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Home My WebLink About06-5744IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. (n? ---.5- [qy V?C7?v-L 655 PAPER MILL ROAD MAIL STOP 1411 WILMINGTON DE 19884-1411 Plaintiff VS ERIN E CHRISTIANA 400 15TH ST NEW CUMBERLND PA 17070 Defendant(s) CIVIL ACTION - LAW Filed on behalf of: Plaintiff, MBNA AMERICA BANK, N.A. Counsel of record for this party: Date: y F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 148547376 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS ERIN E CHRISTIANA Defendant(s) :No. :CIVIL ACTION - LAW NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 148547376 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff :No. VS ERIN E CHRISTIANA Defendant(s) :CIVIL ACTION - LAW NOTICIA USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 148547376 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No Plaintiff : VS. ERIN E CHRISTIANA : CIVIL ACTION - LAW Defendant(s) COMPLAINT AND NOW, this 15 day of August, 2006, comes the Plaintiff, MBNA America Bank, N.A., by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as follows: 1. Plaintiff, MBNA AMERICA BANK, N.A. , is a National Banking Association organized under the National Banking Act with a principal place of business situated at 655 PAPER MILL ROAD MAIL STOP 1411, WILMINGTON, DE 198841411. 2. Defendant, ERIN E CHRISTIANA, is an adult individual with a last known address of 40015TH ST, NEW CUMBERLND, CUMBERLAND COUNTY, PA 17070. 3. It is averred that Defendant was issued an open-end credit card account by Plaintiff. This account was created through a written contract between Plaintiff and Defendant, accepted by Defendant when he signed and utilized the credit card account. A true and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A." 4. The Credit Card Agreement contains a binding Arbitration provision providing that any claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. §§1-16 CCP Cmplt - MBNA wo AF 1 W & A File No. 148547376 (FAA) governed the Agreement and that following disposition through the NAF, judgment may be entered in any state court having jurisdiction. 5. At all relevant times material hereto, Defendant has been regular user of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. 6. By virtue of Defendant's use and maintenance of this credit card in connection with his purchases of goods, and services, he became bound to all of its contractual terms, which clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to the NAF having jurisdiction over this claim. 7. Defendant received monthly statements which accurately state all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due. A summary of the account showing the balance due and owing is incorporated herein and marked as Exhibit "B". 8. Defendant did not object to the summary of account. 9. Defendant has made sporadic and irregular payments, if any, which have been applied to the outstanding balance of this account. The last payment made on this account was on January 13, 2006. 10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is the sum of $9,908.53. 11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or delinquent balances on said account shall continue to bear interest at the rate of 18 %. 12. The amount of interest which has accrued on the aforementioned account is the sum of $436.51. CCP Cmplt - MBNA wo AF W & A File No. 148547376 13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendant. 14. Despite reasonable and repeated demands for payment, Defendant has failed, refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 15. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 16. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - MBNA wo AF W & A File No. 148547376 WHEREFORE Plaintiff respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendant, in the amount of $9,908.53, interest in the amount of $436.51, plus costs of this action and any other relief as this Court deems proper and just. Respectfully submitted, Date: Amy F. oyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA wo AF 4 W & A File No. 148547376 VERIFICATION The undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: qL&ar Amy F. 15oyle #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA wo AF W & A File No. 148547376 Exhibit "A" GO-LDp?gTI4N c 0 I, Ao "-.!F??"N'? Csarak b slim Apuomtf. do w r& W and ' yme nabs b sob and A of An permute In whose mans No account was imntsa and Vale" orodu is any w0r p'm't lbr andtr ft A n ammt IU wards " Ms." W'?a .0 and *MBNA Amdce men MBNA Asnaiow Owk. MA. no we -A&wme tram any lose you obbia Am as udr tbfi ApmmuL Our Apa n w wit your condo of Iris Apmtaaet and the tens and oaadkioas prided on the taquid hdetd dVolae = t OWM of be o v FQ Taae of Yaw AP MO fells. 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An opt out ham iabetmdiom Awfni a as socomt ar deacrt'bed abw% either within bM4 andlar wfth cou pamia ouu&b of m m dine oft-d" salew r+svaked a wft& Pe"M rejaMM rep" IN to provWs ft no" as an nerved bas. d wbe &w or ad acooom has p mvbu * opted out ftom ester type of kd anagom dwb& Piave recnaobr rubes yar residue ow mboegwet nmiow first an soooumt psvbaaly apesd ont Qroao e?tber a both typart otrfir?addoa chariot (gad not rwoloadro wii? does net gad b bs opad at atd& fbb notice gad ropylP ae?yprerfoas aotioea froEa hMA about the pfvo% saomiry, and peobactioa ofinlbeoasttoii. For ad?tiooal dam rgprdms ?AW Wa privacy peacdm eoacanilnt the laoermaf, mad b vim des moat somm Mesdew of &b pdvae r b and otidt m'Trivaey ldotioa' You mybavo attar privacy pemcdow mdw slats Iowa We may arttemd &k privacy aotka at gory daw. and we w M k& m you of Amake a rsgaies 1 by Im Exhibit "B" CLIENT NO 001730 MBNA ACCT#74993685094663 BALANCE -- 10,374.71 *****" PRIMARY DEBTOR ***** C/O DATE 01/01/69 LSTPY DT 06/09/05 *M-ACCT-NO *M-REC-TYPE*M-CUST-TYPE*M-LAST-NAME 74993685094663 A I CHRISTIANA *M-FIRST-NAME *M-ADDR-1 *M-ADDR-2 ERIN E 400 15TH ST *M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH NEW CUMBERLND PA 170701347 7177740701 *M-WORK-PH *M-DOB *M-POE-NAME 0000000000 08/03/58 *M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER LU01 000001 *M-BANK-CODE*M-BRANCH-CODE*M-CALL-CODE*M-RECOVERER-CODE*M-DEALER-CODE LCFA *M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE PAA 0000 10/12/05 03/15/00 01/01/69 *M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL 06/09/05 10, 374.71 .00 .00 10, 374.71 *M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1 10,374.71 .00 .00 GOLDOPTION-CFPL N/E 2323333451234 *M-COMMENT-2 000 20051012 0000100 *M-COMMENT-3 *M-COMMENT-DATE 10/12/05 *M-2ND-NAME *M-MONTHLY-INCOME*M-OTHER-INCOME 50.00 .00 *M-MONTHLY-PYMT*M-OTHER-PYMT*M-OWN-RENT-CODE*M-RECOVERY-SCORE*M-NEXT-PAY-DATE .00 .00 R 0648 *M-LAST-INT-DATE*M-LAST-CONTACT-DATE*M-COMM-RATE*M-HOME-PH-FLAG*M-WORK-PH-FLAG 0000 *M-ADDR-FLAG*M-SSN *M-MIO*M-AG 49. V V (1 n? C'l "17 4fi f, Y 0 SHERIFF'S RETURN - REGULAR CASE NO: 2006-05744 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MBNA AMERICA BANK N A VS CHRISTIANA ERIN E VALERIE WEARY , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon CHRISTIANA ERIN E the DEFENDANT , at 2024:00 HOURS, on the 19th day of October , 2006 at 400 15TH STREET NEW CUMBERLAND, PA 17070 by handing to JULIUS CHRISTIANA, SPOUSE a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: So Answers: Docketing 18.00 Service 14 . 96 Postage .63 f' Surcharge 10.00 R. Thomas Kline .00 43.59? 10/20/2006 ?VqC, WOLPOFF & ABRAMSON Sworn and Subscibed to By: . before me this day 4DeZp?uty Sheriff of A.D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-5744 CIVIL TERM Plaintiff VS CIVIL ACTION - LAW ERIN E CHRISTIANA Defendant(s) PRAECIPE FOR JUDGMENT Please enter Judgment in favor of Plaintiff and against Defendant(s), ERIN E CHRISTIANA , for failure to answer the Complaint. (X) Amount due $10,345.04 Less credits $ TOTAL $10,345.04, plus interest and costs ( X ) I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the complaint and is calculable as a sum certain from the complaint. ( X ) Pursuant to Pa.R.C.P. 237 (Notice of Praecipe for final judgment or decree), I certify that a copy of this praecipe has been mailed to each other party who has appeared in the action or to his/her Attorney of Record. ( X ) Pursuant to Pa.R.C.P. 237. 1, I certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to his/her Attorney of Record, if any, after the default occured and at least ten days prior to the date of the filing of this praecipe and a copy of the notice is attached. Date: d 11 ff/n A," l-? Amy F. Doyle #87 / Daniel F. Wolfson #20617 Philip C. Warholic 6341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff NOW,Jq'U. 2007- JUDG IS MD AS ABOVE. Proth notary/Cle evil Ision By: Deputy W&A File No. 148547376 MAIN,OFFICE , TWO IRVINGTON CENTRE 702 KING FARM BLVD., ROCKVILLE, MD 20850 10805 JUDICIAL DR., BLDG. A5, FAIRFAX, VA 22030 17 WEST GARY STREET, RK*IMOND, VA 23220 5122 GREENWICH RD., VIRGINIA BEACH, VA 23462 919 N. MARKET ST., STE. 1300, WILMINGTON, DE 19998 1 VALLEY BANK BLDG.. BOX 1226, CLARKSBURG. WV 29302 4880 TRINDLE RD., STE. 300, CAMP HILL, PA 17011 301 GRANT ST., STE. 4300, PITTSBURGH, PA 15219 18832 ROADSIDE DR., STE. 285, AGOURA HILLS, CA 91301 39500 HIGH POINTE BLVD., STE 250, NOVI, MI 48375 300 CANAL VIEW BLVD., ROCHESTER, NY 14623 6215 N. O'COPNJOR BLVD., STE.1060, LAS COLINAS, TX 75000 3200 SOUTHWEST FREEWAY, STE. 3300, HOUSTON, TX 77027 190 GLASTONBURY BLVD., GLASTONBURY, CT 08033 1201 PECHTREE STREET, STE. 1717, ATLANTA, GA 30361 301 CARLSON PKWY., STE. 303, MINNETONKA, MN 56305 489 WHITNEY AVE., 2ND FLOOR, HOLYOKE, MA 01040 ONE CUMBERLAND PLAZA, 3RD FL, WOONSOCKET. RI 02895 4643 S. ULSTER ST., STE ON, DENIER, CO 80237 5355 TOWN CENTER ROAD, STE.1002, BOCA RATON. FL 33486 1700 SEVENTH AVE., STE 2100, SEATTLE, WA 98101 LAVV VrrILaJ WOLPOFF & ABRAMr'SON, L.L.P. Attorneys in the Practice of Debt Collection (A National Collection Attomrex Network Firm) 4660 TRINDLE ROAD SUITE 300. CAMP HILL, PA 17011 717-303-6700. OUTSIDE THE CAMP HILL (LOCAL AREA (TOLL FREE), 1-800-758.OM FACSIMILE 717-737-9051 PLEASE DIRECT ALL INQUIRIES TO,THE CAMP HILL OFFICE ERIN E CHRISTIANA 11/16/2006 400 15TH ST NEW CUMBERLND, PA 17070 NATIONAL COLLECTION ATTORNEY NETWORK OFFS OF WOLPOFF 6 A BRAMSON. TA NORTH ANCHORAGE, ALASKA CLEVELAND, OHIO PHOENIX, ARIZONA OKLAHOMA CITY, OKLAHOMA CABOT,ARKANSAS EUGENE, OREGON HONOLULU, HAWAII COLUMBIA, SOUTH CAROLINA BOISE, IDAHO KNOXVILLE, TENNESSEE CHICAGO, ILLONOIS SANDY, UTAH MERRILLVILLE, INDIANA MILWAUKEE, WISCONSIN KANSAS CITY, KANSAS RAWLINS, WYOMING LEXINGTON, KENTUCKY METAIRIE, LOUISIANA ST. LOUIS, MISSOURI GREAT FALLS, MONTANA OMAHA, NEBRASKA[ ' The Nrationel Collection LAS VEGAS, NEVADA Attorney Network is an MANCHESTER, NEW HAMPSHIRE affiliation of sprNs hm firme. CEDAR KNOLLS, NEW JERSEY RALEIGH, NORTH CAROLINA wttA Houre of Operation: 8 a.m: 5:30 p.m. ET M-F I W&A File No. 148547376 RE: MBNA AMERICA (BANK, N.A. vs. ERIN E CHRISTIANA Dear ERIN E CHRISTIANA: Enclosed herein please find a 10-Day Notice pursuant to Rule 237.1 of the Pennsylvania Rules of Civil Procedure. Sincerely, ??Co)py Enclosure cc: Amy F. Doyle #87062 / Daniel F. Wolfson #20617 Philip C.. Warholic #86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp HiM, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff This is an attempt by a debt collector to collect a debt and any information obtained will be used for that purpose IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. VS. Plaintiff ERIN E CHRISTIANA Defendant(s) TO: ERIN E CHRISTIANA 400 15TH ST NEW CUMBERLND PA 17070 DATE OF NOTICE: November 16, 2006 NO. 06-5744 CIVIL TERM CIVIL ACTION - LAW IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE,, PA 17013 717-249-3166 - ?1 - Army F. Doyle #87062 / Daniel F. Wolfson #20617 ilip C. Warholic #8'6341 Andrew C. Spears #87737 COPY Ph David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 /Robert N. Polas, Jr. #201259 Bruce H. Cherlds #18837 / Ronald S. Canter #94000 Ronald M. Abramson #194266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 148547376 • IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-5744 CIVIL TERM Plaintiff VS CIVIL ACTION - LAW ERIN E CHRISTIANA Defendant(s) AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA : COUNTY OF CUMBERLAND The undersigned counsel, being duly sworn according to law, depose and say that I am the Attorney for the Plaintiff in the above-captioned matter, and that to the best of my knowledge, information and belief Defendant, Erin E Christiana, above-named, is over 21 years of age; is last known to reside at 400 15Th St New Cumberlnd, County of Cumberland, Pennsylvania; is not in the military service of the United States or its Allies, or otherwise within the provisions of the Servicemembers Civil Relief Act and its Amendments. Date: Ob-8604 C M T OF PENNSYMMAN iii zetara?n NO?y Public Hampden Twp., Cun?e WA County My Cc 23 ?9 Member, Perm *anla Aseoalation Or Notaries & ' 11-V ?. Am F. D Daniel F. Wolfson #20617 Warho c Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone. (717) 303-6700 Counsel for Plaintiff SWORN and SUBSCRIBED to before me this ?day of Np ember , 2o_o_,,,, otary Public W & A File No. 148547376 W&A File No. 148547376 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-5744 CIVIL TERM Plaintiff VS CIVIL ACTION - LAW ERIN E CHRISTIANA Defendant(s) CERTIFICATE OF RESIDENCE PA. R.C.P. 236 I hereby certify that the precise address of Plaintiff is: Mbna America Bank, N.A. 655 Paper Mill Road Mail Stop 1411 Wilmington DE 19884-1411 and certify that the last known address of the within Defendant(s) is: Erin E Christiana 400 15Th St New Cumberlnd PA 17070 Date: 11 d v 1/ Amy F. Doyle-#8706#/ Daniel F. Wolfson #20617 Philip C. Warholic #96341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 148547376 0 zt) C ?y 3"e Ga -C'i G3 ? o `.l zi: IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-5744 CIVIL TERM Plaintiff VS CIVIL ACTION - LAW ERIN E CHRISTIANA Defendant(s) NOTICE OF JUDGMENT ( x ) Notice is hereby given tha a Judgment in the above-captioned matter has been entered against you in the amount of $10,345.04, plus interest, on . 3 1 , 20.6-7-. ( x ) A copy of all documents filed with the Prothonot in support f the within judgment is/are attached. By: If you have any questions regarding this Notice, please co ct the filin party. Date: 11 Amy F. Doyle #870#2 / Daniel F. Wolfson #20617 Philip C. Warholic 86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff This Notice is given in accordance with Pa.R.C.P. 236.) NOTICE SENT TO: Erin E Christiana 400 15Th St New Cumberlnd PA 17070 W&A File No. 148547376 PRAECIPE FOR WRIT OF EXECUTION (MONEY JUDGMENT) P.R.C.P. 3101 to 3149 MBNA AMERICA BAND, N.A. IN THE COURT OF COMMON PLEAS OF Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA VS. JUDGMENT NO. 06-5744 CIVIL TERM ERIN E CHRISTIANA PRAECIPE FOR WRIT OF EXECUTION Defendant(s) (MONEY JUDGMENT) To the Prothonotary: Please issue the Writ of Execution in the above-captioned matter, in the amount of $10,345.04. (1) Directed to the Sheriff of CUMBERLAND County, Pennsylvania; (2) against,ERINE CHRISTIANA located at 400 15TH ST , NEW CUMBERLND, PA 17070, Defendant(s) .(3) and against, PSECU located at 16 NOBLE BLVD, CARLISLE, PA 17013, Garnishee(s); (4) and index this writ (a) against, ERIN E CHRISTIANA , Defendant(s) and (b) against, PSECU, Garnishee(s), as a lis pendens against the real property of the Defendant(s) in the name of the Garnishee(s) as follows: (Specifically describe property) ***GARNISH ONLY*** You are directed to attach the property of the Defendant(s) not levied upon in the possession of PSECU located at 16 NOBLE BLVD, CARLISLE, PA 17013, Garnishee(s). All accounts including but not limited to all savings, checking and other accounts, certificates of deposit, notes receivables, collateral, pledges, documents of title, securities, coupons and safe deposit boxes. Amount due $10,345.04 Interest from 02101/2007 To Be Determined At an interest rate of 6% per year Total $10,345.04 Plus costs & interest Date: ?- Amy F. ogle aniel F. Wolfson #20617 Philip C. Warh is #56341 / David R. Galloway *87326 'T'onilyn M. Chippie #87852 / Sarah E. Ehasz #'$64.69 Robert N. Polas, Jr. #201259 / Ronald S. Canter #94000 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 148547376 XXX- ' '-4051 r?a S - i l l y ?9 .spy y• 1 Ap- / o m tT gs (A un LT, t? WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 06-5744 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MBNA AMERICA BANK, N. A., Plaintiff (s) From ERIN E. CHRISTIANA, 400 15th St., New Cumberland, PA 17070 (1) You are directed to levy upon the property of the defendant (s)and to sell (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: PSECU, 16 Noble Blvd, Carlisle, PA 17013 All accounts including but not limited to all savings, checking and other accounts, certificates of deposit, notes receivables, collateral, pledges, documents of title, securities, coupons and safe deposit boxes. and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $10,345.04 L.L. $.50 Interest from 2/01/2007 at an interest rate of 6% per year - to be determined Atty's Comm % Atty Paid $135.09 Plaintiff Paid Date: 10-16-07 (Seal) Due Prothy $2.00 Other Costs S / P'J A q'? P. " i'dirtis R. Long, Prothonota By: Deputy REQUESTING PARTY: Name AMY F. DOYLE, ESQUIRE Address: WOLPOFF & ABRAMSON, LLP 4660 TRINDLE ROAD CAMP HILL, PA 17011 Attorney for: PLAINTIFF Telephone: 717-303-6700 Supreme Court ID No. 87062