The URL can be used to link to this page

Home My WebLink About09-18-06 Our Account No: 9875733957159 In the Probate Court of: Cumberland County PA I n the matter of the Estate of: Carrie A. Hershey Case No. 21-06562 Deceased Claimant - National City 6750 Miller Road Locator No. 01-7103 Brecksville, OH 44141 -.. The undersigned affiant, Gheri Zmijabeing duly sworn, deposes and says: - National City is a creditor of the decedent. That there is due and owing to: National City as such creditor and claimant, from the Estate of Carrie A. Hershey Deceased, the sum of $ 7,642.53 which bears interest at the rate of 7.49% per annum from 21st day of December 2005 and that the nature of and character of said c1aim(s) is as follows: The executed agreement is attached. (Ii, flA' L' ~~~ J Cheri Zmija Subscribed and Sworn on this 12th day of September, 2006. (") ~;~o ~"~j 22 ;--~ C) ">1-- ."....~;~~ D - ;-J l/' "'-.:I = <:::I er. </) rtl -0 ::X.: i~ t~}~ i-;j (~: JJ C::'7 c) I -/-1 --~~: I~! Q) -u ::t: - .. Ul -.J NationaICily@ Consumer Loan Services National City Bank Consumer Loan Services P.O. Box 5570 Cleveland, OH 44101-0570 September 12,2006,2006 Cumberland County Probate Court 1 Courthouse Sq. Carlisle PAl 70 13 Re: The Estate of Carrie A. Hershey Case No. 21-06562 Account Number 9875733957159 Account Balance $7,642.53 Dear SirIMadam: --, - 'H__u. -, National Cityhas'recently'beeniriformedthat"our'customerisdeceased, andwe'wish -to" _,___u --.----. file a claim into the estate of Carrie A. Hershey Our claim is based upon the referenced Account. As of the date of this letter, the Account Balance of $7,642.53 is due and owing. Enclosed is a claim form which we wish to present to this court, and we are forwarding the same to the attorney and/or fiduciary representing the estate. Please forward correspondence, disbursements and hearing notices regarding this matter to the attention of the undersigned. We thank you in advance and appreciate your cooperation. Sincerely, Cheri Zmija CLS Estate Claims Specialist (866)622-4257 x: 41556 cc: Glen Singer, Executor Roy Singer, Executor "" c.> c::;, c:::r. en 1"rJ -0 :-n rTl c:> c') t!3 :'~'1"~'1 (:::J c:)c, ......_j '":~f~ -II (.c~5 ,,'j C') ~i--; ---1'''' ;, I =-,C! ",,<~, OJ :T~ -0 :::r: c..n -.I Notice: See Reverse Side for Important Information Our Account No: 9875733957159 In the Probate Court of: Cumberland County PA I n the matter of the Estate of: Carrie A. Hershey Case No. 21-06562 Deceased Claimant - National City 6750 Miller Road Locator No. 01-7103 Brecksville, OH 44141 . - The-undersi'gned affiant, Cheri Zmija being duly sworn; deposes -and says: - National City is a creditor of the decedent. That there is due and owing to: National City as such creditor and claimant, from the Estate of Carrie A. Hershey Deceased, the sum of $ 7,642.53 which bears interest at the rate of 7.49% per annum from 21st day of December 2005 and that the nature of and character of said claim(s) is as follows: The executed agreement is attached. 'fP"'.r~ en ZmlJ Subscribed and Sworn on this 12th day of September, 2006. o r- ,'~C) '~ ~I1 '-; - 1:'7 ;=;: ("'") --... i -.- (~::~ ,W ~) f j' ~ ~ <'::;) 0"1 (/) rq v 0,) ;]? ( 40),._..., "1~ :CJ (-) 1;/ CJl '-" -.J .. -'5~3:sq ~ I NationaICIly, ~Loon FIXED RATE PROMISSORY NOTE AND SECURm AGREEMENT - MUL TJ..STATE DEALER " National City Completa LOBn ;, . <ag;,I....d tradomao1o of National ClIy CO<pOrIIlion. 2 n....' D Data 64i3e/::ae3 0 ~~ "":~i DEBTOR(S) CARRIE A IIERSIIE, EJ DEALER SPJt.rJKcrS Al:JTe SW::S E:E a ~ Address Ie :.JE:;T flAIl'! STREET Addreas 1711Z 1I:.RRrS!ll:JRll PH;r ~ F!['lt'ILL[, ~I\ Inn C~.RL}!;I.[, 1'" 17913 "', -11 IJ HEADINGS. The Sec1ion headings 01 tI'ls NOla are a IBble 01 conlants and nO! comma te""". '~~:8 iii DEANlTIONS AND GENERAL TEAMS. "YO1/' or 'you~' me... the underalgtled Debtors, "National CIIy" meens Nl\I1one1 City Benk, 6750 Mole Roed. BrecksviIe. Ohio 44141. OWfl'. "out" or "us" means NaIIonel CIty and ota SUCC8SllOIS end II8Slgna. "[)galei'" maena the Onler nlmHld aboIIe. -1\101 :::: = :....~::.::. = "~e:=..an';ct :~~a~~ a:="~~AM1~e~r ~:~~~=na -=I~~.:;.ts~~~ purchased with this Loan inoludlng, _ Iomitetion. credit ""UflIooa policies, _ conlracts (extanded _rranty) and GAP weiver (dab! cancallatio~ eQreementa). 'Oi1Clos... Stalamenr means the federal truflt-in'lending disclosure aIaIement contained in Section .7. Vou agree thai National CIty is mald~ ~~:e;=m~i::'~r~Q' '::-::':n:T 10' ':'Il~~. ~:"~~~e:'1:: :~~~1:~ ::";~~e~~ehalf 01 NeI.onal C.ty. Daater has no aulhol1ly to make en , D PROMISSORY NOTE. For value received, you joinlly end severally pro..... to pay to our order lIIe principal sum 01 $ ! fl~;',). ~~ which includes a processing fee of S , , <: nn . plus interest on the outatendo"9 pnncipallum outatanding and olher sums owed lMlder Ihis N01e alllle per annum ral' 01 " AQr.n %, payable as deecribed in the payment solhe<Iule In the Dl8closure Statement. You agree ~~'=~~th='?~~~cr:.'='be-=~"':n~~.:'~e~~r~~=~~=Y~::II.~~,:::.~.::.~~=~o~ paymenl hislOly COIJd aIIae! the emount you wil pay under Ihis Nole. m PROPERTY (tor _*,,_lncWde port Of merl... where anchored): lS99 iH$SAN AL TI t1A G)(E USED l;!"DlOID}{)~C 136932 ElDISCLOSURE STATEMENT. ANNUAL PERCENTAGE RATE The cost 01 your credll as e yearly rale. FINANCE CHARGE The dollar amoulllll1e credot wll cost you. AMOUNT FINANCeD The amount of credit prlWided 10 you or on your behalf. TOTAL OF PAYMENTS The amount you will have paid after you heve made 1\11 peyments aa scheduled. S 13192,20 You have the right to recelVa a1thos .me an itemization of the amount linancecl. "you ~I en lIemiza~on 0I111e amount financed, you must inlicate hare or one WIt not be provided to you: Debtor .,itials: ./ Co-Deblor inidals: ,/ Your payment echedule win be: Number of Paymenls: Amounl of Payments: When Peymants Are Due: Monthly Beginning: SecurIty: You are gI\rlng' oS' a security interesl in: the Property beil'lg purchaSed; jlrocec:ds. unearned premiums end retunds of any Additional Producls purcha..d _thiS Loll": yOur dOpasifaccounlS wilh us and our effiHates. all products and proceeds of the foregoing: end fH1t . In any case. conateral securing oIher loans with uJ%&y also secure 111;' Loon. Filing P'..: (Fees 10 Pl.ClIlc 0l1Icia1a) S . Q . Late Charge: If a paymenc os late. you will be charved t~.!i the payment lhen due or 540. whichever i. greste.. Prepayment: If you pay 011 early, you may have to pay a penally. You will nO! be _d to a refund 01 part Of Ihe finenca charge. f..?:~ Assumption: Someone buying the Properly securing this LoIIn cannot assume II1e remainder oIlhe loan on Ihe original lerms. . ~_~_ See your con!rIICI documents for any _ Infomlo!llion about nonpaymanl. def.uIt, any roquired "pifyment in full before the sdIeduI<<J _.. iiilI propif_' refunds and __. "fI' means esti~; Insur.nee: Th, following Additional Products are not required 10 Oblaln tIlos Loan and wll nO! be provided unless you Sign below ag""""g 10 p4y'u,.E'; ~ eddll.onal premium indICated. ~ o Creelt Ute Insurance (Insured Only) o Credit Ulelnsurance (Insured/Joint Insured) o Credit DIsability Insurance (lnllUl8d Only) o Credot Disabilily Insurance (I~Joont Insuredl :wt.I ~ First First First First Mas rJl.~ Mas '~/.o. Mos ':/f!, Mos ?:/A .,1 If'. _ 'I 1;1)-) j -1 ~ ~~;l Vou desire Ihe Additional Op!Jonal Products indicated above: Debtor intils: ./ Co-Debtor init,a1s: ./ You ma~ obtain Property Insurance from anyone you want that is ac:ceplable to us. II you get Propeny insursnce 'rom or throLlgh us. you will pay $ ,. , ~ for r' . & months coverage. o II tills IlOx .s cheCud. you .. required to ~ vendo(s single onferest ","uranee ("VSI") In connecllon with this Loan. Vou may obtain VSI from anyone you went that i. acceptable to us. If you gel VSI fram or Ihrough LIS, you will pay S .. , . The foIlowmg AcIdtttontO Products are not .equoted 10 obtUl this Loen and wil nol be provided unless you sign below agreeing 10 pay lhe _onal COlI indicated. IfIIM o Senrice COntrecl (Extended Wamanty) First \: / A Mas o GAP W8IVer (Debl Cancelation Agreement) First /3/ Po Mos You desirelhe Addtllonal Opllllnat Products indicated a!love: Debtor Inilla"': ,/ Cl>-Oeblor inldais: III DISBURSEMENT OF PROCEEDS. You aulhon.a us 10 disburse al proceeds oIlh.s Loan 10 tha Dealer withOut reslrlc"on. B NOTICES, You s""'-ledge .~ 01 the following nollces belore becomong oblig.ted: " yOu sign Ill.. Nole in ...... or Ka.....: NOTICE TO CONSUMER: 1. Do nolsign thiS paper lagreement) before you read It. 2. You ara ent~led to a copy or fhis paper (agreemenl). 3. You may prepay the unpaid balance aI any bme and may be _ 10 recelV4l a refund 01 unaarrwd charges In accotdance with law. 4. II you prepay the unpaid balanee, you may have 10 pay a prepeyment eharge. It yOU aIgn IIlla _In Wlxoneln: NOTICE TO THE CUSTOMER. 1. 00 NOT SIGN THIS BEFORE YOU READ THE WRITING ON THE REVERSE SlOE, EVEN IF OTHERWISE ADVISED. 2. 00 NOT SIGN THIS IF IT CONTAINS ANV BLANK SPACES. 3. VOU ARE ENTITLED TO AN EXACT COpy OF AI<('( AGREEMENT YOU SIGN. 4. YOU HAVE THE RIGHT AT ANY TIME TO PAY IN ADVANCE THE UNPAID BALANCE DUE UNDER THE AGREEMENT AND YOU MAY BE ENTITLED TO A PARTIAL REFUND OF THE FINANCE CHARGE. OOM $ S ",t, ...1. -':/A ,,/ (THIS SECTION INTENTIONALLY LEFT BLANK) II!I SIGNATURES. YOU HAVE READ ANO AGREE TO ALL PROVISIONS OF THIS NOTE INCLUDING THOSE ON THE REVERSE SIDE HEREOF WHICH ARE INCORPORATED HEREIN BV REFERENCE. (1) 00 NOT SIGN THIS NOTE BEFORE YOU READ IT OR IF IT CONTAINS ANY BlANK SPACES TO BE FILLED IN. (2) VOU _ ENTITLED TO A COMPlETELY FILLED-IN COPY OF THIS NOTE BEFORE YOU SIGN IT. BY SIGNING THIS NOTE. YOU ACKNOWLEDGE THAT VOU HAVE READ A COMPLETED COpy OF THIS ENTlAE NOTE BEFORE SIGNiNG IT ON THE DATE ABOVE, -..: ~ Individual /\. rr _ 0 Sola Proprietorship A ~ 0 CorporationlPortnetShiplLLC ':'MA~ '~IE'" ~\..x\~(J./(.J(J4' Q~ I;;I~_A~ ~ " , Type o,'Priri! f>ilni'0I DlIbl6t ' Debtor'. .Ignllura '( , nla (I applic_) -..: 0 IndividUal X 0 Sole Proprletorshlp /. 0 CorporatoonlParlnershiplLLC Type or prlnl name 01 Debtor Debtor's si!IN*Jre nle (U applicable) Debtor: 0 Individual X 0 Sole Proprietorship / 0 CorporaloonlPartnel$lllpllLC Type O' print name of Debtor De~s signature Title (iI app~ceble) SEE REVERSE SIDE FOR ADIlITIONAL IIIPORTANT TERMS AND CONDITIONS. e '098 National C.ty Corpora1lOn NC Fonn No 71-11803-00 IlIIllS. PrlntOCl by Bankers Systems. Inc. Fonn NCB-FR-MSD1 (8118198) ~ = C:;) c::;r. U) r-rl -0 0;) -0 C1 +-, c""5 rTl U1 -..J . DI LATE CHARGE; RETURNED INSTRUMENT CHARGE. If all or any portion of any monthly paymenl is not received within 10 d8~ after II ~n=a:,,:~~~~s:. ~nU=~~=ro~~t~~;,eo~od:~~I~ta~~~~:::t~~I~~S~~=I:'~ ~aso~l~ ag_ to pay a IlIturned inSlrumenl charge. This llIIumad instrument charge will be 125. . ID INSURANCE. You ant required to Insure II1e Property unll thiS Loan Is paid in lull or we set the Property. You havell1e risk a1loss of 1I1e Properly and aha. be responsible lor ~s losS or da,:. Wa requira VSllor the lerm 01 this Note il it is indicaled Hllhe Oisclosure Slatement VSI will protecl only our ::'~~j;~ ':1'u= ~":= ,e,:: an I~~~~ ::.:'s":r",~~~=r ~ ':.o~~i~Na'::': 8:v =e:. ': ':~ (~.: Properly Is ofher than real properly, insurance must consist ollhett, collslon and comprehensNe with no more than 51.000 dadUC1ible. II the Properly is ==.::::~~stR~~~~::ri~an7:~~":=::'~~~~~I::'rn:"~~~~~';;.,\?J.~~~~':r::l~J:~ lor an amounl at leest equat to II1e outstanding Indebtedness of this Note or lI1e rep\8Cement cost a1the Property. whlChe.... IS Ien. AI Insurance pnx:_ we receive (including a _ 01 prem..m) may at our opl\on reduce the Indebtedness of II1ls Nole or be used to repair or replace the Property. ft the P/llP8r1y Is IosI, stolen or destroyed. you must stili pay us whatever you owe under this Nola. If you lalllo maintain the requlrecllnsurance. we may al our sole CllllIon obtain =~S':- :J:u,~':":"~= :c~==alOn~=. ~tu~ inta:;~~~.:..,,:%.J:::= ::,~.:.:;":~ =I~:::""':';; could purc:llase. Failure 01 your insurer 10 pay a claim, or any part of a daiTt. 3m""" you do not have \he insurance '"'luired by tIU Note. You also ..sign to us eny other Insurance proceeds related 10 lhe Note or our inlelllSt in the Proparty. You must promptly prooride us wi1h evidence a1thls required inaurance upon ~~~e:.,:~::=~p~~sc=:n~i1~4nl1~r..f:~=~':.:l~.:.~o:.~S:ta~~=",~..~r'::~e~~ release any deim under your insullUlce 01 under eny Insulllnce wth a lhird party Insurer llIIaled 10 our intereals In the Property, end 10 receive and 8lan all ""allld _rs and deeuments on your beheW incluCling, ehackS, drafts and other ,ttma peyeble 10 you. NO PHYSICAL DAMAGE OR LIABilITY INSURANcE FOR BOOll Y INJURY OR PROPERTY DAMAGE TO OTHERS IS INCLUDED IN THIS LOAN. III PREPAYMENT. You may voluntarily prepay Ihe principal sum 01 this Note in part at any lime. If you valuntari~ prepay lhe principel sum a1thls Note In lull. you agree 10 pay a voluntary llIePBymenl charge. This voIunUlIY prepayment charge will. be equello.the greetar 011 "Jl. ofllle principal belance allhe time of pr_ymenl or S30 plua the remainder of any uneamed portion 01 the processing lee descnbed in SectiOn 5. lithe Proparty is real P/llP8r1y you will only be charged llU prepaymenl charge during \he first 60 months aI this Note. II we accelerate lhe en~re balance owing under lIis Note due 10 your delault. you agree to pay an ffloIuntary prepayment charge. This involuntafY prepayment charge wi' be equal 10 '150. You aUlhonze us 10 app~ ell prepaid sums 10 the indebtedness 0I1hIs Note in any manner we elect ID SECURITY AGREEMENT. To Iha ell1ent permitted by law you grant us a secu~ interesl in lie following properly 10 secure pertormence 01 your olllgations under IIU Note and under any other agreement with uS or our aft,ietes (e"""the lor II1e Properly illt is a pnrlClpBl resoclence~ the Property ~~~~Io~=~~"':'::;C::::'~":'3;':~~~=~(b)=::'d ~=~~~~::v""'~.rs::'';'~; (era: unearned premiums and Altunda of any Additional Produds il their price Is included in this Loan; (d) IIlI aI your depcslt accounts with us or our a ial8s (tlXtlIlflI individual reliremenl acoounta); and (e) the producta and proceeds oItha foregoing. OUr eecurity Inlerest wi. be a purdlase money security intareat lor the l::::tng pulChased with lhe proc:_ oIl111s Loan. You agree lhel we are not a -fY with respect 10 our seeurily inter..t You lurther agree 1haI we mlyat ~':. ~""=:.'::'u:;::::a:"~I~~= :~1t.'":g,~~:~:;='d== ~ n:=:,eu~~~~~:::~ You wiI defand at your e__ our security inllllllsl on the Property. lEI PROPERTY MAINTENANCE AND USE. You WIll keep Ihe Proparty properly llcarl$ed and reglslered at all ~mes un1illl... Loan ends. You must lI1Ie and I8fIleter the Pmperty wilhin 15 de):s 01 this Nola II your cost 11 the ""'perty IS watercraft you wi. onry use " al a reereallonal __ and will follow our ~"':.~~I~~::=~~~~~~::V"::~~':::r fi=~::":~t..::.~o~~nl=':.:7ne~ -- etelma. You will seMce thl Propetty at yOUr own ex_. 10II0w Ih8 owners manual and me~_ SCI1edule aAG make al .-0 repair8. You will ~:~~e~':~V:::~===:'=~,~~;'~f::=on:'Z:'t~~~n=~~.:'~~~':'""~:J: Pmpeny 81 a place designate" by us which is reasonably c:onvenl8nl. If you do not do any oflhe Ioragolng. we may do so at our IOIe oplion .,d _ II1e """IS 10 lIliS Loan or requWe yOU 10 provide uo wiIh eddlllonal c:oIIate.... You wi. not use. or perml others 10 uee. IIle Properly: (a) on _Ion 01 any law; Ibl contrary 10 lhe r~i=~:~ ;:,ra=:;:e: :''':~r~=Y~DJ ~ :a=)I::I=~h';,a;ga.::~=:r;~orou~s;:" =.,~ 'if: =~ ~=~ t~; rn=,;~~ ~~":.',:,:;,:,,~co::=:~ ':;~f':: ~~~:~~~~r:r::'=il~:=me~:'~'::J::~pu~ oo:..=:~ Loan Is IllpllcitIy lor such a purpose; or (I) unless they were lisled on your Loan appIlca1lon as a driwlr, 01 we oonsen1ln writing. III DEFAULT AND REMEDIES. You awes that you wltI be in delau. under thislllote n: ~ou 111110 make any payment under Ihls Note wilen due; ~1m71~ ~~la~y=':'=";:"OO:n ~fi'ad ~"J ~ 1IIi~C:) ~~nh::;:J.,Y:d~~': or ~~~I=~~~ ~':'1Q~ ~~o:;=~ incompe1en\ or inc:apacilale<l; (g) Ih8 =rty is Iosl. _no daslroyed, determined by us 10 be uninsureble for Usa. '_. impounded or lInalened wIIh. or :~e:.:' 1~~~~W"nI, ~ arrY~rtfn:::~o:'J..v-~~~o~utY~air:'::~(h)':;~~::':' r:=alllli~ ~au~~~; alll,ates. \l'ou agrel~t l;:u are in:t::1t an~ a_ to any other rights and reme_ we heve u':.':lor law, we may do any aI the "C;;: (a) _Irata ~e;.I:~.;".:'~~:,:':t ':':'e~~~::'~"3eru~,:"~~":.:~i::,d e~a:~~~ ~:~~i~(b) de~':th":.~=e ~ ~=:; end make II e..l_ 10 UI al a place deeignetad by us which is reesonebly conv_nL You agree 10 comply wi1h such demand; (c) _the Properly ~:=,:rt:na~uT'::~O:::~ .::u~r.I~~~c:~~:~,~~mt=::vth~~r= ~c:.(inclUdl':.\' =:=~:I~~ llbigations .,d you will pay us any balance owing under this Nola; (d) recover" expenses relaled 10 relaklng~ng. preparing lor sale and selling the Property end nseaon_ collection costs. attomeys' tees and Iegel e_nses .. permifted by 11 U.S.C. 506 and the lews 01 your ste~ ClIncef any =-~=e:c,:~~ :tliat':(=:~= :lr=~oco':~=:;.r='::.~a: emount you owe under lIlis Note; (I) .,y 01 your ID ADDIT10NAL PRODUCTS. In connec1lon wilh thiS Loan, you may pl.l'Chasl Additional ProdUClS. II you purchased any _aI PnxIuc:ts tiler COSIS and terms ere described in lhe DIedosuIll Slalemenl, and II1lir COSlS have been lncIucle" in lhe Amount Financed of this Loan. Thaee Ackltlional Products are not requwed 10 enter into thIS Loan .,d Will not be p_ unless you Ileve agreecllO pay the edditlonal cost indicated in lie Disdosulll Slatement. You may purdlase Ihese AdeliliDrlat Products lrom Iny parly lhal Is aoceptable 10 us. ft you eIecIlo purchue Additional Products you aE:e 11181 wilh respect to 111'" _II Products: (I) we are only I."":lng \'OUr pulCh_ end did not dlrec1ly or Indireclly oller, sell or provide them 10 you; I they are subject 10 any hmlflllions and condili.... contained In II1tir documantaion which you have read; (el a copy 01 their documentation wiI be senllO you by ler as lOOn as practlc:abll; Ilnd (d) you ottIl must malnlaln dlnsurance requirld by Ihls NOla. Deeler mey be retaining e pol1lon of any AddItional Pro_ PUn:haMd wiIIllhl Loan. lEI PROPERTY CONDITION. YOU agree Ihat wtth respec1 to Ihe Properly being pu_ Ih8t (oj n Is lree lrom 111 matadel delacts. in PfOper operating order and fillor atl inlended pu_; (b) our making 1hi8 loan was based In pi" upon lI1e value and condition 01 the Property as repreeerlled by you; (c) we 8IlI =~a::g~,:~ ~:tr:g:.=v~.=s"'f:716"C:'F~~1 ~rt:vn :rm~;r=I~~ :I~':~~:.c=~;=t:::'ie=~fie !::2f.erIy alii not our rlsponstliUIy. 11/1 ADDITIONAL AGREEMENTS. You agrae that: (a) you may no. sell or assign this Nola, II1e Properly or any 01 lIS beneflll 01 ~liona wil"""l QUI prior _en consent. Wa may assign Ihls Nole or any aI its benefits or obI;\':tiOnS et .,y lime wil~ \'OUr consent; (b) ou~ and remedoes on tI1Is Note are not :=e~(tW:ll1~rl~=':;I~%o.:.,,::,.;t~=~'1c..':~':\:"~:I'::~=~in~~d~~:""":'~~ ==:'~~=J:::'::'=~I~==':i=~I':-~~~~'Ie~::';r'=~lIth~~;~=~ anyone party Wllhout notllying or r~ any other party; (vI we can corrad errors In this NDle as pr_d In 15 U.S.C. 1640 upon ~ 10 you even W lhey 8IlI conIract terms end you egres to be bouncr by such ~. You can change any lerm 01 this Note only in a writing 1Iig_ by us; (h) OUI decision 10 make Ills Loan,.the maJ<ing 01 this Loan, and lI1e disbursement .01" pnx:eeds were made In OIllo. The pt'O'ItStonl 01 this Nole Will be gcwemed by lade"" _ an" IIleJa.ws 01 Oh,o without regard 10 contIicI 01 law prIndpIes; (I) this Note de_ .. egresmenll ba_ you Ind us wIIh respacll0 the Loan end lhele .. nd..olIter Ig-__II; g) .... ere aulhorized to mail any notice or other corresponrlenoe 10 yOU by liret class mal 10 your IlsI known ado_ indicated on our raoords: ~ I :.=~":.. ~~~ :l:r.: =~O:::~~C~~si~.,.~~ti: .:n..='= =.~ ~~sJ~~~~~ ~1m'~o'r ~-tJ I ~~f~-.:':""~:;:~~~=~n:= =g=:"':~~(~Wlr::::.::.,~ ":::I~':"::'IoU:~~'::"~l I not be reaponslble lor any personall18ms in or on repossessed Properly Including any lcense plates. We will make a IlI8sonab1e ello" 10 return such I18ms II> YDlI- cD or have you reetaim them from US provided you notify us within 5 business deys of the repossessIOn and itemIZe sucn hems. Even II you notIy IS, you andoiI to', , . .~ u~~~naIllerns nOl recI8lmed Iforn us wllh,n 10 busoness days oIlne repossession; (01 wa can delay enlorcing any 01 our rili1ta wllhoullosinglhaill::' C IT; i:.r. acceptance elllte or partial payments'l:jmenla mart<ed 'paid In tuu" or with similllr WOrds: (p) you agree that our :Jf,leation cil r:r !:r.men1I or 0111" ..: :::ii ~be":li1sh~~~~~=,~~,,=-,i~~~. In::cese':~':::"=~~':~~USIO'::'~~YI~~'":~V:::"t held by lI1e bureau of motor vehicles or oimller entity; (s) we and QUI a$ttes may ~re all inlormation about you obtained for among Olher thingl. II1e pu- .1 .:--l 01 evaJueting eredlt "lJPlleallonl or oftering yOU products or ..."IeaS we believe may be 01 IntereSl 10 you. Under lI1e Fair CredIt Reporting Aa \here Is certafn tr.at., .:cc:.. Information that cannot be shared B you tell us by writing 10 us al P.O. Box 94985. Cleveland, OH 44101-4985; (I) we are authorized 10 sign on your ~~ alIy"~ . deeumenl reqUired to enforce our Interests under lI1is Note; (u) II this loan Is not lor a consumer purpose or you are not a natural peraon, you are nof ent~ I any rig/lIs aIIOrded consumers under ~ law or regulallans: (Vlel'lCdons under this Note requiring our """sent Ire at our sole dscrelton. Ind ...n) I consent may be wrtItheld lor eny reason; and (wI our typewritten name n Sec1ion 4 shaD cone1itute our signature lor purpose. 01 thia Note. ~ .__) , Em ADDITIONAL NOTICES. You acknowledge receipt 011118 loIIowing notices belora becoming obIgaled. For plO'pol8l 01 the 'mmldlal~ .ThI'k.wing Nolice 10 Coaigner. "bonk" means us. NOTICE TO COSIGNER You are being asked to guarantee II1Is debt. Think carelulv before you do. If the borrower doean' pay Ihe debl. you will have to, Be sure you can allord to pay lI.ro:u heve 10. and IItat you wem 10 accep1 this responSibility. You may haVe 10 pay ~o 1I1e lu. 8moom oIlha debt. file bOIrOwer ::::'~~~g~CoI':t "r'rJn ~ =,o:.r."fi,~~'.;"ca~::~ S:::~~ ~h~::,,~ lhal =k::;.:''='a:::=;::' ~~~,::: ~~If."norJ:~':'n:=~~i:~theby':~ ere. IIth;s debt is ever in defaull. thai led mey become 8 pan 01 yourOledR record. TIis The following NotiCle applies only II> 1I'8nsacllons lIO\IlIrT18d by 16 C.F.R. 433.1 et seq.: NOTICE ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED WITH THI! PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. If you eIgn Ihll NaIe In _ _ llIe principal ~mounl at IhI. a.-n '_1 S20,oao: IMPORTANT: READ BEFORE SIGNING. THE TERMS OF THIS AGREEMENT SHOULD BE READ CAREFULLY BECAUSE ONLY THOSE TERMS IN WRmNG ARE ENFORCEABLE. NO OTHER TERMS OR ORAL PROMISES NOT CONTAINED IN THIS WRmEN CONTRACT MAY BE LEGALLY ENFORCED. YOU MAY CHANGE THE TERMS OF THIS AGREEMENT ONLY BY ANOTHER WRmEN AGREEMENT. II you "lIn tltla Note In New '*-v: Section 1 ll(d) and olller pot1lons ollllls Nota with references 10 actions Iaken 10 the axten! 01 appIic;able law app~ to acta or p_ thai New Jersey law permits or raq1.ires. II you aIgn 1tl.. Note In PennoytvMI.: Yoo intend 10 be legal~ bound by Ihis Note. 019il8N.'io~ClyCllfJlOI1I1Q1 NCFonnNo. 71~ (fWIl) Pml8dby Be-.sSystamo.1nc: FormNCB-FR.MSQ1 (B/1Sill8) AZ, CAI+). CT. DC H. Fl. GA.IA{+l, il, IN(-). KS. KV(.), LA. UA. MO, MI. !IN. MO, NC(.). NE. NJ. NY(+ 0), OH. OK. PAH. SCl-), TN(-), TX(-). VA, Wll'), WVI..) 3! --.l.~ c.n -.J r--v = <:::::> 0"\ 0? f"'il V ;="R C") ('~ >oJ :J.:) l..::.J j-j-j C:J (::..-:> , I 'I (~ in co