Loading...
HomeMy WebLinkAbout06-5825IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DISCOVER BANK No. N. S?.zS ? / L..("v 3311 MILL MEADOW DRIVE HILLIARD OH 43026- Plaintiff VS JOSEPHINE A GRZENIA 907 HAMILTON ST CARLISLE PA 17013 Defendant(s) CIVIL ACTION - LAW Filed on behalf of: Plaintiff, DISCOVER BANK Counsel of record for this party: Date: Ab Z'la - L'tZ Amy F. 4Zarho 62 / Daniel F. Wolfson #20617 Philip C86341 / And rew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 135749543 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DISCOVER BANK :No. Plaintiff VS JOSEPHINE A GRZENIA Defendant(s) :CIVIL ACTION - LAW NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 135749543 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DISCOVER BANK Plaintiff No. VS JOSEPHINE A GRZENIA Defendant(s) CIVIL ACTION - LAW NOTICIA USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 135749543 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DISCOVER BANK :No. /U C G? Plaintiff VS JOSEPHINE A GRZENIA Defendant(s) COMPLAINT :CIVIL ACTION - LAW AND NOW, comes the Plaintiff, by and through its attorneys and the law firm of Wolpoff & Abramson, LLP, and files this Complaint and in support avers as follows: 1. Plaintiff is DISCOVER BANK , located at 3311 Mill Meadow Drive Hilliard, OH 43026. 2. Defendant, JOSEPHINE A GRZENIA, is an adult individual with a last known address of 907 Hamilton St Carlisle, Cumberland County, PA 17013. 3. It is averred that Defendant was issued an open end credit account (hereinafter "Account") 4. At all relevant times material hereto, Defendant has been regular users of said Account for the purchase of products, goods and/or for obtaining services. 5. Defendant was provided with copies of the Statement of Accounts showing all debits and credits for transactions on the aforementioned credit card account to which there was no bona fide objection by Defendant. A true and correct copy of the Statement of Account is attached hereto, incorporated herein and marked as Exhibit "A". 6. Defendant did not object to the above-mentioned statement submitted by Plaintiff and/or its assignors to Defendant. CCP Cmplt - WOR 4 W&A File No. 135749543 7. As of the date of this Complaint, the remaining balance due, owing and unpaid on Defendant's credit card account as a result of the charges made by said Defendant and/or any authorized users is the sum of $8,133.08. 8. Interest has accrued from the charge off date at a rate of %. 9. As of the date of the filing of this Complaint, the amount of interest which has accrued is the sum of $0.00. 10. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees from the law office of Wolpoff & Abramson, LLP in the collection of the amounts due from Defendant incident to the within action based upon 20% of the principal amount due and owing, and Plaintiff shall continue to incur such attorney's fees through the conclusion of the proceedings. 11. The amount of attorney's fees which has accrued is the sum of $0.00. 12. Despite reasonable and repeated demands for payment, Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 13. Plaintiff performed any and all conditions precedent to the bringing of this action. 14. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - WOR W&A File No. 135749543 WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment in favor of the Plaintiff and against Defendant in the amount of $8,133.08, plus interest in the amount of $0.00, plus attorney's fees in the amount of $0.00, plus costs of this action and any other relief as this Court deems just and reasonable. Respectfully Submitted, Date: B L./ Amy F. Doyle #8f76 / Dani el F. Wolfson #20617 Philip C. Warhol341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 /Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - WOR W&A File No. 135749543 VERIFICATION The undersigned hereby states that they are the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, they are authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Pleading are true and correct to the best of their knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: a S p 'OZ Amy F. Doyle #870 2 / Daniel F. Wolfson #20617 Philip C. Warholic 86341 / Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - WOR 7 W&A File No. 135749543 CLIENT NO 001884 Discover Financial Services ACCT#6011007510101677 ACCOUNT#- --- 60CHG OFF AMT- 8,133.08 CHG OFF DATE-05/31/03 INT RATE----0000 LAST INT DATE- CHG OFF RSN--0000 ACCT STATUS--462 ****** PRIMARY DEBTOR ***** LAST NAME ---GRZENIA FIRST NAME--JOSEPHINE A DOB-- ------ TITLE-- __ _ = HOME INFORMATION __ _= WORK INFORMATION HOME PHONE#-(884)900-0000 HM PH FLG-R WORK PHONE#-(161)400-0000 WK PH FLG-R HOME ADDR1--2711 W EMPIRE AVE EMPLOYER---- ADDR2 CITY/STBURBANK CA 15043-2120 COUNTY------ RECORD-TYPE-A SEQ NO------00 CUST TYPE---I LOAN-TYPE CLAS LENDING OFC--000001 USER FIELD -- ATTRNY CD -- AGENCY CODE-- 2535 DEALER CODE-- CHG OFF RSN--0000 ACCT STATUS--462 RECEIPT DATE-04/10/03 CONTRACTDATE- 03/01/94 ASSOC COST--- .00 ACC INTREST-- .00 CUR BAL------ 8,133.08 COMMENT DATE-02/17/06 LST C OMMENT--RETURNED TO IN-HOUSE RECOV ERY FROM ATTNY NET PRIN---00081330H NET ASSC COST-00000000{ NET INTER-- 00000000{ SECOND NAME-- MTHLY INCOME- .00 OTHER INCOME- .00 MTHLY PYMT--- .00 OTHER OBLIG-- .00 RENT CODE---- RCVRY SCORE--0242 LSTPYMT DATE- 10/13/02 LSTCONT DATE- COMM RATE----0000 ADDR FLAG ---- Y CUST ID-SSN--XXX-XX-9609 PARNT ORG CD-MR01 AGENCY CODE--2S35 FORMAT CODEA-B U20 CRD LIMIT--000680000 U18-CAS-ADV OUT--000000000 U01 EXT STAT CD- -Z U25 CB RPT IND--1 vl v ` r.J to V3 c_ 7 a MBNA AMERICA BANK, N.A Plaintiff V. JOSEPHINE A. GRZENIA Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA No. 06-5825 CIVIL ACTION - LAW DEFENDANT'S ANSWER TO THE COMPLAINT Defendant, Josephine A. Grzenia, Pro Se, hereby responds to Plaintiff's Complaint as follows: After reasonable investigation, Defendant is without sufficient information to form an opinion as to the truth or falsity of the corresponding averment of Plaintiff's Complaint and it is therefore deemed denied. 2. Admitted. Admitted. 4. Defendant admits having used the Account for purchases. Defendant is unable to ascertain the meaning of the remainder of the corresponding averment of Plaintiff's Complaint and it is therefore deemed denied. 5. It is admitted that Defendant received monthly statements and that purchases and payments made by defendant were accurately reflected the statements. The remainder of the corresponding averment of Plaintiff's Complaint suggests the existence of a written contract, but the operative document is not attached to the Complaint in direct contravention of Pennsylvania Rules of Civil Procedure and it is therefore denied and deemed denied as a conclusion of law. 6. Admitted. 7. The corresponding averment of Plaintiff's Complaint necessarily rely on the terms of a written contract, but the operative document, executed by Defendant, is not attached to Plaintiff's Complaint in direct contravention to the Pennsylvania Rules of Civil Procedure. 8. The corresponding averment of Plaintiff's Complaint suggests the existence of a written contract, but the operative document is not attached to the Complaint in direct contravention of Pennsylvania Rules of Civil Procedure and it is therefore denied and deemed denied as a conclusion of law. 9. The corresponding averment of Plaintiff's Complaint necessarily rely on the terms of a written contract, but the operative document, executed by Defendant, is not attached to Plaintiff's Complaint in direct contravention to the Pennsylvania Rules of Civil Procedure. 10. After reasonable investigation, Defendant is without sufficient information to form an opinion as to the truth or falsity of the corresponding averment of Plaintiff's Complaint and it is therefore deemed denied. 11. After reasonable investigation, Defendant is without sufficient information to form an opinion as to the truth or falsity of the corresponding averment of Plaintiff's Complaint and it is therefore deemed denied. 12. It is admitted that Plaintiff has made demands for payment and that Defendant has been unable to make some payments. It is specifically denied that Defendant has refused to make any payments. 13. The corresponding averment of Plaintiff's Complaint suggests the existence of a written contract, but the operative document is not attached to the Complaint in direct contravention of Pennsylvania Rules of Civil Procedure and it is therefore denied and deemed denied as a conclusion of law. 14. The corresponding averment of Plaintiff's Complaint constitutes a conclusion of law to which no responsive pleading is required and they are therefore denied. WHEREFORE, Defendant demands a testimonial accounting of all charges and fees alleged due with supporting reference to controlling contractual documentation and a Judicial determination of what amount, if any, is due and owing to Plaintiff. Respectfully submitted, seph ne A. Grzenia, o Se VERIFICATION I, Josephine A. Grzenia, verify that the statements made herein are true and correct to the best of my knowledge, information and belief. I understand that these statements are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Jos Vine A. Grzenia CERTIFICATE OF SERVICE I, Josephine A. Grzenia, hereby certify that on this _?, day of It-laxA 43 h',, 20 06 a copy of DEFENDANT'S ANSWER TO THE COMPLAINT was mailed, first-class, postage pre-paid to: Amy F. Doyle, Esquire WOLPOFF & ABRAMSON, L.L.P. 4660 Trindle Road, 3Td Floor Camp Hill, PA 17011 JX. Grzenia P-3 i? (? Y ?'? ?. _... +_1"` - -a '. ?'_ -? _l} ., _ .:. - ;s `. _. ?, SHERIFF'S RETURN - REGULAR CASE NO: 2006-05825 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND DISCOVER BANK VS GRZENIA JOSEPHINE A SHAWN HARRISON , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon GRZENIA JOSEPHINE A the DEFENDANT , at 2008:00 HOURS, on the 18th day of October , 2006 at 907 HAMILTON STREET CARLISLE, PA 17013 NIKOLAS GRZENIA, STEP SON by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: So Answers: Docketing 18.00 Service 4.40 Postage .39 Surcharge 10.00 R. Thomas Kline nn 32.79,/ 10/19/2006 WOLPOFF & AB ON ?f r Sworn and Subscibed to By: before me this day / Deputy Sheriff of A.D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DISCOVER BANK ISSUER OF THE CLASSIC CARD Plaintiff VS JOSEPHINE A GRZENIA Defendant(s) No. 06-5825 CIVIL TERM CIVIL ACTION - LAW PRAECIPE TO SETTLE, DISCONTINUE, AND END Please mark the above-captioned action as settled, discontinued, and ended. Respectfully Submitted, By: ?. Date: Amy F. Doyle #87062 Daniel F. Wolf?on 617 ? Philip C. Warholic #8 4 avid R. alloway #87_3_M'`. Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 135749543 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DISCOVER BANK Plaintiff vs. JOSEPHINE A GRZENIA Defendant(s) No. 06-5825 CIVIL TERM CIVIL ACTION - LAW CERTIFICATE OF SERVICE The undersigned does hereby certify that a copy of the foregoing praecipe was served this date by Regular Mail, Postage Pre-Paid on this day of )r l\ , 203K JOSEPHINE A GRZENIA 907 HAMILTON ST ..CARLISLE, PA 17013 Amy F. Doyle #870A2 / Dame on #20617 Philip C. Warholic 4,863 / David a oway #87 Tonilyn M. Chippie #97,852 / Sarah asz , Robert N. Polas, Jr. #201259 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 135749543 o ? - ? n G .K:,. x? ? ?, ro , .?`., r ? ? -r? ,1., 1. ? e. '' _ ??1 ~.• `?.,? ?? ::sue ? W :S? ? :.?