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Home My WebLink About09-25-06 CHARLES W. RUBENDALL II ROBERT L. WELDON EUGENE E. PEPINSKY. .JR. .JOHN H. ENOS m GARY E. FRENCH DONNA S. WELDON BRADFORD DORRANCE .JEFFREY S. STOKES ROBERT R. CHURCH STEPHEN L. GROSE R. SCOTT SHEARER ELYSE E. ROGERS CRAIG A. LONG YEAR .JOHN A. FEICHTEL DONALD M. LEWISIII: STEPHANIE KLEINFELTER ERIC R. AUGUSTINE TODD F. TRUNTZ CAROL L VERISH KEEFER WOOD ALLEN & RAHAL, LLP ATTORNEYS AT LAW 415 FALLOWFIELD ROAD, SUITE 301 CAMP HILL, PA 17011-4906 PHONE 717-612-5800 FAX 717-612-5805 ESTABLISHED IN 1878 OF COUNSEL: HEATH L. ALLEN N. DAVID RAHAL SAMUEL C. HARRY EIN No. 23-0716135 www.keeferwood.com HARRISBURG OFFICE: 210 WALNUT STREET HARRISBURG. PA 17101 September 21,2006 PHONE 717-21515-8000 717-612-5808 cswindler@keeferwood.com Via: Certified Mail Cumberland County Register of Wills Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013 ~ t-:,> -::; -=7;> c........ i'Tl en C) ~-'1 C..:J 0 --0 ::v ,.. r,) CJ \-,1 rTI T1 c..rJ 0 ,.r'.-.... C) -0 --n -n c"S :-n N III ----I C) (~ -\1 N Re: Estate of Dorothy K. Lafferty File #21-06-0040 Dear Sir/Madam: Enclosed herewith for filing please find the following: 1. Pennsylvania Inheritance Tax Return (filed in duplicate;) 2. Inventory; 3. Check in the amount of $2.46 in payment of tax due; 4. Check in the amount of $30.00 in payment of your filing fee. Kindly acknowledge receipt of these documents by time-st enclosed copy of this letter and returning it to our office. Thank /cds 91404 Enclosure Sincerely yours, oL." &.W Ca~ D~windler, Legal Assistant to Elyse E. Rogers I COMMONWEALTH OF PENNSYLVANIA REV-1162 EX(11-96) DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT. 280601 HARRISBURG, PA 17128-0601 PENNSYLVANIA RECEIVED FROM: INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT NO. CD 007254 LAFFERTY WILLIAM J JR 11 SUNSET LANE L1TIZ, PA 17543 ACN ASSESSMENT AMOUNT CONTROL NUMBER -------- fold ---------- -------- 101 I $2.46 ESTATE INFORMATION: SSN: 176-22-3950 I FILE NUMBER: 2106-0040 I DECEDENT NAME: LAFFERTY DOROTHY K I DATE OF PAYMENT: 09/25/2006 I POSTMARK DATE: 09/25/2006 I COUNTY: CUMBERLAND I DATE OF DEATH: 12/29/2005 I I ; TOTAL AMOUNT PAID: $2.46 REMARKS: WILLIAM J LAFFERTY JR CHECK#1065 INITIALS: WZ SEAL RECEIVED BY: GLENDA FARNER STRASBAUGH REGISTER OF WILLS REGISTER OF WILLS Register of Wills of Cumberland County, Pennsylvania INVENTORY Estate of Dorothy K. Lafferty No. 21-06-0040 also known as Date of Death 12/29/2005 Deceased Social Security 176-22-3950 No. r--..> William J. Laffertv. Jr. ." g :~ Personal Representative(s) ofthe above Estate, deceased, verify that the items appearing in the follo~gJhventory~ludef~ (:-..::? of the personal assets wherever situate and all of the real estate in the Commonwealth of Pennsylvani~ O!:said DecetDnt, tliaf; ~"'6 the valuation placed opposite each item of said Inventory represents its fair value as of the date ofthe De.ce~s deatIi":-lnd tliati S::';J Decedent owned no real estate outside of the Commonwealth of Pennsylvania except that which appefll"~~ a;'emo~dum~~_i C:3 the end of this inventory. I/We verify that the statements made in this Inventory are true and correct.)tw~nderS1and tIvtt:> a false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to un~@;falsifiotion '001 =n authorities. .- ':J " == ('""5 fTI Name of Attorney: Elyse E. Rogers 73. . J" 41274 / ~~) ~;5 --4 Personal Rep~entative: William J. Lafferty, Jr. LD. No.: Address 415 Fallowfield Road, Suite 301 Camp Hill, PA 17011 717 -612-5801 Dated: )) _~ .--OG, Telephone DESCRIPTION VALUE See attached. Total $715,567.87 (Attach Additional Sheets If Necessary) NOTE: The Memorandum of real estate outside the Commonwealth of Pennsylvania may, at the election of the personal representative, include the value of each item, but such figures should not be extended into the total of the Inventory. Form RW.7 (Dauphin County) - Rev. 9192 RECEIPTS OF PRINCIPAL Estate of Dorothy K. Lafferty As of 12/29/2005 Page 1 Assets Listed in -Inventory (Valued as of date of death) Fiduciary Acquisition Value Checking Accounts PNC Bank Checking 51-4003-6489 $2.82 Accrued Interest JP Morgan Chase Bank Checking 647185578 $2.55 Accruect-Interest $ 12,177.79 10,359.00 $ 22,536.79 Savings Accounts PNC Money Market 50-0356-5616 $ 10,134.74 $22.91 Accrued Interest Members 1st Federal Credit Union 200167-00 11,229.08 $8.61 Accrued Interest Members 1 st Federal Credit Union 200167-05 7,343.90 $9.79 Accrued Interest JP Morgan Chase Bank Savings 1833558701 25,560.87 $16.81 Accrued Interest 54,268.59 Money Market Accounts Wachovia Securities 5021-4430 35,713.90 35,713.90 Common Stocks AT&T Inc. $ 28,935.41 1,171 Units BellSouth Corp 29,500.20 1,080 Units Comcast Corp 4,176.34 161 Units Delphi Corp 28.25 100 Units General Motors Corp 188.15 10 Units Keyspan Energy Corp 5,018.07 141.056 Units Lucent Technologies Inc. 1,155.60 428 Units - RECEIPTS OF PRINCIPAL Estate of Dorothy K. Lafferty As of 12/29/2005 Assets Listed in -Inventory (Valued as of date of death) MetUfe Inc. 23 Units Penseco Finl Srvcs Corp 120 Units PNC Financial Svcs Group Inc. 100 Units Prudential Finl Inc. 14 Units Southern Co 71.9345 Units Verizon Communications 544 Units Avaya 100 Units Mirant Corporation New 1 Units Mirant Corporation New Warrant 2 Units Preferred Stocks PNC Bank Corporation Pfd CV 13 Units $5.85 Accrued Dividend Mutual Funds Waddell & Reed Advisors Fund Inc. 120.131 Units Evergreen PA Tax Free (Wachovia Securities) 664.116 Units Evergreen Equity Tr Balanced Fd CI A (Wachovia Securities) 527.365 Units Federated Muni & Stock Advantge Fd (Wachovia Securities) 1,014.826 Units Nuveen PA Div Advantage Mun Fund (Wachovia Securities) 600 Units $105.30 Accrued Dividend Federal Notes and Bonds US Savings Bonds Series EE 19 Units $19,363.20 Accrued Interest - Page 2 Fiduciary Acquisition Value $ 1,130.91 5,040.00 6,264.00 1,035.23 2,509.08 16,464.16 1,080.50 22.53 22.00 $ 102,570:43 1,381.06 $ 1,341.86 7,544.36 4,603.90 11,447.24 9,573.30 34,510.66 42,863.20 RECEIPTS OF PRINCIPAL Estate of Dorothy K. Lafferty As of 12/29/2005 Assets Listed in -Inventory (Valued as of date of death) Corporate Bonds Duke Energy Corp (Wachovia Securities) 10,000 Units $161.33 Accrued Interest Certificates of Deposit Sovereign Bank CD 0575330261 $65.09 Accrued Interest Members 1 st Federal Credit Union 200167-41 $47.98 Accrued Interest Members 1st Federal Credit Union 200167-43 $3.92 Accrued Interest Members 1st Federal Credit Union 200167-44 $212.94 Accrued Interest PNC Bank 31200140241 CD $39.58 Accrued Interest PNC Bank 31600269605 CD $21.82 Accrued Int.erest Wachovia CD 247412291889191 $61.01 Accrued Interest $ 23,019.67 16,771.29 1,049.31 80,673.11 14,580.46 10,154.91 21,547.19 Residences 3805 Lamp Post Lane, Camp Hill, PA 17011 Household Goods & Fumishings Misc. Household Items Refunds Mellon Bank Refund Check - Page 3 Fiduciary Acquisition Value 10,208.63 167,795.94 215,000.00 9,578.00 1,314.76 Assets listed in-Inventory (Valued as of date of death) Miscellaneous Property 2001 Lexus Sedan Coins found in safe deposit box Aetna Claim Payments -- Medicare Payme"nts Cash found in Decedent's wallet TOTAL INVENTORY - RECEIPTS OF PRINCIPAL Estate of Dorothy K. Lafferty As of 12/29/2005 $ 17,275.00 51.50 92.55 235.05 171.81 - Page 4 Fiduciary Acquisition Value $ 17,825.91 $715,567.87 .. .. , 30V1SOd S" ,- ~. ~I 0' I ~ ~: 8 It) g'i:/ ('\J N ;:: c: II') . N.t .... Q') ..... 'tl :c .L&.. O'l.!! ;! ..,., 0.;, o :!I H31S'VH ...:.... U') ~ m 3" m IT' " C', m' ru. C iC. C C' ..D r=t r=t U') CJ CJ ~ -, -- l- ea ~ UJ' UJ ca - () +-' U) J... -- U. ....-I o M(.O Q)O ... Q') '-.q. ::s " Cf.l ....-I ....-I "a 0 cur. 0....-1 Q:::~ "Oc..; 'Qj .......... q::- ~:E -Q, ~~ tnU ....-I .q. ~ c:<S ~ ~"'C:Sc::~ ~=~ ~~~= "~ U) ....:I ....:I 1-1 :3 ~ O~ CI.l Pl:l;:J ~~ E-IE-I ~Pl:l C!);:J =8 U!~7 Jli~ ~~8~ UU0-4U "'..;!llPllot-.~.....'.-,..llI""'I s REV-1500 EX (6-00) . COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE DEPT. 280601 HARRISBURG. PA 17128-0601 REV-1500 INHERITANCE TAX RETURN RESIDENT DECEDENT I- Z W C W (J W C DECEDENTS NAME (LAST, FIRST, AND MIDDLE INITIAL) Lafferty, Dorothy K. DAlE OF DEATH (MM-DD-YEAR) DAlE OF BIRTH (MM-DD-YEAR) 12/29/200S 01/10/1930 (IF APPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIDDLE INITIAL) W I- ~~~ U ~~ Ua.m ~ [X] 1. Original Retum D 4. Limited Estate 00 6. Decedent Died Testate (Attach copy of Will) D 9. Litigation Proceeds Received D 2. Supplemental Retum D 3. Remainder Retum (date of death prior to 12-13-82) D 4a. Future Interest Compromise (date of death after 12-12-82) D 5. Federal Estate Tax Retum Required D 7. Decedent Maintained a Living Trust (Attach copy of Trust) .....Q... 8. Total Number of Safe Deposit Boxes D 10. Spousal Poverty Credit (date 01 death between 12-31.91 and 1-1-95) D 11. Election to tax under See. 9113(A)(AllachSch0) I- Z W C Z o l!. I NAME Elyse E. Rogers I Esquire FIRM NAME (If Applicable) Keefer Wood Allen & Rahal, LLP lELEPHONE NUMBER 717-612-5801 COMPLElE MAILING ADDRESS . OFFICW. USE ONl.. Y FILE NUMBER 21 - 20Q,!. -.J)04L __ COUNTY CODE YEAR NUMBER SOC~SECURITYNUMBER 176-22-3950 TtIS RET\JRN MUST BE FILED IN DUPUCATE WITH THE REGISTER OF WILLS SOC~SECURITYNUMBER 415 Fa110wfield Road, Suite 301 Camp Hill, PA 17011 215,000.00 191,533.98 0.00 0.00 1. Real Estate (Schedule A) (1 ) (2) 2. Stocks and Bonds (Schedule B) 3. Closely Held Corporation, Partnership or SoI&Proprietorship (3) 4. Mortgages & Notes Receivable (Schedule D) (4) 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) (5) o OFFICW.USE~Y c::; 0 ~ -~~ ~ .::p -0 ~:~ ~g ~ D rTl ("") rnn) :u ! C.:-J fw;n -uo C) '"1'1 --1'1 o ill ,"--, ~._.i -C1 (6) 309,033.89 8,862.09 z o ~ ~ ::) l- ii: ~ w ~ 6. J~ Owned Property (Schedule F) U Separate Billing Requested 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (7) (Schedule G or L) -0 ::r ~ 488,630.03 w (::) .;::- 8. Total Gron Assets (total Linas 1-7) 9. Funeral Expenses & Administrative Costs (Schedule H) (9) 1 O. Debts of Decedent, Mortgage Liabilities, & Liens (Sdledule I) (10) 11. Total Deductions (total Lines 9 & 10) 1 2. Net Value of Estate (Line 8 minus Line 11) 13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been made (Schedule J) 14. Net Value Subject to Tax (Li'le 12 minus Line 13) SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES z o i= c( I- ::;) a. ::E o U S 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under See. 9116 (a)(1.2) x.OO_ (15) 0.00 1,169,645.32 0.00 0.00 16. Amount ofLine 14 taxable at lineal rate x .045-- (16) 17. Amount of Line 14 taxable at sibling rate x.12 (17) 1 8. Amou nt of Line 14 taxable at collateral rate x .15 (18) 19. Tax Due 20.0 CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPA YMENT 2W4645 1.000 (8) 33,413.09 10,001.58 1,213,059.99 (11 ) 43,414.67 1,169,645.32 0.00 (12) (13) (14) 1,169,645.32 (19) 0.00 52,634.04 0.00 0.00 52,634.04 Decedent's Com lete Address: SlREET ADDRESS 3805 Lamp Post Lane Bill Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) 2. Credits/Payments A. Spousal Poverty Credit 8. Prior Payments C. Discount STAlE PA ZIP 17011 (1 ) 52,634.04 0.00 50,000.00 2,631.58 3. Interest/Penalty if applicable D. Interest E. Penalty Total Credits (A + 8 + C) (2) 52.631. 58 0.00 0.00 Total Interest/Penalty (0 + E) (3) 0.00 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 1 Line 20 to request a refund (4) 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) 2.46 A. Enter the interest on the tax due. (5A) 0.00 8. Enter the total of Line 5 + 5A. This is the BALANCE DUE. Make Check Pa able to: REGISTER OF Wl.LS, AGENT (58) 2.46 PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred;. . . . . . . . . . . . . . . D [Z] b. retain the right to designate who shall use the property transferred or its income; . D 00 c. retain a reversionary interest; or ... . . . . . . . . . . . . . . . . . . . . . D [X] d. receive the promise for life of either payments, benefits or care? . . . . . . . . . , D 00 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? . . . . . . . . . . . . . . . . . . . . . . . . . . .. D IX] 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? D IX] 4. Did decedent own an Individual Retirement Account. annuity, or other non-probate property which contains a beneficiary designation? . . . . . . . . . . . . . . . . . . . . , . . . . . . . . . .. [Z] D IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. Declaration of preparer other than the p al representative is based on all information of which preparar has any knowledge. ISLE FOR FILING RElURN DAlE ,;;2J2 -- t?I For dates of death on or after July 1, 1994 and before January 1. 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse Is 3% [72 P.S. ~ 9916 (a) (1.1 )(i)]. For dates of death on or after January 1. 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. !3 9116 (a) (1.1) (U)] The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1. 2000: The tax rate im posed on the net value of transfers from a deceased child twenty-one years of age or younger et death to or for the use of a natural parent. an adoptive parent. or a stepparent of the child Is 0% [72 P.~.!3 9116(a)(1.2)]. The tax rate impOSed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. ~ 9116(1.2) [72 P.S. !39116(a)(1 )]. The tax rate Imposed on the net value ,)f transfers to or for the use of the decedent's Siblings is 12% (72 P.S. ~ 9116(a)(1.3 )]. A sibling is defined, under Sectlon 9102, as an individual who has at least one parent in common with the decedent. whether by blood or adoption. 2W4646 1.000 REV-1502EX + (1-97) . SCHEDULE A REAL ESTATE COMMONWEAL TH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Lafferty, Dorothy K. FILE NUMBER 21-2006-0040 AU real property owned solely or as a tenant In common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real property which Isjolntly-owned with rtght of survivorship must be disclosed on Schedule F. ITEM NUMBER 1. DESCRIPTION VALUE AT DATE OF DEATH 215,000.00 3805 Lamp Post Lane, Camp Hill, PA 17011 Per appraisal 2W4695 2.000 TOTAL (Also enter on line 1, Recapitulation) (If more space is needed. insert additional sheets of the same size) $ 215,000.00 ''1'' . . IRle No OOS-LAFFERTYI Paoe #11 APPRAISAL OF REAL PROPERTY LOCATED AT: 3805 Lamp Post Ln Hampden Township, Cumberland County Camp Hill, PA 17011-1440 FOR: Estate of Dorothy Lafferty 11 Sunset Lane Lititz, PA 17543 AS OF: December 29, 2005 (Retrospective as of Date of Death) BY: Appraisal Solutions Brett Lechthaler, PA Certified Residential Appraiser 16 San Juan Drive Mechanicsburg, PA 17055 Fonn GA6 - 'TOTAL for Windows' appraisal software by a la mode, inc. -1-800-ALAMODE . . IRle No. OOS-LAFFERTYI Paoe #21 Rle No. 006-LAFFERTY February 13, 2006 Appraisal Solutions 16 San Juan Drive Mechanicsburg, PA 17055 Phone: 717-697-1828 Fax: 717-697-0220 RE: 3805 Lamp Post Lane, Camp Hill, PA 17011 Dear Sirs: Pursuant to your request, I have prepared a COMPLETE APPRAISAUSUMMARY REPORT of the property captioned in the "Summary of Salient Features" which follows. The accompanying report is based on a site inspection of improvements, investigation of the subject neighborhood area of influence, and review of sales. cost, and income data for similar properties. This appraisal has been made with particular attention paid to applicable value-influencing economic conditions and has been processed in accordance with nationally recognized appraisal guidelines. The value conclusions stated herein are as of the effective date as stated in the body of the appraisal, and contingent upon the certification and limiting conditions attached. Please do not hesitate to contact me if I can be of additional service to you. Brett Lechthaler, PA Certified Residential Appraiser Fonn DCVR - 'TOTAl lor Windows' appralsal software by a la mode, inc. - 1-800-AlAMODE . . IAle No. DDB-lAFFERTYI Paoe #31 SUMMARY OF SALIENT FEATURES SUbject Address 3805 Lamp Post Ln Legal Description Deed Book 5-20 Page 055 City Camp Hill County Cumberland State PA Zip Code 17011-1440 Census Tract 25420-0113.03 Map Reference ADC: 19/J-2 Sale Price $ Market Value Date of Sale NA Borrower / Client NA Lender Estate of Dorothy Lafferty Size (Square Feet) 2,349 Price per Square Foot $ Location Average Age 44 Years Condmon Average Total Rooms 10 Bedrooms 4 Baths 2.5 Appraiser Brett Lechthaler, PA Cert Res Appr Date of Appraised Value December 29,2005 (Retrospective as of Date of Death) Final Estimate of Value $ 215,000 Form SSD - 'TOTAL for Windows' appraisal software by a la mode, inc. -l.aOO-ALAMODE Uniform Residential Appraisal Report Fie # D06-LAFFERTY The PUlj)ose of this summary aooraisal reoort is to provide the lender/client with an accurate, and adequately supported, oDinion of the market value of the subject proJJ6rtV: Prooertv-Address 3805 Lamo Post Ln citY Camp Hill State P A lio Code 17011-1440 Borrower NA Owner of Public Record Lafferty, William J. & Dorothv CountY- Cumberland Leoal Descriotion Deed Book S-20 Paoe 055 Assessor's Parcel # 10-21-0275-008 Tax Year 05/06 R.E. Taxes $ 2.595.75 Neiohborhood Name Pinebrook Mao Reference ADC: 19/J-2 Census Tract 25420-0113.03 Occuoant r l OWner rl Tenant IX1 Vacant Soecial Assessments $ None [J PUD HOA $ NA 1 J per year [J per month .. Prooertv Riohts Aooraised IX1 Fee Sirmle J Leasehold rJ Other (describe) Assionment Tvpe n Purchase Transactlon n Refinance Transaction ~ Other (describe) Estate Valuation Lender/Client Estate of Dorothv Lafferty Address 11 Sunset Lane Lititz PA 17543 Is the subject prooerIY currently offered for sale or has it been offered for sale In the twelve months prior to the effective date of this aooralsal? DYes [5(J No Reoort data source(s) used offerino orice(sl. and datelsl. There were no listinos noted in the local Multiole Listino Service within the past vear. I 0 did 0 did not analyze the contract for sale for the subject purchase transaction. Explain the resulls of the analysis of the contract for sale or why the analySis was not I performed. This is an Estate Valuation. There is no contract to analvze. : Contract Price $ Market Vatul Date of Contract NA Is the prooertv seller the owner of oublc record? ,rYes r l No Data Source(sl NA Is there any financial assistance (loan charges, sale concessions, gift or downpayment assistance, etc.) to be paid by any party on behalf of the borrower? DYes o No · If Yes, reoort the total dollar amount and describe the items to be paid. NA Note: Race and the racial collll108itiOn of the neighborhood are not appraisal factors. Location r l Urban [Xl Suburban [J Rural I Prooertv Values IX1lncreasino r l Stable r1 Declinina PRICE AGE One-Unit 95 % . Buill.Up r lOver 75% IX1 25-75% [J Under 25%1 Demand/Suoolv IX1 Shortaae n In Balance r lOver Suoolv $ (000) (vrs) 2-4 Unit % : Growth r l Raoid IXI Stable r1 Slow r Marketinalime IX1 Under 3 mths r J 3-6 mths rl Over 6 mths 180 Low 20 Multi-Family % . Neighborhood Boundaries The neiohbomood boundaries are indicated on the enclosed neiohborhood map 400+ High 50+ Commercial % :: in the addenda of this reoort which comprise the development of Pinebrook. 210-40 Pred. 35-45 Other 5% Neiahborhood Descriotion Subiect has access to all necessarv supportina facilities includina schools, pUblic parks transportation shoonino and houses of worshio. Emplovrnent stabilitv is aood due to the State Capitol at Harrisburo the Naw Suoolv Denat in Mechanicsbura. the Armv Suoolv Deoot in New Cumberland and the exoandino West Shore Area. Emolovment is within 15-30 minute drive. Market Conditions Oncluding support for the above conclusions) Mortoaoe funds are readilv- available from a varietv -Of sources with conventional loans beino 6.0% to 6.5% interest, fIXed 30 year mortoaoe uo to 3 naints. Sellers are not reauired to offer sales or financino concessions however seller assistance is occurrina. Dimensions See Enclosed Leaal Descriotion Area .28 acre Shape Rectanaular View Tvpical Street Soecific Zorina Classnication R-S Zoning Description Residential Suburban Zorina Comoliance IX1legal rJ Legal Nonconforming (Grandfathered Usel fl No ZoRino 0 Illegal (describe) Is the highest and best use of subject property as imoroved (or as proposed oer olans and soecnlcationsl the present use? IXI Yes r l No If No. describe UtHities Public Other (describe) Public Other (describe) Off-siIe Improvements - Tvpe Public Private Eleclricitv IX1 rl Water IXI rl Street Macadam [5(J rl Gas IX1 r 1 Sanl1arv Sewer 1X1- rl Alley n rl FEMA Soecial Flood Hazard Area rl Yes IX1 No FEMA Flood Zone X FEMA Map # 4203600010C FEMA Mao Date 1/5/1996 Are the utilities and off-site imorovemen!s lYoical for the market area? IZI Yes r J No n No, describe Are there any adverse site conditions or external factors (easements, encroachments, environmental conditions, land uses, etc.)? [l Yes 12<1 No n Yes, describe Standard easements for electric telephone etc. There are no known or aooarent adverse easements encroachments or conditions noted. Units IZ<J One r l One with Accessory Unit" Concrete Slab IZI Crawl Space Foundallon Walls Concrete Black Floors Wd Cpt Cer VnVAva # of Stories 2 J Full Basement IZI Partial Basement Exterior Walls Aluminum & Stone Walls Plaster/Ava Tvpe IXI Det. [J All. [J S-DetJEnd Unit Basement Area 864 sQ.ft. Roof Surface Shinole TrinVFinish Wood/Ava IX1 Existina r l Prooosed Il Under Const. Basement Anish 0 % Gulters & Downsoouts Aluminum Bath Floor Cer VinvVAvo Desion (Stvle) 2 Storv l Outside Entrv/Exit IXJ Sumo Pumo Window T voe Wood Double Huno Bath Wainscot Ceramic/Ava Year Buill 1962 Evidence of r llnfestation None Notec Storm SasMnsulated Storm Sash Car Storaoe r l None Effective Age (Vrs) 20-25 Years o Dampness o Settlement Screens Yes IX1 Drlvewav # of Cars 4 Attic LJ None Heating I J FWA II:><;] HWBB If I Radiant Amenities T TWoodstove(sl # Drivewav Surface Asohalt I Drop Stair II Stairs ] Other I Fuel Gas IIX1 Areolace(sl # 1 rJ Fence [Xl Garage # of Cars 2 J Floor r l ScutUe Coollno IX1 Central Air Conditio nino IIXI PatiolDeck o Porch Stoop l Carport # of Cars lAn/shed o Heated o Individual TO Other In Pool o Other o All. o Det. o Buill-In Applances [eJ Refrigerator IZI Range/Oven IZI Dishwasher !Xl Disoosal !Xl Microwave [P] Washer/Drver o Other (describe) Anlshed area above grade contains: 1 0 Rooms 4 Bedrooms 2.5 Bath(s)- 2 349 Souare Feet of Gross liVing Area Above Grade · Additionalfeatures(Soeclal enemv efficient items etcT Tvnical for neiahborhood. Describe the condition of the orooerty (includina needed repairs deterioration renovations remodelino, etc.\. The sUbject is in avaeraoe condition and has been maintained and undated as needed. The construction oualitv is tvnical for aoe in comnarison to comnetina neiahbomaods. Based on maintenance condition and comoarison ta comoetino neiOhbOrhoods. the estimated aoe is below the actual aoe. Phvsical deoreciation is due to aoe. No economic or functional obsolescence noted. Are there anv ohvsical deficiencies or adverse conditions that affect the livabilitv, soundness, or structural intearitv of the orooertv? rJ Yes IXJ No If Yes, describe There were no observed nor noted ohvsical deficiencies or adverse conditions that would affect the livabilitv. soundness or structural inteoritv of the I orooertv. Does the property oenerally conform to the neighborhood (functional utililY, slY/e, condition, use, constructlon, etc.)? [Xl- Yes n No If No, describe The orooertv conforms to the surroundino neiahbortlood. Freddie Mac Form 70 March 2005 . Appraisal Solutions (717)697.1 B2B . IRle No. 006-lAFFERlYl Paae #41 CompleteApp/SumReport Page 1 of 6 Fannie Mae Form 1004 March 2005 Form 1004 - 'TOTAl for Windows' appraisal software by a Ia mode, Inc. -l-Boo-AlAMODE "' orm aSI anla ~ppralsa apo f'1Ie# 006-LAFFERTY There are 2 cOlT1larable properties currentlv offered for sale In the subject neighborhood ranoino In price from $ 199.900 to$ 284 900 There are 6 comparable sales in the sublect nelohborhood wl1hin the past twelve months ranglno In sale price from $ 192 500 to $ 250 000 FEATURE I SUBJECT COMPARABLE SAlE # 1 COMPARABLE SAlE # 2 COMPARABLE SAlE # 3 Address 3805 lamp Post ln 3815 Copper Kettle Rd 527 Spring House Dr 300 Candlelight Dr Camo Hill PA 17011-1440 Camo Hill PA Camo Hili PA Camo Hill PA PrOldmitv to SUbject 0.72 miles 0.18 miles Sale Price I. M.ro. $ 192500 102.54 sa.ft~$ 214 000 $ 249 501 Sale Price/Gross Liv. Area $ s .ft. $ 91.75 sa.ft. $ $ 104.92 SQ.ft. Data Source(s) Multi-listino Service Multi-listiM Service Multi-listino Service Ver~icatlon SoUrcels) Courthouse Records Courthouse Records Courthouse Records VAlUE ADJUSTMENTS DESCRIPTION DESCRIPTION +(-) $ Adiustment DESCRIPTION +H $ Adjustment DESCRIPTION +(.) $ Adiustment Sales or financing Conventional Conventional Conventional Concessions No Effect No Effect No Effect Date of Sale/TIme 7/05 l1DOM 9/05 1 DO~ 5/05 5DOM locatlon Averaoe Averaae Averaoe Averaae leaseholdlFee Sirmle Fee Simole Fee Simole Fee Simole Fee Simole Site .28 acre .29 acre/Suoerio -5.000 .25 acre/Suoerio -5 000 .33 acre/Superio -5 000 VieW Tvoical Street Ava Street Avo Street Ava Street Deslan (SMe) 2 StOry 2 Story 2 Storv 2 Storv Qualitv of Construction Frame/Good Frame/Good Frame/Good Frame/Good Actual Age 44 Years 38 Years 30 Years 41 Years Condllion Averaae Inferior +10000 Eoual Suoerior -15000 Above Grade Tolall Bdrms.1 Balhs TolallBdrms.1 Baths TolallBdrms.1 Baths T olal BdrmsT Baths Room Count 10 I 4 I 2.5 8 I 4 /2.5 8 I 4 2.5 9 4 12.5 Gross Livino Area 2 349 sa.ft. 2 098 sa.ft. +7500 2 087 sQ.ft. +7,900 2 378 so.ft. Basement & Finished 864 Sq.FI. Equivalent Equivalent Equivalent Rooms Below Grade Unfinished Unfinished Rec Room -1000 Unfinished Functional Utilitv Averaoe Averaae Averaae Averaae HeatinolCoolino HtWtr/CA BBD/None +4 000 HtWtr/CA HtWtr/CA ~ Energy Efficient Items Averaoe Eoual Eaual Eaual : Garaae/Caroort 2 Car Garaae 2 Car Garaoe 2 Car Garaoe 2 Car Garaae . Porch/Patlo/Deck Stooo. Patio Stooo. Patio Deck Patio Porch Deck -500 · Other Fireolace Fireolace Fireolace FP.IGPool -10000 · Net Adjustment (Total) iXf + rl- $ 16500 iXf+ fl- $ 1900 r + /XJ- $ 30 500 Adjusted Sale Price of Comoarables $ 209 000 $ 215900 $ 219001 I /XJ did f l did not research the sale or transfer history of the subject p ropertv and comparable sales. If not. explain My research ] did RI did not reveal any prior sales or transfers of the subiect orooertYfor the tlree years prior to the effective date of this aooraisal. Data Source(s Courthouse records Mv research T did 1)(1 did not reveal any prior sales or transfers of the comparable sales for the year prior to the date of sale of the comoarable sale. Data Source(s Courthouse records Reoort the results of the research and analvsls of the prior sale or transfer history of the subject oropertv and comparable sales (report additional prior sales on paae 31. ITEM SUBJECT COMPARABLE SAlE #1 COMPARABLE SALE #2 COMPARABLE SAlE #3 Date of Prior SalelTransfer None None None None Price of Prior SalelTransfer NA NA NA NA Data Source(s CH Records Courthouse Records Courthouse ReCOrds Courthouse Records Effective Date of Data Source(s 2/12/2006 2/12/2006 2/12/2006 2/12/2006 Analvsis of orior sale or transfer history of the subiect oropertv -and cormarable sales The subiect has not transferred within 3 vears. The comoarable sales have not transferred more than once within the oast vear. Summary of Sales Comparison Approach Mer a search of available market data the three closed sales disolalled are considered to be the best indicators of value. Sales that transferred oast six months but within one year of subiect's aooraisal were utilized due to similarities and oroximitv. Adiustments were made to reflect market reactions to those Items of sianiflCant variation between subiect and comoarables. All sales suoerior lot utllitv due to tooooraohv. Suoerior and/or inferior quality adjustments reflect uparadeslmaintenance or lack there of in comDarison to the subject. All comoarables were weiohted and considered with most weiaht aoolied to Sale #2 due to least net and aross adiustments. The adiusted raMe of values for the comoarables is $209 000 to $219 001. Indicated Value by Sales Comoarison Aooroach $ 215000 Indicated Value by: Sales Comparison ADDI'llach $ 215000 Cost Approach (if develODed) $ Income Approach (If developed) $ Due to the lack of oualitv and ouantitv of rental data the Income Acoroach is not aoorooriate. Due to the chronolooical and effective aaes the Cost .1 ADoroach is not considered valid. Greatest weiaht is aiven to the Sales Comoarison ADoroach as it reflects the tvoical actions of buyers and sellers in the marketolace. His appraisal Is made ~ "as is", 0 subject to Completion per plans and speclficaUons on the basis of a hypothetical condition that the improvements have been completed, 0 subject to the following repairs or alteraUons on the basis of a hypothetical condllion that the repairs or aReraUons have been completed, or 0 subjecllo the . followlna reouired inspection based on the extraordlnarv assumotion that the condiUon or deficiency does not reouire alteration or reoair: See aooraiser's certification and statement of limitina conditions. .'December 29 2005 (Retrosoective as of Date of Death)' Based on a complete visual i:ion of the Interior and exterior areas of the subject prope~ defined scope of wo~ statement of assumptions and limiting conditions, and appraiser's c cation, my (our) opinion of the mar1let value, as Clefined, of e real property that is e subject of this report is $ 215,000 . asof December 29, 2005 which Is the date of InsDec:tion and the effective date of this aDIlraisal. . U 'f R . IFile No. OOS-lAFFERTYI Paoe #51 'd riA IR rt CompleteApp/Sum Report Freddie Mac Fonn 70 March 2005 Page 2 of 6 Fannie Mae Fonn 1004 March 2005 Form 1004 - 'TOTAL for Windows' appraisal software by a Ia mode, inc. _ 1-800-AlAMODE - morm eSI enta ~pralsa e...Qort File /I 006-LAFFERTY . . . . Provide adeQuate Information for the lender/client to replicate the below cost figures and calculations. Supoort for the llpinlon of site valuejsummary of comoarable land sales or other rnetrods for estlmatino site value) ESTIMATED [J REPRODUCTION OR, [J REPlACEMENT COST NEW OPINION OF SITE VAlUE --........... ---____'Unh_ n _uno...._ n n_....u... '-- =$ Source of cost data DWElliNG ~.Ft.@ $ '."On_, =$ Quality rati!1[from cost service Effective date of cost dala Sa.Ft. @ $ ....h. u, =$ Convnents on Cost Approach (gross living area calculations, depreciation, etc.) .0. _n..... =$ The Cost AoDroach will aenerallv result in an excellent estimate of value if Garage/Carport Sa.Ft. @ $ mm'm,o. =$ . the buildino is new or reasonably new and the improvements reflect the Tolal Estimate of Cost-New =$ ._nn....... hiahest and best use of the of the land. However, when items of phYSical less Physical I Functional I External depreciation and obsolescence must be estimated, an area of jUdgement Depreciation I I -;$( is involved Which is subiect to error. The Cost8!>proach was not utilized Deoreciated Cost of J!l]lrovements -- --.......... _.._on......... --...n_.......oo =$ due to the chronoloaical and effective ~es. 'As-is' Value of Site lmorovements .._n......_... ..._n_........ __hun.... m =$ Estirnated Remaining Economic Ute (HUD and V A only) Years INDICATED VALUE BY COST APPROACH 'no. n__nn....h_+___h_....... uu,__ =$ F9 Estimated Monthly Market Rent $ NA X Gross Rent Mu/ttpller NA =$ Indicated Value by Income A(Jproach m Summary of Income Approach (includino support for market rent and GRM) Due to the lack of Quality and Quantity of rental data the Income AoDroach is not lelroPriate. J Is the developer/buJlder in control of the Homeowners' Association (HOA)? 0 Yes ~ No Unn typers) [J Detached LJ Attached Provide the fOllowing Information for PUDs ONLY if the deVeloper/bUilder is In control of the HOA and the subject properly Is an attached dwelling unit. leoal Name of Pr~ NA . Total number of phases T olal number of units NA Total number of units sold T olal number of units rented T olal number of units for sale NA Data source(s) Was the project created by the conversion of existing bUilding(s) into a PUD? [J Yes ] No If Yes, date of conversion. ~ Does the.,project contain allY. multi-dweUillg units? r l Yes r l No Data Source NA Are the units, conmon elements, and recreation facilities COmplete? [ J Yes fJ No If No describe the status of completion. NA . Are the common elements leased to or ~y the Homeowners' Association? DYes [J No If Yes describe the rentaltlllTlls and options. NA Describe common elements and recreational facilities. NA . U 'f R 'd I I A . IAle No 006-LAFFFRTYI Paoe #61 CompleteApp/SumReport IR Freddie Mac Fonn 70 March 2005 Page 3 of 6 Fannie Mae Fonn 1004 March 2005 Form 1004 - 'TOTAl for Windows' appraisal software by a Ia mode, Inc. _ 1-8oo-AlAMODE - . Unifonn Residential Appraisal Report . IFile No. 006-lAFFFRTYI Paoe #71 CompleteApp/SumReport File # 006-LAFFERTY This report form is designed to report an appraisal of a one-unit property or a one-unit property with an accessory unit; including a unit in a planned unit development (PUD). This report form is not designed to report an appraisal of a manufactured home or a unit in a condominium or cooperative project. This appraisal report is SUbject to the following scope of work, intended use, intended user, definition of market value, statement of assumptions and limiting conditions, and certifications. Modifications, additions, or deletions to the intended use, intended user, definition of market value, or assumptions and limiting conditions are not permitted. The appraiser may expand the scope of work to include any additional research or analysis necessary based on the complexity of this appraisal assignment. Modifications or deletions to the certifications are also not permitted. However, additional certifications that do not constitute material alterations to this appraisal report, such as those required by law or those related to the appraiser's continuing education or membership in an appraisal organization, are permitted. SCOPE OF WORK: The scope of work for this appraisal is defined by the complexity of this appraisal assignment and the reporting requirements of this appraisal report form, including the following definition of market value, statement of assumptions and limiting conditions, and certifications. The appraiser must, at a minimum: (1) perform a complete visual inspection of the interior and exterior areas of the subject property, (2) inspect the neighborhood, (3) inspect each of the comparable sales from at least the street, (4) research, verify, and analyze data from reliable pUblic and/or private sources, and (5) report his or her analysis, opinions, and conclusions in this appraisal report. INTENDED USE: The intended use of this appraisal report is for the lender/client to evaluate the property that is the subject of this appraisal for a mortgage finance transaction. INTENDED USER: The intended user of this appraisal report is the lender/client. DEANITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the paSSing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he or she considers his or her Own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U. S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with the sale. *Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the appraiser's judgment. STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: The appraiser's certification in this report is subject to the following assumptions and limiting conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it, except for information that he or she became aware of during the research involved in performing this appraisal. The appraiser assumes that the title is good and marketable and will not render any opinions about the title. 2. The appraiser has provided a sketch in this appraisal report to show the approximate dimensions of the improvements. The sketch is included only to assist the reader in visualizing the property and understanding the appraiser's determination of its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in this appraisal report whether any portion of the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand, or as otherwise required by law. 5. The appraiser has noted in this appraisal report any adverse conditions (such as needed repairs, deterioration, the presence of hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property or that he or she became aware of dUring the research involved in performing the appraisal. Unless otherwise stated in this appraisal report, the appraiser has no knowledge of any hidden or unapparent physical deficiencies or adverse conditions of the property (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) that would make the property less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or implied. The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the appraiser is not an expert in the field of environmental hazards, this appraisal report must not be considered as an environmental assessment of the property. 6. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion, repairs, or alterations on the assumption that the completion, repairs, or alterations of the subject property will be performed in a professional manner. Freddie Mac Fonn 70 March 2005 Page 4 of 6 Fannie Mae Fonn 1004 March 2005 Form 1004 - 'TOTAl lor Windows' appraisal software by a Ia mode, Inc. - l-BOO-ALAMODE - . Uniform Residential APpraisal Report . IFile No 006-LAFFERTYI Paoe #81 CompleleApp/SumReport File # 006-LAFFERTY APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that: 1. I have, at a minimum, developed and reported this appraisal in accordance with the scope of work requirements stated in this appraisal report. 2. I performed a complete visual inspection of the interior and exterior areas of the SUbject property. I reported the condition of the improvements in factual, specific terms. I identified and reported the physical deficiencies that could affect the livability, soundness, or structural integrity of the property. 3. I performed this appraisal in accordance with the requirements of the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal report was prepared. 4. I developed my opinion of the market value of the real property that is the subject of this report based on the sales comparison approach to value. I have adequate comparable market data to develop a reliable sales comparison approach for this appraisal assignment. I further certify that I considered the cost and income approaches to value but did not develop them, unless otherwise indicated in this report. 5. I researched, verified, analyzed, and reported on any current agreement for sale for the subject property, any offering for sale of the subject property in the twelve months prior to the effective date of this appraisal, and the prior safes of the subject property for a minimum of three years prior to the effective date of this appraisal, unless otherwise indicated in this report. 6. I researched, verified, analyzed, and reported on the prior sales of the comparable sales for a minimum of one year prior to the date of safe of the comparable sale, unless otherwise indicated in this report. 7. I selected and used comparable sales that are locationally, physically, and functionally the most similar to the subject property. B. I have not used comparable sales that were the result of combining a land sale with the contract purchase price of a home that has been built or will be built on the land. 9. I have reported adjustments to the comparable sales that reflect the market's reaction to the differences between the subject property and the comparable sales. 10. I verified, from a disinterested source, all information in this report that was provided by parties who have a financial interest in the sale or financing of the subject property. 11. I have knowledge and experience in appraising this type of property in this market area. 12. I am aware of, and have access to, the necessary and appropriate public and private data sources, such as multiple listing services, tax assessment records, public land records and other such data sources for the area in which the property is located. 13. I obtained the information, estimates, and opinions fumished by other parties and expressed in this appraisal report from reliable sources that I believe to be true and correct. 14. I have taken into consideration the factors that have an impact on value with respect to the subject neighborhood, subject property, and the proximity of the subject property to adverse influences in the development of my opinion of market value. I have noted in this appraisal report any adverse conditions (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) observed dUring the inspection of the subject property or that I became aware of during the research involved in performing this appraisal. I have considered these adverse conditions in my analysis of the property value, and have reported on the effect of the conditions on the value and marketability of the SUbject property. 15. I have not knowingly withheld any significant information from this appraisal report and, to the best of my knowledge, all statements and information in this appraisal report are true and correct. 16. I stated in this appraisal report my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the assumptions and limiting conditions in this appraisal report. 17. I have no present or prospective interest in the property that is the SUbject of this report, and I havB no present or prospective personal interest or bias with respect to the partiCipants in the transaction. I did not base, either partially or completely, my analysis and/or opinion of market value in this appraisal report on the race, color, religion, sex, age, marital status, handicap, familial status, or national origin of either the Prospective owners or Occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the subject property or on any other basis prohibited by law. 1 B. My employment and/or compensation for performing this appraisal or any future or anticipated appraisals was not conditioned on any agreement or understanding, written or otherwise, that I would report (or present analysis supporting) a predetermined specific value, a predetermined minimum value, a range or direction in value, a value that favors the cause of any party, or the attainment of a specific result or occurrence of a speCific subsequent event (such as approval of a pending mortgage loan application). 19. I personally prepared all conclusions and opinions about the real estate that were set forth in this appraisal report. If I relied on significant real property appraisal assistance from any individual or individuals in the performanee of this appraisal or the preparation of this appraisal report, I have named such individual(s) and disclosed the specific tasks performed in this appraisal report. I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to any item in this appraisal report; therefore, any Change made to this appraisal is unauthorized and I will take no responsibility for it. 20. I identified the lender/client in this appraisal report who is the individual, organization, or agent for the organization that ordered and will receive this appraisal report. Freddie Mac Form 70 March 2005 Page 5 of 6 Fannie Mae Form 1004 March 2005 Form 1004 - 'TOTAL for Windows' appraisal software by a Ia mode, Inc. -l-8(J().AlAMODE - . Uniform Residential Appraisal Report . IAle No 006-1 AfFERTYI Paoe #91 CompleteApp/SumReport Fie # oo6-LAFFERTY 21. The lender/client may disclose or distribute this appraisal report to: the borrower; another lender at the request of the borrower; the mortgagee or its successors and assigns; mortgage insurers; govemment sponsored enterprises; other secondary market participants; data collection or reporting services; professional appraisal organizations; any department, agency, or instrumentality of the United States; and any state, the District of Columbia, or other jurisdictions; without having to obtain the appraiser's or supervisory appraiser's (if applicable) consent. Such consent must be ob1ained before this appraisal report may be disclosed or distributed to any other party (including, but not limited to, the pUblic through advertising, public relations, news, sales, or other media). 22. I am aware that any disclosure or distribution of this appraisal report by me or the lender/client may be subject to certain laws and regulations. Further, I am also subject to the provisions of the Unifonn Standards of Professional Appraisal Practice that pertain to disclosure or distribution by me. 23. The borrower, another lender at the request of the borrower, the mortgagee or its successors and assigns, mortgage insurers, government sponsored enterprises, and other secondary market participants may rely on this appraisal report as part of any mortgage finance transaction that involves anyone or more of these parties. 24. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and valid as if a paper version of this appraisal report were delivered containing my original hand written signature. 25. Any intentional or negligent misrepresentation(s) contained in this appraisal report may result in civil liability and/or criminal penalties inclUding, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States Code, Section 1001, et seq., or similar state laws. 1. I directly supervised the appraiser for this appraisal assignment, have read the appraisal report, and agree with the appraiser's analysis, opinions, statements, conclusions, and the appraiser's certification. SUPERVISORY APPRAISER'S CERTIACATION: The Supervisory Appraiser certifies and agrees that: 2. I accept full responsibility for the contents of this appraisal report including, but not limited to, the appraiser's analysis, opinions, statements, conclusions, and the appraiser's certification. 3. The appraiser identified in this appraisal report is either a sub-contractor or an employee of the supervisory appraiser (or the appraisal firm), is qualified to perform this appraisal, and is acceptable to perform this appraisal under the applicable state law. 4. This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal report was prepared. 5. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and valid as if a paper version of this appraisal report were delivered containing my original hand written Signature. APPRAISER Signature ~~~ ~ Name Brett Lechthaler. PA Cert Res ADor Company Name Appraisal Solutions Company Address 16 San Juan Drive MechanicsburQ, PA 17055 Telephone Number 717-697-1828 Email Address Date of Signature and Report February 13. 2006 Effective Date of Appraisal December 29. 2005 as of ODD State Certification # RL-003368-L or State License # or Other ( describe) State # State PA Expiration Date of Certification or License 6/30/2007 SUPERVISORY APPRAISER (ONLY IF REQUIRED) Signature Name Company Name Company Address Telephone Number Email Address Date of Signature State Certification # or State License # State Expiration Date of Certification or License SUBJECT PROPERTY o Did not inspect subject property o Did inspect exterior of SUbject property from street Date of Inspection o Did inspect interior and exterior of subject property Date of Inspection ADDRESS OF PROPERTY APPRAISED 3805 Lamo Post Ln Camo Hill PA 17011-1440 APPRAISED VALUE OF SUBJECT PROPERTY $ 215000 LENDER/CLIENT Name William Laffertv Company Name Estate of Dorothv Laffertv Company Address 11 Sunset Lane. Lititz. PA 17543 COMPARABLE SALES Email Addresswlaffertvl1Vdeiazzd.com o Did not inspect exterior of comparable sales from street o Did inspect exterior of comparable sales from street Date of Inspection Freddie Mac Fonn 70 March 2005 Page 6 of 6 Fannie Mae Fonn 1004 March 2005 Form 1004 - 'TOTAL lor Windows' appraisal software by a Ia mode, Inc. _ 1-8QO-ALAMODE - . Supplemental Addendum . IRle No 006-lAFFF~1Y1 Paoe #101 e No. 006-LAFFERTY Cumberland Stale PA Zi Code 17011-1440 SPECIAL LIMITING CONDITIONS: This appraisal is not a home inspection and the appraiser is not acting as a home inspector when preparing the report. When performing the inspection of this property, the appraiser visually observed areas that were readily accessible. The appraiser is not required to disturb or move anything that obstructs access or visibility. The inspection is not technically exhaustive. The inspection does not offer warranties or guarantees of any kind. SUPPLEMENTAL CERTIFICATIONS: I certify that: - This appraisal is a COMPLETE APPRAISAL/SUMMARY REPORT. - This appraisal was prepared by Brett Lechthaler for the exclusive use of the Lafferty Estate, client, to estimate market value in terms of cash or financing similar to cash for mortgage financing pUrposes. The information and opinions contained in this appraisal set forth the appraiser's best judgement in light of the information available at the time of the preparation of this report. Any use of this appraisal by any other person or entity, or any reliance or decisions based on this appraisal are the sole responsibility and at the sole risk of the third party. Mr. Lechthaler accepts no responsibility for damages suffered by any third party, as a result of reliance on or decisions made or actions taken based on this report. - In my opinion the reasonable exposure time linked to the value opinion is up to 180 days. - In my opinion the reasonable market time linked to the value opinion is up to 180 days. I further certify that, to the best of my knowledge and belief: - The statements of fact contained in this report are true and correct. - The reported analyses, opinion, and conclusions are limited only by the reported assumptions and limiting conditions, and are my personal, impartial, and unbiased professional analyses, opinions, and conclusions. - I have no present or prospective interest in the property that is the subject of this report, and no personal interest with respect to the parties involved. - I have no bias with respect to the property that is the subject of this report or to the parties involved with this assignment. - My engagement in this assignment was not contingent upon developing or reporting predetermined results. - My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or the Occurrence of a subsequent event directly related to the intended use of this appraisal. - My analyses, opinions, and conclusions were developed, and this report has been prepared, in conformity with the Uniform Standards of Professional Appraisal Practice. - No one provided significant professional assistance to the persons signing this report. - Brett Lechthaler personally inspected the property and prepared this report. Sincerely, Brett Lechthaler, State Certified Residential Appraiser Form TADD - 'TOTAl for Windows' appraisal software by a Ia mode. inc. -1-800-ALAMODE - . . Location Map . IFile No 006-LAfFERTYI Paoe #111 State P A Zi Code 17011-1440 Form MAP.lOC - 'TOTAL lor Windows' appraisal software by a fa mode, Inc. -l-BOO-ALAMODE - .. .. t~t ? ;9"5 day of M.",O'~.u. ~ A. D. 0J1e thouaanil1line aad Siity-Two (1962) betWeen the Corpm>ati01l 111 the_, It)'le &Dd tifle ot PINE TREE POINT, INC., a Pennsylva.nia Co:rpol'ation having. its principal o<<ice in New CtU'hbl!lrland, Cumberland County, Pennsylvania ot lite 1I11C pan ami WILLIAM J. LAFFERTY and DOROTHy LAFFERTY, his wife, in tllll St~.. of Pe~nns yi vania of the otllllr par:t _.. Thlllt tl.j!'lIatd party of the firs'!; p~l't, , fot ancJ fA COIl' aideratfOtl of t1.elllm of Th"l"ee Thousand &wen Hl4n~~ei(l :F;(:t;yL>ol1al's($3,15 o. 00 ) '. -- - u - - -- u - - -- U U Do!hCtl. "'willi _/ley of the UllltectS.~.Ftoltm~;;~~ by tti'C1 laW .t tllff d_ of the e:teoul:lou bel'eO'f. the rC!leipt wbtweut 1.1 hereby, ~~ ..:. 1in~. C1llteo/fed, rcJcaJlCd ancJ oonBrmed, ancJ'<b, thne preaentlr ........ bl:r l~ MId confitm Ollf,o the aald pa,l'ties of the second~l!j.. th'.ej;): hetrs JltldQlip, a./J that eertafn piece 01' palm ollatid,l.ltuate in the Town'ship of Hampden, County of Cumber_ land, and State of Pennsylvania. EG1NiiiING at: a ElQi~t on tit;;. intis 2.57.62 est' oi the intersection 0 al' Lane; e along the said Lamp Post Lane.. 30 seConds 95, feet to the east line of Lot No. to; thence a.long 16 de-grees minutes. 3{) seconds west, 140 feet to th.e 80,uthern line of 5; thence ng the 8'ame north 73 degrees,Sl mil1utes 30 seconds east, feet to a point; cnce al.ong the southern line of Lot No.6. north 80 degrees, 25 minu.tes east, .55 feet to the western line of Lot No.8; thence along the Same south 16 degrees inute. 30 seconds east, 117.31 feet to the north side of Lamp Post Lane, the f J!lEGINNING. . ESERVING. However unto the'Q1oantor, its ot utility easem ent along the Eastern and the ction "B". described he.rein, UBJECT to the restrictions and col'ktitions as", ~cqxded in Mise. Book 15S., age 920. 55 'A~-. 2.. ,;I l, ',. Cel: bl. Go. Ps. 1% I'u' Estate l,uu,u To<< hto ~;'~t~~~-V ;; ~'o. .I " ' f. ..tc Form SeA - "TOTAl for Windows' appraisal software by a fa mode, Inc. _ l-S00-ALAMODE - - . . Building Sketch (Page - 1) . IRle No 006-LAFFERTYI Pane #131 Cumberland b o ...: '" Second Floor 36.00' 17.00' o o <Xi 19.00' 8 -.i N First Floor 36.00' 12.00' SIlItc;h xlV'" Commen1s: State PA Ii Code 17011-1440 36.00' b o .. '" Basement 18.00' 14.00' '_._-'---~'-------'----, I Covered ! 8 I"": Patio I ~ i Garage o o C\i N 20.00' GLAl Fir.t Floor 1377.0000 1377 . 0000 GI.A2 Second Floor n2 . 0000 972.0000 3.00 x 35.00 105.0000 IlSIIT aa.....nt 864. 0000 864. 0000 8.00 x 18.00 144.0000 PIP Porch 154.0000 154.0000 24.00 x 36.00 864.0000 GAR Garage 440.0000 440.0000 12.00 x 22.00 264.0000 Second Floor 27.00 x 36.00 972.0000 TOTAL LIVABLE (rounded) 2349 5 Calculations Total (rounded) 2349 Form SKT.BldSkI- 'TOTAl for Windows' appraisal software by a la mode, Inc. -1-800-ALAMODE - . Flood Map . IFileNo 006-lAFFERTYI Paoe#141 Cumberland State P A ZJ Code 17011-1440 . InterFfoodAft,.--. www.lnterflood.c:om . 1-800-252-6633 Prepared for: Appraisal Solutions (717)697-1828 3805 Lamp Post Ln Camp Hill, PA 17011-3624 m IGGG.200G SOlrCeProse.ndJor Flood Source Corpomion.. JIll rights "'HIVed. Pltent. 8.831.320 Ind 8.818.815. Otherp_. pending. For Int : infoilflood.ou....com. Form MAP.FLOOD - 'TOTAL tor Windows. appraisal software by a la mode, inc. _ 1-800-ALAMODE - . Subject Photo Page Cumberland Slate PA - . IFileNo 006-lAFFFRlYl Paoe#l~1 Zi COde 17011-1440 ISubJect Front 3805 Lam~ Post Ln Sales Price Refinance Gross Living Area 2.349 T olal Rooms 10 Total Bedrooms 4 Total Bathrooms 2.5 Location Average View Typical Street Site .28 acre OIlality Frame/Good Age 44 Years Subject Rear Subject Street Form PIC3x5.SR - "TOTAL for Windows' appraisal software by a Ia mode, Inc. -l-BOO-AlAMODE - . Comparable Photo Page Cumberland - . IAle No 006-lAFFERTYI Paoe #161 Slate P A Zi Code 17011-1440 Comparable 1 3815 Copper Kettle Rd Proll. to Subject 0.36 miles Sale Plice 192,500 Gross living Area 2,098 Total Rooms 8 T alai Bedrooms 4 Total Bathrooms 2.5 Location Average View Avg Street Site .29 acre/Superio Quality Frame/Good Age 38 Years File Photo Comparable 2 527 Spring House Dr Prall. to Subject 0.72 miles Sale Plice 214,000 Gross Living Area 2,087 T DIal Rooms 8 T alai Bedrooms 4 T DIal Bathrooms 2.5 Location Average View Avg Street Site .25 acre/Superio Quality Frame/Good Age 30 Years Comparable 3 300 Candlelight Dr Proll. to Subject 0.18 miles Saie Plice 249,501 Gross Living Area 2,378 T alai Rooms 9 T DIal Bedrooms 4 Total Bathrooms 2.5 Location Average View Avg Street Site .33 acre/Superio Quality Frame/Good Age 41 Years Form PIC3x5.CR - 'TOTAL for Windows' appraisal software by a Ia mode, inc. -l-BOO-ALAMOOE . /File Nn 006-lAFFFRTYI Pane #171 - 2350 OFFICIAL ,DOCUMENT AI;Al:llHll ~ IN_foMTlOfI CAl!El'l..il.l.V CONcERNING YOUR UCl:N8E: I. ~"WE' WJ\I.,LE1' CIW! Al4l ~CiITtl WI-\I!I'll1i.II<CllCA1'I!ll. a.IXTAOH tHe WAL1.Ii:f CN'lONlD cemFICIl.'I'E AT~ON. BRETT WESLEY LECHTHALER 16 SAN JUAN DRIVE MECHANICSBURG PA 17055 Form SeA - 'TOTAl lor Windows' appraisal software by a la mode, Inc. -l-800-AlAMODE - . . IFile No 006-lAFFFRTYI Paoe #lW FROM: Brett Lechthaler 16 San Juan Drive Mechanicsburg, PA 17055 INVOICE oo6~LAFFERTY Telep/loneNumber: 717-697-1828 FaxNUmber: 717-697-0220 February 13, 2006 TO: Inlemal Order II: Lender Case II: LAFFERTY - Estate of Dorothy Lafferty Client FIle II: Main File /I on 101m: Other File /I on 101m; Federal Tax 1>: Employer 10: 006-LAFFERTY CompleteApp/SumReport SS# 195-54-8211 Telephone Number: Alemate Number: Fax Number: E-Mal: Lender: Estate of Dorothy Lafferty PurchaserlBorrower: NA Property Address: 3805 Lamp Post Ln City: Camp Hill County: Cumberland Legal Description: Deed Book S-20 Page 055 Client: LAFFERTY - Estate of Dorothy Lafferty State: PA Zip: 17011-1440 Full Appraisal Discount 300.00 -100.00 SUBTOTAL 200.00 Check#: 1001 Check II: Check II: Date: 2/11/2006 Date: Date: DescriptIon: Paid DesCription: Description: 200.00 SUBTOTAL 200.00 TOTAL DUE $ 0.00 Form NN5 - 'TOT At lor Windows' appraisal software by a Ia mode, Inc. _ 1-800-Al.AMODE Appraisal Solutions (717)697-1828 IIIIIIIIIIIIIII REV-1503 EX + (1-97) . COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Lafferty, Dorothy K. SCHEDULE B STOCKS & BONDS I FILE NUMBER 2il-2006 -0040 All property Jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM NUMBER 1. See attached DESCRIPTION VALUE AT DATE OF DEATH 191,533.98 2W4696 3.000 TOTAL (Also enter on line 2, Recapitulation~ $ (If more space is needed, insert additional sheets of the same size) 191,533.98 . . Estate of: Dorothy K. Lafferty Page 2 176-22-3950 Schedule B - Stocks and Bonds Item Unit value Alternate Alternate Value at number Description CUSIP valuation date value date of death 1 AT&T Inc. (Now in Raymond James account) 24.71 28,935.41 Per Estate Val 00206R102 2 BellSouth Corp (now in Raymond James account) 27.315 29,500.20 1080 shares on Raymond James chart- 540 on 079860102 second chart Per Estate Val 3 Comcast Corp (now in Raymond James account) 25.94 4,176.34 Per Estate Val 20030N200 4 Delphi Corp (now in Raymond James account) 0.282547 28.25 Per Estate Val 247126105 5 General Motors Corp (now in Raymond James 18.815 188.15 account) 370442105 Per Estate Val 6 Keyspan Energy Corp . 35.57502 5,018.07 141 certificate shares and .056 in dividend 49337W100 reinvestment(now in Raymond James account) Per Estate Val 7 Lucent Technologies Inc. (now in Raymond James 2.7 1,155.60 account) 549463107 Per Estate Val 8 MetLife Inc. 49.17 1,130.91 23 shares in dividend reinvestment (now in 59156R108 Raymond James account) Per Estate Val 9 Penseco Finl Srvcs Corp (now in Raymond James 42 5,040.00 account) 709570105 Per Estate Val 10 PNC Financial Svcs Group Inc. 62.64 6,264.00 44 certificate shares arid 56 shares in direct 693475105 registration (now in Raymond James account) Per Estate Val 11 Prudential Finllnc. (now in Raymond James 73.945 1,035.23 account) 744320102 Per Estate Val 12 Southern Co (now in Raymond James account) 34.880014 2,509.08 Per Estate Val 842587107 TOTAL. (Carry forward to main schedule) . . . . . . 84,981.24 . Estate of: Dorothy K. Lafferty Schedule B - Stocks and Bonds . Item Unit value Alternate Alternate number Description CUSIP valuation date value 13 Verizon Communications (now in Raymond James 30.265 account) 92343V104 Per Estate Val 14 Avaya (now in Raymond James account) 10.805 Per Estate Val 053499109 15 Mirant Corporation New 22.525 Value per Raymond James 60467R100 16 Mirant Corporation New Warrant 11 Value 03/13/06 per Raymond James chart 17 PNC Bank Corporation Pfd CV (now in Raymond 105.785385 James account) 693475501 Per Estate Val Dividend on above stock declared prior to decedent's death 18 Waddell & Reed Advisors Fund Inc. 11.17 Per Estate Val and 02/22/06 letter 930057500 19 Evergreen PA Tax Free (Wachovia Securities) 11 .360003 300326105 20 Evergreen Equity Tr Balanced Fd CI A (Wachovia 8.730007 Securities) 30023C772 21 Federated Muni & Stock Advantage Fd (Wachovia 11 .280003 Securities) 31420C837 22 Nuveen PA Div Advantage Mun Fund (Wachovia 15.78 Securities) 67070E103 Dividend on above stock declared prior to decedent's death 23 US Savings Bonds Series EE 1,236.842105 Interest on above bond accrued as of decedent's death 24 Duke Energy Corp (Wachovia Securities) 1.00473 dated 04/16/02, matures 04/01/2022 264399EAO Interest on above bond accrued as of decedent's death TOTAL. (Carry forward to main schedule) . . . . . . Page 3 176-22-3950 Value at date of death 16,464.16 1,080.50 22.53 22.00 1,375.21 5.85 1,341.86 7,544.36 4,603.90 11,447.24 9,468.00 105.30 23,500.00 19,363.20 10,047.30 161.33 106,552.74 10) 11) 12) . Date of Death: 12/29/2005 Valuation Date: 12/29/2005 Processing Date: 09/12/2006 Shares or Par Security Description Certificate Shares High/ASk 24.85000 27.44000 26.06000 0.29000 19.30000 35.75000 2.72000 49.47000 42.00000 63.04000 74.36000 35.09000 Page 1 . Estate of: Estate of Dorothy Lafferty Account: 91404 Report Type: Date of Death Number of Securities: 13 File ID: Lafferty, Dorothy Estate Certificate Shares Mean and/or Div and Int Security Adjustments Accruals Value Low/Bid 24.57000 H/L 27.19000 H/L 25.82000 H/L 0.27500 H/L 18.33000 H/L 35.40000 H/L 2.68000 H/L 48.87000 H/L 42.00000 H/L 62.24000 H/L 73.53000 H/L 34.67000 H/L 24.710000 28,935.41 1) 1171 AT&T INC (00206R102) COM New York Stock Exchange 12/29/2005 27.315000 29,500.20 2) 1080 BELLSOUTH CORP (079860102) COM New York Stock Exchange 12/29/2005 25.940000 4,176.34 3) 161 COMCAST CORP NEW (20030N200) CL A SPL NASDAQ - Industrial 12/29/2005 0.282500 28.25 4) 100 DELPHI CORP (247126105) COM Other OTC 12/29/2005 18.815000 188.15 5) 10 GENERAL MTRS CORP (370442105) COM New York Stock Exchange 12/29/2005 35.575000 5,018.07 6) 141.056 KEYSPAN CORP (49337W100) COM New York Stock EXChange 12/29/2005 2.700000 1,155.60 7) 428 LUCENT TECHNOLOGIES INC (549463107) COM New York Stock Exchange 12/29/2005 49.170000 1,130.91 8) 23 METLIFE INC (59156R108) COM New York Stock EXChange 12/29/2005 42.000000 5,040.00 9) 120 PENSECO FINL SRVCS CORP (709570105) COM NASDAQ Bank - Insurance 12/29/2005 62.640000 6,264.00 100 PNC FINL SVCS GROUP INC (693475105) COM New York Stock EXChange 12/29/2005 14 PRUDENTIAL FINL INC (744320102) COM New York Stock Exchange 12/29/2005 71.9345 SOUTHERN CO (842587107) COM New York Stock EXChange 12/29/2005 73.945000 1,035.23 34.880000 2,509.08 This report was produced with EstateVal, a product of Estate Valuations & Pricing Systems, Inc. If you have questions, please contact EVP Systems at (818) 313-6300 or www.evpsys.com. (Revision 7.0.4) Date of Death: 12/29/2005 Valuation Date: 12/29/2005 Processing Date: 09/12/2006 . . Shares or Par Security Description Estate of: Estate of Dorothy Lafferty Account: 91404 Report Type: Date of Death Number of Securities: 13 File 10: Lafferty, Dorothy Estate Certificate Shares High/Ask Low/Bid Mean and/or Div and Int Adjustments Accruals Security Value 13) 544 VERIZON COMMUNICATIONS (92343VI04) COM New York Stock Exchange 12/29/2005 30.38000 30.15000 H/L 30.265000 16,464.16 Total Value: Total Accrual: Total: $101,445.40 $0.00 $101,445.40 This report was produced with EstateVal, a product of Estate Valuations & Pricing Systems, Inc. If you have questions, please contact EVP Systems at (818) 313-6300 or www.evpsys.com. (Revision 7.0.4) Page 2 . . Date of Death: 12/29/2005 Valuation Date: 12/29/2005 Processing Date: 03/24/2006 Estate Valuation . Shares or Par Security Description Estate of: Estate of Dorothy Lafferty Account: Raymond James Report Type: Date of Death Number of Securities: 1 File ID: Lafferty, Dorothy Estate Raymond James PNC Bank Corp High/Ask Low/Bid Mean and/or Div and Int Adjustments Accruals Security Value 1) 13 PNC FINL SVCS GROUP INC (693475501) PFD CV D $1. 80 New York Stock Exchange 12/23/2005 01/05/2006 106.00000 105.50000 106.00000 H/L 105.50000 H/L Div: 0.45 Ex: 12/07/2005 Rec: 12/09/2005 Pay: 01/02/2006 105.785714 5.85 1,375.21 Total Value: Total Accrual: Total: $1,381.06 $5.85 $1,375.21 Page 1 This report was produced with EstateVal, a product of Estate Valuations & Pricing Systems, Inc. If you have questions, please contact EVP Systems at (818) 313-6300 or WWw.evpsys.com. (Revision 7.0.4) - . . Estate Valuation Date of Death: 12/29/2005 Valuation Date: 12/29/2005 Processing Date: 08/03/2006 Shares or Par Security Description Estate of: Estate of Dorothy Lafferty Account: 91404 Report Type: Date of Death Number of Securities: 1 File ID: Lafferty, Dorothy Estate Raymond James Avaya High/ASk LOw/Bid Mean and/or Div and Int Adjustments Accruals Security Value 1) 100 AVAYA INC (053499109) COM New York Stock Exchange 12/29/2005 10.86000 10.75000 H/L 10.805000 1,080.50 Total Value: Total Accrual: Total: $1,080.50 $0.00 $1,080.50 This report was produced with EstateVal, a product of Estate Valuations & Pricing Systems, Inc. If you have questions, please contact EVP Systems at (818) 313-6300 or www.evpsYS.com. (ReviSion 7.0.4) Page 1 .. . . Waddell & Reed Date of Death: 12/29/2005 Valuation Date: 12/29/2005 Processing Date: 03/01/2006 Shares or Par Security Description High/ASk Estate of: Estate of Dorothy Lafferty Account: 91404 Report Type: Date of Death Number of Securities: 1 File ID: Lafferty, Dorothy Estate Waddell & Reed Mean and/or Div and Int Security Adjustments Accruals Value Low/Bid 1) 120.131 WADDEL & REED ADVISORS FD INC (930057500) SCI&TECHNOL A Mutual Fund (as quoted by NASDAQ) 12/29/2005 11.17000 Mkt 11.170000 1,341.86 Total Value: Total Accrual: Total: $1,341.86 $0.00 $1,341.86 Page 1 This report was produced with EstateVal, a product of Estate Valuations & Pricing Systems, Inc. If you have questions, please contact EVP Systems at (818) 313-6300 or www.evpsys.com. (Revision 7.0.4) o~~i . Keefer Wood Allen & Rahal LLP Attorneys At Law Attn: Cayle D Swindler 415 Fallowfield Rd Suite 301 Camp Hill P A 17011 6300 Lamar Avenue Post Office Box 29217 Shawnee Mission, KS 66201-9217 FEB 2 <, 2006 '" February 22,2006 Re: 24216475 - Dorothy Lafferty Dear Ms Swindler, In response to your recent inquiry, we are pleased to offer the following information: Valuation Date: 12-29-2005 AccountIFund Cusio Total Shares Price Per Share 24216475/622 930057500 120.131 11.17 In order to re-register or liquidate this account, we will require the outstanding certificate of 40 shares, a copy of the death certificate, copy of letters testamentary and instructions signed by the executor of the estate. If re-registering or liquidating to the estate, please provide the tax id # for the estate if one has been assigned. If re-registering or liquidating to an individual, we will require the individuals' social security number, date of birth and address information. In addition, ifliquidating to an individual, we will require instructions signed by the individual authorizing the liquidation since it will be reported under his or her social security number for tax purposes. We appreciate the opportunity to be of service. Sincerely, _ p/J n ~~/W Client Service Division Waddell & Reed Services Company - . Date of Death: 12/29/2005 Valuation Date: 12/29/2005 Processing Date: 03/02/2006 Wachovia Securities . Shares or Par security Description Estate of: Estate of Dorothy Lafferty Account: 91404 Report Type: Date of Death Number of Securities: 5 File ID: Lafferty, Dorothy Estate Wachovia Securities High/ASk Low/Bid Mean and/or Div and Int Security Adjustments Accruals Value 1) 664.116 EVERGREEN PA TAX FREE FD (300326105) CL A Mutual Fund (as quoted by NASDAQ) 12/29/2005 11.36000 Mkt 2) 527.365 EVERGREEN EQUITY TR (30023C772) BALANCED A Mutual Fund (as quoted by NASDAQ) 12/29/2005 11.360000 7,544.36 8.73000 Mkt 3) 1014.826 FEDERATED INCOME SECS TR (31420C837) MUNI&STK ADV A Mutual Fund (as quoted by NASDAQ) 12/29/2005 8.730000 4,603.90 11.28000 Mkt 4) 600 NUVEEN PA DIV ADVANTAGE MUN FD (67070E103) COM American Stock Exchange 12/29/2005 15.90000 11.280000 11,447.24 5) Div: 0.074 Ex: 12/13/2005 Rec: 12/15/2005 Pay: 12/30/2005 Div: 0.1015 Ex: 12/13/2005 Rec: 12/15/2005 Pay: 12/30/2005 10000 DUKE ENERGY CORP (264399EAO) Financial Times Interactive Data DTD: 04/16/2002 Mat: 04/01/2022 6.6% 12/29/2005 15.66000 H/L 15.780000 44.40 60.90 9,468.00 Int: 10/01/2005 to 12/29/2005 100.04730 Mkt 100.047300 161. 33 10,004.73 Total Value: Total Accrual: Total: $43,334.86 $266.63 $43,068.23 Page 1 This r,port wa. produ"d with Estat.Val, a produ,t of E.tat. Valuations, Pri'i09 'yst.ms. Ion. If you havs qu.stions. please contact EVP Systems at (818) 313-6300 or www.evpsys.com. (ReviSion 7.0.4) - i:)avtngs Hond Calculator Value As Of h 2/2005 !l.Ip,dtdel Bond Info Series , EE Bonds .=.J Results # Bonds 24 Total Price $36,000.00 . Denomination $15,000 . z.f .. . Page 1 of2 Savinc nHeri'-i Serial Number Issue Date r r ,- i ~ Total Interest $24,093.20 Issue Serial Number Date Series Denom V4407059EE 08/1993 EE V5383276EE 03/1998 EE V5383273EE 03/1998 EE V5383274EE 03/1998 EE V5383277EE 03/1998 BE V5383275EE 03/1998 EE V4407060EE 08/1993 EE V2560200EE 04/1993 EE V2560199EE 04/1993 EE V2560198EE 04/1993 EE V2560197EE 04/1993 EE V2560196EE 04/1993 EE M45871558EE 10/1992 EE M45871557EE 10/1992 EE M45871556EE 10/1992 EE M45871555EE 10/1992 EE M45871554EE 10/1992 EE M45871551EE 10/1992 EE M45871552EE 10/1992 EE M45871553EE 10/1992 EE M45871550EE 10/1992 EE M45871549EE 10/1992 EE M45871548EE 10/1992 EE M45871547EE 10/1992 EE jJl.few'lOI/ Viewing Bonds 1-24 le(end Note Description NT Not Issued NE Not Eligible for Payment Issue Price $5,000 $2,500.00 5;000 2,500.00 5,000 2,500.00 5,000 2,500.00 5,000 2,500.00 5,000 2,500.00 5,000 2,500.00 5,000 2,500.00 5,000 2,500.00 5,000 2,500.00 5,000 2,500.00 5,000 2,500.00 1,000 500.00 1,000 500.00 1,000 500.00 1,000 500.00 1,000 500.00 1,000 500.00 1,000 500.00 1,000 500.00 1,000 500.00 1,000 500.00 1,000 500.00 1,000 500.00 http://WWWs'Publicdebt.treas.gov!BC/SBCPrice - Total Value $60,093.20 YTD In: $1,884 Interest Interest Next Final Rate Accrual Maturit: Value $1,736.00 $4,236.00 3.19% 02/2006 08/202: 946.00 3,446.00 3.42% 01/2006 03/202: 946.00 3,446.00 3.42% 01/2006 03/2021 946.00 3,446.00 3.42% 01/2006 03/202: 946.00 3,446.00 3.42% 01/2006 03/2021 946.00 3,446.00 3.42% 01/2006 03/2021 1,736.00 4,236.00 3.19% 02/2006 08/202: 1,840.00 4,340.00 3.16% 04/2006 04/202: 1,840.00 4,340.00 3.16% 04/2006 04/202: 1,840.00 4,340.00 3.16% 04/2006 04/202: 1,840.00 4,340.00 3.16% 04/2006 04/202: 1,840.00 4,340.00 3.16% 04/2006 04/202: 557.60 1,057.60 4.00% 04/2006 10/202: 557.60 1,057.60 4.00% 04/2006 10/202: 557.60 1,057.60 4.00% 04/2006 10/202: 557.60 1,057.60 4.00% 04/2006 10/202: 557.60 1,057.60 4.00% 04/2006 10/202: 557.60 1,057.60 4.00% 04/2006 10/202: 557.60 1,057.60 4.00% 04/2006 10/202: 557.60 1,057.60 4.00% 04/2006 10/202: 557.60 1,057.60 4.00% 04/2006 10/202: 557.60 1,057.60 4.00% 04/2006 10/202: 557.60 1,057.60 4.00% 04/2006 10/202: 557.60 1,057.60 4.00% 04/2006 10/202: 1/31/2006 - . - - - - '-------------."...--..-..-------..----..-............. . ,.~,..,..,..'~.H.'..,._.""""'"'~.A"'.'.A..'_'............... ...,........_--~--_.~-,.~'....._--.--...;-""-~.""'_:._'-:_-_..-.,._. - - - - REV.1508 EX + (1-97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RElURN RESIDENT DECEDENT . SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY ESTATE OF Lafferty, Dorothy K. FILE NUMBER 21-2006-0040 Include the proceeds of litigation and the date the proceeds were received by the estate. AI properly jOlnUy-owned with the right of survivorship must be disclosed on Schedule F. ITEM NUMBER 1. See at tached DESCRIPTION VALUE AT DATE OF DEATH 309,033.89 2W46AD 2.000 TOTAL (Also enter on line 5 Recaoitu/ation) $ (If more space Is needed, Insert additional sheets of the same sjze) 309,033.89 Form 706 (Rev. 8-2005) Estate of: Dorothy K. Laffertv 176-22-3950 Item Description Alternate Alternate value Value at date of death number valuation date 1 Cash found in Decedent's wallet 171.81 2 Medicare Payments 235.05 3 Aetna Claim Payments 92.55 -. .- 4 Coins found in safe deposit box 51.50 Per appraisal 5 2001 Lexus Sedan 17,275.00 Per KBB.com 6 Mellon Bank Refund Check 1,314.76 7 Misc. Household Items 9,578.00 Per appraisal 8 Sovereign Bank CD 0575330261 22,954.58 Per 02/17/06 letter Interest on above item accrued as of decedent's death 65.09 9 PNC Bank Checking 51-4003-6489 12,174.97 Per 03/08/06 letter Interest on above item accrued as of decedent's death 2.82 10 JP Morgan Chase Bank Checking 647185578 10,356.45 Per 02/24/06 letter Interest on above item accrued as of decedent's death 2.55 11 PNC Money Market 50-0356-5616 10,111.83 Per March 8, 2006 letter Interest on above item accrued as of decedent's death 22.91 ~ 12 Members 1 st Federal Credit Union 200167-00 11,220.47 Per 02/24/06 letter Interest on above item accrued as of decedent's death 8.61 Total from continuation schedules (or additional sheets) attached to this schedule 213,394.94 TOTAL (Also enter on Part 5, Recapitulation, page 3, at item 3.) . . . . . . 309,033.89 (For jointly owned property that must be disclosed on Schedule E, see the instructions for Schedule E.) .---- <If more space is needed, attach the continuation schedule from the end of this package or additional sheets of the same size.) (See the instructions on the reverse side.) VEA 7011-13 (9/24/05) Kelley Blue Book - Private P~riCing Report - Lexns, ES 300 . ...... .!!l~~ . ~.. Page 1 of3 C'RpII,JOne I auto 80ye Home > ~Cm > ~ > ~ > .ES...JQQ > Sedan 4D > Equipment USED CARS o Quick Dealer Price Quote 0 Search Used Car Listings 0 Lis 2001 Lexus ES 300 Sedan 4D . Print This Page ~ Trade-In Value Value :~ Suggested Retail Value ~ Photo Gallery ~ Review G Shopping Tools )- Free CARFAX Record Check Auto Loan from 6.65% APR :.. Get an Insurance Quote " Payment Calculator j>- Extended Warranty Quote j>- Print For Sale Sign ,. BLUE BOOK CLASSIFIEDS 1N Search Used Car Listings t~~~^~~^^^"^_. t~~....~~g__. 1~~.~il:~~~^I::S~.^.. ZIP Code 1170111 To View Ads, Click .. BLUE BOOK CLASSIFIEDS 1M List Your Car For Sale Reach millions of Shoppers on kbb,com, Cars.com, and other popular sites. Find out more, Click .. ii Estim )I> $342 /rr c, ~ Get a Pre from 6.6~ '''^ Your Cree ". Get a Fre -a New Deall Used Deal http://www.kbb.comlkblki.d1I1kw.kc.ucp?kbb.PA;;PA041 ;&170 11&;338623&;;ucp;&6;LE;... 3/2/2006 BLUE BOOK. PRIYATE PARTY VALUE 1WHAT'$ THI$? Condition Value --~_m""_~_"""""'''''''''_''''''''''_mWc''''~''''''''''''''__m"".. Excellent $17,275 ....WHAT'$ THIS"? (Selected) Good $16,325 A U.lHAT'$ THIS;- . More Photos Fair $15,025 ....WHAT.S THIS '? NEXT STEPS: ., Search Local Listings o List Your Sedan For Sale Vehicle Details Engine: Transmission: Drivetrain: Mileage: o Change Equipment V6 3,0 Liter 4-Spd Auto Overdrive FWD 9,100 Selected Standard Equipment Auto Climate Control AM/FM Stereo Power Steering Cassette Power Windows Dual Front Air Bags Power Door Locks Front Side Air Bags Tilt Wheel Anti-Lock Braking Cruise Control Traction Control Leather Dual Power Seats Moon Roof Alloy Wheels Blue Book Private Party Value Private Party Value is what a buyer can expect to pay when buying a used car from a private party. The Private Party Value assumes the vehicle is sold "As Is" and carries no warranty (other than the continuing factory warranty). The final sale price may vary depending on the vehicle's actual condition and local market conditions. This value may also be used to derive Fair Market Value for insurance and vehicle donation purposes, Kelley Blue Book - Private Paycing Report - Lexu., ES 300 SHOP FOR A NEW YEHICLE Compare Used vs. New IES.!..~~~..t()_E~!~go__. l~()~~J~~~.~_~~.~S,_~d. .....JIi t~~~~.n ,. To View List, Click . View Another Vehicle l~~~~~~.~~~!:...:~. l~:~:~t. .~~.~:.~::......_..._...J. f~: ':~~..~().~:"~.:'.,..__........_ ..JIJ )- Or Search by Category '" Or Change ZIP Code . Page 2 of3 Vehicle Condition Ratings o Check Vehicle Title History Excellent (Selected) CXJ(Jk-2Q $17,275 "Excellent" condition means that the vehicle looks new, is in excellent mechanical condition and needs no reconditioning. This vehicle has never had any paint or body work and is free of rust. The vehicle has a clean title history and will pass a smog and safety inspection. The engine compartment is clean, with no fluid leaks and is free of any wear or visible defects. The vehicle also has complete and verifiable service records. Less than 5% of all used vehicles fall into this category. Good ~~.:; $16,325 "Good" condition means that the vehicle is free of any major defects. This vehicle has a clean title history, the paint, body and interior have only minor (if any) blemishes, and there are no major mechanical problems. There should be little or no rust on this vehicle. The tires match and have substantial tread wear left. A "good" vehicle will need some reconditioning to be sold at retail. Most consumer owned vehicles fall into this category. Fair DDD:::;::~ $15,025 "Fair" condition means that the vehicle has some mechanical or cosmetic defects and needs serVicing but is still in reasonable running condition. This vehicle has a clean title history, the paint, body and/or interior need work performed by a profesSional. The tires may need to be replaced. There may be some repairable rust damage. Poor N/A "Poor" condition means that the vehicle has severe mechanical and/or cosmetic defects and is in poor running condition. The vehicle may have problems that cannot be readily fixed such as a damaged frame or a rusted-through body. A vehicle with a branded title (salvage, flood, etc.) or unsubstantiated mileage is considered "poor." A vehicle in poor condition may require an independent appraisal to determine its value. * Pennsylvania 03/02/2006 Accurate Condition Appraisal C Change Condition Accurately appraising the condition of a vehicle is an important aspect in determining its Blue Book value. Taking Our 16 question condition quiz will ensure you know the correct condition rating. NEXT STEP,S: o Search Local Listings C List Your Sedan For Sale CopyrIght @ 2006 by Kelley Blue Book Co., All Rights Reserved. 2006 Edition. The specific Information required to determine the value for this particular vehicle was supplied by the person generating tl1fs report. Vehicle valuations are opinions and may vary from vehicle to vehicle. Actual valuations will vary based upon market conditions, specifications, vehicle condition or other particular circumstances pertinent to this particular vehicle or the transaction or the parties to the transaction. This report Is intended for the Individual use of the person generating this report only and shall not be sold or transmitted to another party. Kelley Blue Book assumes 110 responsibility for errors or omissions. (v. 06030) http://www.kbb.cOmlkblki.dlllkw.kC.UCP?kbb.PA;;PA041;&17011&338623&;ucp;&6;LE;A6 3/2/2006 ~ I I :a.. /=:: m ~ S1 l'/) fa G) ~ ~ rn ~ ~ (j) f!! ~ ~ "'i ~ ~ i! :n f':i. ;.~ fa ~ ~ I" -c:: ~ ~ ;g m ~ ~ ~ :a.. :2: ~ (') ~ ~ ~ ~ iR l:j a :a.. ~ ~.~~ \'Jj ~ Jj ~ ~ Number 1 2 3 4 5 6 7 8 9 10 11 12 - .. . . Appraisal for Estate of Dorothy Lafferty 3805 Lamp Post Lane Camp Hill, PA 17011 DescrlDtion Amount Familv Room Good quality wing chair containing off green upholstery. (Circa 1970's) 20.00 Heavy duty oak armchair containing red leatherette upholstery. (Circa 1970) 18.00 Bi-Ievel oak lamp stand. (Circa 1970) 15.00 Good quality fold-up dining room table with sawbuck base. Size when open 40" by 64". (Circa 1960) 75.00 Sun Room Bi-Ievel oak lamp stand. (Circa 1970) 15.00 Low sitting oak comer stand with red leatherette upholstery. Size 27" by 27". (Circa 1970) 15.00 Eight-spindle maple rocker containing shaped cut-out crest rail, standard butt seat, turned rail base and standard rockers. Excellent condition. (Circa 1980) 50.00 Two-seat love seat and matching three-seat sofa and four large matching pillows. All upholstery brown suede. Attributed to Banhaus. Excellent condition. (Circa 2004) 500.00 36" diameter oak table with heavy shaped feet. Good quality. (Circa 1970) 40.00 32" by 32" square hardwood table containing round tapered legs. (Circa 1970) 25.00 Framed 17" by 22" lithograph of early tree in woods. Lithograph 166/950. Attributed to David Lenker. (Circa 1950's) 125.00 13" by 17" framed print of frigate at sea. Very good walnut frame. Signed Tomlison. (Circa 1980's) 85.00 . . Number DescriDtion . . 13 6' green colored halogen floor lamp in good operating condition. (Circa late 20th century) 45.00 Amount 14 Nine-spindle oak captain's chair containing black leatherette trim to crest rail. Good quality chair. (Circa 1970) 35.00 Kitchenette 15 Three matching wicker style stools with wooden backs and wrought iron base. Good quality. (Circa 1970) 75.00 Dinino Room 16 Eight-piece walnut veneer dining room suite. (Circa 1963) 950.00 A. Oval dining room table with single extension board, turned legs and biscuit feet. Size when opened 45" by 68". B. Four ladder-back side chairs with pad seats. C. Two ladder-back armchairs with pad seats. D. Large side board two drawers over four blind doors. Raised relief work on front of side board. Excellent condition for its age. 17 Large cove moulded gifted mirror. (Circa 1963) 75.00 18 Composition wood double door server. (Circa 1960's) 40.00 19 Framed 17" by 23" woven linen large city scene turn of century period. Attributed to Berta. (Circa 20th century) 100.00 Livino Room 20 Walnut wood poCket baby grand piano containing good keys, felts, and sound board. Piano measures 60" depth and 58" width. Piano in excellent condition. Attributed to Charles M. Stieff'. Walnut wood music bench containing lift top and tapered legs. (Circa 1920's) 4500.00 21 Pink velveteen two-section sofa with tufting in back. Good quality frame. Minor color loss from sun light. Attributed to Heritage Furniture Co. (Circa 1976) 125.00 22 25-year presentation Hamilton shelf clock to Bill's father from Smith, Kline and French Pharmacy. Running condition. Good quality clock. (Circa 1985) 60.00 23 Good quality walnut frame barrel-back living room chair with melon colored upholstery. Excellent condition. (Circa 1980's) 75.00 24 VVing-back living room chair with good walnut frame and lime green upholstery. Very fine to excellent condition. (Circa 1970's) 100.00 25 Walnut veneer drum table with bind door which opens to storage space. (Circa 1970) 20.00 - . . I Number DescriDtion . . 26 Fine quality pale green ceramic lamp with half shade. Working condition. (Circa 1980) 60.00 Amount 27 Two small walnut stained Chippendale style end tables containing single drawer, moulded top, cabriole legs and biscuit feet. Fine condition. (Circa 1980) 130.00 28 Pair of soft walnut veneer end tables containing beadcock top, single drawers, paneled ends, and tapered legs. (Circa 1970) 40.00 29 Pair of brass table lamps with half shades. Working condition. (Circa 1980) 50.00 30 6' by 11' Persian Oriental rug containing deep pile and medium weave colored red, indio, natural, blue, pink, green and rust. Fourteen narrow borders. Center of rug red with multicolored foliate flowers. Minor losses to fringe. late in period. (Circa 1985-1990) 300.00 31 Pair of 7 1/2" by 8 1/2" prints in frames. (Circa 1950) 50.00 A. Bowling Green, New York (1900 scenes) B. Courtland St. New York (1900 scenes) 32 Eureka upright sweeper with attachments. VVhirlwind model. 12 amps. Good running condition. (Circa 1998) 40.00 Small Front Bedroom 33 Unmarked small size cedar chest containing lift top and bracket feet. Chest shows minor age scratches and wear from use. (Circa 1950) 50.00 Master Bedroom 34 20% ribbed brass bed. Queen size box spring and mattress. Hollywood type. (Circa 1980) 150.00 35 Walnut veneer combination writing desk and chest of drawers. Single drawer over writing desk. Storage compartment with three drawers below. Paneled ends. Attributed to Mfg. Kindell Grand Rapids, Mich. (Circa 1970) 150.00 36 Two over two walnut veneer dresser. low sitting chest of drawers. Attributed to Kindell Grand Rapids, Mich. (Circa 1970) 75.00 37 11'6" by 13'4" Oriental rug containing heavy pile, medium weave, border on two sides, and multicolored floral foliate decoration. Early rug with good deep colors. (Circa 1930's) 750.00 38 Small mahogany wood jewelry cabinet containing double blind doors which open to four drawer shelves. Two drawers at base. Fine cabriole legs with biscuit feet. (Circa 1970's) 75.00 - Number DescriDtion . . Amount Rear Bedroom 39 Six-spindle, dressed back, oak rocker containing cane seat and standard base. Seat needs restoration. Cost to repair $75.00. Not advisable. Value less than repair. (Circa 1910) 45.00 40 Triple shelf stand in mahogany wood with turned legs. (Circa 1970) 30.00 41 Light tan Caucasian Oriental rug containing medium pile, medium weave, and single border floral foliate decoration colored brown, tan, rust and indio. Fringe ends. Late in period. (Circa 1980's) 200.00 Front Bedroom 42 Unknown maker cedar chest with lift top, block feet, and wood bale handles. Top of cedar chest shows cuts, scratches and varnish loss. (Circa 1950) 50.00 43 Three-piece rock maple bedroom suite. A. Two four-stack drawer bureau with mirror. B. Five-drawer chest of drawers - art deco style. C. Single drawer night stand - art deco style. Tops of bedroom suite show cuts and wear from use. Clean up with Murphy's oil and then butcher's wax. (Circa 1940) 100.00 44 Queen size mattress and box spring. Over 14 years old. Not much value. (Circa 1980) 50.00 TOTAL J 9578.00 The undersigned appraiser certifies that he has personally inspected the above described property, that he has no present or contemplated interest therein, that any remuneration received as compensation for this appraisal has no relationship to the values reported, and that the information contained herein is true and correct. ,r;J tv ~ ~ James W. Frey Jr. Appraiser 209 W. Main Street Strasburg, PA 17579 Phone 717 687-6722 MAR-07-2006 22:19 PNCBANK . ~ PNCBAN< March 8. 2006 Caylc D. Swindler 415 Fa1low:field Road, Suite 301 Camp Hill, PA 17011-4906 RE: Estate of Dorothy K. Lafferty, deceased SSN: 176-22-3950 DOD: 12/29/2005 - Dear Ms_ Swindler: . 412 768 3458 In response to your request for Date of Dcath balances for the customer noted above, our records show the following~ Certificates of Deposit Account #31200140241 DOROTHY LAFFERTY DOD balanoe: $14,540.88 + $39.58 accroed interest Aocount#31600269605 DOROTHY LAFFERTY DOD balance: $10,133.09 + $21.82 accrued interest Checking Account ~ccount#5140036489 DOROTHY LAFFERTY DOD balance: $12,174.97 + $2.82 accrued interest Savings Account ~ccount #5003565616 DOROTHY LAFFERTY DOD balanoe: $10,111.83 + $22.91 accrued interest Page 1 of2 - Established 10/02/1998 Established 08/09/2005 Established 04/01/1975 Established 08/09/2005 P.01/1212 I I ,....ur"U,r'\ 41 ~ . ('bl::l .54::>1::J P,02/02 . . Please note that this office only provides date of death balances for deposit accounts (IRAs, CDs, Checking and Savings accounts)_ We do not process any finaDcial transactions or provide statements. If you need assistance with any of these items, please call 1-888-PNC-BANK (1-888-762-2265) or stop by your local PNC Bank branch office. Sincerely, ~WJJh- Rachelle Wells 1-800.762-1775 P7-PFSC-04-F 500 firST A vc. Pittsburgh PA 15219 Page 2 of2 Member FDIC TOTAL P.02 - 1 I . . Sovereign Bank ESTATE OF SOCIAL SECURITY #: DATE OF DEATH: Dorothy K Lafferty 176-22-3950 December 29, 2005 Account #: 0571106641 Type: Money Market Open date: 5/15/1996 In the name of: Dorothy K Laffe ITF D Colleen & Maureen L & William I Ir Laffe &** Date of Death Balance: $71,314.33 Int.(YTD) from 1/1/2005 to 11130/2005 $1,283.05 Accrued interest to date of death: $98.58 Other Info: ** Ann L Zobrist & Karen C Laffety beneficiaries Account #: 0571107419 Type: Checking In the name of: Dorothy K Lafferty of William J Lafferty Date of Death Balance: $17,697.38 Int.(YTD) from 1/1/2005 to 12/3/2005 Accrued interest to date of death: $26.80 Other Info: Open date: 3/1/1982 Account #: 0575330261 Type: In the name of: Dorothy K Lafferty Date of Death Balance: Int.(YTD) from 1/1/2005 to Accrued interest to date of death: Other Info: $281.75 CD Open date: 1/15/2002 $22,954.58 11130/2005 $65.09 $712.34 Aooount#: 0578146235 Type: CDIIRA Open date: 9/16/1996 In the name of: Dorothy K Lafferty Date of Death Balance: $84,673.70 Int.(YTD) from 1/1/2005 . to 11130/2005 $2,874.53 Accrued interest to date of death: . $251.93 Other Info: Benefidaries: William Lafferty Jr, Ann P Zobris~ D. Colleen Lafferty, Karen Lafferty Y Maureen L Lafferty Page 1 of 1 ", - - . JPMorgan C. Bank, N.A. Court Orders and Levies Mail Code: LA2-2808 P.O. Box 260164 Baton Rouge, LA 70826-0164 February 24, 2006 MAR J ""' 2006 Keefer, Wood, Allen & Rahal, LLP Attorneys at Law 415 Fallowfield Road Ste. 301 Camp Hill, PA 17011-4906 RE: Social Security Number: Date of Death: Dorothy Lafferty 176-22-3950 12/29/05 Dear Sir or Madam: Please find listed below the information requested in your letter dated 2/13/06: VERIFICATION OF FUNDS JPMorgan Chase Bank, N.A., a federally insured financial institution, duly incorporated and qualified to act as such under the laws of the United States of America, by and through the undersigned officer, hereby certifies (as of even date herewith) as to the following accounts. Account Number Ownership of Account Principal Accrued Balance as of Interest as of 0.0.0. D.O.D. 647185578/ Dorothy Lafferty, sole owner $10,356.45 $2.55 checking 1833558701/ Dorothy Lafferty, sole owner $25,544.06 $16.81 savings Safe Deposit Box: _Yes Box Number -LNo Banking Center Telephone Number Description of loans if any: None Should you have any questions, please call (225) 332-7250 opt. 1 or fax inquiries to (225) 332-7274. nna atty- 1_rev.doc JPMorgan Chase Bank, N.A. By: "This letter is written as a matter of business courtesy, Without prejuclice. and is intended fOf the confidelitial use of the addressee only. No Consi'd8l8tion has been paid or received .for the issuance of this letter. The Sources and contents of this letter are not to be divulged and no responsibility is to attach to this bank Of any of its officers, ElIl1lIoyees Of agents by the issuance or contents of thee letter which is provided in ~ faith and in reliance upon the assurances of confidentiality provided to this bank. Information and expressions of opinion of any type contained herein are obtained from the records of this bank or other sources deemed reliable. without independent investigation, but such infonnation and expressions are subject to change without notice and no representation or Warranty as to the accuracy of such infonnation or the reliability of the sources is made or i"1>lied or vouched for in any way. This letter is not to be reproduced. used in any advertisement or in any way whatsoever except as represented to this bank. This bank does not undertake to notify of any changes in the infonnation contained in this letter. Any reliance is at the sole risk of the addressee.' - ...^ ....1 d.n5ml t tal 7/11/2006 1:36 PM PAGE 1/002 Fax Server . . ::--~- -;:-~ .:---- lVAcllO..IA Wacho\<ll1 Bank N.A. Balance ConJinruUion Service~ POBox 40028 ROllIloke. VA 24022-7313 Ref_ce fD: lGll4129 July 11. 2006 KEEFER WOOD ALLEN &. RAHAL 4lS FALLOWFlELD ROAD SUITE 301 CAMP HILL, PA 17011-4906 SUBJECT: Verification j Confirmation of ACcount lInd Balance Information provided for: Customer: DOROTHY K LAFFERTY (SSN# 176-22-3~O) Date 01 Death: D~ember 29, 2005 II.x:oIlDt lYpc Denaait A~t JDformation Date. of Death ^vauge Date Maturity Iata-est Acl%1led YTD D4te HaI8acc Ha!aal:ca ~ Due IlC Iuk:rcIt 1.ntacst Paid CloKd t\ix:01IIlt Numb;r CER'IDlCATE OF DEPOSIT 247412291889191 LEGL\L TIlLE: DOROTHY K Ll\FfERn" $2J,486.J8 1/27/2003 S61.01 $469.73 213i2006 1R.4. 257410270659711 LEGAL TlTI.E: DoROTHY K LAFFERTY $2,114.Q7 1/14/1993 $2.08 S17.10 6:27/2006 Fnr Reno::f'iciaty CLtirn Form infurnw.ioll, plCMlle call 1 (1lO0Y,69-21.V., IRA 2574100G08JJI22 LEGAL TITLE: DOROTHY K LAFFERTY $20,90'.00 111141200' $116.24 $0,00 6/19/2006 For Bene1iciaty Claim Fonninformation, please caII1(800l669-2136. IRA 1$741009()S,OSU LEGAL TInE: DoROTHY K LAFrERn. $"2,165.44 818i2IJ02 SJ6.'s1J 6/19/2006 sn.61 FurBcu....Ii~:im-y CLcirn FunninfUllUltliulJ, pl~.,.,u 1(&O0)669-2B6. JR <\ 2.~741 !I0907220~2 LJiOAT. TTTl.r.: DOROTITY K LAFfF.RTI" $2~2.22 7/J0f2004 $2.~i ~4.62 6/19/2006 For ~figj4ry cl4im ForminfOlmlltion, plouc ~ 1(800)669-2136. · Due to IYRtmn limitations, wecun only ,rovide a twelve IIIOtth IVfInge balanac: OIl depository ~. AcCOllDl 'J'ypc RevohialP Credit Infonnation Due ofDBlIlh Credit Due Dale TimDa LegaJ Tille HalaDcc lima Opened Closed Lar.c VISA ,\ccoum 1o.umbcr 43 I J0770297.563711 MHNA. RcvoIviog acdit UCOUDls arc no longer ~ by Wachovia Hank. 1'1Cl1lK: contact MH:SA at 1100-477-9131. - l" AX. ",rra.nsmi t ta.l . 2/002 Fax Server . . 7/11/2008 1:36 PM PAGE :.:-- -s...:: - -:-~.:-~ ~B:Oy..IA Reference ID: 1(.84129 Accomn Type A11coum Kumber Otllcr Acc...nt fnronnation DateofBaIana: Dale ~ Date CI08ed l.edger Collcaed ANNUITY WNFCAF1208689 AMERICAN GENEa. '\L - For informoliOOlllprding 1lIIDUities, pleue call 800-424-4990 L\NNUITy WNFCJ\Fl22.1811 AMJo;J(JCAN /Jt;N~1{AL - for intOrmatiOll roprding aanuitiQ!. plouc call ~UO~2+4?)O No Safe Deposit Box folllld for ClUtomcr. CAP, BROKEllAGE - SELP-DIRJ:CTED IRA ACCOUNTS HAVE BD.'! CONVERTED TO WACBOVIA SEClJIUTJEs. YOn JlEQIJEST lIAS BEEN FORWARDED FOR PROCESSING and WILL IE MAILED mmn SEPARATE COVER. POR QUESTIONS REGARDING CAP, BROKERAGE, or SELF-DIRECTED IRA ACCOt"NTS PLEASE CALL WACHOVIA SECURITIES at J-866-87....2717. · DIlle uf u~1h bliIHlll:C; ulIes l1ul iUL;]UUC lIccruetl inL\:I'clIl. · ff date of death ocourrs on a weekend or a holiday, date of death balanoe does not include any transactions that were made during IhIt! Lime period ~~ Audrey Troutt Serviccnter AS800i:lte Phone: (54U)563-7323 llIIf>;at . . . MEMBERS 1st FEDERAL CREDIT UNION REGUlAR SAVINGS ACCOUNT: Account Number/ Suffix Date Account Established Principal Balance at Date of Death Accrued Interest to Date of Death Total Principal and Accrued Interest Name of Joint Owner 200167 -00 12/28/2000 $11,220,47 $8,61 $11,229.08 None INVESTMENT SAVINGS ACCOUNT: Account Number/ Suffix Date Account Established Principal Balance at Date of Death Accrued Interest to Date of Death Total Principal and Accrued Interest Name of Joint Owner 200167 -05 12/28/2002 $7,334.11 $9.79 $7,343,90 None CERTIFICATE OF DEPOSIT: Account Number/Suffix Date Account Established Principal Balance at Date of Death Accrued Interest to Date of Death Total Principal and Accrued Interest Name of Joint Owner 200167 -41 01/03/2003* $16,723.31 $47.98 $16,771.29 None 200167 -43 01/03/2005** $1,045.39 $3.92 $1,049.31 None CERTIFICATE OF DEPOSIT: AccountNumbe~Suffix Date Account Established Principal Balance at Date of Death Accrued Interest to Date of Death Total Principal and Accrued Interest Name of Joint Owner 200167 -44 01/06/2005*** $80,460.17 $212.94 . $80,673.11 None *Established by transfer of funds from certificate #200167-40 originally established 12/28/2002. **Established by transfer of funds from 200167-05. ***Established by transfer of funds from 200167-05. M~E: ~ERAl CREDIT UNION ~.WOlfe ~ Insurance Services ~ervisor February 24, 2006 Estate of: DOROTHY K. LAFFERTY Date of Death: December 29, 2005 Social Security Number: 176-22-3950 5000 Louise Drive · P.o. Box 40 · Mechanicsburg. Pennsylv:mia 17055 . (717) 697-1161 . WWw.memb=lst.org REV-1509 EX + (1.97) . COMMONwEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN DENT DECEDENT SCHEDULE F JOINTL y-oWNED PROPERTY ESTATE OF Lafferty, Dorothy x. FILE NUMBER 21-2006-0040 If an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G. SURVIVING JOINT TENANT(S) NAME A. Lafferty, William J. ADDRESS RELA TlONSHIP TO DECEDENT Son 11 Sunset Lane Lititz, PA 17543 B. c. JOtNTl y-oWNED PROPERTY: lETTER DATE DESCRIP1lON OF PROPERlY %OF DATE OF DEATH ITEM FOR JOINT MADE Include name of financial institution and bank account number or DATE OF DEATH DECD'S VALUE OF NUMBER TENANT JOINT similar identitvino number. Attach deed for iolntiv-held real estate. VALUE OF ASSET INTEREST DECEDENl'S INTEREST 1. A 03/01/1982 Sovereign Bank 0571107419 17,724.18 50.00 8,862.09 joint with decedent's son, William J. Lafferty, Jr. TOTAL (Also enter on line 6 Recaoitulation) $ 8,862.09 (If more space is needed, insert edditional sheets of same size) 2W46AE 2.000 - r I . . Sovereign Bank ESTATE OF SOCIAL SECURITY #: DATE OF DEATH: Dorothy K Lafferty 176-22-3950 December 29, 2005 Account #: 0571106641 Type: Money Market Open date: 5/15/1996 In the name of: Doroth K Lafferty ITF D Colleen & Maureen L & William I Ir Lafferty &** Date of Death Balance: $71,314.33 Int.(YTD) f!-,om 1/1/2005 to 11/3012005 $1,283.05 Accrued interest to date of death: $98.58 Other Info: ** Ann L Zobrist & Karen C Laffety beneficiaries AccolUlt #: 0571107419 Type: Checking In the name of: Dorothy K Lafferty of William I Lafferty Date of Death Balance: $17,697.38 Int.(YTD) from 1/112005 to 12/3/2005 Accrued interest to date of death: $26.80 Other Info: Open date: 3/1/1982 Account #: 0575330261 Type: In the name of: Dorothy K Lafferty Date of Death Balance: Int.(YTD) from 1/1/2005 to Accrued interest to date of death: Other Info: $281.75 CD Open date: 1/15/2002 $22.954.58 11/30/2005 $65.09 $712.34 Account#: 0578146235 Type: CDIIRA Open date: 9/16/1996 In the name of: Dorothy K Lafferty Date of Death Balance: $84,673.70 Int.(YTD) from 1/1/2005 . to 11130/2005 $2.874.53 Accrued interest to date of death: $251.93 other Info: Beneficiaries: William Lafferty Jr, Ann P Zobrist, D. Colleen Lafferty, Karen Lafferty Y Maureen L Lafferty " Page 1 of 1 - 2W46AF 2.000 REV-1510 EX + (1-9?) . SCHEDULE G INTER-VIVOS TRANSFERS & MISC. NON-PROBA TE PROPERTY COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Lafferty, Dorothy X. ITEM NUMBEf; 1. This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes. FILE NUMBER 21-2006-0040 DESCRIPTION OF PROPERlY INClUDE THE rw.1E OF THE TRANSFEREE, THEIR RElATIONSHIP TO DECEDENT MOTHe ~DO~~ls~A%"ACH A COPY OF THE US Savings Bond Series BB POD Xaren Lafferty V5383274BB 2 US Savings Bond Series BB POD Maureen Lafferty V5383276BB 3 US Savings Bond Series BB POD Ann Zobrist V5383277BB 4 Sovereign Bank Money Market Account 0571106641 in trust for D. Colleen Lafferty, Maureen L. Lafferty, William J. Lafferty, Jr., Ann L. Zobrist and Xaren C. Lafferty, beneficiaries 5 AIG First Choice Bon Contract #WNFCAFJ208689 (Wachovia Securities) Beneficiaries! Decedent's children, William J. Lafferty,Jr., Ann L. Zobrist, D. Colleen Lafferty, Xaren C. Lafferty, Maureen L. Lafferty 6 American Gen First C Contract #WNFCPJ224811 (Wachovia Securities) Beneficiaries: Two of Decedent's children, William J. Lafferty, Jr. and Xaren C. Lafferty 7 Wachovia IRA 257410090550515 Beneficiaries: Decedent's five children 8 Wachovia IRA 257410090722038 Beneficiaries: Decedent's five children DATE OF DEATH VALUE OF ASSET 3,446.00 %OF DECO'S INTEREST 100.00 3,446.00 EXCLUSION (IF APPLICABLE) 0.00 TAXABLE VALUE 3,446.00 100.00 0.00 3,446.00 3,446.00 100.00 0.00 3,446.00 71,412.91 100.00 0.00 71,412.91 43,332.71 100.00 0.00 43,332.71 12,953.81 100.00 0.00 12,953.81 2,191.94 100.00 0.00 2,191.94 860.59 100.00 0.00 860.59 Total from cont1nuation pages.... TOTAL (Also enter on line 7, Recapitulation) $ 347,540.07 488,630.03 (If more space is needed. insert additional sheets of same size.) - Bstate of: Lafferty, Dorothy K. Schedule G -- Inter-vivos Transfers & Misc. Non-probate Property . . Page 2 21-2006-0040 Item Date of death % of Deed's Bxc1usion Taxable Value No. Description Value of asset Interest (If applicable) 9 Wachovia IRA 257410270659711 2,116.15 100.00 0.00 2,116.15 Beneficiaries: Decedent's five children 10 Wachovia IRA 257410060833122 21,021.24 100.00 0.00 21,021. 24 Beneficiaries: Decedent's five children 11 Wachovia Securities IRA 232,585.05 100.00 0.00 232,585.05 5021-44281 Beneficiaries: Decedent's five children 12 Sovereign Bank CD/IRA 84,925.63 100.00 0.00 84,925.63 0578146235 Beneficiaries: Decedent's five children 13 US Savings Bond Ser.ies EB POD 3,446.00 100.00 0.00 3,446.00 William J. Lafferty, Jr. V5j383275BE 14 US Savings Bond Series BE POD 3,446.00 100.00 0.00 3,446.00 Colleen Lafferty V5383273BE TOTAL. (Carry forward to main schedule) . . . . . . 347,540.07 - ~avmgs Bond Calculator Value As Of , 12/2005 :1jpiitIiJ Bond Info Series r EE Bonds .::.I Results # Bonds 24 Total Price $36,000.00 . Denomination $15,000.:1 '~] Serial Number f Total Interest $24,093.20 Issue Serial Number Date Series Denom V4407059EE 0.8/1993 EE V5383276EE 03/1998 EE V5383273EE 03/1998 EE V5383274EE 03/1998 EE V5383277EE 03/1998 EE V5383275EE 03/1998 EE V 4407060EE 08/1993 EE V2560200EE 04/1993 EE V2560199EE 04/1993 EE V2560198EE 04/1993 EE V2560197EE 04/1993 EE V2560196EE 04/1993 EE M45871558EE 10/1992 EE M45871557EE 10/1992 EE M45871556EE 10/1992 EE M45871555EE 10/1992 EE M45871554EE 10/1992 EE M45871551EE 10/1992 EE M45871552EE 10/1992 EE M45871553EE 10/1992 EE M45871550EE 10/1992 EE M45871549EE 10/1992 EE M45871548EE 10/1992 EE M45871547EE 10/1992 EE 'fV fYi'ew\ltFII Viewing Bonds 1-24 le(end Note Description NT Not Issued NE Not Eligible for Payment Issue Price $5,000 $2,500.00 5,000 2,500.00 5,000 2,500.00 5,000 2,500.00 5,000 2,500.00 5,000 2,500.00 5,000 2,500.00 5,000 2,500.00 5,000 2,500.00 5,000 2,500.00 5,000 2,500.00 5,000 2,500.00 1,000 500.00 1,000 500.00 1,000 500.00 1,000 500.00 1,000 500.00 1,000 500.00 1,000 500.00 1,000 500.00 1,000 500.00 1,000 500.00 1,000 500.00 1,000 500.00 http://WWWs.Publicdebt.treas.gOV/BC/SBCPrice - . Page 1 of2 Savinc Issue Date i L...... Total Value $60,093.20 YTD InT $1,884 Interest Interest Next Final Value Rate Accrual Maturit; $1,736.00 $4,236.00 946.00 3,446.00 946.00 3,446.00 946.00 3,446.00 946.00 3,446.00 946.00 3,446.00 1,736.00 4,236.00 1,840.00 4,340.00 1,840.00 4,340.00 1,840.00 4,340.00 1,840.00 4,340.00 1,840.00 4,340.00 557.60 1,057.60 557.60 1,057.60 557.60 1,057.60 557.60 1,057.60 557.60 1,057.60 557.60 1,057.60 557.60 1,057.60 557.60 1,057.60 557.60 1,057.60 557.60 1,057.60 557.60 1,057.60 557.60 1,057.60 3.19% 3.42% 3.42% 3.42% 3.42% 3.42% 3.19% 3.16% 3.16% 3.16% 3.16% 3.16% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 02/2006 08/202: 01/2006 03/2021 01/2006 03/2021 01/2006 03/2021 01/2006 03/2021 01/2006 03/2021 02/2006 08/202: 04/2006 04/202: 04/2006 04/202: 04/2006 04/202: 04/2006 04/202: 04/2006 04/202: 04/2006 1 0/202~ 04/2006 1 0/202~ 04/2006 1O/202~ 04/2006 1O/202~ 04/2006 1O/202~ 04/2006 1O/202~ 04/2006 1 0/202~ 04/2006 1 0/202~ 04/2006 1 0/202~ 04/2006 1 0/202~ 04/2006 10/202: 04/2006 10/202: 1/31/2006 - - ,I . . Sovereign Bank ESTATE OF SOCIAL SECURITY #: DATE OF DEATH: Dorothy K Lafferty 176-22-3950 December 29, 2005 A<a>unt II: 0571 106641 Type: Money Maricet Open date: 5/15/] 996 In the name of: Doroth K La1li 1JF D Colleen &; Mameen L &; William J Jr Lafferty &;.. Date of Death Balance: $71,314.33 Int.(YTD) :t:rom 1/]/2005 to 11130/2005 $1,283.05 Accrued interest to date of death: $98.58 Other Info: ** Ann L Zobrist & Kar~n C Laffety beneficiaries Account #: 0571 107419 Type: Checking In the name of: Dorothy K Laff~ of William J Lafferty Date of Death Balance: $17,697.38 Int.(YTD) from 1/112005 to 12/3/2005 Accrued interest to date of death: $26.80 Other Info: Open date: 3/1/1982 $281.75 ACcount #: 0575330261 Type: In the name of: Dorothy K Laffe!l)' Date of Death Balance: Int.(YTD) from 1/1/2Q05 to Accrued interest to date of death: Other Info: CD Open date: 1/15/2002 $22,954.58 11/30/2005 $65.09 $712.34 = I ACCODUtll: 0578146235 Type: CDl1RA Open date: 9/16/1996 In the name of: Dorothy K Laffe!l)' Date of Death Balance: $84,673.70 Int.(YTD) from 1/1/2005. to 11130/2005 $2,874.53 Accrued interest to date of death: $251.93 Other Info: Beneficiaries: William (.afferty Jr, Ann P Zobrist, D. Colleen Laffc Karen Lafferty Y Maureen L Lafferty Page 1 of 1 '-. - --.-----.-'- - - -........... " l;al . 7/11/2006 1:38 PM PAGE 1/002 Fax Server . - - """ ........ -' ~ WllCho\lia Bank N.I\. &.lance ConfiOlllltion Ser\'icell POBox 40028 ROlIlIoke. VA 24022-7313 Reference ID: lGll4129 July J J> 2006 KEEFER WOOD ALLEN &; RAHAL 415 FALLO\VFlELD ROAD SUITE 301 CAMP HILL, FA 17011-4906 SllBJECr: VCriflOltinn i C_'-on of Acoounllllld Balan", fnrn'-on pmvidal fur Cuatomer: DOROTHY K LAFli'ERTY (SSN# 176-22-3950) Date or Death: Deumber 29, 2005 S20.90S.{)O Ill] 4I200S $l1G.24 :ro.OO G/19/20OG &collllt 1'ypc &eOlllJt Nu~ DCOoait AccfJIUlt .lnformatiOD Date ofDeatb Avwage Date Malurity IatInst -~aued YTD n. &laacc Htiaac:c. ~ Date Itw Ildcrcat ~ Paid Closed $2J,486.1I J/27/2oo3 CERllFICATEOF DEPOSIT 2474122918119191 LEGJ\L lTIU:: DOROTHY K LJU:'FER.TY 561.0 I ~9. 73 213/2006 IRA 257410270659711 LEGAL TI1U:: DoROTHY K l.AFFER.n' $1,114.Q7 1/14/1993 For Acneficillry Claim Form infhmwillfl, plca.~ CAllI (RtlO)t'i69-2116. $2.08 517.10 6/2'7/2006 lR.-\ 257410000833122 LEGAL 1TIU;: DOR01'HY K LAFFERrr IRA, 2574100SlO"0.5lS LEGAL TIlU;: DOROTHY K l.AFFER.TY For Bcndiciary Claim Formiuformation, please call 1(800)669-2136. t:2,16.5.44 81812002 FOI'~ CbtimFl.lIInintOnwti.lIJ, P- .:HlIl(800)669_2136. rR <\ 2..~741 00907220~R $t~2.22 l.nOAT. nnr.: OOROTITYK l.AFrF.RTY S26..50 sn.61 6/19/2006 7t.1012004 $ll.~i ~4.62 6/19/2006 For~lioiaryClaimFormmotJbatiOJl, please oolIl(800)669-2136. · Due to system liI!IiIations, \\'&1 CIUl aoly I%ovide a ~'&lJva IIIOllIh avenge balan:le on depoaiaory II.COOUItta. Al:ooUDl 'fYllC '\cooum 1\1IIIlbcr .RevoI1lia~ ~ Information Data of'Deam Cndit Data Date TiDIes ~ Till: Halazu:c Umit Op;:ncd Closed Late MHNA. Rc:voIviDg C1ICdit accouurs lIlC 110 Ionga- savia:d by w~ .I:Iank:. l'Icasc COIlIait M1:l~A at 800-477-913 I. 43130770297.56378 VISA - - -........&. '" '-4.l . 7/11/2008 1:36 PM PAGE 2/002 Fax Server . - .. -~ ~ ""~Y.IA Reference ID: IGli4129 Acco1lltt Type Accoum ~'uamer WNFCAF1.20B6i9 Other A~nt Information ANNtJITy Date of Balance Due ()pemd Date Clo8ed Ledger Co~ No 8m Dcpo.a Boxfuuud for CIIJtolner. AMt;JtJCAN ut:Nt';!{f\L. .. .for illformatiOllI'OPI'diDg 1811Ltiti09, pJoaao 0IlJj ~UO-424-4?)U AMERICAN GENER.1L . For infCltllldiOllleJlll'ding 1UlDuities, p1&lUe c:UJ 1100-424-4990 L\NNt.JITy WNfC.t\F1221811 CAP.IIIlOKEllAGE """ SELF-DIRECTED IRA ACCOllNTS lfAVE BEE."V CONVERnlD TO WACHOVJA S.I:CDJunrs. YODl Jll!:QlJESr lIAS BEN liOllWAllDED liOR PROCESSING ADd WILL lIE MAILED IDIDER SEPAllAn COVER. I'OR QlIEsrroNS Jll!:G4RD1NG CAP, BROKERAGE, or SEU-DIREen:D IRA ACCOI:Nrs PLEAsE CALL WACIIOVIA SJ:ClTRIIn:s at J-866-87....2717. · lAtlc uI Ut:lt!h bltlltll\:e uucs nuL iUIJ]uuc IIWruoo inLc:rcl$L. · jf.... of'.... """"'" an. -"".... boli..y. .... 0( "- ""'_ 'GO, "'" i'~ad. any _""'...._ made durilij{ lhKl Lime period. ~~ Audrey Trou1t Serviccnter A8soci~tc Phone: (540)563-7323 ""I'; lit. 9) 10) 11) . - Date of Death: 12/29/2005 Valuation Date: 12/29/2005 Processing Date: 08/15/2006 Estate Valuation . Shares or Par Security Description High/Ask LOW/Bid Estate of: Estate of Dorothy Lafferty Account: Wachovia IRA Report Type: Date of Death NUmber of Securities: 14 File ID: Lafferty, Dorothy Estate Wachovia IRA Mean and/or Div and Int Security Adjustments Accruals Value 1) 643.398 BRIDGEWAY FD INC (108747403) ULTRA SML MKT Mutual Fund (as quoted by NASDAQ) 12/29/2005 17.96000 Mkt 2) 509.471 BRIDGEWAY FD INC (108747809) AGGRES INVS 2 Mutual Fund (as quoted by NASDAQ) 12/29/2005 17.960000 11,555.43 16.50000 Mkt 3) 333.944 DODGE & COX FDS (256206103) INTL STK FD Mutual Fund (as quoted by NASDAQ) 12/29/2005 16.500000 35.20000 Mkt 4) Div: 0.394 Ex: 12/28/2005 Rec: 12/27/2005 Pay: 12/30/2005 Div: 0.347 Ex: 12/28/2005 Rec: 12/27/2005 Pay: 12/30/2005 268.712 FPA CAP FD INC (302539101) COM Mutual Fund (as quoted by NASDAQ) 12/29/2005 131. 57 115.88 35.200000 11,754.83 42.97000 Mkt 5) 251.9 HOTCHKIS & WILEY FDS (44134R800) MID CAP VAL I Mutual Fund (as quoted by NASDAQ) 12/29/2005 42.970000 11,546.55 6) 28.31000 Mkt 1017.807 JULIUS BAER INVT FDS (481370872) INTL EQTY II I Mutual Fund (as quoted by NASDAQ) 12/29/2005 28.310000 7,131.29 7) 11.94000 Mkt 195.759 LEGG MASON VALUE TR INC (524659208) NA V VALUE TR Mutual Fund (as quoted by NASDAQ) 12/29/2005 11.940000 12,152.62 8) 76.14000 Mkt 418.608 NUVEEN INVT TR II (67065W803) NWQ INTL VAL R Mutual Fund (as quoted by NASDAQ) 12/29/2005 76.140000 14,905.09 28.39000 Mkt 4144.229 PIMCO FDS PAC INVT MGMT SER (693390700) TOTAL RETRN PT Mutual Fund (as quoted by NASDAQ) 12/29/2005 28.390000 11,884.28 10.51000 Mkt 1009.064 TCW FDS (87234N385) DIVER VAL CL I Mutual Fund (as quoted by NASDAQ) 12/29/2005 10.510000 43,555.85 14.37000 Mkt 818.828 VAN KAMPEN COMSTOCK FUND (921l2D509) CL I Mutual Fund (as quoted by NASDAQ) 12/29/2005 14.370000 14,500.25 17.90000 Mkt 17.900000 14,657.02 Page 1 This report was produced with EstateVal. a product of Estate Valuations, Pricing Sy,tems, Inc. If YOu have que.tion., please contact EVP Systems at (818) 313-6300 or WWW.evpsys.com. (Revision 7.0.4) 8,406.27 - Date of Death: 12/29/2005 Valuation Date: 12/29/2005 Processing Date: 08/15/2006 . . Shares or Par Security Description Estate of: Estate of Dorothy Lafferty Account: Wachovia IRA Report Type: Date of Death Number of Securities: 14 File ID: Lafferty, Dorothy Estate Wachovia IRA High/Ask Low/Bid Mean and/or Div and Int Security Adjustments Accruals Value 12) 304.196 WT MOT FD (92934R769) CRM MDCP VAL I Mutual Fund (as quoted by NASDAQ) 12/29/2005 13) 27.20000 Mkt 1485.376 WELLS FARG FDS TR (949915565) ADV ENDV SEL I Mutual Fund (as quoted by NASDAQ) 12/29/2005 27.200000 8,274.13 14) 9.83000 Mkt 4166.256 WESTERN ASSET FDS INC (957663503) COREPLUSBDINST Mutual Fund (as quoted by NASDAQ) 12/29/2005 9.830000 14,601.25 10.41000 Mkt 10.410000 43,370.72 Total Value: Total Accrual: Total: $228,543.03 1"" Lt olf~. O~ G,,' oJ M 0.. " S,-c"J' f ft."" t:d- ~ $247.45 $228,295.58 ~ Thi, r'port .a, produced .ith E'tat.Val. a produ't of E'tat. Valuation, & Pri'ing Sy't.m.. In,. If you have qu.'tion.. please contact EVP Systems at (818) 313-6300 or www.evpsys.com. (Revision 7.0.4) Page 2 f f 1: 1:1 0) 0) ';.) ';.) a: ! ~ ~ 2:1~1 JII,1\) -1- ~ ~ e 8. ~ ~ ~ ::J i 5: c - ;: a ::J n CD .... ~ ~ Ch z > ~ Ii o ~~ of Zm -;:0 ;0- ,,*,0 ~~ Z(;') -nm ~z ,,-n L- 1\.3:0 I\;)(IJ t;-; -0 g~lf ~~ -g ::E -; :J ZO -n:r ~QI -n0/. ~&I (l)Z m , .." co)>- X C::J (1) ll>::r c. roE. ?; ::r=: ::2 iR2: E. o.i\l g. !;; fn o.~ ~a: ~~ ::;<<1> i-& ..,,< S:O" ~~ ~Fl 0iij' ~E. '<::r llICC :g5' -<~ ~~ ::r<<l> E..n CP;o m3 ll>" jjl!: ::J::< g,::; "02- 9.S. ~~ liiCD 0.0" ~~ ~~ M :!!g <<1>0 I>>c fga 8' a~ ~g ~ ~! "c :reD ll>0 ::;~ Q..o.. e.tl) >= ~~ 00" l<2' ::;:::; 6~ c::; :::10' ~~ 8e '20 ~:::I oCii" ~~ g~ ,<0. !2.~ ~g, <<1>; 1\)0 ::;= ::;'< c_ ~o "03 ~~ ;:;:<<1> g"s' ~~ ~~ 8.2 ~8 ~.g '1>> :::I i)" f" .. i\) ! ~ m !!l ~. !. If '(.,) ~ ~ <:: . 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"" w b lD t-1 o r~ l>\i "'" ..J o 4'~ -'CD ~a E io ~~ i~ (;')~ ~'i r>-" lilf8 OlQ. m S'!e. ~> (l)~ -<m ~I!l- ~> ~? -n CJ) s: '< C 3 ~ [ ~ ~ -< ~""O . . ir OlD ~Q o :;. !!I 0 iP~ ~'Q :&g' OCT -.... r-m ""'j ~ o o :u o ~ Ill( r- )I. '"II ;:J :u ~ /~ _.... r-i ;t"tJ .(0) -.... Ut(? :&8 -c , ::I .a:..- t~ o' -.... ii? 1'.)"0 0> ~~ 0)::1 Ut- w~ o g ~ 3 tT ~ - , >- () () o C; Z '-l Vl o-l :> ..., tr1 ~ QP tr1 'fil :z: Ot '-l g, <C ~ o CD () ~ 3 tT CD ... (.) - ,"\ I\) <::) o Ut REV-1S11 EX+(1-97) . SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Lafferty, Dorothy K. I FILE NUMBER 21-2006-0040 Debts of decedent must b. reported on Schedule I. ITEM NUMBER DESCRIPTION A. FUNERAL EXPENSES: MyerS-Harner Funeral Home 1. 2 Ann Zobrist, flight and expenses 3 Ann Zobrist, reimbursement for expenses associated with funeral - round trip airfare for six family members from Phoenix, AZ to PA 4 William J. Lafferty, Jr" reimbursement for payment to Rolling Green Cemetery to open and close crypt ADMINISTRATIVE COSTS: Personal Representative's Commissions B. 1. Name of Personal Representative(s) Social Security Number(s) I EIN Number of Personal Representative(s) Street Address City State Zip 2. Year(s) Commission Paid: Attorney Fees Name: Keefer Wood Allen & Rahal, LLP 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City State Zip Relationship of Claimant to Decedent 4. Probate Fees 5. Accountant's Fees 6. Tax Return Preparar's Fees 7. See attached. Tota~ :from contl.nuat10n pages.... 2W46AG 2.000 TOTAL (Also enter on line 9, Recapitulation) $ (If more space is needed, insert additional sheets of same size) - AMOUNT 7,294.00 668.80 3,470.05 995.00 0.00 9,000.00 0.00 438.00 0.00 0.00 9,289.54 2,257.70 33,413.09 . . Estate of: Lafferty. Dorothy K. Schedule H. Part A -- Funeral Expenses Item No. Description o 5 Kessinger Pinnacle Peak Mortuary. preparations for Decedent to travel to PA from AZ and airfare for Decedent to return to PA TOTAL. (Carry forward to'main schedule) . . . . . . - Page 2 21-2006-0040 Amount 2.257.70 2.257.70 REV-1S12 EX + (1-97) . COMMONWEALTH OF PENNSYLVANIA INHERITANce TAX RETURN RESIDENT DECEDENT ESTATE OF Lafferty, Dorothy X. SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS FILE NUMBER 21-2006-0040 Include un reimbursed medical exPenses. ITEM NUMBER 1. See attached DESCRIPTION AMOUNT 10,001.58 TOTAL (Also enter on line 10, Recapitulation) $ (If more space is needed, insert additional sheets of the same size) 10,001. 58 2W46AH 2.000 . Estate of: Dorothy K. Lafferty Item number ~ Description 1 Colleen Lafferty, gift- check written prior to, but clearing after decedent's date of death 2 Ann R. Lafferty Zobrist, gift- check written prior to, but clearing after decedent's date of death 3 GM Card 4 Ann L. Zobrist, reimbursement _ check written prior to, but clearing after decedent's date of death 5 AT&T 6 Claire Kupp, gift - check written prior to, but clearing after decedent's date of death 7 Karen Lafferty, gift - check written prior to. but clearing after decedent's date of death 8 Toolman's Service, check written prior to, but Clearing after deCedent's date of death 9 Electric Bill 10 Chris Lafferty, gift - check written prior to, but clearing after decedent's date of death 11 Jan Priority 50 Plus 12 Dr. Burick, Dr. Azizhkan - Internal Medicine AsSOCiates 13 Gold's Gym - N Scogymaccount 14 William J. Lafferty,gift_ check written prior to, but clearing after decedent's date of death 15 Liberty Mutual Group, policy 32-281-038686-806 16 Discover Card 17 Holy Spirit Hospital 18 Glaxo Smithkline pension payment 19 Pennsylvania Department of Revenue 20 US Treasury, 2005 Form 1040 TOTAL. (Carry forward to main schedule) . . . . . . Amount unpaid to date . Amount in contest Page 2 176-22-3950 Amount claimed as a deduction 100.00 100.00 68.18 15.00 39.02 100.00 100.00 35.00 25.08 100.00 2.00 4.40 25..00 200.00 114.60 87.01 28.58 1,314.76 147.00 7,010.00 9,615.63 . Estate of: Dorothy K. Lafferty . Page 3 Item nUmber Schedule K, Part 1 - Debts of the Decedent 176-22-3950 21 Mayo Clinic, final bill Description Amount unpaid to date Amount claimed as a deduction Amount ;n contest 385.95 385.95 )TAL. (Carry forward to main schedule) . . . . . , REV-1513 EX+ (9'{)O) . SCHEDULE J BENEFICIARIES COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Laffertv Dorothv:K. NUMBER I.. 1. NAME AND ADDRESS OF PERSON(S) RECENlNG PROPERTY TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under Sec. 9116 (a) (1.2)] Lafferty, Dorothy Colleen 1814 B. Bell Road #2114 Phoenix, AZ 85022 FILE NUMBER 21-2006 -0041 RELATIONSHIP TO DECEDENT Do Not List Trustee(s) Daughter Daughter Daughter Daughter Son AMOUNT OR SHARE OF ESTATE 229,565.89 229,565.88 229,565.89 236,042.79 244,904.87 ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV.1500 COVER SHEET II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE 2 Zobrist, Ann Lafferty 8507 B. Lariat Lane Scottsdale I AZ 85255 3 Zeplin, Maureen 3202 Ashley Lane Dover I PA 17315 4 Lafferty, Karen C. 4228 B. Tether Trail Phoenix, AZ 85050 5 Lafferty, William J. 11 Sunset L~ne Lititz, PA 17543 1. 1. B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS 2W46A11.000 TOTAL OF PART 11- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET (If more space IS needed. Insert additional sheets of the same size) $ 0.00 . Estate of: Dorothy K. Lafferty . Schedule J, Part B - Administration Expenses Item number Description 4 UG I Utilities 5 PPL Electric Utilities 6 Gold's Gym- N Scogymaccount 7 Hampden Township 8 Liberty Mutual Group 9 Pennsylvania American Water 10 Verizon 11 Brett Lechthaler, appraisal solutions 12 PPL Electric Utilities Corp 13 Wachovia, miscellaneous fee 14 PNC, service charge 15 Cancelled check return fee 16 Pennsylvania American Water 17 Toolman's Lawn Care Services 18 UGI 19 Duty's Locksmith 20 Liberty Mutual Group 21 Verizon 22 Carol SChrekengaust, CPA 23 UGI 24 PPL 25 AT&T 26 UGI 27 Pennsylvania American Water 28 Liberty Mutual Group TOTAL. (Carry forward to main schedule) . . . . . . Page 2 176-22-3950 Amount 525.23 39.10 25.00 124.00 68.94 47.81 35.68 200.00 28.68 9.00 12.00 2.00 17.45 35.00 422.15 249.84 68.94 14.68 425.00 108.00 23.71 45.01 298.66 16.87 68.94 2,911.69 . . Estate of: Dorothy K. Lafferty Schedule J, Part B - Administration Expenses Item number Description 29 Verizon 30 Hampden Township, sewer/trash 31 Pine Brook Civic Assoc 32 Jim Frey, appraisal 33 PPL 34 Liberty Mutual Group 35 UGI 36 Classic Landscape 37 PA American Water 38 Verizon 39 PPL 40 Liberty Mutual Group, car insurance 41 UGI 42 PA American Water 43 Liberty Mutual, homeowner's insurance 44 Classic Landscape 45 PPL 46 Verizon 47 AT&T 48 Liberty Mutual Group, car insurance 49 Wachovia Securities, minimum balance fee 50 UGI 51 PA American Water 52 Liberty Mutual Group, homeowner's insurance 53 Hampden Township, sewer/trash TOTAL. (Carry forward to main schedule) . . . . . . Page 3 176-22-3950 Amount 14.72 124.00 50.00 92.50 20.17 68.94 166.85 1,508.00 17.47 14.72 17.81 117.90 96.33 16.89 68.94 254.40 18.31 14.72 37.81 70.81 30.00 31.02 17.39 68.94 124.00 3,062.64 . Estate of: Dorothy K. Lafferty . Schedule J, Part B - Administration Expenses Item number Description 54 Classic Landscape 55 Verizon 56 Overdraft/NSF fee 57 PP&L 58 Liberty Mutual Group 59 UGI 60 Liberty Mutual Group 61 Classic Landscape 62 PA American Water 63 Verizon 64 The Sentinel, legal advertising 65 Cumberland Law Journal, legal advertising 66 Verizon 67 Liberty Mutual Group (auto insurance) 68 PP&L 69 A T& T 70 AAA Batterty Service 71 UGI, water heater 72 PA American Water 73 Liberty Mutual Group (homeowner's insurance) 74 UGI 75 Michael Holjes, lawn service 76 UGI, furnace cleaning and inspection 77 William J. Lafferty, Jr., reimbursement for postage 78 William J. Lafferty, Jr., reimbursement for payment to Office Max TOTAL. (Carry forward to main schedule) . . . . . . - Page 4 176-22-3950 Amount 219.00 14.67 1.40 33.42 70.81 24.54 68.94 200.00 17.40 14.50 137.03 75.00 14.50 70.81 30.96 4.91 105.95 850.00 17.98 68.94 109.00 410.00 98.00 52.83 137.79 2,848.38 . . Estate of: Dorothy K. Lafferty Schedule J, Part B - Administration Expenses Item number Description 79 William J. Lafferty, Jr" reimbursement for payment to Jim Fry, Appraiser 80 Cumberland County Register of Wills, short certificates 81 Keefer Wood Allen & Rahal, LLP, reimbursement for out of pocket expenses TOTAL. (Carry forward to main schedule) . . . . . . - Page 5 176-22-3950 Amount 170.00 40.00 256.83 466.83 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAu OF INDIVIDUAL TAXES ... DEPT. 280601 HARRISBURG, PA 17128-0601 . . REV-1162 EX(11-96) RECEIVED FROM: PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT LAFFERTY WILLIAM J JR 11 SUNSET LANE L1TIZ, PA 17543 -------- fold ESTATE INFORMATION: SSN: 176-22-3950 FILE NUMBER: 2106-0040 DECEDENT NAME: LAFFERTY DOROTHY K DA TE OF PAYMENT: 03/24/2006 POSTMARK DATE: 03/24/2006 COUNTY: CUMBERLAND DATE OF DEATH: 12/29/2005 NO. CD 006475 ACN ASSESSMENT CONTROL NUMBER AMOUNT 101 I $50,000.00 I I I I I I I I TOTAL AMOUNT PAID: REMARKS: KEEFER WOOD ALLEN CHECK# 96 SEAL INITIALS: CM RECEIVED BY: TAXPAYER - $50,000.00 GLENDA FARNER STRASBAUGH REGISTER OF WILLS - . . CHARLES W. RUBENDALL II ROBERT L. WELDON EUGENE E. PEPINSKY. .JR. .JOHN H. ENOS m GARY E. FRENCH DONNA S. WELDON BRADFORD DORRANCE .JEFFREY S. STOKES ROBERT R. CHURCH STEPHEN L. GROSE R. SCOTT SHEARER ELYSE E. ROGERS CRAIG A. LONGYEAR .JOHN A. FEICHTEL DONALD M. LEWIS III: STEPHANIE KLEINF'EL TER ERIC R. AUGUSTINE KEEFER WOOD ALLEN & RAHAL, ATTORNEYS AT LAW 415 FALLOWF'IELD ROAD, SUITE 301 CAMP HILL. PA 17011-4906 LLP ESTABLISHED IN 1878 PHONE 717-612-5800 FAX 717-612-5805 OF' COUNSEL: HEATH L. ALLEN N. DAVID RAHAL SAMUEL C. HARRY ErN No. 23-0716135 www.keeferwood.com HARRISBURG OFFICE: 210 WALNUT STREET HARRISBURG, PA 17101 March 24,2006 PHONE 717-255-8000 717 -612-5801 erogers@keeferwood.com HAND-DELIVERED Register of Wills of Cumberland County Courthouse Carlisle, PA 17013 Re: Estate of Dorothy K. Lafferty File No. 21-06-0040 Dear Madam: Enclosed is a check in the amount of $50,000 payable to the Register of Wills, Agent. This check represents a payment on account of Pennsylvania Inheritance Tax. Please forward a receipt to the undersigned. Your attention to this matter is appreciated. Sincerely yours, &.:~~ Legal Assistant to Elyse E. Rogers cJr Enclosure - . . Last WiU and T estaJrnent OF DOROTHY K. LAFFERTY I, DOROTHY K. LAFFERTY, of Hampden Township, Cumberland County, Pennsylvania, do make, publish and declare this to be my Last Will and Testament, hereby revoking all 'VilIs and Codicils by me heretofore made. ITEM I: Familv Information. I am a widow, having been married to WILLIAM J. LAFFERTY. I have five children: ANN ZOBRIST, KAREN C. LAFFERTY, WILLIAM J. LAFFERTY, JR., D. COLLEEN LAFFERTY and MAUREEN ZEPLIN. These are described in this Will as "my children," or as "a child of mine." Any person born to or adopted by issue of mine is to be included as issue of mine. Provided, however, no adopted person shall benefit under this Will unless the order or decree of adoption is entered before the adopted person attains the age of twenty-one (21) years. ITEM II: Death Taxes. I direct that all inheritance and estate taxes beCOming due by reason of my deatb, whether payable by my estate or by any recipient of any property, shall be paid by the Executor out of the residue of my estate, as an expense and cost of administration of my estate, except that nb taxes shall be charged against any gift qualifying for the marital or charitable deduction in my estate. The Executor shall have no duty or obligation to obtain reimbursement for any such tax so paid, even though on proceeds of insurance or other property not passing under this Will. Page 1 ~/(~ ! . - "'i'~C'... . . ITEM III: Debts and Final Exnenses. I direct the Executor to pay the expenses of my last illness, my legally enforceable debts, and my funeral expenses from the residue of my estate as an expense and cost of administration of my estate. ITEM IV: Taneible Personal Pronerty. I may leave a written list in my safe deposit box or elsewhere disposing of certain items of my tangible personal property. The Executor shall dispose of items of my personal property as specified in the written list. If no written list is found in my safe "--"'W'I~'-,""-"'i"'~"'''~"",,,~"''':t\1 deposit box or elsewher,e,and,properly identified by the Executor within thirty (30) _ ~'---~-'=--"'~'~~"'-~""~"-'~"~"'- ". . " . '--'.-..,......... "'..-'...""......, c., ,.....'.".". ,.''''"..""....".,. .... ...,'..,." _ days after th_~~P!()g~te of my Wil~it shall be presumed that there is no other '---._-'..,..,..."",...... statement or list. Any subsequently discovered list shall be ignored. I give any property of the type described in this Item and not set forth in a written list to my children, to be divided among them as they shall agree.(Should there be no agreement, the Executor shall ~..t~pJ:"!'ll.r~y,a.!!!2P-$~t.~~~_!l~,i!!!x_~:'] portions as the Executor, in the discretion of the Executor, deems appropriate, ----~--'''~._...."......,'~".,. . "--,-,.. --..~.._,--"_..,, "....-...... having due regard to the personal preferences of my children. ITEM V: Residue. I give the residue of my estate, not disposed of in the preceding portions ofthis Will, to my children, in equal shares. If ----=-----=---.,--_...._._.._-,_."'.~_... any of my children is not living at my death, ~re of.!!!y d~ed child.~lli!lUe ~~...,~is ..~E,~~.~E..!.h~g<J!Y-!!!,g:.~~~~~~~J:>~~~.~i~~~~~.. ITEM VI: Administrative Powers. In addition to the powers granted at law, !h~ Executor shall possess the following powers, each of '"',....,..............-.:- ",.'.,~ 0....-'.......... -,' " ,'.-....' ','..c'.,' -",'-'.~ ',' -,"c' ....." --"... ',.,,,.. ..,....,~',:",'".,_,' "C"'~o:".:!''''''-'''~'_''F''_vGo'':'''' which shall be construed broadly and may be exercised without court approval, but in a fiduciary capacity only: Page 2 J;IL - Page 3 - . . (a) To retain any investments I have at my death, including specifically those consisting of stock of any bank even if I have named that bank as the Executor. (b) To vary investments and to invest in bonds, stocks, notes, real estate mortgages or other securities or in other property, real or personal, without being restricted to so-called "legal investments", and without being limited by any statute or rule of law regarding investments by fiduciaries. (c) In order to divide the principal of my estate or make distributions, the Executor is authorized to distribute personal property and real property partly or wholly in kind, and to allocate specific assets among beneficiaries so long as the total market value of each share is not affected by the division, distribution or allocation in kind. The Executor is authorized to make, join in and consummate partitions of lands, voluntarily or involuntarily, including giving of mutual deeds, or other obligations, with as wide powers as an individual owner in fee simple. (d) To sell either at public or private sale any or all real or personal property severally or in conjunction with other persons, and to consummate sale(s) by deed(s) or other instrument(s) to the purchaser(s), conveying a fee simple title.. No purchaser shall be obligated to see to the application of the purchase money or to make inquiry into the validity of any sale. The Executor is authorized to make, execute, acknowledge and deliver deeds, assignments, options or other writings as necessary or convenient to carry out the powers conferred Upon the Executor. C#C:~ . . (e) To mortgage real estate, and to make leases of real estate. (f) To borrow money from any person, including the Executor, to pay indebtedness of mine or of my estate, expenses of administration or inheritance, legacy, estate and other taxes, and to assign and pledge assets of my estate. (g) To pay all costs, taxes, expenses and charges in connection with the administration of my estate. (h) To make distributions of income and of principal to the proper beneficiaries, during the administration of my estate, with or without court order, in such manner and in such amounts as my Executor deems prudent and appropriate. (i) To exercise voting rights with respect to securities which form a part of my estate, and to exercise all the powers incident to the ownership of securities. (j) To unite with other owners of property similar to property in my estate to carry out any plans for the reorganization of any company whose securities form a part of my estate. (1<) To disclaim any interest in property which would devolve to me or my estate by whatever means, including but not limited to the following means: as beneficiary under a will, as an appointee under the exercise of a power of appointment, as a person entitled to take by intestacy, as a donee of an inter vivos transfer, and as a donee under a third-party beneficiary contract. Page 4 )5J': - - . . (1) To prepare, execute and file tax returns of any type required by applicable law, and to make all tax elections authorized by law. (m) To allocate administrative expenses to income or to principal, as the Executor deems appropriate. However, no allocation to income shall be made if the effect of the allocation is to cause a reduction in the amount of any estate tax marital deduction or estate tax charitable deduction. (n) To employ custodians of property, investment or business advisors, accountants and attorneys as the Executor deems appropriate, and to compensate these persons from assets of my estate. without affecting the compensation to which the Executor is entitled. (0) To make any adjustment to basis authorized by law, including, but not limited to increasing the basis of any property included in my estate, whether or not passing under this Will, by allocating any amount by which the bases of assets may be increased. The Executor shall be under no duty and shall not be required to allocate basis increase exclusively, primarily, or at all to assets which pass as part of my probate estate as opposed to other property for which a basis adjustment is allowable. The Executor shall allocate basis increase equitably among those beneficiaries receiving property as a result of my death, but shall not be liable to any person, nor subject to removal or surcharge, for any reasonable allocation of basis Increase.. (p) To compromise claims. Page 5 UF - - . . (q) To do all other acts in the Executor's judgment deemed necessary or desirable for the proper and advantageous management, investment and distribution of the estate. ITEM VII: Beneficiaries Under A"e 25. If a beneficiary under the age of twenty-five (25) years is entitled to receive assets under this Will, the person who served as Executor of my estate shall retain those assets as Custodian for the beneficiary under the Pennsylvania Uniform Transfers to Minors Act. The Custodian may receive and administer all assets authorized by law, and shall have full authority as provided in the Pennsylvania Uniform Transfers to Minors Act to use assets in the manner the Custodian deems advisable for the best interests of the beneficiary. I also designate the person who served as Executor of my estate as successor Custodian of any property for which I am custodian under any Uniform Gifts to Minors Act or Uniform Transfers to Minors Act. ITEM VIII: Survival. Any person who has died within thirty (30) days of my death, or under such circumstances that the order of Our deaths cannot be established by proof, shall be deemed to have predeceased me. ITEM IX: Executors. I make the following provisions with respect to Executors: (a) I appoint my son, WILLIAM J. LAFFERTY, JR., to be the Executor. (b) In the event that my son, WILLIAM J. LAFFERTY, JR., is unable or refuses to serve as Executor, my daughter, ANN ZOBRIST, shall serve as Executor. Page 6 #kL - . . . (c) The Executor shall have the right to receive reasonable compensation for services rendered and reimbursement for reasonable expenses. (d) No Executor shall be liable or accountable for any loss that may result from the good faith exercise of the authority granted in . this Will. (e) The Executor is specifically relieved from the duty of filing bond or entering security. IN WITNESS WHEREOF, I have set my hand and seal to this, my Last Will and Testament, consisting of this and the preceding six (6) pages, at the end of each page of which I have also set my initials for greater security and better identification this (, day of () C:;O~/_ , 206 f (SEAL) We, the undersigned, hereby certifY that the foregoing Will was signed, sealed, published and declared by the above-named Testatrix as and for her Last Will and Testament, in the presence of us, who, at her request and in her presence and in the presence of each other, have hereunto set Our hands and seals the day and year first above written, and We certifY that at the time of the execution thereof, the said Testatrix was of sound and disposing mind and memory. ~JV; d /J)~ ).) (SEAL) Residing at ,Iff (J'JI ~.J ~'7- ~J.-.&; ;?j ) 7 tJ cd ~ t:4..Ltf 1~ (SEAL) ReSiding at fl/-I'( /-Y/v /?~ CG~/,j)~. ~A- 11-u/~ I . . ACKNOvVLEDGMENT COMMONWEALTH OF PENNSYLVANIA ) ) Ss: COUNTY OF ) I, DOROTHY K. LAFFERTY, Testatrix, whose name is signed to the attached or foregoing instrument, having been duly qualified according to law, do hereby acknowledge that I signed and executed the instrument as my Last Will and Testament; that r signed it willingly; and that I signed it as my free and voluntary act for the purposes therein expressed. ~{~~ (SEAL) Sworn to and subscribed before me this La h day of 0 cA-D ~ , 20o..f ~o~~:/l-U My Commission Expires: (SEAL) COMMONWEALTH OF PENNSYLVANIA NOT ARIAL SEAL . CYNTHIA J. RULE, Notary PublIC Camp Hill Bore.. cumberlandCou~ ' My Commission Expires F~ 3. - . - --- --. .-.~.U_'___h~'.,_,~_,_,__ .__.__..._____.._ . AFFIDA VIT cOMMONvVEALTH OF PENNSYLVANIA ) ) SS: COUNTY OF ) the Witnesses whose names are signed tothe attached or foregoing instrument, being duly qualified according to law, do depose and say that we were present and saw Testatrix, DOROTHY K. LAFFERTY sign and execute the instrument as her Last Will and Testament; that Testatrix signed willingly and that she executed said Will as her free and voluntary act for the purposes therein expressed; that each of us in the hearing and sight of the Testatrix signed the Will as Witnesses; and that to the best of Our knowledge the Testatrix Was at that time eighteen (18) or more years of age, of sound mind and under no constraint or undue influence. We, fI~ Y .1) d /Jd and C.!rzc,k!h T {;;;/dsr,.:, vlJLj d uJd/J . VVitness S{-I'L.I -:I g/...{ .( VVitness Sworn to and subscribed before me this 6h. day of ()U-o~ ,20D+ ~::;f}!~ My Commission Expires: (SEAL) COMMONWEAL TH OF PENN$YL VANIA I.. NOT ARJAL SEAL CYNTHIA J. RULE. NOlary Public Camp Hill Boro.. Cumberland County My CommiSsion Expires February 3, 2008