The URL can be used to link to this page

Home My WebLink About06-5327 (.) Leon P. Haller, Esquire Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 717.234.4178 mtg@pkh.com Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MIDFIRST BANK vs. 0" 63;). 7 CIVIL ACTION - LAW DAVID B. BURKEY AND KELLI R. BURKEY Defendants ACTION OF MORTGAGE FORECLOSURE THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. AVISO LE RAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y A VISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, 0 SU ABOGADO, REGlSTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU P ARTICIP ACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECROS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE. SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), (215) 238-6300. MIDFIRST BANK, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA vs. O~ - S3 J, 1 CIVIL ACTION LA W ACTION OF MORTGAGE FORECLOSURE DAVID B. BURKEY AND KELLI R. BURKEY, Defendants THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. 1601 The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any information obtained will be used for that purpose. The amount of the debt is stated in this Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty (30) days after your receipt of this notice disputes the validity of the aforesaid debt or any portion thereof owing to the Plaintiff, the undersigned attorney will assume that said debt is valid. If the Debtor notifies the undersigned attorney in writing with the said thirty (30) day period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon written request by Debtor to the undersigned attorney within said thirty (30) day period, the undersigned attorney will provide debtor with the name and address of the original creditor if different from the current creditor. PURCELL, KRUG & HALLER 1719 North Front Street Harrisburg, P A 17102 (717) 234-4178 Attorney I.D.# 15700 Attorney for Plaintiff MIDFIRST BANK, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA 0' -,{"3 J-7 CIVIL ACTION - LA W ACTION OF MORTGAGE FORECLOSURE vs. DAVID B. BURKEY AND KELLI R. BURKEY, Defendants COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff is MIDFIRST BANK, a corporation whose address is 999 N.W. GRAND BOULEVARD SUITE 100 OKLAHOMA CITY, OK 73118. 2. Defendants, DAVID B. BURKEY and KELLI R. BURKEY, is an adult individual whose last known address is 237 SUSQUEHANNA AVENUE ENOLA, P A 17025-2425. 3. On or about, September 10, 1999, the said Defendants executed and delivered a Mortgage Note in the sum of $79,346.00 payable to EQUITY ONE, INCORPORATED, which Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed, and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth in Mortgage Book 1570, Page 208 conveying to original Mortgagee the subject premises. The Mortgage was subsequently assigned to HOMES IDE LENDING, INC. and was recorded in the aforesaid County in Mortgage Book 628, Page 479. The Mortgage was subsequently assigned to MIDFIRST BANK and was recorded in the aforesaid County in Mortgage Book 694, Page 2628. The said Mortgage and Assignments are incorporated herein by reference. 5. The land subject to the Mortgage is: 237 SUSQUEHANNA AVENUE ENOLA, P A 17025 and is more particularly described in Exhibit "B" attached hereto. 6. The said Defendants are the real owners of the property. 12. Prior to the commencement of this foreclosure action, Plaintiff sent to Defendants written notice dated April 12, 2006, notifying them of the fact of default, amount needed to cure the delinquency and that if the account was not timely reinstated, a foreclosure action would be filed. A copy of the April 12, 2006 notice is attached hereto and marked Exhibit "C". WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned total amount due together with interest at the rate of 9.0000% ($18.47 per diem), together with other charges and costs including escrow advances incidental thereto to the date of Sheriff's Sale and for foreclosure and sale of the property within described. By: eEL, Leon P. Hall , squire Attorney for Plaintiff I.D. # 15700 l7l9N. Front Street Harrisburg, P A 17102 (717-234-4178) . - A t. /!.: \.J ~ ~s- 6(,S I '.. ,.. - ,,-, . , I I LOAN NO. 00020665 'SEPTEMBER 10, 1~99 I MULT.lSTATn I 237 SUSQUE;wJNA Avf:NuE, EAST PBNNSBORO TOWNSHIP (!:NOLA), PBNNSYLV1INIA 17025 I 1. rmss : "Bono_" _ lllIch peraca sIplDa et Iba _ of tIIis Nola, IlIlIlIba peraca" __ MIll..... 'LeDder'__ EQUITY OlJB, IN~RPORATED, A PENNSYLVANIA CORPORATION , ' _111--. ud..Jpl. ~_ I . 2. BOIUll3WBll'S ~ TO PAY; IN'l1lIU5Sr , III maID b',IoaD.l'lCIIiYed frgm x.dIr. Joavww pI'OIIIIIoIto ~ Iba prIDcipU _ of SEVENTY' -NINE THOUSAND THREE HUNDRED FORTY -SIX AND NO/l00, DoIM (U.S. S 79, :146 . 00 ' ). plallaIenIt, 10 lhe cxder of~. lII_t' wID bo abarpI-lmfUl pdadpal. from lhe date of d1abunema>t of IlW loaD pzocoecIa bJ Leader. III a r.- of NINE- - - - - ' , ~ ( 9 . 000 ") Pw JeU'lIIItil tile tUJI ~ of priaclpaI hu "- pU:L , . ' OR\G1NAL l'IIA Cae No. 441-6118848- Nom '...... -. 3. PROMISB TO PAY: SBCURlID JlcaooJ..', JlftlIIllIe'to pll7 iI-m '" ,lIIllItpp, deed of l1'IIIt or IlmIIIr ~ IIlIlm1IIaIS "II dIDd .. IlIJIID dUD. ddI Nola IIId cIIlllld lbIl .~ wlllm*lt.' Tbat Secarlty IlIItram.u ptOlllCII the I.ead. &an __ wbiah mlabt..we If Bonvw. det'alm 1IIlIler dlla Note. I " I I 4. YANMDl OF 'Aw.IIINT (A) ,,- : : 1IonovI'81' IbaI1 mab , JII.l'IDIlIIl of pdadpallllld IDt.lwt to LeadK ClIl Iba &rat; day of ..Jl... beafIa:dala OIl NOVBMBER. 1, 199' . An7 pdaaIpelllllllD1erofl-mm, ClIllbe JirIIC day of OCTOBER., 2029, will be due aD bt date, ~ II caIIIld tile 'MaIDrlly Data.' , (B) ft_ I ' Pa)'D*1t IbaIl be. aI 523 PBLLOWSHIP ROAD, SUITE 220, MT: LIWRBL, NJ 08054 : or at IlIch olbw pIIce . l.-ler may ~ ID. wrida& by DOtb 10 BomnrIr. (C)/pJllllllll " I.' Blah 1E.oothly paJII*Il of priacipallllld IaIBrut wID be ID. the lIIIIlllIDI of S : ' 63 8 - 44 . Tbla amaum wID be pert of alarJer 1IIlIIIdIly~ roquIrDd by dID SecurlI)' JmtmmIIac 1bat IIIaIl blllqlplio4 10 priucIpIl, iDtereIt IIId 0Iher ItaDIID. IbIl order deIcI!bed iIllba Seaadly iDIlruIIIDDL , ' (Ill) AI....ID... .... b,.,-~..... .. , : If an 1Il:oo,e ~ fm pll7IlIlIIIt ~ II CIlIClItIld by IIonoww ~ wilII.lbII NalD, die ~ of 1ba aIIaap IIIaJ1 be IDcoJpaI:tlIld mlO md ~ -.ad UIlI ~ 1bD ....- of tbIa Note .. fI dlll.ua..,. _ a pert of tbIa NaID. [Chock ~~~ : ' . I D Ondualed Plymeut ~ 0 0r0wiDa BqaitJ AIIclIIp 0 ~ (1pllCIfy] I 5. JIORROWBR'S ~ TO PRBPAY . Borrow.. hu dill rJabt to pay !be debt ~ by daIa Note,IIl whole or III pat, ~t cbIm&e orprmhy. ClIl die lint day of IIllY 1IIODIh. i 6. BOIlIl(l'WBIl'S p~ TO PAY (A) LI. o.p:...II.v""- , , If J..tmd,w hu IIOt the flIllllllllldlly ~ Jllqldred by die SIcurIly ~ u dNcrIhed ID. Puqnph 4(C) allbiI HolIIl, by lbIl eod of fIfteea clayI aflw dID ~ II duo, l.-ler JDa1 coJhIgt . ... chqo In da ~ of FOUR poroeot ( 4.01) ") of die +YriIe IIIIIOWIl of each pa)'DlOlll. (B) Delilllt I If Bomrwer cIcfimlJBlby faIIia& 10 pay ill tUJllfI'/ lIIIIIIIhly paymaat, tJ.a l.-Iar II!IJ, \WllIfIC u IimIlIld by flIlIlIIedcIIlI allba Seore4lIzy In lbIl ._ of paympm cWmIII. nqalIe ImmIlcIla1e pa~ ill tUJI of die pdudpal ~ -.Ialq due UIlI all __ iDtereIL Leader may cbooIe I DOt to llIlerCln ddI opdGII wiIbalU WllMD& 111 rJabIIlD. IbD at- 0111I)" IlIb10qacRn dofmIt. III IIImI,J circlama_ nli;qlalka -+': by IbD SooftlU)' wII1l1m1t Leadclr', riIblIlD I'lqIIire laImedlIIla JIIJIDClIlID. MID. die cue of pa)'lMllt defiNhI. TbI. NOle doea IIOt &1lthorl:ze ____ ..DOt permitl8cI by HOD,..watIou. '.\& uaecl ill tIIis Note. 'S--Y" __ tile SecIRuy of J~ IID4 Um. Dlwlllapm.r or bIa or bot deUpo. : ~~~of~___ ' If Lead,,1.' bas recpIlnd imIDBdIalIl JIIYIIIIlIIlID. tUJI, u cIeICrlbecI abaft, Leader m8y Nlplre Bonoww lD pay 0011I imd npcIIIllI Ir.dDdIDa ~.. ud ~ 1IIIllmeyI' .. b ~ ddI NOlI. Swlb.. IIId eo.lIlb11ll be8r m-t &an .. dale of ciIIborIImIIml aI dill lime rate .. .. pdaclpIl of dIla Hole. ' I ' 7. WAM!1tS : Borrowll' lIIId IIllY oIjIer plnClll who hu obIaIlioaa UDder ddI NolIIl waMl .. rtplI 01 ~ mil IIlIlIIle of dIIhoaar. 'l'rnmlDlllDt' IIlIGa die rIcht~ Leader 10 d.mmd ~ of __ ciao. "Notice of DiIhoaor" __ lbIl rIcht lD noqaIno Leader 10 give II(Itice 10 other that IIDOlIDtI doe bave DOt been paid. I I I I I JCOaQY--- GA(1~'f(f}'( -~7m~ "1t .. "4 '.. '7i:; .. . \.J ~ ., , , I DIVING OF NO'I'QS UIIIea -wJIcab1D Iatr roquIzIlI a dIffenat medIoc1. Ill)' IIOlk:o 1bat DIIIIt be pvmi eo ~ __ tIIis Note will be alYIIl by dellY8l'iDa It or b, IIIlIiIiDa It by firIt .. maI1to IIonoww aI the Property 8IIc\nQ II!low Dr at . dlff&nat addrwa if &ono-r hu aMo Leader a DDdce X Bono_\ cIlft'.-t lldcIreIl. , I AJ1y 1IC4Ice !bat __ bo at- 10 I.-IIr lIIIder IbiI NIIfO wiI1 be .Pvea by 11m cUR mall 10 I.eader at Iba Udna .18Ied III Puappb <1(8) nl' at . dUfenloI eddi- If Donoww \I ,m.a a DOtIDe of dw dU'I'enal addnlN. . ' . I'. . I ' ~ . , t. OBUQ:A.TIONS PBRSONS UNDBI. 'I'BIS NOm ' If man, IbID one III lIP ddI NOIID, .. perIClIllll faIJy lIIId JlIlI'IlIIIB!lY ~ 10 bIp all of the prtlIIDHI DIlIde ID. dill NDle.lDcbflua tllll pt'ClIIliIe IDfpay 1118 tUJllIlIlIlIIIl owed. Aay panllIl wbo ilia JUUIIIIlD1'..., oraadonw oftllis Note ill aIIo obIIaa1*I 10 do theae lbiqI. AJ1y pena; wbo lIlba <MIl' th.e oblipllaaa, IucIadIaa dID oblipdaal of a~. Rnl:7 ClI'.dorn:rof dIiI N<<*. II aIIo obIIplIld to bep all 4f the ~ IIIlIde ID. ddI NDle. LIader maJ afDnllIlII ri&1U11IIIIler tbiII NOlI .... .. penaII iDd1~ or ~pIiaIt all aiPtorlM Ioplher. Aay llII8 penCll111p1Da CbII Note 'l1IAy be nqalncIto pay all of Iba ~ -.d uadcIr tIIis NOID. -: ' I I I I I I . , I' I BY """"'" 1II!IAlW, _ _ ""_" ~ __................... ~~ ., ~---~ , ~ Boaower (S-!) Borrower {alai) Bonower (Seal) IIonower (s.J) Bonoww WITHOUT RECOURSE PAt TO THE ORDER HOMES IDE LEN[IING, INC. I I EQUIn 0NJl, ~ ~I I OF: DennIa l<Idea. VI' I I PAY fel ru om+a or 'IraotJf _ I ' BOIfUI.OB LODOU;: IBC ~....w~.~ ___ BII1rDA .,. lIRIID1..: - ---.ztU 811rOl VIa ~IDIft I IlC-aQ'II2SII-Ul .... 201'2 ------~ ALL THAT CERTAIN tract or parcel of land and premises, situate, lying and being in the Township of East Pennsboro in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING in the southerly line of Susquehanna Avenue, at the distance of 370 feet measured eastwardly along said line of Avenue from the northeasterly extremity of the arc or curve having a radius of. 10 feet connecting the easterly line of Wyoming Avenue with the southerly line of Susquehanna Avenue; extending thence eastward along the southerly line of Susquehanna Avenue curving toward the right with a radius of 225 feet, a distance of 60 feet; thence South 31 degrees 36 minutes 20 seconds West (passing through the middle of the partition wall between the house on this lot and the house on the adjoining lot to the east), 149.677 feet; thence North 74 degrees 52 minutes 31 seconds West, 19.854 feet; and thence North 16 degrees 19 minutes'36 seconds East, 152.757 feet to the place of BEGINNING. HAVING THEREON ERECTED a frame dwelling house known and numbered as 237 Susquehanna Avenue, Enola, Pennsylvania. , _ _ _ _..J_...J .. 6~h;bif-I'6I' . Aur-21-200S 01:55PM From-FORCLOSURE T-411 P.001/004 F-QSl ...a ?"'- m IT' CERTIFIED MAIl. L' RECEIPT - (lhPT ,-'.-nc"" .".1.1', ,"lly, No !nJur,1fo'u: ,- ().','mgH Pro .'IIJudJ , . ., . . I .""1-. ..,." ......, [ .' . " ~ " I ~." ,,I. .:.. ... i'-' ~l~ ',:,: ~" ., ;..... ,; ,. ;; ~ ~, I,'" ... ~ . '. ,.:,.. ..... .~..-" .- Pa8I8gt $ OOltlllecl Fee FI.un Reclapt Fte PoIIlmatk (EnclotBIawIt RoQul/8l1) Hn F1811r1cla4 ~..... (E!nllD~ I'I8qillr6d) TllIIII Paolil!Je & Fe.... S COL KELLI R BURKEY 237 SUSQUEHANNA AVE ENOLA PA Mid la ~ 999N.W~ o klahom ru c Pllon~: (4U$) I::l l:I t:;I LI1 m M .:t" C CJ l'- !6iiif,~-NO:J"'---------'-'--------"""-"""'-""---",--, ar PO StIlt NA iiiY.-Siiii"~-----"--------"'''-----''''''----''''''--'- VVe~nesday.ApriI12,2006 17025-2425 I~S !-or ~ ~e"... "'Lr.... :C.L~ _:~[' r(I,,:lrs~ lo' In5:'L.:t;II::m~ NOTICE . . . OF INTENTION TO FORECLOSE AND ACCELERATE LOAN BALANCE UNDER SECTION 403 OF PENNSYLVANIA ACT NO. (5 OF 1974 RE: Loan # 46656694 Dear Mo~tgagor(s): Midland Mortgage Co. is the holder of a Mortgage and a Note on ~he above premises, or is the mortgage servicing agent for such holder. AS of the date of this notice, THE MORTGAGE IS IN DEFAULT STATUS because of nonpayment of the fOllowing: Payments, late charges, and advances from ~1~OO6 th~ough 4/10/2006 _ The total amount now required to cure the default, or in other words get caugh1: up in you~ payments, is $2,995.29- All payments referred to in this notice must be in the form of cashier's or certified check made payable to Midland Mortgage Co., and must be received at P.O. Box 2688B8, Oklahoma City, OK 73126-8888, not later than the dates and times specified herein. In the event payment, as specified in the proceeding paragraph, is not made wrTHIN THIRTY (30) DAYS from the date of this letter, it is the intention of the holder of the mortgage, through this company, to accelerate (declare due and payable immediately the entire loan) the mo;rtgage obligation and all or.her lawful charges and instruct our attorney to institute MORTGAGE FORECLOSURB PROCEEDING. tAn;bit'CI' . AUI-21-2006 01:55pm Fram-FORCLOSURE T-411 P,002/004 F-861 (a) If you wish to C'O'RE THE DEFAULT wi thin thir'ty (30) days from the date of this letter, you must pay the TOTAL AMOW'l' DUE stated above, plus an additional monthly installment if payment is made after the 1st day of the next month, plus an aoditional late charge if due at time of payment and not included above. A LATE CHARGE is due with each mortgage payment paid more than fifteen (15) days after the due date, Your current monthly installment is $928.35. (b) If payment is made AFTER THIRTY (30) DAYS from the date of this letter, bu~ BEFORE FORECLOSURE PROCEEDING has been started, the amOunt you will have to pay will also include the regular monthly installments and late charges then due, plus, if incurred, any ATTORNEY'S FEB OF NOT MORE THAN $50.00 and any ti tle report costs, which amount can be obtained by contacting Midland Mortgage Co. at 1-800-552-3000. AFTER FORECLOSURB PROCEEDING HAS BEEN STARTED, you have the right to STOP the foreclosure action any time up to ONE (1) HOTJR BEFORE the commencement of the SHERIJ'F I S SALE by paying 'the entire amount due at the time, which shall include all delinquent installments and unpaid late charges, together with REASONABLE LEGAL FEES ACTtrALLY INCURRED, cost and other sums related to the foreclosure action, which amount can be obtained by contacting Midland Mortgage Co, at 1-800~S52-3000. Should you PAIL to reinstate the loan as outlined above, the mortgage premises will be SOLD AT SHERIFi'I S SALE, which will take place approximately seven (7) to eleven (ll) weeks following SERVICE of the Complaint in Mortgage Foreclosure, at which time your OWNERSHIP interest in mortgage premises will be TERMINATED, and thereafter, if occupied, proceedings will be taken to OBTAIN POSSESSION of the real estate. You have the right to REFI~CE THE LOAN with another lending institution or TRANSPER THE PROPERTY to another person, under and subject to the existing mortgage, That person will have the SAME RIGHT TO CURB TEE DEFAULT as you have, subject to the same limitation and requirements. You may CORE DEFAULTS up to three (3) times in any calendar year. Upon cure of a default you will be in the same position as if there had been NO DEFAULT. A defaul t may be cured by ANYONE on your behalf. Sincerely, Midland Mortgage Co. Collection Department 46656694 . Aur-Z1-Z006 01:55pm From-FORCLOSURE T-411 P,003/004 F-961 CJ c (fJornrH.:1l' 'l.II/ O"J} '." I :','" 'j)('(\ Covcragt' Provid<!d) . . I U ..... r ~'~ ~ (:~ f.... fUl e.. f;-: . I b'oD 11:I "I , ....", "'~ ~- p... Ii Conlllod For.! Rr;.Iutn ~,.. ~ (E~ Aolju/twI) Here ~~~ ToIill PCI$bgO & "- $ M idla::; 999 N,W ~ Oklahom OJ C PhDn~: (405: l:J c c Lt'l ITl roll VVednesday.A?ri11~2006 eOL DA VlD B BURKEY 237 SUSQUEHANNA AVE ENOLA :7 C SB1It l:J I"- Siiiiit.lii;----....-.........----.--------..--------------. f1/ PO llIW No. PA 17025.2425 iSiir'Siii:.2iIi4.........----~-_:..:-.:__.....-..-~---.........-..4-_..-..--. ~~S Forrr ~BCC ......jn~ 2J~2 See =tc~c :.c 4::;. In~'ruc; Ln~ NOTICE 01. INTI~ION TO FORECLOSE AND ACCELERATE LOAN BALANCE UNDER SECTION 403 OF fENNSYLVANIA ACT NO. 6 OF 1974 R.E: Loan # 46656694 Dear Mortgago~(s} : Midland Mortgage Co. is the holder of a Morcgage and a Note on ~he above premises, or is the mortgage servicing agent for such holder. Ag of t:.he date of this notice, THE MORTGAGE IS IN DEFAULT STATUS because of nonpayment of the following; payments, late charges, and advances from 2/1/2000 through 4110/2006 . The total amoun~ now required to cure ~he default, or in other words get caught up in your paymen~s, is $2,995.29. All payments referred to in this no~ice must be in the form of cashier's or certified check made payable to Midland Morcgage Co., and must be received at P.O. Box 268888, Oklahoma City, OK 73126-8B88, not later than the daces and times specified herein_ In the event payment, as specified in the proceedin9 paragraph, is not made WITHIN THIR.TY (30) DAYS from th.e da~e of this letter , it is the intention of the holder of the mortgage, tlirough this company, to accelerate (declare due and payable immediately the entire loan) the mortgage obligat.ion and all other lawful charges and instruct our at'Corney to in$titute MORTGAGE FORECLOSURE PROCEEDING. . 'Aua-21-200S 01 :55pm From-FORCLOSURE T-411 P.004/004 F-gSl (a.) If you wish to CURE THE DEFAULT within thirty (30) days from the date of this letter, you must pay the TOTJUo AMOUNT DTJE stated above, plus an additional monthly installment if payment is made after the 1st day of the next month, plus an additional late charge if due at time of paymenL and not included above. A LATE CHARGE is due with each mortgage payment paid more than fifteen (15) days after the due date. Your current monthly installment is $928.35. (b) If payment is made AFTER THIRTY (30) DAYS from the date of this letter, but BEFORE FORECLOSURE PROCEBDrNG has been started, the amount you will have to pay will also include the regular monthly installments and late charges then due, plus, if incurred, any ATTORNEY'S FEE OF NOT MORE THAN $50.00 and any ti tie report costs, which amount can be obtained by contacting Midland Mortgage Co, at 1-800-552-3000. AFTER FORECLOSURE PR.OCEEDING HAS BEBN STARTBD, you have the right to STOP the foreclosure a.ction any time up to ONE (1) HOUR BEfORE the commencement of the SHER.IFF'S SALE by paying the entire amount due at the time, which shall include all delinquent installments and unpaid late charges, together with REASONABLE LEGAL FEES ACTUALLY INCURRED, cost and other sums related to the foreclosure action, which amount can be obtained by contacting Midland Mortgage Co. at 1~800-552-3000. Should you FAIL to reinstate the loan as outlined above, the mortgage premises "",ill be SOLD AT SHERIFF I S SALE, which will take place approximately seven (7) to eleven (11) weeks following SERVICE of the Complaint in Mortgage Foreclosure, at which time your OWNERSHIP interest in mortgage premises will be TERMINATED, and thereafter, if occupied, proceedings will be taken to OBTAIN POSSESSION of the real estate. You have the right to REFINANCE THE LOAN with another lending institution or TRANSFER THE PROPERTY to another person, under and subject to the existing mortgage. That person will have the SAME RIGHT TO CURE THE DEFAULT as you have, subject to the same limitation and requirements. You may CURE DEFAOLTS up to three (3) times in any calendar year, Upon cure of a default you will be in the same position a.s if there had been NO DErAtFLT. 1\ default may be cured by ANYONE on your behalf. Sincerely, Midland Mortgage Co. Collection Department 46656694 COMPANY NAME: MIDFIRST BANK VERIFICATION I verify that the statements made in the foregoing Complaint are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa, C.S, Section 4904 relating to unsworn falsification to authorities. Dated 9/7/0~ BY~~~ Title Vice President ~ ~ L/") ~ V, ~ \..' ~ ~ <:\ N - - ~ ~ v, -'",,- 'l-' ~ ~ !"oJ -~ ~ en 'n ~ ~ ~ "\ - ~ V\; f\l ~ ~ r::.. ...., s.. Cop +- ~ - - " "" SHERIFF'S RETURN - NOT FOUND .. CASE NO: ~ 2006-05327 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND MIDFIRST BANK VS BURKEY DAVID B ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT TENANT/OCCUPANT but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND , as to , TENANT/OCCUPANT the within named DEFENDANT 237 SUSQUEHANNA AVENUE ENOLA, PA 17025 237 SUSQUEHANNA AVENUE ENOLA I S VACANT. Sheriff's Costs: Docketing Service Not Found Surcharge 6.00 13.20 5.00 10.00 .00 34.20,/ C).. 11/0<'/0 LI Subscribed to before County PURCELL KRUG HALLER 10/06/2006 Sworn and me this day of A.D. SHERIFF'S RETURN - REGULAR CASE NO: 2006-05327 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MIDFIRST BANK VS BURKEY DAVID B ET AL WILLIAM CLINE , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon BURKEY DAVID B the DEFENDANT , at 1655:00 HOURS, on the 5th day of October , 2006 at 40 TORY CIRCLE ENOLA, PA 17025 by handing to KELLI BURKEY, ADULT IN CHARGE a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: <-+ 18.00 13.20 .00 10.00 .00 41. 20 ,/ J 11M. I 0 ~ to ~~~~~ R. Thomas Kline 10/06/2006 PURCELL KRUG HALLER before me this day BY:~V~ . Deputy Sheriff Sworn and Subscibed of A.D. SHERIFF'S RETURN - REGULAR . CASE NO: 2006-05327 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MIDFIRST BANK VS BURKEY DAVID B ET AL WILLIAM CLINE , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon BURKEY KELLI R the DEFENDANT , at 1655:00 HOURS, on the 5th day of October , 2006 at 40 TORY CIRCLE ENOLA, PA 17025 by handing to KELLY BURKEY a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 6.00 .00 .00 10.00 .00 16.00../ /I /0 (, /0 t,. r~~ R. Thomas Kline /...',. '1 ~ 10/06/2006 PURCELL KRUG HALLER Sworn and Subscibed to By: ~~V~ De u y Sheriff before me this day of A.D. LEON P. HALLER, ESQUIRE PURCELL, KRUG & HALLER 1719 NORTH FRONT STREET HARRISBURG, PA 17102-2392 (717)234-4178 ATTORNEY FOR PLAINTIFF MIDFIRST BANK IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff CIVIL ACTION - LAW VS. NO. 2006 - 5327 DAVID B. BURKEY and KELLI R. BURKEY Defendants IN MORTGAGE FORECLOSURE P RAE C I P E TO THE PROTHONOTARY: Please mark the judgment entered against the Defendants satisfied of record. PURCELL, ~~~ ....- ~/' / BY: Leo . Ha Attorney for HALLER #15700 tiff DATE: Januarv 15. 2007 ~,; ~ ......., = <= --' <- > z ~ -l :r: rn ;;g :gtS (J)- ;2~) Q::P /0 Om j;! ::n -< 0:> > --::\: ro U1 o