The URL can be used to link to this page

Home My WebLink About06-5753 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA No. Ol.. -S~s:?J (!,oi.L <-r~ MBNA AMERICA BANK, N.A. 655 PAPER MILL ROAD MAIL STOP 1411 WILMINGTON DE 19884-1411 Plaintiff VS DAVID C LIVINGSTON 35 W LOUCAST ST MECHANICS BURG PA 17055 Defendant( s) Date: --1( J. -, /0' ( W&A File No. 147961004 CIVIL ACTION - LAW Filed on behalf of: Plaintiff, MBNA AMERICA BANK, N.A. Counsel of record for this party: Amy F. Doyle # 062/ Daniel F. Wolfson #20617 Philip C. Warho c #86341/ Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, P A 17011 Telephone: (717) 303-6700 Counsel for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. :No. Plaintiff VS :CIVIL ACTION - LAW DAVID C LIVINGSTON Defendant( s) NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 147961004 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff :No. VS DAVID C LIVINGSTON Defendant( s) :CIVIL ACTION - LAW NOTICIA USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted de sea defender conta la demand a puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando pOI escrito una aparencia personalmente 0 por un abogado y archivando por escrito con la Corte sus defensas 0 objeciones alas demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted pOI la Corte sin mas aviso pOI cualquier dinero reclamado en la Demanda 0 por cualquier otro reclamo 0 alivio solicitado pOI Demandante. Usted puede perder dinero 0 propiedad 0 otros derechos importante para usted. USTED DEBE LLEV AR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA 0 LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO 0 GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, P A . 17013- 717-249-3166 CCP Notice to Defend W&A File No. 147961004 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff : No. 6I--S'"TS3 ~c.i-tT~ VS. DAVID C LIVINGSTON Defendant( s) : CIVIL ACTION - LAW COMPLAINT AND NOW, this 07 day of July, 2006, comes the Plaintiff, MBNA America Bank, N.A., by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as follows: 1. Plaintiff, MBNA AMERICA BANK, N.A. ,is a National Banking Association organized under the National Banking Act with principal place of business situated at P.O. BOX 15718, WILMINGTON, DELAWARE 19850. 2. Defendant, DAVID C LIVINGSTON, is an adult individual with a last known address of 35 W LOUCAST ST, MECHANICSBURG, CUMBERLAND COUNTY, PA 17055. 3. It is averred that Defendant was issued an open-end credit card account by Plaintiff. This account was created through a written contract between Plaintiff and Defendant, accepted by Defendant when he signed and utilized the credit card account. A true and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A." 4. The Credit Card Agreement contains a binding Arbitration provision providing that any claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the National Arbitration Forum (NAP). This Credit Card Agreement also recites that since the agreement involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.c. ~~1-16 CCP Cmplt - MBNA W & A File No. 147961004 1 (FAA) governed the Agreement and that following disposition through the NAP, judgment may be entered in any state court having jurisdiction. 5. At all relevant times material hereto, Defendant has been regular user of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. 6. By virtue of Defendant's use and maintenance of this credit card in connection with his purchases of goods, and services, he became bound to all of its contractual terms, which clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to the NAP having jurisdiction over this claim. 7. Defendant received monthly statements which accurately state all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due. A summary of the account showing the balance due and owing is incorporated herein and marked as Exhibit "B". 8. Defendant did not object to the above-mentioned Statements of Account submitted by Plaintiff to Defendant. 9. Defendant has made sporadic and irregular payments, if any, which have been applied to the outstanding balance of this account. 10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is the sum of $10,875.77. 11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or delinquent balances on said account shall continue to bear interest at the rate of 6 %. 12. The amount of interest which has accrued on the aforementioned account is the sum of $498.78. CCP Cmplt - MBNA W & A File No. 147961004 2 13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendant. 14. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees from the law office of Wolpoff & Abramson, L.L.P. in the collection of the collection of the amounts due from Defendant incident to the within action, the Plaintiff shall continue to incur such attorney's fees throughout the conclusion of the proceedings. 15. The amount of attorney's fees incurred in this matter is the sum of $1,631.36. 16. Despite reasonable and repeated demands for payment, Defendant has failed, refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 17. Any and all conditions precedent to the bringing of this action have been performed b~ Plaintiff. 18. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - MBNA W & A File No. 147961004 3 WHEREFORE, Plaintiff, MBNA America Bank, N.A., respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendants, in the amount of $10,875.77, plus interest in the amount of $498.78, plus attorney's fees in the amount of $1,631.36, plus costs of this ac~ion and any other relief as this Court deems proper and just. Respectfully submitted, Date: 11/J1/0~ , , (I LA Amy . Doyle 7062/ Daniel F. Wolfson #20617 Philip C. Warh lic #86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Pol as, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, P A 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA W & A File No. 147961004 4 VERIFICATION The undersigned hereby states that he/she is the attorney for the Plaintiff, MBNA America Bank, N.A., who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: 1 /J') / /) , t ( Amy F. Doyle #870 Philip C. Warholic 6341/ Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, P A 17011 Telephone: (717) 303-6700 Counsel for Plaintiff (~ CCP Cmplt - MBNA W & A File No. 147961004 5 Exhibit nAil ---------- , . "" . , . . , ' , , , . ' , , , .. .. . . . . \ " I ' , GOL"D' P"T"'I'O' 'N" . -- -- . . . ..' ,.' '. ..;" ". ,."' . ;. .' . ..: . ..' .;.' ,.. i" ; f c.. .' " . " 'lJ'" " ." .' " ..... ., ..:. ...'" ,," ..... .' , A.....#(i~Or..L t.....N....!T~. ..~,~.. >,:.:' ';". ..:,.... >.' : AGREEMENT. ,. . . . .. " . . > I ' I _Aan-.. I G-.I: )~ t* ~ ilia ... .,.- ... "your" re&r lID IIICb .11 01 the penllIlI ill wIIDII.... .. lICIIXIIIIIt wullllllld ... wIlD obIa ondIt.. 11I)'''' prCl\'IdId IIrIlDlllr ddI ~ no............ - ......... "'NBNA Anafa" -- WBNA America Sa*. N.A. n._ ..~ sr..-...,. .., )'llII obaiII hili. UIIdar tbIt Aare-L Our ~witI ".......at..~........... ~..u.w-.................................. ata._& I ~ 1'In.- oIYcu ~ JeIIIr. ... fa ~ ..1IIIlI.... aplrt__ ........ kap .... ---II. .. .......... _11II .. " It.., ~. . . WIIea ,... or a)GIC wlaamJlllll"lIIarizB or permit. use JOlII' ICCCIIIIIf" JOIl..-lD tlMlermI oClIIiI ~ I ., " YaI CCIIIItIIt lD ... IIIIIIcrf2e MBNA America, ..,. fit ill 1151_ or ill ~~ ~ lD Dalitar aadIar RlCClId lIlY of)laUr IiDIcpIIoae . c:ar........ wJ1Ia ....llIpftIImlllinurdIUllpr_llliwl OhIl7OC..... co...... .- All ....aw IlInaIDGtclaftDed IIaeiD IIIIJI haw dwllllllllfnl.. ..... i,o /lID ~ ............. ol:raar Ten. alY,. Accouat...... CredIt ......... ~ Jf yau INlIicft we ...... 6nilheit IIIICeunii cir ~ Idl.;..dio.. abaut.,. ... :raar _ tD a CDdIt n:partiq ...,. ..... III II: MBNA. Qldit RIpCIdiaa ~ P. O. Sax J~ ~ DB 1....1054. JlIcuD iadDde YfJIII ~ ~ IIamI pbano........ 8CCOIIDt___. _ apWn wllllyau bctlcn fa ta.ccInIe...~ &w ,.. u.. V.. AawuI: You..., IIIlI )'liar IOCOUIt 10 Jl'IRlhIIe or.... JDC* ... ---.... ,.... wbo ...... cI-'a. y_.."..... MIa l:nIdit uadrr.)'I8' MCOUDt by...... cMcb ... drdI pa)'Ihta III U.s. non. ... willie Iat .... ~ tD 7'U .......... .... .tD JVlIIlr .. _.d", lD,... ......... PQaIL w. -,oar.. ... dfnct depcIIit ol.wv- faD JIlIUI'..... ___ or... of)OUr........ A...., OJI 4IIIdr -.t ...... .... dIpaIIt ...... ... paUctiII - )lnlCellnI oldID1WlIiYiq bat. ..... ___ ....... . ....... ...... .. ~ pIOdI ... .... .... II ...... we .-y ... ~ .dIncdy to dID ~'-t _.,....1NIIIIt ..... IiaID . ..... .....1IIIt' ~ ,.. ........ II c1IIlCb ............ addItiaaII Ad--." ~ ID JOlII'nquIIt. YOIIllIII\YJIIlI i1U..,. AdnllclIOIdyID..a II,.,...... .. __11I''''''''' mab II~"'''' alllerendltlCCOllDtwilh.. . lfyau penaft..,... lD..... __ lID JOlII' cIIIcb... aoi:aIllIt__ will.. .....~ IO.... II...... JIM........... all ~ ..... by dIIt..- ~.\lIftIaI8Ir wIIIc1a ,..._ law .......110 be..... You ..-1ICIt 110 !lie a.plIIIIIaIId dIDck lD obtaiIl cndIt -- Jour - If,............. c1Iaat by wbIda)lDll JII1IfOIO .. dItdIa aedIt --]IlIII' __ WIt u-.yellClt... '-ark................nIUm iC1IIIpIid 1D ..... wbIcIa.....-s It 1iI'..... ..... iIII lither .. ....... ....... ..... _ tllecbeck. ow... _Blb"!D JOG....,.. .. ~ iDcamId by)lllU ....._ oId18l1edae _ eIIIat...... Yaallllllt...... ...... ID . _....... . . CredIt.... y_ aedit Hmk II.,.. .. ~ TIIDII elY_ ~t.... - ...., - MCllIIIIIaIb1y........ Wo..., chaDp JGIII' cndt Ifmit .. ImIII ...... to ...... .. we wiD ~,. if - do. 'l1II1DIIII1IIIOIIIIt of aradit Cl' ... at ~... 11III belJllh .... )\:IUr ... 1Jmk. w. _, .. ....... II ........ credit Umit tar ccrtahI beImca IC_....,.... OM III .............. billa 01.1-. .. _ CIIIIlIelI ... ....... cndit Hmia. . Reqaelt_ CreI8t Onr y.... Cr1dl u.IU: Jf)'llU requat erodk ill .,........ if...... WlIlIW .... III ... ,....ta1 01416~ ....... "')'OUr ..... ~ baIaIIoe. illc1udIll.1IIlIIarbed IraIIIaCtioaa lllIl" pOIIId lio JQUI' I&llIOIIftto .... .... .... )'011I' llIIICIil JImIt.. ,......... cndit Umit, If....... ......., CIIiI tar,... (wIIadIIroraat'" bIIIIIccI... tho,..-........ - .......",. credit tJndt>. _ mv: (1) HaIGr ilia ftlIIUIIl wilIIout pcraIUOIIIlJ rafsIDa JOlII' c:nidit 1iIIIiI; . (2) RaDar dlalllqUlllt _bat 1Ia1lllllUlllt wtdcIa fa JIIDI'O _ ~ cadi. UmIt. ... iIInrdiaIIllly. ar . (3) ... t1111Ianar ... nil"" W..., ...... ... paaca wbD .. .. ...... ...!t 11M .... ~ Jr_ nballo haDar a cheat. ... ..., do ao by UviIiq tbo JlfI'JClR preIenIioJ 1Ia c:hcck lbat Credit his .... n&IIIlI, daIt fbcre IN ~ 6ladllio pllJ Ibe cheat. .. III ..,. odIw _. If... haw preY\GaIIy haacnd RIIpIIII fer aedft .".. JOIII" cndit limit, it ..- .... tbIt wed honar :ftIIGMr cwcrffnIic I'IlqUUIL 11_ cIodde 10 honor.... a requIIIf. .. nay _ _ owrIimitb.. pnNIded ill lbis ~t. . AddIttoul Mn.-= YalI may abIaia additional A4vIaca 6cm ...ID lime pI'lIVidIlI-;lGI'.---'" DC ow illIiamD... c:ndit....... without.., .aaificIat-......... lbe Ipp'lWII of ODe requeat .. not........ IpJII'OYIJ 01............ AddiIicmI AdvaacI pClItIld II) "* account CIIII8 .. tenD f1l die Joe to-.......1IlIIIIdns III . reviled minInum IIIlIIIIblJ pa,..& UId miso41oopb 01 lime lD hpay lhcloD. Mditiana1 AdftDc:eIIIIUIt be at 1eIiI& $200.00. T_ .r Y.gr Loa.: Yoar re.pIYIMRt Iaml II dlsclolecJ iD II10Ihcr dOGUllllllll-lac:atk& ,your 11III1* p&)lDQIt-mlOUllt willJc c1i1Ololal .. the C1Imnt Pa)lll'lQlt .. your 1IIllIIddy.Jllflllnm... . CeruiD -.. may.Rnk fa )'OlII' --- haIInce JlClt NiDI paid tJII doriit&' tbo IeIm. In IIIiI CMO. .. do IIlIt cbanJD Ihc mininmm nmalh!y payment ImCIUftt Instead. we extend !be tam III repay the balance:. For exaqtJo. tho foDowin. evenII wiD rIXIIIrultbe lir:rm: (i) a paym:at holiday which you lUe; (if) _Increllllll in the pril1Wl rate for IIIJ variable --I perccntap ram ICCOUIII; ('Iii) aJlCcoI iIJ1lOICd en ,.. account" SICh II check IraIll8CtiClll -. We -. over the mdit limit fees IIld inNrmce pretllilllllS; IIId (iv) paymenlll zeceivod lata' IbIIllhe pa,raent due date. I' ...... .. JniJIfmam JIlIIIItiy JIIlJIIIIIlt _ Dot lib IDIo ICCOlIIlt t1Io CllIlIct of Iddiat IIIIpIid hrIodic Rate PiIIace C&Irpa ...... OIl Mft80ea fD t ' daily AdvuICe w.ca. TbiI wlII eIdBDd ~ IInIL ' ' 11Ia 1II)owiq"''' will rccb:e .. IIlnD (but wiD JIlltc:bqe tile niDIaIIm,.,mmt cJua aa1&1IIDDtb): (I). ......Jri1ducda8 iD dIo..... ~ rate, ... . a ......,ad0llll_ (i) . -- to ... pdDIlI.. AIr .., ~ ..... ~ .. .. (IIi) .... ..... .... .. ..... miaialllnpa~ .....,... V....... III,.,. file........ flaI....',...... ....... aII'~ ..... -... .. ..... ~ . cbqI.... yllIW IGlllIUIIt: .. JIMlce 0IrpL. , '. . ' ..... '. 1\ '" .' You., 'IfIi1 fIIe.en iIIlaUIIf CIlIIIlIndInIIt lIlY tiraI witbaut~YOllIlllllt pay acII ......, feat... ~- ~... CIII,.... IJIIlIIIhI)' ....'1 ....It. 'l1Ia......... JIlIlII*It wllrI..... ... 0( (I) ..... JII)'DIBDt. 1IJIlIlIII__ CIII )'OIIl' IDIIIdIIIy ......... ,pial. (i) tile ...... at ..,.....,..... n.... JIII.7IIIIlIIllllDDUllt 1I)UId..." ......... d181llm1 olYflW....... tile... JICI'lZIdIII..... 1',.. cw.paY CII' if . aeclit ....... II oII.-wiII CNIlIId ta JDCII' ICIlOlIIIt. will _ pa)' faIereat CIIIIDCIa ~ ,.,...........,........... miafaua paymIIIt..l1 redDce die U11a18IIllIUDt ot'Pruace 0lIrpI , JIIi1'lIh1II by)'IIL " ' Wo will aDocaa JUUI'....... ill ........... detrlrmIDe.. Ja ~.......... will aIIoaaII ~............ (iDe........ ......~ ~) willi Jawcr All.. bdlrD ...... witt. Id&Iw APRa. ,'J1afI wiJll'IIUIt...,. ~ willl1Dwlr APRI car.....p. .. wIda ..~ .APlt. DfIa) ~ paid WIn _.. __ baJIac& AD pa,...... WIll be CIIIiIftelllD ".. -- t1r... 1dIIIDa CJ'llk .. .... "'p&JDIIDt" nahaL NWaua ~ CIIIIKltbo JIlIde fa 1IIIYIaI:e"~" +- ill ayllmiDl CJ!:II wJdcIa ...... ilia .. ..---..pajaiIIt ail wfI not...,.. abIipIiaa lD ... ~ dIinIIm payalllltl aab.... w. CIIl ftIject JlllJIIII=IdlIId ...........-.. fa u.a. doIIarI CII' DOt..... _ . U.s..... No ~ 1bID.........~ IIId ..-edan wilbut d1Dprfarwrfalallplllllftl or. .....om.ot'MBHAAInria. All ,..,., wbo iaiIiaJly CII' ....1qWDdy -........ ICCapt ei .... tIIIlGCOIJIIt .... ~ ,..,......" ... .., ~........ It twit -__ ,...... rap".IiII'" fD"''''~. '. bIIaDco,. -...,. ndI.~~. 11(.... hat .1iaItiJi9'.... aD cIlllii cIIilctiCll4ltll..6c 1IIIdar.,. 8CCllUIIt1laft.... .....tIt...... till...... III.... ill AdL . . - ' , . p..,iMlIt"""" W. uay I1Iow JW, a- .... to tI.-. . omit. 11II1 ~ w. WllIlIOlifJ ,.. .... ... GPIIcD Is awiJUI& It,... GIIIiI. ~ y_ a.p ... ...... .......... ft.,. will ..... ~ "';';r~dIace will .. ~ TIle nIlIIIiraneat GIlt JGa DIIb .1IIiidaaaa..--1ICII1IIlIIIIIIa will RIUIlW filIIDwinI yo. 1ia1IdIr. A IIoIIda)'will__lba... or,...... .... CJdc A bIIIfaa C)'OIa....... 011 d1eclq.......cIaIIIII... + OIl"" ~ JII.....~...--....... aa.... obdna" tbIt..... f!II JOUI'......,.IIItenIllIt... ... oan.-lIlIlI6. " . .......... Olaup cndit "--.., be ..... . pl'Cldl d... to..... ..... fII.... ........ II .....,...... fI........ dIe___ WIll JIRIIIGl.. if _ ..,.. _Ilr Yotdcb ....... .. pnwidIiL W......... COlt fIItbiI"""-lIy ~ ............... ... .. ... II)' .. ...... Dl".. ~.... oIbor c..,. ....... ..... cI\Jriac "1Ii1IIDI ~ 1'be pwIIiuID Is ......to~ 1lIOGIIIIl... ~ a.p. ....... YClIII -.y" adInd cMda...... aaaa".. Iluilt, wIdda willie IUb,ioc& liD die ~ CIlIIIDad by MBNA ""-iA .. brcJc:baN.. odIIrwfa MBNA Anrb .-wi dID ript liD ...... .................... .... ..."dma'" wiIbouC.... ) ...... rar............ .w ......r.,-c: VOlt wi Ukia deIiIuh ---RlJUh I r~. d,iIlt~. .' 0111 .......J'IIIl.....if: (1)JGlI 111II. IIIIb .. JlIlIIIInd ~ '" ....~ pac ,DIaD; (1) ,... N.., ....... ,... ...... ,.. .. ..... _if,. lint ..abIiIbalI. ...... cndit Ibnit fbr,..,.......... Cll~lw..o....,.. .......cnditJlnllc; ..(3))OU W.....,." IIJ,J obi' tcraII of... Aaz--a. Jf)'IHI de6uIt. LIIIIaI poIribltId", eppliabk law. "".. Uo t'lIqUin)lDu to 1M)' 1M co1llcdan .. COUIt 0CIItI we IDcIr fa Ill)' coItcdClla JlI'ClC*Idfa& ... . ---... ~,"'il_ n6ryour ICCOUI1t IlrcoUd1lll1D ID ....",., illICIt IlUJ' alIricd....... ' . Our e.fJID ID ClUII'CiIo lIlY of aar ripII when you dcfauIt daeI __ IhIt WI 11'I UIIIbIe to __1tIaae riplIlIpCIII1a. dd'auk. Rerual. liner Vnr Acaut: We 11'I DOt IIabIo lor ..., n6aaJ to ~ )IDlII" aIlIXIUDt. incJudlns my Ibrm or AdftDca. ...Ilr.,. rW::IIIiaa Glyt1IIIt ... by.. ." adaer... CWIlQ'..... cwllaar of'" cracnlcel. , Tend......: w. may IIIIpClIId Cll'taIIIiDatI JUUI' ri.....to obcUl crwdit It III)' IirDI fbr auy..... Your nhlipllNot uodcr Ihia ~ c:antimIe .". dar yourrishD 10 abldn Cftldit have been IIIIJlI!8ded CII' la1niIIatlld. ~_..: _ W. aay.-urad lhiI~t at 8IlytimD by acIclina. deIetiII.. cr ~ JlRI"'iIiaI8 iD ~IICO witb l2Ie _cable JJOCi1icadCIII teq1liremea. of Ii:demJ law mil Ihe laM 01 dill StatIl of DeInIaN. If IIlIllJlllllmlalt aiWI )'OIIlbD opporlaWty 10 fC!iect dill c:IIaI9. IllII if you reject die cMIp ill tbc II-*' provided In sach .1I1lCIIIlmaIl. WD may terminate yoill' ript lD m=c:ift. c:ncfit IIld -.y u1c}aU to IeIIInI all cndit de1Iiccs u . CODdition ofJOUr' I'l!ieedoa. The~. A,recmcnt (mcJud/q Ill)' hip Ida CII' 'OIber hip.....,. ....fees).wiD IIJlPJy to dle 1II1in1.1IIIpIicI bIJmce. indJJdina4le bUncc Cllcisrm. bdin the m1IIIIdmad became etrAlcdve. We.may nplllcc yacrUClClllllt trill a1dIw lICCOUJlt...., time. AlIi....": We may at my time. and without nodee 10 )'0\1. ",ip yolD' lICCOUIIt, II\Y 10111I due 011 your accolIDt. this ~t ... our rip or obUptiClalIDlder )IllIII' IICCOUI1t ell' tbIs ~t to uy pcrIOIl or entity. n. persclIl or en~ 10 wIIom - make allY such assillJlllellt IbaII be entitled 10 all of our riJhts lJVJIor obliptions IItIdcr IIIiI Agrtcmcftt. \I) chc extllDt assi&ned. v............ u.. .r y.., Acce..c: You ...1iab1l b die ~ .. of)O&r KODlIDt. YOIIIbauId.........., DOtity.. at MBNA AIIIIri r.o. lal5121, wa.IaJtD.. DE 1'" CN......I-IOt-ItHUI). <<111<< fa wridq, of 811 -. ~..,.... .....i:il.d... 01"" ...... . ~: n. ~ provisiaII below IIlPI1 tlt JIlI1I--.)'OII.... am- .. opportaaily to J1!Iect &hi Arbitradaa JI"IIIIIIkw lOll JIlII did 10", lbIIIl; fa .... CUI J'OlI....aw.,y1itlptlga bn:luJlltby )'all apiaIt 111....... .. 1IICCOUIIt. 11III ~.... be1lnluak iR a court Ia&:aIIIt i !be S1IlII afDeJa...... " ~ _......... ~.,.... ~............... ....Ibe....................... afdlaollMlr,'arbiDalanaa relldalfa., war tit !WI ~<<., prIar ~<<".IIlllllIIfIIlC................... fa ~ _..a_~.......... ......,...... ,..tde!I . ....., ..pllltle mlUrl),lIu:JDdiq cwa. ...-........,., of" MIl...... ..... ar &hi __ ol. cmfN~. al7Pricr ~.wbelellllvtd It7 ~ "tWai"...... .........--....... 1biI..... ..... lie coP........ by" NIdaaII AiIlkDdaa,.... ........ c.t. of~ ill dIIaI::t It .. tiaID ilia cIIiaa II fDad. ..... ... __ IIldle HaIioad ArbiIndoD Penal.,. abIlIinId.. ",~"It..,NadoaII AIbhntI...... oGIaa. -~ .. P.o. Boa 501'1. ........ MiIacIoIa $5405, IIIephaac I. I. lr... NAP II lIDIWll.. ......10 .. .........,.. WIt .., ........ ~ ~ I'ICOr-" ~lIII-.......... ~...tI~ _ allalillr" otpnlllllllln. AI.,........,.....,......... .~ ... ..,1dnIiDfItraIiw ____ a.. whic:b)ola 1ft III pay tD pur-.. CWm fD edlilladoa. n..........wiII cIecWe 1lIbo. be uJtialIIIIy~...,......... 11_ evwwll,.. tit........ AIr.. ~.......... ..L . - ~,. _....... fa. aiaaulIt....... ....p' llCDtlllllll ~!Ia. beaD if.... W.... ~ ill a......CllIUIt..~ A1I(y................ ...... jau ....... wDI ... p'" wiIbIa .. fedcnI judIciiII .u.trIct ..... )'lIlIr 1JIIIfq....... It .. .. .... cw.,iI GIld. 'hiI addIndaa . . .......... ... ,...-t to. tlr daa iIvuIriIt fIaliintIM .. ... .. __ b.J die .... AdIIIndlD oW. , u.a.c. '111-16 ("'PM"); """"'IIpCIIlDJ .......... ..... ..., 110 IIdllIClIfa ...,~Cll8't ~jwf11Jf6.. ".1ItlitnIka................ .............Iaw lit ...1lCIIlIl........ wUh ... PM _1lppIicUII..... ofllmi...... 6aI.... atqc:faa. arJllivlclpt ~.. . lIS' _ JtIQ...., ~ ........................ ......... dIO_ far... &WInL, " ' No ........... to 1lbi1raf0D. ialailllioy . jury 8Itd 110 11II)''' . DOt_. dID ript lit....... .....___.. ,.lfcipea M alllllftl1lCr IlIh ofdlilnlnflwfda rapect liD 11I1 CIaiat. TIdI AIbi...... Sec1iaIl app&. to aD a....._ ill afnnco.. dIIt .,.... fa .. ..... , 1111I AIWtradaA SIIlIIaa lid.... dIlIlIrIninaSioa oIJ01Gf ICCOUI&t . .. .. WId"MIIIY voIua~ pa,....t ofdle daIJt ra SID by JUII. ..,. ~ byyau....aftblMCby.. , I Par"'~ Ill. . ... AdItratiaD. Slab, ..,.11III...._=' AIIIIriaa..... HA." III .......-.-. -,,~.............. ~fnlllllll, b...1IU" ....... .., My ........ af 'ytIIJl ~ ..... of ...... ....... ~.... ..... .... ...... .. ~ ... all of a-. AddIdaMIy. "'.,;I- ,..... dlallDaD my dUnJ PIr'1J11V'idln1. ....... -..-- .. ~1I""1CCGUId (IaaWiaa..IIII&....... tD cndIt --. J-allalall dIIt lIICIIlIpt.. cndit -- ....... ...... die........... - _w.-t IaYka. cndit....... """",.,........ deIIt I:QDj~ 11 ... II 01.. om-......... .~ 11III......> if. -llIIlI1 i(..........~ II -- bJlIM" . lID .. ~ .4_" .,. CIIiIia~ -'........ ~Iar dill ~ ofddl.Altlflnldaa 8ectbt. ~.."........ Illy....,. __ appnmIlI byu liD _ ...--. ..........._ ImIIIIlIID ..,..... ar _dlIeI_~ atJII.... .. "llllIllJIlIIllllll1. audIarizDd..... af..1llICIGIIIC. If aay .- ft1l a-. MIII..-- SecIIlM . .... II) 1Je ~ .. WlClJfcln:abIe .... -.y Jaw . ....... ---'1 widllhD PAA. !he ........ of lIIiI AItIIIIaIiaa SooIiaa an.. ~witbautreprd IllIIUCb iImHdltJ.. -A..MbIIkr. THB RBSULT OP 'l'HJS ARBlI'RA'DON ~GD'lI!MlNT IS '11IAT. BXCBPT NS nbVJDllD ABOVE. a.AJMS CANNOT BB U11OA'l'BD IN COURT. JNCI.UDING 80MB a.AIMS THAT COULD HAW 8BBN 11UBD BBIlOllB A JUR.Y. AS Q.ASS ACTIONS OIl A8 PlUVATB "",TIOJUIBY OI!NBRAL.ACl'JONS,. , ~ Law: 1111I ~ fa IIIIdo fD DeIa_ It ia prned by dill IawI of the SIlIIII of DeII~ w11110ut tepnlllll ita CIXIftict of la_ prtDdplel," 'oj Illy appIfcabll fedlalJawa. It lIlY part oe... ~ II bmd to 1le tnvaIid.lhe Rill'IlIIIIna arcicdw. Our AIh.n .. delay iD exen:isinc lIlY of our Ii_ under tbia A8recmml" daeI BOt ..... Glat.... an unable to IIlCallin ~ lipIlJa". . MBNA ~ Ie .1edcnJJy.......1IlI'Yice D1IIk of MBNA ArNrica BIIIt. N.A. o 2001 ~ America Budc. H.A. I ; PrlftCy J yoar DrhacY IIlmDOrtIlat ID .. " At MBNA. we.. COIIIIDiUId to povidiDs ~ with the'~ finlDCial producll aad servica becked by ~~.teotly ~ service. .ADd wbDe infbmIadciIl about you Is ~ III .. ability_ do .... ... fbIIJ rioopJze die ......... at..... ~... acc:oaat iDfbrmItioa IeCUI& ". , , To otlilr )'VU the wKlat nrnae ofprQducll aDd ecnicea, MBNA may abIIIlI iDbmaI:ica about)'Oll both widUa ~ and oubide of MBNA with othCl'~" 11UI aUows UlIO ofrer)'OR IDd ICI'ViccI bt may iDtaat JO'lIDll belt meet )'DUI' ...... wIudaer Ihey .. available direcdy Dom MBNA 01 tbrough our . . with olber coapDiea W. 'MIll )l01I to 1IIIdcrland, our iDform8tioa ~ what iDbmItioa \W coDcct. what in1imnation we ad the beaeflta)'Ol1 RCeive when we sUre iDfDrmItioo about JOU.. Thia DOD describea the priwcy pacdces ~fMBNA Colpo . aDd all MBNA, e.ftiJia&a. inc1udUls MBNA AmIlrica Baat. N.A.. ' M8NA.Amaica(DClasnre). HA, PaJJa'dim ~ ScniccI. MBNAHa11mad!~.~ MBN;AMabcIIIa' ..: S)'IIleaII. Jac..,_ MBNA IDsunIIlce At/'ID#Y, IDe. (coJlectivcly, jMBNA"h far 1IDmcial procIucIa...w:e. govaued by die Jaw. of "the UaitId StlIteI of Amaia. nu. noIice e:xplaiu MaNA', ~ coJJectioa - tUriaa~ lad Ida)W cboo.'wIaedacr or. ~ MBNA may Uarc ceriafn iatormatiOll ~)'OtI. eft&.. ~ MBKA or oataide ofMBNA witIa ok ~.... Our Seearity ProcedanI: MBNA ~6uI.lt the import8l1a: ol)ll'OUClillS - 1ICUriD. iJdbnutioa and asia& it 1IppI'OpriamIy. ACCCII to iufonDation about)'Oll it resDicted to tile pc:opJe of ~e,.,..p._ ph)/lfc:al, eJeccroaic, aDd ~urallllfeJWII'CIs that comply with ....... Jbr the IICIDity oI1dIrmatioD. Whca MBNA __ iafc:oDatfoa about you with COIIIpIIIia of~ welllqllire them lID............ DIe it 0BI:y lor. pcnnitted ParPc-. .rto mum it to III CII' c!emoy it once !bit it -WxJ. .W.1imit file IIDOUIIt oliDlbrmatioa. ah.-ed to wb8t .. 6I'JlIIUJIiIIe to 0.. pnrduct CII' -.vice c8icimdy. MBNA req my CllJIIIIIIuy .~ ~ ....MBNA 10 GaD . CGdicJaltP~t:y ~t ......... Ill.. requ...... ~ x:....~:y1D )llDtcctllloiD&nbldoa. WD~ blo....... We Cell" MBNA coUeda aIICl... DODpUblic iDibnam_ ")'01110 CCIIlduct 0lB' buIiDc8a IDd to c:onsiIlady deliver die ~ CuItoma" IIlIYlcc ,. cxpclGt 1hlID.... SouIGeI at... iDL........ iadade the loJIowfDa: . ID8lnnIIioa we.n:ceIw 1i'om)'Oll OIl appUndoa. - other fbrmI << thrauP ,....con~ ar CCJDWl'IInd..-iu with lIS illCludins Ibrousb the mail, by teIcpMae.' <<cmr che In__ ' . lD1i:IrmIdoD we nceive 1hlm third plDtlea; IUCh II CODSl1IDIlr reportina ..-_ fD yerj~ ataIemad:I you've made to us. 01' reprdinJ your ..oyDIlllDt, cndit, CII' otbII' ntJuiOllllblpr, IIIIl , . . l1dbmudioa about your lraDllctionl wi6 M9NA ad willi other compailll ~ otMBNA. , , Jafo,nudoD W. SIIan WJWa ~ We may IbIl'C all oftbe iDf~ ~ coUect about you wi1h fiuDdallenlb ~ lvitJDD MBNA to o1B:r .dditioul pnlClucIa or ICI'VIce8 tb8t may ~ )'OIl1IDII hat meet Your..... We beJiew tbilu c:oJIWIUIt .. you aad may 1aW)'OIl bodl time ad ~ To do.. we share j~,,.,;n,, IalanDIdoD (1UCh ......1IlId Iddna). tnaIKtiOD aad cxpericaee i:afbrmItiaD (111Cb u purcbIIea ami paymlDtl). credit e1iJibility WbrmatioD (1UCh u credit JqIOJ1a _ ~). IDd other iIdbnnIIioD. Tbe docisioo to purcbue lIIl)' neb prodUCII or avicclu yaaI'I alGae. YlRl may tell 1II1IOt lID IbIn cndft eUpiHty iDform8doo about)'aU wid1fn MBNA. but pl..-und<<ItaDd thU'docIDDt prohibit "WI .&om ofl'eriDa you additiObaI poducta aad servic. '01' Ji'Dm Din! ar-..-IftII and ~ ideatUicatioD, IIDII olber iutbrmation within MBNA.. . , Jaformatln W. SUre WltIa Othen: P'J1)Dl time to time. ft may allow COlJpIII... 0Il1llide ofMBNA to ofHr you their producIs ad scrvic:cs that ma)' iI1Ietcat you. 'I'heIe produda lIIld acrW:es may be ofJacd by fimaIcia1la'Vicc pI'O'Vidcra (1Uda IS bab, lo8a brobm, 8CCOUftt .......... iDsInDce apIlta, insurmce CODIp8Dics,l!IDrtpp buWn, ad securitia bIobr'-da1..). by .-......cial I conpnieI (auc:b II ret8ilcn, direct J11IIbten, COIDD1IJIIicatioal CCJrqJIIIies. Jataaet semce provicIa. -~ aervlce CGqlaIIiea. travel asCII'" cruiR m.. ClIr nmtIJ apndes. 00_ airIiues. publisbcrl, and usp4tationlmcbsiD& MBNA &..ciaI pnxlucb or sc:rvicc8), ... oCb.. (1UCb IS J1ODIII'01it IJr8I'n~); Subject to applicable Jaw, we may shaN all the iDlormBdoe we coDect with tbae comp8Ilia outBid. ofMBNA.U1deu you reo ua DOt to. AdditionaDy, we may lbare all the bd'onnation we c:oI1ect with companies tbat<performmarbting or.other services CD our behalf or to other ftnalCial institutiou with which we have joint mutug asreements. We.. aJso pennitted by law to share ormation about you with other CODIpIIIies in certain circumstances. For iMtanee, we may share an oflhc infoltDlticm we coDec::t with companilllllllristiDg UI in servicing your loan or aceounr, with companies that endoRe our products and services through aft'iDity Igl'HmCDta, with BOYel1lJtleDt entities in response to subpoenas or regulatory requirements, IDd with CODSumer reporting agma. If you tell Us not to shBre informatioo with co1q)8Dies outside ofMBNA that wish to offer you their products IUd services, IS described above, please tmderstJnd that we will continue to ,hare information in these additional circumstances. IJDportaat Iafonaadu AHIII YMr CIlala: W....,. dedfCltod to"" your Deeda -,_ IO~ your choiGca n... -. . =_IOII............_<IfIIlllIIIlI---.IlIliJ08_.........._~_ outlide ofMBNA thIt wiIb 10 o1lilr,. their pracluc:al1IId'" . ~ __ If'yuu 1riIII1io.opt out or.. . . ....... please call toIJ.6'ec 1-866-751-1255. We will 1Ik)'OG fID writ)' ~ ideality ad die IJ*i& ~ to wbich tile opt out ......10 ... haYe .u )QIl' ICOO1IIt,lIIOIIIbcnIdp. ar .6-'loo IUIIIIIMR ad your Social Seedy nlllDblr or, TI:qJa)w 14-..... DIII1II* 1tIr depoIit8CCOUldl awOIbJc wUD )1lIJ caD. MBNA.es opt 0lItI ~ die accoubt ImlI, DOt by iDdiYiduaI o.--r. Whea ray..- __ wi8a ..... - - .........aat (far ~ a ~joiataccouat IIoHer. Qf IIUCIIiirIDd ->. .. wilt lilt 1M _tin 1CCOiat. hniac optIId out. MBNA will CCIIIIimae to adbln to hi dUcIoaed priftcy pncticeIlbt III lCCOUDteNll itit become:I JDIc:Ifft Qf" cIoIIIlI. J, N, A:4 opt out Jiodl infonDIdQD IbIll'iD8 DB atlCCOlllll. dea:riIIed Ibow. eiIber widdD MBNA IIIdIar with ~ oaIIIide otWBNA. l'eIII8iDI efI'ecdYe aoI_ mobd ia wriIiq. pedenJ lepJNiODl require UIO poYicIIl thiI DOtioo - . ..... buiI, wbetber or DOt _ lICCOlIId bII pmiOlWy opted out 10m .... type ofiatbimlliGa IUrIq. P..... nmaabcl.... )'CM& nlCeift our IIIIMtequa IIOtfc.Ihat IIllCCDUlltpreviouly opt8d out &om either ClI' bolb typU of~ abariaa (1IDd DOt ~ ill WriIiDs> doca DGtDeed to be 0JIIIld .out.... . na.~~ md.~ _ypmi;a.'~~ ;;'MiJNA~d.e pri~ ~.~..~ .irift~~' POI' addiIlonl idMmItioa n~ MONA', privIcy pd- CCIDClllIDiqIbe IDtemct, -... view die DIOIIt nccat WII1Iioa of.. pdwoy DOtica, pIasc JD to wp ""--com aad cIiI* - "PriwcINoticL- YaIl baYha.. ....pinGy~ UDder.....1awI. We may IJDllDII thII prtnoy DOIic:c 81 ray time. lad 1lN wiD iDIbrD>> )'DO of chaIJaCI. requind llylaw. Exhibit "B" CLIENT NO 001730 MBNA ACCT#74973524968749 BALANCE -- 10,875.77 ****** PRIMARV DEBTOR ***** C/O DATE 01/01/69 LSTPV DT 08/06/05 *M-ACCT -NO *M-REC- TVPE*M-CUST - TVPE*M-LAST -NAME 74973524968749 A I LIVINGSTON *M-FIRST-NAME *M-ADDR-1 *M-ADDR-2 DAVID C 35 W LOCAST STRETT *M-CITV *M-COUNTV *M-STATE*M-ZIP *M-HOME-PH MECHANICSBURG PA 170553442 7176919445 *M-WORK-PH *M-DOB *M-POE-NAME 7177616800 10/29n6 *M-POE-ADDR *M-LOAN- TVPE*M-LENDING-OFFICER LU01 OU0001 *M-BANK-CODE*M-BRANCH-CODE*M-CALL -CODE*M-RECOVERER-CODE*M-DEALER-CODE AGNV *M-CO-RSN*M-ACCT -ST A TUS*M-INT -RA TE*M-RECEIPT -DA TE*M-CONT ACT -DA TE*M-CO-DA TE PAA 0000 09/29/05 08/05/04 01/01/69 *M-LAST-PVMT -DA TE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL 08/06/05 10,875.77 .00 .00 10,875.77 *M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1 10,875.77 .00 .00 OM1BMAAMMAMM1 *M-COMMENT-2 000 20050929 0000110 *M-COMMENT-3 *M-COMMENT-DATE 09/29/05 *M-MONTHL V -INCOME*M-OTHER-INCOME 70.00 .00 *M-MONTHL V -PVMT*M-OTHER-PVMT*M-OWN-RENT -CODE*M-RECOVERV -SCORE*M-NEXT -PA V -DATE .00 .00 R 0670 *M-LAST -INT -DA TE*M-LAST -CONTACT -DA TE*M-COMM-RA TE*M-HOME-PH-FLAG*M-WORK-PH-FLAG 0000 *M-ADDR-FLAG*M-SSN *M-MIO*M-AG *M-2ND-NAME (:) iq. G 7) lit ~ ~ lr1 ,....:) (',) n C::::Jo C' c~ -n cr'" ~-n ~ 1I1 \) 1'"11p ........ -,..}~ ~ r'''~) -'J \. ~ )v -U I.. I..f) ('-~(!) W ~ -' ~ - ~~ -~-r~ ?= 1>,1 (u" _0._ 6'" :;: (') -.Q ;<:j~'n 4 ...~ :--::; $ ~i>" ".:1 ~ C) ::< IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. No. 06-5753 Civil Term Plaintiff VS CIVIL ACTION - LAW DAVID C LIVINGSTON Defendant( s) PRAECIPE TO SETTLE AND SATISFY Please mark the above-captioned action as settled, satisfied and discontinued. Respectfully Submitted, Date: ~ By: Amy F. Doyle # 7062/ Daniel F. Wolfson #20617 Phili C. . #86341/ Andrew C. Spears #87737 avid R. Gallowa #87 Tonilyn M. Chippie #87852 ara . Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, P A 17011 Telephone: (717) 303-6700 Counsel for Plaintiff Cc: DA VIO C LIVINGSTON W&A File No. 147961004 (1 c ~ -O'-~: :1l ~f-\,' #-;7 ,.., Z~-, ((~~ ~:\:, ~ c:;::J <::r o ~ 0-' o -:...-r ~ ,.,. -c -' -'''' ~ ~-r" r\"\ r': -0 tr.l <) "'-} 'C) ~~) .::;l--r, <,S~f\ ~ .~~ :;..;:. '? - o SHERIFF'S RETURN - REGULAR CASE NO: 2006-05753 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MBNA AMERICA BANK N A VS LIVINGSTON DAVID C TIMOTHY REITZ , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon LIVINGSTON DAVID C the DEFENDANT , at 1028:00 HOURS, on the 18th day of October ,2006 at 209 S NORWAY STREET MECHANICSBURG, PA 17055 by handing to LARRY LIVINGSTON, FATHER a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Postage Surcharge So Answers: 18.00 8.80 .39 10.00 .00 37.19/ ///c% {. <h Sworn and Subscibed to ~~~,~ R. Thomas Kline 10/19/2006 WOLPOFF & ABRAMSON By: ,'-' --=--- . ---:7.,. r-;--. )",/' '- ./7 ! ~.// I h' / / l/' .4~~/,/ ~,/ /I/'t./// ~ ~uty Sher~ before me this day of A.D.