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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
No. 0(. -~l/.3 elC~~L '-r~
PALISADES COLLECTION,L.L.C.
ASSIGNEE OF CHASE BANK OF NEW YORK
210 SYLVAN AVENUE
ENGLEWOOD CLIFFS NJ 07632-
Plaintiff
VS
CIVIL ACTION - LAW
MEADE M BUFFINGTON
526 HUMMEL A VE APT 1
LEMOYNE PA 17043
LYNN BUFFINGTON
811 HUMMEL AVE
LEMOYNE P A 17043-0000
Defendant( s)
Filed on behalf of:
Plaintiff, PALISADES COLLECTION,L.L.C.
Counsel of record for this party:
Dale: ~
'1
Amy F. Doyl #870 r Daniel F. Wolfson #20617
Philip C. Warholic #86341/ Andrew C. Spears #87737
David R. Galloway #87326 / Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469 / Robert N. Polas, Jf. #201259
Bruce H. Cherkis #18837/ Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 162140730
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PALISADES COLLECTION,L.L.C.
ASSIGNEE OF CHASE BANK OF NEW YORK
:No.
Plaintiff
VS
:CIVIL ACTION - LAW
MEADE M BUFFINGTON
LYNN BUFFINGTON
Defendant( s)
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by an attorney and filing in writing with the Court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so, the case may proceed without you and a judgment may be entered against you by the
Court without further notice for any money claimed or any other claim or relief requested by the
Plaintiff. You may lose money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013-
717-249-3166
CCP Notice to Defend
W&A File No. 162140730
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PALISADES COLLECTION,L.L.C.
ASSIGNEE OF CHASE BANK OF NEW YORK
Plaintiff
:No.
VS
:CIVIL ACTION - LAW
MEADE M BUFFINGTON
LYNN BUFFINGTON
Defendant(s)
NOTICIA
USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la
demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias
despues que esta Demanda y A vi so es servido, con entrando por escrito una aparencia
personalmente 0 por un abogado y archivando por escrito con la Corte sus defensas 0 objeciones
alas demandas puestas en esta contra usted. U sted es advertido que si falla de hacerlo el caso
puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas
aviso por cualquier dinero reclamado en la Demanda 0 por cualquier otro reclamo 0 alivio
solicitado por Demandante. Usted puede perder dinero 0 propiedad 0 otros derechos importante
para usted.
USTED DEBE LLEV AR ESTE P APEL A SU ABOGADO ENSEGUIDA. SI USTED
NO TIENE UN ABOGADO, V A Y A 0 LLAME POR TELEFONO LA OFICINA FUADA
AQUI ABAJO. EST A OFICINA PUEDE PROVEERE CON INFORMACION DE COMO
CONSEGUIR UN ABOGADO.
SI USTED NO PUEDE P AGARLE A UN ABOGADO, EST A OFICINA PUEDE
PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER
SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO 0
GRATIS.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013-
717-249-3166
CCP Notice to Defend
W &A File No. 162140730
PALISADES COLLECTION,L.L.C.
ASSIGNEE OF CHASE BANK OF NEW YORK
Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
: No. 6l. -S1'l3 c?;oL ~~
VS
MEADE M BUFFINGTON
LYNN BUFFINGTON
Defendant( s)
CIVIL ACTION - LAW
COMPLAINT
AND NOW, comes the Plaintiff, by and through its attorneys and the law firm ofWolpoff &
Abramson, LLP, and files this Complaint and in support avers as follows:
1. Plaintiff is PALISADES COLLECTION,L.L.C. ASSIGNEE OF CHASE BANK OF
NEW YORK, located at 210 Sylvan Avenue Englewood Cliffs, NJ 07632-.
2. Defendant, MEADE M BUFFINGTON, is an adult individual with a last known address
of 526 Hummel Ave Apt 1 Lemoyne, Cumberland County, PA 17043.
3. Defendant, LYNN BUFFINGTON, is an adult individual with a last known address of
811 Hummel Ave Lemoyne, Cumberland County, P A 17043-0000.
4. It is averred that Defendants were issued an open ended credit account (hereinafter
"Account").
5. At all relevant times material hereto, Defendants have been regular users of said Account
for the purchase of products, goods and/or for obtaining services.
6. Defendants were provided with copies of the Statement of Accounts showing all debits
and credits for transactions on the aforementioned credit card account to which there was no bona fide
CCP Cmplt - WOR 2
W &A File No. 162140730
4
objection by Defendants. A true and correct copy of the Statement of Account is attached hereto,
incorporated herein and marked as Exhibit "A".
7. Defendants did not object to the above-mentioned statements submitted by Plaintiff
and/or its assignors to Defendants.
8. As of the date of this Complaint, the remaining balance due, owing and unpaid on
Defendants' credit card account as a result of the charges made by said Defendants and/or any
authorized users is the sum of $6,005.50.
9. Pursuant to the applicable Pennsylvania law, any unpaid or delinquent balances on said
account shall continue to bear interest at the rate of 18 %.
10. The amount of interest which has accrued from the charge off date is the sum of
$3,035.65.
11. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees from
the law office of W olpoff & Abramson, LLP in the collection of the amounts due from Defendants
incident to the within action based upon 20% of the principal amount due and owing, and Plaintiff shall
continue to incur such attorney's fees through the conclusion of the proceedings.
12. The amount of attorney's fees which has accrued is the sum of $1,201.10.
13. Despite reasonable and repeated demands for payment, Defendants have refused and
continue to refuse to pay all sums due and owing on the aforementioned account balance, all to the
damage and detriment of the Plaintiff.
14. Plaintiff performed any and all conditions precedent to the bringing of this action.
15. The amount in controversy is within the jurisdictional amount requiring compulsory
arbitration.
CCP Cmplt - WOR 2
W&A File No. 162140730
5
WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment in favor of
the Plaintiff and against Defendants in the amount of $6,005.50, reasonable attorney's fees in the amount
of $1,201.10, plus interest in the amount of $3,035.65, plus costs of this action and any other relief as
this Court deems just and reasonable.
Date: ~
Respectfully Submitted,
f1A1i
Amy F. Doyl 87062/, iel F. Wolfson #20617
Philip C. Wa holic #86341/ Andrew C. Spears #87737
David R. Galloway #87326 / Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469 1 Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - WOR 2
W&A File No. 162140730
6
VERIFICATION
The undersigned hereby states that they are the attorney for the Plaintiff who is located outside
of this jurisdiction and in order to file the within document in an expedient and timely manner, they are
authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the
statements made in the foregoing Pleading are true and correct to the best of their knowledge,
information, and belief, based upon information provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa.C.S. Section 4904, relating to unsworn falsification to authorities.
Date:
q ~(g(6~
Amy F. Doyl 706 Daniel F. Wolfson #20617
Philip C. Warholic #86341/ Andrew C. Spears #87737
David R. Galloway #87326 / Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - WOR 2
W&A File No. 162140730
7
Exhibit IIAII
. . .
PLAINTIFF = 452799
ACCOUNT NUMBER = 4366163042533279
POOL ID = CHASAR
CURRENT BALANCE = 6005.50
LSTPYMTDT
CO DATE = 20031130
DEBTOR #1 LAST NAME BUFFINGTON
DEBTOR #1 FIRST NAME MEADE M
DEBTOR #1 MIDDLE NAM
DEBTOR #1 ADDR 1 = 811 HUMMEL AVE
DEBTOR #1 ADDR 2
DEBTOR #1 CITY = LEMOYNE
DEBTOR #1 STATE = PA
DEBTOR #1 ZIP = 17043
DEBTOR #1 HOME PHONE 7177639303
DEBTOR #1 WORKPHONE 0000000000
DEBTOR #1 SOCSEC =
DEBTOR #1 DOB =
DEBTOR #2 LAST NAME BUFFINGTON
DEBTOR #2 FIRST NAME LYNN
DEBTOR #2 MIDDLE NAM
DEBTOR #2 ADDR 1 = 811 HUMMEL AVE
DEBTOR #2 ADDR 2
DEBTOR #2 CITY =LEMOYNE
DEBTOR #2 STATE = PA
DEBTOR #2 ZIP = 170431835
DEBTOR #2 HOME PHONE 7177639303
DEBTOR #2 WORKPHONE = 0000000000
DEBTOR # SOCSEC =
DEBTOR#2 DOB =
DEBTOR = 4204424
(J ~ 1"---' 8
N U1 ("1 = 0
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PALISADES COLLECTION,L.L.C.
ASSIGNEE OF CHASE BANK OF NEW
YORK
No. 06-5743 CIVIL TERM
CIVIL ACTION - LAW
Plaintiff
VS
LYNN BUFFINGTON
Defendant( s)
PRAECIPE TO DISCONTINUE
To the Prothonotary:
Please mark the above-entitled case as discontinued without prejudice.
Respectfully Submitted,
Dale: Ir~
Amy F. Doyl #87062/ Daniel F. Wolfson #20617
Philip C. . 86341/ Andrew C. Spears #87737
VI . Gall a #873 Tonilyn M. Chippie #87852
ara E. Ehasz #86469 / Robert N. Polas, Jf. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W &A File No. 162140730
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
PALISADES COLLECTION,L.L.C.
ASSIGNEE OF CHASE BANK OF NEW YORK
Plaintiff
No. 06-5743 CIVIL TERM
CIVIL ACTION - LAW
vs.
LYNN BUFFINGTON
Defendant( s)
CERTIFICATE OF SERVICE
The undersigned does hereby certify that a copy of the foregoing praecipe was
.tfl
served this date by Regular Mail, Postage Pre-Paid on this \ 0 day of
J).Qce~l
, 20W
SEAN PATRICK QUINLAN
3344 TRINDLE RD
CAMP HILL, P A 17011
OI~).6J~ l~~
Amy WIse
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, P A 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 162140730
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SHERIFF'S RETURN - REGULAR
,-, ...
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CASE NO: 2006-05743 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
PALISADES COLLECTION L L C
VS
BUFFINGTON MEADE M ET AL
VALERIE WEARY
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
BUFFINGTON MEADE M
the
DEFENDANT
, at 2013:00 HOURS, on the 19th day of October , 2006
at 526 HUMMEL AVENUE APT 1
LEMOYNE, PA 17043
by handing to
MEADE M BUFFINGTON
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Postage
Surcharge
So Answers:
Sworn and
18.00
14.08
.63
10.00
.00
42.71/
11 I br:/H 9--
Subscibed to
~~~.,~~~
R. Thomas Kline
10/20/2006
WOLPOFF & ABRAMSON
By:
/L'~.
Deputy SheL ff
before me this
day
of
A.D.
/..
SHERIFF'S RETURN - REGULAR
CASE NO: 2006-05743 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
PALISADES COLLECTION L L C
VS
BUFFINGTON MEADE M ET AL
VALERIE WEARY
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
BUFFINGTON LYNN
the
DEFENDANT
, at 2013:00 HOURS, on the 19th day of October
2006
at 526 HUMMEL AVENUE
APT 1
LEMOYNE, PA 17043
by handing to
MEADE BUFFINGTON, SPOUSE
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
Sworn and Subscibed
6.00
14.08
.00
10.00
.00
30.08 :/ 10/20/2006
9",,- II I b'( I c~ WOLPOFF & ABRAMSON
to By:
.~~eL<~
R. Thomas Kline
day
td:: g~
before me this
of
A.D.