HomeMy WebLinkAbout06-5125
,
PHELAN HALLINAN & SCHMIEG, LLP
LAWRENCE T. PHELAN, ESQ., Id. No. 32227
FRANCIS S. HALLINAN, ESQ., Id. No. 62695
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
(215) 563-7000 13965\
U.S. BANK NATIONAL ASSOCIATION,
AS TRUSTEE FOR CREDIT SUISSE
FIRST BOSTON HEAT 2004-7
3476 STATEVIEW BLVD
FORT MILL, SC 29715
ATTORNEY FOR PLAINTIFF
Plaintiff
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM
NO. Oc.. 51;)6' ~ I~
CUMBERLAND COUNTY
v.
JEFFREY A. SHENCK
1721 WARREN STREET
NEW CUMBERLAND, PA 17070
Defendant
CIVIL ACTION - LAW
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this complaint and notice are served, by
entering a written appearance personally or by attorney and filing in writing with the court your defenses
or objections to the claims set forth against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the court without further notice for
any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may
lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU
WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LA WYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service
Cumberland County Bar Association
32 South Bedford Street
Carlisle, P A 17013
(800)990-9108
File #: 139651
File#: 139651
IF THIS IS THE FIRST NOTICE THAT YOU HA VE RECEIVED FROM
THIS OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, 15 U.S.C. ~ 1692 et seq. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE
DEBT OR ANY PORTION THEREOF. IF DEFENDANT(S)
DO SO IN WRITING WITHIN THIRTY (30) DAYS OF
RECEIPT OF THIS PLEADING, COUNSEL FOR
PLAINTIFF WILL OBTAIN AND PROVIDE
DEFENDANT(S) WITH WRITTEN VERIFICATION
THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED
TO BE VALID. LIKEWISE, IF REQUESTED WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING,
COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S)
THE NAME AND ADDRESS OF THE ORIGINAL
CREDITOR, IF DIFFERENT FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT UNTIL
THE END OF THE THIRTY (30) DAY PERIOD
FOLLOWING FIRST CONTACT WITH YOU BEFORE
SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH
THE LAW PROVIDES THAT YOUR ANSWER TO THIS
COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN
TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION
OF THAT TIME. FURTHERMORE, NO REQUEST WILL
BE MADE TO THE COURT FOR A JUDGMENT UNTIL
THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU
HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF
YOU REQUEST PROOF OF THE DEBT OR THE NAME
AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS UPON
YOUR RECEIPT OF THIS COMPLAINT, THE LAW
REQUIRES US TO CEASE OUR EFFORTS (THROUGH
LITIGATION OR OTHERWISE) TO COLLECT THE DEBT
UNTIL WE MAIL THE REQUESTED INFORMATION TO
YOU. YOU SHOULD CONSULT AN ATTORNEY FOR
ADVICE CONCERNING YOUR RIGHTS AND
OBLIGATIONS IN THIS SUIT.
IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A
DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT
A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON
REAL EST ATE.
1. Plaintiff is
U.S. BANK NATIONAL ASSOCIATION,
AS TRUSTEE FOR CREDIT SUISSE FIRST
BOSTON HEAT 2004-7
3476 STATEVIEW BLVD
FORT MILL, SC 29715
2. The name(s) and last known addressees) of the Defendant(s) are:
JEFFREY A. SHENCK
1721 WARREN STREET
NEW CUMBERLAND, PA 17070
who is/are the mortgagor(s) and real owner(s) of the property hereinafter described.
3. On 06/25/2004 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS AS A
NOMINEE FOR EQUIFIRST CORPORATION which mortgage is recorded in the Office of the
Recorder of CUMBERLAND County, in Book: 1872, Page: 1071. PLAINTIFF is now the legal
owner of the mortgage and is in the process of formalizing an assignment of same.
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 05/05/2006 and each month thereafter are due and unpaid, and by the terms of said
mortgage. upon failure of mortgagor to make such payments after a date specified by written
notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible
forthwith.
File #: 139651
LEGAL DESCRIPTION
ALL THOSE TWO (2) certain tracts of land, together with the improvements thereon erected, situate, lying and
being in the Borough of New Cumberland, Cumberland County, Pennsylvania, bounded, limited and described as follows,
to wit:
TRACT I:
BEGINNING at a point on the easterly line of Warren Street, at a distance of five hundred thirty and five-tenths (530.5)
feet in a northerly direction from Sixteenth Street; thence along Warren Street North forty-one (41) degrees forty-seven
(47) minutes West sixty (60) feet to a point; thence along Lot No.5, Section 'G', on the hereinafter mentioned plan North
forty-eight (48) degrees thirteen (13) minutes East one hundred fifteen (115) feet to a point; thence along Lot No. 22,
Section 'G'. South forty-one (41) degrees forty-seven (47) minutes East sixty (60) feet to a point; thence along Lot No.7,
Section 'G' south forty-eight (48) degrees thirteen (13) minutes West one hundred fifteen (115) feet, to the point or place
of BEGINNING.
BEING Lot No.6, Block 'G', on the Plan of Westover Gardens, as recorded in the Office of the Recorder of Deeds of
Cumberland County, in Plan Book 3, page 50.
TRACT 2:
BEGINNING at a point, the intersection of the southerly line of Lot No.5, Section G, on the hereinafter plan, with the
easterly line of Lot No.6, Section G, on said plan; thence along the line dividing Lots Nos. 22 and 23, Section G, North
48 degrees 13 minutes East seventy-eight (78) feet, more or less, to a point; thence along lands of the Longanecker Estate
South 55 degrees 44 minutes East sixty (60) feet, more or less, to a point; thence along the line dividing Lots Nos. 21 and
22, Section G, South 48 degrees 13 minutes West ninety-one (91) feet, more or less, to a point on the easterly line of Lot
No.6, Section G; thence by the same North 41 degrees 47 minutes West sixty (60) feet to a point; the place of
BEGINNING.
BEING a portion of Lot No. 22, Section G, on a plan of lots known as Westover Gardens, said plan being recorded in the
Office of the Recorder of Deeds in and for said County of Cumberland in Plan Book No.3, Page 50.
BEING PARCELS #26-23-0541-007 and #26-23-054l-007A
PROPERTY BEING: 1721 WARREN STREET
File #: 139651
'.
6. The following amounts are due on the mortgage:
Principal Balance
Interest
04/05/2006 through 08/30/2006
(Per Diem $23.94)
Attorney's Fees
Cumulative Late Charges
06/25/2004 to 08/30/2006
Cost of Suit and Title Search
Subtotal
$125,462.47
3,543.12
1,250.00
169.88
$ 550.00
$ 130,975.47
Escrow
Credit
Deficit
Subtotal
TOTAL
0.00
0.00
$ 0.00
$ 130,975.47
7. The attorney's fees set forth above are in conformity with the mortgage documents and
Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If
the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged.
8. Notice ofIntention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency
Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or Notice of Default as
required by the mortgage document, as applicable, have been sent to the Defendant(s) on the
date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because
Defendant(s) has/have failed to meet with the Plaintiff or an authorized consumer credit
counseling agency, or has/have been denied assistance by the Pennsylvania Housing Finance
Agency.
9. This action does not come under Act 6 of 1974 because the original mortgage amount exceeds
$50,000.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of
$ 130,975.47, together with interest from 08/30/2006 at the rate of$23.94 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of
the mortgaged property.
PHELA~LINA'rj;)G: LLP
By: ~. Hallinan
LAWRENCE T. PHELAN, ESQUIRE
FRANCIS S. HALLINAN, ESQUIRE
Attomeys for Plaintiff
File#: 13965\
. '
VJ<;RTFIC.~TIQ~
FRANCIS S. HALLINAN, ESQUIRE hereby states that he is attorney for PLAINTIFF
in this matter, that Plaintiff is outside the jurisdiction of the court and or the Verification could not
be obtained within the time allowed for the filing on the pleading, that he is authorized to make this
verification pursuant to Pa. R. C. P. 1024 ( c) and that the statements made in the foregoing Civil
Action in Mortgage Foreclosure are based upon information supplied by Plaintiff and are true and
correct to the best of his knowledge, information and belief.
The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec.
4904 relating to unsworn falsification to authorities.
~)k-
FRANCIS S. HALLINAN, ESQUIRE
Attorney for Plaintiff
DATE: ~~ eL.p
.
0 ...., 0
=
c- = -n
~ "'"'
~\o if> -<
" :I:.,.,
~ rq rn-
~ ~"t., .-qh; ~
~ ~:JO
0\ (),J-,
-., "" :~-~:fl
~ ". ,.~()
O'l 0 -~
.... <.'rn
>oJ .. '- '2 '--)
u.. \l c:- --I
~ 2: ?o
J:; :~ '<
""- ~
PHELAN HALLINAN & SCHMIEG, LLP
BY: FRANCIS S. HALLINAN, ESQUIRE
Identification No. 62695
One Penn Center at Suburban Station
1617 John F. Kennedy Boulevard, Suite 1400
Philadelphia, P A 19103-1814
(215) 563-7000
U.S. Bank National Association, as trustee for
Credit Suisse First Boston Heat 2004-7
ATTORNEY FOR PLAINTI F
: Court of Common Peas
Plaintiff
Civil Division
vs.
Cumberland County
Jeffrey A. Shenck
Defendant(s)
No. 06-5125 C. T.
PRAECIPE
TO THE PROTHONOTARY:
X Please mark the above referenced case Discontinued and Ended without
prejudice.
_Please mark the above referenced case Settled, Discontinued and Ended.
Please mark Judgments satisfied and the Action settled, discontinued and
ended.
Please Vacate the judgment entered and mark the action discontinued and
ended without prejudice.
Please withdraw the complaint and mark the action discontinued and
ended without prejudice.
Date:~
Francis S. Hallinan, Esquire
Attorney for Plaintiff
PHS# 139651
II
r-' 0
= -n
c.::::l
Cf'\
I
c::>
en
CP
SHERIFF'S RETURN - REGULAR
CASE NO: 2006-05125 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
U S BANK NATIONAL ASSOCIATION
VS
SHENCK JEFFREY A
ROBERT BITNER
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within NOTICE
was served upon
SHENCK JEFFREY A
the
DEFENDANT
, at 0018:30 HOURS, on the 13th day of September, 2006
at 1721 WARREN STREET
NEW CUMBERLAND, PA 17070
by handing to
JEFFREY A. SHENK
a true and attested copy of NOTICE
together with
COMPLAINT IN MORTGAGE FORECLOSURE
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
14.96 ----"~/ p/~
.00 ~ ~~~
10.00 R. Thomas Kline .
.00
42.96;'/ 09/14/2006
10/'40(, C),.- PHELAN, HALLINAN & SCHMIEG
to B~~,L
day . )~~puty ~/itf
A.D.
Sworn and Subscibed
before me this
of