HomeMy WebLinkAbout06-5213IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
COLONIAL CREDIT CORPORATION No. Ol. - 5213 et u tL'yam
ASSIGNEE OF WEST ASSET MANAGEMENT
ASSIGNEE OF WORLDWIDE ASSET PURCHASING
ASSIGNEE OF MBNA, AMERICA
PO BOX 1845
ROCKVILLE MD 20850
Plaintiff
VS
MARISSA E BRACKBILL
220 S MARKET ST
MECHANICSBURG PA 17055
Defendant(s)
CIVIL ACTION - LAW
Filed on behalf of:
Plaintiff, COLONIAL CREDIT CORPORATION
Counsel of record for this party:
Date: rAmy F. Doyle #87062 / Daniel F. Wolfson
Philip C. Warholic #86341 /& C. Spears #87737
David R. Galloway #87326 yu 1CI CTiippie 87852
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 158018325
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
COLONIAL CREDIT CORPORATION :No.
ASSIGNEE OF WEST ASSET MANAGEMENT
ASSIGNEE OF WORLDWIDE ASSET PURCHASING
ASSIGNEE OF MBNA, AMERICA
Plaintiff
VS
MARISSA E BRACKBILL
Defendant(s)
:CIVIL ACTION - LAW
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by an attorney and filing in writing with the Court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so, the case may proceed without you and a judgment may be entered against you by the
Court without further notice for any money claimed or any other claim or relief requested by the
Plaintiff. You may lose money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013-
717-249-3166
CCP Notice to Defend
W&A File No. 158018325
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
COLONIAL CREDIT CORPORATION :No.
ASSIGNEE OF WEST ASSET MANAGEMENT
ASSIGNEE OF WORLDWIDE ASSET PURCHASING
ASSIGNEE OF MBNA, AMERICA
Plaintiff
:CIVIL ACTION - LAW
VS
MARISSA E BRACKBILL
Defendant(s)
NOTICIA
USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la
demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias
despu6s que esta Demanda y Aviso es servido, con entrando por escrito una aparencia
personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones
a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso
puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas
aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio
solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante
para usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED
NO TIENE UN ABOGADO, VAYA 0 LLAME POR TELEFONO LA OFICINA FIJADA
AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO
CONSEGUIR UN ABOGADO.
SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE
PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER
SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO 0
GRATIS.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013-
717-249-3166
CCP Notice to Defend
W&A File No. 158018325
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
COLONIAL CREDIT CORPORATION e' ??"te?,
ASSIGNEE OF WEST ASSET MANAGEMENT : No. OL -" S Z 3 I u "`'" l
ASSIGNEE OF WORLDWIDE ASSET PURCHASING
ASSIGNEE OF MBNA, AMERICA
Plaintiff
CIVIL ACTION - LAW
VS.
MARISSA E BRACKBILL
Defendant(s)
COMPLAINT
AND NOW, this 29 day of August, 2006, comes the Plaintiff by and through its attorneys, the
law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as
follows:
1. Plaintiff is COLONIAL CREDIT CORPORATION ASSIGNEE OF WEST ASSET
MANAGEMENT ASSIGNEE OF WORLDWIDE ASSET PURCHASING ASSIGNEE OF MBNA,
AMERICA, located at PO BOX 1845, ROCKVILLE, MD 20850.
2. Defendant, MARISSA E BRACKBILL, is an adult individual with a last known address
of 220 S MARKET ST, MECHANICSBURG, CUMBERLAND COUNTY, PA 17055.
3. It is averred that Defendant was issued an open-end credit card account by Plaintiffs
Assignor. This account was created through a written contract between Plaintiff's Assignor and
Defendant, accepted by Defendant when Defendant signed and utilized the credit card account. A true
and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A."
4. The Credit Card Agreement contains a binding Arbitration provision providing that any
claim or dispute between Defendant and Plaintiff's Assignor would be subject to binding arbitration
before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the
CCP Cmplt - Assignee of MBNA
W & A File No. 158018325
agreement involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C.
§§1-16 (FAA) governed the Agreement and that following disposition through the NAF, judgment may
be entered in any state court having jurisdiction.
5. At all relevant times material hereto, Defendant has been regular user of said charge card
for the purchase of products, goods and/or for obtaining services and/or funds.
6. By virtue of Defendant's use and maintenance of this credit card in connection with his
purchases of goods, and services, Defendant became bound to all of its contractual terms, which clearly
included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant
consented to the NAF having jurisdiction over this claim.
Defendant received monthly statements which accurately state all purchases and
payments made during the month, interest charges imposed on the unpaid balance, and the amount due.
A summary of the account showing the balance due and owing is incorporated herein and marked as
Exhibit "B".
8. Defendant did not object to the above-mentioned monthly statements submitted by
Plaintiffs Assignor to Defendant.
9. Defendant has made sporadic and irregular payments, if any, which have been applied to
the outstanding balance of this account.
10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on
Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is
the sum of $5,699.48.
11. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the
collection of the amount due from Defendant.
12. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees from
the law office of Wolpoff & Abramson, L.L.P. in the collection of the collection of the amounts due
CCP Cmplt - Assignee of MBNA
W & A File No. 158018325
from Defendant incident to the within action, the Plaintiff shall continue to incur such attorney's fees
throughout the conclusion of the proceedings.
13. The amount of attorney's fees incurred in this matter is the sum of $1,139.90.
14. Despite reasonable and repeated demands for payment, Defendant has failed, refused and
continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the
damage and detriment of the Plaintiff.
15. Any and all conditions precedent to the bringing of this action have been performed by
Plaintiff.
16. The amount in controversy is within the jurisdictional amount requiring compulsory
arbitration.
CCP Cmplt - Assignee of MBNA
W & A File No. 158018325
WHEREFORE, Plaintiff respectfully requests this Honorable Court enter judgment in favor of
Plaintiff and against Defendants, in the amount of $5,699.48, plus attorney's fees in the amount of
$1,139.90, plus costs of this action and any other relief as this Court deems proper and just.
Respectfully submitted,
Date:
Amy F. Doyle 8 62 /Daniel F. Wolfson #20617
Philip C. Warholic #86341( Andrew C. Spears #87737
David R. Galloway #87326 / Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 ( Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp H71, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - Assignee of MBNA
W & A File No. 158018325
VERIFICATION
The undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside
of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is
authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the
statements made in the foregoing Complaint are true and correct to the best of his/her knowledge,
information, and belief, based upon information provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa.C.S. Section 4904, relating to unworn falsification to authorities.
Date:
Amy F. Doyle 7062 aniel F. Wolfson #20617
Philip C. Warholic #86341 / Andrew C. Spears #87737
David R. Galloway #87326 ! Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - Assignee of MBNA
W & A File No. 158018325
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W C• O N N a O P. E. ? 2
Exhibit "B"
ACCOUNT# 5329090012161869 CLIENT# 001873 ACCT BALANCE 5,699.48
LPYMT DT 02/10/03
OPEN DT 04/10/98
CHRG OFF DT 06128/03
PURCHASE DT 02/14/06
*CC2-DEBT-NAME *CC2-DEBT-SALUT*CC2-DEBT-ALIAS
BRACKBILLMARISSA E
*CC2-DEBT-ADDR *CC2-DEBT-CITY-ST *CC2-DEBT-ZIP*CC2-DEBT-PHONE
220 S MARKET ST MECHANICSBURG PA 17055-631 7176918965
*CC2-DEBT-FAX*CC2-DEBT-SSN *CC2-RFILE-NR*CC2-DEBT-DOB*CC2-DEBT-DRIVERS-LIC
XXX-XX-2599
*CC-REC-TYPE*CC-FILENO *CC-FORW-FILE *CC-MASCO-FILE *CC-FORW-ID
01 0200539670 5329090012161869 MD16 COLN
*CC-FIRM-ID*CC1-DATE-FORW*CC1-LIST-FORW*CC1-C0MM*CCi -SUIT-FEE*CC1-ORIG-AMT-OUT
XLLP 03/21/06 .00 5,699.48
*CCi -I NT-AMT-OUT*CC1-OR IG-I NT-DATE*CC1-CRED-NAME
.00 02/10/03 MBNA America Bank, N.A.
*CCi-CRED-NAME2 *CC1-CRED-ADDR *CCi-CRED-CITY-ST
MBNA America Bank, N.A.
*CCi -CRED-ZI P*CC1-BAL-AMT-OUT *CC1-TYPE*CC1-LPAY-DATE*CC1-LPAY-AMT-OUT
0000000569948 02/10/03 .00
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SHERIFF'S RETURN - NOT FOUND
CASE NO: 2006-05213 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
COLONIAL CREDIT CORPORATION
VS
BRACKBILL MARISSA E
R. Thomas Kline Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
BRACKBILL MARRISA E but was
unable to locate Her in his bailiwick. He therefore returns the
NOTICE
COMPLAINT
NOT FOUND , as to
the within named DEFENDANT BRACKBILL MARRISA E
220 SOUTH MARKET STREET
MECHANICSBURG, PA 17055
DEFENDANT DOES NOT RESIDE AT ADDRESS PROVIDED, CURRENT RESIDENT
HAS BEEN AT ADDRESS FOR THREE YEARS, DID NOT LEAVE A FORWARDING
Sheriff's Costs: So answers: -_-'
Docketing 18.00
Service 8.80
NOT FOUND RETURN 5.00 R. Thomas K ne
Surcharge 10.00 Sheriff of Cumberland County
Z.L.
to1oy'G? ?,,.
Sworn and Subscribed to before
me this day of
WOLPOFF & ARAMSON
09/14/2006
A. D.
Curtis R. Long
Prothonotary
Office of the Protbonotarp
Curnber[anb Countp
Renee K. Simpson
Deputy Prothonotary
John E. Slike
Solicitor
n1, - SZ CVIL TERM
ORDER OF TERMINATION OF COURT CASES
AND NOW THIS 28TH DAY OF OCTOBER, 2009, AFTER MAILING NOTICE OF
INTENTION TO PROCEED AND RECEIVING NO RESPONSE - THE ABOVE
CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH PA
R C P 230.2.
BY THE COURT,
CURTIS R. LONG
PROTHONOTARY
One Courthouse Square • Carlisle, Pennsylvania 17013 • (717) 240-6195 • Fax (717) 240-6573