HomeMy WebLinkAbout06-5499IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK,N.A. No. O L - SW 7 (?j V ? C- ? An
655 PAPER MILL ROAD
MAIL STOP 1411
WILMINGTON DE 19884-1411
Plaintiff
VS CIVIL ACTION - LAW
JENNIFER A STAHLNECKER
416 WALNUT ST
BOILING SPRGS PA 17007
Defendant(s)
Filed on behalf of:
Plaintiff, MBNA AMERICA BANK,N.A.
Counsel of record for this party:
Date: f I? U?9
Amy F. Doyle # 7062 / Daniel F. Wolfson #20617
Ph' ' 6341 / Andrew C. Spears #87737
David . Ga oway #8732 Tonilyn M. Chippie #87852
ara asz q/ Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 162565015
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK,N.A.
Plaintiff
VS
JENNIFER A STAHLNECKER
Defendant(s)
:No.
:CIVIL ACTION - LAW
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by an attorney and filing in writing with the Court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so, the case may proceed without you and a judgment may be entered against you by the
Court without further notice for any money claimed or any other claim or relief requested by the
Plaintiff. You may lose money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013-
717-249-3166
CCP Notice to Defend
W&A File No. 162565015
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK,N.A.
Plaintiff
:No.
VS
JENNIFER A STAHLNECKER
Defendant(s)
:CIVIL ACTION - LAW
NOTICIA
USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la
demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias
despu6s que esta Demanda y Aviso es servido, con entrando por escrito una aparencia
personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones
a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso
puede proceder sin usted y un juzgamiento puede set entrado conta usted por la Corte sin mas
aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio
solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante
para usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED
NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA
AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO
CONSEGUIR UN ABOGADO.
SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE
PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER
SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O
GRATIS.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013-
717-249-3166
CCP Notice to Defend
W&A File No. 162565015
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A. : No.
Plaintiff
VS.
JENNIFER A STAHLNECKER : CIVIL ACTION - LAW
Defendant(s)
COMPLAINT
AND NOW, this 07 day of September, 2006, comes the Plaintiff, MBNA America Bank, N.A.,
by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within
Complaint and in support avers as follows:
1. Plaintiff, MBNA AMERICA BANK,N.A. , is a National Banking Association
organized under the National Banking Act with a principal place of business situated at 655 PAPER
MILL ROAD MAIL STOP 1411, WILMINGTON, DE 198841411.
2. Defendant, JENNIFER A STAHLNECKER, is an adult individual with a last known
address of 416 WALNUT ST, BOILING SPRGS, CUMBERLAND COUNTY, PA 17007.
3. It is averred that Defendant was issued an open-end credit card account by Plaintiff. This
account was created through a written contract between Plaintiff and Defendant, accepted by Defendant
when he signed and utilized the credit card account. A true and correct copy of the Credit Card
Agreement governing this account is attached hereto as Exhibit "A."
4. The Credit Card Agreement contains a binding Arbitration provision providing that any
claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the
National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement
involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. §§1-16
CCP Cmplt - MBNA wo AF 1
W & A File No. 162565015
(FAA) governed the Agreement and that following disposition through the NAF, judgment may be
entered in any state court having jurisdiction.
5. At all relevant times material hereto, Defendant has been regular user of said charge card
for the purchase of products, goods and/or for obtaining services and/or funds.
6. By virtue of Defendant's use and maintenance of this credit card in connection with his
purchases of goods, and services, he became bound to all of its contractual terms, which clearly included
an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to
the NAF having jurisdiction over this claim.
7. Defendant received monthly statements which accurately state all purchases and
payments made during the month, interest charges imposed on the unpaid balance, and the amount due.
A summary of the account showing the balance due and owing is incorporated herein and marked as
Exhibit "B".
8. Defendant did not object to the summary of account.
9. Defendant has made sporadic and irregular payments, if any, which have been applied to
the outstanding balance of this account.
10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on
Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is
the sum of $7,249.20.
11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or
delinquent balances on said account shall continue to bear interest at the rate of 18 %.
12. The amount of interest which has accrued on the aforementioned account is the sum of
$275.27.
13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the
collection of the amount due from Defendant.
CCP Cmplt - MBNA wo AF 2
W & A File No. 162565015
14. Despite reasonable and repeated demands for payment, Defendant has failed, refused and
continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the
damage and detriment of the Plaintiff.
15. Any and all conditions precedent to the bringing of this action have been performed by
Plaintiff.
16. The amount in controversy is within the jurisdictional amount requiring compulsory
arbitration.
CCP Cmplt - MBNA wo AF
W & A File No. 162565015
WHEREFORE Plaintiff respectfully requests this Honorable Court enter judgment in favor of
Plaintiff and against Defendant, in the amount of $7,249.20, interest in the amount of $275.27, plus
costs of this action and any other relief as this Court deems proper and just.
Respectfully submitted,
Date:
LIW-
Amy F. Doyle #8706 / Daniel F. Wolfson #20617
Philip C. Warhol-c #86341 / Andrew C. Spears #87737
vi . Galloway #8 onilyn M. Chippie #87852
ara Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - MBNA wo AF 4
W & A File No. 162565015
VERIFICATION
The undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside
of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is
authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the
statements made in the foregoing Complaint are true and correct to the best of his/her knowledge,
information, and belief, based upon information provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa.C.S. Section 4904, relating to unsworn falsification to authorities.
Date: LD
Amy F. Doyle #87462 / Daniel F. Wolfson #20617
Philie5 41 / Andrew C. Spears #87737
avid R. Galloway #87326 nilyn M. Chippie #87852
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - MBNA wo AF 5
W & A File No. 162565015
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Exhibit "B"
CLIENT NO 001730 MBNA ACCT#374632708128291 BALANCE -- 7,249.20
****** PRIMARY DEBTOR ***** C/O DATE 01/01/69 LSTPY DT 04/29/06
*M-ACCT-NO *M-REC-TYPE*M-CUST-TYPE*M-LAST-NAME
374632708128291 A I STAHLNECKER
*M-FIRST-NAME *M-ADDR-1 *M-ADDR-2
JENNIFER A 416 WALNUT ST
*M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH
BOILING SPRGS PA 170079796 7172585182
*M-WORK-PH *M-DOB *M-POE-NAME
7177615343 04/13/66
*M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER
LA01 OA0001
*M-BANK-CODE*M-BRANCH-CODE*M-CALL-CODE*M-RECOVERER-CODE*M-DEALER-CODE
AGNY
*M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE
PAA 0000 06/09/06 09/26/05 01 /01 /69
*M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL
04/29/06 7,249.20 .00 .00 7,249.20
*M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1
7,249.20 .00 .00 OMAAACAM 1
*M-COMMENT-2
001 20060609 0000090
*M-COMMENT-3 *M-COMMENT-DATE
06/09/06
*M-2ND-NAME *M-MONTHLY-INCOME*M-OTHER-INCOME
29.16 .00
*M-MONTHLY-PYMT*M-OTHER-PYMT*M-OWN-RENT-CODE*M-RECOVERY-SCORE*M-NEXT-PAY-DATE
.00 .00 R 0677
*M-LAST-INT-DATE*M-LAST-CONTACT-DATE*M-COMM-RATE*M-HOME-PH-FLAG*M-WORK-PH-FLAG
0000
*M-ADDR-FLAG*M-SSN *M-MIO*M-AG
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C w i I Court of the City of ?cxs \i a? P,
County of Ctimbes \c , State of
Case No. O(p - .54 99
rc,?nA Ar?.erZee? ?.tk ?.A ? ,
Plaintiff(s),`
Answer In Person
And Verification
VS.
Defendant is advised to mail copy of this Answer to:
Defendant(s),
Woipaf4 V Abr WNrnF-,m "P
(Attorney for the Plaintiff)
LkwpO -cfmkekel Su- e3c?
CQI\_ OrT?I\ rPA ??a?1
Response
I ?tr?: ec• A S?o;hlneclte!' , am the Defendant in this action. As my
answer to the allegations(s) made in the Complaint, I offer the following:
X General Denial
Other
Date
yIU V..)Wvud ?.
Si ture .Me ndant in Person
m -c6 -Q1W
Defendant's Address
????tn??pT?} Q 1? 1?eo1
AIQ? hetp Qe{ ow=? bV"} 15? `xw_,-e Mir
r ON u4
u?\?t ON i ?v? ry?- ci "K
Defendant's Telephone No. City, State, Zip Code
VERIFICATION
State of ? ?') , County of ss:
JQ c?r??er ?41- , being duly sworn, deposes and says: I am the
Defendant in this proceeding. I have read the Answer in Person and know the contents thereof to
be true to my own knowledge, except as to those matters stated on information and belief, and as
to those matters I believe them to be true.
??rn 5?\?c
Defendant
Sworn to before me this ?_day of 20?*
Court Employee and Title
e'7 ? R?
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SHERIFF'S RETURN - REGULAR
CASE NO: 2006-05499 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MBNA AMERICA BANK NA
VS
STAHLNECKER JENNIFER A
MICHAEL BARRICK
Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
STAHLNECKER JENNIFER A the
DEFENDANT , at 1853:00 HOURS, on the 28th day of September, 2006
at 416 WALNUT STREET
BOILING SPRINGS, PA 17007
JENNIFER STAHLNECKER
by handing to
a true and attested copy of COMPLAINT & NOTICE together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs: So Answers:
Docketing
Service 18.00
6.16
Affidavit .00
Surcharge 10.00 R. Thomas Kline
.00
34.16 ? 00/00/0000
Sworn and Subscibed to By: "
before me this day Deputy Sh riff
of A.D.
Curtis R. Long
Prothonotary
Office of the Protbonotarp
Cumberfattb Countp
Renee K. Simpson
Deputy Prothonotary
John E. Slike
Solicitor
OL -,51492 CVIL TERM
ORDER OF TERMINATION OF COURT CASES
AND NOW THIS 28TH DAY OF OCTOBER, 2009, AFTER MAILING NOTICE OF
INTENTION TO PROCEED AND RECEIVING NO RESPONSE - THE ABOVE
CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH PA
R C P 230.2.
BY THE COURT,
CURTIS R. LONG
PROTHONOTARY
One Courthouse Square • Carlisle, Pennsylvania 17013 • (717) 240-6195 • Fax (717) 240-6573