HomeMy WebLinkAbout06-5083
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AM?RICA BANK, N.A. No. D?o - v ?It????
655 PAPER MILL ROAD
MAIL STOP 1411
WILMINGTON DE 19884-1411
Plaintiff
VS.
ROBERT S LOWRY
330 LIBERTY CT
MECHANICSBURG PA 17050
Defendant(s)
CIVIL ACTION - LAW
Filed on behalf of.
Plaintiff, MBNA AMERICA BANK, N.A.
Counsel of record for this party:
Date: _?1111r0
Amy F. Do a #87062 /Daniel F. Wolfson #20617
Ph' : 341 / Andrew C. Spears #87737
avid R. Galloway #8732 'lyn M. Chippie #87852
-"S--rah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 152099504
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A. :No.
Plaintiff
VS
:CIVIL ACTION - LAW
ROBERT S LOWRY
Defendant(s) `
I
1
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (70) days after this Complaint and Notice are served,
by entering a written appearance personally ? r by an attorney and filing in writing with the Court
your defenses or objections to the claims set`forth against you. You are warned that if you fail to
do so, the case may proceed without you and a judgmgnt may be entered against you by the
Court without further notice for any money claimed or any other claim or relief requested by the
Plaintiff. You may lose money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013-
717-249-3166
CCP Notice to Defend
W&A File No. 152099504
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A. :No.
Plaintiff
I VS
ROBERT S LOWRY
Defendant(s)
:CIVIL ACTION - LAW
NOTICIA
USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la
demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias
despuds que esta Demanda y Aviso es servido, con entrando por escrito una aparencia
personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones
a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso
puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas
aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio
solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante
para usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED
NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA
AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO
CONSEGUIR UN ABOGADO.
SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE
PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER
SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O
GRATIS.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013-
717-249-3166
CCP Notice to Defend
W&A File No. 152099504
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff T
VS.
ROBERT S LOWRY
Defendant(s)
I
1
?1MPLAINT
CIVIL ACTION - LAW
AND NOW, this 16 day of August, 2006, comes the Plaintiff, MBNA America Bank, N.A., by
and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint
and in support avers as follows:
1. Plaintiff, MBNA AMERICA BANK, N.A.1 , is a National Banking Association
organized under the National Banking Act with ?rincipal place of business situated at 655 PAPER
MILL ROAD MAIL STOP 1411, WILMINGTON, DE 198841411.
2. Defendant, ROBERT S LOWRY, is an adult individual with a last known address of 330
LIBERTY CT, MECHANICSBURG, CUMBERLAND COUNTY, PA 17050.
3. It is averred that Defendant was issued an open-end credit card account by Plaintiff. This
account was created through a written contract between Plaintiff and Defendant, accepted by Defendant
when he signed and utilized the credit card account. A true and correct copy of the Credit Card
Agreement governing this account is attached hereto as Exhibit "A."
4. The Credit Card Agreement contains a binding Arbitration provision providing that any
claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the
National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement
involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. §§1-16
CCP Cmplt - NEEINA
W & A File No. 152099504
(FAA) governed the Agreement and that following disposition through the NAF, judgment may be
entered any state court having jurisdiction.
At all relevant times material hereto, Defendant has been regular user of said charge card
for the purchase of products, goods and/or for obtaining services and/or funds.
6. By virtue of Defendant's use and maintenance of this credit card in connection with his
purchases of goods, and services, he became bound to all of its contractual terms, which clearly included
an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to
the NAF having jurisdiction over this claim
7. Defendant received monthly statements which accurately state all purchases and
payments made during the month, interest charges imposed on the unpaid balance, and the amount due.
A summary of the account showing the balance due and owing is incorporated herein and marked as
Exhibit "B".
8. Defendant did not object to the above-mentioned Statements of Account submitted by
Plaintiff to Defendant.
Defendant has made sporadic and irregular payments, if any, which have been applied to
the outstanding balance of this account.
10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on
Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is
the sum of $1,554.81.
11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or
delinquent balances on said account shall continue to bear interest at the rate of 18 %.
12. The amount of interest which has accrued on the aforementioned account is the sum of
$433.19.
CCP Cmplt - MBNA
W & A File No. 152099504
13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the
collection of the amount due from Defendant.
14. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees from
the law office of Wolpoff & Abramson, L.L.P. in the collection of the collection of the amounts due
from Defendant incident to the within action, tll?e Plaintiff shall continue to incur such attorney's fees
throughout the conclusion of the proceedings. I
l
15. The amount of attorney's fees incurred in this matter is the sum of $233.22.
16. Despite reasonable and repeated demands for payment, Defendant has failed, refused and
continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the
damage and detriment of the Plaintiff.
17. Any and all conditions precedent1to the briliging of this action have been performed by
Plaintiff.
18. The amount in controversy is within the jurisdictional amount requiring compulsory
arbitration.
CCP Cmplt - MBNA
W & A File No. 152099504
WHEREFORE, Plaintiff respectfully requests this Honorable Court enter judgment in favor of
PlrintiJand against Defendants, in the amount of $1,554.81, plus interest in the amount of $433.19,
plus attorney's fees in the amount of $233.22, plus costs of this action and any other relief as this Court
deems proper and just.
Respectfully submitted,
Date:
Amy F. Doyle 7062 / Daniel F. Wolfson #20617
:Dav* ( Andrew C. Spears #87737
ad R. Gallo a #87 onilyn M. Chippie #87852
E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - MBNA
W &A File No. 152099504
VERIFICATION
The undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside
of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is
authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the
statements made in the foregoing Complaint
true and correct to the best of his/her knowledge,
information, and belief, based upon
The undersigned understands that false
provided by the Plaintiff.
herein are made subject to the penalties of 18
Pa.C.S. Section 4904, relating to unworn falsification to authorities.
? 1z Z
Date: (J
7:1 1
Amy F. Doyle 187062 / Daniel F. Wolfson #20617
Phi 3i 41 f Andrew C. Spears #87737
avid R. Galloway #8873322 Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP C np!t - MBNA
W & A File No. 152099504
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Exhibit "B"
CLIENT NO 001888 MBNA ACCT#5401265999970125 BALANCE -- 1,554.81
****** PRIMARY DEBTOR ***** C/O DATE 01/29/05 LSTPY DT 06/04/04
*M-ACCT-NO *M-REC-TYPE*M-CUST-TYPE*M-LAST-NAME
5401265999970125 A I LOWRY
*M-FIRST-NAME *M-ADDR-1 *M-ADDR-2
ROBERT S PO BOX 482
*M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH
NEW KINGSTOWN PA 170720482 7176970168
*M-WORK-PH *M-DOB *M-POE-NAME
0000000000 09/24/68
*M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER
LM01 OM0001
*M-BANK-CODE*M-BRANCH-CODE*M-CALL-CODE*M-RECOVERER-CODE*M-DEALER-CODE
. SECO 489
*M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE
210 0000 01/29/05 09/13/99 01/29/05
*M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL
06/04/04 1,554.81 .00 .00 1,554.81
*M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1
1,554.81 .00 .00 12BA111234567
*M-COMMENT-2
000 20051208 0000000
*M-COMMENT-3 *M-COMMENT-DATE
12/08/05
*M-2ND-NAME *M-MONTHLY-INCOME*M-OTHER-INCOME
22.50 .00
* M-MONTH LY-PYMT* M-OTH ER-PYMT*M-O W N-RE NT-CO D E*M-R ECOV ERY-SCOR E*M-N EXT-PAY-DATE
.00 .00 R 0746
*M-LAST-I NT-DATE*M-LAST-CONTACT-DATE*M-COMM-RATE*M-HOME-PH-FLAG*M-WORK-PH-FLAG
0000
*M-ADDR-FLAG*M-SSN *M-MIO*M-AG
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff
VS
ROBERT S LOWRY
Defendant(s)
No. 06-5083
CIVIL ACTION - LAW
PRAECIPE FOR JUDGMENT
Please enter Judgment in favor of Plaintiff and against Defendant(s), ROBERT S LOWRY, for failure to answer the
Complaint.
(X) Amount due $2,221.22
Less credits $
TOTAL $2,221.22, plus interest and costs
( X ) I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the complaint and is
calculable as a sum certain from the complaint.
(X) Pursuant to Pa.R.C.P. 237 (Notice of Praecipe for final judgment or decree), I certify that a copy of this praecipe has
been mailed to each other party who has appeared in the action or to his/her Attorney of Record.
( X ) Pursuant to Pa.R.C.P. 237. 1, I certify that written notice of the intention to file this praecipe was mailed or delivered to
the party against whom judgment is to be entered and to his/her Attorney of Record, if any, after the default occured and at least ten
days prior to the date of the filing of this praecipe and a o y of the notice is attached.
Date:
Amy F. Doyle #87062 / Daniel F. Wolfson #20617
Philip C. Warholic #86341?ri-. Spears #877 ?
David R. Galloway #87326 / Tomlyn V.-U ip'F"pie #M52
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
NOW, L/000 1-9 , 2001 , JUDG IS AS ABOVE.
Proth otary/Cle ivil Di ion
By:
Deputy
W&A File No. 152099504
Mkt oFFlC?
TWO IRVINGTON CENTRE
702 KING FARM BLVD., ROCKVILLE, MD 20860
10805 JUDICIAL DR.. SLD& A-5, FAIRFAX, VA 22030
1106 E. MAIN ST., STE.1003, RICHMOND, VA 23215
5122 GREENWK l: RD., VIRGINIA BEACH, VA 23462
919 N. MARKET ST., STE.1300, WILMINGTON, DE 19891
1VALLEY80MOU k BCIt12MCLPRIl3NIFKkWV26902
4860 TRINDLE ROAD, 3RD FLOOR, CAMP HILL, PA 17011
28692 ROADSIDE DR., STE. 20C AGOURA HILLS, CA 91301
39800 HIGH POINTE BLVD.. STE? 250. NOVI. MI 48375
300 CANAL VIEW BLVD., ROCHESTER, NY 14623
5215 it O'CONNOR BLVD., STE 100% LAS COUNAB, TX 75039
180 GLASTONBURY BLVD.. GLASTONBURY, Cr 06033
210 INTERSTATE NORTH PKWY., STE. 700, ATLANTA GA 30339
301 CARLSON PKWY.. STE. 34 MINNETONKA. MN 56436
LAW OFFICES
WOLPOFF & ABRAMSON, L.L.P.
Attomeys in the Practice of als& Collection
(A National Collection Attorney Network Firm)
4880 TRINDLE ROAD
SUITE 300
CAMP HILL, PA 17011
717-303-8700
OUTSIDE THE CAMP HILL LOCAL AREA
(TOLL FREE)
1-800-758-0675
FACSIMILE 717-737-9051
PLEASE DIRECT ALL INQUIRIES TO THE CAMP HILL OFFICE
October 29, 2006
ROBERT S LOWRY
330 LIBERTY CT
MECHANICSBURG, PA 17050
RE: MBNA AMERICA BANK, N.A.
vs. ROBERT S LOWRY
Dear Robert S Lowry:
JERSEY
ANCHORAGE, ALASKA RALEIGH, NORTH CAROLINA
PHOENIX, ARIZONA FARGO, NORTH DAKOTA
CABOT, ARKANSAS CLEVELAND, OHIO
ENGLEWOOD. COLORADO OKLAHOMA CITY, OKLAHOMA
FT. LAUDERDALE, FLORIDA EUGENE, OREGON
HONOLULU, HAWAII PROVIDENCE, RHODE ISLAND
BOISE, IDAHO COLUMBIA, SOUTH CAROLINA
CHICAGO, ILLINOIS KNOXVILLE, TENNESSEE
MERRILLVILLE. INDIANA SANDY, UTAH
KANSAS CITY, KANSAS MILWAUKEE, WISCONSIN
LEXINGTON, KENTUCKY RAWLINS, WYOMING
METAIRIE, LAUSLANA
ST. LOUIS, MISSOURI ' The National Collection
GREAT FALLS. MONTANA Attorney Network Is an
OMAHA, NEBRASKA affiliation of sepanM low tkms.
LAS VEGAS, NEVADA
MANCHESTER, NEW HAMPSHIRE W&A Hours of Opembw:
8 am.-5:30 p.m. ET M-F
W&A File No. 152099504
Enclosed herein please find a 10-Day Notice pursuant to Rule 237.1 of the
Pennsylvania Rules of Civil Procedure.
Sincerely,
S0111
Enclosure
cc:
Amy F. Doyle #87062 / Daniel F. Wolfson #20617
Philip C. Warholic #86341 / ApdreW C. Spears #8773
David R. Galloway #87326 / Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
This is an attempt by a debt collector to collect a debt and any information obtained will
be used for that purpose
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A. NO. 06-5083
Plaintiff
vs.
ROBERT S LOWRY
Defendant(s)
TO: ROBERT S LOWRY
330 LIBERTY CT
MECHANICSBURG PA 17050
DATE OF NOTICE: October 24, 2006
CIVIL ACTION - LAW
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM
THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND
YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU
WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT
A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
717-249-3166
Amy F. Doyle #87062 /Daniel F. Wolfson #20617
v Philip C. Warholic #86341 / Andrew C. Spears #87737
David R. Galloway #87326 / Tonilyri M. Chippie #87852
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 152099504
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BAND, N.A. No. 06-5083
Plaintiff
VS
CIVIL ACTION - LAW
ROBERT S LOWRY
Defendant(s)
CERTIFICATE OF RESIDENCE
PA. R.C.P. 236
I hereby certify that the precise address of Plaintiff is:
Mbna America Bank, N.A.
655 Paper Mill Road
Mail Stop 1411
Wilmington DE 19884-1411
and certify that the last known address of the within Defendant(s) is:
Robert S Lowry
330 Liberty Ct
Mechanicsburg PA 17050
Date:
Amy F. Doy e #87062 / Daniel F. Wolfson #20617
Philip C. Warholic #86341 n e .pears #877
David R. Galloway #87326 / Tonilyn CFippie #87852
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 152099504
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A. No. 06-5083
Plaintiff
VS CIVIL ACTION - LAW
ROBERT S LOWRY
Defendant(s)
AFFIDAVIT OF NON-MILITARY SERVICE
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
The undersigned counsel, being duly sworn according to law, depose and say that I am the Attorney for the
Plaintiff in the above-captioned matter, and that to the best of my knowledge, information and belief Defendant, Robert S
Lowry, above-named, is over 21 years of age; is last known to reside at 330 Liberty Ct Mechanicsburg, County of
Cumberland, Pennsylvania; is not in the military service of the United States or its Allies, or otherwise within the
provisions of the Servicemembers Civil Relief Act and its Amendments.
Date:
Amy F. Doyle #87062 / F. Wolfson #2 7
1 Philip C. Warholic #863 ew Spears
David R. Galloway #87326 / Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
CO MONWE LTH OF PE SYLYANIA
Notarial Seal
nA,o ^el Zeltrrrann, Notary :'.rs,:c
Hasrp4TnTwp.,Curr a- e:ounty
Commiselon Ex reb rv .t3
Me"w, Pennsylvania Assocraaon of Notaries
Telephone: (717) 303-6700
Counsel for Plaintiff
SWORN and SUBSCRIBED to before me this ` l day of NWMb&' 20()(,.:*
?? rb . L 0 1 ?, j
otary Public
W & A File No. 152099504
W&A File No. 152099504
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff
VS
ROBERT S LOWRY
Defendant(s)
No. 06-5083
CIVIL ACTION - LAW
NOTICE OF JUDGMENT
( x ) Notice is hereby given that a Judgment in the above-captioned matter has been entered against you in the amount of
m--.
$2,221.22, plus interest, on .IVU6 is , 20Q(
( x ) A copy of all documents filed with the Prothono in suppo of the within judgment is/are attached.
By 17
If you have any questions regarding this Notice, please con t t VefiliSg party.
Date:
Amy F. Doy a #87062 / Daniel F. Wolfson #20617
Philip C. Warholic #86341 pears #8773
David R. Galloway #87326 om yn ippie #87852
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
This Notice is given in accordance with Pa.R.C.P. 236.)
NOTICE SENT TO: Robert S Lowry
330 Liberty Ct
Mechanicsburg PA 17050
W&A File No. 152099504
SHERIFF'S RETURN - REGULAR
CASE NO: 2006-05083 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MBNA AMERICA BANK N A
VS
LOWRY ROBERT S
BRIAN BARRICK , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
LOWRY ROBERT S the
DEFENDANT at 1516:00 HOURS, on the 20th day of September, 2006
at CUMBERLAND CO SHERIFF'S OFFICE ONE COURTHOUSE SQUARE
CARLISLE, PA 17013 by handing to
ROBERT S LOWRY
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 10.56
Postage .39
Surcharge 10.00
38.95
9/1 7/ 0
Sworn and Subscibed to
before me this day
of ,
So Answers:
R. Thomas Kline
09/21/2006
WOLPOFF & ABRAMSON
By:
Deputy Sher
A. D.
4L_
PRAECIPE FOR WRIT OF EXECUTION {MONEY JUDGMENT)
P.R.C.P. 3101 to 3149
MBNA AMERICA BANK, N.A.
Plaintiff
vs.
ROBERT S LOWRY
Defendant(s)
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
JUDGMENT NO. 06-5083
PRA£CIPE FOR WRIT OF EXECUTION
(MONEY JUDGMENT)
To the Prothonotary: Please issue the Writ of Execution in the above-captioned matter, in the amount of $2,221.22.
(1) Directed to the Sheriff of CUMBERLAND County, Pennsylvania;
(2) against,ROBERT S LOWRY located at 330 LIBERTY CT, MECHANICSBURG, PA 17,050, Defendant(s)
(3) and against, COMMERCE BK A located at 20 NOBLE BLVD., CARLISLE, PA 17013, Garnishee(s);
(4) and index this writ
(a) against, ROBERT S LOWRY , Defendant(s) and
(b) against, COMMERCE BK A, 'Garnishee(s),
as a lis pendens against the real property of the Defendant(s) in the name of the Garnishee(s) as follows:
(Specifically describe property) ***GARNISH ONLY***
You are directed to attach the property of the; Defendant(s) not levied upon in the possession of
COMMERCE BK A located at 20 NOBLE BLVD., CARLISLE, PA 17013, Garnishee(s).
All accounts including but not limited to all savings, checking and other accounts, certificates of deposit, notes
receivables, collateral, pledges, documents of title, securities, coupons and safe deposit boxes.
Amount due $2,221.22
Interest from 11/15/2006 To Be Determined
At an interest rate of 6% per year
Total $2,221.22 Plus costs & interest
Date: Y
Amy F. Doyle #87062 / Daniel F. Wolfson #20617
Phil" Warhoiic #86341 / David R. Galloway #87326
o ' ippie 7852 / . Ehasz #$6469
r. 1259 / Ronald S. Canter #94000
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 3'036700
Counsel for Plaintiff
W&A File No. 152099504 XXX-XX-0922
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 06-5083 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due MBNA AMERICA BANK, N.A., Plaintiff (s)
From ROBERT S. LOWRY, 330 Liberty Ct., Mechanicsburg, PA 17050
(1) You are directed to levy upon the property of the defendant (s)and to sell
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
COMMERCE BANK, 20 Noble Blvd., Carlisle, PA 17013
ALL ACCOUNTS INCLUDING BUT NOT LIMITED TO ALL SAVINGS, CHECKING AND
OTHER ACCOUNTS, CERTIFICATES OF DEPOSIT, NOTES RECEIVABLES, COLLATERAL,
PLEDGES, DOCUMENTS OF TITLE, SECURITIES, COUPONS AND SAFE DEPOSIT BOXES.
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $2,221.22
L.L. $.50
Interest from 11/15/06 at an interest rate of 6% per year - to be Determined
Atty's Comm %
Atty Paid $130.45
Plaintiff Paid
Date: 9/28/07
(Seal)
Due Prothy $2.00
Other Costs
/,-Jj L? P. Mq
s R. Long, Prothonota
By: AiLos
Deputy
REQUESTING PARTY:
Name TONILYM M. CHIPPIE, ESQUIRE
Address: WOLPOFF & ABRAMSON LLP
4660 TRINDLE ROAD, SUITE 300
CAMP HILL, PA 17011
Attorney for: PLAINTIFF
Telephone: 717-303-6700
Supreme Court ID No. 87852
SHERIFF'S RETURN - GARNISHEE
CASE NO: 2006-05083 P
COMMONWEALTH OF PENNSLYVANIA
COUNTY OF CUMBERLAND
MBNA AMERICA BANK N A
VS
LOWRY ROBERT S
And now JASON VIORAL Sheriff or Deputy Sheriff of
Cumberland County of Pennsylvania, who being duly sworn according
to law, at 0016:03 Hours, on the 2nd day of October , 2007, attached
as herein commanded all goods, chattels, rights, debts, credits, and
moneys of the within named DEFENDANT
LOWRY ROBERT S
hands, possession, or control of the within named Garnishee
COMMERCE BANK 20 NOBLE BLVD
CARLISLE, PA 17013
Cumberland County, Pennsylvania, by handing to
, in the
KRISTIN EGOLF (CUSTOMER SERVICE REPRESENTATIVE) ,
personally three copies of interogatories together with 3
and attested copies of the within WRIT OF EXECUTION
the contents there of known to Her
true
and made
Sheriff's Costs: So ans;;?
Docketing .00 .tom
Service .00
Affidavit .00 R. Thomas Kline
Surcharge .00 Sheriff of Cumberland County
.00
00 ?o?S?0y
10/03/2007
Sworn and Subscribed to
before me this
day of By
pu y Sheriff
A.D
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A. No. 06-5083
Plaintiff
VS CIVIL ACTION - LAW
ROBERT S LOWRY
Defendant(s)
PRAECIPE TO SETTLE AND SATISFY
Please mark the judgment in the above-entitled cause as paid and satisfied.
Respectfully Submitted,
By:
Date: h&b)'
Cc: ROBERT S LOWRY
Amy F. Doyle #87062 / Daniel F. Wolfson #20617
Philin_C. 86341 / David R. Galloway #87326
T ippie # 852 / Sarah E. Ehasz #86469
r. #201259 / Ronald S. Canter #94000
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 152099504
w
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
MBNA AMERICA BANK, N.A. No. 06-5083
Plaintiff
vs. CIVIL ACTION - LAW
ROBERT S LOWRY
Defendant(s)
CERTIFICATE OF SERVICE
The undersigned does hereby certify that a copy of the foregoing praecipe was
served this date by Regular Mail, Postage Pre-Paid on this , day of
?Ck `2 , 20,:)?.
Robert S Lowry
330 LIBERTY CT
MECHANICSBURG, PA 17050
Amy F. Doyle #87062 / Daniel F. Wolfson #20617
Philip C. Warholic #86341 / David R. Galloway #87326
Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469
Robert N. Polas, Jr. #201259 / Ronald S. Canter #94000
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 152099504
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R. Thomas Kline, Sheriff, who being duly sworn according to law, states this
Writ is returned ABANDONED, no action taken in six months.
Sheriff s Costs: Advance Costs: 150.00
Sheriff's Costs 85.99
Docketing 18.00 64.01
Poundage 1.69
Advertising
Law Library .50
Prothonotary 2.00 Refunded on 07/29/08
Mileage 4.80
Misc.
Surcharge 20.00
Levy 30.00
Post Pone Sale
Certified Mail.
Postage
Garnishee
TOTAL 9.00
85.99 ? $131 D$
So Answers,
R. Thomas Kline eriff
By _O h j, k ail
i
V v .?
e??5rz7
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 06-5083 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due MBNA AMERICA BANK, N.A., Plaintiff (s)
From ROBERT S. LOWRY, 330 Liberty Ct., Mechanicsburg, PA 17050
(1) You are directed to levy upon the property of the defendant (s)and to sell
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
COMMERCE BANK, 20 Noble Blvd., Carlisle, PA 17013
ALL ACCOUNTS INCLUDING BUT NOT LIMITED TO ALL SAVINGS, CHECKING AND
OTHER ACCOUNTS, CERTIFICATES OF DEPOSIT, NOTES RECEIVABLES, COLLATERAL,
PLEDGES, DOCUMENTS OF TITLE, SECURITIES, COUPONS AND SAFE DEPOSIT BOXES.
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $2,221.22
L.L. $.50
Interest from 11/15/06 at an interest rate of 6% per year - to be Determined
Atty's Comm %
Atty Paid $130.45
Plaintiff Paid
Date: 9/28/07
(Seal)
REQUESTING PARTY:
Due Prothy $2.00
Other Costs
urns R. Long, Prothonotai&
By:
Deputy
Name TONILYM M. CHIPPIE, ESQUIRE
Address: WOLPOFF & ABRAMSON LLP
4660 TRINDLE ROAD, SUITE 300
CAMP HILL, PA 17011
Attorney for: PLAINTIFF
Telephone: 717-303-6700
Supreme Court ID No. 87852