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Home My WebLink About06-5970 {) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION,L.L.C. No. O/,.5<i 70 ~ Ie-. ASSIGNEE OF PROVIDIAN 210 SYLVAN AVENUE ENGLEWOOD CLIFFS NJ 07632- Plaintiff VS CIVIL ACTION - LAW ANTHONY CRAMER 2 WBEALEAVE ENOLAPA 17025 Defendant(s) Filed on behalf of: Plaintiff, PALISADES COLLECTION,L.L.C. Date: ~ luuse] of record for this party: Amy F. Doyl 7062 / lei F. Wolfson #20617 Philip C. War olic #86341/ Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 159519066 ,,. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA PALISADES COLLECTION ,L.L.c. ASSIGNEE OF PROVIDIAN :No. Plaintiff VS :CIVIL ACTION - LAW ANTHONY CRAMER Defendant(s) NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HA VB A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 159519066 ,'t IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION,L.L.C. ASSIGNEE OF PROVIDIAN Plaintiff :No. VS :CIVIL ACTION - LAW ANTHONY CRAMER Defendant(s) NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias despues que esta Demanda. y A vi so es servido, con entrando por escrito una aparencia personalmente 0 por un abogado y archivando por escrito con la Corte sus defensas 0 objeciones alas demandas puestas en esta contra usted. U sted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demanda 0 por cualquier otro reclamo 0 alivio solicitado por Demandante. U sted puede perder dinero 0 propiedad 0 otros derechos importante para usted. USTED DEBE LLEV AR ESTE P APEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, V A Y A 0 LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. EST A OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE P AGARLE A UN ABOGADO, EST A OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGffiLE AQ UN HONORARIO REDUCIDO 0 GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, P A 17013- 717-249-3166 CCP Notice to Defend W&A File No. 159519066 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA PALISADES COLLECTION,L.L.C. ASSIGNEE OF PROVIDIAN Plaintiff 0(... 5110 ~ (.u-. :No. VS ANTHONY CRAMER Defendant(s) :CIVIL ACTION - LAW COMPLAINT AND NOW, comes the Plaintiff, by and through its attorneys and the law firm ofWolpoff & Abramson, LLP, and files this Complaint and in support avers as follows: 1. Plaintiff is PALISADES COLLECTION,L.L.C. ASSIGNEE OF PROVIDIAN , located at 210 Sylvan Avenue Englewood Cliffs, NJ 07632. 2. Defendant, ANTHONY CRAMER, is an adult individual with a last known address of 2 W Beale Ave Enola, Cumberland County, P A 17025. 3. It is averred that Defendant was issued an open end credit account (hereinafter "Account"). 4. At all relevant times material hereto, Defendant has been regular users of said Account for the purchase of products, goods and/or for obtaining services. 5. Defendant was provided with copies of the Statement of Accounts showing all debits and credits for transactions on the aforementioned credit card account to which there was no bona fide objection by Defendant. A true and correct copy of the Statement of Account is attached hereto, incorporated herein and marked as Exhibit "A". 6. Defendant did not object to the above-mentioned statement submitted by Plaintiff and/or its assignors to Defendant. CCP Cmplt - WOR W&A File No. 159519066 7. As of the date of this Complaint, the remaining balance due, owing and unpaid on Defendant's credit card account as a result of the charges made by said Defendant and/or any authorized users is the sum of $3,967.78. 8. Interest has accrued from the charge off date at a rate of 18 %. 9. As of the date of the filing of this Complaint, the amount of interest which has accrued is the sum of $3,314.67. 10. As of the filing ofthis Complaint, Plaintiff has incurred reasonable attorney's fees from the law office of W olpoff & Abramson, LLP in the collection of the amounts due from Defendant incident to the within action based upon 20% of the principal amount due and owing, and Plaintiff shall continue to incur such attorney's fees through the conclusion of the proceedings. 11. The amount of attorney's fees which has accrued is the sum of $793.56. 12. Despite reasonable and repeated demands for payment, Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 13. Plaintiff performed any and all conditions precedent to the bringing of this action. 14. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - WOR W&A File No. 159519066 2 WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment in favor of the Plaintiff and against Defendant in the amount of $3,967.78, plus interest in the amount of $3,314.67, plus attorney's fees in the amount of $793.56, plus costs of this action and any other relief as this Court deems just and reasonable. Respectfully Submitted, Date: __ Amy F. Doyle # 7062/ iel F. Wolfson #20617 Philip C. Warholic #86341/ Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 / Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, P A 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - WOR W&A File No. 159519066 3 VERIFICATION The undersigned hereby states that they are the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, they are authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Pleading are true and correct to the best of their knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: q)q II o(p Amy F. Doyl 87062 anlel F. Wolfson #20617 Philip C. Warholic #86341/ Andrew C. Spears #87737 David R. Galloway #87326 / Tonilyn M. Chippie #87852 Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Bruce H. Cherkis #18837 ) Ronald S. Canter #94000 Ronald M. Abramson #94266 WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - WOR W&A File No. 159519066 4 . , . , Exhibit II All > . . OJ ;I>() -.J Z Z:<J <Xl 0 "l;l> t" :r::s: ;p OOJ Z:<J :<J -< 0 .. OJ Z C :I t1 (\) ti o '0'" :<Jf-" 00 <:-.J HO 00 OJ'" :<J<Xl '" '0'" ;p t" H [J) ;I> o OJ [J);I> () ()() 00 t"C t" ::> OJ~ () "lZ H C 03 Zt1 (\) t"ti t" () ... ;1>... [J)-.J [J)'" H'" Gl<Xl Zf-" OJ'" t'J0 o 0'" "1111 f-" '00 :<J111 0'" <: '0 ;I> Gl OJ f-" ~-..) ~ : -:'1 , .') ~ 0-'" I, f -..\ fD E rV (3 --;"1 "'<:l .~. . - "") Vv cA c:"? ...c lJ,) "":-1 '""" '^' C"" :.< ..Q ~ <.r\. -.,; (' V d SHERIFF'S RETURN - NOT FOUND CASE NO: 2006-05970 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND PALISADES COLLECTION LLC VS CRAMER ANTHONY R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT CRAMER ANTHONY but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT & NOTICE , NOT FOUND , as to the within named DEFENDANT , CRAMER ANTHONY 2 W BEALE AVENUE ENOLA, PA 17025 PER POST OFFICE, DEFENDANT MOVED AND LEFT NO FORWARDING ADDRESS. Sworn and 18.00 14.08 5.00 10.00 .39 47.47~' WOLPOFF & ABRAMSON (7 ,/ 10/24/2006 ~ /1/ ()'i lex, Subscribed to before SO~~ . R. Thomas Kline Sheriff of Cumberland County Sheriff's Costs: Docketing Service Not Found Surcharge Postage me this day of A.D.