HomeMy WebLinkAbout02-2410VERIFICATION
Don Turosik, Collection.Manager and duly authorized representative of GreenPoint
Credit, LLC, deposes and says subject to the penalties of 18 Pa.C.S. Section 4904 relating
to unsworn falsification to authorities that the facts set forth in the foregoing are true and
correct to the best of his knowledge, information and belief.
Don Turosik
Collection Manager
GreenPoint Credit, LLC
DEC-2~-2000 :1.5:53 , GREENPDINT CREDIT 61 4:L2
~A]EiNSTALLMENT CO%~- ]ACT. SECURI~ AGREEMEi~. ' ..............................
,WAIVER · OF TRIAL BY (:'~JRY . AND AGREEMENT TC'~,/o. !m~.~:~o~ 0~
ARB TRATtON OR REFERENCE OR TRIAL BY JUDGE A~ONE o~c[ ~¢~c~ NU~~
' N~ LI~A L. ~ORG~ - , ~NDING CO0~
NAM~
BUY~'S NA~E: COUNt: C~E~D
~oo~E~ 8 ~OO~T ROCK ROA~ c~:NE~ILLE
PHON~ (717) ~76-~60 S,S~C.~(S):220-~8'TS09 Z12-78-3727
FROPOS~D LOCAMON OF ~ANOFA~R~ MO~E: CO'TRY VIEW ESTATES, ~'I~E, PA 17257
%' 'me," 'myse~ or "my' me~ ~[ persons who sign this con~ ~.buyer or co-b~er,
"youW me~ ~e Seller ~d ~y ~signee. ~[s Con.act will be ~ubmi~ed ~ ~e Credffor indicted below,
~pproved, ~ will be ~signed ~o ~at Creditor. On ~e da~ ol this Contract, I buy trom you on
home described on plea 2, t~gether with furnishings, equipment. ~ppliancas ~d ~ccessodes inclOded
home ~t ~e ~me ~t purch~e [~ed "M~u~ac~red Home").
PROMISE TO PAY: 1 promise to pay you at such address as you may direct the Unpaid Balance shown on page 2 of tJ~i~
Contract C]tem 5'} with interes~ e.t the inifi~ rate of 8'. 50 .% per ye~. The interest ate I wi[l'Fay will ch~ge in a¢~ofdanc~
with the provision~ of ~hi= Con~. ~ will pay ~i~ ~ou~t .in ins~J]ments as show~ in ~e payment schedule, .or as recomputed
due to ~anges in the interest rate, un~l ~e Unp~d Balboa is ~lly paid. If, on 0~/19/29 , I still owe ~y amount under
· [s Con~ct, I will pay such amount in 4uil on that da{e, which is ~Ued the "Ma~ri~ Da~e." Each mon~y payment Will b~
applied ~ of its s~edu~ed due date. If no interest rate is disclosed ~ove, tho JnJfi~ interest rate is the Annual Percen~ge' Ra%e
shown below.
IN. REST RATE: My iniE~ interest rate may not be bas;d on ~e index used to make later adjustments. My in{crest ate may
ch~ge 11 mon~s a~er my fiat payment W due ~d eve~ ! 2 months ~erea~er based on movements in the mon~ly
average yfeld on United Sates Treasu~ secu~fes adjusted to a constant maturi~ of one year, as made available by ~e Feder~
Rese~e B~d, which is ~e index ate. My interest rate ~nnot increase er decrease by more than 2.0 Q% at any interest
ate ch~ge or by more ~ 5.00% over ~e tern of ~e Contact. The intef~t rate will ~uaJ the index ate in effect~
45 days before the interest rate ch~e date pius a margJn of ~.25 %(roundedto~e NEAREST 1/8
of one percentage point) unless ~e interest rate ~ps limit the ~ount of =han~e [n ~e interest rate, If this index ~ate [~ nc.
~onger available, you may ch~se a new index that [s 5need u~on comparable i~ormafion.
ANNUAL FINANCE CHARGE Amount Financed Total of Payments TotzlSale Price
PERCENTAGE The ~moun: I wfll h~ve paid The teal ~st o~ my
a/let J have mede ell purchase on
a y8~ mm (w~t~fl ~ ~ =ubje~ to ~ge): my beh~[~ ~nual Fe~n~ge Ra~ down
subject m ~ge): wh/ch)s 3ubiectto ~e): $ 6,000 . 00
9.38 % $ 108,805,98 $ 5~,2~1,50 $ 163.047.48 $ !69.0~7,~8
,,, ...... -- Se~7(page2) ~ ~.Cha~e+~mo~t~n, ro~almay.+~wnPayment~
abou~ ~o~payment, default, mqui~ mpa~en~ Pa~men~ ~a~enm ~ -' ' · ': ' ' ' ~en Fay~en~ ~e ~e ,
~repayment~/und~d~e~. ~y ~' $ Mon~ly. beginning ~.Y 19 mdg
P~paymen:~payo~e~Jy, l~no: payment 3~8 ~ 453.57 ~on~ly, beginning, ~' 19 ~ .2~.Q.O
~vefopaya~en~,~utl~no:~ ~Ule --. ~ .00 Mon~ly, beginn~ng
endued :o a m~und ~t ~e Prep~d )~1 be: / ~ . 00 Men ~ly, beginning., ,
~ecu~: ] gJ~ you a sa~d~ (~m~t ~n ~a g~eda or pmpe~ being pur~ed.
$ 5,00
The a~ove discJesurss are based on terms in effect on the date this Contract is signed. W the intsrest r~te cha~ges, actuaJ Amount
of Payment. Annu~ Fgrcen~e Rate, F e more or Joes th~ dis~o~ above,
E~[T "A"
Scc~ A~ecment
· DEC-26-2008 15:$4
GREP~NPOINT CREDIT 51
412 8'73 582? P,88/1J
De$¢riFtion Of
mAOE N^Ma DUTCtE EOITSLNG.. I-NC.
¥~.R: 9 9
~ ~400E~ SO i8
NEW: X
USED;
L~GTN: ~ 4~- rt. WIDTH:
~OOrrl~NaL A-r~ CONDITNG
AND ~URNISHING~: ~}{~
DECKS
0~1699
iTEmIZATiON OF AMOUNT FINANCED
Cash Pdce (]ndudfng SaJes
Tax of '$ . 00 k'
59.900.00
Cas'hDcwnPayrnsnr S 6,000.00
Trade-in ~ear. Make. M~del):
Lengm Width .
Ne~ Trade-in Vmue $
%otaJ Down Peymenl
~.. Un~aid 8slance of C~h Pd~ (1 minus 2)
4. Amoun~ Dasd tooters on my beh~f:'
(1) Prope~ iR~uran~ $
(2).C~edit U~e [nsuran~ $
b. To Public O~dals:
(1) Cerd~[e o~ ~Ue S
(2) FILING FEES s
c, To CredRor:
. Fo~ ORZG FE~S S 2'
d. To:
.00
.00
5,000.00
$ 53.900 00
314.00
22.50
5.00
!69.6~
$ ,0.0
e, TO:
For:
f. To:
For:
To:
For:
$
$ .00
$ . .00
h, To:
For:
S
T¢:al (a + b + c + d ~' e* f* g ~ h). $ 2,5!1.15
5. Unpaid Balance (3 piu~ 4.) ........................ $ 55___! 411
8. Preoaid ~n~n~ Charge $. 2
.7. ~oun[ ~nan~d (5 m~u~ 8) S 54,2A1.50
may be re~nmd by yOU or your
I "'"" INSURANCE
PROPER'FY INSURANCE: Property' msur~4~ce on
Manufactured Home is required for the [erm of
Con~ [ h~ve ~ dght to choose the peach mrough
whom k is obt~h~d. By markJ~ ~ ~e a~rourf~ta
below. I ele~ :o boy ~e coverage bdicated ~om you
for the te~ ~d premium shown, eno I went R financed
on ~is C~n~
Type of Insurance
-Term' Premium
12'~O$ $ 314.00
LIAS1LFTY [NSUP-C, NCE COVERAGE FOR BODILY
[NJURY AND P,~OPERTY DAMAGE CAUSED TO
OTHERS IS NOT INCL~UDED UNLESS INDICATED IN
THE PROPER~ INSURANCE SECTION ABOVE.
CREDIT LJFE INSURANCE. CredR Ufg insurance is
not required for ~is Contra~ or a factor in i~ approval.
If I eject Credit Life Ins0rance, the n~e(S} ~f the
proposed insured(s~ are:
Propose¢ In~ur~
Proposed lnsur~
(Only s~ousm c~ be insura~ jointly.)
~[s insurance ~ay nc~ pay off all of my debt, ~d the
ex,ct smcunt of ~ve~ge is ehown 0n my pclicy cr
~ed~icate. My signature lhdi~tes my elect[on to obtain
Credit L~e Insurance coverage for ~e term and
pmmibm shown:
~ype of Coverage Term Premium
~ Single $
Joint
[Date
coverage ia de,ired, bo:h, propased insurede must sign.)
'DEC-26-~0~0 i5:$4 GREEHPO~NT CREDIT ~1 4i2 8?3 58~?
MonthJy'8~yme~ Chan~. My mcn~Jy.p~ym~n~ ~ount will ch~gs~h ~e ~Y intmm~ ~te ~ ~d~u~t~d. Th~
over ~e remaining mrm of ~s C~n~ct.
Nodc~ of ln'~-~r~st Ra*¢ and Monthly Payment Changes. ¥ob will send ms notice of An,,ad~ustrrtarrt in the interest rate And
monthly ~ayment at lea~t 2.5 days before the adjustment This net[ce wii[ c~ntain information about the index rate, interest
rat~, p~yment amount And remabJng unpaid balance.
c. Ccnwr~ion tc Fixed Rate. I may choose to convert this Contract to ~ fixed r~te Contra. ct at ~y ~me begJnn~
ZERO ye~s from the date of thi~ Con~ ~d endfn~ ] 0 ye~s from the date ~f this Con~c~.
order to ~nve~ to ~ r~ed r~te, t mu~ not be in default unde¢ ~e terms cf this Ocn~, ] must no~ you in wri~ng ~f my
desire to ~nve~ to a fixed rate, I must execute a revision'agreemect and I must pay a ncnrefund~bie conve~icn fee. The
~ew f~ed i~terest rate ~i] be your ~da~d fixed ~,tarest r~te ¢~ a ~mp~ie Con~ ~n the d~te ~t you receiw my'
w~n nc~on. The new ¢~ed r~e wi~[ ~ke ~ect on ~e "Conversion Date," which sh~[ be my next p&yment due d~te
~at is ~ le~t 30 d~ys ~er your ~meiy receipt of a revision agreement s~gned by ~1 Borrowers tcge~er with
nonrCund~ie conversion fee of $ 200. O0 . ~e new fixed ~te and ~e Conversion O~ are subject ~c
change ~ my revision agreement ~d fees ~e re~ivffd after the date spewed [~ ~e rev~sion.~greement..My new
~ount wB be effe~ve wi~ ~e first paymen~ following ~e Conversion Date. -
SECURITY iNTEREST: I grant you ~ cacurity interest under.the Uniform CqmmeroiaJ Code in (1) the Manufe. ctured Home and [n
ail goods that ~e or may heralder by operation of l~w b~ame ~ccessfon~ to ~, (2} ~] Appliances, mAchJn¢~, equipment ~nd
other good~ furnished with ~e M~ufac~red Home (whet~er or ho~ installed or ~ff~ed to it) ~ncluding but not limited to ~e [tem~
~isted ~ "Add~onai Accessorie~ ~d Furnishings" on page I ¢ ~[s Cdnt[act. (3) ~y refunds ¢ unearned insurance premiums
fin~ced in ~his ContraS, (4) Any subs~u~ons or replacements of ~e farego[ng, ~d (~ ~ll proceeds of s~ch M~n¢~ctured
Home and a~ssions, and of shy Additional Accessories ~d Furnishings. This securi~ interest secure~ payment And
ge~crmance cf my obligations u~der ~is Conbsc~ including ~y additional debt ~rising ~ecsuse of my f~lure to pe~o~ my
obligations un,er this Con~ct and includes ~ny con~s~ extensions, renowns or modifications. My e~ecu~on of ~[s Con,act
constitutes a w&iver of my personal prope~ ~nd homestead exemption figh~ to ~e )erscnaJ prope~/'herein described. I will
sig~ ~d de[Nor to you whatever fleecing, statements and other documents you deem ~eceseaW [o allow you to perfect your
secure/interest in any per~on~ prope~ And fixtures. I spree ~at you may file ~is securi~ [ns~ment or ~ repreductJon ~hereof
in the ra~ acute records or other appropriate index as a financing statement for ~y of ~e ~ems spec~ded ~beve. 'Any
. repmdu~cn ¢ ~b secufi~ instrument er ~hy other ~ecur~ ~greement or ffn~cing st&~emen~ and Any ex~ensbns, renewals, or
zmendments ~hereof, shall be sufficient to pe~ect ~ securi~ interest with respec~ to such Jtem~.
PREPAYMENT: l MAY PREPAY THiS CONTF~ACT tN FULL OR IN FART ~AT ANY T[M.E WITHOUT PENALTY, BUT I WILL
NOT FIE EN'h ILED TO A REFUND OF THE PREPAID FINANCE CHARGE;IF ANY. IF J MAKE A PARTIAL FREPAYMEI~T.
THERE WILL BE NO CHANGE IN THE DUE DATES OR AMOUNTS OF MY MONTHLY PAYMENTS, UNLESS YOU AGREE
IN WRiTiNG TO THOSE CHANGES~
PROPERTY iNSURANCE:
a. Minimum Coverage. [ 'am recjuf[ed to provide physical dam~.ge insurance coverage protecting the Manufactured Home for
the term cf this Contract ~g~n~ Joss by fire, h~ard~
incfudbg fl~d, for which you require insur~ca,
M~nuf~c~r~ Hems or ~e rem~n/ng' unpaM bai~ca ]-owe from ~fme to ~me ~n {hb Contract (~e "Minimum Coverage")'.
The insu~ pcl[W will contain a less p~y~b(e ~use prctec~ng
lQ-day nofi~ ~ ~ncella¢on to you. Unless you consent in wd~ng, J sh~i[ not add.tony addi~on~ Joss p~y~ tQ ~e insurance
poliW, t h~ye the dght to choose the pemon through whom ~e p(ope~ insurance policy is obtained, if my [nsuranc~
coverage e~Jres or b cancelled pdor to payment
my expense for the remaJnCng te~ of this Contm~. 8he, id i fail to m~n~ ~ Minimum Coverage, you re&y, but am not
obligated ~. obtain insu~ce ~ver~e. J agree ~t Any insq~ you purchase m&y be for the protection ¢ only your
~ntare~ in ~e Menufa~rad Home, m~y not fully prot~ me
you dmte~e. Jf you de~de, in y~dr sale discre~on, to obtain insurance, you wffl no~ me cf that f&~ and ~at ~e c~st, plus
reque~ed W you. I Understand that the ~nsUmnCe ~remfums may be higher
the ~se I had purc.hased the ~nsurance, And ~at you may purchase ~e bsur~ce Crom an ~iiia~ed comply wh[ch may
receive & 2~ for.this se~ce.
O ~ Z G -T.T N2-,*i, COe¥
b~ ~s~gnment- ~ Anpl~c~. on ~f ~.~..~ ~nc~ ~roc~ds~ ~ hereby gr~nt and aS~i~ t~ _V~u ~h~ .~r~c~=ds- of __~n~ -.,=~ ~
~ns~r~nca coverage on the M~ufad~¢~d Home, including ~y opdona cove~ge,"~ ~'ea~qu~a insurance, which ~n
[o you ~d the ifisu~nc8 c~fier. If~ f~l to promptly no~ or m~e proof ~f I~ss t~ th~ [nsur~cq c~iAr, you may do so on my
rep~r of ~e M~uf~c~r~ Home, unless ~ou ~d I ~gree o~e~ise in w~thg or units ~8c~ restoration ~r reucr is not
of this Cont~, whaler or not ~en due, ~d give me ~y excess, ~ au~u~e ~'insur~r to ~ay y=u al[reedy. ¢ hereby
I~ATE CHARGE: I agree to pay aiate ¢harge for lat;e payment as set forth on the fron~ of Dis Contract, Only one la{e oha~ge will
be made on ~y detinquenl: instsJlment rage. rd!ess cf the period for which that installment remains in default. After this Centre. ct
matures, whether by a:cceleradcn er otherwise. I will not be charged ~-late charge.
RETURNED CHECK CHARGES: I will pay you the ~.ctua~ charge of the dichonoring fnsdtution (or such higher amount'
as allowed by Jaw) if any check gh/en to you is not honored because o~' insufficJent funds dr bec.~use no such account exists.
EVENTS OF DEFAULT: i will be in default under this Contract if: (a) I'faJi to make any payment when due; (b) fa~ to tJmety
make rental ~aymenCs, or to pay other charges and assessments, relating to the r~aJ pr~pe~ ~nd/c~ facili~ on which the
Man~fac~re~ Hems ~s lo.ted; (c) J violate r~stricdve covenaam, rules 0[ regulations retA~g to ~e real pro.pe~ and/or ¢acJ~i~
where t~e M~nufAc~red Home ts located; (d) I f~l to keep the Manuf~c~red Home in- good repair an8 condition. 'as you may
reason~ly dateline; ~¢) ~ remove.the Manufactured Home from the address shown en ~'fs Con~c~ ~nie~= I no~ you tn
advice a~d receive your w~en consent; (0 I seJJ o¢ aAempt to sell or to transfer any beneficJ~ intere~ in the Manufa~ured
Home wffhout first' obtafning your wd~e~ consent; (9) I ~low the Manufactured Home to bec=me pa~ of any rog es~te w~thout
first obtaininB your wrf~en consent; (h) I encumber or ab~don ~e Manufactured. Home :r use it fbr hire or ~[eg~ly;'([) l fa~ to
prompdy pay any ~es a~d other liens and encumbrance~ on the Manufactured Home o~ on ~e re~l prope~ o~ which it is
located, ~f th~s is my responsfbiii~; and/or ~) J fail ~o do An~hing ~lse which I have p~omised to do u~der this Contract
NOTICE OF DEFAULT: If any of the ~bove specified Events of Default have occurred, y::u may do whateve¢ is necessa~' to
correct my default. '~ou will, except as set forth below, fret give me ~ Notice of Default ~d Right to Cure Default before you
accelerate payment of the rem~ni~ unpaid b~l~nce f owe.you o( repossess ~r fore~os~ an any prope~ which =scores ~is.
Contract. The Nodce will tell me wh~t my default is ~nd how I c~n cure it. ~ce~ as required by ~pplJc~bje-izw. ya~ are not
re~CJred to send me ~is Notice when (~) you h~ve ~r~d~sent ~ Notice ~ice within the ~receding one-year pedod, (2) J have
~bandoned arvolunt~ly surrendered th~ Manuf~red Home, ar (3) ether extreme' c[rc~ms~ce~ ~st.
CURE OF DEFAULT: I m~y c~re ~ Cef~uit ~t any ~me before title ~a ~e Manufactured Home is ~sferred from me, which will
be &t least ~ d~ys ~er receipt of the Notice of Default ~d ~ight to Cure Default. %o cure a default, [ mus~ p~y: (a) all
which would have bean due in ~e absence of default and ¢ccelerat~on; (b) ~e a~orney fees set fo~ below; (c) ~y [~ta charges
that are due ~d (d) reasonable costs which ~re ~CtuCJy incurred far detaching ~nd ~anspo~ng the M~nuf~red Ho~e to the
=~e of s~e. ] m~st ~Jso pe~orm ~y o~her obligation [ weald have had to pedorm in the ~bs~nce of def~uJL
REMEDIES UPON DEFAULT: If I do not cure ~e def~u[~ you m~y do either ar ba~ of ~a fallowing at ~e e~d of the
ps,ad, as ~JJawed by ~ppti~bie I~ (n) you ca~ require me .to [mmedi~e!y pay you ~e ~re'rem~inJng unpaid balance due
under ~is Can~ plus a~ued i~terest qr (b) you c~ repossess the M~nufa~ured Hame Pursuant to the seourJ~
g~ you under ~is Contm~. If you are not requ.fred te send me the No~ce of Def&u~ ~nd Right t~ Our~ DCauJ~ you wB have:
these rights immediately upon my_ default. Once you g~t p~ssession ~f the M~nu~ctured H~e you wfi[ sell it. If Ce ~mount from
~he s~e. after expenses, ~s [ass ~ wh~ ] owe you, I will p~y you ~e d~erance ~xca~ as ct~ise provided by
rem'adios ~e cumulative ~d you m~y enforce them separately or together, in ~y order ~ou deem necess~ ~ protect y~ur
AR;BITRATION OF DISPUTES AN[:;) WAIVER OF JURY
Dispute ReaoIL.,~tion. Any controversy or cJ~m baleen or ~ong you a~d ~e or a~r ~Jgnees ~sing out ~f or relating to
this Cgn~ct or ~ agreements or instruments rei~dng to or del~ered i~'c~nnecdon w~ ~fs Con~, [neighing any cJ~m
b~ed on. or ~rfsing from ~n ~[leged to~, sh~Ji, ~ requested by eider you or me, be datelined by ~rbJtmtJo~, referemce,
~al bY a lodge ~s provided below. A co~ovemy involving on~ ~ single claimant, or c~m~ts who are rei~ted
claims ~sing from ~ single ~znsa~ion, she] be determined by ~bitr~tion ~ descHbe~ ~ow. A~y o~er con~oversy sh~l be
is venued lacks the p~wer to ~ppofnt a ~¢eree. by ~l by g judge w~thout A ~u~, ~s described bef~w.' YOU AND [ AGR~
b. A~bit~tion. ~nce ~is C~n~ touchs~ ~nd c~nc~ms [nte~t~e c~erce, ~ ~bi~on u~der th~ C~n~c~ ~haJJ be
conduced in ~r~nce wi~ ~e United S~t~s A~bit~n A~ ~e 9, United S~tss C~de), no~ffhst~ding any ~aice cf
~b~t~r(s) sh~ll follow ~e ~ ~d sha~l ~[ve effec~ ~o stA~tes of iimi~o~ ~n determJ~/n~ ~y c~. Any c~n~oversy
cencernin~ w~ether ~ issue ~ ~b~mbIe ~haJ[ be d~a~i~ed by ~e &rbi~t~r(s)., ~e ~w~d of ~e ~rbi~tfr(s) sh~J[ be in
writing ~nd' [nctude ~ st~sm&nt ¢ rs~ns for ~e ~w~rd, The aw~ sh~J[ be final. Judgment u~on the ~w~rd m~y be entered
pmvMe4 ~ 8e~en 1 O ~f ~e United S~tes Arbi~aff~n A~ or upan.~ finding of m~est Jnjus~ce.
Judicial Reference ~r Trial b:f e Judge. if requested' by either you or me, any c~ntroversy or ¢t~im under subparagraph ('a)
~t ~s not s~bmi~ed to ~bitr~on a~ provided in ~ubp~r~g~ph (b) shall be datelined ~y reference to ~ referee ~inted
by ~e cou~ who, si~ing 'atone ~d Without juw, shall decMe ~[ ques~on~ of iow and f~ct. You ~d J sh~l 4esig~e to the
cou~ ~ r~eree seiected under ~e ~uspices of the ~ ~n ~e s~e manner ~s &rbitmtor~ ~ s~ected in ~-sponsored
proceeding=. ~e rferee sh~ be an ~ve ~rney or redred ~ud~e, If the caul, Where the ~n~oversy is venued lackz the
power to ~ppoint ~ referee, the ~n~oversy instead s~ be decided by ~f~] by ~ judge without ~ju~.
m~y have t~ exercise seJf]hei~ remedies such ~s set-off or repcs~e~iom t~ f~reclo~e by power of s~Je ~rjudiciajly ~g~n~ or
self ~ny collateral or secu~, or to.~bta/n any prevf~[~M~J or anciila~ remedies from ~ coud ~f ~smpeten~judsdic¢[on ~efom,
a~er ar during the ~enden~ cf ~ny ~bi~tian under subparagraph (b) above. Neither t~e obtaining nor the exercise of ~y
such' remedy sha~l se~e as ~_wsiver of the dght of either you or me to demand that the related' or any other dispute or
condover~y be determined by ~i~adon ~ provid~.~ove.
A~ORNE~ ~EE~: if l'prev~l fn ~y leg~ ~cdcn or ~i~dcn proceedin~ which'~s.c~mmenc~'d in connection ~ffh. the
enforcemen[ o¢ this Contmc~ or ~y i~s~ument or agreemen~ required u~der this Co~tm~, or in conned'on wkh any dispute
relating to ~is Contra~, you will p~y my reasonfble a~erney fees, cou~ costs ~d necess~ disbursements incurred ~n
connexion wffh such 8~on or proceeding, ~s determined by ~e c~uR, the referee, or the ~rbib~t~r(s) in s~ordance wJ~ the
I~w. If you prewil in any such acdon er proceeding, or Jn ~e exercise of shy self-help remedy ss described ~b~ve, I will pzy ~y
.$50.00 and fuAher provided th~ no A~orney fees m~y be char~ed p~or to my receipt of the Notice of OfAu(t ~d Right to Cure
Defaul~
O~E~ TERMS AND CONDITIONS: [ agree: (¢ to p~y w~h my menthiy installments, ~ requested by y~u~[0 do =~, ~e
estimated amou~ nece~W to ~y year~ ~es, ~eessmen~ and insurance premiums ~t w~l become due within ~e
next ~efve-month period; (b) to' pay y~u z ~nsfer fee if I sell ~e Manuf~c~red Home, unless such fee,[~ prohibited by I~w; (c)
to pay interest ~t the Contract rote on the remaining unp~d balance plus accrued in~erest, from ~e dA~e of m~d~ undi p&Jd in
full; (d) t~ reimburse you, immediacy UpO~ your demand, with f~teres't At ~he Can~ r~[e, ~e Amount of ~nds ysu ~c:ualiy
advance on my behalf to correct my default; &nd (e) that ~ I ~ m~rded, and residJn~ in & communJ~ propeW ~tate, both my
communi~ prope~ ~nd sepsr&te pmpe~ will be liable for ~1 p~ymen~ due under this ContracL
ASSIGNMENT; You m~y ~ssign bis Cantra~ to ~y per. an or en~. Al[ rights granted to you under ibis ConSzc~ shall ~ppiy to
~y ~sfgnee of this Contract.
CREDIT INFOFiMATION: You may investigate my credit history and credit capacity in connection with opening and collecting
my ac-count and shsre information about me and my account with credit reporting agencies. You may sell or otherwise furnish
information about me, including insur-=ncs information, to ail others who m~y/~w~uJty receive such informatJon, You m~¥ furnish
specffic-inforrnadcn about the Manufzctured Hame and any insurance policies on the MaJluf~ctured Home to ~ny ineu~nce
agent to enable such agent to quote premiums to me and solicit my ineuranoe business.
VCAJVER: Waiver of any defsult Shall net constitute ~ wsiver cf any ct~er default. Ne term of this Con.act shaJI be chsnqed
unless in wr~ng and signed by one of your officers. This Ccntract is th~ entire agreement-between us and I agr,4~e ~at no omi er
implied represents~1cns have been m~de to induce me to enter ~uto
VALIDITY; Wherever possible eat1 pro'vis[on of this Contract ehaJl be interpreted in such manner as to be effecMve an-d valid
U~der appiic~Je t~w, but ~ ~y P~s~on of th~ Cen~ shait ~e prohibited by or ~nv~Jd under zppli~le l~w, such pr=v~sion
sh~J/b~ tneffe¢~e, only to the e~ent oF ~uch prgh;b~d~n ~r inv~di~, without invaiidadng the reminder of such pmvisio~ or ~e
DEC-~6-~000 !5:$~ GREENPOINT cREDiT ~1 4!2 ~73
c~ning pr~v~si~n~ of his Contr~ ~;-? long.ct ~h~ ~e of ~ ~ffe~ un~l ~d u~,'~:~' ~ned by me
GOVERNING LAW; Each provision of this Contrlct shaJl be construed in accordance wf~ a~d 9overned by the ]aw~ of the stats
of Pennsylwni~, prgvided t~at tc the extent y~u have greeter rights or remedies under ,=~de~J i~w, such choice o¢ state Isw
sh~Jl not be deemed ~ de?ye you of such gre,=~r rights and remedies under Feder~ Iaw.
ANY HOLDER OF THIS CONSUME~ CREDIT CONTRACT IS .$UBOE'cT"~O-:A'LL CLAi~4S AND DEFENsEs W~]cH
· THE DEBTOR COULD ~SSER%.AGAINST-~E' sEL~ Q~GOGD~<'OR.~S~VICES' OB~AiNED-.PURSU~`'
HEllO O~ ~ ~E PROCEED8 HEREOF. RECOVERY H~'EUNDE~.B~E DE~R ~HALL' ~OT ~CEED' ·
AMOUN~ PA~D BY ~dE DE~OR HEREUNDER,'" ..... :': :-~' ' : :"'".'"%. ':" · · . .' .. ~' . .
YOU AND ] HAVE RE~D AND FULLY UNDERSTAND THIS CONTRACT, INCLUDING THE RABAGF/AFH CALLING FOR
RESOLVING DISPUTES BY ARBJTRATION~ REFERENCE., OR TRIAL BY A JUDGE. AND NOT BY JURY TRIAL, AND
AGREE THAT THiS CONTRACT SETS FORTH OUR ENTIRE AGREEMENT AND IH, AT NO OTHER PROMISES HAVE
BEEN ~ADE.
SELLER
SELLER%
TWLS;
COUi.,,?RY SiDE VILLAGE
31 .WALNUT BOTTOM ROAD
If' you ,do not meef: your Contract obligations, you
may lose your manufactured home,
Notice to Buyer: Do not sign this Contract in blank.
You ale entitJed to an exact Copy of ~he Contrac~
you sign, Keep it to protect your legal rights.
BUrR(S) 3:g NACRE(S):
" DATE OF '~HI$ CONTP~.CT:
I AGREE TO ALL THE TERMS ON ALL PAGES OF THIS RETAIL INSTALLMENT CONTRACT AND
ACKNOWLEDGE RECEIPT OF A COMPLETED COPY OF THIS CONTRACT. ·
17:14
P. 02×0~
EifI-~H~IT "B"
SHERIFF'S RETURN -
CASE NO: 2002-02410 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
GREENPOINT CREDIT LLC
VS
MORGAN ROBERT P ET AL
REGULAR
CPL. MICHAEL BARRICK Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - REPLEVIN was served upon
MORGAN ROBERT P the
DEFENDANT , at 2005:00 HOURS,
at 60 COUNTRY VIEW ESTATES
on the 21st day of May
NEWVILLE, PA 17241 by handing to
LINDA L MORGAN, WIFE
a true and attested copy of
2002
COMPLAINT - REPLEVIN
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 6.90
Affidavit .00
Surcharge 10.00
.00
34.90
Sworn and Subscribed to before
me this 3~ day of
~ {Srothonotary , ,
So Answers:
R. Thomas Kline
? ~3~p~ty Sheriff
SHERIFF'S RETURN - REGULAR
CASE NO: 2002-02410 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
GREENPOINT CREDIT LLC
VS
MORGAN ROBERT P ET AL
CPL. MICHAEL BARRICK , Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - REPLEVIN was served upon
MORGAN LINDA L the
DEFENDANT , at 2005:00 HOURS,
at 60 COUNTRY VIEW ESTATES
NEWVILLE, PA 17241
LINDA L MORGAN
a true and attested copy of
on the 21st day of May , 2002
by handing to
COMPLAINT - REPLEVIN
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 6.00
Service .00
Affidavit .00
Surcharge 10.00
.00
16.00
Sworn and Subscribed to before
me this ~ day of
~ ~p_~ A.D.
~othonotary ~ ' '
So Answers
~-? - DepUtyVSherif f
SHERIFF
CASE NO: 2002-02415 p
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WAYPOINT BANK
VS
PATTERSON VICKIE l,
S RETURN -
REGULAR
CPL. MICHAEL BARRICK Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly SWorn according
says, the within COMPLAINT & NOTICE
was served upon
PATTERSON VICKIE L
to law,
DEFENDANT at 0__814:0~0 HOURS,
at 210 FRYTOWN ROAD
CARLISLE, PA 17013
VICKIE L PATTERSON
on the 2__lst day of ~ay
by handing to
the
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing ~e~ attention to the contents thereof.
2~002
Sheriff,s Costs:
Docketing
Service
Affidavit
Surcharge
18.00
6.21
.00
10.00
.00
34.21
Sworn and Subscribed to before
me this __~__ day of
~ ~.2~ A.D.
So Answers:
R. Thomas Kline --
05/23/2002
KEEFER WOO RAHAL
By
-mm