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HomeMy WebLinkAbout06-5322McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Citibank, N. A. as Trustee 10790 Rancho Bernardo Road San Diego, CA 92127 Attorneys for Plaintiff Cumberland County Court of Common Pleas V. James A. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 and Candy L. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 Number 04o -- S3,R-k CIVIL ACTION/MORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas ex-puestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta asentar una caaparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisions de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA, 17013 800-990-9108 USTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE A UN ABOGADO, VA A O TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON INFORMATION ACERCA DE EMPLEAR A UN ABOGADO. SI USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMACION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO REDUCIDO NI NINGUN HONORARIO. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA, 17013 800-990-9108 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 iZ15) 790-1010 Citibank, N. A. as Trustee 10790 Rancho Bernardo Road San Diego, CA 92127 Attorneys for Plaintiff Cumberland County Court of Common Pleas V. James A. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 and Candy L. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 Number Q? - CIVIL ACTION/MORTGAGE FORECLOSURE Plaintiff is Citibank, N. A. as Trustee, a corporation duly organized under the laws of and doing business at the above captioned address. 2. The Defendant is James A. Disilverio, who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and his last-known address is 7 Birch Street, Mechanicsburg, PA 17050-2708. 3. The Defendant is Candy L. Disilverio, who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and her last-known address is 7 Birch Street, Mechanicsburg, PA 17050-2708. 4. On 11/22/2002, mortgagors made, executed and delivered a mortgage upon the premises hereinafter described to Chase Manhattan Mortgage Corporation which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Book 1786, Page 1491. 5. On 12/09/2003, the aforesaid mortgage to Chase Manhattan Mortgage Corporation was re- recorded to include the legal description in the Office of the Recorder of Cumberland County in Mortgage Book 1799, Page 3495. The aforesaid mortgage was thereafter assigned by Chase Manhattan Mortgage Corporation to Citibank, N. A. as Trustee, Plaintiff herein, by Assignment of Mortgage which will be duly recorded in the Office of the Recorder of Cumberland County. 7. The premises subject to said mortgage is described in the mortgage attached as Exhibit "A" and is known 7 Birch Street, Mechanicsburg, PA 17055. 8. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 04/01/2006 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 9. The following amounts are due on the mortgage: Principal Balance $ 131,337.73 Interest 03/01/2006 through 09/07/2006 $ 6,435.51 (Plus $ 35.57 per diem thereafter) Attorney's Fee $ 6,566.89 Late Charges $ 321.60 Corporate Advances $ 7.75 Cost of Suit $ 225.00 Appraisal Fee $ 125.00 Title Search $ 200.00 GRAND TOTAL $ 145,219.48 10. The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriffs Sale. If the mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged based on work actually performed. 11. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. §403) and notice required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et seq., commonly known as the Combined Notice of Delinquency has been sent to Defendants by regular mail with a certificate of mailing and by certified mail, return receipt requested. WHEREFORE, Plaintiff demands Judgment against the Defendants in the sum of $145,219.48, together with interest at the rate of $35.57 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. McCABEBER AND CONWAY, P.C. BY: Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE VERIFICATION The undersigned, Terrence J. McCabe, Esquire, hereby certifies that he is the Attorney for the Plaintiff in the within action, and that he is authorized to make this verification and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsification to authorities. McCABE, WEEIISSBBERG AND CONWAY, P.C. BY: Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE nvula r tt?dt1C:t; I/ 1 I/ ut7 / : 454 • L nwv cc coca 1:04 rn rM t.MHbh MHMHNIIRN MTG 394 4249 TO 14842148099 *AM Ti: h"d mem"n,71i1lair am" mmkmv.a umb"ai a". •6t+ Dawrra tae.ea+.a. rMe•4N. li7ia Asm"m laeratra M. am DL@W. CL u= rmw 16aI lMfl•211?-q1 MORMAGE no= Waft wAd is jm*k ww. M No 1liinroa r bad wir nt ~ uu1/ m dWbd Y 100M S. 11. U. 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EXHIBIT A (Legal Description) ALL THAT CERTAIN lot or piece of land located in Silver Spring Township, Cumberland County, Pennsylvania, bounded and described as follows, to wit: BEGINNING at the northeast comer of Lot No. 19 of Silver Spring Development Company, which point of beginning is located on the southern side of a thirty-three (33) foot right-of-way in Silver Spring Development, which right-of-way runs parallel to Carlisle Pike, Route No. 11; thence along the division line of Lot Nos. 18 and 19 of Silver Spring Development South three (3) degrees fifteen (15) minutes West one hundred twenty four and sixty-five one-hundredths (124.65) feet to a point; thence along the division line of Lot Nos. 15 and 19 of the herein referred to development, North eighty-six (86) degrees forty-five (45) minutes West fifty-nine (59) feet to a point on the division line of Lot Nos. 19 and 20 of Silver Spring Development; thence along the division line of Lot Nos. 19 and 20 of Silver Spring Development North three (3) degrees fifteen (15) minutes East one hundred twenty-four and eighty- three one-hundredths (124.83) feet to a point on the southern side of the hereinbefore mentioned thirty- three (33) foot right-of-way; thence along the southern side of the thirty-three (33) foot right-of-way, south eighty-six (86) degrees thirty-five (35) minutes East fifty-nine (59) feet to a point, the point and place of BEGINNING. BEING part of Lot No. 19 of the plan of lots known as Silver Spring Development Company. HAVING ERECTED THEREON a one (1) story ranch type brick dwelling being known and numbered as 7 Birch Street, Mechanicsburg, Pennsylvania. PARCEL NO. 38-19-1610-021 BEING THE SAME PREMISES which Karen L. Fuhrman, Executrix of the Last Will and Testament of Frances E. Boyer, by Indenture dated 10-09-96 and recorded 10-11-96 in the Office of the Recorder of Deeds in and for the County of Cumberland in Deed Book 147 Page 466, granted and conveyed unto James A. Disilverio and Candy L. Disilverio, his wife. Page 4 of 4 Order Number: 1225244MILF urrase home i-inance 'ii1'1/06 7:34 PAGE 14/29 RightFax • • true cc Lime 1:33 PM FR CHASE MANHATTAN MT43 594 4248 TO 14842148899 SCMR MR CO MANN dw taadt st Nsmedly w*A d w agars wtb atatwr d sad bn M M§* at aorrge. Mat ad agog daa Fmpg0' at fid MR?tq Y waMMMd. 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LNL7SU P. 22.o,45 W-Wk gum AMO, Sol r (] t ??? McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 S. Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Citibank, N.A. as Trustee V. Attorney for Plaintiff Cumberland County Court of Common Pleas James A. Disilverio and Number 06-5322 Civil Term Candy L. Disilverio PRAECIPE TO REINSTATE COMPLAINT TO THE PROTHONOTARY: Kindly reinstate the Complaint in Mortgage Foreclosure in the above-captioned matter. TERRENCE J. MCCE, ESQUIRE Attorney for P1 ntiff C1 -r, i ;" _ --4 .y Citibank, N.A. as Trustee : IN THE COURT OF COMMON PLEAS OF V. : CUMBERLAND COUNTY, PENNSYLVANIA James A. DiSilverio and Candy L. DiSilverio, No. 06-5322 Civil Term PRAECIPE TO ENTER APPEARANCE TO THE PROTHONOTARY: Please enter my appearance on behalf of the Defendant, Candy L. DiSilverio in the above- captioned matter. Date: Mark F. Bayley, Esqu Bayley & Mangan 57 W. Pomfret St. Carlisle, PA 17013 (717) 241-2446 Supreme Court I.D. # 87663 Attorney for Defendant, Candy DiSilverio 7 Citibank, N.A. as Trustee IN THE COURT OF COMMON PLEAS OF V. CUMBERLAND COUNTY, PENNSYLVANIA James A. DiSilverio and Candy L. DiSilverio, No. 06-5322 Civil Term CERTIFICATE OF SERVICE I, Mark F. Bayley, Esquire, attorney for Defendant, Candy L. DiSilverio, do hereby certify that I this day served a copy of the within Praecipe upon the following by depositing same in the United States mail, postage prepaid, at Carlisle, Pennsylvania, addressed as follows: Terence J. McCabe, Esquire 123 S. Broad St., Suite 2080 Philadelphia, PA 19103 Dated: I 'I - ?z -n Mark F. Bayley, Esqu ,im' Attorney for Defendant, Candy L DiSilveio c C-=3 -TI - c. t Citibank, N.A. as Trustee V. James A. DiSilverio and Candy L. DiSilverio, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA No. 06-5322 Civil Term ANSWER BY DEFENDANT CANDY L. DISHNERIO AND NOW, comes defendant, Candy L. DiSilverio, by and through her plenary guardian, Monica DiSilverio, and attorney, Mark F. Bayley, Esquire, and responds to Plaintiffs Civil Action/Mortgage Foreclosure as follows: 1. Admitted. 2. Admitted. 3. Admitted. 4. Admitted. 5. Admitted. 6. Admitted. 7. Admitted. 8. Admitted in part and denied in part. It is admitted that payments of principal and interest upon the mortgage are behind. It is denied that no payments have been made since April 1, 2006; after reasonable investigation, defendant is unable to verify how many payments are owing. Additionally, defendant plans to arrange for payment of all arrearages. (/ 9. Denied. After reasonable investigation, defendant is unable to verify any of the figures averred in this paragraph and seek proof of the same. Additionally, defendant plans to arrange for payment of all arrearages. 10. This paragraph constitutes a legal conclusion. No response is required. 11. Denied. Defendant's plenary guardian cannot remember if proper service was made. WHEREFORE, Defendant requests the Court to dismiss Plaintiffs Civil Action/Mortgage Foreclosure. I I-zz-o? Respectfully Submitted, Bayley & Mang Mark F. Bayley, Es ire 57 West Pomfret Street Carlisle, PA 17013 (717) 241-2446 Supreme Court I.D.#87663 Attorney for Defendant Citibank, N.A. as Trustee IN THE COURT OF COMMON PLEAS OF V. CUMBERLAND COUNTY, PENNSYLVANIA James A. DiSilverio and Candy L. DiSilverio, No. 06-5322 Civil Term VERIFICATION I verify that the statements made in the within answer are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. Cons. Stat. § 4904 relating to unworn falsification to authorities. Additionally, I verify that I am the Plenary Guardian for Candy L. DiSilverio as indicated by the attached Order. fonica DiSilverio, Plenary Guardian for l Pier, Candy L. DiSilverio ?be QC ?? --?. -?-- IN RE: Candy DiSilverio, AN ALLEGED INCAPACITATED PERSON '7 F_ - D a IN'THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORPHANS' COURT DIVISION NO. 21-06-0327 GUARDIANSHIP-INCAPACITATED PERSON IN RE: PETITION FOR APPOINTMENT OF GUARDIAN BEFORE OLER, J. ORDER OF COURT AND NOW, this 29th day of June, 2006, upon consideration of the Petition for Appointment of Guardian with respect to Candy DiSilverio, following a hearing at which the allegedly incapacitated person was represented by her court-appointed counsel, Galen R. Waltz, Esquire, and for the reasons stated in the accompanying opinion, Candy DiSilverio is adjudicated an incapacitated person, and her daughter, Monica DiSilverio, is appointed permanent plenary guardian of her estate and person. The guardian shall timely file with the Court all reports and accounts required by statute. No bond shall be required of the guardian. Candy DiSilverio and her counsel are hereby notified of her right to petition at any time for a modification or termination of the guardianship provisions contained in this order. By the Court, t Citibank, N.A. as Trustee IN THE COURT OF COMMON PLEAS OF V. CUMBERLAND COUNTY, PENNSYLVANIA James A. DiSilverio and Candy L. DiSilverio, No. 06-5322 Civil Term CERTIFICATE OF SERVICE I, Mark F. Bayley, Esquire, attorney for Defendant, Candy L. DiSilverio, do hereby certify that I this day served a copy of the within Answer upon the following by depositing same in the United States mail, postage prepaid, at Carlisle, Pennsylvania, addressed as follows: Terence J. McCabe, Esquire 123 S. Broad St., Suite 2080 Philadelphia, PA 19103 Dated: Mark F. Bayley, Esqu' Attorney for Defendant, Candy L DiSilveio ?.?.i C") ? ;?,3 -- ---1 --r- f`.7 "_' ' ,_; . r. ? .. Ly ?-: SHERIFF'S RETURN - NOT FOUND CASE NO: 2006-05322 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND CITIBANK N A VS DISILVERIO JAMES A ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT DISILVERIO JAMES A but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE NOT FOUND , as to the within named DEFENDANT 7 BIRCH STREET DISILVERIO JAMES A MECHANICSBURG, PA 17050 DEFENDANT DOES NOT LIVE AT GIVEN ADDRESS. HE IS SUPPOSED TO BE LIVING AT 604 HARRISBURG PIKE DILLSBURG Sheriff's Costs: So answer -" Docketing 18.00 Service 8.80 Not Found 5.00 R. Thomas Kline Surcharge 10.00 Sheriff of Cumberland County .00 41.80v/ MCCABE WEISBERG CONWAY 1016q?6t 09/22/2006 Sworn and Subscribed to before me this day of A. D. SHERIFF'S RETURN - REGULAR CASE NO: 2006-05322 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CITIBANK N A VS DISILVERIO JAMES A ET AL MICHAEL BARRICK Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE DISILVERIO CANDY L DEFENDANT the at 1933:00 HOURS, on the 21st day of September, 2006 at 7 BIRCH STREET MECHANICSBURG, PA 17050 by handing to ALEC BOHN, ADULT IN CHARGE a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: So Answers: Docketing 6.00 Service .00 Affidavit .00 Surcharge 10.00 R. Thomas Kline 2 .00 16.00 ? 09/22/2006 MCCABE WEISBERG CONWAY Sworn and Subscibed to -- before me this day Deputy Sheriff was served upon of A. D. SHERIFF'S RETURN - OUT OF COUNTY CASE?NO: 2006-05322 P COMMO~ WEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CITIBANK N A VS DISILVERIO JAMES A ET AL R. Thomas Kline Sheriff or Deputy Sheriff who being duly sworn according to law, says, that he made a diligent search and and inquiry for the within named DEFENDANT to wit: DISILVERIO JAMES A but was unable to locate Him in his bailiwick. He therefore deputized the sheriff of YORK County, Pennsylvania, to serve the within COMPLAINT - MORT FORE On October 27th , 2006 , this office was in receipt of the attached return from YORK Sheriff's Costs: So answe -?? Docketing 18.00 Out of County 9.00 Surcharge 10.00 R. Thomas Kline Dep York County 43.03 Sheriff of Cumberland County Postage 2.07 82.10 ?4, loloV (, 10/27/2006 MCCABE WEISBERG CONWAY Sworn and subscribe to before me this day of A. D. a sil. COUNTY OF YORK 4 OFFICE OF THE SHERIFF SER7)7719601 45 N. GEORGE ST., YORK, PA 17401 SHERIFF SERVICE 1"TRUCTIOM PROCESS RECEIPT and AFFIDAVIT OF RETURN PLEASE TYPE ONLY LN 1 THRU 12 DO NOT DETACH ANY COPES 1. PLAINTIFFIS/ 2. COURT NUMBS` ^ ^^ 3. DEFENDANTIS/ _Mr 4F -_' 4. TYPE OF WRIT CIMF SERVE 5. NAME OF INDIVIDUAL, COMPANY, CORPORATION, ETC. TO SERVE OR DESCRIPTION OF PROPERTY P BaEVIED, ATTACHED, OR SOLD ??r?^e I???S??,,IPiR 1A 6. ADDRESS ( TREET OR RFO WITH BOX NUMBER, APT. NO.. CITY. BORO. rJW. STATE AND ZIP CODE) AT / 1"Ia'!f 7. INDICATE SERVICE: I] PERSONAL U PERSON IN CH E U DEPUTIZE U CERT. MA U 1ST CLASS MAIL U POSTED LI OTHER NOW October 1 20I, SHERIFF OPAW TY, PA, do hereby deputi a he sheriff of Yorj* COUNTY to execute this YWr* ake ret rn t cc rding to law. This deputization being made at the request and risk of the plaintiff. SHERIFF OF qgW(COUNTY 8. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SER@Wr 0 F C 0 U N T Y uUnDer ADVANCE FEE PAID BY CUMBERLAND CO SHERIFF Please mail return of service to Cumberland County Sheriff. Thank you. NOTE: ONLY APPLICABLE ON WRIT OF EXECUTION: N.B. WAIVER OF WATCHMAN - Any deputy sheriff levying upon or attaching any property under within writ may leave same without a watchman, in custody of whomever is found in possession, after notifying person of levy or attachment, without liability on the part of such deputy or the sheriff to any plaintiff herein for any loss, destruction, or removal of any property before sheriffs sale thereof. 9. TYPE NAME and ADDRESS of ATTORNEY I ORIGINATOR and SIGNATURET F R R E N C E J . M C C A B E , F. S 0. TELEPHONE NUMBER 11. DATE FILED 123 S. BROAD ST., STE., 2080, phila, pa 19109 15-790-1010 10/11/2006 12. SEND NOTICE OF SERVICE COPY TO NAME AND ADDRESS BELOW: (This area must be completed if notice is to be mailed). CUMBERLAND CO SHERIFF 13 1 acknowledge receipt of the writ 14. DATE RECEIVED 15. Expiration/Hearing Date or complaint as mdicated above. M J M C G I L* L Y C S O 110/17/2006 111/10/2006 16. HOW SERVED: RS NAL RESIDENCE ED ( ) POE( ) SHERIFF'S OFFICE ( ) OTHER( ) SEE REMARKS BELOW 17. O thereby a ur NOT OUN u m unable to locate the individual, company, etc. named above. (See remarks below.) 1 TF.Mmyt:1. IN ID S E T ADDRESS H 1 OT O ABOVE lationship to Defendant) 19. Date of Service 20. Time of Se a i?D ?r7 ? tJ /h.? 21. A MPT Date Time Miyts nt. Date T Miles Int. Date Miles Int. Dale Tyne Miles Int. Date Time Miles Int. Date Time Miles Int. 22. REMARKS: 23. Advance Costs 24. Service Costs 25. N/F 26. Mileage 27. Postage 26. Sub Total 29. Pound 30. Notary 31. Surchg. 32. Tot. Costs 33 Costs Due Checl $100.00 -60 1 Po 03 3 Q3 57C)o 3,03 S61 34. Forelpn County Costs 35. Advance Costs 36. Service Costs 37. Notary Cert. 38. Mileage/Postage/Not Found 39. Total Costs 40. Costs Due or Refund 41. AFT 42. day LISA L. BOWMAN, NOTA'P1"WBUT CITY OF YORK, YORK COUNTY MY COMMISSION EXPIRES AUG. 12, 2009 44. Sgnature De p. U? -ub- 46. signature ork / DATE County Sheriff WILLIAM M SE SHERIFF 0/24/06 48. Signature of Foreign 49. DATE PRAECIPE FOR LISTING CASE FOR ARGUMENT TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please list the within matter for the next Argument Court. Citibank, N. A. as Trustee 10790 Rancho Bernardo Road San Diego, CA 92127 COURT OF COMMON PLEAS CUMBERLAND COUNTY V. James A. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 and Candy L. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 NO. 06-5322 State Matter to be argued (i.e., Plaintiff's Motion for New Trial, Defendant's demurrer to complaint, etc.) Plaintiff's Motion for Summary Judgment 2. Identify counsel who will argue case: (a) Marc S. Weisberg, Esquire McCabe, Weisberg & Conway, P. C, 123 So. Broad Street, Suite 2080 Philadelphia, PA 19109 (b) Mark F. Bayley, Esquire Bayley & Mangan 57 West Pomfret Street Carlisle, PA 17013 3. I will notify all parties in writing within two days that this case has been listed for argument. 4. Argument Court Date: DATE: ? \ ? A 1 l MARC S. WEISBERG, ESQUIRE Attorney for Plaintiff i McCABE, WEISBERG & CONWAY, P.C. BY: MARC S. WEISBERG, ESQUIRE Identification No. 17616 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Citibank, N. A. as Trustee 10790 Rancho Bernardo Road San Diego, CA 92127 V. James A. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 and Candy L. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 Attorney for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 06-5322 CERTIFICATION OF SERVICE I, MARC S. WEISBERG, Esquire, hereby certify that a true and correct copy of the within Praecipe for Listing Case for Argument was served on the 12"' day of February, 2006, by first- class mail, postage prepaid, upon the following: Mark F. Bayley, Esquire Bayley & Mangan 57 West Pomfret Street Carlisle, PA 17013 DATE: -? I A MARC S. WEISBERG, ESQUIRE Attorney for Plaintiff Q ? -rt rnr :; rn • McCABE, WEISBERG & CONWAY, P.C. BY: MARC S. WEISBERG, ESQUIRE Identification No. 17616 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Citibank, N. A. as Trustee 10790 Rancho Bernardo Road San Diego, CA 92127 V. James A. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 and Candy L. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 Attorney for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 06-5322 PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT Plaintiff, Citibank, N.A., as Trustee, by and through its attorney, Marc S. Weisberg, Esquire, now moves this Honorable Court for summary judgment against defendants and alleges as follows: Plaintiff, Citibank, N.A., as Trustee, is a corporation duly organized under the laws of the United States of America with offices at 10790 Rancho Bernard Road, San Diego, CA 92127. 2. Defendants are the owners and residents of the mortgaged property at 7 Birch Street, Mechanicsburg, PA 17050-2708. 3. On or about November 22, 2002, defendants made, executed, and delivered a mortgage to Chase Manhattan Mortgage Corporation upon the above premises, which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County in Mortgage Book 1786, Page 1491. A copy of said mortgage is attached hereto, made a part hereof and marked as Exhibit "A". 3a. The aforesaid mortgage was subsequently assigned to plaintiff herein by Assignment of Mortgage. (See Exhibit "F") 4. The premises encumbered by the subject mortgage is all that certain real property and improvements in the County of Cumberland and Commonwealth of Pennsylvania, being more fully described in the mortgage attached hereto as Exhibit "A". 5. On or about September 12, 2006, plaintiff filed a mortgage foreclosure action against defendants. A copy of the Complaint is attached hereto, made a part hereof and marked as Exhibit "B". 6. Thereafter, defendants answered Plaintiffs Complaint. (See Exhibit "C") 7. Additionally, plaintiff filed a Request for Admissions (See Exhibit "D") on or about December 6, 2006, which defendants admit by their failure to answer, the defaulted loan, and admit to having been sent legal Act 6 and 91 letters and, in fact, admit all pertinent allegations of Plaintiffs Complaint with regard to default arrearage and notice. (See Exhibit "D") 8. Defendants' Answer to Plaintiffs Complaint and Request for Admissions admit that they are the record owners of the property in question, that plaintiff has a mortgage on it, that it is in default, and that an Act 6 Notice of Intent to Foreclose was sent as was an Act 91 Notice. (See Exhibits "C & D") 9. Accordingly, it is admitted that there is a balance due on the mortgage in the amount of $131.337.73, that the interest per diem is $35.57, that on or about July 28, 2006, plaintiff sent Act 6 and 91 letters to the defendants, and that those letters, in fact, complied with all statutory requirements. (See Exhibits "C, D & E"). 10. The Complaint, and Affidavit of , plaintiffs foreclosure specialist attached hereto and incorporated into this Motion, as Exhibit "F", sets forth the exact amount that defendants owe plaintiff, and defendants have not come forth with any supportable information to rebut this allegation. 10A. The payment history and note evidencing the interest charged to the defendants are part of Exhibit "F," as is the Assignment of Mortgage from Chase Manhattan Mortgage Corporation to Citibank, N.A., as Trustee, and are likewise unrebutted with any supportable information. (See Exhibit "F„) 11. The attorney's fees and costs, as requested by plaintiff in the Complaint, are reasonable, and are in conformity with Pennsylvania Law and will be collected in the event that sufficient funds are available from a third party purchase at Sheriffs Sale. 12. All procedural local, state, and federal rules, regulations, and laws with respect to mortgage foreclosure have been complied with by plaintiff. 13. There are no issues of material fact remaining, and plaintiff is entitled to summary judgment on its mortgage foreclosure action against defendants as a matter of law. WHEREFORE, plaintiff requests this Honorable Court grant summary judgment in Mortgage Foreclosure in favor of plaintiff and against defendants and enter judgment against defendants in the amount of $145,219.48, together with interest at a rate of $35.57 per diem from September 7, 2006, plus costs. Respectfully submitted, MCCABE, WEISBERG & CONWAY, P. C. (--)n" A BY: MARC S. WEISBERG, ESQUIRE Attorney for Plaintiff McCABE, WEISBERG & CONWAY, P.C. BY: MARC S. WEISBERG, ESQUIRE Identification No. 17616 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Citibank, N. A. as Trustee 10790 Rancho Bernardo Road San Diego, CA 92127 V. James A. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 and Candy L. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 Attorney for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 06-5322 MEMORANDUM OF LAW IN SUPPORT OF PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT The purpose of the summary judgment procedure is to prevent vexation and delay, improve the machinery of justice, promote the expeditious disposition of cases and avoid unnecessary trials when there does not exist a genuine issue of material fact. Specifically, Rule 1035.2(1) of the Pennsylvania Rules of Civil Procedure provides, in pertinent part, that: After the relevant pleadings are closed, but within such time as not to unreasonably delay trial, any party may move for summary judgment in whole or in part as a matter of law (1) whenever there is no issue of any material facts to a necessary element of the cause of action or defense which could be established by additional discovery or expert, or (2) if, after the completion of discovery relevant to the motion, including the production of expert reports, an adverse party who will bear the burden of proof at trial has failed to produce evidence of facts essential to the cause of action or defense which in a jury trial would require the issues to be submitted to the jury. Pa.R.C.P. 1035.2(1). See also Williams v. Pilgrim Life Insurance Co., 306 Pa. Super. 170,452 A.2d 269 (1983). The burden of demonstrating that there is no genuine issue of material fact rests on the moving party. Hower v. Whitmak Assoc., 371 Pa. Super. 443, 538 A.2d 524 (1988); Carollo v. 48 Insulation, Inc., 252 Pa. Super 422, 381 A.2d 990 (1977). Once such a showing is made, summary judgment is appropriate where the adverse party is unable to produce probative evidence to the contrary. To this end, the adverse party may not claim that the averments of their pleadings, alone, are sufficient to raise a genuine issue of fact so as to defeat the motion. The adverse party must set forth specific facts showing there is a genuine issue of fact for trial. See Phaff v. Gerner, 541 Pa. 146, 303 A.2d 826 (1973); Pape v. Smith, 277 Pa. 80, 323 A.2d 856 (1974); Amabile v. Auto Kleen Car Wash, 249 Pa. 240, 376 A.2d 247 (1977). Rule 1035.3 specifically provides, in pertinent part: (a) the adverse party may not rest upon the mere allegations or denials of the pleadings but must file a response within thirty days after service of the motion identifying (1) one or more issues of fact arising from evidence in the record controverting the evidence cited in support of the motion.... Pa.R.C.P. 1035.3 In the case at bar, the pleadings, exhibits, and Affidavit of plaintiffs foreclosure specialist and Request for Admissions establish conclusively that there are no genuine issues of material fact, and, thus, this case is ripe for summary judgment. Further, defendants' pleadings indicate that plaintiff is entitled to judgment as a matter of law. Firstly, in their answer and in Request for Admissions, defendants admit directly or by indefinite denial: (1) that they are the owners of the property located at 7 Birch Street, Mechanicsburg, PA 17055; (2) there is a mortgage on it; (3) the mortgage is in default and; (4) Act 6 & 91 Notices were sent as legally required to defendants. Defendants' Answer to Plaintiffs Complaint in Mortgage Foreclosure consists of admissions as well as indefinite denials or evasions which are not substantiated with corroborating evidence. Pennsylvania Rules of Civil Procedure, Rule 1029(b) states that, "[a]verments in a pleading to which a responsive pleading is required are admitted when not specifically denied or by necessary implications", Pa.R.C.P. 1029(b). Thus, unless the defendants wish an allegation to be regarded as admitted, the defendants must specifically deny each allegation of fact contained in a Complaint to which a responsive pleading is required. GENERAL DENIALS OR DEMANDS FOR PROOF HAVE THE EFFECT OF ADMISSIONS. Any form of general denial or general demand for proof is an admission. See First Wisconsin Trust Co. v. Strausser, et. al., 653 A.2d 688 (Pa. Super. 1995) ("[T]his Court has held, however, that in mortgage foreclosure actions, general denials by mortgagors that they are without sufficient information to form a belief as to the truth of the averments as to the principal and interest owning must be considered an admission of fact")(citingNew York Guardian Mortgage Corp. v. Dietzel, 362 Pa. Super. 426, 429, 524 A.2d 951, 952 (1987)). See also 5 Standard Pennsylvania Practice 2d §26:41. It would appear then that "bare allegations of lack of knowledge" are also admissions. See Id. at §26:41. The Complaint, Answer, Affidavit of plaintiffs foreclosure specialist with attached payment history and Note evidencing the interest charged, and Request for Admissions clearly set forth the amount due and owing on the mortgage. The pleadings and relevant material are absent of any supported, documented dispute as to this figure. Additionally, the request for attorney's fees is reasonable under the circumstances and permitted bylaw as provided in the mortgage. See Fedland Bank of Baltimore v. Philip J. Fetner, 410 A.2d 344 Pa. Super (1979). This disposes of any legal issue raised by defendants. Further, the Complaint, Request for Admissions and Affidavit of plaintiff s foreclosure specialist clearly set forth that proper notices required by Act 6 of 1974 (41 P.S. §403) and the Emergency Mortgage Assistance Act of 1983 were forwarded to defendants. (See Exhibit "E") Indeed, defendants could not refute with any supportive documentation any of plaintiff's allegations and admit in the various pleadings that they: (1) own the house; (2) there is a mortgage on it; (3) the mortgage is in default; (4) they have not paid the mortgage; and (5) they were sent all statutorily required notices. Summaryjudgment based upon contractual liability is appropriate when the documents are undisputed and there is no question as to the contracting parties' intent. See, e.g., Paul Revere Protective Life Ins. Co. v. Weis, 535 F.Supp. 379 (E.D. Pa. 1981); Kane Gas Light & Heating Co. v. Pennzoil Co., 587 F.Supp. 910 (W.D. Pa. 1984). Here, plaintiff initiated this action in mortgage foreclosure against defendants based upon defendants' mortgage obligation. As set forth herein, defendants do not dispute the existence of the mortgage documents and that they are a party to the mortgage. Furthermore, the pleadings, exhibits, and supporting Affidavit of plaintiffs foreclosure specialist clearly indicate that payments have not been made since March 1, 2007. Plaintiff's attached Exhibits and Affidavit in support of this motion, establish conclusively that defendants executed a mortgage and note to which plaintiff is the successor in interest; defendants defaulted on payments in the amount of indebtedness, and there are no genuine issues of material fact. Moreover, defendants have presented no evidence through affidavits or substantiating documentation to the contrary. As stated above, defendants may not rest their argument on the pleadings. Therefore, plaintiff is entitled to summary judgment as a matter of law. Defendants, likewise, may not merely deny the amount owed or state that defendants are without information sufficient to form a belief as to the truth of plaintiffs averment as to principal and interest due. Such a general denial is to be considered an admission of those facts. New York Guardian Mortgage Corp. v. Dietzel, 524 A.2d 951,362 Pa.Super. 426,429 (1987); See also PA.R.C.P. Rule 1029(b,c) and First Wisconsin Trust Company v. Strausser, 653 A.2d 688, 439 Pa.Super. 192 (1995). Lack of admission as to amount of indebtedness in the pleadings of a defendant will not prevent the entry of summary judgment. Landau v. Western Pennsylvania National Bank, 282 A.2d 335, 445 Pa. 217, 225-6 (1971). Furthermore, defendants raise no genuine issue of material fact when denying amounts owed by defendants to plaintiff. Case law on this issue is exceedingly clear, holding, "[a]n action in mortgage foreclosure is strictly an in rem proceeding, and the purpose of a judgment in mortgage foreclosure is solely to effect a judicial sale of the mortgaged property." New York Guardian Mortgage Corporation v. Dietzel. 362 Pa.Super. 426, 431, 524 A.2d 951, 953 (Pa.Super 1986). More importantly, the Court held that "[a] judgment in a mortgage foreclosure action is not a judgment for money damages ...." Ibid. Consequently, any contentions made by the defendants regarding the amounts owed by defendants to plaintiff, are not an issue of material fact in this strictly in rem proceeding. WHEREFORE, plaintiff requests this Honorable Court enter summary judgment in its favor and against defendants. Respectfully submitted, McCABE, WEISBF.RG & CONWAY, P. C. BY. I MARC S. WEISBERG, ESQUIRE Attorney for Plaintiff tlca-lB18 I of .a... ..U ! -ill alt%ur. -L L/ LIli nxgnLr ax 0 • nuv cc coca I:Zv rM rK LMHbt MHNHHIIRN MTG 594 4249 TO 14042140899 Imms lb: hip amt 01w"v#ja frst?t Cb?• mumts, Timis" •tt+ LNmmt t70wtsol. se".404, 10710 Oman lermomw • , am OLae. 16 19117 low moubw S4.1!-ii19-091 -„r Ywa'S111itip 41ro'r/4111) MORMAGE n1lra+MOHS TMI-il wm 14 md*k mom M 6k 400MMI m ddaw we f m~?ei Ywwbiwas Mud.s? M S.a1e4s 3. Il. 1S. 1l. 701ui zt. 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""'k' VID 1w.yalips ?'mv Ism ry.ed.e CLO <.11a6OG 11VIlIG T 111a111iC • 0 nignT.r ax l.vv ca arlrla l l.).a rw i K I.MNbt MHNMA I I AN MTG 594 4249 TO 1 4842 1 40099 telnaAt toot m IdpM m (M CAL tL oee Aft (3Z Ii,3.C, iaaios m" d wR.> ..a Ia z t?s ?/. • ?a? ? ? arse bom am a: da?o, or amftwd ae nor mdodm Of a w dwa pmw do wo ar1jw wM - As od . rw tow m m " j11d x sldw bd wr doom ea w k4p d w wpd to a'fMeed?? s?w?r remlpa tars' wrr +? i. tans row +rs 0? . a'?rney? airlr aivn? taro' asdsr t1t1lA. _ _ aim ed pia?rL`e s? y rU6rdlror ? ?.ol?dir ? ? TOAtri?itll txl t1?s trt TlIE t1t01'9R1Y %b j doorman a m tads: Ill die m 109K t M. 0d w maw m at uaovmeB womm ad IOrftmkytysoo or dr ddo ? r 1?mSnow' dm bmft mstpp, rm? rod amaer w aulq swentad>tt1ow. Fardil prtww. 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M Mw• lore 1p1 EXHIBIT A (Legal Description) ALL THAT CERTAIN lot or piece of land located in Silver Spring Township, Cumberland County, Pennsylvania, bounded and described as follows, to wit: BEGINNING at the northeast corner of Lot No. 19 of Silver Spring Development Company, which point of beginning is located on the southern side of a thirty-three (33) foot right-of-way in Silver Spring Development, which right-of-way runs parallel to Carlisle Pike, Route No. 11; thence along the division line of Lot Nos. 18 and 19 of Silver Spring Development South three (3) degrees fifteen (15) minutes West one hundred twenty four and sixty-five one-hundredths (124.65) feet to a point; thence along the division line of Lot Nos. 15 and 19 of the herein referred to development, North eighty-six (86) degrees forty-five (45) minutes West fifty-nine (59) feet to a point on the division line of Lot Nos. 19 and 20 of Silver Spring Development; thence along the division line of Lot Nos. 19 and 20 of Silver Spring Development North three (3) degrees fifteen (15) minutes East one hundred twenty-four and eighty- three one-hundredths (124.83) feet to a point on the southern side of the hereinbefore mentioned thirty- three (33) foot right-of-way; thence along the southern side of the thirty-three (33) foot right-of-way, south eighty-six (86) degrees thirty-five (35) minutes East fifty-nine (59) feet to a point, the point and place of BEGINNING. BEING part of Lot No. 19 of the plan of lots known as Silver Spring Development Company. HAVING ERECTED THEREON a one (1) story ranch type brick dwelling being known and numbered as 7 Birch Street, Mechanicsburg, Pennsylvania. PARCEL NO. 38-19-1610-021 BEING THE SAME PREMISES which Karen L. Fuhrman, Executrix of the Last Will and Testament of Frances E. Boyer, by Indenture dated 10-09-96 and recorded 10-11-96 in the Office of the Recorder of Deeds in and for the County of Cumberland in Deed Book 147 Page 466, granted and conveyed unto James A. Disilverio and Candy L. Disilverio, his wife. Page 4 of 4 Order Number: 1225244MILF wnabc rioine r ina.nce ii 1 //Ub 1:J% VAUh 14/ ZU ttlghtP-ax 0 0 nuv ee CNtfi: 1:33 PM FR CHASE MANHATTAN MTa 594 4249 TO 14842148899 P.18r4S DOeAeR? M MMUM bee imam t b.mly atbeal d lha wow Aril' mwrd are its dot do b wwpm mete at atuwAr d. 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(0 aattifitd do& %* ft*. kmwmId abet or tadWs aho* leeeMa/ a4 a* do* b *ws Wm s feadtnim *&*a dgrora tea isms by a f and oM 7. iatt m ma-1q or o"% me eb? Mmnm is {loft 7Ytotir. Mtgsaa I w dowel afG I AV Lo.da wk o wwtaN.t tlw xmmW dt¦ipawd In *a Moor t aatb Hatt!tarot as r4 b drhamd * Lmdt fa fff?tatI m W*dW mdW Ffslf* w b O•wa 11. L-11- ter nbn aef pwr ar Pwm p ma Res 10, ml or pow Pam" tea hwoim a Mrt fit iM awe. t da ON ammo a4 I o or1ffwmM brrAd . ea py dM V! aam.t,witnot0"d'aw?Mated.wj P, 0 fo1moobbvftmfadeygaancwpowd iaeteattt w rae?haa btra. Lori. at+ iohl esfh sarypid litatt r.il 1Yreoatfsslm ygawc r atop tfr 4era ffrtwar t1'flpleGMae dsM aM b o rA81A . tMMaIma Ftw Greg., Lradlra m am tfpydy W* finds of ow be a)wAaattr, a not QOW aat9n, as road! Mel 10 VON a 66 Gmleadlap fy. 4 . Amew WAW d. H1tU P W b fgndnwL Nu oft or ids wf sot stfaaw stpG aa.a arfr ae b d. tftwa ytlett Lstttd? tool ttelkYC 9oso?rtr Agra a? 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Aar Garer?ra,r ?sw?wou dtw a with i 0 le I l dMVP4 W A 0 MY 066 arowa dat aqua d ft *mks boll= . sad k I+erdt rawirGa a ptfytaate foam Lts+„sror tae t doliagwrt IMwAC t?gGnn MLitp 4rLrbs a aafed" satata ¦ Pq a w law dow rat. 61 Pqum aw pt! oft W as 69"Im ptgsfs as fha bw trh a* tf awn dew aw tiafiotie Nq,epa d tetMwRft Lfadw ow v* Gq ymylaeat amdwA bm ¦on"w b dM v mw of drt rwafte Fgmna W. ow m d. moon 6^ A& Papaowe an to C6d Urlabu 11U11tC 14 znanee // 1'// ub '/ : ;34 PAGE 1b/29 KightFax 0 • mvw cc ctaue ti*4 eM t-M CHASE MANHATTAN MTQ 594 4249 TO 14842148898 ' P.11?43 taalal is tdL 70 dm aaemr toot +tW wear amwM a!t tbb ppieel Y apl pmt to V M1 paQrr of sass er am pubm In 0 - aoi amaam am ba aAdid el IMF bm olaq=dw. 4rlemtmty ptaampeasm low bappddfmaraq.mvq rte- tstAremtdmeAewbatlolim A?!?lb hA d p HRm, be }maw , yr bdMd OM PAWO is plr*d do n/e abelLa= l1/ sot MMeet sdrnp¦r lis dM dtee. s ?1?tbrnwoab e4mo>°Mbir 1?+E1eMe. & iloomde tbs le.as>?ama? Karam tmrl pq to Iwdw m dwdq ?am* liyosre ar dm sadeAar lia1R led r liota Y ?d Y Ad. • tva ? 9imde'1 b pty?leb dar pi¦OtaEmwdla dma lYt; W aamtr art armastma Blade 9MSt tabYb ttt aLrMe pdril? aNt dtY itae4 Aemealtw as a art at meaadwamar • tM lp I f0i A>4m a! sm"d miss ma der pbapai4. Lf mpt td hasher to wit ad a ftmmame now by taw =elw ON" 3: ad 14 magw lmn ttem we pmalwla w m d e s rhrWon riaelaa 'View wIW Leo.' u arljOmtbwr oat ai MW den d" aM wws+ of dta tow l4dw ey pUYe an ryauasft AaasAWOR floe. Film, at Aaaaaa mft it or. bo learned by ftm o ad 4" doves, am ad mmmw* dM b. w hoar ba Denim-- i* P br tmyhk to Ladar d addCm of moo ft a bt pair ante di $801M •aa:mnar 90 py Ldadat Aa liaedl at - -- Lime'b a Uwe raiow Sraraar'i abbp tin d pq M beds Ar eF as IN fitd m bosom taedie ma/ wrtw lmmaola ebiyrdaa>o pq to ladoelysY Ar p ar of Haar beer at sari tip. Aq artlt mina raiLt oar bs to *?i, L dsaawi damd welw, laarmQ oieir A4 tel. dAam d a?paaapptLda, Aa daloemta da+Aar m13e=rr Trite hr %fM p wt et Fatda 1ua brio wd - bf Lmdae and, 81Amow mmj& . aw MR* as tAiw aaaeTpta aaidmlJtY Mal I d whim am dw paled a Lardy mq im"m ow w o aMip?lme rn mrLm Bodo pmgsea sa wl pwria metdpa Ad Air all popwc a domw w k a rarweatl aM atioa.,tat aaamdamd Laalda ? laaefatett. at OarPlaore'atwieoae tad yoamirat' Y veil d ittir111.3f Aatamaaaaar Y ollddlyd as P9' iaesw boas dYattbr. protest m a wive, sad lasso[ Atpa as m 11ta tamwma des 3r ae swim bua? Lcidw aq owasaa id ova=" Ao" 9 and par =mt mama., tad oamaa?rtw tial poaa to abil/Mad umdrr leelbtd 9 ro sap' M ta9Mae tiq? leeb mdo do an a , wdi 8S m is arm wAWhi 0 lo n & or IN cum hm in GMw* dmd pay it trams a soft Frdy d is IsobwommAlan Asst ur.db!aodor3. twodw ow. a AV catty mint aai ku rob is m W ma (a) attlwlam m Wm Ladar ao a%* to Ada M do ON gadhd adw kA, sad lbl arts to roved dr amatweMaa me WAK a tmdw co amass aadae SML [adw do am mm rx soup of Pt wo fto oft lea bwA or mum data ad arsoaaWo oatmeaow st aayaaiisaa d iltaete Baata+ haas Ir otbrmtbe !m mtortiatra wL1i Lam 7M LSeda 04 be hail is M laeiiadam *b w ddt"paa*b am brad w a toiwd rLm 1j. iaiboaar®tl" = U* Q bft Liadom, it LAdw it ra Itml?Aadwwlaae,,p??ls ar 1o brwt>d} w b aaw Padamd ft o Lou Lads. Lmdanirl tlPb dta Pads o Pqr Yw 33ad1Ma? late! mt batrfw Ao dov omlflnd Mar UVA. toile 40 ebt dqa lioeari op ar ki ft add a bfft to Kral, pdottilr =*dta! tbm reaaw mwree, x MQdq *9 & am I mma, W= Leda pp lei," bemew m Ae PWa w as hle raw p.n;w t wlQ a atdoe sorb a Oftk mm w *==ai b malls la weWy w AyadkalY-tar ao*" aaeamet ea M pw m doe Au1b lacer OA mqi lm a 4 - s = pe Hopper 9"w MI1aR at emmbtpa m ft Pbnd1. Peam " ad uww mm slaw Sr w*im; bomv r, Im mmm 1aam111522 _ntlp 44th al MI r w C40 PON mast mm una.se nome r lnance '// 1'// Ub '1:34 PAGE 16/29 RightFax ! ! nun 4& 4awa 1174 PR PR C:HRME MANHATTAN MT6 594 4249 TO 14842148899 P.12/45 obit be paid a• *e VMS& Leads sw on w /b+natme, wiraat dook in rind made ft of t• p" a reprtd by Umm iK rare m a soon d Ads halo m smw. is hftm mla LI *A. 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No ?a pbo lsawe v pp, sa asaasoft wit U Lew, skkw: (0 s am %= dwV #a lead a ddeegnale•, mtgblrlem Mil ? ao+rtaai or pD a oawaiMS alapa par >toM, oar emsarsw4n ad oodl@Ww mWw ad aWw)m dogs a* coo agp+p w dolor da"m osaw .b * mwww trill alms aft dmmdrmba ON owtlowdaa. IbrawC ran dos I* t 'I - it-a by dw 1Q rir ?opiem,T In a,auaotloa +rHi ibs rerpWama?f of mW tlesr aswaew Armsndtaltaa ?waldgt vac )&WSWAW sosassMs Aftem.w tit...,.. 1Z wss?s um i.na5e; nc?ttt? r Illallue !? 1 !/ Utf ! : ;i4 !'AUh hlghtyax 0 0 MY ec caac t:?? eR FR CHASE MANHATTAN MT8 394 4249 TO 14842140099 !.13/45 H %m mm !1111 a souk aq or do ee.eeMl. 4mmW Orals. Lmtdm MN elms b aatata st Ldsr% ap" no lomamn aaqraas Lador d radar as?y w ? W P b7a a tiomd et aoaataR 3malete, mta? ethaa0t d X" mwm Lae bbl dW oeJW4W ampubd d9.ua= m oa boponysoa?rudo mory stm+oc of *L !? afar Ate 0 ?if W 1Mrserwapr ao alrlaea sIW tl - gr domL we am"m am of klna0aa Olt IOSr+eti>tnw door!. 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Ledo um mftpuptwbpif kvww aa. ag I paenly mat twat Pang uAmWoradmoommanawbgrom la?AY N tttmttmtion R etpir sf tM . s dm tm o a tevtir Y emmtieo?r RraA?ie d rtsiis'jam?migrlsartlaaams0 na?ywiwerr..taarsatiarvteloo.Ltmes+lYlJtrwri.tl?ew eta gab timanm sam do mama Lamar Ira 1rd a as mmovsk r to iON" no PW)Wq m amore dis i ? MP ow ##A a Oft t?4p° a 2000" 01 ? ddg No se s la rak?. !tope Atpaaram r tlr +rotk it sumpimtd. vt4a- a Rpmom t it Omar Im,'vd & w Aji t ? kwon or sloop malt rreroaN. Vm ilaa?U?,rt N W aa" am pain, Im?tiadbyj ONIONS da net lr pod aad ihb ismtasoe p?+ tdtt tw be we on tallsrioa et Dumm. it aN etdloom dita- Y Oat aasaattimt - a0l? as Lotrier'I mum v mesh k hmerd, 90 boo mm: pads dtt/ h lopw v d mm named b tYs a lmoor taaammt, ""K w mat filar dw, WA am. It may. ppddya soamwsu loan tam ann?ptyowair *i be welad a ft 4Ww pmvWd hr 1a f svwm Allah" *0 f", Loodw - ( Or, sqpdo d saft try mAWo Im ma dalat ad "am morns. W oomm mgr mpad ++Wta SO fto 0 a W" arms ZmdW do tea ramtats rains ba Wbd i Id Om a alum. *m tmdWOW agpuw w sewe er 41hm TM 3040 pried Wdl upa %to dr .odes yetass. 1a anlw OM. nr if EdWW m WAW ate FIVOta suer .7jAm AS ot l L -- A D mWw Ymdry aalpt b Leads W lbe WWA OWN b W bwe }smsas to a scat m raft * nod am mom mV W adw dm NON or dtls h m V Itatcaamt F ad FO +ts odts of Ymtram's tlott "W Om to dOt b MV dma at ummmal Oak= PM by io?+atp paapmW Lds our iammm. p orb u" to "pow ? ims00r is Peep t or o ply man== mAw dm flour arOls *aft bbaarat, *lmae<w m I m doL a99 u7ul mt4WAt Omar wa 70+9 aq) now as Las unase home r inance '// 1'// Ub '/:34 PAGE 18/29 RightFax 0 • Nvv ee edW 1953 PM FR CNRSE MANHATTAN MTki 994 4E49 TO 14942149899 P.14i45 uaiiloe ? sommir d of Mone[ 1M udW ihr?ipddtm??ot nai6aa w?i?r to onepodidd h?q" • Bowen' oelrb4 oidlmaa tr s lram aaa ?Mr rir raf dllt dtamgmaos, daw i mfr adiwwfaa ww is wdw& %W& am w 00 tat re wmw a* wHO Wd, or vWw awmandq ettaaauafaam.richaraWadlal awswaWL F ltrae. 0 xhbwaa. and INl Be of lu Alp v; ImaagMm b"rot A& w daamar, 0woo or taapir fat Pnmt#. Mw W. RopxW b dan amb a anal) weft a, *# po r+y V% dw a to awwwr a "Auks is do Ptepq, sw war S" adamia he Papdp Y OWN 0 pmmad to Pmnaq ku dmaitafata w de atop In rtdw dw to fa asad wL l ith a k it aamotMed paraa q lldaa ! d aapNr or teaMaMffa 6 tact 110afaic? Wab14.Otowr td+dl 11984* NO* Sol PWPmq M dmamWd d melt Oft hmNkaalira # 49040 t Waaaaar to afadawrlaa laoa? rA y01d b aaam*s aRk do"@ a06 a *a play K dD VRwq. n- „t ban his magal111o for to?ls` ar taaaday dm lhamiy a* N Lradat lw Rlarad peede tar a ft paalam Ida, dfl?aaPaatdW fat b sgOkir al traaaadaA Wr a tiaMO a4WeMR et 1a a aadaa K Pa'aMM P4?a d1 f r wdf 1a 1. tfAr 1uaNa00erafnaeotaaMls (?aaaaiiresat lfri6afara a ttlpak#eaaYR?!!!0(aq. = Ia M whatal +ry>a?naan olllaaLW raft sa mp rion of aada aaadcorammmtii0a. Lwdw # in ow a w Oft "won* mlela qoa ad irrodn; d 0 Pkepnq?. if it No NOW" IM Lama No iapem ab ufaspr atAw Ntpaa?Naamm M ft ROM l"dfe Od dre rAMmt MbsA ftdaa al of "W o wi ®itmdar Lrmkfa aoda aalamaa610 taaaa. d. Mara w's Loin Aoa1Na t& fto wn #A: is Lfoalt a7 . of loom **,am areaeaa, nwmww w or aaaa0as w ad" aadap t i• diaa m d Anown of va 7awwar"s laerlaiyrcralOmea trie*rrrlaibr fiaR adaiaady. a• Maamaala iaamaAea ae afdataaf a rwd. (at ddaad a 6aalar wilW lmadd hbafa" Y OwaeNor< wft db Low VdWd 4MawwAw w and 6" tat, ataaal o maa OMaada{ ?otD+rsdt aofgaay a! dar piapaa4ya ffaow.4 admda "lwN as I. lrafaanaim of 1.adt'a Omawt is do ltwparb ad X WO ruff pia ileaMf Iaderaaotl! W sonar 126M Pwen. dap w"rMa d s'aaamMdi awadd is MUM* amt, M owe In a laps y«o•aaias Ii1Wl taay>tf d@ 1 11 a lm io We Lamm Wt no fmpaaq door eop ode dda bahaoWt W6 a a adaR L l 1 .11 ao .• w aw dOamdn a Wa hbm dar oaWmoaaaMM of a me wtlb MW Oak P" am dais = bi O or a eaaaw LOO Or tnpdalf.aA. or (4 snow has A d"d do Paoaaq, dm L odt =7 is d w hr wttom is aaaaaadla or gpmpda* a woo Uaws >,aoaaa b de h4wo "d am "der ft 3waiar Ltaewrel, bda ft pool", Kft Nomw dar V" or a w Poem. 04 troaA odfw "paws ill hapup. 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R afmlf+d.a bklwo luaan smo mG Mt smm aml?iR yNNlraC rl mwMYe b pq b twine Aam Mea wet bmrmmtm mm-nrt r rbmrle ? s aasaslbaltYv bM laaarv a a aoiiaas d moms mN A to bit k ram lm ft iedl vs ad ml b Lam of ifwloom bomm clam maws do Lomm b -mtimrtm4 pu b N4. d Laos tie lqe a tali bas aamaw. >;.emtf elm m bapr aq mp M Oar mates-- ad *c do ¢imd ba IM& mommadet$ebOm s booma +dwxl4dw I no hmw mt ram m/gaYm b mob a»I Am d r Amm mme. beuewn dos 9w V }-elms mM b pooch a or oftend ly bum 61W! NW UP lama 111911110 lmmimo m ae l mml o mmbwlima b Fat. WINNIS id loll balm a1wm1 %Munn.6dws" b ow booms cmbtt msmpor dm btta? ? +e amominit Wmmmm?a? mbe[f oom bads (w ow o dby slot puilwa dw N* The aadoh bass a ?4' of SW ow tam a ap. "Own it an it petty w &C !/lemma _Nonaa Yams wimm aie road eA an +n no bamm ete b Am Aim OW b dtm% mmd aq am as x+7lm amelOMilmm 6d oo wit m" +r wop bm a ad lk a" pal qw p l" ao tl?tmla a4mma?ee Ibm apambalm amq nYd pa tiaaeear ti rolls pvwmw vabp aq am ?oefai bt elm Mata?a bmw ow um maCablm 1M11+A mg isdodm M4 dgo?md femme Natter As m andt of bast t Leow, asy padmw d dta Nom. ombme mom. air -bet mae. blr 96w ", at a4 of do lmaemw, no mom Gimmdlr am bdim s" ummmm mmm data- 6(ar mdwsm aw d mammlmd aQ a Poo mi somew o I I I robs biw4w bmm% h redtmpe bet mbmbR ar tsdly bmemr'I ddb ae mmesmlmd robs nab MIMCM e pmvmimtt srm tax wl" of Lmftdee rtma a ad On l'wwm'm tab k l_oo a Ow. of de pl -- pltt O na hawk d o amigo wi tin o8o tm "cooft 040mo em potato fal AIW M& a/mwmnm a& ma ,0wa dy aou006 wm 1Mame?OmarwM U Km lift. IKON to M hr am ~ ?Arltae a WW st do Or og IK uid b Dmearm f* maw mama P. 1S/45 iomosi+mms &A So OLWN a •wrww f- S. tl Ponsmimt wo +i?a5e name Finance 7/17/06 7:34 I -I PAGE 20/29 RightFax 0 NOU ZZ Z08Z 1959 PM FR CHASE MANNATTAN MTG 594 4249 TO 14842148899 1Y9 i w• maw - - lr.oa?r $iot logo w .K 060 few 'Ifr?e *w aq f.s?w. M 9t1t a tad 1116 mow. t? e? ad aMMt awMW9i of do vdmlfd 9r?rMw?i??wra6wa?tli A?iti..a nt fte i.oaa.9# It. Addpmmld d !dw"waw p - .111 >lbddlw? A& berrimananl laroaeda on boy ?16e dr8k aria. IE ie Ibtprrr nth 1ltdpodUrmumu laeeW da! be Amu- a muameotlas m apdr d do 10 ?a.mSrdd?y?. ii?ti_s at hieate look awax ad f.Mi.'a wo dR 19 aK 19a.re. w?tra4w W bd dummi s Whoa lot iM"w w wwrw ft . aaak am bm 9awela a muera munwmummu. pmuraar ewaur rya mu eeaaMo PARM• LWM elf pr no air ad "Snout lr a 1?o 416MMEM 9o is a aedat at prepv y be am It ? two a 4wMw ft a1N W rAMq 49 AW*db Low NVN= f= w Imam as muck balidl uamu tilmeea- I?iltt Irti sa tit a pnq w.row9aar!6" °r aadw. na molt holudkum pmmm t, if t lpiaa?rrr ca=ms. t0eaaaikea ttwi49 a c Loh's arSUigrwwbN a tawemu4 doe liiaisaease hansom a rbo sow am"a h ob IIe1tW lrawetotc 4160611 a Set amu 406 VIA rlN amttl4 V eSy, w boor t tladl MWIWMMU IMM* eel bs algllr9tis6sadw lbraAne911a?. In ft even d a 1MIt Mt1y, 4Sreee+Mar. nr loet W 11111 of In ROPgr. On bilrcaparm Pnaeofe No h M"M a M emot mad by aft snaky I.Srm"st. wh*A at ow an ft WK 6eaaaaytfa aitermnar. M dte Srsal a dwmm-. to Pon is VL%o icon hop" n a*a* do to and"rt vaY9a of ale [iagasq tlr Ylow WAAl• doomoodoe, ar lon Is wtw M a of rwor don ft, swear ar W 06; said IN ma &SOM Ottprlgat l4dlg* hibe lie pl" wkbe. do wAn. ar low a vdw oft tdierom ad Lila atbsrlee eprA W w? do muw" waSwp Iqr due Olr>6 bdarrt to M ta4urrd $ rk 9mueeet a4 w wesiWrwur 1'rooeafa ft! 01 own oftlad 1 60 M b ic?driit - by wit f* w vow of i o r?,apeq itiw b.etdrtISWP. WIN l1°i ?o[ie i? y ?wrfw dr tdr VAN d tM t..r-T WilYerb b pmda NI L a low Wva1So is fete rea h tae rusaa of to ow Mal" ieaMleMr I gas do ? Anaswou, nr Yee in •*Aa. Nw lloao.er and LSSIer anirsrdw • + ti ors lyeeaanti on be apppnt M ale a® "muttere?dw taraa?mittdrellrssecasSteaarr nhwdo". Y Z MM- fM2=1 !Ir -ww, or If, dW udm ay L adr w >asrataer do So +Wwu - w N 41010 Is M ter wwwwo3 direr to muds as aawl a /rent a daka bt duwjp, ttmmuaar 66 to a4ad a I.ailt mibW iQ dire S4r An dia dw wdwb,1b!. 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Of teYes boom 1a to r op v Ap ?6MrlbroM dirt as as ?ppWd a arrow" ar upew as do wwgw Ad be aN"d1eibeaerlepepcldttWill 11eo1o I a. 2 7lwete b"i"le Of iiYft Met A MOW. Avlooolov; at it dm for rolaew/ ee ".Mea ftw* fM Ioae cmmr? hi Ah lrar- try I?Riir w >leatarrm are1w frellMq b ae a(Mnoieer ceeY aaa "pour w abase db al Ie110aar ar Alw meci 1000 aat>tow or. Ludet deli ere be a aetteaas tmeeeWM qWM 4 he WOW d bows K in son 0 "ti"eM1 ?mer?t er who -be ariY? nrri4rtwMtrrr?rwailti?ddtiegd?dbooirlryrragMotae irrrrisrwrjiee b mm alt of llipona i• li¦wwt of 1laaraee. Atty Somenee ow III b ?IwR ? slaty MrdWholl. wism Ddtaalao} Uaft 0 et tem aArd p-wm ar abReeear k-?reso?tonrwr ar M e?rae9 Yts ora Jrr eaowt 9sr 6% do our be it Rolm otac p?+olwisaMwrerrtlata4f?rr a raaear(y is. sort a?eisweeAt mss' Gaywaar eamwNrr cad AMipe leaaard.lrrtwRer taawte gad aysec aaa 1w.arwrs ai6plitar aM 1eAi1Ny etaal ors f ufae eeal "aloe!. tloram AV l"ane" who ardpaa drle NOW -Oraerert he dea alt tower like ! women b'errt4aor'h I? at AIN a l a?at qpf? tM ee aarrUietod) er lr a& ow "her lomw am Wo fa tadooor Miewereo Hued a ss arwrl stab am 1warrwrmt or ale Neel w'bwr se of slow Is. wq P fit boom of snow W* "am ?oY der dos $ON* bomm to - Rf ft oast 4 a?rarM y Lamm am owxm all of Doowm; >?let a>• lralM>t wde Oft Swift WWAL blomwer.irl(we be 0%" West am- it ablbon at lMWq to w Sk an,* Dalere UAW Lade mom m alt iieMt br "lift 110 aoaeaRrw ad WNNIII alt rt SeescardW LMrreON cbep bind ;weft a ploWd iu Soalea Al "eel beaela dMrleaaemer aeol eeetpae dllder. L4 Lam lwdte ow dime l ekwou 10 for eee+leae la romeodm ON fOmO?'t dMa/a. lbr to proo, or LOW* ireagM b dN eM 400 cello YrL dwell, lrea¦cM. alMl?. is art?itd o? enoarM; bwt. ni Mwlyoot bea. -aadwdaaaagadMrw?saatee?aaraieoaewe m?lrwamatbwbaoleaaMrttto wtrikwaoraraiatiaw>eanaeeaedaetlesrrrteawft atrrbhLeAdMe'gwadwpe ri. Wt wapaaeegr h? die atd" -ew ow ar by AppNewile LOW. New -ere Jk 8011 loe w>deb a aacauw was ate. wad e4 idr k {op irewmagme m do"' alsrM o aaber Mw dow amm d at b ba=CWl& eaeaeaiar ailb Of [AN waeeut a pemritaA iirrba. 60 W aq"leas dwp dell be ad" by ft rmeovot noeaMy w wim do wMap a daepeeeebaci herd. ad dal aaan rnm HeaM? aowaew has etaoa« RbiaL wweae+ peaedwd ll.be we be abww q 9enws jwder ? 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GD/ LJ ttigntr ax 0 „„ ... w rr, rra %.gMaC nHMMH I I HM M I W =W4 4249 TO 14942148099 0 P.21/45 n NNW DWI Domw own sod ow w do am ad women aaallad 1r do bind r 6o9110 WA'S mg LlWrewoMo& di 2mvmsm 1RdI wht ? r t?l OMNI) ewAwr VAIN= ?Gw 11? 1asttu+ess F.M *M iml \Mtodu Wrlos • unaue nome r finance '! / 17 / ub / : ;34 YAUh Zb/ ZU ttigntr ax • is Mug rt dwve ii5J FM FR CHASE MANHATTAN MTG 594 4249 TO 14842148699 P.22i45 Qe11MU It 1?rOtaet , de ?y mJift ? 1` ?e . ansswat?daaiM???rl9lr+w liv<1Mtow 7 six" ?.? snWwi7am" 17009 700! ??.,..ytiaeauraalo asfflibV+.wr. J?+KIf•AM? Co'ldhmN1m"'ro(wTi'I'L'FAWA. G?+«ba+t?rJ?ct cos?r" aaaa , t.d?. m. a4r6.6aaa11 dwarms, s?dstM?sed SOW. P=MW t0l" jkjWG 4 CUMIVO"A A" CuLdy L Wish veric A•N mpva b sae (W ?o? W&M owocd .alt.mlM m s Yo ltausrsst •d ?osoor to ? p hr.:u aaovmed. IIi wrrarm '• 1 WMW wt mW hod ad Odd "W my omawk. mobw 5 3t • os ow i MFG nrwi?otl IF ? auso d'? 71fosm sa?siJ?sta 4ftwmwm EXKI$IT $ F ., McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 - • MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorneys for Plaintiff Citibank, N. A. as Trustee 10790 Rancho Bernardo Road San Diego, CA 92127 V. James A. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 and Candy L. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 Cumberland County Court of Common Pleas r10 Number f CIVIL ACTION/MORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the courL wiLlwuL further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or propurLy or other righLs important to you. AVISO Le han demandado a usted en la torte. Si usted quiere defenderse de estas demandas ex-puestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notification. Hace falta asentar una comparencia escrita o en persona o con un abogado y entregar a la Corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la torte tomara medidaa y pucdc continuar la demanda en contra suya sin previo aviso o notification. Ademas, la torte puede decidir a favor del demandante y requiere. que usted cumpl a ran rod 1, 1 n , provi .,i onns de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FRE OR NO FEE. Cumberland County Bar Association 2 Liberty Avenue Carlisla, PA, 17013 800-990-9108 USTED LF. DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE A UN ABOGADO, VA A O TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON INFORMATION ACERCA DE EMPLEAR A UN ABOGADO. SI USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMACION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO REDUCIDO NI NINGUN HONORARIO. Cumberland County Bar Association 2 Liberty Avenue Carlisle, FA, 17013 800-990-9108 4 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Citibank, N. A. as Trustee 10790 Rancho Bernardo Road San Diego, CA 92127 V. James A. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 and Candy L. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 Attorneys for Plaintiff Cumberland County Court of Common Pleas Number CIVIL ACTION/MORTGAGE FORECLOSURE 1. Plaintiff is Citibank, N. A. as Trustee, a corporation duly organized under the laws of and doing business at the above captioned address. 2. The Defendant is James A. Disilverio, who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and his last-known address is 7 Birch Street, Mechanicsburg, PA 17050-2708. 3. The Defendant is Candy L. Disilverio, who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and her last-known address is 7 Birch Street, Mechanicsburg, PA 17050-2708. 4. On 11/22/2002, mortgagors made, executed and delivered a mortgage upon the premises hereinafter described to Chase Manhattan Mortgage Corporation which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Book 1786, Page 1491. 5. On 12/09/2003, the aforesaid mortgage to Chase Manhattan Mortgage Corporation was re- recorded to include the legal description in the Office of the Recorder of Cumberland County in Mortgage Book 1799, Page 3495. 6. The aforesaid mortgage was thereafter assigned by Chase Manhattan Mortgage Corporation to Citibank, N. A. as Trustee, Plaintiff herein, by Assignment of Mortgage which will be duly recorded in the Office of the Recorder of Cumberland County. 7. The premises subject to said mortgage is described in the mortgage attached as Exhibit "A" and is known 7 Birch Street, Mechanicsburg, PA 17055. 8. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 04/01/2006 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 9. The following amounts are due on the mortgage: Principal Balance $ 131,337.73 Interest 03/01/2006 through 09/07/2006 $ 6,435.51 (Plus $ 35.57 per diem thereafter) Attorney's Fee $ 6,566.89 Late Charges $ 321.60 Corporate Advances $ 7.75 Cost of Suit $ 225.00 Appraisal Fee $ 125.00 Title Search $ 200.00 GRAND TOTAL $ 145,219.48 10. The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriffs Sale. If the mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged based on work actually performed. 11. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. §403) and notice required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et seq., commonly known as the Combined Notice of Delinquency has been sent to Defendants by regular mail with a certificate of mailing and by certified mail, return receipt requested. WHEREFORE, Plaintiff demands Judgment against the Defendants in the sum of $145,219.48, together with interest at the rate of $35.57 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. McCABE,, W-°EIISBER AND CONWAY, P.C. BY: f. -?,z LJ? Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE VERIFICATION The undersigned, Terrence J. McCabe, Esquire, hereby certifies that he is the Attorney for the Plaintiff in the within action, and that he is authorized to make this verification and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsification to authorities. MCCABE, WEISBERG AND CONWAY, P.C. BY: Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE ?.uaac rtvtnc r 111d11t.C ! / 1 / / Vt] / :.3'f VAUL 11/ GJ migh'Cr ax • nvv cc coot +=,d rM rK LMHSt MHNNHIIRN MTG 594 4249 TO 14042140099 P.07149 ? ?Wa TIN 1t vUvLu" ? obwo eieaastim srr . Oe4 ,tt+ boor.at aeeraol. 4eea•4N, 1117N1 macho taereeie 114. em of w. Ca !9127 Neon N.mbm 34*3M-1M-93a -- lb mAbm%k w?obweon/OM4 - - MORMAGE nla?tmorls wloek teed ? nokbic .oalfo.. 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Odd ffilmu"d deftkOllm meddoe mnedow -0 1 cidsd b u teeatliet~ aq ommum swe acdm 6w ban Yt aAdumbowle SOWos s. (14 Sombul m"m F + maw same mor woraemiaa. mommee. dmsssee. m meesedt pM 97 -w ddtd 6--r ? - W W V 1, a geld food. do °mm" de ab" r s.timm Im. & &vmp m or 4mooft A dm i'NWV. M imicUM"ll Or a lm wft at all u 8w first of so Aro/ - tag um Vie . him d aOdwasimi or go >*d-vill"womia ° d. or MMwbm - a:, des w>weaWbtdadibt+stop >OoprT. 1?mat wla ds: 4 w ddson es. pq ?qc en.uai!' awes iws.eo i ? ? ?' new ??' etredtl•d amaeudrs for W f OM lni? O°? ise Nos;. ?r Qk aoa setarr *? Medos s d diu s9eesdrT fomrttssee. /??y ?•tdrN NOVA .y.e?•: Fwallum INS nvlllt3 r 111dILL;u //1//Ut:) /:4% 0 PAUL 11 ni.gntr ax awwr li » " rK LMNbt MHNMRIIAN MTG 584 4249 TO 14842140099 ICI TMA` eaew 0a Ilrll !?eFele Eaaiaeyae TlooeOaar Aa (1Z O.E.C. 5mad a 2Wf m eoel.) aad ks tVUMmft afl1laloo. ypi. - x Pd C.P.R. W a aq dd& bs admdrd bam am e tiaeh or ow adrNYael at oast --bo dom a tyuOWm fiat !a*? rw e+ aebjea v wt. As wed ¦ Shle ieorlyr IoeaalalM.'IIIa4A' feller h e8 pEeftopao tad aelteletl0M thli it Lomd k eo?wd ? Yang A6. tiwnty?p. lo?s* am $ M taco dose m e ee a bilt? ednM oo np?s mm"" k shoes a/am maven aaan fez pow Ibal bea t*m dda b *a 14aa1q. ghem a[ fae1IMI palgi<ae mafaaat eenogm'1e d+l4atloat ra0er11w Nwfadkr ala>iaaaRig7allsearef. TISANOM N8>RMI I IN.T1®lRolln" 7>tte Ma+ab' lnlefe+aat nereef ro imkt: 0l eio etpeParet attbe Ira, aai et) tnaeude? asarrtloar ear 00"OOaae OF lb. lfoMe abl p, tlnr pt?0ewmrs s>< Doapare'e oo?aause oad yaleafra adrt *s=* bmwwud ft Ilelf. Far d* pwpc^ Boom dam butt malpp. {loot trod wmro)r m LWAwas/elbt'M!s/wowimm"bfmwai•Ore0t7mw lMa?ewr/?lltbiYrl atembwaA ,d l Nlta+rlwallbrleiapl See Atta0b" awhadetla A *iidt am=dT iw tlMabaaee of 7 almob llto Ph" feaobwKso boo Wl Pmmgw cis xv"% MbCW4 PPWPNW Aw10r - TOUNI ll R W M it be apply -CM sov Or beeafetr ao *d a do peoMV, era as eleeratlre. OWWO setae. ad Ihlbu?l bog at bmuhw a pet of to poop" AN lelllltlelwa ref arlhlaw shell .he w asaleM IV da Eoereltt llrumeort. Ai at tba fixtift Is ealpeeaf to h an 3WJUW laU wm a? ebe R'npsiW. P.09?45 iosauwaaa "_akn O VAN 9"06 rrrl / N ct; v FMN no wm • • EXHIBIT A (Legal Description) ALL THAT CERTAIN lot or piece of land located in Silver Spring Township, Cumberland County, Pennsylvania, bounded and described as follows, to wit: BEGINNING at the northeast comer of Lot No. 19 of Silver Spring Development Company, which point of beginning is located on the southern side of a thirty-three (33) foot right-of-way in Silver Spring Development, which right-of-way runs parallel to Carlisle Pike, Route No. 11; thence along the division line of Lot Nos. 18 and 19 of Silver Spring Development South three (3) degrees fifteen (15) minutes West one hundred twenty four and sixty-five one-hundredths (124.65) feet to a point; thence along the division line of Lot Nos. 15 and 19 of the herein referred to development, North eighty-six (86) degrees forty-five (45) minutes West fifty-nine (59) feet to a point on the division line of Lot Nos. 19 and 20 of Silver Spring Development; thence along the division line of Lot Nos. 19 and 20 of Silver Spring Development North three (3) degrees fifteen (15) minutes East one hundred twenty-four and eighty- three one-hundredths (124.83) feet to a point on the southern side of the hereinbefore mentioned thirty- three (33) foot right-of-way; thence along the southern side of the thirty-three (33) foot right-of-way, south eighty-six (86) degrees thirty-five (35) minutes East fifty-nine (59) feet to a point, the point and place of BEGINNING. BEING part of Lot No. 19 of the plan of lots known as Silver Spring Development Company. HAVING ERECTED THEREON a one (1) story ranch type brick dwelling being known and numbered as 7 Birch Street, Mechanicsburg, Pennsylvania. PARCEL NO. 38-19-1610-021 BEING THE SAME PREMISES which Karen L. Fuhrman, Executrix of the Last Will and Testament of Frances E. Boyer, by Indenture dated 10-09-96 and recorded 10-11-96 in the Office of the Recorder of Deeds in and for the County of Cumberiand in Deed Book 147 Page 466, granted and conveyed unto James A. Disilverio and Candy L. Disilverio, his wife. Page 4 of 4 Order Number: 1225244MILF chase tiome i finance '1/1'1/06 7:34 0 PAGE 14/29 RightFax CJ "VV de evue t:53 PM FR CHASE MANHATTAN MTO 594 4249 TO 14842148899 eavem 11i dMa 1lae ew x lawam a" ai ae1 wwbo"y aaa m aallpc WNUL *6 ww" No 19+41 ad errq A??Il4?I,p M W 1'1Q?0 ??i°t ttl at alaat? ?tltsll Op1{r? •tel ? ti1?1 tiJ O taaadllfo ? aa?slaa?tlloek/ ? IxrYain{ llai 1. b&XW% 240"M 2bem rkqW ISM CM*?, ad {aft Cbwr& Dwmm Aw tv aelaa am ft i ptchoal. lad iumm 04• ma" w4damad 6w do 01°11 tad aK pqmpmw dwa d his eltsrll do mw ma Kate. DovvW dr0 MO PW NO& fm DAM bM P' >< s rte cedar Arc 21011 at I= Sammy lowame da to sW m Uf L aatl m wasm.Iranaioakorad 1°r'alaliwtyLadeialpgads ldirNalsarlW 5aae?Yr fatalsaal9 aiYlene a I.atdre aop1N.1'a?' mU >?a ? ? ?' ? latila9? !? an war ma 7Are cad rein SMft 1I k awk k am or max M dw dew bta06 at W,Wd by r tda: hl owK ORl WSW W". dd aoeri W di*26 Wat that. av+wm-' by or ead&es do* room EW 4" emit h I +eaa t? inldlrfaee YAM" dtpods an ismaw 1Ya.d 1M1eq. an d d Ul - °"10hg1 1p «? Drneutic ibadl 7ys d"OdWAAW"I lad* moor r 2ipaMe a t Marla to dods Wy LmWw$rp? ? the 1101101 /eoNdo l m d? 7S• aee?oeaeleaio" w4f6+o11alld a SL I[d1 p? a< PON prow" aw bftg*Lan narpqr. tb Mb' ar ro des M eswa, r11Ma1 asilla w VA 4migdod a R* auk lmpdm d do fm we rw? as '1SOrm1 M tie 21mta. w=112 of i11 adweeYd dot dw, *m taro dad •at pe W tt?lr' ? ?r/ Data 1t1b aaaPpD? amt alldl susralsariov 1q?m QIhK ar 1AOa WOOD- as duel eat do m 1/10110 a els0oft pclw @[*a% L a mom d" q* oai? (itch w imm a lw a ¦al "mr. um ap*dcww, na m is d hogoad r all mo"Wbg W&C ftw w" aaw ac is *r low ap" tnbx am oe1i01re Pots ftm waft w o d , to tlow lee aw &wg brommmarpubarbEst oa•easx ?m? umby 06 K papnaalt ar boanir 2WIP1 m alaenrlr. AMC" lit too Sad" Z. +u t siogatl cad e0aftd 1Q LAME dull ba MPPiied h? Me air op of t?7 aD t mm drt me" as tio111 be skit to New Q* ea01°1i rte 1maQ Dtutlo+ ?. oa11 ram d M ? W faM m 4 ,wA m w +rauae ate asdr+ deo D Z 6lauoglY. rid iindl ho 101Eoi t1w W l1s10 aim ?iP e. K r lAd6W lrpeMd1pa11pelo0da raeelra s p0srls cum fiiri+?raar &Xm P=G* 1ga?1a1 *ti* briadls e 1?arar fOC a delisgiltOr tad aaa6deet edam w p4! mw 1°10 dwpl daa. ft }4rKt a4 Dr Iliw P P bmso?a~ to die e I w o or? 24? f im do winO" prom we I* 1011115579 ,Mmg ? ?? 1101 4W.011i51o. ot.,r+A G&0 P. 10/45 chase dome finance 7/17/06 7:34 PAGE 15/29 RightFax is • nvv Ile cued 1:54 PM FK CHASE MANHATTAN MTG 594 4249 TO 14842140099 P.11i45 yald d fiQ. 7b M caret tiwt ear asoa add! alto tbeptft? L ay?ad b to 1411 pt?etat wf ace w ttaee faebdM Ts4?ar;+rs. atria aaeas aaay be wpNlied b aptut aLgsda?- Ytant117 Ptatlanww dog a+PAUd 6rtlo m? paltbasat red Ow a dumbd in ar teat. AW 4f1boAu+ o[pgttmtt, imsaaan }eiea4r. tr bdlamt? 11o4ala w pkdW Eta wAor ft Home d a at atttrd wiaa.6 Ot dw dray as do alMfnt 14 vhhe fyeitdia fl4rwtrr. 7. dtids daR >ha+arr Lear. Jlmeaoat atoY p? ?e 7?++t?er as bo dq laekr?e fbaorr rte Oar+ !write Me 11o1G ttdl r Kota t. b Oil. a rtr ? •1We•1 b f e? ite fit aFasatat due is: bt) atta ad Ille E". tot ode slat riYoh at eft ?dwl{/ am Iib lirsv Irtaaowr at a, boor- , MIwaan Go lmipwgR o) tdeaid pomade oe ylwd nom de pwro v. Nevi! W ptudm fee alp cad m Maws mw*d h t4l/r dot ON" $. and to ibgw >Yteaoar l C vW. m mw area dgtttts ly baem?rs ae Ltadw is Rea o! ra pt fees of YmwW 1Yo mm pmkm Y weidow I ft dw Naablont Of x" m ]A. lkm flinty am a" 6atmw tame.' wt ai0lettke at at aq dr daetap dr aeon of Oa: Long j4Ww top ogdre dttt t'+aeenalyr AaN?ioa Oaaa. Putt. aM Aawwsat4 ift mfr. bo smlr4d Or Delmwr. ari wcb deo, feu and aemaraata abed to w Nx wv fem. $MRr ihsi[ paaap?? O¢ldat a Lendw all SO= of mWom d ba unit welt! dda V --- w *o pp tinder bo Puri 6r iteaar rs titre Leerier w0vm DIDOW 1 *4 00 r ply ie rW& dbr ay a< ad PJ/amr tam. Looter Illy wane 7attalga'a ,196 1 w da9' to LwidsAab br aatr w ai) nowor Bast d aq flue. Ay so* wdva map ** bt In Mbbr. la the wet of aatk watro. boom mod per daaeely, asst d.Mr powe' dr reooas dyer foray ltaaeer tisto tar «Oli OtO et ft mM bat beet walled bldads w4 9 LmWw ngmIftL else! Anriflt a Loader Ot10aOdoi ttldt pafmIlt wNda Ilea daa Melatl Il Laade•atp ta?Ylta. Oatmal aWMAab wt?atdt IMVauMe and wt i ti nct?lu Rail far all ptpoatt a deaad eo re a aawewt earl aileoaarlt aoaadod lLffib tarsrlpr taafatmmok at lbap hme ?onaaaa mod w mwr k ttd to 1{aotittl ! B>l?wtu?rtt 1• ditlpnd a4 itatw WM dYaolbr. PUFA t m w aalvly ad mono a Aft w $q thn maven dta lk tr butnr 1en? I6blor tleq atrwam Yn f?Yr udr ?ttAiar 9 and par 0* elect and Yomw !teal" 60 to Ob}lom !trim Was 9 a eqq a Lam of am amtoa. Itchy PW n9 mm- de attlvr r to rap a A Yabw floor m or am by a tralm give to Sr= , I r11t aelda 13 =1%? a?pp =tat aaaoadat. laet*nw awls pq an tads at deeds. mot s• "A wwtda. om ttw Ams dagtlatuw ride Atria! 3. IAedR Or* U MY W% amain all 6tdtl Rdl ba IN aatamt fed WAMdme a prdt L WK 0 SP* do Rods at Yla dw epW" radar l1WA. mod 00 not va wobd de and ow amomt I taader can n9 we m ft 3WIf A. Laadw"adman b: anom d Saab &a Ile No bell of tottoet dint and ON**" atestma at ornmo m of "Minn bobw bets at othatthe In soon loom .ih ApfdmW Low 7ho "excel @14 ba habl La a tedbdWo wham d-ohm am arNtad by a ialatd q-1- 1W* Qalb ft dA de. it t?1ar lR as whIlO itpaair am l4 teawwq or m mw fadral Bean taea Yolk. tasha'thall apply dt4Ando a pr o* Zwtaw bnme w kwtm de de apmdW wdlr It W A. Lwdx dmAmt dwV Yeodoat thr wA9# wd q*ftdw "lead!. ow w maR?n be d ommew noun. w vofVu em tieeoo Imam, edam Leader }? bhxt111rQ Imam to the Paa4 w 4pattaete tar po.dU LwAor ao artca ar6 a ttuga. !tutu!! as Is mP& 1a "*" j or AppticaDlc ..WW haattaat w bh paid wn ds AtdA tadw thee" ant be atgrwaa m pq lkttaea my- -0 'mor eambw m Arc PIlia. (iwa wn ens !.tutu eau rpm la w4dozbowo . teat mete 1410M 522 lIat ear NM / N F00 mA Sae? chase Home Finance 7/17/06 7:34 PAGE 16/29 0 RightFax LI nuv cc e.a110c t t *4 en FK CHHSE MAHHRTTAM MTS 594 4249 TO t 4842148099 eMnb• la eadw AwdL UWE"Oft w ArnOWK. widww "Ilk as *Wad ia0M" of OM 11sdi a ntaalW pok boo a paw. w danoW wdw RAWA- I Oft tiai! aowant a IS wumeww ?otaoarr Qr dw enan b MWAS a wide Nam E i p °d t? 1e, r dcdod t1MaC E?4, twda ? aoel6 fa®s?ar wt ? ?!!?? avt loeteAw? p4' laMr iw.ea?wal taeawlae! >v aoit yedM ? b ? awh ?flE!'A. IK Y ao ? ? u w,ft7 ' 8 k, ddidnq/ 1rS&1de b sdars wAw low" tMd? Yam' M ?piAi br . ? aiea P4 R aaew add 14 Yat V r w dMu Smoot ygawlr' ?a ? d 1rN at d...r atamtl by ? d' wtls08' N°°w t>wn }mq+V trod to ChoeMM Fobb"by 1,00- Lbes. XOMPW ad Y4 AL Wow. aowwma IN tb+ap~. aalw. =d MW 06 iem* lenteM't, 1"Aw IWANM a Q ?T• 'Cd MISM"M to dw AaeadW? aiaw. f4w. r.d Aaawaaa?M it Aaouad now*& dwAraOaa/. ?. Ow --aw iall pq ebis b da: waaur lhatimvaa y' dfe:tatel*K* MNM4lMfA G.aa'?r>•0t<aw< ado aQ of * 0,& , pw ' b1 ? SWIM 110111411* Oft wwww ar 16lh i? Lwoo& aws "im" CpvM In WHwMk a trdar. t ?.e &%6 wa abea y, arelaloda WON ?n?tdditlMa ik iw Miel P°p"e8n,` be dew will tags. PWVM too a?Anewot[ d so wW dM ! ro DOW; mmem &W 00 kMK 49 00 M t.W'MMI. V I WW dwwerlw drt aq pet of ltfa PIMMIF XoISaamiawal4 Barents.IAdwM/po>lu"Wa80ho L" "bill do MuSkylAafto .tilde it " w09 asan?6awawlaIWILlknaaadou001*do MmarWARaaaW Gaa.wWn>N?d4a la??bttw?. t em" M rt wt tdi? le PW N Mdaw amp a tai .tuw atn MUMMOM aaa?x awf b t f? •? M61016 anv cWMW a s aAO? an piqa* &AWOM 29 tM low dr bpw-M - ad t, wq rwr d .naiaat taro k siu, t mdutow itee w dew baraola• M4a0/ Ilednd t0. at0elAw d ?, ? ? NA fw 10 p? wl Wo bwallw brill ba yuldfi nA b W MOM l? t ti" as * .taut dwA not N Mwilad ponwaMW' wo ddwttwudaa. aydOndiett aad Its dWW d"1111111 _ 40* d= ?? at aooae •" and WIVIIIIN d M t*tP a MANWISC waionob MMs f?t « wd101d00. r'rnwW " dW !or elo p ap iloa po?ad by dw Fadwtl was oew )bogpwW Ar Is amaaatbo +r1dY d utbr of Mw 114i aeea d.ewtwUon.ataldn?t F. 12145 i0Nii752R 4ftat ne rwa , chase Home r'inance 7/17/06 7:34 PAGE 17/29 RightFax n arvv de evve I:ZsD VM FR CHASE MANHATTAN MTG 594 4249 TO 14842140099 ho waaft ow or to ewwwp deax>' *am LOOK av4 ow do . VjtjW oc> w?etviti ,+' ord- des/ Wa BWWO" ?aWaalLmdw I, vt*w Me Of Wtaaaad o<aWrerWR fflimb dw . pmdoAw ot pagelt sv ? lwuwl' m iw pop 7eeac iar snow us ?=WrfiALL N °"°"W do 06 to Ionow 00-w a hand or soft ar Vr Sam WK latr?o olllrooe dw fib' "oNo at Got of dot yw., Wieed. A. aft afield IT Lva w e?/rr 6b 0" ! +l11f mdappledow L?bwwlww ,c tta ar and srs e? pr,-Ate W101 sub fn0ao. •1ZW'I°' ar aaA p111ietaW taodWralMeWroeeWa+4arr?p'1°?' e1av11 1N m*00 a t?adWre na"di Al iemOM I;V* Wpw * ?Laser ? ON" ?gf1?e don Well ;IlW ante Sell ? dot a dU,appwws eaMl? vdMw 00 rom tadw ftv'am tis UA 0 6K ? ?o ad raw aoaLa s a,.arm. wpm= ddldead oeei Iva O m beedrt Wfl Wiorlrls t wt9leaev. Y Ltrde OR a<>t ax oil W * 0i d br La:K• drove uv"d ootlou 1rilft attr 4l iodate a Wtaai-d v ol41loW tar dupe 06 ac allow" of. IF h.poq. WWat+ ksowlr dA aaatt 1:MdWe WraetNlee ? eaW NAW v rardw ad tlM. Law is am ova or bee, llaeeeNWe UAve Ledo ad vemo a adoll LIM Pow MW Edo p orm tow v as NO& V Wr by OoetneNR' wsteaetavw, M ore.om?, ? ?Ww Ltreret< ddR .Rind. aw `? N°°'°r'. "'id4u or roc 1bD e a FaiA?le d IF traev tk awaraadodara*dd0 •.?aeMe+eraaaclr~iod•Lud?asiWtlw*0MlWa tv. t'di 1 fnt 1pA.e to v Atoll o aN ?? tea& Ytae toivc'v n6hedw tr do varearvow p e is is • LM "WhaAmmusetlelbi G&W &W pass. mAnd by bdo" 4E arm a? "d rbea be 1tM tore ? d Oat'°"r. tE oat d<tlav toauaroe do Weatale" a iW& Y as lalllllil t ierdOk ar t trrlvYv vva M ievrarra4 taeoaW? a reaoerie tlbdl la opba at Now ?" b•? w gee irAM ht in ,oWha oadsprorrAWr tltr aa?ria.lr arv. wd w DWeeew+a pj01` urpudift oft flood jWarraar ire opragr laedet sMp dip It own Awn, zm w Ma an wed "am aaaaow, a ?1'e m-LvN n0eed ,aP at..uetreFCWiw.'lb W4W WodWe Y atii m larbec No it aiAwfdofo Ir4Ylearoo doaivr i tt sanest am 16 all" MAr VOW wider tho 160 oe die orb ' d teee? d feA1MMwovow0=6=1 117 J4 aw adw of Ymrseo't i SIC ilea ?1osv6r ae eWei ey>srr A a dwd ar?ediv We loelreq'• Y r ?q, ova O?W 1ar•eWl tQ0ee , d see ar o PWl w„?ytrgvdi WWder do NWM Kd4lteraf(q wrpemmt, he' P. 13/45 1vs,rtl7a?u a A i f ww v+• CLjpp rem am IM ?aau?r on" Chase Home Finance 7/17/06 7:34 PAGE 18/29 RightFax 0 0 940V tc eNOW L955 PM FR CHASE MANHATTAN MTG $94 4249 TO 14842148099 P. W45 . d go *t t'iooAN ¦ liarty+'a pM? =awt wiedam?? ottbm a Awft dime ataoatt.R. Updw ? ? eoeswd. pt'Ioo10+? awNtaler.9 Ule9a.e7Mlr adw.wlts aps r ++ DNWW$ on" s KK !M IeK+mt Imoods" ad bd dump demlt or bgmk ds low ftwV Rlem.ar s11? am heMe?' r W060 at not UMNW l l?ta s ha?J, 'W" "C dowleft &N f" Mato to 08012L k it dwsmlet0 P m" 0 sides $ lilts up* or W"06 d MWL N It-- ue f, r ,gtit tlr 1!blpaq k dW:tgPd b w WK& QKdm qp 90, aft oft K on pm"'4. DOW"' easdaseeeties Pse? ew Md Mt lppnolf0as Popww a# !! CeadMM ie.+ ideated rseldt for wa 611 jMpde 0a /r att0eo a'dp°ao,to9dwoww •ne ate V Me WA as "p* ac It 00 VIM"' •tsa?ww?r's aDlkMiee 1hr ar eomporku d =on I* lp"Ev. &fP=W "'d y' 'w N°?opdt? PROP" teaAer- SE 9erri it ire ornmandoL lei LLid K a NO Us Oft MODMhk ea'W V" dre m,--&* COW iSEW tea ww" IN Id VII M at*. Nep9Mlteeem tee9 atee?eMbls eaiw. . wanv+9?sr0tioou?Yotimoetoepdoca SWmww *Adob tic t? +e?M?'? l dodseaanm S---- 1WR dtle jolt oprolba Ilub sr Lo.• i? (a idled 10 gd& LOW aids Ot99dd 6*001esl ? me tad ?d tie. MM4901re9dMMa oeoe> ? 9oao+? Mit?T at *f ` tltfl?erMM?11tMP(aPab?wwwuA bo=W-M J5 L 1*0 P1800" W ?? ?Ilrr. dr.e'M..Me d geeMm9sl1 ooRafsed iA dlie mss' 04 tdlke Lwda't Lsmtel is w ? tale dou Coder tletl lii?t d1eo11? alai* Ir. ht ?y bwad : awdi r a ar '' b "&s o Ho9t et tr9eaaemtot at a to vlUi Mm/ ooW ? a? do d w he t mww k « tlmO?.lMae alutlmnd tha 1 to do ftWag d UP* NWK flag at K"V taeto0 us or opuolddt to VOW L WWS l? Md em.hi WdAw Ardft UNMR let. intbft pmucft wAla mom** 60 "MO Of Ow pw4ettVI a" dl F+o"Ar. ta?dtes moot as bdpbe W Im OK Wad 00: 1 timid .wa u. pdmft a r No teaaiq b0tnoteots Od W"ft &-ON p#Alw dp.gI' IN to POW 106091* b 9e ?oPrr+P ? ' v to 'k aol vo W. f4 a9o and pomp k a wdwm t"0M0ft_ a bad tp loom +r1t'Mldooe+t' deeds a? to POWO la no t swim tl W efit. OW ? lmME 1dlMdto lYwod its V%w dU.lealr lrsdfei a eAet soda ae deeveMes L0tr9ea>q ? ' aadezt? seams v, uNMr row *+' 6r M as a oft 111doer? to m M. 8 tt ty9ed dee9 LsedM?i.eeme to aa4+.l swod a alder tk swim % 10?.117l?7 ???` tYe?7oee tails Chase Home Finance 7/17/06 7:34 0 PAGE 19/29 RightFax 0 NUV " g"We irJd VM I-K CHASE MANHATTAN MTG 594 4249 TO 14842146899 Aar aatow dlWwad for L Ww railer On fnMe ! flail boom addlreei Mk of %mea- a ar?eeel 6ir wny M1tae?ear. 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U 0 RightFax NUV re 4WOe lib NM FR CHASE MANHATTAN MTG 594 4249 TO 14842140099 CodMdb of WAddow , do VWAY -0t 6* y.hwwaiwM, Saw"YUSrla 17955 7091 - Afmd*rbbwjw CWMMULlt14W=WWLVANlA. bA*•btr'&"lo y t?o5a1r5? 0A "6 9023M op fflKA S. lets . wAin &A 165 ..a?td?p.ee eam.lradb wowd am Candy to wish vwtio ,}fA lwra to ne (w ?a? .+1ou aaoefd w?a1tiN m ft vIAi1o 6src9us+t and oart?iSRd- too 5os f9? b"""" lN WlnU= WgMUW. ! toamb wt dW WA uA e1'fidd ?• 8551 C. pdit M1ww? ? ? 2- M.?e«c aa...aw sa..s,I51a P. 22..,45 z: NNWA i 101 tAyr hMltrN c-&-0 EXHIBIT C Citibank, N.A. as Trustee IN THE COURT OF COMMON PLEAS OF V. CUMBERLAND COUNTY, PENNSYLVANIA James A. DiSilverio and C:) Candy L. DiSilverio, No. 06-5322 Civil Term (J 7 , 7 ANSWER BY DEFENDANT CANDY L. DISILVERIO ZI AND NOW, comes defendant, Candy L. DiSilverio, by and through her plenary guardian, Monica DiSilverio, and attorney, Mark F. Bayley, Esquire, and responds to Plaintiffs Civil Action/Mortgage Foreclosure as follows: 1. Admitted. 2. Admitted. 3. Admitted. 4. Admitted. 5. Admitted. 6. Admitted. 7. Admitted. 8. Admitted in part and denied in part. It is admitted that payments of principal and interest upon the mortgage are behind. It is denied that no payments have been made since April 1, 2006; after reasonable investigation, defendant is unable to verify how many payments are owing. Additionally, defendant plans to arrange for payment of all arrearages. 9. Denied. After reasonable investigation, defendant is unable to verify any of the figures averred in this paragraph and seek proof of the same. Additionally, defendant plans to arrange for payment of all arrearages. 10. This paragraph constitutes a legal conclusion. No response is required. 11. Denied. Defendant's plenary guardian cannot remember if proper service was made. WHEREFORE, Defendant requests the Court to dismiss Plaintiffs Civil Action/Mortgage Foreclosure. l I-zz-off Respectfully Submitted, Bayley & Mang Mark F. Bayley, Es e 57 West Pomfret Street Carlisle, PA 17013 (717) 241-2446 Supreme Court I.D.#87663 Attorney for Defendant Citibank, N.A. as Trustee V. James A. DiSilverio and Candy L. DiSilverio, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA No. 06-5322 Civil Tenn VERIFICATION I verify that the statements made in the within answer are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. Cons. Stat. § 4904 relating to unsworn falsification to authorities. Additionally, I verify that I am the Plenary Guardian for Candy L. DiSilverio as indicated by the attached Order. Ionica DiSilveno, Plenary Guardian for Ammer, Candy L. DiSilverio UN2 CC L"t? --. ' -?- IN RE: Candy DiSilverio, AN ALLEGED INCAPACITATED PERSON -/3-0? -- D FtE IN'THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORPHANS' COURT DIVISION NO. 21-06-0327 GUARDIANSHIP-INCAPACITATED PERSON IN RE: PETITION FOR APPOINTMENT OF GUARDIAN BEFORE OLER, J. ORDER OF COURT AND NOW, this 29th day of June, 2006, upon consideration of the Petition for Appointment of Guardian with respect to Candy DiSilverio, following a hearing at which the allegedly incapacitated person was represented by her court-appointed counsel, Galen R. Waltz, Esquire, and for the reasons stated in the accompanying opinion, Candy DiSilverio is adjudicated an incapacitated person, and her daughter, Monica DiSilverio, is appointed permanent plenary guardian of her estate and person. The guardian shall timely file with the Court all reports and accounts required by statute. No bond shall be required of the guardian. Candy DiSilverio and her counsel are hereby notified of her right to petition at any time for a modification or termination of the guardianship provisions contained in this order. By the Court, t Citibank, N.A. as Trustee : IN THE COURT OF COMMON PLEAS OF V. : CUMBERLAND COUNTY, PENNSYLVANIA James A. DiSilverio and Candy L. DiSilverio, No. 06-5322 Civil Term CERTIFICATE OF SERVICE I, Mark F. Bayley, Esquire, attorney for Defendant, Candy L. DiSilverio, do hereby certify that I this day served a copy of the within Answer upon the following by depositing same in the United States mail, postage prepaid, at Carlisle, Pennsylvania, addressed as follows: Terence J. McCabe, Esquire 123 S. Broad St., Suite 2080 Philadelphia, PA 19103 Dated: I ::: ?a -9, uv---"f Mark F. Bayley, Esq Attorney for Defendant, Candy L DiSilveio EXHIBIT D . - R TO THE HEREIN DEFENDANTS: YOU ARE HEREBY NOTIFIED TO PLEAD TO THE ENCLOSED PLEADING WITHIN THIRTY (30) DAYS OF SERVICE THEREOF OR A DEFAULT JU'DGMEN'T MAY BE ENTERED AGAINST YOU ATTORNEY FOR PLAINTIFF McCABE, WEISBERG & CONWAY, P.C. BY: MARC S. WEISBERG, ESQUIRE Identification No. 17616 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Citibank, N. A. as Trustee 10790 Rancho Bernardo Road San Diego, CA 92127 V. James A. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 and Candy L. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 Attorney for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 06-5322 REQUEST FOR ADMISSIONS Pursuant to the Pennsylvania Rules of Civil Procedure, Rule 4014. Plaintiff has served upon you a written Request for Admissions for the purpose of the pending action, relating to statements or opinions of fact or the application of law to fact, including the genuineness, authenticity, correctness, execution, signing, delivery, mailing or receipt of any document described in the request. Note that each allegation set forth will be admitted unless, within thirty (30) days after service of the request, or within such shorter time or longer time as the Court may allow, the party to whom the request is directed, shall serve upon the party requesting the admission, a verified answer by a party or an objection, signed by the party or his attorney a For the purposes of this Request for Admissions, Citibank, N.A.. as Trustee, will be hereafter termed "Plaintiff," and Candy L. DiSilverio will be termed "Defendant." 1. The mortgage for plaintiff is in default because monthly payments of principal and interest upon said mortgage due 4/1/2006 and each month thereafter are unpaid. If the above request for admission is denied, attach all documentary evidence you have in support of the denial or otherwise set forth at length al evidence of any nature to substantiate the denial. 2. The principal balance due on the mortgage is $131,337.73. If the above request for admission is denied, attach all documentary evidence you have in support of the denial or otherwise set forth at length al' evidence of any nature to substantiate the denial. 3. The interest per diem is $35.57, and the interest due on the note and mortgage from 3/1/2006 through 9/7/2006 is $6,435.51. If the above request for admission is deniec, attach all documentary evidence you have in support of the denial or otherwise set forth at length all evidence of any nature to substantiate the denial. 4. On or about 7/28/2006, plaintiff rent Act 6 and Act 91 letters which were received by defendant. If the above request for admission is denied, attach all documentary evidence you have in support of the denial or otherwise set forth at length all evidence of any nature to substantiate the denial. 5. The Act 6 and Act 91 letters sent to defendant complied with all statutory requirements. If the above request for admission is denied, attach all documentary evidence you have in support of the denial or otherwise set forth at length all evidence of any nature to substantiate the denial. 6. Attorney's fees are in conformity with the mortgage loan documents and Pennsylvania Law. If the above request for admission is denied, attach all documentary evidence you have in support of the denial or otherwise set forth at length al evidence of any nature to substantiate the denial. Respectfully submitted, McCABE, WEISBERG & CONWA Y, P. C. n ? 1 BY: MARC S. WEISBERG, ESQUIRE Attorney for Plaintiff R McCABE, WEISBERG & CONWAY, P.C. BY: MARC S. WEISBERG, ESQUIRE Identification No. 17616 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Citibank, N. A. as Trustee 10790 Rancho Bernardo Road San Diego, CA 92127 V. James A. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 and Candy L. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 Attorney for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 06-5322 CERTIFICATE OF SERVICE I, Marc S. Weisberg, Esquire, attorney for Plaintiff, hereby certify that a true and correct copy of the within Request for Admissions was served on the below party on the 6"' day of December, 2006, by the United States mail, first class: DATE: I C" ?? C Mark F. Bayley, Esquire Bayley & Mangan 57 West Pomfret Street Carlisle, PA 17013 MARC S. WEISBERG, ESQUIRE EXHIBIT E July 28, 2006 Candy L. Disilverio 7 Birch Street Mechanicsburg, PA 17050 COMBINED ACT 91/ ACT 6 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help to save your home. This Notice explains how the program works. To see if HEMAP can help, you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency. The name, address and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice. If you have any questions, you may call the Pennsylvania Housing Finance Agency toll free at 1-800-342-2397. (Persons with impaired hearing can call (717) 780-1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE AL LAMARD A ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. USTED PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME(S): James A. Disilverio & Candy L. Disilverio PROPERTY ADDRESS: 7 Birch Street Mechanicsburg, PA 17050 LOAN ACCT. NO.: 15354921 ORIGINAL LENDER: Citibank, N.A., As Trustee CURRENT LENDER/SERVICER: Citibank, N.A., As Trustee HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MA Y BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOUMAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: * IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, * IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND * IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORAR Y STA Y OF FORECLOSURE--Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT", EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES--If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses and telephone numbers o designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MOR TGA GE ASSISTANCE--Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, • you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCYACTION--Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT--The MORTGAGE debt held by the above lender on your property located at: 7 Birch Street Mechanicsburg, PA 17050 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: approximately $1,281.71 for the months of April 1 2006 through _July 1, 2006 Other charges: $222.15 Other fees may have accrued on your account. TOTAL AMOUNT PAST DUE: $6,237.59 HOW TO CURE THE DEFAULT--You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $6,237.59, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash cashier's check certified check or money order made navable and sent to: Loss Mitigation Department Citibank, N.A., As Trustee 10790 Rancho Bernardo Road San Diego, CA 92127 IF YOU DO NOT CURE THE DEFAULT--If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the tender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property. IF THE MORTGAGE IS FORECLOSED UPON--The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. if you cure the default within the THIRTY (30) DAYperiod, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES--The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE--If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's Sale. You may do so by paving the total amount then past due, plus any late or other chafes then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriff's Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE--It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approximately FIVE months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: Citibank, N.A., As Trustee Address: 10790 Rancho Bernardo Road, San Diego, CA 92127 Phone Number: 1-866-865-6459, 5172 Fax Number: 1-888-741-0764 Contact Person: Loss Mitigation Department EFFECT OF SHERIFF'S SALE--You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE--You may or XX may not sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAYALSO HAVE THE RIGHT.- * TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. * TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. * TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) * TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS, * TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. * TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. FOR CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY, PLEASE SEE THE ATTACHED LIST. NOTE: Unless you notify this office within thirty (30) days of the date of this notice, that you dispute the validity of this debt or any portion thereof, this office will assume that the debt is valid. If you notify this office in writing within thirty (30) days from the date of this notice, this office will: obtain verification of the debt or obtain a copy of judgment and mail you a copy of such judgment or verification. You are also advised that any information which you supply to this office may be used by us in the collection of debt. If you request this office in writing within thirty (30) days of the date of this notice, this office will provide you with the name and address of the original creditor. Although we have requested that you make payment or provide a valid reason for nonpayment, you still have the right to make a written request, within thirty (30) days of the date of this notice, for more information about the debt. Your rights are described further, hereinafter. THE PURPOSE OF THIS COMMUNICATION IS TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THIS PURPOSE. Enclosure: Validation of Debt Notice SENT VIA REGULAR AND CERTIFIED MAIL NUMBER 7006 0100 0001 6825 5689 RETURN RECEIPT REQUESTED Validation of Debt Notice Pursuant to the Fair Debt Collection Practice Act (FDCPA) (15 USC 1692), a consumer debtor is required to be sent the following notice: (1) unless the consumer, within thirty (30) days after the date of this notice, disputes the validity of the debt or any portion thereof, the debt will be assumed to be valid by the debt collector, (2) if the consumer notifies the debt collector in writing within the thirty (30) day period that the debt or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a Judgment against the consumer and copy of such verification or Judgment will be mailed to the consumer by the debt collector, and (3) upon the consumer's written request within the thirty (30) day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. Our demand for immediate payment does not eliminate your right to dispute this debt within thirty (30) days of the date of this notice. If you choose to do so, we are required by law to cease our collection efforts until we have mailed that information to you. Although we have requested that you make payment or provide a valid reason for nonpayment, you still have the right to make a written request, within thirty (30) days of the date of this notice, for more information about the debt. Your rights are described further, hereinafter. The Law Office of McCABE, WEISBERG & CONWAY, P.C. is acting as a debt collector, pursuant to the FDCPA. THIS NOTICE AND LETTER ARE AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. The Federal Trade Commission has ruled that the FDCPA does not preclude the institution of legal action prior to the expiration of the thirty (30) day period. Acceptance of funds and reinstatement of the mortgage are both subject to verification by my client. Please note that I may be instructed to proceed with foreclosure and fees, costs and/or advances by the mortgagee may be due in addition to the sum quoted above. Please further note that any funds tendered will be subject to verification and correctness before the matter is concluded. Please feel free to contact this office upon receipt of this notice should you have any questions or concerns. DATE: July 28, 2006 Terrence J. McCabe, Esquire McCabe, Weisberg & Conway, P.C. 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 CUMBERLAND COUNTY Adams County Housing Authority 139-143 Carlisle St. Gettysburg, PA 17325 (717) 334-1518 CCCS of Western PA 2000 Linglestown Road Harrisburg, PA 17102 888-511-2227 Community Action Commission of Captial Region 1514 Derry Street Harrisburg, PA 17104 (717) 232-9757 Loveship, Inc. 2320 North 5th Street Harrisburg, PA 17110 (717) 232-2207 Maranatha 43 Philadelphia Avenue Waynesboro, PA 17268 (717) 762-3285 PHFA 211 North Front Street Harrisburg, PA 17110 800-342-2397 Urban League of Metropolitan Hbg 2107 N. 6th Street Harrisburg, PA 17101 (717) 234-5925 July 28, 2006 James A. Disilverio 7 Birch Street Mechanicsburg, PA 17050 COMBINED ACT 91/ ACT 6 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help to save your home. This Notice explains how the program works. To see if HEMAP can help, you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency. The name, address and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice. If you have any questions, you may call the Pennsylvania Housing Finance Agency toll free at 1-800-342-2397. (Persons with impaired hearing can call (717) 780-1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE AL LAMARD A ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. LISTED PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME(S): James A. Disilverio & • . Candy L. Disilverio PROPERTY ADDRESS: 7 Birch Street Mechanicsburg, PA 17050 LOAN ACCT. NO.: 15354921 ORIGINAL LENDER: Citibank, N.A., As Trustee CURRENT LENDER/SERVICER: Citibank, N.A., As Trustee HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MA Y BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: * IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, * IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND * IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE--Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT", EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES--If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses and telephone numbers o designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE--Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCYACTION--Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT--The MORTGAGE debt held by the above lender on your property located at: 7 Birch Street Mechanicsburg, PA 17050 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: approximately $1,281.71 for the months of April 1 2006 through July 1, 2006 Other charges: $222.15 Other fees may have accrued on your account. TOTAL AMOUNT PAST DUE: $6,237.59 HOW TO CURE THE DEFAULT--You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $6,237.59, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check certified check or money order made payable and sent to., Loss Mitigation Department Citibank, N.A., As Trustee 10790 Rancho Bernardo Road San Diego, CA 92127 IF YOU DO NOT CURE THE DEFAULT--If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property. IF THE MORTGAGE IS FORECLOSED UPON--The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAYperiod, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES--The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFA ULT PRIOR TO SHERIFF'S SALE--If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriffs Sale. You may do so by paving the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE--It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approximately FIVE months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. - - HOW TO CONTACT THE LENDER: Name of Lender: Citibank, N.A., As Trustee Address: 10790 Rancho Bernardo Road, San Diego, CA 92127 Phone Number: 1-866-865-6459, 5172 Fax Number: 1-888-741-0764 Contact Person: Loss Mitigation Department EFFECT OF SHERIFF'S SALE--You should realize that a Sheriff s Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff s Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE--You may or XX may not sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOUMAYALSO HAVE THE RIGHT: * TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. * TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. * TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) * TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS, * TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. * TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. FOR CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY, PLEASE SEE THE ATTACHED LIST. NOTE: Unless you notify this office within thirty (30) days of the date of this notice, that you dispute the validity of this debt or any portion thereof, this office will assume that the debt is valid. If you notify this office in writing within thirty (30) days from the date of this notice, this office will: obtain verification of the debt or obtain a copy of judgment and mail you a copy of such judgment or verification. You are also advised that any information which you supply to this office may be used by us in the collection of debt. If you request this office in writing within thirty (30) days of the date of this notice, this office will provide you with the name and address of the original creditor. Although we have requested that you make payment or provide a valid reason for nonpayment, you still have the right to make a written request, within thirty (30) days of the date of this notice, for more information about the debt. Your rights are described further, hereinafter. THE PURPOSE OF THIS COMMUNICATION IS TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THIS PURPOSE. Enclosure: Validation of Debt Notice SENT VIA REGULAR AND CERTIFIED MAIL NUMBER 7006 0100 0001 6825 5672 RETURN RECEIPT REQUESTED Validation of Debt Notice Pursuant to the Fair Debt Collection Practice Act (FDCPA) (15 USC 1692), a consumer debtor is required to be sent the following notice: (1) unless the consumer, within thirty (30) days after the date of this notice, disputes the validity of the debt or any portion thereof, the debt will be assumed to be valid by the debt collector, (2) if the consumer notifies the debt collector in writing within the thirty (30) day period that the debt or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a Judgment against the consumer and copy of such verification or Judgment will be mailed to the consumer by the debt collector, and (3) upon the consumer's written request within the thirty (30) day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. Our demand for immediate payment does not eliminate your right to dispute this debt within thirty (30) days of the date of this notice. If you choose to do so, we are required by law to cease our collection efforts until we have mailed that information to you. Although we have requested that you make payment or provide a valid reason for nonpayment, you still have the right to make a written request, within thirty (30) days of the date of this notice, for more information about the debt. Your rights are described further, hereinafter. The Law Office of McCABE, WEISBERG & CONWAY, P.C. is acting as a debt collector, pursuant to the FDCPA. THIS NOTICE AND LETTER ARE AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. The Federal Trade Commission has ruled that the FDCPA does not preclude the institution of legal action prior to the expiration of the thirty (30) day period. Acceptance of funds and reinstatement of the mortgage are both subject to verification by my client. Please note that I may be instructed to proceed with foreclosure and fees, costs and/or advances by the mortgagee may be due in addition to the sum quoted above. Please further note that any funds tendered will be subject to verification and correctness before the matter is concluded. Please feel free to contact this office upon receipt of this notice should you have any questions or concerns. DATE: July 28, 2006 Terrence J. McCabe, Esquire McCabe, Weisberg & Conway, P.C. 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 CUMBERLAND COUNTY Adams County Housing Authority 139-143 Carlisle St. Gettysburg, PA 17325 (717) 334-1518 CCCS of Western PA 2000 Linglestown Road Harrisburg, PA 17102 888-511-2227 Community Action Commission of Captial Region 1514 Derry Street Harrisburg, PA 17104 (717) 232-9757 Loveship,Inc. 2320 North 5th Street Harrisburg, PA 17110 (717) 232-2207 Maranatha 43 Philadelphia Avenue Waynesboro, PA 17268 (717) 762-3285 PHFA 211 North Front Street Harrisburg, PA 17110 800-342-2397 Urban League of Metropolitan Hbg 2107 N. 6th Street Harrisburg, PA 17101 (717) 234-5925 10 O 4 V 0 0 o c m A Q 1.4 ?e 1 -t O m b O_ 7 b A 7 y o t^p CA ? .- W N .-• O ?D 00 O\ to ? W N r+ ? n ? ro ? I ? ?• W C) ° n z o a n w ?.-. ' O' O _ 0 m 'O :r w S O o '' y P/ N CD ° y 5 ' y pp?1 p w ' 6 N a ?' ?"'S', O 1 o m D (? 7 O m 4? Otl W ° r Y Q ?7 b ? ? w H to W < N O aFa c ' O O O 0 O d d f D a "' v (D " p - i ^ N co `y cn = N co ° ° M bd a a o C7 n N p <z z 00 b ?y O N O w O w ° w N w oo o0 00 ? ? ? ? ? ' n tzo fzY O N ° N O 00 W A A ' S S M C7 n n 'x0 N D N C S O k X n ? (7 V] w `a' o M = aJ o S 7y 7d C sr o o O O 3 t c? CD f'D . < . < O g N pi £' 00 Oo Q Q' •? ?• 7 QQ (IQ mr =r c F f c c ° ? ? ? ? y1 0^ r0 ro n o 1.0 < rn io ro ro n . W a a n C7 _ 0 o z n° d ' v a a a o o o g b ?. ti _ _ _ w P o q o . ?. J O J N ?p In ?O ? U .d a .tiy a t o •• o• f?4 ? .?.' OQ O O N N rn rn ?' ° m S' ? f0 O O O p, 0 ? y ( 0 gm.a 8 ? `\t} il',?LC ro wym ?.m ?.yg 8 ,?, ° 832 ? 8 j 1 w'"_'o R s a ? c N uNtTeO i 5 r p 5 ° 9 l 2 5 O °? o ikks o O m a 3 5 9 p 14 om ° '9n O B K` 3 3 2 n C 2 0 r- R m5•zdm? Del ive 4' Con firm ation m o o ??°? ?NNT ?O N D s c? 2 ?o 9.t v ._- ? in EXHIBIT F McCABE, WEISBERG & CONWAY, P.C. BY: MARC S. WEISBERG, ESQUIRE Identification No. 17616 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Citibank, N. A. as Trustee 10790 Rancho Bernardo Road San Diego, CA 92127 V. James A. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 and Candy L. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 Attorney for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 06-5322 AFFIDAVIT Mae ' I, , am the foreclosure specialist of Citibank, N.A., as Trustee, and am custodian of the account and records of the defendants, with personal knowledge thereof. I am the keeper of the records and they are business records kept in the ordinary course of business. 2. On November 22, 2002, the defendants entered into an agreement with plaintiff's predecessor which gave the defendants a mortgage loan. This mortgage was subsequently assigned to plaintiff herein (see attached Assignment of Mortgage). 3. On November 22, 2002, as security for this mortgage loan, defendants made, executed and delivered a mortgage on the premises described in Plaintiff's Complaint. A copy of said mortgage with legal description of the premises is attached to the summary judgment motion and marked as Exhibit "A". 4. The defendants are in default of the mortgage in that payments of principal, interest, attorney fee's and costs upon said mortgage due April 1, 2006, and for each and every month thereafter, have not been paid and are due and owing. The payment history is attached hereto as part of this affidavit. The Note evidencing the interest rate charged to defendants is attached hereto as is the Assignment of Mortgage from Chase Manhattan Mortgage Corporation to Citibank, N.A., as Trustee. The records are accurate and kept in the normal course of business. 5. The mortgage has an acceleration clause which permits plaintiff to foreclose on the mortgage by judicial proceedings and sell the property at Sheriffs Sale. 6. On or about July 28, 2006, notices were sent out to defendants as required under Act 6 and Act 91. 7. Because the defendants are in default, the plaintiff now requests this Honorable Court to grant summary judgment and enter judgment against defendants. The amounts found at paragraph nine (9) of the Complaint are correct and are as follows: Principal balance $ 131,337.73 Interest 3/1/2006 through 9/7/2006 $ 6,435.51 (Plus $35.57 per diem thereafter) Attorney's Fees $ 6,566.89 Late Charges $ 321.60 Corporate Advances $ 7.75 Cost of suit $ 225.00 Appraisal Fee $ 125.00 Title Search $ 200.00 GRAND TOTAL $ 145,219.48 I, , being duly sworn according to law, hereby depose and say that I am authorized to take this Affidavit and that the facts set forth herein are true and correct to the best of my knowledge, information and belief. t VERIFICATION • Annie Rodriguez The undersigned, , hereby certifies that he/she is the Foreclosure Sp ' ist of the plaintiff in the within action, that he/she is authorized to make this Verification, and that the forgoing facts are true and correct to the best ofhis/her knowledge, information and belief, and further states that false statements herein are made subject to the penalties of 18 PA.C.S.§4904 relating to unsworn falsification to authorities. Annie Rodriguez 9 2pi 5!)3) January 22, 2007 Prepared By: Charlynn Mills McCabe Weisberg & Conway, P.C. Suite 2080 123 South Broad Street Philadelphia, PA 19109 Record and Return To: McCabe Weisberg & Conway, P.C. Suite 2080 123 South Broad Street Philadelphia, PA 19109 Attn: Charlynn Mills Recorder of Deeds Cumberland County 1 Courthouse Square Carlisle, PA 17013 RE: Owners/Mortgagors: DiSilverio, James A. Premises: 7 Birch Street, Mechanicsburg, PA 17055 Dear Sir/Madam: Enclosed please find an original Assignment of Mortgage for recording relative to the above referenced matter. Kindly file the original with the Court and return the time-stamped copy to my attention. I have enclosed our check in the amount of $27.00 to cover your costs, along with a self- addressed, stamped envelope for your convenience. Should you have any questions, please contact the undersigned. Very truly yours, 01, k- Charlynn Is, for Terrence I McCabe Enclosures T Prepared By: Charlynn Mills McCabe Weisberg & Conway, P.C. Suite 2080 123 South Broad Street Philadelphia, PA 19109 Record and Return To: McCabe Weisberg & Conway, P.C. Suite 2080 123 South Broad Street Philadelphia, PA 19109 Attn: Charlynn Mills Parcel# 38-19-1610-021 Loan Number: 15354921 Assignment of Mortgage For Value Received, the undersigned holder of a mortgage, Chase Manhattan Mortgage Corporation whose address is 10790 Rancho Bernardo Road, San Diego, CA 92127 does hereby grant, sell, assign, transfer and convey without warranties of any nature whatsoever and without recourse, unto Citibank, N.A., as Trustee whose address is a certain Mortgage dated 11/22/2002 made and executed by: Disilverio, James A. upon the following described property situated in Cumberland County, Commonwealth of Pennsylvania: which has the address of 7 Birch Street, Mechanicsburg, PA 17055 Parcel ID no: 38-19-1610-021 I do hereby certify that the precise address of Chase Manhattan Mortgage Corporation is 10790 Rancho Bernardo Road, San Diego, CA 92127 Attested By: GiZ PATRI A U such Mortgage having been given to secure payment of $54, 400.00, which Mortgage is of record in Mortgage Book 3005 Page 54866 of the Recorder of Deeds of Cumberland County, Commonwealth of Pennsylvania, together with the note(s) and obligations therein described, the money due and to become due thereon with interest, and all rights accrued or to accrue under such Mortgage. TO HAVE AND TO HOLD, the same unto Assignee, its successors and assigns, forever, subject only to the terms and conditions of the above- described Mortgage. IN WITNESS WHEREOF, the undersigned Assignor has executed this Assignment of Mortgage on JANVA&" ,00 (Compare Q r4iA 9e- Co r )a Signat Telms Runs Date: t 4 Title: Adds tics POddW FORM OF CORPORATE ACKNOWLEDGEMENT State of C.aufmis ) SS: San DIW County of On this day of t/A12. , 2067before me the undersigned officer, personally Telme Ruiz appeared who acknowledged himself or herself to be thoudgm Vim pmwwbf AnimmWePoldw 100FAVA UC a corporation, and that he or she as such being authorized to do so, executed the foregoing instrument for the purposes therein contained by signing the name of the corporation by himself or herself as Au V1WPRidW In witness whereof, I hereunto set my hand and official seal. --------------------------- OFFICIAL SEAL •`' SHANNON CROWE it r NOTARY PUBLIC•CALIFORNIAF.R COMM. NO. 1682290 -- SAN DIEGO COUNTY MY COMM. EXP. JULY 18, 2010 ------------------ Prepared By: Charlynn Mills McCabe Weisberg & Conway, P.C. Suite 2080 123 South Broad Street Philadelphia, PA 19109 Record and Return To: McCabe Weisberg & Conway, P.C. Suite 2080 123 South Broad Street Philadelphia, PA 19109 Attn: Charlynn Mills Parcel# 38-19-1610-021 Loan Number: 15354921 Assignment of Mortgage For Value Received, the undersigned holder of a mortgage, Chase Manhattan Mortgage Corporation whose address is 10790 Rancho Bernardo Road, San Diego, CA 92127 does hereby grant, sell, assign, transfer and convey without warranties of any nature whatsoever and without recourse, unto Citibank, N.A., as Trustee whose address is a certain Mortgage dated 11/22/2002 made and executed by: Disilverio, James A. upon the following described property situated in Cumberland County, Commonwealth of Pennsylvania: which has the address of 7 Birch Street, Mechanicsburg, PA 17055 Parcel ID no: 38-19-1610-021 I do hereby certify that the precise address of Chase Manhattan Mortgage Corporation is 10790 Rancho Bernardo Road, San Diego, CA 92127 Attested By: PATRICIA SUNNING such Mortgage having been given to secure payment of $54, 400.00, which Mortgage is of record in Mortgage Book 3005 Page 54866 of the Recorder of Deeds of Cumberland County, Commonwealth of Pennsylvania, together with the note(s) and obligations therein described, the money due and to become due thereon with interest, and all rights accrued or to accrue under such Mortgage. TO HAVE AND TO HOLD, the same unto Assignee, its successors and assigns, forever, subject only to the terms and conditions of the above- described Mortgage. IN WITNESS WHEREOF, the undersigned Assignor has executed this Assignment of Mortgage on WJ\)A& 2. (Compan CZ 't I CCo r Signat e: V Tehaa Rnia Date: I 4 Title: A Vke PWddW FORM OF CORPORATE ACKNOWLEDGEMENT State of ) caufmiis ) SS: San DIW County of ) 7before me the undersigned officer, personally On this 64*'?'day of L/AP , 20D Telma Ruiz appeared who acknowledged himself or herself to be theudwA PWW%#of QVAMWRW=uc a corporation, and that he or she as such AubWVb' eing authorized to do so, executed the foregoing instrument for the purposes therein contained by signing the name AsdAMWePmd" of the corporation by himself or herself as In witness whereof, I hereunto set my hand and official seal. --------------------------- OFFICIAL AL SHANNON CROWE NOTARY PUBLIC-CALIFORNIA, COMM. NO. 1682290 SAN DIEGO COUNTY MY COMM, EXP. 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N;„ 1. •? _ , .. ` _ ...., .r.._....:: ?•.1.x wa?risW..a ^xnr.:'i .. :.. .. ..n .u .. .. ,... ..... _. .. .. .:?. w. .-? p 4 G N N N ,, (] 1 nJ y\ ... i... ... ..._..?..: ......::. .. ..i?._° .-..... ... ._. .. .. _ .. ..^Gl ..01-. .O... 01 .Of .. .?.. C. T. Oa r .. 1' N •• Y '1 N J n ?. K o to '0 2 a \ H aP . cOtnmvc F a McCABE, WEISBERG & CONWAY, P.C. BY: MARC S. WEISBERG, ESQUIRE Identification No. 17616 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Citibank, N. A. as Trustee 10790 Rancho Bernardo Road San Diego, CA 92127 V. James A. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 and Candy L. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 Attorney for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 06-5322 CERTIFICATION OF SERVICE I, MARC S. WEISBERG, ESQUIRE, hereby certify that a true and correct copy of the within Plaintiffs Motion for Summary Judgment and attached documents were served on the 12`h day of February, 2007, by first-class mail, postage prepaid, upon the following: Mark F. Bayley, Esquire Bayley & Mangan 57 West Pomfret Street Carlisle, PA 17013 DATE: t1t-nF ?J MARC S. WEISBERG, ESQUIRE Attorney for Plaintiff v i, ? c ? 7 Z a? r "?i i CITIBANK, N.A., as Trustee Plaintiff V. JAMES A. DISILVERIO and CANDY L. DISILVERIO, Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 06-5322 CIVIL TERM IN RE: PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT BEFORE OLER, GUIDO and EBERT, JJ. ORDER OF COURT AND NOW, this 5`" day of April, 2007, pursuant to an agreement of counsel and upon consideration of Plaintiffs Motion for Summary Judgment and upon relation of Defendants' counsel, Mark F. Bayley, Esq., that he has no objection to the entry of this order, it is hereby ordered and directed that summary judgment is granted in mortgage foreclosure, and judgment is entered against Defendants in the amount of $145,219.48 together with interest at a rate of $35.57 per diem from September 7, 2006. THE PROTHONOTARY is directed to enter said judgment. BY THE COURT, J. Principal balance $131,337.73 Interest 3/ 1 /2006 Through 9/7/2006 $ 6,435.51 (Plus $35.75 per diem thereafter) Attorney's Fees $ 6,566.89 Late Charges $ 321.60 Corporate Advances $ 7.75 Cost of Suit $ 225.00 Appraisal Fee $ 125.00 Title Search $ 200.00 GRAND TOTAL $145,219.48 f r?r ?rGvS_v???l , r?-_.rl=Vila Marc S. Weisberg, Esq. 123 South Broad Street Suite 2080 Philadelphia, PA 19109 Attorney for Plaintiff , Aark F. Bayley, Esq. Attorney for Defendants ocal Counsel: VA4atthew Eshelman, Esq. McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. MCCABE, ESQUIRE -ID#16496 MARC S. WEISBERG, ESQUIRE -ID#17616 EDWARD D. CONWAY, ESQUIRE -ID#34687 MARGARET GAIRO, ESQUIRE-ID#34419 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Citibank, N.A. as Trustee Plaintiff V. James A. Disilverio Defendants Attorney for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY Number 06-5322 AFFIDAVIT OF SERVICE COMMONWEALTH OF PENNSYLVANIA: SS: COUNTY OF CUMBERLAND: The undersigned, hereby certifies that he is the attorney for Plaintiff in the within matter, being duly sworn according to law, deposes and says that a true and correct copy of the Notice of Sheriff's Sale was served upon the Defendant, James A. Disilverio, by regular mail, certificate of mailing, and certified mail, return receipt requested, dated May 2, 2007, and addressed to 604 Harrisburg Pike, Dillsburg, PA 17019. The regular mail was never returned, and the certified mail was signed for by the Defendant on May 5, 2007. A true and correct copy of the letter, certificate of mailing, certified receipt number 7005-1160-0004-7950-5749, signed green card are attached hereto, made part hereof, and marked as Exhibit "A" SWORN TO AND SUBSCRIBED BEFORE ME THIS A DAY OF Pa , 2007. .Y PUBLICA---- ??'N? public 1. T, Watts. iladclp Cow?hI Ciq oiPhilsdelphis, Ph 20 ?7 ?iaim cxpica Novcmba 22, MCCABE, WEISBERG AND CONWAY, P.C. BY.. Attorneys for Plaintiff TERRENCE J. MCCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET CAIRO, ESQUIRE TERRENCE J. McCABE*** MARC S. WEISBERG** EDWARD D. CONWAY MARGARET GAIRO RITA C. BUSCHER*t MONICA G. CHRISTIE +t FRANK DUBIN BRENDA L. BROGDON* SEAN GARRETT*+ BONNIE DAHL* BETH L. THOMAS SVEN E. PFAHLERT* JOSEPH VACCARO* MICHELE DELILLEA CATANIA TRIGOA LAW OFFICES McCABE, WEISBERG & CONWAY, P.C. SUITE 2080 123 SOUTH BROAD STREET PHILADELPHIA, PA 19109 (215) 790-1010 FAX (215) 790-1274 May 2, 2007 SUITE 600 216 HADDON AVENUE WESTMONT, NJ 08108 (856) 858-7080 FAX (856) 858-7020 SUITE 205 53 WEST 36TH STREET NEW YORK, NY 10018 (917) 351-1188 FAX (917) 351-0363 JOSEPH F. RIGA* Of Counsel • Liceosld in PA & NJ rr Ucensed in PA & NY •+ l.iaoced in PA & NM rrr Licensed m PA. NJ & NY t U rased in NY & CT ^ U-!d io NY j Managing Atmmcy far NJ + Managing Attomey for NY James A. Disilverio 604 Harrisburg Pike Dillsburg, PA 17019 Re: Citibank, N.A., as Trustee v. James A. Disilverio and Candy L. Disilverio CUMBERLAND COUNTY C.C.P. NUMBER 06 - 5322 Civil Term Dear James A. Disilverio: Enclosed please find a true and correct copy of a Notice of Sheriff's Sale regarding the above-captioned matter. Very truly yours, Gk? c, Maleekah Wiltbanks, Legal Assistant to TERRENCE J. McCABE, ESQUIRE TJM/mw Enclosures SENT VIA REGULAR MAIL AND CERTIFIED MAIL NUMBER 7005 1160 0004 7950 5749 RETURN RECEIPT REQUESTED ENN'tA This letter may be an attempt to collect a debt and any information obtained will be used for that purpose. f T ¦ Complete items 1, 2, and 3. Also complete Item 4 H Restricted Delivery Is desired. ¦ Print your name and address on the reverse so that we can return the card to you. ¦ Attach this card to the back of the maiipiece, or on the front if space permits. 1. Article Addressed to: ,,"Me-5 A. -b5(I11er1a & °`f 14Grf- bur Oi k e- Drt kbw-S r P,1 /701-7 A Signaturef Agent ? Addressee. ,. B. Recel by (Printed Name) C. D, 0q of WNW D. Is delivery address diBerertt from item 1? D Y& H YES, enter delivery address below: 0 No 4 3. Ser?KType UkCedffied Mail O Express Mail 0 Registered ? Return Receipt for Merchandise 0 Insured mail 0 C.O.D. 4. Restricted Delivery? (Extra Fee) 0 Yes 2. Article Number 7005 1160 0004 7950 5749 (rands, from, servke kftO Ps Form 3811, February 2004 Domestic Return Receipt 102595-W-W1540 o, CERTIFIED M AIL,. RECEIPT (Domestic Only; Provided) C3 Ln " OFFI CIAL US' Q ?`- Postage $ Certified Fee O Return Receipt Fee (Endorsement Required) Postmark Here M .n Restricted Delivery Fee (Endorsement Required) L , , Tow Postage & Fees $1 E? bitA u'I r3 Sant To h?S i Sr/V?r?? = o.; N r` Sdee4 Apt ` ` or PO Bar No. G y ----- I ------ - - y ?k -? llri S U / Slate City, State, ZlP+4? / ° - - ------------ / , r Pq 1"7017 aam_ 0 a ii; O 1.4 O 4) *OVA, V-k 00 00 o ca °' Carl' p., ?U p R y mt- A 00 Et C"' 2? a r+ O O O d R p .d 04 a O Q° d aN v a a o o a a? w N t3 e4 •? o •? w 2 C3 C3 U tn. U ua 00 v No?W ? U ° N ? U w x U ? y d x `? 9 V) G" xi cn •7 ? .tea r N A E"{ g ' CA .1t A g ? i g 'Alt Y B 00 O N 1 O r a ? A a r C/Z rY+.'y d d 0 d Lam' r d ? d o ? ti I??r o •? o W a d a 5 0 a v 0 ti 4 Al d T H M U r I I ) I J--4 P64 :s C? ?? ? _5?+} ?; ?,` `- -_ =? -r s' ??` ?ti?.? .-r ,?? ? G_J .? ? McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorneys for Plaintiff Citibank, N.A., as Trustee vs. James A. Disilverio Candy L. Disilverio Cumberland County Court of Common Pleas Number 06-5322 ASSESSMENT OF DAMAGES AND ENTRY OF JUDGMENT IN ACCORDANCE WITH ORDER OF COURT TO THE PROTHONOTARY: Kindly enter judgment in accordance with the attached Order of Court in favor of Plaintiff and against Defendant in the above-captioned matter for failure to answer Complaint as required by Pennsylvania Rules of Civil Procedure and assess damages as follows: TOTAL $145,219.48 McCABE,' ISBAND CONWAY, P.C. BY: /_10- Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE AND NOW, this 3Aay of 4PA-4 l , 200k Judgment is entered in favor of Plaintiff, Citibank, N.A., as Trustee and against Defendant(s) James A. Disilverio and Candy L. Didilverio and damages are assessed in the amount of $145,219.48, plus interest and costs. BY THE PROTHONOTARY: /lA CITIBANK, N.A., as Trustee : *IN THE COURT OF COMMON PLEAS OF Plaintiff'' CUMBERLAND COUNTY, PENNSYL ANIA V. JAMES A. DISILVERIO and CANDY L. DISILVERIO, Defendants CIVIL ACTION - LAW : NO. 06-5322 CIVIL TERM IN RE: PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT BEFORE OLER, GUIDO and EBERT, JJ. ORDER OF COURT AND NOW, this 5`h day of April, 2007, pursuant to an agreement of counsel and upon consideration of Plaintiff's Motion for Summary Judgment and upon relation of Defendants' counsel, Mark F. Bayley, Esq., that he has no objection to the entry of this order, it is hereby ordered and directed that summary judgment is granted in mortgage foreclosure, and judgment is entered against Defendants in the amount of $145,219.48 together with interest at a rate of $35.57 per diem from September 7, 2006. THE PROTHONOTARY is directed to enter said judgment. BY THE COURT, f J. P-esley Oler, Fr:, Principal balance $131,337.73 Interest 3/1/2006 Through 9/7/2006 $ 6,435.51 (Plus $35.75 per diem thereafter) Attorney's Fees $ 6,566.89 Late Charges $ 321.60 Corporate Advances $ 7.75 Cost of Suit $ 225.00 Appraisal Fee $ 125.00 Title Search $ 200.00 GRAND TOTAL $145,219.48 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorneys for Plaintiff Citibank, N.A., as Trustee Cumberland County Court of Common Pleas VS. James A. Disilverio Candy L. Disilverio Number 06-5322 AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA: SS. COUNTY OF CUMBERLAND: The undersigned, being duly sworn according to law, deposes and says that the Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940 as amended; and that the Defendant(s), James A. Disilverio , is over eighteen (18) years of age, and resides at 604 Harrisburg Pike, Dillsburg, PA 17019: and Defendant, Candy L. Disilverio, is over eighteen (18) years of age, and resides at 7 Birch Street, Mechanicsburg, PA 17050. SWORN TO AND SUBSCRIBED BEFORE ME THIS 25th DAY OF April, 2007. McCABE WEISBERG AND CONWAY, P.C. BY: _ ??.. Attrneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE C, I OTARY PUBLI .. - 'SAL SGL r , M•r ol,,; J,' v(ylft Jiift 2, McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorneys for Plaintiff Citibank, N.A., as Trustee Cumberland County Court of Common Pleas VS. James A. Disilverio Candy L. Disilverio Number 06-5322 CERTIFICATION I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the Complaint and is calculable as a sum certain from the Complaint. I certify that written notice of the intention to file this Praecipe was mailed or delivered to the party against whom judgment is to be entered and to the attorney of record, if any, after the default occurred and at least ten (10) days prior to the date of the filing of the Praecipe. A true and correct copy of the notice pursuant to Pennsylvania Rule of Civil Procedure No. 237.1 is attached hereto and marked Exhibit "A". SWORN TO AND SUBSCRIBED BEFORE ME THIS 25th DAY OF April, 2007. McCABEISBERG AND CONWAY, P.C. BY: _ j Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE C?d c, F'1t., ca??a ti4a Cc,tr.T;is?a:"e'=xa;,^:; Juc.e 21 210117 OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS Cumberland County Courthouse, Carlisle, PA 17013 Curt Long Prothonotary November 13, 2006 To: 604 Harrisburg Pike, Dillsburg„ PA 17019 Citibank, N. A. as Trustee VS. James A.Disilverio and Candy L. Disilverio Cumberland County Court of Common Pleas Number 06-5322 Civil Term NOTICE, RULE 237.5 NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA, 17013 800-990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER PRESENTADO UNA COMPARECENCIA ESCRITA, YA SEA PERSONALMENTE O POR ABOGADO Y POR NO HABER RADICADO POR ESCRITO CON ESTE TRIBUNAL SUS DEFENSAS U OBJECIONES A LOS RECLAMOS FORMULADOS EN CONTRA SUYO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE DIEZ (10) DIAS DE LA FECHA DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARECER USTED EN CORTE U OIR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA Y USTED PODRIA PERDER BIENES U OTROS DERECHOSIMPORTANTES. USTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDIATAMENTE. SI LISTED NO TIENE A UN ABOGADO, VA A 0 TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON INFORMAC16N ACERCA DE EMPLEAR A UN ABOGADO. SI USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMACION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORAI0 REDUCIDO NI NINGUN HONORARIO."Y? Cumberland County Bar Association \ n1? 2 Liberty Avenue 3 Carlisle, PA, 1701 800-990-9108 McCABE, WEISBERG, AND,COONWAY, P.C. BY: Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE /rda James A.Disilverio This is an attempt to collect a debt. Any information obtained will be used for that purpose. OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS Cumberland County Courthouse, Carlisle, PA 17013 Curt Long Prothonotary November 13, 2006 To: Candy L. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 Citibank, N. A. as Trustee VS. James A.Disilverio and Candy L. Disilverio Cumberland County Court of Common Pleas Number 06-5322 Civil Term NOTICE, RULE 237.5 NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA, 17013 800-990-9108 /rda NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER PRESENTADO UNA COMPARECENCIA ESCRITA, YA SEA PERSONALMENTE O POR ABOGADO Y POR NO HABER RADICADO POR ESCRITO CON ESTE TRIBUNAL SUS DEFENSAS U OBJECIONES A LOS RECLAMOS FORMULADOS EN CONTRA SUYO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE DIEZ (10) DIAS DE LA FECHA DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARECER USTED EN CORTE U OIR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA Y USTED PODRIA PERDER BIENES U OTROS DERECHOSIMPORTANTES. LISTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE A UN ABOGADO, VA A O TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON INFORMACION ACERCA DE EMPLEAR A UN ABOGADO. SI LISTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMATON ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO REDUCIDO NI NINGUN HONORARIO. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA, 17013 800-990-9108 McCABE, WEISBERG, AND CONWAY, P.C. BY:?!?' Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE This is an attempt to collect a debt. Any information obtained will be used for that purpose. VERIFICATION The undersigned attorney hereby certifies that he is the attorney for the Plaintiff in the within action and that he is authorized to make this verification and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. Section 4909 relating to unsworn falsification to authorities. McCABEISBERG AND CONWAY, P.C. BY: Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE 5 y .?.. "?V -I j s y OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS CUMBERLAND COUNTY COURTHOUSE, CARLISLE, PA 17013 Curtis R. Long Prothonotary To: James A. Disilverio 604 Harrisburg Pike Dillsburg, PA 17019 I Citibank, N.A., as Trustee Cumberland County Court of Common Pleas vs. James A. Disilverio Candy L. Disilverio Number 06-5322 NOTICE Pursuant to Rule 236, you are hereby notified that a JUDGMENT has been entered in the above proceeding as indicated below. Curtis R. Long Prothonotary .- Judgment by Default Money Judgment -- Judgment in Replevin Judgment for Possession If you have any questions concerning this Judgment, please call McCabe, Weisberiz and Conway, P.C. at (215) 790-1010 OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS CUMBERLAND COUNTY COURTHOUSE, CARLISLE, PA 17013 Curtis R. Long Prothonotary To: Candy L. Disilverio 7 Birch Street Mechanicburg, PA 17050 Citibank, N.A., as Trustee Cumberland County Court of Common Pleas VS. James A. Disilverio Candy L. Disilverio Number 06-5322 NOTICE Pursuant to Rule 236, you are hereby notified that a JUDGMENT has been entered in the above proceeding as indicated below. Curtis R. Long Prothonotary - Judgment by Default Money Judgment - Judgment in Replevin - Judgment for Possession If you have any questions concerning this Judgment, please call McCabe. Weisberg and Conway, P.C. at (215) 790-1010 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA CIVIL DIVISION FILE NO.: 06-5322 Civil Term Citibank, N.A., as Trustee V. James A. Disilverio Candy L. Disilverio AMOUNT DUE: $145,219.48 INTEREST: from 9/7/06 - 9/5/07 $8,664.81 at $23.87 Per Diem ATTY'S COMM.: COSTS: TO THE PROTHONOTARY OF SAID COURT: The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. PRAECIPE FOR EXECUTION Issue writ or execution in the above matter to the Sheriff of Cumberland County, for debt, interest and costs upon the following described property of the defendant(s) 7 Birch Street Mechanicsburg PA 17050-2708 (More fully described as attached) PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff of CUMBERLAND County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. DATE: Signature: T? Print Name: MCCABE, WEISBERG AND CONWAY Address: 123 S. Broad Street, Suite 2080 Philadelphia. PA 19109 Attorney for: Plaintiff Telephone: (215) 790 1010 Supreme Court ID No. 1?3 1? 7L ,r.a U CIO stj ? ? c ? C M - ?, rpm ti w ?' M w WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-5322 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due CITIBANK, N.A., AS TRUSTEE, Plaintiff (s) From JAMES A. DISILVERIO AND CANDY L. DISILVERIO (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $145,219.48 L.L. $.50 Interest FROM 9/7/06 - 9/5/07 $8,664.81 AT $23.87 PER DIEM Atty's Comm % Due Prothy $2.00 Atty Paid $235.90 Other Costs Plaintiff Paid Date: APRIL 30, 2007 (Seal) Curtis . Long, Pro o By: REQUESTING PARTY: Name TERRENCE J. MCCABE, ESQUIRE Address: MCCABE WEISBERG AND CONWAY, P.C. 123 S. BROAD STREET, SUITE 2080 PHILADELPHIA, PA 19109 Attorney for: PLAINTIFF Telephone: 215-790-1010 Deputy Supreme Court ID No. 16496 UNITED STATES BANKRUPTCY COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIA In re: Teresa K. Nelson Debtor And Randy Lee Goshorn Barry K. Nelson Codebtors Beneficial Consumer Discount Company dba Beneficial Mortgage Co. of Pennsylvania, or its Successor or Assignee Movant VS. Teresa K. Nelson a/k/a Theresa K. Nelson Randy Lee Goshorn Barry K. Nelson Respondents ORDER Chapter 13 Bankruptcy No. 1:06-bk-02548-MDF In accordance with the Settlement Stipulation, after Notice of Default and upon the filing of Certification of Default, it is hereby ORDERED that the automatic stay of Bankruptcy Code §362(a) be, and the same hereby is, MODIFIED to permit Beneficial Consumer Discount Company dba Beneficial Mortgage Co. of Pennsylvania, or its Successor or Assignee to foreclose its mortgage, and, without limitation, to exercise any other rights it has under the mortgage or with respect to the property located at: 34 East Street, Mt. Holly Springs, PA; the Stay afforded by 11 U.S.C. Sections 362 (a) and 1301 be and it hereby is, modified, to permit Beneficial Consumer Discount Company dba Beneficial Mortgage Co. of Pennsylvania to foreclose on its mortgage and to proceed with execution process through, among other remedies but not limited to, Sheriff's Sale, regarding premises 34 East Street, Mt. Holly Springs, PA; and that any new filings of bankruptcy proceedings by Debtor and/or Codebtors within 180 days of this date shall not act as a stay of Beneficial Consumer Discount Company dba Beneficial Mortgage Co. of Pennsylvania's foreclosure action Beneficial Consumer Discount Company dba .. McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Citibank, N. A. as Trustee Plaintiff V. James A.Disilverio and Candy L. Disilverio Defendants Attorneys for Plaintiff COURT OF COMMON PLEAS Cumberland COUNTY Number 06-5322 Civil Term AFFIDAVIT PURSUANT TO RULE 3129 I, the undersigned attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 7 Birch Street, Mechanicsburg, PA 17055 (Tax Parcel #38-19-1610-021), a copy of the description of said property is attached hereto and marked as Exhibit "A." Name and address of Owners or Reputed Owners: Name James A.Disilverio Candy L. Disilverio Address 604 Harrisburg Pike, Dillsburg„ PA 17019 7 Birch Street Mechanicsburg, PA 17050-2708 2. Name and address of Defendants in the judgment: Name James A.Disilverio Candy L. Disilverio Address 604 Harrisburg Pike, Dillsburg„ PA 17019 7 Birch Street Mechanicsburg, PA 17050-2708 r 3 4. 5 6 7. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Silver Spring Township Authority Plaintiff herein Address 6415 (Rear) Carlisle Pike Mechanicsburg, PA 17055 Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. Name and address of every other person who has any record lien on the property: Name None Address Name and address of every other person who has any record interest in the property which may be affected by the sale: Name Silver Spring Township Authority for Municipal Claim for Sewer Rates Address 6415 (Rear) Carlisle Pike Mechanicsburg, PA 17055 Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants 7 Birch Street, Mechanicsburg, PA 17055 Domestic Relations P.O. Box 320 Cumberland County Carlisle, PA 17013 Commonwealth of Pennsylvania Department of Public Welfare P.O. Box 2675 Harrisburg, PA 17105 Commonwealth of Pennsylvania 1400 Spring Garden Street Inheritance Tax Office Philadelphia, PA 19130 Commonwealth of Pennsylvania 6th Floor, Strawberry Square Bureau of Individual Tax Department #280601 Inheritance Tax Division Harrisburg, PA 17128 Department of Public Welfare TPL Casualty Unit Estate Recovery Program Internal Revenue Service Commonwealth of Pennsylvania Department of Revenue Bureau of Compliance Willow Oak Building P.O. Box 8486 Harrisburg, PA 17105-8486 Technical Support Group, William Green Federal Bldg. Room 3259, 600 Arch Street Philadelphia, PA 19106 Clearance Support Department 281230 Harrisburg, PA 17128-1230 ATTN: Sheriffs Sales I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. April 25, 2007 MICA E--WEISB G, AND CONWAY, P.C. BY: Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE C7 T-3 t: 7 rn W -? MCCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorneys for Plaintiff Citibank, N.A., as Trustee vs. James A. Disilverio Candy L. Disilverio Cumberland County Court of Common Pleas Number 06-5322 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: James A. Disilverio 604 Harrisburg Pike Dillsburg, PA 17019 Candy L. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 Your house (real estate) at 7 Birch Street, Mechanicsburg, PA 17050-2708 (Tax Parcel #38-19-1610-021) , is scheduled to be sold at Sheriffs Sale on September 5, 2007 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment of $145,219.48 obtained by Citibank, N.A., as Trustee against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be canceled if you pay to Citibank, N.A., as Trustee, the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call McCabe, Weisberg and Conway, P.C. at (215) 790-1010. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling Mccabe, Weisberg and Conway, P.C. at (215) 790- 1010. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened, you may call McCabe, Weisberg and Conway, P.C. at (215) 790-1010. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER. THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE COUNTY COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYLVANIA 17013 (717) 240-6200 OR CUMBERLAND BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 r`' ? ? ? '? (T _ fry i' e^n J F ?( yw? W McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. MCCABE, ESQUIRE -ID#16496 MARC S. WEISBERG, ESQUIRE -ID#17616 EDWARD D. CONWAY, ESQUIRE -ID#34687 MARGARET CAIRO, ESQUIRE-ID#34419 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Citibank, N.A. as Trustee James A. Disilverio and Candy L. Disilverio V. Attorney for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY Number 06-5322 Civil Term AFFIDAVIT OF SERVICE COMMONWEALTH OF PENNSYLVANIA: SS: COUNTY OF PHILADELPHIA : The undersigned, hereby certifies that he is the attorney for Plaintiff in the within matter, being duly sworn according to law, deposes and says that a true and correct copy of the Notice of Sheriff's Sale was served upon the Defendant, Candy L. Disilverio, by regular mail, certificate of mailing, and certified mail, return receipts requested, dated May 2, 2007, and addressed to 7 Birch Street, Mechanicsburg, PA 17050-2708. The regular mail was never returned, and the certified mail was signed for by Monica Bohn on May 5, 2007. A true and correct copy of the letter, certificate of mailing, certified receipt numbers 7005-1160-0004-7950- 5756, signed green card is attached hereto, made part hereof, and marked as Exhibit "A". SWORN TO AND SUBSCRIBED BEFORE ME THIS 20ADAY MCCABE, BY: Attorneys for Plaintiff TERRENCE J. MCCABE, ESQUI MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE 3 ALTH OF PENNSYLVANIA ^iCt?(ic?l sew Ariarc0NV, Notary Public ?+ ti': ' lAriFr .'nitadetpita r :,,ssKut Expires Feb. 13, tY I .association of Notaries COMMONWEALTH OF PENNSYLVANIA Notarial Seat Susan J. Markowitz, Notary Public City Of Philadelphia, Philadelphia County My Commission Expires Feb. 13, 2011 Member, Pennsylvania Association of Notaries , P. C. OF j(.o -e , 2007. TERRENCE J. McCABE*** MARC S. WEISBERG** EDWARD D. CONWAY MARGARET GAIRO MONICA G. CHRISTIE + LISA L. WALLACE+t ANDREW L. MARKOWITZ FRANK DUBIN BRENDA L. BROGDON* BONNIE DAHL* ROBERT W. CUSICK SCOTT TAGGART* ANGELA M. MICHAEL» MATTHEW DITRAPANI^ WILLIAM FOLEY^ Candy L. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 LAW OFFICES McCABE, WEISBERG & CONWAY, P.C. SUITE 2080 123 SOUTH BROAD STREET PHILADELPHIA, PA 19109 (215) 790-1010 FAX (215) 790-1274 May 2, 2007 Re: Citibank, N.A., as Trustee v. James A. Disilverio and Candy L. Disilverio CUMBERLAND COUNTY C.C.P. NUMBER 06 - 5322 Civil Term Dear Candy L. Disilverio: SUITE 600 216 HADDON AVENUE WESTMONT, NJ 08108 (856) 858-7080 FAX (856) 858-7020 SUITE 205 53 WEST 36T" STREET NEW YORK, NY 10018 (917) 351-1188 FAX (917) 351-0363 Of Counsel JOSEPH F. RIGA* Enclosed please find a true and correct copy of a Notice of Sheriff's Sale regarding the above-captioned matter. Very truly yours, Maleee`k'a'h Wiltbanks, Legal Assistant to TERRENCE J. McCABE, ESQUIRE TJM/mw Enclosures SENT VIA REGULAR MAIL AND ?;? CERTIFIED MAIL NUMBER 7005 1160 0004 795 t RETURN RECEIPT REQUESTED This letter may be an attempt to collect a debt and any information obtained will be used for that purpose. M Complete p e items 1, 2, and 3. Also complete Restricted Delivery is desired ¦ A. ' Signature . Print your name and address on the reverse so that we can return th x Agent e card to you. • Attach this card to the back of the mailpiece, or on the front if space Permit 6. R ved by (Pifnted Wanre C. Date of l ) s. ive 1. Article Addressed to: D. Is del Nary address differe t f //}} I;IENDY L Di 51li/tr t p n rom item 17 ? es If YES, enter delivery address below: ? No g? rcti "1tC O,r??C._5bw Ty e p M il a ? Ex ? Registered Press Mail ? Return Receipt for M erchandise ? insured mail ? C.O.D. 2. Article Number 4• Restricted Delivery? a5ft Fee) 13 Yes (rM'rnse?vrceraeeq 700 5 1160 0004 7950 57 56 .., ,.ay cuv4 Domestic R alum Receipt 102595-o&4A-lW c FAIN'tA ter, .? • En r. (Domestic OnJy; No Insurance Coverage Provided) ,ul For defivery information visit our website at www.usps.com tn L F 8 Er - N $ O Certified Fee 0 O Return Receipt Fee Here * 'I (Endorser M Required) C3 ResMcted i)e' Fee (Endorsement Required) rl ` f ? Total Postage & Fees $ ul to L y ---------- ------------- --- ------- ----- -------- -- ) ? No - orPOBoxft. 7 13 (lc/1 S-/ct:- -------------------------------- - --------------- Gn.cram ZIP+4 Mt c?iCc? iC S b u ,P/9 66 PS Fenn 3800L June 2002 See Reverse for Instructions . NibitA 0 0 m C:1 n N QNw c, C) 40 N c?U v C'4 C) SQ3tINn o s X d. a w a • to u ? P-4 ++ i. ?n ai OJT +"? .$ .p p 4> p p d tC P64 p bA ?' y ? dun d 00 p n (n y. a? ??x? oars ea ??' A >d dda ctV " ?'? d• 1-4 ce r- 8 0 .-? a` `? A p os a R d v, .ra 00 ro4 a e ac OQ p r., c4 in V-4 "d p ?^ ? p ?•7 v C ' ,ts U a O r? ???° a ?? d fir' p,, V.•d A d ° ° °' O ? o, a r.4 o? .A 1-0 V-4 ?i O W ,r V V 3 x ~°'o o a d z W Ln cn U u?? god '" U U x 00 3 0 !cam c4 i1.yS wed III A ?Iffi ? ?p lCfi .Y ID I s i 8 8 3 O I O t~ O a r/1 'C per' ? KU d 0 d ? o ? d a o i v VA a 0 a w w 0 a w a a w E U s? o ? 0 N U y ? ? p o 0 o H,?a w I C? P Cr. l f± ,,,an, IT? McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorneys for Plaintiff Citibank, N.A., as Trustee Cumberland County Court of Common Pleas VS. James A. Disilverio Candy L. Disilverio Number 06 - 5322 AFFIDAVIT OF SERVICE I, the undersigned, attorney for the Plaintiff in the within matter, hereby certify that on the 1 I`' day of July 2007, a true and correct copy of the Notice of Sheriffs Sale of Real Property was served on all pertinent lienholder(s) as set forth in the Affidavit Pursuant to 3129 which is attached hereto as Exhibit "A". Copies of the letter and certificate of mailing are also attached hereto, made a part hereof and marked as Exhibit "B." SWORN TO AND SUBSCRIBED BEFORE ME THIS DAY OF 11TH JUNE, 2007. ARY PVRLIC Notarial Seal Susan J. Markowitz, Notary Public City Of Philadelphia, Philadelphia County My Commission Expires Feb. 13, 2011 Member, Pennsylvania Association of Notaries McCABE, WEISBERG AND CONWAY, P.C. BY: V / Attorneys for aintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE ` McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Citibank, N. A. as Trustee Plaintiff Attorneys for Plaintiff COURT OF COMMON PLEAS Cumberland COUNTY V. James A.Disilverio and Candy L. Disilverio Number 06-5322 Civil Term Defendants AFFIDAVIT PURSUANT TO RULE 3129 I, the undersigned attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 7 Birch Street, Mechanicsburg, PA 17055 (Tax Parcel #38-19-1610-021), a copy of the description of said property is attached hereto and marked as Exhibit "A." 1. Name and address of Owners or Reputed Owners: Name James A.Disilverio Address 604 Harrisburg Pike, Dillsburg„ PA 17019 Candy L. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 2. Name and address of Defendants in the judgment: Name Address m%IUMBIT A James A.Disilveno 604 Harrisburg Pi X,:An Dillsburg„ PA 17019 Candy L. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 3. 4. 5. 6. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Silver Spring Township Authority Plaintiff herein Address 6415 (Rear) Carlisle Pike Mechanicsburg, PA 17055 Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. Name and address of every other person who has any record lien on the property: Name None Address Name and address of every other person who has any record interest in the property which may be affected by the sale: Name Silver Spring Township Authority for Municipal Claim for Sewer Rates Address 6415 (Rear) Carlisle Pike Mechanicsburg, PA 17055 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants 7 Birch Street, Mechanicsburg, PA 17055 Domestic Relations P.O. Box 320 Cumberland County Carlisle, PA 17013 Commonwealth of Pennsylvania Department of Public Welfare P.O. Box 2675 H Harrisburg, PA 171 IBIT A Commonwealth of Pennsylvania 1400 Spring Garden Street Inheritance Tax Office Philadelphia, PA 19130 Commonwealth of Pennsylvania 6th Floor, Strawberry Square Bureau of Individual Tax Department #280601 Inheritance Tax Division Harrisburg, PA 17128 Department of Public Welfare TPL Casualty Unit Estate Recovery Program Internal Revenue Service Commonwealth of Pennsylvania Department of Revenue Bureau of Compliance Willow Oak Building P.O. Box 8486 Harrisburg, PA 17105-8486 Technical Support Group, William Green Federal Bldg. Room 3259, 600 Arch Street Philadelphia, PA 19106 Clearance Support Department 281230 Harrisburg, PA 17128-1230 ATTN: Sheriffs Sales I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. April 25, 2007 McCISBAND CONWAY, P.C. BY: -;?' ' Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE EXt1wIT VA McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorneys for Plaintiff Citibank, N.A., as Trustee Cumberland County Court of Common Pleas vs. James A. Disilverio Candy L. Disilverio Number 06 - 5322 DATE: July 11, 2007 TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY OWNER(S): James A. Disilverio and Candy L. Disilverio PROPERTY: 7 Birch Street, Mechanicsburg, PA 17050-2708 IMPROVEMENTS: Residential Dwelling The above-captioned property is scheduled to be sold at the Sheriffs Sale on September 9, 2007, at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013. Our records indicate that you may hold a mortgage or judgments and liens on, and/or other interests in the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. EXHIBIT B r cn ccD w N d a o. Lh z w ? a C) tj 0- x > c a-G o? N CD Q 7 O 0 C. sl ? -s 0 ON Cn ?n??? n 'dn d J .?,< ?+-,c y y ? o 0 b C..b pry In CD a = ccoi Cdr ?Z iTf coo ? ? ;; a ti CD w C1 w? ? 4 to (D ?. CD cn r c^, °• ?' N y ¢ o co "0 cD U 5 5 (7D w p P- .? 7d .G y o rn p cD (D 0, (T? ? X N vii a' 00 N (D Y N o- ? ar (D O Cr. N v? G CD. L , ? > tin C O. qQ -0 N Dn W O (D C O 10 > ( -4 ? D Ln w O CD ON 2 C) ? ?. ,.. b " ? 'b ? » O o a O (CD 'o G `? 00 CD Co N p CD c C -0 ? ? ? ? o O M O o O? Q CCD CD n §* El y N (D ?• O ?' CD d. .? cD a CD. •n 0 o va cD b Y o ° ?+, CD ?R CD < a N --0" ° c n A ;N- a. co rte' \. i A Er rv \l d cD . t s .-1 w ? Uo D o N uwrf? n o N UWr ? D N i Q? N O 08 ° y N OC?i nC?I O -0 O r . T _ Q m o N?N SbNW (7 Q O - i (O a Q O O b En Irl 0 00 J J w N O O t!i 00 --3 CL p'. o :; CL n C C? ro ?. z r CD .Sy -s 0 O O? Nr)Cl x o o co p n t" o cv 3 o ?+. a N `d m~s N o< C? o o CD vi a o tni .ti N rr lD p p UQ . j P+ ?i ?, ?- to ni dQ oo W ?C ?? * p V D < N CD <p d 00 O C N < 00 (5 M. 0 CCD a 9° Q cr o coo w o b En > En \0 -I CD CD td ?? ., v, 00 o COO CD 0o G c, aC 00 CD O P? n ?. fD .-r I ro cT V ro C ro a 0 Cd m b 0 b ro 0 HIBIT r. c _w co f 7 i`Cl McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorneys for Plaintiff Citibank, N.A., as Trustee VS. James A. Disilverio Candy L. Disilverio Cumberland County Court of Common Pleas Number 06 - 5322 SUPPLEMENTAL AFFIDAVIT OF SERVICE I, the undersigned, attorney for the Plaintiff in the within matter, hereby certify that on the 11th day of July 2007, and on 30th day of July, 2007, a true and correct copy of the Notice of Sheriffs Sale of Real Property was served on all pertinent lienholder(s) as set forth in the Affidavit Pursuant to 3129 which is attached hereto as Exhibit "A". Copies of the letter and certificate of mailing are also attached hereto, made a part hereof and marked as Exhibit "B." McCABE, WEISBERG AND CONWAY, P.C. BY: / - ' ?- Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE SWORN TO AND SUBSCRIBED BEFORE ME THIS DAY OF 11TH JULY, 2007. ARYO(JBLIC Notarial Seal Susan J. Markowitz, Notary Public City Of Philadelphia, Philadelphia County ?n11 COMMONWEALTH OF PENNSYLVANIA Notarial Seal Susan J. Markowitz, Notary Public City OF Philadelphia, Philadelphia County t: CY.^?;rP!, rnh 1, y McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Citibank, N. A. as Trustee Plaintiff Attorneys for Plaintiff COURT OF COMMON PLEAS Cumberland COUNTY V. James A.Disilverio and Candy L. Disilverio Number 06-5322 Civil Term Defendants SUPPLEMENTAL AFFIDAVIT PURSUANT TO RULE 3129 I, the undersigned attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 7 Birch Street, Mechanicsburg, PA 17055 (Tax Parcel #38-19-1610-021), a copy of the description of said property is attached hereto and marked as Exhibit "A." 1. Name and address of Owners or Reputed Owners: Name James A.Disilverio Address 604 Harrisburg Pike, Dillsburg„ PA 17019 Candy L. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 2. Name and address of Defendants in the judgment: Name Address EXHOIBIT A James A.Disilverio 604 Harrisburg Pike, Dillsburg„ PA 17019 Candy L. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 3 4 5 6 Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Silver Spring Township Authority Plaintiff herein Address 6415 (Rear) Carlisle Pike Mechanicsburg, PA 17055 Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. Name and address of every other person who has any record lien on the property: Name None Address Name and address of every other person who has any record interest in the property which may be affected by the sale: Name Silver Spring Township Authority for Municipal Claim for Sewer Rates Address 6415 (Rear) Carlisle Pike Mechanicsburg, PA 17055 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants 7 Birch Street, Mechanicsburg, PA 17055 Mark F. Bayley, Esq. Bayley & Mangan 57 West Pomfret Street Carlisle, PA 17013 "HIBIT Domestic Relations P.O. Box 320 Cumberland County Carlisle, PA 17013 Commonwealth of Pennsylvania Department of Public Welfare P.O. Box 2675 Harrisburg, PA 17105 Commonwealth of Pennsylvania 1400 Spring Garden Street Inheritance Tax Office Philadelphia, PA 19130 Commonwealth of Pennsylvania Bureau of Individual Tax Inheritance Tax Division Department of Public Welfare TPL Casualty Unit Estate Recovery Program Internal Revenue Service Commonwealth of Pennsylvania Department of Revenue Bureau of Compliance 6th Floor, Strawberry Square Department #280601 Harrisburg, PA 17128 Willow Oak Building P.O. Box 8486 Harrisburg, PA 17105-8486 Technical Support Group, William Green Federal Bldg. Room 3259, 600 Arch Street Philadelphia, PA 19106 Clearance Support Department 281230 Harrisburg, PA 17128-1230 ATTN: Sheriffs Sales I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. July 30, 2007 McCABE, WEISBER AN CONWAY, P.C. BY: Attorn s for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE Ex HIBIT McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD 1). CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorneys for Plaintiff Citibank, N.A., as Trustee Cumberland County Court of Common Pleas vs. James A. Disilverio Candy L. Disilverio Number 06 - 5322 DATE: July 30, 2007 TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY OWNER(S): James A. Disilverio and Candy L. Disilverio PROPERTY: 7 Birch Street, Mechanicsburg, PA 17050-2708 IMPROVEMENTS: Residential Dwelling The above-captioned property is scheduled to be sold at the Sheriffs Sale on September 5, 2007, at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013. Our records indicate that you may hold a mortgage or judgments and liens on, and/or other interests in the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. CIIA11B11 8 a I CIS p0 o , CD Q tv 0 x ° -01 o 0 00 o >P? c C) - d CD .N v G O M °° C, d ?' y CD CD n A O ?M o' z Ln ." 1 w a- CD a N O 0 UQ w ?? a O t? N CD z? ?sCD a zw ¢ Y a ' COD .. Cn y aC C4 z ??? 00 ? O a C ? z ro O w n CD < :L 0° ° °°5° m CD ?L r, Z CD 'a a D cr CD .(D b (D a a --I tr 0 CA (M 0 0 CD C:) 0 o CD ° a D CD O n M o CD C C CD ? C7 CD < UQ CD ro bb? ° oca 03 a ol CD o c) '0 G'Q C7, a . CD a. d 30 o° A, UIVj COO A 3a H ? d O N V CD T? --I N? r•"'Q ?d ran A- 00 ? Ca drn? ? o ?ocdo ? ?d Jo p :r C, - d ° w G co a. .? -c o d d. .n ?, cu co V) au co to C y a` Oa G ?: s" ?. ?'OOCDS ?. Q= w zn 1.6 TI 00 > 71' CD CD a oo CO CD ° UQ O C? N W CA c9 O n 00 co p, r• 00 CD VP. w cn s1 N p (? ?t "s a CTS'?i co 00 CD n CD C' ?C. tlQ r' o c r• F r, COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff s Deed in which Citibank N A Tr is the grantee the same having been sold to said grantee on the 5th day of Sept A.D., 20071 under and by virtue of a writ Execution issued on the 30th day of Svril, A.D., 2007, out of the Court of Common Pleas of said County as of Civil Term, 2006 Number 5322, at the suit of Citibank N A Tr against James A Disilverio & Candy L is duly recorded as Instrument Number 200737256. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this a day of A.D. .2-0 Rworder of Deeds, Cuftft' W Recorder of County. Ca", PA 4y Corruf Wm F*kea the FW Monday of Jan. 2010 Citibank, N.A. as Trustee In the Court of Common Pleas of VS Cumberland County, Pennsylvania James A. Disilverio and Candy L. Disilverio Writ No. 2006-5322 Civil Term Ronald Hoover, Deputy Sheriff, who being duly sworn according to law, states that on May 25, 2007 at 1549 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Candy L. Disilverio, by making known unto Monica Bohn, Adult in Charge, at 7 Birch Street, Mechanicsburg, Cumberland County, Pennsylvania its contents and at the same time handing to her personally the said true and correct copy of the same. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant, to wit: James A. Disilverio, but was unable to locate him in his bailiwick. He therefore deputized the Sheriff of York County, Pennsylvania, to serve the within Real Estate Writ of Execution, Notice of Sheriffs Sale and Description, in the above entitled action, according to law. York County Return: And now, June 13, 2007 at 1629 PM served the within Real Estate Writ, Notice of Sheriffs Sale and Description upon James A. Disilverio, by personally handing to Judith Disilverio, wife of James A. Disilverio, a true attested copy of the original Real Estate Writ, Notice and Description and making known to her the contents thereof at 604 Harrisburg Pike, Dillsburg, PA 17019. So answers: William M. Hose, Sheriff of York County, PA. Megan Marlow, Deputy Sheriff, who being duly sworn according to law, states that on July 12, 2007 at 1542 hours, she posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of James A. Disilverio and Candy L. Disilverio located at 7 Birch Street, Mechanicsburg, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: James A. Disilverio, by regular mail to his last known address of 604 Harrisburg Pike, Dillsburg, PA 17019. This letter was mailed under the date of July 2, 2007 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Candy L. Disilverio, by regular mail to her last known address of 7 Birch Street, Mechanicsburg, PA 17050. This letter was mailed under the date of July 2, 2007 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on September 5, 2007 at 10:00 o'clock A.M. He sold the same for the sum of $1.00 to Attorney Terrence McCabe on behalf of Citibank, N.A. as Trustee. It being the highest bid and best price received for the same, Citibank, N.A., as Truste of 10790 Rancho Bernardo Road, San Diego CA 92127, being the buyer in this execution, paid to Sheriff R. Thomas Kline the sum of $1,279.39. Sheriffs Costs: Docketing $30.00 Poundage 25.09 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 48.00 Auctioneer 10.00 Law Library .50 Prothonotary 2.00 Mileage 19.20 Levy 15.00 Surcharge 30.00 Out of County 9.00 York County 134.55 Law Journal 437.00 Patriot News 408.86 Share of Bills 15.69 Distribution of Proceeds 25.00 Sheriffs Deed 39.50 $1,279.39 ? ?,. So Answers: R. Thomas Kline, Sheriff BYJ b C?A ?vvA Real Estate ergeant /v/6 V.- 7 „, g 9/p f . l McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Citibank, N. A. as Trustee Plaintiff Attorneys for Plaintiff COURT OF COMMON PLEAS Cumberland COUNTY V. James A.Disilverio and Candy L. Disilverio Defendants Number 06-5322 Civil Term AFFIDAVIT PURSUANT TO RULE 3129 I, the undersigned attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 7 Birch Street, Mechanicsburg, PA 17055 (Tax Parcel #38-19-1610-021), a copy of the description of said property is attached hereto and marked as Exhibit "A." 1. Name and address of Owners or Reputed Owners: Name James A.Disilverio Candy L. Disilverio Address 604 Harrisburg Pike, Dillsburg„ PA 17019 7 Birch Street Mechanicsburg, PA 17050-2708 2. Name and address of Defendants in the judgment: Name James A.Disilverio Candy L. Disilverio Address 604 Harrisburg Pike, Dillsburg„ PA 17019 7 Birch Street Mechanicsburg, PA 17050-2708 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Silver Spring Township Authority Plaintiff herein Address 6415 (Rear) Carlisle Pike Mechanicsburg, PA 17055 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. 5. Name and address of every other person who has any record lien on the property: Name Address None 6. Name and address of every other person who has any record interest in the property which may be affected by the sale: Name Silver Spring Township Authority for Municipal Claim for Sewer Rates Address 6415 (Rear) Carlisle Pike Mechanicsburg, PA 17055 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Tenants Domestic Relations Cumberland County Commonwealth of Pennsylvania Address 7 Birch Street, Mechanicsburg, PA 17055 P.O. Box 320 Carlisle, PA 17013 Department of Public Welfare P.O. Box 2675 Harrisburg, PA 17105 Commonwealth of Pennsylvania Inheritance Tax Office Commonwealth of Pennsylvania Bureau of Individual Tax Inheritance Tax Division 1400 Spring Garden Street Philadelphia, PA 19130 6th Floor, Strawberry Square Department #280601 Harrisburg, PA 17128 f- Department of Public Welfare TPL Casualty Unit Estate Recovery Program Internal Revenue Service Commonwealth of Pennsylvania Department of Revenue Bureau of Compliance Willow Oak Building P.O. Box 8486 Harrisburg, PA 17105-8486 Technical Support Group, William Green Federal Bldg. Room 3259, 600 Arch Street Philadelphia, PA 19106 Clearance Support Department 281230 Harrisburg, PA 17128-1230 ATTN: Sheriffs Sales I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. April 25, 2007 McCADE WWEISBERG, AND CONWAY, P.C. BY: -?^ Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE McCABE, WEISBERG AND CONWAY, P.C. ' . B"V: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorneys for Plaintiff Citibank, N.A., as Trustee VS. James A. Disilverio Candy L. Disilverio Cumberland County Court of Common Pleas Number 06-5322 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: James A. Disilverio 604 Harrisburg Pike Dillsburg, PA 17019 Candy L. Disilverio 7 Birch Street Mechanicsburg, PA 17050-2708 Your house (real estate) at 7 Birch Street, Mechanicsburg, PA 17050-2708 (Tax Parcel #38-19-1610-021) , is scheduled to be sold at Sheriffs Sale on September 5, 2007 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment of $145,219.48 obtained by Citibank, N.A., as Trustee against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be canceled if you pay to Citibank, N.A., as Trustee, the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call McCabe, Weisberg and Conway, P.C. at (215) 790-1010. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) 1 " M YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling Mccabe, Weisberg and Conway, P.C. at (215) 790- 1010. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened, you may call McCabe, Weisberg and Conway, P.C. at (215) 790-1010. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE COUNTY COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYLVANIA 17013 (717) 240-6200 OR CUMBERLAND BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 LEGAL DESCRIPTION ALL THAT CERTAIN lot or piece of land located in Silver Spring Township, Cumberland County, Pennsylvania, bounded and described as follows, to wit: BEGINNING at the northeast corner of Lot No. 19 of Silver Spring Development Company, which point of beginning is located on the southern side of a thirty-three (33) foot right-of-way in Silver Spring Development, which right-of-way runs parallel to Carlisle Pike, Route No. 11; thence along the division line of Lot Nos. 18 and 19 of Silver Spring Development South three (3) degrees fifteen (15) minutes West one hundred twenty four and sixty-five one-hundredths (124.65) feet to a point; thence along the division line of Lot Nos. 15 and 19 of the herein referred to development, North eighty-six (86) degrees forty-five (45) minutes West fifty-nine (59) feet to a point on the division line of Lot Nos. 19 and 20 of Silver Spring Development; thence along the division line of Lot Nos. 19 and 20 of Silver Spring Development North three (3) degrees fifteen (15) minutes East one hundred twenty-four and eighty-three one-hundredths (124.83) feet to a point on the southern side of the hereinbefore mentioned thirty-three (33) foot right-of-way; thence along the southern side of the thirty-three (33) foot right-of-way, south eighty-six (86) degrees thirty-five (35) minutes East fifty-nine (59) feet to a point, the point and place of BEGINNING. BEING part of Lot No. 19 of the plan of lots known as Silver Spring Development Company. HAVING ERECTED THEREON a one (1) story ranch type brick dwelling being known and numbered as 7 Birch Street, Mechanicsburg, Pennsylvania. TAX MAP PARCEL NUMBER: 38-19-1610-021 BEING KNOWN AS 7 Birch Street, Mechanicsburg, PA 17050-2708 Being the same premises which Karen L. Fuhrman, Executrix of the Last Will and Testament of Frances E. Boyer, by deed dated the 10/9/1996, and recorded 10/11/1996 in the Office of the Recorder in and for Cumberland County in Deed Book 147, Page 466, granted and conveyed to James A. Disilverio and Candy L. Disilverio, in fee. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 06-5322 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due CITIBANK, N.A., AS TRUSTEE, Plaintiff (s) From JAMES A. DISILVERIO AND CANDY L. DISILVERIO (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $145,219.48 L.L. $.50 Interest FROM 9/7/06 - 9/5/07 $8,664.81 AT $23.87 PER DIEM Atty's Comm % Due Prothy $2.00 Atty Paid $235.90 Other Costs Plaintiff Paid Date: APRIL 30, 2007 (Seal) Curtis R ong, Pro By: Deputy REQUESTING PARTY: Name TERRENCE J. MCCABE, ESQUIRE Address: MCCABE WEISBERG AND CONWAY, P.C. 123 S. BROAD STREET, SUITE 2080 PHILADELPHIA, PA 19109 Attorney for: PLAINTIFF Telephone: 215-790-1010 Supreme Court ID No. 16496 c? Cif Real Estate Sale # 30 On May 4, 2007 the Sheriff levied upon the defendant's interest in the real property situated in Silver Spring Township, Cumberland County, PA Known and numbered as 7 Birch Street, Mechanicsburg, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: May 4, 2007 B `j 0 0 ?YYA? Real Est e Sergeant C ?. PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND Ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: July 20, July 27, and August 3, 2007 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. isa arie Coyne, Ed' or SWORN TO AND SUBSCRIBED before me this day of August, 2007 Notary NOURK SEAL DEBORAH A COLLM Notary Pubic CARLISLE BORO, CUMBERLAND COUNTY MY COnWrAW n Expires Apr 28, 2010 RZAL I WATE &ALF, NO. 30 Writ No. 2006-5322 Civil Citibank, N.A. as Trustee vs. James A. Disilverio and Candy L. Disilverio Atty.: Terrence McCabe DESCRIPTION ALL THAT CERTAIN lot or piece of land located in Silver Spring Town- ship, Cumberland County, Pennsyl- vania, bounded and described as follows, to wit: BEGINNING at the northeast cor- ner of Lot No. 19 of Silver Spring De- velopment Company, which point of beginning is located on the southern side of a thirty-three (33) foot right- of-way in Silver Spring Development, which right-of-way runs parallel to Carlisle Pike, Route No 11; thence along the division line of Lot Nos. 18 and 19 of Silver Spring Development South three (3) degrees fifteen (15) minutes West one hundred twenty four and sixty-five one-hundredths (124.65) feet to a point; thence along the division line of Lot Nos. 15 and 19 of the herein referred to development, North eighty-six (86) degrees forty- five (45) minutes West fifty-nine (59) feet to a point on the division line of Lot Nos. 19 and 20 of Silver Spring Development; thence along the divi- sion line of Lot Nos. 19 and 20 of Sil- ver Spring Development North three (3) degrees fifteen (15) minutes East one hundred twenty-four and eighty- three one-hundredths (124.83) feet to a point on the southern side of the hereinbefore mentioned thirty- three (33) foot right-of-way; thence along the southern side of the thirty- three (33) foot right-of-way, south eighty-six (86) degrees thirty-five (35) minutes East fifty-nine (59) feet to a point, the point and place of BEGINMNG. BEING part of Lot No. 19 of the plan of lots known as Silver Spring Development Company. HAVING ERECTED THEREON a one (1) story ranch type brick dwell- ing being known and numbered as 7 Birch Street, Mechanicsburg, Pennsylvania. TAX MAP PARCEL NUMBER: 38- 19-1610-021. BEING KNOWN AS 7 Birch Street, Mechanicsburg, P A 17050-2708. Being the same premises which .?. • . ?. t -,- - Y°~ Karen L. Fuhrman, Executrix of the ? u s Last Will and Testament of Frances E. !,,,Boyer, by deed dated the 10/9/1996, and recorded 10/ 11 / 1996 in the f,f y„ t Office of the Recorder in and for Gnr L L Cumberland County in Deed Book k. 147, Page 466, granted and conveyed " to James A. Disilverio an d Candy L. Disilverio, in fee. i THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) ss Shannon D. Billhime, being duly sworn according to law, deposes and says: That she is a Staff Accountant with The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot- News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared in the 18th and 25th day(s) of July and the 1st day(s) of August 2007. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY SALE #30 Sworn to and subscribed before me this 20th day of August 2007 A.D. COMMONWEALTH Cr i?Em\jSYLVAWlA I Notarial Seal Terry L Russell, Notary Public 1 City Of rrisburg, Dauphin County MY Co ss!on Expires June 6, 2010 em er nnsvlvaniR Associsrir n of Nnta?i?. NOT AY P LIC CUMBERLAND COUNTY SHERIFF'S OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 MCCABE, WEISBERG & CONWAY,P.C. Andrew L. Markowitz, Esq. Attorneys for Plaintiff Attorney ID#28009 123 South Broad Street, Suite 2080 Philadelphia,PA 19109 (215)-790-1010 N.A. ' n Citibank, rn COURT OF COMMON PLEA � N Plaintiff CUMBERLAND COUNTY ' eo c>` C- V. -' C- �= -' James A. Disilverio No. 2006-05322 ` Defendants ORDER TO SATISFY JUDGMENT TO THE PROTHONOTARY: Kindly mark the judgment entered in the above captioned matter as satisfied without prejudice,upon payment of your costs only. Andrew . Markowitz, Esquire Attorn fy for Plaintiff McCABE, WEISBERG & CONWAY, P.C. BY: ANDREW L. MARKOWITZ,ESQUIRE Identification No. 28009 Attorney for Plaintiff 123 South Broad Street, Suite 2080 Philadelphia,Pennsylvania 19109 (215) 790-1010 Citibank,N.A. COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY V. James A. Disilverio No. 2006-05322 Defendants CERTIFICATE OF SERVICE I,ANDREW L.MARKOWITZ,Esquire,attorney for Plaintiff,hereby certify that a true and correct copy of the within Order to Satisfy Judgment was served on the below party on the 0 71r, _ day of February, 2014 by the United States mail, first class: James A. Disilverio 604 Harrisburg Pike Dillsburg, PA 17019 DATE: 1 ell/ ANDREW L. MA OWITZ, ESQUIRE