HomeMy WebLinkAbout07-26-06 (3)
REV~ 1500 EX + IF~OO)
'*
COMMONWEALTH OF
PENNSYLVANIA
DEPARTMENT OF REVENUE
DEPT. 280601
HARRISBURG, PA 17128-0601
REV-1500
INHERITANCE TAX RETURN
RESIDENT DECEDENT
OFFICIAL USE ONL Y
FILE NUMBER
2 -06 0 4 3 2
COUNTYCOoE ----vEA~ - - NUMsER- -
DECEDENT'S NAME (LAST, FIRST AND MIDDLE INITIAL)
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MARCUS
DATE OF BIRTH (MM-DD-Year)
R.
SOCIAL SECURITY NUMBER
77- 2 4 - 6 2 8 2
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
SOCIAL SECURITY NUMBER
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ALBRIGHT
DATE OF DEATH (MM-DD-Year)
04/16/2006 01/14/1919
(IF APPLICABLE) SURVIVING SPOUSE'S NAME (LAST. FIRST, AND MIDDLE INITIAL)
D 3, Remainder Return (date 01 death prior to 12~13~82!
D 5. Federal Estate Tax Return Required
_ 8. Total Number of Safe Deposit Boxes
D 11. Election to tax under Sec. 9113(A) (Atlach Sch O!
[X] 1. Original Return
D 4. Limited Estate
[X] 6. Decedent Died Testate (Attach copy of Will)
o 9. Litigation Proceeds Received
o 2. Supplemental Return
o 4a. Future Interest Compromise (date of death after 12.12-82)
o 7. Decedent Maintaihed a Living Trust IAttach copy ofTrust)
o 10. Spousal Poverty Credit (date of death between 12-31-91 and 1-1-95)
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THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
NAME COMPLETE MAILING ADDRESS
MARCUS A. McKNIGHT III 60 WEST POMFRET STREET
FIRM NAME (If Applicable)
IRWIN & McKNIGHT
TELEPHONE NUMBER
717 249-2353 CARLISLE PA 17013
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1. Real Estate (Schedule A) (1)
2. Stocks and Bonds (Schedule B) (2)
3. Closely Held Corporation, Partnership or Sole-Proprietorship (3)
4. Mortgages & Notes Receivable (Schedule D) (4)
5. Cash, Bank Deposits & Miscellaneous Personal Property (5)
(Schedule E)
6. Jointly Owned Property (Schedule F) (6)
D Separate Billing Requested
7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (7)
(Schedule G or L)
8. Total Gross Assets (total Lines 1-7)
9. Funeral Expenses & Administrative Costs (Schedule H) (9)
10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) (10)
11. Total Deductions (total Lines 9 & 10)
OFFICIAL USE ONLY
140,000.00 i
262,215.90
0.00 X _(15) 0.00
583,927.99 X .045 (16) 26,276.76
0.00 X .12 (17) 0.00
0.00 X .15 (18) 0.00
(19) 26,276.76
12. Net Value of Estate (Line 8 minus Line 11)
13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been
made (Schedule J)
14. Net Value Subjecllo Tax (Line 12 minus Line 13)
SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES
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15. Amount of Line 14 taxable at the spousal tax
rate, or transfers under Sec. 9116 (a)(1.2)
25,559.30
(8)
612,628.43
16. Amount of Line 14 taxable at lineal rate
27,492.50
1,207.94
(11)
(12)
(13)
28,700.44
583,927.99
17. Amount of Line 14 taxable at sibling rate
(14)
583,927.99
18. Amount of Line 14 taxable at collateral rate
19. Tax Due
20. D
CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT
> > BE SURE TO ANSWER ALL QUESTIONS ON REVERSE SIDE AND RECHECK MATH < <
REV-1502 E>i + (6-98)
SCHEDULE A
REAL ESTATE
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE !NUMBER
ALBRIGHT MARCUS R. 21 06 0432
All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be
exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts.
Real cronertv which is iointlv-owned with riaht of survivorshin must be disclosed on Schedule F.
ITEM
NUMBER
1.
DESCRIPTION
3451 Green Street, Camp Hill, Pennsylvania
Appraisal Attached
VALUE AT DATE
OF DEATH
140,000.00
TOTAL (Also enter on line 1, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
140.000.00
REV-1503 EX + (6-98)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE B
STOCKS & BONDS
ESTATE OF
ALBRIGHT
FILE NUMBER
MARCUS
R.
21
06
0432
ITEM
NUMBER
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
All property jointly-owned with right of survivorship must be disclosed on Schedule F.
DESCRIPTION
Series EE Bonds - See Attached
30 Shares of BellSouth Corporation
CUSIP #001 75207986010
$32.79 x 30 = $983.70
34 Shares of Verizon Communications, Inc.
CUSIP #
$32.47 X 34 = $1,103.98
59 Shares of AT&T Inc.
CUSIP #
$25.43 x 59 = $1,500.37
Prudential Financial - TEMBX Fund - 1414.236 Shares
1414.236 x $15.88 = $22,458.06
CUSIP #
Prudential Financial - TRBBX Fund - 1740.401 Shares
1740.401 x $11.08 = $19,283.64
CUSIP #
Prudential Financial - OPABX Fund - 1635.200 Shares
1635.200 x $12.73 = $20,816.09
CUSIP #
Prudential Financial - RMUBX Fund - 1150.723 Shares
1150.723 x $18.23 = $20,977.68
CUSIP #
Anchor Financial Group - Various Funds - Account #08Z071154
Anchor Financial Group - Brokerage Money Market Account #3KZ282033
Anchor Financial Group - IRA FBO - Account #08Z071204
VALUE AT DATE
OF DEATH
194.68
983.70
1,103.98
1,500.37
22,458.06
19,283.64
20,816.09
20,977.68
112,596.45
4.328.73
57.972.52
TOTAL (Also enter on line 2, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
262,215.90
REV-1508 EX+ (6-98)
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COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
ESTATE OF
ALBRIGHT
0432
FILE NUMBER
MARCUS R. 21 06
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property jointly-owned with right of survivorship must be disclosed on Schedule F.
ITEM
NUMBER
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
DESCRIPTION
Personal property - Appraisal Attached
VALUE AT DATE
OF DEATH
25,780.00
Members 1 st Federal Credit Union - Savings Account #273818-00
12,952.60
Members 1 st Federal Credit Union - Certificate of Deposit #273818-46
31.556.46
Members 1 st Federal Credit Union - Savings Account #35685-00
26.39
Members 1 st Federal Credit Union - IRA Certificate of Deposit #35685-15
6.497.53
Members 1 st Federal Credit Union - IRA Certificate of Deposit #35685-16
3,843.31
Members 1 st Federal Credit Union - Certificate of Deposit #35685-47
11,695.66
Members 1 st Federal Credit Union - Certificate of Deposit #35685-48
11,695.66
Members 1 st Federal Credit Union - Certificate of Deposit #35685-49
11,695.66
Members 1 st Federal Credit Union - Certificate of Deposit #35685-50
2,24164
Members 1 st Federal Credit Union - Certificate of Deposit #35685-51
4.887.78
Members 1 st Federal Credit Union - Certificate of Deposit #35685-52
21,724.03
Bellsouth Corp Dividends (Unclaimed Property)
10.35
Prudential Financial Inc. Demute Kba (Pa) Demutualization Cash (Unclaimed Property)
369.72
Sovereign Bank - Checking Account #2331025975
9,157.58
Sovereign Bank - Savings Account #2334018385
101.72
TOTAL (Also enter on line 5, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
242,825.75
Continuation of REV-1500 Inheritance Tax Return Resident Decedent
Page 1
21 06 0432
File Number
ALBRIGHT
Decedent's Name
MARCUS
R.
Schedule E - Cash, Bank Deposits, & Misc. Personal Property
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
17. Sovereign Bank - Certificate of Deposit #2335129975 5,906.36
18. Sovereign Bank - Certificate of Deposit #2335336554 12,255.04
19. Orrstown Bank - Certificate of Deposit #4000005810 6,229.48
20. Orrstown Bank - Certificate of Deposit #4000005701 6,221.01
21- Prudential Financial - Money Market Account 5.25
SUBTOTAL SCHEDULE E 30,617.14
GRAND TOTAL SCHEDUL.E E $ 184,853.23
REV-1510 E~ + (6-98)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
ALBRIGHT
MARCUS
R.
FILE NUMBER
21 06
0432
SCHEDULE G
INTER-VIVOS TRANSFERS &
MISC. NON-PROBATE PROPERTY
This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes
DESCRIPTION OF PROPERTY
ITEM INCLUDE THE NAME OF THE TRANSFEREE, THEIR RELATIONSHIP TC DECEDENT AND DATE OF DEATH % OF DECO'S EXCLUSION TAXABLE
NUMBER THE DATE OF TRANSFER ATTACH A copy OF THE DEED FOR REAL ESTATE VALUE OF ASSET INTEREST VALUE
(IF APPLICABLE)
1. AIG Life Insurance Company 25,559.30 100. 25,559.30
Annurty#T001564130
TOTAL (Also enter on line 7 Recapitulation) $ 25,559.30
(If more space is needed, insert additional sheets of the same size)
REV-1511 EX + (12-99)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE H
FUNERAL EXPENSES &
ADMINISTRATIVE COSTS
ESTATE OF
ALBRIGHT
ITEM
NUMBER
A.
1.
2.
B.
1.
2.
3.
4.
5.
6.
7
8.
9.
10.
11.
12.
13.
14.
FILE NUMBER
MARCUS
21
06
R.
Debts of decedent must be reported on Schedule t.
DESCRIPTION
FUNERAL EXPENSES:
Musselman Funeral Home, Inc.
Grace United Methodist Church - Funeral Luncheon
ADMINISTRATIVE COSTS:
Personal Representative's Commissions
Name of Personal Representative (s)
Social Security Number(s)/EIN Number of Personal Representative(s)
Street Address
City
State
Zip
Year(s) Commission Paid:
Attorney Fees Irwin & McKnight
Family Exemption: (If decedent's address is not the same as claimant's, attach explanation)
Claimant Gwendolyn Joy Rhone
Street Address 3451 Green Street
City Camp Hill
State P A
Zip 17011
Relationship of Claimant to Decedent
Probate Fees Register of Wills
Accountant's Fees
Tax Return Preparer's Fees Patricia A. Rosendale, CPA
Register of Wills - Filing Fee
Notary Fees
The Sentinel - Estate Notice
Cumberland Law Journal - Estate Notice
Register of Wills - Short Certificates
Department of Transportation - Duplicate Title
Roy D. Gottshall - Appraisal on Personal Property
S.w. Barrett Real Estate & Appraisal Services - Appraisal on Real Estate
TOTAL (Also enter on line 9, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
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0432
AMOUNT
486.70
270.00
21,600.00
3,500.00
614.00
350.00
30.00
30.00
137.30
75.00
12.00
22.50
65.00
300.00
27 492.50
REV-1512 EX + (6-98)
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SCHEDULE I
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES & LIENS
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
ALBRIGHT
FILE NUMBER
MARCUS
R.
21
06
0432
Include unreimbursed medical expenses.
ITEM
NUMBER
1.
DESCRIPTION
VALUE AT DATE
OF DEATH
PP&L - Electric
168.38
2.
Public School Retirement System - Reimbursement of Pension
213.85
3.
Bank of America - Credit Card
69.55
4.
Pennsylvania American Water
44.27
5.
Holy Spirit Hospital - Medical
51.88
6.
Department of Veterans Affairs - Medical
102.00
7.
Janet L. Miller, Tax Collector
Personal Taxes
5.50
8.
Janet L. Miller, Tax Collector
2006 Real Estate Taxes
528.29
9.
Pulmonary and Critical Care Medicine - Medical
24.22
TOTAL (Also enter on line 10, Recapitulation) $
1,207.94
(If more space is needed, insert additional sheets of the same size)
"'.''''''''*
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE J
BENEFICIARIES
ESTATE OF
AL BRIGHT
NUMBER
1.
1.
2.
3.
4.
5.
6.
MARr.1 J~
R.
FILE NUMBER
2"1 Of;
RELATIONSHIP TO DECEDENT
Do Not List Trustee(s)
Lineal
Lineal
Lineal
Lineal
Lineal
Lineal
0432
AMOUNT OR SHARE
OF ESTATE
1/2 Remainder
1/2 Remainder
Automobile
500.00
500.00
500.00
500.00
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET
II. NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE
NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY
TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under
Sec. 9116 (a) (1.2)]
Carolyn Elaine Oyler
133 Woodhill Drive
Fleetwood, PA 19522
Gwendolyn Joy Rhone
3451 Green Street
Camp Hill, PA 17011-4420
Norman Phillip Rhone, II
8606 Cross Creek Road
Polk City, FL 33868
Jared W. Oyler
133 Woodhill Drive
Fleetwood, PA 19522
Amanda K. Oyler
133 Woodhill Drive
Fleetwood, PA 19522
Susan E. Rhone
239 Ridge Road
Brown Mills, NJ 08015
1.
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
1.
TOTAL OF PART II - ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET $
(If more space is needed, insert additional sheets of the same size)
L:A5rrWILL:AND rrXSrr.Jt:MXNrr
I .MARCUS R. ALBRIGHT, of the Borough of Camp Hill, Cumberland County,
Pennsylvania, declare this instrument to be my Last Will and Testament, hereby expressly
revoking all Wills and Codicils heretofore made by me.
ONE: I direct my Executrix to pay all of my debts, funeral and administrative expenses
as soon as may be done conveniently after my decease.
TWO: I give, devise, and bequeath all of my estate of every nature and wherever situate.
to my wife, FERNE E. ALBRIGHT, provided she survives me by thirty (30) days or more.
THREE: I specifically give, devise and bequeath the following:
a. To JARED \-V. OYLER, the sum of Five Hundred and no/IOO (5500.00)
Dollars.
b. To AMANDA K. OYLER, the sum of Five Hundred and nail 00
($500.00) Dollars.
c. To GWENDOYLN JOY RHONE, the sum of Five Hundred and no/ I 00
(5500.00) Dollars.
d. To ~OR\IA~ PHILIP RHO~E, II. the sum of Five Hundred and
no/100 (5500.00) Dollars.
e. To my daughter, G\VENDOL YN JOY RHONE my automobile which I
own at my death.
FOUR: If my wife, FER~E E. ALBRIGHT, has predeceased me or if he does not
survive me by thirty (30) days or more, I give, devise, and bequeath all of my property of every
nature and wherever situate equally to my daughters, CAROL YN ELAI~E OYLER and
GWENDOL YN JOY RHONE, per stirpes. If my daughter, CAROLYN ELAINE OYLER
has predeceased me, then her share 'vvillbe divided equally to her issue, JARED \\, OYLER
and Al\'IANDA K. OYLER. If my daughter, G\VENDOL YN JOY RHONE, has predeceased
me, then her share 'vvill be divided equally by her issue, NORMAN PHILLIP RHONE, II and
SUSAN E. RHONE.
FIVE: If any of the issue of my daughters who have predeceased me are under the age of
twenty-one (21) at my death then their share shall be held in TRUST by CAROLYN ELAINE
OYLER (provided she survives me as Trustee, subject to the follo'vving provisions:
a. The net income of the Trust shall be applied at the sole and absolute discretion
of the Trustee to the support, maintenance, education and general welfare of each beneficiary in
such manner as the Trustee may deem proper, \vithout regard to the duty of any person to support
such beneficiary if a minor and without regard to any other funds which may be available for the
2
Trust purpos~s, or may be accumulat~ in the Trust.
b. I further authorize the Trustee to apply not only the income but also so much
of the principal as the Trustee shall deem necessary, in, for, or to\vard the maintenance, support.
education and general welfare of my children in such manner as it shall deem proper.
c. Upon each beneficiary of th~ Trust attaining th~ age of twenty-one (21) years
of age, the Trustee will distribut~ the remaining Trust principal and accumulated income to the
beneficiary.
d. Th~ Trustee shall have the following powers in addition to thos~ vested in her
by law for my property held for the benefit of my children whether income or principal,
exercisable without court approval and effective until the distribution of all prop~rty und~r the
terms of this Trust; the Trustee at her discretion may compromise claims, borrow money, retain
property for such length of time as she may deem proper, sell, lease, pledge, mortgage, transfer,
exchange, convert or otherwise dispose of or grant options of all or any portion of Trust property
for such prices, on such terms in public or private transactions as she may deem proper, and
invest Trust property and income without restriction to legal investments.
e. If CAROLYN ELAINE OYLER has failed to survive me, then I appoint
l\'lARCUS A. McK:~IGHT, III, ESQUIRE, substitute Trustee in her place.
SIX: I appoint my wife, FER~E E. ALBRIGHT, Executrix of this my Last \Vill.
Should my wife predecease me, fail~d to qualify, or ceased to act as Executrix, I then appoint
CAROLYN ELAINE OYLER and G\VENDOL YN JOY RHONE, as Co-Executors of this
my Last Will.
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SEVE~: ~Iy Ex~cutrix may, at her discretion, compromise claims. borrow money.
retain property for such length of time as she may de~m proper: lease and sell property for such
prices, on such terms, at public or private sales, as she may deem proper: and invest estate
property and income without restriction to legal investments.
EIGHT: No Executrix or Co-Executors or Trustee, acting hereunder shall be required to
post bond or enter security in this or-any jurisdiction.
IN WIT:"iESS WHEREOF, [ have hereunto set my hand and seal this 3~ day of
August, 1998.
ftJl1 dC"A. f ~
~IARCUS . R. ALBRI T
(SEAL)
Signed, sealed, published and declared by MARCUS R. ALBRIGHT, the above
named Testator, as and for his Last \Vill and Testament, in the presence of 1.15, who, at his request
and in his presence and in the presence of each other have subscribed our names as witnesses
hereto.
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ACK.~O\VLEDG'IENT A~D AFFIDAVIT
WE, MARCt.:S R. ALBRlGHT. CHERYL L. CLEL-\:\ID and MARTHA L. ~OEL
the testator and witnesses respectively, \vhose names are signed to the tl)regoing instrument.
being first duly s\vorn, do hereby declare to the undersigned authority that the testator signed and
executed the instrument as his Last Will, and that he had signed willingly, and that he executed it
as his free and voluntary act for the purpose herein expressed, and that each of the \vitnesses, in
the presence and hearing of the testator, signed the \Vill as a witness and that to the best of their
knowledge the testator was, at that time, eighteen years of age or older, of sound mind and under
no constraint or undue int1uence.
/n~~J~ R. ~f)j-
i\L-\RC{;S R. ALB'~l_
C:~I LfJ '{J-
CHER L. CLEJLAND
~~t~E{t~
COl\I~IONWEALTH OF PENNSYLVANIA
SS:
COUNTYOFCU~rnERLAND
Subscribed, sworn to and acknowledged before me by MARClJS R. ALBRIGHT. the
testator herein, and subscribed and sw~an to before me by CHERYL L. CLEL--\ND and
MARTHA L. NOEL, witnesses, this3()J. day of August, 1998.
@2~^ JtIDJJHlLJ60n
u Notary Public
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S. W. Barrett Real Estate & Appraisal Services
Fie No. 06-018t
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APPRAISAL OF
LOCATED AT:
3451 Green Street
Camp Hili, PA 17011-4420
FOR:
Irwin & McKnight
60 West Pomfret Street
Carlisle, PA 17013
BORROWER:
Marcus R. ALBRIGHT Estate
AS OF:
April 16, 2006
BY:
Cassandra J. Crockett
Certified Residential Appraiser
S. W. Barrett Real Estate & Appraisal Services
File No. 06-0186
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05/09/2006
Irwin & McKnight
60 West Pomfret Street
Carlisle, PA 17013
File Number: 06-0186
Dear Sirs;
In accordance with your request, I have personally inspected and appraised the real property at:
!
3451 Green Street
Camp Hill, PA 17011-4420
The purpose of this appraisal is to develop an opinion of the market value of the subject property, as improved.
The property rights appraised are the fee simple interest in the site and improvements.
In my opinion, the estimated market value of the property as of April 16, 2006
is:
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$140,000
One Hundred Forty Thousand Dollars
The attached report contains the description, analysis and supportive data for the conclusions,
final estimate of value, descriptive photographs, limiting conditions and appropriate certifications.
.
,
I
Respectfully submitted,
. ) (; G/~LI!-
(;~~~;~:.~~.
Certified Residential Appraiser
SUMMARY APPRAISAL REPORT
INDIVIDUAL CONDOMINIUM UNIT APPRAISAL REPORT File No 06-0186
Property Address 3451 Green Street City Camo Hill State PA
Leaal Description Deed Book 35-F" Paae 1049: Borouah Countv Cumberland Unit No.7
Assessor's Parcel No. 01-21-0275-066 Tax Year 05/06 R.E. Taxes $1.837.00 Special Assessments $ N/A
Proiect Name/Phase No. Green Oaks Condominiums Map Reference 21-0275 Census Tract 0104.00
" Borrower Marcus R. ALBRIGHT Estate Current Owner Albright Marcus/Feme Occupant: T Owner I X I Tenant I I Vacant
Propertv riohts appraised r X 1 Fee Simple r T Leasehold Monthlv Home Owners' Association Unit Charae $ 95.00
Sales Price $ N/A Date of Sale N/A Description and $ amount of loan chargeslooncessions to be paid by sellerN/A
Lender/Client Irwin & McKniaht Address 60 West Pomfret Street, Carlisle, PA 17013
Appraiser Cassandra J. Crockett Address 126 North Hanover Street Carlisle PA 17013
Location UUrban f)(l Suburban 0 Rural Predomin~nt Single family housing Predomi!l~nt
Ivl ~O 0 smgle family PRICE AGE condommlum
Built up ~ Over 75% 25-75% Under 25% occupancy $ (000) (yrs) occupancy
Growth rate 0 Rapid lXl Stable 0 Slow lKJ Owner 100 Low 20 [~ Owner
Property values lKJ Increasing 0 Stable 0 Declining 0 Tenant 3200+ Hioh 100 [J Tenant
Demand/supply 0 Shortage lXlln balance 0 Over supply lKJ Vacan~0-5%) Predominant [~ Vacan~0-5%)
Marketino time n Under 3 mos. rXl3-6 mos. n Over 6 mos. n Vacant(over 5%) 165 70 r1 Vacant(over 5%)
Present land use %: One Family 73, 2-4 Family . Apartments ~. Condominium ~. Commercial ~, Industrial _' Vacant _' Other _
Land use change: lKJ Not likely --0 Likely G process to
: Note: Race and the racial composition of the neighborhood are not appraisal factors.
· Neighborhood boundaries and characteristics: Subject is bounded on the north by Carlisle Pike; on the south by Harrisburg
~ Expressway:on the east bv Lemovne' and on the west by Mechanicsburg.
" Factors that affect the marketability of the properties in the neighborhood (proximity to employment and amenities, emplol'ment stability, appeal to market, etc.):
Subject orooertv is located in an established neighborhood of homes within the Borough of Camp Hill. with a mix of
. residential and office/commercial usaae. Shoooina and other amenities are within walking or short drivina distance. School
svstem is Camp Hill District and local elementary school is within .25 mile. SMSA 42-3240.
Zip Code 17011-4420
Condominium housin~
PRICE AGE
$ (000) (yrs)
95 Low New
200+ Hiqh 35
Predominant
140
15
Market conditions in the subject neighborhood (including support for the above conclusions related to the trend of propertl' values, demand/supply, and marketing time
_ _ such as data on competitive properties for sale in the project and neighborhood, description of the prevalence of sales and financing concessions, etc.):
Property values are currentlv stable with an average marketing time of 80-100 days. Economic trends and lending rates have
remained favorable. Sales concessions occur infrequently. There are new homes under construction in surrounding
developments. as well as resales available in the neighborhood.
Specific zoning classification and description R-1 Single Familv Topography Basically Level
Zoning oompliance lKJ Legal 0 Legal nonoonforming (Grandfathered use) U Illegal U No zoning Size Typical for area
Hiqhest & best use as improved rXT Present use nOther use (explain) Density Unknown
Utilities Public Other Off-site Improvements Type Public Private View Residential/Commercial
Electricity [Xl 200 amo Street Asphalt lKJ 0 Drainage Appears adequate
Gas 0 Curb/gutter Concrete lKJ 0 Apparent easements None Apparent
Water lXl Sidewalk None 0 0 FEMA Special Flood Hazard Area 0 Yes lKJ No
Sanitary sewer lXl Street lights Adequate lKJ 0 FEMA Zone C Map Date 12/11/1 ~.!3.L
Storm sewer rXl AIle V None n n FEMA MaD No. 420357 0001 B
Comments(apparent adverse easements, encroachments, special assessments, slide areas, illegal or legal nonconforming zoning use, etc.): There are no__
apparent adverse easements encroachments or other adverse conditions.
No. of Stories Two Exterior Walls Vin/Brk If Project Completed: If Project Incomplete: Subject Phase:
No. of Elevator(s) N/ A Roof Surface Shl!~ Total No. of Phases 8 Total No. of Planned Phases N/A Total No. of Units 8
-
Existing/Proposed Exstg Total No. Parking L_ Total No. of Units 8 Total No. of Planned Units N/A TotalN:>.ofUnts~ted L-
If oonversion, OOg. use N/A RatC(spaceslunts) 2/1 Total No. of Units for Sale 0 Total No. of Units for Sale N/A TotalN:>. of UntsfcrSaIe L-
Date of Conversion N/A Type Gar!~ Total No. of Units Sold 8 Total No. of Units Sold N/A Total No. of Units Sold L-
Age (Yrs.) 17 Yrs Guest Parking Ovrf~ Total No. of Units Rented 0 Total No. of Units Rented N/A Total No. of Units Rented 0
Effective Aoe(Yrs.) 10-12 Data Source Files/CHR Data Source Files/CHR Data Source Files/CHR
~ Project Type: ~ Primary Residence 0 Second Horne or Recreational lXJ Row or Townhouse U Garden [J Midrise U Highrise [J
Condition of the project, quality of construction, unit mix, appeal to market, etc.: Project is in average conditon; appears well maintained with
porch/balconv and aaraae/OSP for each unit.
Are the heating and cooling for the individual units separately metered? lKJ Yes 0 No If no, describe and comment on compatibility to other projects in market
~ area and market acceptance:
Describe common elements and recreational facilities: Exterior building and grounds; paved guest parkino to rear.
Are the common elements completed? lKJ Yes 0 No Is the Builder/Developer in control of the Home OWf]ers' Association? U Yes l2<J No
Are anv common elements leased to or bv the Home Owners' Association? n Yes fXl No If ves, attach addendum describina rental terms and options.
ROOMS Fover Livlno Dininq KitchEin Den Familv Rm. Ree. f1m. Bedrooms # Baths Laundrv Other Area SQFt
Basement
Level 1
Level 2
1
1
1
2
.5
2
Area
548
720
Finished area above qrade contains: 5 Rooms; 2 Bedroom(s); 2.50 Bath(s); '1 268 Square Feet of Gross Livinq Area For Unit
GENERAL DESCRIPTION HEATING KITCHEN EQUIP. AMENITIES CAR STORAGE INSULATION
Floor No. One/Two Type HtPuml Refrigerator 0 Freplace(s) # 0 None @ Roof 0
.. No. of Levels Two Fuel Electric Range/Oven lXl Patio - 0 Garagie lKJ
Ceiling
INTERIOR Materials/Condition Condition Averaoe Disposal 00 Balcony 2nd Fir lXl No. of Cars ~ Walls [Xl
Flooring CaroeUVinvl COOLING Dishwasher lXl Deck 0 Open Floor [KJ
Walls Drvwall Central Yes Fan/Hood lXl Porch Enclosed lXl No. of Cars 1 None 0
Bath Floor Vinvl Other None Microwave lXl Fence R P~, Space No. L- Unknown PI
Bath Wainscot Drvwall/Fbrals Condttion Averaae Washer/Dryer n ASsKlIledlOM1ed OwnE
Condition of the unit, depreciation, repairs needed, quality of construction, remodeling/modernization, additional features (special energy efficient items, etc):
Improvements are in averaae condition with no physical or functional inadequacies apparent.
_ Adverse environmental conditions (such as, but not limited to, hazardous wastes, toxic substances, etc.) present in the improvements, on the site, or in the
i 'Immediate vicinity of the subject property: No adverse environmental conditions are apparent/disclosed,
PAGE 1 OF 2
Fannie Mae Form 1073 10-94
Freddie Mac Form 465 10-94
Produced uSing ACI software.l:lOO.2J4,8727 www.aciwab.com
SUMMARY APPRAISAL REPORT
INDIVIDUAL CONDOMINIUM UNIT APPRAISAL REPORT File No. 06-0186
Unit Charge $ 95.00 per mo. x 12 = $ 1,140 per yr. Annual Assessment charge per year/square feet of gross living area = $ 0.90
Is the project subject to ground rent? 0 Yes [X) No if yes, $ per year.
Utilities included in unit charge: 00 None 0 Heat 0 Air Conditioning 0 Electricity 0 Gas 0 Water 0 Sewer
Note any fees, other than regular HOA charges, for use of facilities None
Compared to other competitive projects of similar quality and design, the subject unit charge appears: 0 High [X) Typical 0 Low
To properly maintain the project and provide the services anticipated, the budget appears: . IXJ Adequate 0 Inadequate 0 Unknown
Management Group: 00 Home Owners' Association 0 Developer 0 Management Agent (Identify)
. Quality of management and its enforcement of Rules and Regulations based on general appearance of project appears: 00 Adequate 0 Inadequate
. Special or unusual characteristics in the Condominium Documents or other information known to the appraiser that would affect marketability (if none, so state)
None
ITEM
Address, Unit #,
and Proiect Name
Proximitv to Subiect
Sales Price
Price/Gross Liv. Nea
Data and/or
Verification Sources
VALUE ADJUSTMENTS
Sales or Financing
Concessions
Date of Sale/Time
Location
Leasehok:J!Fee SinUl
HOA Mo. Assessment
Common Elements
and Rec. Facilities
Proiect Size/Tvpe
Floor Location
View
Design and Appeal
Qualitv of Construction
Age
. Condition
Above Grade
Room Count
Gross Living Area
Basement & Finished
Rooms Below Grade
Functional Utilitv
Heating/Cooling
Energy Efficient Items
Car Storage
Balcony, Patio,
Fireplace(s), etc.
.
SUBJECT
3451 Green Strel
Green Oaks
$ N/A
$ 0.00 0 $
Inspection
CHR
DESCRIPTION
N/A
Suburban
Fee Simple
$95.00
Exterior Bldg./
Grounds
8ITownhouse
One/Two
Resid/Comm
Condo/Interior
Avg/vinyllBrick
17 Years
Average
Tolal
Bdrms
COMPARABLE NO.1
3445 Green St.
Green Oaks
0.00 MI ENE
$
114.84 0
147.000
COMPARABLE NO.2
3453 Green St.
Green Oaks
0.00 MI WSW
COMPARABLE NO.3
5520 Moreland Court
Villaae of Moreland
3.0 MI WSW
40
5 : 2 ' 2.50
1.268 So Ft.
Partial Bsmt/
Unfinished
Averaqe
HP/CA
Typical
1 Car Garage
Enclosed.Porch/
Entry/Balcony
MLS/Courthouse Records
DESCRIPTION I + (-) $ Adjustment
None, Cony ,
DOM 6 :
2/06 ,
Suburban '
Fee Simole :
$95.00 :
Exterior Bldg.l
Grounds
8/Townhouse
One/Two
Resid/Comm
Condollnterior
Avg/vinyllBrick
17 Yrs
Superior
-5,000
Baths
Total Bdrrns
Baths
$
$
111.04 0
140 800
$
110.38 0
135 000
5: 2' 2.50:
1.280 SQ.Ft;
Partial Bsmt/ '
Unfinished
Averaqe
HP/CA
Tvpical
1 Car Garaae
Enclosed.Porch/ :
Entry/Balconv
$
M LS/Courthouse Records
DESCRIPTION T + (-I $ Adjustment
Clsg.Csts/Conv -250
DOM 40 '
4/06 '
Suburban
Fee Simple :
$95.00 :
Exterior Bldg.l
Grounds
8/Townhouse
One/Two
Resid/Comm
Condo/Sem i Det
Ava/Vinvl/Brick "
17 Yrs
Averaae
MLS/Courthouse Records
DESCRIPTION I + (-) $ Adtustmen!
None, Cony
DOM 36
3/06
Suburban
Fee Simple :
$86.00 :
Exterior Bldg.l
Grounds
1 OO/T owns hse
OnelTwo
Resid/Comm
Condollnterior ,
Avq/vinvllBrick ,
12 Yrs
Averaae
-2 000
Total Bdrrns Baths
Total Bdrrns
Baths
o
5: 2' 2.50:
1.268 SQFt;
Partial Bsmt/
Unfinished
Averaae
HP/CA
Tvpical
1 Car Garaae
Porch/Balcony ,
,
1,000
5' 2 ' 2.50:
1 223 SgFt;
Crawl Space
o
1 800
4,000
Averaae
GFHA/CA
Tvoical
2 Car Garage
CourtyardlDeck :
,
-3 000
o
Net Adi.ltotal) r l + rxl -:$ 5000 r l + fxl -:$ U!50 TxT + r l .:$ 2,800
Adjusted Sales Price Gross: 3.4% Gross: 2.3% Gross: 6.5%
of Comparable Net: -3.4% $ 142 000 Net: -0.9% $ 139 550 Net: 2.1 % $ 137,800
Comments on Sales Comparison (including the subject property's compatibility to other condominium units in the neighborhood, etc.): See Attached Addendum.
ITEM SUBJECT COMPARABLE NO.1 COMPARABLE NO.2 COMPARABLE NO.3
Date, Price and Data 12/10/2004 2/3/2004 1/20/2004
Source for prior sales None $110,000 $98,000 $112,000
wrthinvearofappraisal CHR Courthouse Records Courthouse Records Courthouse Records
Analysis of any current agreement of sale, option, or listing of the subject property and analysis of any prior sales of subject and comparables within one year of the date of appraisal:
No further recorded transfers within three years were found.
140 000
N/A
INDICATED VALUE BY SALES COMPARISON APPROACH. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .' ............ $
INDICATED VALUE BY INCOME APPROACH (If Applicable) Estimated Market Rent $ N/A /Mo. x Gross Rent Multiplier N/A = $
INDICATED VALUE BY COST APPROACH (Attach If Applicable) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. $
This appraisal is made ~ "as is" 0 subject to the repairs, alterations, inspections, or conditions listed below 0 subject to completion per plans and specifications.
Conditions of Appraisal: The property has been appraised in current condition. This appraisal is for client onlv. nontransferable.
.. Final Reconciliation: Market Analysis consistently supports my estimated market value. Cost Approach and GRM analysis were
weiaht is applied to the Market Data Analysis. Supoortina file information substantiates these estimates.
The purpose of this appraisal is to estimate the market value of the real property that is the subject of this report, based on the above conditions and the certification, contingent
and limiting conditions, and market value definition that are stated in the attached Freddie Mac Form 43.9lFannie Mae Form 1 004B (Revised 6/93 ).
.. I (WE) ESTIMATE THE MARKET VALUE, AS DEFINED, OF THE REAL PROPERTY THAT IS THE SUBJECT OF THIS REPORT,AS OF 4/16/2006 [0001
. (WHICH IS THE DATE OF INSPECTION AND THE EFFECTIVE DATE OF THIS REPORT) TO BE s.. . ,_ 140,000 .
APPRAISER: /' (I ) SUPE;RVISORY APPRAISER (ONL Y IF REQUIRED):
Signature 1~;AI<.l l' L~ A _~~ / -J.. ~<.' #'" tI: Signature-'~ --~-- L -{): ..._----.1
Name Cassandra J. Crockett t./ Name Steven W. Barrett, SRPA, SRA
Date Report Signed 05/09/2006 Date Report Signed 05/09/2006
State Certification # RL-001348-L State PA State Certification # GA-000298-L
Or State License # State Or State License # RB-026921-A
o Did !Xl Did Not
Inspect Property
State P A
State PA
Freddie Mac Form 465 10-94 Certified Residential
Appraiser
PAGE 2 OF 2 Certified General
Produced using ACI softwdre, 800234 8727 wwwaciweb,com Acpraiser
S.W. Barrett Real Estate & Appraisal Services
Fannie Mae Form 1073 10-94
SKETCH/AREA TABLE ADDENDUM
Case No
File No 06.Q186
.. :Z.:~~;:~:~~. =~~::-~:m::~=:~p~.. ~~~~~~...~==nnz.'~o:~~._~--.~J
_l"Elr'lcler/C;lienl Irwin Il._McKni~I1I____.. UC Address 60 West Pomfret ~treet, Carlisle, P,A. 17013
_' Apprai~r.!'l.arn~__Cas~i1ll.dr~J. C~~c~el1_._ Appr Address
80'
~-q, ~
'?..~
b
~
,;I :~
12 O'
80'
Hm
Enclosed
b
Porch 0
r
80'
c, Rl
:= I-LJ
.5 B
L_
<o~
<f b
.~~ "
Q<:' '"
120'
Mstr
Bedroom
q
N
Garage
2nd Floor
.
~
~
-=
Kitchen
Bed rOOm
~j
I j-ying Ro,--.m
200'
,Yj: ElltlY
2iJU
70'
Comments:
AREA CALCULATIONS SUMMARY
LIVING AREA BREAKDOW~"bO:~: _I' O'l
272 .00 I
276.00 I
Code Description Size Totals Breakdown
--_._~-- ---
GLAl Firat Floor 548.00 First Floor
second Floor '120.00 1268.00 8.0 " 34.0
pip Enclosed Porch BO.OO 12.0 " 23.0
Entry 2~.50 S..cond Floor
Balcony 80.00 184.50 20.0 " 36.0
GAB. Garage 252.00 252_00
720.00
.
TOTAL LIVABLE
(rounded)
1268
3 Areas Total (rounded)
1~~j
APEX. 50FlWARE 6()(Hl~9<l-'6
.Ap..8100-wAp~xU
Borrower: :lIarcus R. ALBRIGHT Estate
Property Address: 3451 Green Street
qty~C..",P I::tillm~____u___ nu____
Lender: Irwin & McKniaht
State: PA
FRONT VIEW OF
SUBJECT PROPERTY
Appraised Date: May 5, 2006
Appraised Value: $
REAR VIEW OF
SUBJECT PROPERTY
STREET SCENE
Borrower: rtlarcus R ALBRIGHT Estate
Property Address: 3451 Green Street
City: Cam p Hill
Lender: Irwin & McKniaht
File No.: 06-0186
Case No.:
State: PA Zip: 17013
COMPARABLE PROPERTY PHOTO ADDENDUM
Borrower: r.tarcus R ALBRIGHT Estate File NOI.: 06-018.6
Property Address: 3451 Green Street Case No.:
City: Camp Hill State: PA Zip: 1'7013
lender: Irwin & McKniaht
I'
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!
~
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COMPARABLE SALE #1
3445 Green St.
Green Oaks
. Sale Date: 2/06
Sale Price: $ 147.000
COMPARABLE SALE #2
3453 Green St.
Green Oaks
Sale Date: 4/06
Sale Price: $ 140,800
COMPARABLE SALE #3
5520 Moreland Court
Village of Moreland
Sale Date: 2/06
Sale Price: $ 135.000
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File No:. 06..0186
Case No:.
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10 Address Date
S 3451 GREEN ST N!~
1 3445 GREEN ST 2/06
1 3453 GREEN ST 4/06
3 55'10 l-lOP.E1..NlD CT 2/06
Price RM BR Bath S Ft Pro)(imit
tl! ;.. 5 2 2.5 1268 O.OOHJ.
141000 5 2 2.5 1280 0.001'1J. EtlE
140800 5 2 2.5 1268 0.00 HI WSW
135000 5 2 2.5 1223 3.0 HI WSW
/----/--- - --~--- - -------- --- ------- - - --------~---- -- - ---- - --- ----- -----
File No. 06-0186
********* QUAlIFICA liONS *********
l
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The following checked items are specific special conditions that were identified by this; appraiser during the
inspection of the subject property, the comparables sales, and their neighborhoods and locations. Unless otherwise
noted, the conditions that apply to the subject property or the comparable sales used DO NOT AFFECT THE MARKET
VALUE OR THE FUTURE MARKETABILITY OF THE SUBJECT PROPERTY BEING APPRAISED. This is not a home
inspection service. This is an appraisal to estimate market value.
_1. The subject is located in a rural area and is less than 25% built-up.
_x_2. Commercial/Industrial uses are located within the subject's neighborhood. These uses are typical of similar
neighborhoods.
_3. Vacant and undeveloped land uses are located within the subject's neighborhood. These uses are typical for
the area.
_4. The predominant value in the neighborhood is less than that of the market value of the subject property. This
is due to the very wide range of value of properties in the area and superior quality of the subject property.
_5. The subject property is located in a F.E.M.A. Identified Flood Zone. Flood insurance coverage is required and
suggested.
_6. Dampness is noted in the basement of the subject. Standing or running water was not present on basement
floor. This condition is considered typical in dwellings of this style.
_7. The subject property is serviced by private well and/or septic systems which is common for the area.
_x_8. The subject is older than five(5) years. All mechanical systems including the heating, electrical and plumbing
systems appear upon a visual exterior inspection to be in working order. No warranties are implied in this statement.
_9. Repair items were noted in the comments section of the report. These comments on repair items are for
descriptive purposes only and are not required repairs. The items listed are cosmetic in nature.
10. The basement floor is a dirt floor. This condition is common and typical for the area. and does not pose a
health or safety hazard.
_11. The subject property does contain functional obsolescence as noted in the report. This condition is
considered typical and common for the area and this style dwelling.
_12. The land value exceeds 30% of total value due to the high demand for vacant land in this neighborhood. This
condition is considered common and typical for the neighborhood.
_13. The land value exceeds 30% of total value. This is due to the large size of the sih~. This condition is
considered to be typical and common.
_14. Individual adjustments were required that exceed 15%. These adjustments were required due to lack of more
similar comparables on that individual rating. All comparables used are the best available.
_15. Total adjustments exceed 25%. This is due to the lack of comparable sales that were more similar in the
subject's market area. All comparables used are the best available.
_16. One or more comparable sales are older than six(6) months. Although there are comparable properties in the
subject's area, none have sold recently; therefore, sales in excess of six(6) months have to be used. All com parables
used are the best available.
_x_H. One or more comparables used were in excess of one (1) mile from the subject property. Although there are
comparable properties in the immediate area, none have sold recently. Therefore, it was necessary to use comparable
sales outside of the immediate area. All comparables used are located in similar neighborhoods and within the same
marketing area. All com parables used are the best available.
_18. The electrical system was not connected during inspection.
_19. The water service was not connected during inspection.
_20. The heating system was shut down during inspection.
_21. Roofing_Plumbing_Electrical_Heating_certification(s) is/are suggested.
22. Inground swimming pool_, out buildings_are included_,not included__according to lender's
guidelines.
_23. According to lender's guidelines a maximum of_acres were considered for this valuation. Remaining
acreage was given no value.
:1
File No. 06-0186
********* QUALIFICATIONS *********
!
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:
,
_24. The subject property is located on a private road.
25. Wood infestation inspection is suggested.
_x_26. Last recorded deed transfer: Date_7/30/1991_, Consideration: $79,900__.
27. Proposed construction/renovation in accordance to plans and specifications to be completed in a workman-like
manner. i
28. Seller is paying part or all of closing costs.
_x_29. All comparable sales are verified closed sales.
_x_30. There are no special conditions or other requirements that would affect market value or future marketability in
the Appraisal Report.
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CHECKED ITEMS ARE SPECIFIC SPECIAL CONDITIONS THAT WERE IDENTIFIED BY THIS APPRAISER DURING
INSPECTION.
L
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File No. 06-0186
DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market
under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not
affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from
seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised,
and each acting in what he considers his own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment
is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal
consideration for the property sold unaffected by special or creative financing or sales concessions' granted by anyone associated with the
sale.
. Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for
those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable since the
seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property
by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any
adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any
adjustment should approximate the market's reaction to the financing or concessions based on the Appraiser's judgment.
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal report is subject to the
following conditions:
1. The appraiser will not be responsible for malleI'S of a legal nature that affect either the property being appraised or the title to it. The
appraiser assumes that the title is good and marketable and, therefore, will not render any opinions about the title. The property is appraised
on the basis of it being under responsible ownership.
2. The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the improvements and the sketch is
included only to assist the reader of the report in visualizing the property and understanding the appraiser's determination of its size.
3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data
sources) and has noted in the appraisal report whether the subject site is located in an identified Special Flood Hazard Area. Because the
appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination.
4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific
arrangements to do so have been made beforehand.
5. The appraiser has estimated the value of the land in the cost approach at its highest and best use and the improvements at their
contributory value. These separate valuations of the land and improvements must not be used in conjunction with any other appraisal and
are invalid if they are so used.
6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation, the presence of hazardous
wastes, toxic substances, etc. ) observed during the inspection of the subject property or that he or she became aware of during the normal
research involved in performing the appraisal. Unless otherwise stated in the appraisal report, the appraiser has no knowledge of any hidden
or unapparent conditions of the property or adverse environmental conditions (including the prElsence of hazardous wastes, toxic
substances, etc. ) that would make the property more or less valuable, and has assumed that there are no such conditions and makes no
guarantees or warranties, express or implied, regarding the condition of the property. The appraiser will not be responsible for any such
conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the
appraiser is not an expert in the field of environmental hazards, the appraisal report must not be considered as an environmental assessment
of the property.
7. The appraiser obtained the information, estimates, and opinions that were expressed in the appraisal report from sources that he or she
considers to be reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such
items that were furnished by other parties.
8. The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professional
Appraisal Practice.
9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion,
repairs, or alterations on the assumption that completion of the improvements will be performed in a workmanlike manner.
10. The appraiser must provide his or her prior written consent before the lender/client specified in the appraisal report can distribute the
appraisal report (including conclusions about the property value, the appraiser's identity and professional designations, and references to
any professional appraisal organizations or the firm with which the appraiser is associated) to anyone other than the borrower; the
mortgagee or its successors and assigns; the mortgage insurer; consultants; professional appraisal organizations; any state or federally
approved financial institution; or any department, agency, or instrumentality of the United States or any state or the District of Columbia;
except that the lender/client may distribute the property description section of the report only to data collection or reporting service(s)
without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also be obtained before
the appraisal can be conveyed by anyone to the public through advertising, public relations, news, sales, or other media.
Freddie Mac Form 439 6-93
Page 1 of 2
Fannie Mae Form 1004B 6-93
File No. 06-0186
APPRAISERS CERTIFICATION: The Appraiser certifies and agrees that:
1. I have researched the subject market area and have selected a minimum of three recent sales of properties most similar and proximate
to the subject property for consideration in the sales comparison analysis and have made a dollar adjustment when appropriate to reflect the
market reaction to those items of significant variation. If a significant item in a comparable property is superior to , or more favorable than,
the subject property, I have made a negative adjustment to reduce the adjusted sales price of the comparable and, if a significant item in a
comparable property is inferior to, or less favorable than the subject property, I have made a positive adjustment to increase the adjusted
sales price of the comparable.
2. I have taken into consideration the factors that have an impact on value in my development of the estimate of market value in the
appraisal report. I have not knowingly withheld any significant information from the appraisal report and I believe, to the best of my
knowledge, that all statements and information in the appraisal report are true and correct.
3. I stated in the appraisal report only my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject
only to the contingent and limiting conditions specified in this form.
4. I have no present or prospective interest in the property that is the subject to this report, and I have no present or prospective personal
interest or bias with respect to the participants in the transaction. I did not base, either partially or completely, my analysis and/or the
estimate of market value in the appraisal report on the race, color, religion, sex, handicap, familial status, or national origin of either the
prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the
subject property.
5. I have no present or contemplated future interest in the subject property, and neither my current or future employment nor my
compensation for performing this appraisal is contingent on the appraised value of the property.
6. I was not required to report a predetermined value or direction in value that favors the cause of the client or any related party,
the amount of the value estimate, the attainment of a specific result, or the occurrence of a subsequent event in order to receive my
compensation and/or employment for performing the appraisal. I did not base the appraisal report on a requested minimum valuation, a
specific valuation, or the need to approve a specific mortgage loan.
7. 1 performed this appraisal in conformity with the Uniform Standards of Professional Appraisal Practice that were adopted and
promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place as of the effective date of this appraisal,
with the exception of the departure provision of those Standards, which does not apply. I acknowledge that an estimate of a reasonable
time for exposure in the open market is a condition in the definition of market value and the estimate I developed is consistent with the
marketing time noted in the neighborhood section of this report, unless I have otherwise stated in the reconciliation section.
8. I have personally inspected the interior and exterior areas of the subject property and the exterior of all properties listed as comparables
in the appraisal report. I further certify that I have noted any apparent or known adverse conditions in the subject improvements, on the
subject site, or on any site within the immediate vicinity of the subject property of which I am aware and have made adjustments for these
adverse conditions in my analysis of the property value to the extent that I had market evidence to support them. I have also commented
about the effect of the adverse conditions on the marketability of the subject property.
9. I personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report. If I relied on
significant professional assistance from any individual or individuals in the performance of the appraisal or the preparation of the appraisal
report, I have named such individual(s) and disclosed the specific tasks performed by them in.the reconciliation section of this appraisal
report. I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to any item in
the report; therefore, if an unauthorized change is made to the appraisal report, I will take no responsibility for it.
SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal report, he or she certifies
and agrees that: I directly supervise the appraiser who prepared the appraisal report, have reviewed the appraisal report, agree with the
statements and conclusions of the appraiser, agree to be bound by the appraiser's certifications numbered 4 through 7 above, and am taking
full responsibility for the appraisal and the appraisal report.
ADDRESS OF PROPERTY APPRAISED: 3451 Green Street, Camp Hill, PA 17011-4420
APPRAISER:
SUPERVISORY APPRAISER (only if required)
,.] .-
/ .. ."' ) I)
Signature: (~d~,yt/It /7 ;j). (i~e: if
Name: Cassandra J. Crockett '
Date Signed: 05/09/2006
State Certification #: RL-OO 1348-L
or State License #:
State: PA
Expiration Date of Certification or License: 06/30/2007
t-.:".......,
Signature:
Name: Steven W. Barrett, SRPA, SRA
Date Signed: 05/09/2006
State Certification #: GA-000298-L
or State License #: RB-026921-A
State: PA
Expiration Date of Certification or License: 06/30/2007
o Did [XJ Did Not Inspect Propelrty
Certified Residential Appraiser
Freddie Mac Form 439 6-93
Certified General Appraiser
Page 2 of 2
Fannie Mae Form 100486-93
. ;
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BLS: Hi~torical Prices for BELLSOUTH CP - Yahoo! Finance
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BellSouth Corp. (BLS)
At 9: S8AM ET: 36.18 ~ 0.11 (0.30%)
Ca<t iJ~ to
50 ~~E1EoXRtf~~
m AMfRITRAOE
- -0
, l. 5.56'*' APY'
. C ON ^ VI'EAR CD
1:* TMDt e"~k ~ fDIC ,
Historical Prices
Get Historical Prices for:
GO
SET DATE RANGE
ADVERTISEM ENT
Date
Open
High
Low
Close
Volume
Adj
Close*
Start Date: Apr
End Date: Apr
17
2006
Eg. Jan 1,
2003
Daily
Weekly
Monthly
Dividends Only
17
2006
Get Prices
hrst I Prev I Next I Last
PRICES
17-Apr-06
32.80
33.10
32.67
32.79 3,636,700
32.79
00175207986010ALBRIGHT-FERNAOOOO
6020
SELLSOUTH
Your May 2006 dividend check is attached.
001 75207986010
FERNE A ALBRIGHT
3451 GREEN ST
CAMP HILL PA 17011-4420
10
q~
Dear BellSouth Shareholder(s):
Your BellSouth Board of Directors declared a regular quarterly dividend of 29 cents per share payable for your May
2006 dividend. This is the 89th consecutive dividend paid by BellSouth since its incorporation.
Your May dividend check is attached below. The check stub contains details regarding your May dividend, as well
as other important year-to-date information. Please retain the check stub for your records.
If you were enrolled in BellSouth's direct deposit of dividends service, the attached check would already have been
deposited into your bank account. Instead of receiving a check, your funds would be sent electronically to your
participating bank or financial institution and deposited into your account by the dividend payment date. Consider the
convenience and safety of this free service. For more information on direct deposit of dividends enrollment,
please call 1-800-631-6001, or access your account online at www.melloninvestor.com/isd.
Thank you for your investment in BellSouth!
BellSouth Shareholder Services
Div Ck 05106
See important information on reverse side. ..
. . . . - - . . - - - - . . - - - - . . - - - - . . - - . - - - - - - - - - . - - - - - - - - - - . - - . - - - - RETAIN FOR YOUR REcORDS - - - - - - - - - - . - . - - - - - - - - - . - - - - - - . - - - - - . - - - - - - - - - - . - . - - - - . -
..nO .....__. ........... ... ,_
SHAREHOLDER OF
BEllSOUTH CORPORATION
INVESTOR 10 CUSIP
125308876419 001 75207986010
RATE PER SHARE NO OF SHARES OWNED
$0.2900000 30.0000
TAX WITHHELD YTD
::,::::::::::o.:::.:::::::::::.::\},:?:,tti.3JMRQJ.J4Mt:t.:D:1Nf_~mfitl;]RAN$AqlllQN~.~~{:::
..............-................
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.-..-........,.-.
V:,,::::.
TRANSACTION DESCRIPTION
ACCOUNT KEY I ISSUE/CLASS OF STOCK
ALBRIGHT-FERNAOOOO COMMON STOCK
TAX WITHHELD
DIVIDEND
RECORD DATE PAYABLE DATE
0411312006 05101/2006
r~ET DIVIDEND GROSS DIVIDEND PAID YT.o-
$8.70 $17.40
IID1C1oa~CIo ,-I.."f...."h ...........l .......~:_ n..:_ c____ c.
$0.00
TAX IDENTIFICATION NUMBER
$000
VZ: Historical Prices for VERIZON COMMUN - Yahoo! Finance
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Verizon Communications Inc. (VZ)
At 1 :45PM ET: 32.69 ....
mmB
AMERITRADEA.
lqi n Jl.rTlerj tr a QeIQ~L1!),
IrCid_e. tOLles_~.
$L~t~KtLad~~
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Get Historical Prices for:
iGol
L._..___.)
SET DATE RANGE
ADVERTISEMENT
Start Date: Apr
End Date: Apr
17
17
2006
2006
Eg. Jan 1, 2003
(~) Daily
Weekly
Monthly
Dividends Only
-o-
r
ClIlORtClAlCANCE RlllfO.c~ I!
Get Prices
Date
High
Volume
Arm yourself
with information
to fight
cataractal
cancer.
First I Prev I Next I Last
PRICES
Open
Low
Close
Adj
Close*
17-Apr-06
32.75
32.97
32.45
32.47 7,716,600
32.47
* Close price adjusted for dividends and splits.
First I Prev I Next I Last
l~ j:)QV\lIlJQ.C1i:LTQ_gpl'~"l.qsh~~t
~'
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For account information contact
COMPUTERSHARE
:::;;
VERIZON COMMUNICATIONS
c/o COMPUTERSHARE
PO BOX 43005
PROVllJENCE. RI 02940.3005
1\\\ mlIIMI\ III
By Internet:
www.verizon.equiserve.com
-
~
Your initial Internet password is 84812927
=
-
001413
By Telephone: 800-631-2355
;;;;;;;;a
-
-
-
By Mail:
COMPUTERSHARE
P.O. BOX 43'005
PROVIDENCE, RI 02940-3005
;;;;;;;;a
-
-
=
ONOI 1413 OM lPG leI MS
HV48000N JO 16020001 141)
141] 1413 1 1 1----
48001020561070608 CHKD1V XMIT ]72
-
........
........
---
-
-
---
!!!!!!!!!!!
MARCUS R ALBRIGHT
3451 GREEN ST
CAMP HILL, PA 17011-4420
VERIZON COMMUNICATIONS
Issue Record Payable Record Dividend
Issue Date Date Shares Rate
ID Date
01/10/2006 02/01/2006 34.0000 $0.40500
COMMON 480010
04/10/2006 05/01/2006 34.0000 $0.40500
COMMON 480010
Account Number: 120754279
Gross
Amount
$13.77
Tax
Withheld
$0.00
Amount
Payable
$13.77
$13.77
$0.00
$13.77
Current Dividend Check Number: 102643962
Year-To-Date Paid
$27.54
$0.00
$27.5'
T: Historical Prices for AT&T INC. - Yahoo! Finance
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AT&T Inc. (T)
AMERITRADE A:
..
At 2:08PM ET: 25.55 ~
j11~
Joit} ,lI,m~rj!:rac!~__19day
$7 stQc:l<_1r~td~1>
Tra_d_~1>ID~Ij:~r_.
Historical Prices
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IGol
L,.~_____J
SET DATE RANGE
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2006
(~) Daily
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Dividends Only
Start Date: Apr
End Date: Apr
17
17
2006 Eg. Jan 1,2003
Get Prices
First I Prev I Next I Last
PRICES
Date Open High Low Close Volume Adj
Close'
17-Apr-06 25.60 25.72 25.34 25.43 7,822,400 25.43
at&t
(pmputershare
+
-
-
='ll
--
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-
!!!!!!ii!!
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........
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ATT C
MARCUS R ALBRIGHT
3451 GREEN ST
CAMPHILLPA 17011
11"111"1111"11..11,"11.1,,1.1,,1'11.111"1.111...,11,11111
T391 P1
093885
Computershare Shareholder Services Inc
P.O. Box 43078
Providence RI 02940-3078
Within the US, Canada & Puerto Rico 800351 7221
Outside the US, Canada & Puerto Rico 781 5754729
WW'N .computershare. com/att
.....................AUTO..S-DIGIT 17011
For a change of address please call1he above
number or visil us at www.compulershare.com/all
Holder Account Number
C 1000070455
INO
111111111111111111111111
Record Date
Check Number
SSNITIN Certitied
10 Apr 2006
0001165955
Yes
...............----.-....--,-~ ~,
q21}'~.lm~,~'IiI.l~.~Ir,11_6t? 7iq91ff~~m~~~~ii~
AT&T Inc. . Dividend Payment
--""......,'.....-----,.,.""".""_.,,,.......~,.,....,,."""'._-~._~-~.~
-.........
YOU CAN HAVE YOUR DIVIDEND AUTOMATICALLY REINVESTED IN ADDITIONAL SHARES OF AT&T INC.
Under the DirectSERVICE Investment Program, sponsored and administered by AT&T's transfer agent, Computershare Trust Company, N.A. you can
elect to have your AT & T dividends automatically reinvested in additional shares of AT&T common Stock. If you are interested, call toll-free
1-800-351-7221 to request program material or visit www.computershare.com1att to view the program material.
Dividend Confirmation
Payment Date I
CI D . f I Participating I
ass escnp Ion Shares
Dividend I Gross I
Rate Dividend ($)
Deduction I
Amount ($)
Deduction I
Type
Net
Dividend ($)
01 May 2006
COMMON
59
$0.3325
1962
000
N/A
19.62
.
1UDC
ATT
+
PLEASE CASIWEPOSIT THIS CHECK PROMPTLY
~5.i19/201215 14: 27
212-778-151121
PRUDENTIAL SECURITIE
PAGE 211/211
Prudential ~ Fin~!1Cial
Pruco SeclIrities. LlC
PO Bex 15C90, New Brunswick NJ 08906-5090
May 19, 2006
Law Offices
Irwin & McKnight
60 West Pomfret Street
Carlisle, P A 17013
Account Opened: 11/14/05
Dear Mr. McKnight,
Per your request, please find the figures regarding the balance c f principal and
accrued interest ala 4/16/06 for account: 61995890
Fund Shares Price Value
TEMBX 1414.236 $15.88 $22,458.06
TRBBX 1740.401 $11.08 $19,283.64
OPASX 1635.200 $12.73 $20,816.09
RMUBX 1150.723 $18.23 520,971.68
Money 5 51.00 $5.25
Market
If you have any questions concerning this account, please feel free to contact the Pruco
Command Service Line at 800-235-7637.
rely. ~
\ ~ /4'1~/L-
Joseph Tobin
Registered Principal
Pruco Command Operations
Securities products and services, including the COMMAND and Investor Accounts, are
offered through Pruco Securities LLC, 751 Broad Street, Newark, NJ 07102, member
SIPC and a Prudential Financial Company. Prudential Financial is a service mark of the
Prudential Insurance Company of America, Newark, NJ and its affiliates.
.._,i
J:iJ.- \
Ij S\l ~~
JUL-20-2006 17:30
RNCHOR ~INRNCIRL
717 975 058'7
r.02/03
Statement
Marcus R Albright
3451 Green Street
Camp Hill, PA 17011
Mr L. Nelson Wingert
Anchor Financial Group
415 Fallowfield Rd.
Suite 300
Camp Hill, PA 17011
717-975-0509
Albright
Period 01101106-04120/06
Created 0712012006
Aect Name:
Acct No:
Rep.
Number:
MARCUS R ALBRIGHT 3451 GREEN ST CAMP HILL PA 17011-4420
Oaz071 154 Acct Type: Individual
H8
Auet ~. "'~:.~''''::~I,:''~~~: il:" -C," .:.".. ,'. MG; N~m." . ,Quantity Prlce(S> Value($)
T1~1:i'7,;.:t;,!....tTYpe
" .,. ,I, ,... ',""' ... ,~..~.u., ......1... . ., ,..', _
ALPINE REALTY INCOME & GROWTH AlGYX EQUITY ALPINE FUNDS '81.5~r 24.66 4,459.31
FND C!. Y
BROKERAGE MONEY MARKET CASH OR BROKERAGE 2,922.46 1.00 2,922.48
EQUIVALENTS MONEY
MARKET
DAVIS OPPORTUNITY CLASS Y OGOYX ECUITY DAVIS FUNDS 207.9~-l 27.60 5,738.92
DODGE & COX INTERNATIONAL DODFX eQUITY DODGE & COX 175.511 .ro.27 7,067.67
STOCK FUND FUNDS
EQUITY INCOME PRFDX EOUITY T. ROWE PRICE 411.051 27.51 11,309.09
MANAGERS FDS FREMONT BONDFO MBDFX FIXED INCOME MANAGERS 3,139.96 10.17 31,933.36
FUNOS
ROYCE PREMIER FUND RYPAX EQUITY ROYCE FUNDS 303.3Ei 18.99 5,760.79
THE GROWTH FUND OF AMERICA-F GFAFX EQUITY AMERICAN 338.7fi 32.79 11,107.87
FUNDS
VANC3UARD FI SH- TEAM CORP VFSTX FixeD INCOME VANGUARD 3.090.6~! 10.45 32,296.98
Account Total: $112,596.45
.......
MARCUS A ALBRIGHT FERNE A ALBRIGHT JTTEN 51 GREEN ST CAMP HILL PA 17011-4420
3K2282033 Acet . Joint
La6
Number;
Maet Name
BROKERAGE MONEY MARKET
T1cijf:'"':.Jl~~iijTv.~e
CASH OR
EQUIVALENTS
.M~:NII~..
BROKERAGE
MONEY
MARKET
Quantity
4,328.7~1
Prloe(l} .
1.00
VaJue($)
4,326.73
AccountTotal:
$4,328.73
Investor Total:!
5174,897.70
lneomple!e If prollM!ed wllhout accompanylno disclosure page
Page 3 of 5
JUL-20-2006 17:30
Statement
Marcus R Albright
3451 Green Street
Camp Hili, PA 17011
RNCHOR FINRNCIRL
717 975 aS87 P.03/03
Holdings by Investor
Marcus R Albright
Acet Name: IRA FBO MARCUS A ALBRIGHT PERSHING LLC AS CUSTODIAN 3451 GREEN ST CAMP HILL PA 17011-
4420
08Z071204
1T8
Acet No:
Rep,.
Nul'nb8r:
Mr L. Nelson Wingert
Anchor Financial Group
415 Fallowfield Rd.
Suite 300
Camp Hill, PA 17011
717-975-0509
Albright
Period 01/01/06-04/20/06
Created 0712012006
AcclType: Pershing LLC Retlrement Account
, . ., .
AueI' Name
ALPINE REALTY INCOME & GRO'NTH
FND CL Y
BROKERAGE MONEY MARKET
~~~a:;J.,~~'1:YPe'
AIGYX EQUI1Y
QuanUtyPrlce(l)
92.2Ei 24.56
DAVIS OPPORTUNITV CLASS Y
DODGE & COX INTERNATIONAL.
STOCK FUNO
EQUITV INCOME
MANAGERS FDS FREMONT BONDFD
DGOYX
DODFX
flRFOX
MBDFX
THE GROWTH FUND OF AMERICA-F
GFAFX
THIRD AVE SMALl.. CAP VAL.UE
VAN<3UARD FI SH- TERM CORP
TASCX
VFSTX
IncomplSIe /I prasenled without accompanying disclosure PlIge
..gL'N~m.
AL.PINE FUNDS
CASH OR BROKERAGE 1 ,499.9<l. 1.00
eaUIVALEwrs MONEY
MARKET
eQUITY DAVIS FUNDS 1 06.71 27.60
EQUITY DODGE & COX 91.5.5, 40.27
FUNDS
EQUITV T. ROWE PRICE 20B.OEi 27.51
FIXED INCOME MANAGERS 1.820.08 10.17
FUNDS
EQUITY AMERICAN 176.13 32.79
FUNDS
eQUITY THIRD AVENUE 109.91 26.33
FIXED INCOME VANGUARD 1,598.69 10.45
Account Tolal:
-,..---
Value(S)
2,265.59
1,499.94
2,945.00
3,686.76
5,723.59
16,476.22
5, nS.24
2,893.80
16.706.32
$57,972.52
Paga 2 of 6
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r - 25,120.00+
490.00 +
i \ ~ -===-- 170.00:
25,780.*
Th'" "1 ' \ \- '
is appra~sa~ con .~
?2-/ " ~.~
By: /f-A77'" ~ ~C)':~-.?:s.~~~tY?'~/
\\':J ~~_..
~~
\~~.
~o~
0'*
~lst
MEMBERS 1st
fEDERAL CREDIT UNION
Primary Owner:
REGULAR SAVINGS ACCOUNT:
Account Number/Suffix
Date Account Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest to Date of Death
Interest Earned from 1/1/06 to Date of Death
Name of Joint Owner
CERTIFICATE OF DEPOSIT:
Account Number/Suffix
Date Account Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest to Date of Death
Interest Earned from 1/1/06 to Date of Death
Name of Joint Owner
MARCUS R. ALBRIGHT
273818 -00
10/31/2005*
$12,947.28
$5.32
$12,952.60
$37.20
None
273818 -46
03/13/2006**
$31,492.53
$63.93
$31,556.46
$144.71
None
lt~~~Yl~
MAY , 1 200b
IRWIN & tv1d(NIGHT
'Opened by transfer of funds from #35685-00, listing Feme Albright as primary owner and Marcus Albright as joint owner.
"Purchased by transfer of funds from redeemed certificate #35685-53, established 03/11/2004 listing Feme Albright as
primary owner and Marcus Albright as joint owner.
Primary Owner:
REGULAR SAVINGS ACCOUNT:
Account Number/Suffix
Date Account Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest to Date of Death
Interest Earned from 1/1/106 to Date of Death
Name of Joint Owner
Date Joint Ownership Established
CHECKING ACCOUNT:
Account Number/Suffix
Date Account Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest to Date of Death
Interest Earned from 1/1/06 to Date of Death
Name of Joint Owner
Date Joint Ownership Established
Page One
FERNE A. ALBRIGHT
35685 -00
11/17/1983
$26.39
$.00
$26.39
$.00
Marcus R. Albright
09/10/1984
35685 -11
11/17/1983
$.00
$.00
$.00
$.00
Marcus R. Albright
09/10/1984
5000 Louise Drive . Po. Box 40 . Mechanicsburg, Pennsylvania 17055 . (717) 697-11 () 1 . '.Nww.members 1 st.org
IRA CERTIFICATES OF DEPOSIT:
Account Number/Suffix
Date Account Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest to Date of Death
Interest Earned from 1/1/06 to Date of Death
Name of Beneficiary
CERTIFICATES OF DEPOSIT:
Account Number
Date Account Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest to Date of Death
Interest Earned from 1/1/06 to Date of Death
Name of Joint Owner
Date Joint Ownership Established
CERTIFICATES OF DEPOSIT:
Account Number
Date Account Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest to Date of Death
Interest Earned from 1/1/06 to Date of Death
Name of Joint Owner
Date Joint Ownership Established
CERTIFICATES OF DEPOSIT:
Account Number
Date Account Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest to Date of Death
Interest Earned from 1/1/06 to Date of Death
Name of Joint Owner
Date Joint Ownership Established
Estate of: MARCUS R. ALBRIGHT
Date of Death: April 16, 2006
Social Security Number: 177-24-6282
35685 -15
11/09/1995
$6,489.45
$8.08
$6,497.53
$63.46
Marcus A. Albright
35685 -47
10/24/2002
$11,674.02
$21 .64
$11,695.66
$150.51
Marcus A. Albright
10/24/2002
35685 -49
10/24/2002
$11,674.02
$21.64
$11,695.66
$150.51
Marcus A. Albright
10/24/2002
35685 -51
03/20/2003
$4,877.88
$9.90
$4,887.78
$48.76
Marcus A. Albright
03/20/2003
35685 .16
03/31/2001
$3,836.89
$6.42
$3,843.31
$50.36
Marcus A. Albright
35685 -48
10/24/2002
$11,674.02
$21.64
$11,695.66
$150.51
Marcus A. Albright
10/24/2002
35685 -50
10/24/2002
$2,238.78
$2.86
$2,241.64
$19.94
Marcus A. Albright
10/24/2002
35685 -52
10/09/2003
$21,699.77
$24.26
$21,724.03
$169.14
Marcus A. Albright
10/09/2003
M~BERS 1ST.F,~DERAL CREDIT UNION
I . - //~. J . .
;1.A~ Ycf:~' t7 /{/(tt:c'L
Denise A. Wolfe I
Insurance Services S~pervisor
May 9, 2006
Albright Feme
3451 Green St
Camp Hill, PA 17011
Re: Claim ID 99565869
Dear Ms.Albright:
. ::~ ~':f:'.
, .1.
>.;j Ii"
J I
t';~, \
~
Commonwealth of Pennsylvania
Treasur:,r Department
Harrisburg, PA
..~~, .~ ~,' .. <,-~~ .' ~<l . " ,
, 1.-;' ,.i , 1~, . "'-,; ,.f
I I,,",, -" ... .S
(, ~
"*
v
February 06,2006
We are writing to you about the following property (or properties) for which you have
filed a claim:
Property ID:
Property Type:
Holder:
Claim Amount:
Owner(s) of Record:
Property ID:
Property Type:
Holder:
Claim Amount:
Owner(s) of Record:
3932839
DIVIDENDS
Bellsouth Corp
$ 10.35
Albright Feme A
3451 Green St, Camp Hill, P A 17011-4420
4769127
Demutualization Cash
Prudential Financial Inc Demute Kba (Pa)
$ 369.72
Albright Feme
8 Rfd, Carlisle, P A 17013-0000
To ensure that property is returned only to its rightful owner, we carry out a thorough
revie,^: during which we look at various types of evidence. In the case of your claim,
we need the following:
. Claim form, completed and signed
Please send the evidence to us at the Bureau of Unclaimed Property, P.O. Box 1837,
Harrisburg, P A 17105-1837, along with a copy of this letter. We will then resume
working on your claim.
Bureau of Unclaimed Property
P.O. Box 1837
Harrisburg, PA 17105-1837
Fax 717-787-9079
Ms.ALBRIGHT
February 06,2006
Page 2
We ask for your patience during the claims process. It takes time for us to complete the
appropriate research, verification, and approvals that are so necessary, especially in view of
the increasing problems related to identity theft. Therefore, as much as we would like to
return property immediately, it may take as long as eight weeks, and sometimes longer. In the
meantime, if you have any questions, please call our office at 1-800-222-2046 from 7:30 a.m.
to 4:30 p.m. Eastern Time; or call me directly at 717-783-1813 from 8:00 a.m. to 4:30 p.m..
If you have filed your claim on our Web site at www.patreasurv.onr, you may log in to check
the status of your claim there.
Thank you for contacting the Pennsylvania Treasury Department. It is our pleasure to serve
you.
Sincerely,
.~
Shita1 Rana, Claims Examiner
Bureau of Unclaimed Property
srana@patreasury.org
,'1..\ ':~"1i:'l<.~
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1 Re\!_ 2187
COMMONWEALTH OF PENNSYLVANIA. DEPARTMENT OF HEALTH. VITAL RECORDS
CERTIFICATE OF DEATH
STATE FiLE. NUl.l8ER
Sc.X
r
SOCIAL SEC~RITY NUMBER
3. ,:}ot - [)/ -.,t.; / 7
OAT:: OF JEA-:-H (Month. uaf, Year;'
8e.
2.
3IRTHP~Cc ;'City and PL;CE JF DE/<. TH
State or Foreign Country) ",OSPITAJ..
Carlisle, PA '''".,~
7. 8a.
FACjLiTY NAME (If not institution. give street and number)
Holy Spirit Hasp.
8d.
CrecK :)nl one-
"<':ND OF SUSINESS / iNOUSTRY
AS CECEDENT EVER. IN
U_S ARMED FORCES:
Yes 0 Nofi
12.
40ct.152005
ER/Cl,jlo~~enl 0
~espdllnC8 0 ~::~,ty) 0
RACE. Amencan :ncian BlaCI(. .......hte, et
(SpeafylWhi te
DECEDENTS USUAL OCCUPA '!"iON
iGive ~lnd:;11 ~ort< Qon" Junn9 ,,"0&1
,,1lNOrlung :,,,,: do "OllJltt r"llr8d)
. ,~chool Teacher
10.
,West School Dis
MARITAL STATUS. ~amed.
Nev.er Mfirried. Widowed,
Divorced (S pe-Clty)
"married
SUR'/:VING SPOUSE
:i1w,fe, ;;l,ve ""iil!O'" "amtl)
R. Alb:"ight
DECEDENrs .'vtAIU,"4G ADDRESS ,Street. Cityllown. State. Z;p Code)
3451
Camp
Green St.
Hill, PA
17011
OECEOE,NTS
ACTUAL
RESIDENCE
(See instructiors
on ott1er side)
171:. Slate
PA
Did
decedent
live in a
township?
He. 0 Yes. decedentli...ed in
two
'..
FA mER'S ~AME (Firsl.'vIiddle. Last)
18. Paul L. Allen Sr.
INFCRMANrs NAME (TtpeIPnnt)
w~ Marcus R. Albright
.. METHOD OF OISPOS:T:O!'.,
Burial []: ::rematiiJn Qemoval from Slate 0
21.1. Other (Specify)
SIG~ATI{'~E
22.1, lJ-J.
Complete Items 23a--c only when certifying
physician is T"lOI ,wadable at ~Jme or Jeath :0
OlIftity calJ$e of deatll
17b County
Cumberland
17d. ~ ~~~.i~e~~~~~~tlj~t:~ of
Camp Hill
cil"y'ber:)
MOTHER'S NAME (First, Miadle, Malden Sumame)
19Hazel Rice
'NFQR~:rS MAILING AOORES.S..iStreel~'tynown. ~I.. .;ip"CodllJ.
20bj4:,1 Green :;I:. L.amp 111.11,1"A
DATE OF DISPOSiT!ON
'''(jet' "'~2 0 ,
o 21b.
OR PERSON ACTING AS SUCH
2005
PLACE OF DISPOSiTION- Name af Cemetery. Crematory
or Other Place
2tpdiantown Gap Nat '.ona
~ME AND AqDRESS OF ~L4ry. S
usselman 1'.tH,C
c.
LOCATION. CityfTown, Slate, Zio COde
lltms 24..26 mlJsl be:omplQted by
person wtlo pronounces dean.,
:J :he best of my Knowledge, death occurred at the time. date and place stated
(Signature and Tille)
23a.
TIME OF DEATH
liCENSE "'lUMBER
21, PART I: Ent., 01. dl..u.&. 'nJUf'e& ':Ir eomplh:aU0f11 wnicn caus.d lh. de.th
Ult only one cau.. on .acn IIn.
00 r10t linter lJ'Ie mode of dyinlil, IUCt. at cardLac or rt,piratory ,lfred, &/lock Qr heart tailur..
23b. 23c.
WAS GASE REFERRED TO A MED'CAL EXAMINER ICORONER?
26. Yes 0 No B
'Approximate PART II: Other signlficart conditions contributing to death out
: interval JetINeer not resulting in the underlying cause gi\len in PART
: onset and death
I Ic"\C
24.
Sequentially list conditions
If any. leading to immediate
cause. Enter UNDERLYING
CAUSE (Disease or injury
!hat inItiated e...ents
resulting on death) LAST
! :
,----)
-\c-W:..:, \\?l, L_ C'r.::: L~C\ CWI.'-!
DUE .0 (OR AS A CONSEQuENCE OF) "
~ . 1. \.,t \ \::: '>- ::>1. ~ I"'- .D(2 c' ',,-,r;;c.
DUE ,0 (OR AS A CONSEQuENCE OF)
.+R\~\-r\ L ~t\l'1~\6.: '::I:...i..c !2c.'s", s....
2, L.l "~\\ ~ N '
71 Y'
:7/c,
'''..eOIA TE CAUSE (Final
disease or condition
rfl:ulting in aeath)--..
WAS AN AUTOPSY WERE AUTOPSY FINDINGS
. PERFORMED? AVAILABLE PRIOR TO
COMPLETICN OF CAUSE
OF DEATH?
MANNER OF DEATH
Natural
~
o
DATE OF INJURY
(MOnll"l. :lay, Y"lIr)
TIME OF INJURY
IN.IURY AT WORK' DESCRIBE HOW INJURY OCCURRED
Homicide
o
o
o
30a.
PLACE OF INJURY
~lJlldlf'g. "'I:::. iSpec:ly:
30e.
30b.
M
Yes 0 No 0
3lk "In,..l
LOCA raN (Street, CityiTcwn. Slate)
Accident
Pending Investigation
Yes 0 No ~ Yes n
2h. 28b.
CERTIFiER (Check ol'1ly 'Jne)
Ot ;~J~F~~~tGor:;,~ S~~~~~8rgh:'Sd~~~h C~~~i~~gadUj: tC;; fhe:hha~~:~( ;)~~dr~x~i;~a~51l:t~f~~~.~~.~~,~. ~:~ .l~. ~~~ .~~.~.~~~::.~ .'.I:.~ .:~.)
~jCO
Suicde
00i.i:d riot bt: c8t\:lnl~II:\:l~
.....0
29
..........J3J
.MED1CAl EXAMINER/CORONER
On th. basis of examInation andlor lnvesllgation, in my opinion, death occurred at the time, date, and place, and due to the causes(s) and
manner as stated n.........._........ ....... ......... ......n.. ............. .........
J1a.
REGiSTRAR'S SIGNATURE AND "lUMBER
/) ~ l"'lo /,-1, /,/1
o
DATE SiGNED (Month. Day. Year) _'
310 31d. It.~- \. - C:7
NAME ANO ADDRESS OF PERSON WHO COMPLETED CAUSE OF DEA TH
(1lem 27) Type or Print 5" 5.) .IV Fy-;,.,.\- Jj
32. LA!",..."",I". [~.... ' IZ /7iJVJ
DATE FILED (Month, Day, Year)
A -. A .J"""'-
'PRONOUNCING AND CERTIFYING PHYSICIAN (physician both pronouncing death and certifying to cause of death)
To thll bllst of my knowledge, death occurred at the lime, date, and place, and due to the causes(s) and manner as stated,..
Commonwealth of Pennsylvania
Treasury Department
Bureau of Unclaimed Property
11111111111111111111111111111111111111111111111111
99565869
OWNER CLAIM FORM
l CLAIMANT INFORMATION
PLEASE COMPLETE ALL INFORMATION BELOW:
NAME OF CLAIMANT: Marcus R. Albright
SOCIAL SECURITY NUMBER:177-24-6282 DATE OF BIRTH: 01/1919
ADDRESS: 3451 Green Street
CITY: Camp Hill STATE: PA ZIP: 170ll
PHONE NUMBER: (717) 737-3939 EMAIL ADDRESS:
PLEASE PRINT
I certify that I am legally entitled to claim the property, as stated, that has been reported and delivered to the Treasury
Department, Bureau of Unclaimed Property.
I further certify that the information provided, herein, is true and correct and subject to the penalties of 18 C.S. Sec.
4904, relating to unsworn falsification to authorities.
SIGNATURE OF CLAIMANT (IN INK): ma;rl'ooA. &. ~~ DATE: .2./~ / d 6
Marcus R. Albright, for Feme A. Albrig t, Deceas~
SIGNATURE OF ADDITIONAL CLAIMANT (IN INK): DATE:
State law limits the fee a third party can charge an owner for the recovery of unclaimed property to 15 percent of the
property value. Please contact the Bureau of Unclaimed Property at 1-800-222-2046 with any additional questions.
~'DO' NOT WRITE IN THIS BOX - TREASURY USE ONL Y
0.0000
$380.07
PROCESSED BY:
APPROVED BY:
DATE:
DATE:
RETURN CLAIM FORM AND DOCUMENTATION TO:
99565869
ShitalRana
Demutualization
~n__ _n _r' ..__._:__.... n____..... 0 n C~V -tR~7 ~""rri"'h..rn Pl't. 171n"'_1A~7
Sovereign Bank
ESTATE OF
SOCIAL SECURITY #:
DATE OF DEATH:
Marcus R. Albright
177-24-6282
April 16, 2006
Checking
Open date:
10/2/1984
Account #: 2331025975 Type:
In the name of: Marcus R. Albright
Date of Death Balance:
Int.(YTD) from 1/1/2006 to
Accrued interest to date of death:
Other Info:
$9,157.58
4/6/2006
$2.62
$61. 71
Account #: 2334018385 Type:
In the name of: Marcus R. Albright
Date of Death Balance:
Int.(YTD) from 1/1/2006 to
Accrued interest to date of death:
Other Info:
Savings
Open date: 6/17/1992
$101.72
4/6/2006
$0.05
$0.40
Account #: 2335129975 Type: CD
In the name of: Marcus R. Albright or Feme A. Albright
Date of Death Balance: $5,906.36
Int.(YTD) from 1/1/2006 to 4/16/2006
Accrued interest to date of death: $67.22
Other Info: Closed 5/19/06
Open date: 11/23/1992
$0.00
Account #: 2335336554 Type: CD
In the name of: Feme A. Albright or Marcus R. Albright
Date of Death Balance: $12,255.04
Int.(YTD) from 1/1/2006 to 3/31/2006
Accrued interest to date of death: $27.91
Other Info: Closed 5/19/06
Open date:
1/29/2002
$146.58
Page 1 of 1
July 10, 2006
~~~Iawlt~
,jUL 1 1 2006
TO: Irwin & McKnight
60 W. Pomfret Street
Carlisle, P A 17013
LR'vV Il\! & IvlcKN[GHI
FROM: Carrie McGee
22 S. Hanover Street
Carlisle, P A 17013
RE: ESTATE OF Marcus R. Albright
DATE OF DEATH: April 16, 2006
IT IS HEREBY CERTIFIED THAT THE ABOVE NAMED DECEDENT HAD. ON THE
ABOVE DATE. THE FOLLOWING ACCOUNTS WITH ORRSTOWN BANK:
CERTIFICATES OF DEPOSIT
ACCOUNT NO. TITLE OF ACCOUNT DATE OPENED PRINCIPAL & ACCRUED INTEREST
4000005701 18 month growth CD 2/23/05 $6000.00 $121.72(YTD)
Balance as of 4/16/2006:
Name(s) on account:
$6221.01 (including $59.89 YTD interest)
Marcus R. Albright
Feme E. Albright
ACCOUNT NO. TITLE OF ACCOUNT DATE OPENED
40000058] 0 18 month growth CD 3/09/05
PRINCIPAL & ACCURED INTEREST
$6000.00 $ 141.72(YTD)
Balance as of 4/16/2006: $6229.48 (including $80.50 YTD interest)
Name(s) on account: Marcus R. Albright
Feme E. Albright
AIG
AIG Life Companies (U.S.)
AIG LIFE INSURANCE COMPANY
AMERICAN INTERNATIONAL LIFE
ASSURANCE COMPANY OF NEWYORK
A Member of American International Group, Inc.
~~~f!:UWl!~
JUN- ,3 2006
May 30, 2006
IR \VrN & J\ilcKNIGHT'
Law Offices
Irwin & McKnight
Attn: Marcus A. McKinght
West Pomfret Professional Building
60 West Pomfret Street
Carlisle, PA 17013-3222
Re:
Deceased:
Contract #:
Marcus R. Albright
T001564130
Dear Mr. McKnight:
Thank you for your recent inquiry regarding the referenced annuity contract(s). It is our pleasure
to be of service to you.
The value of the contract as of Arpil16, 2006 was $25,559.30.
We hope this information is helpful; however, should you have additional questions or require
further assistance, please feel free to contact our Client Care Center by using our toll free number
of 1-800-233-2947.
Sincerely, .
&ck,' ~ ('.Jl~
Becki Galaviz i d
Claims Department
Annuity Administration
P.O. Box 15403 . Amarillo. TX 79105-5403 . 800.233.2947
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1-3
Invoice for Catering
Who:
What:
When:
Where:
Time:
Number:
Cost:
Marcus Albright Family
Funeral Luncheon for Marcus Albright
April 21, 2006, Friday
Grace UM Church, 309 Herman Avenue, Lemoyne" PA 17043
Approx. 12:30pm
30
$7.00 per person
o~ \€){
c,oSo\fOCo
\,0' 'oi \l(' '];
Total due: $210.00 + 12.60 = $222.60
Gratuity not included
222.GO
t Lf7. LtO
2.70,00
gratuity
(Iot~)
Cost includes:
Assorted Meat & Cheese Tray
Rolls
Condiments (mayo, mustard, lettuce, tomato, onion)
Relish Tray
Vegetable Tray
Potato Salad
Macaroni Salad
Chips
Dip
Chocolate and Yellow Cake
Coffee, Decaf & Regular
Punch
Decaf Iced Tea
Appropriate paper goods
Set-up and Clean-up
Thank you for choosing
The Dinner Planner, Personal Chef Service and Catering
Robyn Green 717-215-6781
Decedent's Complete Address:
STREET ADDRESS
3451 GREEN STREET
CITY
CAMP HILL
I STATE
PA
I ZIP 17011
Tax Payments and Credits:
1 Tax Due (Page 1 line 19)
2. Credits/Payments
A. Spousal Poverty Credit
B. Prior Payments
C. Discount
(1)
26,276.76
17.800.00
759.93
Total Credits (A + B + C)
(2)
18,559.93
3. Interest/Penalty if applicable
D. Interest
E. Penalty
Total Interest/Penalty ( D + E) (3)
4. If Line 2 is greater than line 1 + Line 3, enter the difference. This is the OVERPAYMENT.
Check box on Page 1 Line 20 to request a refund (4)
5. If Line 1 + line 3 is greater than Line 2. enter the difference. This is the TAX DUE. (5)
A. Enter the interest on the tax due. (5A)
8. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (58)
Make Check Payable to: REGISTER OF WILLS, AGENT
0.00
0.00
7,716.83
7,716.83
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred: ........................................................................... 0 [RJ
b. retain the right to designate who shall use the property transferred or its income: ........................................ 0 [RJ
c. retain a reversionary interest: or ...................................................................................................... 0 [RJ
d. receive the promise for life of either payments, benefits or care? ............................................................. 0 [RJ
2. If death occurred after December 12, 1982, did decedent transfer property within one year of death
without receiving adequate consideration?....................... ........................................................................ 0 [RJ
3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? ................. 0 [RJ
4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which
contains a beneficiary designation? ....................................................................................................... 0 [RJ
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
DATE
7- 25 ~r"
DATE
7 J90C:: /~
, /"
For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse IS 3%
[72 P.S. S9116 (a) (1.1) (i)].
For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. S9116 (a) (1.1) (II)].
The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if
the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000:
The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent.
or a stepparent of the child is 0% [72 P.S. s9116(a)(1.2)].
The t'"'.~ rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. S9116(1.2) [72 P .S. s9116(a)(1)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% [72 P.S. s9116(a)(1.3)]. A sibling is defined, under Section 9102. as an
individual w':-o has at least one parent in common with the decedent, whether by blood or adoption.