HomeMy WebLinkAbout02-2318E. RICHARD BEATTY, JR. and
MARY E. BEATTY,
Plaintiffs
Vo
ROGER O. SLUSHER, t/d/b/a
WEAVER INSURANCE AGENCY,
Defendant
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
:
: NO. 02- -~/~v CIVIL TERM
:
:
.NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this complaint and notice are
served, by entering a written appearance personally or by attorney and filing in writing with the court
your defenses or objections to the claims set forth against you. You are warned that if you fail to do
so the case may proceed without you and a judgment may be entered against you by the court without
further notice for any money claimed in the complaint or for any other claim or relief requested by
the plaintiff. You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WItERE YOU CAN GET LEGAL ItELP.
Cumberland County Bar Association
Lawyer Referral Service
2 Liberty Avenue
Carlisle, PA 17013
(717) 249-3166
[R..UE, xCOPY FROM RECORD
m Test~monyN~ereof, I ~llr~mtO'~ my hanO
and the s~al oL.~t~ourt at Carlisle. Pa.
~hol~ota"l*y '
E. RICHARD BEATTY, JR. and
MARY E. BEATTY,
Plaintiffs
ROGER O. SLUSHER, t/d/b/a
WEAVER INSURANCE AGENCY,
Defendant
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
: NO. 02-,7~31 ? CIVIL TERM
:
COMPLAINT
AND NOW, come the Plaintiffs, E. Richard Beatty, Jr. and Mary E. Beatty, by their
attorney, William A. Addams, of Hanft & Knight, P.C., and make the following Complaint:
1. The Plaintiffs are E. Richard Beatty, Jr. and Mary E. Beatty, adult individuals
residing at 101 Meadows Road, Newville, Cumberland County, Pennsylvania 17241.
2. The Defendant is Roger O. Slusher, an adult individual t/d/b/a Weaver Insurance
Agency, with its offices and principal place of business at 248B Maple Avenue, Quarryville,
Lancaster County, Pennsylvania 17566.
3. The Plaintiffs are the owners of a farm property at their residence address which at
all times relevant hereto was insured by Goodville Mutual Insurance Company on a policy No.
FR452455 procured through Weaver Insurance Agency.
4. The policy included coverage for a potato storage building in the amount of
$102,500 plus debris removal coverage.
5. On April 12, 2001 the potato storage building was destroyed by fire as a result of
being struck by lightning.
6. The loss was adjusted by Goodville Mutual and Plaintiffs began construction of a
new steel building.
7. On December 19, 2001 Weaver Insurance Agency sent the letter attached as
Exhibit "A" with the enclosed Premium Bill in the amount of $1,364 for a policy renewal for the
period 1/10/02 to 1/10/03 which indicated that the potato storage building was still listed on the
schedule of buildings covered.
8. On December 27, 2001 the Plaintiffs requested and instructed the Weaver
Insurance Agency to delete coverage for the potato storage building and add coverage for the new
steel building which would have a value somewhat in excess of $30,000.
9. The Plaintiffs were advised by Weaver Insurance Agency that the change would
be made as requested.
10. Hearing nothing further, the Plaintiffs paid the original premium bill of $1,364 on
January 9, 2002.
11. The Plaintiffs subsequently received a check from Goodville Mutual for
"overpayment" and believed the change had been made as requested.
12. On March 9, 2002 the new steel building, which had been substantially
completed, was destroyed by wind storm.
13. Goodville Mutual informed the Plaintiffs that there was no coverage for their loss
because the building had not been added to the schedule of buildings covered.
.COUNT I
BREACH OF CONTRACT
14. The allegations of Paragraphs 1-13 are incorporated herein by reference.
15. The parties created a contract when the Plaintiffs employed the Defendant to
provide their insurance coverage through Goodville Mutual and Defendant accepted the
employment.
16.
The Defendant breached the contract by:
A. Failing to provide the coverage as instructed and requested by the
Plaintiffs on December 27, 2001; and
B. Advising the Plaintiffs the coverage would be provided, but not
communicating the order to Goodville Mutual.
17. The Plaintiffs sustained a loss in excess of $30,000 for the destruction of the
building plus an anticipated loss of approximately $10,000 for debris removal.
WHEREFORE, the Plaintiffs demand judgment against the Defendant for an amount in
excess of $25,000 plus interest and costs of suit.
COUNT II
NEGLIGENCE
18. The allegations of Paragraphs 1-13 are incorporated herein by reference.
19. The Defendant had a duty to provide representation and coverage to the Plaintiffs
in a professional manner.
20. The Defendant breached this duty, and was negligent and careless in:
A. Failing to provide the coverage after having actual knowledge that the
building was under construction;
B. Failing to inspect the premises and meet with the Plaintiffs after
representing he would do so in the letter attached as Exhibit "A" and
verbally on January 8, 2002;
C. Failing to provide the coverage as requested and instructed by the
Plaintiffs on December 27, 2001; and
D. Advising the Plaintiffs coverage would be provided, but not
communicating the order to Goodville Mutual.
21. As a result of the negligence and carelessness of the Defendant, the Plaintiff
sustained a loss in excess of $30,000 for the destruction of the building, approximately $10,000
for debris removal, and the loss of approximately 25% of their hay crop due to lack of storage.
WHEREFORE, the Plaintiffs demand judgment against the Defendant for an amount in
excess of $25,000 plus interest and costs of suit.
HANFT & KNIGHT, P.C.
Willianf'A. Addams
Attorney I.D. No. 06265
19 Brookwood Avenue, Suite 106
Carlisle, PA 17013
(717) 249-5373
Attorney for Plaintiffs
VERIFICATION
E. Richard Beatty, Jr. and Mary E. Beatty hereby verify that the facts set forth in the
foregoing Complaint are true and correct to the best of their knowledge, information and belief,
and understand that false statements herein are made subject to the penalties of 18 Pa. C.S. {}4904
relating to unswom falsifications to authorities.
E. RIchard Beatty, Jr.~
Mary E. ']~atty
DATE:
Exhibit A
taver lnsuranct , tncg '
717-786.171l.
Fax: 786-2045
December 19, 2001
E Richard Beatty
Mary E Beatty
101 Meadows Road
Newville PA ]7241
Dear Mr. Beatty:
Enclosed is the renewal of yo~r Goodville Mutual Farmowners policy. Lc ok
the policy over. Call if yoo have any questions or changes. We did want to
tell you that Goodville Mut~ual dldn't raise your rates.
Roger would like to wait to come and see you until J0nuary because then the
new crop insurance rates will be available then. He would like to then go
over your policy and machinery list ~t this time. Roger i,~ Eoping to be able to
get gcexm 'oeac~ covc.'ag~: for ?;u.
Thank you for allowing us to provide this coverage for you. We look forward
to working with you in the future.
Sincerely,
Weaver Insurance Agency
Enclosure
....... 7----- .................. ~rm'-O-~-~--~-~i--icy - Renewal
G0o~v~sMu~u~ Policy Number; FR452455 3792
625 W ..V~n $~'eet, P.O ~x 489
~wHo~]~nd PA ~7557-D489 ~ Richard Beatty Jr
Your Agent: Weaver Ins A~ency
99
Premium
Bill
(717)786-1711
Please choose one of the payment options below:
................ ............................
Pay ~ .........................
OPTION A: .............. $1,364.00
Due date~ 1/10,/02
Other Payment Options:
Payment Installment Service Charge Installment Current
Plan Premium * per Installment Billed Every Amount Due
2 $682.00 $4.00 180 days $686.00
4 $343.00 $4.00 90 days $345.00
6 $232.00 $4.00 60 days $236,00
I0 $136.00 $4.00 30 days $140.00
* Last installment may be adjusted so that total premium
is $ 1,364.00 (Service charges not included).
Due date: 1/10/02
Pay bill at www. goodvtlle.com
Call your agent for access.
~25 v,r Main Street, PO Box
New HclJond, ~A !7557.C489
Renewal Declarations
Farmowners' Policy No: FR452455
Policy 3792 99
Named Insured E Richard Beatty Jr ~.;, Agency
and Mary E Beatty
Milling Addraaa 101 Me~ows Rd ~$'. Addr~l
Ne~ille PA 17241
PO~IIcy Period: From 01/10/02 to 01/10/03 12:Ol a.m. ,~landa~d time at the descrk)ed local,om
Weaver Ins Agency
248B Maple Ave
Quarryville PA 17566
(717)786-1711
'~O. 2
118 Acre(s) 4 miles NW from Newvi~ie on E & W side of Meadows Rd
Lower Mifflin Township, Cumberland County, PA 17241
60 Acre(s) Rented Ground - Middle Rd & Upper Rd
Uper Two Township, Cumberland CountyI PA 17241
r~ return for the payment of premium, and subject ~o all terms of this policy, we agree with you to provide [he insurance as stated in this policy.
Dur limit of liability for each coverage is not more than the amount stated for earl cov~age.
Section I Coverages Limit of Liability
.~ov A - Residence $150,000
.~ov B - Related Private Structures $15,000
-;Dy C - Personal Property $75,000
~ov D - Additional Living Costs and Loss of Rents $30,000
.~ov E - Farm Barns, Buildings and Structures $244,000
30v F - Scheduled Farm Personal Property $3,000
;Dy G - Unschedu!eci Farm Personal Property $0
)eductlble: $ See F0-34~ In ¢~,,~e of [o~ ~.o,.r th;~ po~i~y,
/e cover only that part of the ~ose over the deductible s:ate<~
~orms and endorsement~ made pa~t of this policy at time of issue
'o~ FO-3 Edition 1.0
:ndomemenls;
:O-6(1.0) FO-20(1.0) FO-07060800 1=O-300(1.0) FO-303(1.0)
:0-342(1.0) FO-341(1.0) FOYCR 0798 GL-10(20) Gt.-2(2.0)
.~L-76(2.0) GM-5060900 GM-510 0900 ML-120(4-81)
Section II Coverages
Bodily Injury and
Property Damage Liability
Medical Payments
$500,000
$2,000
Basic Policy Premium $ 276.00
Additional Premiums - Section Il 73.00
Farm Barns, Buildings an(~ Structures 1004.00
Scheduled Farm Personal Property 11.00
Unscheduled Farm Personal Property 0.00
Scheduled Personal Property
Total Prepaid Premium $ 1364.00
AgChoice Farm Credit ACA USDA - Farm Service Agency
ISAOA-ATIMA 1 Credit Union Place
109 Farm Credit Dr Suite B20
ChambersburgPA 17201 Han'isburg PA 17110
Const~uc~on Type: Frame
Territory/Zone: 133 Protection Class: p/p Premium C~'o~p: 2 Year of Construction: 1930
Fire Disbflct or Town: Newville Feet from Fire Hydrant: Miles from Fire Dept :4 Inside City Limits:
:c~{ 11120/01 12FK insured cody
AAiS
FO-303 E~ 1.0
SCHEDULE OF BARNS, BUILDINGS, STRUCTURES,
AND ADDITIONAL FARM DWELLINGS -- COVERAGE E
PolicyNo: FR¢52455 3792 E Richard Beatty Jr
Location of lnsured Premises: ~01 ~eadows Rd, Newv~lle PA 17241
Lower Mifflin Townshil~, Cumberland County
"We" cove~ only the rosining classes ~ ~ems of prope~y for which a s~c~fic ~t" ~s sh~D. "Our" ~abilily ~hall not exc~d
such "limit". ~is coverage is subj~t to the "terms" of the ~licy applying to Cov~age E.
I~m Limit of
No. Liability
1 $16,400
2 $102,500
3 $22,600
4 $102,500
Description
Fr Barn
Machine Shed
Potato Storage Bldg incl fixed equipment
$24~, 000 Total Amount of Insurance
Premium
Total Premium $:1., 004
03/10/02 - 01/10/02 FR452455 3792
~-303 Ed 1.0
AAIS
FO-300 Ed 1.0
SCHEDULE OF FARM PERSONAL PROPERTY
COVERAGE F
DOi~cyNo: FR452455 3792 E R~.chard D~.atty Jr
LOCatiOn of Insured Premises: 10l ~,",eadows Rd, ~ewv3 lle ~A ~7241
~,cwer ~[iffli~ Township, C%~erland Cc~nty
'We" ~ver only the following classes or items of propedy for which a sp~ific "lim:,t" is shown. Our liability Shall no~ exc~d
such "limit". This covera~ is sublet to the "terms" of the p~my applying lo Coverage F.
Item Limit of
No. Liability De~ription Premium
~ $3,000 Farm Produ~t-m & SuppZie~
$3,000 Total Amount of insurance
Total Premium $~z
01/10/02 - 01/t0/03 FR452455 3792
'O-300 Ed 1.0
AAIS
F0-342 Ed 1;0
Page I of I
This endorsement changes the Property Coverage
provided by this potlcy
-- PLEASE READ THIS CAREFULLY -- .
DEDUCTIBLE AMOUNTS
(The ir, formation ;equired below may be shown on the "declarations".)
The following deductible amountS apply to the coverages indicated below.
The deductible amounts apply to loss from all padis insured against unless
different deductible amounts are shown to apply to loss by Theft, Wind, or Hail.
Deductible Amounta
Coverages
Deductible Deductibles That A~3Dly to
Amount Theft Wind Hill
Coverage A - Residence
Coverage B - Related
Private Structures
Coverage C - Personal
Property ._250._
Coverage D - Additional
Living Costs anc~
Loss of Rent
Coverage E - Farm Barns,
Buildings, and
Structures
Item No._~J]~l~'~ _§00.. ....
Item No.
Item No.
Item No
Item No.
Coverage F -. Schectuled
Farm Pe,sonal Property
Coverage G - Unscheduted
Farm Personal Property
Only one deductible, the largest amount shown, applies per occurrence per
location.
FO-342 Ed 1.0
Copyright MCMXCIV American Association of Inlurance Servlce~
SWARTZ, CAMPBELL & DETWEILER
BY: Jeffrey B. McCarron, Esquire
Identification No. 49467
1601 Market Street, 34th Floor
Philadelphia, PA 19103
(215) 564-5190
Attorney for Defendant
E. RICHARD BEATTY
MARY E. BEATTY
ROGER O. SLUSHER, t/d/b/a
WEAVER INSURANCE AGENCY
COURT OF COMMON PLEAS
PHILADELPHIA COUNTY
CML TERM
NO. 02-2318
ENTRY OF APPEARANCE
PROTHONOTARY:
Kindly enter our appearance in the above-captioned matter on behalf of
defendants, Roger O. Slusher, t/d/b/a Weaver Insurance Agency.
SWARTZ, CAMBELL & DETWEILER
1601 Market Street -34th Floor
Philadelphia, PA 19103
(215) 399-4376
DATE:
Attorney for Defendants,
Roger O. Shisher t/d/b/a Weaver Insurance
Agency
SHERIFF'S RETURN - OUT OF COUNTY
~ CAST NO: 2002-02318 p
· COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
BEATTY E RICHARD JR ET AL
VS
SLUSHER ROGER O TDBA WEAVER IN
R. Thomas Kline
duly sworn according to law,
and inquiry for the within named DEFENDANT
SLUSHER ROGER O T/D/B/A WEAVER INSUR3kNCE AGENCY
but was unable to locate Them in his bailiwick.
deputized the sheriff of LANCASTER County,
serve the within COMPLAINT & NOTICE
says, that he made a diligent
to wit:
Sheriff or Deputy Sheriff who being
search and
He therefore
Pennsylvania, to
On May
23rd , 2002 this office was in receipt of the
attached return from LANCASTER
Sheriff's Costs:
Docketing
Out of County
Surcharge
Dep Lancaster Co
18.00
9.00
10.00
41.44
.00
78.44
05/23/2002
HANFT & KNIGHT
R. Thomas Kline
Sheriff of Cumberland County
Sworn and subscribed to before me
this ~ day of
!
2~_~ A.D.
Prothonot~r~
SHERIFF'S OFFICE
50 NORTH DUKE STREET, P.O. BOX 83480, LANCASTER, PENNSYLVANIA 17608-3480 · (717) 299-8200
SHERIFF SERVICE PLEASE TYPE OR r~ L~ i;
PROCE~_$ RECEIPT, and AFFIDAVIT OF RETURN
1 PLAINT~EF/S/
E Rj~h~d Beatt¥, Jr. and Mary E. Beatty
3. DEFENDANT/S/
Roqer O. Slusher t/d/b/a Weaver Insurance Aoencv
SERVE f 5 NAME OF ~NDIV~DUAL. COMPANY. CORPORATION. ETC~TO BE SERVED
Roger O. Slusher
DO NOT DETACH ANY OOPIF~:'
4 TYPE OF WRIT OR COMPLAINT
Civil Complaint
6. ADDRESS (Street or RFC), Apartment NO., City, Soro, Twg, State and ZIP Code)
AT 248B Maple Avenue, Quarryviller PA 17566
7 INDICATE UNUSUAL SERVICE~E] DEPUTIZE [] OTHER _~_w~l~_~-I ~r~l
, I, SHERIFF OF LANCASTER COUNTY, PA., do h_erg,~Y ~[l~outize the Sheriff of
Now, .'L;r;~.~n~a.~r~rl0. 20(~9 County to execute this Writ~rn thereof agf..4~lj~
to law. This deputation being made at the request and risk of the plaintiff. Sf'~SF~ERIFF/~I~'~~OF LANCASTER COU ~'~.--~'~
8. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASelST IN EXPEDITING SERVICE: C~nrer£and~/
CUMBR~T.A~D CO
NOTE ONLY APPLICABLE ON WaIT OF EXECUTION: N.B. WAWER OF WATCHMAN - Any debUty sheriff levying upon or attaching any properly under
within wdt may leave same without a watch man,in custody of whomever is fo und in possession, after notifying pareD n of levy or attachment, without liability on
the part of SUC,~ d~outy or the sheriff to any plaintiff herein Ior any loss, destruction or removal of any such property before sheriff's sale thereof.
9. ' f A ther ORIGINATOR 10. TELEPHONE NUMBER 1 1. DATE
' -~ (717) 249-5373 5/10/02
12. SEND N4~ OF SERVICE COPY TO NAME AND ADDRESS BELOW: (This area must be completed if notice is to be mailed).
William A. ~ms
19 Brookwood Avenue, Suite 106
Carlisle, PA 17013 HANFT & KNIGHT
SPACE ~! ~ F~R ~ OF~FF' ~NLY
13. I acknowledge receipt of the writ) NAME of Authorized LCSO Deputy or Clerk 14. Date Received 15. Expiration/Hearing dal~
orcomplaintasindicatedabove, f /L~TE WAL~O~ 717-295-3609 5/15/02 6/10/02
1E., hereby CERTIFY ~od R~rURN h~l~ ..~?e ~erson=,y se~ed. [] hava ,ega~ ev!dence of ~.e?c~.
"Remarks", the writ or compisint described on the indiwdual, company, corporahon, etc., a~ me aaores$ sn°wn ao°ve °r °n ['~ I'ulVluUm, ~u"~" y' -
potation, etc., at the address inserted below by handing a TRUE and A~ESTED COPY thereof
17.0 I hereby certify and return a NOT FOUND because I am unable to locate the individual, company, corporation, etc., named above. (See remarks below)
18. Name and title of individual served (if not shown above) (Relationship to Defendant) 19. [~NoService
State and Zip Code) ~/~ .,~,,~'~'~-//./"~----~,,~:~./~.'~ ~.._ I~ --~ _ ,~ ~ ~
23 A~EMPTS ~e ~M es De~tl Dat~ I ~iss ~Dep. lnt. I Date I Miis~ I Oe~. Int. I Date Miles Oep. Int. Dat~ Miles ~ Dap. Int.
/'/
MY COMMISSION EXPIRES
35 Signature of Sherilf
1. WHITE - Issuing Authority 2. PINK * Attorney 3. CANARY - Sher~s Office SLUE - Sheriffs Office
SwART'Z, CAMPBELL & DETWEILER
BY: Jeffrey B. McCarron, Esquire
Justin E. Murphy, Esquire
Identification No. 49467/81085
1601 Market Street, 34th Floor
Philadelphia, PA 19103
(215) 564-5190
E. RICHARD BEATTY
MARY E. BEATTY
ROGER O. SLUSHER, t/d/b/a
WEAVER INSURANCE AGENCY
Attorney for Defendant
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
CML TERM
NO. 02-2318
pHAECIPE TO SUBSTITUTE VERIFICATION
TO THE PROTHONOTARY:
Kindly substitute the attached original verification of Roger O. Slusher, t/d/b/a
Weaver Insurance Agency to the answer of defendant to complaint with new matter
which was filed on June 19, 2002.
SWARTZ, CAMBELL & DETWEILER
BY:
on
Attorney for Defendants,
Roger O. Slusher t/d/b/a Weaver Insurance
Agency
DATE: ~~'~
~002
_..~S~A~..~_~AMPBE LLSd)ET~ I LR
06/13/02
08:04 FAX 215 299 4301
The undersigned verifies that the facts set forth in answer of defendant to
amended to compl~nt with new mat~cer are true aud correct. The undersignecl
made subject to the penalties of 18 Pa
tmrlersta~. ~ that false statements herein are
C.$.A. §4904, relating to unsworn falsification to authorities.
SWARTZ, CAMPBELL & DETWEILER
BY: Jeffrey B. McCarron, Esquire
Justin Murphy, Esquire
Identification No. 49467/81085
1601 Market Street, 34th Floor
Philadelphia, PA 19103
(215) 564-5190
YOU ARE HEREBY NOTIFIED TO PLEAD
TO THE ENCLOSED NEW MATTER
WITHIN TWENTY (20) DAYS FROM
SERVICE HEREOF.
Attorney for Defendant
E. RICHARD BEATTY :
MARY E. BEATTY :
:
v. : CML TERM
:
ROGER O. SLUSHER, t/d/b/a : NO. 02-2318
WEAVER INSURANCE AGENCY :
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
ANSWER OF DEFENDANT
TO COMPLAINT WITH NEW MATTER
Defendant, Roger 0. Slusher t/d/b/a Weaver Insurance Agency, through his
attorneys, Swartz, Campbell & Detweiler, hereby responds to the averments of the
complaint and denies all liability to plaintiffs:
1. Admitted in part, denied in part. After reasonable investigation answering
defendant is without knowledge or information sufficient to form a belief about the truth
of the averment concerning the residence location of plaintiffs.
2. Admitted in part, denied in part. The averment is denied to the extent it
is inconsistent with the insurance policy.
3. Denied. After reasonable investigation, answering defendant is without
knowledge or information sufficient to form a belief about the truth of the averments.
4. Admitted in part, denied in part. The averment is denied to the extent it
is inconsistent with the insurance policy.
5. Denied. After reasonable investigation answering defendant is without
knowledge or information sufficient to form a belief about the truth of the averment
concerning the manner of destruction of the potato storage building.
6. Denied. After reasonable investigation, answering defendant is
without knowledge or information sufficient to form a belief about the truth of the
averments.
7. Admitted in part, denied in part. The averment is denied to the extent it
is inconsistent with the letter attached as Exhibit "A."
8. Admitted in part, denied in part. Plaintiffs requested and answering
defendant agreed to delete coverage for the potato storage building on the policy renewal
for the period 1/10/02 to 1/10/03. It is denied that plaintiffs requested and instructed
answering defendant to add coverage for the "new steel building."
9. Admitted in part, denied in part. At the request of plaintiffs, answering
defendant deleted coverage for the potato storage building on the policy renewal for the
period 1/10/02 to 1/10/03. It is denied that answering defendant advised plaintiffs that
coverage would be added for the "new steel building."
10. Denied. After reasonable investigation answering defendant is without
knowledge or information sufficient to form a belief about the truth of the averment.
-2-
11. Denied. After reasonable investigation answering defendant is without
knowledge or information sufficient to form a belief about the truth of the averment.
12. Denied. After reasonable investigation answering defendant is without
knowledge or information sufficient to form a belief about the truth of the averment.
13. Denied. After reasonable investigation answering defendant is without
knowledge or information sufficient to form a belief about the truth of the averment.
COUNT I
14. Answering defendant incorporates by reference his answers to the
above paragraphs.
Denied. The allegation is a conclusion of law to which no response is
15.
required.
16.
A.&B. Denied. Defendant did not breach a contract. Defendant performed
as requested and agreed. Plaintiffs did not instruct or request coverage on December 27,
2001 for a "new steel building."
17. Denied. After reasonable investigation answering defendant is without
knowledge or information sufficient to form a belief about the truth of the averment.
COUNT II
18. Answering defendant incorporates by reference his answers to the
above paragraphs.
19. Denied. The allegation is a conclusion of law to which no response is
required.
-3-
20. A-D. Denied. Defendant did not breach a duty and was not negligent or
careless. Plaintiff did not request or instruct answering defendant to obtain coverage
on December 27, 2001. Answering defendant did not advise plaintiffs he would obtain
coverage for the "new steel building." Defendant was not required to inspect the
premises and meet with plaintiffs.
21. Denied. Defendant was not negligent or careless. Defendant acted in
accordance with any duty or obligation. After reasonable investigation answering
defendant is without knowledge or information sufficient to form a belief about the truth
of the averment concerning the alleged loss.
WHEREFORE, defendant demands judgment in his favor and against plaintiffs
with interest, costs, and attorney's fees.
NEW MATTER
22. Plaintiffs cannot state a cause of action against defendant for which relief
may be granted.
23. Answering defendant deleted reference to coverage for the potato storage
building on the policy renewal for the period 1/10/02 to 1/10/03 at the request of
plaintiffs.
24. Answering defendant informed plaintiffs that the potato storage building
was included on the policy renewal because plaintiffs were intending to rebuild the
structure.
25. Plaintiffs never requested or instructed defendant to add or include
coverage or for the "new steel building."
Plaintiffs could have avoided the loss without undue burden, expense, or
26.
humiliation.
27.
Plaintiffs did not properly communicate a request for coverage for a "new
steel building."
28. Plaintiffs did nothing to confirm coverage for the "new steel building" was
obtained and provided.
29. Plaintiffs received the policy.
30. Plaintiffs had an obligation to read the policy to determine the nature and
extent of coverages and whether the coverages were in accordance with their need.
31. Plaintiffs did not contact defendant and request coverage for the "new
steel building" after receiving the policy.
32. Plaintiffs did not exercise care for their own protection.
33. The claims are barred by contributory negligence.
34. Plaintiffs failed to mitigate damages.
35. Plaintiffs were informed by defendant that the "new steel building" would
not be covered when reference to coverage for the potato storage building was deleted
from the insurance policy.
-5-
WHEREFORE, defendant demands judgment in his favor and against plaintiffs
with interest and costs, and attorneys fees.
SWARTZ, CAMPBELL & DETWEILER
DATE:
BY:
A~y'UMccarr°n
rphy
for Defendant,
Roger O. Slusher t/d/b/a Weaver
Insurance Agency
-6-
~ERIFICATION
The undersigned verifies that the facts set forth in on.~wer of defendant to
amended to comploi~t with new matSer are true and correct. The undersigned
understands that false statements herein are made subject to the pen'alties of 18 Pa
C.S.A. §4904, relating to unsworn £alsification to authorities.
PRAECIPE FOR LISTING CASE FOR TRIAL
(Must be typewritten and submitted in duplicate)
TO THE PROTHONOTARY OF CUMBERLAF~ COUNTY
Please list the following case:
(Check one) ( ) for JURY trial at the next term of civil court.
(X ) for trial without a jury.
CAPTION OF CASE
(entire caption must be stated in full)
E. RICHARD BEA~'2Y, JR. and
MARY E. BEA~'~Y
(Plaintiff)
VS.
ROGRRO. SLUSHER, t/d/b/a
VS ·
( Defendant )
(check one)
(X) Civil Action - Law
( ) Appeal from Arbitration
( )
(other)
The trial list will be called on
and
Trials con~ence on
Pretrials will be held on
(Briefs are due 5 days before pretrials. )
(The party listing this case for trial shal3
provide forthwith a copy of the praecipe to
all counsel, pursuant to local Rule 214.1. )
No. 2318 Civil X~ 2002
Indicate the attorney who will try case for the party who files this praecipe:
William A. Addams, 19 Brookwood Avenue, Suite 106, Carlisle,?PA 17013 249-5373
Indicate trial counsel for other parties if known:: Jeffrey B. McCarron,
Swartz, Campbell & Detweiler, 1601 Market Street, 34th Floor, Philadelphia, PA 19103-2316
This case is ready for trial.
Date: March 20, 2003
Print Name: William A. Ax]dams
Attorney for: Plaintiffs
E. RICHARD BEATTY, JR.
and MARY E. BEATTY
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
02-2318 CIVIL
ROGER O. SLUSHER, t/d/b/a :
WEAVER INSURANCE AGENCY
IN RE: PRETRIAL CONFERENCF
ORDER OF COURT
AND NOW, March 24, 2003, the pretrial conference in the above
matter is set for Wednesday, April 9, 2003; date for the non-jury trial will be
set at the pretrial conference.
P,J,
William A. Addams, Esquire
19 Brookwood Avenue, Suite 106
Carlisle, PA 17013
Jeffrey B. McCarron, Esquire
Swartz, Campbell & Detweiler
1601 Market Street, 34th Floor
Philadelphia, PA 19103-2316
Court Administrator
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
E. RICHARD BEATTY and MARY,
BEATTY,
Plaintiffs
ROGER O. SLUSHER, t/d/b/a
WEAVER INSURANCE AGENCY,
Defendants
: CIVIL TERM
: No. 02-2318
..
:
:
..
PRAECIPE FOR ENTRY OF APPEARANCE
To the Prothonotary:
Inasmuch as Christopher Froelich has left the Law Firm of Swartz Campbell, please
substitute my appearance in this matter as counsel of record for the Defendants.
By:
SWARTZ CAMPBELL LLC
· ' y ,ff~squire
I.D. # 54039
1631 North Front Street, 2nd Floor
Harrisburg, PA 17102
(717) 233-2515
Counsel for Defendants
Dated:
CERTIFICATE OF SERVICF
I hereby certify that I have on the date indicated below, served true and correct
copies of the Praecipe for Entry of Appearance upon the following persons by United States
Mail, First Class, postage prepaid, in accordance with the requirements of Pa. R.A.P. 121'
William A. Addams, Esquire
HANFT & KNIGHT, P.C.
19 Brookwood Avenue, Suite 106
Carlisle, PA 17013-9142
By:
SWARTZ CAMPBELL LLC
Robert A. Taylor,,~squire
Attorney I.D. No. 54039
1631 North Front Street
Harrisburg, PA 17102
(717) 233-3515
Counsel for Defendant
E. RICHARD BEATTY, JR. and
MARY E. BEATTY,
Plaimiffs
Vo
ROGER O. SLUSHER, t/d/b/a
WEAVER INSURANCE AGENCY,
Defendant
· IN THE COURT OF COMMON PLEAS OF
· CUMBERLAND COUNTY, PENNSYLVANIA
· NO. 02-2318 CIVIL TERM
PRAECIPE
Sir:
Please mark this action settled and discontinued·
HANFT & KNIGHT, P.C.
ro~
Date:
Curtis R. Long, Prothonotary
May 29, 2003
William A. Addams
Attorney I.D. No. 06265
19 Brookwood Avenue, Suite 106
Carlisle, PA 17013
(717) 249-5373
Attorney for Plaintiffs
F:\User FoldefiFirm Docs\WAAX2712. lkAnswers.lnterr, wpd