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HomeMy WebLinkAbout10-20-06 I . . . COMt.I>NWEALTH OF PENNSYLVANIA OEPAR1't.I:NT OF REVENUE DEPT. 28(6)1 HARRISBURG, PA 17128-0601 REV-1500 INHERITANCE TAX RETURN RESIDENT DECEDENT OFFICIAL USE ONLY REV-1500 EX {&lq FILE NUMBER 21-06-Q078 cotN'Y COlE YE'M IUIIER DECElENT'S NMt: (lAST, FRST, AI<<) MIIDLE N1W.) socw.. SECIRTY tfJMEER I- Z Murdock. Hannah 192-28-8880 W DATEa:DEATH~~ DATE a: BRTH (MM-QO.YEAR) TtIS RE1URN IIJSI' EE FLED IN 1lFUCA1E1M1HltE Q W 01-09-2006 10-31-1922 REGISTER OF WILLS fd (F APPU:ABLE) SUIM\ING SPOUSE'S NAf.E (lAST, FRST, N<<J MDOLE NITIAI..) SOCIAl.. SECURITY NU&R C none nla w I!J 1. Qigi1aI Reb.rn 0 2. Sl4lpIemeriaI ReIIIn 0 3. R8mai1der Reb.rn.. III......1i1 tz,tH2) ~ 0 4. UriIBd EsIlIIe 0 4a. FWe taresI Canprcrnise (dIIe III dIIlh... tz.1U2) 0 5. Federal EsllII8 T. R8IIm Requi1d ~a:~ wD. ~ 0 :J;Oa 6. Decedlri DIed TesIIIIIlM8dl CllJI't 01 ~ 7. 0ecelJe1 MaiItined a Living Trust (AIIIIcIl ccpr III 1i'uIO _ 8. TeG! t-URler rI Sara Depcd ac.. u~ 0 9. LIig8licn Praceeds R8CIIvId 010. SpausaI PcMrly Credit_ III dIIlh.--1Ut-lt IIllI t-t-85) o 11. Election to laCllll1<< See. 9113(,6,) lMdlldl 0) ffi ".::::::n.JJ~C110';UIUST:BI!~~.:ALL~PONDeNCE.A*f.':...:'.: :.'. :::rA)r~.flO'''J:U..:~:1.0r/:: : HAM: COMPlETE IN.t.JG ADDRESS Q SAMUEL L. ANDES z ~ FIlA NAf.E (I~) P.O. Box 168 ~ TElEPHONE fUllER lEMOYNE. PA 17043 8 717-761-5361 -- 1. RelII EstIIIa (SchD* A) (1) 156,078.00 ~ICIAL!E O~Y,~5 2. SIocbIlld Bcnla (~B) (2) ~C)-O n ;:c!/~ , . 1:::C ('") --I . . .' "-, 3. CIaIlIfyHefd Ccrpcmim. PIIhntip<< SoIe-Propriefln (3) : J )>... __-' '..- f. c_ Z rn N c;:; rn .... -:0 0 _-_0 4. ~ & Nafes ReceIvabIlI(SchdM 0) (4) . ."~:"'. c/) ^ 0 ~~J <, 0 ):310 -n 9,072.33 --)O-n :x -n 5. CaIh, Sri 0epcsIs & Msc8Inous PersCNI Property (5) ..)c (~ (Sc:hedtie E) :~ C!? In Z ~./-) C:J 0 6. JDilfIy Owned PrqlIIty (SdlIdUeF) (6) :g N -r-; - -oJ ~ o SeplnIaBa1g RequesIed ::;) 7. _.VIa Trnfers & Msc:elfncus NlIl-Prob8t8 Property (7) I: (SCNcIWe G<< L) ~ 6. Total Grma AIIIII (fdaI LNs 1 .7) (8) 165,150.33 9. FIIWlII ExpneI & Adrrinisfr8IIve Costs (Sc:hecIUe Ii) (9) 19,928.21 ~ 10. 0ebII d 0ecIdld, abtgage LiIllIIIII. & Uens (Sc:IIlldIE Q (10) 2,905.42 11. ToIII DIcIuctIant (fdaI LNs 9 & 10) (11) 22.833.63 12. NIt"*- ofEstala (liIe 8 mills Une 11) (12) 142.316.70 13. CIwIIIbfe IIld GcIvIrmlraI8equeslsISec 9113 Trusts far which En eIeclicn to fax.. not been (13) 0.00 made (Sc:hecUeJ) 14. NIt Will SUbJect to .... (liIe 12 mills Lile 13) (14) 142,316.70 SEE INS'IRUC1IONS FORAPPUCAII.E RATES Z 15. Arnold d Une 1411ll11b1e 1& IwIlJClUllll fax 0 ~ IlIIt, <<....1IIlIer See. 9118 (8)(1.2) X.O_ (15) $142.316.70 x.O~ $6.404.25 5 16. Arnold d Lile 141ala1b1e at IilIlII rate (16) D. 17. Arnold d Line 14 fBllabfe at ~ rate X .12 (17) ~ 18. Arnal.R d Lile 14 fBllabfe aI coIIaIerII raIe X .15 (18) ~ 19. .... Due (19) $6,404.25 Zl. 0 I:~*RE:". '00" .~: ":Rl5filNDOFAM~'''ertl . ..' .Y,.ME..... A... ..... ..' .. . .. ..' q ... ... . . . .' .. :).)::~'~:BE:SURE tOAHSVIlERAU." :ON' . :SlDE ANJ.REcHECifliATH:<=<:: .. . . .. . . .. . STFPM2021F.1 ".... ",., ,.".~~ ~~W;"."", <...,."_...,,.,....,- '. 'f \ Decedenfs Complete Address: STREET ADDRESS 1020 Swarthmore Road CITY New Cumberland I STATE PA I ZP 17070 Tax Payments and Credits: 1. Tax Due (Page 1 Une19) 2. 0'editsIPayment A. SpousiiI Povarty Crecit B. PrIor payments C. Discotri 3. IntenlstJPenaIty If appIcabIe O. Interest E. Per8ty (1) $6,404.25 Total Cndts (A + B + C) (2) TotaIlnterestlPerdy (0 + E) (3) 4. If Une 2 is grcBer than Une 1 + line 3. enter the ciInnce. This is the OVERPAYMENT. Check box on Page 1 Une 20 to request a refund (4) 5. If Line 1 + Une 3 is lJealer than Una 2. emr the dfl8rence. This Is the TAX DUE. (5) A. Enter the iIUresl CIlthe tax due. (SA) B. ErUrthetolalofUne5+5A. TtialstheBALANCEDUE. (58) $6,404.25 Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER 1HE FOLLOlMNG QUESllONS BY PLACING AN ur IN THE APPROPRIAlE BLOCKS 1. ad deceda't make a InI1sir ant: Yes No a relain the use orJnccme of the propertyblllSfemld; ........................................ 0 ~ b. retain the riglt fo designlte who shall use the prqH!Ity tnrlsI'erred or its inccme; . . . . . . . . . . . . . . . . . .. 0 ~ c. retain al8WllSioray InIenlst; or . ........................ ........... ........ .... ... .... 0 d. I8CIliva the promise ilr life of eilher payrI'HIU. bEnefits or en? ............................... 0 2. If dIBh ocr::tmId BIer December 12, 1982, del decedent tnI'IsB' property v.flIin one ye;Jl of deah lIlithol.t receNIng ~consIderaIlon? .... ................ ... ........................... 0 1!1 3. ad decedert l1M1 an 1n trust fa" or payabJe l..,on deBIh bank lICClJlri or secuily at tis or her deah? . . . .. 0 ~ 4. Did deceda't l1M1 an JrdviduaI ReIInment Accold,IIVIity, or other ~ property which codainsabsllllclay . ? ....................................................... 0 lEI IFnEANSWER TO AN( OFllE QlES110NS IS YOU MUST COMPLETE SCtEDlI.E G AN) FILE IT AS PART OF llE RETlM lhIIr...... d pIIjq I dIclnhlll hM nUn, iI1l:kIh ~ ICMd&M 1IllI.......lIllIlDlhe bell d my knowledge lIlll belief. lis WI, carect lIlll ~ <<*lW .. II"'ClIIllfWall'llllllldwNch his UNG RETURN ~ t!> SlGNA1\JlE~~~.rrisburg, PA 17112 Ames s.- - I~l:~' .0. Box 168. le_. PA 17043 DATE 1<6' nq-.2qb For dales cI dBaIh CIl or after JIJy 1, 1994 and bebe JarIJlIIy 1, 1995, the tax rate imposed CIlthe net vaue ct transfers to or for the use c1the IIII\'ivq spouse Is 3% [72 P.S. pt16 (8) (1.1) (I)]. FCI' dales cI dBaIh CIl CI' after JanJIIY 1, 1995, the tax rate inDOSed CIl the net vaJue of transin to or for the use cI the SIniW1I ~ Is 0% [72 P.5. 19= 1) (Ji)~ The __ does not .~ a InnIfir to a SlIViving spouse iom tax, lI1d the statutory reqUl8l'leIU for dIscIosu8 cI asseIs lIid 1iIlng a tax rellm 118 sill even if the 8IftMrG spouse . friI btnlIciay. FCI'dates cI deIIh CIl CI' after JIJy 1, 2000: The tax nH ImpoIed CIlthe net __ ct Iransin from a deceased ctiId twenty-one yeas cI age or ycuvI' at death to or for the use of a natlnI .... an .q,tive Il8'ri. or a aleppaie.t c1the ctid Is 0% (72 P.S. 59116(aX1.2)]. The tax nH Imposed on the net vaJue ct Iransin to or for the use of the decederts UneaI beneficiaries Is 4.5%, a:ept as noted In 72 P.S. fi')116(1.2) (72 P.S. fi')116(a)(1)]. The tax nH Imposed CIl the net VBIue of IransfIlrs to or for the use ctthe decedelfs sIllIir9 is 12% (72 P.S. fi')116(aX1.3)). A sibling Is defined, lJlder Section 9102, as an individual who has at least one JB8i In CCIIlmon with the decederl, wheIher by blood or ldopIIon. STF PM2lI21F.2 . . . , REV-1li02 EX + (1.e7) (Q ~CEPENNSYIWM IIERITANCE TAX AE'RIlN RESllBTDECEIDT SCHEDULE A REAL ESTATE ESTATE OF FILE NUMBER Murdock. Hannah 21-06-0078 AD !'III P"lI*Ir....wr tit. a tInR In cammon nut be IIpClrtad It fIIr.....VIIue. F8lr nwk8t... dIIIned ... price Itwlic:h JI"lI*lYwUI be~ belweIn I wIq _lI1lIa .-..1IIar...... being compeIed to buy,.... boll having I'8ISClIllIbIe knaMedgedthe relevaltfacll. RIll JIRlI*Irwhlch IaJoInIIyoCMllld wIlh_ dllftlvcnNp ......~anll:hdNF. ITEM VAUEAT DATE NUt.eER DESCRIPTION OF DEATH 1. Single-family residence at 1020 Swarthmore Road, New Cumberland Borough, Cumberland County, Pennsylvania. $156.078.00 Value based upon county tax assessment of land ($30,000.00) and improvements ($106.910.00) multiplied by the common level ratio for Cumberland County (1.14) TOTAL (Also ..... on Una 1, RecapltuIaIion) $ 156.078.00 (If more space Is needed, Insert adlItionaI &heels of the SIIne size) SlF PM:2Il21F.3 . . , , REV-15118 EX + (1-87) (I) lDIotOtWtEAl]lf OF PENNSVlWM IHIIWI:E TAX RETURN REBIBn' IECEDENT SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY Murdock, Hannah FIlE NUMBER 21-06-0078 ESTATE OF h:Ule.. pnlCll8ds dlllgallcllllld" dale.. ~ Went IlIClIived by" esllD. All pnlIBly JoInIy-owned wllhthe IIPt ~ IlniWlraNpnutbe cIICIaIId III ScMduIIF. ITEM VALLE AT DATE NUMBER DESCRIPTION OF DEATH 1. Checking account No. 0771031742 with Sovereign Bank $5,029.81 NOTE: This account had been owned jointly with decedent's late husband, Leonard A. Murdock, who predeceased her death and so the entire account belonged to the decedent on the date of her death. 2. 1990 Chevrolet Caprice automobile in fair condition $1,200.00 3. Household furnishings, appliances, and other household contents $2,500.00 4. Checking account No. 610068-248-7 with Citizens Bank $342.52 NOTE 1: This account had been titled in the name of decedent's late husband, Leonard A. Murdock, who died shortly prior to decedent. At the time of decedent's death, the funds in that account were in the process of being withdrawn and paid to her and, therefore, we have inluded the date of death value in the account as an asset of the decedent. NOTE 2: At some point shortly prior to decedenfs death, the balance in the account was $3,363.52. However, $3,021.00 of that balance was withdrawn by the United States Civil Service System and the United States Social Security Administration because they represented over-payments by those agencies to Leonard A. Murdock. The result of that transaction was that the balance on the date of death, and received by the decedent or her estate, was the amount shown above. SlFPA42D21F.ll lOTAl. {Also enteron line 5, Recap/tUation) $ 9,072.33 (If I1lOI8 spa:e Is needed, Insert lKkIIIonaI sheets of the SIIIl8 size) . ~..~"i~. lIII~1l4 Court Ordered Processing / MAl MB3 02-10 P.O. Box 841005 Boston, MA 02284 January 31, 2006 Samuel L. Andes Attorney at Law P.O. Box 168 Lemoyne, P A 17043 RE: Estate of: Hannah Murdock Date of Death: January 9, 2006 Dear Mr. Andes: Per your request, enclosed please find the account information as of date of death for the above-named decedent. Please note the balances do not include accrued interest. If you should have any further questions, please do not hesitate to call. Very truly yours, \ /) " !)J(~ce\~__"___ Linda Spavento OAG Team Leader (617) 533-1789 (617) 533-1931-fax Sovereign Bank ESTATE OF SOCIAL SECURITY #: DATE OF DEATH: Hannah Murdock 192-28-8880 January 9, 2006 Account #: 0771031742 Type: Checking In the name of: Hannah Murdock or Leonard A Murdock Date of Death Balance: $5,029.81 Int.(YTD) from 1/1/2006 to 1/9/2006 Accrued interest to date of death: $0.10 Other Info: Open date: 6/5/1997 $0.00 Page 1 of 1 II Citizens Bank 1-888-910-4100 Call Citizens' Phone Bank anytime for account information. current rates and answers to your questions. US259 BR290 15 LEONARD A MURDOCK 1020 SWARTHMORERD NEW CUMBERLND PA 17070-1707 Circle Summary Account Account Numller DEPOSIT BALANCE Checldng Circle Checking 610068-258-7 Monthly combined balance to waive monthly fee is Your monthly combined balance this statement period is Member FDIC @Equal Housing Lender 1 Balana Last Statement 3,363.53 5,000.00 2,083.89 Balance this Statellent 342.52 Circle Account Statement o OF 5 Beginning December IS, 2005 through January 17, 2006 Contents Summary Page 1 Checking Page 2 Check Images Page 4 LEONARDA MURDOCK HANNAH MURDOCK Circle Checking 610068-258-7 e e Total Deposit lalana 342.52 Total Relationship Batanu 342.52 REV-1S11 EX + (1.w) (I) <DIIOfMEAIJH OF JIENHSYI.\MIA IIEII1MCETAXREMN RESlElfTlECEIEHT SCHEDULE H FUNERAL EXPENSES & ADMINISTRAnvE COSTS ESTATE OF AlE NUMBER Murdock, Hannah 21-06-0078 DlbCaddadlntnut be rIplIItId on8d1edule I. ITEM NUMBER DESCRIPTION AMOUNT A FUNERAL EXPENSES: 1. $1,123.00 Stone and Murray (funeral services) Rolling Green Cemetary (burial expenses) $1,673.90 B. ADt.tNISTRATIVE COSTS: 1. PnlI1II RepI..-.....s Con.lisslollS N8ne II PtnonlII RepnlserDtive(s) SocIIIII Secuity Nlmber(s) I Eftl tQnber rI PtnonlII RIlprISlllUlNe(S) SlreeIAd*- City Stale Zip .s) ConmIssIcI1 Paid: 2. Nmrtt Fees SAMUEL L. ANDES $5,000.00 3. FIII1Iy Elempl/on: (f dececlelts address is rd the SlIllIa cllirnris, lIIIach expInIion) CIairrlad SIreet Address CIy Stale Zip ReIatIcrlsI1p rI CIaImart 10 Oecedert 4. Pnlb&Ia Fees Register of Wills $337.00 5. AI:coInIrfs Fees 6. TIKRelIrn Pnlprn's Fees $95.00 7. Car1isle Sentinel (advertising) $138.30 Cumber1andLaw Journal (advertising) $75.00 Costs to repair and maintain home (see Schedule attached) $11,486.01 TOTAL (Also erier on line 9, RecapiluJaIion) $ 19,928.21 SlFPM:1021F.12 (If more space Is needed, insert adcitionaI sheets of the sane size) & . Schedule H Estate of Hannah Murdock No. 21-06-0078 Expenses to maintain home until distribution Real Estate taxes Municipal and County $667.77 School $1,328.00 PPL - electric service $705.93 UOI - gas service $803.00 P A WC - water service $134.22 Sewer and trash bills $129.60 Homeowners insurance $231.00 Granulawn - lawn service and maintenance $706.49 Joseph Hawthorn - painting, supplies, repairs, and utilities to prepare $6.780.00 house for sale TOTAL $11,486.01 REV-1512 EX + (1.en (I) COMlNWEALlHOF PEIlIlSYI.WM NEIlITAI<<:E TAl RETURN RESlENTDB:EDENT SCHEDULE I DEBTS OF DECEDENT, MORTGAGE UABlUTIES, & UENS ESTATE OF FIlE NUMBER Murdock, Hannah 21-Q6-0078 Indudllmllmbul-.l.-lal- ITEM tUeER DESCRIPTION AMOUNT 1. Quantum Imaging 2. Prescription SelVices 3. Healthsouth Nursing Home 4. Mutual of Omaha - insurance premium 5. Boscov's Department Store 6. New Cumbertand Fire Department 7. Magazine selVice 8. Capital One Credit Card 9. Chase Credit Card 10. Verizo- phone bill 11. AT&T - phone bill 12. QVC Channel $4.93 $53.00 $21.20 $267.00 $50.37 $25.00 $18.48 $1,833.33 I $375.45 $159.34 $27.32 $70.00 TOTAL (Also en... an line 10. RecapituISion) $ 2,905.42 (If more splD is needed, i1sert adcItIonaI sheets d the same size) 81'FPAA2021F.13 REV-1513 EX + (8000) C<IIMlJIIrEAl.l OFPENNSYlWM IIHNIM:E W REl'1JlN IE8IlEHTDECEDENT SCHEDULE J BENEFICIARIES FILE NUMBER 21-06-0078 ESTATE OF Murdock, Hannah RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAt.E At-[) AOORESS OF PERSON(S) RECEMNG PROPERTY Do Not list TruslIe(s) OF ESTATE 1 TAXABLE D1STR1BU1lONS rlflCl\de outrIgtt spousal dstributials, lI1d trcI1sfers lI1der Sec. 9116 (a) (1.2)1 1. Steven A. Murdock son 50% 510 Toms Road Harrisburg, PA 17112 2 Arlene F. Orsinger 1005 Swarthmore Road daughter 50% New Cumberland, PA 17070 ENTER OOlLARAMOUNTS FOR DlSTRJBUnONS SHOWN ABOVE ON UNES 15llROUGH 18. AS APPROPRIATE, ONREV-1500 CCNERSI-EET n. NON-TAXABLE DISTRIBUTIONS: A. SPOUSALDlSTRIBUTICN)UNOERSECTION 9113 FOR WHICH AN ElEcnONTO TAX ISNOTBBNGMAOE 1. none B. awm"ABlE AND GOVERNMENTAL DISTRIBUTIONS 1. none TOTAL OF PARl'n - ENTER TOTAL NON-TAXABLE DlSTRlBunCN) ON UNE 13 OF REV-1500 COVER SI-EET $ 0.00 STFPM2021F.14 Of mare space Is needed, Insert IIIcIIIonaI sheela of the l8l'l6 size) I, HANNAH MURDOCK, of the Borough of New Cumberland, Cumberland County" Pennsylvania, declare this to be my last will and revoke any will previously made by me. ; ITEM I. I direct that all my just ~ebts .and funeral expenses, including my .grayemarker and all expenses of my last illness, and any and all taxes and assessments imposed by any governmental body as a result of my death, whether on property passing under this will or otherwise, shall be paid from my residuary ,estate as soon as practicable after my decease as a part of the expense of the administration of my estate. ~ ITEM II. I give, devise, and bequeath all of my possessions and estate of every nature and o wherever situate to my husband, LEONARD A. MURDOCK, provided he survives my death by sixty (60) days. ITEM III. Should my said husband, LEONARD A. MURDOCK, predecease me or be deceased on the sixty-first day after my death, I give, devise, and bequeath all of my possessions and estate of every nature and wherever situate as follows: A. One-half thereof to my daughter, ARLENE F. ORSINGER, provided she survive my death by sixty (60) days and, if she does not so survive my death, to such of her issue, per stirpes, as survive my death by sixty (60) days and, if she, leaves nci such issue, to the other person or persons taking under this Item III o~ ,this my last will. B. One-half thereof to my ~on, STEVEN A. MURDOCK, provided he survive my death by sixty (60) days and, if he does not so survive my death, to such ot his issue, per stirpes, as survive my death by sixty (60) days and, if he leaves no such issue, to the other person or persons taking under this Item \II of this my last will. ITEM IV. I appoint my son, STEVEN A. MURDOCK, executor of this my last will. Should my '''',I ... 1"\ <J 0-.. " (> - WILL OF HANNAH MURDOCK . said son predecease me or otherwise fail to qualify or cease to serve as executor of th.s my last will, I appoint my daughter, ARLENE F. ORSINGER, executrix of this my last will. Page ]. of 4 '. . ITEM V. All of the interests of the beneficiaries hereunder shall not be subject to anticipation or to voluntary or involuntary alienation nor shall they be subject to any execution or attachment. ITEM VI. In addition to the other powers and authorities granted to my personal representative by Pennsylvania Law and by the other terms and provisions of this wiIJ, I ~erebY give to my personal representative the following powers and authorities effective without court approval and until actual distribution of all property: to compromise any claim or controversy; to make distribution in cash or in kind, or partly in cash and partly in kind, and in such manner as my personal representative may determine and at valuations finally to be fixed by them; to invest in all forms of property, including any stock or other securities in any corporate fiduciary or its successor without restriction to investments authorized for Pennsylvania fiduciaries, as my personal representative deems proper, without regard to any principle of risk or diversification; to retain any or all assets of my estate, real or personal, without regard to any principle of risk or diversification; to sell at public or private sale, to exchange, or to lease for any period of time, any real or personal property and to give options for sales, exchanges, or leases, for such prices and upon such terms or conditions as my personal representative deems proper; and to allocate receipts and expenses to principal or income or partly to each as my personal representatives deem proper in their sole discretion. ITEM VII. I direct that my personal representatives and fiduciaries shall not be required to give bond for the faithful performance of their duties in any jurisdiction. ~ .' IN.WITNESS WHEREOF, I have hereunto set my hand this 9 day of Od' ~ ., 2003. ~ a.......J... ~J.,J... HANNAH MURDOCK Page 2 of 4 '.. -. The preceding instrument, consisting of this and two other typewritten pages, each identified by the signature of the testatrix was on the date thereof signed, published, and declared by HANNAH , MURDOCK, the testatrix therein named, as and for her last will, in the presence of us, who at her request, in her presence, and in the presence of each other, have subscribed our names ~s witnesses hereto. I I o ~ J ~ Page 3 of 4 '... ... ...., ~ COMMONWEALTH OF PENN5YL VANIA COUNTY OF c.",-"^,b~rl",,...,J) ) ( 55.: ) The undersigned, being the testatrix whose name is signed to the attached or foregoing' instrument, having been duly qualified according to law, does hereby acknowledge that I signed and executed the foregoing instrument as my last will, that I signed it willingly; and that I siqned it as my free and voluntary act for the purposes therein expressed. . 1 5wQ.rr.t or a.tfirmed to and ~cknowledged befdre m~by"the testatrix named above '.tllis ,-~_ d~y of OC'l'be.~ I 2003. -- ." "'. ...... oJ#' C1ioJ ~J.. HANNAH MURDOCK NOmr-JIOTMY PUBlIC fa.. BORG CUIIBER1.AND CO. . COMM1SS1Oft aPim AUG. 17 · COMMONWEALTH OF PENNSYLVANIA C~ COUNTY OF ) ( 55.: ) WE, S' AIV\~~l. L.. IrHOE"S and AMV H A-~K,,"S I the witnesses whose names are signed to the attached or foregoing instrument, being duly qualified according to law, do depose and say that we were present and saw the testatrix sign and execute the instrument as her last will; that she signed it willingly and that she executed it as her free and voluntary act for the purposes therein expressed; that each of us in the hearing and sight of the testatrix sig,hed the will as witnesses; and that to the best of our knowledge, the testatrix was at that time 18 or more years of age, of sound mind, and under no constraint or undue influence. Sworn or' s'ffirmed to and . " dCk~owledge(j--before me this -. ""--.. .' l::: !t, aay.of:~C.1b&~, 2003. ~~ ~ -- Page 4 of 4