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Home My WebLink About06-4769IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 655 PAPER MILL ROAD MAIL STOP 1411 WILMINGTON DE 19884-1411 Plaintiff VS GARY L BILLER 2907 HARVARD AVE CAMP HILL PA 17011 Defendant(s) CIVIL ACTION - LAW Filed on behalf of: Plaintiff, MBNA AMERICA BANK, N.A. Counsel of record for this party: Date: ?I J+'? " Amy F. Doyle 87062 Dani F' Wolfson #20617 Philip C. Warholic #86341 / Andrew_ C Spcars #S7717 David R. Galloway #873 onilyn M. Chippie #87885 Sarah E. Ehasz #86469 / Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 147744693 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS GARY L BILLER Defendant(s) :No. :CIVIL ACTION - LAW You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 147744693 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff :No. VS GARY L BILLER Defendant(s) :CIVIL ACTION - LAW NOTICIA USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias despuds que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 147744693 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff :No. VS. GARY L BILLER Defendant(s) COMPLAINT CIVIL ACTION - LAW AND NOW, this 19 day of July, 2006, comes the Plaintiff, MBNA America Bank, N.A., by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as follows: 1. Plaintiff, MBNA AMERICA BANK, N.A. , is a National Banking Association organized under the National Banking Act with principal place of business situated at 655 PAPER MILL ROAD MAIL STOP 1411, WILMINGTON, DE 198841411. 2. Defendant, GARY L BILLER, is an adult individual with a last known address of 2907 HARVARD AVE, CAMP HILL, CUMBERLAND COUNTY, PA 17011. 3. It is averred that Defendant was issued an open-end credit card account by Plaintiff. This account was created through a written contract between Plaintiff and Defendant, accepted by Defendant when he signed and utilized the credit card account. A true and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A." 4. The Credit Card Agreement contains a binding Arbitration provision providing that any claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. §§1-16 CCP Cmplt - MBNA W & A File No. 147744693 (FAA) governed the Agreement and that following disposition through the NAF, judgment may be entered in any state court having jurisdiction. 5. At all relevant times material hereto, Defendant has been regular user of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. 6. By virtue of Defendant's use and maintenance of this credit card in connection with his purchases of goods, and services, he became bound to all of its contractual terms, which clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to the NAF having jurisdiction over this claim. Defendant received monthly statements which accurately state all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due. A summary of the account showing the balance due and owing is incorporated herein and marked as Exhibit "B". 8. Defendant did not object to the above-mentioned Statements of Account submitted by Plaintiff to Defendant. 9. Defendant has made sporadic and irregular payments, if any, which have been applied to the outstanding balance of this account. 10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is the sum of $18,441.87. 11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or delinquent balances on said account shall continue to bear interest at the rate of 6 %. 12. The amount of interest which has accrued on the aforementioned account is the sum of $906.41. CCP Cmplt - MBNA W & A File No. 147744693 13, Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendant. 14. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees from the law office of Wolpoff & Abramson, L.L.P. in the collection of the collection of the amounts due from Defendant incident to the within action, the Plaintiff shall continue to incur such attorney's fees throughout the conclusion of the proceedings. 15. The amount of attorney's fees incurred in this matter is the sum of $2,766.28. 16. Despite reasonable and repeated demands for payment, Defendant has failed, refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 17. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 18. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - MBNA W & A File No. 147744693 WHEREFORE, Plaintiff respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendants, in the amount of $18,441.87, plus interest in the amount of $906.41, plus attorney's fees in the amount of $2,766.28, plus costs of this action and any other relief as this Court deems proper and just. Z fully submitted, Date: loy #4 "=..e - A y F. Doy e #87 1 Daniel F. olfso #20617 Philip C. Warhotic #86341 ! Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 ! Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA W & A File No. 147744693 VERIFICATION The undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: Al IdDr +It I y F. Doyle #8 niel F. Wolfson #20617 Philip C. W arholic #86341 ! Andrew C. Spears #87737 David R. Galloway #87326 ! Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA W & A File No. 147744693 Exhibit "A" yC?q m0- m aoO it Y ? E ? «a"c°$WE Sot S ' ?u BGCt Dh_3c.v. i'a gqi $?P3 m?L•bc $.g?ELO,, 3- {??rc cc_yp .g HHH-gg C Y i ;L .LYy -. F Y'-mD `•Q=Ymmm 30 8- ?R y3y3yj+ ?y YZ1IE m yi ?yaIG CE'O?•°Y G«Ly 4pOCa apC:L Nj Y?C ym?ipN m6 wG mGO`t3p m?•OC q``0 pe :-9i WC? IO E -C -,2 Lgg=L €EO €L Y `y:a.TjA a.m'w?IDY tE o Ea EST' c _c .5 ':j$$'j((' 'dr' a ?e $ a a ,E ?" m CEC COV=•?8?•1.?a????1 U •a'W?'4i.E mLV.m m MC?N?t 3-AA -is e ? 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Y•?u?`J a? ?? ? $?ZU a ??91?Lr?? off= > I X: 11 41 o g2 vo 2: tit ".4.4 -y`g?' °«??,t X? g a. obit 6 3yS?. •''? y ?tj? ?? « 7 $Yy w g Z p? a t+ Vl i ?? ? « ?r c L ? {y p? E r'? V .,] a r r ? y5 aCiM ^??',w Y~3 .g°s aT G"Z i i g t is 4 pu N Z. C Zia ?_Sf 3 At , ? e x 8 ?U P• • tly ?G.ee` ?£ro L6i w '? ? i (L3 T S ? yc? 3 :Qq? ?_ ?p? dam' iD k 5 a°;n m n??? ?L ? ?3s6 Exhibit "B" ••FICHINFOI •• Date 09/28/05 Account 4264295012422308 Mode L ••Nxt + .CLIENH' NO 001730 MBNA ACCT#4264295012422308 BALANCE --$18,441.87 ****** PRIMARY DEBTOR ***** C/O DATE 01/01/69 LSTPY DT 08/05/05 *M-ACCT-NO *M-REC-TYPE*M-CUST-TYPE*M-LAST-NAME 4264295012422308 A I BILLER *M-FIRST-NAME *M-ADDR-1 *M-ADDR-2 GARY L 2907 HARVARD AVE *M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH CAMP HILL PA 170115235 7176121944 *M-WORK-PH *M-DOB *M-POE-NAME 7172336755 10/26/69 *M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER LVO1 OV0001 *M-BANK-CODE*M-BRANCH-CODE*M-CALL-CODE*M-RECOVERER-CODE*M-DEALER-CODE AGNY *M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE PAA 0000 09/22/05 07/24/96 01/01/69 *M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL 08/05/05 $18,441.87 $.00 $.00 $18,441.87 *M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1 $18,441.87 $.00 $.00 A112CIlAAAAAI *M-COMMENT-2 001 20050922 0000191 *MODE L=LFT R=RGT W=WRP Next File v {7 r -- r_C N cr r G? co ?S N } i f -n ":yZ7 '? c n Y cto) SHERIFF'S RETURN - REGULAR CASE NO: 2006-04769 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MBNA AMERICA BANK N A VS BILLER GARY L KENNETH GOSSERT Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within NOTICE was served upon BILLER GARY L the DEFENDANT , at 0020:45 HOURS, on the 6th day of September, 2006 at 2907 HARVARD AVENUE CAMP HILL, PA 17011 GARY L. BILLER by handing to a true and attested copy of NOTICE COMPLAINT together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 13.20 Affidavit .00 So Answers Surcharge 10.00 R. Thomas Kline .00 41.20 / 09/07/2006 j/.21/,04 WOLPOFF & ABRAMSON Sworn and Subscibed to By: 95?;;P' Z,/?y before me this day D u y eri of A.D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A.? No. 06-04769 ) Plaintiff VS 11v1L At-IWIN -LHW GARY L BILLER', Defendant(s) " PRAECIPE FOR JUDGMENT Please enter Judgment in favor of Plaintiff and against Defendant(s), GARY L BILLER, for failure to answer the Complaint. (X) Amount due $22,114.56 Less credits $ TOTAL $22,114.56, plus interest and costs ( X) I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the complaint and is calculable as ?a sum certain from the complaint. (X) Pursuant to Pa.R.C.P. 237 (Notice of Praecipe for final judgment or decree), I certify that a copy of this praecipe has been mailed to each other party who has appeared in the action or to his/her Attorney of Record. (X) Pursuant to Pa.R.C.P. 237.1,1 certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to his/her Attorney of Record, if any, after the default occured and at least ten days prior to the date of the filing of this praecipe and a copy of the notice is attached. Date: Amy F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears #87737 David R. Gallowhy #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON. L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff NOW, Ov-4 v2 U , 20-OL, JUDGME 7 IS ENTERED BOVE. 1 Protho ry/Clerk, Civil ivisio By: Deputy W&A File No. 147744693 MAIN OFfKj TWO IRVINGTON CENTRE 702 KING FARM BLVD., ROCKVILLE, MD 20850 REGIONAL OFFICES 10805 JUDICIAL DR., BLDG. A-5, FAIRFAX. VA 22030 3MAVWMOND,VA98M 5122 GREENWICH RD., VIRGINIA BEACH, VA 29402 519 N. MARKET ST., STE.1300, WILMINGTON, DE 19898 1 VALLEYBANKBLDG,BCK1228,CLARISBURG, WV 28302 4980 TRINDLE ROAD. 3RD FLOOR, CAMP HILL. PA 17011 28892 ROADSIDE DFL, STE. 285, AGOURA HILLS, CA 81301 39500 HIGH POINTE BLVD., STE. 25% NOVI, MI 48375 300 CANAL. VIEW BLVD., ROCHESTER, NY 14823 5215 N. O'CONNOR BLVD., STE.1000, LAS COUNAS, TX 75039 18o GLASTONBURY BLVD., GLASTONBURY, CT 00M3 210 INTERSTATE NORTH PKWY., STE. 700, ATLANTA. GA 30339 3D1 CARLSON PKWY., STE. 303, MINNETONKA, MN 55435 LAW OFFICES WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection (A National Collection Attorney Network Firm) 4680 TRINDLE ROAD SUITE 300 CAMP HILL, PA 17011 717-303-6700 OUTSIDE THE CAMP HILL LOCAL AREA (TOLL FREE) 1-800.758-0675 FACSIMILE 717-737-9061 PLEASE DIRECT ALL INQUIRIES TO THE CAMP HILL OFFICE September 28, 2006 GARY L BILLER 2907 HARVARD AVE CAMP HILL, PA 17011 JERSEY ANCHORAGE. ALASKA RALEIGH, NORTH CAROLINA PHOENIX, ARIZONA FARGO, NORTH DAKOTA CASOT. ARKANSAS CLEVELAND, OHIO ENGLEWOOD, COLORADO OKLAHOMA CITY, OKLAHOMA FT. LAUDERDALE, FLORIDA EUGENE. OREGON HONOLULU. HAWAII PROVIDENCE, RHODE ISLAND BOISE, IDAHO COLUMBIA, SOUTH CAROLINA CHICAGO, ILLINOIS KNOXVILLE, TENNESSEE MERRILLVILLE. INDIANA SANDY, UTAH KANSAS CITY, KANSAS MILWAUKEE, WISCONSIN LEXINGTON, KENTUCKY RAWLINS, WYOMING METAIRIE. LOUSIANA ST. LOUIS,, MISSOURI "The National Collection GREAT FALLS, MONTANA Attorney Nahm In an OMAHA, NEBRASKA aBlliation of separate law firms, LAS VEGAS, NEVADA MANCHESTER. NEW HAMPSHIRE W3A Hours of Operation: 8 am.-5:30 p.m. ET M-F rW&A File No. 147744693 RE: MBNA AMERICA BANK, N.A. vs. GARY L BILLER Dear Gary L Biller: Enclosed herein please find a 10-Day Notice pursuant to Rule 237.1 of the Pennsylvania Rules of Civil Procedure. Sincerely, Enclosure cc: John Leaberry 106 Patrick St Fairlea WV 24902- Amy F. Doyle #$7062T17aniel F. Wolfson Philip C. Warholic #86341 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff This is an attempt by a debt collector to collect a debt and any information obtained will be used for that purpose IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. NO. 06-04769 vs. Plaintiff CIVIL ACTION - LAW GARY L BILLER Defendant(s) TO: GARY L BILLER 2907 HARVARD AVE CAMP HILL PA 17011 DATE OF NOTICE: September 28, 2006 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717)-24-9-31 Cis,- Amy F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 147744693 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA A RICA BANK; N.A. No. 06-04769 Plaintiff VS CIVIL ACTION - LAW GARY L BILLER ', - Defendant(s) AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND The. undersigned counsel, being duly sworn according to law, depose and say that I am the Attorney for the Plaintiff in the above-captioned matter, and that to the best of my knowledge, information and belief Defendant, Gary L Biller, above-named, ,is over 21 years of age; is last known to reside at 2907 Harvard Ave Camp Hill, County of Cumberland, Pennsylvania; is not in the military service of the United States or its Allies, or otherwise within the provisions of the Servicemembers Civil Relief Act and its Amendments. Date: v/ Am oyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears #87737 David R. Galloway #873 om y M. Chippie #87 Sarah E. Ehasz #86469 / Robert. o as, r. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 COMMONWEALTH OF PENNSYLVANIA Camp Hill, PA 17011 Notarial Seal Telephone: (717) 303-6700 LKimberly L. Eisenhauer, Notary Public Counsel for Plaintiff ampden Twp., Cumberland County y Commission Expires Nov.. 17, 2009 Member, Pennsylvania Association of Notaries b SWORN and SUBSCRIBED to before me this i '_?day of c?? , 20 U Notary Public W & A File No. 147744693 W&A File No. 147744693 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA A RICA BANK; N.A. No. 06-04769 Plaintiff VS GARY L BILLER ' Defendant(s) I CIVIL ACTION - LAW CERTIFICATE OF RESIDENCt PA. R.C.P. 236 I hereby certify that the precise address of Plaintiff is: Mbna America Bank, N.A. 655 Paper Mill Road Mail Stop 1411 Wilmington DE 19884-1411 and certify that the last known address of the within Defendant(s) is: Gary L Biller 2907 Harvard Ave Camp Hill PA 17011 Date: Amy F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears #87737 David R. Galloway #87326 I Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P., Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 147744693 iU w A {a 0 0 ka, . :r F--.), Cw? C= N C7 "t7 0-1 `?, rn IN THE COURT OF COMMON PLEAS OF CUMBERLAND, COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-01769 Plaintiff + VS CIVIL ACTION -LAW GARY L BILLER Defendant(s) rl NOTIC OF JUDGMENT ( x) Notice is hereby given that a Judgment in the abov -captioned matter has been entered against you in the amount of $22,114.56, plus interest, on ?2 6 , 40-661 ( x) A copy of all documents filed with the Prothono ry in support o he within judgment is/are attached. ' By If you have any questions regarding this Notice, please c ntact thetf?ling arty. /J r Date: Amy F. Doyle #87062 ! Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / kobert N. Polas, Jr. #201259 $ruce H. Cherkis #.18837 / Ronald S. Canter #94000 , Ronald M. Abra;nson #94266' WOLPOFF & ABRAMSOlr1, L.L.P. Attorneys in the Practice' of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA ;17011 Telephone: (717) )03-6700 Counsel for Plaintiff This Notice is given in accordance with Pa.R.C.P. 236.) NOTICE SENT TO: Gary L Biller 2907 Harvard Ave Camp Hill PA 17011 W&A File No. 147744693 PRAECIPE FOR WRIT OF EXECUTION (MONEY JUDGMENT) P.R.C.P. 3101 to 3149 MBNA AMERICA BANK, N.A. Plaintiff vs. GARY L BILLER Defendant(s) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA JUDGMENT NO. 06-04769 PRAECIPE FOR WRIT OF EXECUTION (MONEY JUDGMENT) To the Prothonotary: Please issue the Writ of Execution in the above-captioned matter, in the amount of $22,114.56. (1) Directed to the Sheriff of CUMBERLAND County, Pennsylvania; {2) against,GARY L BILLER located at 2907 HARVARD AVE, CAMP HILL, PA 17011, Defendant(s) (3) and against, SOVEREIGN BANK located at 17 W HIGH ST, CARLISLE, PA 17013, Garnishee(s); (4) and index this writ (a) against, GARY L BILLER , Defendant(s) and (b) against, SOVEREIGN BANK, Garnishee(s), as a lis pendens against the real property of the Defendant(s) in the name of the Garnishee(s) as follows: (Specifically describe property) ***GARNISH ONLY*** You are directed to attach the property of the Defendant(s) not levied upon in the possession of SOVEREIGN BANK located at 17 W HIGH ST, CARLISLE, PA 17013, Garnishee(s). All accounts including but not limited to all savings, checking and other accounts, certificates of deposit, notes receivables, collateral, pledges, documents of title, securities, coupons and safe deposit boxes. Amount due $22,114.56 Interest from 10/20/2006 To Be Determined At an interest rate of 6% per year Total $22,114.56 Plus costs & interest Date: Amy . Po"boyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / David R. Galloway #87326 yn Of' hippie 52 / Sarah E. Ehasz #86469 o as, r. #201259 / Ronald S. Canter #94000 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 147744693 XXX-XX-4103 t ? n (rJ a 91 ? a c '9?- -1.. h ? C C a ? e o e v? o r-, c g d, ? ? Q WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-4769 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MBNA AMERICA BANK, N.A., Plaintiff (s) From GARY L. BILLER, 2907 HARVARD AVE., CAMP HILL, PA 17011 (1) You are directed to levy upon the property of the defendant (s)and to sell . (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of SOVEREIGN BANK, 17 W HIGH ST., CARLISLE, PA 17013 - ALL ACCOUNTS INCLUDING BUT NOT LIMITED TO ALL SAVINGS, CHECKING AND OTHER ACCOUNTS, CERTIFICATES OF DEPOSIT, NOTES RECEIVABLES, COLLATERAL, PLEDGES, DOCUMENTS OF TITLE, SECURITIES, COUPONS AND SAFE DEPOSIT BOXES. GARNISHEE(S) as follows: and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $22,114.56 L.L. $.50 Interest FROM 10/20/06 AT AN INTEREST RATE OF 6% PER YEAR Atty's Comm % Atty Paid $132.70 Plaintiff Paid Date: NOVEMBER 29, 2007 Due Prothy $2.00 Other Costs 4Cis R. kLo ( Seal) By: Deputy REQUESTING PARTY: Name TONILYN M. CHIPPIE, ESQUIRE Address: WOLPOFF & ABRAMSON, L.L.P. 4660 TRINDLE ROAD, SUITE 300 CAMP HILL, PA 17011 Attorney for: PLAINTIFF Telephone: 717-303-6700 Supreme Court ID No. 87852 SHERIFF'S RETURN - GARNISHEE CASE NO: 2006-04769 P COMMONWEALTH OF PENNSLYVANIA COUNTY OF CUMBERLAND MBNA AMERICA BANK N A VS BILLER GARY L And now DAVID MCKINNEY ,Sheriff or Deputy Sheriff of Cumberland County of Pennsylvania, who being duly sworn according to law, at 0014:50 Hours, on the 5th day of December-, 2007, attached as herein commanded all goods, chattels, rights, debts, credits, and moneys of the within named DEFENDANT , BILLER GARY L hands, possession, or control of the within named Garnishee SOVEREIGN BANK 17 W HIGH ST , in the CARLISLE, PA 17013 Cumberland County, Pennsylvania, by handing to JULIE MYERS (OUST. SVC.) , personally three copies of interogatories together with 3 and attested copies of the within WRIT OF EXECUTION the contents there of known to Her . true and made Sheriff's Costs: So answers: Docketing .00 Service .00 i r??se•C '? Affidavit .00 R. Thomas Kline' Surcharge .00 Sheriff of Cumberland County .00 00 ?9 7 12/05/2007 Sworn and Subscribed to ? , before me this day of By Deputy Sheriff A.D IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS GARY L BILLER Defendant(s) No. 06-04769 CIVIL ACTION - LAW PRAECIPE TO DISCONTINUE ATTACHMENT EXECUTION To the Prothonotary: Kindly mark the attachment against the Garnishee, SOVEREIGN BANK, discontinued, upon payment of your costs only Respectfully Submitted, Date: J;0/os Amy F. Doyle Philip C. Warl Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 147744693 91 9.5 d 00 csr ?. t .t a R. Thomas Kline, Sheriff, who being duly sworn according to law, states this Writ is returned ABANDONED, no action taken in six months. Sheriffs Costs: Advance Costs: 150.00 Sheriff s Costs 85.99 Docketing 18.00 64.01 Poundage 1.69 Advertising Law Library .50 Prothonotary 2.00 Refunded on 07/29/08 Mileage 4.80 Misc. Surcharge 20.00 Levy 30.00 Garnishee _ 9.00 TOTAL 85.99 g - l3 -O$ So Answers, 0 R. Thomas Kline ini ff s ? -a By. ?. Post Pone Sale Certified Mail. Postage ??-a?13?d WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-4769 Civil CIVIL ACTION --- LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MBNA AMERICA BANK, N.A., Plaintiff (s) From GARY L. BILLER, 2907 HARVARD AVE., CAMP HILL, PA 17011 (1) You are directed to levy upon the property of the defendant (s)and to sell . (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of SOVEREIGN BANK, 17 W HIGH ST., CARLISLE, PA 17013 - ALL ACCOUNTS INCLUDING BUT NOT LIMITED TO ALL SAVINGS, CHECKING AND OTHER ACCOUNTS, CERTIFICATES OF DEPOSIT, NOTES RECEIVABLES, COLLATERAL, PLEDGES, DOCUMENTS OF TITLE, SECURITIES, COUPONS AND SAFE DEPOSIT BOXES. GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $22,114.56 L.L. $.50 Interest FROM 10/20/06 AT AN INTEREST RATE OF 6% PER YEAR Atty's Comm % Atty Paid $132.70 Due Prothy $2.00 Other Costs Plaintiff Paid Date: NOVEMBER 29, 2007 (Seal) Curt' R. Lon of o to By: Deputy REQUESTING PARTY: Name TONILYN M. CHIPPIE, ESQUIRE Address: WOLPOFF & ABRAMSON, L.L.P. 4660 TRINDLE ROAD, SUITE 300 CAMP HILL, PA 17011 Attorney for: PLAINTIFF Telephone: 717-303-6700 Supreme Court ID No. 87852 846 REGIONAL OFFICES LAW OFFICES TEMPE, Az MANN BRACKEN LLP AGOURA HILLS, CA Attorneys in the Practice of Debt Collection CONCORD, CA (A National Collection Attorney Network Firm) GREENWOOD VILLAGE, CO 4680 TRINDLE ROAD WILMINGTON, DE BOCA RATON, FL SUITE 300 ATLANTA. GA CAMP HILL, PA 17011 ROCKVILLE, MD NOVI, MI THE SUCCESSOR BY MERGER TO WOLPOFF & ABRAMSON, L.L.P AND ESKANOS & ADLER, P.C. CHAMPLIN, MN (TOLL FREE) HUNTERSVILLE, NC CARSON CITY, NV 1-800-830-2793 ROCHESTER, NY FACSIMILE (866) 281-9028 PLEASE DIRECT CORRESPONDENCE TO CAMP HILL OFFICE Prothonotary DECEMBER 22, 2008 CUMBERLAND County Court of Common Pleas CUMBERLAND COUNTY COURTHOUSE OFFICE OF PROTHONOTARY 1 COURTHOUSE SQUARE CARLISLE PA 17013-0338 Re: GARY L BILLER Our Client: FIA Card Services, N.A., f/k/a/ MBNA America Bank, N.A. State Court Docket No. 06-04769 ? REGIONAL OFFICES INDEPENDENCE,OH PORTLAND, OR CAMP HILL, PA PITTSBURGH, PA CLINTON, TN NASHVILLE, TN HOUSTON, TX IRVING, TX SAN ANTONIO, TX FAIRFAX, VA RICHMOND, VA VIRGINIA BEACH, VA Federal Case Name: Nirmal A. Vincent v. Wolpoff & Abramson, LLP Federal Docket No: 08-423-DWA-U.S. District Court for the Western District of PA Federal Class Action Settlement Notice MB FILE No. 147744693 Dear Clerk, Pursuant to Order of Court dated November 24, 2008, signed by Judge Ambrose of the United States District Court for the Western District of Pennsylvania, Plaintiff, by and through its counsel, the law firm of Mann Bracken, LLP, notifies this Honorable Court that, effective December 1, 2008, Defendant(s) is entitled to a Judgment credit of $ 1383.14. Sincerely, MANN BRACKEN LLP cc: LEABERRY JOHN 106 PATRICK ST FAIRLEA WV 24902 This is an attempt by a debt collector to collect a debt and any information obtained will be used for that purpose. FIACRC/FIACRC FIACRD (12/19M) ra w ?,- t .-,3 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff V. CIVIL ACTION -LAW NO: 06-04769 c ? ,{k z C? N c- GARY L. BILLER, Defendant PRAECIPE TO SATISFY JUDGMENT TO THE PROTHONOTARY: Please mark the judgment in the above captioned action as paid and satisfied. Submitted, Bv: David R. Gallow #87326 Fulton Friedm & Gullace, LLP 130B Gettysbu Pike Mechanicsburg, PA 17055 717-610-3337 CERTIFICATE OF SERVICE I hereby certify that a copy of the foregoing Praecipe was served this date by depositing same in the Post Office, first class mail, postage prepaid, addressed as follows: Mr. Gary L. Biller 2907 Harvard Ave. CamD-HiZ PA 17011 Plo David It"G lloway Attorney I #87326 ?? #f, acs