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Home My WebLink About06-4879IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA n c...r, MBNA AMERICA BANK, N.A. No. Ul, -yPI9 0. lu i I 1 655 PAPER MILL ROAD MAIL STOP 1411 WILMINGTON DE 19884-1411 Plaintiff VS AMY E HAUF 6213 STANFORD CT MECHANICSBURG PA 17050 Defendant(s) CIVIL ACTION - LAW Filed on behalf of. Plaintiff, MBNA AMERICA BANK, N.A. Counsel of record for this party: Date: /4 b Amy F. oyle #i-062 / Daniel F. Wolfson #20617 Philip C. Warholi #86341 / Andrew C. Spears #87737 David R. Galloway #87326 ! Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 159044114 IN THE COURT OF COMMON PLEAS OP tUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. :No. Plaintiff VS :CIVIL ACTION - LAW AMY E HAUF Defendant(s) You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W &A File No. 159044114 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff :No. VS AMY E HAUF Defendant(s) :CIVIL ACTION - LAW NOTICIA USTED HA SIDO DEMANDADOlA EN LA CORTE. Si usted desea defender conta la dmanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentin veinte (20) dial despu6s que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W &A File No. 159044114 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. l. I Plaintiff :No. OU -- y4779 C-1., VS. AMY E HAUF CIVIL ACTION - LAW Defendant(s) COMPLAINT AND NOW, this 25 day of July, 2006, comes the Plaintiff, MBNA America Bank, N.A., by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as follows: 1. Plaintiff is MBNA AMERICA BANK, N.A. , located at 655 PAPER MILL ROAD MAIL STOP 1411, WILMINGTON, DE 198841411. 2. Defendant, AMY E HAUF, is an adult individual with a last known address of 6213 STANFORD CT, MECHANICSBURG, CUMBERLAND COUNTY, PA 17050. 3. It is averred that Defendant was issued an open-end credit card account by Plaintiff. This account was created through a written contract between Plaintiff and Defendant, accepted by Defendant when he signed and utilized the credit card account. A true and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A." 4. The Credit Card Agreement contains a binding Arbitration provision providing that any claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. §§ 1-16 (FAA) governed the Agreement and that following disposition through the NAF, judgment may be entered in any state court having jurisdiction. CCP Cmplt - MBNA wo AF W & A File No. 159044114 5. At all relevant times material hereto, Defendant has been regular user of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. 6. By virtue of Defendant's use and maintenance of this credit card in connection with his purchases of goods, and services, he became bound to all of its contractual terms, which clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to the NAF having jurisdiction over this claim. Defendant received monthly statements which accurately state all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due. A summary of the account showing the balance due and owing is incorporated herein and marked as Exhibit "B". 8. Defendant did not object to the summary of account. Defendant has made sporadic and irregular payments, if any, which have been applied to the outstanding balance of this account. 10. As of the date of the within Complaint, the retraining balance due, owing and unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is the sum of $21,988.57. 11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or delinquent balances on said account shall continue to bear interest at the rate of 6 %. 12. The amount of interest which has accrued on the aforementioned account is the sum of $408.44. 13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendant. CCP Cmplt - MBNA wo AF W &A File No. 159044114 14. Despite reasonable and repeated demands for payment, Defendant has failed, refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 15. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 16. The amount in controversy is wi* the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - MBNA wo AF 3 W & A File No. 159044114 (WHEREFORE Plaintiff respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendant, in the amount of $21,988.57, interest in the amount of $408.44, plus costs of this action and any other relief as this Court deems proper and just. Respectfully submitted, Date: ?F o Amy F. Doyle #V062 / Daniel F. Wolfson #20617 Philip C. Wa 4, - c 486341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA wo AF W & A File No. 159044114 VERIFICATION The undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint ar? true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unworn falsification to authorities. Date: /b o P"(? 14a' Amy F. D, yle #87 62 /Daniel F. Wolfson #20617 Philip C.arh011 #86341 I Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA wo AF W & A Fite No. 159044114 Exhibit "A" I G mab ! 6i MamK r wat'ym' d t'ail' nbr b rft d ae dto peraar b wbave omwa ebb saopoot wws bond ad orb ebb omditrawgivypeorldtdtrmdmeitbApom=K Thowudr'1w;'1r,"`Mti '7?'UAsedo•'moIIMMAmsi0a8dpM . 7bown •Admoof• mma mW Nd you abbb item r wdm dhApnamt OrApmmme wit ym toDtidadtbApmmotmd tors htm mdoodhiw pdard at fhe rapid idrafdbobmorsealm der a0eo'?0r1 7btr of Yaw Aeeomt NOM W* it bwaW" bards ad rtla sport hoed PMaw biw? tw Jaewose? and aiwegamt aswd , ??, bMir. 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WburppwtmUlMiw?a?awesaooaeetgMeoot?gr mom* ,aaa+PPioeO?.id?weaiotyoNr,veoOBthsdw4wowalk dseetlneeeobtrlr oPiodak URUW ! wedurbadhaatoAadbebaadpdwaypnwtbaamtasaoaaitmaarkbooat- bmtlwQbabai AnaptautAowbtwaudbaahatbt;waaaooowtw d+ow.eil6rwithhl?iAe?hirwlllraomp?iswbidsd afnldaaaMatiea aniaaa parOiOadbwrilbt. Fader! _ Vt-bptsvidatbit .Odom in Opted hail whodety r soamthapmigeodyopted outtowe&erly"at eiu ?IeeMnoeem6eewwiaayotnaiwaieaohpqueutaatloal6 aseaomtpmbu* opted autkomafter or boAi{ Eof ohrbt(aedmen.obedinwMWdeanorwalabooptd .aww+rz Fhiauo6ee:pdemmd.npte w mlteasootbmtie,boaaopeiratnwa.b ndpfoboesose[fimmayai. i%r addidoodtelawaianaa 3dBNAsRYWi=dbuaooawoF'dw1000,aadtovbwtbaamateao"raalaaatSbpdaeay Dodo.ptawfob aoddickmOFdwYNo&L*YaaumbaraatliarpiwaygrawaowandwsoftI L wawa .meadthbpiwroynetkaataa{ydow%aadworwlhdhwayouatohaatawaquI 'Wbaa Exhibit "B" CLIENT NO 001730 MBNA ACCT#74974351377392 BALANCE -- 21,988.57 ****** PRIMARY DEBTOR ***** C/O DATE 01/01/69 LSTPY DT 01/04/06 *M-ACCT-NO *M-REC-TYPE*M-CUST-TYPE*M-LAST-NAME 74974351377392 A I HAUF *M-FIRST-NAME *M-ADDR-1 *M-ADDR-2 AMY E 6213 STANFORD CT *M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH MECHANICSBURG PA 170505245 7172159560 *M-WORK-PH *M-DOB *M-POE-NAME 7172159560 12/29/79 *M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER LU01 000001 * M-BAN K-CO D E* M-BRANCH-CO D E* M-CALL-CODE* M-R ECO V ER E R-CODE* M-DEALER-COD E AGNY *M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE PAA 0000 03/30/06 04/29/04 01 /01 /69 *M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL 01/04/06 21,988.57 .00 .00 21,988.57 *M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1 21,988.57 .00 .00 111 B12C181123 *M-COMMENT-2 000 20060330 0000210 *M-COMMENT-3 *M-COMMENT-DATE 03/30/06 *M-2ND-NAME *M-MONTHLY-INCOME*M-OTHER-INCOME 80.00 .00 *M-MONTHLY-PYMT*M-OTHER-PYMT*M-OWN-RENT-CODE*M-RECOVERY-SCORE*M-N EXT-PAY-DATE .00 .00 R 0688 *M-LAST-I NT-DATE*M-LAST-CONTACT-DATE*M-COMM-RATE*M-HOME-PH-FLAG*M-WORK-PH-FLAG 0000 *M-ADDR-FLAG*M-SSN *M-MIO*M-AG N f7 dq in y fto IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff H87q No. 06-489 VS. AMY E. HAUF CIVIL ACTION - LAW Defendant COMPLAINT RESPONSE AND NOW, this 29th day of September, 2006, comes the Defendant, Amy E. Hauf, and responds to the Plaintiff, MBNA America Bank, N.A., and its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint Response and in support avers as follows: 1. Plaintiff is MBNA AMERICA BANK, N.A., located at 655 PAPER MILL ROAD, MAIL STOP 1411, WILMINGTON, DE 19884-1411. 2. Defendant, AMY E. HAUF, in an adult individual, located at 6204 STANFORD COURT, MECHANICSBURG, PA 17050. 3. It is agreed that Defendant was issued an open-end credit card account by Plaintiff. This account was created through a phone application. 4. The Credit Card Agreement contains a binding Arbitration provision providing that any claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the National Arbitration Forum (NAF). This Credit Card Agreement also recited that since the agreement involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. 1-16 (FAA) governed the Agreement and that following disposition through the NAF, judgment may be entered in any stat court having jurisdiction. 5. At all relevant times material hereto, Defendant has been regular user of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. 6. By virtue of Defendant's use and maintenance of this credit card in connection with her purchases of goods, and services, he became bound to all of its contractual terms, which clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to the NAF having jurisdiction over this claim. 7. Defendant received monthly statements which accurately state all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due, until April 2006. After April 2006, statements have not been sent to Defendant. 8. Defendant does not object to the summary of account. 9. Defendant made regular and timely payments for twenty (20) months, but had constant conversations with Plaintiff about payments being lost and not received. 10. As of April 2006, the last date that the Defendant received a statement from the Plaintiff, the remaining balance due, owing and unpaid on Defendant's credit account, as a result of charges made by Defendant is the sum of $21,998.57. 11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or delinquent balances on said account shall continue to bear interest at the rate of 6%. 12. The amount of interest which has accrued on the aforementioned account is unknown by Defendant. 13. Defendant is representing herself in this matter. 14. Defendant is agreeable to pay the aforementioned sum that is owed to Plaintiff, but is no longer able to pay the pre-agreed to monthly payments. Defendant has contacted the Plaintiffs attorney, Wolpoff & Abramson, L.L.P., to agree to terms that suit both parties. 15. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 16. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. 17. The Defendant has legally changed her name to AMY E.H. BELL. WHEREFORE Defendant respectfully submits this Complaint Response to the Honorable Court. Respectfully Submitted, Date: q 1 29 IOU Amy E. H. Bell 6203 Stanford Court Mechanicsburg, PA 17050 Telephone: (717) 215-9560 Defen ant ?. ?? ? ? ' _) ?? IV ? ?r '? Y _i: ? _.4, ?; t_ J3t71 .e-. ? ? C'?' S ? -? SHERIFF'S RETURN - REGULAR CASE NO: 2006-04879 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MBNA AMERICA BANK N A VS HAUF AMY E ROBERT BITNER Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within NOTICE HAUF AMY E was served upon the DEFENDANT , at 0017:10 HOURS, on the 12th day of September, 2006 at 6213 STANFORD CT MECHANICSBURG, PA 17050 KEITH BELL (HUSBAND) by handing to a true and attested copy of NOTICE COMPLAINT together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: So Answers: Docketing 18.00 Service 9.68 Affidavit .00 Surcharge 10.00 R. Thomas Kline .00 37.68 ? 09/13/2006 C?/), 7/o & WOLPOFF & ABRAMSON Sworn and Subscibed to By: before me this day Dep y S eriff of A.D. 4 . A IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A., Plaintiff VS. AMY E. HAUF, Defendant No. 06-4879 CIVIL ACTION - LAW PRAECIPE TO STAY TO THE PROHTONOTARY OF CUMBERLAND COUNTY: Kindly stay the proceedings in this matter pending arbitration, pursuant to Pa.R.C.P. 1329(c)(1). Respectfully Submitted, LAW OFFICES OLPOFF & ABRAMSON, L.L.P. TFORNEYS IN THE PRACTICE OF DEBT COLLECTION 4660 TRINDLE ROAD THIRD FLOOR CAMP HILL, PA 17011 717-303-6700 aQ S.? Andrew C. Spears, Esquire ID No. 87737 Wolpoff & Abramson, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 (717) 303-6752 Counsel for Plaintiff - 46 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A., No. 06-4879 Plaintiff VS. AMY E. HAUF, CIVIL ACTION - LAW Defendant CERTIFICATE OF SERVICE The undersigned does hereby certify that I served a copy of the foregoing Praecipe upon the pro se Defendant, by First Class Mail, Postage Pre-Paid, a copy thereof on this day of October, 2006, to: Amy E.H. Bell f/k/a Amy E. Hauf 6203 Stanford Court Mechanicsburg, PA 17050 Andrew C. S ars, Esquire ID No. 87737 Wolpoff & Abramson, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 (717) 303-6752 Counsel for Plaintiff LAW OFFICES TOLPOFF & ABRAMSON, L.L.P. ,TTORNEYS IN THE PRACTICE OF DEBT COLLECTION 4660 TRINDLE ROAD THIRD FLOOR CAMP HILL, PA 17011 717-303-6700 r...J 1 ;^• il??? ?? 1'?"=_ i <J l pr _"" _. - . -- C'*:r _ ' , ?' G:. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS AMY E HAUF Defendant(s) No. 06-4879 CIVIL ACTION - LAW PRAECIPE TO AMEND CAPTION Please amend the caption to reflect the Plaintiff s name, FIA CARD SERVICES, N.A., FKA, MBNA AMERICA BANK, N.A. , as shown below. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff No. 06-4879 VS CIVIL ACTION - LAW AMY E HAUF Defendant(s) f Date: 1 Amy F. Doyle #870 Daniel Philip C. Warholic #863 David R. Galfoway #87326 Tonilyn M. Chippie #87852 / Sarah E. Ehasz #8 4 Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 159044114 p o ! d i ? = w ? } h ? W ? O b ' a IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A., FKA, MBNA AMERICA BANK, N.A., Plaintiff NO. 06-4879 VS. AMY E. HAUF, Defendant CIVIL ACTION - LAW NOTICE TO FILE ANSWER A party to these proceedings has filed a motion to confirm an arbitration award. If you oppose the motion, you are required to file an answer to the motion within thirty (30) days from the date below setting forth your objections to the motion. If you fail to file an answer, a money judgment based on the arbitration award may be entered against you without further notice. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Lawyer Referral Service 32 S Bedford St Carlisle, Pa 17013 717-249-3166 Date of mailing or other service: 200 Party Filing tion IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A., FKA, MBNA AMERICA BANK, N.A., Plaintiff NO. 06-4879 vs. AMY E. HAUF, Defendant CIVIL ACTION - LAW PLAINTIFF'S MOTION TO CONFIRM ARBITRATION AWARD PURSUANT TO Pa.R.Civ.P.1327(2) AND NOW, comes Plaintiff, FIA CARD SERVICES, N.A., FKA, MBNA AMERICA BANK, N.A., by and through its attorneys, the law firm of WOLPOFF & ABRAMSON, LLP, and files the following Motion to Confirm Arbitration Award, and in support avers as follows:. 1. Plaintiff initiated the above captioned action via Complaint pursuant to Pa.R.Civ.P. 1329 et seq. 2. The above captioned matter was stayed pending the disposition of the matter by the National Arbitration Forum ("NAF"). 3. Following the entry of the stay in the above captioned matter, an Arbitration occurred at which time all parties were provided with a full and fair opportunity to present any evidence supporting their claim and/or defense. 4. An Arbitration Award was entered in favor of Plaintiff and against Defendant. A true and correct copy of the Arbitration Award is attached hereto, incorporated herein and marked as Exhibit "A." WHEREFORE, Plaintiff respectfully requests that this Honorable Court confirm the National Arbitration Forum Award, pursuant to Pa.R.Civ.P. 3127(2), and enter judgment in favor of Plaintiff and against Defendant(s) in the amount of Twenty-Seven Thousand Two Hundred Seventy-Nine Dollars and Twenty Cents ($27,279.20). Respectfully submitted, David R. Gallo ay, Esquire #87326 WOLPOFF & BRAMSON, LLP Attorneys in the ,Practice of Debt Collection 4660 Trindle Rd., Suite 300 Camp Hill, PA 17011 (717) 303-6700 W&A: 159044114 EXHIBIT ccA» NATIONAL ARBITRATION FORUM September 27, 2007 Amy E Hauf 6204 Stanford Court Mee aniesburg, PA 17050 FIA and Services, N.A., fka MBNA America Bank, N.A. c/o olpoff & Abramson, L.L.P. Para] gal Department Atto eys in the Practice of Debt Collection 702 ng Farm Blvd. Two Irvington Centre Rockville, MD 20850-5775 A FORUM Dispute Management Organuatin RE: FIA Card Services, N.A., fka MBNA America Bank, N.A. v Amy E Hauf File Number: FA0702000919173 Claimant Reference Number: 0159044114 Dear d and served upon you by United States Mail is a copy of the Award, which has been in this matter. This ase is now closed with the National Arbitration Forum. All future inquiries regarding thi case hould be directed to the opposing Party. r y C"tal L Mann Case Coordinator III FIA Card Services, N c/o Wolpoff & Abran Attorneys in the Prac 702 King Farm Blvd, Rockville, MD 2085 , fka M BNA America Bank, N.A. n, L.L.P. of Debt Collection vo Irvington Centre CLAIMANT(sl, AWARD NATIONAL ARBITRATION FORUM RE: FIA Card Services, N.A., flea MBNA America Bank, N.A. v Amy E Hauf File Number: FA0702000919173 Claimant Account Number: 74974999546127 Amy E Hauf 6204 Stanford Court Mechanicsburg, PA I RESPOND The undersigned Arbitr for in this case FINDS and CONCLUDES: Case Summary 1. The Claimant has filed a Claim with the National Arbitration Forum. 2. Mier Proof of S ice of the Claim was filed with the Forum, the Forum mailed to Respondent a Second Notice of Arbitration. 3. An arbitration hea 'ng notice was duly delivered to the Parties as required by the Forum Rules. 4. The Parties have ad the opportunity to present all evidence and information to the Arbitrator. 5_ The Arbitrator ha, reviewed all evidence submitted in this case. Decision 1. The Arbitrator kn ws of no conflict of interests that exist. 2. This matter invol es interstate commerce and the Federal Arbitration Act governs this arbitration. 3. The Claim was properly served on the Respondent by Claimant in accordance with Rule 6, including a Notice of Arbitration. 4, On or before 0211 /2007 the Parties entered into a written agreement to arbitrate their dispute. 5. No Party has asst ed that this Arbitration Agreement is invalid or unenforceable. 6. The Parties' Arbit tion Agreement is valid and enforceable and governs all the issues in dispute. 7. This matter is arb' able under the terms of the Parties' Arbitration Agreement and the law. 8. This matter has p ceded in accord with the applicable Forum Code of Procedure Rules. 9. The evidence sub fitted supports the issuance of this Award. 10. The applicable su stantive taw supports the issuance of the Award. Therefore, the Arbitrator ISSUES: An Award in favor of t 4e Claimant, for a total amount of $27,279.20. Entered and Affirmed i? the State of Pennsylvania John D_ H Arbitrator Date: 09/26/2007 ACKNOWLEDGEMENT AND CERTIFICATE OF SERVICE This Award was duly entered and.the Forum hereby certifies that pursuant to the Parties' Arbit>atn''c?mcnt, a copy of this Award was sent by first class mail postage piepaid to the Parties at the above referenced addresses,,or their Representatives, on this date. "Ret Director;. Date_ :q/2, !.M07` IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A., FKA, MBNA AMERICA BAND, N.A., Plaintiff NO. 06-4879 VS. AMY E. HAUF, CERTIFICATE OF SERVICE I HEREBY CERTIFY that a true and correct copy of the foregoing Motion to Confirm Arbitration Award has been sent via U.S. First Class Mail, postage pre-paid, to the below listed individual this day of ?tbr (X , 2006. AMY E. HAUF 6213 STANFORD CT MECHANICSBURG, PA 17050 submitted, By: CIVIL ACTION - LAW Defendant David R. Galloway Esquire #87326 WOLPOFF & A SON, LLP Attorneys in the Practice of Debt Collection 4660 Trindle Rd., Suite 300 Camp Hill, PA 17011 (717) 303-6700 C_0 SJ Ao? IN THE COURT OF COMMON PLEAS OF FAPR 2 3 2008 ?y CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A., FKA, MBNA AMERICA BANK, N.A., Plaintiff NO. 06-4879 VS. CIVIL ACTION - LAW AMY E. HAUF, Defendant ORDER AND NOW, this 22 day of , 2009 upon consideration of Plaintiffs Motion to Confirm Arbitration Award, it is hereby ORDERED that Plaintiffs Arbitration Award is confirmed, pursuant to Pa.R.Civ.P. 1327(2), and that judgment be entered in favor of Plaintiff and against Defendant in the amount of Twenty- Seven Thousand Two Hundred Seventy-Nine Dollars and Twenty Cents ($27,279.20). W&A: 159044114 r? ? r Cti co Le J?? ? r; O IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff VS. AMY E HAUF Defendant(s) No. 06-4879 CIVEL ACTION - LAW NOTICE OF JUDGMENT ( x ) Notice is hereby given that a Judgment in the above-capt' ned matter has been entered against you in the amount of $27,279.20, plus interest, on IC) , 20 D 6. C/ V ( x ) A copy of all documents filed with the Prothonotary in support of the within judgment is/are attached. By: If you have any questions regarding this Notice, please contact the filing party. Date: #42?( Amy F. Doyle #870 2 Philip C. Warholic #86341 / David R. Galloway #87326 / Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Mann Bracken LLC The Successor by Merger to Wolpoff & Abramson, L.L.P. and Eskanos & Adler, P.C. 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff This Notice is given in accordance with Pa.R.C.P. 236.) NOTICE SENT TO: Amy E Hauf 6213 Stanford Ct Mechanicsburg PA 17050 Notice of Judgment File No. 159044114 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. NO. 06-4879 Plaintiff VS. AMY E HAUF CIVIL ACTION - LAW Defendant(s) PLAINTIFF'S PRAECIPE TO ENTER IUD NT TO THE PROTHONOTARY: Please enter a judgment for $27,279.20 in Plaintiffs favor and against Defendant in accordance with the attached Order of Court entered in these proceedings. Respectfully Submitted, - " T?? Amy F. Doyle #87062 / 'lip C. Warholic #86341 / David R. Galloway #87326 / Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Mann Bracken LLC The Successor by Merger to Wolpoff & Abramson, L.L.P. and Eskanos & Adler, P.C. 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff FILE NO. 159044114 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A., FKA, MBNA AMERICA BANS, N.A., Plaintiff NO. 06-4879 VS. CIVIL ACTION - LAW AMY E. HAUF, Defendant ORDER- AND NOW, this c2A_ day of h10A_; L , 200, upon consideration of Plaintiffs Motion to Confirm Arbitration Award, it is hereby ORDERED that Plaintiff's Arbitration . Award is confirmed, pursuant to Pa.R.Civ.P. 1327(2), and that judgment be entered in favor of Plaintiff and against Defendant in the amount of Twenty- Seven Thousand Two Hundred Seventy-Nine Dollars and Twenty Cents ($27,279.20). BY THE COURT: 4J W&A: 159044114 TRUE PY FROM RECORU in T y YyhoW, I Iwo unto set my h,,trd and #a 300 of said at Carlisle, F& rhk IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. : No. 06-4879 Plaintiff VS CIVIL ACTION - LAW AMY E HAUF Defendant(s) CERTIFICATE OF SERVICE The undersigned does hereby certify that a copy of the foregoing Order and Praecipe for Judgment was served this day of , 2008, by depositing same in the Post Office at Camp Hill, PA, first class mail, postage prepaid, addressed as follows: AMY E HAUF 6213 STANFORD CT MECHANICSBURG, PA 17050 " [!A Amy F. DoyI6",-#8706,1 / Philip C. Warholic #86341 / David R. Galloway #87326 / Sarah E. Ehasz #864691 Robert N. Polas, Jr. #201259 Mann Bracken LLC The Successor by Merger to Wolpoff & Abramson, L.L.P. and Eskanos & Adler, P.C. 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff Certificate of Service File No. 159044114 t G.- CIS A Cv 4-1 r h tV Co G7 Q C) T1 c-5 448 REGIONAL OFFICES TEMPE. AZ AGOURA HILLS, CA CONCORD, CA GREENWOOD VILLAGE, CO WILMINGTON. DE BOCA RATON, FL ATLANTA,GA ROCKVILLE. MD NOVI, MI CHAMPLIN, MN HUNTERSVILLE, INC CARSON CITY. NV ROCHESTER, NY Prothonotary LAW OFFICES MANN BRACKEN LLP Attorneys in the Practice of Debt Collection (A National Collection Attorney Network Firm) 4660 TRINDLE ROAD SUITE 300 CAMP HILL, PA 17011 THE SUCCESSOR BY MERGER TO WOLPOFF & ABRAMSON, L.L.P AND ESKANOS & ADLER, P.C. (TOLL FREE) 1-800-830-2793 FACSIMILE (866) 281-9028 PLEASE DIRECT CORRESPONDENCE TO CAMP HILL OFFICE DECEMBER 22, 2008 CUMBERLAND County Court of Common Pleas CUMBERLAND COUNTY COURTHOUSE OFFICE OF PROTHONOTARY 1 COURTHOUSE SQUARE CARLISLE PA 17013-0338 Re: AMY E HAUF Our Client: FIA Card Services, N.A., f/k/a/ MBNA America Bank, N.A. State Court Docket No. 06-4879. ? REGIONAL OFFICES INDEPENDENCE, OH PORTLAND, OR CAMP HILL, PA PITTSBURGH, PA CLINTON, TN NASHVILLE, TN HOUSTON, TX IRVING, TX SAN ANTONIO, TX FAIRFAX, VA RICHMOND, VA VIRGINIA BEACH, VA Federal Case Name: Nirmal A. Vincent v. Wolpoff & Abramson, LLP Federal Docket No: 08-423-DWA-U.S. District Court for the Western District of PA Federal Class Action Settlement Notice MB FILE No. 159044114 Dear Clerk, Pursuant to Order of Court dated November 24, 2008, signed by Judge Ambrose of the United States District Court for the Western District of Pennsylvania, Plaintiff, by and through its counsel, the law firm of Mann Bracken, LLP, notifies this Honorable Court that, effective December 1, 2008, Defendant(s) is entitled to a Judgment credit of $ 1649.14. Sincerely, MANN BRACKEN LLP cc: AMY E HAUF 6204 STANFORD COURT MECHANICSBURG PA 17050 This is an attempt by a debt collector to collect a debt and any information obtained will be used for that purpose. FIACRC/FIACRC FIACRD (12119M) cp