HomeMy WebLinkAbout06-4839
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
655 PAPER MILL ROAD
MAIL STOP 1411
WILMINGTON DE 19884-1411
Plaintiff
VS
CATHY J MYERS
107 FORGE RD
BOILING SPRING PA 17007
Defendant( s)
Date: ~
W&A File No. 159846257
No. O~ -^lfJ?
(JulLI€/U?1
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CIVIL ACTION - LAW
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Filed + behalf or
Plainti~, MBNA AMERICA BANK. N.A.
Amy F. Doyl #87062/ Daniel F. Wolfson #20617
Ph' . ar' 41/ Andrew C. Spears #87737
David R. G oway #8732 nilyn M. Chippie #87852
arab E. Ehasz #86469 / Robert N. Polas. Jr. #201259
Bruce H. Cherkis #188371 Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
:No.
Plaintiff
VS
:CIVIL ACTION - LAW
CATHY J MYERS
Defendant(s)
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by an attorney and filing in writing with the Court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so, the case may proceed without you and a judgment may be entered against you by the
Court without further notice for any money claimed or any other claim or relief requested by the
Plaintiff. You may lose money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013-
717-249-3166
CCP Notice to Defend
W &A File No, 159846257
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff
:No.
VS
CATHY J MYERS
Defendant(s)
:CIVIL ACTION - LAW
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I
l'i10TICIA
USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la
demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias
despues que esta Demanda y A visa es Iservido, con entrando por escrito una aparencia
personalmente 0 por un abogado y archivando por escrito con la Corte sus defensas 0 objeciones
alas demandas puestas en esta contra ustedlUsted tjs advertido que si falla de hacerlo el caso
pUede proceder sin usted y un juzgamiento ,puede ser entrado conta usted por la Corte sin mas
aviso por cualquier dinero reclamado en In Demanda 0 por cualquier otro reclamo 0 alivio
solicitado por Demandante. Usted puede perder dinero 0 propiedad 0 otros derechos importante
para usted.
USTED DEBE LLEV AR ESTE P APEL A SU ABOGADO ENSEGUIDA. SI USTED
NO TIENE UN ABOGADO, VA Y A 0 LLAME POR TELEFONO LA OFICINA FIJADA
AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO
CONSEGUIR UN ABOGADO.
SI US TED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE
PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER
SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO 0
GRATIS.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013-
717-249-3166
CCP Notice to Defend
W&A File No, ]59846257
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA
MBNA ~MERICA BANK, N.A.
Plaintiff
; No. Ol.- 'I%3f e,c.:>~tT~
VS.
CATHY J MYERS
: CIVIL ACTION - LAW
Defendant( s)
COMPLAINT
AND NOW, this 10 day of August, 2006, comes the Plaintiff, MBNA America Bank, N.A., by
and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P.. and files the within Complaint
and in support avers as follows:
I. Plaintiff, MBNA AMERICA BANK, N.A. ,is a National Banking Association
organized under the National Banking Act with a principal place of business situated at 655 PAPER
MILL ROAD MAIL STOP 1411, WILMINGTON, DE 198841411.
2. Defendant, CATHY J MYERS, is an adult individual with a last known address of 107
FORGE RD, BOILING SPRING, CUMBERLAND COUNTY, PA 17007.
3. It is averred that Defendant was issued an open-end credit card account by Plaintiff. This
account was created through a written contract between Plaintiff and Defendant, accepted by Defendant
when he signed and utilized the credit card account. A true and correct copy of the Credit Card
Agreement governing this account is attached hereto as Exhibit "A."
4. The Credit Card Agreement contains a binding Arbitration provision providing that any
claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the
National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement
involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. ~~ 1-16
CCP Cmpl! - MBNA wo AF
W & A File No, 159846257
(FAA) governed the Agreement and that following dispoSition through the NAF, judgment may be
entered in any state court having jurisdiction.
d. At all relevant times material hereto, Defendant has been regular user of said charge card
for the purchase of products, goods and/or for obtaining services and/or funds.
6. By virtue of Defendant's use and maintenance of this credit card in connection with his
purchases of goods, and services, he became bound to all of its contractual tenns, which clearly included
an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to
the NAF having jurisdiction over this claim.
7. Defendant received monthly statements which accurately state all purchases and
payments made during the month, interest charges imposed on the unpaid balance, and the amount due.
A summary of the account showing the balance due and owing is incorporated herein and marked as
Exhibit "B".
8. Defendant did not object to the summary of account.
9. Defendant has made sporadic and irregular payments, if any, which have been applied to
the outstanding balance of this account.
10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on
Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is
the sum of $5,887.18.
11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or
delinquent balances on said account shall continue to bear interest at the rate of 18 %.
12. The amount of interest which has accrued on the aforementioned account is the sum of
$304.84.
13. Plaintiff has retained the services of the law firm ofWolpoff & Abramson, L.L.P. in the
collection of the amount due from Defendant.
CCP Cmplt - MBNA wo AF
W & A File No, 159846257
2
14. Despite reasonable and repeated demands for payment, Defendant has failed, refused and
continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the
damage and detriment of the Plaintiff.
15.
Any and all conditions precedent to the bringing of this action have been performed by
Plaintiff.
16.
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The amount in controversy is wi~in the jurisdictional amount requiring compulsory
I
arbitration.
CCP Cmplt - MBNA wo AF
W & A File No.1 59846257
3
WHEREFORE Plaintiff respectfully requests this Honorable Court enter judgment in favor of
Plaintiff)and against Defendant, in the amount of $5,887.18, interest in the amount of $304.84, plus
costs of this action and any other relief as this Court deems proper and just.
Respectfully submitted,
D'~~
Amy . Doyl #87062/ Daniel F. Wolfson #20617
Phili C lie #86341/ Andrew C. Spears #87737
avid R. a oway #8732 onilyn M. Chippie #87852
asz 69/ Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road. Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - MBNA wo AF
W & A File No, 159846257
4
VERIFICATION
1he undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside
of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is
authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the
statements made in the foregoing Complaint are true and correct to the best of hislher knowledge,
information, and belief, based upon information provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa.C.S. Section 4904, relating to unsworn falsification to authorities.
Date: ~
F. Doy e #870621 Daniel F. Wolfson #20617
P . . . 3411 Andrew C. Spears #87737
David R. Galloway #8732 oniIyn M. Chippie #87852
ar asz 1 Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 1 Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - MBNA wo AF
W & A File No. 159846257
5
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Exhibit IIBII
--FICHINF01 -- Date 04/27/06 Account 4264291155401829 Mode L --Nxt
C~I~NT NO 001730 MBNA ACCT#4264291155401829 BALANCE --$5,887.18
****** PRIMARY DEBTOR ***** C/O DATE 01/01/69 LSTPY DT 11/23/05
*M-ACCT-NO *M-REC-TYPE*M-CUST-TYPE*M-LAST-NAME
4264291155401829 A I MYERS
*M-FIRST-NAME *M-ADDR-1 *M-ADDR-2
CATHY J 2 W SPRINGVILLE RD APT A
*M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH
BOILING SPRGS PA 170079102 7777777777
*M-WORK-PH *M-DOB *M-POE-NAME
7173861942 12/20/60
*M-POE-ADDR
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*M-LOAN-TYPE*M-LENDING-OFFICER
LV01 OV0001
*M-BANK-CODE*M-BRANCH-CODE*M-CALL-CODE*M-RECOVERER-CODE*M-DEALER-CODE
LHRK
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PCD 0000 04/25/06 11/13/96 01/01/69
*M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL
11/23/05 $5,887.18 $.00 $.00 $5,887.18
*M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1
$5,887.18 $.00 $.00
*M-COMMENT-2
002 20060425
AAAAAAAAA12 3 4
0000057
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CASE NO: 2006-04839 P
SHERIFF'S RETURN - REGULAR
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MBNA AMERICA BANK N A
VS
MYERS CATHY J
ROBERT BITNER
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within NOTICE
MYERS CATHY J the
was served upon
DEFENDANT , at 0014:50 HOURS, on the 15th day of September, 2006
at 107 FORGE ROAD
BOILING SPRINGS, PA 17007
JOHN CARUSO (ADULT IN CHARGE)
by handing to
a true and attested copy of NOTICE
COMPLAINT
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
Sworn and Subscibed to
before me this
of
Q.-
18.00
4.40
.00
10.00
.00
32.40v/
q - J. 7- {)i.,
day
So Answers:
?'~r:.~~~
R. Thomas Kline
09/18/2006
WOLPOFF & ABRAMSON
BY:~ ~
~uty Sheriff
A.D.
" "..
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
No. 06-4839
Plaintiff
CIVIL ACTION - LAW
VS
CATHY J MYERS
Defendant( s)
PRAECIPE TO DISCONTINUE
To the Prothonotary:
Please mark the above-entitled case as discontinued without prejudice.
Respectfully Submitted,
IJate: ~
c
-
Amy F. Doyle #87062 / Daniel F. Wolfs; 7
Philip C. Warholic #86341/ -"feW c. Spears #8773
David R. Galloway #87326 / Tonilyn M. IPP'
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W &A File No. 159846257
, '..
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff
No. 06-4839
vs.
CIVIL ACTION - LA W
CATHY J MYERS
Defendant( s)
CERTIFICATE OF SERVICE
The undersigned does hereby certify that a copy of the foregoing praecipe was
served this date by Regular Mail, Postage Pre-Paid on this ~ ~ay of
Gv\L ,20jk
Phillip BRIGANTI
74 WPOMFRET ST
I. . CARLISLE.~OI,3
&rm~ ~)X:L
Kimberly L Eisenhauer
WOLPOFF & ABRAMSON, L.L.P.
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
W&A File No. 159846257
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