HomeMy WebLinkAbout06-4880IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A. No. OC. - '?(P? tt?rC `?Zh't
4655 PAPER MILL ROAD
MAIL STOP 1411
WILMINGTON DE 19884-1411
Plaintiff
VS
THOMAS E CHISMAN
417 S ENOLA DR
ENOLA PA 17025-3001
Defendant(s)
Date:
Amy
CIVIL ACTION - LAW
Filed on behalf
Plaintiff, MBNA AMERICA BANK, N.A.
Counsel of record for this party:
/ Daniel F. Wolfson #20617
#86341 / Andrew C. Spears #87737
David R. allows r ilyn M. Chippie #87852
asz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W &A File No. 127934805
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
:No.
Plaintiff
VS
:CIVIL ACTION - LAW
THOMAS E CHISMAN
Defendant(s)
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by an attorney and filing in writing with the Court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so, the case may proceed without you and a judgment may be entered against you by the
Court without further notice for any money claimed or any other claim or relief requested by the
Plaintiff. You may lose money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013-
717-249-3166
CCP Notice to Defend
W &A File No. 127934805
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff
:No.
VS
THOMAS E CHISMAN
Defendant(s)
:CIVIL ACTION - LAW
USTED HA SIDO DEMANDADOlA EN LA CORTE. Si usted desea defender conta la
demands puestas en las siguientes paginas, usted tienen que tomar accidn dentro veinte (20) dias
despubs que esta Demanda y Aviso es Iservido, con entrando por escrito una aparencia
personalmente o por un abogado y archivanio por escrito con la Corte sus defensas o objeciones
a las demandas puestas en esta contra usted. Usted ds advertido que si falla de hacerio el caso
puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas
aviso por cualquier dinero reclamado en i Demanda o por cualquier otro reclamo o alivio
solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante
para usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED
NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA
AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO
CONSEGUIR UN ABOGADO.
SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE
PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER
SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O
GRATIS.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013-
717-249-3166
CCP Notice to Defend
W&A File No. 127934805
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A. /?, ?
Plaintiff :No.
?• tl P!V C l u ??I
VS.
THOMAS E CHISMAN : CIVIL ACTION - LAW
Defendant(s)
AND NOW, this 14 day of August, 2006, comes the Plaintiff, MBNA America Bank, N.A., by
and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint
and in support avers as follows:
Plaintiff, MBNA AMERICA BANK, N.A. , is a National Banking Association
organized under the National Banking Act with principal place of business situated at 655 PAPER
MILL ROAD MAIL STOP 1411, WILMINGTON, DE 198841411.
2. Defendant, THOMAS E CHISMAN, is an adult individual with a last known address of
417 S ENOLA DR, ENOLA, CUMBERLAND COUNTY, PA 17025-3001.
It is averred that Defendant was issued an open-end credit card account by Plaintiff. This
account was created through a written contract between Plaintiff and Defendant, accepted by Defendant
when he signed and utilized the credit card account. A true and correct copy of the Credit Card
Agreement governing this account is attached hereto as Exhibit "A."
4. The Credit Card Agreement contains a binding Arbitration provision providing that any
claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the
National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement
involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. §§1-16
CCP Cmplt - MBNA
w & A File No. 127934805
(FAA) governed the Agreement and that following disposition through the NAF, judgment may be
entered in any state court having jurisdiction.
At all relevant times material hereto, Defendant has been regular user of said charge card
for the purchase of products, goods and/or for obtaining services and/or funds.
6. By virtue of Defendant's use anj maintenance of this credit card in connection with his
purchases of goods, and services, he became bo d to all of its contractual terms, which clearly included
I
an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to
the NAF having jurisdiction over this claim.
7. Defendant received monthly statements which accurately state all purchases and
payments made during the month, interest charg?s imposed on the unpaid balance, and the amount due.
A summary of the account showing the balance due and olving is incorporated herein and marked as
Exhibit "B".
8. Defendant did not object to the above-mentioned Statements of Account submitted by
Plaintiff to Defendant.
9. Defendant has made sporadic and irregular payments, if any, which have been applied to
the outstanding balance of this account.
10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on
Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is
the sum of $1,804.12.
11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or
delinquent balances on said account shall continue to bear interest at the rate of 18 %.
12. The amount of interest which has accrued on the aforementioned account is the sum of
$635.81.
CCP Cmplt - M$NA
W & A File No. 127934805
13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the
collecti n of the amount due from Defendant.
?4. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees from
the law office of Wolpoff & Abramson, L.L.P. in the collection of the collection of the amounts due
from Defendant incident to the within action, the Plaintiff shall continue to incur such attorney's fees
throughout the conclusion of the proceedings.
15. The amount of attorney's fees incurred in this matter is the sum of $270.61.
16. Despite reasonable and repeated demands for payment, Defendant has failed, refused and
continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the
damage and detriment of the Plaintiff.
17. Any and all conditions precedent to the bringing of this action have been performed by
Plaintiff.
18. The amount in controversy is within the jurisdictional amount requiring compulsory
arbitration.
CCP Cmplt - MBNA
W & A File No. 127934805
WHEREFORE, Plaintiff respectfully requests this Honorable Court enter judgment in favor of
Plaintiff and against Defendants, in the amount of $1,804.12, plus interest in the amount of $635.81,
plus attorney's fees in the amount of $270.61, plus costs of this action and any other relief as this Court
deems proper and just.
Date:
I
I
Respectfully submitted,
Amy F. Do e #87062 / Daniel F. Wolfson #20617
41 / Andrew C. Spears #87737
David R. Ga owa #8732 nilyn M. Chippie #87852
Sarah E. Eh sz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Ch rkis #18437 / Ronald S. Canter #94000
Ronald M..,bramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - MBNA
W & A File No. 127934805
' he undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside
of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is
authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the
statements made in the foregoing Complaint are true and correct to the best of his/her knowledge,
information, and belief, based upon information provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa.C.S. Section 4904, relating to unswom falsification to authorities.
Date:
Amy F'Doyl 87062 / Daniel F. Wolfson #20617
Phi ' 1 / Andrew C. Spears #87737
avid 8732 Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #188371 Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - MBNA
W & A File No. 127934805
Exhibit "A"
TW
..?
-C T -S S
?.' ?a He I
is.
Y ?
s
s'1y `
a a
its i ifsil?1 1
Ift
I I apqq?
C :Mf:;. C L N a? C.
?} w
'? ? °a cros? B`
.iilr
s?
s ?
. li a
a
tiG_ PI
all
g
? G
y$s?° Iv
s? w S??.Gw? y
a 11-A.R Hig, ?
..§§ EC; ? m
y
y N oil
Ali
S ro N
M
SIM
lv?
ar
r^.R lYm $ '..
t
gyp, y ?
O CC
L
ay ? 3
'm V a
8 Vol
y m ?
G WG ??qt
Sun
IS
.ta A .1
'AMvs
C? O ? r j s O? ,
y r
E 'krG o ale
g?
ri 9GW 5?,
a o
s?? s2r5
?L
L
O `9??pg0
? TOP
gall; N ?
'ar'b' O ? p
a a
all
rr g?g c?}$m n.q ?g' ?'Etr E E?? qS ?$e$??? XT ? aGq$
8 Y py u m 3 R- § ?V ?p? E? Z "6U
S a as c 8 3 a J El Say g 3?
= " , C 6? p'.Q L Y S
a q E ? ? V ? E? E? i? d 21111p-
fill VF -9
Ilia?? ?F ri T$ sag {?"s ?$9
Vogl S
Y $g
till V ?` as ?? Eu Ee' «$`.'s 9E
11111 ?$ i3 ?y J ? .59 ?Y o b Z1 ? €1 70 ??
a.+ 8 rR 4? ?.: Att fi F "E ?4•a E EE ?1 ya o'._ m.e m a
C! $ a d y O w
.. w g y, 3 L q? 0 CI ?q b c 'ge'
8s1,1 Y s t- g ,E_ wi§E? }' Eyv11 ir idy X'ag?iE
y4
l Jo
N3 3Q : 15 J2E 7?€ Y ?g, 3 w yEL ?''? ?•' iS m3.. amo6g F
3 "a III, r It 3 azz2.8 r 0z a9a£ a 3
£ ?? 3a?, 5 =? ?88 4i ?? 3 S? c' 6? 3E ?m?.g X ?3
`-L'?ie g_'4y u £G° E y ay " "3
4« w as
y 44? £ a 4a ?i 5r8?? J? ?ii mr aa.Y ?? cs
it
XWZIt ? s. q a s a s s w B SB
.8 HI C- -6
a aig`?TmE .5 E76 X33$ Q$ EB .7S
aY 4a 2 yj8 E to w4}?j $,••'z?. ,S cE '`?mw ?E eC-£
• ?I ,yC c .. 4- J SGy_.5Y 3? > Q> Cy:V{ yC?C
Ell
Y a ?.4. LLL4yO m.. mw Sy R L-.a _ ?/y .g
G rj a Uf Pal
C?y??. ?Vi ZX.im '?ji°y8'tl E.. E$i.x;Eo?v, c3 _b?9;? ?X ,?u5•?Z5??" s-Y38
?2 11mm 3Sa 44 E??55 `p ^?
In E
O O = 4 ECG 4- ajE d?y.°.O Jn 9G?C Y._ LiJy 7 mE ? F2Yi9•a
C G E ? $ o Os o pi 4aa v c ? ?i GL J E,;??Ea N m c u 4 y
'$ e c ?S 3 2 > u''o¢
w?dc ?E ?.?._?z? 3y j?a mEm$c=Q g&??+mY?wrX3?w4?iKo??g? g? g
i II r?4$Cy
= L'o u? iO m mG u'+'? = ?Cu:?FL£ ^.E::: ?a`'w I Xa a) m 3MSi?E?3 L'? 3?3en
° C LAY C Y a 55 L Y.... E ?
?vo? a°
a<YEoFi aQ E aII SEE Fs. u 4° ?3 ? E? a3 , Ei0'?3 c? Su II
Tq GG -_6 Y_30 '?G O
i EY w 'a •by' $ a "N2 a c$a LER
L4
Ye . ,.
Q E a' E < a m x a' gfi oq a ccgee $E° m £3e U Rjig -
C og3 ®' ji a O?s?pB'i .r? E.. L w; 0w 0-. ?§ e?F i, I!R ..a0
4 ?T?Yy ?ey6? uuEs $pC?es Qev? ,s?a9a4, 2?A -°g?a as2(px'...gA
3SC M C+q 8- J Ei G' y SC Y E ?Er Y w O1 S„
q 3.? -cTL w_ eg BA SE ?9 E wg?c p. m8° i4
<S g a fix - a2E -E C La it ES eE Y ? O O '?c {i ai
JTasi m
yp p§ 'p `J y5 Cy SOB S 71 p? ({ m S? .? p w n ?yy([ y8 73? bW Y ' y ..L' m ]?S
y$
. TH, GJ OS.i£ r S ?OYpXu CCaG ?ZS r,Sa N?.g_?1Y ?•?•_L2C E9$?E? y`LO L?
H,
a 3 E? s3 vT Fi +?_ $sm°-J=i(?? fcL E" N ESC '
s a= 3- 3??s8 O?+?5 erg l< <
LIP-C2 t' E 1 1•5 $ ? m g¢agaA a?}y a }$ ? E? ma ?sN
,y ? Oy C???L.?? ?pF$?B? I6G ?? ?`,?iS G}Ou? L.' y?yC???i aa?ES'OS
= 3 w "' cp? ¢ w?
'+ msyy .E$gQ Q E?? a,.. ¢ 3m L'rx .?]
L Efi3 ?"., K. E- V m-3° e6 0. • ..'-'._ w A y0 C E.12
Q
`?' eau ?.°3"?,qq ???F?. ,?+??`3 3 ap$=ca Y °; 4-• 48? ?'c' Eu S9
%
}?,. ; fi 7f 3ia pc..oLY Oti %3q@Ca°zr .?. 3 ????$ey Q¢$£y ?3Ygi }3v=?$3D
o c 3?n cL ?i•-a°. ,-z"$yy?- r.S?y"??gY,?fU C? $?r3ds F? 3E o
3S d a+'I?Orls kw C Eds °1wc_?$?o° 3 `o .<<.e G. ?.w O c_?s> >$
5 611
lid
ARP6
bb R3 y
$ 3 S €
p
?B?GC B$?? ??s ??ZM'•dr Si
2,24
Y?'85
s
8 gill
5
?$Sy9 •yY? p?yp
w?YS?4E ?y
grsE oC?t
go
N
l
?, ,.
`4 3 '
?? ?
??
??
??
?:
??
_ a
V !yl yy
f GDY ?P4'P
'}???`fy?o?5o
,?W x?N MN%?Q
L LLr, ?Y&qy m
4y p?.?`V'Q?' 'Zy1 ??bN
T, p.7 V+0 ,. P,?1??J V'I?
2u.. ?.?_?'R :k. S: y.,'i
Q ? ?
? ?? ?
5
? g?.
???
n ?
?? i?
?? ? ?
?i? ? ?
?? ? .
?? ?? `??
Exhibit "B"
CLIENT NO 001888 MBNA ACCT#5329023999244234 BALANCE -- 1,804.12
****** PRIMARY DEBTOR ***** C/O DATE 08/30/04 LSTPY DT 01/03/04
*M-ACCT-NO *M-REC-TYPE*M-GUST-TYPE*M-LAST-NAME
5329023999244234 A I CHISMAN
*M-FIRST-NAME *M-ADDR-1 *M-ADDR-2
THOMAS E 417 S ENOLA DR
*M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH
ENOLA PA 170253001 7177950168
*M-WORK-PH *M-DOB *M-POE-NAME
0000000000 06/24/39
*M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER
LM01 OM0001
* M-BAN K-COD E* M-BRAN C H-CODE*M-CALL-CO D E* M-R ECO VER E R-CO D E*M-DEALER-COD E
AA06 978
*M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE
210 0000 07/09/04 05117/00 08/30/04
*M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL
01/03/04 1,804.12 .00 .00 1,804.12
*M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1
1,804.12 .00 .00 EEEEDE1234567
*M-COMMENT-2
000 20040902 0000000
*M-COMMENT-3 *M-COMMENT-DATE
09/02/04
*M-2ND-NAME *M-MONTHLY-INCOME*M-OTHER-INCOME
291.66 .00
*M-MONTHLY-PYMT*M-OTHER-PYMT*M-OWN-RENT-CODE*M-RECOVERY-SCORE*M-NEXT-PAY-DATE
.00 .00 R 0003
*M-LAST-I NT-DATE*M-LAST-CONTACT-DATE*M-COMM-RATE*M-HOME-PH-FLAG*M-WORK-PH-FLAG
0000
*M-ADDR-FLAG*M-SSN *M-MIO*M-AG
qp O V
n ?y
Gp
r.
4.? -fir
SHERIFF'S RETURN - REGULAR
CASE NO: 2006-04880 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MBNA AMERICA BANK NA
VS
CHISMAN THOMAS E
ROBERT BITNER , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within NOTICE was served upon
OUT CMAM TWnMA C F the
DEFENDANT , at 0018:45 HOURS, on the 12th day of September, 2006
at 417 S ENOLA DRIVE
ENOLA, PA 17025-3001 by handing to
E. F. TYLES (MOTHER)
a true and attested copy of NOTICE
COMPLAINT
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs: So Answers:
Docketing 18.00
Service 13.20 • ozoo,
Affidavit .00
Surcharge 10.00 R. Thomas Kline
.00
41.20./ 09/13/2006
WOLPOFF & ABRAMSON
Sworn and Subscibed to By:
before me this day Deputy Sheriff
of 11 A.D.
op
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff
VS
No. 06-4880
CIVIL ACTION - LAW
THOMAS E CHISMAN
Defendant(s)
PRAECIPE FOR JUDGMENT
Please enter Judgment in favor of Plaintiff and against Defendant(s), THOMAS E CHISMAN , for failure to answer the
Complaint.
(X) Amount due
Less credits
TOTAL
$2,710.54
$2,710.54, plus interest and costs
( X ) I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the complaint and is
calculable as a sum certain from the complaint.
(X) Pursuant to Pa.R.C.P. 237 (Notice of Praecipe for final judgment or decree), I certify that a copy of this praecipe has
been mailed to each other party who has appeared in the action or to his/her Attorney of Record.
(X) Pursuant to Pa.R.C.P. 237.1, I certify that written notice of the intention to file this praecipe was mailed or delivered to
the party against whom judgment is to be entered and to his/her Attorney of Record, if any, after the default occured and at least ten
days prior to the date of the filing of this praecipe and a copy of the notice is attached.
Date: ? A
AMYE,D iel F. Wolfson #20617
Philip C. WarholicV#8634 Andrew C. Spears #87737
David R. Galloway #87326 / Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
NOW, 201 JUD NT I E AS ABOVE.
Pro onotary/Clerk, _C F7 "bivi n
By:
Deputy
W&A File No. 127934805
M,6N OFFICE
TWO IRVINGTON CENTRE
702 KING FARM BLVD., ROCKVILLE, MD 20850
REGIONAL OFFICES
10805 JUDICIAL DR., BLDG. A-5, FAIRFAX, VA 22030
1109 E. MAIN ST., STE. 1003, RICHMOND, VA 23218
5122 GREENWICH RD., VIRGINIA BEACH, VA 23482
919 N. MARKET ST., STE. 1300, WILMINGTON, DE 19999
1 VPLLEYwmBLDG, BOK 1226, CLARKSM74 w v 28302
4890 TRINDLE ROAD, 3RD FLOOR, CAMP HILL, PA 17011
28832 ROADSIDE DR., STE. 285, AGOURA HILLS, CA 91301
39500 HIGH FOINTE BLVD., STE. 250, NOVI, MI 48375
300 CANAL VIEW BLVD., ROCHESTER, NY 14823
5215 N. O'CONNOR-BLVD., STE 1080, LAS COUNA-% TX 75039
1so GLASTONBURY BLVD., GLASTONBURY, CT 08033
210 INTERSTATE NORTH PKWY., STE. 700, ATLANTA, GA 30339
301 CARLSON PKWY., STE. 303, MINNETONKA, MN 55435
LAW OFFICES
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
(A National Collection Attorney Network Firm)
4660 TRINDLE ROAD
SUITE 3Q0
CAMP HILL, PA 17011
717-303-6700
OUTSIDE THE CAMP HILL LOCAL AREA'
(TOLL FREE)
1-800-758-0675
FACSIMILE 717-737-9051
PLEASE DIRECT ALL INQUIRIES TO THE CAMP HILL OFFICE
October 04, 2006 '
NA O AL COL CTI ATT RN NETW
AFFILIA ED FIRM LOCATI NS IN T RE I
OFFICES OF WOLPOFF & ABRAMSON. L P.1
CW JERSEY
ANCHORAGE, ALASKA RALEIGH, NORTH CAROLINA
PHOENIX, ARIZONA FARGO, NORTH DAKOTA
CABOT, ARKANSAS CLEVELAND, OHIO
ENGLEWOOD, COLORADO OKLAHOMA CITY, 0" 0"
FT. LAUDERDALE, FLORIDA EUGENE,,OREGON
HONOLULU,'HAWAII PROVIDENCE, RHODE ISLAND
BOISE, IDAHO COLUMBIA, SOUTH CAROLINA,
CHICAGO, ILLINOIS KNOXVILLE, TENNESSEE
MERRILLYILLE, INDIANA SANDY, UTAH
KANSAS CITY, KANSAS MILWAUKEE, WISCONSIN
LEXINGTON, KENTUCKY RAWLINS, WYOMING
METAIRIE, LOUSIANA
ST. LOUIS, MISSOURI • The National Collection '
GREAT FALLS, MONTANA Attorney Network Is an
OMAHA, NEBRASKA affiliation of separate law firms.
LAS VEGAS, NEVADA
MANCHESTER, NEW HAMPSHIRE W&A Hours of Operation:
6 e.m.-5:30 p.m. ET M-F
'niu AJ h umsmAN I
A17 A P#JAI A VIIR 1
ENOLA, PA 17025-3001
" W&A File No. 127934805
RE: MBNA AMERICA BANK, N.A.
vs. THOMAS E CHISMAN
Dear Thomas E Chisman:
Enclosed herein please find a 10 Day No+ ice'pursuant to Rule 237.1 of the
Pennsylvania Rules of Civil Procedure.
Si cerelyl
Amy. F. Doyle #87062 / Daniel F. Wolfson #20617
p Philip C. 6341 / Andrew C. Spears #87737
0 p avid Gallovlva #8732 onilyn M. Chippie #87852
11----Sara. hasz #x6469 /Robert N. colas, Jr. #20125
Bruee 11. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson 494266
VVVOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
,.
Enclosure
cc:
This is an attempt by a debt collector to collect a debt and any information obtained will
be used for that purpose
IF
IN THE COURT OF COMMON, PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A. NO. 06-4880
7 Plaintiff
VS. CIVIL ACTION - LAW
THOMAS E CHISMAN
Defendant(s)
417 S ENOLA DR
ENOLA PA 17025-3001
DATE OF NOTICE: October 04, 2006
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO. ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM
THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND
YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU
WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT
A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH,BEDFORD STREET
CARLISLE, PA 17013
,7-17-249-3166
l r:
Amy F. Doyle # 7062 / Daniel F. Wolfson #20617
Phili 6341 / Andrew C. Spears #87737
avid R. Galloway #877322-/.,Tonilyn M. Chippie #87852
asz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 127934805
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff
VS
THOMAS E CHISMAN
Defendant(s)
No. 06-4880
CIVIL ACTION - LAW
CERTIFICATE OF RESIDENCE
PA. R.C.P. 236
I hereby certify that the precise address of Plaintiff is:
Mbna America Bank, N.A.
655 Paper Mill Road
Mail Stop 1411
Wilmington DE 19884-1411
and certify that the last known address of the within Defendant(s) is:
Thomas E Chisman
417 S Enola Dr
Enola PA 17025-3001
Date: 0
Phili arholic 486341)/ Andrew C. Spears #87737
avi R. Galloway #87326 / Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
F. Doyle #87 Daniel F. Wolfson #20617
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 127934805
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A. No. 06-4880
Plaintiff
VS CIVIL ACTION - LAW
THOMAS E CHISMAN
Defendant(s)
AFFIDAVIT OF NON-MILITARY SERVICE
COMMONWEALTH OF PENNSYLVANIA :
COUNTY OF CUMBERLAND
The undersigned counsel, being duly sworn according to law, depose and say that I am the Attorney for the
Plaintiff in the above-captioned matter, and that to the best of my knowledge, information and belief Defendant, Thomas
E Chisman, above-named, is over 21 years of age; is last known to reside at 417 S Enola Dr Enola, County of
Cumberland, Pennsylvania; is not in the military service of the United States or its Allies, or otherwise within the
provisions of the Servicemembers Civil Relief Act and its Amendments.
Date: ! LJ1016
COMMONWEALTH OF PENNSYLVANIA
Notarial Seal
Rachel Zeltmann, Notary Public
Hampden Twp., Cumberland County
M Commission Expires Nov. 23, 2009
Member, Pennsylvania Association of Notaries
P"Ip ? 4),
Amy F. % Daniel F. Wolfson #20617
i ip Warholi #863 /Andrew C. Spears #87737
avi loway #87326 / Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
SWORN and SUBSCRIBED to before me this 1..? day of , 20
otary Public
W & A File No. 127934805
W&A File No. 127934805
Ac*
rcJ ? .,,p
mr
s.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff
VS
THOMAS E CHISMAN
Defendant(s)
No. 06-4880
CIVIL ACTION - LAW
NOTICE OF JUDGMENT
( x ) Notice is hereby given th a Judgment in the above-captioned matter has been entered against you in the amount of
documents filed with the Prothon Xinu athewithin judgment is/are attached.
(
By:
If you have any questions regarding this Notice, please_contac the iling arty.
i
Date:
Am oyle 08706 Daniel F. Wolfson #206 7
hili arholic # 34 Andrew C. Spears #87737
David R. Ga oway #873261 Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
This Notice is given in accordance with Pa.R.C.P. 236.)
NOTICE SENT TO: Thomas E Chisman
417 S Enola Dr
Enola PA 17025-3001
,
$2x,)710A.54, copy plus of all interest, on 20
W&A File No. 127934805
PRAECIPE FOR WRIT OF EXECUTION (MONEY JUDGMENT)
P.R.C.P. 3101 to 3149
MBNA AMERICA BANK, N.A. IN THE COURT OF COMMON PLEAS OF
Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA
vs.
THOMAS E CHISMAN
Defendant(s)
JUDGMENT NO. 06-4880
PRAECIPE FOR WRIT OF EXECUTION
(MONEY JUDGMENT)
To the Prothonotary: Please issue the Writ of Execution in the above-captioned matter, in the amount of $2,710.54.
(1) Directed to the Sheriff of CUMBERLAND County, Pennsylvania;
(2) against,THOMAS E CHISMAN, 417 S ENOLA DR, ENOLA, PA 17025-3001
, Defendant (s)
(3) and against, SOVEREIGN BANK, 310 EAST PENN DRIVE, ENOLA, PA 17025 , Garnishee (s);
(4) and index this writ
(a) against, THOMAS E CHISMAN , Defendant (s) and
(b) against, SOVEREIGN BANK, Garnishee (s),
as a lis pendens against the real property of the Defendant (s) in the name of the Garnishee (s) as follows:
(Specifically describe property) ***GARNISH ONLY***
You are directed to attach the property of the Defendant (s) not levied upon in the possession of
SOVEREIGN BANK, 310 East Penn Drive, ENOLA, PA 17025 , Garnishee (s)
All accounts including but not limited to all savings, checking and other accounts, certificates of deposit, notes
receivables, collateral, pledges, documents of title, securities, coupons and safe deposit boxes.
Amount due $2,710.54
Interest from 10/30/2006 To Be Determined
At an interest rate of 6% per year
Total $2,710.54 Plus costs & interest
Date: $
Amy F. Doyle #8 62 / D iel F. Wolfson #20617
Philip C. Warholic #86341 / David R. Galloway #87326
Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469
Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837
Ronald S. Canter #94000 / Ronald M. Abramson #94266
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 127934805
-?7
o•
z
V
e ` ca a
\ i
-
.
O U,
O
. F
r,
TI
Ob _ r
cn
O C> r Cp
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 06-4880 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due MBNA AMERICA BANK, N.A. Plaintiff (s)
From THOMAS E CHISMAN, 417 S. ENOLA DRIVE, ENOLA, PA 17025-3001
(1) You are directed to levy upon the property of the defendant (s)and to sell .
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
SOVEREIGN BANK, 310 EAST PENN DRIVE, ENOLA, PA 17025
ALL ACCOUNTS INCLUDING BUT NOT LIMITED TO ALL SAVINGS, CHECKING AND
OTHER ACCOUNTS, CERTIFICATES OF DEPOSIT, NOTES RECEIVABLES, COLLATERAL,
PLEDGES, DOCUMENTS OF TITLE, SECURITIES, COUPONS AND SAFE DEPOSIT BOXES.
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof,
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $2,710.54
L.L. $.50
Interest FROM 10/30/06 AT AN INTEREST RATE OF 6% PER YEAR
Atty's Comm %
Atty Paid $132.70
Plaintiff Paid
Date: 04-02-07
(Seal)
Due Prothy $2.00
Other Costs
I
llhl"4<
Curtis A. Long, Pro tary/
By:
Deputy
REQUESTING PARTY:
Name AMY F. DOYLE, ESQUIRE
Address: WOLPOFF & ABRAMSON, L.L.P.
4660 TRINDLE ROAD, SUITE 300
CAMP HILL, PA 17011
Attorney for: PLAINTIFF
Telephone: 717-303-6700
Supreme Court ID No. 87062
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff
VS
THOMAS E CHISMAN
Defendant(s)
No. 06-4880
CIVIL ACTION - LAW
PRAECIPE TO DISCONTINUE ATTACHMENT EXECUTION
To the Prothonotary:
Kindly mark the attachment against the Garnishee, Sovereign Bank, discontinued, upon payment of your costs
only
Respectfully Submitted,
Date: ?D
Amy F. Doyle #87 %#63 / Dan' #20617
Philip C. Warholic / David R.Galloway #87
Tonilyn M. Chippie #878 Sarah E. Ehasz 9
Robert N. Polas, Jr. #201259 / Bruce H. Cherkis #18837
Ronald S. Canter #94000 / Ronald M. Abramson #94266
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 127934805
» t?
LA
SHERIFF'S RETURN - GARNISHEE
CASE NO: 2006-04880 P
COMMONWEALTH OF PENNSLYVANIA
COUNTY OF CUMBERLAND
MBNA AMERICA BANK NA
VS
CHISMAN THOMAS E
And now STEVE BENDER
,Sheriff or Deputy Sheriff of
Cumberland County of Pennsylvania, who being duly sworn according
to law, at 0016:00 Hours, on the 9th day of April 2007, attached
as herein commanded all goods, chattels, rights, debts, credits, and
moneys of the within named DEFENDANT ,
CHISMAN THOMAS E , in the
hands, possession, or control of the within named Garnishee
SOVEREIGN BANK 310 EAST PENN DRIVE
ENOLA. PA 17025
Cumberland County, Pennsylvania, by handing to
GIZEM LESPERANCE (ASST. MANAGER) ,
personally three copies of interogatories together with 3
and attested copies of the within WRIT OF EXECUTION
the contents there of known to Her
true
and made
Sheriff's Costs: So
Docketing .00 0 t
Service .00
Affidavit .00 R. Thomas Kline
Surcharge .00 Sheriff of Cumberland County
.00
04/11/2 07
Sworn and Subscribed to
before me this day of By
17Z sz"V?
D puty Sheriff
A.D
R. Thomas Kline, Sheriff, who being duly sworn according to law, states this
Writ is returned ABANDONED, no action taken in six months.
Sheriff's Costs: Advance Costs: 150.00
Sheriff's Costs 95.78
Docketing 18.00 54.22
Poundage 1.88
Advertising
Law Library .50
Prothonotary 2.00 Refunded to Atty on 01/07/08
Mileage 14.40
Misc.
Surcharge 30.00
Levy 20.00
Post Pone Sale
Certified Mail
Postage
Garnishee 9.00 n
TOTAL 95.78 ? 111/ `? o r 9-
So Answers,
R. Thomas Kline, Sheriff o
By -1c;
CIO
c
q fi l d h- ddd LOOT #:t-u
?u
?h..Glg3?
X63113
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 06-4880 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due MBNA AMERICA BANK, N.A. Plaintiff (s)
From THOMAS E CHISMAN, 417 S. ENOLA DRIVE, ENOLA, PA 17025-3001
(1) You are directed to levy upon the property of the defendant (s)and to sell .
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
SOVEREIGN BANK, 310 EAST PENN DRIVE, ENOLA, PA 17025
ALL ACCOUNTS INCLUDING BUT NOT LIMITED TO ALL SAVINGS, CHECKING AND
OTHER ACCOUNTS, CERTIFICATES OF DEPOSIT, NOTES RECEIVABLES, COLLATERAL,
PLEDGES, DOCUMENTS OF TITLE, SECURITIES, COUPONS AND SAFE DEPOSIT BOXES.
and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $2,710.54
L.L. $.50
Interest FROM 10/30/06 AT AN INTEREST RATE OF 6% PER YEAR
Atty's Comm %
Atty Paid $132.70
Plaintiff Paid
Date: 04-02-07
Due Prothy $2.00
Other Costs
Curtis R. ng, Pro ry
(Seal)
By:
Deputy
REQUESTING PARTY:
Name AMY F. DOYLE, ESQUIRE
Address: WOLPOFF & ABRAMSON, L.L.P.
4660 TRINDLE ROAD, SUITE 300
CAMP HILL, PA 17011
Attorney for: PLAINTIFF
Telephone: 717-303-6700
Supreme Court ID No. 87062
-
REGIONAL OFFICES
TEMPE, AZ
AGOURA HILLS, CA
CONCORD, CA
GREENWOOD VILLAGE, CO
WILMINGTON, DE
BOCA RATON, FL
ATLANTA, GA
ROCKVILLE, MD
NOVI, MI
CHAMPLIN, MN
HUNTERSVILLE, NC
` CARSON CITY, NV
ROCHESTER, NY
Prothonotary
PLEASE DIRECT CORRESPONDENCE TO CAMP HILL OFFICE
DECEMBER 22, 2008
CUMBERLAND County Court of Common Pleas
CUMBERLAND COUNTY COURTHOUSE
OFFICE OF PROTHONOTARY
1 COURTHOUSE SQUARE
CARLISLE PA 17013-0338
Re: THOMAS E CHISMAN
Our Client: FIA Card Services, N.A., f/k/a/ MBNA America Bank, N.A.
State Court Docket No. 06-4880
REGIONAL OFFICES
INDEPENDENCE, OH
PORTLAND, OR
CAMP HILL, PA
PITTSBURGH, PA
CLINTON, TN
NASHVILLE, TN
HOUSTON, TX
IRVING, TX
SAN ANTONIO, TX
FAIRFAX, VA
RICHMOND, VA
VIRGINIA BEACH, VA
Federal Case Name: Nirmal A. Vincent v. Wolpoff & Abramson, LLP
Federal Docket No: 08-423-DWA-U.S. District Court for the Western District of PA
Federal Class Action Settlement Notice
MB FILE No. 127934805
Dear Clerk,
Pursuant to Order of Court dated November 24, 2008, signed by Judge Ambrose of
the United States District Court for the Western District of Pennsylvania, Plaintiff, by and
through its counsel, the law firm of Mann Bracken, LLP, notifies this Honorable Court that,
effective December 1, 2008, Defendant(s) is entitled to a Judgment credit of $ 135.30.
Sincerely,
MANN BRACKEN LLP
cc: THOMAS E CHISMAN
417 S ENOLA DR
ENOLA PA 17025-3001
This is an attempt by a debt collector to collect a debt and any information obtained
will be used for that purpose.
FIACRC/FIACRC
LAW OFFICES
MANN BRACKEN LLP
Attorneys in the Practice of Debt Collection
(A National Collection Attorney Network Firm)
4660 TRINDLE ROAD
SUITE 300
CAMP HILL, PA 17011
THE SUCCESSOR BY MERGER TO WOLPOFF & ABRAMSON, L.L.P AND ESKANOS & ADLER, P.C.
(TOLL FREE)
1-800-830-2793
FACSIMILE (866) 281-9028
FIACRD (12119M)
?
w _
TST j
ko