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HomeMy WebLinkAbout06-5213IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA COLONIAL CREDIT CORPORATION No. Ol. - 5213 et u tL'yam ASSIGNEE OF WEST ASSET MANAGEMENT ASSIGNEE OF WORLDWIDE ASSET PURCHASING ASSIGNEE OF MBNA, AMERICA PO BOX 1845 ROCKVILLE MD 20850 Plaintiff VS MARISSA E BRACKBILL 220 S MARKET ST MECHANICSBURG PA 17055 Defendant(s) CIVIL ACTION - LAW Filed on behalf of: Plaintiff, COLONIAL CREDIT CORPORATION Counsel of record for this party: Date: rAmy F. Doyle #87062 / Daniel F. Wolfson Philip C. Warholic #86341 /& C. Spears #87737 David R. Galloway #87326 yu 1CI CTiippie 87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 158018325 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA COLONIAL CREDIT CORPORATION :No. ASSIGNEE OF WEST ASSET MANAGEMENT ASSIGNEE OF WORLDWIDE ASSET PURCHASING ASSIGNEE OF MBNA, AMERICA Plaintiff VS MARISSA E BRACKBILL Defendant(s) :CIVIL ACTION - LAW You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 158018325 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA COLONIAL CREDIT CORPORATION :No. ASSIGNEE OF WEST ASSET MANAGEMENT ASSIGNEE OF WORLDWIDE ASSET PURCHASING ASSIGNEE OF MBNA, AMERICA Plaintiff :CIVIL ACTION - LAW VS MARISSA E BRACKBILL Defendant(s) NOTICIA USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias despu6s que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA 0 LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO 0 GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 158018325 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA COLONIAL CREDIT CORPORATION e' ??"te?, ASSIGNEE OF WEST ASSET MANAGEMENT : No. OL -" S Z 3 I u "`'" l ASSIGNEE OF WORLDWIDE ASSET PURCHASING ASSIGNEE OF MBNA, AMERICA Plaintiff CIVIL ACTION - LAW VS. MARISSA E BRACKBILL Defendant(s) COMPLAINT AND NOW, this 29 day of August, 2006, comes the Plaintiff by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as follows: 1. Plaintiff is COLONIAL CREDIT CORPORATION ASSIGNEE OF WEST ASSET MANAGEMENT ASSIGNEE OF WORLDWIDE ASSET PURCHASING ASSIGNEE OF MBNA, AMERICA, located at PO BOX 1845, ROCKVILLE, MD 20850. 2. Defendant, MARISSA E BRACKBILL, is an adult individual with a last known address of 220 S MARKET ST, MECHANICSBURG, CUMBERLAND COUNTY, PA 17055. 3. It is averred that Defendant was issued an open-end credit card account by Plaintiffs Assignor. This account was created through a written contract between Plaintiff's Assignor and Defendant, accepted by Defendant when Defendant signed and utilized the credit card account. A true and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A." 4. The Credit Card Agreement contains a binding Arbitration provision providing that any claim or dispute between Defendant and Plaintiff's Assignor would be subject to binding arbitration before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the CCP Cmplt - Assignee of MBNA W & A File No. 158018325 agreement involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. §§1-16 (FAA) governed the Agreement and that following disposition through the NAF, judgment may be entered in any state court having jurisdiction. 5. At all relevant times material hereto, Defendant has been regular user of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. 6. By virtue of Defendant's use and maintenance of this credit card in connection with his purchases of goods, and services, Defendant became bound to all of its contractual terms, which clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to the NAF having jurisdiction over this claim. Defendant received monthly statements which accurately state all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due. A summary of the account showing the balance due and owing is incorporated herein and marked as Exhibit "B". 8. Defendant did not object to the above-mentioned monthly statements submitted by Plaintiffs Assignor to Defendant. 9. Defendant has made sporadic and irregular payments, if any, which have been applied to the outstanding balance of this account. 10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is the sum of $5,699.48. 11. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendant. 12. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees from the law office of Wolpoff & Abramson, L.L.P. in the collection of the collection of the amounts due CCP Cmplt - Assignee of MBNA W & A File No. 158018325 from Defendant incident to the within action, the Plaintiff shall continue to incur such attorney's fees throughout the conclusion of the proceedings. 13. The amount of attorney's fees incurred in this matter is the sum of $1,139.90. 14. Despite reasonable and repeated demands for payment, Defendant has failed, refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 15. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 16. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - Assignee of MBNA W & A File No. 158018325 WHEREFORE, Plaintiff respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendants, in the amount of $5,699.48, plus attorney's fees in the amount of $1,139.90, plus costs of this action and any other relief as this Court deems proper and just. Respectfully submitted, Date: Amy F. Doyle 8 62 /Daniel F. Wolfson #20617 Philip C. Warholic #86341( Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 ( Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp H71, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - Assignee of MBNA W & A File No. 158018325 VERIFICATION The undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unworn falsification to authorities. Date: Amy F. Doyle 7062 aniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears #87737 David R. Galloway #87326 ! Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - Assignee of MBNA W & A File No. 158018325 Exhibit 11 A'' yp V ? N N .o E u c ¢`.Zm 8$' ? r 1R ED 9-r" $ E c it 8 € N t 9J c asci tb.m 12'2• • €EEpo ,?.F z E, c A€0 G€.9838 5.V c lxi? Z l.g p e 4 EIm $goc `d ?caS 1 ?E ?L £A Ld N'.N .? 16 142 8 ;n G i'tRpY,C° Y Zcam, A A .€€ ; E yq. 'YYYGG - ME c mom m ?33ca Z it. fit; :,V E 11 :;,{9yt? v AV n?3 yyY5? ? ? __ a -8 $ H 0 V f3 N o UEA 8?0 Z2 -Xm a5. Ell, Aa ?L A 1.1 LfK Z g la-CTO Eis.4:?$ cZ$ o u _ E ?3n??a?py?p'S•e 85 7? 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E. ? 2 Exhibit "B" ACCOUNT# 5329090012161869 CLIENT# 001873 ACCT BALANCE 5,699.48 LPYMT DT 02/10/03 OPEN DT 04/10/98 CHRG OFF DT 06128/03 PURCHASE DT 02/14/06 *CC2-DEBT-NAME *CC2-DEBT-SALUT*CC2-DEBT-ALIAS BRACKBILLMARISSA E *CC2-DEBT-ADDR *CC2-DEBT-CITY-ST *CC2-DEBT-ZIP*CC2-DEBT-PHONE 220 S MARKET ST MECHANICSBURG PA 17055-631 7176918965 *CC2-DEBT-FAX*CC2-DEBT-SSN *CC2-RFILE-NR*CC2-DEBT-DOB*CC2-DEBT-DRIVERS-LIC XXX-XX-2599 *CC-REC-TYPE*CC-FILENO *CC-FORW-FILE *CC-MASCO-FILE *CC-FORW-ID 01 0200539670 5329090012161869 MD16 COLN *CC-FIRM-ID*CC1-DATE-FORW*CC1-LIST-FORW*CC1-C0MM*CCi -SUIT-FEE*CC1-ORIG-AMT-OUT XLLP 03/21/06 .00 5,699.48 *CCi -I NT-AMT-OUT*CC1-OR IG-I NT-DATE*CC1-CRED-NAME .00 02/10/03 MBNA America Bank, N.A. *CCi-CRED-NAME2 *CC1-CRED-ADDR *CCi-CRED-CITY-ST MBNA America Bank, N.A. *CCi -CRED-ZI P*CC1-BAL-AMT-OUT *CC1-TYPE*CC1-LPAY-DATE*CC1-LPAY-AMT-OUT 0000000569948 02/10/03 .00 Q? N Pot f11?11 '? V ,-F C 1 1 J N 0 2 V u .: n ,gym 0 SHERIFF'S RETURN - NOT FOUND CASE NO: 2006-05213 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND COLONIAL CREDIT CORPORATION VS BRACKBILL MARISSA E R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT BRACKBILL MARRISA E but was unable to locate Her in his bailiwick. He therefore returns the NOTICE COMPLAINT NOT FOUND , as to the within named DEFENDANT BRACKBILL MARRISA E 220 SOUTH MARKET STREET MECHANICSBURG, PA 17055 DEFENDANT DOES NOT RESIDE AT ADDRESS PROVIDED, CURRENT RESIDENT HAS BEEN AT ADDRESS FOR THREE YEARS, DID NOT LEAVE A FORWARDING Sheriff's Costs: So answers: -_-' Docketing 18.00 Service 8.80 NOT FOUND RETURN 5.00 R. Thomas K ne Surcharge 10.00 Sheriff of Cumberland County Z.L. to1oy'G? ?,,. Sworn and Subscribed to before me this day of WOLPOFF & ARAMSON 09/14/2006 A. D. Curtis R. Long Prothonotary Office of the Protbonotarp Curnber[anb Countp Renee K. Simpson Deputy Prothonotary John E. Slike Solicitor n1, - SZ CVIL TERM ORDER OF TERMINATION OF COURT CASES AND NOW THIS 28TH DAY OF OCTOBER, 2009, AFTER MAILING NOTICE OF INTENTION TO PROCEED AND RECEIVING NO RESPONSE - THE ABOVE CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH PA R C P 230.2. BY THE COURT, CURTIS R. LONG PROTHONOTARY One Courthouse Square • Carlisle, Pennsylvania 17013 • (717) 240-6195 • Fax (717) 240-6573