HomeMy WebLinkAbout06-5745
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
No.. 01.. -S~'JS (!lu;L'-y~
MBNA AMERICA BANK, N,A.
655 PAPER MILL ROAD
MAIL STOP 1411
WILMINGTON DE 19884-1411
Plaintiff
.
,
VS
CIVIL ACTION - LAW
SUNSHINE S MILLER
422 BIG SPRING RD
NEW CUMBERLND PA 17070-3103
Defendant( s)
Filed J behalf 0(:
Plainti*, MB~A AMERICA BANK, N.A.
Counsel of record for this party:
(\ ~ I~ i
Date: ~
I
Amy . oyle 87062/ Daniel F. Wolfson #20617
Phili 3411 Andrew C. Spears #87737
avid R. Gal ow nilyn M. Chippie #87852
r . Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S, Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W &A File No. 120108031
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
) Plaintiff
VS
:No.
:CIVIL ACTION - LAW
SUNSHINE S MILLER
Defendant(s)
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by an attorney and filing in writing with the Court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so, the case may proceed without you and a judgment may be entered against you by the
Court without further notice for any money claimed or any other claim or relief requested by the
Plaintiff. You may lose money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HA VE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN
PROVIDE YOU WITH INFORMA nON ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013-
717-249-3166
CCP Notice to Defend
W&A File No. 120108031
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
Plaintiff
:No.
VS
SUNSHINE S MILLER
Defendant( s)
:CIVIL ACTION - LAW
"
\
\
I
NOT~CIA
USTED HA SIDO DEMAND ADO/A EN LA CORTE. Si usted desea defender conta la
demanda puestas en las siguie. ntes paginas, Jsted tienen que tomar acci6n dentro veinte (20) dias
despues que esta Demanda y A viso es servido, con entrando por escrito una aparencia
personalmente 0 por un abogado y archivan 0 por escrito con la Corte sus defensas 0 objeciones
alas demandas puestas en esta contra usted. 'Usted ds advertido que si fall a de hacerlo el caso
puede proceder sin usted y un juzgamiento IPuede ser entrado conta usted por la Corte sin mas
aviso por cualquier dinero rec1amado en III Demanda 0 por cualquier otro rec1amo 0 alivio
solicitado por Demandante. Usted puede perder dinero 0 propiedad 0 otros derechos importante
para usted,
USTED DEBE LLEV AR ESTE P APEL A SU ABOGADO ENSEGUIDA. SI USTED
NO TIENE UN ABOGADO, V A Y A 0 LLAME POR, TELEFONO LA OFlCINA FUADA
AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO
CONSEGUIR UN ABOGADO.
SI USTED NO PUEDE P AGARLE A UN ABOGADO, EST A OFlCINA PUEDE
PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER
SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO 0
GRATIS.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013-
717-249-3166
CCP Notice to Defend
W&A File No. ]20108031
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA ~MERICA BANK, N,A.
Plaintiff
: No. of, - .5 7</J
VS.'
SUNSHINE S MILLER
Defendant( s)
: CIVIL ACTION - LAW
COMPLAINT
AND NOW, this 14 day of September, 2006, comes the Plaintiff, MBNA America Bank, N.A,
by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P" and files the within
Complaint and in support avers as follows:
1. Plaintiff is MBNA AMERICA BANK, N.A. , located at 655 PAPER MILL ROAD
MAIL STOP 1411, WILMINGTON, DE 198841411.
2. Defendant, SUNSHINE S MILLER, is an adult individual with a last known address of
422 BIG SPRING RD, NEW CUMBERLND, CUMBERLAND COUNTY, PA 17070-3103.
3. It is averred that Defendant was issued an open-end credit card account by Plaintiff. This
account was created through a written contract between Plaintiff and Defendant, accepted by Defendant
when he signed and utilized the credit card account. A true and correct copy of the Credit Card
Agreement governing this account is attached hereto as Exhibit "A"
4. The Credit Card Agreement contains a binding Arbitration provision providing that any
claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the
National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement
involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.c. ~~1-16
(FAA) governed the Agreement and that following disposition through the NAF, judgment may be
entered in any state court having jurisdiction.
CCP Cmplt - MBNA wo Int
W & A File No. 120108031
5. At all relevant times material hereto, Defendant has been regular user of said charge card
. for the purchase of products, goods and/or for obtaining services and/or funds. '
6. By virtue of Defendant's use and maintenance 'of this credit card in connection with his
purchases of goods, and services, he becanle bound to all of its contractual terms, which clearly included
an arbitration agreement. Therefore, there is a \alid agreement to arbitrate and Defendant consented to
the NAF having jurisdiction over this claim. '
7. Defendant received monthly stat~ments which accurately state all purchases and
I
payments made during the month, and the amount d~. A summary of the account showing the balance
due and owing is incorporated herein and marked as Exhibit "B".
8. Defendant did not object to the s~mmary of account.
9. Defendant has made sporadic and iiTegUl~lpayments, if any, which have been applied to
\
the outstanding balance of this account.
10. As of the date of the within Complaint, th,e remaining balance due, owing and unpaid on
Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is
the sum of $11,481.80.
11. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the
collection of the amount due from Defendant.
12. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees from
the law office of W olpoff & Abramson, L.L.P. in the collection of the collection of the amounts due
from Defendant incident to the within action, the Plaintiff shall continue to incur such attorney's fees
throughout the conclusion of the proceedings.
13. The amount of attorney's fees incurred in this matter is the sum of $1,722.27.
CCP Cmplt - MBNA wo Int
W & A File No. 120108031
2
14. Despite reasonable and repeated demands for payment, Defendant has failed, refused and
continu)' to refuse to pay all sums due and owing on the aforementioned account balance, all to the
damage and detriment of the Plaintiff.
15. Any and all conditions precedent to the bringing of this action have been performed by
Plaintiff.
" .
16. The amount in controversy is within the jurisdictional amount requiring compulsory
arbitration.
CCP Cmplt - MBNA wo Int
W & A File No. 120108031
3
WHEREFORE, Plaintiff respectfully requests this Honorable Court enter judgment in favor of
Plaintiff and against Defendant, in the amount of $11,481.8(},' reasonable attorney's fees in the amount
of $1,722,27, plus costs of this action and .my other relief as this Court deems proper and just..
Date:
,
, '
_ R~pectfUJlY submitted, .
~70621 Daniel F. Wolfson #20617
. P~ar}lolic. 341/ Andrew C. Spears #87737
153v~ Galloway #8732 :ronilyn M. Chippie #87852
r . Eh sz #86469 / Robert N. Polas, Jr. #201259
Bruce H. C rkis #18837 / Ronald S. Canter #94000
Ronald M. bramsori 1194266
WOLPOFF 'ABRAMSON, L.L.P.
Attorneys in \the Practice of Debt Collection
4660 Trindle Road,' Suite 300
Camp Hill, PA 17011
Telephone: (717) 30~-6700
Counsel for Plaintiff
CCP Cmplt - MBNA wo Int
W & A File No. 120108031
4
authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the
statements made in the foregoing Complaint are true and correct to the best of his/her knowledge,
information, and belief, based upon information provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa.C,S. Section 4904, relating to unsworn falsification to authorities.
Date:
Amy F. Doyle #8 062 / Daniel F. Wolfson #20617
Phili C . 6341/ Andrew C. Spears #87737
avid R. OalYowa #8732 onilyn M. Chippie #87852
asz #86469 / Robert N, Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - MBNA wo lnt
W & A File No. ]20108031
5
,
.
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Exhibit IIBII
. CLIENT NO 001730 MBNA ACCT#4313012588086974 BALANCE -- 11,481.80
****** PRIMARV DEBTOR ***** C/O DATE 01/01/69 LSTPV DT 01/15/04
*M-ACCT -NO *M-REC- TYPE*M-CUST - TVPE*M-LAST-NAME
4313012588086974 A I MILLER
*M-FIRST-NAME *M-ADDR-1 *M-ADDR-2
SUNSHINE S 422 BIG SPRING RD
*M-CITV *M-COUNTV *M-STATE*M-ZIP *M-HOME-PH
NEW CUMBERLND PA 170703103 7179382161
*M-WORK-PH *M-DOB *M-POE-NAME
7175649777 05/31/72
*M-POE-ADDR
*M-LOAN- TVPE*M-LENDING-OFFICER
L V01 OV0001
*M-BANK-CODE*M-BRANCH-CODE*M-CALL-CODE*M-RECOVERER-CODE*M-DEALER-CODE
LMMM 588
*M-CO-RSN*M-ACCT -ST A TUS*M-INT -RA TE*M-RECEIPT -DA TE*M-CONT ACT -DA TE*M-CO-DA TE
PAA 0000 02/26/04 04/12/96 01/01/69
*M-LAST -PVMT -DA TE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL
01/15/04 11,481.80 .00 .00 11,481.80
*M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1
11,481.80 .00 .00 WA1CA11AAA111
*M-COMMENT-2
002 20040226 0000121
*M-COMMENT-3
*M-COMMENT -DATE
02/26/04
*M-2ND-NAME *M-MONTHL V-INCOME*M-OTHER-INCOME
MILLER DAVID L 37.50 .00
*M-MONTHL V -PVMT*M-OTHER-PVMT*M-OWN-RENT -CODE*M-RECOVERV -SCORE*M-NEXT-PA V -DATE
.00 .00 R 0746
*M-LAST -INT -DA TE*M-LAST -CONTACT -DA TE*M-COMM-RA TE*M-HOME-PH-FLAG*M-WORK-PH-FLAG
0000
*M-ADDR-FLAG*M-SSN
*M-MIO*M-AG
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LAW OFFICES
WOLPOFF & ABRAMSON, LL.P.
AITORNEYS IN THE PRACTICE
OF DEBT COlLECTION
4S6O TRINDLE ROAD
THIRD FLOOR
CAMP HILL, PA 17011
717-303-6700
II
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MBNA AMERICA BANK, N.A.
No. 06-5745
Plaintiff
CIVIL ACTION - LAW
VS
SUNSHINE S MILLER
Defendant(s)
PRAECIPE TO DISCONTINUE
To the Prothonotary:
Please mark the above-entitled case as discontinued without prejudice.
Respectfully Submitted,
Date: ~
Amy F. ~70621 Daniel F. Wolfson #20617
Philip C. Warholic #86341/ Andrew C. Spears #87737
David R. Galloway #87326 / Tonilyn M, Chippie #87852
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 120108031
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LAW OFFICES
WOLPOFF & ABRAMSON. L.L.P.
A1TORNEYS IN THE PRACTICE
OF DEBT COLLECTION
4660 TRINDlE ROAD
THIRD FLOOR
CAMP Hill, PA 17011
717-303-6700
II
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYL VANIA
MBNA AMERICA BANK, N.A.
Plaintiff
No. 06-5745
vs,
CIVIL ACTION - LAW
SUNSHINE S MILLER
Defendant(s)
CERTIFICATE OF SERVICE
The undersigned does hereby certify that a copy of the foregoing praecipe was
served this date by Regular Mail, Postage Pre-Paid on this 1 J ~ day of
G~ ' 20~.
Sunshine S Miller
422 BIG SPRING RD
NEW CUMBERLND, P A 170703103
Amy F. DOY1e~anie1 F. Wolfson #20617
Philip C. Warholic #86341/ Andrew C. Spears #87737
David R. Galloway #87326 / Tonilyn M. Chippie #87852
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
Bruce H. Cherkis #18837 / Ronald S. Canter #94000
Ronald M. Abramson #94266
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 120108031
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