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Home My WebLink About06-5826 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA No DI.-SPJ.1- C,u;L /~ PALISADES COLLECTION,L.L.C, ASSIGNEE OF CHASE MANHATTAN BANK 210 SYLVAN AVENUE ENGLEWOOD CLIFFS NJ 07632- Plaintiff VS CIVIL ACTION - LAW KEITH ZEIGER 2019 CHESTNUT ST CAMP HILL PA 17011 Defendant( s) Filed on behalf of: Plaintiff, PALISADES COLLECTION,L.L.e. Counsel of record for this party: Date: "I ~ 9/0 r, I ' Amy F, oyle #8 Philip C. Warholi #86341/ Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E, Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H, Cherkis #18837 / Ronald S, Canter #94000 Ronald M, Abramson #94266 WOLPOFF & ABRAMSON, L.L.P, Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No, 159495803 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION,L.L.C. ASSIGNEE OF CHASE MANHATTAN BANK :No. Plaintiff VS :CIVIL ACTION - LAW KEITH ZEIGER Defendant(s) NOTICE You have been sued in Court, If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you, You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff, You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP, THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 159495803 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION,L.L.C, ASSIGNEE OF CHASE MANHATTAN BANK Plaintiff :No. VS :CIVIL ACTION - LAW KEITH ZEIGER Defendant( s) NOTICIA USTED HA SIDO DEMANDADO/A EN LA CORTE, Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias despues que esta Demanda y A viso es servido, con entrando por escrito una aparencia personalmente 0 por un abogado y archivando por escrito con la Corte sus defensas 0 objeciones alas demandas puestas en esta contra usted. U sted es advertido que si fall a de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero rec1amado en la Demanda 0 por cualquier otro rec1amo 0 alivio solicitado por Demandante, Usted puede perder dinero 0 propiedad 0 otros derechos importante para usted. USTED DEBE LLEV AR ESTE P APEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, V A Y A 0 LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO, ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE P AGARLE A UN ABOGADO, EST A OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO 0 GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 159495803 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION,L.L.C. ASSIGNEE OF CHASE MANHATTAN BANK Plaintiff :No. 0 C. -Sf J{, ~ -r b-., VS KEITH ZEIGER Defendant( s) :CIVIL ACTION - LA W COMPLAINT AND NOW, comes the Plaintiff, by and through its attorneys and the law firm of Wolpoff & Abramson, LLP, and files this Complaint and in support avers as follows: 1. Plaintiff is PALISADES COLLECTION,L.L.C, ASSIGNEE OF CHASE MANHATTAN BANK, located at 210 Sylvan Avenue Englewood Cliffs, NJ 07632. 2. Defendant, KEITH ZEIGER, is an adult individual with a last known address of 2019 Chestnut St Camp Hill, Cumberland County, PA 17011. 3, It is averred that Defendant was issued an open end credit account (hereinafter "Account"). 4, At all relevant times material hereto, Defendant has been regular users of said Account for the purchase of products, goods and/or for obtaining services. 5, Defendant was provided with copies of the Statement of Accounts showing all debits and credits for transactions on the aforementioned credit card account to which there was no bona fide objection by Defendant. A true and correct copy of the Statement of Account is attached hereto, incorporated herein and marked as Exhibit "A". 6. Defendant did not object to the above-mentioned statement submitted by Plaintiff and/or its assignors to Defendant. CCP Cmplt - WOR W&A File No. 159495803 7. As of the date of this Complaint, the remaining balance due, owing and unpaid on Defendant's credit card account as a result of the charges made by said Defendant and/or any authorized users is the sum of $7,034,60, 8. Interest has accrued from the charge off date at a rate of 18 %. 9, As of the date of the filing of this Complaint, the amount of interest which has accrued is the sum of $3,143,29, 10. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees from the law office of W olpoff & Abramson, LLP in the collection of the amounts due from Defendant incident to the within action based upon 20% of the principal amount due and owing, and Plaintiff shall continue to incur such attorney's fees through the conclusion of the proceedings, 11. The amount of attorney's fees which has accrued is the sum of $1,406,92. 12. Despite reasonable and repeated demands for payment, Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff, 13, Plaintiff performed any and all conditions precedent to the bringing of this action. 14, The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - WOR W&A File No. 159495803 2 WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment in favor of the Plaintiff and against Defendant in the amount of $7,034,60, plus interest in the amount of $3,143,29, plus attorney's fees in the amount of $1,406,92, plus costs of this action and any other relief as this Court deems just and reasonable. Respectfully Submitted, Date: fJ. 9(Dfo Amy F, Doyle # 62/ Daniel F. Wolfson #20617 Philip C. Warhol c #86341/ Andrew C, Spears #87737 David R, Galloway #87326 / Tonilyn M, Chippie #87852 Sarah E, Ehasz #86469/ Robert N, Polas, Jr. #201259 Bruce H, Cherkis #18837 / Ronald S, Canter #94000 Ronald M, Abramson #94266 WOLPOFF & ABRAMSON, L.L.P, Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - WOR W&A File No. 159495803 3 VERIFICATION The undersigned hereby states that they are the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, they are authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Pleading are true and correct to the best of their knowledge, information, and belief, based upon information provided by the Plaintiff, The undersigned understands that false statements herein are made subject to the penalties of 18 Pa,C.S, Section 4904, relating to unsworn falsification to authorities, Date: -1('). 6/0' f Amy F, oyle #87 62/ Daniel F, Wolfson #20617 Philip C, Warholi #86341/ Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469/ Robert N, Polas, Jr. #201259 Bruce H, Cherkis #18837 / Ronald S, Canter #94000 Ronald M, Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - WOR W&A File No. 159495803 4 PLAINTIFF 425230 ACCOUNT NUMBER = 4417128147150997 POOL ID = CHASAR CURRENT BALANCE = 7034.60 LSTPYMTDT CO DATE = 20040130 DEBTOR #1 LAST NAME ZEIGER DEBTOR #1 FIRST NAME KEITH DEBTOR #1 MIDDLE NAM DEBTOR #1 ADDR 1 = 2019 CHESTNUT ST DEBTOR #1 ADDR 2 DEBTOR #1 CITY = CAMP HILL DEBTOR #1 STATE = PA DEBTOR #1 ZIP = 17011 DEBTOR #1 HOME PHONE = 7177631882 DEBTOR #1 WORKPHONE 0000000000 DEBTOR #1 SOCSEC = DEBTOR #1 DOB = DEBTOR #2 LAST NAME DEBTOR #2 FIRST NAME DEBTOR #2 MIDDLE NAM DEBTOR # 2 ADDR 1 = 2019 CHESTNUT ST DEBTOR #2 ADDR 2 DEBTOR #2 CITY = CAMP HILL DEBTOR #2 STATE = PA DEBTOR # 2 ZIP = 17011 DEBTOR #2 HOME PHONE 7177631882 DEBTOR #2 WORKPHONE 0000000000 DEBTOR # SOCSEC = DEBTOR#2 DOB = DEBTOR = 4210645 ~ (J ~ '[ ~ ~ ~ 0 w ~ ~ ~ w C ~ ~ ~"'- n ,..", ~:;; i;; () , 0" ." I::) -f \.. -:1 -,- E n'~ I(;) +._~ ~~~~ ...- ..-;...... c'.' :n r ._~ . , IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION, LLC, ASSIGNEE OF CHASE MANHATTAN BANK, Plaintiff NO, 06-5826 Civil Term Civil Action - Law v. KEITH ZEIGER Defendant PRAECIPE TO ENTER APPEARANCE TO THE PROTHONOTARY: Please enter the appearance of Knupp Law Offices, LLC, Robert L. Knupp, Esquire, on behalf of Keith Zeiger, Defendant in the above proceedings, Respectfully submitted, KNUPP LAW OFFICES, LLC ~~~, ~ ~ - Ro art L. KnU; ,~~ ' PO Box 630 407 North Front Street Harrisburg, PA 17108 (717/238-7151); FAX (717)238-5258 robert. knupp@verizon.net . , CERTIFICATE OF SERVICE I hereby certify that on this th/tt day o~~ 2006, I placed in the United States Mail, postage prepaid, the within document to the following: Philip C, Warholic, Esquire Wolpoff & Abramson, LLP 4660 Trindle Road, 3rd Fir Camp Hill, PA 17011 KNUPP LAW OFFICES, LLC Robert L. Knupp PO Box 630 407 North Front Street Harrisburg, PA 17108 717/238-7151; Fax 717/238-5258 Email: robert.knupp@verizon.net cc: KEITH J. ZEIGER 2019 CHESTNUT ST CAMP HILL, PA 17011 .. ~ C) s ....~"," t:!, ~ ......., = c=> c'" ~ .-t.':- C) -a.:: I \.D -0 ::"'1: ~ ........ "I"" rn rn ::gQ J -'--j '-:'1 ~.;:l \~~ ~n :....:: t;;' w o . "\ IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION, LLC. ASSIGNEE OF CHASE MANHATTAN BANK, Plaintiff NO, 06-5826 Civil Term Civil Action - Law v, KEITH ZEIGER Defendant PRELIMINARY OBJECTIONS OF DEFENDANT KEITH ZEIGER TO COMPLAINT OF PALISADES COLLECTION. LLC AND NOW, this fd day of November, 2006, comes Defendant, Keith Zeiger, by counsel, Knupp Law Offices, LLC, Robert L. Knupp, Esquire, and files this Preliminary Objection to the Plaintiffs Complaint stating in support the following: 1, Plaintiffs Complaint dated September 8, 2006 was filed on October 4, 2006 with the Prothonotary of Cumberland County, 2, A copy of Plaintiffs Complaint was served upon the Defendant by the Sheriff of Cumberland County on October 27, 2006, 3. The Complaint, on its face, sets forth in paragraph 5 thereof, that CIA true and correct copy of the Statement of Account is attached hereto, incorporated herein and marked as Exhibit "A,II 1 , 4. A copy of what was attached to the Defendant's Complaint as Exhibit "A" is attached hereto and made a part hereof and incorporated herein by reference, 5, Defendant files a Preliminary Objection as follows: PRELIMINARY OBJECTION INSUFFICIENT SPECIFICITY IN A PLEADING 6, The Defendant incorporates by reference paragraphs 1 to 5 as if set forth fully herein. 7, Plaintiff's Complaint is legally insufficient to support a material element of its collection efforts, 8. Pa.R.C.P. 1028(a)(3) permits the filing of a Preliminary Objection for "Insufficient Specificity in a Pleading," 9, Pa,R.C.P, 1019(i) states: "When any claim or defense is based upon a writing, the pleader shall attach a copy of the writing or the material part thereof .., ," 1 0, Clearly what was attached to the Plaintiff's Complaint is not "copies of the Statement of Account showing all debits and credits for transactions in the aforesaid credit card account." 2 .. PRELIMINARY OBJECTION AGREEMENT FOR ALTERNATIVE DISPUTE RESOLUTION 11. The prior paragraphs are incorporated herein by reference, 12. Plaintiff's predecessor, First USA, entered into an agreement to settle the credit card balance with the Defendant. 13. Plaintiff is bound by the actions of its predecessor, WHEREFORE, Defendant moves to strike off Plaintiff's Complaint for insufficient pleadings and for the pendency of a prior agreement. Respectfully submitted, KNUPP LAW OFFICES, LLC ~ --~~-- Robert L. Knupp~ 6 PO Box 630 407 North Front Street Harrisburg, PA 17108 (717/238-7151); FAX (717)238-5258 robert, knupp@verizon.net 3 " VERIFICATION I, Keith J, Zeiger, Sr" verify and state that the facts set forth in the within document are true and correct to the best of our knowledge, information and belief, We submit this Verification pursuant to 18 Pa,C.S.A. 94904 dealing with false statements and relating to unsworn verification to authorities, KEI DAT~b . "\ PLAINTIFF = 425230 ACCOUNT NUMBER = 4417128147150997 POOL ID = CHASM CURRENT BALANCE = 7034.60 LSTPYMTDT = CO DATE = 20040130 DEBTOR #1 LAST NAME = ZEIGER DEBTOR #1 FIRST NAME = KEITH DEBTOR #1 MIDDLE NAM = DEBTOR #1 ADDR 1 = 2019 CHESTNUT ST DEBTOR #1 ADDR 2 = DEBTOR #1 CITY = CAMP HILL DEBTOR #1 STATE = PA DEBTOR #1 ZIP = 17011 DEBTOR #1 HOME PHONE = 7177631882 DEBTOR #1 WORK PHONE 0000000000 DEBTOR #1 SOCSEC = 'DEBTOR #1 DOB = DEBTOR #2 LAST NAME = DEBTOR #2 FIRST NAME = DEBTOR #2 MIDDLE NAM = DEBTOR #2 ADDR 1 = 2019 CHESTNUT ST DEBTOR #2 ADDR 2 = DEBTOR #2 CITY = CAMP HILL DEBTOR #2 STATE = PA DEBTOR #2 ZIP = 17011 DEBTOR #2 HOME PHONE = 7177631882 DEBTOR #2 WORK PHONE = 0000000000 DEBTOR # SOCSEC = DEBTOR#2 DOB = DEBTOR = 4210645 ... " " I, t " I I '. ., ," CERTIFICATE OF SERVICE I hereby certify that on this the fb/. day of /l~ ,2006, I placed in the United States Mail, postage prepaid, the within document to the following: Philip C. Warholic, Esquire Wolpoff & Abramson, LLP 4660 Trindle Road, 3rd Fir Camp Hill, PA 17011 KNUPP LAW OFFICES, LLC ~-~ ~ R~ert L. Knup; . PO Box 630 407 North Front Street Harrisburg, PA 17108 717/238-7151; Fax 717/238-5258 Email: robert.knupp@verizon.net cc: KEITH J, ZEIGER 2019 CHESTNUT ST CAMP HILL, PA 17011 4 0 ", c;;;;:,;) c C~ C'" ;,:~ ('~.~:> .X_.::': I \..0 -0 _.;i;:,.. f'0 " .~" {..;"'~ ').:J r',_ --$ " < JO ORIGINAL IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION,L.L.C. ASSIGNEE OF CHASE MANHATTAN BANK No, 06-5826 CIVIL TERM CIVIL ACTION - LAW Plaintiff VS KEITH ZEIGER Defendant( s) PRAECIPE TO DISCONTINUE To the Prothonotary: Please mark the above-entitled case as discontinued without prejudice. Respectfully Submitted, Date: _ G Amy F. Doyle #87062 / Daniel F. Wolfson #20617 ./ Philip e. Warholic #86341/ Andrew e. Spears #877371/' David R. Galloway #87326 / Tonilyn M, Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr, #201259 Bruce H. Cherkis #18837 / Ronald S, Canter #94000 Ronald M, Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 159495803 './ ......;. . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION,L.L.C. ASSIGNEE OF CHASE MANHATTAN BANK Plaintiff No. 06-5826 CIVIL TERM CIVIL ACTION - LAW vs, KEITH ZEIGER Defendant(s) CERTIFICATE OF SERVICE The undersigned does hereby certify that a copy of the foregoing praecipe was served this date by Regular Mail, Postage Pre-Paid on this ? ~ l~ay of \\J ~'" l. ,20~, Robert L. Knupp, Esquire P,O. Box 630 407 North Front Street Harrisburg, P A 17108 C Amy F. Doyle ~ Daniel F. Wolfson #20617 Philip C. Warholic #86341/ Andrew e. Spears #87737~ David R. Galloway #87326 / Tonilyn M, Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr, #201259 Bruce H, Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.LP, Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W &A File No, 159495803 () c. S -O,T n,[' ; '"7 ._;", -:.:.:::';;:. 4'<~ "'. (': -".;-. -=:':::";_:: '.,--- , ~E~ y' Co: '2 ~. r--:> = c:::> c:>" :z (;;) -=.: o -n ~~ -of;; :oC? 06 ::::l--r; ___L-n qo "--m S 55 ~ w o ~ ::It rv ., o --I SHERIFF'S RETURN - REGULAR CASE NO: 2006-05826 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND PALISADES COLLECTION L L C VS ZEIGER KEITH KENNETH GOSSERT , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon ZEIGER KEITH the DEFENDANT at 1546:00 HOURS, on the 27th day of October 2006 at 2019 CHESTNUT STREET CAMP HILL, PA 17011 by handing to KEITH ZEIGER a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Postage Surcharge So Answers: 18.00 13.20 .39 10.00 .00 41,59 '1?~~'<'~ R. Thomas Kline ') . I'M. / 10/31/2006 J WOLPOFF & ABRAMSON It 040(, of A.D. Sworn and Subscibed to By: before me this day