HomeMy WebLinkAbout06-5322McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N. A. as Trustee
10790 Rancho Bernardo Road
San Diego, CA 92127
Attorneys for Plaintiff
Cumberland County
Court of Common Pleas
V.
James A. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
and
Candy L. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
Number 04o -- S3,R-k CIVIL ACTION/MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend
against the claims set forth in the following
pages, you must take action within twenty (20) days
after this complaint and notice are served, by
entering a written appearance personally or by
attorney and filing in writing with the court your
defenses or objections to the claims set forth
against you. You are warned that if you fail to do
so the case may proceed without you and a judgment
may be entered against you by the court without
further notice for any money claimed in the
complaint or for any other claim or relief
requested by the plaintiff. You may lose money or
property or other rights important to you.
AVISO
Le han demandado a usted en la corte. Si usted
quiere defenderse de estas demandas ex-puestas en
las paginas siguientes, usted tiene veinte (20)
dias de plazo al partir de la fecha de la demanda y
la notificacion. Hace falta asentar una
caaparencia escrita o en persona o con un abogado y
entregar a la corte en forma escrita sus defensas o
sus objeciones a las demandas en contra de su
persona. Sea avisado que si usted no se defiende,
la corte tomara medidas y puede continuar la
demanda en contra suya sin previo aviso o
notificacion. Ademas, la corte puede decidir a
favor del demandante y requiere que usted cumpla
con todas las provisions de esta demanda. Usted
puede perder dinero o sus propiedades u otros
derechos importantes para usted.
YOU SHOULD TAKE THIS PAPER TO YOUR
LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT
HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A
LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT
AGENCIES THAT MAY OFFER LEGAL SERVICES
TO ELIGIBLE PERSONS AT A REDUCED FEE OR
NO FEE.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA, 17013
800-990-9108
USTED LE DEBE TOMAR ESTE PAPEL A SU
ABOGADO INMEDIATAMENTE. SI USTED NO
TIENE A UN ABOGADO, VA A O TELEFONEA LA
OFICINA EXPUSO ABAJO. ESTA OFICINA LO
PUEDE PROPORCIONAR CON INFORMATION
ACERCA DE EMPLEAR A UN ABOGADO.
SI USTED NO PUEDE PROPORCIONAR PARA
EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE
SER CAPAZ DE PROPORCIONARLO CON
INFORMACION ACERCA DE LAS AGENCIAS
QUE PUEDEN OFRECER LOS SERVICIOS
LEGALES A PERSONAS ELEGIBLES EN UN
HONORARIO REDUCIDO NI NINGUN
HONORARIO.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA, 17013
800-990-9108
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
iZ15) 790-1010
Citibank, N. A. as Trustee
10790 Rancho Bernardo Road
San Diego, CA 92127
Attorneys for Plaintiff
Cumberland County
Court of Common Pleas
V.
James A. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
and
Candy L. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
Number Q? -
CIVIL ACTION/MORTGAGE FORECLOSURE
Plaintiff is Citibank, N. A. as Trustee, a corporation duly organized under the laws of and
doing business at the above captioned address.
2. The Defendant is James A. Disilverio, who is one of the mortgagors and real owners of the
mortgaged property hereinafter described, and his last-known address is 7 Birch Street, Mechanicsburg, PA
17050-2708.
3. The Defendant is Candy L. Disilverio, who is one of the mortgagors and real owners of the
mortgaged property hereinafter described, and her last-known address is 7 Birch Street, Mechanicsburg, PA
17050-2708.
4. On 11/22/2002, mortgagors made, executed and delivered a mortgage upon the premises
hereinafter described to Chase Manhattan Mortgage Corporation which mortgage is recorded in the Office
of the Recorder of Cumberland County in Mortgage Book 1786, Page 1491.
5. On 12/09/2003, the aforesaid mortgage to Chase Manhattan Mortgage Corporation was re-
recorded to include the legal description in the Office of the Recorder of Cumberland County in Mortgage
Book 1799, Page 3495.
The aforesaid mortgage was thereafter assigned by Chase Manhattan Mortgage Corporation
to Citibank, N. A. as Trustee, Plaintiff herein, by Assignment of Mortgage which will be duly recorded in
the Office of the Recorder of Cumberland County.
7. The premises subject to said mortgage is described in the mortgage attached as Exhibit "A"
and is known 7 Birch Street, Mechanicsburg, PA 17055.
8. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 04/01/2006 and each month thereafter are due and unpaid, and by the terms of said mortgage,
upon default in such payments for a period of one month, the entire principal balance and all interest due
thereon are collectible forthwith.
9. The following amounts are due on the mortgage:
Principal Balance $ 131,337.73
Interest 03/01/2006 through 09/07/2006 $ 6,435.51
(Plus $ 35.57 per diem thereafter)
Attorney's Fee $ 6,566.89
Late Charges $ 321.60
Corporate Advances $ 7.75
Cost of Suit $ 225.00
Appraisal Fee $ 125.00
Title Search $ 200.00
GRAND TOTAL $ 145,219.48
10. The attorney's fees set forth above are in conformity with the mortgage documents and
Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriffs Sale. If the
mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged based on work actually
performed.
11. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. §403) and notice
required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et
seq., commonly known as the Combined Notice of Delinquency has been sent to Defendants by regular mail
with a certificate of mailing and by certified mail, return receipt requested.
WHEREFORE, Plaintiff demands Judgment against the Defendants in the sum of $145,219.48,
together with interest at the rate of $35.57 per diem and other costs and charges collectible under the
mortgage and for the foreclosure and sale of the mortgaged property.
McCABEBER AND CONWAY, P.C.
BY:
Attorneys for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
VERIFICATION
The undersigned, Terrence J. McCabe, Esquire, hereby certifies that he is the Attorney for
the Plaintiff in the within action, and that he is authorized to make this verification and that the
foregoing facts are true and correct to the best of his knowledge, information and belief and further
states that false statements herein are made subject to the penalties of 18 PA.C.S. §4904 relating to
unsworn falsification to authorities.
McCABE, WEEIISSBBERG AND CONWAY, P.C.
BY:
Attorneys for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
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EXHIBIT A
(Legal Description)
ALL THAT CERTAIN lot or piece of land located in Silver Spring Township, Cumberland County,
Pennsylvania, bounded and described as follows, to wit:
BEGINNING at the northeast comer of Lot No. 19 of Silver Spring Development Company, which point of
beginning is located on the southern side of a thirty-three (33) foot right-of-way in Silver Spring
Development, which right-of-way runs parallel to Carlisle Pike, Route No. 11; thence along the division
line of Lot Nos. 18 and 19 of Silver Spring Development South three (3) degrees fifteen (15) minutes
West one hundred twenty four and sixty-five one-hundredths (124.65) feet to a point; thence along the
division line of Lot Nos. 15 and 19 of the herein referred to development, North eighty-six (86) degrees
forty-five (45) minutes West fifty-nine (59) feet to a point on the division line of Lot Nos. 19 and 20 of
Silver Spring Development; thence along the division line of Lot Nos. 19 and 20 of Silver Spring
Development North three (3) degrees fifteen (15) minutes East one hundred twenty-four and eighty-
three one-hundredths (124.83) feet to a point on the southern side of the hereinbefore mentioned thirty-
three (33) foot right-of-way; thence along the southern side of the thirty-three (33) foot right-of-way,
south eighty-six (86) degrees thirty-five (35) minutes East fifty-nine (59) feet to a point, the point and
place of BEGINNING.
BEING part of Lot No. 19 of the plan of lots known as Silver Spring Development Company.
HAVING ERECTED THEREON a one (1) story ranch type brick dwelling being known and numbered as 7
Birch Street, Mechanicsburg, Pennsylvania.
PARCEL NO. 38-19-1610-021
BEING THE SAME PREMISES which Karen L. Fuhrman, Executrix of the Last Will and Testament of
Frances E. Boyer, by Indenture dated 10-09-96 and recorded 10-11-96 in the Office of the Recorder of
Deeds in and for the County of Cumberland in Deed Book 147 Page 466, granted and conveyed unto
James A. Disilverio and Candy L. Disilverio, his wife.
Page 4 of 4 Order Number: 1225244MILF
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Chase Home Finance 7/17/06 7:34 PAGE 20/29 RightFax
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McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE
Identification Number 16496
123 S. Broad Street, Suite 2080
Philadelphia, PA 19109
(215) 790-1010
Citibank, N.A. as Trustee
V.
Attorney for Plaintiff
Cumberland County
Court of Common Pleas
James A. Disilverio
and Number 06-5322 Civil Term
Candy L. Disilverio
PRAECIPE TO REINSTATE COMPLAINT
TO THE PROTHONOTARY:
Kindly reinstate the Complaint in Mortgage Foreclosure in
the above-captioned matter.
TERRENCE J. MCCE, ESQUIRE
Attorney for P1 ntiff
C1
-r, i ;"
_
--4
.y
Citibank, N.A. as Trustee : IN THE COURT OF COMMON PLEAS OF
V. : CUMBERLAND COUNTY, PENNSYLVANIA
James A. DiSilverio
and
Candy L. DiSilverio, No. 06-5322 Civil Term
PRAECIPE TO ENTER APPEARANCE
TO THE PROTHONOTARY:
Please enter my appearance on behalf of the Defendant, Candy L. DiSilverio in the above-
captioned matter.
Date:
Mark F. Bayley, Esqu
Bayley & Mangan
57 W. Pomfret St.
Carlisle, PA 17013
(717) 241-2446
Supreme Court I.D. # 87663
Attorney for Defendant, Candy DiSilverio
7
Citibank, N.A. as Trustee IN THE COURT OF COMMON PLEAS OF
V. CUMBERLAND COUNTY, PENNSYLVANIA
James A. DiSilverio
and
Candy L. DiSilverio, No. 06-5322 Civil Term
CERTIFICATE OF SERVICE
I, Mark F. Bayley, Esquire, attorney for Defendant, Candy L. DiSilverio, do hereby certify
that I this day served a copy of the within Praecipe upon the following by depositing same in the
United States mail, postage prepaid, at Carlisle, Pennsylvania, addressed as follows:
Terence J. McCabe, Esquire
123 S. Broad St., Suite 2080
Philadelphia, PA 19103
Dated: I 'I - ?z -n
Mark F. Bayley, Esqu
,im'
Attorney for Defendant, Candy L DiSilveio
c
C-=3 -TI
- c. t
Citibank, N.A. as Trustee
V.
James A. DiSilverio
and
Candy L. DiSilverio,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
No. 06-5322 Civil Term
ANSWER BY DEFENDANT CANDY L. DISHNERIO
AND NOW, comes defendant, Candy L. DiSilverio, by and through her plenary
guardian, Monica DiSilverio, and attorney, Mark F. Bayley, Esquire, and responds to Plaintiffs
Civil Action/Mortgage Foreclosure as follows:
1. Admitted.
2. Admitted.
3. Admitted.
4. Admitted.
5. Admitted.
6. Admitted.
7. Admitted.
8. Admitted in part and denied in part. It is admitted that payments of principal and interest
upon the mortgage are behind. It is denied that no payments have been made since April 1, 2006;
after reasonable investigation, defendant is unable to verify how many payments are owing.
Additionally, defendant plans to arrange for payment of all arrearages.
(/
9. Denied. After reasonable investigation, defendant is unable to verify any of the figures
averred in this paragraph and seek proof of the same. Additionally, defendant plans to arrange
for payment of all arrearages.
10. This paragraph constitutes a legal conclusion. No response is required.
11. Denied. Defendant's plenary guardian cannot remember if proper service was made.
WHEREFORE, Defendant requests the Court to dismiss Plaintiffs Civil
Action/Mortgage Foreclosure.
I I-zz-o?
Respectfully Submitted,
Bayley & Mang
Mark F. Bayley, Es ire
57 West Pomfret Street
Carlisle, PA 17013
(717) 241-2446
Supreme Court I.D.#87663
Attorney for Defendant
Citibank, N.A. as Trustee IN THE COURT OF COMMON PLEAS OF
V. CUMBERLAND COUNTY, PENNSYLVANIA
James A. DiSilverio
and
Candy L. DiSilverio, No. 06-5322 Civil Term
VERIFICATION
I verify that the statements made in the within answer are true and correct. I understand
that false statements herein are made subject to the penalties of 18 Pa. Cons. Stat. § 4904 relating
to unworn falsification to authorities. Additionally, I verify that I am the Plenary Guardian for
Candy L. DiSilverio as indicated by the attached Order.
fonica DiSilverio, Plenary Guardian for
l
Pier, Candy L. DiSilverio
?be QC ?? --?. -?--
IN RE:
Candy DiSilverio, AN
ALLEGED INCAPACITATED
PERSON
'7
F_ - D a
IN'THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ORPHANS' COURT DIVISION
NO. 21-06-0327
GUARDIANSHIP-INCAPACITATED PERSON
IN RE: PETITION FOR APPOINTMENT OF GUARDIAN
BEFORE OLER, J.
ORDER OF COURT
AND NOW, this 29th day of June, 2006, upon
consideration of the Petition for Appointment of Guardian with
respect to Candy DiSilverio, following a hearing at which the
allegedly incapacitated person was represented by her
court-appointed counsel, Galen R. Waltz, Esquire, and for the
reasons stated in the accompanying opinion, Candy DiSilverio is
adjudicated an incapacitated person, and her daughter, Monica
DiSilverio, is appointed permanent plenary guardian of her estate
and person.
The guardian shall timely file with the Court all
reports and accounts required by statute. No bond shall be
required of the guardian.
Candy DiSilverio and her counsel are hereby notified
of her right to petition at any time for a modification or
termination of the guardianship provisions contained in this order.
By the Court,
t
Citibank, N.A. as Trustee IN THE COURT OF COMMON PLEAS OF
V. CUMBERLAND COUNTY, PENNSYLVANIA
James A. DiSilverio
and
Candy L. DiSilverio, No. 06-5322 Civil Term
CERTIFICATE OF SERVICE
I, Mark F. Bayley, Esquire, attorney for Defendant, Candy L. DiSilverio, do hereby
certify that I this day served a copy of the within Answer upon the following by depositing same
in the United States mail, postage prepaid, at Carlisle, Pennsylvania, addressed as follows:
Terence J. McCabe, Esquire
123 S. Broad St., Suite 2080
Philadelphia, PA 19103
Dated:
Mark F. Bayley, Esqu'
Attorney for Defendant, Candy L DiSilveio
?.?.i
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.. Ly ?-:
SHERIFF'S RETURN - NOT FOUND
CASE NO: 2006-05322 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
CITIBANK N A
VS
DISILVERIO JAMES A ET AL
R. Thomas Kline
,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
DISILVERIO JAMES A but was
unable to locate Him in his bailiwick. He therefore returns the
COMPLAINT - MORT FORE
NOT FOUND , as to
the within named DEFENDANT
7 BIRCH STREET
DISILVERIO JAMES A
MECHANICSBURG, PA 17050
DEFENDANT DOES NOT LIVE AT GIVEN ADDRESS.
HE IS SUPPOSED TO BE LIVING AT 604 HARRISBURG PIKE DILLSBURG
Sheriff's Costs: So answer -"
Docketing 18.00
Service 8.80 Not Found 5.00 R. Thomas Kline
Surcharge 10.00 Sheriff of Cumberland County
.00
41.80v/ MCCABE WEISBERG CONWAY
1016q?6t 09/22/2006
Sworn and Subscribed to before
me this day of
A. D.
SHERIFF'S RETURN - REGULAR
CASE NO: 2006-05322 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CITIBANK N A
VS
DISILVERIO JAMES A ET AL
MICHAEL BARRICK
Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
DISILVERIO CANDY L
DEFENDANT
the
at 1933:00 HOURS, on the 21st day of September, 2006
at 7 BIRCH STREET
MECHANICSBURG, PA 17050 by handing to
ALEC BOHN, ADULT IN CHARGE
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs: So Answers:
Docketing 6.00
Service .00 Affidavit .00
Surcharge 10.00 R. Thomas Kline 2
.00
16.00 ? 09/22/2006
MCCABE WEISBERG CONWAY
Sworn and Subscibed to --
before me this day Deputy Sheriff
was served upon
of A. D.
SHERIFF'S RETURN - OUT OF COUNTY
CASE?NO: 2006-05322 P
COMMO~ WEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CITIBANK N A
VS
DISILVERIO JAMES A ET AL
R. Thomas Kline Sheriff or Deputy Sheriff who being
duly sworn according to law, says, that he made a diligent search and
and inquiry for the within named DEFENDANT to wit:
DISILVERIO JAMES A
but was unable to locate Him in his bailiwick. He therefore
deputized the sheriff of YORK County, Pennsylvania, to
serve the within COMPLAINT - MORT FORE
On October 27th , 2006 , this office was in receipt of the
attached return from YORK
Sheriff's Costs: So answe -??
Docketing 18.00
Out of County 9.00
Surcharge 10.00 R. Thomas Kline
Dep York County 43.03 Sheriff of Cumberland County
Postage 2.07
82.10 ?4, loloV (,
10/27/2006
MCCABE WEISBERG CONWAY
Sworn and subscribe to before me
this day of
A. D.
a sil.
COUNTY OF YORK
4
OFFICE OF THE SHERIFF SER7)7719601
45 N. GEORGE ST., YORK, PA 17401
SHERIFF SERVICE 1"TRUCTIOM
PROCESS RECEIPT and AFFIDAVIT OF RETURN PLEASE TYPE ONLY LN 1 THRU 12
DO NOT DETACH ANY COPES
1. PLAINTIFFIS/ 2. COURT NUMBS` ^ ^^
3. DEFENDANTIS/
_Mr 4F -_'
4. TYPE OF WRIT
CIMF
SERVE 5. NAME OF INDIVIDUAL, COMPANY, CORPORATION, ETC. TO SERVE OR DESCRIPTION OF PROPERTY P BaEVIED, ATTACHED, OR SOLD
??r?^e I???S??,,IPiR 1A
6. ADDRESS ( TREET OR RFO WITH BOX NUMBER, APT. NO.. CITY. BORO. rJW. STATE AND ZIP CODE)
AT / 1"Ia'!f
7. INDICATE SERVICE: I] PERSONAL U PERSON IN CH E U DEPUTIZE U CERT. MA U 1ST CLASS MAIL U POSTED LI OTHER
NOW October 1 20I, SHERIFF OPAW TY, PA, do hereby deputi a he sheriff of
Yorj* COUNTY to execute this YWr* ake ret rn t cc rding
to law. This deputization being made at the request and risk of the plaintiff.
SHERIFF OF qgW(COUNTY
8. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SER@Wr 0 F C 0 U N T Y uUnDer
ADVANCE FEE PAID BY CUMBERLAND CO SHERIFF
Please mail return of service to Cumberland County Sheriff. Thank you.
NOTE: ONLY APPLICABLE ON WRIT OF EXECUTION: N.B. WAIVER OF WATCHMAN - Any deputy sheriff levying upon or attaching any property under within writ may leave same
without a watchman, in custody of whomever is found in possession, after notifying person of levy or attachment, without liability on the part of such deputy or the sheriff to any plaintiff
herein for any loss, destruction, or removal of any property before sheriffs sale thereof.
9. TYPE NAME and ADDRESS of ATTORNEY I ORIGINATOR and SIGNATURET F R R E N C E J . M C C A B E , F. S 0. TELEPHONE NUMBER 11. DATE FILED
123 S. BROAD ST., STE., 2080, phila, pa 19109 15-790-1010 10/11/2006
12. SEND NOTICE OF SERVICE COPY TO NAME AND ADDRESS BELOW: (This area must be completed if notice is to be mailed).
CUMBERLAND CO SHERIFF
13 1 acknowledge receipt of the writ 14. DATE RECEIVED 15. Expiration/Hearing Date
or complaint as mdicated above. M J M C G I L* L Y C S O 110/17/2006 111/10/2006
16. HOW SERVED: RS NAL RESIDENCE ED ( ) POE( ) SHERIFF'S OFFICE ( ) OTHER( ) SEE REMARKS BELOW
17. O thereby a ur NOT OUN u m unable to locate the individual, company, etc. named above. (See remarks below.)
1 TF.Mmyt:1. IN ID S E T ADDRESS H 1 OT O ABOVE lationship to Defendant) 19. Date of Service 20. Time of Se
a i?D ?r7 ? tJ /h.?
21. A MPT Date Time Miyts nt. Date T Miles Int. Date Miles Int. Dale Tyne Miles Int. Date Time Miles Int. Date Time Miles Int.
22. REMARKS:
23. Advance Costs 24. Service Costs 25. N/F 26. Mileage 27. Postage 26. Sub Total 29. Pound 30. Notary 31. Surchg. 32. Tot. Costs 33 Costs Due Checl
$100.00 -60 1 Po 03 3 Q3 57C)o 3,03 S61
34. Forelpn County Costs 35. Advance Costs 36. Service Costs 37. Notary Cert. 38. Mileage/Postage/Not Found 39. Total Costs 40. Costs Due or Refund
41. AFT
42. day
LISA L. BOWMAN, NOTA'P1"WBUT
CITY OF YORK, YORK COUNTY
MY COMMISSION EXPIRES AUG. 12, 2009
44. Sgnature
De p. U? -ub-
46. signature ork / DATE
County Sheriff
WILLIAM M SE SHERIFF 0/24/06
48. Signature of Foreign 49. DATE
PRAECIPE FOR LISTING CASE FOR ARGUMENT
TO THE PROTHONOTARY OF CUMBERLAND COUNTY:
Please list the within matter for the next Argument Court.
Citibank, N. A. as Trustee
10790 Rancho Bernardo Road
San Diego, CA 92127
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
V.
James A. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
and
Candy L. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
NO. 06-5322
State Matter to be argued (i.e., Plaintiff's Motion for New Trial, Defendant's demurrer to
complaint, etc.)
Plaintiff's Motion for Summary Judgment
2. Identify counsel who will argue case:
(a) Marc S. Weisberg, Esquire
McCabe, Weisberg & Conway, P. C,
123 So. Broad Street, Suite 2080
Philadelphia, PA 19109
(b) Mark F. Bayley, Esquire
Bayley & Mangan
57 West Pomfret Street
Carlisle, PA 17013
3. I will notify all parties in writing within two days that this case has been listed for argument.
4. Argument Court Date:
DATE: ? \ ? A 1 l
MARC S. WEISBERG, ESQUIRE
Attorney for Plaintiff
i
McCABE, WEISBERG & CONWAY, P.C.
BY: MARC S. WEISBERG, ESQUIRE
Identification No. 17616
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N. A. as Trustee
10790 Rancho Bernardo Road
San Diego, CA 92127
V.
James A. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
and
Candy L. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
Attorney for Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 06-5322
CERTIFICATION OF SERVICE
I, MARC S. WEISBERG, Esquire, hereby certify that a true and correct copy of the
within Praecipe for Listing Case for Argument was served on the 12"' day of February, 2006, by first-
class mail, postage prepaid, upon the following:
Mark F. Bayley, Esquire
Bayley & Mangan
57 West Pomfret Street
Carlisle, PA 17013
DATE:
-? I A
MARC S. WEISBERG, ESQUIRE
Attorney for Plaintiff
Q
? -rt
rnr :; rn
• McCABE, WEISBERG & CONWAY, P.C.
BY: MARC S. WEISBERG, ESQUIRE
Identification No. 17616
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N. A. as Trustee
10790 Rancho Bernardo Road
San Diego, CA 92127
V.
James A. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
and
Candy L. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
Attorney for Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 06-5322
PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT
Plaintiff, Citibank, N.A., as Trustee, by and through its attorney, Marc S. Weisberg,
Esquire, now moves this Honorable Court for summary judgment against defendants and alleges as
follows:
Plaintiff, Citibank, N.A., as Trustee, is a corporation duly organized under the
laws of the United States of America with offices at 10790 Rancho Bernard Road, San Diego, CA
92127.
2. Defendants are the owners and residents of the mortgaged property at 7 Birch
Street, Mechanicsburg, PA 17050-2708.
3. On or about November 22, 2002, defendants made, executed, and delivered a
mortgage to Chase Manhattan Mortgage Corporation upon the above premises, which mortgage is
recorded in the Office of the Recorder of Deeds of Cumberland County in Mortgage Book 1786, Page
1491. A copy of said mortgage is attached hereto, made a part hereof and marked as Exhibit "A".
3a. The aforesaid mortgage was subsequently assigned to plaintiff herein by
Assignment of Mortgage. (See Exhibit "F")
4. The premises encumbered by the subject mortgage is all that certain real property
and improvements in the County of Cumberland and Commonwealth of Pennsylvania, being more fully
described in the mortgage attached hereto as Exhibit "A".
5. On or about September 12, 2006, plaintiff filed a mortgage foreclosure action
against defendants. A copy of the Complaint is attached hereto, made a part hereof and marked as
Exhibit "B".
6. Thereafter, defendants answered Plaintiffs Complaint. (See Exhibit "C")
7. Additionally, plaintiff filed a Request for Admissions (See Exhibit "D") on or
about December 6, 2006, which defendants admit by their failure to answer, the defaulted loan, and
admit to having been sent legal Act 6 and 91 letters and, in fact, admit all pertinent allegations of
Plaintiffs Complaint with regard to default arrearage and notice. (See Exhibit "D")
8. Defendants' Answer to Plaintiffs Complaint and Request for Admissions admit
that they are the record owners of the property in question, that plaintiff has a mortgage on it, that it is
in default, and that an Act 6 Notice of Intent to Foreclose was sent as was an Act 91 Notice. (See
Exhibits "C & D")
9. Accordingly, it is admitted that there is a balance due on the mortgage in the
amount of $131.337.73, that the interest per diem is $35.57, that on or about July 28, 2006, plaintiff sent
Act 6 and 91 letters to the defendants, and that those letters, in fact, complied with all statutory
requirements. (See Exhibits "C, D & E").
10. The Complaint, and Affidavit of , plaintiffs foreclosure specialist attached
hereto and incorporated into this Motion, as Exhibit "F", sets forth the exact amount that defendants owe
plaintiff, and defendants have not come forth with any supportable information to rebut this allegation.
10A. The payment history and note evidencing the interest charged to the defendants
are part of Exhibit "F," as is the Assignment of Mortgage from Chase Manhattan Mortgage Corporation
to Citibank, N.A., as Trustee, and are likewise unrebutted with any supportable information. (See Exhibit
"F„)
11. The attorney's fees and costs, as requested by plaintiff in the Complaint, are
reasonable, and are in conformity with Pennsylvania Law and will be collected in the event that
sufficient funds are available from a third party purchase at Sheriffs Sale.
12. All procedural local, state, and federal rules, regulations, and laws with respect
to mortgage foreclosure have been complied with by plaintiff.
13. There are no issues of material fact remaining, and plaintiff is entitled to
summary judgment on its mortgage foreclosure action against defendants as a matter of law.
WHEREFORE, plaintiff requests this Honorable Court grant summary judgment in
Mortgage Foreclosure in favor of plaintiff and against defendants and enter judgment against defendants
in the amount of $145,219.48, together with interest at a rate of $35.57 per diem from September 7,
2006, plus costs.
Respectfully submitted,
MCCABE, WEISBERG & CONWAY, P. C. (--)n" A
BY:
MARC S. WEISBERG, ESQUIRE
Attorney for Plaintiff
McCABE, WEISBERG & CONWAY, P.C.
BY: MARC S. WEISBERG, ESQUIRE
Identification No. 17616
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N. A. as Trustee
10790 Rancho Bernardo Road
San Diego, CA 92127
V.
James A. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
and
Candy L. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
Attorney for Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 06-5322
MEMORANDUM OF LAW IN SUPPORT OF
PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT
The purpose of the summary judgment procedure is to prevent vexation and delay,
improve the machinery of justice, promote the expeditious disposition of cases and avoid unnecessary
trials when there does not exist a genuine issue of material fact. Specifically, Rule 1035.2(1) of the
Pennsylvania Rules of Civil Procedure provides, in pertinent part, that:
After the relevant pleadings are closed, but within such
time as not to unreasonably delay trial, any party may
move for summary judgment in whole or in part as a
matter of law
(1) whenever there is no issue of any material facts
to a necessary element of the cause of action or
defense which could be established by
additional discovery or expert, or
(2) if, after the completion of discovery relevant to
the motion, including the production of expert
reports, an adverse party who will bear the
burden of proof at trial has failed to produce
evidence of facts essential to the cause of action
or defense which in a jury trial would require
the issues to be submitted to the jury.
Pa.R.C.P. 1035.2(1). See also Williams v. Pilgrim Life Insurance Co., 306 Pa. Super. 170,452 A.2d 269
(1983).
The burden of demonstrating that there is no genuine issue of material fact rests on the
moving party. Hower v. Whitmak Assoc., 371 Pa. Super. 443, 538 A.2d 524 (1988); Carollo v. 48
Insulation, Inc., 252 Pa. Super 422, 381 A.2d 990 (1977). Once such a showing is made, summary
judgment is appropriate where the adverse party is unable to produce probative evidence to the contrary.
To this end, the adverse party may not claim that the averments of their pleadings, alone, are sufficient
to raise a genuine issue of fact so as to defeat the motion. The adverse party must set forth specific facts
showing there is a genuine issue of fact for trial. See Phaff v. Gerner, 541 Pa. 146, 303 A.2d 826 (1973);
Pape v. Smith, 277 Pa. 80, 323 A.2d 856 (1974); Amabile v. Auto Kleen Car Wash, 249 Pa. 240, 376
A.2d 247 (1977).
Rule 1035.3 specifically provides, in pertinent part:
(a) the adverse party may not rest upon the mere
allegations or denials of the pleadings but must
file a response within thirty days after service of
the motion identifying
(1) one or more issues of fact arising
from evidence in the record
controverting the evidence cited
in support of the motion....
Pa.R.C.P. 1035.3
In the case at bar, the pleadings, exhibits, and Affidavit of plaintiffs foreclosure
specialist and Request for Admissions establish conclusively that there are no genuine issues of material
fact, and, thus, this case is ripe for summary judgment. Further, defendants' pleadings indicate that
plaintiff is entitled to judgment as a matter of law.
Firstly, in their answer and in Request for Admissions, defendants admit directly or by
indefinite denial: (1) that they are the owners of the property located at 7 Birch Street, Mechanicsburg,
PA 17055; (2) there is a mortgage on it; (3) the mortgage is in default and; (4) Act 6 & 91 Notices were
sent as legally required to defendants.
Defendants' Answer to Plaintiffs Complaint in Mortgage Foreclosure consists of
admissions as well as indefinite denials or evasions which are not substantiated with corroborating
evidence. Pennsylvania Rules of Civil Procedure, Rule 1029(b) states that, "[a]verments in a pleading
to which a responsive pleading is required are admitted when not specifically denied or by necessary
implications", Pa.R.C.P. 1029(b). Thus, unless the defendants wish an allegation to be regarded as
admitted, the defendants must specifically deny each allegation of fact contained in a Complaint to
which a responsive pleading is required. GENERAL DENIALS OR DEMANDS FOR PROOF HAVE
THE EFFECT OF ADMISSIONS. Any form of general denial or general demand for proof is an
admission. See First Wisconsin Trust Co. v. Strausser, et. al., 653 A.2d 688 (Pa. Super. 1995) ("[T]his
Court has held, however, that in mortgage foreclosure actions, general denials by mortgagors that they
are without sufficient information to form a belief as to the truth of the averments as to the principal and
interest owning must be considered an admission of fact")(citingNew York Guardian Mortgage Corp. v.
Dietzel, 362 Pa. Super. 426, 429, 524 A.2d 951, 952 (1987)). See also 5 Standard Pennsylvania Practice
2d §26:41. It would appear then that "bare allegations of lack of knowledge" are also admissions. See
Id. at §26:41.
The Complaint, Answer, Affidavit of plaintiffs foreclosure specialist with attached
payment history and Note evidencing the interest charged, and Request for Admissions clearly set forth
the amount due and owing on the mortgage. The pleadings and relevant material are absent of any
supported, documented dispute as to this figure.
Additionally, the request for attorney's fees is reasonable under the circumstances and
permitted bylaw as provided in the mortgage. See Fedland Bank of Baltimore v. Philip J. Fetner, 410
A.2d 344 Pa. Super (1979). This disposes of any legal issue raised by defendants.
Further, the Complaint, Request for Admissions and Affidavit of plaintiff s foreclosure
specialist clearly set forth that proper notices required by Act 6 of 1974 (41 P.S. §403) and the
Emergency Mortgage Assistance Act of 1983 were forwarded to defendants. (See Exhibit "E")
Indeed, defendants could not refute with any supportive documentation any of plaintiff's
allegations and admit in the various pleadings that they: (1) own the house; (2) there is a mortgage on
it; (3) the mortgage is in default; (4) they have not paid the mortgage; and (5) they were sent all
statutorily required notices. Summaryjudgment based upon contractual liability is appropriate when
the documents are undisputed and there is no question as to the contracting parties' intent. See, e.g., Paul
Revere Protective Life Ins. Co. v. Weis, 535 F.Supp. 379 (E.D. Pa. 1981); Kane Gas Light & Heating
Co. v. Pennzoil Co., 587 F.Supp. 910 (W.D. Pa. 1984). Here, plaintiff initiated this action in mortgage
foreclosure against defendants based upon defendants' mortgage obligation. As set forth herein,
defendants do not dispute the existence of the mortgage documents and that they are a party to the
mortgage. Furthermore, the pleadings, exhibits, and supporting Affidavit of plaintiffs foreclosure
specialist clearly indicate that payments have not been made since March 1, 2007.
Plaintiff's attached Exhibits and Affidavit in support of this motion, establish
conclusively that defendants executed a mortgage and note to which plaintiff is the successor in
interest; defendants defaulted on payments in the amount of indebtedness, and there are no genuine
issues of material fact. Moreover, defendants have presented no evidence through affidavits or
substantiating documentation to the contrary. As stated above, defendants may not rest their argument
on the pleadings. Therefore, plaintiff is entitled to summary judgment as a matter of law.
Defendants, likewise, may not merely deny the amount owed or state that defendants
are without information sufficient to form a belief as to the truth of plaintiffs averment as to principal
and interest due. Such a general denial is to be considered an admission of those facts. New York
Guardian Mortgage Corp. v. Dietzel, 524 A.2d 951,362 Pa.Super. 426,429 (1987); See also PA.R.C.P.
Rule 1029(b,c) and First Wisconsin Trust Company v. Strausser, 653 A.2d 688, 439 Pa.Super. 192
(1995). Lack of admission as to amount of indebtedness in the pleadings of a defendant will not
prevent the entry of summary judgment. Landau v. Western Pennsylvania National Bank, 282 A.2d
335, 445 Pa. 217, 225-6 (1971).
Furthermore, defendants raise no genuine issue of material fact when denying amounts
owed by defendants to plaintiff. Case law on this issue is exceedingly clear, holding, "[a]n action in
mortgage foreclosure is strictly an in rem proceeding, and the purpose of a judgment in mortgage
foreclosure is solely to effect a judicial sale of the mortgaged property." New York Guardian Mortgage
Corporation v. Dietzel. 362 Pa.Super. 426, 431, 524 A.2d 951, 953 (Pa.Super 1986). More importantly,
the Court held that "[a] judgment in a mortgage foreclosure action is not a judgment for money
damages ...." Ibid. Consequently, any contentions made by the defendants regarding the amounts
owed by defendants to plaintiff, are not an issue of material fact in this strictly in rem proceeding.
WHEREFORE, plaintiff requests this Honorable Court enter summary judgment in its
favor and against defendants.
Respectfully submitted,
McCABE, WEISBF.RG & CONWAY, P. C.
BY. I
MARC S. WEISBERG, ESQUIRE
Attorney for Plaintiff
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EXHIBIT A
(Legal Description)
ALL THAT CERTAIN lot or piece of land located in Silver Spring Township, Cumberland County,
Pennsylvania, bounded and described as follows, to wit:
BEGINNING at the northeast corner of Lot No. 19 of Silver Spring Development Company, which point of
beginning is located on the southern side of a thirty-three (33) foot right-of-way in Silver Spring
Development, which right-of-way runs parallel to Carlisle Pike, Route No. 11; thence along the division
line of Lot Nos. 18 and 19 of Silver Spring Development South three (3) degrees fifteen (15) minutes
West one hundred twenty four and sixty-five one-hundredths (124.65) feet to a point; thence along the
division line of Lot Nos. 15 and 19 of the herein referred to development, North eighty-six (86) degrees
forty-five (45) minutes West fifty-nine (59) feet to a point on the division line of Lot Nos. 19 and 20 of
Silver Spring Development; thence along the division line of Lot Nos. 19 and 20 of Silver Spring
Development North three (3) degrees fifteen (15) minutes East one hundred twenty-four and eighty-
three one-hundredths (124.83) feet to a point on the southern side of the hereinbefore mentioned thirty-
three (33) foot right-of-way; thence along the southern side of the thirty-three (33) foot right-of-way,
south eighty-six (86) degrees thirty-five (35) minutes East fifty-nine (59) feet to a point, the point and
place of BEGINNING.
BEING part of Lot No. 19 of the plan of lots known as Silver Spring Development Company.
HAVING ERECTED THEREON a one (1) story ranch type brick dwelling being known and numbered as 7
Birch Street, Mechanicsburg, Pennsylvania.
PARCEL NO. 38-19-1610-021
BEING THE SAME PREMISES which Karen L. Fuhrman, Executrix of the Last Will and Testament of
Frances E. Boyer, by Indenture dated 10-09-96 and recorded 10-11-96 in the Office of the Recorder of
Deeds in and for the County of Cumberland in Deed Book 147 Page 466, granted and conveyed unto
James A. Disilverio and Candy L. Disilverio, his wife.
Page 4 of 4 Order Number: 1225244MILF
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i ? MP ow ##A a Oft t?4p° a 2000" 01 ? ddg No se s la rak?.
!tope Atpaaram r tlr +rotk it sumpimtd. vt4a- a Rpmom t it Omar Im,'vd & w Aji t ?
kwon or sloop malt rreroaN. Vm ilaa?U?,rt N W aa" am pain, Im?tiadbyj
ONIONS da net lr pod aad ihb ismtasoe p?+ tdtt tw be we on tallsrioa et Dumm. it
aN etdloom dita- Y Oat aasaattimt - a0l? as Lotrier'I mum v mesh k hmerd, 90 boo mm:
pads dtt/ h lopw v d mm named b tYs a lmoor taaammt, ""K w mat filar dw, WA
am. It may. ppddya soamwsu loan tam ann?ptyowair *i be welad a ft 4Ww pmvWd hr 1a
f svwm Allah" *0 f", Loodw - ( Or, sqpdo d saft try mAWo Im ma
dalat ad "am morns. W oomm mgr mpad ++Wta SO fto 0 a W" arms ZmdW do tea
ramtats rains ba Wbd i Id Om a alum. *m tmdWOW agpuw w sewe er 41hm TM 3040
pried Wdl upa %to dr .odes yetass. 1a anlw OM. nr if EdWW m WAW ate FIVOta suer
.7jAm AS ot l L -- A D mWw Ymdry aalpt b Leads W lbe WWA OWN b W bwe
}smsas to a scat m raft * nod am mom mV W adw dm NON or dtls h m V Itatcaamt F ad
FO +ts odts of Ymtram's tlott "W Om to dOt b MV dma at ummmal Oak= PM by
io?+atp paapmW Lds our iammm. p orb u" to "pow ? ims00r is Peep t or
o ply man== mAw dm flour arOls *aft bbaarat, *lmae<w m I m doL
a99 u7ul
mt4WAt Omar wa 70+9 aq) now as Las
unase home r inance '// 1'// Ub '/:34 PAGE 18/29 RightFax
0 •
Nvv ee edW 1953 PM FR CNRSE MANHATTAN MTki 994 4E49 TO 14942149899 P.14i45
uaiiloe ? sommir d of Mone[ 1M udW ihr?ipddtm??ot nai6aa w?i?r to onepodidd
h?q" • Bowen' oelrb4 oidlmaa tr s lram aaa ?Mr rir raf dllt dtamgmaos, daw i mfr
adiwwfaa ww is wdw& %W& am w 00 tat re wmw a* wHO Wd, or vWw awmandq
ettaaauafaam.richaraWadlal awswaWL
F ltrae. 0 xhbwaa. and INl Be of lu Alp v; ImaagMm b"rot A& w
daamar, 0woo or taapir fat Pnmt#. Mw W. RopxW b dan amb a anal) weft a, *#
po r+y V% dw a to awwwr a "Auks is do Ptepq, sw war S" adamia he Papdp Y
OWN 0 pmmad to Pmnaq ku dmaitafata w de atop In rtdw dw to fa asad wL l ith a k it
aamotMed paraa q lldaa ! d aapNr or teaMaMffa 6 tact 110afaic? Wab14.Otowr td+dl
11984* NO* Sol PWPmq M dmamWd d melt Oft hmNkaalira # 49040 t Waaaaar to
afadawrlaa laoa? rA y01d b aaam*s aRk do"@ a06 a *a play K dD VRwq. n- „t
ban his magal111o for to?ls` ar taaaday dm lhamiy a* N Lradat lw Rlarad peede tar a ft
paalam Ida, dfl?aaPaatdW fat b sgOkir al traaaadaA Wr a tiaMO a4WeMR et 1a a aadaa K
Pa'aMM P4?a d1 f r wdf 1a 1. tfAr 1uaNa00erafnaeotaaMls (?aaaaiiresat lfri6afara
a ttlpak#eaaYR?!!!0(aq. = Ia M whatal +ry>a?naan olllaaLW raft sa mp rion of
aada aaadcorammmtii0a.
Lwdw # in ow a w Oft "won* mlela qoa ad irrodn; d 0 Pkepnq?. if it No
NOW" IM Lama No iapem ab ufaspr atAw Ntpaa?Naamm M ft ROM l"dfe Od dre
rAMmt MbsA ftdaa al of "W o wi ®itmdar Lrmkfa aoda aalamaa610 taaaa.
d. Mara w's Loin Aoa1Na t& fto wn #A: is Lfoalt a7 . of loom **,am
areaeaa, nwmww w or aaaa0as w ad" aadap t i• diaa m d Anown of va 7awwar"s
laerlaiyrcralOmea trie*rrrlaibr fiaR adaiaady. a• Maamaala iaamaAea ae afdataaf a rwd.
(at ddaad a 6aalar wilW lmadd hbafa" Y OwaeNor< wft db Low VdWd
4MawwAw w and 6" tat, ataaal o maa OMaada{ ?otD+rsdt aofgaay a! dar
piapaa4ya ffaow.4 admda "lwN as
I. lrafaanaim of 1.adt'a Omawt is do ltwparb ad X WO ruff pia ileaMf Iaderaaotl!
W sonar 126M Pwen. dap w"rMa d s'aaamMdi awadd is MUM* amt, M owe
In a laps y«o•aaias Ii1Wl taay>tf d@ 1 11 a lm io We Lamm Wt no fmpaaq door eop ode
dda bahaoWt W6 a a adaR L l 1 .11 ao .• w aw dOamdn a Wa hbm dar
oaWmoaaaMM of a me wtlb MW Oak P" am dais = bi O or a eaaaw LOO Or
tnpdalf.aA. or (4 snow has A d"d do Paoaaq, dm L odt =7 is d w hr wttom is
aaaaaadla or gpmpda* a woo Uaws >,aoaaa b de h4wo "d am "der ft 3waiar
Ltaewrel, bda ft pool", Kft Nomw dar V" or a w Poem. 04 troaA odfw "paws
ill hapup. IIANW% mom as bdadr, Wit ow at Ballad an: W "i" 4 as Nano by a goo
Lim ha y4f* ow ws $WSW laaawaasot: 6) +O wet sd wom aid so #*ft now"
Mom" IWs1 b iaalem a 1WIwaR b faa>•aopmq Mdllor taaWar ?ar1r dJo deaadfylamaaaa, fade I
to atoard piatiifo is a raieaa faq? psa wbg d? to hOasq b"b", lope Las low w
U p&* dr hv" b akdt again# alap brim, aW AN or %wd up ebm mi wbiow, dos taper
leas past. sapaaeala bdiit or adw soft +ldadmr+ at daaaa , oissiMfaaa pal W N - 111, wwod
m # oiL f? fwraaaaq uaiaataplao aadt alY foadaaa >t, LwAw does as bm a p a *ad bow
tads dagl u adWa a do a. A N WW An isador iw= a0 xift foe was rMy say at la
tatalaam adaoaidad "dR rata mrhna s.
is+ra17f?7
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;•??? rivinu r inance
7/17/06 7:34
0
PAGE 19/29 RightFax
0
mug cc d"wd i ttOb rn rlr CHASE MANHATTAH KTO 594 4249 TO 14942146099
aaaemmw d wnd bp 1.dw soft on I ... ! mbil bamama ad bws am of lluu-
aroad ddm bmellp mammearm. Um aeetmmm dot vow mm m a do f4m aab am ie gm ur
amo mmna ad mbtll M plow so a* itdaeaae, stw mama Erma Lnolw to bmoaar ""w"
? N bb bm d/ b m mid L va a Imad*K Mommw M uw4ft widt aA dw p ddmm of is
bmte LY ltanme smNMem iM tlot a bet Ropmcq, dl$ Lambabl amd rim mm tbb dn0 mot =p vMbw
!?? col aladar
mmf]aimod iwretmmt m a aetadblom of mtlml? Ot:lpm.
fawtste tba Nmimfoar sttp?d e mmiartla bumeMW b INI X ibe std batty.
dN bwnuem virotgm Mijoil d y LmmAz momma IN al0ftitvmat?u mamgAO bbela 4a
NOaYrI Boll bmmrmmw and imtbama wb eayalwd b mtY aNaoroy' tllmrmmlb
meoard in Mom b oomm l, as ad pq tbm rawailnm ngt(md b dub
+a?fmidYb 04iwm a tM Gmwee OwaN . b dw. +m a am aeI - "" NJr
m ro rm mba N HmrmMeR of tmM tmammoa pfd 4 r 4" Otaw a mbewm
gimwm Imn mbexd by lasdt. R afmlf+d.a bklwo luaan smo mG Mt smm
aml?iR yNNlraC rl mwMYe b pq b
twine Aam Mea wet bmrmmtm mm-nrt r
rbmrle ? s aasaslbaltYv bM laaarv
a a aoiiaas d moms mN
A to bit k ram lm ft iedl vs ad ml
b Lam of ifwloom bomm clam maws
do Lomm b -mtimrtm4 pu b N4. d Laos tie
lqe a tali bas aamaw. >;.emtf elm m bapr aq
mp M Oar mates-- ad *c do ¢imd ba IM&
mommadet$ebOm s booma +dwxl4dw
I no hmw mt ram m/gaYm b mob a»I Am d
r Amm mme. beuewn dos 9w V }-elms mM
b pooch a or oftend ly bum 61W! NW
UP
lama 111911110 lmmimo m ae l mml o mmbwlima b Fat. WINNIS id loll
balm a1wm1 %Munn.6dws" b ow booms cmbtt msmpor dm btta?
? +e
amominit Wmmmm?a? mbe[f oom bads (w ow o dby slot puilwa dw N* The aadoh bass a
?4' of SW ow tam a ap. "Own it an it petty w &C !/lemma
_Nonaa Yams wimm aie road eA an +n no bamm ete b Am Aim OW b dtm% mmd aq
am as x+7lm amelOMilmm 6d oo wit m" +r wop bm a ad lk a" pal qw p l" ao
tl?tmla a4mma?ee Ibm apambalm amq nYd pa tiaaeear ti rolls pvwmw vabp aq am
?oefai bt elm Mata?a bmw ow um maCablm 1M11+A mg isdodm M4 dgo?md femme Natter
As m andt of bast t Leow, asy padmw d dta Nom. ombme mom. air -bet mae.
blr 96w ", at a4 of do lmaemw, no mom Gimmdlr am bdim s" ummmm mmm
data- 6(ar mdwsm aw d mammlmd aQ a Poo mi somew o I I I robs biw4w bmm% h
redtmpe bet mbmbR ar tsdly bmemr'I ddb ae mmesmlmd robs nab MIMCM e
pmvmimtt srm tax wl" of Lmftdee rtma a ad On l'wwm'm tab k l_oo a Ow. of de
pl -- pltt O na hawk d o amigo wi tin o8o tm "cooft 040mo em potato
fal AIW M& a/mwmnm a& ma ,0wa dy aou006 wm 1Mame?OmarwM U Km lift. IKON to M hr am ~ ?Arltae a WW st do Or og IK uid b Dmearm f* maw mama
P. 1S/45
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+i?a5e name Finance
7/17/06 7:34
I -I
PAGE 20/29 RightFax
0
NOU ZZ Z08Z 1959 PM FR CHASE MANNATTAN MTG 594 4249 TO 14842148899
1Y9 i w• maw - - lr.oa?r $iot logo w .K 060 few 'Ifr?e *w
aq f.s?w. M 9t1t a tad 1116 mow. t? e? ad aMMt awMW9i of do
vdmlfd
9r?rMw?i??wra6wa?tli A?iti..a nt
fte i.oaa.9#
It.
Addpmmld d !dw"waw p - .111 >lbddlw? A& berrimananl laroaeda on boy
?16e dr8k aria.
IE ie Ibtprrr nth 1ltdpodUrmumu laeeW da! be Amu- a muameotlas m apdr d
do 10 ?a.mSrdd?y?. ii?ti_s at hieate look awax ad f.Mi.'a wo dR 19 aK 19a.re.
w?tra4w W bd dummi s Whoa lot iM"w w wwrw ft . aaak am bm 9awela
a muera munwmummu. pmuraar ewaur rya mu eeaaMo PARM• LWM elf pr no air
ad "Snout lr a 1?o 416MMEM 9o is a aedat at prepv y be am It
? two a 4wMw ft a1N W rAMq 49 AW*db Low NVN= f= w Imam as muck
balidl uamu tilmeea- I?iltt Irti sa tit a pnq w.row9aar!6" °r aadw. na molt
holudkum pmmm t, if t lpiaa?rrr ca=ms. t0eaaaikea ttwi49 a c
Loh's arSUigrwwbN
a tawemu4 doe liiaisaease hansom a rbo sow am"a h ob IIe1tW lrawetotc
4160611 a Set amu 406 VIA rlN amttl4 V eSy, w boor t tladl MWIWMMU IMM* eel bs
algllr9tis6sadw lbraAne911a?.
In ft even d a 1MIt Mt1y, 4Sreee+Mar. nr loet W 11111 of In ROPgr. On bilrcaparm
Pnaeofe No h M"M a M emot mad by aft snaky I.Srm"st. wh*A at ow an ft WK
6eaaaaytfa aitermnar.
M dte Srsal a dwmm-. to Pon is VL%o icon hop" n a*a* do to and"rt
vaY9a of ale [iagasq tlr Ylow WAAl• doomoodoe, ar lon Is wtw M a of
rwor don ft, swear ar W 06; said IN ma &SOM Ottprlgat l4dlg* hibe lie pl"
wkbe. do wAn. ar low a vdw oft tdierom ad Lila atbsrlee eprA W w? do muw"
waSwp Iqr due Olr>6 bdarrt to M ta4urrd $ rk 9mueeet a4 w wesiWrwur 1'rooeafa
ft! 01
own
oftlad 1 60 M b ic?driit - by wit f* w vow of i o r?,apeq
itiw b.etdrtISWP. WIN
l1°i ?o[ie i? y ?wrfw dr tdr
VAN d tM t..r-T WilYerb b pmda NI L a low Wva1So is fete rea
h tae
rusaa of to ow Mal" ieaMleMr I gas do ? Anaswou, nr Yee in •*Aa. Nw
lloao.er and LSSIer anirsrdw • + ti ors lyeeaanti on be apppnt M ale a®
"muttere?dw taraa?mittdrellrssecasSteaarr nhwdo".
Y Z MM- fM2=1 !Ir -ww, or If, dW udm ay L adr w >asrataer do So
+Wwu - w N 41010
Is M ter wwwwo3 direr to muds as aawl a /rent a daka bt duwjp,
ttmmuaar 66 to a4ad a I.ailt mibW iQ dire S4r An dia dw wdwb,1b!. Leda Y onnri.ed
w0lu of ?qff nN MbAft wee rquoub dow a Awwo nr a rgelt of to hoptlr or Is ddw
rue alas f. Ww" Aor at w "rherelbrro+9alree %q'www IM
a?cdw 5
a>ratAwl4lndYNrr.Aoaeil,
Dammor Iker In M 6*0 W q altos err t+haba dvo ar abdel. Is bow dmt. W
f arrlw%*80011. 00 Palk to ANNIM a of 6 peayenl• err arY1r ad" ivelmm nr Lose&
Remain heft tlgrv err sfllbr a.ta rhte riarrrq krenrmaer. 7cns+ra as asw sru a delft tat. U
sac-'- '-lm kK rrr?td. t6uma Is ptvrldtd to sleds t!, ley 9amdo/ da odes ere peaer0 a b
P.lBi45
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ftapAla+ri P0111019
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,.;nase Home Finance
7/17/06 7:34
0
PAGE 21/29 RightFax
NVV ee eeaae t ae a tin hN CHHUE MRNHRTTAN MTQ 994 4249 TO 1 4942 1 49899
a ieft t w& t eM ia6 w Lmdr11jwpom, powta. two w of ar owpgr w tail aeaWW
Lrpdmae d LMdWS ININNIA IS to taapq er dMae arrwer!lle sradtr)iaeeaa eee? nod earaei< d
? Of 8WIP 90 a trddd IN b.l?tles? Of teYes boom 1a to r op v
Ap ?6MrlbroM dirt as as ?ppWd a arrow" ar upew as do wwgw Ad be
aN"d1eibeaerlepepcldttWill 11eo1o I
a. 2 7lwete b"i"le Of iiYft Met A MOW. Avlooolov; at it dm for
rolaew/ ee ".Mea ftw* fM Ioae cmmr? hi Ah lrar- try I?Riir
w >leatarrm are1w frellMq b ae a(Mnoieer ceeY aaa "pour w abase db al Ie110aar
ar Alw meci 1000 aat>tow or. Ludet deli ere be a aetteaas tmeeeWM qWM
4 he WOW d bows K in son 0 "ti"eM1 ?mer?t er who -be ariY?
nrri4rtwMtrrr?rwailti?ddtiegd?dbooirlryrragMotae irrrrisrwrjiee
b mm alt of llipona i• li¦wwt of 1laaraee. Atty Somenee ow III b ?IwR ?
slaty MrdWholl. wism Ddtaalao} Uaft 0 et tem aArd p-wm ar
abReeear k-?reso?tonrwr ar M e?rae9 Yts ora Jrr eaowt 9sr 6% do our be it Rolm otac
p?+olwisaMwrerrtlata4f?rr a raaear(y
is. sort a?eisweeAt mss' Gaywaar eamwNrr cad AMipe leaaard.lrrtwRer taawte
gad aysec aaa 1w.arwrs ai6plitar aM 1eAi1Ny etaal ors f ufae eeal "aloe!. tloram AV l"ane" who
ardpaa drle NOW -Oraerert he dea alt tower like !
women b'errt4aor'h I?
at AIN
a l a?at qpf? tM ee aarrUietod)
er lr
a& ow "her lomw am Wo fa tadooor Miewereo Hued a ss arwrl stab am 1warrwrmt or ale Neel w'bwr se
of slow Is. wq P fit boom of snow W* "am
?oY der dos $ON* bomm to - Rf ft oast 4 a?rarM y Lamm am owxm
all of Doowm; >?let a>• lralM>t wde Oft Swift WWAL blomwer.irl(we be 0%" West
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Soalea Al "eel beaela dMrleaaemer aeol eeetpae dllder.
L4 Lam lwdte ow dime l ekwou 10 for eee+leae la romeodm ON
fOmO?'t dMa/a. lbr to proo, or LOW* ireagM b dN eM 400 cello YrL
dwell, lrea¦cM. alMl?. is art?itd o? enoarM; bwt. ni Mwlyoot bea.
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1/11/urn /::34 PAUL ZZ/6J hightrax
•
KUY 99 dWW2 1:57 PM FR CHASE MANHATTAN MTS 594 4249 TO 14842149899
roe map" r fl0afV .load w am am= min w w a:a lowly dalband a i®irsIs
amin aftw N ow b ddlr alas. NNin aaay waa llam, d it -milm aWm a W lumom
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la?idl w IN via ft Ill no imbo uww b 11 11 tie & aaMi ' Uiw
fro, dot An" b tar sgdtWM mf? 01o aasMlyesdas agwkvm l now dia
b" ? CAPWNNbL Iris swaky hobo" am 1e
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? aaadMrt w A1Mdaerf.
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W. no rim mm ad ? da wad ow shot ob douldoa wi wo m lay oblyarra a
11 1MM 9Col. . *0 ra tiha as QW d*l MMnd dddl S MW Lam.
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po ne a pwkd att aeo lad Ali 110 d?a bap roe done as slow is fa aawdems wr ftft 1S
aloe rrroh laa/4trta• wra ell a Nlleod b 1st S>ala1 wmmm 11 >len- I ills a
1d.a ale Mow y 1M of th prod. Lee& ow earl' wY aspAw p mhw by lz
W ielrarMSl rllaat .owe OMieaeol m SolMVwx•
6.7- 1Mlite r 1lrtahre ARw Audawlea. Tf lC WW a W Coals 40MISmM.
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McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
- • MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Attorneys for Plaintiff
Citibank, N. A. as Trustee
10790 Rancho Bernardo Road
San Diego, CA 92127
V.
James A. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
and
Candy L. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
Cumberland County
Court of Common Pleas
r10
Number f
CIVIL ACTION/MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend
against the claims set forth in the following
pages, you must take action within twenty (20) days
after this complaint and notice are served, by
entering a written appearance personally or by
attorney and filing in writing with the court your
defenses or objections to the claims set forth
against you. You are warned that if you fail to do
so the case may proceed without you and a judgment
may be entered against you by the courL wiLlwuL
further notice for any money claimed in the
complaint or for any other claim or relief
requested by the plaintiff. You may lose money or
propurLy or other righLs important to you.
AVISO
Le han demandado a usted en la torte. Si usted
quiere defenderse de estas demandas ex-puestas en
las paginas siguientes, usted tiene veinte (20)
dias de plazo al partir de la fecha de la demanda y
la notification. Hace falta asentar una
comparencia escrita o en persona o con un abogado y
entregar a la Corte en forma escrita sus defensas o
sus objeciones a las demandas en contra de su
persona. Sea avisado que si usted no se defiende,
la torte tomara medidaa y pucdc continuar la
demanda en contra suya sin previo aviso o
notification. Ademas, la torte puede decidir a
favor del demandante y requiere. que usted cumpl a
ran rod 1, 1 n , provi .,i onns de esta demanda. Usted
puede perder dinero o sus propiedades u otros
derechos importantes para usted.
YOU SHOULD TAKE THIS PAPER TO YOUR
LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT
HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A
LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT
AGENCIES THAT MAY OFFER LEGAL SERVICES
TO ELIGIBLE PERSONS AT A REDUCED FRE OR
NO FEE.
Cumberland County Bar Association
2 Liberty Avenue
Carlisla, PA, 17013
800-990-9108
USTED LF. DEBE TOMAR ESTE PAPEL A SU
ABOGADO INMEDIATAMENTE. SI USTED NO
TIENE A UN ABOGADO, VA A O TELEFONEA LA
OFICINA EXPUSO ABAJO. ESTA OFICINA LO
PUEDE PROPORCIONAR CON INFORMATION
ACERCA DE EMPLEAR A UN ABOGADO.
SI USTED NO PUEDE PROPORCIONAR PARA
EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE
SER CAPAZ DE PROPORCIONARLO CON
INFORMACION ACERCA DE LAS AGENCIAS
QUE PUEDEN OFRECER LOS SERVICIOS
LEGALES A PERSONAS ELEGIBLES EN UN
HONORARIO REDUCIDO NI NINGUN
HONORARIO.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, FA, 17013
800-990-9108
4
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N. A. as Trustee
10790 Rancho Bernardo Road
San Diego, CA 92127
V.
James A. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
and
Candy L. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
Attorneys for Plaintiff
Cumberland County
Court of Common Pleas
Number
CIVIL ACTION/MORTGAGE FORECLOSURE
1. Plaintiff is Citibank, N. A. as Trustee, a corporation duly organized under the laws of and
doing business at the above captioned address.
2. The Defendant is James A. Disilverio, who is one of the mortgagors and real owners of the
mortgaged property hereinafter described, and his last-known address is 7 Birch Street, Mechanicsburg, PA
17050-2708.
3. The Defendant is Candy L. Disilverio, who is one of the mortgagors and real owners of the
mortgaged property hereinafter described, and her last-known address is 7 Birch Street, Mechanicsburg, PA
17050-2708.
4. On 11/22/2002, mortgagors made, executed and delivered a mortgage upon the premises
hereinafter described to Chase Manhattan Mortgage Corporation which mortgage is recorded in the Office
of the Recorder of Cumberland County in Mortgage Book 1786, Page 1491.
5. On 12/09/2003, the aforesaid mortgage to Chase Manhattan Mortgage Corporation was re-
recorded to include the legal description in the Office of the Recorder of Cumberland County in Mortgage
Book 1799, Page 3495.
6. The aforesaid mortgage was thereafter assigned by Chase Manhattan Mortgage Corporation
to Citibank, N. A. as Trustee, Plaintiff herein, by Assignment of Mortgage which will be duly recorded in
the Office of the Recorder of Cumberland County.
7. The premises subject to said mortgage is described in the mortgage attached as Exhibit "A"
and is known 7 Birch Street, Mechanicsburg, PA 17055.
8. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 04/01/2006 and each month thereafter are due and unpaid, and by the terms of said mortgage,
upon default in such payments for a period of one month, the entire principal balance and all interest due
thereon are collectible forthwith.
9. The following amounts are due on the mortgage:
Principal Balance $ 131,337.73
Interest 03/01/2006 through 09/07/2006 $ 6,435.51
(Plus $ 35.57 per diem thereafter)
Attorney's Fee $ 6,566.89
Late Charges $ 321.60
Corporate Advances $ 7.75
Cost of Suit $ 225.00
Appraisal Fee $ 125.00
Title Search $ 200.00
GRAND TOTAL $ 145,219.48
10. The attorney's fees set forth above are in conformity with the mortgage documents and
Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriffs Sale. If the
mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged based on work actually
performed.
11. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. §403) and notice
required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et
seq., commonly known as the Combined Notice of Delinquency has been sent to Defendants by regular mail
with a certificate of mailing and by certified mail, return receipt requested.
WHEREFORE, Plaintiff demands Judgment against the Defendants in the sum of $145,219.48,
together with interest at the rate of $35.57 per diem and other costs and charges collectible under the
mortgage and for the foreclosure and sale of the mortgaged property.
McCABE,, W-°EIISBER AND CONWAY, P.C.
BY: f. -?,z LJ?
Attorneys for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
VERIFICATION
The undersigned, Terrence J. McCabe, Esquire, hereby certifies that he is the Attorney for
the Plaintiff in the within action, and that he is authorized to make this verification and that the
foregoing facts are true and correct to the best of his knowledge, information and belief and further
states that false statements herein are made subject to the penalties of 18 PA.C.S. §4904 relating to
unsworn falsification to authorities.
MCCABE, WEISBERG AND CONWAY, P.C.
BY:
Attorneys for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
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TOUNI ll R W M it be apply -CM sov Or beeafetr ao *d a do peoMV, era as
eleeratlre. OWWO setae. ad Ihlbu?l bog at bmuhw a pet of to poop" AN lelllltlelwa ref
arlhlaw shell .he w asaleM IV da Eoereltt llrumeort. Ai at tba fixtift Is ealpeeaf to h an
3WJUW laU wm a? ebe R'npsiW.
P.09?45
iosauwaaa "_akn
O VAN 9"06 rrrl / N ct; v FMN no wm
• • EXHIBIT A
(Legal Description)
ALL THAT CERTAIN lot or piece of land located in Silver Spring Township, Cumberland County,
Pennsylvania, bounded and described as follows, to wit:
BEGINNING at the northeast comer of Lot No. 19 of Silver Spring Development Company, which point of
beginning is located on the southern side of a thirty-three (33) foot right-of-way in Silver Spring
Development, which right-of-way runs parallel to Carlisle Pike, Route No. 11; thence along the division
line of Lot Nos. 18 and 19 of Silver Spring Development South three (3) degrees fifteen (15) minutes
West one hundred twenty four and sixty-five one-hundredths (124.65) feet to a point; thence along the
division line of Lot Nos. 15 and 19 of the herein referred to development, North eighty-six (86) degrees
forty-five (45) minutes West fifty-nine (59) feet to a point on the division line of Lot Nos. 19 and 20 of
Silver Spring Development; thence along the division line of Lot Nos. 19 and 20 of Silver Spring
Development North three (3) degrees fifteen (15) minutes East one hundred twenty-four and eighty-
three one-hundredths (124.83) feet to a point on the southern side of the hereinbefore mentioned thirty-
three (33) foot right-of-way; thence along the southern side of the thirty-three (33) foot right-of-way,
south eighty-six (86) degrees thirty-five (35) minutes East fifty-nine (59) feet to a point, the point and
place of BEGINNING.
BEING part of Lot No. 19 of the plan of lots known as Silver Spring Development Company.
HAVING ERECTED THEREON a one (1) story ranch type brick dwelling being known and numbered as 7
Birch Street, Mechanicsburg, Pennsylvania.
PARCEL NO. 38-19-1610-021
BEING THE SAME PREMISES which Karen L. Fuhrman, Executrix of the Last Will and Testament of
Frances E. Boyer, by Indenture dated 10-09-96 and recorded 10-11-96 in the Office of the Recorder of
Deeds in and for the County of Cumberiand in Deed Book 147 Page 466, granted and conveyed unto
James A. Disilverio and Candy L. Disilverio, his wife.
Page 4 of 4 Order Number: 1225244MILF
chase tiome i finance
'1/1'1/06 7:34
0
PAGE 14/29 RightFax
CJ
"VV de evue t:53 PM FR CHASE MANHATTAN MTO 594 4249 TO 14842148899
eavem 11i dMa 1lae ew x lawam a" ai ae1 wwbo"y aaa m
aallpc WNUL
*6 ww" No
19+41 ad errq
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at alaat? ?tltsll
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1. b&XW% 240"M 2bem rkqW ISM CM*?, ad {aft Cbwr&
Dwmm Aw tv aelaa am ft i ptchoal. lad iumm 04• ma" w4damad 6w do 01°11 tad aK
pqmpmw dwa d his eltsrll do mw ma Kate. DovvW dr0 MO PW NO& fm DAM bM
P' >< s rte cedar Arc 21011 at I= Sammy lowame da to sW m Uf L
aatl m wasm.Iranaioakorad 1°r'alaliwtyLadeialpgads ldirNalsarlW
5aae?Yr fatalsaal9 aiYlene a I.atdre aop1N.1'a?' mU >?a ? ? ?' ? latila9? !?
an war ma 7Are cad rein SMft 1I k awk k am or max M dw dew bta06 at
W,Wd by r tda: hl owK ORl WSW W". dd aoeri W di*26 Wat that. av+wm-' by or
ead&es do* room EW 4" emit h I +eaa t? inldlrfaee YAM" dtpods an ismaw 1Ya.d 1M1eq. an d d Ul - °"10hg1 1p «? Drneutic ibadl 7ys d"OdWAAW"I lad* moor r
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bftg*Lan narpqr. tb Mb' ar ro des M
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'1SOrm1 M tie 21mta. w=112 of i11 adweeYd dot dw, *m taro dad •at pe
W tt?lr' ? ?r/ Data 1t1b aaaPpD? amt alldl susralsariov 1q?m QIhK
ar 1AOa WOOD- as duel eat do m 1/10110 a els0oft pclw @[*a% L a mom d" q*
oai? (itch w imm a lw a ¦al "mr. um ap*dcww, na m is d hogoad r all mo"Wbg
W&C
ftw w" aaw ac is *r low ap" tnbx am oe1i01re Pots ftm waft w o d ,
to tlow lee aw &wg brommmarpubarbEst oa•easx ?m? umby 06
K papnaalt ar boanir 2WIP1 m alaenrlr. AMC" lit too Sad" Z. +u
t siogatl cad e0aftd 1Q LAME dull ba MPPiied h? Me air op of t?7 aD t mm
drt me" as tio111 be skit to New Q* ea01°1i rte 1maQ Dtutlo+ ?. oa11 ram
d M ? W faM m 4 ,wA m w +rauae ate asdr+ deo D Z 6lauoglY. rid
iindl ho 101Eoi t1w W l1s10 aim ?iP e.
K r lAd6W lrpeMd1pa11pelo0da raeelra s p0srls cum fiiri+?raar &Xm P=G* 1ga?1a1 *ti* briadls e
1?arar fOC a delisgiltOr tad
aaa6deet edam w p4! mw 1°10 dwpl daa. ft }4rKt a4 Dr Iliw P P
bmso?a~ to die e I w o or? 24? f im do winO" prom we I*
1011115579 ,Mmg
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chase dome finance 7/17/06 7:34 PAGE 15/29 RightFax
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nvv Ile cued 1:54 PM FK CHASE MANHATTAN MTG 594 4249 TO 14842140099 P.11i45
yald d fiQ. 7b M caret tiwt ear asoa add! alto tbeptft? L ay?ad b to 1411 pt?etat wf ace w
ttaee faebdM Ts4?ar;+rs. atria aaeas aaay be wpNlied b aptut aLgsda?- Ytant117 Ptatlanww dog
a+PAUd 6rtlo m? paltbasat red Ow a dumbd in ar teat.
AW 4f1boAu+ o[pgttmtt, imsaaan }eiea4r. tr bdlamt? 11o4ala w pkdW Eta wAor
ft Home d a at atttrd wiaa.6 Ot dw dray as do alMfnt 14 vhhe fyeitdia fl4rwtrr.
7. dtids daR >ha+arr Lear. Jlmeaoat atoY p? ?e 7?++t?er as bo dq laekr?e fbaorr rte Oar+
!write Me 11o1G ttdl r Kota t. b Oil. a rtr ? •1We•1 b f e? ite fit aFasatat due
is: bt) atta ad Ille E". tot ode slat riYoh at eft ?dwl{/ am Iib lirsv Irtaaowr at a,
boor- , MIwaan Go lmipwgR o) tdeaid pomade oe ylwd nom de pwro v. Nevi! W
ptudm fee alp cad m Maws mw*d h t4l/r dot ON" $. and to ibgw >Yteaoar
l C vW. m mw area dgtttts ly baem?rs ae Ltadw is Rea o! ra pt fees of YmwW
1Yo mm pmkm Y weidow I ft dw Naablont Of x" m ]A. lkm flinty am a" 6atmw
tame.' wt ai0lettke at at aq dr daetap dr aeon of Oa: Long j4Ww top ogdre dttt t'+aeenalyr
AaN?ioa Oaaa. Putt. aM Aawwsat4 ift mfr. bo smlr4d Or Delmwr. ari wcb deo, feu and
aemaraata abed to w Nx wv fem. $MRr ihsi[ paaap?? O¢ldat a Lendw all SO= of mWom d
ba unit welt! dda V --- w *o pp tinder bo Puri 6r iteaar rs titre Leerier w0vm
DIDOW 1 *4 00 r ply ie rW& dbr ay a< ad PJ/amr tam. Looter Illy wane 7attalga'a
,196 1 w da9' to LwidsAab br aatr w ai) nowor Bast d aq flue. Ay so* wdva map ** bt
In Mbbr. la the wet of aatk watro. boom mod per daaeely, asst d.Mr powe' dr reooas
dyer foray ltaaeer tisto tar «Oli OtO et ft mM bat beet walled bldads w4 9 LmWw ngmIftL
else! Anriflt a Loader Ot10aOdoi ttldt pafmIlt wNda Ilea daa Melatl Il Laade•atp ta?Ylta.
Oatmal aWMAab wt?atdt IMVauMe and wt i ti nct?lu Rail far all ptpoatt a deaad eo
re a aawewt earl aileoaarlt aoaadod lLffib tarsrlpr taafatmmok at lbap hme ?onaaaa mod w mwr
k ttd to 1{aotittl ! B>l?wtu?rtt 1• ditlpnd a4 itatw WM dYaolbr. PUFA t m w aalvly ad
mono a Aft w $q thn maven dta lk tr butnr 1en? I6blor tleq atrwam Yn f?Yr udr ?ttAiar 9
and par 0* elect and Yomw !teal" 60 to Ob}lom !trim Was 9 a eqq a Lam of am
amtoa. Itchy PW n9 mm- de attlvr r to rap a A Yabw floor m or am by a tralm give to
Sr= , I r11t aelda 13 =1%? a?pp =tat aaaoadat. laet*nw awls pq an tads at deeds. mot s•
"A wwtda. om ttw Ams dagtlatuw ride Atria! 3.
IAedR Or* U MY W% amain all 6tdtl Rdl ba IN aatamt fed WAMdme a prdt L WK 0 SP*
do Rods at Yla dw epW" radar l1WA. mod 00 not va wobd de and ow amomt I taader can
n9 we m ft 3WIf A. Laadw"adman b: anom d Saab &a Ile No bell of tottoet dint and
ON**" atestma at ornmo m of "Minn bobw bets at othatthe In soon loom .ih ApfdmW
Low
7ho "excel @14 ba habl La a tedbdWo wham d-ohm am arNtad by a ialatd q-1-
1W* Qalb ft dA de. it t?1ar lR as whIlO itpaair am l4 teawwq or m
mw fadral Bean taea Yolk. tasha'thall apply dt4Ando a pr o* Zwtaw bnme w kwtm de de
apmdW wdlr It W A. Lwdx dmAmt dwV Yeodoat thr wA9# wd q*ftdw "lead!. ow w
maR?n be d ommew noun. w vofVu em tieeoo Imam, edam Leader }? bhxt111rQ Imam to the
Paa4 w 4pattaete tar po.dU LwAor ao artca ar6 a ttuga. !tutu!! as Is mP& 1a "*" j
or AppticaDlc ..WW haattaat w bh paid wn ds AtdA tadw thee" ant be atgrwaa m pq lkttaea
my- -0 'mor eambw m Arc PIlia. (iwa wn ens !.tutu eau rpm la w4dozbowo . teat mete
1410M 522
lIat ear NM / N F00 mA Sae?
chase Home Finance 7/17/06 7:34 PAGE 16/29
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RightFax
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nuv cc e.a110c t t *4 en FK CHHSE MAHHRTTAM MTS 594 4249 TO t 4842148099
eMnb• la eadw AwdL UWE"Oft w ArnOWK. widww "Ilk as *Wad ia0M" of OM
11sdi a ntaalW pok boo a paw. w danoW wdw RAWA- I Oft tiai! aowant a
IS wumeww
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r dcdod t1MaC E?4, twda ? aoel6 fa®s?ar wt ? ?!!?? avt loeteAw? p4'
laMr iw.ea?wal taeawlae! >v aoit yedM ? b ? awh ?flE!'A. IK Y ao ? ? u
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tMd? Yam' M ?piAi br . ? aiea P4
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?a ? d 1rN at d...r atamtl by ? d' wtls08' N°°w t>wn }mq+V trod
to ChoeMM Fobb"by 1,00- Lbes. XOMPW ad Y4 AL Wow. aowwma IN tb+ap~. aalw. =d
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, chase Home r'inance
7/17/06 7:34
PAGE 17/29 RightFax
n
arvv de evve I:ZsD VM FR CHASE MANHATTAN MTG 594 4249 TO 14842140099
ho waaft ow or to ewwwp deax>' *am LOOK av4
ow do . VjtjW oc>
w?etviti ,+' ord- des/ Wa BWWO" ?aWaalLmdw I, vt*w Me
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pmdoAw ot pagelt sv ? lwuwl' m iw pop 7eeac iar snow us ?=WrfiALL
N
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dot yw., Wieed. A. aft afield IT Lva w e?/rr 6b 0" ! +l11f
mdappledow L?bwwlww
,c tta ar and srs e? pr,-Ate W101 sub fn0ao. •1ZW'I°'
ar aaA p111ietaW
taodWralMeWroeeWa+4arr?p'1°?' e1av11 1N m*00 a t?adWre na"di Al iemOM I;V* Wpw * ?Laser ? ON" ?gf1?e don Well ;IlW ante Sell ?
dot a dU,appwws eaMl? vdMw 00 rom tadw ftv'am tis UA 0 6K ? ?o ad
raw aoaLa s a,.arm. wpm= ddldead oeei Iva O m beedrt Wfl Wiorlrls
t
wt9leaev. Y Ltrde OR a<>t ax oil W * 0i d br La:K•
drove
uv"d ootlou 1rilft attr 4l iodate a Wtaai-d v ol41loW
tar dupe 06 ac allow" of. IF h.poq. WWat+ ksowlr
dA aaatt 1:MdWe WraetNlee ? eaW NAW v rardw ad tlM. Law
is am ova or bee, llaeeeNWe UAve Ledo ad vemo a adoll LIM Pow MW Edo p orm tow v as NO& V Wr by OoetneNR' wsteaetavw, M ore.om?, ? ?Ww Ltreret< ddR
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tv. t'di 1 fnt 1pA.e to v Atoll o
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bdo" 4E arm a? "d rbea be 1tM tore ? d Oat'°"r. tE
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do Weatale" a iW& Y as lalllllil t ierdOk ar t trrlvYv vva M ievrarra4 taeoaW?
a
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,oWha oadsprorrAWr
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P. 13/45
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Chase Home Finance 7/17/06 7:34 PAGE 18/29 RightFax
0 0
940V tc eNOW L955 PM FR CHASE MANHATTAN MTG $94 4249 TO 14842148099 P. W45
. d go *t t'iooAN ¦ liarty+'a pM?
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easdaseeeties Pse? ew Md Mt lppnolf0as Popww a# !! CeadMM ie.+ ideated rseldt for wa
611 jMpde 0a /r
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as "p* ac It 00 VIM"' •tsa?ww?r's aDlkMiee 1hr ar eomporku d =on I* lp"Ev. &fP=W
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l dodseaanm S---- 1WR dtle jolt oprolba Ilub sr Lo.• i?
(a idled 10 gd& LOW aids Ot99dd 6*001esl
? me tad ?d tie. MM4901re9dMMa oeoe> ? 9oao+? Mit?T at *f
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tletl lii?t d1eo11? alai* Ir. ht
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taeto0 us or opuolddt to VOW L WWS l? Md em.hi WdAw Ardft
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dl F+o"Ar. ta?dtes moot as bdpbe W Im OK Wad 00: 1 timid
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p#Alw dp.gI' IN to POW 106091* b 9e ?oPrr+P ? ' v to 'k aol vo W.
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its V%w dU.lealr lrsdfei a eAet soda ae deeveMes
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as a oft 111doer? to m M. 8 tt ty9ed dee9 LsedM?i.eeme to
aa4+.l swod a alder tk swim %
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Chase Home Finance
7/17/06 7:34
0
PAGE 19/29 RightFax
0
NUV " g"We irJd VM I-K CHASE MANHATTAN MTG 594 4249 TO 14842146899
Aar aatow dlWwad for L Ww railer On fnMe ! flail boom addlreei Mk of %mea- a
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P4!!?bb =orratl/ bMWA wll It OR a ItaatWK VWVa AM 00* WO aA 60 ltral61 of in
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(,ndir Itydw:ne4?tla
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Ai wN? ? a tttatwwtr Irtrtatte: is wplat, ? br atq rrarwy
>rrwern owree?t wtlaltad eq I? w cow-01 wdW* leM do twlp?e Llwwtf •rt
>w?ltor wtO wwaw ad 1lea~ 1ne eegalnd Ir -tie M0 -1 iOayaMM
hr )ttalrpyo Ttnrtam. 7otrare afen pq dae pww? mq*d to altela adandift
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iW4 mSa=& is N IkUrraaer of 00 ta?traroe duomw
bw tdtdf7rd ?r lsada. K e?[.rirn lieelpee lmeaaea asvmv It sal
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PAGE 20/29 RightFax
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Chase Home Finance
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PAGE 21/29 RightFax
MVV de 40de 1r5t Fn I-H t;HRUE MANHATTAN MTG 594 4249 TO 14842149898
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EXHIBIT C
Citibank, N.A. as Trustee IN THE COURT OF COMMON PLEAS OF
V. CUMBERLAND COUNTY, PENNSYLVANIA
James A. DiSilverio
and
C:)
Candy L. DiSilverio, No. 06-5322 Civil Term
(J 7 , 7
ANSWER BY DEFENDANT CANDY L. DISILVERIO ZI
AND NOW, comes defendant, Candy L. DiSilverio, by and through her plenary
guardian, Monica DiSilverio, and attorney, Mark F. Bayley, Esquire, and responds to Plaintiffs
Civil Action/Mortgage Foreclosure as follows:
1. Admitted.
2. Admitted.
3. Admitted.
4. Admitted.
5. Admitted.
6. Admitted.
7. Admitted.
8. Admitted in part and denied in part. It is admitted that payments of principal and interest
upon the mortgage are behind. It is denied that no payments have been made since April 1, 2006;
after reasonable investigation, defendant is unable to verify how many payments are owing.
Additionally, defendant plans to arrange for payment of all arrearages.
9. Denied. After reasonable investigation, defendant is unable to verify any of the figures
averred in this paragraph and seek proof of the same. Additionally, defendant plans to arrange
for payment of all arrearages.
10. This paragraph constitutes a legal conclusion. No response is required.
11. Denied. Defendant's plenary guardian cannot remember if proper service was made.
WHEREFORE, Defendant requests the Court to dismiss Plaintiffs Civil
Action/Mortgage Foreclosure.
l I-zz-off
Respectfully Submitted,
Bayley & Mang
Mark F. Bayley, Es e
57 West Pomfret Street
Carlisle, PA 17013
(717) 241-2446
Supreme Court I.D.#87663
Attorney for Defendant
Citibank, N.A. as Trustee
V.
James A. DiSilverio
and
Candy L. DiSilverio,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
No. 06-5322 Civil Tenn
VERIFICATION
I verify that the statements made in the within answer are true and correct. I understand
that false statements herein are made subject to the penalties of 18 Pa. Cons. Stat. § 4904 relating
to unsworn falsification to authorities. Additionally, I verify that I am the Plenary Guardian for
Candy L. DiSilverio as indicated by the attached Order.
Ionica DiSilveno, Plenary Guardian for
Ammer, Candy L. DiSilverio
UN2 CC L"t? --. ' -?-
IN RE:
Candy DiSilverio, AN
ALLEGED INCAPACITATED
PERSON
-/3-0?
-- D FtE
IN'THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ORPHANS' COURT DIVISION
NO. 21-06-0327
GUARDIANSHIP-INCAPACITATED PERSON
IN RE: PETITION FOR APPOINTMENT OF GUARDIAN
BEFORE OLER, J.
ORDER OF COURT
AND NOW, this 29th day of June, 2006, upon
consideration of the Petition for Appointment of Guardian with
respect to Candy DiSilverio, following a hearing at which the
allegedly incapacitated person was represented by her
court-appointed counsel, Galen R. Waltz, Esquire, and for the
reasons stated in the accompanying opinion, Candy DiSilverio is
adjudicated an incapacitated person, and her daughter, Monica
DiSilverio, is appointed permanent plenary guardian of her estate
and person.
The guardian shall timely file with the Court all
reports and accounts required by statute. No bond shall be
required of the guardian.
Candy DiSilverio and her counsel are hereby notified
of her right to petition at any time for a modification or
termination of the guardianship provisions contained in this order.
By the Court,
t
Citibank, N.A. as Trustee : IN THE COURT OF COMMON PLEAS OF
V. : CUMBERLAND COUNTY, PENNSYLVANIA
James A. DiSilverio
and
Candy L. DiSilverio, No. 06-5322 Civil Term
CERTIFICATE OF SERVICE
I, Mark F. Bayley, Esquire, attorney for Defendant, Candy L. DiSilverio, do hereby
certify that I this day served a copy of the within Answer upon the following by depositing same
in the United States mail, postage prepaid, at Carlisle, Pennsylvania, addressed as follows:
Terence J. McCabe, Esquire
123 S. Broad St., Suite 2080
Philadelphia, PA 19103
Dated: I ::: ?a -9,
uv---"f
Mark F. Bayley, Esq
Attorney for Defendant, Candy L DiSilveio
EXHIBIT D
. - R
TO THE HEREIN DEFENDANTS:
YOU ARE HEREBY NOTIFIED TO PLEAD
TO THE ENCLOSED PLEADING
WITHIN THIRTY (30) DAYS OF SERVICE
THEREOF OR A DEFAULT JU'DGMEN'T
MAY BE ENTERED AGAINST YOU
ATTORNEY FOR PLAINTIFF
McCABE, WEISBERG & CONWAY, P.C.
BY: MARC S. WEISBERG, ESQUIRE
Identification No. 17616
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N. A. as Trustee
10790 Rancho Bernardo Road
San Diego, CA 92127
V.
James A. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
and
Candy L. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
Attorney for Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 06-5322
REQUEST FOR ADMISSIONS
Pursuant to the Pennsylvania Rules of Civil Procedure, Rule 4014. Plaintiff has served
upon you a written Request for Admissions for the purpose of the pending action, relating to statements
or opinions of fact or the application of law to fact, including the genuineness, authenticity, correctness,
execution, signing, delivery, mailing or receipt of any document described in the request.
Note that each allegation set forth will be admitted unless, within thirty (30) days after
service of the request, or within such shorter time or longer time as the Court may allow, the party to
whom the request is directed, shall serve upon the party requesting the admission, a verified answer by
a party or an objection, signed by the party or his attorney
a
For the purposes of this Request for Admissions, Citibank, N.A.. as Trustee, will be
hereafter termed "Plaintiff," and Candy L. DiSilverio will be termed "Defendant."
1. The mortgage for plaintiff is in default because monthly payments of principal
and interest upon said mortgage due 4/1/2006 and each month thereafter are unpaid.
If the above request for admission is denied, attach all documentary evidence you have
in support of the denial or otherwise set forth at length al evidence of any nature to substantiate the
denial.
2. The principal balance due on the mortgage is $131,337.73.
If the above request for admission is denied, attach all documentary evidence you have
in support of the denial or otherwise set forth at length al' evidence of any nature to substantiate the
denial.
3. The interest per diem is $35.57, and the interest due on the note and mortgage
from 3/1/2006 through 9/7/2006 is $6,435.51.
If the above request for admission is deniec, attach all documentary evidence you have
in support of the denial or otherwise set forth at length all evidence of any nature to substantiate the
denial.
4. On or about 7/28/2006, plaintiff rent Act 6 and Act 91 letters which were
received by defendant.
If the above request for admission is denied, attach all documentary evidence you have
in support of the denial or otherwise set forth at length all evidence of any nature to substantiate the
denial.
5. The Act 6 and Act 91 letters sent to defendant complied with all statutory
requirements.
If the above request for admission is denied, attach all documentary evidence you have
in support of the denial or otherwise set forth at length all evidence of any nature to substantiate the
denial.
6. Attorney's fees are in conformity with the mortgage loan documents and
Pennsylvania Law.
If the above request for admission is denied, attach all documentary evidence you have
in support of the denial or otherwise set forth at length al evidence of any nature to substantiate the
denial.
Respectfully submitted,
McCABE, WEISBERG & CONWA Y, P. C.
n ? 1
BY:
MARC S. WEISBERG, ESQUIRE
Attorney for Plaintiff
R
McCABE, WEISBERG & CONWAY, P.C.
BY: MARC S. WEISBERG, ESQUIRE
Identification No. 17616
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N. A. as Trustee
10790 Rancho Bernardo Road
San Diego, CA 92127
V.
James A. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
and
Candy L. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
Attorney for Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 06-5322
CERTIFICATE OF SERVICE
I, Marc S. Weisberg, Esquire, attorney for Plaintiff, hereby certify that a true and correct
copy of the within Request for Admissions was served on the below party on the 6"' day of December,
2006, by the United States mail, first class:
DATE: I C" ?? C
Mark F. Bayley, Esquire
Bayley & Mangan
57 West Pomfret Street
Carlisle, PA 17013
MARC S. WEISBERG, ESQUIRE
EXHIBIT E
July 28, 2006
Candy L. Disilverio
7 Birch Street
Mechanicsburg, PA 17050
COMBINED ACT 91/ ACT 6 NOTICE
TAKE ACTION TO SAVE YOUR HOME FROM
FORECLOSURE
This is an official notice that the mortgage on your home is in default, and the lender intends
to foreclose. Specific information about the nature of the default is provided in the attached
pages.
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may
be able to help to save your home. This Notice explains how the program works.
To see if HEMAP can help, you must MEET WITH A CONSUMER CREDIT
COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS
NOTICE. Take this Notice with you when you meet with the Counseling
Agency.
The name, address and phone number of Consumer Credit Counseling Agencies serving your
County are listed at the end of this Notice. If you have any questions, you may call the
Pennsylvania Housing Finance Agency toll free at 1-800-342-2397. (Persons with impaired
hearing can call (717) 780-1869).
This Notice contains important legal information. If you have any questions,
representatives at the Consumer Credit Counseling Agency may be able to
help explain it. You may also want to contact an attorney in your area. The
local bar association may be able to help you find a lawyer.
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU
DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL
CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION
INMEDITAMENTE AL LAMARD A ESTA AGENCIA (PENNSYLVANIA HOUSING
FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. USTED
PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO
"HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL
PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU
HIPOTECA.
HOMEOWNER'S NAME(S): James A. Disilverio &
Candy L. Disilverio
PROPERTY ADDRESS: 7 Birch Street
Mechanicsburg, PA 17050
LOAN ACCT. NO.: 15354921
ORIGINAL LENDER: Citibank, N.A., As Trustee
CURRENT LENDER/SERVICER: Citibank, N.A.,
As Trustee
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MA Y BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN
SAVE YOUR HOME FROM FORECLOSURE AND HELP YOUMAKE
FUTURE MORTGAGE PAYMENTS
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S
EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY
BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE:
* IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR
CONTROL,
* IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR
MORTGAGE PAYMENTS, AND
* IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE
PENNSYLVANIA HOUSING FINANCE AGENCY.
TEMPORAR Y STA Y OF FORECLOSURE--Under the Act, you are entitled to a temporary stay
of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time
you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling
agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE
NEXT (30) DAYS IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE,
YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE
CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT", EXPLAINS HOW TO BRING
YOUR MORTGAGE UP TO DATE.
CONSUMER CREDIT COUNSELING AGENCIES--If you meet with one of the consumer
credit counseling agencies listed at the end of this notice, the lender may NOT take action against
you for thirty (30) days after the date of this meeting. The names, addresses and telephone
numbers o designated consumer credit counseling agencies for the county in which the property
is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face
meeting. Advise your lender immediately of your intentions.
APPLICATION FOR MOR TGA GE ASSISTANCE--Your mortgage is in default for the
reasons set forth later in this Notice (see following pages for specific information about the
nature of your default.) If you have tried and are unable to resolve this problem with the lender,
• you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage
Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's
Emergency Assistance Program Application with one of the designated consumer credit
counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies
have applications for the program and they will assist you in submitting a complete application to
the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked
within thirty (30) days of your face-to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF
YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS
LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME
IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL
BE DENIED.
AGENCYACTION--Available funds for emergency mortgage assistance are very limited. They
will be disbursed by the Agency under the eligibility criteria established by the Act. The
Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives
your application. During that time, no foreclosure proceedings will be pursued against you if you
have met the time requirements set forth above. You will be notified directly by the Pennsylvania
Housing Finance Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION
IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR
INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN
ATTEMPT TO COLLECT THE DEBT.
(If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.)
HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date).
NATURE OF THE DEFAULT--The MORTGAGE debt held by the above lender on your
property located at: 7 Birch Street Mechanicsburg, PA 17050 IS SERIOUSLY IN DEFAULT
because:
YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months
and the following amounts are now past due: approximately $1,281.71 for the months of April 1
2006 through _July 1, 2006
Other charges: $222.15
Other fees may have accrued on your account.
TOTAL AMOUNT PAST DUE: $6,237.59
HOW TO CURE THE DEFAULT--You may cure the default within THIRTY (30) DAYS of
the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE
LENDER, WHICH IS $6,237.59, PLUS ANY MORTGAGE PAYMENTS AND LATE
CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments
must be made either by cash cashier's check certified check or money order made navable and
sent to:
Loss Mitigation Department
Citibank, N.A., As Trustee
10790 Rancho Bernardo Road
San Diego, CA 92127
IF YOU DO NOT CURE THE DEFAULT--If you do not cure the default within THIRTY (30)
DAYS of the date of this Notice, the tender intends to exercise its rights to accelerate the
mortgage debt. This means that the entire outstanding balance of this debt will be considered due
immediately and you may lose the chance to pay the mortgage in monthly installments. If full
payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also
intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property.
IF THE MORTGAGE IS FORECLOSED UPON--The mortgaged property will be sold by the
Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure
the delinquency before the lender begins legal proceedings against you, you will still be required
to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal
proceedings are started against you, you will have to pay all reasonable attorney's fees actually
incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the
amount you owe the lender, which may also include other reasonable costs. if you cure the
default within the THIRTY (30) DAYperiod, you will not be required to pay attorney's fees.
OTHER LENDER REMEDIES--The lender may also sue you personally for the unpaid
principal balance and all other sums due under the mortgage.
RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE--If you have not cured the
default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still
have the right to cure the default and prevent the sale at any time up to one hour before the
Sheriff's Sale. You may do so by paving the total amount then past due, plus any late or other
chafes then due, reasonable attorney's fees and costs connected with the foreclosure sale and
any other costs connected with the Sheriff's Sale as specified in writing by the lender and by
performing any other requirements under the mortgage. Curing your default in the manner set
forth in this notice will restore your mortgage to the same position as if you had never
defaulted.
EARLIEST POSSIBLE SHERIFF'S SALE DATE--It is estimated that the earliest date that
such a Sheriffs Sale of the mortgaged property could be held would be approximately FIVE
months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent
to you before the sale. Of course, the amount needed to cure the default will increase the longer
you wait. You may find out at any time exactly what the required payment or action will be by
contacting the lender.
HOW TO CONTACT THE LENDER:
Name of Lender: Citibank,
N.A., As Trustee
Address: 10790 Rancho Bernardo
Road, San Diego, CA 92127
Phone Number: 1-866-865-6459,
5172
Fax Number: 1-888-741-0764
Contact Person: Loss
Mitigation Department
EFFECT OF SHERIFF'S SALE--You should realize that a Sheriffs Sale will end your
ownership of the mortgaged property and your right to occupy it. If you continue to live in the
property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other
belongings could be started by the lender at any time.
ASSUMPTION OF MORTGAGE--You may or XX may not sell or transfer your home to
a buyer or transferee who will assume the mortgage debt, provided that all the outstanding
payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other
requirements of the mortgage are satisfied.
YOU MAYALSO HAVE THE RIGHT.-
* TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF
THIS DEBT.
* TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR
BEHALF.
* TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO
DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT
HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY
CALENDAR YEAR.)
* TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE
PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE
DOCUMENTS,
* TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH
ACTION BY THE LENDER.
* TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
FOR CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY,
PLEASE SEE THE ATTACHED LIST.
NOTE: Unless you notify this office within thirty (30) days of the date of this notice, that
you dispute the validity of this debt or any portion thereof, this office will assume that the
debt is valid. If you notify this office in writing within thirty (30) days from the date of this
notice, this office will: obtain verification of the debt or obtain a copy of judgment and
mail you a copy of such judgment or verification. You are also advised that any
information which you supply to this office may be used by us in the collection of debt. If
you request this office in writing within thirty (30) days of the date of this notice, this office
will provide you with the name and address of the original creditor.
Although we have requested that you make payment or provide a valid reason for
nonpayment, you still have the right to make a written request, within thirty (30) days of
the date of this notice, for more information about the debt. Your rights are described
further, hereinafter.
THE PURPOSE OF THIS COMMUNICATION IS TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THIS PURPOSE.
Enclosure: Validation of Debt Notice
SENT VIA REGULAR AND
CERTIFIED MAIL NUMBER 7006 0100 0001 6825 5689
RETURN RECEIPT REQUESTED
Validation of Debt Notice
Pursuant to the Fair Debt Collection Practice Act (FDCPA) (15 USC 1692), a consumer
debtor is required to be sent the following notice: (1) unless the consumer, within thirty (30) days
after the date of this notice, disputes the validity of the debt or any portion thereof, the debt will
be assumed to be valid by the debt collector, (2) if the consumer notifies the debt collector in
writing within the thirty (30) day period that the debt or any portion thereof, is disputed, the debt
collector will obtain verification of the debt or a copy of a Judgment against the consumer and
copy of such verification or Judgment will be mailed to the consumer by the debt collector, and
(3) upon the consumer's written request within the thirty (30) day period, the debt collector will
provide the consumer with the name and address of the original creditor, if different from the
current creditor.
Our demand for immediate payment does not eliminate your right to dispute this
debt within thirty (30) days of the date of this notice. If you choose to do so, we are
required by law to cease our collection efforts until we have mailed that information to you.
Although we have requested that you make payment or provide a valid reason for
nonpayment, you still have the right to make a written request, within thirty (30) days of
the date of this notice, for more information about the debt. Your rights are described
further, hereinafter.
The Law Office of McCABE, WEISBERG & CONWAY, P.C. is acting as a debt
collector, pursuant to the FDCPA. THIS NOTICE AND LETTER ARE AN ATTEMPT TO
COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE. The Federal Trade Commission has ruled that the FDCPA does not preclude the
institution of legal action prior to the expiration of the thirty (30) day period.
Acceptance of funds and reinstatement of the mortgage are both subject to verification by
my client. Please note that I may be instructed to proceed with foreclosure and fees, costs and/or
advances by the mortgagee may be due in addition to the sum quoted above.
Please further note that any funds tendered will be subject to verification and correctness
before the matter is concluded. Please feel free to contact this office upon receipt of this notice
should you have any questions or concerns.
DATE: July 28, 2006
Terrence J. McCabe, Esquire
McCabe, Weisberg & Conway, P.C.
123 South Broad Street, Suite 2080
Philadelphia, PA 19109
(215) 790-1010
CUMBERLAND COUNTY
Adams County Housing Authority
139-143 Carlisle St.
Gettysburg, PA 17325
(717) 334-1518
CCCS of Western PA
2000 Linglestown Road
Harrisburg, PA 17102
888-511-2227
Community Action Commission of Captial Region
1514 Derry Street
Harrisburg, PA 17104
(717) 232-9757
Loveship, Inc.
2320 North 5th Street
Harrisburg, PA 17110
(717) 232-2207
Maranatha
43 Philadelphia Avenue
Waynesboro, PA 17268
(717) 762-3285
PHFA
211 North Front Street
Harrisburg, PA 17110
800-342-2397
Urban League of Metropolitan Hbg
2107 N. 6th Street
Harrisburg, PA 17101
(717) 234-5925
July 28, 2006
James A. Disilverio
7 Birch Street
Mechanicsburg, PA 17050
COMBINED ACT 91/ ACT 6 NOTICE
TAKE ACTION TO SAVE YOUR HOME FROM
FORECLOSURE
This is an official notice that the mortgage on your home is in default, and the lender intends
to foreclose. Specific information about the nature of the default is provided in the attached
pages.
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may
be able to help to save your home. This Notice explains how the program works.
To see if HEMAP can help, you must MEET WITH A CONSUMER CREDIT
COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS
NOTICE. Take this Notice with you when you meet with the Counseling
Agency.
The name, address and phone number of Consumer Credit Counseling Agencies serving your
County are listed at the end of this Notice. If you have any questions, you may call the
Pennsylvania Housing Finance Agency toll free at 1-800-342-2397. (Persons with impaired
hearing can call (717) 780-1869).
This Notice contains important legal information. If you have any questions,
representatives at the Consumer Credit Counseling Agency may be able to
help explain it. You may also want to contact an attorney in your area. The
local bar association may be able to help you find a lawyer.
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU
DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL
CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION
INMEDITAMENTE AL LAMARD A ESTA AGENCIA (PENNSYLVANIA HOUSING
FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. LISTED
PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO
"HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL
PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU
HIPOTECA.
HOMEOWNER'S NAME(S): James A. Disilverio &
• . Candy L. Disilverio
PROPERTY ADDRESS: 7 Birch Street
Mechanicsburg, PA 17050
LOAN ACCT. NO.: 15354921
ORIGINAL LENDER: Citibank, N.A., As Trustee
CURRENT LENDER/SERVICER: Citibank, N.A.,
As Trustee
HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM
YOU MA Y BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN
SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE
FUTURE MORTGAGE PAYMENTS
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S
EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY
BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE:
* IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR
CONTROL,
* IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR
MORTGAGE PAYMENTS, AND
* IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE
PENNSYLVANIA HOUSING FINANCE AGENCY.
TEMPORARY STAY OF FORECLOSURE--Under the Act, you are entitled to a temporary stay
of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time
you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling
agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE
NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE,
YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE
CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT", EXPLAINS HOW TO BRING
YOUR MORTGAGE UP TO DATE.
CONSUMER CREDIT COUNSELING AGENCIES--If you meet with one of the consumer
credit counseling agencies listed at the end of this notice, the lender may NOT take action against
you for thirty (30) days after the date of this meeting. The names, addresses and telephone
numbers o designated consumer credit counseling agencies for the county in which the property
is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face
meeting. Advise your lender immediately of your intentions.
APPLICATION FOR MORTGAGE ASSISTANCE--Your mortgage is in default for the
reasons set forth later in this Notice (see following pages for specific information about the
nature of your default.) If you have tried and are unable to resolve this problem with the lender,
you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage
Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's
Emergency Assistance Program Application with one of the designated consumer credit
counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies
have applications for the program and they will assist you in submitting a complete application to
the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked
within thirty (30) days of your face-to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF
YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS
LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME
IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL
BE DENIED.
AGENCYACTION--Available funds for emergency mortgage assistance are very limited. They
will be disbursed by the Agency under the eligibility criteria established by the Act. The
Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives
your application. During that time, no foreclosure proceedings will be pursued against you if you
have met the time requirements set forth above. You will be notified directly by the Pennsylvania
Housing Finance Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION
IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR
INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN
ATTEMPT TO COLLECT THE DEBT.
(If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.)
HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date).
NATURE OF THE DEFAULT--The MORTGAGE debt held by the above lender on your
property located at: 7 Birch Street Mechanicsburg, PA 17050 IS SERIOUSLY IN DEFAULT
because:
YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months
and the following amounts are now past due: approximately $1,281.71 for the months of April 1
2006 through July 1, 2006
Other charges: $222.15
Other fees may have accrued on your account.
TOTAL AMOUNT PAST DUE: $6,237.59
HOW TO CURE THE DEFAULT--You may cure the default within THIRTY (30) DAYS of
the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE
LENDER, WHICH IS $6,237.59, PLUS ANY MORTGAGE PAYMENTS AND LATE
CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments
must be made either by cash, cashier's check certified check or money order made payable and
sent to.,
Loss Mitigation Department
Citibank, N.A., As Trustee
10790 Rancho Bernardo Road
San Diego, CA 92127
IF YOU DO NOT CURE THE DEFAULT--If you do not cure the default within THIRTY (30)
DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the
mortgage debt. This means that the entire outstanding balance of this debt will be considered due
immediately and you may lose the chance to pay the mortgage in monthly installments. If full
payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also
intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property.
IF THE MORTGAGE IS FORECLOSED UPON--The mortgaged property will be sold by the
Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure
the delinquency before the lender begins legal proceedings against you, you will still be required
to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal
proceedings are started against you, you will have to pay all reasonable attorney's fees actually
incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the
amount you owe the lender, which may also include other reasonable costs. If you cure the
default within the THIRTY (30) DAYperiod, you will not be required to pay attorney's fees.
OTHER LENDER REMEDIES--The lender may also sue you personally for the unpaid
principal balance and all other sums due under the mortgage.
RIGHT TO CURE THE DEFA ULT PRIOR TO SHERIFF'S SALE--If you have not cured the
default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still
have the right to cure the default and prevent the sale at any time up to one hour before the
Sheriffs Sale. You may do so by paving the total amount then past due, plus any late or other
charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and
any other costs connected with the Sheriffs Sale as specified in writing by the lender and by
performing any other requirements under the mortgage. Curing your default in the manner set
forth in this notice will restore your mortgage to the same position as if you had never
defaulted.
EARLIEST POSSIBLE SHERIFF'S SALE DATE--It is estimated that the earliest date that
such a Sheriffs Sale of the mortgaged property could be held would be approximately FIVE
months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent
to you before the sale. Of course, the amount needed to cure the default will increase the longer
you wait. You may find out at any time exactly what the required payment or action will be by
contacting the lender.
- - HOW TO CONTACT THE LENDER:
Name of Lender: Citibank,
N.A., As Trustee
Address: 10790 Rancho Bernardo
Road, San Diego, CA 92127
Phone Number: 1-866-865-6459,
5172
Fax Number: 1-888-741-0764
Contact Person: Loss
Mitigation Department
EFFECT OF SHERIFF'S SALE--You should realize that a Sheriff s Sale will end your
ownership of the mortgaged property and your right to occupy it. If you continue to live in the
property after the Sheriff s Sale, a lawsuit to remove you and your furnishings and other
belongings could be started by the lender at any time.
ASSUMPTION OF MORTGAGE--You may or XX may not sell or transfer your home to
a buyer or transferee who will assume the mortgage debt, provided that all the outstanding
payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other
requirements of the mortgage are satisfied.
YOUMAYALSO HAVE THE RIGHT:
* TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF
THIS DEBT.
* TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR
BEHALF.
* TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO
DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT
HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY
CALENDAR YEAR.)
* TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE
PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE
DOCUMENTS,
* TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH
ACTION BY THE LENDER.
* TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
FOR CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY,
PLEASE SEE THE ATTACHED LIST.
NOTE: Unless you notify this office within thirty (30) days of the date of this notice, that
you dispute the validity of this debt or any portion thereof, this office will assume that the
debt is valid. If you notify this office in writing within thirty (30) days from the date of this
notice, this office will: obtain verification of the debt or obtain a copy of judgment and
mail you a copy of such judgment or verification. You are also advised that any
information which you supply to this office may be used by us in the collection of debt. If
you request this office in writing within thirty (30) days of the date of this notice, this office
will provide you with the name and address of the original creditor.
Although we have requested that you make payment or provide a valid reason for
nonpayment, you still have the right to make a written request, within thirty (30) days of
the date of this notice, for more information about the debt. Your rights are described
further, hereinafter.
THE PURPOSE OF THIS COMMUNICATION IS TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THIS PURPOSE.
Enclosure: Validation of Debt Notice
SENT VIA REGULAR AND
CERTIFIED MAIL NUMBER 7006 0100 0001 6825 5672
RETURN RECEIPT REQUESTED
Validation of Debt Notice
Pursuant to the Fair Debt Collection Practice Act (FDCPA) (15 USC 1692), a consumer
debtor is required to be sent the following notice: (1) unless the consumer, within thirty (30) days
after the date of this notice, disputes the validity of the debt or any portion thereof, the debt will
be assumed to be valid by the debt collector, (2) if the consumer notifies the debt collector in
writing within the thirty (30) day period that the debt or any portion thereof, is disputed, the debt
collector will obtain verification of the debt or a copy of a Judgment against the consumer and
copy of such verification or Judgment will be mailed to the consumer by the debt collector, and
(3) upon the consumer's written request within the thirty (30) day period, the debt collector will
provide the consumer with the name and address of the original creditor, if different from the
current creditor.
Our demand for immediate payment does not eliminate your right to dispute this
debt within thirty (30) days of the date of this notice. If you choose to do so, we are
required by law to cease our collection efforts until we have mailed that information to you.
Although we have requested that you make payment or provide a valid reason for
nonpayment, you still have the right to make a written request, within thirty (30) days of
the date of this notice, for more information about the debt. Your rights are described
further, hereinafter.
The Law Office of McCABE, WEISBERG & CONWAY, P.C. is acting as a debt
collector, pursuant to the FDCPA. THIS NOTICE AND LETTER ARE AN ATTEMPT TO
COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE. The Federal Trade Commission has ruled that the FDCPA does not preclude the
institution of legal action prior to the expiration of the thirty (30) day period.
Acceptance of funds and reinstatement of the mortgage are both subject to verification by
my client. Please note that I may be instructed to proceed with foreclosure and fees, costs and/or
advances by the mortgagee may be due in addition to the sum quoted above.
Please further note that any funds tendered will be subject to verification and correctness
before the matter is concluded. Please feel free to contact this office upon receipt of this notice
should you have any questions or concerns.
DATE: July 28, 2006
Terrence J. McCabe, Esquire
McCabe, Weisberg & Conway, P.C.
123 South Broad Street, Suite 2080
Philadelphia, PA 19109
(215) 790-1010
CUMBERLAND COUNTY
Adams County Housing Authority
139-143 Carlisle St.
Gettysburg, PA 17325
(717) 334-1518
CCCS of Western PA
2000 Linglestown Road
Harrisburg, PA 17102
888-511-2227
Community Action Commission of Captial Region
1514 Derry Street
Harrisburg, PA 17104
(717) 232-9757
Loveship,Inc.
2320 North 5th Street
Harrisburg, PA 17110
(717) 232-2207
Maranatha
43 Philadelphia Avenue
Waynesboro, PA 17268
(717) 762-3285
PHFA
211 North Front Street
Harrisburg, PA 17110
800-342-2397
Urban League of Metropolitan Hbg
2107 N. 6th Street
Harrisburg, PA 17101
(717) 234-5925
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EXHIBIT F
McCABE, WEISBERG & CONWAY, P.C.
BY: MARC S. WEISBERG, ESQUIRE
Identification No. 17616
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N. A. as Trustee
10790 Rancho Bernardo Road
San Diego, CA 92127
V.
James A. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
and
Candy L. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
Attorney for Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 06-5322
AFFIDAVIT
Mae '
I, , am the foreclosure specialist of Citibank, N.A., as Trustee, and am
custodian of the account and records of the defendants, with personal knowledge thereof. I am the
keeper of the records and they are business records kept in the ordinary course of business.
2. On November 22, 2002, the defendants entered into an agreement with plaintiff's
predecessor which gave the defendants a mortgage loan. This mortgage was subsequently assigned to
plaintiff herein (see attached Assignment of Mortgage).
3. On November 22, 2002, as security for this mortgage loan, defendants made,
executed and delivered a mortgage on the premises described in Plaintiff's Complaint. A copy of said
mortgage with legal description of the premises is attached to the summary judgment motion and marked
as Exhibit "A".
4. The defendants are in default of the mortgage in that payments of principal,
interest, attorney fee's and costs upon said mortgage due April 1, 2006, and for each and every month
thereafter, have not been paid and are due and owing. The payment history is attached hereto as part
of this affidavit. The Note evidencing the interest rate charged to defendants is attached hereto as is the
Assignment of Mortgage from Chase Manhattan Mortgage Corporation to Citibank, N.A., as Trustee.
The records are accurate and kept in the normal course of business.
5. The mortgage has an acceleration clause which permits plaintiff to foreclose on
the mortgage by judicial proceedings and sell the property at Sheriffs Sale.
6. On or about July 28, 2006, notices were sent out to defendants as required under
Act 6 and Act 91.
7. Because the defendants are in default, the plaintiff now requests this Honorable
Court to grant summary judgment and enter judgment against defendants. The amounts found at
paragraph nine (9) of the Complaint are correct and are as follows:
Principal balance $ 131,337.73
Interest 3/1/2006 through 9/7/2006 $ 6,435.51
(Plus $35.57 per diem thereafter)
Attorney's Fees $ 6,566.89
Late Charges $ 321.60
Corporate Advances $ 7.75
Cost of suit $ 225.00
Appraisal Fee $ 125.00
Title Search $ 200.00
GRAND TOTAL $ 145,219.48
I, , being duly sworn according to law, hereby depose and say that I am authorized to
take this Affidavit and that the facts set forth herein are true and correct to the best of my knowledge,
information and belief.
t
VERIFICATION
•
Annie Rodriguez
The undersigned, , hereby certifies that he/she is
the Foreclosure Sp ' ist of the plaintiff in the within action, that he/she is authorized to make this
Verification, and that the forgoing facts are true and correct to the best ofhis/her knowledge, information
and belief, and further states that false statements herein are made subject to the penalties of 18
PA.C.S.§4904 relating to unsworn falsification to authorities.
Annie Rodriguez
9
2pi 5!)3)
January 22, 2007
Prepared By: Charlynn Mills
McCabe Weisberg & Conway, P.C.
Suite 2080
123 South Broad Street
Philadelphia, PA 19109
Record and Return To:
McCabe Weisberg & Conway, P.C.
Suite 2080
123 South Broad Street
Philadelphia, PA 19109
Attn: Charlynn Mills
Recorder of Deeds
Cumberland County
1 Courthouse Square
Carlisle, PA 17013
RE: Owners/Mortgagors: DiSilverio, James A.
Premises: 7 Birch Street, Mechanicsburg, PA 17055
Dear Sir/Madam:
Enclosed please find an original Assignment of Mortgage for recording relative to the above
referenced matter. Kindly file the original with the Court and return the time-stamped copy to my
attention. I have enclosed our check in the amount of $27.00 to cover your costs, along with a self-
addressed, stamped envelope for your convenience.
Should you have any questions, please contact the undersigned.
Very truly yours, 01,
k-
Charlynn Is, for
Terrence I McCabe
Enclosures
T
Prepared By: Charlynn Mills
McCabe Weisberg & Conway, P.C.
Suite 2080
123 South Broad Street
Philadelphia, PA 19109
Record and Return To:
McCabe Weisberg & Conway, P.C.
Suite 2080
123 South Broad Street
Philadelphia, PA 19109
Attn: Charlynn Mills
Parcel# 38-19-1610-021
Loan Number: 15354921
Assignment of Mortgage
For Value Received, the undersigned holder of a mortgage, Chase Manhattan Mortgage
Corporation whose address is 10790 Rancho Bernardo Road, San Diego, CA 92127
does hereby grant, sell, assign, transfer and convey without warranties of any nature whatsoever
and without recourse, unto Citibank, N.A., as Trustee whose address is
a certain Mortgage dated 11/22/2002 made and executed
by: Disilverio, James A.
upon the following described property situated in Cumberland County, Commonwealth of
Pennsylvania:
which has the address of 7 Birch Street, Mechanicsburg, PA 17055
Parcel ID no: 38-19-1610-021
I do hereby certify that the precise address of Chase Manhattan Mortgage Corporation is 10790
Rancho Bernardo Road, San Diego, CA 92127
Attested By:
GiZ
PATRI A U
such Mortgage having been given to secure payment of $54, 400.00, which Mortgage is of
record in Mortgage Book 3005 Page 54866 of the Recorder of Deeds of Cumberland County,
Commonwealth of Pennsylvania, together with the note(s) and obligations therein described, the
money due and to become due thereon with interest, and all rights accrued or to accrue under
such Mortgage.
TO HAVE AND TO HOLD, the same unto Assignee, its successors and assigns, forever, subject
only to the terms and conditions of the above- described Mortgage.
IN WITNESS WHEREOF, the undersigned Assignor has executed this Assignment of Mortgage
on JANVA&" ,00
(Compare Q r4iA 9e- Co r )a
Signat Telms Runs
Date: t 4
Title: Adds tics POddW
FORM OF CORPORATE ACKNOWLEDGEMENT
State of
C.aufmis ) SS:
San DIW
County of
On this day of t/A12. , 2067before me the undersigned officer, personally
Telme Ruiz
appeared who acknowledged himself or herself to be thoudgm Vim pmwwbf
AnimmWePoldw
100FAVA UC a corporation, and that he or she as such
being authorized to
do so, executed the foregoing instrument for the purposes therein contained by signing the name
of the corporation by himself or herself as Au V1WPRidW
In witness whereof, I hereunto set my hand and official seal.
---------------------------
OFFICIAL SEAL
•`' SHANNON CROWE
it r NOTARY PUBLIC•CALIFORNIAF.R
COMM. NO. 1682290
--
SAN DIEGO COUNTY
MY COMM. EXP. JULY 18, 2010
------------------
Prepared By: Charlynn Mills
McCabe Weisberg & Conway, P.C.
Suite 2080
123 South Broad Street
Philadelphia, PA 19109
Record and Return To:
McCabe Weisberg & Conway, P.C.
Suite 2080
123 South Broad Street
Philadelphia, PA 19109
Attn: Charlynn Mills
Parcel# 38-19-1610-021
Loan Number: 15354921
Assignment of Mortgage
For Value Received, the undersigned holder of a mortgage, Chase Manhattan Mortgage
Corporation whose address is 10790 Rancho Bernardo Road, San Diego, CA 92127
does hereby grant, sell, assign, transfer and convey without warranties of any nature whatsoever
and without recourse, unto Citibank, N.A., as Trustee whose address is
a certain Mortgage dated 11/22/2002 made and executed
by: Disilverio, James A.
upon the following described property situated in Cumberland County, Commonwealth of
Pennsylvania:
which has the address of 7 Birch Street, Mechanicsburg, PA 17055
Parcel ID no: 38-19-1610-021
I do hereby certify that the precise address of Chase Manhattan Mortgage Corporation is 10790
Rancho Bernardo Road, San Diego, CA 92127
Attested By:
PATRICIA SUNNING
such Mortgage having been given to secure payment of $54, 400.00, which Mortgage is of
record in Mortgage Book 3005 Page 54866 of the Recorder of Deeds of Cumberland County,
Commonwealth of Pennsylvania, together with the note(s) and obligations therein described, the
money due and to become due thereon with interest, and all rights accrued or to accrue under
such Mortgage.
TO HAVE AND TO HOLD, the same unto Assignee, its successors and assigns, forever, subject
only to the terms and conditions of the above- described Mortgage.
IN WITNESS WHEREOF, the undersigned Assignor has executed this Assignment of Mortgage
on WJ\)A& 2.
(Compan CZ 't I CCo r
Signat e: V Tehaa Rnia
Date: I 4
Title: A Vke PWddW
FORM OF CORPORATE ACKNOWLEDGEMENT
State of )
caufmiis ) SS:
San DIW
County of )
7before me the undersigned officer, personally
On this 64*'?'day of L/AP , 20D
Telma Ruiz
appeared who acknowledged himself or herself to be theudwA PWW%#of
QVAMWRW=uc a corporation, and that he or she as such AubWVb' eing authorized to
do so, executed the foregoing instrument for the purposes therein contained by signing the name
AsdAMWePmd"
of the corporation by himself or herself as
In witness whereof, I hereunto set my hand and official seal.
---------------------------
OFFICIAL AL
SHANNON CROWE
NOTARY PUBLIC-CALIFORNIA,
COMM. NO. 1682290
SAN DIEGO COUNTY
MY COMM, EXP. JULY 18, 2010
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McCABE, WEISBERG & CONWAY, P.C.
BY: MARC S. WEISBERG, ESQUIRE
Identification No. 17616
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N. A. as Trustee
10790 Rancho Bernardo Road
San Diego, CA 92127
V.
James A. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
and
Candy L. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
Attorney for Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 06-5322
CERTIFICATION OF SERVICE
I, MARC S. WEISBERG, ESQUIRE, hereby certify that a true and correct copy of the
within Plaintiffs Motion for Summary Judgment and attached documents were served on the 12`h day
of February, 2007, by first-class mail, postage prepaid, upon the following:
Mark F. Bayley, Esquire
Bayley & Mangan
57 West Pomfret Street
Carlisle, PA 17013
DATE:
t1t-nF ?J
MARC S. WEISBERG, ESQUIRE
Attorney for Plaintiff
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CITIBANK, N.A., as Trustee
Plaintiff
V.
JAMES A. DISILVERIO and
CANDY L. DISILVERIO,
Defendants
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. 06-5322 CIVIL TERM
IN RE: PLAINTIFF'S MOTION FOR
SUMMARY JUDGMENT
BEFORE OLER, GUIDO and EBERT, JJ.
ORDER OF COURT
AND NOW, this 5`" day of April, 2007, pursuant to an agreement of counsel and
upon consideration of Plaintiffs Motion for Summary Judgment and upon relation of
Defendants' counsel, Mark F. Bayley, Esq., that he has no objection to the entry of this
order, it is hereby ordered and directed that summary judgment is granted in mortgage
foreclosure, and judgment is entered against Defendants in the amount of $145,219.48
together with interest at a rate of $35.57 per diem from September 7, 2006.
THE PROTHONOTARY is directed to enter said judgment.
BY THE COURT,
J.
Principal balance $131,337.73
Interest 3/ 1 /2006
Through 9/7/2006 $ 6,435.51
(Plus $35.75 per diem
thereafter)
Attorney's Fees $ 6,566.89
Late Charges $ 321.60
Corporate Advances $ 7.75
Cost of Suit $ 225.00
Appraisal Fee $ 125.00
Title Search $ 200.00
GRAND TOTAL $145,219.48
f r?r
?rGvS_v???l , r?-_.rl=Vila
Marc S. Weisberg, Esq.
123 South Broad Street
Suite 2080
Philadelphia, PA 19109
Attorney for Plaintiff
, Aark F. Bayley, Esq.
Attorney for Defendants
ocal Counsel:
VA4atthew Eshelman, Esq.
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. MCCABE, ESQUIRE -ID#16496
MARC S. WEISBERG, ESQUIRE -ID#17616
EDWARD D. CONWAY, ESQUIRE -ID#34687
MARGARET GAIRO, ESQUIRE-ID#34419
123 South Broad Street, Suite 2080
Philadelphia, PA 19109
(215) 790-1010
Citibank, N.A. as Trustee
Plaintiff
V.
James A. Disilverio
Defendants
Attorney for Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Number 06-5322
AFFIDAVIT OF SERVICE
COMMONWEALTH OF PENNSYLVANIA:
SS:
COUNTY OF CUMBERLAND:
The undersigned, hereby certifies that he is the attorney for Plaintiff in the within
matter, being duly sworn according to law, deposes and says that a true and correct copy of the
Notice of Sheriff's Sale was served upon the Defendant, James A. Disilverio, by regular mail,
certificate of mailing, and certified mail, return receipt requested, dated May 2, 2007, and
addressed to 604 Harrisburg Pike, Dillsburg, PA 17019. The regular mail was never returned,
and the certified mail was signed for by the Defendant on May 5, 2007. A true and correct copy
of the letter, certificate of mailing, certified receipt number 7005-1160-0004-7950-5749, signed
green card are attached hereto, made part hereof, and marked as Exhibit "A"
SWORN TO AND SUBSCRIBED
BEFORE ME THIS A DAY
OF Pa , 2007.
.Y PUBLICA----
??'N? public
1. T, Watts. iladclp Cow?hI
Ciq oiPhilsdelphis, Ph 20
?7 ?iaim cxpica Novcmba 22,
MCCABE, WEISBERG AND CONWAY, P.C.
BY..
Attorneys for Plaintiff
TERRENCE J. MCCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET CAIRO, ESQUIRE
TERRENCE J. McCABE***
MARC S. WEISBERG**
EDWARD D. CONWAY
MARGARET GAIRO
RITA C. BUSCHER*t
MONICA G. CHRISTIE +t
FRANK DUBIN
BRENDA L. BROGDON*
SEAN GARRETT*+
BONNIE DAHL*
BETH L. THOMAS
SVEN E. PFAHLERT*
JOSEPH VACCARO*
MICHELE DELILLEA
CATANIA TRIGOA
LAW OFFICES
McCABE, WEISBERG & CONWAY, P.C.
SUITE 2080
123 SOUTH BROAD STREET
PHILADELPHIA, PA 19109
(215) 790-1010
FAX (215) 790-1274
May 2, 2007
SUITE 600
216 HADDON AVENUE
WESTMONT, NJ 08108
(856) 858-7080
FAX (856) 858-7020
SUITE 205
53 WEST 36TH STREET
NEW YORK, NY 10018
(917) 351-1188
FAX (917) 351-0363
JOSEPH F. RIGA*
Of Counsel
• Liceosld in PA & NJ
rr Ucensed in PA & NY
•+ l.iaoced in PA & NM
rrr Licensed m PA. NJ & NY
t U rased in NY & CT
^ U-!d io NY
j Managing Atmmcy far NJ
+ Managing Attomey for NY
James A. Disilverio
604 Harrisburg Pike
Dillsburg, PA 17019
Re: Citibank, N.A., as Trustee v. James A. Disilverio and Candy L. Disilverio
CUMBERLAND COUNTY C.C.P. NUMBER 06 - 5322 Civil Term
Dear James A. Disilverio:
Enclosed please find a true and correct copy of a Notice of Sheriff's Sale regarding the
above-captioned matter.
Very truly yours,
Gk? c,
Maleekah Wiltbanks, Legal Assistant to
TERRENCE J. McCABE, ESQUIRE
TJM/mw
Enclosures
SENT VIA REGULAR MAIL AND
CERTIFIED MAIL NUMBER 7005 1160 0004 7950 5749
RETURN RECEIPT REQUESTED
ENN'tA
This letter may be an attempt to collect a debt and any information obtained will be used for that purpose.
f
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¦ Complete items 1, 2, and 3. Also complete
Item 4 H Restricted Delivery Is desired.
¦ Print your name and address on the reverse
so that we can return the card to you.
¦ Attach this card to the back of the maiipiece,
or on the front if space permits.
1. Article Addressed to:
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4. Restricted Delivery? (Extra Fee) 0 Yes
2. Article Number 7005 1160 0004 7950 5749
(rands, from, servke kftO
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McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Attorneys for Plaintiff
Citibank, N.A., as Trustee
vs.
James A. Disilverio
Candy L. Disilverio
Cumberland County
Court of Common Pleas
Number 06-5322
ASSESSMENT OF DAMAGES AND ENTRY OF JUDGMENT IN ACCORDANCE
WITH ORDER OF COURT
TO THE PROTHONOTARY:
Kindly enter judgment in accordance with the attached Order of Court in favor of Plaintiff
and against Defendant in the above-captioned matter for failure to answer Complaint as required
by Pennsylvania Rules of Civil Procedure and assess damages as follows:
TOTAL $145,219.48
McCABE,' ISBAND CONWAY, P.C.
BY: /_10-
Attorneys for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
AND NOW, this 3Aay of 4PA-4 l , 200k Judgment is entered in favor of
Plaintiff, Citibank, N.A., as Trustee and against Defendant(s) James A. Disilverio and Candy L.
Didilverio and damages are assessed in the amount of $145,219.48, plus interest and costs.
BY THE PROTHONOTARY:
/lA
CITIBANK, N.A., as Trustee : *IN THE COURT OF COMMON PLEAS OF
Plaintiff'' CUMBERLAND COUNTY, PENNSYL ANIA
V.
JAMES A. DISILVERIO and
CANDY L. DISILVERIO,
Defendants
CIVIL ACTION - LAW
: NO. 06-5322 CIVIL TERM
IN RE: PLAINTIFF'S MOTION FOR
SUMMARY JUDGMENT
BEFORE OLER, GUIDO and EBERT, JJ.
ORDER OF COURT
AND NOW, this 5`h day of April, 2007, pursuant to an agreement of counsel and
upon consideration of Plaintiff's Motion for Summary Judgment and upon relation of
Defendants' counsel, Mark F. Bayley, Esq., that he has no objection to the entry of this
order, it is hereby ordered and directed that summary judgment is granted in mortgage
foreclosure, and judgment is entered against Defendants in the amount of $145,219.48
together with interest at a rate of $35.57 per diem from September 7, 2006.
THE PROTHONOTARY is directed to enter said judgment.
BY THE COURT,
f
J. P-esley Oler, Fr:,
Principal balance $131,337.73
Interest 3/1/2006
Through 9/7/2006 $ 6,435.51
(Plus $35.75 per diem
thereafter)
Attorney's Fees $ 6,566.89
Late Charges $ 321.60
Corporate Advances $ 7.75
Cost of Suit $ 225.00
Appraisal Fee $ 125.00
Title Search $ 200.00
GRAND TOTAL $145,219.48
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Attorneys for Plaintiff
Citibank, N.A., as Trustee
Cumberland County
Court of Common Pleas
VS.
James A. Disilverio
Candy L. Disilverio
Number 06-5322
AFFIDAVIT OF NON-MILITARY SERVICE
COMMONWEALTH OF PENNSYLVANIA:
SS.
COUNTY OF CUMBERLAND:
The undersigned, being duly sworn according to law, deposes and says that the Defendant
is not in the Military or Naval Service of the United States or its Allies, or otherwise within the
provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940 as amended; and that
the Defendant(s), James A. Disilverio , is over eighteen (18) years of age, and resides at 604
Harrisburg Pike, Dillsburg, PA 17019: and Defendant, Candy L. Disilverio, is over eighteen (18)
years of age, and resides at 7 Birch Street, Mechanicsburg, PA 17050.
SWORN TO AND SUBSCRIBED
BEFORE ME THIS 25th DAY OF
April, 2007.
McCABE WEISBERG AND CONWAY, P.C.
BY: _ ??..
Attrneys for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
C, I
OTARY PUBLI .. -
'SAL SGL
r ,
M•r ol,,;
J,' v(ylft Jiift 2,
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Attorneys for Plaintiff
Citibank, N.A., as Trustee
Cumberland County
Court of Common Pleas
VS.
James A. Disilverio
Candy L. Disilverio
Number 06-5322
CERTIFICATION
I certify that the foregoing assessment of damages is for specified amounts alleged to be
due in the Complaint and is calculable as a sum certain from the Complaint.
I certify that written notice of the intention to file this Praecipe was mailed or delivered to
the party against whom judgment is to be entered and to the attorney of record, if any, after the
default occurred and at least ten (10) days prior to the date of the filing of the Praecipe. A true
and correct copy of the notice pursuant to Pennsylvania Rule of Civil Procedure No. 237.1 is
attached hereto and marked Exhibit "A".
SWORN TO AND SUBSCRIBED
BEFORE ME THIS 25th DAY OF
April, 2007.
McCABEISBERG AND CONWAY, P.C.
BY: _ j
Attorneys for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
C?d c, F'1t., ca??a
ti4a Cc,tr.T;is?a:"e'=xa;,^:; Juc.e 21 210117
OFFICE OF THE PROTHONOTARY
COURT OF COMMON PLEAS
Cumberland County Courthouse, Carlisle, PA 17013
Curt Long
Prothonotary
November 13, 2006
To:
604 Harrisburg Pike,
Dillsburg„ PA 17019
Citibank, N. A. as Trustee
VS.
James A.Disilverio
and
Candy L. Disilverio
Cumberland County
Court of Common Pleas
Number 06-5322 Civil Term
NOTICE, RULE 237.5
NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A
WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN
WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE
CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10)
DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED
AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY
OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU
DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT
HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA, 17013
800-990-9108
NOTIFICACION IMPORTANTE
USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER
PRESENTADO UNA COMPARECENCIA ESCRITA, YA SEA
PERSONALMENTE O POR ABOGADO Y POR NO HABER RADICADO POR
ESCRITO CON ESTE TRIBUNAL SUS DEFENSAS U OBJECIONES A LOS
RECLAMOS FORMULADOS EN CONTRA SUYO. AL NO TOMAR LA
ACCION DEBIDA DENTRO DE DIEZ (10) DIAS DE LA FECHA DE ESTA
NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE
COMPARECER USTED EN CORTE U OIR PREUBA ALGUNA, DICTAR
SENTENCIA EN SU CONTRA Y USTED PODRIA PERDER BIENES U OTROS
DERECHOSIMPORTANTES.
USTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO
INMEDIATAMENTE. SI LISTED NO TIENE A UN ABOGADO, VA A 0
TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE
PROPORCIONAR CON INFORMAC16N ACERCA DE EMPLEAR A UN
ABOGADO.
SI USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO,
ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON
INFORMACION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS
SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORAI0
REDUCIDO NI NINGUN HONORARIO."Y?
Cumberland County Bar Association \ n1?
2 Liberty Avenue
3
Carlisle, PA, 1701
800-990-9108
McCABE, WEISBERG, AND,COONWAY, P.C.
BY:
Attorneys for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
/rda
James A.Disilverio
This is an attempt to collect a debt. Any information obtained will be used for that purpose.
OFFICE OF THE PROTHONOTARY
COURT OF COMMON PLEAS
Cumberland County Courthouse, Carlisle, PA 17013
Curt Long
Prothonotary
November 13, 2006
To: Candy L. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
Citibank, N. A. as Trustee
VS.
James A.Disilverio
and
Candy L. Disilverio
Cumberland County
Court of Common Pleas
Number 06-5322 Civil Term
NOTICE, RULE 237.5
NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A
WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN
WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE
CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10)
DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED
AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY
OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU
DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT
HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA, 17013
800-990-9108
/rda
NOTIFICACION IMPORTANTE
USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER
PRESENTADO UNA COMPARECENCIA ESCRITA, YA SEA
PERSONALMENTE O POR ABOGADO Y POR NO HABER RADICADO POR
ESCRITO CON ESTE TRIBUNAL SUS DEFENSAS U OBJECIONES A LOS
RECLAMOS FORMULADOS EN CONTRA SUYO. AL NO TOMAR LA
ACCION DEBIDA DENTRO DE DIEZ (10) DIAS DE LA FECHA DE ESTA
NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE
COMPARECER USTED EN CORTE U OIR PREUBA ALGUNA, DICTAR
SENTENCIA EN SU CONTRA Y USTED PODRIA PERDER BIENES U OTROS
DERECHOSIMPORTANTES.
LISTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO
INMEDIATAMENTE. SI USTED NO TIENE A UN ABOGADO, VA A O
TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE
PROPORCIONAR CON INFORMACION ACERCA DE EMPLEAR A UN
ABOGADO.
SI LISTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO,
ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON
INFORMATON ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS
SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO
REDUCIDO NI NINGUN HONORARIO.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA, 17013
800-990-9108
McCABE, WEISBERG, AND CONWAY, P.C.
BY:?!?'
Attorneys for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
This is an attempt to collect a debt. Any information obtained will be used for that purpose.
VERIFICATION
The undersigned attorney hereby certifies that he is the attorney for the Plaintiff in the
within action and that he is authorized to make this verification and that the foregoing facts are
true and correct to the best of his knowledge, information and belief and further states that false
statements herein are made subject to the penalties of 18 PA.C.S. Section 4909 relating to
unsworn falsification to authorities.
McCABEISBERG AND CONWAY, P.C.
BY:
Attorneys for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
5 y
.?.. "?V -I j
s y
OFFICE OF THE PROTHONOTARY
COURT OF COMMON PLEAS
CUMBERLAND COUNTY COURTHOUSE, CARLISLE, PA 17013
Curtis R. Long
Prothonotary
To: James A. Disilverio
604 Harrisburg Pike
Dillsburg, PA 17019
I Citibank, N.A., as Trustee
Cumberland County
Court of Common Pleas
vs.
James A. Disilverio
Candy L. Disilverio
Number 06-5322
NOTICE
Pursuant to Rule 236, you are hereby notified that a JUDGMENT has been entered in the
above proceeding as indicated below.
Curtis R. Long
Prothonotary
.- Judgment by Default
Money Judgment
-- Judgment in Replevin
Judgment for Possession
If you have any questions concerning this Judgment, please call
McCabe, Weisberiz and Conway, P.C. at (215) 790-1010
OFFICE OF THE PROTHONOTARY
COURT OF COMMON PLEAS
CUMBERLAND COUNTY COURTHOUSE, CARLISLE, PA 17013
Curtis R. Long
Prothonotary
To: Candy L. Disilverio
7 Birch Street
Mechanicburg, PA 17050
Citibank, N.A., as Trustee
Cumberland County
Court of Common Pleas
VS.
James A. Disilverio
Candy L. Disilverio
Number 06-5322
NOTICE
Pursuant to Rule 236, you are hereby notified that a JUDGMENT has been entered in the
above proceeding as indicated below.
Curtis R. Long
Prothonotary
- Judgment by Default
Money Judgment
- Judgment in Replevin
- Judgment for Possession
If you have any questions concerning this Judgment, please call
McCabe. Weisberg and Conway, P.C. at (215) 790-1010
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA
CIVIL DIVISION
FILE NO.: 06-5322 Civil Term
Citibank, N.A., as Trustee
V.
James A. Disilverio
Candy L. Disilverio
AMOUNT DUE: $145,219.48
INTEREST: from 9/7/06 - 9/5/07
$8,664.81 at $23.87 Per Diem
ATTY'S COMM.:
COSTS:
TO THE PROTHONOTARY OF SAID COURT:
The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or
account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding
filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended.
PRAECIPE FOR EXECUTION
Issue writ or execution in the above matter to the Sheriff of Cumberland County, for debt, interest and costs
upon the following described property of the defendant(s)
7 Birch Street Mechanicsburg PA 17050-2708
(More fully described as attached)
PRAECIPE FOR ATTACHMENT EXECUTION
Issue writ of attachment to the Sheriff of CUMBERLAND County, for debt, interest and costs, as
above, directing attachment against the above-named garnishee(s) for the following property (if real estate,
supply six copies of the description; supply four copies of lengthy personalty list)
and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s).
(Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the
defendant(s) described in the attached exhibit.
DATE: Signature: T?
Print Name: MCCABE, WEISBERG AND CONWAY
Address: 123 S. Broad Street, Suite 2080
Philadelphia. PA 19109
Attorney for: Plaintiff
Telephone: (215) 790 1010
Supreme Court ID No.
1?3 1? 7L
,r.a U
CIO
stj
? ? c ? C M - ?, rpm
ti w ?' M
w
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 06-5322 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due CITIBANK, N.A., AS TRUSTEE, Plaintiff (s)
From JAMES A. DISILVERIO AND CANDY L. DISILVERIO
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $145,219.48
L.L. $.50
Interest FROM 9/7/06 - 9/5/07 $8,664.81 AT $23.87 PER DIEM
Atty's Comm % Due Prothy $2.00
Atty Paid $235.90
Other Costs
Plaintiff Paid
Date: APRIL 30, 2007
(Seal)
Curtis . Long, Pro o
By:
REQUESTING PARTY:
Name TERRENCE J. MCCABE, ESQUIRE
Address: MCCABE WEISBERG AND CONWAY, P.C.
123 S. BROAD STREET, SUITE 2080
PHILADELPHIA, PA 19109
Attorney for: PLAINTIFF
Telephone: 215-790-1010
Deputy
Supreme Court ID No. 16496
UNITED STATES BANKRUPTCY COURT
FOR THE MIDDLE DISTRICT OF PENNSYLVANIA
In re: Teresa K. Nelson
Debtor
And
Randy Lee Goshorn
Barry K. Nelson
Codebtors
Beneficial Consumer Discount
Company dba Beneficial Mortgage
Co. of Pennsylvania, or its Successor
or Assignee
Movant
VS.
Teresa K. Nelson a/k/a Theresa K. Nelson
Randy Lee Goshorn
Barry K. Nelson
Respondents
ORDER
Chapter 13
Bankruptcy No. 1:06-bk-02548-MDF
In accordance with the Settlement Stipulation, after Notice of Default and upon the filing
of Certification of Default, it is hereby ORDERED that the automatic stay of Bankruptcy Code
§362(a) be, and the same hereby is, MODIFIED to permit Beneficial Consumer Discount
Company dba Beneficial Mortgage Co. of Pennsylvania, or its Successor or Assignee to
foreclose its mortgage, and, without limitation, to exercise any other rights it has under the
mortgage or with respect to the property located at: 34 East Street, Mt. Holly Springs, PA;
the Stay afforded by 11 U.S.C. Sections 362 (a) and 1301 be and it hereby is, modified, to permit
Beneficial Consumer Discount Company dba Beneficial Mortgage Co. of Pennsylvania to
foreclose on its mortgage and to proceed with execution process through, among other remedies
but not limited to, Sheriff's Sale, regarding premises 34 East Street, Mt. Holly Springs, PA; and
that any new filings of bankruptcy proceedings by Debtor and/or Codebtors within 180 days of
this date shall not act as a stay of Beneficial Consumer Discount Company dba Beneficial
Mortgage Co. of Pennsylvania's foreclosure action Beneficial Consumer Discount Company dba
..
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N. A. as Trustee
Plaintiff
V.
James A.Disilverio and Candy L. Disilverio
Defendants
Attorneys for Plaintiff
COURT OF COMMON PLEAS
Cumberland COUNTY
Number 06-5322 Civil Term
AFFIDAVIT PURSUANT TO RULE 3129
I, the undersigned attorney for Plaintiff in the above action, set forth as of the date the
Praecipe for the Writ of Execution was filed the following information concerning the real
property located at: 7 Birch Street, Mechanicsburg, PA 17055 (Tax Parcel #38-19-1610-021), a
copy of the description of said property is attached hereto and marked as Exhibit "A."
Name and address of Owners or Reputed Owners:
Name
James A.Disilverio
Candy L. Disilverio
Address
604 Harrisburg Pike,
Dillsburg„ PA 17019
7 Birch Street
Mechanicsburg, PA 17050-2708
2. Name and address of Defendants in the judgment:
Name
James A.Disilverio
Candy L. Disilverio
Address
604 Harrisburg Pike,
Dillsburg„ PA 17019
7 Birch Street
Mechanicsburg, PA 17050-2708
r
3
4.
5
6
7.
Name and last known address of every judgment creditor whose judgment is a
record lien on the real property to be sold:
Name
Silver Spring Township
Authority
Plaintiff herein
Address
6415 (Rear) Carlisle Pike
Mechanicsburg, PA 17055
Name and address of the last recorded holder of every mortgage of record:
Name Address
Plaintiff herein.
Name and address of every other person who has any record lien on the property:
Name
None
Address
Name and address of every other person who has any record interest in the
property which may be affected by the sale:
Name
Silver Spring Township
Authority for Municipal
Claim for Sewer Rates
Address
6415 (Rear) Carlisle Pike
Mechanicsburg, PA 17055
Name and address of every other person of whom the plaintiff has knowledge who
has any interest in the property which may be affected by the sale:
Name Address
Tenants 7 Birch Street, Mechanicsburg, PA 17055
Domestic Relations P.O. Box 320
Cumberland County Carlisle, PA 17013
Commonwealth of Pennsylvania Department of Public Welfare
P.O. Box 2675
Harrisburg, PA 17105
Commonwealth of Pennsylvania 1400 Spring Garden Street
Inheritance Tax Office Philadelphia, PA 19130
Commonwealth of Pennsylvania 6th Floor, Strawberry Square
Bureau of Individual Tax Department #280601
Inheritance Tax Division Harrisburg, PA 17128
Department of Public Welfare
TPL Casualty Unit Estate
Recovery Program
Internal Revenue Service
Commonwealth of Pennsylvania
Department of Revenue Bureau of
Compliance
Willow Oak Building
P.O. Box 8486
Harrisburg, PA 17105-8486
Technical Support Group,
William Green Federal Bldg.
Room 3259, 600 Arch Street
Philadelphia, PA 19106
Clearance Support Department 281230
Harrisburg, PA 17128-1230
ATTN: Sheriffs Sales
I verify that the statements made in this Affidavit are true and correct to the best of my
personal knowledge or information and belief. I understand that false statements herein are made
subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities.
April 25, 2007 MICA E--WEISB G, AND CONWAY, P.C.
BY:
Attorneys for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
C7 T-3
t: 7 rn
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-? MCCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Attorneys for Plaintiff
Citibank, N.A., as Trustee
vs.
James A. Disilverio
Candy L. Disilverio
Cumberland County
Court of Common Pleas
Number 06-5322
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: James A. Disilverio
604 Harrisburg Pike
Dillsburg, PA 17019
Candy L. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
Your house (real estate) at 7 Birch Street, Mechanicsburg, PA 17050-2708 (Tax Parcel
#38-19-1610-021) , is scheduled to be sold at Sheriffs Sale on September 5, 2007 at 10:00 a.m.
in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County
Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment
of $145,219.48 obtained by Citibank, N.A., as Trustee against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
1. The sale will be canceled if you pay to Citibank, N.A., as Trustee, the back
payments, late charges, costs, and reasonable attorney's fees due. To find out how
much you must pay, you may call McCabe, Weisberg and Conway, P.C. at (215)
790-1010.
2. You may be able to stop the sale by filing a petition asking the Court to strike or
open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale. (See the following notice on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY
AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You
may find out the price bid by calling Mccabe, Weisberg and Conway, P.C. at (215) 790-
1010.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due on the
sale. To find out if this has happened, you may call McCabe, Weisberg and Conway,
P.C. at (215) 790-1010.
4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of
the property as if the sale never happened.
You have a right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal
proceedings to evict you.
6. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff
not later than 30 days after sale. Distribution will be made in accordance with the
schedule unless exceptions are filed thereto within 10 days after the filing of the
schedule.
7. You may also have other rights and defenses, or ways of getting your real estate back, if
you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT
HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER. THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
COUNTY
COURT ADMINISTRATOR
4TH FLOOR,
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PENNSYLVANIA 17013
(717) 240-6200
OR CUMBERLAND
BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
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McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. MCCABE, ESQUIRE -ID#16496
MARC S. WEISBERG, ESQUIRE -ID#17616
EDWARD D. CONWAY, ESQUIRE -ID#34687
MARGARET CAIRO, ESQUIRE-ID#34419
123 South Broad Street, Suite 2080
Philadelphia, PA 19109
(215) 790-1010
Citibank, N.A. as Trustee
James A. Disilverio
and
Candy L. Disilverio
V.
Attorney for Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Number 06-5322 Civil Term
AFFIDAVIT OF SERVICE
COMMONWEALTH OF PENNSYLVANIA:
SS:
COUNTY OF PHILADELPHIA :
The undersigned, hereby certifies that he is the attorney for Plaintiff in the within
matter, being duly sworn according to law, deposes and says that a true and correct copy of the
Notice of Sheriff's Sale was served upon the Defendant, Candy L. Disilverio, by regular mail,
certificate of mailing, and certified mail, return receipts requested, dated May 2, 2007, and
addressed to 7 Birch Street, Mechanicsburg, PA 17050-2708. The regular mail was never
returned, and the certified mail was signed for by Monica Bohn on May 5, 2007. A true and
correct copy of the letter, certificate of mailing, certified receipt numbers 7005-1160-0004-7950-
5756, signed green card is attached hereto, made part hereof, and marked as Exhibit "A".
SWORN TO AND SUBSCRIBED
BEFORE ME THIS 20ADAY
MCCABE,
BY:
Attorneys for Plaintiff
TERRENCE J. MCCABE, ESQUI
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
3 ALTH OF PENNSYLVANIA
^iCt?(ic?l sew
Ariarc0NV, Notary Public
?+ ti': ' lAriFr .'nitadetpita
r :,,ssKut Expires Feb. 13, tY
I .association of Notaries
COMMONWEALTH OF PENNSYLVANIA
Notarial Seat
Susan J. Markowitz, Notary Public
City Of Philadelphia, Philadelphia County
My Commission Expires Feb. 13, 2011
Member, Pennsylvania Association of Notaries
, P. C.
OF j(.o -e , 2007.
TERRENCE J. McCABE***
MARC S. WEISBERG**
EDWARD D. CONWAY
MARGARET GAIRO
MONICA G. CHRISTIE +
LISA L. WALLACE+t
ANDREW L. MARKOWITZ
FRANK DUBIN
BRENDA L. BROGDON*
BONNIE DAHL*
ROBERT W. CUSICK
SCOTT TAGGART*
ANGELA M. MICHAEL»
MATTHEW DITRAPANI^
WILLIAM FOLEY^
Candy L. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
LAW OFFICES
McCABE, WEISBERG & CONWAY, P.C.
SUITE 2080
123 SOUTH BROAD STREET
PHILADELPHIA, PA 19109
(215) 790-1010
FAX (215) 790-1274
May 2, 2007
Re: Citibank, N.A., as Trustee v. James A. Disilverio and Candy L. Disilverio
CUMBERLAND COUNTY C.C.P. NUMBER 06 - 5322 Civil Term
Dear Candy L. Disilverio:
SUITE 600
216 HADDON AVENUE
WESTMONT, NJ 08108
(856) 858-7080
FAX (856) 858-7020
SUITE 205
53 WEST 36T" STREET
NEW YORK, NY 10018
(917) 351-1188
FAX (917) 351-0363
Of Counsel
JOSEPH F. RIGA*
Enclosed please find a true and correct copy of a Notice of Sheriff's Sale regarding the
above-captioned matter.
Very truly yours,
Maleee`k'a'h Wiltbanks, Legal Assistant to
TERRENCE J. McCABE, ESQUIRE
TJM/mw
Enclosures
SENT VIA REGULAR MAIL AND ?;?
CERTIFIED MAIL NUMBER 7005 1160 0004 795 t
RETURN RECEIPT REQUESTED
This letter may be an attempt to collect a debt and any information obtained will be used for that purpose.
M Complete p e items 1, 2, and 3. Also complete
Restricted Delivery is desired
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Signature
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so that we can return th x
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McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Attorneys for Plaintiff
Citibank, N.A., as Trustee
Cumberland County
Court of Common Pleas
VS.
James A. Disilverio
Candy L. Disilverio
Number 06 - 5322
AFFIDAVIT OF SERVICE
I, the undersigned, attorney for the Plaintiff in the within matter, hereby certify that on the
1 I`' day of July 2007, a true and correct copy of the Notice of Sheriffs Sale of Real
Property was served on all pertinent lienholder(s) as set forth in the Affidavit Pursuant to 3129
which is attached hereto as Exhibit "A".
Copies of the letter and certificate of mailing are also attached hereto, made a part hereof
and marked as Exhibit "B."
SWORN TO AND SUBSCRIBED
BEFORE ME THIS DAY OF 11TH
JUNE, 2007.
ARY PVRLIC
Notarial Seal
Susan J. Markowitz, Notary Public
City Of Philadelphia, Philadelphia County
My Commission Expires Feb. 13, 2011
Member, Pennsylvania Association of Notaries
McCABE, WEISBERG AND CONWAY, P.C.
BY: V /
Attorneys for aintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
` McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N. A. as Trustee
Plaintiff
Attorneys for Plaintiff
COURT OF COMMON PLEAS
Cumberland COUNTY
V.
James A.Disilverio and Candy L. Disilverio
Number 06-5322 Civil Term
Defendants
AFFIDAVIT PURSUANT TO RULE 3129
I, the undersigned attorney for Plaintiff in the above action, set forth as of the date the
Praecipe for the Writ of Execution was filed the following information concerning the real
property located at: 7 Birch Street, Mechanicsburg, PA 17055 (Tax Parcel #38-19-1610-021), a
copy of the description of said property is attached hereto and marked as Exhibit "A."
1. Name and address of Owners or Reputed Owners:
Name
James A.Disilverio
Address
604 Harrisburg Pike,
Dillsburg„ PA 17019
Candy L. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
2. Name and address of Defendants in the judgment:
Name Address m%IUMBIT A
James A.Disilveno 604 Harrisburg Pi X,:An
Dillsburg„ PA 17019
Candy L. Disilverio 7 Birch Street
Mechanicsburg, PA 17050-2708
3.
4.
5.
6.
Name and last known address of every judgment creditor whose judgment is a
record lien on the real property to be sold:
Name
Silver Spring Township
Authority
Plaintiff herein
Address
6415 (Rear) Carlisle Pike
Mechanicsburg, PA 17055
Name and address of the last recorded holder of every mortgage of record:
Name Address
Plaintiff herein.
Name and address of every other person who has any record lien on the property:
Name
None
Address
Name and address of every other person who has any record interest in the
property which may be affected by the sale:
Name
Silver Spring Township
Authority for Municipal
Claim for Sewer Rates
Address
6415 (Rear) Carlisle Pike
Mechanicsburg, PA 17055
7. Name and address of every other person of whom the plaintiff has knowledge who
has any interest in the property which may be affected by the sale:
Name Address
Tenants 7 Birch Street, Mechanicsburg, PA 17055
Domestic Relations P.O. Box 320
Cumberland County Carlisle, PA 17013
Commonwealth of Pennsylvania Department of Public Welfare
P.O. Box 2675
H
Harrisburg, PA 171
IBIT A
Commonwealth of Pennsylvania 1400 Spring Garden Street
Inheritance Tax Office Philadelphia, PA 19130
Commonwealth of Pennsylvania 6th Floor, Strawberry Square
Bureau of Individual Tax Department #280601
Inheritance Tax Division Harrisburg, PA 17128
Department of Public Welfare
TPL Casualty Unit Estate
Recovery Program
Internal Revenue Service
Commonwealth of Pennsylvania
Department of Revenue Bureau of
Compliance
Willow Oak Building
P.O. Box 8486
Harrisburg, PA 17105-8486
Technical Support Group,
William Green Federal Bldg.
Room 3259, 600 Arch Street
Philadelphia, PA 19106
Clearance Support Department 281230
Harrisburg, PA 17128-1230
ATTN: Sheriffs Sales
I verify that the statements made in this Affidavit are true and correct to the best of my
personal knowledge or information and belief. I understand that false statements herein are made
subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities.
April 25, 2007
McCISBAND CONWAY, P.C.
BY: -;?' '
Attorneys for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
EXt1wIT VA
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Attorneys for Plaintiff
Citibank, N.A., as Trustee
Cumberland County
Court of Common Pleas
vs.
James A. Disilverio
Candy L. Disilverio
Number 06 - 5322
DATE: July 11, 2007
TO: ALL PARTIES IN INTEREST AND CLAIMANTS
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
OWNER(S): James A. Disilverio and Candy L. Disilverio
PROPERTY: 7 Birch Street, Mechanicsburg, PA 17050-2708
IMPROVEMENTS: Residential Dwelling
The above-captioned property is scheduled to be sold at the Sheriffs Sale on September 9, 2007,
at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland
County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013. Our records indicate
that you may hold a mortgage or judgments and liens on, and/or other interests in the property
which will be extinguished by the sale. You may wish to attend the sale to protect your interests.
A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later
than 30 days after sale. Distribution will be made in accordance with the schedule unless
exceptions are filed thereto within 10 days after the filing of the schedule.
EXHIBIT B
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McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Attorneys for Plaintiff
Citibank, N.A., as Trustee
VS.
James A. Disilverio
Candy L. Disilverio
Cumberland County
Court of Common Pleas
Number 06 - 5322
SUPPLEMENTAL AFFIDAVIT OF SERVICE
I, the undersigned, attorney for the Plaintiff in the within matter, hereby certify that on the
11th day of July 2007, and on 30th day of July, 2007, a true and correct copy of the Notice
of Sheriffs Sale of Real Property was served on all pertinent lienholder(s) as set forth in the
Affidavit Pursuant to 3129 which is attached hereto as Exhibit "A".
Copies of the letter and certificate of mailing are also attached hereto, made a part hereof
and marked as Exhibit "B."
McCABE, WEISBERG AND CONWAY, P.C.
BY: / - ' ?-
Attorneys for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
SWORN TO AND SUBSCRIBED
BEFORE ME THIS DAY OF 11TH
JULY, 2007.
ARYO(JBLIC
Notarial Seal
Susan J. Markowitz, Notary Public
City Of Philadelphia, Philadelphia County
?n11
COMMONWEALTH OF PENNSYLVANIA
Notarial Seal
Susan J. Markowitz, Notary Public
City OF Philadelphia, Philadelphia County
t: CY.^?;rP!, rnh 1, y
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N. A. as Trustee
Plaintiff
Attorneys for Plaintiff
COURT OF COMMON PLEAS
Cumberland COUNTY
V.
James A.Disilverio and Candy L. Disilverio
Number 06-5322 Civil Term
Defendants
SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3129
I, the undersigned attorney for Plaintiff in the above action, set forth as of the date the
Praecipe for the Writ of Execution was filed the following information concerning the real
property located at: 7 Birch Street, Mechanicsburg, PA 17055 (Tax Parcel #38-19-1610-021), a
copy of the description of said property is attached hereto and marked as Exhibit "A."
1. Name and address of Owners or Reputed Owners:
Name
James A.Disilverio
Address
604 Harrisburg Pike,
Dillsburg„ PA 17019
Candy L. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
2. Name and address of Defendants in the judgment:
Name Address EXHOIBIT
A
James A.Disilverio 604 Harrisburg Pike,
Dillsburg„ PA 17019
Candy L. Disilverio 7 Birch Street
Mechanicsburg, PA 17050-2708
3
4
5
6
Name and last known address of every judgment creditor whose judgment is a
record lien on the real property to be sold:
Name
Silver Spring Township
Authority
Plaintiff herein
Address
6415 (Rear) Carlisle Pike
Mechanicsburg, PA 17055
Name and address of the last recorded holder of every mortgage of record:
Name Address
Plaintiff herein.
Name and address of every other person who has any record lien on the property:
Name
None
Address
Name and address of every other person who has any record interest in the
property which may be affected by the sale:
Name
Silver Spring Township
Authority for Municipal
Claim for Sewer Rates
Address
6415 (Rear) Carlisle Pike
Mechanicsburg, PA 17055
7. Name and address of every other person of whom the plaintiff has knowledge who
has any interest in the property which may be affected by the sale:
Name Address
Tenants 7 Birch Street, Mechanicsburg, PA 17055
Mark F. Bayley, Esq. Bayley & Mangan
57 West Pomfret Street
Carlisle, PA 17013 "HIBIT
Domestic Relations P.O. Box 320
Cumberland County Carlisle, PA 17013
Commonwealth of Pennsylvania Department of Public Welfare
P.O. Box 2675
Harrisburg, PA 17105
Commonwealth of Pennsylvania 1400 Spring Garden Street
Inheritance Tax Office Philadelphia, PA 19130
Commonwealth of Pennsylvania
Bureau of Individual Tax
Inheritance Tax Division
Department of Public Welfare
TPL Casualty Unit Estate
Recovery Program
Internal Revenue Service
Commonwealth of Pennsylvania
Department of Revenue Bureau of
Compliance
6th Floor, Strawberry Square
Department #280601
Harrisburg, PA 17128
Willow Oak Building
P.O. Box 8486
Harrisburg, PA 17105-8486
Technical Support Group,
William Green Federal Bldg.
Room 3259, 600 Arch Street
Philadelphia, PA 19106
Clearance Support Department 281230
Harrisburg, PA 17128-1230
ATTN: Sheriffs Sales
I verify that the statements made in this Affidavit are true and correct to the best of my
personal knowledge or information and belief. I understand that false statements herein are made
subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities.
July 30, 2007 McCABE, WEISBER AN CONWAY, P.C.
BY:
Attorn s for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
Ex HIBIT
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD 1). CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Attorneys for Plaintiff
Citibank, N.A., as Trustee
Cumberland County
Court of Common Pleas
vs.
James A. Disilverio
Candy L. Disilverio
Number 06 - 5322
DATE: July 30, 2007
TO: ALL PARTIES IN INTEREST AND CLAIMANTS
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
OWNER(S): James A. Disilverio and Candy L. Disilverio
PROPERTY: 7 Birch Street, Mechanicsburg, PA 17050-2708
IMPROVEMENTS: Residential Dwelling
The above-captioned property is scheduled to be sold at the Sheriffs Sale on September 5, 2007,
at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland
County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013. Our records indicate
that you may hold a mortgage or judgments and liens on, and/or other interests in the property
which will be extinguished by the sale. You may wish to attend the sale to protect your interests.
A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later
than 30 days after sale. Distribution will be made in accordance with the schedule unless
exceptions are filed thereto within 10 days after the filing of the schedule.
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r,
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
SS:
I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that
the Sheriff s Deed in which Citibank N A Tr is the grantee the same having been sold to said grantee on
the 5th day of Sept A.D., 20071 under and by virtue of a writ Execution issued on the 30th day of Svril,
A.D., 2007, out of the Court of Common Pleas of said County as of Civil Term, 2006 Number 5322, at
the suit of Citibank N A Tr against James A Disilverio & Candy L is duly recorded as Instrument
Number 200737256.
IN TESTIMONY WHEREOF, I have hereunto set my hand
and seal of said office this a day of
A.D. .2-0
Rworder of Deeds, Cuftft' W Recorder of
County. Ca", PA
4y Corruf Wm F*kea the FW Monday of Jan. 2010
Citibank, N.A. as Trustee In the Court of Common Pleas of
VS Cumberland County, Pennsylvania
James A. Disilverio and Candy L. Disilverio Writ No. 2006-5322 Civil Term
Ronald Hoover, Deputy Sheriff, who being duly sworn according to law, states
that on May 25, 2007 at 1549 hours, he served a true copy of the within Real Estate Writ,
Notice and Description, in the above entitled action, upon the within named defendant, to
wit: Candy L. Disilverio, by making known unto Monica Bohn, Adult in Charge, at 7
Birch Street, Mechanicsburg, Cumberland County, Pennsylvania its contents and at the
same time handing to her personally the said true and correct copy of the same.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he
made a diligent search and inquiry for the within named defendant, to wit: James A.
Disilverio, but was unable to locate him in his bailiwick. He therefore deputized the
Sheriff of York County, Pennsylvania, to serve the within Real Estate Writ of Execution,
Notice of Sheriffs Sale and Description, in the above entitled action, according to law.
York County Return: And now, June 13, 2007 at 1629 PM served the within Real
Estate Writ, Notice of Sheriffs Sale and Description upon James A. Disilverio, by
personally handing to Judith Disilverio, wife of James A. Disilverio, a true attested copy
of the original Real Estate Writ, Notice and Description and making known to her the
contents thereof at 604 Harrisburg Pike, Dillsburg, PA 17019. So answers: William M.
Hose, Sheriff of York County, PA.
Megan Marlow, Deputy Sheriff, who being duly sworn according to law, states
that on July 12, 2007 at 1542 hours, she posted a true copy of the within Real Estate Writ,
Notice, Poster and Description, in the above entitled action, upon the property of James
A. Disilverio and Candy L. Disilverio located at 7 Birch Street, Mechanicsburg,
Cumberland County, Pennsylvania according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he
served the above Real Estate Writ, Notice, Poster and Description in the following
manner: The Sheriff mailed a notice of the pendency of the action to the within named
defendant, to wit: James A. Disilverio, by regular mail to his last known address of 604
Harrisburg Pike, Dillsburg, PA 17019. This letter was mailed under the date of July 2,
2007 and never returned to the Sheriffs Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he
served the above Real Estate Writ, Notice, Poster and Description in the following
manner: The Sheriff mailed a notice of the pendency of the action to the within named
defendant, to wit: Candy L. Disilverio, by regular mail to her last known address of 7
Birch Street, Mechanicsburg, PA 17050. This letter was mailed under the date of July 2,
2007 and never returned to the Sheriffs Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states that
after due and legal notice had been given according to law, he exposed the within
described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland
County, Pennsylvania on September 5, 2007 at 10:00 o'clock A.M. He sold the same for
the sum of $1.00 to Attorney Terrence McCabe on behalf of Citibank, N.A. as Trustee. It
being the highest bid and best price received for the same, Citibank, N.A., as Truste of
10790 Rancho Bernardo Road, San Diego CA 92127, being the buyer in this execution,
paid to Sheriff R. Thomas Kline the sum of $1,279.39.
Sheriffs Costs:
Docketing $30.00
Poundage 25.09
Posting Bills 15.00
Advertising 15.00
Acknowledging Deed 48.00
Auctioneer 10.00
Law Library .50
Prothonotary 2.00
Mileage 19.20
Levy 15.00
Surcharge 30.00
Out of County 9.00
York County 134.55
Law Journal 437.00
Patriot News 408.86
Share of Bills 15.69
Distribution of Proceeds 25.00
Sheriffs Deed 39.50
$1,279.39 ? ?,.
So Answers:
R. Thomas Kline, Sheriff
BYJ b C?A ?vvA
Real Estate ergeant
/v/6 V.- 7
„, g 9/p
f
. l
McCABE, WEISBERG AND CONWAY, P.C.
BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Citibank, N. A. as Trustee
Plaintiff
Attorneys for Plaintiff
COURT OF COMMON PLEAS
Cumberland COUNTY
V.
James A.Disilverio and Candy L. Disilverio
Defendants
Number 06-5322 Civil Term
AFFIDAVIT PURSUANT TO RULE 3129
I, the undersigned attorney for Plaintiff in the above action, set forth as of the date the
Praecipe for the Writ of Execution was filed the following information concerning the real
property located at: 7 Birch Street, Mechanicsburg, PA 17055 (Tax Parcel #38-19-1610-021), a
copy of the description of said property is attached hereto and marked as Exhibit "A."
1. Name and address of Owners or Reputed Owners:
Name
James A.Disilverio
Candy L. Disilverio
Address
604 Harrisburg Pike,
Dillsburg„ PA 17019
7 Birch Street
Mechanicsburg, PA 17050-2708
2. Name and address of Defendants in the judgment:
Name
James A.Disilverio
Candy L. Disilverio
Address
604 Harrisburg Pike,
Dillsburg„ PA 17019
7 Birch Street
Mechanicsburg, PA 17050-2708
3. Name and last known address of every judgment creditor whose judgment is a
record lien on the real property to be sold:
Name
Silver Spring Township
Authority
Plaintiff herein
Address
6415 (Rear) Carlisle Pike
Mechanicsburg, PA 17055
4. Name and address of the last recorded holder of every mortgage of record:
Name Address
Plaintiff herein.
5. Name and address of every other person who has any record lien on the property:
Name Address
None
6. Name and address of every other person who has any record interest in the
property which may be affected by the sale:
Name
Silver Spring Township
Authority for Municipal
Claim for Sewer Rates
Address
6415 (Rear) Carlisle Pike
Mechanicsburg, PA 17055
7. Name and address of every other person of whom the plaintiff has knowledge who
has any interest in the property which may be affected by the sale:
Name
Tenants
Domestic Relations
Cumberland County
Commonwealth of Pennsylvania
Address
7 Birch Street, Mechanicsburg, PA 17055
P.O. Box 320
Carlisle, PA 17013
Department of Public Welfare
P.O. Box 2675
Harrisburg, PA 17105
Commonwealth of Pennsylvania
Inheritance Tax Office
Commonwealth of Pennsylvania
Bureau of Individual Tax
Inheritance Tax Division
1400 Spring Garden Street
Philadelphia, PA 19130
6th Floor, Strawberry Square
Department #280601
Harrisburg, PA 17128
f-
Department of Public Welfare
TPL Casualty Unit Estate
Recovery Program
Internal Revenue Service
Commonwealth of Pennsylvania
Department of Revenue Bureau of
Compliance
Willow Oak Building
P.O. Box 8486
Harrisburg, PA 17105-8486
Technical Support Group,
William Green Federal Bldg.
Room 3259, 600 Arch Street
Philadelphia, PA 19106
Clearance Support Department 281230
Harrisburg, PA 17128-1230
ATTN: Sheriffs Sales
I verify that the statements made in this Affidavit are true and correct to the best of my
personal knowledge or information and belief. I understand that false statements herein are made
subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities.
April 25, 2007 McCADE WWEISBERG, AND CONWAY, P.C.
BY: -?^
Attorneys for Plaintiff
TERRENCE J. McCABE, ESQUIRE
MARC S. WEISBERG, ESQUIRE
EDWARD D. CONWAY, ESQUIRE
MARGARET GAIRO, ESQUIRE
McCABE, WEISBERG AND CONWAY, P.C.
' . B"V: TERRENCE J. McCABE, ESQUIRE - ID # 16496
MARC S. WEISBERG, ESQUIRE - ID # 17616
EDWARD D. CONWAY, ESQUIRE - ID # 34687
MARGARET GAIRO, ESQUIRE - ID # 34419
123 South Broad Street, Suite 2080
Philadelphia, Pennsylvania 19109
(215) 790-1010
Attorneys for Plaintiff
Citibank, N.A., as Trustee
VS.
James A. Disilverio
Candy L. Disilverio
Cumberland County
Court of Common Pleas
Number 06-5322
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: James A. Disilverio
604 Harrisburg Pike
Dillsburg, PA 17019
Candy L. Disilverio
7 Birch Street
Mechanicsburg, PA 17050-2708
Your house (real estate) at 7 Birch Street, Mechanicsburg, PA 17050-2708 (Tax Parcel
#38-19-1610-021) , is scheduled to be sold at Sheriffs Sale on September 5, 2007 at 10:00 a.m.
in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County
Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment
of $145,219.48 obtained by Citibank, N.A., as Trustee against you.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
1. The sale will be canceled if you pay to Citibank, N.A., as Trustee, the back
payments, late charges, costs, and reasonable attorney's fees due. To find out how
much you must pay, you may call McCabe, Weisberg and Conway, P.C. at (215)
790-1010.
2. You may be able to stop the sale by filing a petition asking the Court to strike or
open the judgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale. (See the following notice on how to obtain an attorney.)
1 " M
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY
AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE
If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You
may find out the price bid by calling Mccabe, Weisberg and Conway, P.C. at (215) 790-
1010.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due on the
sale. To find out if this has happened, you may call McCabe, Weisberg and Conway,
P.C. at (215) 790-1010.
4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of
the property as if the sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal
proceedings to evict you.
6. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff
not later than 30 days after sale. Distribution will be made in accordance with the
schedule unless exceptions are filed thereto within 10 days after the filing of the
schedule.
7. You may also have other rights and defenses, or ways of getting your real estate back, if
you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT
HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
COUNTY
COURT ADMINISTRATOR
4TH FLOOR,
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PENNSYLVANIA 17013
(717) 240-6200
OR CUMBERLAND
BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
LEGAL DESCRIPTION
ALL THAT CERTAIN lot or piece of land located in Silver Spring Township, Cumberland County,
Pennsylvania, bounded and described as follows, to wit:
BEGINNING at the northeast corner of Lot No. 19 of Silver Spring Development Company, which point of
beginning is located on the southern side of a thirty-three (33) foot right-of-way in Silver Spring
Development, which right-of-way runs parallel to Carlisle Pike, Route No. 11; thence along the division
line of Lot Nos. 18 and 19 of Silver Spring Development South three (3) degrees fifteen (15) minutes
West one hundred twenty four and sixty-five one-hundredths (124.65) feet to a point; thence along the
division line of Lot Nos. 15 and 19 of the herein referred to development, North eighty-six (86) degrees
forty-five (45) minutes West fifty-nine (59) feet to a point on the division line of Lot Nos. 19 and 20 of
Silver Spring Development; thence along the division line of Lot Nos. 19 and 20 of Silver Spring
Development North three (3) degrees fifteen (15) minutes East one hundred twenty-four and eighty-three
one-hundredths (124.83) feet to a point on the southern side of the hereinbefore mentioned thirty-three
(33) foot right-of-way; thence along the southern side of the thirty-three (33) foot right-of-way, south
eighty-six (86) degrees thirty-five (35) minutes East fifty-nine (59) feet to a point, the point and place of
BEGINNING.
BEING part of Lot No. 19 of the plan of lots known as Silver Spring Development Company.
HAVING ERECTED THEREON a one (1) story ranch type brick dwelling being known and numbered as 7
Birch Street, Mechanicsburg, Pennsylvania.
TAX MAP PARCEL NUMBER: 38-19-1610-021
BEING KNOWN AS 7 Birch Street, Mechanicsburg, PA 17050-2708
Being the same premises which Karen L. Fuhrman, Executrix of the Last Will and Testament of Frances
E. Boyer, by deed dated the 10/9/1996, and recorded 10/11/1996 in the Office of the Recorder in and for
Cumberland County in Deed Book 147, Page 466, granted and conveyed to James A. Disilverio and
Candy L. Disilverio, in fee.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA) NO 06-5322 Civil
COUNTY OF CUMBERLAND) CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due CITIBANK, N.A., AS TRUSTEE, Plaintiff (s)
From JAMES A. DISILVERIO AND CANDY L. DISILVERIO
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $145,219.48 L.L. $.50
Interest FROM 9/7/06 - 9/5/07 $8,664.81 AT $23.87 PER DIEM
Atty's Comm % Due Prothy $2.00
Atty Paid $235.90 Other Costs
Plaintiff Paid
Date: APRIL 30, 2007
(Seal)
Curtis R ong, Pro
By:
Deputy
REQUESTING PARTY:
Name TERRENCE J. MCCABE, ESQUIRE
Address: MCCABE WEISBERG AND CONWAY, P.C.
123 S. BROAD STREET, SUITE 2080
PHILADELPHIA, PA 19109
Attorney for: PLAINTIFF
Telephone: 215-790-1010
Supreme Court ID No. 16496
c?
Cif
Real Estate Sale # 30
On May 4, 2007 the Sheriff levied upon the
defendant's interest in the real property situated in
Silver Spring Township, Cumberland County, PA
Known and numbered as 7 Birch Street,
Mechanicsburg, more fully described on Exhibit "A"
filed with this writ and by this reference
incorporated herein.
Date: May 4, 2007 B `j 0 0 ?YYA?
Real Est e Sergeant
C ?.
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
Ss.
Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
July 20, July 27, and August 3, 2007
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
isa arie Coyne, Ed' or
SWORN TO AND SUBSCRIBED before me this
day of August, 2007
Notary
NOURK SEAL
DEBORAH A COLLM
Notary Pubic
CARLISLE BORO, CUMBERLAND COUNTY
MY COnWrAW n Expires Apr 28, 2010
RZAL I WATE &ALF, NO. 30
Writ No. 2006-5322 Civil
Citibank, N.A. as Trustee
vs.
James A. Disilverio and
Candy L. Disilverio
Atty.: Terrence McCabe
DESCRIPTION
ALL THAT CERTAIN lot or piece of
land located in Silver Spring Town-
ship, Cumberland County, Pennsyl-
vania, bounded and described as
follows, to wit:
BEGINNING at the northeast cor-
ner of Lot No. 19 of Silver Spring De-
velopment Company, which point of
beginning is located on the southern
side of a thirty-three (33) foot right-
of-way in Silver Spring Development,
which right-of-way runs parallel to
Carlisle Pike, Route No 11; thence
along the division line of Lot Nos. 18
and 19 of Silver Spring Development
South three (3) degrees fifteen (15)
minutes West one hundred twenty
four and sixty-five one-hundredths
(124.65) feet to a point; thence along
the division line of Lot Nos. 15 and 19
of the herein referred to development,
North eighty-six (86) degrees forty-
five (45) minutes West fifty-nine (59)
feet to a point on the division line of
Lot Nos. 19 and 20 of Silver Spring
Development; thence along the divi-
sion line of Lot Nos. 19 and 20 of Sil-
ver Spring Development North three
(3) degrees fifteen (15) minutes East
one hundred twenty-four and eighty-
three one-hundredths (124.83) feet
to a point on the southern side of
the hereinbefore mentioned thirty-
three (33) foot right-of-way; thence
along the southern side of the thirty-
three (33) foot right-of-way, south
eighty-six (86) degrees thirty-five
(35) minutes East fifty-nine (59) feet
to a point, the point and place of
BEGINMNG.
BEING part of Lot No. 19 of the
plan of lots known as Silver Spring
Development Company.
HAVING ERECTED THEREON a
one (1) story ranch type brick dwell-
ing being known and numbered
as 7 Birch Street, Mechanicsburg,
Pennsylvania.
TAX MAP PARCEL NUMBER: 38-
19-1610-021.
BEING KNOWN AS 7 Birch Street,
Mechanicsburg, P A 17050-2708.
Being the same premises which
.?. • . ?. t -,- - Y°~ Karen L. Fuhrman, Executrix of the
? u s Last Will and Testament of Frances E.
!,,,Boyer, by deed dated the 10/9/1996,
and recorded 10/ 11 / 1996 in the
f,f y„ t Office of the Recorder in and for
Gnr L L Cumberland County in Deed Book
k. 147, Page 466, granted and conveyed
" to James A. Disilverio an d Candy L.
Disilverio, in fee.
i
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin) ss
Shannon D. Billhime, being duly sworn according to law, deposes and says:
That she is a Staff Accountant with The Patriot News Co., a corporation organized and existing under the
laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market
Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-
News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market
Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were
established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever
since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published
in their regular daily and/or Sunday/ Metro editions which appeared in the 18th and 25th day(s) of July and the 1st
day(s) of August 2007. That neither he nor said Company is interested in the subject matter of said printed notice
or advertising, and that all of the allegations of this statement as to the time, place and character of publication are
true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed
and adopted severally by the stockholders and board of directors of the said Company and subsequently duly
recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M",
Volume 14, Page 317.
PUBLICATION
COPY
SALE #30
Sworn to and subscribed before me this 20th day of August 2007 A.D.
COMMONWEALTH Cr i?Em\jSYLVAWlA
I Notarial Seal
Terry L Russell, Notary Public
1 City Of rrisburg, Dauphin County
MY Co ss!on Expires June 6, 2010
em er nnsvlvaniR Associsrir n of Nnta?i?.
NOT AY P LIC
CUMBERLAND COUNTY SHERIFF'S OFFICE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA. 17013
MCCABE, WEISBERG & CONWAY,P.C.
Andrew L. Markowitz, Esq. Attorneys for Plaintiff
Attorney ID#28009
123 South Broad Street, Suite 2080
Philadelphia,PA 19109
(215)-790-1010
N.A. ' n
Citibank, rn
COURT OF COMMON PLEA � N
Plaintiff CUMBERLAND COUNTY ' eo c>`
C-
V. -' C-
�= -'
James A. Disilverio No. 2006-05322 `
Defendants
ORDER TO SATISFY JUDGMENT
TO THE PROTHONOTARY:
Kindly mark the judgment entered in the above captioned matter as satisfied
without prejudice,upon payment of your costs only.
Andrew . Markowitz, Esquire
Attorn fy for Plaintiff
McCABE, WEISBERG & CONWAY, P.C.
BY: ANDREW L. MARKOWITZ,ESQUIRE
Identification No. 28009 Attorney for Plaintiff
123 South Broad Street, Suite 2080
Philadelphia,Pennsylvania 19109
(215) 790-1010
Citibank,N.A.
COURT OF COMMON PLEAS
Plaintiff CUMBERLAND COUNTY
V.
James A. Disilverio No. 2006-05322
Defendants
CERTIFICATE OF SERVICE
I,ANDREW L.MARKOWITZ,Esquire,attorney for Plaintiff,hereby certify that a
true and correct copy of the within Order to Satisfy Judgment was served on the below party on the
0 71r,
_ day of February, 2014 by the United States mail, first class:
James A. Disilverio
604 Harrisburg Pike
Dillsburg, PA 17019
DATE: 1 ell/
ANDREW L. MA OWITZ, ESQUIRE