refuses to qualify as such Personal Representative, then I nominate ~nd appoint my son, G. GRIER WOOD, as Alternate Personal Representative of this, my Last Will and Testament. I direct that none of my Personal Representatives be required to post any bond or other security for the faithful performance of the duties of this office. ARTICLE III shall be altered as follows: I hereby nominate and appoint my daughter, JULIA K. HANKS, as Personal Representative of this, my Last Will and Testament. If she has predeceased me or if she fails or refuses to qualify as such Personal Representative, then I nominate and appoint my son, G. GRIER WOOD, as Alternate Personal Representative of this, my Last Will and Testament. I direct that none of my Personal Representatives be required to post any bond or other security for the faithful performance of the duties of this office. LAW OFFICES OF STEPHEN J. HOGG 19 s. HANOVER STREET SUITE 101 CARLISLE, PA 17013 ,',,', .""~.;I~,!,ii~_".Ill.UiD declare my Will dated February 21,1997. IN WITNESS WHEREOF, I have hereunto set my hand and seal to this odicil consisting of two pages this 2 day of ,2004. ~~~~ Eleanor M. Lopez . , ... ~. LAW OFFICES OF fEPHEN J. HOGG 9 S. HANOVER STREET SUITE 101 CARLlSLE,PA 17013 LAW OFFICES OF STEPHEN J. HOGG 19 S. HANOVER STREET SUITE 101 CARLISLE, PA 17013 . ~ _ ____ -0 .. .--. ~.. .~. .. ~.." '0'0<1118 UI lnlS and two other pages was on the day and date hereof signed, published and declared by Eleanor M. Lopez, to be the first Codicil to her Will in the presence of us, who at her request, in her presence and in the presence of each other have subscribed our names as witnesses hereto. ., ~)/l1-."~~ Q t....---Witness .~ J( J~ Itness . , " ACKNOWLEDGMENT State of Pennsylvania ss County of Cumberland I, Eleanor M. Lopez, the testatrix, whose name is signed to the attached or foregoing instrument, having been duly qualified according to law, do hereby acknowledge that I signed and executed the instrument as my first Codicil to my Will; that I signed it willingly and as my free and voluntary act for the purposes therein expressed. Mart#v'm ~ Eleanor M. Lopez ~ .... Sworn to or affirmed aruLackn~wledg.e.,d before m by Eleanor M. Lopez, the testatrix, this 'L day of I./.. , 2004. NofARIAl SEAL STEPHEN J. HOGG, NOTARY PUBLIC CARLISLE BORO, CUMBERLAND CO PA N ,1V COMMISS:ON EXPIRES SEPTEMBER'3. 2005 ota ~.. AFFIDAVIT State of Pennsylvania ss County of Cumberland We0~1 (A- Cl-l/S(;and f/.S6. k b, J!u,-t..; the witnesses whose names are signed to the attached or foregoing instrument, being duly qualified according to law, do depose and say that we were present and saw the testatrix sign and execute the instrument as her first Codicil to her Will; that the testatrix signed willingly and executed it as her free and voluntary act for the purposes therein expressed; that each subscribing witness in the hearing and sight of the testatrix signed the Codicil as a witness; and that to the best of our knowledge the testatrix was at that time 18 or more years of age, of sound mind nd under no constraint or undue influence. 7 <f:~ J<~e~ I- ----- Sworn to or this 2-- day of subscribed;? before me by witnesses, '/. ,2004. LAW OFFICES OF STEPHEN J. HOGG 19 S. HANOVER STREET SUITE 101 CARLISLE, PA 17013' NOTARIAL SEAl STEPHEr~ J. HOGG, NOTARY PUBLIC CARLISLE BORO CUMBERLA MY COMMISSION EXPIRES SEPTE~B~~':':005 ~r .- TRUST AGREEMENT THIS AGREEMENT is executed in duplicate this 15th day of November , 1995, by and between HERMAN R. LOPEZ and ELEANOR, M. LOPEZ, his wife, residents of Hillsborough County, ",'~'~~'i';"'t; . ",'. Florida, hereinafter called the "Grantors, and the said HERMAN R. LOPEZ and ELEANOR M. LOPEZ, hereinafter called the "Trustees". See paragraph SEVENTH for succession of Trustee provisions. The term "Trustee" shall refer to any Co-Trustees named herein and to all :- successor Trustees, both collectively and singly. WITNESSETH: TH :,_T th~ GraEtc:!:s, for Zt~:d in consideration of the covenants herein contained, and for Ten Dollars ($10.00) and other good and valuable considerations, hereby transfer, assign and deliver to the Trustee(s) all assets shown on the Schedule "An annexed hereto and made a part hereof, receipt of which is in trust hereby acknowledged by the said Trustee(s), to be held and administered, together with all other property that may from time to time be added to this Trust, IN TRUST, for the uses and purposes set forth and upon the following conditions: FIRST. Trust Identification: The Trust created by this instrument shall be known for all purposes as "The Lopez Trust". SECOND. Grantors' Life Interest: The Trustee shall pay the net income of the Trust Fund to or for the benefit of the Grantors, or the survivor of them, in monthly or other convenient installments for so long as the Grantors, or the survivor of them, shall live. In addition thereto, the Trustee may make payments from the principal of the Trust Fund to or for the benefit of the Grantors, or the survivor of them, in such sums and at such times as the Grantors jointly; if both are living, or the survivor of them, may request from time to time in writing. In the event the Grantors, or the survivor of them, should be unable in the sole opinion of the Trustee (which term includes any Successor Trustees) to make such request in writing, then the Trustee may pay such "'t i , ~, ...o' ,- .' amounts as the Trustee, in the Trustee's sole judgment and discretion, shall deem proper to care for, maintain and support the Grantors, or the survivor of them. THIRD. Distribution of Trust Estate: Upon the death of the survivor of the Grantors, the remaining balance of the Trust e:e~~€)' including any accumulated and undistributed net income, shall be distributed in equal shares to G. GRIER WOOD, JULIA K. HANKS, JAMES T. WOOD and TONI A. KEMMERLE free of trust. Upon the proper showing that the Trustee has thus distributed the entire principal and accumulated income, this Trust shall terminate, and the Trustee shall be forever discharged. FOURTH. Death of a Ben..ficiarv Before Division or Distribution: If a beneficiary identified in paragraph THIRD predeceases the survivor of the Grantors, or upon the death of such beneficiary before division into shares, or after division into shares but before complete distribution of his or her share pursuant to paragraph THIRD, the undistributed balance of such beneficiarY's share shall be distributed, subject to the limitations of para9raph FIFTH, to the deceased beneficiary's then living issue. If the deceased beneficiary shall leave no then living lineal descendants, atl or the remaining portion of his or her share shall be disti"ibuted' in equal shares to his or her surviving siblings. If any portion of such share, however, would otherwise be distributed to a person for whose benefit a share is then being administered under this trust, that part shall instead be added to that share and shall be administered and distributed as provided in this trust agreement. FIFTH. Distribution Deferred to AQe Twentv-One: In the event that any of the beneficiaries under this Trust shall not yet have attained the age of 21 years when he or she becomes entitled to distribution of his or her share, then the Trustee shall retain such share for and distribute it to the beneficiary when the beneficiary has attained the age of 21 years. Provided, however that the Trustee, in the Trustee's sole judgment and discretion, 2 ,~ ~. ,- may make distributions from such interest so withheld for a beneficiary to provide such beneficiary with proper support, maintenance, care and education, through college, if the Trustee deems such appropriate. SIXTH. Non-Transferabilitv of Interest (Spendthrift Clause) : No disposition, charge or encumbrance of either the (: income or principal of the Trust or any part thereof by any beneficiary hereunder, by way of anticipation, shall be of any validity or legal effect or be in anywise regarded by the Trustee, and no such income or principal, or any part thereof, shall in anywise be liable to any claims of any creditor of any such beneficiary. SEVENTH. Succession of Trustee: A. Upon the death, resignation or incapacity of both of the original Trustees, then the First Successor Trustee shall be TONI A. KEMMERLE. Thereafter, upon the death, resignation or incapacity of the First Successor Trustee, then the Second Successor Trustee shall be JAMES T. WOOD. All Successor Trustees <I I shall be vested with the powers hereinafter enumerated. Title to trust assets shall be vested in Successor Trustees upon their assumption of the capacity of. active Trustee, and no further act is required therefor. B. In establishing the inability of a Trustee to act or to continue to act hereunder, the statement of two licensed Doctors of Medicine shall be sufficient to establish such incapacity, and third parties are protected in relying upon such statements without any further act or notice. No further act on the part of any party or any Court shall be necessary to vest in a Successor Trustee the fiduciary powers and duties in the supervision and management of the Trust estate. EIGHTH. Discretion to Terminate Trusts: In the interest of efficiency, there is vested in the Trustee(s) the discretion and 3 :~''''-.''~') f$.'I'!r."~,,"r":~~'~'!I'l'.'+" ,;,i. ~ ,..\ ;::. ',,:.i'l;}~j;;,~:.' ''''';;. ~~ >,~:'.; :.t'f i:: :'.,:~;; "i,;,, " ~"~~' ,,",' "'-""~'".=",,-,--,.,_., j j i J J1 ,~ I L J ! 1 1 ~_.. .. ,~- ..-." "lfli 1j"" -~.~>"'" .~., ......." authority to terminate the Trust or Trust share or parts if the "'j particular Trust Fund does not have a value of $25,000.00 or more, is or the value diminished after the creation of the particular \< i , ,~ill ,:~,!~":':"" "'~;-"'''<".. ::r;+{",i ',:',: " ~~~_' ,'1 :. :: ", ':; ../~. :".. '.. 'I / '~!":." J 'I 'I .':! indefinite, then in equal shares. Fund to that amount. Thus, termination and distributions are authorized under such conditions and distribution shall be made to ;\~~~1~~*~on'or persons then entitled to receive or have the benefit of ~he income from the particular Trust entity in the proportions in which they are entitled thereto, or if their interests are NINTH. Trust Powers: The Trustee (s ) shall have the following powers: A. Power to Act Alone: Either of the Grantors, as Trustee, shall have the pow~r to act alone in exercising the powers conferred by this Trust Agreement and by applicable provisions of Florida law without the joinder of his or her Co-Trustee. B. Trustee's Power to Deleqate Authoritv: To delegate Cl_t!t~e_r pe~sons to act for and on behalf of the. Trust without ',,,,~~~-t;~d~?f fiduciary capacity, including the right to authorize non-fiduciaries to, sign checks, to deposit cash in checking or savings accounts and to withdraw from the same without indication of fiduciary capacity, and otper ministerial duties as the Trustee shall, in the Trustee's so~e discretion, determine, all in the name of the Trust. C. Sale, Lease. Encumber. etc.: To sell at public or private sale, transfer, exchange, encumber or lease any property, real or personal, at any time constituting a portion of the Trust Fund, upon such terms and conditions as the Trustee(s) shall deem wise; D. Investments: To invest and reinvest the Trust Fund or any part thereof in any property, real or personal, including common and preferred stocks, investments trusts and mutual funds andJother securities as the Trustee(s) shall deem wise; further the Trustee(s) is empowered to act as broker in transactions to which the Trust is a party; 4 ':'., ":~j.,:1;~:' '" ';.,.,'....;, ;~f;Yk ;+;. ;.:;i, "-~j'~~. ., I ">:; I< /t' '. ,I;, t,' I .". t. .. I ' 'I I' i "~'~~~. PrBiiea: In respect to any securities, to vote upon at any meeting and to grant proxies, or otherwise, to vote at any such meeting; Unproductive Assets: To retain, invest or reinvest ~~c. ~he:~rl1st~Und ..in unproductive property, real or , .' ,,' hoJ~ri~ dufy to change the form of investment or '~':~':e:;~;~. .:,.":. ,":~;'" ':~: apportIon'the proceeds of any sale between tenant and remainderman; G. Distribution in Kind: 'The Trustee(s) shall have full power to make distributions, in kind, i.e., either in the form of Trust assets, cash or a combination of both; H. Determination of What is Income and Principal: To determine what is "principal" and what is "income" hereunder, in the Trustee's discretion, without regard to any statute or rule of law, provided standard acceptable accounting principles are followed. The Trustee (s) shall not be bound by the following Sections of the Florida Statutes, 1. Section 738.07, Florida Statutes, bond premium and discount; 2. Section 738.12, Florida Statutes, concerning underprod~ctive property; 3. Sectio~738.lj, Florida Statutes, concerning allocation of receipts and disbursements between in?ome and principal. I. Method of Holdinq Tftle: To hold bonds, shares or other'securlties in bearer form, or in the name of the Trustee or i:ith;;:;:'frforillnee without indication of any fiduci;{q: capacity, deposit cash" in a. 'checking or savings account, ina bank or savings arid'lc!ian association, and withdraw from the same without indication of fiduciary capacity; J. Withdrawal Pavments: .. To enter into any fixed or leveF'paYlllent withdrawal plan with any'lIIutuaIrfiiHa (s) "a.ti.th6f.izing .. . ;"';.t~;,:. '.. ,: . .'.<__':.c::;.;{_.....;;;:>..:,;: . . lL"-' -, :">" ,t:o'!the', "G'tant6rs," or:', allY 'otherlJb~j)efibi~'t'1i;riEm'ii~r6f' a '~~lAth{Y' iriDount ' or"uaunts' payKil;;tcf?dJiff~~S#~di~~dS, .~,-.4' . ::."'. _>' .-",. ,-.l",v.,_ i~nrt~~.i:~^~-':'~:~'~2~~: ns d~sfribut~ons, and to the extent riecessary,rrom the 5 to . i ____..;;.;;;:'",~..;~l;;.,~~~~~, .... ] 1M' I J' 1llIT lJL - 'U r..l'~"~'n'II'~m ~r I . proceedB of liquidation of BhareB of Buch mutual fundB(B), and to depoBit BhareB of such mutual fund(s) with a custodian or other agent purBuant to any such authorization; K. Power to Operate Goinq BusineBs Concern: In addition and a supplementary to all other powers and discretions granted to orveBted in the TruBtee by law or by this instrument, the Trustee shall have the power to hold, retain and continue to operate, solely at the risk of the trust estate, any business enterprise that may be transferred into trust hereunder, whether organized as a sole proprietorship, partnership, or corporation, to do and '" perform all acts which the Trustee in the Trustee's sole and absolute diBcretion deems necessary or advisable in the operation of such business; and to dissolve, liquiJate, or sell such business at such time and upon such terms as the Trustee in the Trustee's sole and abBolute discretion deems in the best intereBt of the trust estate. L. General provisions: To exercise any and all powers and discretions given to a Trustee from time to time under the provisions of Sectio~ 737.402 and the other laws of the state of Florida not inconsistent with the provisions hereof, TENTH. Duties of Trustees: The Trustee(s) shall have the duty to file any requir,ed income tax, intangible tax or other tax returns for the Trust and to see that any taxes due are paid thereon. The Trustee (s) shall have the duty to maintain records of receipts and disbursements of the Trust, and the Trustee(s) shall also have the duty to account for all Trust proceeds of any type. ELEVENTH. Exoneration from Dutv to Audit: Any SucceBsor Trustee shall not be required or compelled or be under any duty to examine, verify or audit books, records or accounts of any preceding Trustee(s) and shall not be responsible for any acts or omissions of the resigning or any other Trustee(s) hereunder. TWELFTH. TruBtee' B Resiqnation: Each Trustee hereunder (whether originally designated herein or appointed as a successor) shall have the right to resign at any time by giving sixty (60) 6 \ ~ I fl , , \ t l 'a ~ ~ i l' -~"~'..""""..)" "~il@lJ.~.ll,I..,':;hdII I ' i I i.' days' written notice to that effect to ,:he current income I 1 beneficiary or to the beneficiary or beneficiar'ies then entitled to .11 l..~ l;,~j ;' ~ any distributions hereunder. Thereafter, such beneficiary or beneficiaries shall have the d,ght within such sixty (60) day period to appoint a Successor Trustee, if no Successor Trustee be . :'; -:' ,~?: ,:;'. _: d'esf"griated: herein, and shall notify 'the resigning Trustee of' such appctintment. In the event the said beneficiary or beneficiaries shall fail to designate a Successor 'l'rustee within the time specified, the then acting Trustee may apply to a court of competent jurisdiction for leave 1.0 resign, for the appointment of a successor and the judicial sottlmnent e,f such Trustee's accounts. .,tw ~ 1 I' t; ~ I' I ~, THIRTEENTH. Rule Aqainst Perp13tuities: Anything in this Trust Agreement to the contrary notwlth:3tanding, no Trust created hereunder shall defer the vesting of any interest beyond 21 years after the death of the last t.O die of the beneficiaries who were living at the time of the date of this Trust Agreement, and upon the expiration of such period all Trusts shall in any'event;vest, \:f:';'~~'~~~:!~!~ssetsthereof~ shall: ~ be i diS~ri~U,~~~~~~!ili ose beneficiaries (and in the same proportions) as are then receiving the income therefrom. FOURTEENTH. Additional Fiduciary Powers Concerninq Taxes: The fiduciary, o~ fiduciaries, shall have the following additional powers: A. To satisfy any charitable pledge, devise or any other similar obligation with cash or low cost basis assets in kind as the fiduciary in the discretion of the fiduciary shall select. B';' To make any distribution or division required under this' instrument (including the satisfaction of any pecuniary devise) in cash or in other property, H,al or personal, or undivided interests therein, or [Jartly in cash and partly in such other property, and pro rata or othexwise as to any particular asset', and to do so without regard to the income tax basis of specific property allocated to any beneficiary (including any Trust) . 7 \", "i . -'.' \ '~...' _.,.,.",.1... . ""~~L~"':"1 reA' f' '~; i ~l""\-r,'~,~ ; :d(:~;S:,~'. i ~, '\, ~j~:,~: , , 'I ;~Il.I['~.-T.H'll'" ~I.l "1 I I i ~r': ;' . 11.1~' .., .""'~"~""~l. . Hlijl m _.,J c. To make whatever arrangements' the fiduciary i determines to be in the best interest of the Estate of Trust with respect to extensions of time for the payment of the federal estate tax liability. "'iI' reasonable'compensation and reimbursement of expenses according to the standard schedule of compensation in existence at the time such ;'1 ,\ <I "' 'l services are rendered. Such compensation and reimbursement of expenses may be charged to principal or to income or partly to each, in the discretion of the Trustee(s). 1 'I .1 '\ J SIXTEENTH. Pavrnent of Taxes and Expenses: The Trustee (s) may pay upon the decease of the Grantors, or the survivor of them, any and all taxes which may then be due and owing in connection with the decedent's estate and/or which may be i subsequently levied, whether inheritance taxes or otherwise, and no ~ j part of the tax shall be apportioned or prorated to heirs, legatees IlL - ,;s~~&m'~l!l'l'<'" o:albeneticiaries. _, The, Trustee tin., the.. Trustee~s' sole discretion t' :1 I ....~ ...~~.;;;.:?~~ --.,,;;,,- ',: may pay estate ta"es, inheritance taxes and other death taxes due I because of the death of the Grantors, of the survivor of them, if not otherwise paid, such .to include taxes attributable to the subject Trust assets. .~ The Trustee also is authorized to pay expenses or claims against the Grantors, or the survivor of them, whether occurring before or after the death of the Grantors, or the survivor of them. Non-profit organizations shall participate in the payment of succession and death taxes. SEVENTEENTH. Terms: Whenever convenient or desirable, the term "Trustee", as used in this Agreement, shall include any substitute, successor and additional Trustee or Trustees, and in the plural. The term "beneficiary" shall include every individual and entity, named or unnamed, entitled to share under this Agreement, as herein provided. The terms "child", "children", "issue" or "descendants" shall include the Grantors' lawful children, or the issue of said children, unless otherwise provided 8 ,;, . t ~';:~:i'" t>>.'i' f{' r ~'.'> ~. r ~: > , "",~~~,;;:;::;~;!)it~'~ii>'" ,> , . ~ d 1rr ':,_:., ;tF;,,;\;, > >>".>., > , ,....'"::::.. : I . I >1 .1, Against Perpetuities, as hereinbefore provided. Unless the context .RJJJ _...l.~t~._,~"Jlllr~'~"--"'" k~' --'~" -l'~ '~r.> "Trnrrrrr '<"("';ii5 herein;' but any share which any such after-born children shall be .'"-<v ~.. entitled to shall vest no later than the time permitted by the Rule i \ I \ :1 .1 required otherwise, masculine personal pronouns include the feminine singular and the and plural may be construed ..in€E"l':~n~ngeablY . EIGHTEENTH. Certification of Trust: Anyone dealing with any of the Trustees or any part of the trust property may rely upon the written representation signed by any Trustee or by either of the Grantors pertaining to the existence of the trust, the status or amendment thereof, or the appointment, removal, resignation, disqualification or death of any Trustee, the names and identities I >, I ~ I 41 >,'j Ij [1 ,I ~ i'i :i v I] ; ).~ \ of the TrusteeD and thei;;: "ignaturec, the certificate of the Trust Agreement or of any action taken by any Trustee, or any other matter relating to the administration of the Trust. NINETEENTH. Amendment and Revocation: This Trust Agreement is subject to amendment, modification and/or revocation ;i'!;;~,.~;: ;~,~!~;;~~~o:r:~~, if g<~!-h.:L a~e.~.living~,'<;)7:"s~~~~?:, writing from time ~o time. TWENTIETH. Acceptance bv Trustees: The Trustees hereby accept the trust herein created. '> IN WITNESS WHER~OF, th~ Grantors have hereunto set their hands and seals, and the Trustees have hereunto set their hands and seals the day and year {irst aforesaid. OR M. LOP Z, an ~&-< A' ~/ . H'~ H. LOm.~ 0 ;f~d4MV ~ _____ ELEANOR M. LOPEZ, ru ee 9 """""tt.':,:~:."'""':,;"~::''''':'''~'-''^"~~ ':':' ,~,Wlf:'~J/;;'~"; ;"'t."::"~!"':t''''''"'' '"';-";'i'i.~~I" ~-,..r r ., ~..I ~I'~j-" Ij.!";~;Il~~r~_I..TrmnnrTmll'~r.: We, the undersigned, hereby certify that HERMAN R. LOPEZ and ELEANOR }!. LOPEZ, his wife, as Grantors, signed and sealed the above instrument in our presence, and we, in their presence, at their request and in the presence of each other, have hereunto set our hands as attesting witnesses thereto at Brandon, Florida, on ~~~: '99'~randon. Florid, ~ ___________ of Brandon, Florida STATE OF FLORIDA COUNTY OF HILLS BOROUGH ;~ The foregoing instrument was acknowledged before me by HERMAN R. LOPEZ and ELEANOR M. LOPEZ, his wife, as Grantors, who produced Florida Driver's Licenses as identification, and by DOUGLAS W. HAMPTON, a witness, who is personally known to me, and by ROBIN M. CUSHEN, a witness, who is personally known to me, 15th day of November , 1995. ( My commission expires: Commission # I ~ Notary Public, State cf Florid! JODI A. POWELL My Comm. Exp, Oct. 24, 1995 Comm. No. CC 224637 10 '~:~,"':"'~'~' ',~~,.,''1: ,', 'JI,~~:~~""':~_~"':.'":'<:: ~ ,,' ',I, "~co;:,,! '':I-~;,l~;';,:Cot,'';.~'t:~~'';!''Il!Oi ";,;~ .lJ:J:.-,:,:'j \1 i1 .. ~1;',{&', ' ~ip:: ", ; ;.'::~ : "::,"'''~ '~~,:~ (1 :i SCHEDULE "A" TRUST AGREEMENT OF HERMAN R. LOPEZ and ELEANOR M. LOPEZ Dated November 15 , 1995 Cash $10.00 ""- ~ t~ FIRST AMENDMENT TO TRUST AGREEMENT THIS FIRST AMENDMENT TO TRUST AGREEMENT is made and entered into this 21st , 1997, by and between February day of ELEANOR M. LOPEZ, hereinafter called the "Grantor", and ELEANOR M. LOPEZ, hereinafter called the "Trustee". On November 15, 1995, HERMAN R. LOPEZ and ELEANOR M. LOPEZ, as Grantors, and the said HERMAN R. LOPEZ and ELEANOR M. LOPEZ, as Trustees, entered into a Trust Agreement in which the Grantors reserved the right to alter, amend, modify or revoke the trust created thereby, at any time and from time to time. The Grantor, HERMAN R. LOPEZ, is now deceased, and the surviving Grantor, ELEANOR M. LOPEZ, now desires to amend the Trust Agreement in certain particulars: NOW, THEREFORE, the parties hereby agree that the Trust Agreement entered into on November 15, 1995, is hereby amended in the following particulars: FIRST: Paraqraph SEVENTH. Succession of Trustee:, is hereby deleted in its entirety, and the following paragraph SEVENTH is hereby substituted and shall become the new paragraph SEVENTH of the Trust Agreement: "SEVENTH: Succession of Trustee: A. Upon the death, resignation or incapacity of both of the original Trustees, .then the First Successor Trustee shall be JAMES T. WOOD. Thereafter, upon the death, resignation or incapacity of the First Successor Trustee, then the Second Successor Trustee shall be G. GRIER WOOD. All Successor Trustees shall be vested with the powers hereinafter enumerated. Title to trust assets shall be vested in Successor Trustees upon their assumption of the capacity of active Trustee, and no further act is required therefor. B. In establishing the inability of a Trustee to act or to continue to act hereunder, the statement of two licensed Doctors of Medicine shall be sufficient to establish such incapacity, and third parties are protected in relying upon such statements without any further act or notice. No further act on the part of any party or any Court shall be necessary to vest in a Successor Trustee the fiduciary powers and duties in the supervision and management of the Trust estate." SECOND: Except as amended herein, the Trust Agreement made on November 15, 1995 remain in full force and effect and is hereby ratified and confirmed. ~ I I ! "i " .., ,J'i ,', , THIRD: The Trustee hereby accepts this First Amendment to ;';;-:;~;~,' ~:;t,':;j ::Jj,:;:j) ~ ,/;; "'.~f:~: 1 :M Trust Agreement dated November 15, 1995. IN WITNESS WHEREOF, the Grantor has hereunto set her hand and seal, and the Trustee has affixed her hand and seal the day and year first aforesaid. >/'. l~.:.' ;tl :t1 -":';)1 ci,;~ c{,j ;':~{~ ~:< ~A?~ ELEANOR M. LOPE, ntor ~~);? /~ ELEANOR M. LOPEZ, Trus ee We, the undersigned, hereby certify that ELEANOR M. LOPEZ, as Grantor, signed and sealed the above instrument in our presence, and we, in her presence, at her request and in the presence of each other, have hereunto set our hands as attesting witnesses thereto on this 21st day of February 1997. of Brandon. Florida of Brandon. Florida STATE OF FLORIDA COUNTY OF HILLSBOROUGH The foregoing instrumen was acknowled ed before me by ELEANOR M. LOPEZ, who produced Q~ 't)r~ Ie.. '€.r\~ identification, this ~ day of My commission expires: JODI A, POWEll Notary Public. Slate 01 Fi('pr';> My Comm. Exp. Oct. 24 2!.iUC' Comm. No. CC 58LG 13 '~ 2 r-'.- I I I I I I I I _.. ~ , . LAW OFFICES OF STEPHEN J. HOGG 19 S. HANOVER STREET SUITE 101 CARLISLE, PA 17013 SECOND AMENDMENT TO TRUST AGREEMENT THIS SECOND AMENDMENT TO TRUST AGREEMENT is made and entered into this 2 day of De,( ~~ 2004 by and between Eleanor M. Lopez, hereinafter called the "Grantor", and Eleanor M. Lopez, hereinafter called the "Trustee", hereby revoking all prior amendments to trust agreement. On November 15, 1995, Herman R. Lopez and Eleanor M. Lopez, as Grantors, and the said Herman R. Lopez and Eleanor M. Lopez, as J"rustees, entered into a Trust Agreement in which the Grantors reserved the right to alter, amend, modify or revoke the trust created thereby, at any.time and from time to time. The Grant'or, Herman R. Lopez, is now deceased, and the surviving Grantor, Eleanor M. Lopez, now desires to amend the Trust Agreement in certain particulars: Now, therefore, the parties hereby agree that the Trust Agreement entered into on November 15, 1995, is hereby amended in the following particulars: FIRST: Paraqraph THIRD. Distribution of Trust Estate: is hereby deleted in its entirety, and the following paragraph THIRD is hereby substituted and shall become the new paragraph THIRD of the Trust Agreement: "THIRD: Distribution of Trust Estate": ..,-,......'., ",;.,,,;..,;,~-., ..",.~_..__...__.-. LAW OFFICES OF STEPHEN J. HOGG 19 S. HANOVER STREET SUITE 10 I CARLISLE, PA 17013 . ~ ': Upon the death of the survivor of the Grantors, the remaining balance of the Trust estate, including any accumulated and undistributed net income, shall be distributed as follows: 50% to Julia K. Hanks, 20% to G. Grier Wood, 20% to Caroline G. Wood and 10% to Toni A. Kemmerle free of trust. Upon the proper showing that the Trustee has thus distributed the entire principal and accumulated income, this Trust shall terminate, and the Trustee shall be forever discharged. SECOND: Paraqraph SEVENTH. Succession of Trustee: is hereby deleted in its entirety, and the following paragraph SEVENTH is hereby substituted and shall become the new paragraph SEVENTH of the '<, - Trust Agreement: "SEVENTH: Succession of Trustees: A. Upon the death, resignation or incapacity of both of the original Trustees, then the First Successor Trustee shall be Julia K. Hanks. Thereafter,' upon the death, resignation or incapacity of the First Successor Trustee, then the Second Successor Trustee sh,all be G. Grier Wood. All Successor Trustees shall be vested with the powers hereinafter enumerated. Title to trust assets shall be vested in Successor Trustees upon their assumption of the capacity of active Trustee, and no further act is required therefore. ",._""""'''''''''''""~'>'''-",, ." "":joe' LAW OFFICES OF STEPHEN J. 1I0GG 19 S. HANOVER STREET SUITE 101 CARLISLE, PA 17013 ~ ': B. In establishing the inability of a Trustee to act or to continue to act ~ereunder, the statement of two licensed Doctors of Medicine shall be sufficient to establish such incapacity, and third parties are protected in relying upon such statements without any further act or notice. No further act on the part of any party or any Court shall be necessary to vest in a Successor Trustee the fiduciary powers and duties in the supervision and management of the Trust estate." THIRD: Except as amended herein, the Trust Agreement made on Novemberl>15, 1995 remain in full force and effect and is hereby ratified and confirmed. . FOURTH: The Tru?tee hereoy accepts this Second Amendment to " Trust Agreement dated November 15, 1995. IN WITNESS WHEREOF, the Grantor has hereunto set her hand and seal, and the Trustee has affixed her hand and seal the day and year first aforesaid. MaM/v':h ~~ Eleanor M. Lopez, ran or ~dn~1/ ~ ~ Eleanor M. Lopez, Trust . . . ~ ~ .C,.-'''' ""~",_'c"T"_"""''''W'':'''''_'''''''"""",~,...""",,,",.s'J.-O; LAW OFFICES OF STEPHEN J. HOGG 19 S. HANOVER STREET SUITE JOI CARLISLE, PA 17013 The preceding instrument consisting of this and three other pages was on the day and date hereof signed, published and declared by Eleanor M. Lopez, as her Second Amendment to Trust Agreement in the presence of us, who at her request, in her presence and in the presence of each other have subscribed our names as witnesses hereto. ~~K'.~~ Witness \ ,. ~. ",,.. .. I . ~ , LAW OFFICES OF STEPHEN J. HOGG 19 S. HANOVER STREET SUITE 101 CARLISLE, PA 17013 ~ ~ ACKNOWLEDGMENT State of Pennsylvania ss County of Cumberland I, Eleanor M. Lopez, the Grantor and Trustee, whose name is signed to the attached or foregoing instrument, having been duly qualified according to law, do hereby acknowledge that I signed and executed the instrument as my Second Amendment to Trust Agreement; that I signed it willingly and as my free and voluntary act for the purposes therein expressed. -c} ~ ~ ,J-fld4~ 4'2 <r~ Eleanor M. Lopez / / --.. Sworn to or affirmed and acknowledged be/we me by J;}eanor M. Lopez, the Grantor, Trustee, this 2--dayof f)~~ , 2004. . ~ NOTARIAl SEAl /t"?~ . STEPHEN J. HOGG, NOTARY PUBLIC CARLISlE: BORO, CUMBERLAND CO., PA NotarVPublic/ Atto[ e MY COMMISSION eXPIRES SEPTEMBER 3, 2005 ....- ',<, "AFFIDAVIT State of Pennsylvania ss County of Cumberland We'~I.C4 G, ,<:;,r: and ~s.Q /('. ~ }It- ,the witnesses whose names are signed to the attached or foregoing instrument, being duly qualified according to law, do depose and say that we were present and saw the Grantor, Trustee sign and execute the instrument as her Second Amendment to Trust Agreement; that the Grantor, Trustee signed willingly and executed it as her free and voluntary act for the purposes therein expressed; that each subscribing witness in the hearing and sight of the Grantor, Trustee signed the Second Amendment to Trust Agreement as a witness; and that to the best of our knowledge the Grantor, Trustee was at that time 18 or more years of age, of sou d mind and un jeT no constraint or undue Jnflu ce." / -----. !/ . y ./ A '- this cribed tO~fore me by witnesses, ,2004. /[W~ Ndlary Public/Att NOTARIAL SEAL STEPHEN J. HOGG, NOTARY PUBLIC CARLISLE BORO, CUMBERLAND CO PA MY COMMISSION EXPIRES SEPTEMBER'3, 2005 REVOCA rlON I, Eleanor M. Lopez, of Mechanicsburg, Pennsylvania, hereby revoke my Declaration dated November 15, 1995. 'r'" ~~cc~ ~ Eleanor M. Lopez ~~ /U )~:~( /Atifitn-ess c/ /.1 /~.. -"i. (' , / ,,) ./'" .--7'-_..... .. / 7./?-- lot(-- Date I / '. LAW OFFICES OF STEPHEN J. HOGG 19 S, HANOVER STREET SUrTE 101 CARLISLE, PA 17013 ~ ATTACHMENT FOR SCHEDULE B BONDS " Savings Bond Calculator Page 1 of 1 Value As Of 07/2005 CALCU Savinc Bond Info Series Denomination Serial Number Issue Date EE Bonds Resu Its ...__~.~',....c.___ # Bonds 3 Total Price $550.00 Total Interest $660.44 / Total Value--'". $1,210.44 .. ""--..rnt;~est Value Rate YTD Inl $23: Serial Number Issue Date Series Denom Issue Price Interest C604864898EE 05/1991 D49450545EE 05/1991 D49450540EE 05/1991 EE EE EE $100 $50.00 500 250.00 500 250.00 $60.04 $110.04 300.20 550.20 300.20 550.20 4.00% 4.00% 4.00% Next Final Accrual Maturit~ 11/2005 OS/2021 11/2005 OS/2021 11/2005 OS/2021 Le(end Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator i ! i " [ Submit Survey ] [ Reset ] http://wwws. publicdebt. treas.gov/BC/SBCPrice 12/22/2005 : Savings Bond Calculator Page 1 of 1 Value As Of 07/2005 CALCU Savinc Bond Info Series Denomination Serial Number Issue Date EE Bonds Results # Bonds Total Price Total Interest Total Value YTD In! 3 $800.00 $960.64 $1,760.64 $55: Issue Interest Next Final Serial Number Issue Date Series Denom Price Interest Value Rate Accrual Maturit) C604864897EE 06/1991 EE $100 $50.00 $60.04 $110.04 4.00% 12/2005 06/202] D49450543EE 06/1991 EE 500 250.00 300.20 550.20 4.00% 1212005 06/202] M68742003EE 07/1991 EE 1,000 500.00 600.40 1,100.40 4.00% 0112006 07/202] Le end Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator ~, - ... i.._.;' Submit Survey ] I Reset I http://wwws.publicdebt.treas.gov/BC/SBCPrice 12/22/2005 ,':." OOqdoo'?l:b 1 Savings Bond Calculator Page 1 of 1 Value As Of 07/2005 [U@date,;J CALCU Savinc: Bond Info Series Denomination Serial Number Issue Date EE Bonds $ 500 Results # Bonds 3 Total Price $400.00 Total Interest $480.32 Total Value $880.32 YTDIDI $34.: Serial Number Issue Interest Issue Date Series Denom Price Interest Value Rate 07/1991 EE $500 $250.00 $300.20 $550.20 4.00% 07/1991 EE 200 100.00 120.08 220.08 4.00% 07/1991 EE 100 50.00 60.04 11 0.04 4.00% Next Final Accrual Maturit~ 01/2006 07/202J 01/2006 07/202] 01/2006 07/202 J D49450541EE R142280053EE C604864906EE le end Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator i._) ! ) !. ! Submit Survey ] [ Reset I http://wwws.publicdebt.treas.gov/BC/SBCPrice 12/22/2005 Savings Bond Calculator Value As Of Page 1 of 1 Savinc: 07/2005 CALCU Bond Info Series Serial Number Denomination EE Bonds $500 Results # Bonds 3 Total Price $350.00 Total Interest $407.32 Total Value $757.32 Serial Number Issue Interest Issue Date Series Denom Price Interest Value Rate 08/1991 EE $500 $250.00 $289.40 $539.40 4.00% 08/1991 EE 100 50.00 57.88 107.88 4.00% 07/1991 EE 100 50.00 60.04 110.04 4.00% D49450542EE C60486490 1 EE C604864908EE Le(end Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator ;_) Submit Survey ] [ Reset ] Issue Date YTD In! $17.1 Next Final Accrual Maturit~ 0812005 08/202] 0812005 08/202] 01/2006 071202] http://wwws.publicdebttreas.gov/BC/SBCPrice 12/22/2005 " Savings Bond Calculator Page 1 of 1 Value As Of 07/2005 CALCU Savin.:: Bond Info Series Denomination Serial Number Issue Date EE Bonds 100 Results # Bonds 3 Total Price $350.00 Total Interest $405.16 Total Value $755.16 YTD In! $14.1 Issue Interest Serial Number Issue Date Series Denoro Price Interest Value Rate C604864896EE 09/1991 EE $100 $50.00 $57.88 $107.88 4.00% D49450544EE 09/1991 EE 500 250.00 289.40 539.40 4.00% C604864902EE 10/1991 EE 100 50.00 57.88 107.88 4.00% Next Final Accrual Maturit) 09/2005 09/2021 09/2005 09/2021 10/2005 10/2021 le(end Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator '..-) , ~ Submit Survey ] I Reset I http://wwws.publicdebt.treas.gov/BC/SBCPrice 12/22/2005 " Savings Bond Calculator Page 1 of 1 Value As Of 07/2005 C.ALCU Savinc Bond Info Series Denomination Serial Number Issue Date EE Bonds $200 Resu Its # Bonds 3 Total Price $850.00 Total Interest $983.96 Total Value $1,833.96 YTD Inl $36.1 Serial Number Issue Interest Issue Date Series Denom Price Interest Value Rate 11/1991 EE $200 $100.00 $115.76 $215.76 4.00% 11/1991 EE 1,000 500.00 578.80 1,078.80 4.00% 10/1991 EE 500 250.00 289.40 539.40 4.00% Next Final Accrual Maturit~ 11/2005 11/2021 11/2005 11/202] 10/2005 10/2021 R142280065EE M68742020EE D49450538EE Lelend Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator ':, ! !'-) !'-) Submit Survey ) [ Reset I http://wwws.publicdebt.treas.gov/BC/SBCPrice 12/22/2005 " '. Savings Bond Calculator Page 1 of 1 07/2005 [J!p;d2l"iel CALCU Savinc Value As. Of Bond Info Series Denomination Serial Number Issue Date EE Bonds $ 1,000 Resu Its # Bonds 3 Total Price $1,500.00 Total Interest $1,736.40 Total Value $3,236.40 YTDIDI $84.' Issue Interest Serial Number Issue Date Series Denom Price Interest Value Rate M68742002EE 12/1991 EE $1,000 $500.00 $578.80 $1,078.80 4.00% M68742019EE 12/1991 EE 1,000 500.00 578.80 1,078.80 4.00% M68742018EE 01/1992 EE 1,000 500.00 578.80 1,078.80 4.00% Next Final Accrual Maturit: 12/2005 12/202: 12/2005 12/202: 01/2006 01/202: Le(end Note Description NT Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator \'.- ) Submit Survey ] [ Reset I http://wwws . publicdebt. treas.gov/BC/SBCPrice 12/22/2005 '. Savings Bond Calculator Page 1 of 1 Value As Of 07/2005 CALCU Savinc Bond Info Series Denomination Serial Number Issue Date EE Bonds $ 5,000 Resu Its # Bonds 3 Total Price $2,650.00 Total Interest $3,067.64 Total Value $5,717.64 YTD In! $222. Issue Issue Interest Serial Number Date Series Denom Price Interest Value Rate V5227951EE 0111992 EE $5,000 $2,500.00 $2,894.00 $5,394.00 4.00% C604864907EE 0111992 EE 100 50.00 57.88 107.88 4.00% R142280081EE 0111992 EE 200 100.00 115.76 215.76 4.00% Next Final Accrual Maturit: 0112006 011202: 0112006 01/202: 0112006 011202: Leland Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator ! ! ! ! ( ~ ! :' Submit Survey ] [ Reset I http://wwws.publicdebUreas.gov/BC/SBCPrice 12/22/2005 '.'- -.'- -- . --', - -"- - --', -.- -. . - n. _ ", _, "." 000 QOOO?:O 5, .. Savings Bond Calculator Page 1 of 1 Value As Of 07/2005 CALCU Savinc: Bond Info Series Denomination Serial Number Issue Date EE Bonds $ 200 Resu Its # Bonds 3 Total Price $300.00 Total Interest $334.56 Total Value $634.56 YTD In! $12.' Issue Interest Serial Number Issue Date Series Denom Price Interest Value Rate R142280070EE 02/1992 EE $200 $100.00 $111.52 $211.52 4.00% R142280082EE 02/1992 EE 200 100.00 111.52 211.52 4.00% R142280083EE 02/1992 EE 200 100.00 111.52 211.52 4.00% Next Final Accrual Maturit~ 08/2005 02/202: 08/2005 02/202: 08/2005 02/202: Lerend Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator \ ! (,._) !"-) Submit Survey ] I Reset I http://wwws.publicdebt.treas.gov/BC/SBCPrice 12/22/2005 '. Savings Bond Calculator Page 1 of 1 Value As Of 07/2005 CALCU Savinc Bond Info Series Denomination Serial Number Issue Date EE Bonds $100 Res" Its # Bonds 3 Total Price $200.00 Total Interest $223.04 Total Value $423.04 YTD In! $8.3 Issue Interest Serial Number Issue Date Series Denom Price Interest Value Rate C604864904EE 03/1992 EE $100 $50.00 $55.76 $105.76 4.00% C604864905EE 03/1992 EE 100 50.00 55.76 105.76 4.00% R142280085EE 03/1992 EE 200 100.00 111.52 211.52 4.00% Next Final Accrual Maturit) 09/2005 03/202: 09/2005 03/202: 09/2005 03/202: Le end Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator ( ! i i Submit Survey ] I Reset ] http://wwws.publicdebt.treas.gov/BC/SBCPrice 12/22/2005 ',__~>:':\'-; _' " ' '-i-'c.',;:" f':' "\,:,"~->:-:' ::".':,..:'{ ooooqdbo 'jI1:OS; '- Savings Bond Calculator Page'1 of 1 Value As Of 07/2005 [~i~J CALCU Savinc Bond Info Series Denomination Serial Number Issue Date EE Bonds $ 200 Resu Its # Bonds 3 Total Price $300.00 Total Interest $334.56 Total Value $634.56 YTD Inl $12.' Serial Number Issue Interest Issue Date Series Denom Price Interest Value Rate 04/1992 EE $200 $100.00 $111.52 $211.52 4.00% 04/1992 EE 200 100.00 111.52 211.52 4.00% 03/1992 EE 200 100.00 111.52 211.52 4.00% Next Final Accrual Maturit~ 1012005 04/202: 10/2005 04/202: 09/2005 03/202: R142280057EE R142280067EE R142280086EE Letend Note Description NT Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator ; , 1:,_) ( ~ ~ ! Submit Survey ] I Reset I http://wwws.publicdebt.treas.gov/BC/SBCPrice 12/22/2005 .. Savings Bond Calculator . Page 1 of 1 Value As Of 07/2005 CALCU Savinc Bond Info Series Denomination Serial Number Issue Date EE Bonds 200 Results # Bonds 3 Total Price $300.00 Total Interest $334.56 Total Value $634.56 YTDlw $12.' Issue Interest Serial Number Issue Date Series Denom Price Interest Value Rate R142280060EE 04/1992 EE $200 $100.00 $111.52 $211.52 4.00% R142280055EE 05/1992 EE 200 100.00 111.52 211.52 4.00% R142280056EE 05/1992 EE 200 100.00 111.52 211.52 4.00% Next Final Accrual Maturit~ 1012005 04/202: 11/2005 OS/202: 11/2005 OS/202: Lelend Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator , j "'-) i i Submit Survey ] [ Reset I http://wwws.publicdebt.treas.gov/BC/SBCPrice 12/22/2005 '. Savings Bond Calculator Page 1 of 1 Value As Of 07/2005 CALCUJ Savinc Bond Info Series Denomination Serial Number Issue Date EE Bonds $100 Resu Its # Bonds 3 Total Price $650.00 Total Interest $724.88 Total Value $1,374.88 YTD In! $27.1 Issue Interest Serial Number Issue Date Series Denom Price Interest Value Rate C604864895EE 06/1992 EE $100 $50.00 $55.76 $105.76 4.00% R142280058EE 05/1992 EE 200 100.00 111.52 211.52 4.00% M68742016EE 06/1992 EE 1,000 500.00 557.60 1,057.60 4.00% Next Final Accrual Maturit) 1212005 06/202: 11/2005 051202: 12/2005 06/202: Le end Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator ~. I Submit Survey ] I Reset I http://wwws . publicdebt. treas.gov/BC/S BCPrice 12/22/2005 " S3vings Bond Calculator Page 1 of 1 07/2005 [~~9idaie] CALCU Savinc Value As Of Bond Info Series Denomination Serial Number Issue Date EE Bonds $100 Results # Bonds 3 Total Price $400.00 Total Interest $446.08 Total Value $846.08 YTD In! $16.. Issue Interest Serial Number Issue Date Series Denom Price Interest Value Rate C604864900EE 06/1992 EE $100 $50.00 $55.76 $105.76 4.00% D49450551EE 06/1992 EE 500 250.00 278.80 528.80 4.00% R142280061EE 06/1992 EE 200 100.00 111.52 211.52 4.00% Next Final Accrual Maturit) 12/2005 06/202L 12/2005 06/202L 12/2005 06/202L le(end Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator !._) \'-) Submit Survey ] I Reset I http://wwws.publicdebt.treas.gov/BC/SBCPrice 12/22/2005 " Savings Bond Calculator Page 1 of 1 07/2005 CALCU Savinc Value As Of Bond Info Series Denomination Serial Number Issue Date EE Bonds 500 Resu Its # Bonds 3 Total Price $450,00 Total Interest $497.68 Total Value $947.68 YTD In! $3V Issue Interest Serial Number Issue Date Series Denom Price Interest Value Rate D49450550EE 07/1992 EE $500 $250.00 $278.80 $528.80 4.00% F142280059EE 07/1992 EE 200 100.00 111.52 211.52 4.00% R142280054EE 08/1992 EE 200 100.00 107.36 207.36 4.00% Next Final Accrual Maturit~ 01/2006 07/202: 01/2006 07/202: 0812005 08/202: le(end Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator ~"-) ~ , Submit Survey ] I Reset I http://wwws.publicdebt.treas.gov/BC/SBCPrice 12/22/2005 '. Savings Bond Calculator Page 1 of 1 07/2005 CALCU Savinc Value As Of Bond Info Series Denomination Serial Number Issue Date EE Bonds Results # Bonds Total Price Total Interest Total Value YTD In! 3 $450.00 $483.12 $933.12 $18.: Issue Interest Next Final Serial Number Issue Date Series Denom Price Interest Value Rate Accrual Maturit~ R142280069EE 08/1992 EE $200 $100.00 $107.36 $207.36 4.00% 08/2005 08/202: R142280068EE 08/1992 EE 200 100.00 107.36 207.36 4.00% 08/2005 08/202: D49450549EE 09/1992 EE 500 250.00 268.40 518.40 4.00% 0912005 09/202: le(end Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator , ! [..__,1 (. ~ i i Submit Survey ] [ Reset I http://wwws. publicdebt. treas.gov/BC/SBCPrice 12/22/2005 " Savings Bond Calculator Page 1 of 1 Value As Of 07/2005 CALCU Savinc Bond Info Series Denomination Serial Number Issue Date EE Bonds $ 1,000 Results # Bonds Total Price Total Interest Total Value YTD In! 3 $650.00 $697.84 $1,347.84 $26.~ Issue Issue Interest Next Final Serial Number Date Series Denom Price Interest Value Rate Accrual Maturit: M68742017EE 09/1992 EE $1,000 $500.00 $536.80 $1,036.80 4.00% 09/2005 09/202: C604864893EE 09/1992 EE 100 50.00 53.68 103.68 4.00% 09/2005 09/202: R142280087EE 09/1992 EE 200 100.00 107.36 207.36 4.00% 09/2005 09/202: Le(end Note Description NT Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. 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(Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator i ., ( ,i (, -) Submit Survey ] I Reset ] http://wwws. publicdebUreas.gov/BC/SBCPrice 12/22/2005 " Savings Bond Calculator Page 1 of 1 07/2005 CALCU Savinc Value As Of Bond Info Series Denomination Serial Number Issue Date EE Bonds $ 1,000 Resu Its # Bonds Total Price Total Interest Total Value YTD In! 3 $700.00 $751.52 $1,451.52 $28.~ Issue Issue Interest Next Final Serial Number Date Series Denom Price Interest Value Rate Accrual Maturit: M68742004EE 12/1992 EE $1,000 $500.00 $536.80 $1,036.80 4.00% 1212005 12/202: R142280071EE 12/1992 EE 200 100.00 107.36 207.36 4.00% 12/2005 12/202: R142280074EE 12/1992 EE 200 100.00 107.36 207.36 4.00% 12/2005 12/202: Le end Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. 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Issue Interest Next Final Serial Number Issue Date Series Denom Price Interest Value Rate Accrual Maturit~ R142280077EE 07/1993 EE $200 $100.00 $69.44 $169.44 3.19% 01/2006 07/202~ R142280073EE 07/1993 EE 200 100.00 69.44 169.44 3.19% 01/2006 07 /202~ M68742008EE 05/1993 EE 1,000 500.00 347.20 847.20 3.19% 11/2005 OS/202~ le(end Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator 1:,__) ! j !'._) Submit Survey ] I Reset I http://wwws.publicdebUreas.gov/BC/SBCPrice 12/22/2005 " :1~'_ , y, Y'. f 000 qObO 1',1:05\ 1:0000 C,OOO'I'I:O? Savings Bond Calculator Page 1 of 1 Value As Of 07/2005 CALCU Savinc Bond Info Series Denomination Serial Number Issue Date EE Bonds $200 Res" Its # Bonds 3 Total Price $700.00 Total Interest $486.08 Total Value $1,186.08 YTD In! $17.. Serial Number Issue Interest Issue Date Series Denom Price Interest Value Rate 05/1993 EE $200 $100.00 $69.44 $169.44 3.19% 05/1993 EE 200 100.00 69.44 169.44 3.19% 05/1993 EE 1,000 500.00 347.20 847.20 3.19% Next Final Accrual Maturit~ 11/2005 OS/202~ 11/2005 OS/202~ 11/2005 051202~ R142280066EE R142280072EE M68742009EE Le end Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator !"-) ~"-) .:, ) Submit Survey ] I Reset ] http://wwws.publicdebt.treas.gov/BC/SBCPrice 12/22/2005 . Savings Bond Calculator Page 1 of 1 07/2005 CALCU Savinc: Value As Of Bond Info Series Denomination Serial Number Issue Date EE Bonds $ 1,000 Resu Its # Bonds 3 Total Price $1,500.00 Total Interest $1,549.20 Total Value $3,049.20 YTD In! $88.1 Issue Interest Serial Number Issue Date Series Denom Price Interest Value Rate M68742010EE 02/1993 EE $1,000 $500.00 $516.40 $1,016.40 4.00% M68742007EE 02/1993 EE 1,000 500.00 516.40 1,016.40 4.00% M68742006EE 02/1993 EE 1,000 500.00 516.40 1,016.40 4.00% Next Final Accrual Maturit: 0812005 02/202: 0812005 02/202: 0812005 02/202: le(end Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator !'._) I: ! !. -) ! ! Submit Survey ] [ Reset I http://wwws.publicdebUreas.gov/BC/SBCPrice 12/22/2005 " Savings Bond Calculator Page 1 of 1 Value As Of 07/2005 [Jli~ CALCU Savinc Bond Info Series Denomination Serial Number Issue Date EE Bonds $ 1,000 Resu Its # Bonds 3 Total Price $1,500.00 Total Interest $1,549.20 Total Value $3,049.20 YTD In! $88.1 Issue Interest Serial Number Issue Date Series Denom Price Interest Value Rate M68742005EE 02/1993 EE $1,000 $500.00 $516.40 $1,016.40 4.00% M68742012EE 02/1993 EE 1,000 500.00 516.40 1,016.40 4.00% M68742013EE 02/1993 EE 1,000 500.00 516.40 1,016.40 4.00% Next Final Accrual Maturit: 0812005 02/202: 0812005 02/202: 08/2005 02/202: Le end Note Description NT Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator { , , :. i 'I ! i Submit Survey ] I Reset I http://wwws.publicdebUreas.gov/BC/SBCPrice 12/22/2005 , ~ , ,',:__-:J,>~-_: ."-" ",....:-" ~ /:~:~;~.\,:- "-'.";~'-"~~' - '.'.'-.::;;\,'-, ~~_It ~ 'j" M,:iL-8'.:1~ yo' ~'2 O~1'~:'2E'< -::~.~"":<".,.-'-.-- _-0' ":'::" - ' -,,"- - - "-" ",,---,<"c"''-''- . 5 OOb a7I1t~:f .~. 2Iii',. _, i';~'_':''''.::'-' " Savings Bond Calculator Page 1 of 1 Value As Of 07/2005 CALCU Savinc Bond Info Series Denomination Serial Number Issue Date EE Bonds Results # Bonds Total Price Total Interest Total Value YTDIm 3 $300.00 $322.08 $622.08 $30.1 Issue Interest Next Final Serial Number Issue Date Series Denom Price Interest Value Rate Accrual Maturit~ R142280078EE 0111993 EE $200 $100.00 $107.36 $207.36 4.00% 0112006 011202: R142280079EE 0111993 EE 200 100.00 107.36 207.36 4.00% 01/2006 011202: Rl42280080EE 0111993 EE 200 100.00 107.36 207.36 4.00% 0112006 011202: le(end Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator i.._) ! , !. ~ ( ! Submit Survey ] [ Reset I http://wwws.publicdebUreas.gov/BC/SBCPrice 12/22/2005 Savings Bond Calculator . . Value As Of Page 1 of 1 Savinc 07/2005 CALCU Bond Info Series Denomination Serial Number EE Bonds $ 100 Resu Its # Bonds 3 Total Price $350.00 Total Interest $227.52 Total Value $577 .52 Serial Number Issue Interest Issue Date Series Denom Price Interest Value Rate 0111994 EE $100 $50.00 $32.68 $82.68 3.22% 0111994 EE 500 250.00 163.40 413.40 3.22% 02/1994 EE 100 50.00 31.44 81.44 3.10% C604864894EE D49450539EE C604864899EE Le(end Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator i i Submit Survey ] I Reset I Issue Date YTD Inl $15.1 Next Final Accrual Maturity 01/2006 01/2024 0112006 0112024 08/2005 02/2024 http://wwws.publicdebt.treas.gov/BC/SBCPrice 12/22/2005 " . .- QOOIiOPP 'i'1:Q~ ,..'" P', '" ..' ~" '; .'", "I "", . ," o' " l:,,::\ ;:,~J;:' \';,. ,. ~ ~~~/""";~~,,O ~U~ ~<~:~~~~9~: ~Jj ~.:' :~ ~ ff~'('". . '.' 'c '--'T.~.;' . Ud:-'~,c'GbnLf-8bLf899Eg> <. ' y ),:.>,.: ,s..~".",,"Mr~."- t-':, .~: ,\:" ,,::,::',' '-"',~;~",'" <F,"" '<:' :>(~_:<<.::-:.:~:;,_<;,;).~:~,~::,,/,<< SOb 0 l. B b l. B '1 '1111" . .. " Savings Bond Calculator . . Page 1 of 1 Value As Of 07/2005 CALCU Savinc Bond Info Series Denomination Serial Number Issue Date EE Bonds $ 10,000 Resu Its # Bonds 3 Total Price $12,500.00 Total Interest $7,860.00 Total Value $20,360.00 YTD Inl $270. Issue Interest Serial Number Issue Date Series Denom Price Interest Value Rate X5090775EE 03/1994 EE $10,000 $5,000.00 $3,144.00 $8,144.00 3.10% X5090776EE 03/1994 EE 10,000 5,000.00 3,144.00 8,144.00 3.10% V5227952EE 03/1994 EE 5,000 2,500.00 1,572.00 4,072.00 3.10% Next Final Accrual Maturit: 09/2005 03/202' 09/2005 03/202' 09/2005 03/202' Le(end Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator ~"-) !"-) 1:.._) Submit Survey ] [ Reset I http://wwws. publicdebt. treas.gov/BC/SBCPrice 12/22/2005 S~vings Bond Calculator . . Page 1 of 1 . Value As Of 07/2005 CALCU Savinc: Bond Info Series Denomination Serial N nmber Issue Date EE Bonds $ 5,000 Resu Its # Bonds 3 Total Price $3,500.00 Total Interest $2,200.80 Total Value $5,700.80 YTD In! $75.1 Issue Issue Interest Serial Number Date Series Denom Price Interest Value Rate V5227953EE 03/1994 EE $5,000 $2,500.00 $1,572.00 $4,072.00 3.10% M68742015EE 03/1994 EE 1,000 500.00 314.40 814.40 3.10% M68742014EE 03/1994 EE 1 ,000 500.00 314.40 814.40 3.10% Next Final Accrual Maturit: 09/2005 03/202' 09/2005 03/202, 0912005 03/202' le{end Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator { j ! ! ; , Submit Survey ] I Reset ] http://wwws.publicdebt.treas.gov/BC/SBCPrice 12/22/2005 Savings Bond Calculator e, Page 1 of 1 Value As Of 07/2005 [~lfp'd-aiel CALCU Savinc: Bond Info Series Denomination Serial Number Issue Date EE Bonds $500 Results # Bonds 3 Total Price $600.00 Total Interest $377.28 Total Value $977.28 YTD In! $12.4 Serial Number Issue Interest Issue Date Series Denom Price Interest Value Rate 03/1994 EE $500 $250.00 $157.20 $407.20 3.10% 03/1994 EE 500 250.00 157.20 407.20 3.10% 03/1994 EE 200 100.00 62.88 162.88 3.10% Next Final Accrual Maturit~ 09/2005 03/202L 09/2005 03/202L 09/2005 03/202L D49450546EE D49450547EE R142280088EE le(end Note Description NT Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator I: ~ ("-) ~ ! [ Submit Survey ] [ Reset I http://wwws.publicdebt.treas.gov/BC/SBCPrice 12/22/2005 Savings Bond Calculator ..oIIIl ~, .". . l " Page 1 of 1 Value As Of 07/2005 CALCU Savinc Bond Info Series Denomination Serial Number Issue Date EE Bonds $200 Resu Its # Bonds 1 Total Price $100.00 Total Interest $62.88 Total Value $162.88 YTDIw $2.1 Serial Number Issue Date Series Denom Issue Price Interest Value Interest Next Final Rate Accrual Maturit~ R142280089EE 03/1994 EE $200 $100.00 $62.88 $162.88 3.10% 09/2005 03/202L Le end Note Description NI Not Issued NE Not Eligible for Payment P5 Includes 3-month interest penalty MA Matured and Not Earning Interest Please rate this service. (Please print and/or save this page before submitting your survey) Service Excellent Good Fair Poor Savings Bond Calculator ~ ) ( ) Submit Survey ] [ Reset ] http://wwws.publicdebUreas.gov/BC/SBCPrice 12/22/2005 .::s ~pp D\J ~ 3c..ot::J. G\J \Jd :2 G1 0 6D 1 00 r oV * \0\1-