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HomeMy WebLinkAbout06-5555ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Thomas R. Dominczyk, Esq. Identification No. 85248 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7154 FORD MOTOR CREDIT COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. SHARI A TASKER 115 W Orange St Shippensburg, Pa 17257 NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. Defendant(s). Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. C5L -- S.5.55 el CIVIL ACTION COMPLAINT AVISO Le ban demandado a usted en la Corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita o en persona o can un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas cn contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Adernas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisioner de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Thomas R. Dominczyk, Esq. Identification No. 85248 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7151 FORD MOTOR CREDIT COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. SHARI A TASKER 115 W Orange St Shippensburg, Pa 17257 Defendant(s). ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 0(. - 5555 &LLTri CIVIL ACTION COMPLAINT 1. Plaintiff, Ford Motor Credit Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Shari A Tasker, is an individual who resides at 115 W Orange St Shippensburg, Pa 17257. 3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 4. On or about September 4, 2003, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $14,028.30 at an annual percentage rate of 10.990%, in order to purchase a certain motor vehicle, 2003 Ford Focus more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $304.93 for a period of 60 months until the loan was paid in full all as is more fully set forth in the Contract. 6. Defendant(s) made monthly payments until October 5, 2005, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit B. 8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant in the amount of $6800.00, however a balance of $4557.14 is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C. 9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 10. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $279.92 and which will continue to accrue. 11. The total amount due and owing at the time of the filing of this complaint is $4837.06. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $4837.06, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. , P.C. THOMi.,/R. P?CZYK, ESQUIRE Attorne. for P ainti VERIFICATION I, THOMAS R. DOMINCZYK, ESQUIRE, verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY, and duly authorized to make this verification on its behalf, that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. ARE DATED: September 14, 2006 PENNSYLVANIA SIMPLE INTEREST VEHICLE RETAIL INSTALMENT CONTRACT DATE 09/94/0 SHARI yer ( RCoTuyet) time, and Addle- (ndudny County end Zip Code) FAMILY RD-hERCU NC. SEP 1 0 20? Bu 96 112 LOCUST ST. 170 YORK RD. SHIPPENSBURS, PA 17257 CARLISLE, PA 17013 ?\ e a39 r!r - ...w....r...n?e..,.._x... ..we?wr:.wntee.draresdrriorfer?senmda. TM'CrhPrWahambMwisthemhpraolthewhkM Th -Tom rah Pliw shown below is tire milk price. toy algmhg dds eamrect, you choose to buy an credit under the ogror maids on tle hart and bade of this contract. 7MEWf Yew and Make ttoekl 6VW tl Tnxft VeNde khratlcatlm Nutnbe use For Yrtddt Phtalwaed FOCUS )0 Personal O Aodculami 003 FORD 1FAFP34P83W332502 ? Commerow INSURANCE Trede•in : N/A 6 N/A YOU MAY OBTAIN VEHICLE INSURANCE Yaw and Male Oroas Afowarxa Amount Dhrkg ITEMIZATION OF AMOUNT FINANCED FROM A PERSON OF YOUR CHOICE. 1. Cash Price »,.......... »............. ..................... _..... ......... S IS955.00 (1) 2. Down Payment Third Party Rebuts Assigned to CreMW .................._._..... $ FOB%- Be Cash Down Payment ...._.._............. ......................... _.». $ 1600. 00 Trade-in $ N/A $ N/A S N/A Yw eA hw.. a.w ra.e.. .aoa. owe Total Down Payment .............. _........ __.._............... .._..... -._........ S 3608.00 (2) 3. Unpaid Balance of Cash Prim (t minus 2)......... .._....._. .............. $ 12355.00 (3) 4. Amounts paid on your behalf (Safer may be retaining a portion of these amounts) To Insurance Companies for Credit Life Insurance (for term of contract) $--fNiA Credit Disability Insurance (for term of contract)....... ... $-?s"?A (Term _J ontha (Estimate)) NiA To Public Officials (1) for license (T 35+00 _), title a registration (S N/A fees S N/A ; (ii) for riling fees S 5.00; (Iii) for taxes (riot in Cash Price) $ 882• S 946.30 To for Msasenger Service............. S N/A T?ORD for EXTENDED SERU III PLSH 675.00 TcF_NILY FORD=MERCLU0au, NOTARY A DOG FEE $ 52.00 To for S N/A Total ...... »....... __»...._ ..... .....»........__.__ . . _._._._....._ S 1673.30 (4) 5. Amount Financed (3 plus 4).... _..... .» _ ....... ............ ._........... $ 14AZB. 3_(!) FEDERAL TRUTH-IN-LENDING DISCLOSURES ANNUAL FINANCE Amount Total of ToW.Sale PERCENTAGE CHARGE Financed Payments Price RATE The dollar amount The amount of crack provided to TM amours you will haw She total coal of your purchase on The coat of your audit will the c st ou or m your Yo when you ? Credit. credit as a yearly rate o y be half have m ade d includ rg w scheduled downpaymem payments d $--,FAR?°ea payment Schedule Number of Amount of Each when payments C XPsyman" payment ere due Your payment schedule - 5---304 93 (momhb statf+ig) all be., 1 ifmai $ -X93_----? - O Prepayment: 11 you pay of your debt early, you will not have to Pay A penalty. Late Payment: You must pay a late charge on the portion of each paymerd received mare than to days tats. The Burgs is 2 percent of to We amours or $50.00 whichever is lees. Security Interest: You are giving a seamy In crest M the vehicle being purchased Contract: Please see this contract for additional iMamation on security Interest, ranpey- default, the rlgluTo require repayment of your debt in full before the scheduled date, end if you ado not meet your mama obiWtlam, you may bee ow V it that you em M1em:ing under this contract. r r._e, a... aa.r rare a.. a. .h. ,r.hYa..nA ...r,.,r er and -alum for ma vaWde. NON-MODIFICATION DISCLOSURE Any change In thi contrast mu Ong' signed by you and the Cmdilor. UYER: X $16N3 SIGNS BY T1AE ARBITRATION PROVISSIO VE READ THE AREVERSE SIDE OF THIS CONTRACT. NOTICE TO BUYER Do not sign this contract In blank. You are entitled to an exact copy of the contract you sign. Keep it to protect your legal rights Buyer and Co-Buyer) acknowledge that (q before signing this Contract Buyer and Co-Buyer) received and reviewed a true amppletely led in copy of this contract and (ii) at the time of signing this contract. Buyer (and Co-Buyer) reeeTv_e_3 a true end Completely filled in copy of this contract. X B air" flit By signing below. the Sear sample thl d Miter tore to Ntase in a "Pon" assignment aasshad to a" mrarso% tbs • a rd r ct? lt t? FAm/may ?? gy ? Tor. coat fit%7W-tt..rre 0`nW_"colon oar nor be M sea atAGA PUN AtrWnVmLL AWMCCINIM10 YOU ARE NOT REQUIRED TO Off CREDIT LIFE, CREDIT DISABILITY OTHER OPTIONAL INSURANCE. CONTRACT WILL NOT INCLUDE T UNLESS YOU SIGN AND AGREE TO THE PREMIUM. THIS CONTRACT DOES NOT INCL LIABILITY INSURANCE COVERAGE BODILY INJURY AND PROPE DAMAGE CAUSED TO OTHERS. O Credit Life Insurer to to Premium Insured(s) Signature Credit 17 Disability Insurer $ 11 Premium Insured Signature D Other Optiona(Insurance Term Insurer $ P wit remium f nit re Credit Ufa and Credit DlsaWalryy insurance are for the sum of the contraeL The amount and oovsragss sn shden In a notice or agreement given to you today. You must Insure the vehicle, It a charge Is shown below the Creditor will try to buy the coverages Ancient for the term shown. will be based on 1M ash value of tM vehicle at time of lose, but not more than the limits of the policy. .1 ? Comprehensive C3 $! A Deducible Collision ? Fire- ThaRLanb'vrod Addlional Coverage I7 Toeing and Labor ? Tenth Months (Fstlmats) premium $ _11713- ? oem Catheetladen Wolvr Addendwa (0ptkee0 If ads box Is chocwd you have purchased a debt concelatlon waiver. Purchase of this owersoe is ano oorman 1.6 w debt coto obtain cradi. ndetetat xvNeerr we urmal set h>DdpoMad fords In ee attached Addenxm which Is into the conesa The price for 1M debt renubhtdon waives is set font on ids contract In The Nomination of Amount Financed under Section 4. Program No. QUESTIONS? PLEASE CALL US AT 1-800-727-7000 or Visa as at wwwJordcrodit.com 11t:0at ORIGINAL exHisrt A - I ADDITIONAL AGREEMENTS A. P"aft and Summary Nodes: You must make V payments in U.S. funds when they are due. You mW prepay your MM at any tams without penalty: This Is a ehmpialntersel uanVlict. The scluai %W= charge you Was to-pay will deperq o"Aff psymm patterns. The actual Inarm charge a" closed the diedaeed Finance Charge N you make your payments kW gnat the scheduled data or In Ise tern the aH &A-d atneernt, The Creditor will apply your payments first to to owned and unpaid pad of the Finer= Charge end then to the Amount Financed, The Cmdlkw earns the Flreroo Charge by appyttg to Amur) PsroaNage Rats b fire trhpeld AmohaN fTnwnad ter the 6Ca1e1 tmn th unpakl Amount Fk?arlced N N 1M vehidr:o repoee•ssed, you wE net crew a right b?reln's aR elfin cattrat3 unties tin Creditor apes. & Security Interest; You give the Creditor a security Interest in: 1. The vehicle and d parts or other goods put on to voice; 2. AN money or goods received for the vehicle; and 3. AN htaurence Premiums and service contracts financed for you. The secures payment of ea anounts you owe In this COMICIL It ado secures your other agreements ten We contract. C. Use of Vehicle - WARRANTIES: You most lake csr of are mhids and obey as laws In using IL You may teat see or rent the vehicle, and you must beep it hoe Iron am dams at others. You will not use or permit the use of the vehicle oubMe of to United States, except for up to 30 days In Canada or Modco, wahoul the prior vMNen consent of ON Creditor. H the vehicle Is d a type rnormaly used for persarnl use and the Creditor. or the Vehol•'a manuoehtrar, attEkil a wrlttsn warranty or service contrail covering the vehiOle within 90 days from the date of this contract, You got knOW warranties of nnrchantabilhy and tlbteee Ion a particular purpose covering the vehicle. Otherwise, you understand and agree that there we no such Implied warrantee. D. Inaxancen You must Insure yourself and the Creditor agepnt loss or damage to the vehicle. The Creditor must approve•the type and amount of Instsanco. If the Creditor obtains a refund on Insurance or service oonlacb, the Crsdkor will subtract the. refund from what you owe. Whether or not the Vehets is' Insured, you must pay for It N it Is loot damaged, br destroyed. N a charge for vehicle insurance is shown an the front the Creditor will try to bury the coverages docked for the term shown. The Creditor is riot liable, though, N he cannot do sot ill these coverages coat more than due araunt shown for Insurance, the Creditor may buy them for a shorter term or he may give you erect for the amount shown. N he cannot buy any Insurance. he wig give you credit for the arrant shown. The credit will be made to the last payments dua E. Late Chugs: You will have to pay a late charge on the portion of each payment, ma)e more than sect days tale. The Marge is shown on the from. Acceptance of a lots pymerkdoes not excuse your default or mean that you can keep making payments after they are duo. The Creditor may take the steps set forth in this contract, N there to any Maud. F. Default: You wE be In del" II: 1. You do not make a payment when it Is due; br ' r 2. You gam false or mislisading Information on Your aedl the co~ or 3. Y eeb:edb by any bd ogle or federal pmnq* and an corm"d y or Ishill to you; 4, You fie a bwlkr p" pegaon or one N Nod against you; or S. You do not keep any othw promise In this contract. N you are In do" pro Creplor may rel tilre you b pay at one the Wpald Amount Financed, the awned and unpaid pail of the Ronnce Charge and at other amounts due Wider who contract. He may tepossea (late beck) the vehicle. too No may woo take goods lead in or on tin vehicle when repossessed and had them for you. It the vehicle Is taken boot, he Will send you a notice. The notice will say that you may redeem (byr bads) to vehicle. it will see slow the amount needed to redeem. You may redeem the vehicle up to de time to Creditor date t or egress to ad N. N you do not redeem the vehicle, it will be sold. The Creditor will use the many from sea sale, Ises the allowed expenses, to pay the amount eta owed on see CCN*W. Expenses paid as a a" result of having to retake gar veklole, hold it for eats, and ad it are, as permitted by allowed expenses. Lawyers' fees and legal costs permitted by law are etio K too. The Creditor wig bey you any MOW Ian (a surplus). You Will pay any many am owing after do sate to tin Creditor. N you do not pay this amount when the Credbr a" the Creditor may charge you Noted at the highest lawful rate unntg you pay. G,' Consuher Reports: You authorize Fad Moor Credt Com- pany to obtain conaraner as& reports from consumer reporting agences (aedN bureaus) for any reason and at any Nme In con. nation with We contract. 1L General: To contact Fond Motor Credit Company about't is smmun , call 1400727-70110. A )s% you may "lake address wd other selected changes at www.tordaetitwn. The law Of Pwm- sywaia appfea to this contract. N the law dose not stow ON of the agreements In the c:ortract, the ens that are not allowed will be void. The rest of this contract will Will be good. NOTICE - ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE bEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THEPEBTOR HEREUNDER. Used Motor VeW&% Buyers Guilds It you are buying a used vehicle with this contract, federal regulations may require a special Buyers Guide to be deplayed an Me window of go vehicle. THE INFORMATION YOU SEE ON THE WINDOW FORM FOR THIS VEHICLE IS PART OF THIS CONTRACT. INFORMATION ON THE WINDOW FORM OVERRIDES ANY CONTRARY PROVISIONS IN THE CONTRACT OF SALE. GUARANTY TO cause the Seller to sell to vehicle described on the front of this contract to the Buyer, on credit each person who signs below as a 'Guarantor' guarantees the payment of tie conbaCt. This means that If the Buyer faits to pay aey money that is owed ort We Contract, each one who signs as a guarantor will pay it when asked Each parson who signs below agrees mat he will be Ilabte k1r the whole aheunt owed even if one or more other persons also signs Iris Guaranty. He also agrees to be gable even It the Creditor does one or mare of the fdloWng: (a) gives the Buyer more tkne to pay one or more payments, or (b) gives a release In full or In part to any of the other Guarantors, or (C) releases any security. Each Guarantor also states tot he has received a Computed copy of this contract and this Guaranty at the time of signing. Guarantor Address Guarantor Address nee N•lo. •.lI•I.VI. fnV?NIVi? YNrf?rY,?T Nr{V rn {r 0•GR{IRC{ ? ?? ? \? _??; ARBITRATION n is a method of resolving wry am, dispute, or controversy (cdlsetlvety, a 'Claim') witwut tang a lawsuit in court. Either y w ('us' a'WS`? teschParly") d my choose at ay time, Including after a ewsut a sled, b thave any CIaIn rooted o me a died bee ttnbtraf? Such Game inclnxe but are not amaed o to t) CleMks N aahtraa, art, «othawise; ngardrg to Intshpretstlah, sttope, « vagdlty d this t:laues, « dMrbU?y d ieetae: yj Clakrre ?yrxt and Ue. < fie. agante, sudxasems, aeagns. ehAadaries, or afRlalas; 4 Clalehs areltg out o(a raatkg to yes sppaadon for awn. a of anY rauNinO treneactlon a' nlydomnhiP. odudkg tint with tk• teaor. « wy axth raetanikip wth turd pwdee who do n RIGHTS YOU AND YsE AGREE TO GNE UP W. you or we ON. a , Von you and we agree to waive the following rights: • RIGHT TO A TRIAL. WHETHER BY A JUDOS OR JURY • A OO INS U1111 WHETHER IN COURT OR 94 AARBITRA? n 1 E OR A CLASS MEMBER IN ANY CLASS CLAIM YOU MAY N/ • BROAD RIGHTS TO DISCOVERY AS ARE AVAILABLE IN A LAWSUIT • RIGHT TO APPEAL THE DECISION OF AN ARBITRATOR • OTHER RIGHTS THAT ARE AVALABLE N A LAWSUIT hits You And We Do Not N Give tl•: a Claim is aamt@d, you and we will continue to haw 10 aonra?an provision rot no any caasrc t) RI TRW to Wo b Me Danknklpelpry In court 2) Right o arntonxa this a ?kncud kterksi k?i daww law nswsan ~w arbgrat« As ahiMhomty. tl action to onforoo It* abtreta's dscelaK and 4) Right to request to mosem cow or Either Paft obtained + any aseooatan below and the cow Party to I sts%j ilcm The appgade rules (the 'Rules' may ftom the association. • American Anbllnedon Association ('AAA7 at 1-gga776-7878, or ww,r.adr erg; J.A.M.S.IEMeputs w t g00J48 1060 or www)wn conk NsaorW Arbarathen Fenrw ar i.adak,l1L2A71 N ? .,n.a,..,,...w.. Of This Is &A*d to the shall be In contract wtHw with a suix pi FDtawr-e L*01 prwwellaa agrdmarwrt "'PRN••' Ford Motor Credit Company P.O. Box 3076 COLUMBIA, MD 21045-6076 (600) 677-0730 P03SC7t10200014 SHARI A. TASKER 115 W ORANGE ST SHIPPENSBURG PA 17257 Date of Repossession 01-12-2006 Date of Notice Date of Contract 01-132006 09.04-2003 Account Number: 035259469 BgLw SHARI A. TASKER Cobuyer DESCRIPTION OF PROPERTY Year 2003 Make FORD ? New ? Used Vehicle identification Number: 1FAFP34P83W332502 Model FOCUS Body . R NOTICE OF OUR PLAN TO SELL PROPERTY We have your property described above because you broke promises in our agreement. Mx PRIVATE SALE: We will sell the property described above at private sale sometime after 15 days from the Date of Notice shown above unless redeemed by you prior to such sale. ? PUBLIC SALE: We wM sell the property described above at public sale to the highest bidder on the date below (or any adjournment date). The sale will be held as folio": Date of Sale Time of Sale Place of Sale You may attend the sale and bring bidders if you want. NOTICE OF REPOSSESSION The money that we get from the sale (after paying our costs, including reasonable attorney's fees and legal expenses if permitted by law) will reduce the amount you owe. If we get less money than you owe, you will still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else. You can get the property back at any time before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses. See How To Get Your Property Back for an itemization of amount owing. To learn the exact amount you must pay, call us at the telephone number above. If you need more information about the sale call us at the telephone number above, orwrite us at the address above. If you want us to explain to you in writing how we have figured the amount that you owe us, you may call us at the telephone number above, or write us at the address above and request a written explanation. We are sending this notice to the following people who have an interest in the property described above or who owe money unde your agreement: 1) The buyer and any cobuyer named above; 2) Any dealer/original creditor named below; 3) If there are other people, they are named on an attachment sent with this notice. The property is presently stored at BEN RECOVERY BEN EC PA HOW TO GET YOUR PROPERTY BACK To get your property back, pay us this amount by certified check or money order before the vehicle Is sold. Unpaid Balance $ 10,980.34 Plus Costs: Repo Expenses $ 200,00 Plus Late Charges $ 18.30 Less Finance Charge Rebate $ Less Insurance Premium Rebate $ TOTAL $ 11,198.64 (Plus expenses incurred if default at the time of repossession exceeded 15 days and less rebate received after the date of this notice.) Your property won't be sold until 15 days after the date of this notice at the EARLIEST. After that you can slip get it back any time before irs actually sold. If you do, we'll have no further claim on W. But the longer you wail, the more costs (including repairs) you may have to pay. It you have any questions about this, please call us- 0 The property has been (or will be) returned to: (dealer/original creditor) Under our agreement with your dealerloriginal creditor, the dealer/original creditor is to sell the property and pay you any money left over. If you owe money after the sale, you will pay it to the dealerloriginal creditor. ? PERSONAL PROPERTY: Any personal property found In the vehicle may be reclaimed by you within the next 80 days or, in accordance with state law, by contacting this office. Thereafter, the personal property shall be disposed of accordingly. ? Creditor has assigned to its qualified intermediary (01 Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above PAYMENTS: All payments to us must be by certified check or money order. MILEAGE DISCLOSURE: If you are aware that the mileage reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we can accurately report the vehloWs mileage. INSURANCE RIGHTS: It you don't want to get your properly back, call the insurance company or the dealer/original creditor to make sure that any insurance has been cancelled. You have a right to get credit for all premium refunds. JESSICA A. SNYDER FFNA 11eea.37 Jan 02 PwA-a edkbrro may NOT be used. CUSTOMER/CUSTOMER FILE Printed in U.S.A. OBIT .i`.. _ •.•,'? ?..? ?;::.' <%• ?"';? is ? ,•; , ? i -IjE.,,.• •,+4.•..!A?.•i':??i!'fi3?i?`=i?a.aCSa'fQ4?? y <z Wmaand Addreis of 9 Zn 38120 Amrhein Livonia, M148150 Ar" Wm*w 1 U0112r,0559375 SP-034819180 KAREN P. BARBER 48 RINEHART LN 5370 2 WAYNESBURG PA' uumaLU051l3to CR-034752640 CHARLIE M. DAMS 60M NEW FOREST CT WALDORF MD 206D3.4748T 4 p? v 00112110559377 11-06259489 SHARI A. T KER 115 W ORANGE ST SHIPPENSBURG PA 17257 B. U01121zos59378 JJ-035064869 MISTI L. COYLE 7 180 SW ITH CT YORK PA 17404 r Llped pr e?,pv ReGtved M Pop On Ps Form 3877, Feb uery 2DO2 (Pepe t or 2) ? a earvka: Mbt Sung Here af ? ,. CttlMd f] RemreeaDe9re7{Mtem pbnY) wtlAafa :0. o ?, SOW ,Yrpien,edon n. te,Maae ..• cco" w JARS 13 20Q6 ? V" pate of Etas H a ,4&M M pawl Seek Cw: a* a 2rca4 Pepspa drmft M M M FM Cb 005 0390 4003 0907 9428 h 77 7 ?'• I? 00112120559379 7005 0390 0003 0 907 9466 35 0390 0003 0907 9435 JJ-025249636 TAYLOR MELA J . PA 1120 WEST FRONT ST (REAR) , BERW ICK PA 18603 --- 00112120559380 d 0 15 0390 OQD3 0907 944'c JJ-038730921 7005 9340 0003 0907 9473 RICKY A• WEEST 1r 6301 ROUTE 225 ELIZABETHVILLE PA 17023 C IN C v ' Qs E E O H 105 03 31 907 49?- DO T y cc 0 - & 2 to 0 Mk or Hell Point Pon See Privacy Act Stdoment on Rsvw" Ford Motor Credit Company PO BOX 3076 COLUMBIA MD 21045-6076 800 6770730 DATE: 2006-02-22 P04411100000045 SHARI A. TASKER 115 W ORANGE ST SHIPPENSBURG PA 17257 STATEMENT OF SALE Account Number: 035259489 The following property has been sold. Year Make Model 2003 FORD FOCUS Balance owing on your contract Vehicle Identification Number: 1FAFP34P83W332502 Deduct: Finance Charge Rebate Balance less Finance Charge Rebate (1 - 2) Deduct: gross proceeds of the sale Balance less gross proceeds of the sale (3 - 4) Add: Expenses of retaking and storing, and any attorneys' fees allowed by law, and expenses of reconditioning and selling. Deduct: Insurance Premium Rebate Other: (1) $ 10, 998.64 (3) $ 10.998.64 (5) $ 4,198.64 (9) $ 4557.14 Deficiency** (10) $ N/A Surplus* The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest added to your account (debits). Surplus* or Deficiency" * If the sale resulted in a surplus, a refund for the difference will be mailed to you. ** If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for payments shown below. For additional information call or write: Mail deficiency payment to: Ford Motor Credit Company Ford Motor Credit Company P.O. BOX 6508 DEPT 194101 MESA ARIZONA 85216-6508 P.O. BOX 55000 EXHIBIT (800) 732-2264 DETROIT MI 48255-1941 FFNA11990 01104 Previous editions may NOT be used. (2) $ 0.00 (4) $ 6,800.00 (6) $ 358.50 (7) $ 0.00 (8) $ 0.00 ?J o c N w N C'n Q Gam' "t1 1.s 1 ? m ' r ; ^} -ro ?5m V3 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Thomas R. Dominczyk, Esq. Identification No. 85248 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (21--)) / ZS9 I 1 J4 FORD MOTOR CREDIT COMPANY Plaintiff V. SHARI A TASKER CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 06-5555 Defendant(s). PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the verification of the Plaintiff, Ford Motor Credit Company, for that of the verification previously filed. Respectfully submitted, MAURICE & NEEDLEMAN, P.C. J( A for Plaintiff ESQ Date: October 13, 2006 R .? CERTIFICATE OF SERVICE I, Joann Needleman, Esq. hereby certify that on this date I have caused a true and correct copy of the foregoing Praecipe to Substitute Verification on behalf of Ford Motor Credit Company, to be served by regular, first class mail, postage pre-paid upon: SHARI A TASKER 115 W Orange St Shippensburg, Pa 17257 MAU44CE "EEDLEMAN, P.C. BY: for Plaintiff DATED: October 13, 2006 VERIFICATION I, Barbara Buckwalter verify that I am the Authorized Representative for Plaintiff, Ford Motor Credit Company, and are duly authorized to take this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY: GC,?'?1 ` ?Q DATE: OCT 0 9 2006 SHARI A TASKER Our file no. 4515 48063000000035259489 t ? ^? ?. . ?: ,- , r-?;: c? ---t ? ,n ' t . f `;) CJ1 r,, ,:? 1 ?J_ti ? l.. _r; == C. _i _?. L ? i ' ? .? ts_l 1 X17 -,. --C SHERIFF'S RETURN - REGULAR CASE NO: 2006-05555 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FORD MOTOR CREDIT COMPANY VS TASKER SHARI RONALD HOOVER , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon TASKER SHARI A the DEFENDANT at 1130:00 HOURS, on the 4th day of October , 2006 at 115 W ORANGE STREET SHIPPENSBURG, PA 17257 by handing to SHARI A TASKER a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: So Answers: Docketing 18.00 / Service 17.60 Affidavit .00 Surcharge 10.00 R. Thomas Kline .00 45.60,.' 10/06/2006 MAURICE & NEEDLEMAN Sworn and Subscibed to By: <??C 1-14 before me this day Deputy She iff of A. D. MAURICE & NEEDLE AN, P.C. BY: Joann Needleman, sq. Identification No. 74276 Charlene A. Taylor, Esq? Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff IN /69_/101 FORD MOTOR CREDIT COMPANY Plaintiff V. SHARI A TASKER Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 06-5555 (X) Notice is hereby given that a judgment in the above-captioned matter has been entered against you in the amount of $3979.52 on 0 LV? ? -0 7 (X) A copy of all documents filed with the Prothonotary in support of the within judgment is enclosed. Prothonotary/Clerk by: Lu (c If you have any questions regarding this matter, please contact the filing party: Name: Joann Needleman, Esquire Address: Suite 935, One Penn Center at Suburban Station 1617 J.F.K. Boulevard Philadelphia, PA 19103 't'elephone No.: 215-789-7161 (This Notice is given in accordance with Pa.R.C.P. §236) MAURICE & NEEDLE AN, P.C. BY: Joann Needleman, sq. Identification No. 74276 Charlene A. Taylor, Esq Identification No. 2039210 i 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (21 ?) izsy- iidi FORD MOTOR CRED T COMPANY CUMBERLAND COUNTY COURT OF Plaintiff COMMON PLEAS V. I CASE NO. 06-5555 SHARI A TASKER Defendant(s) PRAECIPE TO ENTER JUDGMENT TO THE PROTHONOTARY: No answer havipg been filed in the above Civil Action, kindly enter Judgment in favor of Plaintiff, and against Defendant, SHARI A TASKER in the amount as follows: Principal Amount $ 3258.24 Interest to Date $ 721.28 Costs $ 0.00 ,Attorneys Fees $ 0.00 TOTAL $ 3979.52 MAURICE & NEEDLEMAN, P.C. Date: September 17, 2 07 BY: JOM)qEEDLEMAN, ESQ. At ev for Plaintiff MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq Identification No. 20392f0 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7161 Attorneys for Plaintiff FORD MOTOR CREDIT COMPANY CUMBERLAND COUNTY COURT OF Plaintiff COMMON PLEAS V. CASE NO. 06-5555 SHARI A TASKER Defendant(s) AFFIDAVIT OF MAIL SERVICE STATE OF PENNSYLVANIA COUNTY OF PHILADELPHIA SS. I, JOANN NEEDLEMAN, ESQUIRE, being duly sworn according to law, deposes and says that she is an attorney at law and that on 11/ 01/2006 she mailed a written Notice of Intention to File the Pr4ecipe to Defendant, SHARI A TASKER, at 115 W ORANGE ST , SHIPPENSBURG, PA !17257 by regular and certified mail, article nos. 7155 5474 4100 4339 7786. Copies of the receipts evidencing said mailing are attached hereto. A copy of the signed green card evidencing receipt of said mailing is attached hereto as well. MAURI BY: JO At SWORN TO AND SUBSCRIBED 41 before me this 7 day of' ' 200 Notary%y Public 6e-?J? i I DLEMAN, P.C. 1 EDLEMAN, ESQ. for Plaintiff oi41 pNW H OF PENNSYLVANIA N6Hafif't{ Seal Agnes SLIM ntl, Notary Public C1ty Of (oN19(1E1Phia, PHkdelphia County My CommMion Expims Jan. 20,20M Membef, Pennsylvania Association of Notaries MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103, Attorneys for Plaintiff (21-'))'169- /161 FORD MOTOR CRED T COMPANY CUMBERLAND COUNTY COURT OF Plaintiff COMMON PLEAS V. I CASE NO. 06-5555 SHARI A TASKER Defendant(s) CERTIFICATION OF NOTICE TO ENTER DEFAULT JUDGMENT It is hereby certified that a written Notice of Intention to File the Praecipe was mailed on 11/01/2006 to Defendant, SHARI A TASKER, against whom judgment is to be entered after the default occurred and at (least ten (10) days prior to the date of the filing of the Praecipe. A copy of said Notice dated 11/01/2006, a copy of the receipt for certified mailing to the Defendant and affidavits of service of said notice are all attached hereto. MAURICE & NEEDLEMAN, P.C. BY: J for Plaintiff , ESQ. Date: September 17, 2007 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276', Charlene A. Taylor, Esq.! Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (215) /69-/161 FORD MOTOR CREDI COMPANY Plaintiff V. SHARI A TASKER Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 06-5555 CERTIFICATION OF ADDRESSES It is hereby certified that the parties have the following addresses: Plaintiff- FORD MOTOR CREDIT COMPANY P.O. Box 6058 MESA AZ 85216 MAURICE & NEEDLEMAN, P.C. BY: JgAYIYNEEDLEMAN, ESQ. A(ttq(mev for Plaintiff Date: September 17, 2Q07 Defendant: SHARI A TASKER, 115 W RANGE ST, SHIPPENSBURG, PA 17257 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 742761 Charlene A. Taylor, Esq? Identification No. 20392 935 One Penn Center 1617 John F. Kennedy lvd Philadelphia, PA 19103, (215) 789-7161 FORD MOTOR CREDIT COMPANY Plaintiff V. SHARI A TASKER Defendant(s) Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 06-5555 AFFIDAVIT OF NON-MILITARY SERVICE STATE OF PENNSYLVANIA SS. COUNTY OF PHILADELPHIA I, JOANN NEEDLEMAN, ESQUIRE, being duly sworn according to law, deposes and says that she represents) the Plaintiff in the above entitled case and that Defendant, SHARI A TASKER , is over 18 y ars of age; the occupation of Defendant is unknown and to the best of Plaintiffs knowledge, information and belief, Defendant is not in the military service of the United States, nor any State of Territory thereof or its Allies as defined in the Soldiers' and Sailors' Civil Relief Act of 1940 and the amendments thereto. MAURICE BY: SWORN TO AND SUBSCRIBED before me this day of , 2007 Notary Public DLEMAN, P.C. for LEMAN, ESQ. C IMMONV?EALTH OF PENNSYLVANIA Notarial Seal Apses Belland, Notary Public City Of Phlladelphia, re My Cwnbslon EVree Jan. 20 ,2009 Member, Pennsylvania Association of Notaries Suite 935, One Penn Center 1617 John F. Kennedy Blvd. Philadelphia, PA 19103 tel. 215.665,1133 fax 21 S.S63.8970 www.mnlawpc.com Donald S. Maurice Member NJ Bar Board Certified Creditors' Rights Law American Board of Certification Joann Needleman Member PA 9 NJ Bar Thomas R. Dominczyk Member NJ & PA Bar Sondra J. Sutton•Simanski Member NJ 8 NY Bar Nove?nber 1, 2006 Our File No. 4515 VIA (CERTIFIED & REGULAR MAIL SHARI A TASKER 115 ? V ORANGE ST SH PENSBURG, PA 17257 RE: FORD MOTOR CREDIT COMPANY v. SHARI A TASKER CUMBERLAND COUNTY COURT OF COMMON PLEAS, CASE NO. 06-5555 Dear SHARI A TASKER: Enclosed please find a ten (10) day notice of default which is self- explanatory. This is being served upon you due to your failure to respond to P aintiffs Complaint served upon you on 10/04/2006. Unless an answer to P aintiff s Complaint is filed with the Court within ten (10) days from the date of this notice, a default judgment may be entered against you. If you would like to discuss a resolution to this matter, please call our offi6e at 908-575-0220 ex. 21. Thank you for your prompt attention to this matter. New Jersey Office MAURICE 6 NEEDLEMAN, P.C. 250 Route 26 West Suite 203 Bridgewater, NJ 08807 tel. 908375.0220 fax 908.S75.0632 CORRESPONDENCE IS AN ATTEMPT TO COLLECT A C, AND ANY INFORMATION OBTAINED WILL BE USED THAT PURPOSE. THIS FIRM IS A DEBT COLLECTOR MAURICE & NEEDLEMAN, P.C. BY: Joann Needle ,Esq. Identification No. 7 276 Thomas R. Dominc yk, Esq. Identification No. 8 248 935 One Penn Cent r 1617 John F. Kenn dy Blvd Philadelphia, PA 1 103 (215) 789-7154 Attorneys for Plaintiff FORD MOTOR CREDIT COMPANY Plaintiff V. SHARI A TASKED Defendantrs CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 06-5555 H TO: SHARI A 115 W,OI YOU ARE WRITTEN AP E1 WRITING WttH CLAIMS SET FO FROM THE DAT] AGAINST YOU PROPERTY OR YOU Ski DO NOT HAVE BELOW. THIS O HIRING A LA IF YOU C ABLE TO PRbV FEE: IMPORTANT NOTICE rASKER DATE: November 1, 2006 ANGE ST iBURG. PA 17257 N DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A RANCE PERSONALLY OR BY ATTORNEY AND FILE IN HE COURT YOUR DEFENSES OR OBJECTIONS TO THE .TH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS OF THIS NOTICE, A JUDGEMENT MAY BE ENTERED ITHOUT A HEARING AND YOU MAY LOSE YOUR CHER IMPORTANT RIGHTS. fLD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH FICE CAN PROVIDE YOU WITH INFORMATION ABOUT JOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY CUMBERLAND COUNTY BAR ASSOCIATION LAWYER REFERRAL SERVICE 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MAURI NEEDLEMAN, P.C. BY N DLEMAN, ESQ or ey for Plaintiff '? • Patents 5,513,277 • - Into S y ryryry??? m a 5,697,698 a 5,848,809 + stain 7155 54 4 4100 4334 iiµ 'a UPiase Fnrtn a com• +' MSA CMF-134 05" + _? o ? ? v ? m x s < n o D O tp ° 0 m a a m ° . q D ? m w ? < m a D ? v c n ? ? m o N D < K m CL o v ? N 4 m w H m O a 0 0 m m o d _ m o 3 ? b U m o ? N m '• a m o a . s r = °- s X r : CL M -O _ cu y = 00 w ° a C 53 o ON mT S x -0 CD (D - yU) ? ? = m -x c M CA m N - ??D n. 0;0 CD CD -VM CD go -p Z m ?3v r- w ~ D z PS Form 380 ( ;c f .Q cn ? n o Sc -' n ? . ?' - Zi N v_ n C _ ? Q rn CO) t[t (D 3 C A ;oy "n -4 N o 01 4 o? 9b -Ir3? MOM N BOB) od pue `p?eO ssaappb? ?(Janllaa O lege I1eIN pegpeo (p,jeo idieae uan;ea sesn) eoiLeg ;dl oeH ujn;e21 HIIM II W pa1lwao O Elm ssajppy s,Japuag r Cn (/) D t 3 U7 0) ?2 CD C, D m O cy D ? al C 7 y OO (D CD N 13 aCD? N O y V N (? O N tb O M ft N CD c ?QO = y N O 3 C A CC" O CWO o Idlaoab lenplnlpui Q o- -0 (0 =r (A) . u, Oc CD CD ?-Qm (Dgo -0 :3 Z m ortv w? 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Shippensburg PA 17257-1742 Code city __State ZIP + 4 Coda ii }} {{ JJ ~:•??- r - fit fit flif'fi37rif,r I ?, .? ?o °`? ?. a ? . . ? ??= Q r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD MOTOR CREDIT COMPANY :No. 06-5555 Plaintiff vs. SHARI A TASKER :CIVIL ACTION r' Defendant 3cz w : PRAECIPE FOR SUBSTITUTION OF COUNSEL TO THE PROTHONOTARY: Kindly substitute Lloyd S. Markind, Esquire of the law offices of Sklar - Markind, 102 Browning Lane, Building B, Ste 1, Cherry Hill, New Jersey 08003 as counsel for the Plaintiff in the above entitled matter. The undersigned hereby consents to this substitution. Lloyd S. Markind, Esquire Superseding Attorney Sklar - Markind 102 Browning Lane, Bldg B, Ste 1 Cherry Hill, NJ 08003 ID #52507 i Joann Needleman, Esquire* Withdrawing attorney Maurice & Needleman, P.C. 935 One Penn Center Philadelphia, PA 19103 ID#74276 Dated: January 23, 2013 Dated: January 23, 2013 * Signed with permission of Joann Needleman, Esq. FILE NO.: FT110706