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HomeMy WebLinkAbout06-5115IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA A*RICA BANK, N.A. No. C)Lo -S,145 655 PAYER iv1ILL ROAD Ivy MAIL STOP 1411 WILMINGTON DE 19884-1411 Plaintiff VS CIVIL ACTION - LAW LINDA L WILSON 8 BENTLEY PL CARLISLE PA 17013 ANDREW ENGBERG 8 BENTLEY PL CARLISLE PA 17013-0000 Defendant(s) Filed on behalf of: Plaintiff, MBNA AMERICA BANK, N.A. Counsel of record for this party: Date: X t' Amy oyle 7062 /Daniel F. Wolfson #20617 Ph' : 6341 / Andrew C. Spears #87737 avid R. Galloway #873 onilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 159846936 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS LINDA L WILSON :No. :CIVIL ACTION - LAW ANDREW ENGBERG I Defendant(s) I I You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (2,0) days after this Complaint and Notice are served, by entering a written appearance personally br by an attorney and filing in writing with the Court your defenses or objections to the claims setlforth against you. You are warned that if you fail to do so, the case may proceed without you anJ a judgm@nt may be entered against you by the Court without further notice for any money q]aimed or any other claim or relief requested by the Plaintiff. You may lose money or property tights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 M' Notice to Defend W &A File No. 159846936 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. l Plaintiff I VS :No. LINDA L WILSON ANDREW ENGBERG Defendant(s) :CIVIL ACTION - LAW USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accibn dentro veinte (20) dias despu6s que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W &A File No. 159846936 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, : No. O+ --SNS v ???.t-W) Plaintiff ff ! VS. LINDA L WILSON 4 : CIVIL ACTION - LAW ANDREW ENGBERG I ; Defendant(s) 11 S CCQMPLAINT AND NOW, this 18 day of August, 2006, comes the Plaintiff, MBNA America Bank, N.A., by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as follows: I 1. Plaintiff, MBNA AMERICA BAfi K, N.A. Js a National Banking Association organized under the National Banking Act with a principal place of business situated at 655 PAPER MILL ROAD MAIL STOP 1411, WILMINGTON, DE 198841411. 2. Defendant, LINDA L WILSON, is an adult individual with a last known address of 8 BENTLEY PL, CARLISLE, CUMBERLAND COUNTY, PA 17013. 3. Defendant, ANDREW ENGBERG, is an adult individual with a last known address of 8 BENTLEY PL, CARLISLE, CUMBERLAND COUNTY, PA 17013-0000. 4. It is averred that Defendants were issued an open-end credit card account by Plaintiff. This account was created through a written contract between Plaintiff and Defendants, accepted by Defendants when they signed and utilized the credit card account. A true and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A." The Credit Card Agreement contains a binding Arbitration provision providing that any claim or dispute between Defendants and Plaintiff would be subject to binding arbitration before the CCP Cmplt - MBNA wo AF 2 W &A File No. 159846936 National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement involy an instrumentality of interstate commerce, that the Federal Arbitration Act,9 U.S.C. §§1-16 (FAA)-,4ovemed the Agreement and that following disposition through the NAF, judgment may be entered in any state court having jurisdiction. 6. At all relevant times material hereto, Defendants have been regular users of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. By virtue of Defendants' use and maintenance of this credit card in connection with their purchases of goods, and services, they became bound to all of its contractual terms, which clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendants consented to the NAF having jurisdiction over this claim. 8. Defendants received monthly statements which accurately state all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due. A summary of the account showing the balance due and owing is incorporated herein and marked as Exhibit "B." 9. Defendants did not object to the summary of account. 10. Defendants have made sporadic and irregular payments, if any, which have been applied to the outstanding balance of this account. 11. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendants' credit account, as a result of charges made by said Defendants and/or any authorized users is the sum of $6,939.80. 12. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or delinquent balances on said account shall continue to bear interest at the rate of 8 %. 13. The amount of interest which has accrued on the aforementioned account is the sum of $171.87. CCP Cmph - MBNA wo AF 2 W & A File No. 159846936 14. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendants. 15. Despite reasonable and repeated demands for payment, Defendants have fatted, refused and continue to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. I 16. Any and all conditions preceden to the bringing of this action have been performed by Plaintiff. 17. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - MBNA wo AF 2 W & A Fite No. 159846936 BEFORE, Plaintiff respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendant, in the amount of $6,939.80, interest in the amount of $171.87, plus costs of this action and any other relief as this Court deems proper and just. Respectfully submitted, Date: L9 - Amy F. Do to #87662 / Daniel F. Wolfson #20617 Warhol 0#1866334411// Andrew C. Spears #87737 David R. a owa #8 onilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA wo AF 2 4 W &A File No. 159846936 VERIFICATION The undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an. expedient and timely manner, he/she is authorized to take this verification on behalf statements made in the foregoing Complaint information, and belief, based upon The undersigned understands that false said Plaintiff in the within action and verifies that the true and correct to the best of his/her knowledge, provided by the Plaintiff. herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unworn falsification to authorities. Date: o !lb Amy F. Do a #87062 / Daniel F. Wolfson #20617 i*vG Andrew C. Spears #87737 1 ]NXilyn M. Chippie #87852 hasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 /Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA wo AF 2 W & A File No. 159846936 Exhibit "A" 7 Yy1???N 'd' ?}}?.; !p Y? c FY m iG R? ? $ ? E ' E.zsp? 1 fi ? ? ? O3 L .Q ? IG :2 0 -? 0 c y}•;{8,r ? Oar SQL ' : 0- E s c g lit yU9 9pE.ac6 a a p c .E E -Y' .€2c E }' Spri g'oU5 . I8.£ V 5 3 z ??igc ..y? cd_g <?Q4,g c ? u?+?a,.E GOr Nwc Oq`e?y Y"' w'c4 C'w? o y@' ?9? aE$O °??Yp aoEa < ?gLg1o cE o?eL?cr? ' ? Q?QfwG?w.9 ?jQ v of 6y ME .1aq?O NE we Ya ?m ?ppl •???1[ p$?Y 11fil ? Z jn-s ?pf c_Lq c,???d8 C 4R CC_mO yQ.? ytT O£ ?i '.ir?C? -gg a w GO 3gfi B : ja ,f? gyYe? -es $r? La,D ,E?pg+Lj6 v =+. r t$E 0 a a m a[1 c ESE [}?9??Y? gCgc ? ?$°G 9.. w.. 3Y. ? FaL yLNLL? 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L'$?$.Ne g'?DOP'?`.eSF 2Z u =1 c {sxung Ie a>i-` c ? ?CL ?g Hd °g3?€r - Nr At ?dQG P?V $: rG G4 .N .S DY GS £+°gZ . sr I1 0_ Is Off 16 G E 3Sl is e? e?'S ?E'b ihp q?6 c? a L C CN 2 A !8 Exhibit "B" --FICHINFOI -- Date 04/27/06 Account 4264294070023157 Mode CLIENT NO 001730 MBNA ACCT#4264294070023157 BALANCE --$6,939 ****** PRIMARY DEBTOR ***** C/0 DATE 01/01/69 LSTPY DT 01/09/06 *M-ACCT-NO *M-REC-TYPE*M-CUST-TYPE*M-LAST-NAME 4264294070023157 A I WILSON *M-FIRST-NAME *M-ADDR-1 *M-ADDR-2 LINDA L ANDREW ENGBERG PO BOX 273390 *M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH FORT COLLINS CO 805273390 9702265066 *M-WORK-PH *M-DOB *M-POE-NAME 7172490449 09/08/46 L --Nxt + 80 *M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER LVO1 OV0001 *M-BANK-CODE*M-BRANCH-CODE*M-CALL-CODE*M-RECOVERER-CODE*M-DEALER-CODE AGNY *M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE PAA 0000 04/25/06 04/24/00 01/01/69 *M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL 01/09/06 $6,939.80 $.00 $.00 $6,939.80 *M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1 $6,939.80 $.00 $.00 OOMEEAAAAM123 *M-COMMENT-2 002 20060425 0000075 -MODE L=LFT R=RGT W=WRP Next File --FICHINFOl -• Date 04/27/06 Account 4264294070023157 Mode L --Nxt + *M-COMMENT-3 *M-COMMENT-DATE 04/25/06 *M-2ND-NAME *M-MONTHLY-INCOME*M-OTHER-INCOME ENGBERG ANDREW $34.16 $.00 *M-MONTHLY-PYMT*M-OTHER-PYMT*M-OWN-RENT-CODE*M-RECOVERY-SCORE*M-NEXT-PAY-DATE $.00 $.00 R 0710 *M-LAST-INT-DATE*M-LAST-CONTACT-DATE*M-COMM-RATE*M-HOME-PH-FLAG*M-WORK-PH-FLAG 0000 *M-ADDR-FLAG*M-SSN *M-MIO*M-AGY-CODE XXX-XX-0000 DB90 CLO1 MODE L=LFT R=RGT W=WRP Next File N OV, V1 ?• ? ? n IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-5115 CIVIL TERM Plaintiff VS LINDA L WILSON ANDREW ENGBERG Defendant(s) CIVIL ACTION - LAW PRAECIPE FOR JUDGMENT Please enter Judgment in favor of Plaintiff and against Defendant(s), LINDA L WILSON ANDREW ENGBERG, for failure to answer the Complaint. (X) Amount due $7,111.67 Less credits $ TOTAL $7,111.67, plus interest and costs ( X ) I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the complaint and is calculable as a sum certain from the complaint. (X) Pursuant to Pa.R.C.P. 237 (Notice of Praecipe for final judgment or decree), I certify that a copy of this praecipe has been mailed to each other party who has appeared in the action or to his/her Attorney of Record. ( X ) Pursuant to Pa.R.C.P. 237. 1, I certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to his/her Attorney of Record, if any, after the default occured and at least ten days prior to the date of the filing of this praecipe and opy of the notice is attached. Date: D Amy ?-Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / AWIMv C David R. Galloway #87326 onilyn M Chinnie #87852) Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff NOW, , 20 D6 , JUDG IS D ABOVE. Prothonotary/Clerk, Divisi By: Deputy W&A File No. 159846936 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. NO. 06-5115 civil term Plaintiff vs. ' LINDA L WILSON ANDREW ENGBERG ' Defendant(s) TO:' ANDREW ENGBERG 8 BENTLEY PL CARLISLE PA 170130000 CIVIL ACTION - LAW DATE OF NOTICE: 10/05/2006 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HA E FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN ITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAIN T YOUj UNLESS YOU ACT, WITHIN TEN DAYS FROM TEH DATE OF THIS NOTICE, A JUDGMENT MAY E ENTEIjED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER ORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YO LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELEIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAIL ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, P A I 7013- 7a7-249-3166 I .4 le #8 2 /D aniel F. Wolfson 420617 Amy F. Zarholit Philip C. 86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 159846936 MAIN OFFICE . TWO IRVINGTON CENTRE 702 KING FARM BLVD., ROCKVILLE, MD 20850 REGIONAL OFFICES 10805 JUDICIAL DR., BLDG. A-5, FAIRFAX, VA 22030 1108 E. MAIN ST., STE. 1003, RICHMOND, VA 23216 5122 GREENWICH RD., VIRGINIA BEACH, VA 23462 919 N. MARKET ST., STE. 1300, WILMINGTON, DE 19699 1 VA I EYBAW BLDG, BM 12286CL R SBURG, W V 28302 4880 TRINDLE ROAD, 3RD FLOOR, CAMP HILL, PA 17011 28832 ROADSIDE DR., STE. 266, AGOURA HILLS, CA 91301 39500 HIGH POINTE BLVD., STE. 250, NOVI. MI 48375 300 CANAL VIEW BLVD.. ROC TER, NY 14623 6215 N. O'CONNOR BLVD., ST 1050, LAS COUNAS, TX 75039 1 e0 GLASTONBURY BLVD., G ONBURY, Cr 08033 .JsT ., STE. 700, ATLANTA, GA 30339 210 INTERSTATE NORTH P 301 CARLSON PKWY., STE. 303, MINNETONKA, MN 55435 LAW OFFICES WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection (A National Collection Attorney Network Firm) 4660 TRINDLE ROAD SUITE 300 CAMP HILL, PA 17011 717-303-6700 OUTSIDE THE CAMP HILL LOCAL AREA (TOLL FREE) 1-800-758-0675 FACSIMILE 717-737-9051 PLEASE DIRECT ALL INQUIRIES TO THE CAMP HILL OFFICE October 05, 2006 ANDREW ENGBERG BENTLEY PL It )LISLE PA 17013-0000 NATION AFFl A' BIRMINGHAM, ALABAMA CEDAR KNOLLS, 14EW JERSEY ANCHORAGE, ALASKA RALEIGH, NORTH CAROLINA PHOENIX, ARIZONA FARGO, NORTH DAKOTA ' CABOT, ARKANSAS CLEVELAND, OHIO ENGLEWOOD, COLORADO OKLAHOMA CITY, OKLAHOMA FT. LAUDERDALE, FLORIDA EUGENE, OREGON HONOLULU, HAWAII PROVIDENCE, RHODE ISLAND BOISE, IDAHO COLUMBIA SOUTH CAROLINA CHICAGO, ILLINOIS KNOXVILLE, TENNESSEE MERRILLVILLE, INDIANA SANDY, UTAH KANSAS CITY, KANSAS MILWAUKEE, WISCONSIN LEXINGTON, KENTUCKY RAWLINS, WYOMING METAIRIE, LOUSIANA , ST. LOUIS, MISSOURI • The Natkmal Collection GREAT FALLS, MONTANA, Attorney Network Is an OMAHA, NEBRASKA attlllatlon of asparata law 11MUL LAS VEGAS, NEVADA 1 Operation: .m. ET M-F I W&A File No. 159846936 RE: MBNA AMERICA BANK, N.A. vs. LINDAL WILSON ANDREW ENGBERG Dear ANDREW ENGBERG: Enclosed herein please find a 10-Day Notic ' t to Rule 237.1 of the Pennsylvania Rules of Civil Procedure. Sincerely, Amy F. Dbyle #8 62 / Daniel F. Wolfson #20617 Philip C. Warholi #86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff Enclosure cc: P.O. Box 273390 Fort Collins CO 80527-3390 This is an attempt by a debt collector to collect a debt and any information obtained will be used for that purpose. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. y NO. 06-5115 civil term Plaintiff VS. CIVIL ACTION - LAW LINDA L WILSON ti ANDREW ENGBERG Defendant(s) TO: LINDA L WILSON 8 BENTLEY PL CARLISLE PA 17013 DATE OF NOTICE: October 05, 2006 IIVlPORTANT NOTICE E FAILED TO ENTER A WRITTEN APPEARANCE YOU ARE IN DEFAULT BECAUSE YOU HIB PERSONALLY OR BY ATTORNEY AND FILE IN TING WJTH THE COURT'YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAYOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER I RT RIGHTS. YO YOUSHOUI;D TAKE THIS PAPER TO LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH LOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFP_R LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAIL ASSOCIATION , 32 SOUTH BEDFORD STREET CARLISLE, PA' 17013 717-249-3166 14 U w Amy F. Doy e 8 62 / Daniel F. Wolfson #20617 Philip C. Warholi t4#86341 / Andrew C. Spears #87737 , David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 159846936 MAIN OFFICE TWO IRVINGTON CENTRE 702 KING FARM BLVD., ROCKVILLE, MD 20650 REGIONAL OFFICES' I 10505 JUDICIAL DR., BLDG. A-5, FAIRFAX, VA 22030 1108 E. MAIN ST., STE. 1003, RICHMOND, VA 23215 5122 GREENWICH RD., VIRGINIA BEACH, VA 23452 919 N. MARKET ST., STE. 1300, WILMINGTON, DE 19899 1 VAIJ.EYBANKSLDG, BOX 122$ OLARK.SBURG, WV 28302 4880 TRIFLE ROAD, 3RD FLOOR, CAMP HILL, PA 17011 28832 ROADSIDE DR., STE. 285, AGOURA HILLS, CA 91301, 39500 HIGH POINTE BLVD., S .250, NOVI, MI 48375 OLT 300 CANAL VIEW BLVD., STE 16 NY C14623 5215 N. dCONNOR BLVD., 5TE 1080, , LAS COUNAS, TX 75039 180 GLASTONBURY BLVD., a TONBURY, CT 08033 210 INTERSTATE NORTH P STE: 700, ATLANTA, GA 30339 301 CARLSON PKWY., STE. 303, MINNETONKA, MN 55435 LAW OFFICES WOLPOFF & ABRAMSON, L.L.P. Attomeys in the Practice of Debt Collection (A National Collection Attomey Network Finn) 4880 TRINDLE ROAD SUITE 300 CAMP HILL, PA 17011 717-303-6700 OUTSIDE THE CAMP HILL LOCAL AREA (TOLL FREE) 1-800-758-0675 FACSIMILE 717-737-9051 PLEASE DIRECT ALL INQUIRIES TO THE CAMP HILL OFFICE NATIONAL C OFFfC F WOL F ' Pj JERSEY S. NEW ANCHORAGE, ALASKA RALEIGH, NORTH CAROLINA PHOENIX, ARIZONA FARGO, NORTH DAKOTA CABQT, ARKANSAS CLEVELAND, OHIO ENGLEWOOD, COLORADO OKLAHOMA CITY, OKLAHOMA FT. LAUDERDALE, FLORIDA EUGENE, OREGON HONOLULU, HAWAII PROVIDENCE, RHODE ISLAND BOISE, IDAHO COLUMBIA, SOUTH CAROLINA CHICAGO, ILLINOIS KNOXVILLE, TENNESSEE MERRILLVILLE, INDIANA SANDY, UTAH KANSAS CITY, KANSAS MILWAUKEE, WISCONSIN LEXINGTON, KENTUCKY RAWLINS, WYOMING METAIRIE, LOUSIANA ' ST. LOUIS, MISSOURI • The National Collection GREAT FALLS, MONTANA' Attorney Network Is an OMAHA. NEBRASKA affiliation of separate law fins. LAS VEGAS, NEVADA MANCHESTER, NEW HAMPSHIRE W&A Hours of Operation: 8 am.-5:30 p.m. ET M-F October 05, 2006 LINDA L WILSON $ BENTLEY PL CARLISLE, PA 17013 RE: MBNA AMERICA BANK, N.A. vs. LINDA L WILSON ANDREW Dear Linda L-Wilson: Enclosed herein please find a 10-Day Notice pursuant to Rule 237.1 of the Pennsylvania Rules of Civil Procedure. Sincerely, 01 /I /1 l If Amy F. Doyl 87062 -/Daniel F. Wolfson #20617 Philip C. Wa olic,#86341 / Andrew C. Spears #87737 David R. Galloway.#87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Taindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff Enclosure cc: SJPe ht 0r M1 P.O. Box 273390 Fort Collins CO 80527-3390 W&A File No. 159846936 t EN, This is an attempt by a debt collector to collect a debt and any information obtained will be used forjthat purpose IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS LINDA L WILSON ANDREW ENGBERG Defendant(s) No. 06-5115 CIVIL TERM CIVIL ACTION - LAW CERTIFICATE OF RESIDENCE PA. R.C.P. 236 I hereby certify that the precise address of Plaintiff is: Mbna America Bank, N.A. 655 Paper Mill Road Mail Stop 1411 Wilmington DE 19884-1411 and certify that the last known address of the within Defendant(s) is: Linda L Wilson 8 Bentley PI Carlisle PA 17013 Date: Andrew Engberg 8 Bentley PI Carlisle PA 17013-0000 Amy F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C-Sne #87737 David R. Galloway #87326 -n M. Chippie #878 Sarah E. Ehasz #86469 / Robert N. PoTas-Tr??63- Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 159846936 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS LINDA L WILSON ANDREW ENGBERG Defendant(s) No. 06-5115 civil term CIVIL ACTION - LAW AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA . COUNTY OF CUMBERLAND The undersigned counsel, being duly sworn according to law, depose and say that I am the Attorney for the Plaintiff in the above-captioned matter, and that to the best of my knowledge, information and belief Defendant, ANDREW ENGBERG, above-named, is over 21 years of age; is last known to reside at 8 BENTLEY PL CARLISLE, County ofCUMBERLAND, Pennsylvania is not in the military service of the United States or its Allies, or otherwise within the provisions of the Servicemembers Civil elief Act and its Amendments. Date: Amy F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. 7 David R. Galloway #8732 oml _M. Chippie #8785 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. 9 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 COMMONWEALTH OF PENNSYLVANIA Notarial Seal Rachel Zeltmann, Notary Public Hampden Twp., Cumberland County M Commission Ex ires Nov. 23, 2009 Member, Pennsylvania Association of Notaries Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff SWORN and SUBSCRIBED to before me this l"1 " day of ,201 1 Le?j.,'L J _NV \' T otary Public W&A File No. 159846936 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-5115 CIVIL TERM Plaintiff VS CIVIL ACTION - LAW LINDA L WILSON ANDREW ENGBERG Defendant(s) AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA : COUNTY OF CUMBERLAND The undersigned counsel, being duly sworn according to law, depose and say that I am the Attorney for the Plaintiff in the above-captioned matter,.and that to the best of my knowledge, information and belief Defendant, Linda L Wilson, above-named, is over 21 years of age; is last known to reside at 8 Bentley PI Carlisle, County of Cumberland, Pennsylvania; is not in the military service of the United States or its Allies, or otherwise within the provisions of the Servicemembers Civil Relief Act and its Amendments. Date: y COMMONWEALTH OF PENNSYLVANIA Notarial Seal Rachel Zeltmann, Notary Public Hampden Twp., Cumberland County M Commission Ex ree Nov. 23 2009 Member, Pennsylvania Association of Notaries - Z?S? Amy F. o #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / LAntdr_e 737 David R. Galloway #87326 lyn M. Chippie #878 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. 20 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff SWORN and SUBSCRIBED to before me this _day of , 20 A00-11AJ Tot?ary Public T W & A File No. 159846936 W&A File No. 159846936 '?. ? C }?" ? '? ? G ---t Y 1 IA v ) . ? ? ? ( J Z '? '_ ?,_ ' i : I ? _ r? . ? w ? _f? ?i IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-5115 civil term Plaintiff VS CIVIL ACTION - LAW LINDA L WILSON ANDREW ENGBERG Defendant(s) NOTICE OF JUDGMENT ( x ) Notice is hereby given that a Judgment in the above-captioned matter has been entered against you in the amount of $7,111.67, plus interest, on I a 20-0-6. ( x ) A copy of all documents filed with the Protho tary in su of the within judgment is/are attached. By If you have any questions regarding this Notice, please c act the fi ng party. Date: Amy F. Foyle 062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andre David R. Galloway #87326 onil n M. Chip ie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #2012 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff This Notice is given in accordance with Pa.R.C.P. 236.) NOTICE SENT TO: Linda L Wilson Andrew Engberg 8 Bentley PI 8 Bentley Pl Carlisle PA 17013 Carlisle PA 17013-0000 W&A File No. 159846936 CASE NO: 2006-05115 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MBNA AMERICA BANK N A VS WILSON LINDA L ET AL KENNETH GOSSERT , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within NOTICE was served upon WILSON LINDA L the DEFENDANT , at 0020:27 HOURS, on the 13th day of September, 2006 at 8 BENTLEY PLACE CARLISLE, PA 17013 by handing to LINDA WILSON a true and attested copy of NOTICE COMPLAINT together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: So Answers: Docketing 18.00 Service 4.40 Affidavit .00 Surcharge 10.00 R. Thomas Kline .00 32.40? 09/14/2006 WOLPOFF & ABRAMSON Sworn and Subscibed to By: before me this day //n*t*- sr7 of A.D. f _:, SHERIFF'S RETURN - REGULAR CASE NO: 2006-05115 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MBNA AMERICA BANK N A VS WILSON LINDA L ET AL KENNETH GOSSERT , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within NOTICE was served upon FNGBERG ANDREW the DEFENDANT , at 0020:27 HOURS, on the 13th day of September, 2006 at 8 BENTLEY PLACE CARLISLE, PA 17013 by handing to LINDA WILSON a true and attested copy of NOTICE COMPLAINT together with and at the same time directing Her attention to the contents, thereof. Sheriff's Costs: So Answers: Docketing 6.00 Service .00 Affidavit .00 Surcharge 10.00 R. Thomas Kline .00 16.00,/ 09/14/2006 fo1Dg10& `?- WOLPOFF & ABRAMSON Sworn and Subscibed to By: before me this day rt?r S1/7f f 7 6 of A.D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. No. 06-5115 civil term FKA, MBNA AMERICA BANK, N.A. Plaintiff VS CIVIL ACTION - LAW LINDA L WILSON ANDREW ENGBERG Defendant(s) PRAECIPE TO SATISFY JUDGMENT Please mark the judgment in the above-entitled cause as paid and satisfied. Respectfully Submitted, By: _ Date: Amy F. Doyle #87062 / Philip C. Warn David R. Galloway #87326 / 1 yn M. Chippie #87852 / Sarah E. Ehasz #86469 / Robert . o , Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff Cc: LINDA L WILSON File No. 159846936 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. No. 06-5115 civil term Plaintiff CIVIL ACTION - LAW vs. LINDA L WILSON ANDREW ENGBERG Defendant(s) CERTIFICATE OF SERVICE The undersigned does hereby certify that a copy of the foregoing praecipe was q- i- served this date by Regulars Mail, Postage Pre-Paid on this C day of 20- u SUPERIOR DEBT SERVICES P.O. Box 273390 Fort Collins,,,qD 805273390 Amy F. Doyle #87062 / Robert N. Polas, Jr. #201259 Philip C. W 341 / David R. Galloway #87326 Chippie 8 52 / Sarah E. Ehasz #86469 RAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff File No. 159846936 Cz? 00 O 000 a -O r^9 c 1