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HomeMy WebLinkAbout06-5385 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. 655 PAPER MILL ROAD MAIL STOP 1411 WILMINGTON DE 19884-1411 Plaintiff VS THOMAS G ZAENGLE 935 FORGE RD CARLISLE PA 17013-4321 DARLENE A ZAENGLE 935 FORGE RD CARLISLE PA 17013-4321 Defendant(s) Date: W&A File No. 121385054 No. ..C?l.-~3/~ CI(J~l'---r~ \ \ I \ CIVIL ACTION - LAW Filed oi behaI'f of: Plaintiff, MBNA AMERICA BANK, N.A. Amy F. Doyle #87 62/ Daniel F. Wolfson #20617 Phili C. War . 6341/ Andrew C. Spears #87737 avid. Iowa # Tonilyn M. Chippie #87852 ar E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. :No. ) Plaintiff VS :CIVIL ACTION - LAW THOMAS G ZAENGLE DARLENE A ZAENGLE Defendant( s) NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HA VE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W IV A FilE' No I? 11R'iO'i4 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff :No. VS THOMAS.G ZAENGLE DARLENE A ZAENGLE Defendant( s) :CIVIL ACTION - LAW \ \ NOT~CIA USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted de sea defender conta la demanda puestas en las siguientes paginas, isted tienen que tomar acci6n dentro veinte (20) dias despues que esta Demanda y A visa es servido, con entrando por escrito una aparencia personalmente 0 por un abogado y archivan 0 por escrito con la Corte sus defensas 0 objeciones alas demandas puestas en esta contra uste . 'Usted tis advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento \puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en Ib Dernanda 0 por cualquier otro reclamo 0 alivio solicitado por Demandante. U sted puede perder dinero 0 propiedad 0 otros derechos importante para usted. USTED DEBE LLEV AR ESTE P APEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, V A Y A 0 LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. EST A OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE P AGARLE A UN ABOGADO, EST A OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO 0 GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend n, D. A '[:::J~ "T~ T '11 '112,fI,A IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA ~MERICA BANK, N.A. Plaintiff : No. 0(,- SjPS ~~lL /f/L\. VS~ THOMAS G ZAENGLE DARLENE A ZAENGLE Defendant( s) : CIVIL ACTION - LAW COMPLAINT AND NOW, this 01 day of September, 2006, comes the Plaintiff, MBNA America Bank, N.A., by and through its attorneys, the law firm ofWolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as follows: 1. Plaintiff is MBNA AMERICA BANK, N.A. , located at 655 PAPER MILL ROAD MAIL STOP 1411, WILMINGTON, DE 198841411. 2. Defendant, THOMAS G ZAENGLE, is an adult individual with a last known address of 935 FORGE RD, CARLISLE, CUMBERLAND COUNTY, PA 17013-4321. 3. Defendant, DARLENE A ZAENGLE, is an adult individual with a last known address of 935 FORGE RD, CARLISLE, CUMBERLAND COUNTY, PA 17013-4321. 4. It is averred that Defendants were issued an open-end credit card account by Plaintiff. This account was created through a written contract between Plaintiff and Defendants, accepted by Defendants when they signed and utilized the credit card account. A true and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A." 5. The Credit Card Agreement contains a binding Arbitration provision providing that any claim or dispute between Defendants and Plaintiff would be subject to binding arbitration before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement CCP Cmplt - MBNA wo Int 2 W & A File No. ]2]385054 involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 D.S.C. ~~1-16 , (FAA) governed the Agreement and that following disposition through the NAF, judgment may be entered in any state court having jurisdiction. 6. At all relevant times material hereto, Defendants have been regular users of said charge '. card for the purchase of products, goods and/01fOr obtaining services and/or funds. 7. By virtue of Defendants I use an1 maintenance of this credit card in connection with their purchases of goods, and services, they became ~ound to all of its contractual terms, which clearly I included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendants consented to the NAF having jurisdiction over this claim: I 8. Defendants received monthly sta~ments :"hich accurately state all purchases and payments made during the month, and the amouht'due. Alsummary of the account showing the balance due and owing is incorporated herein and markeh as Exhibit "B". 9. Defendants did not object to the summary of account. 10. Defendants have made sporadic and irregular payments, if any, which have been applied to the outstanding balance of this account. The last payment mad~ on this account was on August 04, 2005. 11. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendants I credit account, as a result of charges made by said Defendants and/or any authorized users is the sum of $9,814.41. 12. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendants. CCPCmplt - MBNA wo Int 2 W & A File No. 121385054 2 13. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees from the law rfice of Wolpoff & Abramson, L.L.P. in the collection of the collection of the amounts due from Defendants incident to the within action, the Plaintiff shall continue to incur such attorney's fees throughout the conclusion of the proceedings. 14. The amount of attorney's fees incurred in this matter is the sum of $1,592.16. 15. Despite reasonable and repeated demands for payment, Defendants have failed, refused and continue to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 16. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 17. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - MBNA wo Int 2 W & A File No. 121385054 3 WHEREFORE, Plaintiff respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendants, in the amount of $9,814.41;'reasonable attorney's fees in the amount of $1,592.16, plus costs of this action and any other relief as this' Court deems proper and just. " Date: oyle #81 062/ Daniel F. Wolfson #20617 IC ndrew C. Spears #87737 David . Gallowa # onilyn M. Chippie #87852 ar . Eh sz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Ch rkis #18837 / Ronald S. Canter #94000 Ronald M. bramsori 1194266 WOLPOFF , 'ABRAMSON, L.L.P. Attorneys in \the Practice of Debt Collection 4660 Trindle Road,' Suite 300 Camp Hill, PA 17011 Telephone: (717) 30~-6700 Counsel for Plaintiff CCP Cmplt - MBNA wo Int 2 W & A File No. 121385054 4 VERIFICATION the undersigned hereby states that helshe is the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, helshe is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statement-s made in the foregoing Complaint are true and correct to the best of hislher knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: AM621DaflielF. Wollio" #20617 P . . Warholic #863411 Andrew C. Spears #87737 David owa #87326 nilyn M. Chippie #87852 Sarah E. 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U\ ~ ~ C) ~~~ ~ -.0 :t:> <J:- , . ) tf:::\ r'le> '-'[1 ~ . > - j -- ~ - ["1 {,] " ,.. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-5385 Plaintiff VS CIVIL ACTION - LAW THOMAS G ZAENGLE DARLENE A ZAENGLE Defendant( s) PRAECIPE TO SETTLE AND SATISFY Please mark the above-captioned action as settled, satisfied and discontinued. Respectfully Submitted, By: Date: 9/J.'} / () (, I r U Amy F. Doyle #8 62/ Daniel F. Wolfson #20617 Philip C. Warholi #86341/ Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469/ Robert N. Pol as, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, P A 17011 Telephone: (717) 303-6700 Counsel for Plaintiff Cc: THOMAS G ZAENGLE DARLENE A ZAENGLE W &A Pile No. 121385054 t-:> ~~ .-') ~~~;.1 ::? ((1 o C-) --: Cf~l c..n IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff No. 06-5385 vs. CIVIL ACTION - LAW THOMAS G ZAENGLE DARLENE A ZAENGLE Defendant( s) CERTIFICATE OF SERVICE The undersigned does hereby certify that a copy of the foregoing praecipe was served this date by Regular Mail, Postage Pre-Paid on this / ()~day of Oc-fv b2r ,20Jk. CDR 3661 WEST OAKLAND BLVD. SUITE 307LAUDERDALE LA~S,FL 333110000 Amy F. Doyle #8706 / Daniel F. Wolfson #20617 Philip C. Warholic # 341/ Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Ir. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff c' r ,. ,--' ; SHERIFF'S RETURN - REGULAR , . CASE NO: 2006-05385 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MBNA AMERICA BANK N A VS ZAENGLE THOMAS G ET AL SHANNON SHERTZER , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon ZAENGLE THOMAS G the DEFENDANT , at 1240:00 HOURS, on the 20th day of September, 2006 at 935 FORGE ROAD CARLISLE, PA 17013 by handing to DARLENE ZAENGLE, ADULT IN CHARGE a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Postage Surcharge So Answers: !ojoft/o, Sworn and Subscibed to 18.00 4.40 .39 10.00 .00 32.79 V ~ ~~~ R. Thomas Kline 09/21/2006 WOLPO::: & ABRAM[ k 1/ Deputy Sh~ff day before me this of A.D. -- -. SHERIFF'S RETURN - REGULAR CASE NO: 2006-05385 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MBNA AMERICA BANK N A VS ZAENGLE THOMAS G ET AL SHANNON SHERTZER , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon ZAENGLE DARLENE A the DEFENDANT , at 1240:00 HOURS, on the 20th day of September, 2006 at 935 FORGE ROAD CARLISLE, PA 17013 by handing to DARLENE ZAENGLE a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: Sworn and 6.00 .00 .00 10.00 .00 16.00../ 'OfDl.f"" 9- Subscibed to ~r-~) ".:-/ /'.# ,~ )?k~~~~~ R. Thomas Kline before me this day 09/21/2006 WOLPOFF & ABRAMSON By: 'J~1 rI Deputy Sheriff of A.D.