HomeMy WebLinkAbout06-5798r
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC BANK, NATIONAL ASSOCIATION,
Plaintiff,
vs.
PERFORMANCE PAINTING INC
and STEVE SHILEY,
Defendants.
CIVIL DIVISION
NO. ~~ -~7Q~
CONFESSION OF JUDGMENT
e,~;l`r,~,,
Pursuant to the authority granted in the Warrant of Attorney contained in the Note, the
undersigned attorney hereby appears for Defendants and confesses judgment in favor of Plaintiff,
PNC BANK, NATIONAL ASSOCIATION, and against Defendants, jointly and severally, as
follows:
Principal Debt $ 24,199.49
Interest through 9/13/06 909.91
Late charges 56.65
Attorney's Commission 2.510.94
Total $ 27.676.99
~~ ~ --___
BY: ,~lwtiG~ ~Gti^G.~~-'
Donna M. Donaher, Esquire
Attorney for PNC Bank, National Association
,~ ,
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC BANK, NATIONAL ASSOCIATION, CIVIL DIVISION
Plaintiff, NO. 0(a -- s"f Q~ ~l v ~~~
vs.
PERFORMANCE PAINTING INC.
and STEVE SHILEY,
Defendants.
COMPLAINT IN CONFESSION OF
JUDGMENT
Filed on behalf of Plaintiff,
PNC Bank, National Association
Counsel of Record for This
Party:
Donna M. Donaher, Esquire
Pa. I . D. #53165
TUCKER ARENSBERG, P.C.
Firm #287
1500 One PPG Place
Pittsburgh, PA-15222
(412) 566-1212
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC BANK, NATIONAL ASSOCIATION,
Plaintiff,
vs.
PERFORMANCE PAINTING INC
and STEVE SHILEY,
Defendants
CIVIL DIVISION
NO.
COMPLAINT IN CONFESSION OF JUDGMENT
AND NOW, comes the Plaintiff, PNC BANK, NATIONAL ASSOCIATION, by and through
its counsel, Tucker Arensberg, P.C., and files this Complaint confessing judgment in its favor,
stating as follows:
1. Plaintiff, PNC BANK, NATIONAL ASSOCIATION, ("PNCB"), is a national banking
association organized and existing under the laws of the United States of America and a citizen of
Pennsylvania, with its main office located at Fifth Avenue and Wood Street, Pittsburgh,
Pennsylvania.
2. Defendant is Performance Painting Inc., whose last known address is 308
Deerfield Road, Camp Hill, PA 17011.
3. Defendant is also Steve Shiley, whose last known address is 308 Deerfield Road,
Camp Hill, PA 17011.
4. On August 28, 2002, Defendants submitted to Plaintiff an Application for a
Business Line of Credit. A true and correct copy of the Application is attached hereto,
incorporated herein and label Exhibit "A".
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5. Pursuant to the terms of the Application, the Defendants agreed that should the
line of credit be granted, they would be bound by the terms and conditions of the Business Line of
Credit Agreement.
6. On or about August 29, 2002, the Plaintiff did notify the Defendants that a business
line of credit in the amount of $35,000.00 would be extended.
7. On or about August 29, 2002, the Plaintiff did provide the Defendants with the
Business Line of Credit Agreement ("Agreement") containing the terms and conditions of the line
of credit. A true and correct copy of the document is attached hereto, incorporated herein and
labeled Exhibit "B".
8. The Application and Agreement shall hereinafter be jointly referred to as "Note".
9. There has been no assignment of the Note.
10. Judgment has not been entered on the Note in any jurisdiction against the
Defendants.
11. The judgment by confession sought by PNCB in this Complaint is not being
entered against a natural person in connection with a consumer credit transaction.
12. By Warrant of Attorney contained in the Note, Defendants authorized entry of
judgment by confession.
13. Pursuant to the Warrant of Attorney executed by Defendants, Defendants waived
the benefit of all laws exempting real or personal property from execution.
14. Pursuant to the Warrant of Attorney contained in the Note, judgment may now be
entered against Defendants as payment on the Note was not made when due thereby creating an
event of default under the Note and accelerating all amounts due thereunder.
-2-
15. Under the Note, the following amounts are now due by Defendants to PNCB:
Principal Debt $ 24,199.49
Interest through 9/13/06 909.91
Late charges 56.65
Attorney's Commission 2,510.94
Total $ 27,676.99
16. Under the terms of the Note, Defendants are liable to PNCB for attorney's
commission of ten (10%) percent for collection.
WHEREFORE, Plaintiff, PNCB, demands that a judgment be entered against Defendants,
Performance Painting Inc. and Steve Shiley, jointly and severally, as authorized in the Warrant of
Attorney contained in the Note, in the sum of $27,676.99, together with interest and costs of suit.
Respectfully submitted,
TUCKER ARENSBERG, P.C.
~'\. ^~
Donna M. Donaher, Esquire
Pa. I.D. #53165
1500 One PPG Place
Pittsburgh, PA 15222
(412} 566-1212
Attorney for PNC Bank, National Association
-3-
~: •
1. _\h),li~::nt. I h~ :~la+li~;utt ~rrtitie: tft,tt the a,ttrntetlt:: nla(!~ ttn thi: a}tJtli~;tti~m and
am' uthrr i1;ti+tina?t+nt hn+\•id~d rn cunn~~tictn t~'ith thi:.uJtrllcati.-n arc tnlr anal cu~nrlt;t,:.TIIE
:11'PI.IC':~~'I' S'E.It'I'1FlEti '1.11:1'1' :~I.I. h.0~~~ PI20CF:}•a)5 \1'tl.t, lif: l'S~•:D"FOK•
3t~11\I•:5S i'L'}ta'USla. "l~ht: tt:nn ":\pttli,;;utt" ;l. u•rcl hrrcin shall intaudt: the hu~incss
t:mitlfit:~l ;tlt{tl}in~_ ti+r thr It+;ul ttilc "(3urrut.cr") :md :lll c-ther }trrstm: ah(- hr .prt~iidin~~
irtitrntatitttt hir~ilt ttta\ hu fiahi; ti>r thr loan rLyuc~t~Y! in thi~~ahltli~atiun as ;ut t:ndar>t:r. ~urct~
Ul' ~~U;a';l111++r. ttC a'ht+ llt;tl hC ;1 (1CIItC1}tal.~t+I lh~' 1;t![t'(-14Cf. 1110 :~}~}tlll'allt :f,_rCC~.I(+ hCltlttpll\
n-ttit~ tltr Bank t+i an. matctiat ch:f;rc> tc- thi< inti-mt;ftit+n. ~I'lu t3:ui~ i::wt'.tari-rc(i t~, ntal;c .^.ii
in-iuiriu; it .icrnu necaaan• to c~rif~ a~cur;,t:\~ (ti the intitmtatittn auhmittul Sr(I to drlcnttinc Iht:
:~rl,li~;lat': <:t:dit~~~urthinr~~. and t(t sh;irr am• inti,rnta;ic,lt y,n-,ided txt ti:u Bunk b~ t-r:,bt~ut.an~•
:~, l,li~:.:nu•1 tt~ith ;ut\• tllir;l ltan_~ t!tat }tcrlimn• st:n•iu~: li+r the [3ank ill «mtl~ctiun t,,~itlt this
.tltl,h~;llt++:7 yr t:IC IOaIt -+r 1-+ N'ht+lil dtl> :It+i?IlCanl111 tIr al:\_' IUalt IO 1hC :\tlt,lll311t Itl:!\' t1C
lfal~lCtTl'-I. I hC :11,11111;till ;lUlhUf!/C~ ;111' I,Cr~ttlt Ut' i:+tlt>alntt:f :'Cl,t-rtltP~ A7!Cnt.'t It+ SL11't' 1110 l3at)h
ur ~urh tlt~rd ra.n~• am utt~+~m:1Ut+n it Ina' h;t;;t: <+n tht::111{~li+:;utt :ut-l authurixe: the liana (tr ~ut:h
third Irln~ ?t+ nlakt: inyuirt:. ttt the :\11J11icant's a~ta,untant dirrcth• and :-htain am inti-mtatiun it
dt:,:m nc~c~.ar. in yx+-c~•:•in~ thi> a1,1,1i~atiun. '1'h~ :\~ 111i.:-nt aulhrrizr: thr 13an1: atttl am• -
if:Ill~It:CiC ++I lltl> ;fhltl:ia!lt+11 +-r h+:Ill 10 all>tt'CC all\' tlllCalli-It~ :Iht+l-l (l~ Cfcilll CXT1CIlt:1Ct: 1Cj111 ihC
:\~1,hr;ua. '}'its :~I,hli~.:+nt untirr~t:ind: that ail ti;r:, intaudil:L ~unntliunt:nt :m;i (Incutncnlati(m
1~t:: and annual credit n.•irtt irc::tr: n.-n-r~tuntlahlc.~ ht :alditi,ut, t+nrc tltt: cutnntiUncnl has
h,a:n 1:.u~d. !hr 13t~rrrt<<f gill 1,a)' all cxr~ti;~s. inrludim; but ttt+t lintitrcl t(,: ;lu~umt:n:atiun
iCC~. ;(i1'.IUaI tCC~. t1t++n~!;:Ll !;1\i~. Initlr:1111'C }trt'Itlltlltl~, rl'iilf~(Ift__ all(i ,llllr~ tlt:~. (1\'trrdfatl
~+rt+trctiult 1C~:. ;t1,l,rai~al la;i:~. clr.
13. si~nin~ hch,,,. the undcrsi~nrd :\pplicant(c), ~~ho iclart either a pl'inCipal(s) of I~1C
.I;;orrol~rr ur :* personal ~uarantor(sj t-f its ahlit;ations. pro~'itlcs ~xrittcn authorir.:ltion to
the Bank ur it. des~;~ucc (an(1 :ut~• axsi~nct: ar potential assil:ncc hereof) to obtain mj'/our
pets(-nal crcilit_profilc(~1 front one car more national credit burrau.. Such authorization
shall c~tcnd.to ohtaininl; a crc(lit profile in cnnsitJcrin~ This application ant! stthscqucntl~•
fur the purposes of upcl:ttc, renr,r;tl or c~tcnsion of such credit t-r. additional credit antl for
res'ictsin~ or cugectin~ the resultin~; account. :1 phutocup~' t1r 1=acsimilc caps' of tL'is
aullturiratian shalt be t•alid ac.thc original. l3} si~natni•e hcln,t'. Il,~c affirm tmltiur
idcntitltics) as the rccpccticc indiridualls identified m•this application.
It' Cllr :\}1111ica11t do+t'~ nt,t (lualil:• t~'itlt luil anti; :uur ~tantiard IrrnlinL ~_uiuclinrs tilt tits •
t:~t~mirn vl' ~rcJit Irr tthtrh rite :\ytplicani is:-P1,1}~itr~. the :\1,1,1i~:un utltuni~`: thu Bank .ta
anl;idcr this apn(icatii-n utuicr thr ?trot and eun(iitituu v1 the 13:utk': (+lnienal t:xpaniled Crt:dit
Prt+~_rant. ,~ Mich i~ t+ ti~•rcd t lutul!.~h :ltrcial a rru:,,c111cnt: ,-• ith nt- n-I'\(' 13 ank I t;ndura. Bach
:11t111i~ant authunir. lttu t(1 timc;tril this aJtJtheati(+n, t;rc(lit rr}.,+nl~l ct+nccrnin~~ the :~111tlirutt(~).
ilud a it (-thrr r clatrd i1c- eun~nts. and :, thrr ini(,nnatit-:1 nt \nur },,-::rsi+ul t (, non-f'\~' i3 r-;tk .
lt:ndrr: }1.tr.iciJ,atim~ in the l:x}t;i;tdctl ('rtalit i'rt1~!r:mt. I:;t~h :lnpli~attt unJtaa;ultla that i1 this
a(1p{i~atiun i. a}1}tr+nc~.l andrr the Fxpandt:d Crc(lit Prt,Lrtm..l run-1'~(' 13;t;tk lrndrr nta\ either
mai:r tht: lr;1n dirt:c[It~ tt+ the :\pl+lir;lnt ur Iturch:I:c the lran (~nnt the Bank. 'fhL :\1,I,licani ahct
utt~lcraattd~ ;hat the lt:ntt~ ;Intl it-nditlun~ t+t :111 t.~palliiCd CrC('.Il l'r(1L'C~tit I!ta11 n?J1' dltlCr tr(-!lt
Ibr tt:rat~: anti ctmcliti+i,1; t-t the Ivan tiu wi::rh the .->,rytlicam itri~~inall~~ arltlied.
EXHIBIT
1~ ~. \ -
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~~et. 12tr tt'ish Ill 11C Ct+n~ld~1'Cd 1<Ir ~'~(• 13;U1k'~ }:\118111ictl ('tL'lill 1'ft1LC;llt1. 13~~ chcckirg
. - iiti~ !-nt:. rat:h :\j~rlicant is rmt iJin~ ~t-ritt~n :wlht+riiatit+n t.+ :u:h ntu;: 1'\C l3;1n1: haul~r_ t(t
•ablaitt Iter;ttttal Crrdit ili.~liic(:) ~unrctnirn~ tllc r\i+)lticantt~t tit+rn unc t+r rl~+lc national crrllit
bllrt::ll1~. ~lll'lt :I11111ttflZaUtNt ~t1:Ill l.'slcll(1 (+~ l+hlaI11711~' :1 ~rt:atll tifttlllta~) 111 W~IiSldt:rtllL llllc
:Irplic;niutl :utd suh:ryt:cntl•: ti+r the tulrru:r• of utalatc, rt:nri:al rr c~lt:n~it~l+. ;+I• ~UCh crruil t,r
additional ~rulit aitd li.~f rl't tCtCln+~ u: t:ullrrtin~+ the n~ultinL arcl:unt.
-ti-.%~ ~",T~p. i b'~ t{u tttt( tt'15~1 !1+ hL Ct+tl~!(~rt'cl{ }itr {t~(• }lalt~+~ ~ .\(t;Itllj('({ (1'~l~ll (lfu`,f;1111.
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~• Iltta+il11Jt1Ut1 ~11afIn~S I.:ICIi';\t:I111Calll Utldl'f~Glltd~ tlt'Jt Ill lttlilt ltl llilt:f :1 lUii I:U1Qe 111
fin:lnciat srnict.•:. the fi::nk ntat sham itcr~nnal inte+rntatit-n :ul;h as althli~atit-n;• linanci:tl
~fatlitltatl~ anCl credit rCt~t+tl~ aa'ltli•anv t~l l[::11~it1atC~- It ail\ :\t~t)t:ialtl llt+C: IL~•i N':Utt 1110 Qanl~
tti sha~c well i;tlilt7uatit+n tt~ith thr ii;lnk'~ at•liliat~<..u~h :~Illlb::utt ntat' atlt~ier.thr Bank (+I' it.
a•i~hrc h.: caltirr~ the I3an1: at 1-~%"-E3t•S-I~\hG i i •K'.•" ?~7_?h~Jl (ir h. •,t-ritir•+_ lu tht: 13an3; ;It:
1'\C' 13:utk. i'.Q. 13u~ t-f~ttbt•. I'~u~hurh. I't:nmtl.:ura 1 ~~ `t, inrlu(lilr_ the :\)+plie:utt's a:unc.
a(1(ires: alai ;ICrt+unt rttulthrrlsl (a; Sn~ial ~rCUrlit'. i~.I'; nunthrr(:).
?. I_t:Rll~ :utd Cunditium. 11- titi~ arrhGllllNl i~ it+f; t;tl. J (III~Ita. (~f;lill~ i"Ial•; (11) ;- CittllCl
Credit •' Tcrnt 1•uan; t+r Ic) ;i line et credit .ir tcntt loan ;t-hil:h mat- ht: st:curcd ht- the l3ttrruy~t:r•: • '
bu.inr:~ a::cU I,r cyuillmcn;; ana !hc 13:ut~ :Itlnrt+t c: this apttlication. tht: 13;utk mill mail to the _
[ihrruttl:r :-t thr adlirc..:Ilta:itird in thi: aPl+lic;ttion. the liu~ini•c 13ank~ag Lire ltl• Crrdit
:\_.!rccut~nt ur tht: 13uainc: l3altl:ilt,_ •i•t:mt Ltt;ln :1~_rt:ctttclt:.:1.: ajtprupriaic (;-> ;ll»cndtal ur
rl:at;lllYi ICI1111 hlltr lh Ilirir• thr '`fcmt> anll Cut;dNiun~ ~) ~_(+t•crning the line t-f crc(!it ur~tcrnt I++an
Ia: arltru~riatr, t:ullcclitclt•• Ihr "Crrdit l~;lciliit'••l. '1•hc 13urrutt'rr :1__rres that: (i) it chill hr
- hound h~• :Iii llrut i:iun:: of Ihr t•rsins ;tnd (<ntditit+t+s: Iii) all crrtlit rrqul:>ted-~r t+htaintat unikr
- tht: C'rcdit Facility:hall hc;uhject to thr •f-cnit::uul t't+nditium: (iiil atr: rr(lurst h~'thr {3urrutt'ir
' 4~tr credit under am' C•r_dit I~acilitt' shall he ctmcl+~:itr rt illcnt:c that tltc fig+rrva~cr ha. r~crit•t:(t
the •i'cnn. ;ind C•nrulitiutt~ Jtkl ;t_!ra:rt! t(+ the tcnn~ lh('rro); atul lit) i'. ~it;tll (+at (l) Ihr l3ank ail
;UttuUnl> Oui~l;Iltllttt~ Ifl+llt tI111C tt~ Uit1C 1111t1Cr Gill' C rr~lil-~acllttt' 11. accurc!anrc tt'iltl t11C 1•rrnt~
iota ('i+nlhtiun>. •t•!tt: lit~rruict:r ;n:rccs tr llllltlt:dlallat' Ill+lllt" tilt: t3anl: it it duct nut rccrit't: the -
~~fllt~ and C•ltnltlttllnS lttlhtll ~\Cn (i) d;lt: atief ~Ultlttl~~ttttt Ui {Ills :Il)1111~at11111 lu 111C 13;lnk. l+r
if lire i3t+rrt+tt-rr d:+c~ nttt ;t~~rrc to-hc ht~un(I ht- tht: •i-cnm antC Cantliiiun: u(~un rccciltt tlterta:f~.
'31tr liurrutrcr ;r~rcc: th;.t ii- it due: nut a_rcr ti• he hatuncf ht• tnc !rnn; :In<l Ctinditinns. th(:
t3urn-tt'rr l+rt+mi;r.. tr imntcdiatclt' rcp;l~~ tl+ the •13ank ;utt ilrul:rcd: r.l' ait~- C'ndit.l':ICility tt•hich '
llat'r I1ern dl~hUr~C(I hi• t-f t+11 hr11:111 (+1, L1C i3ufrutt'rr- -
~t. Gant (+t• Srcuritt' Intcr~a - It the amount of the Credit Facilit~• ~rrnlcti is ~reatcr
tirtn $11,111111, to secure the Obii~atioas fas defined in file :additional Securih• :~~rcemcnt
'Germs attached to Ntc '1•erms and Candititr!ns), the 13llrrutrcr hcrchc i;rants the lSank a '
continuin;; lit'n on, and srcurit}• interest in, all of [;urn-trer's nu~~' existing and hereafter -
aatuircd :-nd arising„ persona) propcrt~ inctudin~~, t,,ithout limitation. all accounts, chattel
paper, consiHt+etl ~uuds, dacutucnts, instramenrs, 9nt-cstmcnt propcrt~'; ~encral i;ntanl;ittles, -~
roods, im~cntor~, cyuipment, Tixtures, pa.nicnt intrn~ihlcs and tort claims, an(1 all cash
and non•cash prucerds and pr(+duct, lincluditt~ tsithuut limitation insurrnce proceeds) of
the forr~uit(~,:, and :+ll additions and accession. therela, substitutions thereforrnd •
'. ~ •_
rt:placrmentx thereof (the •'C'ntlatcrat")• '\dtiitiltnal tcn:r :ultl ctmd;tittn: rta:;fta! to the
security' imrr~a gr:uur(I in thix J)art`_rath are ~c+ l~tnh in thr :\thlitiuna~ ~~•curit\' :\~_rl`cnlrnt
Tt:nns \\'hil~h an atta~h~tl to t};r l'l:nlls ;uui Ct-ntlitit+ns :onl inc~trrttratlat into this imtnlnlrnl h\•
fC1t:fCI1Ct:.
~. Ri~,ftt.tt) ~'~rli:cl ~rt:urit\• Int~rla;.~ if the amount of tht Credit Fat:ilit~ ~rantctl is
~,~rratcr than S~I).Iltlll,the 13urrttl\~~•r irrc\rcah?v autiu+riic: thr (tank ur iu tl~:i'sn.c tu, ai the
13:lttk~x t11:a;rCliull. takt: ;Inr ;•-.•tiun art( ttt ~xt:~ut.! :nn• inanntlcm •.thich the t3ank dccnta
allvi:ahle to ))lalrct the a:~urit\ in;t:rt:a: l:rc;gctl h\' thi: in~tluntent including. \\ ithuut lintita!iun.
tln;lCCln~~. l'utltinllallttfl ttf allWllillllt:(U t:;IICnh11l~. a~sl~lllltl'S1ts ltr ;tckll't\\'led~_Itlitll~. lilt:
13ttrTrnit:r Lt:r~h~• ratiliin_ all t!lat tLe Einnk_mac la\\ lull~• du ur t;;w:~ A? h_• dunC ruraualtt ttl tltl~
par:t,Lra)lh 'I~hr fit-rruu•rr autf,urirta the Iianl ur its designee lu ~~ct:utr :tats tits tint: rr nlorl:
t. .
tlllanl'n1L ~t::I~lll•'11iS ttll iht: EitgTu\t't:r'~ i?talalt l\'hltal SIalCllll'lll(~) Illy\ E±C si'_ned h\' the E3:lnk (tr
its ticsi~~nre alum. Tht: iittrl'u\t'cr asr~r: that the Bank ma\• c:;~rcis~ this riLht tilt thl: E3ank'c
hctlctit :uul rtut 1i,r the IivrTU\\'l:r's hcnclit.
•i'he rentainint,! p~ra~raphs appl~~~onh' if th~• Cre({it Facilit~• is (a) a Choice Credit Line:
(b) a C'hoirc Crrdii"'form Lo:tu; or (c) ;l lin. t1f credit or term loan 1\hich ma~• he securt.°d
)).' tlu• liurrol~cr's business a.xctc t-r etllligntent_
(-. ijuaract~. In ~'utt:idcratiun utthr tatl:nsiun ttl~crtal+t I~um the 1ia11k to tht: liurru\\'cr
antt tl;l'~f <4htli 111(1 \:llll:fl`IC t.'tttl?ldlratlltll. C:`.C!) ttl 111 llltttt:fSt`ilta.t U\cnCr~ (lndl\'ItIL'aII~'. A
~"Guarl!nt,r" a:ll! atllct:!nrlt. the "(;uar;ultur<"i hcreh~ juintl\ anti srll.•rlll\~ _=trtrantcr~, and
het.'ttttlC~ ~tlr~!'. !t'f, Iht.' Itrttlarl lYl\'111C11t ;Intl 1)Crttttl11:111cC. \\'hcll t1ltC, u1 :111 tthllLalNtlls tt\1'tI1L 11\'
thr tat':T,•tt:c 1~• ~tht: It.:nk. \\hrthrr nlt\t c.~isun~ ur h~•rcaticr :In>IIIL. Illl'IUlIlI1L. \\'lllhinl
111tllt.ltltt!l. In ~U1111Ct:lit`:1 l\Il.l Vr ailltt:f :Ill\ (~lr<lll t'.?,latll\' ;Itllt •^tI t1hl~!tlh!1~ t?tt\\' ttr llt.'rl''Itttr
tlut: 11t14t:f tht: I ran• .t,tJ (.l'atilli~tn, (~t,lircti\ r1\'. thu "Ohli~~atiutl<"-. 7"his ~usnnt\• is ;thsulutc.
unittlltlalt•'?al, :i(~\ly;l~?il alltl CttllllnUlil!S;llld '.l'11I rC111:1111 111 Lull IltrCl' and lttCl'I llIt11I :111 O1~tlll
Oh?i~'atitm~ h.1'•t: itl.•t.t; ^,11d Ill ta'.l. lhi: Gu;lrant\• \\•ill nut h~ arliwtr.1 h\•: an\' rl:It:a~e h\' the
1,.lnl, t') .lil\ ~`thl': P.lri\. 11:.1':11::\ ttr ~L'talr):\' ltcllt ht' It t!tr :m\• u!~ the ilhlil'.:1tll)Il~: h\' :Irl\' t:IllUrl
ttt the liana, tt' lul;.rr\ : 11, rl`_L1- ttt :Im' _.;uar:tnt\; t,Y h\-, an\' irrtsulari;.', unenlitnt:ahilit\' ttr
i_i\.ll;•)lt~: -••f .nl\ t't tF.~ Ohil~.nu'n. l;r ;ln\'. (tart thl:rrttl~ ur an\ '~uarsnt\• thert:u!: T7lia is a
~.!u_:r::tt~ ,tt"It,,\tnrnt .1!:,i nl'r •'I ,l>Ifrtarn!t an(I Iht: fi:mk steal! nat hu rt:yuircd.:1S a ~t.tnt(itiun cl~
,lll\ < iU.ll'•111tUi'~ ll.,ltlllt\. !tt l:1akC .In\' l1t:111;tllll tlltult ltr ;u 11f~1 Ittir~llC an\' lit I(s rl',ht~ :t~_aina :ITY\'
Iit,r;t•`.\cl~ ~u lt:ltlt:ular~t.;u.lr,t;at~:. ct- ttt Itur~ut: am• ri,,itls t\llil:h may' ht: a\ailahh: to it \cith
fC~~t;it ;t• ,ttl\ tti)l~T Pt:f>atl \thlr nta} hC 11a1;,e lilt IIIz: ha\111t:11t ttt tllt: ~hIIS;;-1~A11~. 1:C11
(-11:1r;Intl+r ht:rrh\ \:;IItC~: tttt11CC ttl acCt'Itt:U1CC ttl tlt1~ ~uarant\. nrticc ut tatcn:iurr ttt CfCdll lti ''
th_ Iitmt,\tt:r tit?nl tilln to liml:, nlttita; ut~ dla:wlt.`dili,,l:nta:. Presen[n•.cnt. nuti~c ul dishun,lr.
r;tttca. vr.lcla.lnt! ti?r It.t.i))eat l~ht: Bank al :Ir.\• tilnc anti 1•rtlnt lin!uul tin;r. \\'itht?ut notice ut ltr
the ~un:rnl t-i am (iuarantut. and \rithuut inlPairim~ ur n•;ca~inL. di~char;tinL ur nu+dit~-in,, am
Ge::,rsntt~r. li:lhiiitit:: beret+ndt:r. mil~•: (al ~!lan~t~ am• ttt~ the ~l'entt< altd Ct:nditiult> relatitts; It.t
an\• (tl~lhc (lhli~~:ninns: Ih) r~nc\~.,uh;titutr. atudil~'.:nncnd ur alts. ur ~~rant ctt;lsrnt: ur t\ai\'t:l:.
rclalittg tu. an\ tit tlu• Oh1i,':uiuns. anc ulh~r euarantits ter .lr.t• :cruril\• tilt :ul~ t:UoliL,lliltns: (~).
altpl~• :nl.' ~:ItII all pa~-tncnt~ h\' \\humr\t:r ;twill ltr hu\\•c\rr rraliird. to am' Uhli_~atiuns ul~ :he
l3nrru\\'~r in such ttr<icr. nl;uutcr and amount :I: tl?c hank nla\' dt:tt:nninc in it: ~tt1t: diacr~uun: (d) "
• ~
lthal tl'llh ;111\` t+IhCi l:Cfdt~tl \:'llh iC~(-CCI tU :1n\' O1\ll~~alll+lt~ 111 >Ul'il Iltannlr ati t111 I,:In{; (il'tittti
:Ihl,fl+iirlatl• 111 Its ?fill' 111~1f1'ta'tl; Ilr ~t.') >ilh\tltUtt:, l•\lhiltt~~l' (lr CCit::ISI• iln\' Sl'l'llrlt)' Jf L+lfarilnt\',
1 lliti :ht: (1tlllLalltUl~ art'-l,attt I11 lUif. l':ICt1 (.illaf:Jttlttr th+~lttt+ltCS :Intl <Ultttr(1111:ItCS ill (a~'l?r lit 1~1C
Bank an\~ :1nd all ri~~ht; \chil:h ~ut:11 Guilranttlr nla\' lla\ r ltl a:.rrt am• claim against :nth' lit,rnl\l t:r
t+r t:l ;!Il\' it':Ii1.:aiNtlt NIt :In\' 11(l+ttl'ft••• ltl 11\ t3URt1\\'t;1'. (::SCh (~U:Itallll+f•~ ~+hlll:aUntt~ hlrC;llttl•Ci -
shall nt+t hr aittt:ktl, nttn!ilictl !+r inlrairra h~~.ant' ~nwttcrt:laitn• set-tt11: daluctiun or dla~nsc
hit~tai uftttn :ui~ ta,liltt :ut:h Guarani ~ n' !r,lrr a~+ainst :In\' [3ntrc+\\•rr ur uthrr Guarantor t+r the
Bank cxcr~t ~lia\mrnt .r•t• ill. <ihli~;atunl>. 'fu the t:xtrnt that the f3:Jn1: incurs an\• ~ttstc ttr
~r:~ltr:l~r: in ltrt+tr~tin_~ +,: cnli~l.irn.: it: ri~J1t~ unllcr the tlhii~:tl.it+n: ur ibis Guarant\•. in~lutlin~~
rra~unahlr aut•m~\<' fia:.nni thr rlt~l~ ;aril l•xltrtt~c. ttl iiliLaltttn..ittrll l:u5ts :uu1 CXrta?Sta l~il)
MC t{tl~ t+n ttettLtriU ::Itl: ,Mil hr IllclUdl'tl {ll lilt' ~){t1;4~:ItitTn:. 11iis ~iU;lialtiV 1Cdi hl' hlltl111t~ Ulttln
and inure t.+ tilt: h~tl~lit tit t'at:1t (iUaramltf ;Ifni the li:Jnk atltl (11CIC rt's+~Citi\'~ ht';f~. CCCCIIIt'f~.
:ItttlHnt<(r;Ilt~i~.:~L•t:i~~~iti. ;Inl~ J~!a'~tl~.' ~~
~. ltl_ht t+1_ 1C:u11. In :Idt1l:Utt1 tl, all I;llt> It}hill alai C1~1h1~ tit Sltllt~ :t`Sln';l fill'
nti+!tt:~~. sccunlir~ to ltthrr hrttprrt~' tti'an~• 13ttrrttll'cr ttr f;uarantlx t:i\•tal to the Bank h\• la\y. the
[s;utl ~h.il! har~• \\uh rr~prta tr ali Uhli~~atittns to tlu (i:utk untirr am~-Crt:dit l~arilitc tq' Il'c
1 Ut711~ :Intl (•ltlkhUt+tl~ :Ithl lit the CJIC1t1 ;turntittrd h.' iat\', ;1 at(1tCaC~llal f.tljiCS:+ttr\~ -iCCUrlI)'
In1CCC~l 11t :Uill a Ct+tltr;l~lual T7:!hl Ut ~Cll+t{ :1`::StJt~1• :1111i l':1~11 I~t+fl'l+\1'l'f :Illl1 GUaCU11tUr Itt:rCh1'
a~~i+_tt~. rtln\'~\'s, lleli\rf~. Itlydct'~ anti lran~lrf~ to tli~ 13aIk. ail tit ifs ri__ht. tltlr and imcCC>t itt
:tttd Ut, all (fCtttl>It~, nil+Ilt[\'i. SC~U[•llll'S '311t: other f,rttl,rrt\• uv\l• or h~rcattrr in the plt~St:>S10tt !1(
ttr rm l1c{tnsit t\~ith. ur ill lr:nt~it tit; thl: Bank \~ hctiur hchl in a grrnr:ll ur ~lnciai a~cttunt ter
dl'fttt~ll. 1\hlllttr ltilt! tttlltli\' \llili 5t,111t'tttlt: ll>C, t~f .citClht.•f 11CId tUr ~:llt'I:CC(~In11 c+r nlhChl'I~t:.
~~.audirn~. It~\rr\~r.:111 fit:\. 1`:eu,~h. ;uul tn1~t acrlumt~., f:\'cr) such ~~cu:iR• in1Cr«I :md riLltt t+t•
Sctut~•ma\-h~ cxcr~i~t:d \\•ithtnlt tlrmand l+r nttticc. l:\~r~ >uch n!_ht tit ~ctlltl•~Itall he dt:~ntcd tit
ha\c hc~n ~~~~rci,~d inunrlliatrlc ulh,li rite uccurt•~nt:~ ul• a tlclaull t':1111t1LLt .Itl\' aa;tit+it ol• the
13ank. alt!u,ugh lht: lianl Ina\' ~ntr' Ludt :rtttf•t•ttn ilk hlx•k• and r~l'urds at :1 lalrr time
K. i'o\yer to Confcs.lud+ttncnt. ~ Borrol\er and each luarantor hereh\' jointh' attd
sc~'crall~• irre\'ucahl~~ :wthuricc and enlpu\\ er the Pn-thanoian•, any attorney ar :,ri clcrh _
of any court ttf record. after the orcurrertce of am• Default undrr the 'I•erms and
Ctmdilittns. to appear for. and runless ju(irntent :I~ainst ant• or all such parties fur such
xums as arc due and/or urar hccontc tluc under arse Credit Facilitt•, ~\~ith carts ill wit. -
+. ithoett staff of execution: and \ci:h ten percent t lu"/,) of the :Imuunt of such judi;ment, but -
nol Icss than SLttpO. added fur•attt-rnc~st cuitcc4-an fees. 'fo rite extent ttcrmigrd b~• law,
' thr Rurro\\~er and each Guarrnulr releases ali errors is such hroceedin~s. If a cop~• of this
instrument. ~•crificd b~• t,r on hchrlf of thc.i3anl: shad (lace been feted in such action, it shall
not he ncccssan~ to file the uri~;nul instrument as a l\'arrant ~of «ttorue\. intcn•~t nn any
- such jud~7unt shall accrue a1 a rate per annum tshich shall be fire percent (a°/a) in cxcrss '
,; of the itt[erest talc in effect from time to dime tlndcr~thc •t'crnts anti Conditions hnt nut
• mart than the utaximunt rate atluacd (-i laic.. '1•he attthnrin• and, potter to appear far and
confess jud~ntrnt against the 13orrotter anti cac{t; Guarantor shall not hc'exltauslcd ht• the- '
initial exercise thereof and nta~~ he exercised as often as the lirnk shall find it necessarc _
and detiirahlc and this instrument shall I:c :1 sufticicnt l\'arrant therefor. .
..
13E•:1~t: 1-t~1.t.1' ae6'.eltt: Oh I'1'ti Rl(:11'fS'1'(1 1tRIOR \O'1'1CE :1111 :e IiE:eRl\(; t)\
'rlrE: ~':`I.il)I~l'e t)F' :ell' ..rE~nC;~if':'~'1' G)lt U'r'itE:k CL:eI:etS 'l'li:e'i' ~lal'' B1:
Jest:k'I'}'.u :e<:.et~ti'I' 1'I' ft1' I3:1~F: l3E;IZE:('\1)k'Id f3E~:I~OkE .ll~t)G11~\"i' ~.I~ ~~
:•:~-rr:k>t:~>', t:.~~.'~t t:~)HRC)~~'F:K :~~n C~':elt:~~'rOR IIERFIiI~~ FttEMl.l',
I;~c)ee l~t:l.l' :eel) l~'r't:l.l_tr:E:\'1~1.1~ ~e'a11'ES'1'11ES1': KICII'1'S :e~U.F:XI'kE5SLl~
~.>c;ki•aa :bit) c't)~se~'rs 'rt) 1;:e~t:•s t-:~'rFkl~c .It~ucafE~T :eC:el\S•r t•r'n~.
('f)~t•'Fa~lO'+"i'1'1241~:e\ 1" 'ft7 '1'l1t~. T1'at~l'i IIEadN:Uh. Nt.'KTIIt:R, t)F I~G FE'l.l.l' ~ '
:\eti~:lit1: (Di' I i~ti Idl(;111'S :Ot'1't•:It .ll'DG~Ii-::'~'!' IS F:\'1'f.k!•:U (I\Cl.ta)1\(: ~'lit•:
1d1t:Il'1' Ft> Ol'l:~ Ott S'1'kll:~: 'fill: .It'1)G11t•:\'1'). 1'.:!('ii l3nRRO11'Mat :1~1)
ta':elt:e~~l'O[r t!t':kl-aiti ER1•:E1.1'. ti\t)eel~(;1.1' :~\l) 1~'1'1•:1.1.1G~\TLl" e1':11~'l•:S
l l ti IdlGN l ` 't't) \U't'1('f.:e~l) :e II!{:elt!\(; ,etiU E:SI'kS:SSl.I' :eC;RF t•:S ,e\1)
c'o,~til•:~T~ 't'es t>;.e~:h'S 't':eF:l`C St':ll aC"rln~ti :eS ~[~:~1' 13E: l'tat~il'1:'I'fa)
!'~1)t':k :el'l~l.le':el;l.r: sr:e'ri-::eau rr:I)fatel. l.•eee~ ee~rrllot•'c rKIUK ~o'r1cl•:.
1-::eClt 13O1tRtrie'1•:k :eat) (;l~:eR:1\'1'U12 CE~:R'1'1i~i1•:S 'I'N:e'i~ ,e REa'tdF.~E\1':e'rle'1:
Ut~ R:e\t; tiF'rClF1C'.el_l.l' C':el.l.1'a) 'rlll•: CO\FfsslO\ U1' .1L~OG~11•:\'1'
1'kc)\'6SIU~ 'I'O I~l:ti :e'1"1'f!'I'!O\ :e\I):'Ok 1'ILe'{' 1't' ee':15. Ok It:eD 't'liE
Ol't'OR'1't°:~rTl' 'rU RF:. KEl'12ESE~'E't:1)~ [t1" L;i•_G:el. COE'\SEa. I~ CO\\1•;CrlO~
ee'1'rtt Tllts nt)ct~~)r=.~'r.
'). :\LTIIOIZI%;\ lat)`<~. ~l'hc 13ucr~~~l'cr a~~r~rs that ;Ill aut9ihtiz:-tilm: ~.:rantcl! tl, ttitc l;ank
hl the l;s,rn,~l-rr unli~r ihr trrnt. nl'thi: inaruttlrnt liti~fudin`.;, ll•itht-ut liatita:iun. the 'I'crnt~ and
t't~nllitit~n::-nl! the :111(titic,nal Jcl~urih' :1~,rccmrn~ Tcmt~ attal:hrd tl, the T~rnt.:uui C'onditil~ns)
:-r~ irt'r~t~rahll::utll that tht: lank 'ma~~ ex~r~is~ such authl-riialit~tt: lur the 13attk': hrn~l;t and nat
ti,r the hcnctil ..,t'the 13„rr„t•.cr ut :,m' Guar:uttrr(sf. i::tch I3(~m~tll:r and Ciusrnttt~r .ll:knl~~rlcd~c
:IltU :1`'r~'i~ t}.al l~ltr t'fV~'i~:It,l,~ l,t 1 Il~c: _'t 1. l~t'i1nS~'t~'Sit,a ('l,lt",~Il~ati•ll Sj;It!Ul:~. ~l'lalt)n ~~II)1 Lt
~l'll. t.l,c.iti:;tll~ in~lutiin,_ :\ct zti l't' 4 `1•)`>1 .halt r;<,t l,c aPy,lic;shlr to am' such authl,ri'Latilgt.
ltt.:_ ,,e:ele't~~ c>r- .rt'lzti~ rltr:~l. 'rlrl: -rakKO~t•t-:R :ern F.:ecH ci':ek,e~•t'vk '
lltld}:e'U(':eal.e' ee:ele'ta ail' :e\D.:el.t_ K1G1t'1' Sl'C'i! 13nK[dO11'i•:K =UR
(a .ek:e~'Tnk X1:11' tf:ee~E: 7'O :e'i'Rl:el. 131~'JE~kI' I~ :e\1' AC'I'10\, PRC)Cl':F:UI\G
Ok ('1.-e111 (}[~ a°~)' \:eTL`It£ kf:t.:e'1'I~G 'fU 'I'RIS l~S't'k[r~lE~'1". :-~1'
ii)c)c[•aF:~r~ r_x~:c•t~-['F:[) I~ e't~~~E:(°rte)~'ee'rt'tl 't'111ti l~~'r1dU~1t•:~'l' OR :ell'
'IR1~ti:~("fIU~ t't)~'C1:~11'1.:e'I't:D tr :~~~' of s::cll noct~31E~TS. '1'ItE:
SORitt)ei't:R :e~I) E:ee'il CU:eR:e~'f(>k :eCl:\Ue1'LF:hGES . 'flt:e'1' 'rllb:
l~ORE(;Oie(: te' :e1l~`F.K 1 ti h ~oee'1~(.::e~ r) e'c)E.E~~'r:eR~' :e~ n-1 s :e ~l :eTf:kl:u.
l~uE't'r`:~lt•:~T rt)lt r[n~: r:eli-rtt-sF:~~rratt~c l~'rt)'rrlls~rk:e~s.~e:'1'1(i•~.
t3orm~u•r(s): ~ a-r (y:.-.-.r:.c..ir ~ _.1..'~~ _~ i.>,u. ~,~"~ _._ __ .
t\.at;c rl (rl~•tr.• a I'Jt:c:;r.h~; .•, 1*S[r I r':-. .. .,:~~:1
t , rp n.:dc •••t.: et, •t ru:c,J Iri tI. J;.+. 1,:,1 t,~•!,.!t.•t. ttt~d .c':
'' 71~•mn,, :7 t. ,t pJr:nn.:,tn, .J! 1'(i1.lJl t'pll:.t~~ IP:!•:.1, fl
. ILn:f C ~ -~---- '-- a~:UtutC-'---'-- -----'- -~
~ ~-~~f--~;;`.. r.~ :!tom-'~~;= %;.t~ r
. - ~ r ~ - --.--.~- _ ~.
n1C~:111i} it}I: (ply,(=c, titttl ~ 1~~n1Y ana^{ Ulr t, ;..t„ ~ :u: c
Cif"~11;,, ~_ ~'.\~,~.~,t _ _
(:u»rant(-ri~): t.1il ..wa,-, J.^.~ rrn.tp.tl.,.ftbr ll•ttuu,:i.t ru•t .t_•.+.1~ }u:r.lnt•a•'
~ti1~nJlw~-- - - - ---- ~ t`:i_aaturn --
' M' -r-'T '_'`_..- Wit'.. ~ ~1 1
1....... .__. - ~ ~\ - -
,Pnn: inn:. _ ;Pinlt ~aldc
1 - .
1
1
t'.`rT+rruc {Zca,lulscn t I.,r l'urp,,rlll: k.:ra•l~cr~1
Rf:~111.1 F.1). I llat~`~l+_!3,.L ~...~'..~=.1_~ C`~ and 1`r :__._~--•-_--- ~ _ Jrc .-ulh,+nzt:3 k+ apple liar ~t~1iT
Jr!.1 : nle: t71t ~ htlklillt! Ill.tn 3L~fC1:n1C!p< 1+I1 Iht1:1t1 N1 1111 ~ (+rP(+ragOn; ar!MI y
CI F1;171FH KI•aO1.~'ha) that raih <+1" Ih; :Iho~r-nam,:J c,t'.:ccr. i~ autht,ncrd-I:, .icr, and dtai~~r :ul~' lout
.I.r.\•714ad, il.~li~. ~Ca![II\' J~rC~IY.~lll~ :I!1J rCnCt~al. 1!1PlllhCahl+n. tXlCpat+n aIH} P!I!Cf JLfCCnkOI> O!S hC1171t A~1h1+
., 1. ,[Ip.'T.tlt~ It (:111 1`t '.\IIICII nt~\' i(+n1;p11 a \CJT.1111 (/f ant+m~~• auillcln~.in~ Ills }sulk Ill +:rNltl>~ IUl}Lllli lit aLl11UI ilK ~ ~ '
(',•T~:r.,+ltvt liv alt <ums dtlr nr tl+ hrcltr.,r Jur h.• the CI+1)urntiun w thr liank-.
t'fal t I l'IC:1 hIU~. i~ I:~ntli• than: t :un `rCrtt;tn ur :1<~laant Sr::rtan oC tht: 131+rrmccr. !hr Crrr011!__ roc(+luttt~ll.: _
1.a~ J,It`pti: h~~ !hl 131`R:ltl-ifs }31+;11a of })IfCill,r>; ;IrC Itl 1011 lOfiC a11~ t'1lCCl aru} }!alY OUI hl'1'11 111,N~!hll~ l+I '
rc>.,•1.r1: ai~:7 ills .it:latu~r> a1!c3 litle~ ~l:l t~~Tttt ah,t~l::It~ Ih~'LCnuine •iLnaturr: ar.,! u!!« uY111~ irl:r~lTl: indieatru.
~~ ~- -- ~~
i',>e:iiw:'zn vt, rrtan .. ~,'~1•tJgl itr Lt :n ~` ~ t)at: .
image 20. ~ of 45)
• BUSI~E:SS li:~\tii\~ LitE QF CI;tEDI'i' :~GR~EN1EtiT '
i3c,tn~«cr. PF.RI'O1t~L\XCIi Y:\It L1\G !`C
' G\\ii' lftLt., FA 1'nl I
liank: 1'~C Bank. ~aaonal :1ssa;iatinn
- -124`_ C:~RI_[Sl.f: F'lF:4i
\1;~rimunt Clydtt: S?!1 i>Ltn r~fl _ .
.\nnusl Frr: ~I'S.ttO
~1
;•i:trgin: 1.00"„
• initial Ratr: ~.'~°~~
?a;r cif Lean: :lugua ~'), a1t-. -
lic~rto+ccr'~ ktt111 U) Or_L'Jr!1%attUn; =
_ ~ Sota I'm~rictc~r:hip ^ (ictxYal,Parrcr•htp ^ l.intitrd I'attncnhip
^ Cc,r~oration ~ Su_l+chai+tcti S Corl+c,rst~or ^ ion-i'roGt Cow. -
~ 3 niiscd l iabilit~ Compact}
. StatcofOr~aniratian: I'F.\titil'Il':i~:rl - _
liorcm~cr's 7radcnamc: ar Tr;,dcsl~i: x
Other i_xatiar~. of 13~tsotrcr': i3u~inr.:: '
EXHIBIT
,~~~
Page 22• of 45)
BL~SI\F,SS RA\1-I~`G Ll\'E OF CREDIT AGREE~~E~T
•~ TEIt~1S A~'D CO\DIT'!O\'S
\~ ; arc plrr,al t•, flrac you a, a cu.tunuT attl to pnn rJ,-; ou wnh s ctS+r of these t!rmi araJ conlitinn+ tth: `Tcrtrr, ctrl Crfrliti„rs"i gt+cern:ny;
t+rc kn; a{:m!u t'Une f pn+sidnf to }ou 1?y u, Thee Trtm, aryl C.•trlitu,ro ate an i~yvrtant lots of ytrter t3minns $ant+mg floc of Cq~J~t
++gfmnrnt A ,apply of chc:aa to rnahle y+w a+Ix•-m wini yrura:n~tra w•tll he rtutln! t•+y,w slrtnl}. 1•lca,e rru1 thew :'am, and ('anLt:,at+ '
• carefully. ,•,rIST uce or sceS•tvtrr of an}• Une pn„a!- w ill br Jrtmnt atdtxe of }cur apcitneni :o tlrac sector srl C•tnlitinnx.
) (>FFI V iTtC1V S !n chic Agrrernrnt, the (o14„~tn~ defn;anr+: aR+l,
-•,',crx:mrni' mean chic Nuxino. fJankntF Lirtc of ('colts ?lgntmrnt m,1 am amctt+lrurt t ':,.k:ahlunt t.t chic Agrtttn nt.
.ll c • 'w: "'++ui •,+r ..Nana,".nx.rn. the Nank idtroGtical on the fret page ,.f t):it :>, fnplnrnr ••f an, I•aTvn.•r rnt+ty to wh;an :hc nclrtc ~ . -
,+l tht• Iktnk lust MtTt a,:tgtnl. -
-1",•u; -..your: "~outs° o: "$c+tr+w Y' mAnc :hr iede+tdwHcl.•r cnutyutsl id+ttuti~l+•n the lint Ivg; ~+( Ilu..~grranrnt wha lu+c
ap; lint Ic• the Bank far the hoe, f++r urt,rm sn aaa:un ki.l+nen algmt-ai ant wfy+.trc h•4d a~,-a a a, a dasmurr. '
"lt•nmr C'ytlc" h:ranr the inim:tl MurtTt thrc'.aes on wlti:h m;,ttlhly.lat:mrnt, arc prt~ttmt
"fspiratum i>r'e' Gull he the date whica is on; year from the !)ate +,f l ran +Itc,xn cn the tir+-r pace of this Agcrrtu~rt,,n ,u: h later •
dare ar may he dtrrFr-vttt l+y wnttrn n,ar_e tn,:n us u•,,•w _
"~hr.mum Cmlr1 limit' ur •'~lasimunt C:nJi:" tretnr the {real dalGr smnunt of anti: a+silahlc n, sou fn+m urns t+, time, the initial
• a:n•un:,+t wht: h t• iJs-tuGa1 on the Got rage nl tti, A}amnrnt
"Pacinrat I)uc l)atr' m;anc th:,Ltr w~~:h u,fl appear ea+h mt+mh ac the' I'ayrernt Dac Datr' cn tfte hdlnte :eJtancnt The PatrftTtt
• Ik+r hair ,+r11 F+v dtnmttted h.• the l4nk ai tht IJ.tetL', dir;r+tiun. ~ •
" I +r•.rrnattc+ri' n:un< that ,rw w,tl tu• k hg+T k able to ,.brain karts nr an}~ esunsion of cram tin Ibis a:ec•unt. 7 crrrtifutinn at7acts
rr+c.w.,wrtpctftaanrntly .
" G[XI:RiL DE$CR17T10\ OF TJIE .4CC71'XT. Thrs sec wnt ix a rr.al•.ing hre a:count. ~++tndimrs calm! a I;ac a{credit. It ix
rrncn,ltil tc• rc u•nl , nl f+,r t•w,Il~Sf pure ..a 1'.Mt ttl+resrnt slut i,~wil1 ntn !r ut:~ primarih for pxisc+nst• simile, ~r hwschK,ld putrnsrs. You
fray .•tttl;n Ir~tm tin this accnaL•n in tl+r w7ts les:retatl in the "Aceaunt PricikEes" se,;tian of chi: Agermrnt uP tt•• cite ~raxrmum Cr;ln : imt-
uruil chi. a•t++,:rn t; trmnnclal. latt,YCrt w ill lr ;httitttl rn tart teutstatiling prtttcilul iulsttrr st s me that rttiiy ehattge fmm teme to tins Each
new rate will ap, ly u• the era ntrtine lulatt:c nn true a;arms and a!1 stew. hrrmwin~s until the me ,:ftszgn again.
?. :~t,TNC11ilZF.DSIG~[P.S InlhcAgrccrttrnl.yv~ne!~JexigtutrthepeesotNSlvtr+ateaatF~tti~alto~riteehalsnrat+f,infunls
f :im chi. vtnunt by an}• athd mnfa: ]c we may, {rt+^.r titfle,hi lift{[. (K7intt ullhPUt 11ta ilgtalU.Y at Rf.li+tscfllC.lt o~.any 1M.he/ EiOmM1ttT_ ?1n1'
tin: of the authpri~at! .ig!erx may act atc,ese. !f more flan ox wren :• idrnufinl ae R+rrnwrr. ra-h ir-fr+,dtral lt.+m+wer rum[.! l+a a,nh„rity a,
w-tte ehKks aT,.rt+Lain fonds tiom th;s a::c+uhl by anv otEK mane a, we nOr• fn•m Uegc to time. pe:rettt wttttoW the sigrtaiur-,+r rnJc,nrmrnt .+{ .
any nthtT Il.+rr+cwxT- _
1Cr nay lr+ncrc drags lawn h}• as sutlr+ri~al signet a,rn if tht tJnti. arc made payable to Gr: apse. r•• csrh• nr Cnr drp+,sit. u+ the
auth+tnm! sipttr s petx.•nal a; stunt 11'r lust rxr Juty to tmestiule++r yttetnro :hc applgau++n r{ ianc funds 11'c rtuy~ n Cfa: to Jr+arr hafts ,n
t~u+wt: l++r funtlx if wr arc ut-ctuin a n, arty,+ne's eontmtnng atah,:my to a,T a+ an.a= h:•ri>'ct! .tune. ar rf the xigwum ccn a Ertl loo er~t
spprar to hr that elf aft sWhun~al signe
4. IIQ~y 1'Uh nGREEi TO 7N1: TFRVS ~F 111!5 ~CC(1h~T.:~pplymg f•,r the tit,[, actnc .out acarant or prrmitnn~ armnuse dxe
tr uvr yon[ acctittrn ermstitmec your agtrnent with us w lr, txwrd hs chic .lcrtanari
5. ,1CC()U~T Pi(Ik'ILEGES 1~'e hn+c e,ublisheJ thrc a:cutun for yY-. with a ~laur.n Crul~r l,rntit rn the aau+unt cet fimh ,•n the
lint Nb'r of chi: Agrrrttent which nay elungc fmm time :n time and whr:T, wi!{area:.+e yc•ur rnortthl> billrnE ctatrntent. 'i ou troy uce lhi:
+ttd+f (;• rhtiin uun: fmm time la time anal the I:apioti.m Darr hy' wnpnF awclc rt+At t, u, t•+ yaw G+t thtt cptt'gl pufp,„e m aro~.tnt: of n•n
Ir+s than $ I 1 rYI t10 nr, !+;• axing other nwThtrls which w•e tray pcrnit. 5',w may ea,t uu rho- a:cc ~ttt re• r:u-: luynte:te ,•r. tni, ,+r am atlas PAC
stank a:c,wnt. 1",+u may ttrruinue t.+uhlain tutu until thi>;:a+,W is Irrntiraiis! oe tlw I'+t+tCrtr••n [bee wtu;hna n n:hn. ti'rw aWyr+nir tic to
chsrae t4:; aaount (ur all chock yru wnt. ,+n this acu+uta, for kwt+ you trukr at-! :+a toter' s~'t.t am o:h: • am+•::.h t•h+.h • ••u alTta to this
~lTei'rtlelt la (UY. If y'IIL;Rise the eh(\li;" whl:ll wlTe lyll:t to )oft G+oNain cwt, tn~m tht, a;;.4r,• La 4'r.:c,';,r lu..•tK.,+nc,! t!~+~n wieh.wr ,.wr
pcitn,..;+,,rL.nu mart Zdf nc im:ne+iiately 1'ou ;-:km+w'Ictlyee ctrl agree t'ut rn rx+ nrnt wtiU we tr u:.trt aic .•hhFaurn L+ « +rei en +tnew Chic
r• c, mt l+ey„rrl the initisJ Fxpintiap R.ttr.
-~-
xPage 2Q' of 45)
_„ 1 [lt\t!t,\TI(-~ Itl' St It: 1'ou Hug ;rmiinrsr thi, .~grtnTrraTrt at sttg tirrc t!ut vm sre ra in alrfauh by u1 ma:hn~ +•r.lcha:nn~ :z
„nnaT•. ^.+ti:c t,, u~ flat ,a•u arc tcrn+s+tia~ iM: S:u`pm: l ri) tx+}in8 u. the outatrndi.^.f prirNrM1d 4~L{-:• of IEc a::.+uat. [hc aciNO1 ant uttruid
inirn•:! un thr luts:tic, and ail other a:neura, due m s:.otiltn:e with the tens: ,+t thn A}Tra~tirnt. an.t ! iti t imn:alialeh tctunin} alt cfiacl., atiJ
.aha c:atirt aaa" dcu:~, it anph;snlr. xhr;h rre Opt prPpaTtC attd thrl Nttf: fln+aldlaf to.ou :.• a::a~• }.•ur s:u•tna. l'.•u xdl auntirtiur w l+c
• lishlrt~rr:+tp a,larn;a•. nta3epLnuat{tb+unrc:umt+lzhnl•., Am uscot..ha~l:sstlathra::.n:m t+t:rimruta~;niy t•c:r+n<idcrt+tirrrJulcnt
11 TEk\11\ATIO\ pl' (:S 1~;+,e cnty ldtf ab}< poor xvittet+ nau; a L, g.Y'• ~': ttug trnniaite thi• a:i,wnt, acith or r: itl+,'ut ca:i:c. atiJ -
• drm.tnai lull l+.r aarot of thr t•utr,ndtng pnn,'ijul hrlatt:r +•i thcr::aunt, thr a:;tu{~I ~tid unl=aht urt.TC,t r+n the la!rri:e. attJ .dl , .he arriauiu,
1uc m xcoratsse Nrih ttre tt-naa of tht.:a;aaaurnt l:aln. rur +ru{:e pruvtda~ ath:Txt.c. u _ sill lua>; a,+ further nhl:~sti.•n :o nul.c anc nca ,
i,un, t.• y++u. 1 rttatnaunn undaT thi: ptrrcrapa +rll n,+t atlc:t sn}' :hula xhi:h ;a+ml+la aatth tar= .4u+•aTnrntrnd which xR; xnttcn anJ i=cua:
be aru fxl~~sr Ihr alst: un dtc trt:titttattvt: n,:t+ae r'r sM t+lh~•; I{un+lrrJJr undi: llth A'rRTnicn! ba•fidc the +la!c an the lagtnRltU+3 Ih N:+; C. 1! xC
at. r,r• rt .•ur .,•!; ,ntirn. t,• ttt.:nx1a or•msf,e d,la]r-::.. rtia ue h:=e Irnnitiataa! tni. r;;r•ant, }ou r}rc: tlist x; nuc ,!uric thr~c h,ans to
thn s.•:,•iau AI'rct taTYi::~tum• tlrc:lvsAa aad.rar cna~1u r;:ev Jn'i:c,. if.ippli;ahle, ahr;h rrc .wt, ral::rt} rut tt:s~ ucr; pa•aidatl a+~,•u to
.i;ca,•.a:+urr:,+wnl mt:.t f+. tc:urncd to u, :mnktlutrla. .. _~
_, (U\1'l:Ri1t)X ]'U 1 E:P.>4 ! (--\~ 1Cc ratio thr n)au t.• ;on:aTt sli rr sn+~ rvr; rf thr ••.a,tsa+!in~ mJctvc,ti,r<, prwlaT ra; r:cowit
{nt.• an s-t.+rti:mr trmt loth. a.uh.•• xrth••ut :ru.c.+:~,a prnitdtnc .iat~ r(r+) dr;., pn;•t xnt:cn ann:: is 1nr it}:c "frm.:~r+•n ~r•ti:r' I if ac
n+T:+=r da. n_h:, {.eaaill :..m;,r:rt• a nc:a rn„rtM ; a~nrnt +atth report t.+ the pan of the a:: ••unt •r a,r.=rnaf Ithe °Ta•Rn Iw': 1'anwri't, a:d
.cs ut!I tx r.la.a1 vt .a.h neN nr'llt!3!1' pry nt.^nr xith rapat t„ the l :Ttn 1 uin !'rra~rdi: the C,vnover. \,m:e ~L+in-•i;. rrzi:aTit< ,.n the
Iarm I,nn Puri++n frllar.tng t;tc (-••ma-,trn \c+;:;c .full f+c h1+~f ufi+n an asr,mii~!;nn per;+tl ,p:;itir,!•ta Qtc (•+~aatrnm ~mi:c ithc
.:.nt.•rtiat:.m Ilr,.!'~ i St:h,rlwa ; a}merit. •+r.:hc TtTn: I:.ia Pan;an ,h.t'.1 hc.la'tcina:u.1 manthh :m.t ,-ulf hen the ari.wnt. a!ataTtmraal b,
u• to h:• nici~ar: t+r lult~ amomn• t!:c th;~. ~•ut•tstad,n2 prin:i; ai tulsn:c a+f tae :noun: ~' u•mann1 .,a„ the thee. ttTtt.tininc :\rnoRiL+u++n
I'cri,d st th; rtTnti,. inUTat rstc r•n the s;:•~t:nt t:=.••f tte ds:e the amrunl ++f w: h ftt}mrnt•i: ,s1:uLrt•~t ha_ us :1l1. ut,irnlmg , n:etlul and
a:;tuc.! intaTAt Ndl f>< Jar +m the is•: +itc a: dx .\mc+Rt~dtran Pmr,1 Falii+xm--slic f'rntaatan Xt+ti:c• :hc hlaatmum Cn\1n lsmit ni the
s:ovtnt ahstl he rn!{:;a! A• !h- irn+sl amt ~:{t {•t t:+e Tem+ l.asr. i'aAr.+ : Ya•u -w} n,•t rch+m+x relu:i areiant of the 7eRa ls+sn N.tt:i.,n ur:c+~
••lhtra rte sgteatl':n' u, ~ pi•n Iu.mtT{t m fail ,•f :h: 7 aTtn I.un prrtrnn sod xrili +•us a•n+e::t, the: full amn~ta rf tae .xcnpnl m.n he iru:uml
Alt .+i the pr••a nicm al th~, .~rTaTnrnt ~!uli .tPi'h t, ti{c ',tin 1.'an 1'rt•.uro c.;:at n• the :uea ia: an,i•tcr,! w uk th:= pitagri; h
:. ct1. Ft 1.1 ~\RtLI n' N'c ha:; no r.{\•nrhdm• fr•: failsrc o1 am• nu:hme.:nacln,n or other pvi> to h,+nar ;hCCl.a ur ang other main.
xh:ai ar trey paTmd Irnm um; to am: 4• Pe •::.a! :~ aMrin s L•rn tiem Ihii r:.=,unt Our !uhihtr. it sn~• fir xronEiul Jilt::l:•r ,•i r ;hc;L
:, Horn an thi. e_r•,unt +. h•narJ :+• ~,w: aaur!.Irm+gc~ tF-S•mv ti~a a.^.c rw,.+n.i, p-„uleJ urtCt the teat: nJ Ihi:.•\l:.ermrnr i• not uu+ngfiti
.a i'OS'F[)ATEU.51':\LI:I.AfE:h.ti1QP!'~l5'\1(i~TA\p(•I:H7717(:4]1Ct~UfC!i[~I:S I'n~+vuta~anllt=•=a^n1+.a!?.ctnf+,~l
wt.J. N {Ic .trt z:. raJ ,n+, pr=rn:Tt: of .ha~i-. rn,anncrti+:n urtirt:an,r:uoiii rn tcgu!sr Fn:,ina~, :ha~i.n:} xa•ant+,h.+l! apnl•. t,. rhv'., uttJts
Ihr, :\ cdtt;•tY Y{+u J~rm rw+! t, iva: iv'a•+!a!iti.hrel:c 1-ou tot}• pEact a ,[r,p p;,+)rlmt atdrt rn a :hn 1. ;it p;{,aidtta u• xtth :mrntuttnn ,.a
th., {tat;. npm!,aT. ps}rc• an.l a'r]Ct .tnrmnt t,!olh:r` anJ ant.:) of the :hati1. s1 am hrrn:h o!~„c. +~t ha. ;alhnr rr wntin_ u, at th. 1o1i•,uint: •
aJJ:i i•\C li]Ilt.• CaTV'stirra: Cu,a•ntcr ?,•r,c:tsa :~3u Ishen~ A,enue. P{ti,h~rrh. fn, 1S_~2 \a'~ Ndll nut t•e lut+tc I,•: prynF.. d{:. r, a!
),•uc rtlu.+t t. 6t:umt•I;tc. tr4.•nist to am Jrt.u!,+•r to n:•t ttua7Jc3 A• u; ins !tmc an! uurncr x!t:;:o slG+r.!. +:, s ic,;,rnahlr.,;, ,tunn. to s:a
u~n+tt \C: Nr11m•t°:rrtr+)"s:ht1•attht,r::Tura -
'~ a~IG\I)~1F~7 C~i' .~(iRlil~ ~ih~T «'r ttu~ antctt.llhi, :~Crra'mmt fn+at time to ;imc, to .m}' tc,pat, i+y enm~ atrr ,a•tna'll n+r•;c '
"line rywr,~t h! Is,• Su;h _mcrdm;nb •a r!t al p1~ n•,wt.t:uidmg halan;~ and t::aa t+uta~ ct;cpt .+: ,-sh;rNt::.ndi:staE in the amttsn na•it:c
!t ,:•u .t.+ nn .+~:a• t.• !x h:tatJ h, thr'Cr9m .ri sm amcti;men:, }uu mu,t rtatify u, of aa{.t cte:Lnn to tCRC.ate t!tc x:ruut punrmt to tia1 u••~
:`r,dtn: c ! ~tn• r:-1 i ~ •nlau~n•.,•ainn tl:ut; ; .: •ly, Jt 1hc+L:c ac •cnt fau+._r t.'b: c of the an:ct:Satrnt .
.r,. i as ~ it K!-.til't iX~;lil[ ! 1'lt'• i(.: ('ti I: tr,;+n tht:.•uc p•r,•+n t, :dct::dia1 s. Iinr:uxaT, +:+:!{ .+:>, :+8 of a+a art ayustl: ~!~p,+nxhle
{r1:a=M!~rtta ARC. :.•r•R1CR. Lr u, t:•r ja{,-+a+t is (ua ~d t:+{vs::opnt it ue :fit:T1r aoJit ra v.r ;,, p.•.,ir.~ my r.h rr-r u. }our .:a+wa pro•r n•
raatun, Nrnt,•ti afro +•! ~, m .h•rth,n •u~sluat~. •y-!: t:an.rctto~ .lull he a arLtl an•) brrJtn.: rhL•~a::rn ++1 t,•u: a~tstr .rt~1 up,~n coat htr,
RI \SI flif ~ (•t 1tl I \ 11~ 1 i w: nrxt+:+ us.!t: ,+u• Ai:a:'titrnt chail !s iumu!au+r sal nr•i sltrtal;iic
:v till \~~ ICI\Flrltt~F\!~1 \: c.rack;r•.tnrni.•:ctnataul,•urncht.u:rl:-cth{:;;~sa~nrntNutNr:alLc.n+cd,=~i: ~\n; Nana
!+.: •tsnp•.,t•r.~~++d:h•+.\!;Ca7•aT.tatilnY:!+C3AS:LaSdit`ra:n:.•rra.+the.rn•+:•r.,n,+:{sr.~.:1~,~::v.,n
~ {}~;li\111 \r ti•••p .SL, n•'t •!„ILT .~T Ai!itT'.alfe Irln+fas atWt runt, rtY! 1•ri.alh'::~ L:taiQ thl: A_:atm+.nt. JI dciccttl )apt
••~,:: a:+ •'^ r • :a;v'. r::>••t:::, ,. ~ r+a; a• _\m~ sttrnj+t h} "•7 to a>si~i or•de!ecst; wit'. h.: {C ]er! of rx~ eft"alit We ma:.i..r-gr. am- sot a;I .,f
•+.r tat :- c:'+J+T :io, \ 70-:rnt r:.n} am: xrarwt }OUr.nn•n{t A pa'tsots:il to xh•+m xe aa,rFa ih:~ A.:a'rnart altail be avuBN t,• a!1 :+7 aw:
r.,.:•u•:,t:r+:,,.\c:ca•:.-: ... .•:,••urnch; „rah!i-rtion.-hr!Ihc1T.•~tavF)••r:hr,.ITrala,:
!'1 1'I 4(f \1! ~ i t t} }•iah~Ft .\l:Itf.f \IEXT5 71us Acre=TttcTtt acg:+:. sll ruha s~tcOra:1i, and e++aa'rrt, .ifl halm:=+ r:, 'htr
~...••;'. ,v+,-f_+.!:r,•: ~rtata... •:JS n! ,•'•R ^:.4+ thn ::GCYnt 1n+rr. am pnare;cuunt, -u•t r. rf a tu,! F+e':7a vi c::•e: t before the tint rdara~e tmm tai•
. ~
!Page 26• of d5)
11 (al-'I Jt~t~(i -_ ~\1 :1~U ('iriSTit1 CT10\: I1'It15D!('11GX lht: {.7ea:+rnt ht~ har, JaYitt:nJ ht a~ :r~ct7Ntd ht tta atxi Ntli
k Jarnud t;+ 11 nLk1e nt thr State whcrr ,cur ,•tf: r trrlsarN c+n the :ircl ~tgc of tht. AFre.-trirt r< ~r~aay. Re~[dln> of thr SWtr ul dour ~'
rr:;i:n:., at+u a~tt~ that t:ss: •-Ernzrrnt +.:Il tK iu::r+[:yn:• r tJ the sig!:. anr' h.tHilint.~ .rf the (t:rc:a~ ,Inm:i:tcd, in a;:,+nlan:r ui.h:the laaa<
ni t4e.:..,:: u1::YC tour .dli.c ntdt::+tN un the frn! ~:p• .+! li:t.:~~~ttrtrtt i. Lv,tttd, a-;lu.line tt.:,+nt~~a rf l1Nt tult~ 5'nu itreua;~l+l) .:marnt
t:, tnr r•.:a.r.; :unds,-!n•n , f sny z+,ttc .+r YcJ.Ta: ;uuA t.tiatt+t tat thr,auRt} ,•r tu.tcia! dt.trwa ++hcta +~ut r.fsi.c st+di:atiil ,~n tFt fiect tuu ,~f.
tht• ~etLYrt:rllt 1+ L~a:td. eti:aGafa lh.l: oll sms;ra7 prtme~a trt} FC aen•!+y rutaxuSh tm•ersrnf wetriiahr;ouner .rns:~.tuactc.! t•.yau:n - '
i,wt .tllu•..>,~ h+nh rn du tint {,,te.• of tM..agtrcrnan attl •m t: a ~+ rtu•Jr N:II h: Ja~ru-1 t•+ h ;•eh, lnal sat the bu,tnr.; .Ln atsr Jr•1+.~•d
with .•,t:h :•wncs. ~ A,a dn1 thrt n.•:Ftng.anL::ncd :a :h+. 4~:rrta^t w:!11-rr.a-u w imn. hnncin_ gin} a_t2on. rnt~•-:inr an_' a+•ard ,~r tWym:rnt
rn t-cru.ntl• an, n1.1+S.:r..ua.t t.+u irt.;tttiu.tll;:, arat ;a ma ~crunn ,+r a.~ma .ma ,+f ~.•ur pn•prna -ai; u•t ,tn~• ••iha:.•wnt:•. .tau +•r oth-
t.~rc:.^.t.~t d.-m. a, juntih;tn~n. 1',~u u.l.o-+t,la!e: ~n.l a_^.~ th~Uhr trn!rr rru+uin! in thi• para~nrh t• the mt a:onsenitnt t~+:vm liar hKh )r•u ~ .
an: ~. Y~•c w+t=c an, ••Ftavnrn t.•-.tfcr atd a:tc .~h;nti:~n lu.d; oR :r m.•rc :bnarn+rn: t:,rum it ara a.^.u,n tr.•titutn! utwlav th+.'Aeranscttl.
~. :+f:1'i R:Uili ll1 It ,n~ pnni..•:1 r1 .h:+ rlt:ra'trrnt t, laiJ t~~ hr m+,tlat to u:ttTfrn.lh;;, .u;i: JntYttntt:nt,at •htH tu•t atfiit the
.aLdu~- • r ra:rr. ra~,3+t, ++f tiu :erutatnr ; r, :+•,.~r...idFs. \-tr_--rr.:
cif Xt 1(At. PRtIe'iSiO\S i;' ihr fulht e-trn: ,tlh+ti,N h,,' tr•., yta: ast+t a'.c +~tha rera.•n Nh.+ gavantrn .u t.,•th~:at.r tiahlc tin
tt:a. ,>,;:vra +.rac :rnc s=;+Is.at•!r uatctr.~i !nw;atn+n.: p:r.cnttndtt. Jamatsd t~+r (+r~mrn'. pu+tat at•J u~~ti;r .+f Ji.Jum+•r 1't~at anp ;tur.~r .•i
•- thy. 4cn-aRtta•t. ,ut.1 L.RI 1...th:n.n[ raprr,h .Lt:n1 ir. +.tititt~ rk• }.any .+h1t.:ttn! nn ttn a;; aun:. srntip :.r s. a stt.trantrr, .hall tir « Irav~!
7 m:n h.,hr:'i:} t- c :;.r.:r,raa or cat'nd i rm=atr~l:y aaJ G•r at} Jet a~ of prtut th:..a;:.+ur•:. ++::rlca•r me pam o: etutmtur rr :,+llatctaL or .
.^.~nr, tad -.~ ,e::: c ss;~~p.,r prrAct .+ur .c~~utitt~ ntta~~t in any;.+ll.+teral, and Ltie aa} . th-M aai.•n drm:d n: tt~e1n~ he :r..aithout the crmatt
rt..•r a•u.c :,~..tra,~rt 11'r •na+ r.+,~ld~ lhi::t:.,+7nt Ntth,ntl lhr• :an•t~tt t•f. ur n:giCC :++. anarne ,•thtR tt',tn thr tent utth wk:+m the .
a+•asr:a:,.•r..• ut.t.tr Aa, a.•u:; t•~ u, :ahs:h s. r:ymratJ h::ht, Acnnncat mu,t h• •rnt a. u. at :hc .r;Jr,•. •.r f.+nh ~•n the tint iu.c ••t shi.
~1,:rt17:::~~t -
t
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t(Page 28. of 45)
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BLS~~ES513A\Kl\G i,i~E 4F CREDi'C :LGREEtitE\T
~1Di)iTiO\t~l. SECt;RITI' AC,kt::F~iF\'T 7'i:R~iS (If ~lpplir.~~1>`Ic~) _
ftfllXlflUXS .
tar "('olCetrrrf' ,lull nt;lelr :,Il t•rnnad p::Y+.'t!ti .•1 rl;: Dan:•ar., rr~!c,lu.~ rhr f;•16+utn•;..d1 whAht~ rn,w yvan:d .,r
hazraL•a a;a,una,1 of ~ming snJ uhtT:itT L~atnl ttt.t::rurt,; aa.•t:nt~ m~aaPi~, .,nano ndtn, _I:utd pspc, rrta~ taciaahlr. stunt:n '.
azttalcmrnt•. ,n u:iti ~ araunt•, m,r,tmM: 1•rol+.r•:..trlango:c a;:runt:. in•t: smrnb an1.!.cemrrt.,tttl!udne waratita:,e tatieirta. riir ~.Ka!•
of CaaT tutu:r. •tctudrng maarGnt), ,uc4rn•tr~.l;, :aaa n1:1:T11f, :..•rl w rnve,e, qa;t:, hell tbt •s!r.-t :dbe nt (brnrahca ns m M futnr,4n1
'vnlrr a•atna, :a:vte or tote. rgda slut arc rc:uzt.tt. tedr„ma,! .,r rcZa:,,d,,,l, t.,gather ,.nh t:u:ct:u!, ucaU yr evnautncd.in the tiort:'sari,
huvna.,, tort ryrupnutu, irulml:u~ mxhtrcn. ac6ta:~, furnist: aa,l tia!urtti, het Ces:ara! int~n.rh:a~-yf:aa7, kin,l attJ.lr.:ri{•n,•n, inau.lii+} -
oft ,xd-ti~~ .+:~! iuturr cuat,:mrt tnt,.:}r•i.~ m aa.m. claim, ~it-ltdin~ claint. G+r indnsr:afi:aurm rr htu:h'..i aarrtnn L M•,Lc, retool., .
' ra:.tt:a .trd p:urnt appUatinn.. a•r ::Phis, to l:rua.:• tralcraame:, :rilatit~. tndanvk apphsu„m. ~,R~Saill, hlueprint>. ,laxinF:,. dor}7t. -
:rn•1 p6n., In,lr .4ra1,,:nutCUh, tt:cn,t~. 1i;cr.:c a~eet:trnt,, toanaLrr• iaa atd.m} .,thtT hpt> of ta;un.f,. muntpl •tra: u»:amrd rrtwrul:r .
- prrn,imn,. ncnt- atal clamu utt.!:t ir.,ura:ac p,.h;r ~. and c.ar., 9tat rntornoti:•tt. ~: Qua!c. •ocrr c,il:~.. htat irdn. rtti.,nl, sni diu', to t all
pn•Min :q tttr k4+!n•urr nova yr h -rr!ict m the lla:t. a tv„r,ut•r rr to tu1.u A, nr In,m. urdrt the re•!rdc rr u•ntml of .a nn drpr•,u wrth• tat
U:ud. n1 an} allih.ttr t3!rrn:L tn;luain • d:Tt•.tt aRJ .-~ha'r ,t:;t^sma, late a!t .:t~h aryl :a,h :quitslrnt,, ant stir all :ash and nrmya•h nu.:tai,
tin; iudrng in•u: in;e T>rr'a~r :,3<r ai al! ,•i the t,ary~t:nt p:,•~ cna..tll pnduct, that:t,(an,t all n,lJt!!rn. tr,J .t:: t•.~t.>n• !hear:, ,utt,!,tu!:rm !F:rr:r!
ant nT!Ia;1~mTN:hotrl. .
trv "L.un I}.gmntt•"' t!:utt• Iit:+ Aahtitcr;• .c-~ and all TM•ta~ raul:a:rnc rhr t7Mrunrn. a:d.a11 rrl:ur.t dr~u!lriltb.
!n•itLnhT:• aI41 .rCiatn1aY.L ~ -
r; t ••(lt•hrxut~n:' •tta:1 r1`;sdc all L:tr,,. a.`.l.in;t~, debt'. kkdt:tr,. r$,iisatu•n,.:ouruins ..td ttunt~ , •t:at: riven ih:
D.•rn•a:'+ t•' rhr tl.mL !t tc ana othrr d:net ar tsditra aal+.dran .,I I'\C Fianl Carp.. of ant Lin! ut rotate. pmc.tt .•: fu:u:e tinau_tare :,m
asa'ta~t xa:rtne thcra•n atttr n.:mata, .•r atiaT rhr ithr; ,4 .ut) lxuts,•n to hrnltvptct, rr tF:::n-arrn:n•Irnt ,H' an} tna•hr-ac}. tc,urrnvltum -
•u hl: pn~a.,fulc t:latir., :,, the It.•r:.+x ~. •, La::, .•: nn a ; !irm t: P•,t•fdmg,rt 1„a-~yur,•n mt; ra i, a1:••a:d m wch pntiarJiuc), aahnhn•
rn n.~t c:t~en:l+! b~ ss} rn+Ir. cuirtn!t• ±t a:he trrtrumtnt. whrtha ari<mg un:1n a•ty aent~+nert. imtratrurt nrd~uternt. .•hnik~ ar n.,: ti•r rhr
pa:•n:}nt o1 m,m:t•, ahahe ztt,in!t h~' tra.~~n •,I as cunt±it,n ,,f cr•+1it. r'ptZtinF of a ir1t7 ol;ndn, l,ran, tyuipntca:t le~•r.+r cwrmhr. soda
an}' :ntn[a ra curtt'n;)' ,e:rp, fututr. t,pu,+n,+t ,nhaT intcmt rstc pn•tatdon ra stmrlar a~'tccmrtu. ,•r in .ten .abet ntsnnrr, ahatluY ,tn,tnc rw: of
- ..trr.lnt!, an .kl+,,tr ,n rat.p .prc„vrt, ,.r r!.cu.mi: 1'un.1a tran+f:•n.twha:he therv_t: at::or,t:dati ;lc~rtng lawc:~ at ntlta'Mt,rt ut ,rid ,tf lit:
SianA', tN,n•tn'apt :.for ituhatt ~ tv crlltit land, to .nhena ni nr+t hrint: nude ala•le in i::+:tnaYUrn Nnh Jgr:.vn•:, tgn•ttT ahtvl w .+ther :umLtr
. .,m~ralcn:,, +,h:~ha: luatil •.r i::utn11 t to lu.hr.e !h•hC.l:altlilt'.{ h\~ J,::~,ndtt'nt Jt ^~t11: t'rt]Ilnpt, ;rl`.:•lalc 1`f Ci,ttiltlt:c:IL tutor nr ccaaTal, du: of -
- u, ba~omc Jar, r..,w ru,ting rr hcauita.ir:,ir...: d1 arc amrn!rnrnts. ntrn,inrt.:rnaaal. nr rrwtu,:~ aryl rll r.+,t, :.rat rajwa~ of rhr il.ml
,i>vuu,,1 to the d,~untentation, recntaUan. n,ddi;slvm.a~ttin;rmnt, crpt~ta+n at .ghtTM ~: m a•:.nn~u:•n Nnh ava of rhr G•r-p,•rnc. n,clu.lrn
tCa..~tuylr :rth.ntc}: l.~~ aral spar-ate
tr.'. °'CCl'- tutu. ih: i'na%•rnt C.+mrtrr,-ul t'.~le, a• as,ptta! arJ rn;;tcd :rM3 a: to rttat Imtn trnc to tune in t1t: 5tat:
tahascl.!:aa.+l.•tn+la:nWatiotttCSt~l.••n,+fThi,A~srmr.•!tt.YttC:+:1`('r,amtnrl~waaJJan.dt:u.•n" Trent,u,a{ha-rinHta:itarrdclinalu;
:h: Ll (• ,ta,1 aut rihrnai,c dai:tN hnrtr.,!ua Iuu• rhr n~;k:u,c matan• a+.nh~ to ,u:h urnt, in tkx 3'C(' ,
' (iR:\X7 (If !:SiCI: 8131. 1S? h.HS ~: Gt ,c,Z:r the A~!:Ca1r:n,. the !1r+m•wr:. a. JMtrn, httirba :t•ui:., as ~str.:• u, the Ranl. ~,
,c;utrd lorry, : ;.~ntinu:t:} !tt++ •tt, an14~'_rn} tn1t7;~t a rhr Ct~l!.tlcrt: '
i. 0114\iil• I\ X:\11E (1R 1.f1('~\] IU':i Thr lt+•r^ue. tra~eh~ orta+ t!u? d the Ir-it:: ti o: the (-ail.trd ;!unen in.m rise
Ir,catiy:usr idrnntiad ,•n rhr tint p.r~e y( :!c,. \scrrn+:..'r r: Lhr 1Muowa .hu.. a, aastr .,: i„ua nr ;ur,a.Gili:•n ul ..rsn4ai,•n..•t
a~oF!r,::r, a name rn ahi.h n nu} d,• Pc,tne.. th.L n r.• I :Jrnsiti:,t ••~ tic :ice: pad r ,•t tct• •\ttr:•rnrr,t. the D••-ma,at a-n tmma•,It.rteia flntift the
ilanl it anting •+f :hr y!Jn,r,n• o: ,:hsnrt~ IL•: 1?,rrr.•,atr', ; hi:1 cut a:t:c r+'Ci: c,'.itm of .a.::ni~au.+r, ant p,n,.h;n ~n , f rogamrau,•n on• ab.•
ultttptiatl rnthr tins ~rcr.d :hr, •4rr,~•tncrs '
s ftFi'kl=SF:~Tr\7tt)~5 4~U a\AftH4~l1-:S. Chr Il.atr oat ttpf,~CtG, xarrara, an! :•~.atiurb •., the Dan: thtt tatthr [i.,:r,waT
Iv, ~•:,d. rost:,aa4+1r and t:-lawirh!: It!l: ty rhr C r•ll,i!cra, }>,;, ;:,:t m,u: an: post var. pkd.c, tu;u:rhatt:r, s>-i:•n:ncztt ra .uhn li:, ~i:i,m of
aa} .•i tl:r c-.dl,tcral. en,i tl•.c ('olLtm; :: (:re ia,:?i a:! t-t; umhtan;l~ sn,! tictttc ol•rtnli ni am Lind catt'pt ti:c hrn to tau+r rf drr Itrnk :nata'd -
r•. tlu• \-ru,-rer..t, tht ra: [pt .,::,rrrrsi Cr:•,idcd, t6c Stom.wcr xtll nra hctt-al'tcT t,ithnat the tiant'• poor ,an.^,rn:,m;ru ,:11, plntgc. avt;umh -.
.=,i.•n • ; ra:cra,t•e d:.t••,r ,•t ant .•1'rhr C.,!la+asl .•: M1-.rrn a.-, n;}t .,1 ecs,•I1; Inn ,•r -ca'unfa :n:a~i :.~ ~:>t tbrtvn caca7:3 t.: the FLn:. -
,; !the Il+rn+arf N111 det:rt.1 d:r CrOttcrt! a~n:b• all ;Is:at, sal d:•:tutal, yi .lI: rtTa.mc .tt s:a :tme :!aiminL It:r :am: rr am mtrtt~: therein,
r d t r:: h a;:,•utrt s•td ca :r_I mon~a•:r: ii rn::uda,l to :he dCin,n+m „7 ColLttcral.:, grnuin: ml anti,r.rahla• m a;;c,rdSn;a with a, ta'ttR, .t:u! the
ii••tn•w.~ ,sal delrn.l et•.e vc: aCain,t ail ;Bien.. drntant,, ,:i,•t7 and :r•uatrr•Ltit„ x! :tn~ time aat~tad. std ref at the htrtr am suunt et
p;na:.tl msnp,hii Ittiotiu~ cub}r;t try tht.:\Cnrnuttt.:•t_h a~:oum. r grntrrl intan~t"!,• aril I+c a r,+;l std alidr:n,t•nt upmtinin. a hint
ti.le .r'c ni .-.,~1~ ..r .craw. h?'t!tc R+rn•w.~ and ,vch l.',',d: arll 4tae k,tztt ,h:pna,l iy the R.(•eaU, c .t:cyst:: da3+u•n o: Ihr cr:,•ia.:aill hl, r
:rc~•r: pcilr:mAl hrr rhr te~puu,r.r::uunt dchh •n anJ na ~uJt a:u•urt ar rtra;al tnot:cihte :,tl1 !v •ci,an' t;. ,toy stn. f,r ;nd••_ _lh,uaner .•r -
ad:u•t:u,~l; ht stn ~::••::n: drF:,+t ,~• an'• •t",•t!. dc7C~,r trr in:a;tc::l.t:!n
!Page 30' of 45)
-. HI!I(Itfl\1'iHtit."U\'E'~~t~iti 11:cit•~;:,+wa-r:,•+tn::at.tlutt:;lu11
:a, lr,,nt nnt; u+ rin: 1:~1 rt J11 tra.: nJhlc Ifmc; aih:'r tae ltml h;. ++r rhmuch r^: rl a< o!Tiian, arrnt.. an,tn:cw;, t+r .
a::uun:an:,. A• arnunr c•r m+M•t S:+r C~••tLl:ert n•my ,::hunt Je`t.,n .•T Nre It+ek, >ecunn •rtaa: in r:;.`w~• Jrri : t•t1m trlua:um: rerS
ru+it:• ,+`, tltr 1': ;!rtCrt!...I l!k IF++ :u+rr•• ,pease. wlctrtct h~attd, Thc FF:,rn•t~rr .!•rl! +t+,. nb'•ui;, rul.:. ttt:utc ud dciitcr Jlt :u.:h
rShh••nai rn.t tnr:hrr :,;:., tlnne,. ,1:tiv+. a.+cruac~ sn.1 :nanuncrt, 2> the ltylt nu}• icy::+:>; f. tot +n rrot a••ua b+ tl:e E(rn'.: it+ ntht+
hnnt•d::::r.! in .•r r::hc Co1L,::r1+_. ra,i ih_ I+rtv~zl• fhmn+(. tnautinr whiten m+nt lar,dlr:d•. warh.•u,c.r:rn 1:..1 Ranlaeati:'. •
th+ .;zT the 1'.:ILt:Cr.1i +a g+.>,: rrd:'r atti r+p1,r a ..ll bmt. aid trrmcdtrtrh n.•:::~ thr ctrl .~i Jn. r:ia -:.•u.:;, r ::ulutll
lu++.•: d:~•itnr to t1'.ur+d nc~l'.+!I,,tcr11. ahnhrr+•r n,a :,•ta,::M tr.•crln:c, a:>,1 t~r.m>,+~nt •s~+u.!:1,....a Jr, rc: utin9.
to ,a•I ~.: r: ~;•cnn: t'.: l'.•llatcvl l„ tti u:, d in a::, nlsn: r wuh Jl! .ippL:r!•lc tied!, .!a:e.:•~•ml} 11td mun:ap.ti Lw; anJ
rt+. h•nc Ord 1ann:: •- ut•ancsc x :4 tim:~ atilt r:.pttit h+ ai] (•.,I~t_-ral ~ai:t : n.A. •,t fire Us:!ufm,t ,n.alla! r!1rnJn)
:,ncrr_rL then. <rnnlin Ic-JT.a_;• and •`ris n+1•,1m:llrliac ti:i, of f1+~tit ii as}' Ct•!l.tttrtl is:;'_uistnnr,! •n a In rtt +:t m a tL•cllutan! :+Nte1 a<
r
the Ittni. nu)• t~juin, in ~u:h t .rtn. to ~u: n ars:++un:. f,::.wh pcna! and xtittrn tir ;u:h a+rstpant_ ~: n~~ he ,ali•laa„~' tt: thr I(ank to ih Talc
dnadt•.`n Fr:hw:h:;t+adtctr.,un:u'cp+:1t:+.hfil.hasrinrs:.M1iittfLcrda•~~1,...!'~:h!e(lau•ct<Baalrn.+at~•ru({hr!3.,n1,u:kferwhi:hr!!
h•+•r, thtnvnJc7 >lull !~ p.fid ai the itsnt r tltc lir..}.'. rnfnc~t nu; appear. Such ~dc,r„lull r•yuc~+k ;+n•a,lc Ilul tlw• rcy,u•,te in,urrtrc.
gMnl hC ah:'Iq} Pt:analtd wtI}h'LLI JI Isbl Ihiit)-+ ~ol+S.t++ prior wn•: a: nrti:e a+ tt: (Link stil ,1t.tit ,r ua• the ilan{: rr,+tw ith,t.u::!inc the act or ~ - ~~
ncgln 1 rt tltc (i++nt+wt.T l'{ru tb: Urnl, • +Icn:nl.i. the 11; m+t+cY .,ht!I a.ati•h the 11aa1 with dztpb:.tte .•n}nt.il (•dhlr. +•1' in••uan:e ++r a:ch
iaF.c7 ~: rdn:e ••t ut+uc:lf:c rc f!tt Narl :aa~~ nyuu:_ Ll th-e:rnt .+' iyfurc to pt,ni:lr tn:;,aa'c a, h:n•,n m,+uSel. the Itink hat'- s! it• •+pti,m.
.+Mam .c: h :nwrm:c Jnt1 the 11.•rtt+wrr ,lua ra! Ir the (la^t, on tlnnattd, the Cn.t :hen+i; Ih,r ttd+ of in.arch: c nay I+c ap{+htt h. the lianw to
mzlu:r the (thli ;ttti,+n• +`r to repair +`r rrp!1:r 1:•+iLt:ra1, a!t ro dtr t1ar,1'• a+!e Ji•:fniun.
r•. ~liei:\11\'[: PLI:IkiE, ~t- [RA'itir'hi( IT;r If,~m,wCr will n+•t vll .+r cq•er a• ,:Il r: •~sh:T.:nc :r1n•1:r ,:: y:rrnt +a -}f!,•x ehr'
tlop.+•nf•!n n1 .t hst C; +u unit !nlRt+t ulr+a the (~••IL1tYJl ICt:Cpl U+t •ih,`f Iptet:tat~ 1tlJ :+`Ilactton+ of J,:t•pnb In t5C Il++rt;tu~,'• utdttur'
i++u N: ul hu>:ne,.t .•r ,t+; an. pt+RlvR t!:Rt1t •l In 1n}" ttanlff 1t4 JIK1,tC.`.1 wt11L:0:b Aucrm: rr +a wits the trnn+ arsJ cnndninn~ of aa~~ ~I+hCI" Ol
u,wran:e thrmat.
t'UCli\AXl S I t)N .~i i ill \ 1 •+ It r.:,`unt, 1rc::cludaJ it+ the Jctinur•+n,+: i ++llrtarr!
~:1 i T]tc I3ntt:`:ai f '+'!I. •~n th; (1161'+ dictafti:. ::a1.C ra•Irtt+m. a`n i.: :~~•A• .^.~1 rn•~: 1> ,:,nwir.{e the fUnt'> •nunn• rn:crtt
aryl tru1.: rtsi6hlc t++ the f1an1 •!11j 1`Irsl JR dch:erl rrc~ ;".• :+tdrn:mc the ~hij•ars:.+t t:,r 1•.w+ llsa! -.ue nee t~+ rn a:.,vni, a,ttytltvan
,:-rtrficut. ++t :.ther ptr~•i ,•f nc~ -1uaa:a:n e!t-f.,rr:ua:e . 1 een ,o I}ut rJte n.: r., an .,: , ur.•. 1 :, ;; .++::he m:: r.e 1rr each a: v+unt ra:
..+pf:~ of me wnnrn ,s.curl, ur arJa :inc.: wh:.n yt rc:a+•au au++c. the 11.,n.~wa ~h~ll r,a ia;!t. n•~uf} t!t; Elaal tf an i::,+um htromn
r.Id,•rlca! r: ,t~ urttl hs sa in•:rum,:,t a::.`.1:h•1;u!+a uu1 u, +n thr flanl', r:.!t:c,t, w ill pa:m; its ~,L;ct ant -u, h tr..!rsr.+:a: of :fait:! ItiT.cr t,•
sh. 1:ar,1..,r+:Ewhne.tnt lntcf i•f:m:a dr'.nnc•.1 t.•;!•c 11+•nrwc: t•` •u; ~ a a.htpn..r.:,d:n.c^.: •_, ht :fir Ft•r:••a:
thl Ihr Uirr.`wrr n•I: , :.•n:rtly r1t:,.• s ~• Ft.n: wYt:a•+a 1.^• r..• .:r:: ,::r:.: t.•:.•.~ t.• ::tr:a ,,r rtyt::r...ut~ 1•.r~l• Boat nc~•
•alt .•t wlna!t .u, .+a+•c.nt Jooc anal +.tl1 :.. wrh .u:+ r^•trr,t:.•:r• tku: 1!,e 1:1r: t::.,} .. _..:.rr :h.• •1::• rt n:h:•t df•p,••tU:•n of :u.h
n-tutn+ 1•unntitn:u+pmewitlicu;hf:aqu:a..+.n:hclS.talnu}•.yc.:.tt::ltc~:•nwa:::=:•^r.~•'Ei1^S..,icm!i::~t,;n :a .t:;,vn'd;t,h,n
tr+ the IA•n,wtt wll: ttila:OlLar1+ hour} tr: it~•:: tt ::: _...•,::: .... .~ ...• c:r1.t> wo:h :nr Gnitc•1 ~tatc~ rt asr
,i:~artmcnt. azcn.:. ,+r ut.trontrnuh:; these+•:. 1n. =•,11 ems: u:e ,a) ea= r,:r..,:•:. an.l :..:: 1.:•.`•:,; , r:.;~a ~! h} Itr ltutk .,` eh+l all nt+auav .lac
rtut l++ hc~outt• Ju: urk;cr +u:h.nm^ta +h,t!i `.+: atitt:7 L t+;'~litn: aA1 n+:t. c r.; t`.c r..i:n•ot-t:.•ta•r :r,:tnJ 1an+nclNcnl ht Ihr rppntpn.nr
t,hen.mrnt.r:rrucarsu:hcnttu+~R•tthric,Sa71! \.•,ut-,•ri.•7t-L,:m. \.t
IJ; :1t anc time rtia t!,: •~;urr.sa': ,~: an LtcTi r. I-:fau'.t.1n1 wu!-•u: n••b:C t.` the U•`n,+:ct^• fhe Et,ai, nab chta•t am
prnan, eh•+ arc utdchtal to the 16•n++.a u:, ,m l +`1t1ta_l :.•m:.uni. ••t r;,.vt9. ,•: g:a:rrl :r_s:~ ~ ~. t,• rruk: 1,t-t:anf dtnah t++ she Hrnk rY
nc~• alte+uhl, du: Ihs• lirrh .+ raI1H+IVtd r:• : t:: rtie,^t• G+ .u:r. J+., un: JcN,+n t•+: 1^. +u:h R:::n:ra• an;f t:rc .a:.+unt .!rM++n will h:
Ph'ttrtrd to nultnc ru:h pa}ntr.:•t~ ta.lnc [Irt:1.. t'~•n :hc Il:t:l'• wntt.•n ttyunt, the li~•fiow~ will a~tr1'li•h ,crib th; Ilanl rrt:! tnslpLUrt a
[.~1t•+a.u;.+urtt":.,:1M+.'+•r.th:};: RJn11r.~., dc~••it,m a+:. wr11••:•'Ca+h f.+llattrt A::.,t.: ': wah the I1Jr:1 cuhtal t••the pt,+ti,iur.• ul
1ht. +.:hprtaerr;+h rhI >u:h u:hsa tr'atnl •tgnman:• a: thelttn-. mac ttqutic aM tnr It+•n,wtr -`uR n.•rt: u. J:wunt Jrt+tnn t„remit rs~mrnt• •
1i:c.d+ a. !hr l~clh+~ 'l'x~atiaT, fart!, indttit.d to tFr 1..-L!~+a .!u[f !+C IrlndarcJ :.+ I::e Ca,h C••II,!a7a1 :\::.+unt. rr.•f fi~,1, in thr C.t:h
C.,:LnrrJi :\:arart >tuU !+r a(q+i:nl h} the i3ra1, urh. t++:tdu: c rte rnt.tandm~, tthhut,+`r.+ •
; E'I:RTiIER ASSL'RAXC}~5 :\aahr Ilan!'. tcyunt, the t1:,m~xcr will !rin with tfit _'ititl, m ru~ul:n~ .,ae of mnte. fitw-inF
: •~nunultt.•n of amCttdT.rnt •tattmcnt. punutrt to the 1:fil' ut t~,nn .atisjr;ton t„ the flank anS w=li ~ r} nc~:.+a .+i p:eptnnc an.l fain- th-.vnr
6. 111 {um.h:n.,:.. in whi:h •u;h•rihn¢ i+ dttm;v h} thr Eiutl t.+ Fc nAC:.in• nr dninhlc ,n artier to prrlttit. ptr c'ne aml protctt d? ,e:um~
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worm, :In,l nlll h: c0't+•tt\r upe+n rcvnpl Su;h ratio, anJ other :omntisni:ati.~ts: ~ ttc he :unJ odtt c:,l. •nu ly C~;snntle trtr\nusn~n wl:!t
amtir;rtau,•t:.•f dcMar end ~ cop. ,\at !+} fief-cos rtuil.:,r -ent F} tut:nnail} rec.+}mi:~l :nalntpht c,r:^:r ,ertt:e, io ] lutly•, a,lSt^,. xt
t~,nlt.+n tl:r li:+l pace rf tht, .lertxrttent .tr t.•:a:h :4hrt atLlt~~s at :utt: pang tats Ft:c t.+ the ot`.„t n v r.:::,r, i, r ,fah puRt.~,e
\l :rc~!6!M b:'~ile~K(tn,l((~l.~t(;.••.l::.e.,i Cre,;r, ~~. re+xss-PA.u<.tt•-•,,:;c
-9-
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC BANK, NATIONAL ASSOCIATION,
Plaintiff,
CIVIL DIVISION
NO.
vs.
PERFORMANCE PAINTING INC.
and STEVE SHILEY,
Defendants.
CERTIFICATE OF RESIDENCE
I hereby certify that the precise address of Plaintiff is:
Fifth Avenue and Wood Street
Pittsburgh, Pennsylvania 15222
and that the last known address of Defendants is:
308 Deerfield Road
Camp Hill, PA 17011
Donna M. Donaher, Esquire
Attorney for PNC Bank, National Association
~,
AFFIDAVIT
The undersigned hereby certifies that the judgment to be entered in this action is not being
entered against a natural person in connection with a consumer credit transaction. To the
contrary, the underlying transaction is a commercial transaction.
~ ~~ ,~ c~,~~~
v
Donna M. Donaher, Esquire
Attorney for PNC Bank, National Association
Sworn to and subscribed
before me this ~.~~. day
of ~ , 2006
Notary Public
COMMONWEALTH OF PENNSYLVANIA
Notarial Seal
Melissa Szalkay, Notary Public
BANK_F1N:283922-1 000011-130000 City Of Pittsburgh, Allegheny County
My Commission Expires Oct. 31, 2009
Member, Pennsylvania Association of Notaries
} I' ~.
ACT 105 OF 2000 NOTICE
A JUDGMENT HAS BEEN ENTERED AGAINST YOU BY CONFESSION OF JUDGMENT.
PURSUANT TO 42 PA. C.S.A. §2737.1, IF YOU WERE INCORRECTLY IDENTIFIED AS A
DEFENDANT IN THE COMPLAINT IN CONFESSION OF JUDGMENT, YOU MAY BE
ENTITLED TO COSTS AND REASONABLE ATTORNEY FEES AS DETERMINED BY THE
COURT.
YOU MAY TAKE ACTION TO STRIKE THE JUDGMENT BY FOLLOWING THE PROCEDURE
IN RULE 2959 WHICH IS AS FOLLOWS:
PENNSYLVANIA RULE OF CIVIL PROCEDURE 2959 -STRIKING OFF JUDGMENT.
(a) (1) Relief From a judgment by confession shall be sought by petition. Except as provided
in subparagraph (2), all grounds for relief whether to strike off the judgment or to open it must be
asserted in a single petition. The petition may be filed in the county in which the judgment was
originally entered, in any county to which the judgment has been transferred or in any other
county in which the sheriff has received a writ of execution directed to the sheriff to enforce the
judgment.
(2) The ground that the waiver of the due process rights of notice and hearing was not
voluntary, intelligent and knowing shall be raised only
(i) in support of a further request for a stay of execution where the court has
stayed execution despite the timely filing of a petition for relief from the judgment and the
presentation of prima facie evidence of a defense; and
(ii) as provided by Pennsylvania Rule of Civil Procedure 2958.3 or Rule 2973.3.
(3) If written notice is served upon the petitioner pursuant to Rule 2956.1(c)(2) or Rule
2973.1(c), the petition shall be filed within thirty days after such service. Unless the defendant
can demonstrate that there were compelling reasons for the delay, a petition not timely filed
shall be denied.
(b) If the petition states prima facie grounds for relief the court shall issue a rule to show cause
and may grant a stay of proceedings. After being served with a copy of the petition the plaintiff
shall file an answer on or before the return day of the rule. The return day of the rule shall be
fixed by the court by local rule or special order.
(c) A party waives all defenses and objections which are not included in the petition or answer.
(d) The petition and the rule to show cause and the answer shall be served as provided in Rule
440 (see text of Rule 440 reprinted below).
(e) The court shall dispose of the rule on petition and answer, and on any testimony,
depositions, admissions and other evidence. The court for cause shown may stay proceedings
on the petition insofar as it seeks to open the judgment pending disposition of the application to
strike off the judgment. If evidence is produced which a jury trial would require the issues to be
submitted to the jury the court shall open the judgment.
•'
(f) The lien of the judgment or of any levy or attachment shall be preserved while the
proceedings to strike off or open the judgment is pending.
Rule 440. Service of Legal Papers other than Original Process
(a) (1) Copies of all legal papers other than original process filed in an action or served
upon any party to an action shall be served upon every other party to the action. Service shall
be made
(i) by handing or mailing a copy to or leaving a copy for each party at the
address of the party's attorney of record endorsed on an appearance or prior pleading of the
party, or at such other address as a party may agree, or
Note: Such other address as a party may agree might include a mailbox in the
Prothonotary's office or an a-mail address. For electronic service by means other than
facsimile transmission, see Rule 205.4(g).
(ii) by transmitting a copy by facsimile to the party's attorney of record as
provided by subdivision (d).
(2) (i) If there is no attorney of record, service shall be made by handing a copy to
the party or by mailing a copy to or leaving a copy for the party at the address endorsed on an
appearance or prior pleading or the residence or place of business of the party, or by
transmitting a copy by facsimile as provided by subdivision (d).
(ii) If such service cannot be made, service shall be made by leaving a copy at or
mailing a copy to the last known address of the party to be served.
Note: This rule applies to the service upon a party of all legal papers other than original
process and includes, but is not limited to, all other pleadings as well as motions,
petitions, answers thereto, rules, notices, interrogatories and answers thereto. Original
process is served under Rule 400 et seq.
(b) Service by mail of legal papers other than original process is complete upon mailing.
(c) If service of legal papers other than original process is to be made by the sheriff, he shall
notify by ordinary mail the party requesting service to be made that service has or has not been
made upon a named party or person.
BANK FIN:283922-1 000011-130000
• .r•
VERIFICATION
The undersigned, Darnella Ganaway, hereby verifies the statements of fact contained in
the attached Complaint in Confession of Judgment to be true and correct according to her
personal knowledge, information and belief, and further pledges that this verification is made
subject to the penalties of 18 Pa. C.S.A. §4904 relating to unsworn falsification to authorities.
Date: ~ ~ ~~ : ~~
By:
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC BANK, NATIONAL ASSOCIATION,
Plaintiff,
CIVIL DIVISION
NO. ~ ~• - s"l QP ~c v ~ G
vs.
PERFORMANCE PAINTING INC
and STEVE SHILEY,
Defendants.
TO: Performance Painting Inc.
308 Deerfield Road
Camp Hill, PA 17011
NOTICE OF ENTRY OF JUDGMENT
Please take notice that on ~('=f' ~~ 2006 a Judgment by Confession of
Judgment, was entered against you in the court and at docket term and number set forth above.
The amount of the Judgment is $27,676.99, plus costs.
Pro onotary, C erl d County
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC BANK, NATIONAL ASSOCIATION,
Plaintiff,
vs.
PERFORMANCE PAINTING INC
and STEVE SHILEY,
Defendants.
TO: Steve Shiley
308 Deerfield Road
Camp Hill, PA 17011
CIVIL DIVISION
NO. d~ ' ~74~
~~%Lr~
l..tt~~~
NOTICE OF ENTRY OF JUDGMENT
Please take notice that on ~~t- .3 2006 a Judgment by Confession of
Judgment, was entered against you in the court and at docket term and number set forth above.
The amount of the Judgment is $27,676.99, plus costs.
Proth notary, Cum erla County
.~
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC BANK, NATIONAL ASSOCIATION, CIVIL DIVISION
Plaintiff, NO Q~ ,,, ~'~, g ~ ~~
vs.
PERFORMANCE PAINTING INC.
and STEVE SHILEY,
Defendants.
AFFIDAVIT OF NON-MILITARY SERVICE
Filed on behalf of Plaintiff,
PNC Bank, National Association
Counsel of Record for This
Party:
Donna M. Donaher, Esquire
Pa. I.D. #53165
TUCKER ARENSBERG, P.C.
Firm #287
1500 One PPG Place
Pittsburgh, PA 15222
(412) 566-1212
. '~
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC BANK, NATIONAL ASSOCIATION,
Plaintiff,
vs.
PERFORMANCE PAINTING INC.
and STEVE SHILEY,
Defendants.
CIVIL DIVISION
NO.
AFFIDAVIT OF NON-MILITARY SERVICE
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF ALLEGHENY
SS.
I, Darnella Ganaway, being duly sworn according to law, hereby depose and say that the
Defendant is not a member of the military service of the United States of America to the best of
my knowledge, information and belief.
Sworn and subscribed
before me this~'i0~iay
of ~~, 2006.
Notary~ublic
My commission expires:
Darne~a Ganaw'~y _
Attorney Relations Manager
COMMONWEALTH OF PENNSYLVANIA
Notarial Seal
Angela M. Vicario, Notary Public
McKees Rocks Boro, Allegheny County
My Commission Expires Apr. 8, 2010
Member, Pennsylvania Association of Notaries
BANK_FIN:283930-1 000011-130000
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC BANK, NATIONAL ASSOCIATION, CIVIL DIVISION
Plaintiff, NO. 06-5798
vs.
PERFORMANCE PAINTING INC.
and STEVE SHILEY,
Defendants. PRAECIPE TO SATISFY JUDGMENT
Filed on behalf of Plaintiff,
PNC Bank, National Association
Counsel of Record for This
Party:
Donna M. Donaher, Esquire
Pa. I . D. #53165
TUCKER ARENSBERG, P.C.
Firm #287
1500 One PPG Place
Pittsburgh, PA 15222
(412) 566-1212
~ - - -
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PNC BANK, NATIONAL ASSOCIATION, ) CIVIL DIVISION
Plaintiff, ) NO. 06-5798
vs. )
PERFORMANCE PAINTING INC. )
and STEVE SHILEY, )
Defendants. )
PRAECIPE TO SATISFY JUDGMENT
TO: Prothonotary, Cumberland County
Kindly mark the judgment in the above-referenced matter, entered in favor of Plaintiff
and against the Defendants as satisfied.
Respectfully submitted,
,---,
Donna M. Donaher, Esquire
Attorney for PNC Bank, National Association
Sworn to and subscribed
bef r me this ~ day
of I , 2007.
~,~(~.VAN1A
Notary Publi
/ CONiMONWEALTEi CF ,
'` N0~ ay Notary Publ~
Allegheny ~u'~
~ ~m~on ExplreS ~' otartes
/ Pennsy~vani~ ~srac4at?nn of N
BANK_FIN:298323-1000011-130000 Member,
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