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HomeMy WebLinkAbout06-5432 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff , CIVIL DIVISION ARBITRATION DIVISION No. OlD- S:l/3~ C,'uiL/~ UNIFUND CCR PARTNERS, vs. COMPLAINT IN CIVIL ACTION MICHAEL D. REED, Defendant. Filed on behalf of Unifund CCR Partners, Plaintiff Counsel for Unifund CCR Partners: Jonathan S. McAnney, Esquire Pa.I.D.#5004150041 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, PA 15222 (412) 566-1212 L1T:402091-1 014636-014524 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Defendant. ) ) ) ) ) ) ) ) ) No. UNIFUND CCR PARTNERS, Plaintiff, vs. MICHAEL D. REED, NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIA110N 32 SOUTH BEDFORD STREET CARLISLE, P A 17013 1-800-990-9108 717-249-3166 USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA 0 LLAME POR TELEFONEE LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO 0 GRATIS. CUMBERLAND COUNTY BAR AsSOCIA110N 32 SOUTH BEDFORD STREET CARLISLE, P A 17013 1-800-990-9108 717-249-3166 VALIDATION NOTICE This complaint has been sent in an attempt to collect a debt. Any information obtained from you will be used for that purpose. Unifund CCR Partners is the current owner of the credit card account formerly owned by First Usa Bank. Unless you dispute the validity of this debt, or any portion thereof, within 30 days after receipt of this notice, the debt will be assumed to be valid. If you notify the undersigned in writing within 30 days from your receipt of this complaint that the debt, or any portion thereof, is disputed, the undersigned will obtain verification of the debt, and a copy of the verification will be mailed to you. Upon written request within 30 days from your receipt of this complaint, the undersigned will also provide you with the address of the original creditor. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Defendant. ) ) ) l No. CL. -5'{3~ c.;~L~~ )) ) ) UNIFUND CCR PARTNERS, Plaintiff , vs. MICHAEL D. REED, COMPLAINT IN CIVIL ACTION AND NOW, comes the Plaintiff, UNIFUND CCR PARTNERS, by its counsel, Tucker Arensberg, P .C. and files this Complaint stating as follows: 1. The Plaintiff is Unifund CCR Partners, a Delaware partnership, with offices located at 10625 Techwoods Circle, Cincinnati, Ohio 45242. 2. The Defendant, Michael D. Reed is an individual and a resident of 8 Scrafford Street , Shippensburg 17257. 3. On or about August 23, 1996, the Defendant applied for and was approved to receive a First Usa Bank Credit Card (hereinafter "Account"). Such Account was issued at Account Number 5422702015183643. 4. The Defendant utilized such Account and incurred a balance due and owing. 5. As of June 7, 2006, the Defendant owed $5,191.82 in principal, and $2,723.00 in interest. The total amount owed is $7,914.82. See the Affidavit of Indebtedness attached hereto as Exhibit "A" and incorporated by reference as if fully set forth at length herein. 6. Despite written and oral demands for payment, the Defendant has failed and refused to pay the amount due and owing. 7. Reasonable attorneys' fees in the amount of 20% of the principal balance are due and owing. 8. The following amounts are currently due and owing from the Defendant: Principal and Interest Reasonable Attorney's Fees (20%) TOTAL: $7,914.82 $1.582.96 $9,497.78 9. The Account has been assigned by FIRST USA BANK to the Plaintiff including all rights to collect the amount due from the Defendant. - 2 - WHEREFORE, the Plaintiff, Unifund CCR Partners demands that judgment be entered in its behalf and against the Defendant, Michael D. Reed, in the sum of $9,497.78 plus costs and interest. TUCKER ARENSBERG, P.C. By TUCKER A SBERG, P.C. 1500 One PPG Place Pittsburgh, PA 15222 Attorneys for Plaintiff - 3 - AFFIDAVIT OF INDEBTEDNESS State of Ohio ) County of Hamilton ) ss, Kim Kenney being sworn, deposes and says that she is Media Supervisor ofUnifund CCR Partners herein called assignee, which is doing business at 10625 Techwoods Circle, Cincinnati, Ohio 45242 and that she is authorized to make the statements and representations herein. The defendant is not in any branch of the military. There is due and payable from MICHAEL D REED, Account Number 5422702015183643, the amount of $7914.82 (principal balance in the amount of$5191.82 plus interest up through 06/07/2006 in the amount of $2723.00). By the terms of the agreement between the defendant and the original creditor, interest is accruing from the aforesaid date at the rate of 24.99 percent per annum. This balance reflects any payments, credits or offsets made since the account was charged off Chase Bank USA NA's account was issued under the name of FIRST USA BANK. Unifund CCR Partners purchased this account from Chase Bank USA NA. Said account has been referred to Tucker Arensberg with full power and authority to do and perform all acts necessary for the collection, settlement, adjustment, compromise or satisfaction of said claim. CCR PARTNERS By: Kim Kenney Media Supervisor 10625 Techwoods Circle Cincinnati. OR 45242 Address e this I dfY of June. 2006 Year Notary Public My commission Expires EXHIBIT \\\\\\11111/1/111 vN HALPIN ,,\\\\ ftlAl s ///11/ KAiHR 1 \c ~' \~~,"''''...fA1 /'i R'( pU6l :/~~..,. \ \ 1/,0j",~ '%. N01A 0 f 0,:\ I 0 .is~~ .... ::: S1A1E E)(.pltes ~ ;- : ~ comm. 20'0 , . ._ _.......-..d! ',' - 0 ,obef'" :, .....~::,,;;.I'._.'ii'i;,.. 4I:'::= C . . ".r.~-.. ..,......-.. ..... -- \~ "::~~~ft~ ~l$;f~:, ..~.>' ~-: ..> "'. ;lS'\i~.~' ," ,-0 ..:::- ./// oSl:. ......... ~' ,'---- '",/~rE Of- 0 ,,\\' 1""/1111\\\\'\\' Client # 215 I A VERIFICA TION The undersigned verified that the statements made in the foregoing , Complaint are true and correct to the best of her knowledge, information and belief and understands the statements therein made are made subject to the penalties of 18 Pa. C.S. 84904 relating to unsworn falsification to authorities. ~-~ Chris Bryan. Unifund CCR Partners ~ itS. \f1t0 -- "-> & ~ ~ ~ ~ ~ -c ~ \ '" ~ 'h 4) j:: - ~::.J -, .--\ .... ........ _.~-- '<' , -, n; -- L; CJ ...> (0 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA UNIFUND CCR PARTNERS, CIVIL DIVISION ARBITRATION DIVISION Plaintiff, No. 2006-05432 P PRAECIPE FOR ENTRY OF DEFAULT JUDGMENT vs. MICHAEL D. REED, Defendant. Filed on behalf of Unifund CCR Partners, Plaintiff Counsel for Unifund CCR Partners: Jonathan S. McAnney, Esquire Pa.I.D.#s0041 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, PA 15222 (412) 566-1212 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA UNIFUND CCR PARTNERS, Plaintiff, ) ) ) ) ) ) ) ) ) No. 2006-05432 P vs. MICHAEL D. REED, Defendant. PRAECIPE FOR ENTRY OF DEFAULT JUDGMENT To Prothonotary: Please enter Judgment by Default in the above-captioned case for the Plaintiff and against Defendant, in the amount of $9,497.78 plus costs and interest, for failure to answer or otherwise respond to the Complaint. I hereby certify that the attached written Notice of Intention to take a Default Judgment was mailed to the Defendant ten days prior to the filing of the Praecipe for Entry of Default Judgment. Date: October 17,2006 By: Jonath Pa.I.D 50041 Couns I for Unifund CCR Partners: TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, PA 15222 412 -566-1212 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA UNIFUND CCR PARTNERS, Plaintiff, ) ) ) ) ) ) ) ) ) No. 2006-05432 P VS. MICHAEL D. REED, Defendant. PRAECIPE FOR DEFAULT JUDGMENT To the Prothonotary: Enter judgment in favor of Plaintiff and against: Defendant for want of an answer. Assess Damages as follows: Debt $9,497.78 Total $9,497.78 I CERTIFY THAT THE FOREGOING ASSESSMENT OF DAMAGES IS FOR A SPECIFIED AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERTAIN FROM THE COMPLAINT. I certify that written notice of the intention to file this praecipe was mailed and delivered to the party against whom judgment is to be entered and to his attorney of record, if any, after the default occurred and at least ten (10) days prior to the date of filing of this praecipe. A copy of the notice is attached. R.C.P.237.1 By: Jonatha Pa.I.D # 0041 TUCK ARENSBERG, P.C. 1500 e PPG Place Pittsburgh, PA 15222 (412) 566-1212 This ~ day of O~-.l-, :Lt::::CJ~ , judgment is entered in favor of Plaintiff and against Defendant by default for want of an answer and damages assessed at the sum of $9,497.78 as per the above certification. berland County IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA UNIFUND CCR PARTNERS, CIVIL DIVISION ARBITRATION DIVISION Plaintiff, No. 2006-05432 P vs. TEN DAY NOTICE MICHAEL D. REED, Defendant. Filed on behalf of Unifund CCR Partners, Plaintiff Counsel for Unifund CCR Partners: Jonathan S. McAnney, Esquire Pa. I.D. #50041 TUCKER ARENSBERG, P.C. Firm #287 1500 One PPG Place Pittsburgh, PA 15222 (412) 566-1212 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA UNIFUND CCR PARTNERS, Plaintiff, ) CIVIL DIVISION ) ARBITRATION DIVISION ) ) No. 2006-05432 P ) ) ) ) ) Vs. MICHAEL D. REED, Defendant. TO: Michael D. Reed 8 Scrafford Street Shippensburg, PA 17257 DATE OF NOTICE: October 3, 2006 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY AN ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (800) 990-9108 squire : CERTIFICATE OF SERVICE I hereby certify that a true and correct copy of the within Ten Day Notice was served on the following by first class mail, postage pre-paid on October 3, 2006: Michael D. Reed 8 Scrafford Street Shippensburg, PA 17257 Jonathan S Pa.I.D.#5 TUCKER 1500 One Pittsburgh, ~nney, Esquire 41 ENSBERG, P.C. PG Place A 15222 () N 0 c:::':J D ~ c t;;;;;:;J -n t 0" ~ 0 -I 'l ~ CJ :C.." \"11- .-\ r: ~ N -0'" ~TJO ~ U\ \ ". ~1 .L - -.jS-;!, ~ ""- ...() ~ 'Jig :g ~ -J (,) ::jf'l p- 0"\ 4:. \? ~ ~ .~ - ~ f") 'S.J 1 ~ .-:. ';;:' .-<; 1- ("-0 W' r-- .' ,t IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA UNIFUND CCR PARTNERS, Plaintiff, ) ) ) ) ) ) ) ) ) No. 2006-05432 P vs. MICHAEL D. REED, Defendant. NOTICE OF JUDGMENT To: Michael D. Reed 8 Scrafford Street Shippensburg, 17257 You are hereby notified that a judgment was entered against you and in favor of Plaintiff in the above-captioned proceeding on Dd- .:( ~ .<~c..- . The default judgment is in the amount of $9,497.78 plus costs of suit. ~~ SHERIFF'S RETURN - REGULAR CASE NO: 2006-05432 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND UNIFUND CCR PARTNERS VS REED MICHAEL D ROBERT BITNER , Sheriff or Deputy Sheriff of cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon REED MICHAEL D the DEFENDANT , at 2040:00 HOURS, on the 20th day of September, 2006 at 8 SCRAFFORD STREET SHIPPENSBURG, PA 17257 by handing to MARTHA REED, MOTHER a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: Sworn and 18.00 18.48 .00 10.00 .00 46.48/ !flftw!lC" ~ Subscibed to ?'~~ R. Thomas Kline 09/21/2006 TUCKER ARENSBERG day B~~~ Deputy Serif before me this of A.D.