HomeMy WebLinkAbout06-4853Helene B. Raush
Attorney for Plaintiff
Bar No: 60140
Stewart & Associates, P.C.
P.O. Box 2629
Suwanee, GA. 30024
(866) 990-9968 phone
(678) 684-4975 fax
CREDIGY RECEIVABLES INC.,
Petitioner,
VS.
CARL SIMS,
Respondent.
CUMBERLAND COUNTY
COURT OF COMMONS PLEAS
TRIAL DIVISION
Civil Action No.: CI. -qP$'3 a zbik ,
Notice to File Answer to Petition to Confirm
Arbitration Award as an Original Proceeding
Notice to File Answer
A party to these proceedings has filed a motion to confirm an arbitration award. If you oppose the motion,
you are required to file an answer to the motion within thirty (30) days from the date of service setting forth
your objections to the motion. If you fail to file an answer, a money judgment based on the arbitration award
may be entered against you without further notice. You may lose money or property or other rights important
to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW
TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Un partido a estos actos ha puesto una demanda para confinnar la recompensa del arbitraje. Si usted se opone
a este procedimento, usted es requerido a someter una respuesta al procedimiento dentro de treinta (30) dias
desde la fecha indicada abajo para explicar sus objeciones al procedimento. Si usted falla a someter una
respuesta, un juicio monetario basado en la demands del arbitraje puede ser sometido contra usted sin aviso
previo. Usted puede perder dinero o propiedad o otros derechos importantes de usted. USTED LE DEBE
LLEVAR ESTE PAPEL A SU ABOGADO INMEDIATAMENTE. SI USTED no TIENE a UN
ABOGADO ni PUEDE PROPORCIONAR UNO, VAYA O LLAME A LA OFICINA MENCIONADA
ABAJO PARA AVERIGUAR DONDE USTED PUEDE OBTENER AYUDA LEGAL.
Lawyer Referral Service
32 South Bedford Street
Carlisle Pennsylvania 17013
(717) 249-3166
Respectfully submitted this 10 day of &f- , 20 db .
- 4y
Helene B. Raush
Bar No: 60140
NOTICE PURSUANT TO FAIR DEBT COLLECTION PRACTICES ACT
This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.
Helene B. Raush
Attorney for Plaintiff
Bar No: 60140
Of Counsel to
Stewart & Associates, P.C.
P.O. Box 2629
Suwanee, GA. 30024
(866) 990-9968 phone
(678) 684-4975 fax
CREDIGY RECEIVABLES, INC.,
Petitioner,
VS.
CARL SIMS,
Respondent.
CUMBERLAND COUNTY
COURT OF COMMONS PLEAS
TRIAL DIVISION
Civil Action No.: 06 - 41,9S3 &,-! 7-4-
Arbitration Matter
Motion to Confirm Arbitration Award
as an Original Proceeding
PETITION TO CONFIRM ARBITRATION AWARD
Petitioner CREDIGY RECEIVABLES, INC., by its counsel, Stewart & Associates, P.C.,
submits this Petition to Confirm the Arbitration Award entered in this cause of action, and in support
thereof avers as follows:
1. The Petitioner, CREDIGY RECEIVABLES, INC., was and is, during all times mentioned in
this Petition, a corporation organized and existing under the laws of the State of Nevada, with
its principal place of business at 2877 Paradise Road, Suite 303, Las Vegas, Nevada 89109.
2. Respondent is a resident of the State of Pennsylvania, who, at all times relevant to this
matter, resided or resides at 345 W Penn St, Carlisle, PA 170130000, located in Cumberland
County.
3. Petitioner files this petition pursuant to Federal Arbitration Act, 9 U.S.C. §§ 1-16 ("FAA")
then § 501(a) of the Uniform Arbitration Act, 42 Pa.C.S.A. & 73040.
4. Petitioner is the owner of the closed consumer credit account originally requested by
Respondent from MBNA ("Original Creditor") referenced by Original Creditor as account
number 4313-0300-6306-6543 ("Account').
5. The Respondent defaulted on the payment terms of his/her credit agreement with the Original
Creditor.
6. The Original Creditor transferred and sold all of its right, title and interest in and to
Respondent's Account to FIRST SELECT, INC. ("Prior Creditor"). The account number
assigned to Respondent's Account by Prior Creditor was 4168-1000-2380-7116.
7. On December 27, 2002, Prior Creditor transferred and sold all of its right, title and interest in
and to Respondent's Account to Petitioner. The Account is now referenced as account
number 10212296.
8. All disputes and controversies between the parties were required by the contract to be settled
by arbitration as evidenced in the Terms and Conditions. Because of the length of the
contract, only the relevant portions have been attached to this Petition and marked as Exhibit
"A". Respondent has a complete copy of the contract.
9. FIRST SELECT, INC. requires that the Agreement between the Parties follow the Original
Creditor's guidelines as to the applicable law, as evidenced by the FIRST SELECT Legal
Notice or Terms and Conditions attached hereto as Exhibit "B".
10. In order to resolve the dispute between the parties, a single arbitrator or a panel of arbitrators
was appointed and held a hearing on August 31, 2005.
11. The Respondent defaulted on the payment terms of his/her credit agreement with the Original
Creditor. Original Creditor or its assignee declared the Respondent in Default under the terms of the
credit contract and commenced collection proceedings against the Respondent.
12. On August 31, 2005 the Respondent defaulted by failing to appear and the arbitrator found for
the Petitioner and awarded the sum of $3425.14 to petitioner. A true and complete copy of
the decision and award of the arbitrators is attached as Exhibit to this Petition and marked as
Exhibit "C".
13. More than thirty days have passed since entry of the arbitrators' award, and respondent has
taken no action to contest its validity.
WHEREFORE, petitioner requests that this Court enter an Order confirming the
arbitration award and that judgment be entered against respondent for the full amount of the
award, plus interest, costs, and such other relief as the Court deems appropriate.
Respectfully submitted this 19
day of k, 2004 .
dtQw ?-
Helene B. Raush
Attorney for Plaintiff
Bar No: 60140
Stewart & Associates, P.C.
P.O. Box 2629
Suwanee, GA 30024
(866) 990-9968 phone
(678) 684-4975 fax
I EXHIBIT A
iarebl Card fitrecina_-4
General
In this Credit Card Agreement, the words -you" and
"your" reter m each and all of the persons who accept a
credit card issued by us or under an account we hold.
This Credit Card Agreement (the "Agreement") consists
of this document and the terms and conditions set forth
in the Required Federal Disclosures section of the
accompanying card carrier, which is incorporated herein
and made a par hereof. The words. -we.-"us.- -our' and
-MBNA America" mean MBNA America Bank, N.A.
When you accept or use the accounr you agree rothe
terms in this Agreement. You should sign your card
before you use it,
You consent to and authorize MBNA America, any of its
affiliates, or its marketing associates to monitor andtor
record any of your te)ephone-conversations with our repre-
sentatives or the representatives of any of those companies.
All capitalized terms not defined herein shall have the
meaning as defined in the Required Federal Disclosures
section of your card carrier.
Tn formation Gathering and Sharing
From time to time, we may obtain updated inkmra?
tion about you including, for example, credit informa-
tion. We may share information about you with credit
reporting agencies and others, including merchants, and
among companies affiliated with us. You may request
that information about you not be shared among our
affiliates, other than information pertaining solely to
transactions or experiences between you and us (or an
maNA America affiliate), by writing us at MBNA, Affiliart
information Sharing, P.O. Box 15342, Wilmington, DE
19850-5342. Please include your name, address, home
phone number and all MBNA America account numbers-
if you bi:ileve char inaccurate or incomplete information
about you or your account has been shared by us with a
"credit reporting agency, write to us at: MBNA, Credit
Reporting Agencies, P.O. Box 17054, Wilmington. DE
19884-7054. Please include your name. address, home
phone number, and account number, and explain which
information you, believe is inaccurate or incomplete.
11041 pop F
applinble notification requirements of federal law and the
laws of the State of Delaware. If an amendment gives you
the opportunity to rely the change, and if you reject the
change in the manner provided in such amendment, we
may terminate your right to receive credit and may ask you
co return all credit devices as a condition of your rejec-
tion. The amended Agreement (including any higher rate
or other higher charges or fees) will apply to the entire
unpaid balance, including the balance existing before the
amendment became effective. We may replace your
credit card with another card at any time.
Assianment
We may at any time, and without notice to you,
assign your account, any sums due on your account,
this Agreement or our rights or obligations under your
account or this Agreement to any person or entity. The
person or entity to whom we make any such assignment
shall be entitled to all of our rights and/or obligations
under this Agreement, to the extent assigned.
Credit Limit
Your credit limit is shown on your card carrier andgen-
erally on each monthly statement. We may change your
credit limit or limits from time to time, and we will notify
you if we do. The total amount of credit outstanding at
any time must not be more than your credit limit. We may
also establish a separate credit limit for Cash Advances. If
we do, your outstanding Cash Advance balance may not
exceed this Cash Advance limit.
Request for Credit Over Your Credit
Limits
if you request credit in any form which, if granttd,
would result in either your total outstanding balance or
your Cash Advance balance, including authorized transac
tions not yet posted to your account, being more than
your credit limit or your Gash Advance credit limit, if we
have established one for you, (whether or not such bal-
ances before the request were more than the respective
credit limit), we may: (1) honor the request without per-
manently raising your credit limit: (2) honor the request
and treat the amount which is more than your credit limit
We may advise the person who ,nade the request that it
has been refused. If we refuse to honor a check Cash
Advance or Balance Transfer. we may do so by advising
the person presenting the Check Cash Advance or
Balance Transfer that credit has been refused, that there
are insufficient funds to pay the Check-Cash Advance or
Balance Transfer, or in any other manner.
if we have previously honored requests for credit over
your credit limit, it does not mean that we will honor
further overiimit requests. If we decide to honor such a
request, we may assess an Overlimit Fee as provided in
this Agreement.
_unauthorized Use of Your Card
Please notify us immediately of the )ass, theft. or possible
unauthorized use of your account at 1-800-789-6701.
Goverfliit9 Law
This Agreement is made in Delaware. It is governed
by the laws of the State of Delaware, without regard to
its conflict of laws principles, and by any applicable
federal laws.
if any part of this Agreement is found to be invalid,
the rest remains effective. Our failure or delay in exer-
cising any of our rights under this Agreement does not
mean that we are unable to exercise those rights later.
Litigatlion
The Arbitration provisions below apply to you unless
you were given the opportunity to reject the Arbitration
provisions and you did so reject them, in which case,
you agree that any litigation brought by you against us
regarding this account or this Agreement shall be
brought in a court looted in the State of Delaware.
Arbitration: Any claim or dispute ("Claim") by
either you or us against the other, or against the
employees, agents or assigns of the other, arising
from or relating in any way to this Agreement or any
prior Agreement or your account (whether under a
statute, in contract, tort, or otherwise and whether for
money damages, penalties or declaratory or equitable
relief), including Claims regarding the applicability of
this Arbitration Section or the validity of the entire
--15- Paco
binding arbitration.
The arbitration shall be conducted by the National
Arbitration Forum ("NAM. under the Code of Procedure in
effect at the time the claim is filed, Rules and Forms of
the National Arbitration Forum may be obtained and
Claims may be riled at any National Arbitration Forum
office, www.arb-forum.com, or P.O. Box 50191,
Minneapolis, Minnesota 55405, telephone 1.800-474-2311.
it the NAF is unable or unwilling to act as arbitrator, we
may substitute another nationally recognized, indepen-
dent arbitration organization that uses a similar code of
procedure. At your written request, we will advance any
arbitration filing fee, administrative and hearing fees
which you are required to pay to-pursue a Claim in arbi-
tration. The arbitratorwill decide who will be ultimately
responsible for paying those fees. in no event will you
be required to reimburse us for any arbitration filing,
administrative or hearing fees in ara amount greater than
what your couit costs would have been if the Claim had
been resolved in a state court with jurisdiction. Any
arbitration hearing at which you appear will take place
within the federal f udicial district that includes your
billing address at the time the Claim.is filed. This arbiud-
tion agreement is made pursuant to a transaction invo)v-
Ing interstate commerce, and shall be-govemed by the
federal Arbitration Act, 9 U.S.C, §§• 1-16 ("FAA"). ludgment.
upon any arbitration award may be.entered in any court
having jurisdiction. The arbitrator shall follow existing.
substantive law to-the extent. consistent with the FAA and
applicable statutes of limitations and shall honor any
claims or privilege recognized by law. If any party
requests, the arbitrator shall write an opinion containing
the reasons for the award.
No Claim submitted to arbitration Te heard by.a iury
and no Claim may be brought as a class action or as a
private attorney general. You do not have the right to act
as.a class representative or participate•as.a member of a
class of claimants with respect to any Claim. This
Arbitration Section applies to all Claims now-in existence
or that may arise In the future.
This Arbitration Section shall survive the termination
of your account with us as well as. any voluntary pay-
ment of the debt in full by you, any bankruptcy by-you
or sale of the debt by us.
For the purposes of this Arbitration Section, W and
'us" means MBNA America Bank NA. Its parent, sub.
sidiaries, affiliates, itcerugees, predecessors, sucQSaors.
assigns. and any purchaser of your account. and all of their
officers, directors, employees. agents and assigns or any
and all of them. Additionally. -we' or'us" shall mean any
third party providing benefits, services, or products in
connection with the account (including but not limited
to credit bureaus. merchants that accept any credit
device issued under the account, rewards or enrollment
services, credit insurance companies, debt collectors
and all of their officers, directors, employees and agents)
if, and only if, such a third party is named by you as a
cc-defendant in any Claim you assert against us. Also,
for the purposes of this Arbirration Section, "you or
`yours".shall mean any person or entity approved by us
to use the Account, including but not limited to all per-
sons or entities contractually obligated on the Account
and all authorized users of the account.
If any part of this Arbitration Section is found to be
invalid. or unenforceable under any law or statute consis-
tent with the FAA, the remainder of this Arbitration
Section shall be enforceable without regard to such
Invalidity or unenforceabifity.
THE RESULT OF THIS ARBITRATION AGREEMENT
IS THAT, EXCEPT AS PROVIDED ABOVE. CLAIMS CAN-
NOT BE LITIGATED IN COURT, INCLUDING SOME
CLAIMS THAT COULD HAVE BEEN TRIED BEFORE A
IURY. AS CLASS ACTIONS OR AS PRIVATE ATTORNEY
GENERAL ACTIONS.
Platinum Plus Coverage Credit
Insurance Benefits, Limitations, Cosits
& Exclusions
elatinl4m Pits Coveraee pays your minimum morrthiy
payment- up to your balance on the date of loss (not to
exceed S) 5,,000), until you return to work" if you are
involuntarily unemployed, rurally disabled, or if you or
your spouse takes covered family leave. Platinum Plus
coverage also pays your insured outstanding balance up
to the least of your outstanding balance, your credit limit.
or 515,000 if you die.
EXHIBIT B FIRST SELECT
IMPORTANT LEGAL NOTICE
Federal law gives You 30 days adterym meve thus leaerto dispose tie validity of the debt or my pat of it If you dons dispute the validity of the debt ot any pm of it
within thatperiodwe will some Oat the debt invalid. Ifyou dispute the debt or mypan oft in writing by mailingu a notice to the effecton orbefaethe 30w day
following the date youreceived this letter-we will obtain and mail to you Roof (veri ication) of debt And ifwithin the sane period you request in writing the rme and
address ofthe original creditor of i iRvmt tumthe ornrcnt dedita). We will fmish you with that inf err ationtoa.Ifwe do receive a timely written notice all effets n
collect this debt will be suspended until we mail ariy required informationtseyou.
The purpose of this communication is to collect a debt; any information obtained will be used for collecting the debt
ACCOUNT AGREEMENT
Your MINAoccmmt his been transferred to First Select Corporation. You
MBNA account was closed at one tires of this transfer and will therefore continue
to be closed. This Account AgRmIQd contains the owns that goVQn your First
Select account (the ."Account'). In this Agreement "you" and 'y an" mean each
person who in liable for payment on theAccount. "we "ous"and"us"mean
First Select Corporation or its uagnces. Baeueyour Account has berm
transferred In us, you art new obligated to repay die Account to in instead of
hfBNA. Ifthe Account was opened u ajoist memo, we may act m the
instructions ofanyjoint account holder.
PaymasWldoma Charges: As long as you . have abalance outstanding on you
Account, frsance charges arc calculated in follows.
To figure the finance charges for each billing cycle, wmultiply the average.
daily balance periodic rate The daily periodic rate w apply is your Accost
Annual Percentage Rate divided by 365. The Annual Percentage Rate will be
calculated as disclosed in you moat rccenl MBNAaccount term (the''Original
Terra'). Ifyour original Tenon provided fit different Annicid Percentage Rate
to be applied to different components ofyour outatahdngbalance, we will apply
the lowest such Annual Percentage Rare on yc u entire mounting balance.
We may accept late a partial payments, or payments coated "paid in full" or
marked with other restrictions, without [wig mrrighl to collect all amounts
awing mder this Agreernen: You may ask First Select Corporation to pp Your
Account by debitngymr checking or savings account You may revoke Your
wermisffiion6y writing osFistSelect Customer Service
Fed: We will charge you Account a Darfur each billing cycle withinwhich
your Account is delinquent faecharge). The mount of the bruchatge will be
as disclosed in your Original Terms or the maxi arm late charge permitted by the
law, of you state ofmsidmce, whichever is lower.
We will chageyour Account a fee for each returned payment check (retuned
check charge). The amount of the worried cluck charge will be in disclosed in
your original Turns, atihemaximum mounted check charge Permitted by the
law wyour stale ofresideneg whichever is lover.
To the adeotprovided in your Original Terms and to the indent permitted by
applicable law, in addition to your obiigiions to pay the outstanding balance on
your Accamt,phis interest and fees a disclosed herein, we may also charge you
for any collection costs we naa, including bon no limited n reasonable
attorney's fee, and taut cats. Ifyour Original Tema provided form award of
attorney's fees and taut cons, such provision as incorporated herein shall apply
reciprocally to the prevailing party in any lawsuit arising out of this Agreement
Non-Wdvsr of CatadaRlghts: We may delay or waive enforcement of any
provision of this Agreemedwithmd losing our right toeofare it a any other
provision later.
Apphlable law, Sessabitty, Assignment: No matter wbesyou IivS this
Agreement mid you Account we governed by federal law and by the law ofthe
data designated lithe applicable law in your Original firma. Ifyour Original
Tema did not contain an applicable law. provision, than this Agreement and you
Account asgwerned by federal law and the law olyour ran nfresidme This
Agreement is a final expression ofthe agreement between you and in and may
not be contradicted by evidence of any alleged oral assessment. If a provision of
this Agreement is held to be invalid m unmforcablS you and we will consider
dim provision modified to contrast to applicable Im, said the rest ofthe
provision in the Agreement will still be enforceable We may transfer or insist.
our right to all or some fyour payments. If"Iaw requires that ymrereive
notice of such and went to protect the purchases otter assignee, we may give
you such notice by filing a financing statement with thestale's Secretary of
State.
Customer Servine For genml questions regarding youFrst Select account
plane call mr loll-tree service number, 1-885-924-3000. For quality assurance
purposes, and to improve customer service and security, telephone calls to or
into m oboes may be monitored or recorded.
Credit Reporting: ifyomfall to fulfill the teens ofyw credit obligation, a
negative credit report reflecting on your credit record may bea timitcd toa
creditr portirg agency. in order to dispute any information we am reporting
about your ACCOUd; You =it write to u at thefollowng address: Fist Select
Corporation, P.O. Box 9104, Pleaentan, California 94566.
Sharing Information: We my dare information with cur affiliates- includi
without limusim. P with Nd_ IBartr Providisin Bank. However, v
new write to u at am time inatnetinii us not to dim credit information with h
YOUR BILLING RIGHTS-KEEP THIS NOTICE FOR IM ME USE
This notice contains important information about your rights and cur
responsibilities under the Fair Credit Billing Act
Noty Us in Cue. of Err an w Questions about your Bon
Ifyou think your bill is wrong or ifyou need more infor anion about an entry m
your bill write us; on a separate shat, at the following address: First Select
Corporation, P.O. Box 9104, PlemmM California 94566. Write u asow as
possible. We most hear franyou no I" than 60 days after we sad you the flow
bill on which the eror mproblem appeared. You can ulepboneu, but doing eo
will not preserveyour rights.
In the bitter, give us the follming:
-You name and Accoudnmbe.
-The dollar amount oft he suspected ern.
-A description ofthe worst and an explanation, if possible, ofwhy you believe
there is and moor. Ifyou need more information, describe the itemym as rout
sure about
Yew Rights and Our RespmdbWtin Aaar We Receive Your Written
Notice
Wemost acknowledge your lee within 30 days, unless we hue connected the
earorby gran. Within 90 days, we must either correct the smarm eplain wiry we
believe tnebill wu correct. Ater we receive your letter, we carrot by to collet
or report youa s delinquent as to any mount just question, including finance
charges. We can apply cry unpaid mount against your credit line. You do not
have to pay ary questioned mount while we was investigating bit yen am atilt
obligated to pay the pats of the bill # at see trot in question.
if we find that we have made amistake on yaw bill, you will not ham to pay ary
finance charge related to any questioned mount if we did not nuke a misldce,
you may have to pay fiance charges, and you will hour to make up thendssed
payments on the questionedmcmd In either cue, we will send you a statement
of the amount you ow and the date that it is due. Ifyw fail to pay the mount
we think you owe, we may rcpmym as delinquent. However; ifour explanation
don not satisfy you mdyou writers, us within 10 days tellingus thatym mill
refuse to pay, we mum tell anyone werporyou to dmyw quationyou bill
And we cum tell you the name of aryaeswe reported you to. We most tell
myonewe reportyouto that the mother has ban settled betweehus when it
finally is. Ifw do not follow, these mks, we cannot collect the laid &50 afthe
questioned amount even dyour bill was correct
Special Rule for Credit Card Purchases
Ifym have a problem with the quality of goods and services that you purchased
with your MBNA credit cad and you have tried in good faith to correct. the
problem with the merchant, you may not have to pay the remaining ammo due
w the goads or services. Thee sstwo limitations to this right: (a) you rued
have made the purchase in your home dae a, if not within your home date,.
within 100 miles ofyou current mailing address: and (b) the purchase price most
have been mom than $50 These limitations do not apply if either we a MBNA
own or operate the merchant, mw or MBNA mailed you the adverfisment fit
the property or services.
'?'j o? a9
IYI
NATIONAL
ARBITRATION
August 31, 2005
FORUM@
Carl Sims
345 W Penn St
Carlisle, PA 17013-0000
EXHIBIT " C"
Credigy Receivables, Inc.
c/o Stewart & Associates, P.C., Attorneys at Law
Chuck Deloatche, Esq.
3950 Johns Creek Court
Suite 100
Suwanee, GA 30024
RE: Credigy Receivables, Inc. v Carl Sims
File Number: FA0506000500940
Claimant Reference Number: 10212296
Dear Parties:
Enclosed and served upon you by United States Mail is a copy of the Award, which has been
entered in this matter.
This case is now closed with the National Arbitration Forum. All future inquiries regarding this
case should be directed to the opposing Party.
Sincerely,
Laura Johnson
Case Coordinator
Enclosure
p.0. Box 50191 Minneapolis USA 55405-0191 w varbttrafion-fbNm.com 600.474.2371 952.516.6400 Fm 952.345.1160
m?
NATIONAL
ARBITRATION EXHIBIT to C"
FORUM e
Credigy Receivables, Inc.
c/o Stewart & Associates, P.C., Attorneys at Law
3950 Johns Creek Court
Suite 100
Suwanee, GA 30024
CLAIMANT(S),
AWARD
RE: Credigy Receivables, Inc. v Carl Sims
File Number: FA0506000500940
Claimant File Number: 4168100023807116
Carl Sims
345 W Penn St
Carlisle, PA 17013-0000
RESPONDENT(s).
The undersigned Arbitrator in this case FINDS:
1. That no known conflict of interest exists.
2. That on or before 06/17/2005 the Parties entered into an agreement providing that this matter shall be resolved
through binding arbitration in accordance with the Forum Code of Procedure.
3. That the Claimant has filed a Claim with the Forum and served it on the Respondent in accordance with Rule 6.
4. That the matter has proceeded in accord with the applicable Forum Code of Procedure.
5. The Parties have had the opportunity to present all evidence and information to the Arbitrator.
6. That the Arbitrator has reviewed all evidence and information submitted in this case.
7. That the information and evidence submitted supports the issuance of an Award as stated.
Therefore, the Arbitrator ISSUES:
An Award in favor of the Claimant, for a total amount of $3,425.14.
Entered and Affirmed in the State of Pennsylvania
ACKNOWLEDGEMENT AND CERTIFICATE
OF SERVICE
This Award was duly pleret and the Forum hereby
certifies that a cowas sent by first
Jo D. Hendricks, Es 4. class mail post e p aid to P ies at the above
Arbitrator referenced a ere entatives, on
Date: 08/31/2005
z" u'?"IIMp? ? i
-' ,I1?11 ?Id `r
st ?'
orahl ' , Ret.
Director
VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 Pa.CS § 4904 relating to
unsworn falsification to authorities, that he/she, Amanda Sandage, is duly authorized to execute this
affidavit on behalf of the Plaintiff, CREDIGY RECEIVABLES INC. The Affiant has reviewed the
business records of the Plaintiff, as pertaining to Respondent CARL SIMS, kept in the normal course
of business and the facts set forth in the foregoing Petition are true and correct based on information
and belief.
CREDIGY RECEIVABLES, INC.,
BY: Date: ilf`e: Ar-
AFFIANT
J?
Lrl
SHERIFF'S RETURN - REGULAR
CASE NO: 2006-04853 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CREDIGY RECEIVABLES INC
VS
SIMS CARL
MICHAEL BARRICK
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within PETITION
SIMS CARL
RESPONDANT
Sheriff or Deputy Sheriff of
was served upon
the
at 2035:00 HOURS, on the 28th day of September, 2006
at 345 W PENN STREET
CARLISLE, PA 17013
l IT T Afi'r r1TTT TAT -rA f?TJ(I/-AT
by handing to
ADULT IN CHARGE
a true and attested copy of PETITION
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs: So Answers:
Docketing
Service 18.00
4.40
Affidavit 00
Surcharge 10.00
nn R. Thomas Kline
32.40;/'00/00/0000
Sworn and Subscibed to By:
before me this day Deputy S iff
of A. D.
Curtis R. Long
Prothonotary
office of the Protbonotarp
Cumberianb Countp
Renee K. Simpson
Deputy Prothonotary
John E. Slike
Solicitor
016 -'18 S-3 CVIL TERM
ORDER OF TERMINATION OF COURT CASES
AND NOW THIS 28TH DAY OF OCTOBER, 2009, AFTER MAILING NOTICE OF
INTENTION TO PROCEED AND RECEIVING NO RESPONSE - THE ABOVE
CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH PA
R C P 230.2.
BY THE COURT,
CURTIS R. LONG
PROTHONOTARY
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