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Home My WebLink About06-5197 FRIEDMAN, SCHUMAN APPLEBAUM NEMEROFF, & McCAFFERY, P.C. BY: BRIAN H. SMITH, ESQUIRE Attorney I.D. #65627 Suite 200 7848 Old York Road Elkins Park, P A 19027 (215) 635-7200 Attorney for Plaintiffs Snap-on Credit LLC 950 Technology Way, Suite 301 Libertyville, IL 60048 v. Palmer's Automotive Ltd. 699 East Simpson Street Mechanicsburg, P A 17055 and . William Palmer a/k/a William A. Palmer 1089 W. Trindle Road Mechanicsburg, PAl 7055 Court of Common Pleas Cumberland County c'u~LJ~ No. 0(. - 5/91 NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. THIS OFFICE CAN PROVIDE YOU WITH THE INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 South Bedford Street Carlisle, P A 17013 717-249-3166 {P:I WDOXlCLIENTSI000952100113\O0066123.DOC; 1) FRIEDMAN, SCHUMAN APPLEBAUM NEMEROFF, & McCAFFERY, P.C. BY: BRIAN H. SMITH, ESQUIRE Attorney 1.0. #65627 Suite 200 7848 Old York Road Elkins Park, PA 19027 (215) 635-7200 Attorney for Plaintiffs Snap-on Credit LLC 950 Technology Way, Suite 301 Libertyville, IL 60048 v. Palmer's Automotive Ltd. 699 East Simpson Street Mechanicsburg, PA 17055 and William Palmer alk/a William A. Palmer 1089 W. Trindle Road Mechanicsburg, P A 17055 Court of Common Pleas Cumberland County No. Ol. - .51 C, 7 CIC.HL /<eJL~ COMPLAINT I. Plaintiff is Snap-on Credit LLC, having a place of business at 950 Technology Way, Suite 301, Libertyville, IL 60048. 2. Defendant, Palmer's Automotive Ltd. (hereinafter, "PAL"), has a last known address of 699 East Simpson Street, Mechanicsburg, P A 17055. 3. Defendant, William Palmer alk/a William A. Palmer (hereinafter, "Palmer"), has a last known address of 1089 W. Trindle Road, Mechanicsburg, P A 17055. 4. On or about June 28, 2005, PAL entered into a Finance Lease with Snap-on Tools Company, LLC, for the lease of certain Snap-on tools/equipment. A true and correct copy of the Finance Lease is attached hereto as Exhibit "A", and the provisions thereof are hereby incorporated by reference as if fully set forth. 5. Palmer is the guarantor of all ofP AL's obligations under the Finance Lease. {Pol WDOXlCUENTS\000952\OO 113\00066123.DOC; 1) 6. Plaintiff is the current assignee of, and current holder of, the lessor's rights under the Fiinance Lease. 7. The Finance Lease is currently in monetary default, with a balance of $3,899.45 due and owing thereunder. 8. Defendants have failed and/or refused to pay the aforementioned $3,899.45. WHEREFORE, Plaintiff respectfully requests this Honorable Court to enter judgment in its favor and against Defendants, in the amount of $3,899.45, plus Plaintiff's attorney's fees and legal costs as per the terms of the Finance Lease and guaranty thereof, plus such other and further relief as this Honorable Court deems fair and just. Respectfully submitted, FRIEDMAN, SCHUMAN, APPLEBAUM, NEMEROFF & MC R , .C. By: Brian H. Smith, Esquire Attorney for Plaintiff {P:\ WDOXlCLIENTS\000952\00 113\00066123 .DOC; I} VERIFICATION I, CAROL CONNELLY, agent for the Plaintiff herein, hereby state that I am a duly authorized agent for Plaintiff in this action and verify that the statements made in the foregoing pleading are true and correct to be best my knowledge, information and belief. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. c.s. Section 4904, relating to unsworn falsification to autho . . es. Date: t- a3- 00 lP'\Wf)()Y\rT TPNTli:;.\OMQ-<;7\OOI n\noMl\l1~ nnr.ll Fi.tiANCEL~SE. ,.. ..~_' ~ . ': . c,' ....No;87858 DaIe:6IZ1120OS Rff1'rlJ:J]fl1)_IJ'fl7jJJ} r ~J;" lesSor Nanie: SN-,'P;ON TOOLS COM~AN.YLLC . ': Lessor Add~:' , t:;'j1J UlSl//r' OU.l I.II::UII:. '~Lessot." -We.. MUS" or "au,..)' . ~ . 91 CEDA.I\ ST . . .. ..... _.' .~_ (IlII)1'lf.llZ2 .. "." Ml}:FORllMADI157._... , " Lessee Name ("Less.... "You. or .You"'): Le~ee Ali!Iress: :.. .. ' . FjuLE&M.- PALm;~AUTOMi:myE.~m.: "'ESIII!'5O"ST ,M!:CIANI!=5~G;PA 11a5O oaN;B_AS: . CONT~.u_ (7J7i,'" l-..i /'''''-/~ ,.. '. . rAll1llEll1F1CATioN~.. .:, , ~" .. - ,'.: ..:. ~. ",.', .: ~ '. - . . - SU &QtJlPMENT ADDUlDUM equipment LocaIIon: '" E S1M1'5ON sr . MECIIAl'fICSBIIllG PA 111150 . . 'J>'" .' LESSEEIlAY NOT IIIOVE, SBJ.., TRADe OR 01Il!RWmI! ~ NIf OFnas __ _nas L2ASI! IS PAID IN FUU. .........lICC..pIIInce otthla laaH .. _ p'" ,.d upon tIPP"JWIII by 1...aUw'a' "'A..,_ "loi.. u.. tfiaII.. null.. voId.. .' I . .' .... . .. .' " '" -, .... . . .~ '- '- ., To'arAdvatice p8ymenti. " A)TotaIMva_~;:.J ..'l. B) 's.IiarJUse.Tu On AiMmoo PoYmont . ToIaIOW"" SIgnk1g . 'I . . .- ". . . EDc1 oCLcuc Term Pu:rdwe 0pIian: UCC Fcc: , . ...'1" . , Tem> and Payment Sch8dule: IlONT1ILYPA'nIEHl' AIIOUNl':$I'1.64......"'-...- " . .. '. :' $ .s' ." s s s ',. 162.64 .:7, ..: i'T1AO ':':J ,.0' . 0' . ," TERII OF LEASE: '60 MONTHS . " '':'"':'''''''. . 1.00 . ~~. 94.oo..~'_ . . '.. I' . _ Po,........ dU. bngirring ...Illol!: '" Illol ~,~.....:- ~Iariao _ ~ alilllol 1:: dII,ar_ manlIl....;.n..ror :. IllolT.....of1hoL.... lbolllmond!.lasldlOll!hly~.._....._""'_IhIo~IsIlgnnd. lboEndOlL__... Ojotion .hoD" ~..bIOt 10.... -.ar.lII. ~..Ita~.!'IIi L_. __._ "'!'" Iho ~",Ita Ilaigneo <lotIL - inwrllOla. Business Pu.".... 8nd AccepCanCl of Equlpment..d Acqulslllon Cost: '. . .. j' , 'ItlU_NlDACIlIlOllI.SIG!(1I___lSlBIGlDRDfORUIB_TlllneCOM_COIIIIICT-_1IOIl0F 1aliEE'S 11WIl!0Il11l1lllDUIID IIOTfOR_.A&T, OIlHWl8tOlllPUllPllllD;IIl'ltlU HAVE ~OI',_HA'IE_OFFalED1HE _1_ ATITIACnW.CAIIt __MAVEILlIC1BI1lD_LIAI'''_P1'1tlUR~ AIID DIlINIII'I OFTllllWllCOIIlIIl11IlIS, _-..._...... ____T.Mi.OF__IS. """"_Ill'IICllI....LIII8llIl lS..___1lIl_OF newa 'ItlUA_US TO_1IIIPA_1Y IIOT IIDIIITIWI 1ft If TKE_CMII _I___FED& TAlIDIWlHA'lEPMI 011 YOUW Blllll.fIll,ca.s:oOllwmtTHI_DfiINEIIT _IIISJ'M1A1IDII OFTIII_,IIICl.UIIIlG,."r--1IImIl!T AIIOlIJI1I, __TlIl!ES_lpCASIIPlUCl!.lAflBl__~~DP<17.dIL!I! .. .,. , . IF INSURANCE IS PROCURED IN.CONJUNCTION wmnlilS LEASE, THE INSURANCE DOES NOT PROVIDE COVERAGE FOR , .:. PERSO/OIAL LIABIIJIY AND PROPERTY oAMAGE CAUSeo To.drnERS. .you MAY OBTAIN INSURANCE FRQM /W!f SoURCE ~ ..' ACCEPTABLE TO LESSoR.;SUYERHEREBY ACI<N,OWlEDGE(> RECEIPT oF AN EXACT COPY OF'THIS.CONTRACT. ".. " , . 7i, Sr-E ~fr\)~m PC.(,F !lND ~N' lttl'-OU\ r-S OR ...Cf)rt.r.l1"' f.I'R ::.IlOJ1IQN.:r.L TFRTlS :'~~l, r-(";~.rililr.~F ;.'HlrH ',f=/I' P!\;::;T rF ;~-HS I FJ.SF r;',~;/~' v_.: HOllCETO_ . ,'" .. ...: ..... ,., 1.. DOHOTSlGIITHlSLEASElIS'OIll!!nlUllEAIlrrOllll'rrCOHTNrlaAIIYIIUlHKSPACE!.. . ..,. .. .,. .' .., " 2.. 'YOU All! BmIl.BJ TO A COIftElS.yfll..LED.tw ca.Or OF JHE lEASE YOU SIIiII.. .... .... ~. .' . . 3. UNDERlllE LAW, YOU lIAY HAVE TIE FOWIWIlIliIIlIGIfrS, _ 01IIEIlS: (oJ TO PAY Off D1NivNicE lIE RlLLMDINT DUE AlII... '. AU..OWED IlllllERAP!'lJCAIILELAW, OBTAlNA PARTlALAER/MI Of AllY _flNAllCE~ (11110__ ElllllPllEII)'If AEPOSSESSEDfORADEFAUl.T' . TO CBlTADI AREllALEOfTHE..........."..lIEl'O.......... . Leeaor: ~N'I'OOUlCO~P~!- ........ USAllToMo'nVELTD ' -, '.. BY: . ", 0:," .. 'or -,'~'. '. . Tm.E: .. . . .. DATE:. (,. :Jr:~(" T. PRBS111U1T ~' '., DATE: (,-;J!!.{) . GlIMMTn .._ri'-.........1bit__--~.._(..........,,~ -, ~IIIII-'~ ..~, 01-. "'aolp.1IIo_,.,...,. 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FINANCE LEASE 1E?~:!>}/lfJ_"iI11'fI rrn..t;,. Lessor Name: SNAP.oN TOOLS COMPANY LLC ;;M/1/tmlJu '&/IUU Li CU".. '''Lessor. -We n "Us" or AOUr") .. . Leas. No: 87858 Lessor Address: 91 CEIlAIl ST . . MILFORD MA 01757 Lessee Name ("La-. ft "You" Dr "Your"): Lessee Address: . FUU.U!GAL1lME: PALMERS AUTOMOTIVE L TD '" E SIMPSON sr _ 8US1N!SS AS: M1!CILVIlCSBURC, PA 1'7USO TAllll!Jl11flCA11OIl NlJII8SI: This Addendum to your Finance Lease ("Lease.) supplements and incorporates by reference all provisions, definitions, representations and conditions in lhe Lease between Lessor and Lessee. Otrer of Cash Sale Dr Payment over lime. Lessor (Seller) has olTered you a choice 10 buy.lhe Equipment lar a stated cash price payable immediately (Dr within a limited rwmber of daya) or you may buy the Equipmenl for a lolal credil sale price which pannils you to purchase the Equipment now bul pay in instalimenls ovar an IIlCtanded period of time. The credil sale price is the Total amount Payable by Lessee at item B below and il is molll lhan the cash sale price because Illndudas e finance charge to lXlmpensa'" us lar having III wail e perlod of time befont.allIecIlng Ihe full purchase price and for laking the risks in'lOlved in wailing thai period of time. The cash price inlannaliDn and the credit sale price, which is the Total Amount Payable by Lessee. is prcvlded below: J. TOTALCASHPRJCEOFEQUIPMENT~ ~'''_''-.&'MU. s 7,J1'1.0I >i ,.' B. TRADE AllOWANCE s s . . . 2. A.DOWNPA'iMENT C. TOTAL REDUcnoN ,.C,: s s ;:'.fPJlOI " 7"'.01 .,} . , J. UNPAID CASH eAl.ANCE(LINC I MINUS LINE1C) .i.;' .~ ~ ...... 01HER. CHAR<;iES~EC1FY TTEM'" AMOUNT A.INSllIlANCE e. OFFICIAL FEES ,.," s . . ..... .~ I...~l C. .;~l '._ '. -,;:;' s S. ".': S . .' ",', .:' '.-:; ,. I. ,.:.,'":,. \. "';'t.." c\<:;.c..T',< .. ....... , , 1. ' .'t.,..' ,i,: ~',c,'...' ""\~\~~'t,..- : :h ,~~~,' !;',~..,iq " 'j::. ',//.0. ' .. '.,' : ;1..... .,.,. ~:'':. f .,i:~' j;. , I\- TOTAL OTHEll.CKAR.QES ....,.." ;:1 ~, . '.', : $. S. TOTAL AMOUNT SlJBJIlcr TO LEASE (LINE J + LINE 41 6. LEASE CHARGES <F......CIwp) 7, END OF LI!ASB PUR.CHASE OPTION S 1,4Il.0I S 1,1T7 ... $ 1.01 S ',mAl 8. TOTAL AMOUNT PAYABLE BY LESSEI! EXCLUDING TAXES EffecIlve Dale. This Addendum is 10 be signed slmultaneous with the Lease and is effective upon execution of the Lease. Int&arallan Clause. Oral Modlllcatlon. This Addendum togethar with the Lease represents our oomplete understanding with.respect 10 its subject matter and, excepl as expressly set forth in the lease and this Addendum. no I'Bpresenlatlons. wananties, inducements or oral agreements made by us or anyone else or . by you are being reUed on by either 01 us in proceeding with the Lease and this Addendum. This Addendum together with the Lease may nol be changed, modified. or f1l!!dnded except In wrillng, signed by all Parties hel'Blo, and any attempt al oral mocIificatJon of the Lease and Addendum 8haD be void and of no effect. All other provisions, conditions, and payment terms of the Equipment Lease remain unaltered. Lessor: SNAP.oN TOOLS COMPANY LLC aY: DATE: .ell mLI!: DATE; b Nadtec. Mu)'1-.I RIIIIIdeItu A.-car g punuM:IIlD s.dIcidc IO(OediIar.tarCloled EM ec...r.s I'Wavis'-J arMD. Cade.AmL.ItIl..l-. '12..100 us.,. NMIN 18 c.ullnl1a........: c.nranai8 FIIlImC8 L..an U_ J'tkt. 6OJ.688O 0,.." '" '. . ,. N!I1Jfff}fJJw!l1J Credit . EQUIPMENT DESCRIPTION ADDENDUM ATTACHED HERETO AND MADE A PART OF Ll.ASE NUMBERms BETWEEN SNAPoON TOOLS COMPANY LLC. AS LESSOR AND PALMERS AUTOMonVE L Tn. AS LESSEE SKTESTSWEV SYR REPA!RIEST TIME LTD DVD VER S 59194.25 TELElHON DISCOUNT (5388.00) DISCOUNT (SI419.25) :.1 ..- ,-', .....r..:; .'-' " 'i. '""",/." ,.,., . ,,'.~ BY: ~~~I TITLE: DATE:(. -;zr.os LESSEE: PALMERSAUTOMonvE LTD BY:~ ' ~: PREsIDI!NT DATE: b-;;Jf.'."i)~ LESSOR: SNAPoON TOOLS COMPANY LLC S........CndlILLC 950Tech""JaoWaySulleJOl Uheny9IlIe,lDIDais_ R77.'T77-M55 ~ ~ 1\ .~ (;3 f2 i:p ~ - ~ ~ ~ )J ~~ 0 () ,-;,? "'Tl ~; ~ :?-n rrl n1p -u -0 OJ. t -~1....,j -..J (':,\ r:'=) _" 1_\, -~-n s;: '::.;. (,"~' :Sln '2 ~,\ co ~ N 8 . Snap-on Credit, LLC 950 Technology Way, Suite 301 Libertyville, IL 60048 VI. Palmer's Automotive, Ltd. 699 East Simpson Street Mechanicsburg, P A 17055 and William Palmer a/k/a William A. Palmer 1089 West Trindle Road Mechanicsburg, P A 17055 : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA : NO. 06-5197 CIVIL TERM NOTICE TO PLEAD TO: Snap-on Credit, LLC You are hereby notified to file a written response to the enclosed New Matter and Counterclaim within twenty (20) days from service hereof or a judgment may be entered against you. ~~ R. Mark Thomas, Esquire ID# 41301 101 South Market Street Mechanicsburg, P A 17055 Telephone: (717) 796-2100 " .. Snap-on Credit, LLC 950 Technology Way, Suite 301 Libertyville, IL 60048 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA : NO. 06-5197 CIVIL TERM v. Palmer's Automotive, Ltd. 699 East Simpson Street Mechanicsburg, P A 17055 and William Palmer a/k/a William A. Palmer 1089 West Trindle Road Mechanicsburg, P A 17055 ANSWER. NEW MATTER AND COUNTERCLAIM AND NOW, come the Defendants, Palmer's Automotive, Ltd., and William Palmer, Defendants in the above-captioned matter and hereby file this Answer, New Matter and Counterclaim, and in support thereof answer as follows: 1. Admitted. 2. Admitted. 3. Denied. Defendant, William Palmer currently resides at 79 Winchester Gardens, Carlisle, Cumberland County, Pennsylvania 17013. 4. Admitted in part, denied in part. It is admitted that the Plaintiffs Exhibit "A" is the document signed by the Defendants; however, Defendants believe that the actual date on which this document was signed was several days before June 28, 2005, and the sales person/agent of Plaintiff inserted the date of June 28,2005. 5. Admitted. 6. Denied. Defendants are without sufficient knowledge, information, or belief to either affirm or deny this allegation and therefore same is denied and strict proof demanded at time of trial. . 7. Denied. Snap-on Tools Company, LLC, defaulted under the terms of the lease by not making delivery of the equipment within a reasonable time, and, therefore, Defendants are not in monetary default, and owe no monies to Plaintiff since Plaintiff, as assignee of the lease between Snap-on Tools Company, LLC, and Defendants, is subject to all defenses which Defendants could assert against the aSSIgnor. 8. Admitted in part, denied in part. It is admitted that the Defendants refuse to pay the monies requested by the Plaintiff, but it is denied that such monies are due and owing to Plaintiff. WHEREFORE, Defendants pray this Honorable Court will enter judgment in their favor and against Plaintiff on this Complaint. NEW MATTER 9. The answers set forth in paragraphs 1 through 8 herein are hereby incorporated as if fully set forth in this New Matter. 10. The Snap-on Tools/equipment leased by the Defendants consisted of several computer disks which were to be utilized by the Defendants as a diagnostic tool to identify vehicle problems. 11. Prior to agreeing to a lease arrangement with Plaintiff, Defendants had previously purchased similar disks from the Snap-on Tools Company, LLC, but the disks would expire at the end of each quarter and have to be replaced with new disks. 12. When the lease was executed on or about June 28, 2005, Defendants then current disks were scheduled to expire on July 1, 2005. .. 13. Defendants advised Plaintiffs salesperson/agent that he must receive the new disks by July 1, 2005, and Plaintiffs salesperson/agent assured Defendants that the disks would arrive by July 1, 2005. 14. On two (2) occasions, while waiting for the Plaintiff to deliver the disks, the Defendant, William Palmer, contacted Snap-on Tools Company, LLC, and was advised that the disks were not available. 15. Defendants did not receive any disks from the Plaintiff until the later half of August 2005. 16. Since the diagnostic disks were essential to the performance of work at the Defendants' place of business, the Defendants had to utilize disks from his competitors until such time as they could reorder the disks from a different supplier. 17. Snap-on Tools Company, LLC, breached its agreement to Defendants by not supplying Defendants with the disks in a timely manner, or within a reasonable time. COUNTERCLAIM 18. Paragraphs 1 through 17 herein are hereby incorporated as if fully set forth at length. 19. As a result of the breach of the agreement between Snap-on Tools Company, LLC, and the Defendants, Defendants were caused to suffer the following damages: A. $172.00 which represents the initial payment made by the Defendants; and B. $270.00 which represents fees charged by the Defendants' competitors to utilize their diagnostic disks. 20. It is believed and therefore averred that the assignment of all of Snap-on Tools Company, LLC interest in the lease with Defendants included an assignment of all of assignor's responsibilities and liabilities under the terms of the lease. WHEREFORE, Defendants pray this Honorable Court will enter judgment in their favor and against Plaintiff on Defendants' Counterclaim in the amount of $442.00. Respectfully submitted, ~ R. Mark Thomas, Esquire ID# 41301 101 South Market Street Mechanicsburg, P A 17055 Telephone: 717-796-2100 . . ... CERTIFICATE OF SERVICE I, R. Mark Thomas, Esquire, hereby certify that I have served a true and correct copy of the within document on the following by depositing a true and correct copy of the same in the U.S. Mail at Mechanicsburg, Pennsylvania, First Class Postage pre-paid, addressed to: Brian H. Smith, Esquire FRIEDMAN, SCHUMAN, APPLEBAUM, NEMEROFF & McCAFFERY, P.C. 7848 Old York Road, Suite 200 Elkins Park, PA 19027 Date: October L 2006 ~ R. Mark Thomas, Esq. < . ',... VERIFICA TION I verify that the statements made in the foregoing document are true and correct to the best of my knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. ~4904, relating to unsworn falsification to authorities. Dale: /(1 / 1~~k / . ;{;~ ~~ , Q ;7';. r"" C::J {:;::) ''''-' Q t' .' --"'1 o -.~'-: 1', } (J1 ,- FRIEDMAN, SCHUMAN APPLEBAUM NEMEROFF, & McCAFFERY, P.C. BY: BRIAN H. SMITH, ESQUIRE Attorney I.D. #65627 Suite 200 7848 Old York Road Elkins Park, P A 19027 (215) 635-7200 Attorney for Plaintiffs Snap-on Credit LLC v. Palmer's Automotive Ltd. and William Palmer a/k/a William A. Palmer Court of Common Pleas Cumberland County No. 06-5197 REPLY TO NEW MATTER AND COUNTERCLAIM NOW COMES Plaintiff, by and through its undersigned counsel, and files the following Reply to Defendant's New Matter and Counterclaim: REPLY TO NEW MATTER 9. No response required. 10. Admitted only that the subject lease, and the attachments thereto, being writings, speak for themselves. 11. After reasonable investigation, Plaintiff is without knowledge or information sufficient to form a belief as the truth of Paragraph 11. Strict proof thereof is demanded of Defendants. 12. After reasonable investigation, Plaintiff is without knowledge or information sufficient to form a belief as the truth of Paragraph 12. Strict proof thereof is demanded of Defendants. 13. After reasonable investigation, Plaintiff is without knowledge or information sufficient to form a belief as the truth of Paragraph 13. Strict proof thereof is demanded of Defendants. {P:\WDOX\CLIENTS\000952\OOl13\00070497.00C; I} .. 14. After reasonable investigation, Plaintiff is without knowledge or information sufficient to form a belief as the truth of Paragraph 14. Strict proof thereof is demanded of Defendants. 15. After reasonable investigation, Plaintiff is without knowledge or information sufficient to form a belief as the truth of Paragraph 15. Strict proof thereof is demanded of Defendants. 16. After reasonable investigation, Plaintiff is without knowledge or information sufficient to form a belief as the truth of Paragraph 16. Strict proof thereof is demanded of Defendants. 17. Denied. It is specifically denied that Plaintiff "breached" the subject lease, or any agreement with Defendants, in any way, shape, or form. To the contrary, the Defendants had breached the lease at issue. WHEREFORE, Plaintiff respectfully requests this Honorable Court to dismiss Defendants' New Matter and enter judgment in favor of Plaintiff and against Defendants, as requested in Plaintiff's Complaint. REPL Y TO COUNTERCLAIM 18. No response required. 19(A-B). Denied. It is specifically denied that there has been any breach by Plaintiff of the lease at issue, or of any agreement with Defendants; therefore, Defendants have not suffered damages in this matter. By way of further response, it is Defendants, not Plaintiff, who have breached the lease at issue, causing Plaintiff to incur damages as set forth in Plaintiff s Complaint. 20. Admitted only that the subject lease, being a writing, speaks for itself. By way of further response, Section 2 of the lease provides that Defendants' obligations to pay sums due {P:\ WDOX\CLIENTS\000952\00 113\00070497 .DOC; 1} .. under the lease is "ABSOLUTE AND UNCONDITIONAL AND IS NOT SUBJECT TO ANY REDUCTION, SET-OFF, DEFENSE OR COUNTERCLAIM FOR ANY REASON WHATSOEVER." As such, Defendants' Counterclaim is barred by the expressed provisions of the lease. WHEREFORE, Plaintiff respectfully requests this Honorable Court to dismiss Defendants' Counterclaim and enter judgment in favor of Plaintiff and against Defendants, as requested in Plaintiff s Complaint. Respectfully submitted, By: FRIEDMAN, SCHUMAN, APPLEBAUM, NEMEROFF & MCCAFFERY, P.C. BrianH. Smith,~ Attorney for Plaintiff {P:\ WOOX\CLIENTS\000952\OOI13\00070497.00c; I} " VERIFICATION I, BRIAN H. SMITH, ESQUIRE, counsel for Plaintiff herein, hereby certify on behalf of Plaintiff that the statements made in the foregoing pleading are true and correct to the best of my knowledge, information and belief. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. c.s. Section 4904, relating to unsworn falsification to Date: /J4 /J BRIAN H. SMITH, ESQUIRE authorities. {P:\ WDOX\CLIENTS\000952\00 113\00070497 .DOC; 1 } ... FRIEDMAN, SCHUMAN APPLEBAUM NEMEROFF, & McCAFFERY, P.C. BY: BRIAN H. SMITH, ESQUIRE Attorney I.D. #65627 Suite 200 7848 Old York Road Elkins Park, P A 19027 (215) 635-7200 Attorney for Plaintiffs Snap-on Credit LLC v. Palmer's Automotive Ltd. and William Palmer a/k/a William A. Palmer ; Court of Common Pleas Cumberland County No. 06-5197 CERTIFICATE OF SERVICE I, Brian H. Smith, Esquire, hereby certify that a true and correct copy of Reply to New Matter and Counterclaim was served by first-class mail, postage prepaid, on therday of ~0 , 2006, addressed as follows: R. Mark Thomas, Esquire 101 South Market Street Mechanicsburg, PA 17055 Respectfully submitted, FRIEDMAN, SCHUMAN, NEMEROFF, APPLEBAUM & MCC RY, P.C. By: / Brian H. Smith, Es'quire Attorney for Plaintiff {P:\ WDOX\CLIENTS\000952\OO 113\00070497.DOC; I} n c.:. ~: ~; ,....;) = = C/'" o (""') --l N o -0 :::l\: o ., ~.:n n,,- -um {59 --10 2:=H C)O Zm o -I ~ ..c- O':> J.... <II,' . FRIEDMAN, SCHUMAN, APPLEBAUM, NEMEROFF & McCAFFERY, P.e. BY: BRIAN H. SMITH, ESQUIRE Attorney I.D. #65627 BY: MICHAEL J. SAVONA, ESQUIRE Attorney I.D. #78076 Suite 200 7848 Old York Road Elkins Park, PA 19027 (215) 635-7200 Attorneys for Defendant Snap-on Credit LLC v. Palmer's Automotive Ltd. and William Palmer alk/a William A. Palmer Court of Common Pleas Cumberland County No. 06-5197 PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the attached Verification of Carol Connelly to Reply to New Matter and Counterclaim filed in this matter, in place of the Verification of the undersigned presently attached thereto. {P:\ WDOX\CLlENTS\000952\OO 113\00071532.DOC; I} Respectfully submitted, FRIEDMAN, SCHUMAN, NEMEROFF, APPLEBAUM & MCCAFFERY, P.c. By: Brian H. Smith, Esquir Attorney for Plainti -' 4 ~ VERIFICATION I, CAROL CONNELLY, agent for the Plaintiff herein, hereby state that I am a duly authorized agent for Plaintiff in this action and verify that the statements made in the foregoing pleading are true and correct to be best my knowledge, information and belief. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. c.s. Section 4904, relating to unsworn falsification to authorities. C~A ~ ~nrX'j fiG C ROL CONNELLY Date: IO~(6~Ob {P:\ WDOX\CLIENTS\000952\00 I I 3\000 70497. DOC; I} o ~; ~)\..:;[. ~\~ "-7 ttl -< (;~ ~i~~~ 3 ~ .:;:::;> c'" o Cl - c.." o -0 ::;.;: ~ ~ :r:~ nor=:: -t."1 ('i'"""t -.:)1:( Ot ' ~~, .-\ Z ~ ":? o .- .".. -. - .. SHERIFF'S RETURN - REGULAR CASE NO: 2006-05197 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND SNAP-ON CREDIT LLC VS PALMER'S AUTOMOTIVE LTD ET AL TIMOTHY REITZ , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within NOTICE was served upon PALMER'S AUTOMOTIVE LTD the DEFENDANT , at 0010:25 HOURS, on the 8th day of September, 2006 at 699 EAST SIMPSON STREET MECHANICSBURG, PA 17055 by handing to DONALD L. GREGG, JR. (ADULT IN CHARGE) a true and attested copy of NOTICE together with COMPLAINT and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: Sworn and 18.00 8.80 .00 10.00 .00 36.8OV }o/v'i/"v ~ Subscibed to ~K~df!e R. Thomas Kline 09/11/2006 JAFFE, FRIEDMAN, SCHUMAN day ~ ~ By: Cl: ) "'Dep t She~ before me this of A.D. -. -.,. SHERIFF'S RETURN - REGULAR CASE NO: 2006-05197 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND SNAP-ON CREDIT LLC VS PALMER1S AUTOMOTIVE LTD ET AL TIMOTHY REITZ , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within NOTICE was served upon PALMER WILLIAM A/K/A WILLIAM A PALMER the DEFENDANT , at 0010:25 HOURS, on the 8th day of September, 2006 at 699 E. SIMPSON ST MECHANICSBURG, PA 17055 by handing to DONALD L. GREGG, JR. (ADULT IN CHARGE) a true and attested copy of NOTICE together with COMPLAINT and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: Sworn and 6.00 .00 .00 10.00 .00 16.007 Jb 1l?4JO~ ~ Subscibed to , r~ ,~.t:~~ R. Thomas Klin 09/11/2006 JAFFE, FRIEDMAN, SCHUMAN By: ;F4~lj:-: before me this day of A.D. FRIEDMAN, SCHUMAN, APPLEBAUM, NEMEROFF & McCAFFERY, P.C. BY: BRIAN H. SMITH, ESQUIRE Attorney I.D. #65627 Suite 200 7848 Old York Road Elkins Park, P A 19027 (215) 635-7200 Attorney for Plaintiff Snap-on Credit LLC v. Palmer's Automotive Ltd. and William Palmer alk/a William A. Palmer Court of Common Pleas Cumberland County No. 06-5197 CERTIFICATE OF SERVICE The undersigned hereby certifies that he served the attached discovery responses this 1/ ~ day of December, 2006 via US mail, first class, postage prepaid, as follows: R. Mark Thomas, Esquire 101 South Market Street Mechanicsburg, P A 17055 Brian H. Smith, Esq . e Attorney for Plainti PLEBAUM, ,P.C. FRIEDMAN, SCHUMAN, NEMEROFF & MCC E By: {P:\WDOX\CLIENTS\000952\OO I 13\00075 I 29.DOC; I} o ~f ~ c:::> a" o rn c-.> w -0 ::~; o --n ~-n \l'C -0(0. :nC) ( ) t'L\ ~:~ ~~.~ c2c'S :,::...rn ,0 :::::\ 20 :.-<. <1? o c;:> FRIEDMAN, SCHUMAN APPLEBAUM NEMEROFF, & McCAFFERY, P.C. BY: BRIAN H. SMITH, ESQUIRE Attorney I.D. #65627 Suite 200 7848 Old York Road Elkins Park, P A 19027 (215) 635-7200 Attorney for Plaintiff Snap-on Credit LLC v. Palmer's Automotive Ltd. and William Palmer a/k/a William A. Palmer Court of Common Pleas Cumberland County No. 06-5197 MOTION FOR SUMMARY JUDGMENT NOW COMES Plaintiff, by and through its undersigned counsel, and files the following Motion for Summary Judgment in this matter: 1. On September 7, 2006, Plaintiff tiled its breach of contract Complaint in this matter, seeking sums due under a finance lease and related guaranty entered into by Defendants. A copy of the Complaint is attached hereto as Exhibit "A," and the provisions of same are hereby incorporated by reference as if fully set forth. 2. On October 10, 2006, Defendants, through counsel, filed their Answer, New Matter and Counterclaim to Plaintiffs Complaint. A copy of same is attached hereto as Exhibit "B," and the provisions of same are hereby incorporated by reference as if fully set forth. 3. On October 20, 2006, Plaintiff filed its Reply to Defendants' New Matter and Counterclaim. A copy of same is attached hereto as Exhibit "C," and the provisions of same are hereby incorporated by reference as if fully set forth. 4. On October 31, 2006, Plaintiff propounded Requests for Admissions upon Defendants. Copies of same are attached hereto as Exhibit "D," and the provisions of same are hereby incorporated by reference as if fully set forth. {P:\WDOX\CLIENTS\000952\OOI13\00078574.DOC;I} 5. To date, Defendants have not furnished responses to Plaintiffs Requests for Admissions. As such, pursuant to Pa.R.C.P. 4014(b) and (d), the matters set forth in the Requests for Admissions are deemed admitted and conclusively established. 6. Consequently, Defendants have admitted the following, and the following have conclusively been established in this case: (a) the authenticity and genuineness of the subject finance lease and guaranty; (b) (c) Defendants signed the aforementioned documentation; and there is currently due and owing under the finance lease and guaranty the sum of$3,899.45, plus Plaintiffs attorney's fees and costs incurred for collection of same. 7. Further, any purported affirmative defense asserted by Defendants to Plaintiff's Complaint, as well as Defendants' Counterclaim, is/are barred, invalid, and/or legally meritless because of Section 2 of the finance lease in question, which provides that the obligation( s) to pay sums due under the lease is "ABSOLUTE AND UNCONDITIONAL AND IS NOT SUBJECT TO ANY REDUCTION, SET -OFF, DEFENSE OR COUNTERCLAIM FOR ANY REASON WHATSOEVER." By signing the lease, Defendant Palmer's Automotive Ltd. became bound by this proviso, and, as guarantor of all of Palmer's Automotive Ltd.' s obligations under the lease, Defendant William Palmer a/k/a William A. Palmer is likewise bound by this proVISO. 8. In addition, attached hereto as Exhibit "E" is Plaintiffs sworn Affidavit attesting to the truth of the matters set forth in its Complaint. Plaintiff has actual knowledge of the foregoing, and its Affidavit is evidence of same set forth under oath. {P:\WDOX\CLIENTS\000952\OOI13\00078574.DOC;I} 9. As a result of all of the foregoing, no genuine issue of any material fact exists in this case and as such, Plaintiff is entitled to summary judgment against Defendants as a matter of law. WHEREFORE, Plaintiff respectfully requests this Honorable Court to enter summary judgment in its favor and against Defendants as set forth in the proposed Order attached hereto. Respectfully submitted, By: FRIEDMAN, SCHUMAN, APPLEBAUM, NEMEROFF & MCCAFFERY, P.C. ;;z /' Brian H. Srrptt(, Esquir Attorney for Plaintiff {P:\WDOX\CLIENTS\000952\OO I I3\00078574.DOC;1} FRIEDMAN, SCHUMAN APPLEBAUM NEMEROFF, & McCAFFERY, P.C. BY: BRIAN H. SMITH, ESQUIRE Attorney I.D. #65627 Suite 200 7848 Old York Road Elkins Park, P A 19027 (215) 635-7200 Attorney for Plaintiffs Snap-on Credit LLC 950 Technology Way, Suite 301 Libertyville, IL 60048 v. Palmer's Automotive Ltd. 699 East Simpson Street Mechanicsburg, P A 17055 and . William Palmer a/k/a William A. Palmer l089 W. Trindle Road Mechanicsburg, P A 17055 Court of Common Pleas Cumberland County (l;CJ~tTeu, No. Ot. - 5lq7 NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. THIS OFFICE CAN PROVIDE YOU WITH THE INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGmLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 South Bedford Street Carlisle, P A 17013 717-249-3166 n (:~ ._~~,. '" = (~~:) Cl"'\. (f) r"'.i ~.J o .1 --I ..,- rTi~ --\ ,'. ,- I -.l -G~ ~ ~~. .,......J ~~ ..-( c:> o r-v :=-'~ (~.\ u - --:'-j f;;;~ c:': C~)ITI .'1 "J;> :T.J -< ~"l' ->'.~ {P:\WDOX\CLIENTS\000952\OOI13\00066123.DOC;1} ~ FRIEDMAN, SCHUMAN APPLEBAUM NEMEROFF, & McCAFFERY, P.C. BY: BRIAN H. SMITH, ESQUIRE Attorney I.D. #65627 Suite 200 7848 Old York Road Elkins Park, PA 19027 (215) 635-7200 Attorney for Plaintiffs Snap-on Credit LLC 950 Technology Way, Suite 301 Libertyville, IL 60048 v. Palmer's Automotive Ltd. 699 East Simpson Street Mechanicsburg, P A 17055 and William Palmer a/k/a William A. Palmer 1089 W. Trindle Road Mechanicsburg, P A 17055 : Court of Common Pleas 1 Cumberland County , , , : No. COMPLAINT 1. Plaintiff is Snap-on Credit LLC, having a place of business at 950 Technology Way, Suite 301, Libertyville, IL 60048. 2. Defendant, Palmer's Automotive Ltd. (hereinafter, "PAL"), has a last known address of 699 East Simpson Street, Mechanicsburg, P A 17055. 3. Defendant, William Palmer aIkIa William A. Palmer (hereinafter, "Palmer"), has a last known address of 1089 W. Trindle Road, Mechanicsburg, P A 17055. 4. On or about June 28, 2005, PAL entered into a Finance Lease with Snap-on Tools Company, LLC, for the lease of certain Snap-on tools/equipment. A true and correct copy of the Finance Lease is attached hereto as Exhibit "A", and the provisions thereof are hereby incorporated by reference as if fully set forth. 5. Palmer is the guarantor of all ofP AL's obligations under the Finance Lease. {P:\ WDOX\CLlENTS\000952\OO 113\00066123 .DOC; I } 6. Plaintiff is the current assignee of, and current holder of, the lessor's rights under the Fiinance Lease. 7. The Finance Lease is currently in monetary default, with a balance of $3,899.45 due and owing thereunder. 8. Defendants have failed and/or refused to pay the aforementioned $3,899.45. WHEREFORE, Plaintiff respectfully requests this Honorable Court to enter judgment in its favor and against Defendants, in the amount of $3,899.45, plus Plaintiff's attorney's fees and legal costs as per the terms of the Finance Lease and guaranty thereof, plus such other and further relief as this Honorable Court deems fair and just. Respectfully submitted, FRIEDMAN, SCHUMAN, APPLEBAUM, NEMEROFF & Me; R , .C. By: Brian H. Smith, Esquire Attorney for Plaintiff {P:\ WDOX\CLIENTS\000952\OO 113\00066123 .DOC; 1 } Fi.NANCE L~SE' '. ,j' , :. . . c. ~ No; 87858 Dale: 612112005 JEfI1f1~fl'j)_on7jJJ} r...;.~~ lesSor Name: SN.AP~N TOOLS CO~~~Y.LLC. - '.. Lessor Address:" . cliff u'!l'Ir~. LJ ,;iUII:. (':'Lessor." 'We,- "Us" or "Ou"') 9J CEDAR ST " ., . ...' ~., . l.eaM Pb_: (lOll) I79-JJ%2' ~.., MIftl:FORD MA .ri57 _, ' - , ., ~..' . rAX1DER11FlCATjDNNUD~., ':. ,. ~" Lessee Address: ... . '" f SIMPSON ST ,MECiANlCSBuRG; PA 171150 : .' . ..' . . CONTACTWIl8Elt (717}.'1" 3M /'.,-,-,~+ PIIlll'UETDRSHIP LIMl1'ED PU1NEUlllP GENEJlA&. PU11IDSllIP UNI1ED IJABRJTY lXIMPAHY. X COIlI'ORA nON . . , . Lessee Name (ULessee," "You" or "You""): . Fj.u~NAE: PAL~R!AUTOM(mYE.~:m DOING BUSINESSAS: " r . . I Ul'V"\CJ SEE EQUIPMENT ADDENDUM I . , Equipment location: 69' E SIMPSON Sf. MECHANlCSBUKG PA 171150 . .. .J<... .... LESSEE MAY HOT IIOVE, SELL, TRADE OR OTHeRWISE TRANSFER Nl't OF11IJS EQUIPMENT BEFORE nos LEASE IS PAID IN FUu.. a..--. IICC1IptllnCll of tha. IA._ .. IlClIl'IditIoNd upon IIJlPIUWI by ..........~.." this ...... wi_ nul .,d VDId.. .' I ," ..' ...... .. .. I . _: .. . '" . , .''1'' . . .' ~.~ .......... . ~ :':":" .'10 . .... .' . . . '"" -I... ,\, '- TotarAdvance Pliyment. ,'.. A) Total AdvanCe ~ ; (J . 'J, B) 'SaI8s/Us'-Tu on Advanca PaYment 1I00000YPAYJlEHTAMOUNT:$ Ui:Z.64""'lnh..~ - TotaI~'alSlgning ", . '. .... .. ... .... .. ,. ,.:" ,. ' . &clofLcuc TClID 1'un:hasc Oplian: TERM OF LEASE: '60 MONTHS ". . . . UCC Fcc:' , , I ~".. .... .. ... .. .. i" ... I . .. ... Monthly rllymenlS .. due beginring onlhe,. ~ ItIe manlt1.~ lie Lease ~tarice III1d ~ an th8 ,. da, ~ .ad1 manlh ~er for ~. the T8Im of Uwt L_. The! Jim and !'Iast rnonthIy P8yirliIms _ due On or befge !he date \his lease Is signed. The End Of l_ Puft:tur.lII option shaD be payable to the artier .m..1he. ~ m' ill ~.al ~ LtISSDI's Address Bilow tI' ~ lh8 lllSSOl' m' its ~ de!IIgnales in Wriling. Business Purpose and Acceptance of Equipment and Acquisition Cost: . . , ;' .:. YOU WAIIRAIfT AND ACIOIDIIlBGE: (1) 11iE IJESCIJIED lQlIIPllEHTlSBEING LEASED FOR USE PRIIIARI1. T IN11tE COIIIIERaAL CONDUCT AND OPERAllON OF L!SSEf'S TRADE OR BIIIIHESS AND NOT FOR PERSDNAl; fAIILT, OR HOUSEHOLD PURPOSES; (Z) TOO HAVE ICIIo,vu:DGE OF, AND HAVE &eN .OFFERED tHE EQUIPII!NT AT ns ACnIAI. CASH PRICE AND HAVE ELECTED nos FIICANCE Ll!ASE 1NSftAD; PI TOUR EXECU1ION AND DEuvan' OF THIS WSE CONSJJ1VTES, AND &\ALL . 0EBIlD TO II. 'rOU1t IiCQl'tAIIl2 1W.T,ALL OF l\lE IQUlPIIEKtlS IN GOOOCONDmOM AIID lESSOR IS 1M COIIP\WICE wmI'tHE 1EJlMS OF l1tE LIASE. TOOAU1MOIJZE us TO A1WST lHE PAT!lENTBT ROTII01tE11IAN 15'Jo IF THEAC11IAL CASH'RJCE (INCUIIJlNG MY FEES & TAllES)WE KAYEPAlD ON TOUR BEIWJ'IN COHHEC1lON wmt lllEPURCHASE. DBJVER'I AND IISTAUA11CN OF THE EQUIPIIEHT,INQ.U_G AIIf TRADE-UP AND IIU\'OUT AIIOUNTS, IIIFF8lSFROIIT1lEEs11llA~CASHPRICE,IAFTERAllfD6wN'A~0F:S7.Gl.GO . ~. ' ".: · . IF INSURANCE IS PROCURED (N~c;o~U~CTlON WmHH~ L~E. THE INSURANCE DOES NOT PROVIDE COVE~ FOR PERSONAL LIABIUTY AND P.ROPERlY DAMAGE c;AUSED TO,OTHERS, 'YOl:' MAY OBTAlNINSURANCE FROM AH':f SOURCE. ACCEPTABLE TO lESSOR.;SUYER I:ICREBY ACKNOWlEDGES RECEIPT OF AN EXACT COPYOF'TH/S'CONTRACT. : . . . -' '. ~. I' I . ~ , .. . . Tenn an~ Payment Sch8dule: .~'\ 'r . I . . :. $ 's' ~... S s S 162.64 9776 ": .172.40 ...., . I.GO 94.00.-:. . ,. . ;,. :~ ~ '.' ~ .... .... "; .... !", I.~ . : ~':: : . :: !~. "0: _. .'. _..0:.:.;.., SlOE o,Ecmm "Mr.E ANn ANi ::;CHFmll;:5 OR ADnHlDU:., fOR ;,nOll10NAl TFRI.'~ :'Nn r.nNDlT1C1NS ':JH1CH MlF PllRl m: THIS LFASE }:~"l.t~;i''': .......'!\ NOTICET08U'fER: '. I' ., .: .". , -. 1... OOHOTSlGHTHlSLEASEBEFOREYDUREADITORIFITCONf'AINSANYBLANKSPACES.' . ..~, . . .... .. " .'; J.' 2. 'YOU ARE E1fflJlBJ TO A COMI'lEfELY RUBU'U:OPY Of 1HE u:ASE YOU SIGN.' ..' . :: _". :, , '; . 3. UNDER THE LAW, YOU MAY HAVE 1HE FOI.1.OWIHG RIGIfI'S, AMONG D1HERS: (a) TO PAY Off IN ADVANCE THE RJLLAIIOUHT DUE AND; IF _ '. AllOWED UNDBI APpUCABLE lAW. OBTAIN A PARTIAL RERDm OF AH't UNEARNED fINANCE CHAR~ (b) TO REDEEII1HIS EaUIPIIBQ'IF REPOSSESSED FOR A DEFAULT' c TOREQ UNDERCERTAlNCOND ARESALEOF1HEPROPER1YIFRSIQS..~. . 1..A880r: .u:-ON TOO1..S.CO!o!P~ !-oJ.; . _.' . . . Lessee' os AUfOMOTIVE L TO ". BY: . .. .... . . ,. ~ ...,;.....0 Tine: . . .. D.....TE:. (,. :;r:~;j'< ..., TI . rilEs'~ENT . . " DATE: (,~t) . GUAJWm': b amsiIInIIDI m lIIssor Il'DIing inID lbiII ~ idInIIlied..,. ~1.lIlI undInignld (CDIIIdinIIy, "GuIInInW) ~ II1lI inwIabIy ~ lD L_.1Is MC8S$llI'S wi aslgns, die ~ """1IIlI"';''''...o 111 II llfIIipligns af~ IIIldei 1he l.asII ,.gllll_ m IIIJ ~ Ilh~ DghtlllhBrwist t. a IMlIn:wll'llllabll1ll,' ar Ii dsdI8ge ~ l_ ar Gunmllr. GuI--1IP'IS 1IlII1his is a gUII&IJly m JIlIYlIlIIllIIId IlDIII c:d1ecimn, 8IllI1111t ~ can pnDed di8dIy 19IinsI" Gumlib' wIIIlIIt IIIst pt'ladlg apII1sI L.I!aI ar 1I1lI1qII..-.r CIlftIld bf a. ~ ~utpmnO. Gucmur' __ ........... ind n:lIlI:as. i1l:tuIq ... 01 jmnsl. pI1ISIIIlIID8allmd dmud, ....oIlCC11fDrab...1IId dabrlllllials'oIlIIfknS. Gr.8InlDr....s1lild ~ CIIII_. ullndor~ 1IIIIdiIJ..llnnsaf It.l.easa . <dhaut IIIIeaIIg GI88nlar: GullIIIlIr:Ifwil pIIy ~"..pn. ~ ~... iIcumd bJ lessar In wln:ing l.assliti. ~lItulllllIIII eum..... 1tas Is I aIIIInling ." gu-.ly Ihod '11II noI t. ~ IIl'd1I2IId '" GuInina-s daIh..i wII tincI Gumnlin beia, .4""lbtl......~ 8IId p.r.IIIl'IIIllIp~. "- nr, wtlIIlII dIdina GuKllnlllr's IIIIbIIIy hIIraIndar. ~ or..... my IIgIa IIgIIiaSr ~ er It. Equ..... or iIIIf GlInnlllr. G~nIIIr _n1s III "1IIIaIw: sillier BIIf. aIhc d5pasIIian 0111I8 E:q~.nd rha 1..I!IlsL' If _ dlIn DIll GUIIIIIIlIx his sIgrad IhiI GuaIanIr n:h Gull... ill_lIB ~I f!llbIdy iI jDi1t 1IIllI--': ThIs GunnIr IlI81 blI'~ .. eni:Jn:8d by..., aaignM OIsual1SSDroflllssoritlla _lldiInIas ~ ~r n.y IIlfaa It. Gu.wdDr1lllhaimi L_ ir Illy 0I1JIaIr'S....1D at:aI1 ad bulllllll . I1IpOIb lIIQIIlIing Gu-=r'S pIlSnf awdt and mDe aa.r awd...qun.s 1IIItl_ ....,....... ~.. THIS GlJNWfTY _SHAU. 8E GOYERfNB) BY 1t1E LAWS Of ' 1M: Sf" lE OF UINOlS NlD GUNW4TORCONSENTS TO 1M:.IURSIDICt1ON OF H4Y COURt LOCATED WIlHlN SUOt STAlE: GUMNClOR EXPRESSlY WANES tHE RlGHTTO"mw.BY.llRY.. '... _ ' ! . ".. .' " . .- .' . " IliIIE ." lID . ' ':~ ~MI'ALMER:.. - :A .~. ~.' .......~ '..". ~; . :0. .'. ,.' . .. .. '. . :.. ---..-..~ .\. . . " .... D~I..r5sBe:WIlIr;m"rlillm~la1seitJlG!in.1angueQ \.IIIlICI}OIlrcopyaf1llisLase (I) f yaur financi3J ~::{ .uc:IIltrat In OII'~. lhll.ad,r'a of .':1&. 'Ii anluly 11III'" fIDe III mIlS !lijql.lll:lllnl ygu IIIIJ t;r,~.At. WlIl5lIlhII 'IlDrdSIll!lllll1l IrBr'BR2Icn wiIh YIlI;I is'_ ._. . p..nIllroflhls L-a dies or~SIdI gIIIIllIIly lI!I!t III mml!lll tea.. ildicrIlad on IhlI ~ pig... The words!!!. ~ ~ !l!!! reIIr lD.lI1a -:a II' is Ihe SIIbjIcl of lilY lIV8I1t Ii5lBd ill clallSllS (e) or (d). , ., .....'--'--" lIII .... ..- ...... IIld .'"' ......"". of u.. LlIssor. . The ilIkMi1g IS .gl1!llCl. 10 IIl1lldililn 11. ~ a. 0IrIIu~ .ocr:urs. -1IllIJ do any or II of lII8 bIbwing: (I) IIIll1lillblllris ...- ...... .....- "I --- ~.tbl dGnI a. ~ ~i1 PaymeIllS lIIIl CllI1er IllIII\IIIII cIuIor III blIl:am8 dUll III 1M... and anliIIlns 1II1hl11rst page a! lI;1~ lI8SI:, ., . . 1IIIdIr.lllis ~ iInIn81IDIlr dullllld p8lllbIe mI, if ~ bJ law. c:aIl2lIlnd III 11I1 ,",-nl 1. I8SE AGREe.EHT: YlIlI lIlIl1le III, ~ ~ us 8IIlI .. IgIlIe III ~ lD, ~.. l.8_ VII1IB: tc) r.- or.rwndIr UIIIISIbIe 8Ilf Eqaipnsa ..-..- 1DcaIBd._~ eq__li:IIICIIIIlhI fnl pI9lI a1lta -- or en illIJ SI:tIlIduIw lD \tis I.Bie iInlI JOII ~ III denulor ndi:B, WIlhalllDlll cIdl:r or llIhIr IIOims of ID IIId wiIIIlulliatilily II>> JIlII b IllY 1C81151 tun lIS 1JlIl... lIlIl1II111 \i:BnslI tD JlIIIIIIY lDIlpUIIIf SIIIbr;n IisIBd en lb8 'IJ!Il side aI. dilnges ca:asianlId by sId1ldion; Ie!) lIqUire yw to dIhw IIIe EquipnInlID . IacaIiIn IIis l.IIiISI.1isIId DllIllY sa.IuIIlD lIlill.llla oru.d iI ~ lI1a lIlIUIIII1*1l isl8d ~ 111,. desigllllll!d by us: ('1 pra:aed bi CIlUItIldilllID IIIfD1m ......."..,CI byJllll a1lhis L"'1IIlIor fnn side of lI1is L_ or Dn IIIJ scn.IulIlII !his I.eIsI {'Sdlwn1 {III a1lha Ioll!gDI1IIls ~ II dIIDgas. aJSI5 mllIIplII1S85. Incbl'IlQ 1Ib:Irn8ys' ....11aIlnlI by us bj nBsaa 01 IZlller:lMIy rwlimd III IS 1:slaipnnt'). YIII pllIlIisa lD pay us .. P8JIIIIIIIS 1ndil:aI8I1II ~ IiISl ..., DIrfIuII; or (I) -me lIlY aa.r riQhI Dr IWIIMIy II'IIiIabIIIlIzw II' in equly. ~cb:IIng am. 1IIll' of ItI1s L_ or III Illy ~ {iIlIiwidulIJIJ r8IlWlI1o IS 1'aymBI(' III1lI aIlBdiwly of _ -=-d ciediIDF. Upon 1,\ . - -"'-111' SIinrtnder of IIIJ Eq......... WIlIIY .... Rll. or nIIarrad lD IS 1>aymenl:s'). .,. . . dhIInI dilposrt aI Ill, Equi!lall. apply lhlIlllllIftlllI8l1s Ibnallll lIII.11IIIIIIlS I_liD lIS 1. TERN: The ~ lima bllginntlllllllll ~ i:lIia:lI!Dd by.l..msI;lIIIlI ~ lBIliI: heRlllldlc; pnMIld.. JIIU\ sllal ... IiIIlIa III, US .... lIlY. daIiciencr. YIII I!II.III is you '-1IllIl .. 01 your abIigeliDns IIIllIer 1I1is Lam. AI"~ wi! be maID lIS IIlIb1 - ~ ...nbr. b' ..... Eqqipnanl a bli IlIIcI at pIibIiI: or ~ _ fll'lII1J 8dIlrIm _ dllignm in wriIilO. ,YOUR OBUGATION TO PAY lHE PAY1IENTIlO us IS "II' CIl\IIIf _ wIlIc:t) lD dIIdlIrs or DIhIIa in lDt!i or .... (willi or wilhDUI the EqWpnlenl ABSOLUTE AND UllCONDmOlW.AND IS NOT SUBJECr 10 AJf'( RBIUClIOIl, SET-GFJ. bU1g pII'jSi:IIIy p...q II IIliIll ~..... YIII shill pey us .. aJSI5 11III ~ IJEFEHSE OR COtJN'1'ERQ.AIII fQR NfT REASON 1IttA13OEYER. .YOlIIIIllIDria lIS III IncIudiIIa IIJPIIISB ~ I~ Aim 11III SIDrIglI, 1IIDmIp' .. and alSIs inaand by lis in insrd... 1'lll1IillIrs.... ... a.~; dalIlIboIIl the EquipDBt, D _lIS 1JIh_1DBIed. enbmg lIIIf ~ h IIInns a1.... r..- or 11Ift aI aur ngta....)IIU. lniIed.a lIlI...hat taIIII..... IIIlDIIII dIIJg'" under ~ law. AI rigIlIs and ...... ... QIIII\dIIIYI erd ny be 3. NO WARRANTIES: 'The ElIu...- B sq.:t III eny WIIIlIIIIies ""11111I1, ~cmw .nbmd ~, . AIry dlIIlry or "ilInIlD enIaa 011 rights heIaIndlIr dais nlll pIft8IIl us II'IIIIar 1_ encIlIIY IIII~ lhellld. 1ba EquipNnl is IIasad IIlCf licansed IS IS: YOU mn Inbcing eny r1Ihls 1l.1Dr IIIIIa. ' ..' . ~ lllAl WE. DID 11M IWIUFACTUIlE.11lE EaUIPUEKt OR CREAlE 11tE 11. P\lRClWiE 0PT10l't I yau ... IIIlt II 0eIid undar IIIIY aI tt.. pIllftID1lS hrnof, .11111 SOftWARE. WE. 00 NOT REPWESEJIT -11IE IlANUFACTURSl OR UCENSOR. AJID YOU e:r;lilliDn ct tli:s ~ you IDly ~ "AS IS, WHBU: IS"'.' d IIuIIs n....th no SE1.ECTB111IE EQUIPIIENT BASED UPON YOUR OVIIII JVDGIIIKT. .'IIAII! NO W8rIMly IIlIm lIS rI eny .01. .... EquIpnwU..a:tusiv8 of SalwmlI,lIIISid hlINund.r1llll1he WARRAKIlE$, EllPIIESS OR ...uED,INClUIIIIG WARRAN11ES ~ 1IERDlAIITA8ILITY Sab8... a:-e hau..-rlor 1IlI8lIDII'It 01.... pun:taw qIlIDn,.FIus" mppIcable SIIIas,-- OR FI11IESS fOIl A PMTlCUlAR R1RPOS1 OR O'lKERl'llS!.. TQU AGIlE!. or"'lIDL . ..~. ' ., ..~ . REGARDI.BS 01' CAUSI!, W! All! NOT Jtf5POIIISIIIU! POR MID YOU WILL NOT MME 13. OTHER R1GHlS: 8aIb lIBIliIIS IIIInd lhis 1.IImI1o be _ vdd IIId IegIII ~ 11III AJf'( a.AJII AGAlJlST US FOR AKT IWIAGES, INCUIIllNG COJlSEQUEJlTW., DIRECT. IIIl11l1111lr 11I'I ~ is CII1nInId III III ...n!Iln:Ba. d mtw pads ri...mlll u btlI &PlCIAL, OR INDIRECT_ , '.' '. . ud aIect. IIIrIs doaDn..a IUDllDund fII II.. -.. JIIlI.... IS alllaDllr 1aIenII1In 4. ASSIGNMENT: You n'aIy IlDl sd,1nInsIw.1IS.'II!II'I1I' IIlbIaasa Ill. Eq~wiIho~ aur~ a. ~ ... all praAMb ...... You tin .. a. rlgtd lD . eny UCC FMId,. wrilIBn ID1YIt. W.IIIiJY, IIiIIm IIdyiIg YDU. ... assign or hIIlilw Ibis Laesa. any III1n5lI1 ....... .. ....1lInp tInInIIdIIIWJ wllbaul tIIIfIng tar SIdI a tIndIng. In tt.. ennl Illls L.eIse.lhI Pa'/lft!lIIlS hlIl81111d_. and ~ rllhe ~ ~..,... r~ sm.p. Ibis L_ Is cIaIemlined III be I ssuriI:y ~ our IIalVlIlY shaI in no ~ eGllId Ille CD Cd Lie) Inlf)'llll agi1IIIlI1al iI _ dUll. .... as&g~ ... '- lIII - ~ IIIll muimIIn pamilIed by .... . . ..., .:' . 1. bendls Ihat.. IlllII ........ m111le assigalIe wi! act bmt lD perIann any oIl11nllll!,IIi1m. My 14. HEDELM;BY OF ECIUIPMENT: SubjlIcl l1 Ibe ...., IIIll'isilIIS IIlIIl blh iI lias assigIwe w1111Clt blI31bjl1ct III 11I1 daiIIIs. ~ or" !'lilt vau ..., lmft.gaiI:S us. pIIIIIgIII-pii;l you docidIIl1Clt lD purclll5e aIIlhe ElIu~1IIIIIl, dllIl whlIIIl!1is ~ upinl$, or r I 5. OWNERSHIP:_..W.-~ 11III_11III......11I Il!8 Equipnnt. lIIIyDllwJlllllJIbmpIs' is........ MdiIr. yaJ.... ~ JIIIIJll!1Y ~.Ilr ~.,IIIIIIlI!III'IlIlle. ID daD Cllinllship,ilt.!Ir lI5SBt clIll\S IIIIl'II'ISt or lIRugh ~ lIIIlIw'Equ.-,,...:v--. Equpnt; hVt pl'lJllid, D.IIS III . IDcati?n de$ignliIIId by.us... YlJl[.~;Ua.._ lhe yaur II1pIlISIl.III p~ _.11I ~ OIA' 1ltt ~ IheEquipmenl. So ~ lIS JDU ~ not III deW Solbrlri frDn(any IiDd 1I'II!d11..ln yorir axnpulI!r IIIld clllIfy i1111!lliV ~ siidi~ and undllr.lIJ of Ill. 1:- lIIInS. .. sIBIl1Clt inbrin 'IIIlII your ~ialllS8 m111'1j11Y1ll1111 oIlhe. you.ul nItum. JI!W' _ ~.1111 porIIIbIe ~.. ~ IS ~or IIIpes QlIIlIlning tt.. Equlpnli. " . '. .. . ~ .. ., ' . .' . . SoIbrIIIIIllq .rn IUIIPQItI1lIm.landnnd dac:umaidali:in ID the Ja:.li)n WlI.clesignata. . . 5. CARE Nfl) USI:. ~D11 ... lISpClI'ISItiIII ~ lnslIIIlIIg ~ ~ Il!. ~ III pill ,15_ SOFTWARE lICENSE: YIII sIrd be bllund by -.rl~ 111II a""ind _.~ WOItQiIg 0Id8I: and rapai'. You WlI ~Iy usa ill! ~ willi at appicablelns. Y0II1IIII1d saIlwM anse Inlm 111. II\IIllIIIIdDnlr ollila EqI;pmenl ~.... __ of 111. SoIIwInI. W. makslll1Y:albIr.itDns III I!1lI EqullllJll1l wilhDut lIIIf IRfwn\Dl~ 1DISIInl, IKIrwll yau ~lly IIIIY \Imin;dII Dr C11S1.1be IIInrinaIbn of any mIlRe iCIInSII immIdia1aIy upan ImbcIIID YIII slIIdi 1Iw Equipment III your ..aI esta. YIII - nr5p!:IIsbllt klr pllllrldlrlJ .. ~ film (wrtlI:n Dr cnQ if ..... is I bnIadI of !his il:smI. .lhw or nal ma1Irir~ ... I YIII misasllI1e llanBge. tlICIlIll b' onIllSY _0 ...... 11IIII tan iny olhei' killl of Wi wtiIa you. haw .. b.rWs (or its 1i::8nsrim11r11d1!lliaits IIl111Dr seiYD IIIIIb lll'.mIIga as Ql~hls, tI8de Equipmar4. In u.. _nl .. Equipmllnl is tm or diImagad. SD bng a you W nolll dI!d si.:rals.or1Jlh_jlaprWlmyt'gtJts;or Ith.. is .dllliillund..tIas~ '. :- ,'.... ' ~ under 1I1ls t..sa or ..,.alhar.oli1igeliDns III us. lJlan yau shd haft tt.. aptian III (Q .1'11I'. ,16' LATECHARGE: fIllY pmtaf. ~1s I'IIll ailIlitiy ygq 1Ihllll,IJUe. JIIU ~ lilY us. . ~1Ila Equlpilian,m:aplabla1Dus... (i) pey"'8InaIi1Is lhen'dUlt IIId~ iIIuIlll~ tt..n'. Iebt~ Olbfrllv8 ~{i2%) of .~si.dlIaIII~'.ndJlliid~~hill\~ Ip.dBySaI ".' . :. --DkIIDU..lIflPIiclb!lI8nas'af.... -ining ~undllrtli.l_,...wiIlltli. . i1silliedBllllor.iI~.lIlllw hlgIiislralap..rmm.t.bJ iiW)~ ypu.~,al2iY,us.l!llI.~~ ... ~. .".'.,.~., ~ 8ad1 ~ III di3alultnrlll...1II ~.~ 01 ~ perari. IIlItbdilrlhlnan. nllnll"~ 1Ir.didii1hlll.....cirigirIII ~lpU~lI~amcuntis ..~, .: L; I: (~). thellllist'1 Y'I'!';TniIsmy HID ndII, IIf the kMsst IIIf8dMI di5cIIInt '!8.JlIlfI!'iII!d undIrr 11I11. by cll8chr.sialIar IlsIrwrIInlWIll ~ IIIdl is.disIDlInd.b'.a,ny raaan..~ 8lJIlI4l111 ., . ~ .. .:: . .pPlEabl81iir(1ffir'~~!Bl8VlD1:. :..' . ...:.,.....-;.. ' . ~,. ....,~.-...: . ':. ~~ '~pay Us 1h1l'lD5lSPul lIiuSlDdbell5 beCuseof\tl.dimiiir,pkl5....dS25,lIUlnd DYlII'any 7. TAXES: EXPENSES: YOO shel CDlIIIlIY wiIllaUl'tls IInd lIIglIIiItJans IlIIldIIg la, 0 shlllI'1 IIIlIIIl'Itll8l'll6d by IIw.. . . . '. . wltan dull, .. -. lazes, CDSlS, IIIp8IlS8S Ind d1IaglIs whicb ~ I'IDW tI h...... 'l!' iqIDsed f1:'. SmRE AGREEMENT: CliAHGES: Thill ~ CDnIIins Ille lInIinI ~ be..... ~u upllIIlhe 1MIIIIShIp, tilliIg, passassian. ~. renIi1g. IlpIIIlIIiDII. alI'IInlI. lISlI, mall~ . and ISIIld iI nry nal"lIilInd,IIIMI'Ided.lI'IOlIiIirII.l8I1IIirI8:Ior ~ cIIangrId era!IlllII 1cc:Iban, d8Mry sildIar l1!Idelillery rI IIilI ElIuapmenL If - sa chDOSll, ':l!' In ,tIiu'llll'll yau do nDl writing IIld signed 111 batII ~ and III. ','. -., '. r . . lilY." &IIm5 IpI8Dd IIbawI, .. ...y bul sheD IIlI ~.~. III par!" _.nd you shaD' 1B. MJ&:BJ..ANEOUS: If'q nai:I!s ...1!qIIi8lI1Jm!er Ills ~.lhey ~ be suIIic!'nl if IllII'Iil suc:ll1IIIIlIIIIt wiIIlllna1 Payment. '. , '. '. , . . Qiven ~ly or 11II" by ClrtiIIId mal Dr regIsIJnd IlIII.'JXISII9lI ~. III lhelp(Q;abls 8.INllENNI1Y: We... I'd feSJllJIISibIoa,u III'Iy injunlIs or m-D jQU'" U1J Q~ plIISlIIIr. 8dllll!suetbtli In Ihls ~ or IIInddlass'soclliliigned by... This ~ is ~lha..... CIIIl8d by lhBlIISIlIlIIIion arllS8 at III. EquIplIIIIIL 'YOU'lIgI8IIlD rsrilIISIIlIS b' II8IID cIafIr!d . rI 11III s bidilg IIplllI vau lIiId yoWp8lSlIIIil ~ mllCllSSlllS IIIIIlISSQllS. .THIS \.IS against lIIIY dans lor such lasses or 11IplfiIs. This indII_ sh:IIIalIIIinua _1IllIIr 1tIis. lEASE (1) SHALL BE Bt4ll1NO WHEN ACCa'TED II WlUl1NG'BY US AND (2) SHAll. BE l.8asahaslilmllnlllld. ...... . - - -' -. ,. . _. - .'GOVERNeD'BY TME LAWS Of TME'STAlC OF,~OIS. LESSEE CONSEMTS TO 1liE 9. INSURANCE: Yau egMlD pnMls and nwinlain Il)llllf own IIIp8Ill8 (i) Ial.~.... .JURISl:IICllON OF ANY COURT.lOCATBJ IN 11.1NOlS.)'ROVllEO.~ !N'llE vaIulIlnsurI8ItII avainsI aft risk fA dQct,phrsICII dallllllllll' Wi III Illll EquIpment. incUIkIg IMNT lHIS LEASE OR ANY OF 1m PROVISIONS CANNOT BE EItFORCED UNDER 1liE load and ___.. COYlIflIlIll, namilg 115 IS lass pIYIIII: IIId (ii) public &ali!lly. and P!"peItJ LAWS Of IUJNOIS, MH 1HE LAWS OF lHE STATE WHERE lHE 81U1PMENT IS IlII1l111111 iIslnnar namklll us lIS an adddianaI insurwd. SucIIlnsurwa 1m! WliIIItn tvl:IlIID lOCATED SHALL~. YOU AND lESSOR WAlVEAU. RIGHTS TO A ~ ~ .lJRY. d8hnd lIiilS II aur qquist) Iiwsl bi iJlISIiimry lD... r you. .IID pIIlYile ~ lIIIdl evIcIenCI. 19. lJC:C.MT1Q.E 2A. PROVlSION5: YOII 'lIlK Ii) IIis r..a. S 1 "ftnIIQ laaslI' III'IdlIr IlIen _ wi 18ft 1M ~hl, buI nCll .... ab&gaban. lD '- such IIISlnI'ICIIlIllIIIdina us p11131111 ,... :IA GIllie UCC; (i) WlI cid IIDl salad. --.... tI supply ... ~ 1M ... dd \'DU' upens8. II ."y insunInc:lI pillC8llds iN pal' ~ . IIISIIl of lIlY loss '! ~ ID lb8 JIIrc1'11S8 ... Equipnau'a lor __ III ~; and (iiIt _ .... iii- JlIlI u. _ 01111I. suPfllilr d Equipmlnl. mlDng IS you IIlIIIlt iI. deIauR under lIris l-. II' ~ Illhw abIigIIilII ~ us, ... IbI EQuiIlIwII yaa arwlllasing hD us. WI Ile..tJy ndify )'IllI1h1t yau.1I!IIJ IBYlI ~hls \Iller yau slr.IIllr....1l1lI opliDn ID: (i) usa 1M insur3IICII pra:8lIcIs III ~ II' ..... ~ ~ Ill' lIlY suppIr CIllIIlIxls IIld IhlIl vau-r axdId IhlI suwIW lor I ~ a11has8 rigIrIs 01 (i).ppIy lbelnsurBnce proceeds IDwInl yawabJi.lOlns under...1S LA-. MalIing mills l.aaslI lIlY W8IllIlIlIes. To 1he ...... prIIlIII1IlId by IIPPficabIe n. you ..lilt lIlY IIIIIIIIIfghIS eml wi crMlllIIY ftsunInca ~ rI II'" lyp8 IIhI!scwIr ~ us ~ IrIY alhar f*SllIl I8I'IIlICIias lZIlfemId \IllllII you under UCC SecIions 2A.:JD3111112A-5lllI 111_ 522. , ,.., or pmly. YIII edaurItedg.1I1al WI IIlI nm Il!qIIinId III SI!all'lor lIIIinlIIn IIIDrat or -lIlY Z1. lAllTA'llONS Of ACTIONS: No acti:m by yaJ IgIIinsIUS undar or n CIlIII'I8dIllI wiIIllIIlS InsuIanCl, in.ny-m orupall any spdic 18rms mI CD~' IV. ~u.1lgId ID ~..,.blIlRug/ll_lhanml Il),.,dwmdl_rllIdiDn.K:lIIlle. . .', 1amInDl ary ,ucll,lrII_ CIIOIenp .tlIdI .. IlIIJ .mnge. and - ..,. IIlaIIIIfJ . 21. lAST PAYMENT: YlIlIllllIItIlII ply lIS On Iha dIIIl vau slgn lIlis la1sa Iha Ill5I mcnlhly IIIIdII-.naI ClIft,... lD .. wllhaul 11m.. 8IIJ IIlIbWty III yvu. YIII /rDmby Ippainl Pa~ ld8nliIiId 1\ .. T_ IIId PIynwn1 SchIllul8. wIII:Il SlIm sMl bit hMl by us, tIfIIhauI us lIS ,aur 1IllDm1lY~r>-lm:t 10 IlI8b d8Ims U. IlICI!ive peyment rI. .nd urea I8llI nllnll tdl oblglltiDn lor _-. IS II8CUriIy br IIIe Y. IimlIIy Iftd Iarelld fllIIIlrIna:a af yaur ~ dDcuInlIIIs, c:llIIdls or dndb; b loss or d8mege. undllr.ny insur:ua pdir:iIs. .'. lII'Ill oIiIlgdans under 1l1Is l.8as8; It being 1Iqnss!y undar.slDad IIIllIlJllll8d lIIrt such pIfIIW'lllS 10. QSf&!l.!: Ally allhlI tIIlawiIg is . 'OeIaull" lIIIIIlr Illis ~ (II) I yoa ld III per any not . ___ allD' dIuaIgIs if CISII of yaur 0r!IauL UlIlIllll8 llCCIIBIICII 01 !"'1 ~It by Pa~lor IIIJ' DII8 IUI'IWlIlIWlId III lIS wiIIin 10 dayS rI lis d.. 11_ (b) if you bnrIch or 1IlI111 YOU. _ "'Y. InIIl liIn8 III 1Irat. wiIbout pl'IIjuIlbt III any CIIhlw rwlllllly ~ =.: palfalllllll1 oIhlIr rwpl8S8I'II8lio. VllInu1y. II' IIlI_IC illtIis lAulI rr in.., CIlhlIr a;r-nr:rd prarilIlId by -. UIlI SUClIIunds III Iha lIIIIIl'Il -r III ~ good ..., pat IN c:ausad wib \.IS or DIll 8IIIiIIIIIs and fallD an sum InriIch Dr lailllll rilll10 dIys dr:r I1DClcII; (c;}11I or olhIr .1IlDIa1Is due us htnunder. ;md III1Y olher damage. 1IIpIl'f. -:':t or:, ~I pnx:eeQ1I'IlI und"'lII'Iy blnknq*:y. ..ar;anizriln, insaMlnc;y II' ~.... rr II!llSignnI8It ~ny .-t = =:; =-lIIlr ~~ -= ~n~ s::. me :1IOIinrII h1l1ll lar"berd 01 aadlIcrs Is lied 1Iy or.gainst yaU; Ill) . you IleaIaII insoMmIllf IaiI g-1Il8IIy ta fA ~ brJ: !ltIIiQaiians UTIIIlIr MIiJ l.aaslI haw "'n 1uI\II8d. YllII ...18S1IDI'I5ibI. lDr psynnl POY 'fOUl dIIbIs . tMy t.c:DN dua. Ilf _10 do business lIS .png CllnlBII; tll Ilha a1111'1y snardaJ in PIIylnII'IlS: In na lI'o'IIIC sIIrI1lh8 Iat monlI'Iy p.ymect be Nb1ded III you- EqUlpmll"'lS~~ .lDId.ar.blAsaleafyaur1l'l'n!l!lllrflussalstnbaul.lDaccur, . .' .. -, - - .. -' . .. ...... OJ/OJ ,2 - laiJia] 11=' .. FINANCE LEASE) ( . te~5]1J'jJ_VfJ7[JJ) ~n-ft";t LessDr Name: SNAP-ON TOOLS COMPANY LLC ~lJlfUlJv is:u./ LJ ~UJ. ("Lessor" '"We " "Us" or "Our"l , , MILFORD MA 01757 . Lessee Name ("lessee." '"You" or "YoUr"): Lessee Address: RllLl.EGAL1WIE: PALMERSAUTOMOTIVELTD '" E SIMPSON Sf DOING IJUS1IIESS AS: MECHANICSBURG. PA 17050 TAllDEK11FlCAnoN NUIIIEIt This Addendum to your Finance Lease rLease-) supplements and incorporates by reference aU provisions, definitions, representalions and conditions in the Lease betwee~ Lessor and lessee. Offer of Cash Sale or Payment oYer time. lessor 'Seller) has offered you a choice to buy.1he EQUipment rar a slated cash price payable immedialefy (or within a limited number of days) or you may buy the Equipmenl for a total credit sale . price which pennits ycu to purchase the Equipment now but pay in installments over an extended period of time. The credit sale price is the Total amount Payable by Lessee at item 8 below and it is more than the cash sale price because i\ includes B finance chatSe to compensate. us for having \0 wail a period of lime befcmu:ol\ading the fuU purchase price and for taking the risks involved .n waiting that period of lime. The cash price information and the credil sale price, whim is the Total Amount Payable by LesSee, is ~rcvided below: Lease No: 87858 Lessor Address: 91 CEDAR ST .;:r 1. TOTAL CASH PRJCE OF EQUlPMalT. ~,._r.....,...... S 7,387.00 2. A.DOWNPAYMENT S B. TRADE AllOWANCE S r" , ~ TOTAL REDUCTION .:"..: S .;:"; .~Q.QlI) .. " ,. ," '"I:. .... , . ': 3. UNPAm CASH BALANCE (LINE I MINUS l.iNE 2C) .. S ;.1,317-'10 . .:..4.01HER CHARGES-SPEC1FY fl"'EM A AMOUNT , .i:~. 'I'"' A. INSUlt.\NCE S ... B. OFFlClAL FEES S "'JIG -.'.j; ; -- .~l , '. , . .. ~~~ .. ,'. .. c.. . J ~. . " ., S,'- '. .. ;..:. .' ""r: '.' ., , " ';~~ . ".~ . .;.. '.,~. ~ . .. ; ... ..-::.::. .'., ~.; r- .;-: ;:" , - ".' ., ':;:/i:~.-.: .:'<~' ';\r'~":~~:~~~, , , , , , " : D. ,. , ; , ,"' ;I~ . w~ ',-I: S .: i~." .. :;.>~: ':~~ fl, -:; "f. .. . . ~ l! ~. <,~ . .I~ ;"1 .' 1:',." ;,..... " '.~I .. , ,. "'.' . ..:. :. .~ , " <1-_, .~.. . , 1\. TOTAL OTHEllCHAJlCiSS ',' <; S. .94~' ., 5. TOTAL AMOUNT SU9JECTTO LEASE (LINE :1 + LINE 4) S 7,4111.00 6. LEASE cw.aQES (F'UlBlXC Owgc) S 1,1'7'7--4. . 7. END OF LEASE PURCHASE OPTlON S 1.00 8. TOTAL AMOUNT PAYABLE BY LESSEE EXCLUDING TAXES S 9,759.40 '.'.:; .:::i:f. :"':4":, ..t~~: ~'.. . . ..,' .' ~. ):~:;;; ,'t,.. ~ Effective Date. This Addendum is to be signed simultaneous with the Lease and is effedive upon execution of the Lease. Inleqration Clause. Oral Modification. This Addendum together with the Lease represents our oomplete . understanding with .respect to its subject matter and, except as expressly set forth in the Lease and this Addendum. no representations. warranties, inducements or oral agreements made by us or anyone else or . by you are being relied on by either of us in proceeding with the Lease and this Addendum. This Addendum . together with the Lease may not be changed, modified. or ~ded except in writing, signed by all Parties hereto. and any attempt at oral modification of the Lease and Addendum shall be void and of no effect. All other provisions. conditions. and payment tenns of the Equipment Lease remain unaltered. Lessor: SNAP-ON TOOLS COMPANY LLC BY: DAn:: t- .01 11t1..E: '21 NDIIft ID lIIuJluod R""'dmw ~ ;. ~ ID SabciIle 10 (CRdit 0...- C1""'" E.IlII c_...... I'r'OvisiaDs) DCMO, C..k ADa.. Fi... IIUI. '12-100 c/ 'CII. NDIIft ID C.ur.r...... RaldlDb: Calir...... F_cc '--den Ua::aso: 1'10. foOJ-6880 0J.41.3 ".,r f$!1f)@}fJJ-@!1f) Credit I EQUIPMENT DESCRIPTION ADDENDUM ATTACHED HERETO AND MADE A PART OF LEASE NUMBER~ BETWEEN SNAPoON TOOLS COMPANY LLC. AS LESSOR AND PALMERS AtrrOMOTIVE L TD . AS LESSEE SKTESTSWEV 5YR REPAIR/ESTTIME LID OVD VER S S9t94.2S TELElHON DISCOUNT (S388'(IO) DISCOUNT (S1419.2S) .:\.' .):: : ~ '; { . '-.v" .. '..: . ", >.,; ~ <~:-, . . . :;.. ~ .' .~. "'. ~.: ~.~.: .:i ;. .Pi L' .. j-i "" :... ~>: ~'.~h \;~ :, ~.~. .1. ;> ";'. ... .: '::.. :~."). .~. .. . I.' :~.;.. ; ,:' -::i '. . ,. .." . : ~ ,. LESSOR: SNAPoON TOOLS COMPANY LLC . LESSEE: PALMERSAUTOMOTIVE LTD BY:~ ~ ~: PRES1DENT DATE: (p - ;;21'.. ~{ BY, t24d~ TITI.E: DATE:~~Y.oS Saap-oD Credit LLC 950 Tech.luO Way Suite JOJ UhcrtyYillc, IDiDOa 60048 fr77-777-84SS _' ...... ~ ." '. . I.." VERIFICATION I, CAROL CONNELL Y, agent for the Plaintiff herein, hereby state that I am a duly authorized agent for Plaintiff in this action and verify that the statements made in the foregoing pleading are true and correct to be best my knowledge, information and belief. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to autho . ies. Date: :g- a3- 00 Ip.\WonY\rl 11"NTC;:\OOOQ~"\OOl n\oool'.f.l'11. onr.1\ Snap-on Credit, LLC 950 Technology Way; Suite 301 Libertyville, IL60048 vi. Palmer's Automotive, Ltd. 699 East Simpson Street Mechanicsburg, P A 17055 and William P~er a/kIa William A. Palmer 1 089 West Trindle Road Mechanicsburg, P A 17055 : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYL V ANlA .: NO. 06-5197 CNIL TERM NOTICE TO PLEAD TO: Snap-on Credit, LLC You ate hereby notified to file a written response to the enclosed New Matter and Counterclaim within twenty (20) days from service hereof or a judgment may be entered against you. ~~ R. Mark Thomas, Esquire ID# 41301 101 South Market Street Mechanicsburg, P A 17055 Telephone: (717) 796-2100 ~'{! II Snap-on Credit; LLC 950 Technology Way, Suite 301 Liberlyville, IL 60048 : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA . : NO. 06-5197 CNIL TERM v. Palmer's Automotive, Ltd. 699 East Simpson Stteet Mechanicsburg; P A 17055 and William P"umer alkJa William A. Palmer 1089 West trindle Road. Mechanicsburg, P A 17055 ANSWER NEW MATTER AND COUNTERCLAIM ANiJ :NOW; come the Defendants, Palmer's Automotive, Ltd., and William Palmer, Defendants in the above-captioned matter and hereby file this Answer, New Matter and Counterclaim, and in support thereof answer as follows: 1. Admitted. 2. Admitted. 3. Denied. Defendant, William Palmer currently resides at 79 Winchester Gardens, Carlisle, Cumberland County, Pennsylvania 17013. 4. Admitted in part, denied in part. It is admitted that the Plaintiff's Exhibit "Ah is the doc~ent signed by the Defendants; however, Defendants believe that the actual date on which this document was signed was several days before June 28, 2005, and the sales person/agent of Plaintiff inserted the date of June 28, 2005. 5. Admitted. 6. Denied. Defendants are without sufficient knowledge, information, or belief to either affirm or deny this allegation and therefore same is denied and strict proof demanded at time of trial. 7. Denied. Snap-on Tools Company, LLC, defaulted under the terms of the lease by not making delivery of the equipment within a reasonable time; and, therefore, Defendants are not in monetary default, and owe no monies to Plaintiff since Plaintiff,. as assignee of the lease between Snap-on Tools Company, LLC, and Defendants, is subject to all defenses which Defendants could assert against the assignor. 8. Admitted in part, denied in part. It is admitted that the Defendants refuse to pay the monies requested by the Plaintiff, but it is denied that such monies ate due and owing to Plaintiff. WHEREFORE; Defendants pray this Honorable Court will enter judgment in their favor and against Plaintiff on this Complaint. NEW MATTER 9. The anSwers set forth in paragraphs 1 through 8 herein are hereby incorporated as if fully. set forth in this New Matter. 10. The Snap-on Tools/equipment leased by the Defendants conSisted' of several computer disks which were to be utiliZed by the Defendants as a diagnostic tool to identify vehicle problems. 11. Prior to agreeing to a lease arrangement with Plaintiff, Defen~ants had previously purchased similar disks from the Snap-on Tools Company, LLC; but the disks would expire at the end of each quarter and have to be replaced with new disks. 12. When the lease was executed on or about June 28,2005, Defendants then current disks were scheduled to expire on July 1, 2005. 13. Oefei1dants advised Plaintiff's salesperson/agent that he muSt receive the new disks by July It 2005, and Plaintiffs salesperson/agent assured Defendants that the disks would arrive by July 1; 2005. 14. on two (2) occasions, while waiting for the Plaintiff to deliver the disks, the Defendant, William Palmer, contacted Snap-on Tools Company, LLC, and was advised that the disks were not available. 15. Defeiidailts did not receive any disks from the Plaintiff until the latei' half of August 2005. 16. . Since the diagnostic disks were essential to the performance of work at the Defendants' place of business, the Defendants had to utilize disks from his competitors until such time as they could reorder the disks from a different supplier. 17. Snap-on Tools Company, LLC, breached its agreement to Defendants by not suppl~g Defendants with the disks in a timely manner, or within a reasonable time. COUNTERCLAIM 18. Paragraphs 1 through 17 herein are hereby incorporated as if fully set forth at length. 19.. As a result of the breach of the agreement between Snap-on Tools Company, LLC, and the Defendants, Defendants were caused to suffer the following damages: A. $172.00 which represents the initial payment made by the Defendants; and B. $270.00 which represents fees charged by the Defendants' competitors to utilize their diagnostic disks. 20. It is believed and therefore averred that the assignment of all of Snap-on Tools Company, LLC interest in the lease with Defendants included an assignment of all of assignor~s responsibilities and liabilities under the terms of the tease. WltEREFORE, Defendants pray this Honorable Court will enter judgment in their favor and against Plaintiff on Defendants; Counterclaim in the amount of $442.00. Respectfully submitted, R. Mark Thomas, Esquire ID# 41301 101 South Market Street Mechanicsburg, P A 17055 Telephone: 717-796-2100 V~R1F1CA TION t vetlty that the stalel11t~11ls hlade itl the foregoing document are true and co'itect to the best of illY kliowledge, 1l1tott11allon ahd belieC t Uhdetstaud that false statements herein ate tnade. subJect,lti the pehaltles of I g ra. e.s. ~4904, telating to W1SWOtil falsification to atithotlties. b.io: lfl/~~t /. . Mv~~. , , . . ,. ~ CERTIFICATE OF SERVICE I, It Matk Thomas; Esquire, hereby certify that I have served a true and correct copy of the withiIl document on the following by depositing a true and correct copy of the same in the U.S. Mail at Mechanicsburg, Pennsylvania, First Class Postage pre-paid, addressed to: Brian H. Smith, Esquire FRIEDMAN, SCHUMAN, APPLEBAUM, NEMEROFF & McCAFFERY; P.C. 7~48 Old York Road, Suite 200 Elkins Park, PA 19027 Date: October ~ 2006 ~~ R. Mark Thomas, Esq. '. FRIEDMAN, SCHUMAN APPLEBAUM NEMEROFF, & McCAFFERY, PoCo BY: BRIAN Ho SMITH, ESQUIRE Attorney IoDo #65627 Suite 200 7848 Old York Road Elkins Park, P A 19027 (215) 635-7200 Attorney for Plaintiffs Snap-on Credit LLC v. Palmer's Automotive Ltd. and William Palmer a/k/a William A. Palmer Court of Common Pleas Cumberland County No. 06-5197 REPLY TO NEW MATTER AND COUNTERCLAIM NOW COMES Plaintiff, by and through its undersigned counsel, and files the following Reply to Defendant's New Matter and Counterclaim: REPLY TO NEW MATTER 9. No response required. 10. Admitted only that the subject lease, and the attachments thereto, being writings, speak for themselves. 11. After reasonable investigation, Plaintiff is without knowledge or information sufficient to form a belief as the truth of Paragraph 11. Strict proof thereof is demanded of Defendants. 12. After reasonable investigation, Plaintiff is without knowledge or information sufficient to form a belief as the truth of Paragraph 12. Strict proof thereof is demanded of Defendants. 13. After reasonable investigation, Plaintiff is without knowledge or information sufficient to form a belief as the truth of Paragraph 13. Strict proof thereof is demanded of Defendants. {P:\WOOX\CLIENTS\000952\OOl13\OOO70497,DOC; I} fIe ,} 14. After reasonable investigation, Plaintiff is without knowledge or information sufficient to form a belief as the truth of Paragraph 14. Strict proof thereof is demanded of Defendants. 15. After reasonable investigation, Plaintiff is without knowledge or information sufficient to form a belief as the truth of Paragraph 15. Strict proof thereof is demanded of Defendants. 16. After reasonable investigation, Plaintiff is without knowledge or information sufficient to form a belief as the truth of Paragraph 16. Strict proof thereof is demanded of Defendants. 17. Denied. It is specifically denied that Plaintiff ''breached'' the subject lease, or any agreement with Defendants, in any way, shape, or form. To the contrary, the Defendants had breached the lease at issue. WHEREFORE, Plaintiff respectfully requests this Honorable Court to dismiss Defendants' New Matter and enter judgment in favor of Plaintiff and against Defendants, as requested in Plaintiff's Complaint. REPLY TO COUNTERCLAIM 18. No response required. 19(A-B). Denied. It is specifically denied that there has been any breach by Plaintiff of the lease at issue, or of any agreement with Defendants; therefore, Defendants have not suffered damages in this matter. By way of further response, it is Defendants, not Plaintiff, who have breached the lease at issue, causing Plaintiff to incur damages as set forth in Plaintiff s Complaint. 20. Admitted only that the subject lease, being a writing, speaks for itself. By way of further response, Section 2 of the lease provides that Defendants' obligations to pay sums due {P:\ WOOX\CLIENTS\OOO952\OOl13\OOO70497,DOC; I} under the lease is "ABSOLUTE AND UNCONDmONAL AND IS NOT SUBJECT TO ANY REDUCTION, SET-OFF, DEFENSE OR COUNTERCLAIM FOR ANY REASON WHATSOEVER." As such, Defendants' Counterclaim is barred by the expressed provisions of the lease. WHEREFORE, Plaintiff respectfully requests this Honorable Court to dismiss Defendants' Counterclaim and enter judgment in favor of Plaintiff and against Defendants, as requested in Plaintiff s Complaint. Respectfully submitted, By: FRIEDMAN, SCHUMAN, APPLEBAUM, NEMEROFF & MCCAFFERY, P.C. BrianH. Smitb,~ Attorney for Plaintiff {P:\ WOOX\CUENTS\OOO952\OO 113\00070497 ,DOC; I} VERIFICATION I, BRIAN H. SMITH, ESQUIRE, counsel for Plaintiff herein, hereby certify on behalf of Plaintiff that the statements made in the foregoing pleading are true and correct to the best of my knowledge, information and belief. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date: IJ4 /J BRIAN H. SMITH, ESQUIRE {P:\ WDOX\CLIENTS\OOO952\OO 113\OOO70497,DOC;1} FRIEDMAN, SCHUMAN APPLEBAUM NEMEROFF, & McCAFFERY, P.C. BY: BRIAN H. SMITH, ESQUIRE Attorney I.D. #65627 Suite 200 7848 Old York Road Elkins Park, P A 19027 (215) 635-7200 Snap-on Credit LLC v. Palmer's Automotive Ltd. and William Palmer a/kIa William A. Palmer Attorney for Plaintiffs ~ Court of Common Pleas . Cumberland County No. 06-5197 CERT~CATEOFSERVICE I, Brian H. Smith, Esquire, hereby certify that a true and correct copy of Reply to New Matter and Counterclaim was served by first-class mail, postage prepaid, on theq- day of {lei; , 2006, addressed as follows: R. Mark Thomas, Esquire 101 South Market Street Mechanicsburg, P A 17055 Respectfully submitted, By: FRIEDMAN, SCHUMAN, NEMEROFF, APPLEBfiY'POCO Brian H. Smith, Esquire Attorney for Plaintiff {P:\WOOX\CLIENTS\OOO952\OOl13\OOO70497.DOC; I} FRIEDMAN, SCHUMAN, APPLEBAUM, NEMEROFF & McCAFFERY, P.C. BY: BRIAN H. SMITH, ESQUIRE Attorney I.D. #65627 Suite 200 7848 Old York Road Elkins Park, P A 19027 (21S) 635-7200 Attorney for Plaintiff Snap-on Credit LLC v. Palmer's Automotive Ltd. and William Palmer a/kJa William A. Palmer Court of Common Pleas Cumberland County No. 06-5197 PLAINTIFF'S FIRST REQUESTS FOR ADMISSIONS. FIRST SET OF INTERROGATORIES. AND FIRST SET OF REQUESTS FOR PRODUCTION OF DOCUMENTS DIRECTED TO DEFENDANTS NOW COMES Plaintiff, by and through its undersigned counsel, and hereby requests that Defendants: (a) admit, for the purposes of the pending Iltigation only, the truth of the following Requests for Admissions within thirty (30) days of service, pursuant to applicable Pennsylvania Rules of Civil Procedure; (b) answer the following Interrogatories and Requests for Production of Documents within thirty (30) days of service, pursuant to applicable Pennsylvania Rules of Civil Procedure: REQUESTS FOR ADMISSIONS 1. The authenticity and genuineness of the finance lease and guaranty, a copy of which is attached hereto as Exhibit "A". 2. Defendants signed the documentation comprising the said Exhibit "A". 3. There is currently due and owing under the finance lease and guaranty a balance of $3,899.45, plus Plaintiff's attorney's fees and costs incurred in collecting same. {P:\ WOOX\CLIENTS\O00952\OO 113\O0072193,DOC; I} '10ft INTERROGATORIES AND REQUESTS FOR PRODUCTION OF DOCUMENTS 1. If any of your responses to the above Requests for Admissions is anything other than an unqualified admission: (a) Please state factually the basis for your response; (b) Please identify by name, address, job title and employer, all individuals who you claim to possess knowledge of or information concerning facts relevant in subsection (a) above; (c) Please identify and produce any and all photographs, video tapes, files, reports, documents, records or physical evidence that support the facts related in subsection (a). FRIEDMAN, SCHUMAN, APPLEBAUM, NEMEROFF & MCCAFFERY, P.C. By: ~ Brian H. Smith, E e Attorney for Plaintiff {P:\ WDOX\CLIENTS\O00952\OO 1I3\00072193,DOC; I } EXHIBIT" A" A.NANCE L~E' .... ., , .: . :.' .pa.'seNo: 87858 IS'Jm.!5)~_l?fl7jJJ} r...:.~##- UsSor Name: SN~At-;.ON TooLS COMPAN.Y LLC - ;;PUUlIlII 'Ou..! IJ I::UII:. ,..Less .. """ ........ .Ou-J" .' . . _ . Of. .,.,e. uS or ._ . '. .'.' _" . l.Iaor PbcIn<< (IIlII)""'.111Z '. -'" Dale: ~12.0~ . . : Lessor AddresS: e , '1 CEDAR ST .. -. ~OBD MA 1';57 .~ '. - , -, ,I.. . YAX IDSITFICA'IjoN NUIIIEJ!:., .: . . . -:-, - '. Lessee Address: .... . '. '" E 5DIP5ON ST, MECHANlcsDG; PI. 1'7151 : . .. .. . . caUACTWnst: (7J'7),1(d~ ~17- I?&t . PIlDI'UEfUUIlIP uwrrID~Alt1NElSllll' ~p~ UNmD\JUIUtTCIM'AHr, X CORPOIlAnOl'f . . .' . , . . . . . . " . Lessee Name ("Lessee. II "You" Dr "Your"'): FjuLEGALIIAE PAL~A!AlJTOMOnyE.~TD DDic BUSINESS AS; .' ..: I -~ - . I UfY\CI I '"1" . . . .' ..- ............ sa; EQUIPMENT ADDENDUM I . '. . Equipment location: '" E SIMPSON sr. MEalANICSIRJJtG rA 11l5lt . , ,~,.. ., LESSEE MAY NOT IKJVE, SB1., TRADE OR 01HERWISI! 1'ItAIIISFER NlY OF nus EQUIPIIEN1' sa:ORE 1HIS LEASE IS PAID IN FUn. a..-"a ~~r:u'thIa~" -:".d."~clupa"PPlw"by~'M..".~..~tia~~...~~~. :'.. .' , . 1,- II.. . .. I ... .' ., "'.' ..... . ... . .... . I, . ,\, '- e. TDtaI"Advancep8yment:.. .... ...'~ " A) TcDI Advlinciil p~ ; c .. ..- B)'SeIiIIIUse'TaDnMv-.~ ." 1I000000YPAlJIENT ~NT:S!O:H""_"'~ . - TolaIOW'IIIS1gr*1g ",. . . ", '. -. .. . . .' . ...... " EDdDfLc.seTcu. PurdlucOpliaa: 1ERII OF lEASE: '60 MONTHS . . . . . . . UCC Fcc::' . . I.. . ":"",,:-,,.. . . . . . . " .. I ... . . ,. Mon\tlIy r-yments .. clUe blIgIrring on lIMr:~ d lIMr rnanIh IaIIIMlng ...lAG. ~arrice IIiId ~ ai 1M ~ ~,d adlmanlh ~. fa' :. !be Term of1he Leasa. Tha! ~ Ind !l'1at rnanItIty ~ .. dull an Dr b8fare IN data tis l.NH \s signed. 1M End Of t- PrndI8_ 0jJ1I0n shaD be payabla ID ~ G1ler,~"Ihe, 4!smr m' lis Assi!P1!!I.aI ~ ....... Addras 8bcM m' !II U. L8SSCl' m' 1llI Aaigr.- designlItes in wrIIlng. BusIness Purpose and Accepblnce of Equipmenhnd Acquisition Cost:.. : ;'':' , ' , 'rCU tIAIIItAI(1' AND ACIIIIOIILEDGE: (1) 11tE ~d) EQUIPII8n'lS IBNG &USED FOR USE I'IIURILT IN lIE CQMIIERaAl COIDUCT NIIl,DPERA1IOlI OF I.!SSEE'S TlWlEOR 8UIlJIEIIMD NOT FOR PERSOIW; FMLT. OR~ PURPORS; (ZITOI HAft ~OF.AIID HAYlIIEEM OFFERED lItE EQIIPIIEKI' AT 111 AC1UAL CASIl PRICE AND HAVE EL.ECrB 1IIIS FlIWtCELUSE IIIS1VoII; PI YOUR EJECU1ION MD IlEUYERY OF1HIS U!ASECOIISJI'IVtES,. MID IiIW.L . 0&JIIiD 10 Ill, 'IQUR~Atlca tw.t,M1, OF 'nlEDllPIIEKt \S. GOQD COICDl1lOII AtID LESSmt IS 1& CQIIIIUUICEWIlH tHE 1SUIS OF lIfl U!AR. lOUAU1JtCIItIZ! lIS TOADJUST11tE PA'fIIBn'1Y IIOT.oRE11WI ur.. 11IUC'IUALCASH PRlCECIIICLIlDING NCYFEES I TAllES)WE KAYEPAID ON YOUR BEHAlIlH CONICECTIONwrrHlHEPURC1lASE. DB.IYERT AID 1IISTALlA1IDII DF11IEEQUIPIIJ!NT.INClUlJl(GAHfl"RAllE-'P AND BUTOUT AIIOUII1S. DIFFERS FRDII TIlE Esmu.1fD CASH PRlCEJAFI'BlAHf D6InI PA~ OF: s 1.!!l.!!! .... ' :,,'.. I , IF INSURANCE IS PROCtJ~ IN:~W:K:TlON WJ'.IlI:T1i~ ~ THE INSURANCE DOES HOT PROVIDE COVERAGJ;. FOR PERSONAL LIABIlITY .\HD AAOPERTY DAMAGE 1;AUSEo TO..OTHERS. .you. MAY OBTAIN .lNSURANCE FRQM AH':t SOURCE ACCEPTABLE TO LESSoo.;SUYER HEREBY ACKHOWtEtJGES RECEIPT OF AN EXACT COPVOF'THIS'CONTRACT.: : .. . .' "~'. f. I . ~ . . .. . Tenn an~ Payment Sch8dUle: " , I " ' :. $ I' s s s 162.64 . .:76 '.: " J 172A!... . . - i.oo ~..._. ~ :. ~ . . ....... "," ... 1"r": . ~~'i:' ~!>..~..: .: SFE Sf,[O~D p..r;r= AND ~N" :;CH Fill Il r;:' OR ",DllErmU'.' H1R ':'IlDI110N':'L TFR1.1S :.~m r.n:-lnlTlr1N::; VJH1CH :'RF PA~T m: THI::; lF~SE . ~:~,.~./:~: HDlJICETOBUY'ER: \ I . .. . : .,... . '.. 1... DDlIOrsrGH 7JffSLEASEsa:oRE rDU READ IT Oil FIT COHTAllVSAHY SLANK SPACES.: , . .:...... .. ~ - ,.",;.,;.,:., l.. . YOU ARE smnBJ TO A COIIIUJ'B. Y FIIJ.Eiuw coPY OF 1HE LEASE YOU SlGIt' " : . '... - , . .. .. 3. UNDERlHELAW, YOU MAY IIAVETHEFOLLOWIHG RlGHrS,AIIONG D1HERS: (alTO PAY OFF IN ADVANCE THE RlLLAMOmn IlUEAJlJi If.., AUOWED UNDaI APPLJCABL.E LAW, D8TAIH A PAR1lAL REfUND OF AN'I UNEARNED FINANCE CHAR~ (bJ TO REI&II ntS EQUlPllecy IF AEPOSSESSEDFORADEfAUlT- TO UNDERCBlTAlNCOJm ARESAl.EOF1HEPROPER1Yg:~. ' ~ ,~NTOOLS'COll!P~ ,... . Lessee' ERSAUfOMoTIVEL'l'D ... . BY: . .. , BY: ~ .. ,J.- . . . ~ ...,:.. '0 . . . . " . " DATE:' Gr- .:ir:i"< __.- ritES~ENT' ~ . '" DATE: (,~t) _ . GUAIWfTT: .. CIlIISidnlIlII III '--..... .....1bir...... idInIIlirIIm-"--l 11II \IIIIn9lId (~. "Gamaa1 ~ IIIlI irwoI:IbIJ pWIlIles ID L.u.1Is1llCla1lllS n a:sIQnI, ... pIlIIqIl..,..n IIId .,;,L....oCltGfdDllliglllilas gf~ IIIIlIilbl ~ ~gf8llf ~ wbtil ilghtchIwIA t. a dHr8 .......!D:1lI i ~ rI. !.sa ar~. GIalIIdar.... dlIllhis Is a pIIIIIJ IlIJ11JD11l nlllllll alIeci.an.lIId 1IIIl ~can pni.d dftcIr apnsr . Gl8l111D'..... _pnlClIIllIng apiatl.lswl arllle ........_... "'.. L.altr=,olIl--ot). Gu..-'__ II .....indlllllcas, Indudirt... aljImsI. pI_....... -.I cImad, ... DlIllIlIfIIIua IlnaIIIId dallwrasa.'aI..,lIrnd. c...a....... L.- _ .......-iI or..... ......,...... allhIl-. . .......... Gaanlar: ~... pIJ L.-I!I.......~ ~ ~ iamd '" ~.. enI:in:q La:si.l's iV*1pII& CrIIrni. Tha Is al:llllllnuinv .- gu.-, IhIIIwI IllIl t. disd..;.d III dK:IBd '" a.-'s dIaItr JI!Id.1Iiad a...IIiIl'S bIla, ....~. ad pmln!1>o4ll_lIl6ecL' "-'.." wIIIIIII..... GuIIaatlIr's IIIlbIIIy ........~ or......, IIgI8 ....,,-11''' ~ or.... o-nar. 6_______... DmIw. _1I'..,aIhw dIsp:rsIIian IIlIII Ell.... and ... t.a' tr....1han IlDI G....a IllS sIpd IbIIi QIaIanlr RCtIlbnI*av-'" GumnIII'I ~_ II )MII_1IIIIIlf: Tbis GuaImr., IlII .... .. dx'CId br 1IlJ.... or__allBsarlDta _ alIaI. t.:- ipd.., IIIbra It. Ga...rarllllharizlli L...-iIranr 1Ia.-'a"'1II aImn ad...., . rwplIIb lIIIlIIIlila GuIIIIIllII's...... cndtand maP aa.1ftlIl1IIqUIriIs ..LIs1a'...... III ~: ntS GUAFWn'Y StW.L II! GOYEItBlED BY THE lAWS OF ' l1E STATE CI' I.UNOCS HID GUNWlrOR.CONSENTS TO lHE.a.JRSDCfDi OF Hl'faJURl LOCATEDWIiHIN SUOt !rAre GUNWlTOR ~ESSlY WAIVES THE RlGHTlOA'mW.BY.aJRY.. '... _ . . ! ' .'.. ." " . , .- ~ .' . . '- ,. '.' , lliIIII: ~. DIIII ~ , . ':~ WMPALMER:.. - :;A .~, ~.' ....-~ '..., ~ ':-' ... . I ~ . :. :! '. ,'. . . :. ---..........~ .1- . . .. ... D- t.-= We 11m lIIItbln lhis t... iI ~ Iangur , IB8d Jll&KCZlpf ci Ihis t.se (f)' yaur Iina~ cancfoliln .... sudI !hat ill ow ~ !he .ad.rlst II i':Im. - . . .' , L W 111I Ids IIId bBrsaDn wiIb you is ~ IIlI818l1l1:1r or IhIs Leasa diIs or rMas'sudt guBI1Ill\y ... CBRiuIy III'It .U. III ask 15 lIlY qIJIl5IJans Yai IIIIy 11158 WIl Jl!!I lI'is Ibnllbjlcl aI in, Me IisL auses (c) or Ill). , ,_ Jl!I!IID _Ibt -- ilcliadlldonihe'!S~. Th.......olSSlll.~!!!![1IlfIr1a11ll ~ 11. REMB:iIES: a 1 DBlauI =u.$. _., lIo8llJ or II of ilia bJDwirJ;J: (a) IIIIIIliTm Iris ~ Q11lh1ln1 JIIgIand 1111 IISSigI:III rllJII~. TIll fI:IllDwiIg IS ~ 111 n 1lId~ LaaI;'(bj __ "18IIIIining I/qlIUI PIIymIlIlS IIIlI aa.r...... dua f6 la lI8aIIre due III ......1IId alIldIIans IIIIh1Ir1t pig. D! D;I~ Lase, '. . undar-thll LM. innIdlaIaIr dIM IIIld payC118lII, ill'IqIMd bJ _. CIbIIaIad atlha PIaI~ 1. ~ AGREEMEHl': YlII/ Ill'" \D. ~ ~ 15 IIDlI - IIJIIt III '!E- III. Y!lU" LnsIr VII1lIC (r:) ~ Ill' IWXIar IIIlIAbIt II1If Eqa;pzIn ____ tabI1..dlDII .....1&lIcI1Il.. rnt P9 III lI15lUsi1l1' CIIII", sd1IIdUIlD I\ls 1.IB5IiN JOII ~ ID dImmI II' ndi:a, 1IIduIllDlll_ or ahr prrjms III _111I whuI &abiIiy III JClII b IlIJ' Ic:eas. _15 ... WI ..III Ii:8IISllIa yau IIIf lDIIIIIIW Sllbn IisIIId 11\ tile .. - Ill. daages ca:zsiamId lip sudI !lClian; (d) IMIUirw JlU III daMr 11II CquipMIllIII . bcd:JA this ~ IsIId IIIIl1J' m.JuIIlD lIIis.... ar1lSllCl iI ~ the tqI.IIpIlId istid l!Ilhlsl' desiglllll!d Ilr 15; (111IDCIed bjCllllltIdiln lD am. ~.......... bJJIlII allhis ~1IIdIar frld sidI aI tills ~ II' D11111J m.lut.llllllillLas. ('SalIwn1 {II 01.. MQDiIg IIIXMI'd cIIariavas. a:sts and ~ Inl::U&Jg 1IIDmIJs..... JaIInd bf 15 "'.-- 01 IIlIIII:IIIII7 1811a11d III a "Equipr8nO. YIIII plIIise III pay 15 .. PIJA*IIS ~ == Illy c.r.II; III' (I) ..... "1Y' ahr ri!IIC II' I-.df IMiIIIIlI It law II' Ii equiJ. i1Q1d1ng IIIa8 ... rllhis ~ II' III -r scr.IIU. rlllliriduallJ nilIrIIlIlD · ~ ..... ci I __ c:iadi1ri: \JplII ,... . - ..... II' siinnw rllIIJ ~ -IIIIY ..... ser. or ...,lDa.....,...," ... . . IlIbIIw8 d"1IpIISa Ii Iha ~ 1ppIy" net pnxzeds bInIaIlD IIII'~ IIWId III 15 1. ~ Tha ~imlI bagm....!hi lJI!a8 is IImJ*Ii bJ.l..IIsiIII':- ~ -: ~ pnIViIIIll,'.,.,nlllllllliR IlabIa 1D'1IS'ar 11I1, tlIIIiliaq. 'till lIpIl s JaIl" ... .. Ii JUUF aIlIirIIIims IIIIlIar !his Lma AI'P8ymIals .. III ma Ia lIS II .. - ~ 1tUlinabIa...,~ ... Cqaipn.nt ID b81ll1d III pUbIC or ~ __ fll'lII1J Id&hs WI dIsigr-. ill IdiIg. "ltlUJt OIUGATIOI TO PAY 1HE PAlIISIT8 TO US IS SlID II' ClIldJ _ SIIcQ ID dI.I.s ar aIha illlllli II' Fl-s (wiIti arwilbaUt .. ~ AISaUI1'!AND UIR:ONIITlOlMLAIIIIIS NOr IUBIECT' 10 AIJf IEIIUC1IOIf, ~.OfI'. .... pItysIcaIIr ~ II I&SIIlI ~ pas. YIlII" flI7 lIS d IDlfs 11III IIJlIIlS!S, 0&aISE OR COUN1ERCI.AIII FOR Nff REASOI WtIA.~ ,You IIIlIaiZIt lIS ID Inc:Iudiaa IIqlIIIIB aI '''I I I... IIllf SIInge. 1IIlImIp' ... and alIIs InQllllld br &is ill isMt ....1IIn-s inI aIJIr idb.4li.A.,- daa .Jxxt lIlI ~ . "'IIS ...m.s. 1IIbq., Ii .. __ III'" a.- II' "", Ii lU' ngla IgImt JIIlI, 1dad,1D IlllIipst fll:laal1IIIIIIIIL ~ ~ undarllllPbbl8... AI r\;IIIs nlllllGs.. CIIIlIlIlIIIn and _, III ;Je WMlWITIES: 'n. Eqa~ is sdrjd " ., --- IIIIIlIt br lilt IlllllldaI2ulW .nm.llllllairtwcly.' ""'..., ar 6Iba III __ 0lI' I9JII beIIu_ *-1Id: pr.- u~ . IIaInsIr ..lIny ~ IIlBrIcf. 1111 EquipnenI is __ lIIId licIIIISecI'AS IS." YtlU tam ubdag any l~hlSlh 1IIIIr-. ' ..' . AClI:IIMlSIC21lLlT W! OlD liar IWlUFACIUII!.1HI! EQUIPIIEKf OR.CREAT! THE 12. PURCHASE ~ I JIll" nat II O8taulllldlr., alibi pItIVIIIIIIS I.-af, lit IIIIt SOF1'WAIIE, WE DO NOT ~ ,-llIE IINIUFAC11IRER OR ~ AND YtlU apidlll rllbiI Laae, JOIIIIrir ~ .AS IS, WHERE IS"" wilti d W\s Illef 1IIlh no BEIJ!C1!D 1IIl EQUIlIIENT lASED UPON lOUR 011II JUDGIIEIfT. WUrAI!! NO 'GIIWI\J _lIS rllIIf ..... III Equ.....:tllII:Iushoi of ~ .... ......... ht 1IAIIW01ES, EllPRESS OR Im'UED, INCUlDIIIG WAIlIWmES ~ IIBtOWlTAIUTY SabuI '*- hIramdIr b till 8IIDIIIIt aflha ptadmB ClpIIan,~ at appIc::rb" SIIIIs,... OR FI1IIESS FOIl A PMTICUW I'UIIPOS! OK OTHERIIISI!.. YOU AGIIEI!. C1'aa..Ims.,_., ". . h_ . JrEUDruM OF CAlIS!, WE Ae JIOI' JIESIIOIIISIBLI! POll AND YtXIIIIU. NOT IIAICE U. OlHER RIGHtS: IIaIb pmliIS IlllmlIis ~ 111 III . valli '1!i611Q11 CII:airiiid, lIIId IJf( a.AIII AGAIHST US FOR IUIT ......~. IICWIlING C01ISEQlJEJiTW. 1IIItECT, ,11I11I11III llIIf _ is cIII1IInInd " Ia _,"'....... .. mIIIt 181s....181111in In U bta SPI!CIM, OR JNDIRECT_ .' '. . .... did. . lids dlIaIanIlI JIIIIIDand 1D ba aiasa, JlIlIpD III llIICUIIIJ IaI!nII ill 4. ASSIGMMENT: Vaa n1Ir 1IlIIsd..... a:sIgn C1'1IIbeaa1ba ~~III!"~ a. ~ -11I\11'-*.... YOII..... tha rlgtd...., ucc r:m.dng .... -.t. We ..,.1IIIIId JUfriIII yau, sd,llSSigIIlI'hDSIiIr Ibis t.IIsI, IIlJ illllTallI ...... ..,.... ... 10_ -.-.., wIIbMIl.... tar sudla.... Ill.. wnnI IIIlsllllsa." ~ hI!wund-, 11III ~ allIII ~ ~ ~ r~5n.!:; tiI '--Is cIerniDId" be ,~1gII..rt. CIIIf IICIlVWy shaI ill ~ -.1lelClllldlllll . III Cd u.g 11II )all .".. .. I - lb SIt,. .. -V- WI ... 1bI_ ~ - lIBllirun ~ bJ n. . .' . '. !.. IleIds IW w._ m., and Iha as9-"'lIlt""'la padann any allItIf~ hit 14 ~ EOUIPMEMT: Slbjtc: 111 lbI IIIIIWII ~ lilt bdb il IIIIs ' assigMewa.. III S1111C1II CYf dIIms, dafImBs 1I'8IItaIs IIIIItJllllIllf1 '-8JlillJBus. 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YOII shd ba bound Ilr ~~ 'IIiIIJ. a",eiid _.1ZIlIlpUIar ~ ClIlI-: 1lId....: YDllWIIllI!IJ u.1I ~ CllIl1IIiIrIc:i willi d Ippbblll II-. Yau wII. Slbn bnsIllnla Ihlr IIIIIIIIIfIdInr atlhl EqIipnB4 ~ tha _ i111hlr Saftnr-. w. nbl..., lIIlIriImns III '!II Equllmert wilhaut IIIII'prIlI'wnIII!I CllII$II" .dyllll ~ 1I'8,1IninIIa lII' CIIISI,tI1I IIrnftIIbn allIIJ SlIftw;n bmII iJII!lIIi;JlIIy lIpXIllIIII:IID yaa aIIIdi IhI E:q\jpmId III yaur.... -- YIIU III ~ b p~ Iba ~ Ilan fWIIltn aT..., if III.. is a ImIadI allhIs il:Iln:sB. wheo. II' IJlIt II'8Iar1II. or' JlIII misa:sl1II1l dInIIge. IllaIli br DldI1lllY -11II ..... IIIll fIan inr - kind fA bss wIiIt JIllI haft 011 baw's (ar lis bsas.iis11r1deftisiD .1dIai' .;va amb ar ,tnrmga its ~hb, lI8de . Eq..,., In ~ ... IbI ~ is bsa or ..... so brig IS YlllIIII IIIlIt Ia 1II!-4 sBa.ts.IlI'DIIlar ~ rVbIs: II' ....I5.lIIIiiIl ~Ila,~ .'. :'.', ~ . ~: ....1lls.....1I' ...,.aIhar.diigaliDns III III, Iben JlIII ~ IamI hn~ III 1Il11lPU ~" ,1&: LAlECHARGE: IIlIJ' ~all ~1$1IlI ~ tnlll! ~..,_ JlIu~ IIIJ lIS' ...... EquipiIin, ~t. II) IS,. (i) IIIJ aJliIIDuIIs Ih.,iIlellld IlWID;IPullIJ8lhai1" W c;n.;e bfbilM~ (;:5) tI.adI sid! iIIIa ~ if mtpd:' Juhilhil ,D.dIys III " ;. ., : ~1l6I.ti...~ b,IIinatallhlllllDing ~ __1b.1.Sa,~wiIh~ ' its _.. (or. if 1IIsS.'1It" """"-1IIIi ;iarmlIIId'bjin);"Y~ iii iBvuS~1IlI! c:I!Irv! ,: . ; ',: .\-'..~ - ~ _~.1It .Ilbcauft.... wprIlD ~,~ III ioaperllllt. nutlalirrlllnorie 1IaJlh'~didiib\IfiI:'tirIgjnIII~,,ps~a~ln1WMi& . ;:" . >~ .f:(~ "IIIIlsI" r-r!TniIsury N. nlII. or 1ha kM,ast 6dMI ~.~.~ undIr .pal:l,byct.ct lI',siIIIlr~~fnl.. JlllIIIld.l ii:cIisImnd:;&.~ lID:I\,Y'1I! BglM III ".' ,.. f,':., '~~~~M::I='.i:'.i ~~-~.~ki:;"'~.~ :=~:!.uSbcilii..csliaaseaflMd~:pml.~'II$25.~Iid~1IIl7 -- dIAl, d -. lamS, CD$U,lIqIInas.1Id ~ -= IIIf1I11W II' h....... ~ iqmed "!',emRE AGREBlEHT' CliAHGES: This L.- CDnlIins lite.... ~ ~ J'Olr lIpOIl .. ~, 1iIIilg. '~ '-sing, II!IIIiIQ. IlpIIlIIiDn, lDIlIlII. IISlI, 1IIlI~ 'm:I us and i111111J nal t.lllIInII. ~ lIIDlIiiI!IlI. ~ II'CItI1InIise cIm1gad eta!Ill ill IacIIbmI, cWrwIq nUur IIdtIIivery of!lla Equlpmri I! 'IrI ~ cl1llC1Sl1, ~ In ." ewnt JlIII lID IIllI . wriIirV IInd sigDed br IlatI1 P tnd III. . ~. .'. . ' " r' . pay .. IIlIIIS Ip8CiIlad lIbowI. .. IIIIf buI shllllIlI be DI:IigIded, ID pll III. sa.. .1lIl JIIU WI ,1. MISCB.lANEOUS: IrlllY IIllIizl III ~ lIIIdI!r this lIBsa.lII8J SII8II be suIIidaIlll rami! sudllIIllILIIl wIIIlha nul PaymInt. I. . '. '. : . '{,MiD pnIlDIlr or Il1IIW IIy QIIIDd 11II1 or ~ md;p:SlagIi ~ III Il1e IppIi;IbIe 1.1NtIENNIlY: We.. rd AISpJnSiJla_b.,., ~ III' __111 VDIIllf any ~ pa=IIr. adlhaset bIIh In lhIs IAaSa II' ilia adllIIsisu dBsignDd bJ us. This '-- is ~Iha..... c:aus.d bJ IbIl11S1al1i1ian or IISII dltll EquIplIIIIiiI. . YlIIIlIgIIIlD ..man. us b IJJd ID dIfmd . ci 11III . bhllilg IIpOlI JIll aixI ~ r--miI ~ .._ 1II1II1ISSQns. .THIS 15 ;rgabt up daiIIs t1r SI.d\ Iass.s III' Injurias. This inIllImIIj slid amIinaI - *' lis. lEASE (1) SHALL BE BINDING WHSI ~D Ie WRI11NG'8Y US AND (2) SHAll BE 1.Msa............ ....'.. . - - -. -. .. .., - "GOVEANED'BY THE LAWS OF lltE'S'TAlE Qf,L1JNOIS. LESSEE aJNSei(IS TO 11E !.INSURANCE: YDU.-1lI pnMlI m:I_ntain at)OLl ClWl\ apIID (i) "I,.~..... .IURIStlIC1lOtt OF ANt COURT.lOCATBJ IN UINOIS..PRO\IIDED,HOWE\IB'{, IN'llE .... insIlnmaI ~ d risk d dhtt,P1JsIad dllIIIIIlIllI' - " Iht I!qmlpneaI, indJIllng EVENT THIS LEASE OR ANt Of IT5 PROVISIONS CAHNOT BE ~CED UNDER TIE bd and ~bI l:llWIIlIQa. II8IIIi1; lIS IS kiss pIJIC IIlII (iO pubfc 6D!lIr, and ~ !AWS OF IlINa!l lHEN tHE LAWS OF lliE STAlE WIt:RE lH!; BlIJIPMENT IS 11I111IIII IIsnra IIIIIIi1g lIS U an ~ InsInd. SudI -- (1Ild riIItA llYkltncll lOCATBl StW.L GovERN YOU AND LESSOR WA!YEAU. RIGHTS TO AlllIAL BY .lJRY. dIIlrarad em. CUlIIqIIIist} - te insIiitary 111 III. r JIIIII" In JIlDYIIa III ..ell IIVIdIIra. 19. l.JCC..AR'TlQ.E 2A PRCMsIoHS: 'r1lU IIIIfM: ce \his l-. is I "FIIIIli:i Luia' IIIllIIr Ihan - wi '- .. ","'lnII nlll .. ab&grIbuII. III ... such irIIInnca PIIlIKIina us pllc81at MiI:Ia z.t. GIllie UCC; Iii.... cid lIlll .-:r. ~ II' sappIr .. Equ~ Id ... \td )'IIUf' IIIpeftSI. · IIlJ insurMCI pn-Is ... plIid'. I IIISUlII WllJ bss II' dIm9 III Iba pun:hnllha Equtpn.uI tIr.... In rau; IITd (llQ.. .... iii- JIIU 1M _ a11t11 saPllliW d Eq\iprInII. III Icne a 'IIIU .. Illt ill dtIIuI UIId8r Ihii ~ II' any au. DbIigIdiIIIn us, .... .. EquIpmer4 JI:lII .. IarI5irlg hili us. Wa bIlnbJ IIdiry JlIIIIhIt JIIlI .., '-we rvbl5 ft. JIIU sIIIII hawt Iha Gplian 111: (I) .. b insInncI p-.ts 1Il.....1I'.... tba Eqzipmad, vr III!' supply calIlal:ts and /IllIt pi"'" lDIlaQ 1M JUAUr b . ~ allIaI _ 01 (i) IP!lIr IIaInsunua pruceeds IDwInI Jalll'olilglltiDns mi. lIIi1l.11aa HuIIirt in III.. "- IJlf IIIII1InIa. Tn IIIIIIlIIant pII1llIIIId by Ip!IIiclIIn .... JIIII wallllIIJ' IIIlf d r1ghI:s IIlII n'laID IIIJ -- ~ 01"", ~ --- t.IMM us and ."., aIbar pIISIlII IWIIIdiIs CIlIIIIrrItI tqlIIII ~ undtr UCC Sec:IionI2A-3XlIllll2A-5DB l!IJtlIIIlII5Z2. . '. . II' p8Ily. YllllliIw:MIIdg.lI1Il.. n sa \tqIIir8d III lmIII II' 1IIIi1IIIn In fDn:8 II' ....IIIJ' 20. UMIT ATIONS OF N:T1ONS: No mbn by JlIIl IgIIinslllS unIar II' . cannedba nil ibIS inRnnCl, ill IIlJ -- ar llpCIl ." spKIic -- ani! CIlldIIDnI.' w. _Ibt rIglt II>> c.- -r III bralg/IIlTllIIIlhan CN (II ~!'brllldr caug 01 ~,aa:nlIIS. . .' , 1Irn'iIIIIta .., 1llCII-InIU1aQl:11 -.rap whIcb WI IMJ IIII1lIIga, ud 111 .., IIIDw tift . 21. LAST PAYMENT: YlIIlIQllIIlD pay 15 llD h . JIIU sIga Ihis lsISI tI1IlISlllllllllhly IlldlIraIawa CINlIftIIllID ................ .., liIbIIlIr III,. YIIU I8eb1 appoint PaylIIIIlIdIntiIiItd It 1he TIIlIlIllll PIymn Sdladu...1IIIicII SUftl s/IIJ III h., by us, ~ us as JlIlIf ~ \1!1I\IIQo dIIins b. IIl:lIM IJIJIIIIlIlt ~ .nd -- and IIIIknI d ablgldlDn ...Irna..... IS IDlIIIy br ... ... IiInIIJ UIlIIIalIIld pIIIanMnao aI JClIIr ~ lIDcuInHIs, chIclls II'dIlrlls tr lass II' dima~ IIIIIIIlr IlIJ iIzsuranc:I pcIIiciIs. .'. ami abIIgdans undar Ihis LaasI; I baing aJlll'l5&iJ undIISIDad and .- IlIIlIlldr pIJ'III.t IS '0. mf&I: Mr allhI ~ ilia '1ldIuIl" lIIdrIrtl1is i.-= (I)' JOD ..lID JBJ." not. _ of CIlII' ciIuaaga n _ ci yaur Ddrul. Upan 1bI aa:IIIl!IIlCII aI ~ DIIauiI bJ Paylllllllll' IIIJ DIIw UllIIIIIt lIDId III IS wIIhin tD cI:Ip a111s duI d_ (bIll JIIII bMal:h II'td III pllII, WI .T. irani IDe III _. wiIIloDt p1judb III lIIlJ DI/e' 181111dJ JIOriIiId ~ pMInD.., /lIIlIf ~, """.111'-- if !tis laaarin..., 1lII..-agr-' pnIIicIad by _. usa SDcb bids In 11II11IIII.. -r a ~ 1Jl:aI.1I'f ,.. d.. , _,.._... wIb IISII'DlII1111i1l18s.nclfallD anSlldl brt:IaJ arll"'_1I10 dlysdernllla: (e) II or ather a-a _15 btnllndlr.1l1II1IlJ cIIwr 1IImIavI..." ~~ pnaed'1lIII urd.. any bln~.lIlIIQIIIila1iIn, iISIlIftnqCl'IllCIIi...."'o\. "'ar~ ::.:' --: ==:. ~....~ ~ ~n~LS s:a t.ft dallnlinB1 .. b'blnIllal~1s lIeoI by aragllinsl yau; Id) lyau beI:I:a. ~ arloilpl.ndly1D d llrJ:obIigIliDns undIr tbiI ~ 1m.. t.Dn fuIIIl.d. Yau.. ftISllCllSibIalllr ~ lIlY YlXIf dabls -lh., tIocDn-. du.. ar _10 del busiraI; a a p-"....-..rn; (a) Ilha rI :: sIID4IaJ in P1Iymeras: In no __ lIIIIIIlll1a -1lIlI1lhIJ P81'lllat be ..1undlId III lCIlIo EqllpllllJilIS!"IJd~ _tllld.lIl'. bulksalaalJDUrIllft!dlWY II'~ Inbcll.illlllClX; . _ , _ _ ..." .. .". -" DJIOJ .2- lailiaJ lien:: .. FINANCE LEASE.. " . ~ntqS)fljJ_e1'j]11'il ~n.ft"";" LeSSor Name: SNAP-ON TOOLS COMPANY LLC clIIJlIw/r' o:!/uu LJ ~UkL (.Lessor.'" "We.'" .Us" or uOur"') Uizse No: 87858 Lessor Address: tl CEDAR ST . --- - ...- MILFORD MA 01757 Lessee Name (uLessee. It '"You" or .You"'): Lessee Address: Rl.LLEGALtwI!: PALMERS AUTOMOTIVE L TD 69t E SIMPSON Sf IIOINI1I11lS1NESS AS: . MECHANICSBURG. PA 17050 TAllDl!Jl11FlCA1lDII NUIIBa This Addendum to your Finance Lease rLease.) supplements and incorporates by reference all provisions, definitions. representations and conditions in the Lease belwee!1lessor and Lessee. Offer of Cash Sale or Payment over time. lessor (SeDer) has olfered you a choice 10 buy.the Equipment for a slated cash price payable immedialefy (Dr within a limiled IUJmber of days) or you may buy the Equipmenl for a tolal credit sale price which pennils you 10 purchase the Equipment now but pay In installments over an extended period of Urne. The credit sale price is the Total amount Payable by Lessee at i1em 8 below and it is more than !he cash sail! price because n Includes B finance charge to compensa1& us for having 10 wail a period of time before.caI1ecIing the full purchase price and for laking the risks irwolved in wailing thai period of lime. The cash price infarmalion and the aedit sale price, ~ich is the Tolal Amount ~ayable by l~, is ~~ed below: . ., J. TOTAL CASH P'lUCE OF EQUIPMENT. _"Jar~.... s 7.J17 .DO' A.. DOWN PAYMENT B. ntADE ALLOWANCE .. . , :.!!;~~~i,: , . ~ TOTALREDUcnoN " .. ',... ':~;,,.. ."J:IJM'...:ioCASHBAL\NCE{UNE I MJNUSL1NE2C) 2. S S. .. :il".~' s s ::;;.;,~ . ;:., .JI7.DD . !;. . , ~' '... ,:..... OlHER CHAJl~ES-;-SPECIFY J'J'Di A. AMOUNT .oi; ''If'. :. A. INSURANCE .-l! . -t, ~ 'L., ~ ~;J ~'. C. .' ~:3.,,:1.':F..'_,~,".~;.:~:~,.,1' .. ,'~. .... .. '=i ." t...: ; :~~::~. i~' :...."0. 't -:...; .l1o.)(,I.-C\.it_;'.." .. , . t. ',.' :, :" :1'> ,.,.,r" ; I!- TOTAL OTHEllCHAlt.OES B. OFFICIAL FEES ; - s s 94.DG ;... ;.1' .. . ~ -. . .. ~ :.~ .. . .!. So. " " ~.. .~...': .-::~. ':," ~ .. . . ": . ~.;: ;:".,"-4:,,.. '". .~~~~: i~.. ", ',;: s .:i..... =-- . :;P.:.~.~;':.I: -:; ...: ," 'f. ~.;:;~:~!:.: .:~!-;:-.,,~.l..:~.';; '.' '.. , . ! ~. ,.. .. "' .,~'-~ 0:' .. ." ......-.-:... ..". ... ,. :';'. -of"' ~. ._ 06 : ;'$.;'" . ......f' .'H....'., 5. TOTAL AMOUNT SUBJECT TO LEASE (LINE J + L1NE 4) 7,4II.DO '. 6. LEASE CHARCiES (F'_~) 7. END OF 1.EASE PURCHI\SE OPTION 8. TOTAL AMOUNT PAYABLE BY LESSEE EXCLUDING TAXES s s s s 1.00 1,%77.... ..759.... EffectiVe Date. This Addendum is to be signed simultaneous with the lease and is effective upon exeartion of the L8ase. . . Integration Clause. Oral Modffication. This Addendum together with the Lease represents our oomplete , understanding with 'respect to its subject matter and, except as expressly set forth in the lease and this Addendum. no representations. warranties, inducements Dr oral agreements made by us or anyone else or ' by you are being refted on by either of us in proceecfmg with the Lease and thiS Addendum. This Addendum . logether with the Lease may not be changed, modified, or ~ded except in writing, signed by all Parties hereto. and any attempt at oral modification of the Lease and Addendum shaD be void and of no effect. All other provisions, conditions, and payment tenns of the Equipment Lease remain unaltered. . Lessor: SNAP-ON TOOLS COMPANY LLC BY: TITLE: . .ill DATE: t - . C) r Nelbl8..,....... R"'d_~ is panu.B IDSaIrcitIc 10 (0ediI o.-CIDted &II c-_ ""'..w-)DlMD,Codc.........fIL..... 'IZ-IOII CI~..,. Nelln In C....... ...._: <=..11'....... Fm.cc Laadon Uczmc l'Ia, IIQJ.6SlIO OJ.1D Le ,-t:' . ~ " ~,. , .. I .. r.o:" ..: .' I .:. ".: -I ~. - -' . ~ '- " a .' ~IfNJ}fllj fredit " EQUIPMENT DESCRIPTION ADDENDUM A'IT ACHED HERETO AND MADE A PART OF LEASE NUMBER 17851 BETWEEN - SNAP-ON TOOLS COMPANY LLC. AS LESSOR AND PALMERS AUTOMOTIVELm _ AS LESSU: SlCTESTSWEV SYR REPAIRlESTTlME LID DVD VER. S S9194.2S TELElHON DISCOUNT (S388'(lO) . DISCOUNT ($1419.25) .:... f d. "'l1. ~ , '.~ - , .. ;1 -"." . t..: , I.:' . J ~\:' ,,;; ~;2',i ::[' ;;:f~;:;,"'-U~;:' .:- ,.. t;' "Ii ". ~ ." ..,. ~. ....::;. ...., "i:..lt~ ". ~ .' .., . .- ... .. . ..., ~., . " ::~.;c.: ,or. .. ~ .. '. . i.;. 1, LESSOR: SNAP-oN TOOLS COMPANY LLC LESSEE: PALMERS AUTOMOTIVE LTD gy,~ . ~: PREsIDENT DAl'E: ~-;;lf'.. f:;S BY, ~~ TITLE: DATE:~ -;2Y.os SaaW-D Credit LLC 950 Tech_Iou W_y Suite JOJ ~e, [Dbms 60041 rT7- m-IWss FRIEDMAN, SCHUMAN, APPLEBAUM, NEMEROFF & McCAFFERY, P.C. BY: BRIAN H. SMITH, ESQUIRE Attorney I.D. #65627 Suite 200 7848 Old York Road Elkins Park, PA 19027 (215) 635-7200 Attorney for Plaintiff Snap-on Credit LLC v. Palmer's Automotive Ltd. and William Palmer alk:/a William A. Palmer Court of Common Pleas Cumberland County No. 06-5197 CERTIFICATE OF SERVICE The undersigned hereby certifies that he served the foregoing discovery requests this 31 8t day of October, 2006 via US mail, first class, postage prepaid, as follows: R. Mark Thomas, Esquire 101 South Market Street Mechanicsburg, P A 17055 FRIEDMAN, SCHUMAN, APPLEBAUM, NEMEROFF & MCCAFFERY, P.C. By: ~ Brian H~, ESquire. Attorney for Plaintiff {P:\ WDOX\CLIENTS\000952\OO 113\00072193 ,DOC; 1 } r FRIEDMAN, SCHUMAN APPLEBAUM NEMEROFF, & McCAFFERY, P.C. BY: BRIAN H. SMITH, ESQUIRE Attorney J.D. #65627 Suite 200 7848 Old York Road Elkins Park, P A 19027 (215) 635-7200 Attorney for Plaintiff Snap-on Credit LLC v. Palmer's Automotive Ltd. and William Palmer aJk/a William A. Palmer Court of Common Pleas Cumberland County No. 06-5197 AFFIDAVIT CAROL CONNELL Y, being duly sworn, deposes and says as follows: 1. I am a Senior Recovery Paralegal for Snap-on Credit LLC, the Plaintiff in this matter, 2. I am making this Affidavit upon my personal, first hand knowledge of the subject matter thereof. 3. On or about June 28, 2005, Defendant Palmer's Automobile Ltd. entered into a finance lease with Snap-on Tools Company, LLC for the lease of certain Snap-on tools/equipment. 4. Said lease was guaranteed by Defendant William Palmer aJk/a William A. Palmer. 5. Plaintiff is the current assignee of, and current holder of, all of the lessor's rights under the finance lease, 6. The finance lease is currently in monetary default, and a balance of $3,899.45 is due and owing thereunder, along with Plaintiffs attorney's fees Sworn to and subscribed before me this ~"f~ day o~.~ ,2007, . .. J.MJ) f1~ J-ttu R./ Notary Public "OFFICI . J SEAL" Stephanie L Bruebach Notary Public, State of Illinois My Commission Exp, 1110112009 {P:\WDOX\CLlENTS\000952\OOI13\OO078574,DOC;1} '~/I VERIFICATION I, CAROL CONNELLY, agent for the Plaintiff herein, hereby state that I am a duly authorized agent for Plaintiff in this action and verify that the statements made in the foregoing pleading are true and correct to be best my knowledge, information and belief. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authori~ ~ Date: 1-1 Lf - m CAROL CONNELLY W:\WDOX\CLIENTS\000952\OOlI3\00078574,DOC;I} FRIEDMAN, SCHUMAN APPLEBAUM NEMEROFF, & McCAFFERY, P.e. BY: BRIAN H. SMITH, ESQUIRE Attorney I.D. #65627 Suite 200 7848 Old York Road Elkins Park, P A 19027 (215) 635-7200 Attorney for Plaintiff Snap~on Credit LLC v. Palmer's Automotive Ltd. and William Palmer a/kIa William A. Palmer Court of Common Pleas Cumberland County No. 06-5197 CERTIFICATE OF SERVICE I, Brian H. Smith, Esquire, hereby certify that true and correct copies of Plaintiffs Motion for Summary Judgment and supporting brief were served by first-class mail, postage prepaid, on the 3pi:/ay of January, 2007, addressed as follows: R. Mark Thomas, Esquire 101 South Market Street Mechanicsburg, P A 17055 FRIEDMAN, SCHUMAN, APPLEBAUM, NEMEROFF & MCCAFFERY, P.C. By: BrianH.~ Attorney for Plaintiff {P:\ WDOX\CLIENTS\000952\OO 113\O0078574,DOC; I} r--') c:;') = -...... .." ~, co I "T.' -,,~ r:'? o (.0) C) ;::;::1 ~D -< PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and submitted in duplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please list the within matter for the next Argument Court. --------------------------------------------------------------------------------------------------------------------- CAPTION OF CASE (entire caption must be stated in full) Snap-on Credit LLC (plaintiff) vs. Palmer's Automotive Ltd. and William Palmer a/k/a William A. Palmer (Defendant) No.06-5197 Term 1. State matter to be argued (i.e., plaintiff's motion for new trial, defendant's demurrer to complaint, etc): Plaintiff s Motion for Summary Judgment 2. Identify counsel who will argue cases: (a) for plaintiff: Brian H. Smith, Esquire 7848 Old York Rd., S~~e~~~d~~ns Park, PA 19027 (b) for defendant: R. Mark Thomas, Esquire (Name and Address) 101 South Market St., Mechanicsburg, PA 17055 3. I will notify all parties in writing within two days that this case has been listed for argument. 4, Argument Court Date: April 4, 2007* Si",,= ~ Brian H. Sm'th, Esquire Print your name Date: February 5, 2007 Attorney for Pl a i nt iff *The April 4, 2007 argument date is being requested due to the mandatory 30 day response deadline for motions for summary judgment required under Pa.R.C.P. 1035.3 r-.) c::;) => --.) ..,., ,...-.;"1 b t CO 4:) --~ -- 9\ ......-\ -r: -r1 i'tle \ ~ . c:-: f~) "d, . ;~_; ~~;?1 ;;::~ :0 :..c.: r:-? (;:l FRIEDMAN, SCHUMAN APPLEBAUM NEMEROFF, & McCAFFERY, P.C. BY: BRIAN H. SMITH, ESQUIRE Attorney I.D. #65627 Suite 200 7848 Old York Road Elkins Park, PA 19027 (215) 635-7200 Attorney for Plaintiff Snap-on Credit LLC v. Palmer's Automotive Ltd. and William Palmer a/k/a William A. Palmer Court of Common Pleas Cumberland County No. 06-5197 CERTIFICATE OF SERVICE I, Brian H. Smith, Esquire, hereby certify that a true and correct copy of Praecipe for Listing Case for Argument was served by first-class mail, postage prepaid, on the 6th day of February, 2007, addressed as follows: R. Mark Thomas, Esquire 101 South Market Street Mechanicsburg, P A 17055 FRIEDMAN, SCHUMAN, APPLEBAUM, NEMEROFF & MCCAFFERY, P.C. By: ~ Brian H. Smith, quire Attorney for Plaintiff {P:\ WDOX\CLIENTS\000952\OOl13\00080 1 06,DOC;1} () (': ~ (.::;,) c:::) ---' -.., r.~"I ~. '-''-; I CO ...".., v - r:'2 ,-- -~ a:;J FED OUD ~ FE9DJ lnr-, FRIEDMAN, SCHUMAN APPLEBAUM NEMEROFF, & McCAFFERY, P.C. BY: BRIAN H. SMITH, ESQUIRE Attorney I.D. #65627 Suite 200 7848 Old York Road Elkins Park, P A 19027 (215) 635-7200 Attorney for Plaintiff Snap-on Credit LLC v. Palmer's Automotive Ltd. and William Palmer a/k/a William A. Palmer Court of Common Pleas Cumberland County No. 06-5197 CERTIFICATE OF SERVICE I, Brian H. Smith, Esquire, hereby certify that a true and correct copy of Plaintiffs Brief sur Motion for Summary Judgment was served by first-class mail, postage prepaid, on the ~ dayof J~ , 2007, addressed as follows: R. Mark Thomas, Esquire 101 South Market Street Mechanicsburg, P A 17055 FRIEDMAN, SCHUMAN, APPLEBAUM, NEMEROFF & MCCAFFERY, P.c. By: {P:\WDOX\CLlENTS\000952\OO II3\00079159,DOC;I} -~ ":) ~S? (::'1\ .~ -n c:; .......'~' \ cP -0 :::: -- FRIEDMAN, SCHUMAN, APPLEBAUM, NEMEROFF & McCAFFERY, P.C. BY: BRIAN H. SMITH, ESQUIRE Attorney I.D. #65627 BY: MICHAEL J. SAVONA, ESQUIRE Attorney I.D. #78076 Suite 200 7848 Old York Road Elkins Park, P A 19027 (215) 635-7200 Attorneys for Defendant Snap-on Credit LLC v. Palmer's Automotive Ltd. and William Palmer a/k/a William A. Palmer Court of Common Pleas Cumberland County No. 06-5197 PRAECIPE TO WITHDRAW MOTION FOR SUMMARY JUDGMENT TO THE PROTHONOTARY: Kindly withdraw Plaintiffs Motion for Summary Judgment filed in the instant case. Respectfull y submitted, By: FRIEDMAN, SCHUMAN, NEMEROFF, APPLEBAUM & MCCAFFERY, P.C. BrianH. Smi~ Attorney for Plaintiff {P:\WDOX\CLlENTS\099999\OOO 13\00084091.DOC; I} ~ = -' ~ ~ N v:;J -0 :; ~ :r,-n {"l"E -ol'"iJ >:09 f~:O s: :;~ (:>0 Z:rn 9 'p- ~ w ., N FRIEDMAN, SCHUMAN APPLEBAUM NEMEROFF, & McCAFFERY, P.C. BY: BRIAN H. SMITH, ESQUIRE Attorney I.D. #65627 Suite 200 7848 Old York Road Elkins Park, PA 19027 (215) 635-7200 Attorney for Plaintiffs Snap-on Credit LLC v. Palmer's Automotive Ltd. and William Palmer alk/a William A. Palmer Court of Common Pleas Cumberland County No. 06-5197 PRAECIPE TO SETTLE. DISCONTINUE AND END TO THE PROTHONOTARY: Kindly mark the above captioned matter settled, discontinued and ended, upon payment of your costs only. By: {P:\WDOX\CLIENTS\000952\OOl13\00085079,DOC;! } Respectfully submitted, FRIEDMAN, SCHUMAN, APPLEBAUM, NEMEROFF & MCCAFFERY, P.c. //'/~7 Brian H. S~ith, Esquire/ Attorney for Plaintiff (") -o~" mf' ~, '",,-=-:" ~~':,:-: ~:-. 5-; r-> ~ c:? ---' E: ...I 7..) o -n - -0 > ~ W c..n